AMERIBANK, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,724,000 | 2,842 |
| Total interest expense | $5,137,000 | 2,960 |
| Net interest income | $6,587,000 | 2,707 |
| Provision for loan and lease losses | $170,000 | 3,392 |
| Total noninterest income | $1,101,000 | 2,889 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $775,000 | 1,756 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $326,000 | 3,807 |
| Total noninterest expense | $4,670,000 | 2,881 |
| Salaries and employee benefits | $2,612,000 | 2,559 |
| Premises and equipment expense | $828,000 | 2,413 |
| Additional noninterest expense | $1,230,000 | 3,666 |
| Pre-tax net operating income | $2,848,000 | 2,533 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $847,000 | 2,750 |
| Income before extraordinary items | $2,001,000 | 2,515 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,001,000 | 2,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,001,000 | 2,489 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,177,000 | 2,997 |
| Total interest expense | $3,863,000 | 3,160 |
| Net interest income | $6,314,000 | 2,861 |
| Provision for loan and lease losses | $194,000 | 3,091 |
| Total noninterest income | $1,502,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $867,000 | 1,564 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $635,000 | 2,486 |
| Total noninterest expense | $5,231,000 | 2,657 |
| Salaries and employee benefits | $2,958,000 | 2,257 |
| Premises and equipment expense | $749,000 | 2,674 |
| Additional noninterest expense | $1,524,000 | 3,246 |
| Pre-tax net operating income | $2,391,000 | 2,945 |
| Securities gains (losses) | $-27,000 | 10,567 |
| Applicable income taxes | $894,000 | 2,501 |
| Income before extraordinary items | $1,470,000 | 3,230 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,470,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,355 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,487,280 | 3,226 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,945,000 | 3,103 |
| Total interest expense | $3,421,000 | 3,676 |
| Net interest income | $6,524,000 | 2,769 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $1,180,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $879,000 | 1,552 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $301,000 | 4,455 |
| Total noninterest expense | $5,387,000 | 2,654 |
| Salaries and employee benefits | $2,532,000 | 2,606 |
| Premises and equipment expense | $683,000 | 2,950 |
| Additional noninterest expense | $2,172,000 | 2,548 |
| Pre-tax net operating income | $2,137,000 | 3,106 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $655,000 | 3,324 |
| Income before extraordinary items | $1,482,000 | 3,283 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,482,000 | 3,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,932 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,482,000 | 3,106 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,719,000 | 3,260 |
| Total interest expense | $4,424,000 | 3,704 |
| Net interest income | $6,295,000 | 2,898 |
| Provision for loan and lease losses | $565,000 | 2,749 |
| Total noninterest income | $1,178,000 | 2,909 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $921,000 | 1,455 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $257,000 | 4,876 |
| Total noninterest expense | $5,747,000 | 2,518 |
| Salaries and employee benefits | $2,505,000 | 2,593 |
| Premises and equipment expense | $1,037,000 | 2,026 |
| Additional noninterest expense | $2,205,000 | 2,589 |
| Pre-tax net operating income | $1,161,000 | 5,049 |
| Securities gains (losses) | $88,000 | 3,220 |
| Applicable income taxes | $525,000 | 3,834 |
| Income before extraordinary items | $724,000 | 5,785 |
| Extraordinary gains, net | $591,000 | 183 |
| Net income | $1,315,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,372,000 | 1,276 |
| Cash dividends | $425,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $667,680 | 5,768 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.