Home > American National Bank & Trust > Income and Expense

American National Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$99,661,000542
Total interest expense$51,575,000379
Net interest income$48,086,000693
Provision for loan and lease losses$03,275
Total noninterest income$18,679,000481
Gross Fiduciary activities income$9,561,000181
Service charges on deposit accounts$542,0001,557
Trading account gains and fees$0123
Additional Noninterest Income$8,576,000601
Total noninterest expense$49,369,000577
Salaries and employee benefits$32,464,000489
Premises and equipment expense$3,871,000695
Additional noninterest expense$8,576,000601
Pre-tax net operating income$17,396,000758
Securities gains (losses)$0988
Applicable income taxes$3,169,000728
Income before extraordinary items$14,227,000769
Extraordinary gains, net$054
Net income$14,227,000780
Minority interest net income$088
Net income of bank and minority interests.$14,227,000772
Net charge-offs$100,0001,503
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$14,227,000778
2023-09-30 (YTD Data)Rank
Total interest income$70,461,000563
Total interest expense$35,377,000381
Net interest income$35,084,000715
Provision for loan and lease losses$03,085
Total noninterest income$13,446,000501
Gross Fiduciary activities income$6,727,000191
Service charges on deposit accounts$391,0001,602
Trading account gains and fees$0125
Additional Noninterest Income$6,328,000625
Total noninterest expense$36,195,000593
Salaries and employee benefits$24,481,000486
Premises and equipment expense$2,803,000715
Additional noninterest expense$6,328,000625
Pre-tax net operating income$12,335,000828
Securities gains (losses)$0849
Applicable income taxes$2,344,000759
Income before extraordinary items$9,991,000833
Extraordinary gains, net$052
Net income$9,991,000837
Minority interest net income$081
Net income of bank and minority interests.$9,991,000833
Net charge-offs$47,0001,508
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,991,000851
2023-06-30 (YTD Data)Rank
Total interest income$44,007,000565
Total interest expense$21,647,000370
Net interest income$22,360,000740
Provision for loan and lease losses$02,940
Total noninterest income$8,768,000496
Gross Fiduciary activities income$4,295,000188
Service charges on deposit accounts$243,0001,661
Trading account gains and fees$0112
Additional Noninterest Income$4,230,000593
Total noninterest expense$23,646,000590
Salaries and employee benefits$16,257,000480
Premises and equipment expense$1,806,000725
Additional noninterest expense$4,230,000593
Pre-tax net operating income$7,482,000902
Securities gains (losses)$0938
Applicable income taxes$1,401,000821
Income before extraordinary items$6,081,000913
Extraordinary gains, net$051
Net income$6,081,000925
Minority interest net income$081
Net income of bank and minority interests.$6,081,000913
Net charge-offs$32,0001,348
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,081,000922
2023-03-31 (YTD Data)Rank
Total interest income$20,227,000600
Total interest expense$9,307,000377
Net interest income$10,920,000766
Provision for loan and lease losses$02,612
Total noninterest income$4,047,000526
Gross Fiduciary activities income$2,112,000199
Service charges on deposit accounts$114,0001,763
Trading account gains and fees$097
Additional Noninterest Income$1,821,000647
Total noninterest expense$11,718,000599
Salaries and employee benefits$8,099,000492
Premises and equipment expense$899,000761
Additional noninterest expense$1,821,000647
Pre-tax net operating income$3,249,0001,016
Securities gains (losses)$0950
Applicable income taxes$599,000928
Income before extraordinary items$2,650,0001,031
Extraordinary gains, net$04
Net income$2,650,0001,030
Minority interest net income$048
Net income of bank and minority interests.$2,650,0001,030
Net charge-offs$30,000971
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,650,0001,044
2022-12-31 (YTD Data)Rank
Total interest income$62,857,000616
Total interest expense$14,273,000347
Net interest income$48,584,000688
Provision for loan and lease losses$2,500,000443
Total noninterest income$17,695,000517
Gross Fiduciary activities income$7,668,000216
Service charges on deposit accounts$602,0001,501
Trading account gains and fees$0116
Additional Noninterest Income$9,425,000587
Total noninterest expense$42,132,000638
Salaries and employee benefits$28,568,000537
Premises and equipment expense$3,531,000740
Additional noninterest expense$9,425,000587
Pre-tax net operating income$21,647,000709
Securities gains (losses)$0691
Applicable income taxes$3,937,000702
Income before extraordinary items$17,710,000706
Extraordinary gains, net$05
Net income$17,710,000707
Minority interest net income$063
Net income of bank and minority interests.$17,710,000707
Net charge-offs$82,0001,327
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$17,710,000710
2022-09-30 (YTD Data)Rank
Total interest income$43,244,000635
Total interest expense$6,923,000355
Net interest income$36,321,000684
Provision for loan and lease losses$1,900,000406
Total noninterest income$12,944,000525
Gross Fiduciary activities income$5,539,000222
Service charges on deposit accounts$467,0001,475
Trading account gains and fees$0111
Additional Noninterest Income$6,938,000609
Total noninterest expense$30,261,000657
Salaries and employee benefits$20,038,000576
Premises and equipment expense$2,597,000752
Additional noninterest expense$6,938,000609
Pre-tax net operating income$17,104,000690
Securities gains (losses)$0740
Applicable income taxes$3,433,000640
Income before extraordinary items$13,671,000686
Extraordinary gains, net$04
Net income$13,671,000686
Minority interest net income$057
Net income of bank and minority interests.$13,671,000686
Net charge-offs$3,0002,106
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$13,671,000696
2022-06-30 (YTD Data)Rank
Total interest income$26,235,000658
Total interest expense$2,954,000409
Net interest income$23,281,000686
Provision for loan and lease losses$1,000,000422
Total noninterest income$8,754,000522
Gross Fiduciary activities income$3,669,000198
Service charges on deposit accounts$314,0001,458
Trading account gains and fees$0108
Additional Noninterest Income$4,771,000615
Total noninterest expense$19,592,000665
Salaries and employee benefits$12,943,000583
Premises and equipment expense$1,699,000754
Additional noninterest expense$4,950,000768
Pre-tax net operating income$11,443,000645
Securities gains (losses)$0687
Applicable income taxes$2,298,000603
Income before extraordinary items$9,145,000644
Extraordinary gains, net$04
Net income$9,145,000644
Minority interest net income$060
Net income of bank and minority interests.$9,145,000644
Net charge-offs$3,0001,878
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$9,145,000656
2022-03-31 (YTD Data)Rank
Total interest income$11,976,000691
Total interest expense$1,135,000494
Net interest income$10,841,000704
Provision for loan and lease losses$450,000361
Total noninterest income$4,189,000551
Gross Fiduciary activities income$1,830,000203
Service charges on deposit accounts$157,0001,444
Trading account gains and fees$0103
Additional Noninterest Income$2,202,000656
Total noninterest expense$9,194,000704
Salaries and employee benefits$6,121,000611
Premises and equipment expense$847,000764
Additional noninterest expense$2,226,000841
Pre-tax net operating income$5,386,000655
Securities gains (losses)$0623
Applicable income taxes$1,079,000619
Income before extraordinary items$4,307,000657
Extraordinary gains, net$04
Net income$4,307,000657
Minority interest net income$050
Net income of bank and minority interests.$4,307,000657
Net charge-offs$-4,0003,570
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,307,000662
2021-12-31 (YTD Data)Rank
Total interest income$44,464,000747
Total interest expense$4,445,000610
Net interest income$40,019,000767
Provision for loan and lease losses$1,290,000457
Total noninterest income$17,932,000556
Gross Fiduciary activities income$6,734,000206
Service charges on deposit accounts$622,0001,368
Trading account gains and fees$0132
Additional Noninterest Income$10,576,000647
Total noninterest expense$37,121,000691
Salaries and employee benefits$24,392,000608
Premises and equipment expense$3,129,000826
Additional noninterest expense$9,600,000809
Pre-tax net operating income$19,540,000753
Securities gains (losses)$02,062
Applicable income taxes$3,735,000755
Income before extraordinary items$15,805,000778
Extraordinary gains, net$010
Net income$15,805,000779
Minority interest net income$074
Net income of bank and minority interests.$15,805,000779
Net charge-offs$348,000779
Cash dividends$1,178,0002,062
Sale, conversion, retirement of capital stock, net$0582
Net operating income$15,805,000762
2021-09-30 (YTD Data)Rank
Total interest income$33,079,000765
Total interest expense$3,350,000639
Net interest income$29,729,000780
Provision for loan and lease losses$1,290,000339
Total noninterest income$13,547,000567
Gross Fiduciary activities income$4,953,000208
Service charges on deposit accounts$455,0001,390
Trading account gains and fees$0132
Additional Noninterest Income$8,139,000655
Total noninterest expense$27,312,000714
Salaries and employee benefits$17,890,000623
Premises and equipment expense$2,277,000865
Additional noninterest expense$7,145,000813
Pre-tax net operating income$14,674,000785
Securities gains (losses)$02,015
Applicable income taxes$2,886,000768
Income before extraordinary items$11,788,000819
Extraordinary gains, net$08
Net income$11,788,000819
Minority interest net income$069
Net income of bank and minority interests.$11,788,000819
Net charge-offs$346,000612
Cash dividends$1,178,0001,599
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,788,000796
2021-06-30 (YTD Data)Rank
Total interest income$21,656,000777
Total interest expense$2,237,000671
Net interest income$19,419,000788
Provision for loan and lease losses$1,290,000237
Total noninterest income$9,055,000570
Gross Fiduciary activities income$3,222,000208
Service charges on deposit accounts$295,0001,372
Trading account gains and fees$0133
Additional Noninterest Income$5,538,000657
Total noninterest expense$17,968,000719
Salaries and employee benefits$11,740,000628
Premises and equipment expense$1,490,000885
Additional noninterest expense$4,738,000804
Pre-tax net operating income$9,216,000821
Securities gains (losses)$01,818
Applicable income taxes$1,793,000797
Income before extraordinary items$7,423,000858
Extraordinary gains, net$06
Net income$7,423,000858
Minority interest net income$067
Net income of bank and minority interests.$7,423,000858
Net charge-offs$373,000470
Cash dividends$590,0001,814
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,423,000838
2021-03-31 (YTD Data)Rank
Total interest income$10,720,000778
Total interest expense$1,093,000725
Net interest income$9,627,000789
Provision for loan and lease losses$525,000356
Total noninterest income$4,489,000578
Gross Fiduciary activities income$1,592,000208
Service charges on deposit accounts$147,0001,373
Trading account gains and fees$0127
Additional Noninterest Income$2,750,000655
Total noninterest expense$8,705,000733
Salaries and employee benefits$5,695,000647
Premises and equipment expense$698,000932
Additional noninterest expense$2,312,000805
Pre-tax net operating income$4,886,000787
Securities gains (losses)$01,392
Applicable income taxes$951,000778
Income before extraordinary items$3,935,000819
Extraordinary gains, net$03
Net income$3,935,000819
Minority interest net income$055
Net income of bank and minority interests.$3,935,000819
Net charge-offs$-1,0003,038
Cash dividends$590,0001,087
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,935,000799
2020-12-31 (YTD Data)Rank
Total interest income$39,786,000844
Total interest expense$5,486,000863
Net interest income$34,300,000834
Provision for loan and lease losses$6,600,000470
Total noninterest income$17,692,000544
Gross Fiduciary activities income$5,495,000212
Service charges on deposit accounts$629,0001,359
Trading account gains and fees$0133
Additional Noninterest Income$11,568,000590
Total noninterest expense$31,911,000771
Salaries and employee benefits$21,173,000677
Premises and equipment expense$2,429,0001,009
Additional noninterest expense$8,309,000855
Pre-tax net operating income$13,481,000822
Securities gains (losses)$6,0002,412
Applicable income taxes$2,425,000819
Income before extraordinary items$11,062,000872
Extraordinary gains, net$04
Net income$11,062,000872
Minority interest net income$072
Net income of bank and minority interests.$11,062,000872
Net charge-offs$1,226,000570
Cash dividends$1,165,0002,039
Sale, conversion, retirement of capital stock, net$5,000,00093
Net operating income$11,057,080835
2020-09-30 (YTD Data)Rank
Total interest income$29,518,000856
Total interest expense$4,367,000875
Net interest income$25,151,000844
Provision for loan and lease losses$4,800,000505
Total noninterest income$12,971,000529
Gross Fiduciary activities income$4,060,000209
Service charges on deposit accounts$460,0001,375
Trading account gains and fees$0125
Additional Noninterest Income$8,451,000567
Total noninterest expense$22,739,000798
Salaries and employee benefits$14,877,000706
Premises and equipment expense$1,815,0001,003
Additional noninterest expense$6,047,000857
Pre-tax net operating income$10,583,000754
Securities gains (losses)$6,0002,229
Applicable income taxes$1,938,000748
Income before extraordinary items$8,651,000807
Extraordinary gains, net$04
Net income$8,651,000807
Minority interest net income$065
Net income of bank and minority interests.$8,651,000807
Net charge-offs$1,0003,162
Cash dividends$1,165,0001,552
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,646,080778
2020-06-30 (YTD Data)Rank
Total interest income$19,492,000867
Total interest expense$3,241,000853
Net interest income$16,251,000868
Provision for loan and lease losses$3,000,000554
Total noninterest income$8,366,000518
Gross Fiduciary activities income$2,705,000207
Service charges on deposit accounts$309,0001,379
Trading account gains and fees$0123
Additional Noninterest Income$5,352,000544
Total noninterest expense$15,391,000786
Salaries and employee benefits$9,840,000712
Premises and equipment expense$1,183,0001,015
Additional noninterest expense$4,368,000799
Pre-tax net operating income$6,226,000773
Securities gains (losses)$6,0001,983
Applicable income taxes$1,111,000761
Income before extraordinary items$5,121,000832
Extraordinary gains, net$04
Net income$5,121,000832
Minority interest net income$065
Net income of bank and minority interests.$5,121,000832
Net charge-offs$-3,0003,999
Cash dividends$582,0001,820
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,116,080795
2020-03-31 (YTD Data)Rank
Total interest income$9,816,000863
Total interest expense$2,093,000758
Net interest income$7,723,000885
Provision for loan and lease losses$1,000,000602
Total noninterest income$3,397,000559
Gross Fiduciary activities income$1,381,000205
Service charges on deposit accounts$179,0001,423
Trading account gains and fees$0106
Additional Noninterest Income$1,837,000647
Total noninterest expense$7,333,000816
Salaries and employee benefits$4,715,000744
Premises and equipment expense$588,0001,043
Additional noninterest expense$2,030,000850
Pre-tax net operating income$2,787,000792
Securities gains (losses)$6,0001,418
Applicable income taxes$493,000746
Income before extraordinary items$2,300,000831
Extraordinary gains, net$04
Net income$2,300,000831
Minority interest net income$056
Net income of bank and minority interests.$2,300,000831
Net charge-offs$2,0002,313
Cash dividends$582,0001,177
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,295,080822
2019-12-31 (YTD Data)Rank
Total interest income$35,694,000944
Total interest expense$8,961,000751
Net interest income$26,733,000989
Provision for loan and lease losses$1,200,000789
Total noninterest income$13,276,000568
Gross Fiduciary activities income$5,314,000212
Service charges on deposit accounts$697,0001,501
Trading account gains and fees$0135
Additional Noninterest Income$7,265,000647
Total noninterest expense$26,639,000864
Salaries and employee benefits$16,944,000781
Premises and equipment expense$2,397,0001,014
Additional noninterest expense$7,298,000928
Pre-tax net operating income$12,170,000891
Securities gains (losses)$152,000735
Applicable income taxes$2,179,000846
Income before extraordinary items$10,143,000929
Extraordinary gains, net$011
Net income$10,143,000930
Minority interest net income$076
Net income of bank and minority interests.$10,143,000930
Net charge-offs$74,0002,401
Cash dividends$1,532,0001,855
Sale, conversion, retirement of capital stock, net$15,000,00051
Net operating income$10,018,360911
2019-09-30 (YTD Data)Rank
Total interest income$26,089,000961
Total interest expense$6,689,000761
Net interest income$19,400,0001,024
Provision for loan and lease losses$825,000804
Total noninterest income$9,807,000572
Gross Fiduciary activities income$3,899,000212
Service charges on deposit accounts$517,0001,523
Trading account gains and fees$0129
Additional Noninterest Income$5,391,000663
Total noninterest expense$19,717,000866
Salaries and employee benefits$12,456,000793
Premises and equipment expense$1,811,0001,009
Additional noninterest expense$5,450,000922
Pre-tax net operating income$8,665,000957
Securities gains (losses)$81,000878
Applicable income taxes$1,574,000909
Income before extraordinary items$7,172,000984
Extraordinary gains, net$011
Net income$7,172,000985
Minority interest net income$072
Net income of bank and minority interests.$7,172,000985
Net charge-offs$229,0001,196
Cash dividends$1,532,0001,429
Sale, conversion, retirement of capital stock, net$10,000,00045
Net operating income$7,105,580974
2019-06-30 (YTD Data)Rank
Total interest income$16,876,000977
Total interest expense$4,270,000772
Net interest income$12,606,0001,043
Provision for loan and lease losses$450,000914
Total noninterest income$6,185,000589
Gross Fiduciary activities income$2,571,000215
Service charges on deposit accounts$348,0001,485
Trading account gains and fees$0131
Additional Noninterest Income$3,266,000685
Total noninterest expense$12,963,000876
Salaries and employee benefits$8,123,000800
Premises and equipment expense$1,204,0001,015
Additional noninterest expense$3,636,000940
Pre-tax net operating income$5,378,000985
Securities gains (losses)$81,000600
Applicable income taxes$976,000925
Income before extraordinary items$4,483,0001,009
Extraordinary gains, net$011
Net income$4,483,0001,009
Minority interest net income$069
Net income of bank and minority interests.$4,483,0001,009
Net charge-offs$198,000991
Cash dividends$791,0001,662
Sale, conversion, retirement of capital stock, net$5,000,00042
Net operating income$4,416,5801,007
2019-03-31 (YTD Data)Rank
Total interest income$8,270,000990
Total interest expense$2,094,000774
Net interest income$6,176,0001,069
Provision for loan and lease losses$225,000848
Total noninterest income$2,833,000603
Gross Fiduciary activities income$1,263,000216
Service charges on deposit accounts$179,0001,450
Trading account gains and fees$0126
Additional Noninterest Income$1,391,000716
Total noninterest expense$6,306,000891
Salaries and employee benefits$3,926,000820
Premises and equipment expense$596,0001,030
Additional noninterest expense$1,784,000936
Pre-tax net operating income$2,478,0001,032
Securities gains (losses)$01,087
Applicable income taxes$437,000986
Income before extraordinary items$2,041,0001,065
Extraordinary gains, net$05
Net income$2,041,0001,064
Minority interest net income$052
Net income of bank and minority interests.$2,041,0001,064
Net charge-offs$176,000669
Cash dividends$791,000991
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,041,0001,046
2018-12-31 (YTD Data)Rank
Total interest income$27,305,0001,094
Total interest expense$5,530,000846
Net interest income$21,775,0001,151
Provision for loan and lease losses$550,0001,375
Total noninterest income$11,741,000606
Gross Fiduciary activities income$5,550,000204
Service charges on deposit accounts$734,0001,473
Trading account gains and fees$0126
Additional Noninterest Income$5,457,000764
Total noninterest expense$23,991,000918
Salaries and employee benefits$14,997,000837
Premises and equipment expense$2,343,0001,033
Additional noninterest expense$6,651,0001,008
Pre-tax net operating income$8,975,0001,124
Securities gains (losses)$-1,0004,008
Applicable income taxes$1,444,0001,077
Income before extraordinary items$7,530,0001,143
Extraordinary gains, net$06
Net income$7,530,0001,142
Minority interest net income$072
Net income of bank and minority interests.$7,530,0001,142
Net charge-offs$28,0002,942
Cash dividends$5,681,000665
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,530,8401,137
2018-09-30 (YTD Data)Rank
Total interest income$19,646,0001,114
Total interest expense$3,816,000866
Net interest income$15,830,0001,183
Provision for loan and lease losses$400,0001,318
Total noninterest income$8,737,000618
Gross Fiduciary activities income$4,163,000203
Service charges on deposit accounts$529,0001,532
Trading account gains and fees$0138
Additional Noninterest Income$4,045,000772
Total noninterest expense$17,610,000929
Salaries and employee benefits$11,017,000852
Premises and equipment expense$1,687,0001,064
Additional noninterest expense$4,906,0001,011
Pre-tax net operating income$6,557,0001,149
Securities gains (losses)$-1,0004,378
Applicable income taxes$1,134,0001,072
Income before extraordinary items$5,422,0001,180
Extraordinary gains, net$05
Net income$5,422,0001,179
Minority interest net income$066
Net income of bank and minority interests.$5,422,0001,179
Net charge-offs$20,0002,705
Cash dividends$5,681,000488
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,422,8301,172
2018-06-30 (YTD Data)Rank
Total interest income$12,737,0001,137
Total interest expense$2,334,000864
Net interest income$10,403,0001,190
Provision for loan and lease losses$250,0001,331
Total noninterest income$5,659,000626
Gross Fiduciary activities income$2,748,000205
Service charges on deposit accounts$342,0001,556
Trading account gains and fees$0130
Additional Noninterest Income$2,569,000799
Total noninterest expense$11,668,000933
Salaries and employee benefits$7,304,000860
Premises and equipment expense$1,112,0001,073
Additional noninterest expense$3,252,0001,008
Pre-tax net operating income$4,144,0001,182
Securities gains (losses)$0961
Applicable income taxes$696,0001,127
Income before extraordinary items$3,448,0001,207
Extraordinary gains, net$06
Net income$3,448,0001,206
Minority interest net income$065
Net income of bank and minority interests.$3,448,0001,206
Net charge-offs$14,0002,454
Cash dividends$5,040,000388
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,448,0001,200
2018-03-31 (YTD Data)Rank
Total interest income$6,225,0001,157
Total interest expense$1,127,000854
Net interest income$5,098,0001,203
Provision for loan and lease losses$100,0001,437
Total noninterest income$2,652,000649
Gross Fiduciary activities income$1,375,000204
Service charges on deposit accounts$168,0001,585
Trading account gains and fees$0123
Additional Noninterest Income$1,109,000861
Total noninterest expense$5,721,000961
Salaries and employee benefits$3,587,000882
Premises and equipment expense$545,0001,104
Additional noninterest expense$1,589,0001,019
Pre-tax net operating income$1,929,0001,220
Securities gains (losses)$0735
Applicable income taxes$320,0001,168
Income before extraordinary items$1,609,0001,255
Extraordinary gains, net$07
Net income$1,609,0001,255
Minority interest net income$052
Net income of bank and minority interests.$1,609,0001,255
Net charge-offs$1,0002,559
Cash dividends$882,000801
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,609,0001,244
2017-12-31 (YTD Data)Rank
Total interest income$22,641,0001,215
Total interest expense$3,188,0001,021
Net interest income$19,453,0001,245
Provision for loan and lease losses$180,0002,471
Total noninterest income$11,147,000635
Gross Fiduciary activities income$5,300,000201
Service charges on deposit accounts$766,0001,472
Trading account gains and fees$0151
Additional Noninterest Income$5,081,000805
Total noninterest expense$21,795,000985
Salaries and employee benefits$13,500,000896
Premises and equipment expense$2,175,0001,082
Additional noninterest expense$6,120,0001,059
Pre-tax net operating income$8,625,0001,113
Securities gains (losses)$276,000323
Applicable income taxes$2,675,0001,046
Income before extraordinary items$6,226,0001,129
Extraordinary gains, net$09
Net income$6,226,0001,129
Minority interest net income$076
Net income of bank and minority interests.$6,226,0001,129
Net charge-offs$234,0001,695
Cash dividends$1,136,0002,053
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,032,8001,144
2017-09-30 (YTD Data)Rank
Total interest income$16,578,0001,244
Total interest expense$2,184,0001,092
Net interest income$14,394,0001,267
Provision for loan and lease losses$90,0002,745
Total noninterest income$8,338,000641
Gross Fiduciary activities income$3,928,000202
Service charges on deposit accounts$579,0001,466
Trading account gains and fees$0145
Additional Noninterest Income$3,831,000817
Total noninterest expense$15,889,0001,008
Salaries and employee benefits$9,737,000934
Premises and equipment expense$1,590,0001,116
Additional noninterest expense$4,562,0001,065
Pre-tax net operating income$6,753,0001,086
Securities gains (losses)$20,0001,322
Applicable income taxes$1,848,000970
Income before extraordinary items$4,925,0001,173
Extraordinary gains, net$09
Net income$4,925,0001,173
Minority interest net income$071
Net income of bank and minority interests.$4,925,0001,173
Net charge-offs$228,0001,304
Cash dividends$1,136,0001,574
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,910,4001,156
2017-06-30 (YTD Data)Rank
Total interest income$10,615,0001,279
Total interest expense$1,217,0001,256
Net interest income$9,398,0001,285
Provision for loan and lease losses$03,871
Total noninterest income$5,543,000647
Gross Fiduciary activities income$2,641,000199
Service charges on deposit accounts$383,0001,465
Trading account gains and fees$0139
Additional Noninterest Income$2,519,000833
Total noninterest expense$10,413,0001,029
Salaries and employee benefits$6,397,000945
Premises and equipment expense$991,0001,185
Additional noninterest expense$3,025,0001,071
Pre-tax net operating income$4,528,0001,073
Securities gains (losses)$20,000995
Applicable income taxes$1,252,000944
Income before extraordinary items$3,296,0001,156
Extraordinary gains, net$011
Net income$3,296,0001,156
Minority interest net income$071
Net income of bank and minority interests.$3,296,0001,156
Net charge-offs$183,0001,108
Cash dividends$568,0001,864
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,281,6001,139
2017-03-31 (YTD Data)Rank
Total interest income$5,096,0001,310
Total interest expense$488,0001,491
Net interest income$4,608,0001,288
Provision for loan and lease losses$03,537
Total noninterest income$2,643,000653
Gross Fiduciary activities income$1,312,000200
Service charges on deposit accounts$194,0001,446
Trading account gains and fees$0142
Additional Noninterest Income$1,137,000874
Total noninterest expense$5,140,0001,050
Salaries and employee benefits$3,157,000964
Premises and equipment expense$482,0001,232
Additional noninterest expense$1,501,0001,064
Pre-tax net operating income$2,111,0001,121
Securities gains (losses)$01,153
Applicable income taxes$577,000977
Income before extraordinary items$1,534,0001,199
Extraordinary gains, net$08
Net income$1,534,0001,198
Minority interest net income$055
Net income of bank and minority interests.$1,534,0001,199
Net charge-offs$175,000656
Cash dividends$568,0001,103
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,534,0001,179
2016-12-31 (YTD Data)Rank
Total interest income$18,348,0001,388
Total interest expense$1,181,0002,163
Net interest income$17,167,0001,332
Provision for loan and lease losses$04,332
Total noninterest income$11,453,000622
Gross Fiduciary activities income$5,100,000192
Service charges on deposit accounts$870,0001,356
Trading account gains and fees$0170
Additional Noninterest Income$5,483,000784
Total noninterest expense$20,412,0001,034
Salaries and employee benefits$12,586,000949
Premises and equipment expense$2,051,0001,151
Additional noninterest expense$5,775,0001,130
Pre-tax net operating income$8,208,0001,080
Securities gains (losses)$103,0001,319
Applicable income taxes$2,095,0001,010
Income before extraordinary items$6,216,0001,161
Extraordinary gains, net$05
Net income$6,216,0001,160
Minority interest net income$082
Net income of bank and minority interests.$6,216,0001,160
Net charge-offs$76,0002,830
Cash dividends$1,136,0002,053
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,138,7501,141
2016-09-30 (YTD Data)Rank
Total interest income$13,339,0001,430
Total interest expense$747,0002,424
Net interest income$12,592,0001,360
Provision for loan and lease losses$04,186
Total noninterest income$8,615,000627
Gross Fiduciary activities income$3,780,000193
Service charges on deposit accounts$666,0001,338
Trading account gains and fees$0169
Additional Noninterest Income$4,169,000777
Total noninterest expense$15,073,0001,046
Salaries and employee benefits$9,174,000962
Premises and equipment expense$1,556,0001,145
Additional noninterest expense$4,343,0001,129
Pre-tax net operating income$6,134,0001,100
Securities gains (losses)$103,0001,231
Applicable income taxes$1,777,000948
Income before extraordinary items$4,460,0001,219
Extraordinary gains, net$05
Net income$4,460,0001,219
Minority interest net income$071
Net income of bank and minority interests.$4,460,0001,219
Net charge-offs$74,0002,304
Cash dividends$1,136,0001,542
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,385,8401,204
2016-06-30 (YTD Data)Rank
Total interest income$8,696,0001,464
Total interest expense$465,0002,556
Net interest income$8,231,0001,389
Provision for loan and lease losses$04,017
Total noninterest income$5,475,000644
Gross Fiduciary activities income$2,486,000198
Service charges on deposit accounts$436,0001,343
Trading account gains and fees$0157
Additional Noninterest Income$2,553,000814
Total noninterest expense$10,009,0001,045
Salaries and employee benefits$6,052,000972
Premises and equipment expense$1,050,0001,126
Additional noninterest expense$2,907,0001,126
Pre-tax net operating income$3,697,0001,189
Securities gains (losses)$02,835
Applicable income taxes$1,046,0001,045
Income before extraordinary items$2,651,0001,342
Extraordinary gains, net$016
Net income$2,651,0001,341
Minority interest net income$071
Net income of bank and minority interests.$2,651,0001,342
Net charge-offs$118,0001,482
Cash dividends$568,0001,843
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,651,0001,294
2016-03-31 (YTD Data)Rank
Total interest income$4,298,0001,480
Total interest expense$218,0002,683
Net interest income$4,080,0001,398
Provision for loan and lease losses$03,656
Total noninterest income$2,658,000639
Gross Fiduciary activities income$1,238,000198
Service charges on deposit accounts$218,0001,330
Trading account gains and fees$0142
Additional Noninterest Income$1,202,000819
Total noninterest expense$5,057,0001,044
Salaries and employee benefits$3,043,000973
Premises and equipment expense$527,0001,132
Additional noninterest expense$1,487,0001,100
Pre-tax net operating income$1,681,0001,283
Securities gains (losses)$02,077
Applicable income taxes$472,0001,098
Income before extraordinary items$1,209,0001,401
Extraordinary gains, net$012
Net income$1,209,0001,402
Minority interest net income$062
Net income of bank and minority interests.$1,209,0001,403
Net charge-offs$7,0002,464
Cash dividends$568,0001,116
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,209,0001,364
2015-12-31 (YTD Data)Rank
Total interest income$15,284,0001,632
Total interest expense$808,0002,810
Net interest income$14,476,0001,526
Provision for loan and lease losses$04,380
Total noninterest income$11,035,000625
Gross Fiduciary activities income$5,131,000192
Service charges on deposit accounts$776,0001,513
Trading account gains and fees$0159
Additional Noninterest Income$5,128,000806
Total noninterest expense$19,326,0001,053
Salaries and employee benefits$11,595,000972
Premises and equipment expense$1,951,0001,208
Additional noninterest expense$5,780,0001,121
Pre-tax net operating income$6,185,0001,335
Securities gains (losses)$35,0001,887
Applicable income taxes$1,650,0001,161
Income before extraordinary items$4,570,0001,452
Extraordinary gains, net$023
Net income$4,570,0001,452
Minority interest net income$081
Net income of bank and minority interests.$4,570,0001,452
Net charge-offs$36,0003,470
Cash dividends$1,334,0001,776
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,544,4501,434
2015-09-30 (YTD Data)Rank
Total interest income$11,140,0001,682
Total interest expense$605,0002,848
Net interest income$10,535,0001,574
Provision for loan and lease losses$04,232
Total noninterest income$8,107,000647
Gross Fiduciary activities income$3,813,000196
Service charges on deposit accounts$532,0001,636
Trading account gains and fees$0153
Additional Noninterest Income$3,762,000832
Total noninterest expense$14,178,0001,082
Salaries and employee benefits$8,486,0001,000
Premises and equipment expense$1,407,0001,275
Additional noninterest expense$4,285,0001,136
Pre-tax net operating income$4,464,0001,400
Securities gains (losses)$03,031
Applicable income taxes$1,346,0001,124
Income before extraordinary items$3,118,0001,573
Extraordinary gains, net$021
Net income$3,118,0001,573
Minority interest net income$078
Net income of bank and minority interests.$3,118,0001,574
Net charge-offs$13,0003,547
Cash dividends$1,334,0001,316
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,118,0001,539
2015-06-30 (YTD Data)Rank
Total interest income$7,086,0001,763
Total interest expense$394,0002,911
Net interest income$6,692,0001,655
Provision for loan and lease losses$04,069
Total noninterest income$5,100,000677
Gross Fiduciary activities income$2,539,000201
Service charges on deposit accounts$314,0001,782
Trading account gains and fees$0157
Additional Noninterest Income$2,247,000889
Total noninterest expense$9,022,0001,129
Salaries and employee benefits$5,476,0001,037
Premises and equipment expense$890,0001,335
Additional noninterest expense$2,656,0001,207
Pre-tax net operating income$2,770,0001,470
Securities gains (losses)$02,636
Applicable income taxes$835,0001,176
Income before extraordinary items$1,935,0001,661
Extraordinary gains, net$022
Net income$1,935,0001,665
Minority interest net income$075
Net income of bank and minority interests.$1,935,0001,665
Net charge-offs$-5,0005,028
Cash dividends$766,0001,501
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,935,0001,615
2015-03-31 (YTD Data)Rank
Total interest income$3,441,0001,815
Total interest expense$205,0002,846
Net interest income$3,236,0001,703
Provision for loan and lease losses$03,703
Total noninterest income$2,490,000665
Gross Fiduciary activities income$1,259,000204
Service charges on deposit accounts$154,0001,784
Trading account gains and fees$0152
Additional Noninterest Income$1,077,000884
Total noninterest expense$4,537,0001,131
Salaries and employee benefits$2,716,0001,052
Premises and equipment expense$445,0001,354
Additional noninterest expense$1,376,0001,156
Pre-tax net operating income$1,189,0001,610
Securities gains (losses)$02,027
Applicable income taxes$353,0001,299
Income before extraordinary items$836,0001,863
Extraordinary gains, net$013
Net income$836,0001,865
Minority interest net income$064
Net income of bank and minority interests.$836,0001,865
Net charge-offs$-4,0005,028
Cash dividends$766,000817
Sale, conversion, retirement of capital stock, net$0697
Net operating income$836,0001,797
2014-12-31 (YTD Data)Rank
Total interest income$14,056,0001,788
Total interest expense$850,0002,912
Net interest income$13,206,0001,676
Provision for loan and lease losses$04,603
Total noninterest income$9,959,000648
Gross Fiduciary activities income$4,708,000204
Service charges on deposit accounts$559,0002,085
Trading account gains and fees$0180
Additional Noninterest Income$4,692,000798
Total noninterest expense$17,726,0001,138
Salaries and employee benefits$10,551,0001,029
Premises and equipment expense$1,846,0001,297
Additional noninterest expense$5,329,0001,225
Pre-tax net operating income$5,439,0001,412
Securities gains (losses)$111,0001,181
Applicable income taxes$1,399,0001,257
Income before extraordinary items$4,151,0001,537
Extraordinary gains, net$017
Net income$4,151,0001,534
Minority interest net income$084
Net income of bank and minority interests.$4,151,0001,536
Net charge-offs$5,0004,734
Cash dividends$1,033,0001,992
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,067,7501,536
2014-09-30 (YTD Data)Rank
Total interest income$10,371,0001,826
Total interest expense$640,0002,952
Net interest income$9,731,0001,706
Provision for loan and lease losses$04,401
Total noninterest income$7,376,000647
Gross Fiduciary activities income$3,490,000205
Service charges on deposit accounts$406,0002,159
Trading account gains and fees$0174
Additional Noninterest Income$3,480,000804
Total noninterest expense$13,187,0001,150
Salaries and employee benefits$7,843,0001,040
Premises and equipment expense$1,376,0001,309
Additional noninterest expense$3,968,0001,239
Pre-tax net operating income$3,920,0001,483
Securities gains (losses)$111,000924
Applicable income taxes$1,190,0001,155
Income before extraordinary items$2,841,0001,666
Extraordinary gains, net$015
Net income$2,841,0001,667
Minority interest net income$081
Net income of bank and minority interests.$2,841,0001,666
Net charge-offs$-21,0005,807
Cash dividends$1,033,0001,488
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,763,3001,663
2014-06-30 (YTD Data)Rank
Total interest income$6,815,0001,844
Total interest expense$427,0002,983
Net interest income$6,388,0001,722
Provision for loan and lease losses$04,196
Total noninterest income$4,766,000655
Gross Fiduciary activities income$2,237,000208
Service charges on deposit accounts$250,0002,266
Trading account gains and fees$0172
Additional Noninterest Income$2,279,000796
Total noninterest expense$8,749,0001,161
Salaries and employee benefits$5,198,0001,048
Premises and equipment expense$916,0001,313
Additional noninterest expense$2,635,0001,228
Pre-tax net operating income$2,405,0001,546
Securities gains (losses)$111,000733
Applicable income taxes$737,0001,204
Income before extraordinary items$1,779,0001,697
Extraordinary gains, net$020
Net income$1,779,0001,700
Minority interest net income$080
Net income of bank and minority interests.$1,779,0001,699
Net charge-offs$-17,0005,822
Cash dividends$516,0001,770
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,700,1901,727
2014-03-31 (YTD Data)Rank
Total interest income$3,305,0001,883
Total interest expense$215,0003,008
Net interest income$3,090,0001,760
Provision for loan and lease losses$03,817
Total noninterest income$2,421,000627
Gross Fiduciary activities income$1,097,000211
Service charges on deposit accounts$125,0002,241
Trading account gains and fees$0147
Additional Noninterest Income$1,199,000730
Total noninterest expense$4,308,0001,183
Salaries and employee benefits$2,576,0001,069
Premises and equipment expense$458,0001,340
Additional noninterest expense$1,274,0001,260
Pre-tax net operating income$1,203,0001,504
Securities gains (losses)$01,715
Applicable income taxes$346,0001,208
Income before extraordinary items$857,0001,702
Extraordinary gains, net$016
Net income$857,0001,706
Minority interest net income$066
Net income of bank and minority interests.$857,0001,705
Net charge-offs$-13,0005,862
Cash dividends$516,000996
Sale, conversion, retirement of capital stock, net$0747
Net operating income$857,0001,674
2013-12-31 (YTD Data)Rank
Total interest income$14,184,0001,762
Total interest expense$1,030,0002,881
Net interest income$13,154,0001,640
Provision for loan and lease losses$-382,0006,551
Total noninterest income$10,352,000651
Gross Fiduciary activities income$4,174,000207
Service charges on deposit accounts$557,0002,199
Trading account gains and fees$0184
Additional Noninterest Income$5,621,000739
Total noninterest expense$17,419,0001,175
Salaries and employee benefits$10,213,0001,065
Premises and equipment expense$2,093,0001,145
Additional noninterest expense$5,113,0001,316
Pre-tax net operating income$6,469,0001,142
Securities gains (losses)$-3,0006,132
Applicable income taxes$1,833,000964
Income before extraordinary items$4,633,0001,313
Extraordinary gains, net$029
Net income$4,633,0001,315
Minority interest net income$090
Net income of bank and minority interests.$4,633,0001,316
Net charge-offs$-143,0006,585
Cash dividends$1,033,0001,881
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,635,1601,288
2013-09-30 (YTD Data)Rank
Total interest income$10,770,0001,745
Total interest expense$809,0002,867
Net interest income$9,961,0001,630
Provision for loan and lease losses$18,0004,544
Total noninterest income$7,905,000657
Gross Fiduciary activities income$3,083,000203
Service charges on deposit accounts$413,0002,221
Trading account gains and fees$0180
Additional Noninterest Income$4,409,000728
Total noninterest expense$13,414,0001,139
Salaries and employee benefits$7,854,0001,032
Premises and equipment expense$1,545,0001,167
Additional noninterest expense$4,015,0001,249
Pre-tax net operating income$4,434,0001,272
Securities gains (losses)$03,040
Applicable income taxes$1,312,0001,038
Income before extraordinary items$3,122,0001,452
Extraordinary gains, net$025
Net income$3,122,0001,455
Minority interest net income$084
Net income of bank and minority interests.$3,122,0001,454
Net charge-offs$-142,0006,661
Cash dividends$1,033,0001,409
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,122,0001,419
2013-06-30 (YTD Data)Rank
Total interest income$7,251,0001,724
Total interest expense$565,0002,839
Net interest income$6,686,0001,612
Provision for loan and lease losses$18,0004,296
Total noninterest income$5,206,000669
Gross Fiduciary activities income$2,022,000206
Service charges on deposit accounts$278,0002,174
Trading account gains and fees$0157
Additional Noninterest Income$2,906,000749
Total noninterest expense$8,866,0001,156
Salaries and employee benefits$5,223,0001,034
Premises and equipment expense$1,008,0001,191
Additional noninterest expense$2,635,0001,261
Pre-tax net operating income$3,008,0001,238
Securities gains (losses)$02,791
Applicable income taxes$902,0001,011
Income before extraordinary items$2,106,0001,433
Extraordinary gains, net$022
Net income$2,106,0001,436
Minority interest net income$082
Net income of bank and minority interests.$2,106,0001,436
Net charge-offs$13,0004,215
Cash dividends$516,0001,663
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,106,0001,382
2013-03-31 (YTD Data)Rank
Total interest income$3,677,0001,716
Total interest expense$293,0002,829
Net interest income$3,384,0001,599
Provision for loan and lease losses$18,0003,652
Total noninterest income$2,379,000722
Gross Fiduciary activities income$997,000207
Service charges on deposit accounts$135,0002,210
Trading account gains and fees$0148
Additional Noninterest Income$1,247,000842
Total noninterest expense$4,463,0001,147
Salaries and employee benefits$2,594,0001,052
Premises and equipment expense$496,0001,221
Additional noninterest expense$1,373,0001,197
Pre-tax net operating income$1,282,0001,384
Securities gains (losses)$01,966
Applicable income taxes$378,0001,131
Income before extraordinary items$904,0001,616
Extraordinary gains, net$010
Net income$904,0001,617
Minority interest net income$076
Net income of bank and minority interests.$904,0001,618
Net charge-offs$-15,0006,346
Cash dividends$516,000910
Sale, conversion, retirement of capital stock, net$0789
Net operating income$904,0001,562
2012-12-31 (YTD Data)Rank
Total interest income$16,471,0001,614
Total interest expense$1,500,0002,713
Net interest income$14,971,0001,464
Provision for loan and lease losses$31,0005,427
Total noninterest income$10,088,000678
Gross Fiduciary activities income$4,008,000198
Service charges on deposit accounts$633,0002,064
Trading account gains and fees$0166
Additional Noninterest Income$5,447,000764
Total noninterest expense$18,086,0001,105
Salaries and employee benefits$10,499,0001,003
Premises and equipment expense$2,179,0001,093
Additional noninterest expense$5,408,0001,259
Pre-tax net operating income$6,942,0001,022
Securities gains (losses)$49,0002,743
Applicable income taxes$1,980,000886
Income before extraordinary items$5,011,0001,191
Extraordinary gains, net$029
Net income$5,011,0001,191
Minority interest net income$093
Net income of bank and minority interests.$5,011,0001,191
Net charge-offs$364,0003,054
Cash dividends$516,0002,723
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,975,7201,128
2012-09-30 (YTD Data)Rank
Total interest income$12,461,0001,635
Total interest expense$1,183,0002,710
Net interest income$11,278,0001,477
Provision for loan and lease losses$18,0005,434
Total noninterest income$7,316,000693
Gross Fiduciary activities income$2,969,000197
Service charges on deposit accounts$489,0002,042
Trading account gains and fees$0157
Additional Noninterest Income$3,858,000777
Total noninterest expense$13,186,0001,138
Salaries and employee benefits$7,578,0001,036
Premises and equipment expense$1,575,0001,129
Additional noninterest expense$4,033,0001,268
Pre-tax net operating income$5,390,0001,001
Securities gains (losses)$49,0002,453
Applicable income taxes$1,695,000814
Income before extraordinary items$3,744,0001,201
Extraordinary gains, net$020
Net income$3,744,0001,201
Minority interest net income$086
Net income of bank and minority interests.$3,744,0001,201
Net charge-offs$44,0004,598
Cash dividends$516,0001,995
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,710,1901,145
2012-06-30 (YTD Data)Rank
Total interest income$8,278,0001,648
Total interest expense$841,0002,662
Net interest income$7,437,0001,501
Provision for loan and lease losses$9,0005,395
Total noninterest income$4,615,000726
Gross Fiduciary activities income$1,969,000198
Service charges on deposit accounts$326,0002,012
Trading account gains and fees$0153
Additional Noninterest Income$2,320,000835
Total noninterest expense$8,704,0001,154
Salaries and employee benefits$4,970,0001,054
Premises and equipment expense$1,028,0001,151
Additional noninterest expense$2,706,0001,254
Pre-tax net operating income$3,339,0001,065
Securities gains (losses)$41,0002,175
Applicable income taxes$1,047,000856
Income before extraordinary items$2,333,0001,276
Extraordinary gains, net$019
Net income$2,333,0001,276
Minority interest net income$084
Net income of bank and minority interests.$2,333,0001,276
Net charge-offs$101,0003,402
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,304,7101,218
2012-03-31 (YTD Data)Rank
Total interest income$4,133,0001,671
Total interest expense$474,0002,488
Net interest income$3,659,0001,525
Provision for loan and lease losses$5,0005,057
Total noninterest income$2,292,000714
Gross Fiduciary activities income$980,000200
Service charges on deposit accounts$164,0001,989
Trading account gains and fees$0148
Additional Noninterest Income$1,148,000817
Total noninterest expense$4,361,0001,145
Salaries and employee benefits$2,503,0001,036
Premises and equipment expense$504,0001,188
Additional noninterest expense$1,354,0001,241
Pre-tax net operating income$1,585,0001,107
Securities gains (losses)$02,210
Applicable income taxes$491,000900
Income before extraordinary items$1,094,0001,324
Extraordinary gains, net$019
Net income$1,094,0001,325
Minority interest net income$078
Net income of bank and minority interests.$1,094,0001,325
Net charge-offs$-22,0006,901
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,094,0001,256
2011-12-31 (YTD Data)Rank
Total interest income$17,515,0001,620
Total interest expense$2,578,0002,238
Net interest income$14,937,0001,490
Provision for loan and lease losses$387,0003,799
Total noninterest income$8,863,000684
Gross Fiduciary activities income$3,859,000170
Service charges on deposit accounts$569,0002,335
Trading account gains and fees$0146
Additional Noninterest Income$4,435,000776
Total noninterest expense$18,767,0001,039
Salaries and employee benefits$10,195,000963
Premises and equipment expense$2,354,0001,055
Additional noninterest expense$6,218,0001,132
Pre-tax net operating income$4,646,0001,249
Securities gains (losses)$4,0003,534
Applicable income taxes$1,289,0001,113
Income before extraordinary items$3,361,0001,455
Extraordinary gains, net$029
Net income$3,361,0001,455
Minority interest net income$096
Net income of bank and minority interests.$3,361,0001,455
Net charge-offs$307,0003,777
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,358,1201,391
2011-09-30 (YTD Data)Rank
Total interest income$13,178,0001,629
Total interest expense$2,035,0002,217
Net interest income$11,143,0001,504
Provision for loan and lease losses$384,0003,290
Total noninterest income$6,501,000685
Gross Fiduciary activities income$2,883,000170
Service charges on deposit accounts$409,0002,413
Trading account gains and fees$0145
Additional Noninterest Income$3,209,000794
Total noninterest expense$14,109,0001,058
Salaries and employee benefits$7,716,000955
Premises and equipment expense$1,706,0001,115
Additional noninterest expense$4,687,0001,121
Pre-tax net operating income$3,151,0001,431
Securities gains (losses)$4,0003,259
Applicable income taxes$887,0001,189
Income before extraordinary items$2,268,0001,661
Extraordinary gains, net$021
Net income$2,268,0001,662
Minority interest net income$087
Net income of bank and minority interests.$2,268,0001,662
Net charge-offs$437,0002,823
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,265,1201,584
2011-06-30 (YTD Data)Rank
Total interest income$8,897,0001,626
Total interest expense$1,414,0002,219
Net interest income$7,483,0001,488
Provision for loan and lease losses$306,0002,921
Total noninterest income$4,036,000729
Gross Fiduciary activities income$1,898,000172
Service charges on deposit accounts$234,0002,703
Trading account gains and fees$0153
Additional Noninterest Income$1,904,000869
Total noninterest expense$9,346,0001,073
Salaries and employee benefits$5,223,000947
Premises and equipment expense$1,098,0001,165
Additional noninterest expense$3,025,0001,173
Pre-tax net operating income$1,867,0001,550
Securities gains (losses)$02,914
Applicable income taxes$531,0001,262
Income before extraordinary items$1,336,0001,781
Extraordinary gains, net$015
Net income$1,336,0001,781
Minority interest net income$089
Net income of bank and minority interests.$1,336,0001,781
Net charge-offs$408,0002,341
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,336,0001,707
2011-03-31 (YTD Data)Rank
Total interest income$4,454,0001,636
Total interest expense$747,0002,183
Net interest income$3,707,0001,504
Provision for loan and lease losses$228,0002,255
Total noninterest income$1,912,000771
Gross Fiduciary activities income$926,000181
Service charges on deposit accounts$101,0002,954
Trading account gains and fees$0158
Additional Noninterest Income$885,000897
Total noninterest expense$4,630,0001,083
Salaries and employee benefits$2,577,000968
Premises and equipment expense$532,0001,231
Additional noninterest expense$1,521,0001,171
Pre-tax net operating income$761,0001,851
Securities gains (losses)$01,772
Applicable income taxes$208,0001,468
Income before extraordinary items$553,0002,062
Extraordinary gains, net$09
Net income$553,0002,061
Minority interest net income$086
Net income of bank and minority interests.$553,0002,062
Net charge-offs$317,0001,694
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$553,0002,025
2010-12-31 (YTD Data)Rank
Total interest income$19,500,0001,581
Total interest expense$4,111,0001,947
Net interest income$15,389,0001,458
Provision for loan and lease losses$2,117,0001,995
Total noninterest income$9,071,000683
Gross Fiduciary activities income$3,774,000168
Service charges on deposit accounts$517,0002,582
Trading account gains and fees$0175
Additional Noninterest Income$4,780,000775
Total noninterest expense$18,664,0001,069
Salaries and employee benefits$9,914,000988
Premises and equipment expense$2,625,000979
Additional noninterest expense$6,125,0001,208
Pre-tax net operating income$3,679,0001,363
Securities gains (losses)$80,0002,346
Applicable income taxes$960,0001,260
Income before extraordinary items$2,799,0001,488
Extraordinary gains, net$029
Net income$2,799,0001,490
Minority interest net income$0111
Net income of bank and minority interests.$2,799,0001,491
Net charge-offs$75,0005,655
Cash dividends$1,338,0001,189
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,739,8001,466
2010-09-30 (YTD Data)Rank
Total interest income$14,704,0001,605
Total interest expense$3,176,0001,967
Net interest income$11,528,0001,475
Provision for loan and lease losses$1,299,0002,179
Total noninterest income$6,642,000680
Gross Fiduciary activities income$2,768,000172
Service charges on deposit accounts$403,0002,568
Trading account gains and fees$0165
Additional Noninterest Income$3,471,000739
Total noninterest expense$13,956,0001,055
Salaries and employee benefits$7,702,000943
Premises and equipment expense$1,881,0001,047
Additional noninterest expense$4,373,0001,243
Pre-tax net operating income$2,915,0001,363
Securities gains (losses)$6,0003,242
Applicable income taxes$838,0001,156
Income before extraordinary items$2,083,0001,588
Extraordinary gains, net$023
Net income$2,083,0001,591
Minority interest net income$0110
Net income of bank and minority interests.$2,083,0001,591
Net charge-offs$46,0005,552
Cash dividends$1,003,0001,044
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,078,7401,517
2010-06-30 (YTD Data)Rank
Total interest income$9,738,0001,629
Total interest expense$2,211,0001,967
Net interest income$7,527,0001,508
Provision for loan and lease losses$1,116,0001,833
Total noninterest income$3,979,000725
Gross Fiduciary activities income$1,828,000173
Service charges on deposit accounts$270,0002,565
Trading account gains and fees$0152
Additional Noninterest Income$1,881,000840
Total noninterest expense$9,168,0001,074
Salaries and employee benefits$5,108,000952
Premises and equipment expense$1,248,0001,069
Additional noninterest expense$2,812,0001,273
Pre-tax net operating income$1,222,0002,034
Securities gains (losses)$03,184
Applicable income taxes$305,0001,720
Income before extraordinary items$917,0002,273
Extraordinary gains, net$019
Net income$917,0002,270
Minority interest net income$0105
Net income of bank and minority interests.$917,0002,273
Net charge-offs$37,0005,126
Cash dividends$669,0001,034
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$917,0002,196
2010-03-31 (YTD Data)Rank
Total interest income$4,799,0001,686
Total interest expense$1,200,0001,915
Net interest income$3,599,0001,596
Provision for loan and lease losses$198,0003,027
Total noninterest income$1,849,000764
Gross Fiduciary activities income$882,000178
Service charges on deposit accounts$125,0002,714
Trading account gains and fees$0175
Additional Noninterest Income$842,000906
Total noninterest expense$4,553,0001,098
Salaries and employee benefits$2,544,000961
Premises and equipment expense$665,0001,022
Additional noninterest expense$1,344,0001,317
Pre-tax net operating income$697,0001,832
Securities gains (losses)$02,284
Applicable income taxes$181,0001,526
Income before extraordinary items$516,0002,093
Extraordinary gains, net$016
Net income$516,0002,092
Minority interest net income$091
Net income of bank and minority interests.$516,0002,093
Net charge-offs$2,0005,375
Cash dividends$335,000994
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$516,0002,004
2009-12-31 (YTD Data)Rank
Total interest income$18,153,0001,867
Total interest expense$4,847,0002,327
Net interest income$13,306,0001,684
Provision for loan and lease losses$817,0003,814
Total noninterest income$9,210,000691
Gross Fiduciary activities income$3,647,000175
Service charges on deposit accounts$655,0002,377
Trading account gains and fees$0211
Additional Noninterest Income$4,908,000723
Total noninterest expense$17,642,0001,179
Salaries and employee benefits$9,730,0001,012
Premises and equipment expense$2,232,0001,216
Additional noninterest expense$5,680,0001,323
Pre-tax net operating income$4,057,0001,022
Securities gains (losses)$1,086,000466
Applicable income taxes$1,486,000707
Income before extraordinary items$3,657,000936
Extraordinary gains, net$034
Net income$3,657,000936
Minority interest net income$0115
Net income of bank and minority interests.$3,657,000935
Net charge-offs$384,0004,157
Cash dividends$1,838,000986
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,885,9401,161
2009-09-30 (YTD Data)Rank
Total interest income$13,323,0001,941
Total interest expense$3,655,0002,412
Net interest income$9,668,0001,739
Provision for loan and lease losses$652,0003,397
Total noninterest income$7,168,000669
Gross Fiduciary activities income$2,705,000176
Service charges on deposit accounts$492,0002,389
Trading account gains and fees$0212
Additional Noninterest Income$3,971,000695
Total noninterest expense$13,210,0001,161
Salaries and employee benefits$7,344,0001,013
Premises and equipment expense$1,615,0001,275
Additional noninterest expense$4,251,0001,286
Pre-tax net operating income$2,974,0001,102
Securities gains (losses)$965,000400
Applicable income taxes$1,170,000750
Income before extraordinary items$2,769,000976
Extraordinary gains, net$027
Net income$2,769,000976
Minority interest net income$0118
Net income of bank and minority interests.$2,769,000977
Net charge-offs$19,0006,256
Cash dividends$944,0001,321
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,093,5001,248
2009-06-30 (YTD Data)Rank
Total interest income$8,705,0002,013
Total interest expense$2,448,0002,501
Net interest income$6,257,0001,790
Provision for loan and lease losses$523,0002,916
Total noninterest income$5,043,000650
Gross Fiduciary activities income$1,807,000175
Service charges on deposit accounts$312,0002,466
Trading account gains and fees$0193
Additional Noninterest Income$2,924,000651
Total noninterest expense$8,756,0001,182
Salaries and employee benefits$4,883,0001,042
Premises and equipment expense$1,080,0001,300
Additional noninterest expense$2,793,0001,328
Pre-tax net operating income$2,021,0001,128
Securities gains (losses)$462,000541
Applicable income taxes$733,000805
Income before extraordinary items$1,750,0001,085
Extraordinary gains, net$021
Net income$1,750,0001,083
Minority interest net income$0112
Net income of bank and minority interests.$1,750,0001,085
Net charge-offs$19,0005,648
Cash dividends$629,0001,373
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,426,6001,287
2009-03-31 (YTD Data)Rank
Total interest income$4,337,0002,046
Total interest expense$1,278,0002,485
Net interest income$3,059,0001,816
Provision for loan and lease losses$358,0002,106
Total noninterest income$2,338,000672
Gross Fiduciary activities income$926,000169
Service charges on deposit accounts$133,0002,696
Trading account gains and fees$0171
Additional Noninterest Income$1,279,000700
Total noninterest expense$4,196,0001,194
Salaries and employee benefits$2,393,0001,057
Premises and equipment expense$499,0001,419
Additional noninterest expense$1,304,0001,263
Pre-tax net operating income$843,0001,523
Securities gains (losses)$318,000480
Applicable income taxes$339,000956
Income before extraordinary items$822,0001,340
Extraordinary gains, net$015
Net income$822,0001,341
Minority interest net income$0102
Net income of bank and minority interests.$822,0001,342
Net charge-offs$16,0004,481
Cash dividends$315,0001,310
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$596,2201,709
2008-12-31 (YTD Data)Rank
Total interest income$19,013,0002,001
Total interest expense$6,255,0002,428
Net interest income$12,758,0001,745
Provision for loan and lease losses$415,0004,089
Total noninterest income$7,896,000718
Gross Fiduciary activities income$3,904,000181
Service charges on deposit accounts$572,0002,738
Trading account gains and fees$0154
Additional Noninterest Income$3,420,000876
Total noninterest expense$15,659,0001,252
Salaries and employee benefits$9,106,0001,079
Premises and equipment expense$1,827,0001,519
Additional noninterest expense$4,726,0001,336
Pre-tax net operating income$4,580,0001,189
Securities gains (losses)$03,220
Applicable income taxes$1,323,000955
Income before extraordinary items$3,257,0001,268
Extraordinary gains, net$039
Net income$3,257,0001,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,132
Cash dividends$1,731,0001,536
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,257,0001,347
2008-09-30 (YTD Data)Rank
Total interest income$14,300,0002,043
Total interest expense$4,768,0002,481
Net interest income$9,532,0001,771
Provision for loan and lease losses$195,0004,255
Total noninterest income$6,100,000737
Gross Fiduciary activities income$2,997,000181
Service charges on deposit accounts$432,0002,743
Trading account gains and fees$0148
Additional Noninterest Income$2,671,000888
Total noninterest expense$11,809,0001,231
Salaries and employee benefits$6,915,0001,097
Premises and equipment expense$1,356,0001,540
Additional noninterest expense$3,538,0001,291
Pre-tax net operating income$3,628,0001,358
Securities gains (losses)$03,106
Applicable income taxes$1,067,0001,098
Income before extraordinary items$2,561,0001,438
Extraordinary gains, net$031
Net income$2,561,0001,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0008,149
Cash dividends$885,0001,991
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,561,0001,516
2008-06-30 (YTD Data)Rank
Total interest income$9,518,0002,078
Total interest expense$3,281,0002,502
Net interest income$6,237,0001,796
Provision for loan and lease losses$130,0003,857
Total noninterest income$4,090,000756
Gross Fiduciary activities income$2,019,000183
Service charges on deposit accounts$293,0002,687
Trading account gains and fees$0149
Additional Noninterest Income$1,778,000918
Total noninterest expense$7,897,0001,229
Salaries and employee benefits$4,628,0001,106
Premises and equipment expense$883,0001,580
Additional noninterest expense$2,386,0001,245
Pre-tax net operating income$2,300,0001,492
Securities gains (losses)$03,233
Applicable income taxes$671,0001,273
Income before extraordinary items$1,629,0001,659
Extraordinary gains, net$021
Net income$1,629,0001,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,084
Cash dividends$590,0002,081
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,629,0001,632
2008-03-31 (YTD Data)Rank
Total interest income$4,947,0002,055
Total interest expense$1,731,0002,527
Net interest income$3,216,0001,731
Provision for loan and lease losses$65,0003,393
Total noninterest income$1,979,000757
Gross Fiduciary activities income$1,004,000186
Service charges on deposit accounts$148,0002,655
Trading account gains and fees$0158
Additional Noninterest Income$827,000979
Total noninterest expense$3,916,0001,237
Salaries and employee benefits$2,306,0001,119
Premises and equipment expense$434,0001,611
Additional noninterest expense$1,176,0001,217
Pre-tax net operating income$1,214,0001,515
Securities gains (losses)$02,688
Applicable income taxes$357,0001,297
Income before extraordinary items$857,0001,719
Extraordinary gains, net$015
Net income$857,0001,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,915
Cash dividends$295,0001,928
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$857,0001,655
2007-12-31 (YTD Data)Rank
Total interest income$21,638,0001,953
Total interest expense$7,162,0002,564
Net interest income$14,476,0001,567
Provision for loan and lease losses$348,0002,928
Total noninterest income$8,133,000729
Gross Fiduciary activities income$3,810,000187
Service charges on deposit accounts$577,0002,756
Trading account gains and fees$0178
Additional Noninterest Income$3,746,000864
Total noninterest expense$15,044,0001,236
Salaries and employee benefits$8,731,0001,147
Premises and equipment expense$1,684,0001,580
Additional noninterest expense$4,629,0001,216
Pre-tax net operating income$7,217,0001,174
Securities gains (losses)$02,146
Applicable income taxes$2,184,0001,053
Income before extraordinary items$5,033,0001,271
Extraordinary gains, net$039
Net income$5,033,0001,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0003,272
Cash dividends$1,633,0001,874
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,033,0001,260
2007-09-30 (YTD Data)Rank
Total interest income$16,227,0001,953
Total interest expense$5,369,0002,567
Net interest income$10,858,0001,575
Provision for loan and lease losses$253,0002,593
Total noninterest income$6,114,000731
Gross Fiduciary activities income$2,806,000186
Service charges on deposit accounts$420,0002,798
Trading account gains and fees$0184
Additional Noninterest Income$2,888,000847
Total noninterest expense$11,113,0001,248
Salaries and employee benefits$6,296,0001,186
Premises and equipment expense$1,257,0001,582
Additional noninterest expense$3,560,0001,162
Pre-tax net operating income$5,606,0001,219
Securities gains (losses)$01,655
Applicable income taxes$1,784,0001,051
Income before extraordinary items$3,822,0001,336
Extraordinary gains, net$033
Net income$3,822,0001,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0002,509
Cash dividends$826,0002,267
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,822,0001,331
2007-06-30 (YTD Data)Rank
Total interest income$10,754,0001,975
Total interest expense$3,550,0002,586
Net interest income$7,204,0001,601
Provision for loan and lease losses$163,0002,480
Total noninterest income$4,075,000758
Gross Fiduciary activities income$1,906,000188
Service charges on deposit accounts$276,0002,830
Trading account gains and fees$0168
Additional Noninterest Income$1,893,000894
Total noninterest expense$7,363,0001,267
Salaries and employee benefits$4,186,0001,215
Premises and equipment expense$828,0001,617
Additional noninterest expense$2,349,0001,192
Pre-tax net operating income$3,753,0001,265
Securities gains (losses)$01,444
Applicable income taxes$1,194,0001,115
Income before extraordinary items$2,559,0001,385
Extraordinary gains, net$029
Net income$2,559,0001,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0001,785
Cash dividends$551,0002,317
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,559,0001,363
2007-03-31 (YTD Data)Rank
Total interest income$5,334,0001,997
Total interest expense$1,793,0002,554
Net interest income$3,541,0001,630
Provision for loan and lease losses$75,0002,404
Total noninterest income$1,964,000764
Gross Fiduciary activities income$959,000185
Service charges on deposit accounts$127,0002,953
Trading account gains and fees$0195
Additional Noninterest Income$878,000934
Total noninterest expense$3,633,0001,285
Salaries and employee benefits$2,068,0001,240
Premises and equipment expense$405,0001,650
Additional noninterest expense$1,160,0001,177
Pre-tax net operating income$1,797,0001,302
Securities gains (losses)$01,187
Applicable income taxes$570,0001,159
Income before extraordinary items$1,227,0001,426
Extraordinary gains, net$022
Net income$1,227,0001,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,916
Cash dividends$275,0002,105
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,227,0001,410
2006-12-31 (YTD Data)Rank
Total interest income$19,809,0001,994
Total interest expense$6,171,0002,534
Net interest income$13,638,0001,683
Provision for loan and lease losses$285,0002,880
Total noninterest income$7,349,000800
Gross Fiduciary activities income$3,474,000187
Service charges on deposit accounts$691,0002,397
Trading account gains and fees$0130
Additional Noninterest Income$3,184,000955
Total noninterest expense$13,514,0001,329
Salaries and employee benefits$7,686,0001,264
Premises and equipment expense$1,638,0001,570
Additional noninterest expense$4,190,0001,275
Pre-tax net operating income$7,188,0001,369
Securities gains (losses)$01,687
Applicable income taxes$2,170,0001,249
Income before extraordinary items$5,018,0001,453
Extraordinary gains, net$051
Net income$5,018,0001,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,051
Cash dividends$1,541,0001,890
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,018,0001,437
2006-09-30 (YTD Data)Rank
Total interest income$14,503,0002,033
Total interest expense$4,440,0002,553
Net interest income$10,063,0001,727
Provision for loan and lease losses$210,0002,785
Total noninterest income$5,448,000815
Gross Fiduciary activities income$2,581,000194
Service charges on deposit accounts$522,0002,392
Trading account gains and fees$0126
Additional Noninterest Income$2,345,000985
Total noninterest expense$9,991,0001,351
Salaries and employee benefits$5,581,0001,325
Premises and equipment expense$1,220,0001,593
Additional noninterest expense$3,190,0001,255
Pre-tax net operating income$5,310,0001,435
Securities gains (losses)$01,388
Applicable income taxes$1,709,0001,253
Income before extraordinary items$3,601,0001,549
Extraordinary gains, net$045
Net income$3,601,0001,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,173
Cash dividends$767,0002,302
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,601,0001,531
2006-06-30 (YTD Data)Rank
Total interest income$9,270,0002,079
Total interest expense$2,789,0002,596
Net interest income$6,481,0001,797
Provision for loan and lease losses$135,0002,822
Total noninterest income$3,650,000809
Gross Fiduciary activities income$1,701,000204
Service charges on deposit accounts$364,0002,271
Trading account gains and fees$0126
Additional Noninterest Income$1,585,000977
Total noninterest expense$6,596,0001,365
Salaries and employee benefits$3,656,0001,349
Premises and equipment expense$790,0001,630
Additional noninterest expense$2,150,0001,257
Pre-tax net operating income$3,400,0001,487
Securities gains (losses)$01,185
Applicable income taxes$1,092,0001,305
Income before extraordinary items$2,308,0001,590
Extraordinary gains, net$039
Net income$2,308,0001,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,125
Cash dividends$511,0002,324
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,308,0001,576
2006-03-31 (YTD Data)Rank
Total interest income$4,457,0002,112
Total interest expense$1,329,0002,593
Net interest income$3,128,0001,844
Provision for loan and lease losses$60,0002,788
Total noninterest income$1,788,000810
Gross Fiduciary activities income$838,000205
Service charges on deposit accounts$194,0002,102
Trading account gains and fees$0115
Additional Noninterest Income$756,000994
Total noninterest expense$3,153,0001,436
Salaries and employee benefits$1,738,0001,431
Premises and equipment expense$386,0001,667
Additional noninterest expense$1,029,0001,289
Pre-tax net operating income$1,703,0001,451
Securities gains (losses)$0955
Applicable income taxes$547,0001,294
Income before extraordinary items$1,156,0001,567
Extraordinary gains, net$021
Net income$1,156,0001,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,195
Cash dividends$255,0002,117
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,156,0001,550
2005-12-31 (YTD Data)Rank
Total interest income$15,251,0002,180
Total interest expense$4,213,0002,540
Net interest income$11,038,0002,006
Provision for loan and lease losses$190,0003,672
Total noninterest income$7,277,000801
Gross Fiduciary activities income$3,321,000195
Service charges on deposit accounts$735,0002,258
Trading account gains and fees$0138
Additional Noninterest Income$3,221,000969
Total noninterest expense$12,119,0001,418
Salaries and employee benefits$6,477,0001,443
Premises and equipment expense$1,552,0001,571
Additional noninterest expense$4,090,0001,267
Pre-tax net operating income$6,006,0001,583
Securities gains (losses)$02,296
Applicable income taxes$1,803,0001,478
Income before extraordinary items$4,203,0001,678
Extraordinary gains, net$046
Net income$4,203,0001,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-39,0008,413
Cash dividends$1,441,0001,878
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,203,0001,649
2005-09-30 (YTD Data)Rank
Total interest income$10,762,0002,255
Total interest expense$2,852,0002,639
Net interest income$7,910,0002,091
Provision for loan and lease losses$130,0003,749
Total noninterest income$5,508,000798
Gross Fiduciary activities income$2,472,000192
Service charges on deposit accounts$547,0002,272
Trading account gains and fees$0126
Additional Noninterest Income$2,489,000952
Total noninterest expense$8,893,0001,439
Salaries and employee benefits$4,847,0001,427
Premises and equipment expense$1,125,0001,613
Additional noninterest expense$2,921,0001,303
Pre-tax net operating income$4,395,0001,626
Securities gains (losses)$02,317
Applicable income taxes$1,398,0001,459
Income before extraordinary items$2,997,0001,755
Extraordinary gains, net$035
Net income$2,997,0001,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-65,0008,521
Cash dividends$713,0002,281
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,997,0001,725
2005-06-30 (YTD Data)Rank
Total interest income$6,719,0002,344
Total interest expense$1,691,0002,757
Net interest income$5,028,0002,150
Provision for loan and lease losses$70,0003,946
Total noninterest income$3,569,000803
Gross Fiduciary activities income$1,652,000192
Service charges on deposit accounts$344,0002,345
Trading account gains and fees$0116
Additional Noninterest Income$1,573,000965
Total noninterest expense$5,836,0001,452
Salaries and employee benefits$3,193,0001,441
Premises and equipment expense$725,0001,650
Additional noninterest expense$1,918,0001,301
Pre-tax net operating income$2,691,0001,726
Securities gains (losses)$02,146
Applicable income taxes$851,0001,545
Income before extraordinary items$1,840,0001,862
Extraordinary gains, net$030
Net income$1,840,0001,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-98,0008,656
Cash dividends$477,0002,281
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,840,0001,823
2005-03-31 (YTD Data)Rank
Total interest income$3,263,0002,364
Total interest expense$808,0002,760
Net interest income$2,455,0002,188
Provision for loan and lease losses$30,0003,913
Total noninterest income$1,743,000802
Gross Fiduciary activities income$840,000194
Service charges on deposit accounts$157,0002,463
Trading account gains and fees$0115
Additional Noninterest Income$746,000999
Total noninterest expense$2,898,0001,461
Salaries and employee benefits$1,579,0001,472
Premises and equipment expense$370,0001,638
Additional noninterest expense$949,0001,308
Pre-tax net operating income$1,270,0001,788
Securities gains (losses)$01,685
Applicable income taxes$400,0001,602
Income before extraordinary items$870,0001,940
Extraordinary gains, net$024
Net income$870,0001,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-95,0008,775
Cash dividends$241,0002,020
Sale, conversion, retirement of capital stock, net$0491
Net operating income$870,0001,903
2004-12-31 (YTD Data)Rank
Total interest income$11,551,0002,487
Total interest expense$3,051,0002,595
Net interest income$8,500,0002,403
Provision for loan and lease losses$153,0004,196
Total noninterest income$6,969,000805
Gross Fiduciary activities income$2,976,000204
Service charges on deposit accounts$786,0002,178
Trading account gains and fees$0138
Additional Noninterest Income$3,207,000936
Total noninterest expense$11,620,0001,403
Salaries and employee benefits$6,140,0001,446
Premises and equipment expense$1,530,0001,522
Additional noninterest expense$3,950,0001,255
Pre-tax net operating income$3,696,0002,185
Securities gains (losses)$03,819
Applicable income taxes$1,027,0002,114
Income before extraordinary items$2,669,0002,288
Extraordinary gains, net$034
Net income$2,669,0002,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,177
Cash dividends$1,267,0001,962
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,669,0002,236
2004-09-30 (YTD Data)Rank
Total interest income$8,433,0002,510
Total interest expense$2,293,0002,550
Net interest income$6,140,0002,462
Provision for loan and lease losses$143,0003,635
Total noninterest income$5,321,000808
Gross Fiduciary activities income$2,240,000207
Service charges on deposit accounts$590,0002,194
Trading account gains and fees$0134
Additional Noninterest Income$2,491,000924
Total noninterest expense$8,735,0001,401
Salaries and employee benefits$4,579,0001,446
Premises and equipment expense$1,117,0001,562
Additional noninterest expense$3,039,0001,206
Pre-tax net operating income$2,583,0002,319
Securities gains (losses)$03,710
Applicable income taxes$782,0002,134
Income before extraordinary items$1,801,0002,562
Extraordinary gains, net$026
Net income$1,801,0002,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,471
Cash dividends$650,0002,293
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,801,0002,485
2004-06-30 (YTD Data)Rank
Total interest income$5,504,0002,542
Total interest expense$1,542,0002,515
Net interest income$3,962,0002,508
Provision for loan and lease losses$113,0003,304
Total noninterest income$3,570,000806
Gross Fiduciary activities income$1,492,000208
Service charges on deposit accounts$395,0002,169
Trading account gains and fees$0130
Additional Noninterest Income$1,683,000904
Total noninterest expense$5,859,0001,385
Salaries and employee benefits$3,069,0001,433
Premises and equipment expense$737,0001,569
Additional noninterest expense$2,053,0001,179
Pre-tax net operating income$1,560,0002,501
Securities gains (losses)$03,413
Applicable income taxes$467,0002,305
Income before extraordinary items$1,093,0002,730
Extraordinary gains, net$021
Net income$1,093,0002,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,165
Cash dividends$433,0002,352
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,093,0002,652
2004-03-31 (YTD Data)Rank
Total interest income$2,775,0002,518
Total interest expense$798,0002,456
Net interest income$1,977,0002,522
Provision for loan and lease losses$60,0002,918
Total noninterest income$1,730,000803
Gross Fiduciary activities income$761,000204
Service charges on deposit accounts$192,0002,161
Trading account gains and fees$0121
Additional Noninterest Income$777,000944
Total noninterest expense$2,907,0001,411
Salaries and employee benefits$1,526,0001,453
Premises and equipment expense$368,0001,599
Additional noninterest expense$1,013,0001,187
Pre-tax net operating income$740,0002,594
Securities gains (losses)$02,934
Applicable income taxes$219,0002,420
Income before extraordinary items$521,0002,845
Extraordinary gains, net$016
Net income$521,0002,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0002,025
Cash dividends$217,0002,077
Sale, conversion, retirement of capital stock, net$0464
Net operating income$521,0002,744
2003-12-31 (YTD Data)Rank
Total interest income$11,425,0002,492
Total interest expense$3,815,0002,321
Net interest income$7,610,0002,531
Provision for loan and lease losses$283,0003,314
Total noninterest income$7,088,000859
Gross Fiduciary activities income$2,935,000206
Service charges on deposit accounts$809,0002,103
Trading account gains and fees$0160
Additional Noninterest Income$3,344,0001,003
Total noninterest expense$11,411,0001,409
Salaries and employee benefits$5,929,0001,449
Premises and equipment expense$1,414,0001,609
Additional noninterest expense$4,068,0001,220
Pre-tax net operating income$3,004,0002,507
Securities gains (losses)$10,0003,613
Applicable income taxes$869,0002,388
Income before extraordinary items$2,145,0002,718
Extraordinary gains, net$054
Net income$2,145,0002,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,602
Cash dividends$1,225,0002,025
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,137,9002,590
2003-09-30 (YTD Data)Rank
Total interest income$8,642,0002,507
Total interest expense$2,946,0002,335
Net interest income$5,696,0002,557
Provision for loan and lease losses$280,0002,641
Total noninterest income$5,450,000876
Gross Fiduciary activities income$2,205,000215
Service charges on deposit accounts$599,0002,147
Trading account gains and fees$0153
Additional Noninterest Income$2,646,0001,004
Total noninterest expense$8,508,0001,427
Salaries and employee benefits$4,332,0001,494
Premises and equipment expense$1,064,0001,612
Additional noninterest expense$3,112,0001,217
Pre-tax net operating income$2,358,0002,498
Securities gains (losses)$10,0003,326
Applicable income taxes$713,0002,361
Income before extraordinary items$1,655,0002,746
Extraordinary gains, net$040
Net income$1,655,0002,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,291
Cash dividends$620,0002,345
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,648,0002,613
2003-06-30 (YTD Data)Rank
Total interest income$5,844,0002,493
Total interest expense$2,015,0002,354
Net interest income$3,829,0002,543
Provision for loan and lease losses$205,0002,473
Total noninterest income$3,624,000853
Gross Fiduciary activities income$1,469,000219
Service charges on deposit accounts$401,0002,092
Trading account gains and fees$0150
Additional Noninterest Income$1,754,0001,002
Total noninterest expense$5,729,0001,408
Salaries and employee benefits$2,885,0001,491
Premises and equipment expense$704,0001,629
Additional noninterest expense$2,140,0001,176
Pre-tax net operating income$1,519,0002,561
Securities gains (losses)$10,0002,948
Applicable income taxes$462,0002,435
Income before extraordinary items$1,067,0002,843
Extraordinary gains, net$030
Net income$1,067,0002,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,782
Cash dividends$424,0002,372
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,060,0002,683
2003-03-31 (YTD Data)Rank
Total interest income$2,943,0002,490
Total interest expense$1,040,0002,347
Net interest income$1,903,0002,553
Provision for loan and lease losses$50,0003,651
Total noninterest income$1,809,000838
Gross Fiduciary activities income$760,000219
Service charges on deposit accounts$186,0002,154
Trading account gains and fees$0134
Additional Noninterest Income$863,000989
Total noninterest expense$2,901,0001,382
Salaries and employee benefits$1,447,0001,480
Premises and equipment expense$370,0001,554
Additional noninterest expense$1,084,0001,139
Pre-tax net operating income$761,0002,570
Securities gains (losses)$10,0002,181
Applicable income taxes$234,0002,436
Income before extraordinary items$537,0002,796
Extraordinary gains, net$021
Net income$537,0002,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,468
Cash dividends$226,0002,073
Sale, conversion, retirement of capital stock, net$0419
Net operating income$530,0002,678
2002-12-31 (YTD Data)Rank
Total interest income$12,986,0002,369
Total interest expense$5,155,0002,176
Net interest income$7,831,0002,455
Provision for loan and lease losses$562,0002,179
Total noninterest income$6,422,000853
Gross Fiduciary activities income$2,769,000232
Service charges on deposit accounts$751,0002,114
Trading account gains and fees$0153
Additional Noninterest Income$2,902,0001,014
Total noninterest expense$10,761,0001,429
Salaries and employee benefits$5,439,0001,493
Premises and equipment expense$1,385,0001,599
Additional noninterest expense$3,937,0001,226
Pre-tax net operating income$2,930,0002,551
Securities gains (losses)$175,0001,260
Applicable income taxes$965,0002,267
Income before extraordinary items$2,140,0002,662
Extraordinary gains, net$070
Net income$2,140,0002,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$788,0001,177
Cash dividends$1,144,0002,026
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,019,2502,681
2001-12-31 (YTD Data)Rank
Total interest income$14,924,0002,297
Total interest expense$7,741,0002,079
Net interest income$7,183,0002,488
Provision for loan and lease losses$719,0001,635
Total noninterest income$6,374,000816
Gross Fiduciary activities income$2,925,000229
Service charges on deposit accounts$697,0002,150
Trading account gains and fees$0177
Additional Noninterest Income$2,752,0001,008
Total noninterest expense$10,061,0001,463
Salaries and employee benefits$5,054,0001,500
Premises and equipment expense$1,209,0001,791
Additional noninterest expense$3,798,0001,249
Pre-tax net operating income$2,777,0002,440
Securities gains (losses)$04,612
Applicable income taxes$603,0002,961
Income before extraordinary items$2,174,0002,359
Extraordinary gains, net$0105
Net income$2,174,0002,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0002,700
Cash dividends$1,023,0002,193
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,174,0002,278
2000-12-31 (YTD Data)Rank
Total interest income$15,186,0002,307
Total interest expense$7,053,0002,397
Net interest income$8,133,0002,184
Provision for loan and lease losses$365,0002,455
Total noninterest income$5,326,000892
Gross Fiduciary activities income$2,474,000261
Service charges on deposit accounts$584,0002,352
Trading account gains and fees$0180
Additional Noninterest Income$2,268,0001,038
Total noninterest expense$9,277,0001,504
Salaries and employee benefits$4,691,0001,514
Premises and equipment expense$1,200,0001,741
Additional noninterest expense$3,386,0001,339
Pre-tax net operating income$3,817,0001,913
Securities gains (losses)$01,956
Applicable income taxes$1,258,0001,756
Income before extraordinary items$2,559,0002,035
Extraordinary gains, net$038
Net income$2,559,0002,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0002,113
Cash dividends$1,831,0001,454
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,559,0002,043
1999-12-31 (YTD Data)Rank
Total interest income$12,958,0002,521
Total interest expense$5,699,0002,586
Net interest income$7,259,0002,436
Provision for loan and lease losses$150,0004,234
Total noninterest income$3,197,0001,288
Gross Fiduciary activities income$853,000497
Service charges on deposit accounts$582,0002,297
Trading account gains and fees$0173
Additional Noninterest Income$1,762,0001,258
Total noninterest expense$7,735,0001,781
Salaries and employee benefits$3,989,0001,729
Premises and equipment expense$1,711,0001,172
Additional noninterest expense$2,035,0002,146
Pre-tax net operating income$2,571,0002,731
Securities gains (losses)$1,0002,805
Applicable income taxes$804,0002,631
Income before extraordinary items$1,768,0002,852
Extraordinary gains, net$035
Net income$1,768,0002,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,892
Cash dividends$1,121,0002,070
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,767,3102,821
1998-12-31 (YTD Data)Rank
Total interest income$12,849,0002,546
Total interest expense$5,581,0002,716
Net interest income$7,268,0002,348
Provision for loan and lease losses$200,0003,499
Total noninterest income$2,151,0001,722
Gross Fiduciary activities income$642,000558
Service charges on deposit accounts$593,0002,171
Trading account gains and fees$0224
Additional Noninterest Income$916,0001,985
Total noninterest expense$6,209,0002,116
Salaries and employee benefits$3,193,0002,122
Premises and equipment expense$1,026,0001,925
Additional noninterest expense$1,990,0002,120
Pre-tax net operating income$3,010,0002,370
Securities gains (losses)$04,449
Applicable income taxes$984,0002,343
Income before extraordinary items$2,026,0002,515
Extraordinary gains, net$032
Net income$2,026,0002,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0003,330
Cash dividends$1,219,0001,923
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,026,0002,440
1997-12-31 (YTD Data)Rank
Total interest income$12,769,0002,572
Total interest expense$5,399,0002,775
Net interest income$7,370,0002,372
Provision for loan and lease losses$70,0005,912
Total noninterest income$1,659,0002,042
Gross Fiduciary activities income$422,000715
Service charges on deposit accounts$642,0002,041
Trading account gains and fees$0239
Additional Noninterest Income$595,0002,489
Total noninterest expense$5,580,0002,316
Salaries and employee benefits$2,960,0002,234
Premises and equipment expense$870,0002,262
Additional noninterest expense$1,750,0002,366
Pre-tax net operating income$3,379,0002,238
Securities gains (losses)$03,944
Applicable income taxes$1,094,0002,258
Income before extraordinary items$2,285,0002,304
Extraordinary gains, net$044
Net income$2,285,0002,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,640
Cash dividends$1,326,0001,759
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,285,0002,243
1996-12-31 (YTD Data)Rank
Total interest income$12,261,0002,712
Total interest expense$5,441,0002,801
Net interest income$6,820,0002,580
Provision for loan and lease losses$28,0007,549
Total noninterest income$1,648,0002,141
Gross Fiduciary activities income$352,000814
Service charges on deposit accounts$641,0002,105
Trading account gains and fees$0262
Additional Noninterest Income$655,0002,422
Total noninterest expense$5,174,0002,630
Salaries and employee benefits$2,741,0002,432
Premises and equipment expense$838,0002,348
Additional noninterest expense$1,595,0002,975
Pre-tax net operating income$3,266,0002,194
Securities gains (losses)$04,148
Applicable income taxes$1,065,0002,215
Income before extraordinary items$2,201,0002,245
Extraordinary gains, net$053
Net income$2,201,0002,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,548
Cash dividends$694,0002,784
Sale, conversion, retirement of capital stock, net$335,000516
Net operating income$2,201,0002,189
1995-12-31 (YTD Data)Rank
Total interest income$11,370,0002,933
Total interest expense$5,122,0002,964
Net interest income$6,248,0002,853
Provision for loan and lease losses$-125,00011,755
Total noninterest income$1,574,0002,213
Gross Fiduciary activities income$185,0001,025
Service charges on deposit accounts$665,0002,037
Trading account gains and fees$0522
Additional Noninterest Income$724,0002,246
Total noninterest expense$4,998,0002,725
Salaries and employee benefits$2,599,0002,567
Premises and equipment expense$793,0002,497
Additional noninterest expense$1,606,0002,911
Pre-tax net operating income$2,949,0002,470
Securities gains (losses)$03,831
Applicable income taxes$931,0002,532
Income before extraordinary items$2,018,0002,495
Extraordinary gains, net$065
Net income$2,018,0002,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,00010,972
Cash dividends$632,0002,827
Sale, conversion, retirement of capital stock, net$-217,00010,484
Net operating income$2,018,0002,476
1994-12-31 (YTD Data)Rank
Total interest income$9,631,0003,147
Total interest expense$3,662,0003,327
Net interest income$5,969,0003,007
Provision for loan and lease losses$-96,00012,132
Total noninterest income$1,517,0002,273
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$689,0001,957
Trading account gains and fees$0475
Additional Noninterest Income$828,0002,090
Total noninterest expense$4,555,0003,024
Salaries and employee benefits$2,122,0003,106
Premises and equipment expense$722,0002,756
Additional noninterest expense$1,711,0002,952
Pre-tax net operating income$3,027,0002,353
Securities gains (losses)$03,600
Applicable income taxes$878,0002,551
Income before extraordinary items$2,149,0002,265
Extraordinary gains, net$0249
Net income$2,149,0002,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-80,00012,145
Cash dividends$561,0002,941
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,149,0002,287
1993-12-31 (YTD Data)Rank
Total interest income$9,453,0003,271
Total interest expense$3,433,0003,658
Net interest income$6,020,0003,016
Provision for loan and lease losses$26,0008,647
Total noninterest income$1,665,0002,251
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$720,0001,894
Trading account gains and fees$0532
Additional Noninterest Income$945,0002,109
Total noninterest expense$4,363,0003,207
Salaries and employee benefits$2,094,0003,132
Premises and equipment expense$684,0002,949
Additional noninterest expense$1,585,0003,343
Pre-tax net operating income$3,296,0002,064
Securities gains (losses)$07,477
Applicable income taxes$1,086,0002,090
Income before extraordinary items$2,220,0002,257
Extraordinary gains, net$03,149
Net income$2,220,0002,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0008,132
Cash dividends$511,0003,006
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,220,0002,120
1992-12-31 (YTD Data)Rank
Total interest income$9,462,0003,689
Total interest expense$3,979,0004,102
Net interest income$5,483,0003,340
Provision for loan and lease losses$225,0004,908
Total noninterest income$1,312,0002,668
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$743,0001,822
Trading account gains and fees$0504
Additional Noninterest Income$569,0002,935
Total noninterest expense$3,528,0003,910
Salaries and employee benefits$1,823,0003,507
Premises and equipment expense$492,0004,030
Additional noninterest expense$1,213,0004,302
Pre-tax net operating income$3,042,0002,042
Securities gains (losses)$08,369
Applicable income taxes$1,020,0002,074
Income before extraordinary items$2,022,0002,264
Extraordinary gains, net$01,422
Net income$2,022,0002,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0007,501
Cash dividends$450,0003,037
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,022,0002,092

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.