Ameris Bank, Memorial Drive Branch

Name:Ameris Bank, Memorial Drive Branch
Full Service Brick and Mortar Office
Review:3 client reviews
Location:2110 Memorial Dr
Waycross, GA 31501

Ware County
View Other Branches
 
Phone:912-283-4711
Branch Deposit:$64,371,000
FDIC Cert:#20504
Established:1986-07-31


The Bank

Name:Ameris Bank
Concentration:Commercial Lending Specialization
Established:1971-10-01
FDIC Insurance:1971-10-01
Holden By:Ameris Bancorp
Charter Class:Commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:129, view all, view on map
Website:http://www.amerisbank.com
Total Assets:$11,569,668,000
Total Deposits:$9,807,188,000
Total Equity Capital:$1,642,308,000
Total Domestic Office Deposits:$9,807,188,000
Net Income:$44,871,000
Quarterly Net Income:$44,871,000
Return on Assets:2%
Quarterly Return on Assets:2%
Return on Equity:11%
Quarterly Return on Equity:11%
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Client Review

3 client reviews of Ameris Bank scored 2.5 out of 5.

Va Loan
Overall Rating
Office Environment & Staff
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by cocobengi, Feb. 23, 2016

I am a veterans that tried to get a Va Loan with this bank started this process back in Dec 2015 and I was pre qualified for a new home purchase with the amount of a home I wanted to purchase. So I thought that everything was ok until about a week ago the underwriter wanted to know why did my husband have dismissal on his BK on his credit report. Our BK lawyer wrote a letter explaining what happen and why well of course that was not good enough and we had a Loan mod in which we been making payment on time for over 2 years so that was also a problem with them.  We had this nix picky situation and explain we had to explain to them that this was an hardship situation.  So with all of this been said please have all your ducks in a roll done because it took them 2 months to let up know that we were not approve because of bull@@@@.  They wasted a lot of me and my husband time over bull$$$ that we did not expect to be an issue.  So now we are looking for another lender that could help with our loan.  We have already customize our new home and now we have wasted 2 months with this bank just to find out that we were not approve.  So we are looking for another lender because we do not want to lose our new home over this bull.
I will not and I mean ever deal with this bank again.  What happen to help our military retiree or active duty also time.  I will not recommend this bank to any veteran because they are so picky. I HATE THIS BANK..THEY ARE A WASTE OF MY TIME. EIGHT WEEKS AND STILL DID NOT GET APPROVE. I know that people have different situation but I been paying my bills and me and my husband fico score is over 680 and above..WE ARE BOTH VA 100% COMPENSTATED.  My spouse voluntary ask for dismiss on his BK because he decided that he did not need it.  WE SHOULD HAVE NOT BEEN TURN DOWN BECAUSE OF OUR HARDSHIP.  OVER 2 YEARS WE HAVE BEEN ON TIME WITH ALL OF OUR PAYMENT...PLEASE DO NOT USE THIS BANK BECAUSE THEY SUCKS. IT SHOULD HAVE NOT TAKING THIS LONG TO FIND OUT THAT YOU WERE NOT APPROVE


* this reviewer has be with this bank for <6 months
* this reviewer had 1 - 2 banks before.
6 of 8 people found this review helpful. Was this review helpful to you? Yes, No   Report Abuse

1 comment. Add a comment

by Pamhutto 2016-11-21 14:08:07
This was helpful to me.....no banking with Ameris for me....my son needs to MOVE to another bank....they have hidden under fees if your account is overdrawn ONE WEEK....as if what they have ALREADY CHARGED YOU WASN'T HARD ENOUGH...NOT A BANK FOR HARD WORKING HONEST PEOPLE WATCHING THEIR BUDGET AND COUNTING PENNIES....SORRY FOR BAD REVIEW BUT MY SON HAS BEEN VICTIMIZED AND ABUSED!!!!!
Hinesville Ameris Bank
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by Legmanning, Jun. 20, 2015

I always get the best help from the employee of this bank.  Questions are always answered in the most pleasant manner.  Hope to always bank here.

* this reviewer has be with this bank for >10 years
* this reviewer had 3 - 5 banks before.
* this review was made on Ameris Bank, Hinesville Branch at Hinesville, GA
3 of 5 people found this review helpful. Was this review helpful to you? Yes, No   Report Abuse

0 comment. Add a comment

What bank closes at 4pm really?:???
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by prettyredgirl, Jun. 20, 2014

I relocated from out of town and of course I have put in for my direct deposit at my job but get this it take two pay periods.  what? so to my freaking surprise it only 1 freaking branch of Ameris Bank is in Downtown Atlanta, GA and it open Monday - Friday 9-4pm what kind of hours is that... Then the other Ameris Bank Branch is in Stockbridge GA but it only dose Mortgages and Loans really...Screwed. I swear I will be opening at another bank branch that more available in other areas. Don't go here....been  with them forever and its crap

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on Ameris Bank, Atlanta Midtown Branch at Atlanta, GA
9 of 15 people found this review helpful. Was this review helpful to you? Yes, No   Report Abuse

4 comments. Add a comment

by prettyredgirl 2014-06-20 12:17:18
It's me again I hate this place wished I would have stayed where I was and could have done something I'm up here putting in applications after application and no progress hate it here though it would be better it's worse....
by Sannie 2014-10-17 10:43:21
I hate AmerisBank and have had one problem after another. I am currently reviewing other banks so I can close account and go someplace else. It's always a mess. They don't want to loose customers, but they don't know how to do one thing to keep them. Not happy, loved Prosperity Bank, not this one.
by Wiser 2018-04-30 19:04:29
Ameris is the worst bank in the US. They are theives (legally) and untrustworthy and dishonorable. Make sure anything that is said to you, is in writing. Ameris tells long term customers that they will renew their commercial loan and the papers will be ready to sign soon and anything you get in the mail you can ignore b/c it's generated by a computer. Then, they foreclose on the loan (especially if they can grab property.) Some customers never missed nor were they late on their previous loans. This is how they increase the banks earnings.I have seen this many times. If this bank buys your current bank, grab your savings & shop your commercial loan ASAP.
by bettinam 2018-09-04 21:32:28
Ameris bought my wonderful,  no-fee bank of 35 years, Atlantic Coast (AC). Auto-deposits transferred fine but I left Ameris for Colony Bank because of incompetence:

Strike 1: I couldn't access my checking account online. I had to verify two phone numbers that were never on file with AC. Ameris laid the blame on AC, citing that AC sent the fictitious numbers. Ameris tried to help but didn't know how. They used their computer to access my account, and their system would only recognize their IP address. That negated all my efforts of checking my account online. Ameris never attempted to contact IT for a solution.

Strike 2: During the acquisition, I was assigned the wrong type of Ameris account, which was supposed to be the same type of no-fee account I had had at AC. I disputed a $6 maintenance fee. It was refunded.

Strike 3 - You're Out: Ameris sent me four separate letters in one day stating that they were confirming my change of address. I had no change of address, and the four identical letters indicated my previous address, and my 'new' address, which was the same...and they wanted to oversee my money?

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