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AB&T, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$13,824,0002,409
Total interest expense$2,986,0002,625
Net interest income$10,838,0002,270
Provision for loan and lease losses$03,275
Total noninterest income$907,0002,851
Gross Fiduciary activities income$0981
Service charges on deposit accounts$235,0002,495
Trading account gains and feesNANA
Additional Noninterest Income$672,0002,693
Total noninterest expense$6,002,0002,781
Salaries and employee benefits$3,484,0002,725
Premises and equipment expense$392,0003,280
Additional noninterest expense$672,0002,693
Pre-tax net operating income$5,743,0001,769
Securities gains (losses)$0988
Applicable income taxes$1,372,0001,242
Income before extraordinary items$4,371,0001,886
Extraordinary gains, net$054
Net income$4,371,0001,909
Minority interest net income$088
Net income of bank and minority interests.$4,371,0001,889
Net charge-offs$-448,0004,525
Cash dividends$1,400,0001,852
Sale, conversion, retirement of capital stock, net$84,000426
Net operating income$4,371,0001,913
2023-09-30 (YTD Data)Rank
Total interest income$10,226,0002,390
Total interest expense$2,024,0002,633
Net interest income$8,202,0002,267
Provision for loan and lease losses$03,085
Total noninterest income$677,0002,852
Gross Fiduciary activities income$0950
Service charges on deposit accounts$165,0002,585
Trading account gains and feesNANA
Additional Noninterest Income$512,0002,652
Total noninterest expense$4,434,0002,800
Salaries and employee benefits$2,598,0002,720
Premises and equipment expense$291,0003,302
Additional noninterest expense$512,0002,651
Pre-tax net operating income$4,445,0001,784
Securities gains (losses)$0849
Applicable income taxes$1,065,0001,243
Income before extraordinary items$3,380,0001,918
Extraordinary gains, net$052
Net income$3,380,0001,935
Minority interest net income$081
Net income of bank and minority interests.$3,380,0001,918
Net charge-offs$-446,0004,555
Cash dividends$1,400,0001,424
Sale, conversion, retirement of capital stock, net$62,000410
Net operating income$3,380,0001,945
2023-06-30 (YTD Data)Rank
Total interest income$04,634
Total interest expense$10,0004,534
Net interest income$6,600,0002,024
Provision for loan and lease lossesNANA
Total noninterest income$9214,621
Gross Fiduciary activities income$0931
Service charges on deposit accounts$04,471
Trading account gains and fees$0112
Additional Noninterest Income$30,0004,222
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,583
Additional noninterest expense$15,0434,358
Pre-tax net operating incomeNANA
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$2,0004,435
Extraordinary gains, net$35,029,0007
Net income$2,317,0001,900
Minority interest net income$595,00032
Net income of bank and minority interests.$04,409
Net charge-offs$02,431
Cash dividends$832,0001,532
Sale, conversion, retirement of capital stock, net$0486
Net operating income$04,423
2023-03-31 (YTD Data)Rank
Total interest income$3,262,0002,410
Total interest expense$519,0002,602
Net interest income$2,743,0002,293
Provision for loan and lease losses$02,612
Total noninterest income$202,0002,936
Gross Fiduciary activities income$0913
Service charges on deposit accounts$41,0002,918
Trading account gains and feesNANA
Additional Noninterest Income$161,0002,668
Total noninterest expense$1,449,0002,855
Salaries and employee benefits$858,0002,777
Premises and equipment expense$95,0003,387
Additional noninterest expense$161,0002,668
Pre-tax net operating income$1,496,0001,790
Securities gains (losses)$0950
Applicable income taxes$349,0001,270
Income before extraordinary items$1,147,0001,925
Extraordinary gains, net$04
Net income$1,147,0001,925
Minority interest net income$048
Net income of bank and minority interests.$1,147,0001,925
Net charge-offs$-7,0003,948
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$19,000373
Net operating income$1,147,0001,941
2022-12-31 (YTD Data)Rank
Total interest income$9,511,0002,588
Total interest expense$802,0002,686
Net interest income$8,709,0002,551
Provision for loan and lease losses$200,0001,781
Total noninterest income$865,0002,980
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$164,0002,968
Trading account gains and feesNANA
Additional Noninterest Income$701,0002,715
Total noninterest expense$5,287,0002,945
Salaries and employee benefits$3,010,0002,934
Premises and equipment expense$375,0003,384
Additional noninterest expense$701,0002,715
Pre-tax net operating income$4,087,0002,284
Securities gains (losses)$0691
Applicable income taxes$921,0001,626
Income before extraordinary items$3,166,0002,387
Extraordinary gains, net$05
Net income$3,166,0002,385
Minority interest net income$063
Net income of bank and minority interests.$3,166,0002,386
Net charge-offs$378,000697
Cash dividends$1,000,0002,143
Sale, conversion, retirement of capital stock, net$49,000503
Net operating income$3,166,0002,416
2022-09-30 (YTD Data)Rank
Total interest income$6,499,0002,683
Total interest expense$434,0002,835
Net interest income$6,065,0002,649
Provision for loan and lease losses$200,0001,467
Total noninterest income$676,0002,965
Gross Fiduciary activities income$0968
Service charges on deposit accounts$126,0002,968
Trading account gains and feesNANA
Additional Noninterest Income$550,0002,701
Total noninterest expense$3,937,0002,948
Salaries and employee benefits$2,233,0002,944
Premises and equipment expense$289,0003,362
Additional noninterest expense$550,0002,701
Pre-tax net operating income$2,604,0002,476
Securities gains (losses)$0740
Applicable income taxes$582,0001,732
Income before extraordinary items$2,022,0002,565
Extraordinary gains, net$04
Net income$2,022,0002,563
Minority interest net income$057
Net income of bank and minority interests.$2,022,0002,564
Net charge-offs$-20,0003,809
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$37,000457
Net operating income$2,022,0002,600
2022-06-30 (YTD Data)Rank
Total interest income$3,893,0002,804
Total interest expense$301,0002,656
Net interest income$3,592,0002,784
Provision for loan and lease losses$02,599
Total noninterest income$464,0002,917
Gross Fiduciary activities income$0925
Service charges on deposit accounts$82,0003,005
Trading account gains and feesNANA
Additional Noninterest Income$382,0002,683
Total noninterest expense$2,592,0002,967
Salaries and employee benefits$1,463,0002,965
Premises and equipment expense$192,0003,381
Additional noninterest expense$937,0002,724
Pre-tax net operating income$1,464,0002,594
Securities gains (losses)$0687
Applicable income taxes$321,0001,799
Income before extraordinary items$1,143,0002,672
Extraordinary gains, net$04
Net income$1,143,0002,670
Minority interest net income$060
Net income of bank and minority interests.$1,143,0002,672
Net charge-offs$-15,0003,795
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$25,000441
Net operating income$1,143,0002,709
2022-03-31 (YTD Data)Rank
Total interest income$1,849,0002,844
Total interest expense$196,0002,256
Net interest income$1,653,0002,877
Provision for loan and lease losses$02,285
Total noninterest income$223,0002,931
Gross Fiduciary activities income$0892
Service charges on deposit accounts$40,0003,006
Trading account gains and feesNANA
Additional Noninterest Income$183,0002,672
Total noninterest expense$1,301,0002,956
Salaries and employee benefits$751,0002,929
Premises and equipment expense$97,0003,383
Additional noninterest expense$453,0002,769
Pre-tax net operating income$575,0002,760
Securities gains (losses)$0623
Applicable income taxes$125,0001,933
Income before extraordinary items$450,0002,857
Extraordinary gains, net$04
Net income$450,0002,855
Minority interest net income$050
Net income of bank and minority interests.$450,0002,857
Net charge-offs$-6,0003,738
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$12,000407
Net operating income$450,0002,883
2021-12-31 (YTD Data)Rank
Total interest income$8,084,0002,802
Total interest expense$785,0002,548
Net interest income$7,299,0002,796
Provision for loan and lease losses$03,064
Total noninterest income$939,0003,044
Gross Fiduciary activities income$0994
Service charges on deposit accounts$171,0002,876
Trading account gains and feesNANA
Additional Noninterest Income$768,0002,881
Total noninterest expense$5,311,0002,924
Salaries and employee benefits$3,130,0002,872
Premises and equipment expense$395,0003,373
Additional noninterest expense$1,786,0002,783
Pre-tax net operating income$2,927,0002,716
Securities gains (losses)$02,062
Applicable income taxes$632,0001,941
Income before extraordinary items$2,295,0002,856
Extraordinary gains, net$010
Net income$2,295,0002,857
Minority interest net income$074
Net income of bank and minority interests.$2,295,0002,857
Net charge-offs$279,000871
Cash dividends$500,0002,795
Sale, conversion, retirement of capital stock, net$50,000508
Net operating income$2,295,0002,834
2021-09-30 (YTD Data)Rank
Total interest income$6,069,0002,854
Total interest expense$580,0002,652
Net interest income$5,489,0002,840
Provision for loan and lease losses$02,963
Total noninterest income$701,0003,076
Gross Fiduciary activities income$0957
Service charges on deposit accounts$127,0002,899
Trading account gains and feesNANA
Additional Noninterest Income$574,0002,927
Total noninterest expense$3,951,0002,952
Salaries and employee benefits$2,347,0002,883
Premises and equipment expense$296,0003,423
Additional noninterest expense$1,308,0002,830
Pre-tax net operating income$2,239,0002,813
Securities gains (losses)$02,015
Applicable income taxes$484,0001,999
Income before extraordinary items$1,755,0002,959
Extraordinary gains, net$08
Net income$1,755,0002,959
Minority interest net income$069
Net income of bank and minority interests.$1,755,0002,959
Net charge-offs$280,000669
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$37,000475
Net operating income$1,755,0002,931
2021-06-30 (YTD Data)Rank
Total interest income$4,011,0002,877
Total interest expense$390,0002,710
Net interest income$3,621,0002,852
Provision for loan and lease losses$02,862
Total noninterest income$476,0003,049
Gross Fiduciary activities income$0951
Service charges on deposit accounts$86,0002,850
Trading account gains and feesNANA
Additional Noninterest Income$390,0002,885
Total noninterest expense$2,615,0002,958
Salaries and employee benefits$1,566,0002,881
Premises and equipment expense$205,0003,357
Additional noninterest expense$844,0002,875
Pre-tax net operating income$1,482,0002,785
Securities gains (losses)$01,818
Applicable income taxes$320,0001,977
Income before extraordinary items$1,162,0002,957
Extraordinary gains, net$06
Net income$1,162,0002,956
Minority interest net income$067
Net income of bank and minority interests.$1,162,0002,957
Net charge-offs$-3,0003,379
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$23,000465
Net operating income$1,162,0002,934
2021-03-31 (YTD Data)Rank
Total interest income$2,087,0002,785
Total interest expense$211,0002,674
Net interest income$1,876,0002,767
Provision for loan and lease losses$02,741
Total noninterest income$254,0002,962
Gross Fiduciary activities income$0922
Service charges on deposit accounts$44,0002,815
Trading account gains and feesNANA
Additional Noninterest Income$210,0002,788
Total noninterest expense$1,305,0002,956
Salaries and employee benefits$777,0002,879
Premises and equipment expense$106,0003,312
Additional noninterest expense$422,0002,843
Pre-tax net operating income$825,0002,622
Securities gains (losses)$01,392
Applicable income taxes$177,0001,893
Income before extraordinary items$648,0002,803
Extraordinary gains, net$03
Net income$648,0002,801
Minority interest net income$055
Net income of bank and minority interests.$648,0002,803
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$11,000436
Net operating income$648,0002,764
2020-12-31 (YTD Data)Rank
Total interest income$8,774,0002,720
Total interest expense$1,119,0002,769
Net interest income$7,655,0002,676
Provision for loan and lease losses$645,0002,005
Total noninterest income$1,151,0002,713
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$187,0002,853
Trading account gains and feesNANA
Additional Noninterest Income$964,0002,517
Total noninterest expense$5,496,0002,840
Salaries and employee benefits$3,292,0002,785
Premises and equipment expense$520,0002,988
Additional noninterest expense$1,684,0002,844
Pre-tax net operating income$2,665,0002,586
Securities gains (losses)$02,675
Applicable income taxes$582,0001,838
Income before extraordinary items$2,083,0002,785
Extraordinary gains, net$04
Net income$2,083,0002,783
Minority interest net income$072
Net income of bank and minority interests.$2,083,0002,785
Net charge-offs$-48,0004,588
Cash dividends$368,0003,053
Sale, conversion, retirement of capital stock, net$60,000481
Net operating income$2,083,0002,736
2020-09-30 (YTD Data)Rank
Total interest income$6,475,0002,768
Total interest expense$865,0002,811
Net interest income$5,610,0002,716
Provision for loan and lease losses$345,0002,300
Total noninterest income$834,0002,719
Gross Fiduciary activities income$0981
Service charges on deposit accounts$141,0002,866
Trading account gains and feesNANA
Additional Noninterest Income$693,0002,516
Total noninterest expense$4,058,0002,848
Salaries and employee benefits$2,440,0002,793
Premises and equipment expense$382,0003,032
Additional noninterest expense$1,236,0002,857
Pre-tax net operating income$2,041,0002,554
Securities gains (losses)$02,494
Applicable income taxes$443,0001,813
Income before extraordinary items$1,598,0002,756
Extraordinary gains, net$04
Net income$1,598,0002,755
Minority interest net income$065
Net income of bank and minority interests.$1,598,0002,756
Net charge-offs$-44,0004,620
Cash dividends$368,0002,581
Sale, conversion, retirement of capital stock, net$44,000455
Net operating income$1,598,0002,699
2020-06-30 (YTD Data)Rank
Total interest income$4,293,0002,813
Total interest expense$609,0002,854
Net interest income$3,684,0002,769
Provision for loan and lease losses$135,0002,743
Total noninterest income$529,0002,752
Gross Fiduciary activities income$0970
Service charges on deposit accounts$98,0002,851
Trading account gains and feesNANA
Additional Noninterest Income$431,0002,529
Total noninterest expense$2,697,0002,865
Salaries and employee benefits$1,640,0002,791
Premises and equipment expense$238,0003,150
Additional noninterest expense$819,0002,866
Pre-tax net operating income$1,381,0002,515
Securities gains (losses)$02,249
Applicable income taxes$299,0001,751
Income before extraordinary items$1,082,0002,704
Extraordinary gains, net$04
Net income$1,082,0002,703
Minority interest net income$065
Net income of bank and minority interests.$1,082,0002,704
Net charge-offs$-35,0004,660
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$27,000443
Net operating income$1,082,0002,657
2020-03-31 (YTD Data)Rank
Total interest income$2,096,0002,854
Total interest expense$346,0002,797
Net interest income$1,750,0002,810
Provision for loan and lease losses$30,0002,812
Total noninterest income$300,0002,519
Gross Fiduciary activities income$0941
Service charges on deposit accounts$62,0002,787
Trading account gains and feesNANA
Additional Noninterest Income$238,0002,241
Total noninterest expense$1,406,0002,818
Salaries and employee benefits$836,0002,772
Premises and equipment expense$131,0003,003
Additional noninterest expense$439,0002,769
Pre-tax net operating income$614,0002,521
Securities gains (losses)$01,705
Applicable income taxes$134,0001,713
Income before extraordinary items$480,0002,683
Extraordinary gains, net$04
Net income$480,0002,682
Minority interest net income$056
Net income of bank and minority interests.$480,0002,684
Net charge-offs$-20,0004,664
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$14,000423
Net operating income$480,0002,670
2019-12-31 (YTD Data)Rank
Total interest income$8,531,0002,856
Total interest expense$1,628,0002,647
Net interest income$6,903,0002,874
Provision for loan and lease losses$90,0003,022
Total noninterest income$1,067,0002,732
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$261,0002,815
Trading account gains and feesNANA
Additional Noninterest Income$806,0002,495
Total noninterest expense$5,553,0002,824
Salaries and employee benefits$3,100,0002,880
Premises and equipment expense$506,0003,077
Additional noninterest expense$1,947,0002,602
Pre-tax net operating income$2,327,0002,845
Securities gains (losses)$20,0001,651
Applicable income taxes$507,0001,972
Income before extraordinary items$1,840,0003,008
Extraordinary gains, net$011
Net income$1,840,0003,007
Minority interest net income$076
Net income of bank and minority interests.$1,840,0003,009
Net charge-offs$61,0002,524
Cash dividends$600,0002,822
Sale, conversion, retirement of capital stock, net$-17,0005,102
Net operating income$1,824,2002,988
2019-09-30 (YTD Data)Rank
Total interest income$6,362,0002,907
Total interest expense$1,224,0002,667
Net interest income$5,138,0002,919
Provision for loan and lease losses$90,0002,664
Total noninterest income$791,0002,770
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$219,0002,693
Trading account gains and feesNANA
Additional Noninterest Income$572,0002,569
Total noninterest expense$3,955,0002,923
Salaries and employee benefits$2,270,0002,933
Premises and equipment expense$472,0002,739
Additional noninterest expense$1,213,0002,956
Pre-tax net operating income$1,884,0002,820
Securities gains (losses)$20,0001,423
Applicable income taxes$403,0001,988
Income before extraordinary items$1,501,0002,952
Extraordinary gains, net$011
Net income$1,501,0002,953
Minority interest net income$072
Net income of bank and minority interests.$1,501,0002,953
Net charge-offs$62,0002,076
Cash dividends$600,0002,308
Sale, conversion, retirement of capital stock, net$-32,0005,194
Net operating income$1,485,2002,939
2019-06-30 (YTD Data)Rank
Total interest income$4,184,0002,938
Total interest expense$812,0002,655
Net interest income$3,372,0002,959
Provision for loan and lease losses$03,685
Total noninterest income$518,0002,757
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$140,0002,744
Trading account gains and feesNANA
Additional Noninterest Income$378,0002,556
Total noninterest expense$2,637,0002,940
Salaries and employee benefits$1,565,0002,886
Premises and equipment expense$301,0002,809
Additional noninterest expense$771,0003,083
Pre-tax net operating income$1,253,0002,783
Securities gains (losses)$01,702
Applicable income taxes$274,0001,934
Income before extraordinary items$979,0002,974
Extraordinary gains, net$011
Net income$979,0002,973
Minority interest net income$069
Net income of bank and minority interests.$979,0002,973
Net charge-offs$64,0001,664
Cash dividends$600,0001,903
Sale, conversion, retirement of capital stock, net$32,000474
Net operating income$979,0002,948
2019-03-31 (YTD Data)Rank
Total interest income$2,086,0002,950
Total interest expense$410,0002,605
Net interest income$1,676,0002,987
Provision for loan and lease losses$03,406
Total noninterest income$219,0002,937
Gross Fiduciary activities income$0972
Service charges on deposit accounts$69,0002,769
Trading account gains and feesNANA
Additional Noninterest Income$150,0002,751
Total noninterest expense$1,293,0003,004
Salaries and employee benefits$778,0002,911
Premises and equipment expense$146,0002,898
Additional noninterest expense$369,0003,179
Pre-tax net operating income$602,0002,813
Securities gains (losses)$01,087
Applicable income taxes$132,0001,932
Income before extraordinary items$470,0002,974
Extraordinary gains, net$05
Net income$470,0002,972
Minority interest net income$052
Net income of bank and minority interests.$470,0002,973
Net charge-offs$57,0001,144
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$16,000441
Net operating income$470,0002,962
2018-12-31 (YTD Data)Rank
Total interest income$7,343,0003,081
Total interest expense$1,279,0002,577
Net interest income$6,064,0003,146
Provision for loan and lease losses$04,082
Total noninterest income$991,0002,864
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$290,0002,803
Trading account gains and feesNANA
Additional Noninterest Income$701,0002,650
Total noninterest expense$4,927,0003,081
Salaries and employee benefits$2,863,0003,043
Premises and equipment expense$627,0002,757
Additional noninterest expense$1,437,0003,249
Pre-tax net operating income$2,128,0003,041
Securities gains (losses)$01,125
Applicable income taxes$470,0002,038
Income before extraordinary items$1,658,0003,214
Extraordinary gains, net$06
Net income$1,658,0003,213
Minority interest net income$072
Net income of bank and minority interests.$1,658,0003,213
Net charge-offs$-50,0004,879
Cash dividends$500,0002,948
Sale, conversion, retirement of capital stock, net$65,000527
Net operating income$1,658,0003,215
2018-09-30 (YTD Data)Rank
Total interest income$5,335,0003,149
Total interest expense$865,0002,664
Net interest income$4,470,0003,205
Provision for loan and lease losses$03,948
Total noninterest income$743,0002,906
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$217,0002,828
Trading account gains and feesNANA
Additional Noninterest Income$526,0002,694
Total noninterest expense$3,705,0003,084
Salaries and employee benefits$2,150,0003,039
Premises and equipment expense$479,0002,746
Additional noninterest expense$1,076,0003,258
Pre-tax net operating income$1,508,0003,184
Securities gains (losses)$01,118
Applicable income taxes$334,0002,134
Income before extraordinary items$1,174,0003,352
Extraordinary gains, net$05
Net income$1,174,0003,351
Minority interest net income$066
Net income of bank and minority interests.$1,174,0003,351
Net charge-offs$-48,0004,918
Cash dividends$500,0002,346
Sale, conversion, retirement of capital stock, net$49,000500
Net operating income$1,174,0003,350
2018-06-30 (YTD Data)Rank
Total interest income$3,457,0003,185
Total interest expense$532,0002,714
Net interest income$2,925,0003,237
Provision for loan and lease losses$03,782
Total noninterest income$493,0002,905
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$138,0002,886
Trading account gains and feesNANA
Additional Noninterest Income$355,0002,688
Total noninterest expense$2,486,0003,086
Salaries and employee benefits$1,440,0003,061
Premises and equipment expense$329,0002,713
Additional noninterest expense$717,0003,272
Pre-tax net operating income$932,0003,269
Securities gains (losses)$0961
Applicable income taxes$207,0002,194
Income before extraordinary items$725,0003,439
Extraordinary gains, net$06
Net income$725,0003,438
Minority interest net income$065
Net income of bank and minority interests.$725,0003,438
Net charge-offs$-88,0005,165
Cash dividends$500,0001,981
Sale, conversion, retirement of capital stock, net$32,000487
Net operating income$725,0003,436
2018-03-31 (YTD Data)Rank
Total interest income$1,699,0003,216
Total interest expense$249,0002,758
Net interest income$1,450,0003,271
Provision for loan and lease losses$03,508
Total noninterest income$254,0002,832
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$68,0002,923
Trading account gains and feesNANA
Additional Noninterest Income$186,0002,584
Total noninterest expense$1,261,0003,086
Salaries and employee benefits$725,0003,068
Premises and equipment expense$164,0002,753
Additional noninterest expense$372,0003,210
Pre-tax net operating income$443,0003,290
Securities gains (losses)$0735
Applicable income taxes$99,0002,189
Income before extraordinary items$344,0003,483
Extraordinary gains, net$07
Net income$344,0003,482
Minority interest net income$052
Net income of bank and minority interests.$344,0003,483
Net charge-offs$-86,0005,360
Cash dividends$500,0001,167
Sale, conversion, retirement of capital stock, net$16,000452
Net operating income$344,0003,484
2017-12-31 (YTD Data)Rank
Total interest income$6,441,0003,279
Total interest expense$719,0003,094
Net interest income$5,722,0003,280
Provision for loan and lease losses$04,227
Total noninterest income$1,146,0002,751
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$297,0002,883
Trading account gains and feesNANA
Additional Noninterest Income$849,0002,489
Total noninterest expense$5,038,0003,077
Salaries and employee benefits$2,977,0003,000
Premises and equipment expense$605,0002,899
Additional noninterest expense$1,456,0003,297
Pre-tax net operating income$1,830,0003,249
Securities gains (losses)$02,243
Applicable income taxes$2,869,000991
Income before extraordinary items$-1,039,0005,579
Extraordinary gains, net$09
Net income$-1,039,0005,579
Minority interest net income$076
Net income of bank and minority interests.$-1,039,0005,579
Net charge-offs$45,0003,028
Cash dividends$400,0003,163
Sale, conversion, retirement of capital stock, net$68,000534
Net operating income$-1,039,0005,578
2017-09-30 (YTD Data)Rank
Total interest income$4,680,0003,353
Total interest expense$470,0003,319
Net interest income$4,210,0003,330
Provision for loan and lease losses$04,088
Total noninterest income$851,0002,788
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$219,0002,932
Trading account gains and feesNANA
Additional Noninterest Income$632,0002,517
Total noninterest expense$3,716,0003,121
Salaries and employee benefits$2,223,0003,032
Premises and equipment expense$443,0002,981
Additional noninterest expense$1,050,0003,373
Pre-tax net operating income$1,345,0003,343
Securities gains (losses)$02,274
Applicable income taxes$483,0002,101
Income before extraordinary items$862,0003,756
Extraordinary gains, net$09
Net income$862,0003,754
Minority interest net income$071
Net income of bank and minority interests.$862,0003,756
Net charge-offs$39,0002,614
Cash dividends$400,0002,612
Sale, conversion, retirement of capital stock, net$51,000501
Net operating income$862,0003,735
2017-06-30 (YTD Data)Rank
Total interest income$2,996,0003,428
Total interest expense$255,0003,632
Net interest income$2,741,0003,367
Provision for loan and lease losses$03,871
Total noninterest income$586,0002,744
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$144,0002,946
Trading account gains and feesNANA
Additional Noninterest Income$442,0002,472
Total noninterest expense$2,457,0003,160
Salaries and employee benefits$1,463,0003,064
Premises and equipment expense$296,0002,984
Additional noninterest expense$698,0003,399
Pre-tax net operating income$870,0003,354
Securities gains (losses)$01,906
Applicable income taxes$313,0002,110
Income before extraordinary items$557,0003,764
Extraordinary gains, net$011
Net income$557,0003,761
Minority interest net income$071
Net income of bank and minority interests.$557,0003,764
Net charge-offs$-6,0004,624
Cash dividends$400,0002,229
Sale, conversion, retirement of capital stock, net$34,000480
Net operating income$557,0003,753
2017-03-31 (YTD Data)Rank
Total interest income$1,487,0003,446
Total interest expense$128,0003,610
Net interest income$1,359,0003,393
Provision for loan and lease losses$03,537
Total noninterest income$310,0002,672
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$71,0002,966
Trading account gains and feesNANA
Additional Noninterest Income$239,0002,368
Total noninterest expense$1,231,0003,191
Salaries and employee benefits$736,0003,100
Premises and equipment expense$143,0003,086
Additional noninterest expense$352,0003,368
Pre-tax net operating income$438,0003,303
Securities gains (losses)$01,153
Applicable income taxes$158,0002,067
Income before extraordinary items$280,0003,719
Extraordinary gains, net$08
Net income$280,0003,718
Minority interest net income$055
Net income of bank and minority interests.$280,0003,719
Net charge-offs$-2,0004,280
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$17,000453
Net operating income$280,0003,695
2016-12-31 (YTD Data)Rank
Total interest income$5,605,0003,572
Total interest expense$463,0003,781
Net interest income$5,142,0003,522
Provision for loan and lease losses$04,332
Total noninterest income$1,120,0002,853
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$261,0003,189
Trading account gains and fees$0170
Additional Noninterest Income$859,0002,583
Total noninterest expense$5,076,0003,155
Salaries and employee benefits$2,934,0003,058
Premises and equipment expense$590,0003,053
Additional noninterest expense$1,552,0003,271
Pre-tax net operating income$1,186,0003,832
Securities gains (losses)$19,0002,394
Applicable income taxes$441,0002,362
Income before extraordinary items$764,0004,239
Extraordinary gains, net$05
Net income$764,0004,236
Minority interest net income$082
Net income of bank and minority interests.$764,0004,238
Net charge-offs$10,0003,859
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$57,000564
Net operating income$751,8404,212
2016-09-30 (YTD Data)Rank
Total interest income$4,156,0003,614
Total interest expense$330,0003,886
Net interest income$3,826,0003,548
Provision for loan and lease losses$04,186
Total noninterest income$811,0002,925
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$192,0003,244
Trading account gains and fees$0169
Additional Noninterest Income$619,0002,626
Total noninterest expense$3,824,0003,157
Salaries and employee benefits$2,247,0003,031
Premises and equipment expense$433,0003,102
Additional noninterest expense$1,144,0003,324
Pre-tax net operating income$813,0004,008
Securities gains (losses)$19,0002,332
Applicable income taxes$306,0002,486
Income before extraordinary items$526,0004,428
Extraordinary gains, net$05
Net income$526,0004,426
Minority interest net income$071
Net income of bank and minority interests.$526,0004,428
Net charge-offs$-5,0004,742
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$43,000529
Net operating income$513,8404,384
2016-06-30 (YTD Data)Rank
Total interest income$2,745,0003,646
Total interest expense$219,0003,903
Net interest income$2,526,0003,585
Provision for loan and lease losses$04,017
Total noninterest income$443,0003,238
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$123,0003,303
Trading account gains and fees$0157
Additional Noninterest Income$320,0002,940
Total noninterest expense$2,495,0003,203
Salaries and employee benefits$1,474,0003,080
Premises and equipment expense$282,0003,164
Additional noninterest expense$739,0003,415
Pre-tax net operating income$474,0004,234
Securities gains (losses)$19,0001,971
Applicable income taxes$182,0002,567
Income before extraordinary items$311,0004,597
Extraordinary gains, net$016
Net income$311,0004,594
Minority interest net income$071
Net income of bank and minority interests.$311,0004,595
Net charge-offs$-1,0004,332
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$29,000519
Net operating income$298,8404,579
2016-03-31 (YTD Data)Rank
Total interest income$1,370,0003,662
Total interest expense$115,0003,859
Net interest income$1,255,0003,605
Provision for loan and lease losses$03,656
Total noninterest income$213,0003,261
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$56,0003,440
Trading account gains and fees$0142
Additional Noninterest Income$157,0002,930
Total noninterest expense$1,259,0003,205
Salaries and employee benefits$741,0003,097
Premises and equipment expense$144,0003,150
Additional noninterest expense$374,0003,382
Pre-tax net operating income$209,0004,384
Securities gains (losses)$02,077
Applicable income taxes$78,0002,663
Income before extraordinary items$131,0004,752
Extraordinary gains, net$012
Net income$131,0004,751
Minority interest net income$062
Net income of bank and minority interests.$131,0004,752
Net charge-offs$-14,0005,335
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$14,000487
Net operating income$131,0004,699
2015-12-31 (YTD Data)Rank
Total interest income$5,061,0003,819
Total interest expense$471,0003,838
Net interest income$4,590,0003,772
Provision for loan and lease losses$04,380
Total noninterest income$1,089,0002,921
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$260,0003,287
Trading account gains and fees$0159
Additional Noninterest Income$829,0002,604
Total noninterest expense$4,961,0003,240
Salaries and employee benefits$2,698,0003,239
Premises and equipment expense$597,0003,109
Additional noninterest expense$1,666,0003,175
Pre-tax net operating income$718,0004,543
Securities gains (losses)$03,216
Applicable income taxes$271,0002,745
Income before extraordinary items$447,0004,927
Extraordinary gains, net$023
Net income$447,0004,929
Minority interest net income$081
Net income of bank and minority interests.$447,0004,929
Net charge-offs$-146,0005,804
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$59,000580
Net operating income$447,0004,879
2015-09-30 (YTD Data)Rank
Total interest income$3,730,0003,892
Total interest expense$353,0003,896
Net interest income$3,377,0003,852
Provision for loan and lease losses$04,232
Total noninterest income$844,0002,891
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$195,0003,309
Trading account gains and fees$0153
Additional Noninterest Income$649,0002,573
Total noninterest expense$3,693,0003,266
Salaries and employee benefits$2,097,0003,188
Premises and equipment expense$431,0003,242
Additional noninterest expense$1,165,0003,341
Pre-tax net operating income$528,0004,667
Securities gains (losses)$03,031
Applicable income taxes$195,0002,840
Income before extraordinary items$333,0005,027
Extraordinary gains, net$021
Net income$333,0005,030
Minority interest net income$078
Net income of bank and minority interests.$333,0005,032
Net charge-offs$-149,0005,898
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$31,000594
Net operating income$333,0004,981
2015-06-30 (YTD Data)Rank
Total interest income$2,500,0003,895
Total interest expense$242,0003,876
Net interest income$2,258,0003,866
Provision for loan and lease losses$04,069
Total noninterest income$607,0002,803
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$129,0003,308
Trading account gains and fees$0157
Additional Noninterest Income$478,0002,457
Total noninterest expense$2,535,0003,229
Salaries and employee benefits$1,457,0003,141
Premises and equipment expense$284,0003,280
Additional noninterest expense$794,0003,319
Pre-tax net operating income$330,0004,737
Securities gains (losses)$02,636
Applicable income taxes$123,0002,875
Income before extraordinary items$207,0005,093
Extraordinary gains, net$022
Net income$207,0005,095
Minority interest net income$075
Net income of bank and minority interests.$207,0005,097
Net charge-offs$-150,0006,014
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$21,000576
Net operating income$207,0005,043
2015-03-31 (YTD Data)Rank
Total interest income$1,235,0003,938
Total interest expense$115,0004,019
Net interest income$1,120,0003,899
Provision for loan and lease losses$03,703
Total noninterest income$203,0003,404
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$66,0003,229
Trading account gains and fees$0152
Additional Noninterest Income$137,0003,150
Total noninterest expense$1,178,0003,416
Salaries and employee benefits$673,0003,317
Premises and equipment expense$150,0003,200
Additional noninterest expense$355,0003,552
Pre-tax net operating income$145,0004,872
Securities gains (losses)$02,027
Applicable income taxes$55,0002,919
Income before extraordinary items$90,0005,217
Extraordinary gains, net$013
Net income$90,0005,220
Minority interest net income$064
Net income of bank and minority interests.$90,0005,221
Net charge-offs$-142,0006,190
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$10,000555
Net operating income$90,0005,153
2014-12-31 (YTD Data)Rank
Total interest income$4,986,0003,964
Total interest expense$299,0004,958
Net interest income$4,687,0003,819
Provision for loan and lease losses$1,0004,589
Total noninterest income$860,0003,375
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$308,0003,163
Trading account gains and fees$0180
Additional Noninterest Income$552,0003,128
Total noninterest expense$4,817,0003,403
Salaries and employee benefits$2,910,0003,147
Premises and equipment expense$562,0003,385
Additional noninterest expense$1,345,0003,797
Pre-tax net operating income$729,0004,603
Securities gains (losses)$03,259
Applicable income taxes$-6,697,0006,484
Income before extraordinary items$7,426,000895
Extraordinary gains, net$017
Net income$7,426,000894
Minority interest net income$084
Net income of bank and minority interests.$7,426,000894
Net charge-offs$41,0003,921
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$19,000747
Net operating income$7,426,000869
2014-09-30 (YTD Data)Rank
Total interest income$3,725,0004,010
Total interest expense$239,0004,933
Net interest income$3,486,0003,864
Provision for loan and lease losses$1,0004,384
Total noninterest income$648,0003,391
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$225,0003,234
Trading account gains and fees$0174
Additional Noninterest Income$423,0003,157
Total noninterest expense$3,618,0003,414
Salaries and employee benefits$2,178,0003,165
Premises and equipment expense$419,0003,432
Additional noninterest expense$1,021,0003,778
Pre-tax net operating income$515,0004,751
Securities gains (losses)$02,980
Applicable income taxes$-450,0006,505
Income before extraordinary items$965,0003,570
Extraordinary gains, net$015
Net income$965,0003,571
Minority interest net income$081
Net income of bank and minority interests.$965,0003,572
Net charge-offs$21,0003,810
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$14,000717
Net operating income$965,0003,522
2014-06-30 (YTD Data)Rank
Total interest income$2,470,0004,035
Total interest expense$156,0005,011
Net interest income$2,314,0003,880
Provision for loan and lease losses$1,0004,178
Total noninterest income$435,0003,360
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$144,0003,299
Trading account gains and fees$0172
Additional Noninterest Income$291,0003,081
Total noninterest expense$2,422,0003,428
Salaries and employee benefits$1,439,0003,208
Premises and equipment expense$281,0003,451
Additional noninterest expense$702,0003,730
Pre-tax net operating income$326,0004,795
Securities gains (losses)$02,580
Applicable income taxes$-300,0006,583
Income before extraordinary items$626,0003,551
Extraordinary gains, net$020
Net income$626,0003,556
Minority interest net income$080
Net income of bank and minority interests.$626,0003,557
Net charge-offs$72,0002,477
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$626,0003,496
2014-03-31 (YTD Data)Rank
Total interest income$1,235,0004,050
Total interest expense$74,0005,161
Net interest income$1,161,0003,881
Provision for loan and lease losses$03,817
Total noninterest income$216,0003,337
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$72,0003,281
Trading account gains and fees$0147
Additional Noninterest Income$144,0003,033
Total noninterest expense$1,220,0003,440
Salaries and employee benefits$729,0003,204
Premises and equipment expense$142,0003,477
Additional noninterest expense$349,0003,736
Pre-tax net operating income$157,0004,804
Securities gains (losses)$01,715
Applicable income taxes$-150,0006,651
Income before extraordinary items$307,0003,507
Extraordinary gains, net$016
Net income$307,0003,510
Minority interest net income$066
Net income of bank and minority interests.$307,0003,510
Net charge-offs$447,000548
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$307,0003,461
2013-12-31 (YTD Data)Rank
Total interest income$5,129,0004,012
Total interest expense$445,0004,704
Net interest income$4,684,0003,859
Provision for loan and lease losses$213,0002,887
Total noninterest income$1,091,0003,048
Gross Fiduciary activities income$402,000648
Service charges on deposit accounts$299,0003,361
Trading account gains and fees$0184
Additional Noninterest Income$390,0003,704
Total noninterest expense$5,349,0003,244
Salaries and employee benefits$3,190,0002,978
Premises and equipment expense$604,0003,290
Additional noninterest expense$1,555,0003,565
Pre-tax net operating income$213,0005,689
Securities gains (losses)$333,000638
Applicable income taxes$04,631
Income before extraordinary items$546,0004,791
Extraordinary gains, net$029
Net income$546,0004,795
Minority interest net income$090
Net income of bank and minority interests.$546,0004,795
Net charge-offs$197,0003,028
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$213,0005,617
2013-09-30 (YTD Data)Rank
Total interest income$3,721,0004,125
Total interest expense$324,0004,851
Net interest income$3,397,0003,981
Provision for loan and lease losses$2,0004,897
Total noninterest income$964,0002,873
Gross Fiduciary activities income$250,000680
Service charges on deposit accounts$208,0003,512
Trading account gains and fees$0180
Additional Noninterest Income$506,0003,003
Total noninterest expense$3,971,0003,270
Salaries and employee benefits$2,386,0003,008
Premises and equipment expense$432,0003,437
Additional noninterest expense$1,153,0003,598
Pre-tax net operating income$388,0005,070
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$388,0004,950
Extraordinary gains, net$025
Net income$388,0004,950
Minority interest net income$084
Net income of bank and minority interests.$388,0004,951
Net charge-offs$234,0002,395
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$388,0004,863
2013-06-30 (YTD Data)Rank
Total interest income$2,430,0004,190
Total interest expense$204,0005,029
Net interest income$2,226,0004,023
Provision for loan and lease losses$1,0004,755
Total noninterest income$638,0002,914
Gross Fiduciary activities income$170,000681
Service charges on deposit accounts$134,0003,553
Trading account gains and fees$0157
Additional Noninterest Income$334,0003,057
Total noninterest expense$2,620,0003,315
Salaries and employee benefits$1,627,0002,980
Premises and equipment expense$291,0003,437
Additional noninterest expense$702,0003,830
Pre-tax net operating income$243,0005,099
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$243,0005,040
Extraordinary gains, net$022
Net income$243,0005,043
Minority interest net income$082
Net income of bank and minority interests.$243,0005,044
Net charge-offs$74,0003,035
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$243,0004,917
2013-03-31 (YTD Data)Rank
Total interest income$1,196,0004,266
Total interest expense$100,0005,145
Net interest income$1,096,0004,069
Provision for loan and lease losses$1,0004,363
Total noninterest income$298,0003,023
Gross Fiduciary activities income$90,000677
Service charges on deposit accounts$67,0003,545
Trading account gains and fees$0148
Additional Noninterest Income$141,0003,266
Total noninterest expense$1,284,0003,384
Salaries and employee benefits$788,0003,084
Premises and equipment expense$145,0003,472
Additional noninterest expense$351,0003,834
Pre-tax net operating income$109,0005,229
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$109,0005,139
Extraordinary gains, net$010
Net income$109,0005,141
Minority interest net income$076
Net income of bank and minority interests.$109,0005,141
Net charge-offs$63,0002,256
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$109,0005,037
2012-12-31 (YTD Data)Rank
Total interest income$5,446,0004,095
Total interest expense$847,0003,991
Net interest income$4,599,0004,033
Provision for loan and lease losses$250,0003,619
Total noninterest income$1,340,0002,793
Gross Fiduciary activities income$439,000629
Service charges on deposit accounts$316,0003,390
Trading account gains and fees$0166
Additional Noninterest Income$585,0003,141
Total noninterest expense$6,124,0002,982
Salaries and employee benefits$3,464,0002,813
Premises and equipment expense$882,0002,529
Additional noninterest expense$1,778,0003,371
Pre-tax net operating income$-435,0006,474
Securities gains (losses)$64,0002,567
Applicable income taxes$2,0004,597
Income before extraordinary items$-373,0006,544
Extraordinary gains, net$029
Net income$-373,0006,539
Minority interest net income$093
Net income of bank and minority interests.$-373,0006,541
Net charge-offs$604,0002,408
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-437,0006,495
2012-09-30 (YTD Data)Rank
Total interest income$4,203,0004,079
Total interest expense$719,0003,836
Net interest income$3,484,0004,055
Provision for loan and lease losses$250,0003,206
Total noninterest income$1,114,0002,631
Gross Fiduciary activities income$359,000608
Service charges on deposit accounts$244,0003,374
Trading account gains and fees$0157
Additional Noninterest Income$511,0002,922
Total noninterest expense$4,694,0002,952
Salaries and employee benefits$2,644,0002,783
Premises and equipment expense$670,0002,524
Additional noninterest expense$1,380,0003,310
Pre-tax net operating income$-346,0006,610
Securities gains (losses)$64,0002,289
Applicable income taxes$2,0004,631
Income before extraordinary items$-284,0006,672
Extraordinary gains, net$020
Net income$-284,0006,670
Minority interest net income$086
Net income of bank and minority interests.$-284,0006,670
Net charge-offs$517,0002,142
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-348,0006,630
2012-06-30 (YTD Data)Rank
Total interest income$2,955,0003,970
Total interest expense$579,0003,485
Net interest income$2,376,0004,015
Provision for loan and lease losses$250,0002,658
Total noninterest income$864,0002,379
Gross Fiduciary activities income$228,000633
Service charges on deposit accounts$164,0003,345
Trading account gains and fees$0153
Additional Noninterest Income$472,0002,405
Total noninterest expense$3,208,0002,886
Salaries and employee benefits$1,843,0002,678
Premises and equipment expense$468,0002,434
Additional noninterest expense$897,0003,392
Pre-tax net operating income$-218,0006,643
Securities gains (losses)$36,0002,248
Applicable income taxes$2,0004,564
Income before extraordinary items$-184,0006,705
Extraordinary gains, net$019
Net income$-184,0006,706
Minority interest net income$084
Net income of bank and minority interests.$-184,0006,706
Net charge-offs$136,0003,141
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-220,0006,662
2012-03-31 (YTD Data)Rank
Total interest income$1,493,0003,984
Total interest expense$284,0003,632
Net interest income$1,209,0003,988
Provision for loan and lease losses$125,0002,605
Total noninterest income$349,0002,684
Gross Fiduciary activities income$86,000688
Service charges on deposit accounts$82,0003,326
Trading account gains and fees$0148
Additional Noninterest Income$181,0002,790
Total noninterest expense$1,587,0002,919
Salaries and employee benefits$978,0002,526
Premises and equipment expense$233,0002,455
Additional noninterest expense$376,0003,791
Pre-tax net operating income$-154,0006,811
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-154,0006,872
Extraordinary gains, net$019
Net income$-154,0006,873
Minority interest net income$078
Net income of bank and minority interests.$-154,0006,873
Net charge-offs$-62,0007,106
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-154,0006,826
2011-12-31 (YTD Data)Rank
Total interest income$6,427,0003,886
Total interest expense$1,512,0003,430
Net interest income$4,915,0003,956
Provision for loan and lease losses$930,0002,521
Total noninterest income$1,404,0002,556
Gross Fiduciary activities income$591,000525
Service charges on deposit accounts$394,0003,061
Trading account gains and fees$0146
Additional Noninterest Income$419,0003,367
Total noninterest expense$6,546,0002,830
Salaries and employee benefits$3,780,0002,536
Premises and equipment expense$989,0002,431
Additional noninterest expense$1,777,0003,431
Pre-tax net operating income$-1,157,0006,627
Securities gains (losses)$518,000779
Applicable income taxes$04,719
Income before extraordinary items$-639,0006,532
Extraordinary gains, net$029
Net income$-639,0006,532
Minority interest net income$096
Net income of bank and minority interests.$-639,0006,531
Net charge-offs$1,241,0002,109
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,157,0006,658
2011-09-30 (YTD Data)Rank
Total interest income$4,811,0003,927
Total interest expense$1,158,0003,501
Net interest income$3,653,0003,994
Provision for loan and lease losses$420,0003,147
Total noninterest income$1,113,0002,462
Gross Fiduciary activities income$427,000531
Service charges on deposit accounts$307,0002,988
Trading account gains and fees$0145
Additional Noninterest Income$379,0003,126
Total noninterest expense$4,978,0002,783
Salaries and employee benefits$2,869,0002,507
Premises and equipment expense$770,0002,383
Additional noninterest expense$1,339,0003,428
Pre-tax net operating income$-632,0006,669
Securities gains (losses)$450,000699
Applicable income taxes$04,740
Income before extraordinary items$-182,0006,487
Extraordinary gains, net$021
Net income$-182,0006,489
Minority interest net income$087
Net income of bank and minority interests.$-182,0006,489
Net charge-offs$358,0003,043
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-632,0006,700
2011-06-30 (YTD Data)Rank
Total interest income$3,217,0003,954
Total interest expense$771,0003,595
Net interest income$2,446,0003,990
Provision for loan and lease losses$06,217
Total noninterest income$764,0002,390
Gross Fiduciary activities income$323,000512
Service charges on deposit accounts$208,0002,930
Trading account gains and fees$0153
Additional Noninterest Income$233,0003,253
Total noninterest expense$3,404,0002,751
Salaries and employee benefits$1,947,0002,478
Premises and equipment expense$533,0002,322
Additional noninterest expense$924,0003,388
Pre-tax net operating income$-194,0006,547
Securities gains (losses)$95,0001,182
Applicable income taxes$04,697
Income before extraordinary items$-99,0006,506
Extraordinary gains, net$015
Net income$-99,0006,506
Minority interest net income$089
Net income of bank and minority interests.$-99,0006,506
Net charge-offs$391,0002,391
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-194,0006,589
2011-03-31 (YTD Data)Rank
Total interest income$1,604,0003,986
Total interest expense$388,0003,673
Net interest income$1,216,0004,013
Provision for loan and lease losses$05,840
Total noninterest income$397,0002,352
Gross Fiduciary activities income$177,000489
Service charges on deposit accounts$112,0002,743
Trading account gains and fees$0158
Additional Noninterest Income$108,0003,428
Total noninterest expense$1,793,0002,650
Salaries and employee benefits$1,013,0002,406
Premises and equipment expense$277,0002,283
Additional noninterest expense$503,0003,165
Pre-tax net operating income$-180,0006,807
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-180,0006,856
Extraordinary gains, net$09
Net income$-180,0006,856
Minority interest net income$086
Net income of bank and minority interests.$-180,0006,856
Net charge-offs$-19,0007,187
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-180,0006,848
2010-12-31 (YTD Data)Rank
Total interest income$6,866,0003,964
Total interest expense$2,100,0003,434
Net interest income$4,766,0004,086
Provision for loan and lease losses$375,0004,529
Total noninterest income$701,0003,939
Gross Fiduciary activities income$227,000735
Service charges on deposit accounts$534,0002,524
Trading account gains and fees$0175
Additional Noninterest Income$-60,0007,135
Total noninterest expense$7,075,0002,704
Salaries and employee benefits$3,569,0002,675
Premises and equipment expense$1,109,0002,264
Additional noninterest expense$2,397,0002,777
Pre-tax net operating income$-1,983,0006,768
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$-1,983,0006,846
Extraordinary gains, net$029
Net income$-1,983,0006,846
Minority interest net income$0111
Net income of bank and minority interests.$-1,983,0006,847
Net charge-offs$516,0003,612
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,983,0006,823
2010-09-30 (YTD Data)Rank
Total interest income$5,202,0004,007
Total interest expense$1,639,0003,469
Net interest income$3,563,0004,149
Provision for loan and lease losses$315,0004,247
Total noninterest income$1,036,0002,665
Gross Fiduciary activities income$149,000753
Service charges on deposit accounts$411,0002,535
Trading account gains and fees$0165
Additional Noninterest Income$476,0002,833
Total noninterest expense$5,014,0002,831
Salaries and employee benefits$2,572,0002,787
Premises and equipment expense$784,0002,421
Additional noninterest expense$1,658,0002,935
Pre-tax net operating income$-730,0006,663
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$-730,0006,788
Extraordinary gains, net$023
Net income$-730,0006,789
Minority interest net income$0110
Net income of bank and minority interests.$-730,0006,789
Net charge-offs$460,0003,186
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-730,0006,743
2010-06-30 (YTD Data)Rank
Total interest income$3,508,0004,016
Total interest expense$1,157,0003,406
Net interest income$2,351,0004,188
Provision for loan and lease losses$255,0003,855
Total noninterest income$848,0002,279
Gross Fiduciary activities income$97,000765
Service charges on deposit accounts$276,0002,524
Trading account gains and fees$0152
Additional Noninterest Income$475,0002,161
Total noninterest expense$3,157,0002,985
Salaries and employee benefits$1,652,0002,888
Premises and equipment expense$517,0002,462
Additional noninterest expense$988,0003,236
Pre-tax net operating income$-213,0006,457
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-213,0006,584
Extraordinary gains, net$019
Net income$-213,0006,586
Minority interest net income$0105
Net income of bank and minority interests.$-213,0006,585
Net charge-offs$332,0002,928
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-213,0006,532
2010-03-31 (YTD Data)Rank
Total interest income$1,765,0004,056
Total interest expense$614,0003,373
Net interest income$1,151,0004,275
Provision for loan and lease losses$195,0003,039
Total noninterest income$524,0001,969
Gross Fiduciary activities income$44,000793
Service charges on deposit accounts$136,0002,530
Trading account gains and fees$0175
Additional Noninterest Income$344,0001,683
Total noninterest expense$1,550,0003,067
Salaries and employee benefits$800,0003,019
Premises and equipment expense$255,0002,546
Additional noninterest expense$495,0003,214
Pre-tax net operating income$-70,0006,569
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-70,0006,676
Extraordinary gains, net$016
Net income$-70,0006,677
Minority interest net income$091
Net income of bank and minority interests.$-70,0006,676
Net charge-offs$315,0001,988
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-70,0006,606
2009-12-31 (YTD Data)Rank
Total interest income$8,444,0003,682
Total interest expense$4,076,0002,694
Net interest income$4,368,0004,311
Provision for loan and lease losses$1,342,0003,041
Total noninterest income$641,0004,241
Gross Fiduciary activities income$164,000801
Service charges on deposit accounts$647,0002,405
Trading account gains and fees$0211
Additional Noninterest Income$-170,0007,663
Total noninterest expense$8,015,0002,462
Salaries and employee benefits$3,703,0002,635
Premises and equipment expense$973,0002,640
Additional noninterest expense$3,339,0002,146
Pre-tax net operating income$-4,348,0007,112
Securities gains (losses)$-864,0007,682
Applicable income taxes$132,0002,685
Income before extraordinary items$-5,344,0007,293
Extraordinary gains, net$034
Net income$-5,344,0007,293
Minority interest net income$0115
Net income of bank and minority interests.$-5,344,0007,293
Net charge-offs$1,701,0002,229
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-4,480,0007,218
2009-09-30 (YTD Data)Rank
Total interest income$6,479,0003,668
Total interest expense$3,280,0002,650
Net interest income$3,199,0004,404
Provision for loan and lease losses$815,0003,081
Total noninterest income$1,112,0002,633
Gross Fiduciary activities income$119,000802
Service charges on deposit accounts$488,0002,404
Trading account gains and fees$0212
Additional Noninterest Income$505,0002,800
Total noninterest expense$6,189,0002,388
Salaries and employee benefits$2,906,0002,540
Premises and equipment expense$719,0002,721
Additional noninterest expense$2,564,0002,058
Pre-tax net operating income$-2,693,0007,220
Securities gains (losses)$-378,0007,697
Applicable income taxes$132,0002,669
Income before extraordinary items$-3,203,0007,400
Extraordinary gains, net$027
Net income$-3,203,0007,400
Minority interest net income$0118
Net income of bank and minority interests.$-3,203,0007,400
Net charge-offs$1,351,0001,876
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,825,0007,336
2009-06-30 (YTD Data)Rank
Total interest income$4,398,0003,647
Total interest expense$2,276,0002,667
Net interest income$2,122,0004,403
Provision for loan and lease losses$650,0002,587
Total noninterest income$795,0002,530
Gross Fiduciary activities income$81,000811
Service charges on deposit accounts$314,0002,451
Trading account gains and fees$0193
Additional Noninterest Income$400,0002,552
Total noninterest expense$3,811,0002,618
Salaries and employee benefits$1,461,0003,310
Premises and equipment expense$470,0002,799
Additional noninterest expense$1,880,0001,905
Pre-tax net operating income$-1,544,0007,256
Securities gains (losses)$127,0001,314
Applicable income taxes$132,0002,389
Income before extraordinary items$-1,549,0007,345
Extraordinary gains, net$021
Net income$-1,549,0007,344
Minority interest net income$0112
Net income of bank and minority interests.$-1,549,0007,343
Net charge-offs$1,074,0001,576
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,676,0007,382
2009-03-31 (YTD Data)Rank
Total interest income$2,250,0003,628
Total interest expense$1,166,0002,695
Net interest income$1,084,0004,332
Provision for loan and lease losses$122,0003,574
Total noninterest income$501,0002,137
Gross Fiduciary activities income$43,000802
Service charges on deposit accounts$159,0002,345
Trading account gains and fees$0171
Additional Noninterest Income$299,0001,960
Total noninterest expense$1,803,0002,672
Salaries and employee benefits$499,0004,463
Premises and equipment expense$188,0003,400
Additional noninterest expense$1,116,0001,457
Pre-tax net operating income$-340,0007,123
Securities gains (losses)$136,000848
Applicable income taxes$04,835
Income before extraordinary items$-204,0007,037
Extraordinary gains, net$015
Net income$-204,0007,038
Minority interest net income$0102
Net income of bank and minority interests.$-204,0007,038
Net charge-offs$553,0001,301
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-340,0007,218
2008-12-31 (YTD Data)Rank
Total interest income$7,073,0004,454
Total interest expense$3,966,0003,527
Net interest income$3,107,0005,319
Provision for loan and lease losses$3,255,0001,313
Total noninterest income$-359,0008,221
Gross Fiduciary activities income$189,000791
Service charges on deposit accounts$476,0003,115
Trading account gains and fees$0154
Additional Noninterest Income$-1,024,0008,249
Total noninterest expense$4,807,0003,673
Salaries and employee benefits$1,379,0005,581
Premises and equipment expense$436,0004,846
Additional noninterest expense$2,992,0002,017
Pre-tax net operating income$-5,314,0007,819
Securities gains (losses)$-2,716,0007,966
Applicable income taxes$205,0002,782
Income before extraordinary items$-8,235,0007,955
Extraordinary gains, net$039
Net income$-8,235,0007,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,069,000984
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-5,519,0007,894
2008-09-30 (YTD Data)Rank
Total interest income$5,333,0004,506
Total interest expense$3,053,0003,580
Net interest income$2,280,0005,425
Provision for loan and lease losses$1,885,0001,230
Total noninterest income$88,0007,240
Gross Fiduciary activities income$150,000782
Service charges on deposit accounts$356,0003,141
Trading account gains and fees$0148
Additional Noninterest Income$-418,0008,330
Total noninterest expense$3,659,0003,631
Salaries and employee benefits$1,047,0005,548
Premises and equipment expense$363,0004,562
Additional noninterest expense$2,249,0001,943
Pre-tax net operating income$-3,176,0008,040
Securities gains (losses)$-935,0007,901
Applicable income taxes$-1,467,0008,129
Income before extraordinary items$-2,644,0007,968
Extraordinary gains, net$031
Net income$-2,644,0007,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,324,000753
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,045,6007,951
2008-06-30 (YTD Data)Rank
Total interest income$3,677,0004,471
Total interest expense$2,127,0003,591
Net interest income$1,550,0005,364
Provision for loan and lease losses$1,000,0001,220
Total noninterest income$551,0003,311
Gross Fiduciary activities income$97,000808
Service charges on deposit accounts$227,0003,222
Trading account gains and fees$0149
Additional Noninterest Income$227,0003,516
Total noninterest expense$2,485,0003,584
Salaries and employee benefits$729,0005,485
Premises and equipment expense$244,0004,574
Additional noninterest expense$1,512,0001,908
Pre-tax net operating income$-1,384,0008,053
Securities gains (losses)$03,233
Applicable income taxes$-519,0008,183
Income before extraordinary items$-865,0007,932
Extraordinary gains, net$021
Net income$-865,0007,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,345,000722
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-865,0007,913
2008-03-31 (YTD Data)Rank
Total interest income$1,964,0004,381
Total interest expense$1,137,0003,581
Net interest income$827,0005,209
Provision for loan and lease losses$675,000823
Total noninterest income$336,0002,897
Gross Fiduciary activities income$48,000813
Service charges on deposit accounts$109,0003,281
Trading account gains and fees$0158
Additional Noninterest Income$179,0002,736
Total noninterest expense$1,296,0003,484
Salaries and employee benefits$394,0005,289
Premises and equipment expense$129,0004,432
Additional noninterest expense$773,0001,821
Pre-tax net operating income$-808,0008,231
Securities gains (losses)$02,688
Applicable income taxes$-299,0008,313
Income before extraordinary items$-509,0008,155
Extraordinary gains, net$015
Net income$-509,0008,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,000939
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-509,0008,140
2007-12-31 (YTD Data)Rank
Total interest income$11,313,0003,444
Total interest expense$6,203,0002,931
Net interest income$5,110,0003,931
Provision for loan and lease losses$500,0002,315
Total noninterest income$1,578,0002,614
Gross Fiduciary activities income$159,000843
Service charges on deposit accounts$563,0002,811
Trading account gains and fees$0178
Additional Noninterest Income$856,0002,461
Total noninterest expense$5,429,0003,222
Salaries and employee benefits$1,805,0004,741
Premises and equipment expense$548,0004,095
Additional noninterest expense$3,076,0001,797
Pre-tax net operating income$759,0005,284
Securities gains (losses)$02,146
Applicable income taxes$185,0003,928
Income before extraordinary items$574,0005,436
Extraordinary gains, net$039
Net income$574,0005,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,441,000528
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$574,0005,413
2007-09-30 (YTD Data)Rank
Total interest income$9,063,0003,274
Total interest expense$4,862,0002,814
Net interest income$4,201,0003,690
Provision for loan and lease losses$120,0003,851
Total noninterest income$1,242,0002,531
Gross Fiduciary activities income$105,000860
Service charges on deposit accounts$424,0002,782
Trading account gains and fees$0184
Additional Noninterest Income$713,0002,292
Total noninterest expense$4,170,0003,133
Salaries and employee benefits$1,455,0004,477
Premises and equipment expense$404,0004,137
Additional noninterest expense$2,311,0001,758
Pre-tax net operating income$1,153,0004,039
Securities gains (losses)$01,655
Applicable income taxes$325,0003,087
Income before extraordinary items$828,0004,275
Extraordinary gains, net$033
Net income$828,0004,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0001,727
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$828,0004,260
2007-06-30 (YTD Data)Rank
Total interest income$6,474,0003,071
Total interest expense$3,385,0002,697
Net interest income$3,089,0003,457
Provision for loan and lease losses$120,0002,960
Total noninterest income$899,0002,388
Gross Fiduciary activities income$61,000896
Service charges on deposit accounts$281,0002,791
Trading account gains and fees$0168
Additional Noninterest Income$557,0002,096
Total noninterest expense$2,776,0003,165
Salaries and employee benefits$990,0004,440
Premises and equipment expense$266,0004,197
Additional noninterest expense$1,520,0001,787
Pre-tax net operating income$1,092,0003,333
Securities gains (losses)$01,444
Applicable income taxes$329,0002,618
Income before extraordinary items$763,0003,625
Extraordinary gains, net$029
Net income$763,0003,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0001,179
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$763,0003,598
2007-03-31 (YTD Data)Rank
Total interest income$3,431,0002,913
Total interest expense$1,774,0002,575
Net interest income$1,657,0003,267
Provision for loan and lease losses$120,0001,752
Total noninterest income$381,0002,649
Gross Fiduciary activities income$33,000893
Service charges on deposit accounts$143,0002,690
Trading account gains and fees$0195
Additional Noninterest Income$205,0002,510
Total noninterest expense$1,036,0004,027
Salaries and employee benefits$495,0004,466
Premises and equipment expense$125,0004,394
Additional noninterest expense$416,0003,066
Pre-tax net operating income$882,0002,377
Securities gains (losses)$01,187
Applicable income taxes$279,0001,947
Income before extraordinary items$603,0002,618
Extraordinary gains, net$022
Net income$603,0002,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0001,137
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$603,0002,599
2006-12-31 (YTD Data)Rank
Total interest income$15,510,0002,482
Total interest expense$7,832,0002,083
Net interest income$7,678,0002,857
Provision for loan and lease losses$1,773,000618
Total noninterest income$2,395,0001,949
Gross Fiduciary activities income$129,000892
Service charges on deposit accounts$787,0002,138
Trading account gains and fees$0130
Additional Noninterest Income$1,479,0001,686
Total noninterest expense$7,287,0002,427
Salaries and employee benefits$3,185,0002,969
Premises and equipment expense$720,0003,267
Additional noninterest expense$3,382,0001,559
Pre-tax net operating income$1,013,0005,171
Securities gains (losses)$-59,0007,999
Applicable income taxes$266,0003,962
Income before extraordinary items$688,0005,552
Extraordinary gains, net$051
Net income$688,0005,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$343,0001,513
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$730,4805,406
2006-09-30 (YTD Data)Rank
Total interest income$11,827,0002,437
Total interest expense$5,892,0002,022
Net interest income$5,935,0002,805
Provision for loan and lease losses$628,0001,163
Total noninterest income$1,860,0001,902
Gross Fiduciary activities income$102,000871
Service charges on deposit accounts$607,0002,101
Trading account gains and fees$0126
Additional Noninterest Income$1,151,0001,642
Total noninterest expense$5,348,0002,463
Salaries and employee benefits$2,418,0002,931
Premises and equipment expense$555,0003,195
Additional noninterest expense$2,375,0001,659
Pre-tax net operating income$1,819,0003,319
Securities gains (losses)$-59,0008,237
Applicable income taxes$549,0002,730
Income before extraordinary items$1,211,0003,721
Extraordinary gains, net$045
Net income$1,211,0003,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$343,0001,053
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,251,7103,617
2006-06-30 (YTD Data)Rank
Total interest income$7,765,0002,431
Total interest expense$3,832,0001,976
Net interest income$3,933,0002,823
Provision for loan and lease losses$578,000865
Total noninterest income$1,198,0001,950
Gross Fiduciary activities income$74,000875
Service charges on deposit accounts$420,0002,012
Trading account gains and fees$0126
Additional Noninterest Income$704,0001,758
Total noninterest expense$3,661,0002,417
Salaries and employee benefits$1,539,0003,059
Premises and equipment expense$362,0003,242
Additional noninterest expense$1,760,0001,510
Pre-tax net operating income$892,0004,064
Securities gains (losses)$01,185
Applicable income taxes$272,0003,175
Income before extraordinary items$620,0004,353
Extraordinary gains, net$039
Net income$620,0004,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$330,000777
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$620,0004,346
2006-03-31 (YTD Data)Rank
Total interest income$3,731,0002,478
Total interest expense$1,837,0001,969
Net interest income$1,894,0002,920
Provision for loan and lease losses$348,000692
Total noninterest income$576,0001,993
Gross Fiduciary activities income$37,000877
Service charges on deposit accounts$202,0002,024
Trading account gains and fees$0115
Additional Noninterest Income$337,0001,776
Total noninterest expense$1,893,0002,347
Salaries and employee benefits$775,0003,056
Premises and equipment expense$188,0003,161
Additional noninterest expense$930,0001,418
Pre-tax net operating income$229,0005,548
Securities gains (losses)$0955
Applicable income taxes$63,0004,198
Income before extraordinary items$166,0005,734
Extraordinary gains, net$021
Net income$166,0005,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,000671
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$166,0005,732
2005-12-31 (YTD Data)Rank
Total interest income$10,733,0002,960
Total interest expense$4,407,0002,453
Net interest income$6,326,0003,282
Provision for loan and lease losses$1,700,000630
Total noninterest income$1,919,0002,285
Gross Fiduciary activities income$135,000887
Service charges on deposit accounts$690,0002,376
Trading account gains and fees$0138
Additional Noninterest Income$1,094,0002,085
Total noninterest expense$5,379,0003,039
Salaries and employee benefits$1,840,0004,396
Premises and equipment expense$724,0003,151
Additional noninterest expense$2,815,0001,791
Pre-tax net operating income$1,166,0004,966
Securities gains (losses)$-620,0008,721
Applicable income taxes$110,0005,301
Income before extraordinary items$436,0006,622
Extraordinary gains, net$046
Net income$436,0006,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$695,000896
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$932,0004,967
2005-09-30 (YTD Data)Rank
Total interest income$7,444,0003,126
Total interest expense$2,851,0002,640
Net interest income$4,593,0003,364
Provision for loan and lease losses$520,0001,361
Total noninterest income$1,344,0002,395
Gross Fiduciary activities income$105,000873
Service charges on deposit accounts$501,0002,450
Trading account gains and fees$0126
Additional Noninterest Income$738,0002,232
Total noninterest expense$3,851,0003,134
Salaries and employee benefits$1,302,0004,572
Premises and equipment expense$508,0003,318
Additional noninterest expense$2,041,0001,828
Pre-tax net operating income$1,566,0003,630
Securities gains (losses)$02,317
Applicable income taxes$478,0003,027
Income before extraordinary items$1,088,0003,932
Extraordinary gains, net$035
Net income$1,088,0003,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,295
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,088,0003,890
2005-06-30 (YTD Data)Rank
Total interest income$4,580,0003,265
Total interest expense$1,599,0002,898
Net interest income$2,981,0003,421
Provision for loan and lease losses$250,0001,767
Total noninterest income$685,0002,811
Gross Fiduciary activities income$57,000918
Service charges on deposit accounts$309,0002,566
Trading account gains and fees$0116
Additional Noninterest Income$319,0002,955
Total noninterest expense$2,358,0003,348
Salaries and employee benefits$695,0005,268
Premises and equipment expense$329,0003,364
Additional noninterest expense$1,334,0001,854
Pre-tax net operating income$1,058,0003,572
Securities gains (losses)$02,146
Applicable income taxes$317,0003,006
Income before extraordinary items$741,0003,813
Extraordinary gains, net$030
Net income$741,0003,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,385
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$741,0003,762
2005-03-31 (YTD Data)Rank
Total interest income$2,203,0003,334
Total interest expense$710,0003,077
Net interest income$1,493,0003,429
Provision for loan and lease losses$90,0002,180
Total noninterest income$330,0002,841
Gross Fiduciary activities income$26,000944
Service charges on deposit accounts$144,0002,653
Trading account gains and fees$0115
Additional Noninterest Income$160,0002,858
Total noninterest expense$1,158,0003,407
Salaries and employee benefits$334,0005,442
Premises and equipment expense$159,0003,485
Additional noninterest expense$665,0001,849
Pre-tax net operating income$575,0003,325
Securities gains (losses)$01,685
Applicable income taxes$188,0002,707
Income before extraordinary items$387,0003,699
Extraordinary gains, net$024
Net income$387,0003,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,232
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$387,0003,659
2004-12-31 (YTD Data)Rank
Total interest income$7,554,0003,567
Total interest expense$2,379,0003,173
Net interest income$5,175,0003,711
Provision for loan and lease losses$45,0006,047
Total noninterest income$1,207,0003,117
Gross Fiduciary activities income$37,0001,110
Service charges on deposit accounts$602,0002,696
Trading account gains and fees$0138
Additional Noninterest Income$568,0003,074
Total noninterest expense$4,270,0003,553
Salaries and employee benefits$1,542,0004,851
Premises and equipment expense$567,0003,708
Additional noninterest expense$2,161,0002,250
Pre-tax net operating income$2,067,0003,423
Securities gains (losses)$03,819
Applicable income taxes$642,0002,917
Income before extraordinary items$1,425,0003,757
Extraordinary gains, net$034
Net income$1,425,0003,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0003,810
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,425,0003,704
2004-09-30 (YTD Data)Rank
Total interest income$5,462,0003,664
Total interest expense$1,726,0003,204
Net interest income$3,736,0003,801
Provision for loan and lease losses$25,0006,158
Total noninterest income$892,0003,166
Gross Fiduciary activities income$20,0001,138
Service charges on deposit accounts$438,0002,781
Trading account gains and fees$0134
Additional Noninterest Income$434,0003,053
Total noninterest expense$3,296,0003,457
Salaries and employee benefits$1,242,0004,575
Premises and equipment expense$426,0003,705
Additional noninterest expense$1,628,0002,220
Pre-tax net operating income$1,307,0003,940
Securities gains (losses)$03,710
Applicable income taxes$399,0003,307
Income before extraordinary items$908,0004,244
Extraordinary gains, net$026
Net income$908,0004,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,770
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$908,0004,169
2004-06-30 (YTD Data)Rank
Total interest income$3,568,0003,727
Total interest expense$1,117,0003,266
Net interest income$2,451,0003,843
Provision for loan and lease losses$15,0006,089
Total noninterest income$556,0003,337
Gross Fiduciary activities income$11,0001,171
Service charges on deposit accounts$276,0002,899
Trading account gains and fees$0130
Additional Noninterest Income$269,0003,181
Total noninterest expense$2,186,0003,496
Salaries and employee benefits$829,0004,586
Premises and equipment expense$276,0003,787
Additional noninterest expense$1,081,0002,232
Pre-tax net operating income$806,0004,089
Securities gains (losses)$03,413
Applicable income taxes$255,0003,359
Income before extraordinary items$551,0004,477
Extraordinary gains, net$021
Net income$551,0004,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,302
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$551,0004,389
2004-03-31 (YTD Data)Rank
Total interest income$1,825,0003,666
Total interest expense$543,0003,396
Net interest income$1,282,0003,690
Provision for loan and lease losses$15,0005,048
Total noninterest income$230,0003,711
Gross Fiduciary activities income$6,0001,163
Service charges on deposit accounts$125,0003,064
Trading account gains and fees$0121
Additional Noninterest Income$99,0003,738
Total noninterest expense$1,063,0003,588
Salaries and employee benefits$407,0004,672
Premises and equipment expense$130,0003,989
Additional noninterest expense$526,0002,253
Pre-tax net operating income$434,0003,870
Securities gains (losses)$02,934
Applicable income taxes$149,0003,113
Income before extraordinary items$285,0004,409
Extraordinary gains, net$016
Net income$285,0004,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,134
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$285,0004,284
2003-12-31 (YTD Data)Rank
Total interest income$6,904,0003,867
Total interest expense$2,439,0003,401
Net interest income$4,465,0004,020
Provision for loan and lease losses$400,0002,580
Total noninterest income$1,120,0003,463
Gross Fiduciary activities income$20,0001,249
Service charges on deposit accounts$523,0002,983
Trading account gains and fees$0160
Additional Noninterest Income$577,0003,338
Total noninterest expense$3,612,0004,002
Salaries and employee benefits$1,805,0004,259
Premises and equipment expense$493,0004,108
Additional noninterest expense$1,314,0003,462
Pre-tax net operating income$1,573,0004,006
Securities gains (losses)$04,500
Applicable income taxes$511,0003,337
Income before extraordinary items$1,062,0004,473
Extraordinary gains, net$054
Net income$1,062,0004,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0003,022
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,062,0004,300
2003-09-30 (YTD Data)Rank
Total interest income$5,133,0003,944
Total interest expense$1,872,0003,457
Net interest income$3,261,0004,125
Provision for loan and lease losses$379,0002,104
Total noninterest income$865,0003,457
Gross Fiduciary activities income$10,0001,282
Service charges on deposit accounts$382,0003,055
Trading account gains and fees$0153
Additional Noninterest Income$473,0003,228
Total noninterest expense$2,645,0004,066
Salaries and employee benefits$1,320,0004,320
Premises and equipment expense$359,0004,194
Additional noninterest expense$966,0003,491
Pre-tax net operating income$1,102,0004,302
Securities gains (losses)$04,204
Applicable income taxes$366,0003,557
Income before extraordinary items$736,0004,843
Extraordinary gains, net$040
Net income$736,0004,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0002,715
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$736,0004,655
2003-06-30 (YTD Data)Rank
Total interest income$3,362,0004,041
Total interest expense$1,265,0003,513
Net interest income$2,097,0004,251
Provision for loan and lease losses$215,0002,376
Total noninterest income$527,0003,632
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$244,0003,129
Trading account gains and fees$0150
Additional Noninterest Income$283,0003,411
Total noninterest expense$1,807,0003,987
Salaries and employee benefits$899,0004,262
Premises and equipment expense$243,0004,137
Additional noninterest expense$665,0003,387
Pre-tax net operating income$602,0004,823
Securities gains (losses)$03,782
Applicable income taxes$204,0003,932
Income before extraordinary items$398,0005,415
Extraordinary gains, net$030
Net income$398,0005,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,051
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$398,0005,211
2003-03-31 (YTD Data)Rank
Total interest income$1,631,0004,164
Total interest expense$636,0003,581
Net interest income$995,0004,415
Provision for loan and lease losses$130,0001,956
Total noninterest income$277,0003,434
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$120,0003,077
Trading account gains and fees$0134
Additional Noninterest Income$157,0003,139
Total noninterest expense$924,0003,914
Salaries and employee benefits$477,0004,046
Premises and equipment expense$121,0004,122
Additional noninterest expense$326,0003,392
Pre-tax net operating income$218,0005,634
Securities gains (losses)$02,891
Applicable income taxes$78,0004,407
Income before extraordinary items$140,0006,176
Extraordinary gains, net$021
Net income$140,0006,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,386
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$140,0005,993
2002-12-31 (YTD Data)Rank
Total interest income$6,420,0004,346
Total interest expense$2,702,0003,863
Net interest income$3,718,0004,568
Provision for loan and lease losses$443,0002,618
Total noninterest income$800,0004,004
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$378,0003,663
Trading account gains and fees$0153
Additional Noninterest Income$422,0003,608
Total noninterest expense$3,130,0004,323
Salaries and employee benefits$1,533,0004,619
Premises and equipment expense$419,0004,483
Additional noninterest expense$1,178,0003,658
Pre-tax net operating income$945,0005,357
Securities gains (losses)$146,0001,410
Applicable income taxes$369,0004,051
Income before extraordinary items$722,0005,474
Extraordinary gains, net$070
Net income$722,0005,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0002,733
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$625,6405,724
2001-12-31 (YTD Data)Rank
Total interest income$5,681,0005,177
Total interest expense$2,872,0004,890
Net interest income$2,809,0005,305
Provision for loan and lease losses$393,0002,658
Total noninterest income$710,0004,155
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$281,0004,329
Trading account gains and fees$0177
Additional Noninterest Income$429,0003,399
Total noninterest expense$2,423,0005,065
Salaries and employee benefits$1,311,0004,996
Premises and equipment expense$343,0005,100
Additional noninterest expense$769,0004,923
Pre-tax net operating income$703,0005,806
Securities gains (losses)$04,612
Applicable income taxes$5,0007,734
Income before extraordinary items$698,0005,238
Extraordinary gains, net$0105
Net income$698,0005,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,0002,606
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$698,0005,123
2000-12-31 (YTD Data)Rank
Total interest income$3,680,0006,754
Total interest expense$1,819,0006,560
Net interest income$1,861,0006,798
Provision for loan and lease losses$169,0004,168
Total noninterest income$270,0006,568
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$132,0006,019
Trading account gains and feesNANA
Additional Noninterest Income$138,0005,687
Total noninterest expense$1,788,0006,079
Salaries and employee benefits$996,0005,932
Premises and equipment expense$276,0005,691
Additional noninterest expense$516,0006,315
Pre-tax net operating income$174,0008,479
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$174,0008,243
Extraordinary gains, net$038
Net income$174,0008,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,683
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$174,0008,249
1999-12-31 (YTD Data)Rank
Total interest income$1,107,0009,510
Total interest expense$454,0009,540
Net interest income$653,0009,387
Provision for loan and lease losses$300,0002,624
Total noninterest income$40,0009,729
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$26,0008,370
Trading account gains and feesNANA
Additional Noninterest Income$14,0009,524
Total noninterest expense$1,261,0007,398
Salaries and employee benefits$592,0007,801
Premises and equipment expense$205,0006,733
Additional noninterest expense$464,0006,788
Pre-tax net operating income$-868,00010,028
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-868,00010,053
Extraordinary gains, net$035
Net income$-868,00010,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$7,500,000138
Net operating income$-868,00010,043

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.