Home > Alpine Bank > Net charge- offs to loans
Alpine Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0999% | 909 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,524 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,709 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0020% | 4,198 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 3,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0914% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1267% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3404% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.6543% | 68 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0360% | 1,376 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,562 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 4,249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 3,751 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0026% | 4,249 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 3,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0286% | 3,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7131% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0265% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5337% | 961 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 1,592 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,603 |
| Percentage Net Loans Charged-off:Construction & development | -0.0040% | 4,335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,737 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0035% | 4,298 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 3,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2547% | 4,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6816% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8497% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5237% | 927 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 1,064 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,717 |
| Percentage Net Loans Charged-off:Construction & development | -0.0080% | 4,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 3,814 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0009% | 4,392 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 3,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1860% | 424 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3270% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1786% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4176% | 222 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 1,119 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,432 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 4,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 3,727 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0085% | 4,314 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 3,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4335% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3768% | 1,216 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4764% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0750% | 2,173 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0372% | 1,130 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,475 |
| Percentage Net Loans Charged-off:Construction & development | -0.0008% | 4,302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 3,778 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 4,387 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 3,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0145% | 1,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4708% | 964 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2735% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2105% | 1,455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0415% | 971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 687 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 3,934 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0075% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0711% | 3,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3268% | 1,146 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6560% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0127% | 3,771 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0598% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 503 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 4,024 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0164% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 3,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6915% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4969% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1405% | 1,357 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 3,377 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0318% | 4,227 |
| Percentage Net Loans Charged-off:Construction & development | -0.1022% | 4,250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0373% | 4,145 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0008% | 3,124 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0514% | 4,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0357% | 3,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3433% | 1,152 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5756% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0730% | 2,034 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.0584% | 1,069 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0077% | 3,580 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0355% | 4,327 |
| Percentage Net Loans Charged-off:Construction & development | -0.1321% | 4,330 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0347% | 4,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0236% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0572% | 4,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0250% | 3,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3425% | 1,026 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0079% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0364% | 2,026 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 3,059 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0265% | 4,273 |
| Percentage Net Loans Charged-off:Construction & development | -0.1547% | 4,379 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 3,850 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0005% | 3,231 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0125% | 3,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 3,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2736% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8642% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1361% | 4,125 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 1,775 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 4,062 |
| Percentage Net Loans Charged-off:Construction & development | -0.0214% | 4,266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 4,081 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0010% | 3,311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 4,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0950% | 4,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7131% | 620 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9815% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0107% | 1,551 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 2,227 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0143% | 4,277 |
| Percentage Net Loans Charged-off:Construction & development | -0.0262% | 4,254 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 4,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 4,008 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0291% | 3,464 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0991% | 1,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8423% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1175% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8057% | 713 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0441% | 1,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0163% | 4,342 |
| Percentage Net Loans Charged-off:Construction & development | -0.0154% | 4,231 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0256% | 4,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 4,135 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0389% | 3,523 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 1,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1563% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9542% | 636 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5360% | 455 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0119% | 542 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0591% | 1,658 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0216% | 4,487 |
| Percentage Net Loans Charged-off:Construction & development | -0.0181% | 4,291 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0350% | 4,682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 4,250 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0577% | 3,584 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2447% | 818 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5945% | 396 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8136% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4222% | 398 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0921% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | -0.0292% | 4,398 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0134% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1148% | 3,665 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0758% | 410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2845% | 614 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2018% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8163% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1129% | 295 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0969% | 1,754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0248% | 4,566 |
| Percentage Net Loans Charged-off:Construction & development | -0.0260% | 4,346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0425% | 4,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 4,308 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0399% | 3,611 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 3,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7375% | 655 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5666% | 229 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8943% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5181% | 207 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 1,671 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0350% | 4,723 |
| Percentage Net Loans Charged-off:Construction & development | -0.0201% | 4,385 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0560% | 4,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0285% | 4,590 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0526% | 3,684 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 4,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7838% | 514 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0653% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7940% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9585% | 290 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0522% | 1,901 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0450% | 4,843 |
| Percentage Net Loans Charged-off:Construction & development | -0.0211% | 4,439 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0792% | 4,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0325% | 4,650 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0786% | 3,758 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3930% | 737 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2443% | 276 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6393% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1864% | 251 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0320% | 1,814 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0910% | 5,077 |
| Percentage Net Loans Charged-off:Construction & development | -0.0130% | 4,490 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1531% | 5,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0803% | 4,993 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1256% | 3,853 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0553% | 4,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3876% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8275% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5772% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0132% | 118 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0120% | 3,278 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0499% | 4,929 |
| Percentage Net Loans Charged-off:Construction & development | -0.1082% | 4,638 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0595% | 4,952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0276% | 4,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0283% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0597% | 4,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2659% | 1,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3622% | 1,880 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0462% | 972 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4295% | 1,628 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 4,574 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0799% | 5,092 |
| Percentage Net Loans Charged-off:Construction & development | -0.1183% | 4,700 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0780% | 5,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0767% | 5,051 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0790% | 3,842 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0754% | 5,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1702% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3817% | 1,690 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3772% | 986 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5049% | 1,275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0513% | 4,930 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1044% | 5,201 |
| Percentage Net Loans Charged-off:Construction & development | -0.1043% | 4,727 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1127% | 5,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1100% | 5,180 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1181% | 3,918 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1055% | 5,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1290% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2668% | 1,902 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2842% | 990 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3571% | 1,537 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0386% | 4,855 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0648% | 5,160 |
| Percentage Net Loans Charged-off:Construction & development | -0.1772% | 4,867 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0277% | 5,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0606% | 5,083 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1391% | 3,996 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0184% | 4,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3150% | 5,063 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2076% | 4,925 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5735% | 1,003 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1456% | 4,769 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0209% | 4,968 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0991% | 5,330 |
| Percentage Net Loans Charged-off:Construction & development | -0.2873% | 4,957 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 4,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1072% | 5,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0271% | 596 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1795% | 5,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5626% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8686% | 1,035 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9916% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7023% | 1,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0553% | 5,191 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1217% | 5,415 |
| Percentage Net Loans Charged-off:Construction & development | -0.3248% | 5,025 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0193% | 4,946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1437% | 5,421 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0284% | 3,886 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2057% | 5,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4408% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4177% | 1,799 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8872% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0667% | 2,976 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0711% | 5,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1521% | 5,517 |
| Percentage Net Loans Charged-off:Construction & development | -0.2914% | 5,028 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0479% | 5,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2030% | 5,521 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0228% | 3,860 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2985% | 5,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4672% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1987% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2876% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6249% | 1,150 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2097% | 5,628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2581% | 5,672 |
| Percentage Net Loans Charged-off:Construction & development | -0.6078% | 5,198 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0648% | 5,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3163% | 5,648 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1299% | 4,163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4137% | 5,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0556% | 4,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6174% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6008% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0624% | 4,772 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0994% | 5,594 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1859% | 5,683 |
| Percentage Net Loans Charged-off:Construction & development | -0.4885% | 5,213 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1806% | 5,569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1067% | 5,521 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2139% | 4,282 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0550% | 5,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3484% | 1,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1756% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2684% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6493% | 1,367 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3482% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1193% | 5,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2018% | 5,737 |
| Percentage Net Loans Charged-off:Construction & development | -0.5434% | 5,275 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2256% | 5,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0911% | 5,541 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2101% | 4,307 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0345% | 5,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3422% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0693% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6091% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7486% | 1,033 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2101% | 223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1510% | 5,741 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2434% | 5,823 |
| Percentage Net Loans Charged-off:Construction & development | -0.7924% | 5,374 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2639% | 5,743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0725% | 5,543 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1340% | 4,294 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0436% | 5,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5095% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2274% | 2,222 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4598% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0495% | 4,903 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0388% | 183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3274% | 5,950 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4143% | 5,956 |
| Percentage Net Loans Charged-off:Construction & development | -1.1518% | 5,444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4743% | 5,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1789% | 5,795 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2908% | 4,402 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1269% | 5,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2501% | 759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4965% | 1,380 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0007% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0675% | 2,197 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0558% | 169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0680% | 5,653 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1064% | 5,751 |
| Percentage Net Loans Charged-off:Construction & development | -0.4008% | 5,333 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1021% | 5,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0217% | 883 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1580% | 5,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5702% | 5,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6078% | 1,396 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1065% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4572% | 1,606 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3058% | 211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0523% | 5,563 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0604% | 5,611 |
| Percentage Net Loans Charged-off:Construction & development | -0.3525% | 5,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0334% | 1,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0457% | 5,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0733% | 668 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0990% | 5,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0629% | 5,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6039% | 1,250 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3204% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5365% | 1,291 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0856% | 204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0376% | 5,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 5,134 |
| Percentage Net Loans Charged-off:Construction & development | -0.0669% | 5,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1228% | 723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1012% | 5,886 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0734% | 4,387 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1135% | 5,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6074% | 5,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8357% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5068% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7744% | 849 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7997% | 203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1325% | 1,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0534% | 1,477 |
| Percentage Net Loans Charged-off:Construction & development | -0.0846% | 5,240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3406% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1095% | 5,949 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0557% | 4,394 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1335% | 6,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4816% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4189% | 520 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7804% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3868% | 478 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5528% | 189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0459% | 5,900 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1190% | 6,138 |
| Percentage Net Loans Charged-off:Construction & development | -0.5151% | 5,609 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0275% | 5,710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0680% | 6,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0703% | 992 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1267% | 6,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1210% | 2,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1457% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3789% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0704% | 343 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4728% | 341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0289% | 5,728 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0686% | 6,024 |
| Percentage Net Loans Charged-off:Construction & development | -0.2727% | 5,537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0073% | 1,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0667% | 6,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1178% | 807 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1433% | 6,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0783% | 5,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3968% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7441% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2685% | 595 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9532% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0113% | 4,028 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0128% | 5,557 |
| Percentage Net Loans Charged-off:Construction & development | -0.3587% | 5,632 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0753% | 1,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0421% | 2,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1965% | 618 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0225% | 5,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1031% | 5,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1244% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7736% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9956% | 810 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5891% | 469 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0232% | 5,424 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0383% | 5,947 |
| Percentage Net Loans Charged-off:Construction & development | -0.0833% | 5,474 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0515% | 6,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 5,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0071% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 5,800 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0896% | 5,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5968% | 1,303 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4444% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4322% | 1,471 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3852% | 465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0823% | 4,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0441% | 3,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.1368% | 1,388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0502% | 2,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4918% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0219% | 6,192 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1576% | 4,871 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0444% | 3,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2763% | 1,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0225% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2407% | 768 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0362% | 1,004 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7493% | 529 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1015% | 3,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0887% | 3,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.4242% | 1,023 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0330% | 6,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6591% | 284 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 3,481 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0134% | 4,656 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0478% | 3,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0199% | 5,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4137% | 2,089 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4364% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4134% | 1,943 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7940% | 487 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2314% | 2,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2226% | 2,011 |
| Percentage Net Loans Charged-off:Construction & development | 1.0940% | 682 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 6,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9768% | 207 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 3,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0691% | 1,003 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 5,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0232% | 2,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2616% | 2,433 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2635% | 2,282 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1822% | 376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5665% | 1,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5755% | 906 |
| Percentage Net Loans Charged-off:Construction & development | 1.4285% | 493 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0200% | 6,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7480% | 73 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5860% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0748% | 722 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8664% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3260% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4058% | 1,810 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4067% | 1,663 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7957% | 392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9759% | 1,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7304% | 1,412 |
| Percentage Net Loans Charged-off:Construction & development | 1.5879% | 1,221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3625% | 1,821 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9030% | 5,588 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7898% | 1,166 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3244% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4474% | 1,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0663% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.8099% | 62 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 11.8115% | 62 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6614% | 680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8169% | 1,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5031% | 1,881 |
| Percentage Net Loans Charged-off:Construction & development | 0.3381% | 1,803 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7766% | 1,018 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2021% | 5,621 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5073% | 1,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9924% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1862% | 2,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5746% | 612 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.4839% | 65 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 13.4839% | 61 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6010% | 637 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4037% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2187% | 792 |
| Percentage Net Loans Charged-off:Construction & development | 1.4624% | 1,112 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8380% | 436 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.7996% | 5,632 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7234% | 1,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3528% | 965 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9775% | 913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7203% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.7504% | 127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.7504% | 125 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3318% | 398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3446% | 757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9985% | 940 |
| Percentage Net Loans Charged-off:Construction & development | -0.1553% | 6,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4107% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.6407% | 5,670 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6658% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2426% | 843 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6823% | 285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5553% | 277 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.0647% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.0647% | 110 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2767% | 613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3628% | 518 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3319% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 5.8668% | 845 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2794% | 2,498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2386% | 461 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3910% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1155% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2771% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4456% | 6,995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4221% | 6,973 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4934% | 286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3437% | 490 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2919% | 480 |
| Percentage Net Loans Charged-off:Construction & development | 5.3088% | 829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3632% | 1,920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3135% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2393% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3739% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0718% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1387% | 3,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1293% | 3,771 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4984% | 223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2521% | 568 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1060% | 580 |
| Percentage Net Loans Charged-off:Construction & development | 3.7934% | 993 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3323% | 1,765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8093% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9734% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6748% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1727% | 492 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1395% | 7,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0352% | 7,225 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.6880% | 169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0545% | 618 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8353% | 637 |
| Percentage Net Loans Charged-off:Construction & development | 2.5480% | 895 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5235% | 1,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9868% | 311 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8192% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1242% | 299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5643% | 286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9796% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8488% | 1,228 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6448% | 477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0730% | 170 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.2459% | 155 |
| Percentage Net Loans Charged-off:Construction & development | 10.8463% | 510 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5475% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8556% | 536 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7635% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6557% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8377% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4861% | 2,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2426% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9412% | 812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2716% | 262 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4066% | 218 |
| Percentage Net Loans Charged-off:Construction & development | 9.6341% | 558 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2289% | 954 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4262% | 421 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6665% | 241 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6416% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6832% | 263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7338% | 1,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1495% | 218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2019% | 680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0286% | 317 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0933% | 279 |
| Percentage Net Loans Charged-off:Construction & development | 9.2612% | 547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4757% | 1,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5312% | 274 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7014% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3560% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9199% | 249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1739% | 1,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.7198% | 179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3968% | 552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.4038% | 212 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.3901% | 177 |
| Percentage Net Loans Charged-off:Construction & development | 14.4588% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5693% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.7489% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9073% | 350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7408% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1768% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2776% | 593 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.6482% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8384% | 418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9353% | 2,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9187% | 2,034 |
| Percentage Net Loans Charged-off:Construction & development | 1.7248% | 2,199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4863% | 1,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4186% | 2,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3252% | 1,445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4824% | 2,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6499% | 3,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3502% | 2,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4628% | 633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4183% | 3,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3810% | 2,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.3280% | 2,676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4780% | 1,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3179% | 2,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2036% | 1,346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4000% | 1,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4056% | 3,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0464% | 2,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5909% | 516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4643% | 2,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4332% | 2,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.3132% | 2,286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6754% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3019% | 2,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2257% | 1,067 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3596% | 1,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3128% | 3,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9938% | 2,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7098% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6560% | 1,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6458% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.4890% | 1,481 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3360% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0713% | 2,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1277% | 1,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3016% | 2,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6712% | 2,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4816% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0756% | 5,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 4,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0018% | 2,847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0327% | 2,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0766% | 3,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1705% | 1,066 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3229% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6511% | 3,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2916% | 356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0685% | 4,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 3,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0025% | 2,236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0443% | 1,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0588% | 2,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1308% | 904 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2042% | 2,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5918% | 2,941 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.9721% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0559% | 4,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 3,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0036% | 1,691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0555% | 1,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2019% | 2,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5209% | 2,803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.2496% | 198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 4,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 2,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0087% | 1,105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2239% | 1,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3598% | 2,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0805% | 6,978 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 5,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0946% | 3,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4196% | 3,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.8175% | 185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0410% | 4,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1004% | 2,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4336% | 2,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.5598% | 162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 3,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1280% | 2,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3126% | 3,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1799% | 167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0343% | 3,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0501% | 7,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4542% | 2,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7648% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0387% | 4,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 3,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0031% | 801 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0064% | 1,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 7,719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 7,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1390% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3406% | 3,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4802% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 4,160 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 7,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0042% | 594 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 7,990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 7,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 7,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1691% | 2,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4165% | 2,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7541% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 3,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 2,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0065% | 434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0291% | 681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 7,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 7,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2468% | 1,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3849% | 2,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6921% | 243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 2,814 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 7,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0134% | 232 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 8,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 7,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 7,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2239% | 1,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6237% | 1,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9643% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0722% | 4,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 3,374 |
| Percentage Net Loans Charged-off:Construction & development | -0.0057% | 7,705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0073% | 1,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 2,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 2,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3704% | 2,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5551% | 3,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8627% | 391 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0825% | 3,451 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,457 |
| Percentage Net Loans Charged-off:Construction & development | -0.0078% | 7,708 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 8,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 2,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 2,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3871% | 1,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7261% | 2,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7748% | 354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0824% | 3,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 2,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 8,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 1,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 1,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4438% | 1,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5711% | 2,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6003% | 335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0522% | 3,199 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 7,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 8,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1974% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4974% | 2,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3792% | 330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 5,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 3,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 8,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 3,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0008% | 654 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 2,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1538% | 3,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5500% | 3,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0176% | 1,594 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0460% | 4,807 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 7,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0011% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 7,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1520% | 2,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4741% | 3,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0225% | 1,353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0483% | 4,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 2,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 2,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0099% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 8,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1969% | 2,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4440% | 3,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0610% | 3,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2789% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5363% | 2,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0894% | 4,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 3,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 1,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0425% | 2,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0503% | 497 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 2,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4583% | 2,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5330% | 4,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0766% | 4,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 2,940 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0244% | 1,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 2,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0698% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 8,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2727% | 2,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5974% | 3,427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0622% | 4,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0409% | 835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2272% | 2,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4631% | 3,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0691% | 3,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5691% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4116% | 3,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0971% | 5,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 3,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0740% | 690 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 3,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0141% | 580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 2,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4060% | 3,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5841% | 3,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1317% | 4,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 3,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0011% | 828 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 2,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0114% | 572 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 2,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6864% | 2,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9310% | 2,461 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7950% | 51 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0722% | 5,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3912% | 518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4176% | 860 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2730% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1011% | 4,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6615% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3886% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0252% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1013% | 5,088 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 1,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 1,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 1,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2798% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5514% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4050% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1137% | 5,214 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 1,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 1,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1674% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6331% | 781 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1034% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0870% | 6,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 1,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4895% | 927 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1463% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0838% | 6,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1200% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3961% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5345% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0775% | 6,246 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1231% | 6,634 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1124% | 8,655 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |