Home > Academy Bank > Net charge- offs to loans
Academy Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1367% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 571 |
| Percentage Net Loans Charged-off:Construction & development | 0.1918% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0478% | 4,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0289% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0796% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9371% | 179 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0984% | 794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1009% | 4,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6328% | 223 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1479% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6762% | 205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2072% | 4,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9229% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0092% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0076% | 208 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2284% | 4,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4103% | 178 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4880% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5971% | 148 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4418% | 171 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 3,731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0276% | 4,168 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2036% | 4,620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9082% | 214 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6899% | 90 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7955% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1073% | 70 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5427% | 120 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 3,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0374% | 4,270 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2897% | 4,668 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2496% | 131 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6824% | 81 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4955% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1920% | 66 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6401% | 98 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 3,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 3,908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0568% | 4,301 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4698% | 3,525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6647% | 91 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6487% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4301% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1785% | 65 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1187% | 63 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4734% | 38 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4748% | 72 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9512% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.2579% | 52 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2467% | 375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2682% | 131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3863% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2313% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4303% | 4,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9255% | 77 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7604% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5135% | 56 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1879% | 449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2772% | 126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3961% | 124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0357% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3036% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5903% | 4,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3638% | 89 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5425% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8924% | 71 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1193% | 650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4049% | 84 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6018% | 84 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0152% | 3,999 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1292% | 3,558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8660% | 4,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6398% | 138 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0836% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1109% | 90 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1350% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 3,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5655% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3413% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9638% | 123 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4512% | 367 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,721 |
| Percentage Net Loans Charged-off:Construction & development | -0.0601% | 4,352 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 1,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1626% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7805% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2685% | 79 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9241% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.0403% | 56 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2311% | 663 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,674 |
| Percentage Net Loans Charged-off:Construction & development | -0.0766% | 4,423 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2120% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0027% | 1,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1906% | 78 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9687% | 385 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9327% | 55 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2439% | 643 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 4,078 |
| Percentage Net Loans Charged-off:Construction & development | -0.1075% | 4,477 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1104% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0087% | 1,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6538% | 76 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3485% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.3981% | 51 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3313% | 441 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 3,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0789% | 82 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2880% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.9111% | 57 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5116% | 364 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0143% | 4,388 |
| Percentage Net Loans Charged-off:Construction & development | -0.2771% | 4,623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 1,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 1,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0431% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2869% | 1,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.6817% | 43 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1772% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.4733% | 29 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4393% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 4,553 |
| Percentage Net Loans Charged-off:Construction & development | -0.4142% | 4,716 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 1,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0244% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 3,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.8367% | 42 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2020% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.8309% | 26 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4092% | 409 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0332% | 4,755 |
| Percentage Net Loans Charged-off:Construction & development | -0.5888% | 4,761 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 3,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.5881% | 42 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1765% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.6371% | 26 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4207% | 364 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0369% | 4,878 |
| Percentage Net Loans Charged-off:Construction & development | -0.7749% | 4,815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0330% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 3,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7385% | 34 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1144% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.8617% | 21 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6594% | 255 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 4,397 |
| Percentage Net Loans Charged-off:Construction & development | -0.1108% | 4,643 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 4,163 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0124% | 3,577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0454% | 1,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.7456% | 31 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4349% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | 13.4436% | 17 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6635% | 215 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 4,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 4,150 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0170% | 3,638 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0297% | 1,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.9351% | 35 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0129% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 12.5391% | 20 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6503% | 226 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 4,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 4,221 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0255% | 3,730 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0491% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.8484% | 36 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3792% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | 11.0363% | 18 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6424% | 235 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 4,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 4,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 4,432 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0530% | 3,888 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0019% | 1,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.5463% | 43 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0005% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | 12.0298% | 23 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9465% | 199 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0379% | 5,040 |
| Percentage Net Loans Charged-off:Construction & development | -0.3255% | 4,987 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 4,751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0277% | 4,951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0094% | 653 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0357% | 5,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0721% | 1,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.5941% | 25 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2896% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | 15.9320% | 16 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9513% | 187 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0383% | 5,055 |
| Percentage Net Loans Charged-off:Construction & development | -0.5275% | 5,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0204% | 871 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0440% | 5,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0127% | 559 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0567% | 5,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0971% | 1,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.7624% | 33 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6416% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | 14.8075% | 21 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9029% | 216 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0516% | 5,197 |
| Percentage Net Loans Charged-off:Construction & development | -0.7485% | 5,164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0351% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0695% | 5,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0197% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0899% | 5,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0971% | 1,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.4918% | 42 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5235% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 11.9474% | 25 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7449% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1665% | 5,604 |
| Percentage Net Loans Charged-off:Construction & development | -1.5029% | 5,258 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 5,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1606% | 5,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1976% | 5,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 4,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.5743% | 46 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0164% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | 12.1404% | 26 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0734% | 173 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1010% | 5,519 |
| Percentage Net Loans Charged-off:Construction & development | -1.2390% | 5,356 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 4,989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 2,508 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0326% | 4,043 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 2,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 4,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.8122% | 25 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9460% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | 19.3683% | 16 |
| Percentage Net Loans Charged-off: All other loans and lease | 80.7404% | 21 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0178% | 166 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1238% | 5,604 |
| Percentage Net Loans Charged-off:Construction & development | -1.5937% | 5,425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 5,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0229% | 2,041 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0436% | 4,092 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0380% | 1,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0143% | 4,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.4682% | 28 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1041% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | 18.9387% | 15 |
| Percentage Net Loans Charged-off: All other loans and lease | 77.6140% | 23 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8956% | 215 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0481% | 5,333 |
| Percentage Net Loans Charged-off:Construction & development | -0.6409% | 5,340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0137% | 5,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0344% | 1,702 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0659% | 4,187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0571% | 1,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0136% | 4,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.4392% | 41 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1932% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | 14.9641% | 22 |
| Percentage Net Loans Charged-off: All other loans and lease | 65.7655% | 30 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7123% | 296 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0927% | 5,644 |
| Percentage Net Loans Charged-off:Construction & development | -1.1678% | 5,445 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 5,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0180% | 4,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.0565% | 44 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1121% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | 14.3853% | 21 |
| Percentage Net Loans Charged-off: All other loans and lease | 56.5000% | 24 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9022% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3492% | 5,988 |
| Percentage Net Loans Charged-off:Construction & development | -4.6034% | 5,650 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 5,258 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3403% | 4,877 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1309% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5432% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0184% | 4,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5117% | 49 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2850% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.4335% | 27 |
| Percentage Net Loans Charged-off: All other loans and lease | 60.5491% | 24 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7152% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5206% | 6,118 |
| Percentage Net Loans Charged-off:Construction & development | -6.7737% | 5,726 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0251% | 5,410 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4434% | 4,929 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2024% | 1,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7700% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0227% | 4,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3348% | 136 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0550% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3972% | 77 |
| Percentage Net Loans Charged-off: All other loans and lease | 50.0597% | 28 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7601% | 293 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4545% | 6,157 |
| Percentage Net Loans Charged-off:Construction & development | -5.4813% | 5,737 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0403% | 5,621 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2834% | 4,939 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0257% | 4,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5475% | 1,280 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9583% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0891% | 2,601 |
| Percentage Net Loans Charged-off: All other loans and lease | 44.8500% | 28 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4209% | 582 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.3933% | 6,306 |
| Percentage Net Loans Charged-off:Construction & development | -17.4957% | 5,787 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0332% | 5,727 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6433% | 4,987 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2145% | 1,937 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6537% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3370% | 6,098 |
| Percentage Net Loans Charged-off: All other loans and lease | 57.7384% | 23 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7707% | 123 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3032% | 6,305 |
| Percentage Net Loans Charged-off:Construction & development | -1.0464% | 5,730 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1913% | 6,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3758% | 6,308 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3271% | 4,707 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3989% | 6,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 4,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1221% | 815 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2632% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1586% | 6,225 |
| Percentage Net Loans Charged-off: All other loans and lease | 60.3185% | 20 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6030% | 143 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2820% | 6,361 |
| Percentage Net Loans Charged-off:Construction & development | -0.2061% | 5,484 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2425% | 6,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5128% | 6,406 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4408% | 4,768 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5477% | 6,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0152% | 4,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2551% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9888% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.6577% | 6,375 |
| Percentage Net Loans Charged-off: All other loans and lease | 51.8199% | 23 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4816% | 188 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2022% | 6,365 |
| Percentage Net Loans Charged-off:Construction & development | -0.2047% | 5,531 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3506% | 6,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0142% | 4,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3997% | 1,746 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6923% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.9623% | 6,425 |
| Percentage Net Loans Charged-off: All other loans and lease | 45.0331% | 24 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1438% | 294 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3815% | 6,522 |
| Percentage Net Loans Charged-off:Construction & development | -0.2261% | 5,649 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7159% | 6,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0489% | 5,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2468% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4188% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.9658% | 75 |
| Percentage Net Loans Charged-off: All other loans and lease | 37.5101% | 31 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.2717% | 12 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0557% | 20 |
| Percentage Net Loans Charged-off:Construction & development | 11.7058% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7545% | 760 |
| Percentage Net Loans Charged-off: Multi-family residential | 19.7504% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8896% | 46 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6620% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 4.6534% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3665% | 6,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9859% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1863% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4712% | 648 |
| Percentage Net Loans Charged-off: All other loans and lease | 63.0713% | 24 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.1762% | 11 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8736% | 26 |
| Percentage Net Loans Charged-off:Construction & development | 15.1480% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8959% | 6,673 |
| Percentage Net Loans Charged-off: Multi-family residential | 21.5980% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6932% | 53 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3972% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1193% | 48 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5274% | 6,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9277% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7441% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6427% | 549 |
| Percentage Net Loans Charged-off: All other loans and lease | 62.1063% | 25 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.1183% | 15 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.2545% | 30 |
| Percentage Net Loans Charged-off:Construction & development | 21.7456% | 46 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3459% | 6,751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.0192% | 32 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7074% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 6.7118% | 34 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7157% | 6,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0795% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5794% | 330 |
| Percentage Net Loans Charged-off: All other loans and lease | 54.5455% | 24 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 11.6193% | 8 |
| Percentage Net Loans Charged-off: Total real estate loans | 10.5624% | 10 |
| Percentage Net Loans Charged-off:Construction & development | 40.8483% | 21 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.5102% | 6,829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 11.5046% | 18 |
| Percentage Net Loans Charged-off: Home equity loans | 7.2508% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 12.7416% | 13 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1067% | 5,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1935% | 209 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5714% | 171 |
| Percentage Net Loans Charged-off: All other loans and lease | 49.4151% | 28 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8179% | 83 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7886% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 2.4864% | 963 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7352% | 234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1381% | 3,403 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0992% | 5,184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4572% | 1,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2789% | 1,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.2321% | 79 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.2321% | 80 |
| Percentage Net Loans Charged-off: All other loans and lease | 60.8407% | 38 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5482% | 126 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7282% | 433 |
| Percentage Net Loans Charged-off:Construction & development | 3.2120% | 772 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2269% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2260% | 2,680 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4454% | 5,233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6488% | 1,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6587% | 908 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.2297% | 80 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.2297% | 79 |
| Percentage Net Loans Charged-off: All other loans and lease | 56.9952% | 37 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1208% | 375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4147% | 2,107 |
| Percentage Net Loans Charged-off:Construction & development | 2.6530% | 829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3727% | 7,032 |
| Percentage Net Loans Charged-off: Home equity loans | -2.1357% | 5,265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0690% | 3,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4810% | 1,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.7226% | 76 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 11.7226% | 75 |
| Percentage Net Loans Charged-off: All other loans and lease | 53.7052% | 35 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3502% | 749 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1315% | 6,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.1763% | 1,286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5645% | 7,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7048% | 7,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7576% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.0137% | 68 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 13.0137% | 65 |
| Percentage Net Loans Charged-off: All other loans and lease | 45.3230% | 34 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3574% | 240 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1251% | 1,430 |
| Percentage Net Loans Charged-off:Construction & development | 3.1849% | 1,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3652% | 2,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7922% | 662 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4482% | 2,383 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0139% | 5,229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5787% | 1,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7882% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | 23.2899% | 30 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 23.0573% | 29 |
| Percentage Net Loans Charged-off: All other loans and lease | 52.0228% | 45 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4923% | 225 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2963% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | 3.7907% | 1,077 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4693% | 1,738 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0502% | 524 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2161% | 3,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2779% | 2,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4188% | 232 |
| Percentage Net Loans Charged-off: Loans to individuals | 22.3553% | 36 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 22.0765% | 34 |
| Percentage Net Loans Charged-off: All other loans and lease | 45.8708% | 42 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4176% | 2,889 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.0345% | 7,398 |
| Percentage Net Loans Charged-off:Construction & development | -3.6232% | 6,776 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6449% | 5,751 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0882% | 7,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1131% | 7,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0440% | 6,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 21.7104% | 45 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 21.3360% | 43 |
| Percentage Net Loans Charged-off: All other loans and lease | 27.9698% | 65 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2598% | 7,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.6538% | 7,461 |
| Percentage Net Loans Charged-off:Construction & development | -5.8423% | 6,810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1740% | 7,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2220% | 7,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0849% | 6,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 21.8362% | 48 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 21.2911% | 47 |
| Percentage Net Loans Charged-off: All other loans and lease | 26.5049% | 69 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1637% | 291 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0756% | 881 |
| Percentage Net Loans Charged-off:Construction & development | 4.4971% | 1,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9531% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3793% | 899 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4145% | 987 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9624% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4972% | 2,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.2927% | 157 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.9202% | 86 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 36.6693% | 81 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8767% | 325 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5796% | 1,121 |
| Percentage Net Loans Charged-off:Construction & development | 4.0965% | 1,316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5028% | 838 |
| Percentage Net Loans Charged-off: Home equity loans | 5.5026% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4791% | 2,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.3162% | 141 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.4709% | 82 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 36.2013% | 68 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9000% | 339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9245% | 1,706 |
| Percentage Net Loans Charged-off:Construction & development | 2.9239% | 1,385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1114% | 3,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1396% | 2,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 18.5605% | 91 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.7230% | 120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 31.8861% | 68 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.8882% | 185 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5061% | 965 |
| Percentage Net Loans Charged-off:Construction & development | 4.7996% | 809 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 28.5312% | 47 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.9760% | 102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 32.6975% | 68 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5046% | 552 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0090% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 8.0731% | 775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0376% | 3,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1814% | 547 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7620% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7584% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2999% | 2,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4671% | 3,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 21.2327% | 53 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 46.1488% | 75 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8244% | 620 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2574% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 5.6355% | 874 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0493% | 2,554 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5632% | 362 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9880% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6097% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3881% | 1,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3072% | 3,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.3874% | 54 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 43.4797% | 71 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8921% | 1,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3273% | 2,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.5750% | 66 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 40.7610% | 67 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8193% | 1,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1902% | 2,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.4718% | 59 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 38.6843% | 63 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7138% | 1,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 5,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0336% | 3,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1563% | 1,089 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8223% | 7,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 15.8673% | 41 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 45.2328% | 58 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5593% | 1,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 4,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0439% | 2,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1983% | 817 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3225% | 7,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.5606% | 66 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 42.9092% | 50 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4019% | 1,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 3,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0236% | 2,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1022% | 771 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4249% | 8,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.9808% | 68 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 39.6902% | 54 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7854% | 676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 2,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 1,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1987% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 15.7171% | 39 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 41.5190% | 52 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5083% | 282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3922% | 100 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.5903% | 45 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 55.8481% | 28 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9748% | 353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5941% | 75 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 55.7330% | 27 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9075% | 367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7054% | 128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 50.9372% | 31 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8154% | 398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6695% | 373 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 49.1333% | 27 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8807% | 106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7980% | 562 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.5506% | 12 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 68.7717% | 25 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8340% | 101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3343% | 352 |
| Percentage Net Loans Charged-off: Loans to individuals | 19.3315% | 15 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 63.5749% | 23 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8330% | 110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4531% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | 19.7589% | 21 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 57.1345% | 18 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5773% | 147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 25.7169% | 15 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 55.8004% | 22 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7441% | 137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 21.1845% | 17 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 62.8076% | 14 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6251% | 154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.7162% | 18 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 58.5828% | 13 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3563% | 210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.6972% | 23 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 47.7040% | 17 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1791% | 277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.8126% | 17 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 42.0532% | 22 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2699% | 330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1149% | 215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 56.5278% | 15 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0930% | 343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1224% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 47.9708% | 18 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8181% | 534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6036% | 2,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 37.5262% | 28 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7292% | 630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 39.3862% | 24 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0142% | 582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3691% | 4,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 55.6227% | 26 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9436% | 549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2390% | 5,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 51.0142% | 31 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7521% | 787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 39.6850% | 36 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7106% | 747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 38.1963% | 37 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7437% | 1,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4476% | 4,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 48.0817% | 24 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6720% | 1,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0630% | 8,955 |
| Percentage Net Loans Charged-off: Credit card loans | -39.3258% | 5,581 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 85.3873% | 16 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1756% | 3,473 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4514% | 1,536 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4736% | 1,568 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3072% | 2,695 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4171% | 2,138 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3221% | 2,672 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4595% | 1,972 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4731% | 2,875 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4891% | 4,338 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |