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Academy Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$131,093,000	420
Total interest expense	$49,614,000	388
Net interest income	$81,479,000	447
Provision for loan and lease losses	$6,400,000	274
Total noninterest income	$44,094,000	271
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$22,333,000	94
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,761,000	303
Total noninterest expense	$86,319,000	353
Salaries and employee benefits	$46,682,000	347
Premises and equipment expense	$11,590,000	266
Additional noninterest expense	$21,761,000	303
Pre-tax net operating income	$32,854,000	482
Securities gains (losses)	$54,000	387
Applicable income taxes	$7,690,000	414
Income before extraordinary items	$25,218,000	496
Extraordinary gains, net	$0	54
Net income	$25,218,000	500
Minority interest net income	$0	88
Net income of bank and minority interests.	$25,218,000	498
Net charge-offs	$2,670,000	337
Cash dividends	$10,000,000	489
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$25,175,340	509
2023-09-30 (YTD Data)		Rank
Total interest income	$95,545,000	421
Total interest expense	$34,286,000	393
Net interest income	$61,259,000	453
Provision for loan and lease losses	$4,050,000	301
Total noninterest income	$34,091,000	263
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$17,123,000	91
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,968,000	298
Total noninterest expense	$64,345,000	355
Salaries and employee benefits	$35,265,000	345
Premises and equipment expense	$8,581,000	271
Additional noninterest expense	$16,968,000	298
Pre-tax net operating income	$26,955,000	457
Securities gains (losses)	$-119,000	4,042
Applicable income taxes	$6,393,000	401
Income before extraordinary items	$20,443,000	476
Extraordinary gains, net	$0	52
Net income	$20,443,000	477
Minority interest net income	$0	81
Net income of bank and minority interests.	$20,443,000	475
Net charge-offs	$1,431,000	347
Cash dividends	$7,500,000	443
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$20,537,010	480
2023-06-30 (YTD Data)		Rank
Total interest income	$61,901,000	409
Total interest expense	$20,849,000	380
Net interest income	$41,052,000	445
Provision for loan and lease losses	$2,850,000	288
Total noninterest income	$22,918,000	250
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$11,458,000	89
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,460,000	288
Total noninterest expense	$42,471,000	351
Salaries and employee benefits	$23,225,000	336
Premises and equipment expense	$5,673,000	266
Additional noninterest expense	$11,460,000	288
Pre-tax net operating income	$18,649,000	446
Securities gains (losses)	$-1,000	3,583
Applicable income taxes	$4,437,000	400
Income before extraordinary items	$14,211,000	457
Extraordinary gains, net	$0	51
Net income	$14,211,000	463
Minority interest net income	$0	81
Net income of bank and minority interests.	$14,211,000	456
Net charge-offs	$584,000	399
Cash dividends	$5,000,000	429
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$14,211,790	461
2023-03-31 (YTD Data)		Rank
Total interest income	$29,463,000	427
Total interest expense	$8,920,000	389
Net interest income	$20,543,000	459
Provision for loan and lease losses	$1,650,000	267
Total noninterest income	$10,834,000	261
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$5,696,000	91
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,138,000	315
Total noninterest expense	$20,899,000	363
Salaries and employee benefits	$11,473,000	353
Premises and equipment expense	$2,739,000	284
Additional noninterest expense	$5,138,000	315
Pre-tax net operating income	$8,828,000	476
Securities gains (losses)	$61,000	230
Applicable income taxes	$2,110,000	414
Income before extraordinary items	$6,779,000	491
Extraordinary gains, net	$0	4
Net income	$6,779,000	492
Minority interest net income	$0	48
Net income of bank and minority interests.	$6,779,000	492
Net charge-offs	$241,000	400
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$6,730,810	502
2022-12-31 (YTD Data)		Rank
Total interest income	$93,417,000	443
Total interest expense	$11,845,000	397
Net interest income	$81,572,000	445
Provision for loan and lease losses	$3,200,000	379
Total noninterest income	$49,812,000	248
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$25,470,000	84
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,342,000	293
Total noninterest expense	$88,658,000	335
Salaries and employee benefits	$46,667,000	344
Premises and equipment expense	$12,257,000	253
Additional noninterest expense	$24,342,000	293
Pre-tax net operating income	$39,526,000	452
Securities gains (losses)	$-486,000	4,315
Applicable income taxes	$9,206,000	410
Income before extraordinary items	$29,834,000	468
Extraordinary gains, net	$0	5
Net income	$29,834,000	469
Minority interest net income	$0	63
Net income of bank and minority interests.	$29,834,000	469
Net charge-offs	$7,852,000	107
Cash dividends	$10,000,000	468
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$30,217,940	470
2022-09-30 (YTD Data)		Rank
Total interest income	$65,889,000	446
Total interest expense	$5,985,000	404
Net interest income	$59,904,000	443
Provision for loan and lease losses	$2,800,000	322
Total noninterest income	$38,146,000	251
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$19,654,000	82
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,492,000	309
Total noninterest expense	$67,105,000	339
Salaries and employee benefits	$35,222,000	341
Premises and equipment expense	$9,283,000	251
Additional noninterest expense	$18,492,000	309
Pre-tax net operating income	$28,145,000	464
Securities gains (losses)	$-494,000	4,482
Applicable income taxes	$6,490,000	422
Income before extraordinary items	$21,161,000	486
Extraordinary gains, net	$0	4
Net income	$21,161,000	485
Minority interest net income	$0	57
Net income of bank and minority interests.	$21,161,000	486
Net charge-offs	$7,115,000	91
Cash dividends	$7,500,000	439
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$21,551,260	488
2022-06-30 (YTD Data)		Rank
Total interest income	$41,959,000	439
Total interest expense	$2,970,000	405
Net interest income	$38,989,000	436
Provision for loan and lease losses	$2,400,000	238
Total noninterest income	$25,342,000	248
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$13,072,000	82
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,270,000	317
Total noninterest expense	$45,979,000	325
Salaries and employee benefits	$23,646,000	332
Premises and equipment expense	$6,208,000	247
Additional noninterest expense	$16,125,000	305
Pre-tax net operating income	$15,952,000	507
Securities gains (losses)	$-330,000	4,530
Applicable income taxes	$3,638,000	456
Income before extraordinary items	$11,984,000	531
Extraordinary gains, net	$0	4
Net income	$11,984,000	530
Minority interest net income	$0	60
Net income of bank and minority interests.	$11,984,000	531
Net charge-offs	$5,494,000	84
Cash dividends	$5,000,000	418
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$12,244,700	531
2022-03-31 (YTD Data)		Rank
Total interest income	$20,575,000	433
Total interest expense	$1,482,000	378
Net interest income	$19,093,000	434
Provision for loan and lease losses	$1,500,000	155
Total noninterest income	$12,484,000	262
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$6,378,000	82
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,106,000	334
Total noninterest expense	$22,753,000	326
Salaries and employee benefits	$11,889,000	335
Premises and equipment expense	$3,077,000	250
Additional noninterest expense	$7,787,000	316
Pre-tax net operating income	$7,324,000	520
Securities gains (losses)	$-195,000	4,600
Applicable income taxes	$1,648,000	474
Income before extraordinary items	$5,481,000	550
Extraordinary gains, net	$0	4
Net income	$5,481,000	550
Minority interest net income	$0	50
Net income of bank and minority interests.	$5,481,000	550
Net charge-offs	$4,740,000	73
Cash dividends	$2,500,000	397
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$5,635,050	546
2021-12-31 (YTD Data)		Rank
Total interest income	$85,223,000	420
Total interest expense	$8,939,000	309
Net interest income	$76,284,000	434
Provision for loan and lease losses	$3,000,000	196
Total noninterest income	$67,311,000	233
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$34,195,000	65
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,116,000	290
Total noninterest expense	$92,894,000	322
Salaries and employee benefits	$48,323,000	330
Premises and equipment expense	$12,702,000	244
Additional noninterest expense	$31,869,000	307
Pre-tax net operating income	$47,701,000	403
Securities gains (losses)	$-122,000	4,676
Applicable income taxes	$11,093,000	365
Income before extraordinary items	$36,486,000	417
Extraordinary gains, net	$0	10
Net income	$36,486,000	416
Minority interest net income	$0	74
Net income of bank and minority interests.	$36,486,000	417
Net charge-offs	$4,092,000	186
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$36,582,380	410
2021-09-30 (YTD Data)		Rank
Total interest income	$64,447,000	422
Total interest expense	$7,436,000	296
Net interest income	$57,011,000	438
Provision for loan and lease losses	$3,000,000	128
Total noninterest income	$51,559,000	230
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$25,997,000	61
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,562,000	290
Total noninterest expense	$68,098,000	328
Salaries and employee benefits	$35,401,000	341
Premises and equipment expense	$9,447,000	247
Additional noninterest expense	$23,250,000	311
Pre-tax net operating income	$37,472,000	400
Securities gains (losses)	$-83,000	4,787
Applicable income taxes	$8,875,000	363
Income before extraordinary items	$28,514,000	416
Extraordinary gains, net	$0	8
Net income	$28,514,000	415
Minority interest net income	$0	69
Net income of bank and minority interests.	$28,514,000	416
Net charge-offs	$2,336,000	223
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$28,579,570	406
2021-06-30 (YTD Data)		Rank
Total interest income	$42,183,000	424
Total interest expense	$5,668,000	277
Net interest income	$36,515,000	443
Provision for loan and lease losses	$3,000,000	90
Total noninterest income	$35,404,000	223
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$17,158,000	60
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,246,000	284
Total noninterest expense	$45,649,000	329
Salaries and employee benefits	$23,730,000	338
Premises and equipment expense	$6,197,000	251
Additional noninterest expense	$15,722,000	302
Pre-tax net operating income	$23,270,000	414
Securities gains (losses)	$-63,000	4,827
Applicable income taxes	$5,504,000	376
Income before extraordinary items	$17,703,000	438
Extraordinary gains, net	$0	6
Net income	$17,703,000	437
Minority interest net income	$0	67
Net income of bank and minority interests.	$17,703,000	438
Net charge-offs	$991,000	272
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$17,752,770	431
2021-03-31 (YTD Data)		Rank
Total interest income	$21,588,000	412
Total interest expense	$3,261,000	262
Net interest income	$18,327,000	441
Provision for loan and lease losses	$2,200,000	82
Total noninterest income	$17,650,000	228
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$8,752,000	61
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,898,000	296
Total noninterest expense	$23,056,000	325
Salaries and employee benefits	$11,936,000	337
Premises and equipment expense	$3,061,000	253
Additional noninterest expense	$8,059,000	287
Pre-tax net operating income	$10,721,000	436
Securities gains (losses)	$-75,000	4,868
Applicable income taxes	$2,527,000	399
Income before extraordinary items	$8,119,000	466
Extraordinary gains, net	$0	3
Net income	$8,119,000	463
Minority interest net income	$0	55
Net income of bank and minority interests.	$8,119,000	466
Net charge-offs	$562,000	247
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$8,178,250	455
2020-12-31 (YTD Data)		Rank
Total interest income	$87,693,000	404
Total interest expense	$23,497,000	239
Net interest income	$64,196,000	464
Provision for loan and lease losses	$22,300,000	214
Total noninterest income	$65,657,000	223
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$34,215,000	62
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,442,000	290
Total noninterest expense	$95,375,000	304
Salaries and employee benefits	$50,996,000	311
Premises and equipment expense	$13,100,000	233
Additional noninterest expense	$31,279,000	300
Pre-tax net operating income	$12,178,000	898
Securities gains (losses)	$730,000	474
Applicable income taxes	$2,782,000	737
Income before extraordinary items	$10,126,000	948
Extraordinary gains, net	$0	4
Net income	$10,126,000	948
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,126,000	948
Net charge-offs	$7,529,000	179
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$9,549,300	964
2020-09-30 (YTD Data)		Rank
Total interest income	$65,362,000	404
Total interest expense	$18,846,000	240
Net interest income	$46,516,000	474
Provision for loan and lease losses	$17,400,000	229
Total noninterest income	$48,429,000	220
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$26,183,000	60
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,246,000	297
Total noninterest expense	$70,587,000	294
Salaries and employee benefits	$37,974,000	310
Premises and equipment expense	$9,783,000	232
Additional noninterest expense	$22,830,000	297
Pre-tax net operating income	$6,958,000	1,091
Securities gains (losses)	$741,000	384
Applicable income taxes	$1,564,000	871
Income before extraordinary items	$6,135,000	1,090
Extraordinary gains, net	$0	4
Net income	$6,135,000	1,090
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,135,000	1,090
Net charge-offs	$2,899,000	255
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,542,200	1,136
2020-06-30 (YTD Data)		Rank
Total interest income	$44,114,000	402
Total interest expense	$13,240,000	251
Net interest income	$30,874,000	476
Provision for loan and lease losses	$12,300,000	237
Total noninterest income	$31,587,000	214
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$17,455,000	61
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,132,000	285
Total noninterest expense	$46,367,000	299
Salaries and employee benefits	$25,881,000	300
Premises and equipment expense	$6,234,000	242
Additional noninterest expense	$14,252,000	309
Pre-tax net operating income	$3,794,000	1,210
Securities gains (losses)	$100,000	984
Applicable income taxes	$816,000	970
Income before extraordinary items	$3,078,000	1,276
Extraordinary gains, net	$0	4
Net income	$3,078,000	1,276
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,078,000	1,276
Net charge-offs	$2,011,000	254
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,999,000	1,267
2020-03-31 (YTD Data)		Rank
Total interest income	$22,243,000	403
Total interest expense	$6,851,000	283
Net interest income	$15,392,000	473
Provision for loan and lease losses	$7,100,000	221
Total noninterest income	$16,060,000	197
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$10,003,000	61
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,057,000	274
Total noninterest expense	$22,844,000	300
Salaries and employee benefits	$12,278,000	307
Premises and equipment expense	$3,178,000	247
Additional noninterest expense	$7,388,000	301
Pre-tax net operating income	$1,508,000	1,314
Securities gains (losses)	$66,000	753
Applicable income taxes	$321,000	1,023
Income before extraordinary items	$1,253,000	1,369
Extraordinary gains, net	$0	4
Net income	$1,253,000	1,368
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,253,000	1,369
Net charge-offs	$1,326,000	203
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,200,200	1,405
2019-12-31 (YTD Data)		Rank
Total interest income	$75,964,000	465
Total interest expense	$22,173,000	353
Net interest income	$53,791,000	510
Provision for loan and lease losses	$11,050,000	150
Total noninterest income	$63,831,000	192
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$40,692,000	61
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,139,000	297
Total noninterest expense	$85,495,000	311
Salaries and employee benefits	$41,101,000	334
Premises and equipment expense	$10,700,000	273
Additional noninterest expense	$33,694,000	259
Pre-tax net operating income	$21,077,000	582
Securities gains (losses)	$43,000	1,298
Applicable income taxes	$5,051,000	509
Income before extraordinary items	$16,069,000	636
Extraordinary gains, net	$0	11
Net income	$16,069,000	637
Minority interest net income	$0	76
Net income of bank and minority interests.	$16,069,000	637
Net charge-offs	$6,614,000	173
Cash dividends	$8,800,000	521
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$16,035,030	623
2019-09-30 (YTD Data)		Rank
Total interest income	$54,066,000	494
Total interest expense	$15,794,000	377
Net interest income	$38,272,000	550
Provision for loan and lease losses	$7,700,000	150
Total noninterest income	$48,622,000	184
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$31,489,000	61
Trading account gains and fees	$0	129
Additional Noninterest Income	$17,133,000	292
Total noninterest expense	$60,738,000	322
Salaries and employee benefits	$29,360,000	349
Premises and equipment expense	$7,014,000	313
Additional noninterest expense	$24,364,000	266
Pre-tax net operating income	$18,456,000	526
Securities gains (losses)	$0	2,167
Applicable income taxes	$4,430,000	463
Income before extraordinary items	$14,026,000	577
Extraordinary gains, net	$0	11
Net income	$14,026,000	575
Minority interest net income	$0	72
Net income of bank and minority interests.	$14,026,000	577
Net charge-offs	$4,025,000	198
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$14,026,000	568
2019-06-30 (YTD Data)		Rank
Total interest income	$35,465,000	496
Total interest expense	$10,180,000	381
Net interest income	$25,285,000	555
Provision for loan and lease losses	$4,800,000	158
Total noninterest income	$32,191,000	186
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$21,170,000	60
Trading account gains and fees	$0	131
Additional Noninterest Income	$11,021,000	289
Total noninterest expense	$39,571,000	328
Salaries and employee benefits	$19,361,000	350
Premises and equipment expense	$4,511,000	326
Additional noninterest expense	$15,699,000	278
Pre-tax net operating income	$13,105,000	495
Securities gains (losses)	$0	1,702
Applicable income taxes	$3,193,000	423
Income before extraordinary items	$9,912,000	539
Extraordinary gains, net	$0	11
Net income	$9,912,000	538
Minority interest net income	$0	69
Net income of bank and minority interests.	$9,912,000	539
Net charge-offs	$2,416,000	211
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$9,912,000	525
2019-03-31 (YTD Data)		Rank
Total interest income	$17,090,000	514
Total interest expense	$4,856,000	388
Net interest income	$12,234,000	571
Provision for loan and lease losses	$2,400,000	161
Total noninterest income	$15,560,000	190
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$10,431,000	61
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,129,000	292
Total noninterest expense	$19,376,000	332
Salaries and employee benefits	$9,636,000	353
Premises and equipment expense	$2,140,000	339
Additional noninterest expense	$7,600,000	283
Pre-tax net operating income	$6,018,000	518
Securities gains (losses)	$0	1,087
Applicable income taxes	$1,492,000	449
Income before extraordinary items	$4,526,000	568
Extraordinary gains, net	$0	5
Net income	$4,526,000	566
Minority interest net income	$0	52
Net income of bank and minority interests.	$4,526,000	567
Net charge-offs	$1,192,000	194
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$4,526,000	552
2018-12-31 (YTD Data)		Rank
Total interest income	$58,444,000	548
Total interest expense	$10,914,000	482
Net interest income	$47,530,000	574
Provision for loan and lease losses	$9,100,000	170
Total noninterest income	$61,477,000	193
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$40,887,000	65
Trading account gains and fees	$0	126
Additional Noninterest Income	$20,590,000	310
Total noninterest expense	$74,706,000	339
Salaries and employee benefits	$36,415,000	364
Premises and equipment expense	$8,387,000	336
Additional noninterest expense	$29,904,000	287
Pre-tax net operating income	$25,201,000	495
Securities gains (losses)	$0	1,125
Applicable income taxes	$6,518,000	394
Income before extraordinary items	$18,683,000	550
Extraordinary gains, net	$0	6
Net income	$18,683,000	549
Minority interest net income	$0	72
Net income of bank and minority interests.	$18,683,000	549
Net charge-offs	$6,472,000	173
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$18,683,000	548
2018-09-30 (YTD Data)		Rank
Total interest income	$42,151,000	563
Total interest expense	$7,293,000	494
Net interest income	$34,858,000	581
Provision for loan and lease losses	$7,100,000	160
Total noninterest income	$47,353,000	192
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$31,743,000	62
Trading account gains and fees	$0	138
Additional Noninterest Income	$15,610,000	313
Total noninterest expense	$54,768,000	344
Salaries and employee benefits	$26,840,000	373
Premises and equipment expense	$6,098,000	350
Additional noninterest expense	$21,830,000	287
Pre-tax net operating income	$20,343,000	472
Securities gains (losses)	$0	1,118
Applicable income taxes	$5,209,000	395
Income before extraordinary items	$15,134,000	510
Extraordinary gains, net	$0	5
Net income	$15,134,000	509
Minority interest net income	$0	66
Net income of bank and minority interests.	$15,134,000	509
Net charge-offs	$4,744,000	171
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$15,134,000	511
2018-06-30 (YTD Data)		Rank
Total interest income	$27,076,000	572
Total interest expense	$4,522,000	492
Net interest income	$22,554,000	592
Provision for loan and lease losses	$4,600,000	169
Total noninterest income	$31,530,000	193
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$21,533,000	60
Trading account gains and fees	$0	130
Additional Noninterest Income	$9,997,000	317
Total noninterest expense	$35,930,000	349
Salaries and employee benefits	$17,574,000	384
Premises and equipment expense	$3,940,000	358
Additional noninterest expense	$14,416,000	288
Pre-tax net operating income	$13,554,000	464
Securities gains (losses)	$0	961
Applicable income taxes	$3,472,000	395
Income before extraordinary items	$10,082,000	512
Extraordinary gains, net	$0	6
Net income	$10,082,000	511
Minority interest net income	$0	65
Net income of bank and minority interests.	$10,082,000	511
Net charge-offs	$3,028,000	169
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$10,082,000	510
2018-03-31 (YTD Data)		Rank
Total interest income	$13,154,000	585
Total interest expense	$2,139,000	498
Net interest income	$11,015,000	604
Provision for loan and lease losses	$2,500,000	146
Total noninterest income	$15,620,000	193
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$10,675,000	61
Trading account gains and fees	$0	123
Additional Noninterest Income	$4,945,000	314
Total noninterest expense	$18,164,000	345
Salaries and employee benefits	$9,023,000	374
Premises and equipment expense	$1,960,000	363
Additional noninterest expense	$7,181,000	284
Pre-tax net operating income	$5,971,000	506
Securities gains (losses)	$0	735
Applicable income taxes	$1,527,000	421
Income before extraordinary items	$4,444,000	547
Extraordinary gains, net	$0	7
Net income	$4,444,000	547
Minority interest net income	$0	52
Net income of bank and minority interests.	$4,444,000	547
Net charge-offs	$1,476,000	177
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$4,444,000	547
2017-12-31 (YTD Data)		Rank
Total interest income	$47,586,000	605
Total interest expense	$7,172,000	495
Net interest income	$40,414,000	632
Provision for loan and lease losses	$9,300,000	170
Total noninterest income	$64,304,000	178
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$44,615,000	58
Trading account gains and fees	$0	151
Additional Noninterest Income	$19,689,000	310
Total noninterest expense	$72,216,000	336
Salaries and employee benefits	$35,452,000	365
Premises and equipment expense	$8,203,000	344
Additional noninterest expense	$28,561,000	285
Pre-tax net operating income	$23,202,000	488
Securities gains (losses)	$144,000	497
Applicable income taxes	$11,680,000	360
Income before extraordinary items	$11,666,000	652
Extraordinary gains, net	$0	9
Net income	$11,666,000	652
Minority interest net income	$0	76
Net income of bank and minority interests.	$11,666,000	652
Net charge-offs	$7,814,000	163
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$11,573,840	649
2017-09-30 (YTD Data)		Rank
Total interest income	$34,664,000	616
Total interest expense	$5,112,000	503
Net interest income	$29,552,000	647
Provision for loan and lease losses	$7,200,000	160
Total noninterest income	$49,767,000	174
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$34,814,000	56
Trading account gains and fees	$0	145
Additional Noninterest Income	$14,953,000	314
Total noninterest expense	$54,775,000	336
Salaries and employee benefits	$27,053,000	363
Premises and equipment expense	$6,050,000	350
Additional noninterest expense	$21,672,000	277
Pre-tax net operating income	$17,344,000	505
Securities gains (losses)	$144,000	458
Applicable income taxes	$6,824,000	391
Income before extraordinary items	$10,664,000	591
Extraordinary gains, net	$0	9
Net income	$10,664,000	591
Minority interest net income	$0	71
Net income of bank and minority interests.	$10,664,000	591
Net charge-offs	$5,765,000	147
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$10,571,840	584
2017-06-30 (YTD Data)		Rank
Total interest income	$22,147,000	637
Total interest expense	$3,166,000	523
Net interest income	$18,981,000	661
Provision for loan and lease losses	$4,800,000	163
Total noninterest income	$33,422,000	172
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$23,547,000	54
Trading account gains and fees	$0	139
Additional Noninterest Income	$9,875,000	317
Total noninterest expense	$36,855,000	336
Salaries and employee benefits	$18,516,000	356
Premises and equipment expense	$3,849,000	361
Additional noninterest expense	$14,490,000	280
Pre-tax net operating income	$10,748,000	521
Securities gains (losses)	$0	1,906
Applicable income taxes	$4,181,000	409
Income before extraordinary items	$6,567,000	620
Extraordinary gains, net	$0	11
Net income	$6,567,000	620
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,567,000	620
Net charge-offs	$3,542,000	160
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$6,567,000	609
2017-03-31 (YTD Data)		Rank
Total interest income	$10,314,000	684
Total interest expense	$1,459,000	544
Net interest income	$8,855,000	707
Provision for loan and lease losses	$2,400,000	159
Total noninterest income	$16,157,000	180
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$11,495,000	54
Trading account gains and fees	$0	142
Additional Noninterest Income	$4,662,000	327
Total noninterest expense	$18,392,000	338
Salaries and employee benefits	$9,330,000	363
Premises and equipment expense	$1,844,000	379
Additional noninterest expense	$7,218,000	283
Pre-tax net operating income	$4,220,000	608
Securities gains (losses)	$0	1,153
Applicable income taxes	$1,647,000	478
Income before extraordinary items	$2,573,000	755
Extraordinary gains, net	$0	8
Net income	$2,573,000	755
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,573,000	755
Net charge-offs	$1,372,000	183
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$2,573,000	741
2016-12-31 (YTD Data)		Rank
Total interest income	$35,548,000	754
Total interest expense	$5,229,000	573
Net interest income	$30,319,000	790
Provision for loan and lease losses	$5,650,000	235
Total noninterest income	$60,574,000	189
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$42,338,000	60
Trading account gains and fees	$0	170
Additional Noninterest Income	$18,236,000	339
Total noninterest expense	$74,404,000	332
Salaries and employee benefits	$36,918,000	354
Premises and equipment expense	$7,329,000	377
Additional noninterest expense	$30,157,000	275
Pre-tax net operating income	$10,839,000	868
Securities gains (losses)	$21,000	2,341
Applicable income taxes	$4,209,000	625
Income before extraordinary items	$6,651,000	1,099
Extraordinary gains, net	$0	5
Net income	$6,651,000	1,098
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,651,000	1,098
Net charge-offs	$6,929,000	162
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$6,637,560	1,080
2016-09-30 (YTD Data)		Rank
Total interest income	$26,433,000	756
Total interest expense	$3,886,000	572
Net interest income	$22,547,000	791
Provision for loan and lease losses	$4,150,000	226
Total noninterest income	$46,282,000	186
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$32,398,000	58
Trading account gains and fees	$0	169
Additional Noninterest Income	$13,884,000	334
Total noninterest expense	$56,855,000	324
Salaries and employee benefits	$28,028,000	353
Premises and equipment expense	$5,379,000	381
Additional noninterest expense	$23,448,000	268
Pre-tax net operating income	$7,824,000	898
Securities gains (losses)	$21,000	2,282
Applicable income taxes	$3,074,000	644
Income before extraordinary items	$4,771,000	1,151
Extraordinary gains, net	$0	5
Net income	$4,771,000	1,151
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,771,000	1,151
Net charge-offs	$4,829,000	159
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$4,757,560	1,127
2016-06-30 (YTD Data)		Rank
Total interest income	$17,345,000	768
Total interest expense	$2,498,000	591
Net interest income	$14,847,000	802
Provision for loan and lease losses	$2,100,000	275
Total noninterest income	$30,775,000	182
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$21,440,000	61
Trading account gains and fees	$0	157
Additional Noninterest Income	$9,335,000	328
Total noninterest expense	$37,364,000	327
Salaries and employee benefits	$18,989,000	346
Premises and equipment expense	$3,490,000	389
Additional noninterest expense	$14,885,000	274
Pre-tax net operating income	$6,158,000	755
Securities gains (losses)	$21,000	1,915
Applicable income taxes	$2,418,000	566
Income before extraordinary items	$3,761,000	978
Extraordinary gains, net	$0	16
Net income	$3,761,000	977
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,761,000	977
Net charge-offs	$2,833,000	174
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,747,560	952
2016-03-31 (YTD Data)		Rank
Total interest income	$8,536,000	785
Total interest expense	$1,187,000	625
Net interest income	$7,349,000	809
Provision for loan and lease losses	$1,100,000	261
Total noninterest income	$15,017,000	181
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$10,340,000	61
Trading account gains and fees	$0	142
Additional Noninterest Income	$4,677,000	310
Total noninterest expense	$18,232,000	331
Salaries and employee benefits	$9,725,000	341
Premises and equipment expense	$1,719,000	399
Additional noninterest expense	$6,788,000	287
Pre-tax net operating income	$3,034,000	754
Securities gains (losses)	$21,000	1,208
Applicable income taxes	$1,197,000	554
Income before extraordinary items	$1,858,000	965
Extraordinary gains, net	$0	12
Net income	$1,858,000	966
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,858,000	966
Net charge-offs	$1,103,000	213
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,844,560	934
2015-12-31 (YTD Data)		Rank
Total interest income	$22,202,000	1,154
Total interest expense	$2,174,000	1,278
Net interest income	$20,028,000	1,135
Provision for loan and lease losses	$1,870,000	482
Total noninterest income	$48,105,000	225
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$35,014,000	67
Trading account gains and fees	$0	159
Additional Noninterest Income	$13,091,000	404
Total noninterest expense	$54,276,000	416
Salaries and employee benefits	$25,898,000	448
Premises and equipment expense	$6,493,000	407
Additional noninterest expense	$21,885,000	340
Pre-tax net operating income	$11,987,000	752
Securities gains (losses)	$0	3,216
Applicable income taxes	$5,247,000	502
Income before extraordinary items	$6,740,000	1,056
Extraordinary gains, net	$0	23
Net income	$6,740,000	1,055
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,740,000	1,056
Net charge-offs	$3,762,000	234
Cash dividends	$24,000,000	195
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$6,740,000	1,032
2015-09-30 (YTD Data)		Rank
Total interest income	$13,988,000	1,361
Total interest expense	$1,215,000	1,688
Net interest income	$12,773,000	1,327
Provision for loan and lease losses	$1,270,000	482
Total noninterest income	$34,115,000	234
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$25,088,000	68
Trading account gains and fees	$0	153
Additional Noninterest Income	$9,027,000	438
Total noninterest expense	$36,452,000	448
Salaries and employee benefits	$16,809,000	510
Premises and equipment expense	$4,647,000	432
Additional noninterest expense	$14,996,000	371
Pre-tax net operating income	$9,166,000	754
Securities gains (losses)	$0	3,031
Applicable income taxes	$3,576,000	562
Income before extraordinary items	$5,590,000	952
Extraordinary gains, net	$0	21
Net income	$5,590,000	952
Minority interest net income	$0	78
Net income of bank and minority interests.	$5,590,000	952
Net charge-offs	$1,984,000	285
Cash dividends	$24,000,000	152
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$5,590,000	922
2015-06-30 (YTD Data)		Rank
Total interest income	$6,097,000	2,009
Total interest expense	$432,000	2,725
Net interest income	$5,665,000	1,933
Provision for loan and lease losses	$470,000	810
Total noninterest income	$18,407,000	271
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$13,669,000	75
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,738,000	532
Total noninterest expense	$19,145,000	553
Salaries and employee benefits	$8,140,000	713
Premises and equipment expense	$2,754,000	480
Additional noninterest expense	$8,251,000	430
Pre-tax net operating income	$4,457,000	993
Securities gains (losses)	$0	2,636
Applicable income taxes	$1,739,000	706
Income before extraordinary items	$2,718,000	1,268
Extraordinary gains, net	$0	22
Net income	$2,718,000	1,270
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,718,000	1,269
Net charge-offs	$1,142,000	322
Cash dividends	$24,000,000	122
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,718,000	1,240
2015-03-31 (YTD Data)		Rank
Total interest income	$1,905,000	2,953
Total interest expense	$120,000	3,933
Net interest income	$1,785,000	2,840
Provision for loan and lease losses	$0	3,703
Total noninterest income	$7,025,000	321
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$4,969,000	96
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,056,000	553
Total noninterest expense	$6,733,000	772
Salaries and employee benefits	$2,978,000	951
Premises and equipment expense	$898,000	707
Additional noninterest expense	$2,857,000	588
Pre-tax net operating income	$2,077,000	1,026
Securities gains (losses)	$0	2,027
Applicable income taxes	$812,000	727
Income before extraordinary items	$1,265,000	1,308
Extraordinary gains, net	$0	13
Net income	$1,265,000	1,309
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,265,000	1,310
Net charge-offs	$137,000	919
Cash dividends	$24,000,000	72
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,265,000	1,270
2014-12-31 (YTD Data)		Rank
Total interest income	$7,215,000	3,111
Total interest expense	$487,000	4,058
Net interest income	$6,728,000	2,982
Provision for loan and lease losses	$1,350,000	670
Total noninterest income	$31,749,000	277
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$22,180,000	90
Trading account gains and fees	$0	180
Additional Noninterest Income	$9,569,000	464
Total noninterest expense	$27,690,000	734
Salaries and employee benefits	$11,740,000	927
Premises and equipment expense	$3,618,000	684
Additional noninterest expense	$12,332,000	551
Pre-tax net operating income	$9,437,000	880
Securities gains (losses)	$0	3,259
Applicable income taxes	$3,694,000	617
Income before extraordinary items	$5,743,000	1,148
Extraordinary gains, net	$0	17
Net income	$5,743,000	1,146
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,743,000	1,147
Net charge-offs	$2,001,000	513
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,743,000	1,121
2014-09-30 (YTD Data)		Rank
Total interest income	$5,234,000	3,219
Total interest expense	$361,000	4,151
Net interest income	$4,873,000	3,083
Provision for loan and lease losses	$700,000	887
Total noninterest income	$24,591,000	268
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$17,458,000	89
Trading account gains and fees	$0	174
Additional Noninterest Income	$7,133,000	469
Total noninterest expense	$20,326,000	749
Salaries and employee benefits	$8,740,000	932
Premises and equipment expense	$2,695,000	682
Additional noninterest expense	$8,891,000	567
Pre-tax net operating income	$8,438,000	750
Securities gains (losses)	$0	2,980
Applicable income taxes	$3,291,000	554
Income before extraordinary items	$5,147,000	975
Extraordinary gains, net	$0	15
Net income	$5,147,000	974
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,147,000	974
Net charge-offs	$1,329,000	534
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$5,147,000	944
2014-06-30 (YTD Data)		Rank
Total interest income	$3,401,000	3,282
Total interest expense	$237,000	4,216
Net interest income	$3,164,000	3,139
Provision for loan and lease losses	$400,000	998
Total noninterest income	$16,516,000	262
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$11,564,000	86
Trading account gains and fees	$0	172
Additional Noninterest Income	$4,952,000	455
Total noninterest expense	$13,466,000	750
Salaries and employee benefits	$5,988,000	916
Premises and equipment expense	$1,780,000	700
Additional noninterest expense	$5,698,000	582
Pre-tax net operating income	$5,814,000	709
Securities gains (losses)	$0	2,580
Applicable income taxes	$2,267,000	525
Income before extraordinary items	$3,547,000	913
Extraordinary gains, net	$0	20
Net income	$3,547,000	912
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,547,000	913
Net charge-offs	$797,000	602
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$3,547,000	892
2014-03-31 (YTD Data)		Rank
Total interest income	$1,620,000	3,410
Total interest expense	$116,000	4,317
Net interest income	$1,504,000	3,261
Provision for loan and lease losses	$100,000	1,586
Total noninterest income	$7,928,000	270
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$5,564,000	88
Trading account gains and fees	$0	147
Additional Noninterest Income	$2,364,000	436
Total noninterest expense	$6,557,000	777
Salaries and employee benefits	$3,009,000	923
Premises and equipment expense	$904,000	710
Additional noninterest expense	$2,644,000	620
Pre-tax net operating income	$2,775,000	727
Securities gains (losses)	$0	1,715
Applicable income taxes	$1,082,000	527
Income before extraordinary items	$1,693,000	928
Extraordinary gains, net	$0	16
Net income	$1,693,000	929
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,693,000	929
Net charge-offs	$284,000	744
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,693,000	904
2013-12-31 (YTD Data)		Rank
Total interest income	$5,659,000	3,764
Total interest expense	$541,000	4,295
Net interest income	$5,118,000	3,654
Provision for loan and lease losses	$2,600,000	505
Total noninterest income	$31,746,000	287
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$24,263,000	85
Trading account gains and fees	$0	184
Additional Noninterest Income	$7,483,000	597
Total noninterest expense	$26,988,000	750
Salaries and employee benefits	$11,655,000	919
Premises and equipment expense	$3,797,000	647
Additional noninterest expense	$11,536,000	604
Pre-tax net operating income	$7,276,000	1,045
Securities gains (losses)	$0	3,182
Applicable income taxes	$1,918,000	935
Income before extraordinary items	$5,358,000	1,155
Extraordinary gains, net	$0	29
Net income	$5,358,000	1,157
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,358,000	1,158
Net charge-offs	$6,382,000	268
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$5,358,000	1,129
2013-09-30 (YTD Data)		Rank
Total interest income	$3,922,000	3,985
Total interest expense	$426,000	4,274
Net interest income	$3,496,000	3,895
Provision for loan and lease losses	$2,100,000	470
Total noninterest income	$23,938,000	289
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$18,359,000	85
Trading account gains and fees	$0	180
Additional Noninterest Income	$5,579,000	612
Total noninterest expense	$20,240,000	758
Salaries and employee benefits	$8,758,000	925
Premises and equipment expense	$2,852,000	656
Additional noninterest expense	$8,630,000	607
Pre-tax net operating income	$5,094,000	1,119
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,990,000	736
Income before extraordinary items	$3,104,000	1,463
Extraordinary gains, net	$0	25
Net income	$3,104,000	1,465
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,104,000	1,465
Net charge-offs	$4,615,000	287
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,104,000	1,430
2013-06-30 (YTD Data)		Rank
Total interest income	$2,503,000	4,120
Total interest expense	$296,000	4,259
Net interest income	$2,207,000	4,048
Provision for loan and lease losses	$1,300,000	536
Total noninterest income	$15,877,000	298
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$11,905,000	84
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,972,000	589
Total noninterest expense	$13,531,000	753
Salaries and employee benefits	$5,908,000	914
Premises and equipment expense	$1,877,000	660
Additional noninterest expense	$5,746,000	601
Pre-tax net operating income	$3,253,000	1,145
Securities gains (losses)	$0	2,791
Applicable income taxes	$1,271,000	759
Income before extraordinary items	$1,982,000	1,530
Extraordinary gains, net	$0	22
Net income	$1,982,000	1,533
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,982,000	1,535
Net charge-offs	$3,027,000	322
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,982,000	1,465
2013-03-31 (YTD Data)		Rank
Total interest income	$1,204,000	4,250
Total interest expense	$156,000	4,235
Net interest income	$1,048,000	4,209
Provision for loan and lease losses	$850,000	466
Total noninterest income	$7,865,000	297
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$5,713,000	88
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,152,000	552
Total noninterest expense	$6,667,000	775
Salaries and employee benefits	$2,936,000	932
Premises and equipment expense	$910,000	692
Additional noninterest expense	$2,821,000	616
Pre-tax net operating income	$1,396,000	1,299
Securities gains (losses)	$0	1,966
Applicable income taxes	$546,000	846
Income before extraordinary items	$850,000	1,691
Extraordinary gains, net	$0	10
Net income	$850,000	1,692
Minority interest net income	$0	76
Net income of bank and minority interests.	$850,000	1,693
Net charge-offs	$2,426,000	221
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$850,000	1,635
2012-12-31 (YTD Data)		Rank
Total interest income	$5,938,000	3,864
Total interest expense	$655,000	4,563
Net interest income	$5,283,000	3,677
Provision for loan and lease losses	$1,100,000	1,662
Total noninterest income	$28,485,000	330
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$25,068,000	83
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,417,000	1,067
Total noninterest expense	$25,280,000	791
Salaries and employee benefits	$11,078,000	939
Premises and equipment expense	$3,656,000	662
Additional noninterest expense	$10,546,000	679
Pre-tax net operating income	$7,388,000	962
Securities gains (losses)	$0	3,810
Applicable income taxes	$2,883,000	633
Income before extraordinary items	$4,505,000	1,308
Extraordinary gains, net	$0	29
Net income	$4,505,000	1,309
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,505,000	1,309
Net charge-offs	$3,882,000	705
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,505,000	1,254
2012-09-30 (YTD Data)		Rank
Total interest income	$4,725,000	3,771
Total interest expense	$491,000	4,686
Net interest income	$4,234,000	3,574
Provision for loan and lease losses	$160,000	3,797
Total noninterest income	$21,645,000	329
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$18,882,000	82
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,763,000	1,001
Total noninterest expense	$18,724,000	800
Salaries and employee benefits	$8,298,000	943
Premises and equipment expense	$2,745,000	667
Additional noninterest expense	$7,681,000	685
Pre-tax net operating income	$6,995,000	804
Securities gains (losses)	$0	3,575
Applicable income taxes	$2,728,000	549
Income before extraordinary items	$4,267,000	1,069
Extraordinary gains, net	$0	20
Net income	$4,267,000	1,069
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,267,000	1,069
Net charge-offs	$2,798,000	711
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,267,000	1,011
2012-06-30 (YTD Data)		Rank
Total interest income	$3,300,000	3,694
Total interest expense	$326,000	4,808
Net interest income	$2,974,000	3,454
Provision for loan and lease losses	$160,000	3,267
Total noninterest income	$14,141,000	323
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$12,499,000	83
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,642,000	1,069
Total noninterest expense	$12,333,000	804
Salaries and employee benefits	$5,441,000	961
Premises and equipment expense	$1,829,000	669
Additional noninterest expense	$5,063,000	685
Pre-tax net operating income	$4,622,000	797
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,802,000	551
Income before extraordinary items	$2,820,000	1,066
Extraordinary gains, net	$0	19
Net income	$2,820,000	1,066
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,820,000	1,066
Net charge-offs	$1,141,000	1,036
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,820,000	1,001
2012-03-31 (YTD Data)		Rank
Total interest income	$1,712,000	3,627
Total interest expense	$167,000	4,871
Net interest income	$1,545,000	3,376
Provision for loan and lease losses	$160,000	2,234
Total noninterest income	$5,951,000	356
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$5,994,000	81
Trading account gains and fees	$0	148
Additional Noninterest Income	$-43,000	7,079
Total noninterest expense	$5,977,000	822
Salaries and employee benefits	$2,644,000	982
Premises and equipment expense	$914,000	661
Additional noninterest expense	$2,419,000	715
Pre-tax net operating income	$1,359,000	1,289
Securities gains (losses)	$0	2,210
Applicable income taxes	$531,000	835
Income before extraordinary items	$828,000	1,747
Extraordinary gains, net	$0	19
Net income	$828,000	1,749
Minority interest net income	$0	78
Net income of bank and minority interests.	$828,000	1,748
Net charge-offs	$374,000	1,290
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$828,000	1,648
2011-12-31 (YTD Data)		Rank
Total interest income	$8,700,000	3,102
Total interest expense	$1,009,000	4,372
Net interest income	$7,691,000	2,836
Provision for loan and lease losses	$3,850,000	975
Total noninterest income	$28,117,000	286
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$26,389,000	81
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,728,000	1,498
Total noninterest expense	$22,937,000	859
Salaries and employee benefits	$9,510,000	1,031
Premises and equipment expense	$3,546,000	694
Additional noninterest expense	$9,881,000	728
Pre-tax net operating income	$9,021,000	686
Securities gains (losses)	$26,000	2,967
Applicable income taxes	$3,525,000	521
Income before extraordinary items	$5,522,000	908
Extraordinary gains, net	$0	29
Net income	$5,522,000	906
Minority interest net income	$0	96
Net income of bank and minority interests.	$5,522,000	908
Net charge-offs	$4,622,000	862
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$5,505,360	875
2011-09-30 (YTD Data)		Rank
Total interest income	$6,472,000	3,160
Total interest expense	$819,000	4,318
Net interest income	$5,653,000	2,895
Provision for loan and lease losses	$3,350,000	853
Total noninterest income	$21,331,000	285
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$19,893,000	80
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,438,000	1,385
Total noninterest expense	$17,097,000	867
Salaries and employee benefits	$7,142,000	1,028
Premises and equipment expense	$2,652,000	715
Additional noninterest expense	$7,303,000	723
Pre-tax net operating income	$6,537,000	727
Securities gains (losses)	$5,000	3,216
Applicable income taxes	$2,549,000	524
Income before extraordinary items	$3,993,000	964
Extraordinary gains, net	$0	21
Net income	$3,993,000	961
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,993,000	964
Net charge-offs	$3,760,000	787
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,989,800	916
2011-06-30 (YTD Data)		Rank
Total interest income	$4,557,000	3,051
Total interest expense	$598,000	4,206
Net interest income	$3,959,000	2,762
Provision for loan and lease losses	$1,750,000	1,005
Total noninterest income	$13,926,000	294
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$12,977,000	80
Trading account gains and fees	$0	153
Additional Noninterest Income	$949,000	1,394
Total noninterest expense	$11,392,000	878
Salaries and employee benefits	$4,753,000	1,046
Premises and equipment expense	$1,767,000	718
Additional noninterest expense	$4,872,000	737
Pre-tax net operating income	$4,743,000	667
Securities gains (losses)	$5,000	2,547
Applicable income taxes	$1,850,000	490
Income before extraordinary items	$2,898,000	860
Extraordinary gains, net	$0	15
Net income	$2,898,000	859
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,898,000	860
Net charge-offs	$314,000	2,641
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,894,800	831
2011-03-31 (YTD Data)		Rank
Total interest income	$2,101,000	3,282
Total interest expense	$350,000	3,915
Net interest income	$1,751,000	3,086
Provision for loan and lease losses	$650,000	1,199
Total noninterest income	$5,247,000	359
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$6,144,000	83
Trading account gains and fees	$0	158
Additional Noninterest Income	$-897,000	7,542
Total noninterest expense	$5,675,000	883
Salaries and employee benefits	$2,344,000	1,076
Premises and equipment expense	$880,000	735
Additional noninterest expense	$2,451,000	733
Pre-tax net operating income	$673,000	2,029
Securities gains (losses)	$5,000	1,451
Applicable income taxes	$265,000	1,233
Income before extraordinary items	$413,000	2,599
Extraordinary gains, net	$0	9
Net income	$413,000	2,598
Minority interest net income	$0	86
Net income of bank and minority interests.	$413,000	2,599
Net charge-offs	$-101,000	7,448
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$409,800	2,561
2010-12-31 (YTD Data)		Rank
Total interest income	$11,159,000	2,687
Total interest expense	$5,915,000	1,408
Net interest income	$5,244,000	3,829
Provision for loan and lease losses	$4,000,000	1,338
Total noninterest income	$32,084,000	276
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$27,990,000	76
Trading account gains and fees	$0	175
Additional Noninterest Income	$4,094,000	855
Total noninterest expense	$22,739,000	889
Salaries and employee benefits	$9,150,000	1,076
Premises and equipment expense	$3,687,000	695
Additional noninterest expense	$9,902,000	758
Pre-tax net operating income	$10,589,000	514
Securities gains (losses)	$17,000	3,166
Applicable income taxes	$4,133,000	426
Income before extraordinary items	$6,473,000	694
Extraordinary gains, net	$0	29
Net income	$6,473,000	691
Minority interest net income	$0	111
Net income of bank and minority interests.	$6,473,000	695
Net charge-offs	$8,369,000	693
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$6,462,120	670
2010-09-30 (YTD Data)		Rank
Total interest income	$8,696,000	2,648
Total interest expense	$4,949,000	1,311
Net interest income	$3,747,000	4,012
Provision for loan and lease losses	$3,500,000	1,141
Total noninterest income	$24,965,000	262
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$20,992,000	76
Trading account gains and fees	$0	165
Additional Noninterest Income	$3,973,000	674
Total noninterest expense	$17,104,000	865
Salaries and employee benefits	$6,933,000	1,061
Premises and equipment expense	$2,781,000	698
Additional noninterest expense	$7,390,000	739
Pre-tax net operating income	$8,108,000	528
Securities gains (losses)	$7,000	3,200
Applicable income taxes	$3,162,000	408
Income before extraordinary items	$4,953,000	703
Extraordinary gains, net	$0	23
Net income	$4,953,000	703
Minority interest net income	$0	110
Net income of bank and minority interests.	$4,953,000	703
Net charge-offs	$6,140,000	677
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$4,948,520	671
2010-06-30 (YTD Data)		Rank
Total interest income	$6,150,000	2,529
Total interest expense	$3,388,000	1,324
Net interest income	$2,762,000	3,746
Provision for loan and lease losses	$3,150,000	915
Total noninterest income	$17,543,000	252
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$13,678,000	77
Trading account gains and fees	$0	152
Additional Noninterest Income	$3,865,000	502
Total noninterest expense	$13,116,000	740
Salaries and employee benefits	$4,731,000	1,030
Premises and equipment expense	$1,950,000	668
Additional noninterest expense	$6,435,000	570
Pre-tax net operating income	$4,039,000	687
Securities gains (losses)	$7,000	2,699
Applicable income taxes	$1,581,000	475
Income before extraordinary items	$2,465,000	906
Extraordinary gains, net	$0	19
Net income	$2,465,000	906
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,465,000	907
Net charge-offs	$4,260,000	640
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,460,520	873
2010-03-31 (YTD Data)		Rank
Total interest income	$3,247,000	2,453
Total interest expense	$1,758,000	1,334
Net interest income	$1,489,000	3,579
Provision for loan and lease losses	$2,150,000	710
Total noninterest income	$8,412,000	260
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$6,435,000	78
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,977,000	491
Total noninterest expense	$6,058,000	814
Salaries and employee benefits	$2,396,000	1,028
Premises and equipment expense	$957,000	700
Additional noninterest expense	$2,705,000	680
Pre-tax net operating income	$1,693,000	803
Securities gains (losses)	$0	2,284
Applicable income taxes	$660,000	547
Income before extraordinary items	$1,033,000	1,062
Extraordinary gains, net	$0	16
Net income	$1,033,000	1,063
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,033,000	1,064
Net charge-offs	$3,351,000	449
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,033,000	1,028
2009-12-31 (YTD Data)		Rank
Total interest income	$16,085,000	2,109
Total interest expense	$8,935,000	1,342
Net interest income	$7,150,000	3,013
Provision for loan and lease losses	$16,250,000	571
Total noninterest income	$35,943,000	252
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$28,942,000	74
Trading account gains and fees	$0	211
Additional Noninterest Income	$7,001,000	561
Total noninterest expense	$23,071,000	914
Salaries and employee benefits	$9,292,000	1,056
Premises and equipment expense	$4,108,000	645
Additional noninterest expense	$9,671,000	823
Pre-tax net operating income	$3,772,000	1,090
Securities gains (losses)	$9,000	3,295
Applicable income taxes	$1,478,000	709
Income before extraordinary items	$2,303,000	1,447
Extraordinary gains, net	$0	34
Net income	$2,303,000	1,445
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,303,000	1,446
Net charge-offs	$9,262,000	731
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,297,240	1,423
2009-09-30 (YTD Data)		Rank
Total interest income	$12,365,000	2,096
Total interest expense	$7,037,000	1,337
Net interest income	$5,328,000	3,024
Provision for loan and lease losses	$13,500,000	494
Total noninterest income	$27,069,000	253
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$21,719,000	74
Trading account gains and fees	$0	212
Additional Noninterest Income	$5,350,000	560
Total noninterest expense	$17,301,000	909
Salaries and employee benefits	$7,053,000	1,056
Premises and equipment expense	$3,111,000	656
Additional noninterest expense	$7,137,000	796
Pre-tax net operating income	$1,596,000	1,943
Securities gains (losses)	$9,000	3,002
Applicable income taxes	$607,000	1,224
Income before extraordinary items	$998,000	2,485
Extraordinary gains, net	$0	27
Net income	$998,000	2,483
Minority interest net income	$0	118
Net income of bank and minority interests.	$998,000	2,486
Net charge-offs	$5,764,000	734
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$992,240	2,445
2009-06-30 (YTD Data)		Rank
Total interest income	$8,543,000	2,055
Total interest expense	$4,954,000	1,335
Net interest income	$3,589,000	2,979
Provision for loan and lease losses	$9,000,000	481
Total noninterest income	$17,690,000	258
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$14,015,000	77
Trading account gains and fees	$0	193
Additional Noninterest Income	$3,675,000	546
Total noninterest expense	$11,280,000	952
Salaries and employee benefits	$4,690,000	1,076
Premises and equipment expense	$2,084,000	668
Additional noninterest expense	$4,506,000	849
Pre-tax net operating income	$999,000	2,114
Securities gains (losses)	$0	3,136
Applicable income taxes	$381,000	1,311
Income before extraordinary items	$618,000	2,719
Extraordinary gains, net	$0	21
Net income	$618,000	2,717
Minority interest net income	$0	112
Net income of bank and minority interests.	$618,000	2,719
Net charge-offs	$1,243,000	1,485
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$618,000	2,632
2009-03-31 (YTD Data)		Rank
Total interest income	$4,425,000	2,006
Total interest expense	$2,645,000	1,302
Net interest income	$1,780,000	3,001
Provision for loan and lease losses	$4,500,000	431
Total noninterest income	$8,223,000	256
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$6,299,000	82
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,924,000	520
Total noninterest expense	$5,695,000	887
Salaries and employee benefits	$2,382,000	1,066
Premises and equipment expense	$1,056,000	677
Additional noninterest expense	$2,257,000	751
Pre-tax net operating income	$-192,000	6,875
Securities gains (losses)	$0	2,434
Applicable income taxes	$-71,000	7,492
Income before extraordinary items	$-121,000	6,857
Extraordinary gains, net	$0	15
Net income	$-121,000	6,858
Minority interest net income	$0	102
Net income of bank and minority interests.	$-121,000	6,858
Net charge-offs	$578,000	1,277
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-121,000	6,771
2008-12-31 (YTD Data)		Rank
Total interest income	$20,772,000	1,840
Total interest expense	$9,865,000	1,644
Net interest income	$10,907,000	2,035
Provision for loan and lease losses	$7,250,000	767
Total noninterest income	$32,913,000	246
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$25,949,000	88
Trading account gains and fees	$0	154
Additional Noninterest Income	$6,964,000	501
Total noninterest expense	$21,881,000	902
Salaries and employee benefits	$9,845,000	1,014
Premises and equipment expense	$4,128,000	670
Additional noninterest expense	$7,908,000	834
Pre-tax net operating income	$14,689,000	370
Securities gains (losses)	$137,000	922
Applicable income taxes	$5,513,000	299
Income before extraordinary items	$9,313,000	413
Extraordinary gains, net	$0	39
Net income	$9,313,000	413
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,995,000	1,290
Cash dividends	$4,000,000	688
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$9,225,320	441
2008-09-30 (YTD Data)		Rank
Total interest income	$15,848,000	1,849
Total interest expense	$7,459,000	1,694
Net interest income	$8,389,000	2,006
Provision for loan and lease losses	$4,250,000	719
Total noninterest income	$24,670,000	260
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$19,409,000	89
Trading account gains and fees	$0	148
Additional Noninterest Income	$5,261,000	532
Total noninterest expense	$16,575,000	893
Salaries and employee benefits	$7,683,000	997
Premises and equipment expense	$3,083,000	675
Additional noninterest expense	$5,809,000	805
Pre-tax net operating income	$12,234,000	420
Securities gains (losses)	$123,000	843
Applicable income taxes	$4,600,000	335
Income before extraordinary items	$7,757,000	468
Extraordinary gains, net	$0	31
Net income	$7,757,000	467
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,165,000	1,177
Cash dividends	$4,000,000	552
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$7,678,280	498
2008-06-30 (YTD Data)		Rank
Total interest income	$10,584,000	1,872
Total interest expense	$5,254,000	1,674
Net interest income	$5,330,000	2,083
Provision for loan and lease losses	$2,750,000	637
Total noninterest income	$15,974,000	271
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$12,470,000	93
Trading account gains and fees	$0	149
Additional Noninterest Income	$3,504,000	559
Total noninterest expense	$10,935,000	900
Salaries and employee benefits	$5,185,000	1,003
Premises and equipment expense	$2,013,000	691
Additional noninterest expense	$3,737,000	805
Pre-tax net operating income	$7,619,000	477
Securities gains (losses)	$123,000	831
Applicable income taxes	$2,881,000	389
Income before extraordinary items	$4,861,000	568
Extraordinary gains, net	$0	21
Net income	$4,861,000	568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$547,000	1,239
Cash dividends	$2,000,000	774
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$4,782,280	561
2008-03-31 (YTD Data)		Rank
Total interest income	$5,348,000	1,911
Total interest expense	$2,650,000	1,776
Net interest income	$2,698,000	2,065
Provision for loan and lease losses	$1,250,000	543
Total noninterest income	$7,577,000	290
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$5,849,000	98
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,728,000	558
Total noninterest expense	$5,311,000	915
Salaries and employee benefits	$2,570,000	1,018
Premises and equipment expense	$972,000	717
Additional noninterest expense	$1,769,000	817
Pre-tax net operating income	$3,714,000	531
Securities gains (losses)	$123,000	627
Applicable income taxes	$1,428,000	443
Income before extraordinary items	$2,409,000	635
Extraordinary gains, net	$0	15
Net income	$2,409,000	636
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$505,000	701
Cash dividends	$2,000,000	415
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$2,330,280	634
2007-12-31 (YTD Data)		Rank
Total interest income	$17,228,000	2,390
Total interest expense	$7,257,000	2,537
Net interest income	$9,971,000	2,253
Provision for loan and lease losses	$3,300,000	591
Total noninterest income	$29,905,000	282
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$24,127,000	91
Trading account gains and fees	$0	178
Additional Noninterest Income	$5,778,000	602
Total noninterest expense	$19,536,000	962
Salaries and employee benefits	$9,278,000	1,078
Premises and equipment expense	$3,561,000	749
Additional noninterest expense	$6,697,000	844
Pre-tax net operating income	$17,040,000	523
Securities gains (losses)	$0	2,146
Applicable income taxes	$6,345,000	455
Income before extraordinary items	$10,695,000	611
Extraordinary gains, net	$0	39
Net income	$10,695,000	609
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,846,000	478
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$10,695,000	600
2007-09-30 (YTD Data)		Rank
Total interest income	$12,253,000	2,504
Total interest expense	$5,005,000	2,740
Net interest income	$7,248,000	2,324
Provision for loan and lease losses	$1,950,000	528
Total noninterest income	$22,135,000	284
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$17,850,000	90
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,285,000	613
Total noninterest expense	$14,382,000	966
Salaries and employee benefits	$6,809,000	1,108
Premises and equipment expense	$2,674,000	749
Additional noninterest expense	$4,899,000	841
Pre-tax net operating income	$13,051,000	560
Securities gains (losses)	$0	1,655
Applicable income taxes	$4,861,000	480
Income before extraordinary items	$8,190,000	645
Extraordinary gains, net	$0	33
Net income	$8,190,000	643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,264,000	557
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$8,190,000	632
2007-06-30 (YTD Data)		Rank
Total interest income	$7,779,000	2,619
Total interest expense	$3,164,000	2,869
Net interest income	$4,615,000	2,443
Provision for loan and lease losses	$1,225,000	499
Total noninterest income	$14,421,000	310
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$11,563,000	96
Trading account gains and fees	$0	168
Additional Noninterest Income	$2,858,000	631
Total noninterest expense	$9,427,000	1,001
Salaries and employee benefits	$4,430,000	1,151
Premises and equipment expense	$1,749,000	782
Additional noninterest expense	$3,248,000	870
Pre-tax net operating income	$8,384,000	599
Securities gains (losses)	$0	1,444
Applicable income taxes	$3,121,000	524
Income before extraordinary items	$5,263,000	697
Extraordinary gains, net	$0	29
Net income	$5,263,000	696
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$709,000	566
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$5,263,000	686
2007-03-31 (YTD Data)		Rank
Total interest income	$3,604,000	2,786
Total interest expense	$1,414,000	3,140
Net interest income	$2,190,000	2,548
Provision for loan and lease losses	$650,000	416
Total noninterest income	$6,720,000	316
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$5,080,000	101
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,640,000	574
Total noninterest expense	$4,563,000	1,031
Salaries and employee benefits	$2,113,000	1,211
Premises and equipment expense	$840,000	802
Additional noninterest expense	$1,610,000	852
Pre-tax net operating income	$3,697,000	666
Securities gains (losses)	$0	1,187
Applicable income taxes	$1,375,000	570
Income before extraordinary items	$2,322,000	775
Extraordinary gains, net	$0	22
Net income	$2,322,000	774
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$309,000	563
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$2,322,000	763
2006-12-31 (YTD Data)		Rank
Total interest income	$10,738,000	3,390
Total interest expense	$3,150,000	4,191
Net interest income	$7,588,000	2,889
Provision for loan and lease losses	$2,925,000	383
Total noninterest income	$25,804,000	309
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$20,156,000	99
Trading account gains and fees	$0	130
Additional Noninterest Income	$5,648,000	622
Total noninterest expense	$17,679,000	1,018
Salaries and employee benefits	$8,226,000	1,185
Premises and equipment expense	$3,260,000	772
Additional noninterest expense	$6,193,000	863
Pre-tax net operating income	$12,788,000	783
Securities gains (losses)	$0	1,687
Applicable income taxes	$4,747,000	665
Income before extraordinary items	$8,041,000	927
Extraordinary gains, net	$0	51
Net income	$8,041,000	927
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,335,000	341
Cash dividends	$6,000,000	600
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$8,041,000	909
2006-09-30 (YTD Data)		Rank
Total interest income	$7,611,000	3,514
Total interest expense	$2,137,000	4,367
Net interest income	$5,474,000	3,026
Provision for loan and lease losses	$2,175,000	369
Total noninterest income	$19,320,000	322
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$15,005,000	104
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,315,000	615
Total noninterest expense	$13,419,000	1,011
Salaries and employee benefits	$6,316,000	1,175
Premises and equipment expense	$2,434,000	791
Additional noninterest expense	$4,669,000	865
Pre-tax net operating income	$9,200,000	848
Securities gains (losses)	$0	1,388
Applicable income taxes	$3,414,000	713
Income before extraordinary items	$5,786,000	1,002
Extraordinary gains, net	$0	45
Net income	$5,786,000	1,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,652,000	310
Cash dividends	$6,000,000	444
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$5,786,000	988
2006-06-30 (YTD Data)		Rank
Total interest income	$4,779,000	3,615
Total interest expense	$1,276,000	4,526
Net interest income	$3,503,000	3,132
Provision for loan and lease losses	$1,475,000	354
Total noninterest income	$12,666,000	334
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$9,664,000	109
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,002,000	597
Total noninterest expense	$8,844,000	1,026
Salaries and employee benefits	$4,222,000	1,173
Premises and equipment expense	$1,614,000	798
Additional noninterest expense	$3,008,000	884
Pre-tax net operating income	$5,850,000	886
Securities gains (losses)	$0	1,185
Applicable income taxes	$2,169,000	746
Income before extraordinary items	$3,681,000	1,048
Extraordinary gains, net	$0	39
Net income	$3,681,000	1,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,049,000	329
Cash dividends	$6,000,000	315
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$3,681,000	1,033
2006-03-31 (YTD Data)		Rank
Total interest income	$2,212,000	3,789
Total interest expense	$574,000	4,703
Net interest income	$1,638,000	3,306
Provision for loan and lease losses	$675,000	364
Total noninterest income	$5,757,000	352
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$4,405,000	117
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,352,000	646
Total noninterest expense	$4,348,000	1,041
Salaries and employee benefits	$2,071,000	1,197
Premises and equipment expense	$777,000	824
Additional noninterest expense	$1,500,000	884
Pre-tax net operating income	$2,372,000	1,052
Securities gains (losses)	$0	955
Applicable income taxes	$877,000	867
Income before extraordinary items	$1,495,000	1,239
Extraordinary gains, net	$0	21
Net income	$1,495,000	1,238
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$427,000	364
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,495,000	1,219
2005-12-31 (YTD Data)		Rank
Total interest income	$6,743,000	4,257
Total interest expense	$1,300,000	5,617
Net interest income	$5,443,000	3,709
Provision for loan and lease losses	$2,225,000	483
Total noninterest income	$19,124,000	421
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$15,208,000	133
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,916,000	813
Total noninterest expense	$13,481,000	1,277
Salaries and employee benefits	$6,424,000	1,456
Premises and equipment expense	$2,390,000	1,009
Additional noninterest expense	$4,667,000	1,097
Pre-tax net operating income	$8,861,000	1,090
Securities gains (losses)	$0	2,296
Applicable income taxes	$3,273,000	903
Income before extraordinary items	$5,588,000	1,284
Extraordinary gains, net	$0	46
Net income	$5,588,000	1,285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,587,000	481
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$5,588,000	1,264
2005-09-30 (YTD Data)		Rank
Total interest income	$4,650,000	4,485
Total interest expense	$772,000	6,108
Net interest income	$3,878,000	3,855
Provision for loan and lease losses	$1,550,000	490
Total noninterest income	$13,806,000	427
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$10,937,000	133
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,869,000	842
Total noninterest expense	$9,606,000	1,335
Salaries and employee benefits	$4,580,000	1,522
Premises and equipment expense	$1,694,000	1,054
Additional noninterest expense	$3,332,000	1,130
Pre-tax net operating income	$6,528,000	1,099
Securities gains (losses)	$0	2,317
Applicable income taxes	$2,410,000	931
Income before extraordinary items	$4,118,000	1,314
Extraordinary gains, net	$0	35
Net income	$4,118,000	1,314
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,059,000	480
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$4,118,000	1,291
2005-06-30 (YTD Data)		Rank
Total interest income	$2,866,000	4,642
Total interest expense	$389,000	6,666
Net interest income	$2,477,000	3,951
Provision for loan and lease losses	$925,000	556
Total noninterest income	$8,597,000	439
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$6,733,000	139
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,864,000	851
Total noninterest expense	$6,151,000	1,378
Salaries and employee benefits	$2,915,000	1,590
Premises and equipment expense	$1,124,000	1,060
Additional noninterest expense	$2,112,000	1,176
Pre-tax net operating income	$3,998,000	1,167
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,478,000	971
Income before extraordinary items	$2,520,000	1,386
Extraordinary gains, net	$0	30
Net income	$2,520,000	1,386
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$553,000	548
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,520,000	1,366
2005-03-31 (YTD Data)		Rank
Total interest income	$1,379,000	4,736
Total interest expense	$162,000	7,021
Net interest income	$1,217,000	4,020
Provision for loan and lease losses	$450,000	520
Total noninterest income	$3,972,000	443
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$3,006,000	147
Trading account gains and fees	$0	115
Additional Noninterest Income	$966,000	803
Total noninterest expense	$2,881,000	1,469
Salaries and employee benefits	$1,379,000	1,666
Premises and equipment expense	$530,000	1,136
Additional noninterest expense	$972,000	1,273
Pre-tax net operating income	$1,858,000	1,225
Securities gains (losses)	$0	1,685
Applicable income taxes	$683,000	1,032
Income before extraordinary items	$1,175,000	1,444
Extraordinary gains, net	$0	24
Net income	$1,175,000	1,445
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$230,000	623
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,175,000	1,421
2004-12-31 (YTD Data)		Rank
Total interest income	$3,929,000	5,603
Total interest expense	$382,000	7,760
Net interest income	$3,547,000	4,860
Provision for loan and lease losses	$1,395,000	775
Total noninterest income	$11,354,000	555
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$8,806,000	204
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,548,000	1,111
Total noninterest expense	$9,902,000	1,644
Salaries and employee benefits	$4,815,000	1,822
Premises and equipment expense	$1,841,000	1,240
Additional noninterest expense	$3,246,000	1,520
Pre-tax net operating income	$3,604,000	2,223
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,296,000	1,798
Income before extraordinary items	$2,308,000	2,586
Extraordinary gains, net	$0	34
Net income	$2,308,000	2,589
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$701,000	1,005
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,308,000	2,535
2004-09-30 (YTD Data)		Rank
Total interest income	$2,684,000	5,896
Total interest expense	$255,000	7,947
Net interest income	$2,429,000	5,158
Provision for loan and lease losses	$945,000	821
Total noninterest income	$7,812,000	599
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$5,982,000	226
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,830,000	1,160
Total noninterest expense	$7,096,000	1,698
Salaries and employee benefits	$3,437,000	1,899
Premises and equipment expense	$1,265,000	1,372
Additional noninterest expense	$2,394,000	1,526
Pre-tax net operating income	$2,200,000	2,660
Securities gains (losses)	$0	3,710
Applicable income taxes	$786,000	2,124
Income before extraordinary items	$1,414,000	3,112
Extraordinary gains, net	$0	26
Net income	$1,414,000	3,113
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$412,000	1,136
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,414,000	3,047
2004-06-30 (YTD Data)		Rank
Total interest income	$1,646,000	6,166
Total interest expense	$161,000	8,094
Net interest income	$1,485,000	5,445
Provision for loan and lease losses	$560,000	893
Total noninterest income	$4,700,000	646
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$3,530,000	248
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,170,000	1,191
Total noninterest expense	$4,496,000	1,777
Salaries and employee benefits	$2,146,000	2,030
Premises and equipment expense	$805,000	1,433
Additional noninterest expense	$1,545,000	1,567
Pre-tax net operating income	$1,129,000	3,265
Securities gains (losses)	$0	3,413
Applicable income taxes	$397,000	2,580
Income before extraordinary items	$732,000	3,758
Extraordinary gains, net	$0	21
Net income	$732,000	3,758
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$184,000	1,463
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$732,000	3,667
2004-03-31 (YTD Data)		Rank
Total interest income	$804,000	6,245
Total interest expense	$81,000	8,145
Net interest income	$723,000	5,506
Provision for loan and lease losses	$260,000	919
Total noninterest income	$2,080,000	702
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,489,000	283
Trading account gains and fees	$0	121
Additional Noninterest Income	$591,000	1,158
Total noninterest expense	$2,000,000	2,002
Salaries and employee benefits	$958,000	2,281
Premises and equipment expense	$346,000	1,691
Additional noninterest expense	$696,000	1,705
Pre-tax net operating income	$543,000	3,320
Securities gains (losses)	$0	2,934
Applicable income taxes	$190,000	2,655
Income before extraordinary items	$353,000	3,826
Extraordinary gains, net	$0	16
Net income	$353,000	3,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	1,530
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$353,000	3,708
2003-12-31 (YTD Data)		Rank
Total interest income	$3,505,000	6,044
Total interest expense	$492,000	7,768
Net interest income	$3,013,000	5,293
Provision for loan and lease losses	$725,000	1,578
Total noninterest income	$7,139,000	856
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$5,195,000	323
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,944,000	1,501
Total noninterest expense	$6,646,000	2,359
Salaries and employee benefits	$3,225,000	2,608
Premises and equipment expense	$1,235,000	1,853
Additional noninterest expense	$2,186,000	2,209
Pre-tax net operating income	$2,781,000	2,660
Securities gains (losses)	$0	4,500
Applicable income taxes	$979,000	2,202
Income before extraordinary items	$1,802,000	3,104
Extraordinary gains, net	$0	54
Net income	$1,802,000	3,104
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$374,000	1,944
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,802,000	2,957
2003-09-30 (YTD Data)		Rank
Total interest income	$2,669,000	6,069
Total interest expense	$401,000	7,765
Net interest income	$2,268,000	5,294
Provision for loan and lease losses	$425,000	1,937
Total noninterest income	$5,254,000	893
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$3,753,000	346
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,501,000	1,530
Total noninterest expense	$4,853,000	2,434
Salaries and employee benefits	$2,360,000	2,677
Premises and equipment expense	$904,000	1,896
Additional noninterest expense	$1,589,000	2,256
Pre-tax net operating income	$2,244,000	2,607
Securities gains (losses)	$0	4,204
Applicable income taxes	$793,000	2,214
Income before extraordinary items	$1,451,000	3,034
Extraordinary gains, net	$0	40
Net income	$1,451,000	3,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$253,000	1,912
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,451,000	2,883
2003-06-30 (YTD Data)		Rank
Total interest income	$1,840,000	6,002
Total interest expense	$295,000	7,704
Net interest income	$1,545,000	5,248
Provision for loan and lease losses	$220,000	2,344
Total noninterest income	$3,454,000	894
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$2,549,000	333
Trading account gains and fees	$0	150
Additional Noninterest Income	$905,000	1,634
Total noninterest expense	$3,223,000	2,433
Salaries and employee benefits	$1,574,000	2,668
Premises and equipment expense	$602,000	1,895
Additional noninterest expense	$1,047,000	2,268
Pre-tax net operating income	$1,556,000	2,511
Securities gains (losses)	$0	3,782
Applicable income taxes	$551,000	2,179
Income before extraordinary items	$1,005,000	2,966
Extraordinary gains, net	$0	30
Net income	$1,005,000	2,965
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$126,000	2,176
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,005,000	2,813
2003-03-31 (YTD Data)		Rank
Total interest income	$955,000	5,914
Total interest expense	$159,000	7,633
Net interest income	$796,000	5,118
Provision for loan and lease losses	$90,000	2,494
Total noninterest income	$1,654,000	907
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,172,000	359
Trading account gains and fees	$0	134
Additional Noninterest Income	$482,000	1,520
Total noninterest expense	$1,593,000	2,439
Salaries and employee benefits	$783,000	2,668
Premises and equipment expense	$289,000	1,962
Additional noninterest expense	$521,000	2,247
Pre-tax net operating income	$767,000	2,557
Securities gains (losses)	$0	2,891
Applicable income taxes	$271,000	2,194
Income before extraordinary items	$496,000	2,965
Extraordinary gains, net	$0	21
Net income	$496,000	2,963
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	2,115
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$496,000	2,824
2002-12-31 (YTD Data)		Rank
Total interest income	$3,816,000	6,057
Total interest expense	$919,000	7,147
Net interest income	$2,897,000	5,389
Provision for loan and lease losses	$320,000	3,297
Total noninterest income	$5,306,000	998
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$3,831,000	422
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,475,000	1,670
Total noninterest expense	$5,618,000	2,631
Salaries and employee benefits	$2,669,000	2,952
Premises and equipment expense	$1,026,000	2,130
Additional noninterest expense	$1,923,000	2,396
Pre-tax net operating income	$2,265,000	3,117
Securities gains (losses)	$0	4,537
Applicable income taxes	$835,000	2,514
Income before extraordinary items	$1,430,000	3,621
Extraordinary gains, net	$0	70
Net income	$1,430,000	3,621
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$203,000	2,992
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,430,000	3,518
2001-12-31 (YTD Data)		Rank
Total interest income	$4,690,000	5,834
Total interest expense	$1,607,000	6,767
Net interest income	$3,083,000	4,968
Provision for loan and lease losses	$277,000	3,387
Total noninterest income	$3,158,000	1,423
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$2,231,000	666
Trading account gains and fees	$0	177
Additional Noninterest Income	$927,000	2,162
Total noninterest expense	$4,833,000	2,909
Salaries and employee benefits	$2,049,000	3,531
Premises and equipment expense	$696,000	2,954
Additional noninterest expense	$2,088,000	2,150
Pre-tax net operating income	$1,131,000	4,578
Securities gains (losses)	$0	4,612
Applicable income taxes	$569,000	3,062
Income before extraordinary items	$562,000	5,780
Extraordinary gains, net	$0	105
Net income	$562,000	5,783
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$192,000	2,928
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$562,000	5,663
2000-12-31 (YTD Data)		Rank
Total interest income	$4,533,000	6,069
Total interest expense	$1,677,000	6,812
Net interest income	$2,856,000	5,334
Provision for loan and lease losses	$0	8,337
Total noninterest income	$1,164,000	2,827
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$614,000	2,243
Trading account gains and fees	NA	NA
Additional Noninterest Income	$550,000	2,789
Total noninterest expense	$3,179,000	4,035
Salaries and employee benefits	$1,442,000	4,501
Premises and equipment expense	$455,000	4,100
Additional noninterest expense	$1,282,000	3,219
Pre-tax net operating income	$841,000	5,735
Securities gains (losses)	$0	1,956
Applicable income taxes	$360,000	4,219
Income before extraordinary items	$481,000	6,422
Extraordinary gains, net	$0	38
Net income	$481,000	6,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,307
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$4,000,000	255
Net operating income	$481,000	6,434
1999-12-31 (YTD Data)		Rank
Total interest income	$4,030,000	6,342
Total interest expense	$1,678,000	6,580
Net interest income	$2,352,000	6,022
Provision for loan and lease losses	$0	8,503
Total noninterest income	$2,303,000	1,680
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$267,000	4,333
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,036,000	1,138
Total noninterest expense	$3,375,000	3,811
Salaries and employee benefits	$960,000	6,044
Premises and equipment expense	$223,000	6,448
Additional noninterest expense	$2,192,000	1,986
Pre-tax net operating income	$1,280,000	4,573
Securities gains (losses)	$0	3,155
Applicable income taxes	$887,000	2,418
Income before extraordinary items	$393,000	7,030
Extraordinary gains, net	$0	35
Net income	$393,000	7,030
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,459
Cash dividends	$3,000,000	958
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$393,000	6,998
1998-12-31 (YTD Data)		Rank
Total interest income	$4,200,000	6,308
Total interest expense	$1,517,000	7,157
Net interest income	$2,683,000	5,575
Provision for loan and lease losses	$51,000	6,547
Total noninterest income	$797,000	3,638
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$292,000	4,005
Trading account gains and fees	NA	NA
Additional Noninterest Income	$505,000	2,966
Total noninterest expense	$2,808,000	4,370
Salaries and employee benefits	$1,092,000	5,433
Premises and equipment expense	$286,000	5,529
Additional noninterest expense	$1,430,000	2,892
Pre-tax net operating income	$621,000	6,808
Securities gains (losses)	$0	4,449
Applicable income taxes	$317,000	5,028
Income before extraordinary items	$304,000	7,854
Extraordinary gains, net	$0	32
Net income	$304,000	7,853
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	3,649
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$304,000	7,763
1997-12-31 (YTD Data)		Rank
Total interest income	$3,975,000	6,681
Total interest expense	$1,452,000	7,463
Net interest income	$2,523,000	6,019
Provision for loan and lease losses	$0	8,829
Total noninterest income	$652,000	4,182
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$254,000	4,617
Trading account gains and fees	NA	NA
Additional Noninterest Income	$398,000	3,295
Total noninterest expense	$2,791,000	4,348
Salaries and employee benefits	$1,086,000	5,533
Premises and equipment expense	$277,000	5,702
Additional noninterest expense	$1,428,000	2,867
Pre-tax net operating income	$384,000	8,521
Securities gains (losses)	$0	3,944
Applicable income taxes	$219,000	6,631
Income before extraordinary items	$165,000	9,449
Extraordinary gains, net	$0	44
Net income	$165,000	9,451
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,696
Cash dividends	$1,500,000	1,600
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$165,000	9,405
1996-12-31 (YTD Data)		Rank
Total interest income	$1,232,000	10,480
Total interest expense	$427,000	10,806
Net interest income	$805,000	10,096
Provision for loan and lease losses	$0	9,041
Total noninterest income	$193,000	8,328
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$77,000	8,081
Trading account gains and fees	NA	NA
Additional Noninterest Income	$116,000	6,703
Total noninterest expense	$808,000	9,403
Salaries and employee benefits	$303,000	10,325
Premises and equipment expense	$66,000	10,194
Additional noninterest expense	$439,000	7,557
Pre-tax net operating income	$190,000	9,848
Securities gains (losses)	$-2,000	9,485
Applicable income taxes	$63,000	9,453
Income before extraordinary items	$125,000	9,999
Extraordinary gains, net	$0	53
Net income	$125,000	9,997
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	4,277
Cash dividends	$752,000	2,607
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$126,320	9,936
1995-12-31 (YTD Data)		Rank
Total interest income	$4,035,000	6,948
Total interest expense	$1,437,000	7,864
Net interest income	$2,598,000	6,126
Provision for loan and lease losses	$75,000	5,235
Total noninterest income	$689,000	4,139
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$277,000	4,586
Trading account gains and fees	NA	NA
Additional Noninterest Income	$412,000	3,255
Total noninterest expense	$2,173,000	5,615
Salaries and employee benefits	$1,152,000	5,401
Premises and equipment expense	$209,000	7,021
Additional noninterest expense	$812,000	5,191
Pre-tax net operating income	$1,039,000	5,835
Securities gains (losses)	$-2,000	9,253
Applicable income taxes	$259,000	6,521
Income before extraordinary items	$778,000	5,552
Extraordinary gains, net	$0	65
Net income	$778,000	5,550
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	4,621
Cash dividends	$627,000	2,837
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$779,500	5,532
1994-12-31 (YTD Data)		Rank
Total interest income	$3,838,000	6,899
Total interest expense	$1,323,000	7,476
Net interest income	$2,515,000	6,452
Provision for loan and lease losses	$85,000	4,903
Total noninterest income	$742,000	3,942
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$345,000	3,893
Trading account gains and fees	NA	NA
Additional Noninterest Income	$397,000	3,423
Total noninterest expense	$2,305,000	5,536
Salaries and employee benefits	$1,144,000	5,477
Premises and equipment expense	$258,000	6,394
Additional noninterest expense	$903,000	5,155
Pre-tax net operating income	$867,000	6,554
Securities gains (losses)	$-48,000	10,996
Applicable income taxes	$195,000	7,428
Income before extraordinary items	$624,000	6,367
Extraordinary gains, net	$0	249
Net income	$624,000	6,384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	3,872
Cash dividends	$510,000	3,134
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$660,480	6,215
1993-12-31 (YTD Data)		Rank
Total interest income	$3,732,000	7,218
Total interest expense	$1,253,000	8,065
Net interest income	$2,479,000	6,586
Provision for loan and lease losses	$120,000	5,200
Total noninterest income	$727,000	4,314
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$341,000	3,979
Trading account gains and fees	NA	NA
Additional Noninterest Income	$386,000	3,839
Total noninterest expense	$2,327,000	5,602
Salaries and employee benefits	$1,150,000	5,430
Premises and equipment expense	$233,000	7,032
Additional noninterest expense	$944,000	5,167
Pre-tax net operating income	$759,000	7,038
Securities gains (losses)	$15,000	5,022
Applicable income taxes	$162,000	8,381
Income before extraordinary items	$612,000	6,691
Extraordinary gains, net	$26,000	2,568
Net income	$638,000	6,668
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	4,663
Cash dividends	$380,000	3,807
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$600,150	6,536
1992-12-31 (YTD Data)		Rank
Total interest income	$4,406,000	7,007
Total interest expense	$1,656,000	8,026
Net interest income	$2,750,000	6,122
Provision for loan and lease losses	$130,000	6,495
Total noninterest income	$754,000	4,148
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$393,000	3,551
Trading account gains and fees	NA	NA
Additional Noninterest Income	$361,000	3,952
Total noninterest expense	$2,350,000	5,590
Salaries and employee benefits	$1,171,000	5,283
Premises and equipment expense	$227,000	7,234
Additional noninterest expense	$952,000	5,263
Pre-tax net operating income	$1,024,000	5,526
Securities gains (losses)	$5,000	7,049
Applicable income taxes	$200,000	7,567
Income before extraordinary items	$829,000	5,219
Extraordinary gains, net	$0	1,422
Net income	$829,000	5,277
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	6,045
Cash dividends	$651,000	2,256
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$824,950	4,939

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.