Home > 5Star Bank > Income and Expense
5Star Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $6,186,000 | 1,819 |
| Total interest expense | $1,879,000 | 1,957 |
| Net interest income | $4,307,000 | 1,727 |
| Provision for loan and lease losses | $150,000 | 1,175 |
| Total noninterest income | $193,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $106,000 | 1,803 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $87,000 | 3,149 |
| Total noninterest expense | $2,620,000 | 2,047 |
| Salaries and employee benefits | $1,503,000 | 2,035 |
| Premises and equipment expense | $219,000 | 2,232 |
| Additional noninterest expense | $87,000 | 3,149 |
| Pre-tax net operating income | $1,730,000 | 1,596 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $405,000 | 1,141 |
| Income before extraordinary items | $1,325,000 | 1,708 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,325,000 | 1,728 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,325,000 | 1,708 |
| Net charge-offs | $0 | 2,299 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,325,000 | 1,721 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $24,949,000 | 1,784 |
| Total interest expense | $8,156,000 | 1,906 |
| Net interest income | $16,793,000 | 1,688 |
| Provision for loan and lease losses | $225,000 | 1,953 |
| Total noninterest income | $822,000 | 2,929 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $451,000 | 1,771 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $371,000 | 3,198 |
| Total noninterest expense | $12,029,000 | 1,859 |
| Salaries and employee benefits | $5,838,000 | 2,050 |
| Premises and equipment expense | $887,000 | 2,197 |
| Additional noninterest expense | $371,000 | 3,198 |
| Pre-tax net operating income | $5,361,000 | 1,789 |
| Securities gains (losses) | $176,000 | 226 |
| Applicable income taxes | $1,382,000 | 1,172 |
| Income before extraordinary items | $4,155,000 | 1,906 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,155,000 | 1,925 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,155,000 | 1,906 |
| Net charge-offs | $130,000 | 1,597 |
| Cash dividends | $700,000 | 2,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $4,015,960 | 1,957 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $18,642,000 | 1,771 |
| Total interest expense | $6,264,000 | 1,866 |
| Net interest income | $12,378,000 | 1,701 |
| Provision for loan and lease losses | $140,000 | 1,968 |
| Total noninterest income | $562,000 | 2,998 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $331,000 | 1,789 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $231,000 | 3,301 |
| Total noninterest expense | $9,113,000 | 1,836 |
| Salaries and employee benefits | $4,291,000 | 2,063 |
| Premises and equipment expense | $625,000 | 2,259 |
| Additional noninterest expense | $231,000 | 3,301 |
| Pre-tax net operating income | $3,687,000 | 1,877 |
| Securities gains (losses) | $176,000 | 241 |
| Applicable income taxes | $955,000 | 1,237 |
| Income before extraordinary items | $2,908,000 | 1,988 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,908,000 | 2,008 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,908,000 | 1,989 |
| Net charge-offs | $0 | 2,823 |
| Cash dividends | $600,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $2,768,960 | 2,052 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $12,234,000 | 1,767 |
| Total interest expense | $4,193,000 | 1,823 |
| Net interest income | $8,041,000 | 1,734 |
| Provision for loan and lease losses | $139,000 | 1,636 |
| Total noninterest income | $375,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $219,000 | 1,776 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $156,000 | 3,278 |
| Total noninterest expense | $6,413,000 | 1,767 |
| Salaries and employee benefits | $2,864,000 | 2,058 |
| Premises and equipment expense | $422,000 | 2,243 |
| Additional noninterest expense | $156,000 | 3,278 |
| Pre-tax net operating income | $1,864,000 | 2,193 |
| Securities gains (losses) | $176,000 | 183 |
| Applicable income taxes | $461,000 | 1,452 |
| Income before extraordinary items | $1,579,000 | 2,213 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,579,000 | 2,242 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,579,000 | 2,215 |
| Net charge-offs | $95,000 | 1,107 |
| Cash dividends | $600,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,439,960 | 2,321 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $6,059,000 | 1,765 |
| Total interest expense | $2,075,000 | 1,817 |
| Net interest income | $3,984,000 | 1,733 |
| Provision for loan and lease losses | $69,000 | 1,486 |
| Total noninterest income | $179,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $106,000 | 1,806 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $73,000 | 3,322 |
| Total noninterest expense | $3,488,000 | 1,649 |
| Salaries and employee benefits | $1,447,000 | 2,053 |
| Premises and equipment expense | $208,000 | 2,265 |
| Additional noninterest expense | $73,000 | 3,322 |
| Pre-tax net operating income | $606,000 | 2,615 |
| Securities gains (losses) | $176,000 | 128 |
| Applicable income taxes | $169,000 | 1,612 |
| Income before extraordinary items | $613,000 | 2,448 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $613,000 | 2,477 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $613,000 | 2,448 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $600,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $473,960 | 2,748 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $23,427,000 | 1,691 |
| Total interest expense | $6,493,000 | 1,731 |
| Net interest income | $16,934,000 | 1,649 |
| Provision for loan and lease losses | $-97,000 | 4,326 |
| Total noninterest income | $728,000 | 3,086 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $399,000 | 1,897 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $329,000 | 3,344 |
| Total noninterest expense | $12,643,000 | 1,749 |
| Salaries and employee benefits | $5,520,000 | 2,060 |
| Premises and equipment expense | $851,000 | 2,212 |
| Additional noninterest expense | $329,000 | 3,344 |
| Pre-tax net operating income | $5,116,000 | 1,888 |
| Securities gains (losses) | $-500,000 | 4,185 |
| Applicable income taxes | $984,000 | 1,449 |
| Income before extraordinary items | $3,632,000 | 2,105 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,632,000 | 2,129 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,632,000 | 2,108 |
| Net charge-offs | $40,000 | 1,909 |
| Cash dividends | $300,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,027,000 | 2,017 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $17,496,000 | 1,667 |
| Total interest expense | $4,402,000 | 1,725 |
| Net interest income | $13,094,000 | 1,630 |
| Provision for loan and lease losses | $-32,000 | 4,310 |
| Total noninterest income | $536,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $287,000 | 1,949 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $249,000 | 3,328 |
| Total noninterest expense | $9,201,000 | 1,786 |
| Salaries and employee benefits | $4,204,000 | 2,045 |
| Premises and equipment expense | $622,000 | 2,264 |
| Additional noninterest expense | $249,000 | 3,327 |
| Pre-tax net operating income | $4,461,000 | 1,780 |
| Securities gains (losses) | $-500,000 | 4,376 |
| Applicable income taxes | $860,000 | 1,388 |
| Income before extraordinary items | $3,101,000 | 2,019 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,101,000 | 2,038 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,101,000 | 2,019 |
| Net charge-offs | $22,000 | 1,851 |
| Cash dividends | $300,000 | 2,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,496,000 | 1,900 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $11,242,000 | 1,681 |
| Total interest expense | $2,672,000 | 1,687 |
| Net interest income | $8,570,000 | 1,660 |
| Provision for loan and lease losses | $-32,000 | 4,390 |
| Total noninterest income | $386,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $184,000 | 1,986 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $202,000 | 3,157 |
| Total noninterest expense | $5,589,000 | 1,887 |
| Salaries and employee benefits | $2,786,000 | 2,051 |
| Premises and equipment expense | $424,000 | 2,233 |
| Additional noninterest expense | $202,000 | 3,150 |
| Pre-tax net operating income | $3,399,000 | 1,623 |
| Securities gains (losses) | $-476,000 | 4,474 |
| Applicable income taxes | $641,000 | 1,312 |
| Income before extraordinary items | $2,282,000 | 1,890 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,282,000 | 1,914 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,282,000 | 1,890 |
| Net charge-offs | $-5,000 | 3,722 |
| Cash dividends | $300,000 | 2,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,658,040 | 1,726 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,478,000 | 1,690 |
| Total interest expense | $1,066,000 | 1,761 |
| Net interest income | $4,412,000 | 1,631 |
| Provision for loan and lease losses | $-176,000 | 4,571 |
| Total noninterest income | $170,000 | 3,133 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $93,000 | 1,981 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $77,000 | 3,378 |
| Total noninterest expense | $3,522,000 | 1,601 |
| Salaries and employee benefits | $1,399,000 | 2,076 |
| Premises and equipment expense | $220,000 | 2,214 |
| Additional noninterest expense | $77,000 | 3,378 |
| Pre-tax net operating income | $1,236,000 | 2,028 |
| Securities gains (losses) | $476,000 | 59 |
| Applicable income taxes | $371,000 | 1,225 |
| Income before extraordinary items | $1,341,000 | 1,720 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,341,000 | 1,719 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,341,000 | 1,720 |
| Net charge-offs | $-3,000 | 3,659 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $964,960 | 2,169 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $18,624,000 | 1,671 |
| Total interest expense | $1,623,000 | 1,828 |
| Net interest income | $17,001,000 | 1,634 |
| Provision for loan and lease losses | $-132,000 | 4,393 |
| Total noninterest income | $711,000 | 3,190 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $369,000 | 2,033 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $342,000 | 3,414 |
| Total noninterest expense | $9,055,000 | 2,139 |
| Salaries and employee benefits | $5,490,000 | 2,059 |
| Premises and equipment expense | $797,000 | 2,314 |
| Additional noninterest expense | $342,000 | 3,414 |
| Pre-tax net operating income | $8,789,000 | 1,399 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $2,054,000 | 1,063 |
| Income before extraordinary items | $6,735,000 | 1,502 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,735,000 | 1,501 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,735,000 | 1,501 |
| Net charge-offs | $-127,000 | 4,345 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,735,000 | 1,522 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $13,422,000 | 1,670 |
| Total interest expense | $922,000 | 1,872 |
| Net interest income | $12,500,000 | 1,638 |
| Provision for loan and lease losses | $-107,000 | 4,467 |
| Total noninterest income | $558,000 | 3,181 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $278,000 | 2,054 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $280,000 | 3,356 |
| Total noninterest expense | $6,658,000 | 2,160 |
| Salaries and employee benefits | $3,937,000 | 2,100 |
| Premises and equipment expense | $722,000 | 2,058 |
| Additional noninterest expense | $280,000 | 3,356 |
| Pre-tax net operating income | $6,507,000 | 1,398 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,525,000 | 1,056 |
| Income before extraordinary items | $4,982,000 | 1,491 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,982,000 | 1,491 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,982,000 | 1,491 |
| Net charge-offs | $-125,000 | 4,361 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,982,000 | 1,524 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,214,000 | 1,722 |
| Total interest expense | $547,000 | 1,845 |
| Net interest income | $7,667,000 | 1,714 |
| Provision for loan and lease losses | $-248,000 | 4,539 |
| Total noninterest income | $349,000 | 3,235 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $178,000 | 2,085 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $171,000 | 3,474 |
| Total noninterest expense | $4,342,000 | 2,169 |
| Salaries and employee benefits | $2,596,000 | 2,127 |
| Premises and equipment expense | $483,000 | 2,056 |
| Additional noninterest expense | $1,263,000 | 2,235 |
| Pre-tax net operating income | $3,922,000 | 1,430 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $916,000 | 1,075 |
| Income before extraordinary items | $3,006,000 | 1,524 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,006,000 | 1,523 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,006,000 | 1,524 |
| Net charge-offs | $-123,000 | 4,439 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,006,000 | 1,561 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,022,000 | 1,720 |
| Total interest expense | $297,000 | 1,693 |
| Net interest income | $3,725,000 | 1,715 |
| Provision for loan and lease losses | $-114,000 | 4,534 |
| Total noninterest income | $161,000 | 3,272 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $83,000 | 2,150 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $78,000 | 3,506 |
| Total noninterest expense | $2,106,000 | 2,202 |
| Salaries and employee benefits | $1,252,000 | 2,173 |
| Premises and equipment expense | $217,000 | 2,229 |
| Additional noninterest expense | $637,000 | 2,211 |
| Pre-tax net operating income | $1,894,000 | 1,401 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $444,000 | 1,044 |
| Income before extraordinary items | $1,450,000 | 1,487 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,450,000 | 1,486 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,450,000 | 1,487 |
| Net charge-offs | $-121,000 | 4,599 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,450,000 | 1,503 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $15,564,000 | 1,815 |
| Total interest expense | $1,415,000 | 1,743 |
| Net interest income | $14,149,000 | 1,802 |
| Provision for loan and lease losses | $-21,000 | 4,157 |
| Total noninterest income | $797,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $312,000 | 2,150 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $485,000 | 3,286 |
| Total noninterest expense | $8,700,000 | 2,166 |
| Salaries and employee benefits | $5,427,000 | 2,073 |
| Premises and equipment expense | $556,000 | 2,859 |
| Additional noninterest expense | $2,717,000 | 2,124 |
| Pre-tax net operating income | $6,267,000 | 1,776 |
| Securities gains (losses) | $50,000 | 1,125 |
| Applicable income taxes | $1,498,000 | 1,315 |
| Income before extraordinary items | $4,819,000 | 1,935 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,819,000 | 1,935 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,819,000 | 1,936 |
| Net charge-offs | $110,000 | 1,303 |
| Cash dividends | $600,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,779,500 | 1,918 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,614,000 | 1,844 |
| Total interest expense | $1,099,000 | 1,779 |
| Net interest income | $10,515,000 | 1,849 |
| Provision for loan and lease losses | $64,000 | 2,237 |
| Total noninterest income | $597,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $229,000 | 2,173 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $368,000 | 3,330 |
| Total noninterest expense | $6,496,000 | 2,179 |
| Salaries and employee benefits | $4,101,000 | 2,058 |
| Premises and equipment expense | $591,000 | 2,364 |
| Additional noninterest expense | $1,804,000 | 2,314 |
| Pre-tax net operating income | $4,552,000 | 1,890 |
| Securities gains (losses) | $50,000 | 1,056 |
| Applicable income taxes | $1,080,000 | 1,412 |
| Income before extraordinary items | $3,522,000 | 2,043 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,522,000 | 2,042 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,522,000 | 2,043 |
| Net charge-offs | $-1,000 | 3,099 |
| Cash dividends | $600,000 | 2,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,482,500 | 2,030 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,492,000 | 1,903 |
| Total interest expense | $759,000 | 1,788 |
| Net interest income | $6,733,000 | 1,883 |
| Provision for loan and lease losses | $29,000 | 2,447 |
| Total noninterest income | $430,000 | 3,168 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $149,000 | 2,147 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $281,000 | 3,188 |
| Total noninterest expense | $4,249,000 | 2,195 |
| Salaries and employee benefits | $2,764,000 | 2,035 |
| Premises and equipment expense | $308,000 | 2,706 |
| Additional noninterest expense | $1,177,000 | 2,319 |
| Pre-tax net operating income | $2,885,000 | 1,938 |
| Securities gains (losses) | $50,000 | 887 |
| Applicable income taxes | $679,000 | 1,439 |
| Income before extraordinary items | $2,256,000 | 2,087 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,256,000 | 2,087 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,256,000 | 2,087 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $600,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,216,500 | 2,072 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,603,000 | 1,933 |
| Total interest expense | $395,000 | 1,814 |
| Net interest income | $3,208,000 | 1,938 |
| Provision for loan and lease losses | $19,000 | 2,287 |
| Total noninterest income | $239,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $74,000 | 2,151 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $165,000 | 3,026 |
| Total noninterest expense | $2,022,000 | 2,255 |
| Salaries and employee benefits | $1,303,000 | 2,108 |
| Premises and equipment expense | $204,000 | 2,330 |
| Additional noninterest expense | $515,000 | 2,477 |
| Pre-tax net operating income | $1,406,000 | 1,947 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $344,000 | 1,414 |
| Income before extraordinary items | $1,062,000 | 2,136 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,062,000 | 2,136 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,062,000 | 2,136 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $600,000 | 1,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,062,000 | 2,095 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $14,717,000 | 1,922 |
| Total interest expense | $2,049,000 | 1,954 |
| Net interest income | $12,668,000 | 1,872 |
| Provision for loan and lease losses | $1,093,000 | 1,513 |
| Total noninterest income | $776,000 | 3,154 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $305,000 | 2,211 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $471,000 | 3,205 |
| Total noninterest expense | $8,148,000 | 2,241 |
| Salaries and employee benefits | $5,233,000 | 2,081 |
| Premises and equipment expense | $752,000 | 2,423 |
| Additional noninterest expense | $2,163,000 | 2,411 |
| Pre-tax net operating income | $4,203,000 | 2,007 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,048,000 | 1,396 |
| Income before extraordinary items | $3,155,000 | 2,239 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,155,000 | 2,239 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,155,000 | 2,239 |
| Net charge-offs | $7,000 | 3,116 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,155,000 | 2,178 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,540,000 | 1,989 |
| Total interest expense | $1,626,000 | 1,955 |
| Net interest income | $8,914,000 | 1,967 |
| Provision for loan and lease losses | $1,501,000 | 1,057 |
| Total noninterest income | $640,000 | 3,028 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $228,000 | 2,225 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $412,000 | 3,025 |
| Total noninterest expense | $5,817,000 | 2,298 |
| Salaries and employee benefits | $3,801,000 | 2,105 |
| Premises and equipment expense | $557,000 | 2,434 |
| Additional noninterest expense | $1,459,000 | 2,560 |
| Pre-tax net operating income | $2,236,000 | 2,424 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $551,000 | 1,663 |
| Income before extraordinary items | $1,685,000 | 2,672 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,685,000 | 2,671 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,685,000 | 2,672 |
| Net charge-offs | $36,000 | 2,221 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,685,000 | 2,626 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,222,000 | 1,982 |
| Total interest expense | $1,159,000 | 1,963 |
| Net interest income | $6,063,000 | 1,940 |
| Provision for loan and lease losses | $2,178,000 | 688 |
| Total noninterest income | $397,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $153,000 | 2,242 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $244,000 | 3,113 |
| Total noninterest expense | $3,994,000 | 2,249 |
| Salaries and employee benefits | $2,484,000 | 2,141 |
| Premises and equipment expense | $275,000 | 2,902 |
| Additional noninterest expense | $1,235,000 | 2,187 |
| Pre-tax net operating income | $288,000 | 4,148 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $74,000 | 2,702 |
| Income before extraordinary items | $214,000 | 4,289 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $214,000 | 4,289 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $214,000 | 4,289 |
| Net charge-offs | $38,000 | 1,875 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $214,000 | 4,237 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,658,000 | 1,948 |
| Total interest expense | $609,000 | 2,035 |
| Net interest income | $3,049,000 | 1,892 |
| Provision for loan and lease losses | $801,000 | 683 |
| Total noninterest income | $292,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $83,000 | 2,398 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $209,000 | 2,388 |
| Total noninterest expense | $1,880,000 | 2,355 |
| Salaries and employee benefits | $1,192,000 | 2,215 |
| Premises and equipment expense | $196,000 | 2,372 |
| Additional noninterest expense | $492,000 | 2,566 |
| Pre-tax net operating income | $660,000 | 2,422 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $165,000 | 1,550 |
| Income before extraordinary items | $495,000 | 2,641 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $495,000 | 2,640 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $495,000 | 2,642 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $495,000 | 2,625 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,803,000 | 2,171 |
| Total interest expense | $1,926,000 | 2,398 |
| Net interest income | $10,877,000 | 2,086 |
| Provision for loan and lease losses | $896,000 | 992 |
| Total noninterest income | $918,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $354,000 | 2,376 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $564,000 | 2,892 |
| Total noninterest expense | $7,350,000 | 2,369 |
| Salaries and employee benefits | $4,482,000 | 2,259 |
| Premises and equipment expense | $709,000 | 2,525 |
| Additional noninterest expense | $2,159,000 | 2,435 |
| Pre-tax net operating income | $3,549,000 | 2,219 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $887,000 | 1,526 |
| Income before extraordinary items | $2,662,000 | 2,486 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,662,000 | 2,487 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,662,000 | 2,488 |
| Net charge-offs | $46,000 | 2,691 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,662,000 | 2,447 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,253,000 | 2,265 |
| Total interest expense | $1,309,000 | 2,565 |
| Net interest income | $7,944,000 | 2,150 |
| Provision for loan and lease losses | $714,000 | 889 |
| Total noninterest income | $722,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $263,000 | 2,412 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $459,000 | 2,821 |
| Total noninterest expense | $5,347,000 | 2,424 |
| Salaries and employee benefits | $3,322,000 | 2,289 |
| Premises and equipment expense | $511,000 | 2,602 |
| Additional noninterest expense | $1,514,000 | 2,554 |
| Pre-tax net operating income | $2,605,000 | 2,311 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $650,000 | 1,590 |
| Income before extraordinary items | $1,955,000 | 2,569 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,955,000 | 2,570 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,955,000 | 2,570 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,955,000 | 2,537 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,850,000 | 2,359 |
| Total interest expense | $791,000 | 2,682 |
| Net interest income | $5,059,000 | 2,257 |
| Provision for loan and lease losses | $439,000 | 947 |
| Total noninterest income | $344,000 | 3,266 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $171,000 | 2,432 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $173,000 | 3,450 |
| Total noninterest expense | $3,470,000 | 2,479 |
| Salaries and employee benefits | $2,162,000 | 2,339 |
| Premises and equipment expense | $341,000 | 2,596 |
| Additional noninterest expense | $967,000 | 2,647 |
| Pre-tax net operating income | $1,494,000 | 2,513 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $373,000 | 1,678 |
| Income before extraordinary items | $1,121,000 | 2,780 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,121,000 | 2,779 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,121,000 | 2,779 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,121,000 | 2,759 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,879,000 | 2,381 |
| Total interest expense | $380,000 | 2,708 |
| Net interest income | $2,499,000 | 2,274 |
| Provision for loan and lease losses | $121,000 | 1,333 |
| Total noninterest income | $169,000 | 3,266 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $84,000 | 2,444 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $85,000 | 3,424 |
| Total noninterest expense | $1,675,000 | 2,566 |
| Salaries and employee benefits | $1,072,000 | 2,362 |
| Premises and equipment expense | $166,000 | 2,674 |
| Additional noninterest expense | $437,000 | 2,826 |
| Pre-tax net operating income | $872,000 | 2,242 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $217,000 | 1,521 |
| Income before extraordinary items | $655,000 | 2,459 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $655,000 | 2,458 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $655,000 | 2,458 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $655,000 | 2,445 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,141,000 | 2,505 |
| Total interest expense | $1,115,000 | 2,764 |
| Net interest income | $9,026,000 | 2,446 |
| Provision for loan and lease losses | $561,000 | 1,362 |
| Total noninterest income | $733,000 | 3,266 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $353,000 | 2,482 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $380,000 | 3,412 |
| Total noninterest expense | $5,902,000 | 2,749 |
| Salaries and employee benefits | $3,357,000 | 2,749 |
| Premises and equipment expense | $625,000 | 2,764 |
| Additional noninterest expense | $1,920,000 | 2,654 |
| Pre-tax net operating income | $3,296,000 | 2,370 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $825,000 | 1,560 |
| Income before extraordinary items | $2,471,000 | 2,602 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,471,000 | 2,600 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,471,000 | 2,601 |
| Net charge-offs | $142,000 | 1,892 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,471,000 | 2,596 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,406,000 | 2,545 |
| Total interest expense | $791,000 | 2,775 |
| Net interest income | $6,615,000 | 2,492 |
| Provision for loan and lease losses | $480,000 | 1,159 |
| Total noninterest income | $551,000 | 3,278 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $260,000 | 2,522 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $291,000 | 3,413 |
| Total noninterest expense | $4,130,000 | 2,882 |
| Salaries and employee benefits | $2,349,000 | 2,885 |
| Premises and equipment expense | $419,000 | 2,992 |
| Additional noninterest expense | $1,362,000 | 2,777 |
| Pre-tax net operating income | $2,556,000 | 2,365 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $640,000 | 1,574 |
| Income before extraordinary items | $1,916,000 | 2,595 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,916,000 | 2,595 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,916,000 | 2,594 |
| Net charge-offs | $142,000 | 1,465 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,916,000 | 2,584 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,772,000 | 2,582 |
| Total interest expense | $489,000 | 2,828 |
| Net interest income | $4,283,000 | 2,541 |
| Provision for loan and lease losses | $61,000 | 2,572 |
| Total noninterest income | $371,000 | 3,277 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $165,000 | 2,603 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $206,000 | 3,357 |
| Total noninterest expense | $2,663,000 | 2,975 |
| Salaries and employee benefits | $1,516,000 | 2,968 |
| Premises and equipment expense | $268,000 | 3,076 |
| Additional noninterest expense | $879,000 | 2,857 |
| Pre-tax net operating income | $1,930,000 | 2,148 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $484,000 | 1,443 |
| Income before extraordinary items | $1,446,000 | 2,367 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,446,000 | 2,366 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,446,000 | 2,366 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,446,000 | 2,362 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 2,666 |
| Total interest expense | $214,000 | 2,980 |
| Net interest income | $2,079,000 | 2,596 |
| Provision for loan and lease losses | $40,000 | 2,256 |
| Total noninterest income | $160,000 | 3,485 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $80,000 | 2,667 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $80,000 | 3,637 |
| Total noninterest expense | $1,364,000 | 2,954 |
| Salaries and employee benefits | $774,000 | 2,951 |
| Premises and equipment expense | $167,000 | 2,730 |
| Additional noninterest expense | $423,000 | 2,956 |
| Pre-tax net operating income | $835,000 | 2,319 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $208,000 | 1,546 |
| Income before extraordinary items | $627,000 | 2,542 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $627,000 | 2,542 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $627,000 | 2,542 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $627,000 | 2,538 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,623,000 | 2,727 |
| Total interest expense | $720,000 | 3,092 |
| Net interest income | $7,903,000 | 2,661 |
| Provision for loan and lease losses | $388,000 | 1,694 |
| Total noninterest income | $638,000 | 3,605 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $309,000 | 2,817 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $329,000 | 3,686 |
| Total noninterest expense | $4,969,000 | 3,101 |
| Salaries and employee benefits | $2,870,000 | 3,083 |
| Premises and equipment expense | $475,000 | 3,363 |
| Additional noninterest expense | $1,624,000 | 3,053 |
| Pre-tax net operating income | $3,184,000 | 2,396 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,418,000 | 1,584 |
| Income before extraordinary items | $1,766,000 | 2,890 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,766,000 | 2,889 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,766,000 | 2,890 |
| Net charge-offs | $-113,000 | 5,327 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,766,000 | 2,865 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,439,000 | 2,744 |
| Total interest expense | $519,000 | 3,155 |
| Net interest income | $5,920,000 | 2,683 |
| Provision for loan and lease losses | $253,000 | 1,796 |
| Total noninterest income | $475,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $230,000 | 2,847 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $245,000 | 3,739 |
| Total noninterest expense | $3,686,000 | 3,138 |
| Salaries and employee benefits | $2,114,000 | 3,119 |
| Premises and equipment expense | $370,000 | 3,332 |
| Additional noninterest expense | $1,202,000 | 3,095 |
| Pre-tax net operating income | $2,456,000 | 2,395 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $916,000 | 1,543 |
| Income before extraordinary items | $1,540,000 | 2,815 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,540,000 | 2,814 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,540,000 | 2,815 |
| Net charge-offs | $3,000 | 3,568 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,540,000 | 2,800 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,305,000 | 2,732 |
| Total interest expense | $336,000 | 3,168 |
| Net interest income | $3,969,000 | 2,665 |
| Provision for loan and lease losses | $83,000 | 2,410 |
| Total noninterest income | $315,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $155,000 | 2,833 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $160,000 | 3,774 |
| Total noninterest expense | $2,333,000 | 3,272 |
| Salaries and employee benefits | $1,336,000 | 3,230 |
| Premises and equipment expense | $243,000 | 3,366 |
| Additional noninterest expense | $754,000 | 3,231 |
| Pre-tax net operating income | $1,868,000 | 2,133 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $694,000 | 1,410 |
| Income before extraordinary items | $1,174,000 | 2,568 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,174,000 | 2,567 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,174,000 | 2,568 |
| Net charge-offs | $3,000 | 3,240 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,174,000 | 2,546 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 2,871 |
| Total interest expense | $162,000 | 3,218 |
| Net interest income | $1,831,000 | 2,813 |
| Provision for loan and lease losses | $5,000 | 3,362 |
| Total noninterest income | $157,000 | 3,654 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $79,000 | 2,794 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $78,000 | 3,810 |
| Total noninterest expense | $1,130,000 | 3,375 |
| Salaries and employee benefits | $641,000 | 3,347 |
| Premises and equipment expense | $123,000 | 3,380 |
| Additional noninterest expense | $366,000 | 3,292 |
| Pre-tax net operating income | $853,000 | 2,181 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $317,000 | 1,448 |
| Income before extraordinary items | $536,000 | 2,642 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $536,000 | 2,642 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $536,000 | 2,642 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $536,000 | 2,627 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,438,000 | 3,001 |
| Total interest expense | $615,000 | 3,284 |
| Net interest income | $6,823,000 | 2,935 |
| Provision for loan and lease losses | $752,000 | 1,140 |
| Total noninterest income | $594,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $303,000 | 2,921 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $291,000 | 3,960 |
| Total noninterest expense | $4,548,000 | 3,385 |
| Salaries and employee benefits | $2,495,000 | 3,410 |
| Premises and equipment expense | $453,000 | 3,552 |
| Additional noninterest expense | $1,600,000 | 3,198 |
| Pre-tax net operating income | $2,117,000 | 2,966 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $791,000 | 1,856 |
| Income before extraordinary items | $1,326,000 | 3,471 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,326,000 | 3,469 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,326,000 | 3,470 |
| Net charge-offs | $39,000 | 3,314 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,326,000 | 3,420 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,485,000 | 3,046 |
| Total interest expense | $451,000 | 3,338 |
| Net interest income | $5,034,000 | 2,983 |
| Provision for loan and lease losses | $504,000 | 1,133 |
| Total noninterest income | $441,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $227,000 | 2,938 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $214,000 | 4,025 |
| Total noninterest expense | $3,228,000 | 3,506 |
| Salaries and employee benefits | $1,705,000 | 3,585 |
| Premises and equipment expense | $333,000 | 3,607 |
| Additional noninterest expense | $1,190,000 | 3,236 |
| Pre-tax net operating income | $1,743,000 | 2,847 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $650,000 | 1,828 |
| Income before extraordinary items | $1,093,000 | 3,353 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,093,000 | 3,351 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,093,000 | 3,353 |
| Net charge-offs | $39,000 | 2,751 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,093,000 | 3,289 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 3,060 |
| Total interest expense | $287,000 | 3,434 |
| Net interest income | $3,356,000 | 3,000 |
| Provision for loan and lease losses | $334,000 | 1,159 |
| Total noninterest income | $288,000 | 3,902 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $149,000 | 2,970 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $139,000 | 4,076 |
| Total noninterest expense | $2,143,000 | 3,541 |
| Salaries and employee benefits | $1,144,000 | 3,609 |
| Premises and equipment expense | $237,000 | 3,519 |
| Additional noninterest expense | $762,000 | 3,352 |
| Pre-tax net operating income | $1,167,000 | 2,804 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $436,000 | 1,799 |
| Income before extraordinary items | $731,000 | 3,351 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $731,000 | 3,349 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $731,000 | 3,349 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $731,000 | 3,292 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 3,059 |
| Total interest expense | $129,000 | 3,655 |
| Net interest income | $1,703,000 | 2,963 |
| Provision for loan and lease losses | $24,000 | 2,793 |
| Total noninterest income | $139,000 | 3,935 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $72,000 | 3,015 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $67,000 | 4,073 |
| Total noninterest expense | $1,091,000 | 3,507 |
| Salaries and employee benefits | $602,000 | 3,519 |
| Premises and equipment expense | $122,000 | 3,479 |
| Additional noninterest expense | $367,000 | 3,430 |
| Pre-tax net operating income | $727,000 | 2,421 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $271,000 | 1,574 |
| Income before extraordinary items | $456,000 | 2,896 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $456,000 | 2,895 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $456,000 | 2,896 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $456,000 | 2,842 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,414,000 | 4,123 |
| Total interest expense | $287,000 | 4,691 |
| Net interest income | $4,127,000 | 4,015 |
| Provision for loan and lease losses | $532,000 | 1,293 |
| Total noninterest income | $341,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $172,000 | 3,928 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $169,000 | 4,630 |
| Total noninterest expense | $2,646,000 | 4,591 |
| Salaries and employee benefits | $1,287,000 | 4,768 |
| Premises and equipment expense | $304,000 | 4,455 |
| Additional noninterest expense | $1,055,000 | 4,197 |
| Pre-tax net operating income | $1,290,000 | 3,738 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $478,000 | 2,263 |
| Income before extraordinary items | $812,000 | 4,235 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $812,000 | 4,233 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $812,000 | 4,235 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $812,000 | 4,186 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 4,644 |
| Total interest expense | $161,000 | 5,164 |
| Net interest income | $2,430,000 | 4,527 |
| Provision for loan and lease losses | $411,000 | 1,210 |
| Total noninterest income | $198,000 | 4,994 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $96,000 | 4,421 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $102,000 | 4,875 |
| Total noninterest expense | $1,486,000 | 5,102 |
| Salaries and employee benefits | $729,000 | 5,230 |
| Premises and equipment expense | $184,000 | 4,844 |
| Additional noninterest expense | $573,000 | 4,833 |
| Pre-tax net operating income | $731,000 | 4,225 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $271,000 | 2,559 |
| Income before extraordinary items | $460,000 | 4,678 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $460,000 | 4,681 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $460,000 | 4,682 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $460,000 | 4,614 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $788,000 | 5,795 |
| Total interest expense | $43,000 | 5,946 |
| Net interest income | $745,000 | 5,732 |
| Provision for loan and lease losses | $173,000 | 1,659 |
| Total noninterest income | $56,000 | 5,766 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $26,000 | 5,473 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $30,000 | 5,519 |
| Total noninterest expense | $351,000 | 6,148 |
| Salaries and employee benefits | $200,000 | 6,111 |
| Premises and equipment expense | $48,000 | 5,888 |
| Additional noninterest expense | $103,000 | 6,162 |
| Pre-tax net operating income | $277,000 | 4,942 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $103,000 | 3,007 |
| Income before extraordinary items | $174,000 | 5,249 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $174,000 | 5,250 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $174,000 | 5,253 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $174,000 | 5,207 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,674,000 | 3,257 |
| Total interest expense | $124,000 | 3,856 |
| Net interest income | $1,550,000 | 3,141 |
| Provision for loan and lease losses | $25,000 | 2,683 |
| Total noninterest income | $140,000 | 4,036 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $68,000 | 3,184 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $72,000 | 4,060 |
| Total noninterest expense | $1,153,000 | 3,481 |
| Salaries and employee benefits | $653,000 | 3,390 |
| Premises and equipment expense | $127,000 | 3,536 |
| Additional noninterest expense | $373,000 | 3,442 |
| Pre-tax net operating income | $512,000 | 2,974 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $179,000 | 1,931 |
| Income before extraordinary items | $333,000 | 3,457 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $333,000 | 3,460 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $333,000 | 3,460 |
| Net charge-offs | $6,000 | 2,677 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $333,000 | 3,373 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,927,000 | 3,204 |
| Total interest expense | $555,000 | 3,797 |
| Net interest income | $6,372,000 | 3,103 |
| Provision for loan and lease losses | $418,000 | 1,631 |
| Total noninterest income | $600,000 | 3,991 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $275,000 | 3,374 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $325,000 | 3,904 |
| Total noninterest expense | $4,758,000 | 3,426 |
| Salaries and employee benefits | $2,560,000 | 3,422 |
| Premises and equipment expense | $593,000 | 3,262 |
| Additional noninterest expense | $1,605,000 | 3,392 |
| Pre-tax net operating income | $1,796,000 | 3,175 |
| Securities gains (losses) | $1,641,000 | 126 |
| Applicable income taxes | $1,215,000 | 1,352 |
| Income before extraordinary items | $2,222,000 | 2,501 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,222,000 | 2,501 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,222,000 | 2,501 |
| Net charge-offs | $487,000 | 1,489 |
| Cash dividends | $1,120,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,155,350 | 3,653 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,149,000 | 3,259 |
| Total interest expense | $430,000 | 3,788 |
| Net interest income | $4,719,000 | 3,159 |
| Provision for loan and lease losses | $350,000 | 1,487 |
| Total noninterest income | $461,000 | 3,991 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $203,000 | 3,443 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $258,000 | 3,861 |
| Total noninterest expense | $3,593,000 | 3,431 |
| Salaries and employee benefits | $1,936,000 | 3,426 |
| Premises and equipment expense | $463,000 | 3,209 |
| Additional noninterest expense | $1,194,000 | 3,417 |
| Pre-tax net operating income | $1,237,000 | 3,377 |
| Securities gains (losses) | $1,790,000 | 94 |
| Applicable income taxes | $1,077,000 | 1,243 |
| Income before extraordinary items | $1,950,000 | 2,260 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,950,000 | 2,261 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,950,000 | 2,260 |
| Net charge-offs | $486,000 | 1,180 |
| Cash dividends | $1,120,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $804,400 | 3,850 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,351,000 | 3,319 |
| Total interest expense | $294,000 | 3,781 |
| Net interest income | $3,057,000 | 3,224 |
| Provision for loan and lease losses | $293,000 | 1,328 |
| Total noninterest income | $294,000 | 4,061 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $132,000 | 3,468 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $162,000 | 3,952 |
| Total noninterest expense | $2,414,000 | 3,433 |
| Salaries and employee benefits | $1,310,000 | 3,405 |
| Premises and equipment expense | $319,000 | 3,154 |
| Additional noninterest expense | $785,000 | 3,459 |
| Pre-tax net operating income | $644,000 | 3,739 |
| Securities gains (losses) | $1,790,000 | 74 |
| Applicable income taxes | $872,000 | 1,067 |
| Income before extraordinary items | $1,562,000 | 1,919 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,562,000 | 1,923 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,562,000 | 1,922 |
| Net charge-offs | $486,000 | 891 |
| Cash dividends | $1,120,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $416,400 | 4,184 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 3,364 |
| Total interest expense | $153,000 | 3,746 |
| Net interest income | $1,496,000 | 3,280 |
| Provision for loan and lease losses | $-6,000 | 6,394 |
| Total noninterest income | $140,000 | 4,091 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $65,000 | 3,474 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $75,000 | 3,997 |
| Total noninterest expense | $1,190,000 | 3,489 |
| Salaries and employee benefits | $669,000 | 3,398 |
| Premises and equipment expense | $160,000 | 3,196 |
| Additional noninterest expense | $361,000 | 3,644 |
| Pre-tax net operating income | $452,000 | 3,084 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $148,000 | 2,023 |
| Income before extraordinary items | $304,000 | 3,524 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $304,000 | 3,527 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $304,000 | 3,527 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $304,000 | 3,478 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,875,000 | 3,299 |
| Total interest expense | $731,000 | 3,645 |
| Net interest income | $6,144,000 | 3,215 |
| Provision for loan and lease losses | $-62,000 | 6,336 |
| Total noninterest income | $845,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $240,000 | 3,779 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $605,000 | 3,108 |
| Total noninterest expense | $6,116,000 | 2,949 |
| Salaries and employee benefits | $3,002,000 | 3,111 |
| Premises and equipment expense | $730,000 | 2,880 |
| Additional noninterest expense | $2,384,000 | 2,566 |
| Pre-tax net operating income | $935,000 | 4,176 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $252,000 | 2,774 |
| Income before extraordinary items | $683,000 | 4,489 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $683,000 | 4,493 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $683,000 | 4,493 |
| Net charge-offs | $2,000 | 5,363 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $683,000 | 4,427 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,208,000 | 3,297 |
| Total interest expense | $559,000 | 3,694 |
| Net interest income | $4,649,000 | 3,205 |
| Provision for loan and lease losses | $210,000 | 2,518 |
| Total noninterest income | $652,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $176,000 | 3,857 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $476,000 | 3,090 |
| Total noninterest expense | $4,235,000 | 3,116 |
| Salaries and employee benefits | $2,239,000 | 3,150 |
| Premises and equipment expense | $562,000 | 2,854 |
| Additional noninterest expense | $1,434,000 | 3,074 |
| Pre-tax net operating income | $856,000 | 3,944 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $246,000 | 2,604 |
| Income before extraordinary items | $610,000 | 4,277 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $610,000 | 4,280 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $610,000 | 4,281 |
| Net charge-offs | $2,000 | 5,070 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $610,000 | 4,208 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,549,000 | 3,248 |
| Total interest expense | $382,000 | 3,693 |
| Net interest income | $3,167,000 | 3,157 |
| Provision for loan and lease losses | $-173,000 | 6,723 |
| Total noninterest income | $322,000 | 4,093 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $116,000 | 3,839 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $206,000 | 3,742 |
| Total noninterest expense | $2,912,000 | 3,067 |
| Salaries and employee benefits | $1,515,000 | 3,135 |
| Premises and equipment expense | $397,000 | 2,756 |
| Additional noninterest expense | $1,000,000 | 2,967 |
| Pre-tax net operating income | $750,000 | 3,449 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $229,000 | 2,300 |
| Income before extraordinary items | $521,000 | 3,856 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $521,000 | 3,859 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $521,000 | 3,860 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $521,000 | 3,764 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 3,231 |
| Total interest expense | $199,000 | 3,684 |
| Net interest income | $1,608,000 | 3,130 |
| Provision for loan and lease losses | $-98,000 | 6,844 |
| Total noninterest income | $130,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $59,000 | 3,789 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $71,000 | 4,261 |
| Total noninterest expense | $1,405,000 | 3,167 |
| Salaries and employee benefits | $785,000 | 3,090 |
| Premises and equipment expense | $224,000 | 2,536 |
| Additional noninterest expense | $396,000 | 3,529 |
| Pre-tax net operating income | $431,000 | 3,165 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $135,000 | 2,103 |
| Income before extraordinary items | $296,000 | 3,592 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $296,000 | 3,592 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $296,000 | 3,594 |
| Net charge-offs | $1,000 | 4,010 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $296,000 | 3,497 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,461,000 | 3,293 |
| Total interest expense | $905,000 | 3,852 |
| Net interest income | $6,556,000 | 3,151 |
| Provision for loan and lease losses | $-107,000 | 6,888 |
| Total noninterest income | $699,000 | 3,887 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $229,000 | 4,015 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $470,000 | 3,422 |
| Total noninterest expense | $6,254,000 | 2,944 |
| Salaries and employee benefits | $2,905,000 | 3,203 |
| Premises and equipment expense | $833,000 | 2,652 |
| Additional noninterest expense | $2,516,000 | 2,550 |
| Pre-tax net operating income | $1,108,000 | 3,859 |
| Securities gains (losses) | $1,155,000 | 452 |
| Applicable income taxes | $731,000 | 1,793 |
| Income before extraordinary items | $1,532,000 | 3,091 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,532,000 | 3,089 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,532,000 | 3,090 |
| Net charge-offs | $36,000 | 5,123 |
| Cash dividends | $3,500,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $746,600 | 4,202 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,560,000 | 3,366 |
| Total interest expense | $686,000 | 3,943 |
| Net interest income | $4,874,000 | 3,215 |
| Provision for loan and lease losses | $161,000 | 3,793 |
| Total noninterest income | $433,000 | 4,284 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $169,000 | 4,091 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $264,000 | 3,865 |
| Total noninterest expense | $4,191,000 | 3,220 |
| Salaries and employee benefits | $2,172,000 | 3,229 |
| Premises and equipment expense | $598,000 | 2,786 |
| Additional noninterest expense | $1,421,000 | 3,245 |
| Pre-tax net operating income | $955,000 | 3,718 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $268,000 | 2,580 |
| Income before extraordinary items | $687,000 | 4,141 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $687,000 | 4,141 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $687,000 | 4,141 |
| Net charge-offs | $35,000 | 4,750 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $687,000 | 3,955 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,668,000 | 3,405 |
| Total interest expense | $466,000 | 3,992 |
| Net interest income | $3,202,000 | 3,254 |
| Provision for loan and lease losses | $58,000 | 4,475 |
| Total noninterest income | $285,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $111,000 | 4,104 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $174,000 | 3,862 |
| Total noninterest expense | $2,853,000 | 3,184 |
| Salaries and employee benefits | $1,474,000 | 3,189 |
| Premises and equipment expense | $402,000 | 2,763 |
| Additional noninterest expense | $977,000 | 3,189 |
| Pre-tax net operating income | $576,000 | 3,869 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $154,000 | 2,685 |
| Income before extraordinary items | $422,000 | 4,284 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $422,000 | 4,288 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $422,000 | 4,287 |
| Net charge-offs | $45,000 | 4,124 |
| Cash dividends | $1,500,000 | 681 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $422,000 | 4,098 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 3,442 |
| Total interest expense | $235,000 | 4,079 |
| Net interest income | $1,599,000 | 3,280 |
| Provision for loan and lease losses | $106,000 | 2,776 |
| Total noninterest income | $142,000 | 4,336 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $55,000 | 4,115 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $87,000 | 3,904 |
| Total noninterest expense | $1,387,000 | 3,258 |
| Salaries and employee benefits | $735,000 | 3,222 |
| Premises and equipment expense | $210,000 | 2,707 |
| Additional noninterest expense | $442,000 | 3,403 |
| Pre-tax net operating income | $248,000 | 4,183 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $60,000 | 2,896 |
| Income before extraordinary items | $188,000 | 4,477 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $188,000 | 4,479 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $188,000 | 4,480 |
| Net charge-offs | $45,000 | 3,095 |
| Cash dividends | $1,500,000 | 340 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $188,000 | 4,335 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,193,000 | 3,601 |
| Total interest expense | $1,052,000 | 4,296 |
| Net interest income | $6,141,000 | 3,411 |
| Provision for loan and lease losses | $393,000 | 3,785 |
| Total noninterest income | $1,012,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $226,000 | 4,159 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $786,000 | 2,481 |
| Total noninterest expense | $6,315,000 | 2,924 |
| Salaries and employee benefits | $3,054,000 | 3,073 |
| Premises and equipment expense | $901,000 | 2,641 |
| Additional noninterest expense | $2,360,000 | 2,717 |
| Pre-tax net operating income | $445,000 | 4,864 |
| Securities gains (losses) | $179,000 | 1,545 |
| Applicable income taxes | $70,000 | 3,586 |
| Income before extraordinary items | $554,000 | 4,508 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $554,000 | 4,511 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $554,000 | 4,510 |
| Net charge-offs | $55,000 | 5,423 |
| Cash dividends | $1,000,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $394,690 | 4,830 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,292,000 | 3,695 |
| Total interest expense | $802,000 | 4,355 |
| Net interest income | $4,490,000 | 3,485 |
| Provision for loan and lease losses | $167,000 | 4,374 |
| Total noninterest income | $609,000 | 3,495 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $172,000 | 4,156 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $437,000 | 2,896 |
| Total noninterest expense | $4,723,000 | 2,936 |
| Salaries and employee benefits | $2,371,000 | 2,989 |
| Premises and equipment expense | $659,000 | 2,724 |
| Additional noninterest expense | $1,693,000 | 2,825 |
| Pre-tax net operating income | $209,000 | 5,435 |
| Securities gains (losses) | $179,000 | 1,286 |
| Applicable income taxes | $20,000 | 4,044 |
| Income before extraordinary items | $368,000 | 4,783 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $368,000 | 4,784 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $368,000 | 4,784 |
| Net charge-offs | $1,000 | 6,123 |
| Cash dividends | $1,000,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $197,950 | 5,364 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,460,000 | 3,788 |
| Total interest expense | $543,000 | 4,439 |
| Net interest income | $2,917,000 | 3,551 |
| Provision for loan and lease losses | $48,000 | 5,176 |
| Total noninterest income | $458,000 | 3,290 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $112,000 | 4,168 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $346,000 | 2,674 |
| Total noninterest expense | $3,186,000 | 2,939 |
| Salaries and employee benefits | $1,653,000 | 2,899 |
| Premises and equipment expense | $416,000 | 2,863 |
| Additional noninterest expense | $1,117,000 | 2,905 |
| Pre-tax net operating income | $141,000 | 5,452 |
| Securities gains (losses) | $14,000 | 2,241 |
| Applicable income taxes | $-26,000 | 6,955 |
| Income before extraordinary items | $181,000 | 5,150 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $181,000 | 5,149 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $181,000 | 5,150 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $1,000,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $167,000 | 5,158 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,726,000 | 3,814 |
| Total interest expense | $275,000 | 4,521 |
| Net interest income | $1,451,000 | 3,560 |
| Provision for loan and lease losses | $12,000 | 5,317 |
| Total noninterest income | $299,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $55,000 | 4,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $244,000 | 2,186 |
| Total noninterest expense | $1,699,000 | 2,775 |
| Salaries and employee benefits | $882,000 | 2,758 |
| Premises and equipment expense | $208,000 | 2,895 |
| Additional noninterest expense | $609,000 | 2,690 |
| Pre-tax net operating income | $39,000 | 5,894 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-28,000 | 7,118 |
| Income before extraordinary items | $67,000 | 5,461 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $67,000 | 5,460 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $67,000 | 5,461 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $1,000,000 | 383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $67,000 | 5,412 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,563,000 | 3,698 |
| Total interest expense | $1,653,000 | 4,040 |
| Net interest income | $5,910,000 | 3,503 |
| Provision for loan and lease losses | $-2,571,000 | 7,650 |
| Total noninterest income | $8,140,000 | 740 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $221,000 | 4,225 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,919,000 | 539 |
| Total noninterest expense | $9,912,000 | 1,966 |
| Salaries and employee benefits | $4,523,000 | 2,146 |
| Premises and equipment expense | $870,000 | 2,773 |
| Additional noninterest expense | $4,519,000 | 1,593 |
| Pre-tax net operating income | $6,709,000 | 797 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,336,000 | 651 |
| Income before extraordinary items | $4,373,000 | 989 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,373,000 | 991 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,373,000 | 992 |
| Net charge-offs | $1,149,000 | 2,499 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,373,000 | 956 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,017,000 | 3,609 |
| Total interest expense | $1,362,000 | 3,953 |
| Net interest income | $4,655,000 | 3,434 |
| Provision for loan and lease losses | $-2,698,000 | 7,756 |
| Total noninterest income | $7,337,000 | 634 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $166,000 | 4,300 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $7,171,000 | 452 |
| Total noninterest expense | $7,416,000 | 1,954 |
| Salaries and employee benefits | $3,522,000 | 2,051 |
| Premises and equipment expense | $643,000 | 2,868 |
| Additional noninterest expense | $3,251,000 | 1,638 |
| Pre-tax net operating income | $7,274,000 | 588 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,589,000 | 485 |
| Income before extraordinary items | $4,685,000 | 749 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,685,000 | 746 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,685,000 | 749 |
| Net charge-offs | $983,000 | 2,211 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,685,000 | 704 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,387,000 | 3,404 |
| Total interest expense | $1,043,000 | 3,695 |
| Net interest income | $3,344,000 | 3,220 |
| Provision for loan and lease losses | $-2,684,000 | 7,824 |
| Total noninterest income | $6,674,000 | 501 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $107,000 | 4,369 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,567,000 | 351 |
| Total noninterest expense | $5,233,000 | 1,871 |
| Salaries and employee benefits | $2,461,000 | 1,974 |
| Premises and equipment expense | $420,000 | 2,934 |
| Additional noninterest expense | $2,352,000 | 1,508 |
| Pre-tax net operating income | $7,469,000 | 379 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $2,706,000 | 325 |
| Income before extraordinary items | $4,763,000 | 463 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,763,000 | 464 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $4,763,000 | 464 |
| Net charge-offs | $991,000 | 1,736 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $4,763,000 | 452 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 2,747 |
| Total interest expense | $571,000 | 3,562 |
| Net interest income | $2,302,000 | 2,446 |
| Provision for loan and lease losses | $875,000 | 1,288 |
| Total noninterest income | $1,150,000 | 1,093 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $53,000 | 4,364 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,097,000 | 733 |
| Total noninterest expense | $2,539,000 | 1,951 |
| Salaries and employee benefits | $1,037,000 | 2,385 |
| Premises and equipment expense | $195,000 | 3,188 |
| Additional noninterest expense | $1,307,000 | 1,364 |
| Pre-tax net operating income | $38,000 | 5,799 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-31,000 | 7,252 |
| Income before extraordinary items | $69,000 | 5,414 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $69,000 | 5,416 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $69,000 | 5,415 |
| Net charge-offs | $799,000 | 1,202 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $69,000 | 5,306 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,033,000 | 2,960 |
| Total interest expense | $2,456,000 | 3,943 |
| Net interest income | $8,577,000 | 2,522 |
| Provision for loan and lease losses | $4,108,000 | 1,634 |
| Total noninterest income | $5,146,000 | 1,071 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $221,000 | 4,461 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,925,000 | 716 |
| Total noninterest expense | $10,055,000 | 2,014 |
| Salaries and employee benefits | $3,862,000 | 2,521 |
| Premises and equipment expense | $832,000 | 3,026 |
| Additional noninterest expense | $5,361,000 | 1,386 |
| Pre-tax net operating income | $-440,000 | 5,947 |
| Securities gains (losses) | $5,000 | 3,451 |
| Applicable income taxes | $-302,000 | 6,870 |
| Income before extraordinary items | $-133,000 | 5,737 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-133,000 | 5,736 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-133,000 | 5,736 |
| Net charge-offs | $2,094,000 | 1,975 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-136,200 | 5,732 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,186,000 | 3,043 |
| Total interest expense | $1,853,000 | 4,054 |
| Net interest income | $6,333,000 | 2,580 |
| Provision for loan and lease losses | $2,768,000 | 1,555 |
| Total noninterest income | $3,859,000 | 1,078 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $167,000 | 4,473 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,692,000 | 734 |
| Total noninterest expense | $7,630,000 | 1,971 |
| Salaries and employee benefits | $3,106,000 | 2,396 |
| Premises and equipment expense | $628,000 | 3,043 |
| Additional noninterest expense | $3,896,000 | 1,399 |
| Pre-tax net operating income | $-206,000 | 6,023 |
| Securities gains (losses) | $5,000 | 3,160 |
| Applicable income taxes | $-218,000 | 7,116 |
| Income before extraordinary items | $17,000 | 5,705 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $17,000 | 5,705 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $17,000 | 5,705 |
| Net charge-offs | $1,485,000 | 1,783 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $13,800 | 5,658 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,356,000 | 3,126 |
| Total interest expense | $1,199,000 | 4,247 |
| Net interest income | $4,157,000 | 2,613 |
| Provision for loan and lease losses | $1,905,000 | 1,442 |
| Total noninterest income | $2,560,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $108,000 | 4,500 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,452,000 | 753 |
| Total noninterest expense | $5,202,000 | 1,961 |
| Salaries and employee benefits | $2,106,000 | 2,401 |
| Premises and equipment expense | $414,000 | 3,088 |
| Additional noninterest expense | $2,682,000 | 1,386 |
| Pre-tax net operating income | $-390,000 | 6,533 |
| Securities gains (losses) | $5,000 | 2,770 |
| Applicable income taxes | $-240,000 | 7,354 |
| Income before extraordinary items | $-145,000 | 6,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-145,000 | 6,270 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-145,000 | 6,270 |
| Net charge-offs | $1,222,000 | 1,497 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-148,200 | 6,253 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,671,000 | 3,165 |
| Total interest expense | $584,000 | 4,417 |
| Net interest income | $2,087,000 | 2,602 |
| Provision for loan and lease losses | $633,000 | 1,547 |
| Total noninterest income | $1,225,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $55,000 | 4,417 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,170,000 | 745 |
| Total noninterest expense | $2,567,000 | 1,929 |
| Salaries and employee benefits | $1,075,000 | 2,379 |
| Premises and equipment expense | $219,000 | 3,019 |
| Additional noninterest expense | $1,273,000 | 1,294 |
| Pre-tax net operating income | $112,000 | 4,900 |
| Securities gains (losses) | $5,000 | 2,061 |
| Applicable income taxes | $-5,000 | 7,129 |
| Income before extraordinary items | $122,000 | 4,665 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $122,000 | 4,669 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $122,000 | 4,668 |
| Net charge-offs | $524,000 | 1,338 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $117,000 | 4,561 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,181,000 | 3,479 |
| Total interest expense | $2,787,000 | 4,461 |
| Net interest income | $7,394,000 | 2,896 |
| Provision for loan and lease losses | $2,711,000 | 1,495 |
| Total noninterest income | $5,558,000 | 965 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $220,000 | 4,613 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,338,000 | 617 |
| Total noninterest expense | $12,037,000 | 1,633 |
| Salaries and employee benefits | $4,218,000 | 2,387 |
| Premises and equipment expense | $1,449,000 | 1,892 |
| Additional noninterest expense | $6,370,000 | 1,011 |
| Pre-tax net operating income | $-1,796,000 | 7,301 |
| Securities gains (losses) | $2,984,000 | 96 |
| Applicable income taxes | $236,000 | 2,661 |
| Income before extraordinary items | $952,000 | 3,376 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $952,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,260,000 | 1,198 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,435,200 | 7,299 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,592,000 | 3,557 |
| Total interest expense | $2,168,000 | 4,477 |
| Net interest income | $5,424,000 | 2,985 |
| Provision for loan and lease losses | $2,005,000 | 1,185 |
| Total noninterest income | $4,194,000 | 1,005 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $165,000 | 4,642 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,029,000 | 650 |
| Total noninterest expense | $8,973,000 | 1,625 |
| Salaries and employee benefits | $3,143,000 | 2,429 |
| Premises and equipment expense | $1,195,000 | 1,732 |
| Additional noninterest expense | $4,635,000 | 989 |
| Pre-tax net operating income | $-1,360,000 | 7,689 |
| Securities gains (losses) | $2,981,000 | 85 |
| Applicable income taxes | $439,000 | 2,058 |
| Income before extraordinary items | $1,182,000 | 2,784 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,182,000 | 2,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,828,000 | 874 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-994,130 | 7,617 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,030,000 | 3,636 |
| Total interest expense | $1,510,000 | 4,487 |
| Net interest income | $3,520,000 | 3,033 |
| Provision for loan and lease losses | $922,000 | 1,283 |
| Total noninterest income | $2,791,000 | 1,014 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $110,000 | 4,655 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,681,000 | 667 |
| Total noninterest expense | $6,128,000 | 1,587 |
| Salaries and employee benefits | $2,078,000 | 2,476 |
| Premises and equipment expense | $911,000 | 1,528 |
| Additional noninterest expense | $3,139,000 | 941 |
| Pre-tax net operating income | $-739,000 | 7,762 |
| Securities gains (losses) | $2,981,000 | 93 |
| Applicable income taxes | $721,000 | 1,206 |
| Income before extraordinary items | $1,521,000 | 1,784 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,521,000 | 1,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $708,000 | 1,058 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-506,080 | 7,683 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,546,000 | 3,675 |
| Total interest expense | $820,000 | 4,443 |
| Net interest income | $1,726,000 | 3,117 |
| Provision for loan and lease losses | $335,000 | 1,283 |
| Total noninterest income | $1,093,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $58,000 | 4,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,035,000 | 843 |
| Total noninterest expense | $2,973,000 | 1,635 |
| Salaries and employee benefits | $1,054,000 | 2,465 |
| Premises and equipment expense | $570,000 | 1,209 |
| Additional noninterest expense | $1,349,000 | 1,076 |
| Pre-tax net operating income | $-489,000 | 8,081 |
| Securities gains (losses) | $2,953,000 | 71 |
| Applicable income taxes | $858,000 | 656 |
| Income before extraordinary items | $1,606,000 | 937 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,606,000 | 939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 911 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-313,450 | 7,970 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,621,000 | 3,623 |
| Total interest expense | $4,186,000 | 3,901 |
| Net interest income | $6,435,000 | 3,327 |
| Provision for loan and lease losses | $449,000 | 2,514 |
| Total noninterest income | $4,958,000 | 1,110 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $249,000 | 4,463 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,709,000 | 715 |
| Total noninterest expense | $12,323,000 | 1,501 |
| Salaries and employee benefits | $4,064,000 | 2,466 |
| Premises and equipment expense | $2,129,000 | 1,247 |
| Additional noninterest expense | $6,130,000 | 919 |
| Pre-tax net operating income | $-1,379,000 | 8,163 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-427,000 | 8,280 |
| Income before extraordinary items | $-952,000 | 8,094 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-952,000 | 8,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,391,000 | 793 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-952,000 | 8,087 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,002,000 | 3,613 |
| Total interest expense | $3,189,000 | 3,862 |
| Net interest income | $4,813,000 | 3,338 |
| Provision for loan and lease losses | $441,000 | 1,744 |
| Total noninterest income | $3,641,000 | 1,125 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $186,000 | 4,489 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,455,000 | 744 |
| Total noninterest expense | $7,853,000 | 1,752 |
| Salaries and employee benefits | $2,944,000 | 2,527 |
| Premises and equipment expense | $992,000 | 1,953 |
| Additional noninterest expense | $3,917,000 | 1,048 |
| Pre-tax net operating income | $160,000 | 7,102 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-109,000 | 8,248 |
| Income before extraordinary items | $269,000 | 6,483 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $269,000 | 6,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,004,000 | 658 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $269,000 | 6,466 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,384,000 | 3,594 |
| Total interest expense | $2,157,000 | 3,827 |
| Net interest income | $3,227,000 | 3,343 |
| Provision for loan and lease losses | $284,000 | 1,634 |
| Total noninterest income | $2,430,000 | 1,144 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $123,000 | 4,520 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,307,000 | 763 |
| Total noninterest expense | $5,304,000 | 1,741 |
| Salaries and employee benefits | $2,006,000 | 2,521 |
| Premises and equipment expense | $580,000 | 2,226 |
| Additional noninterest expense | $2,718,000 | 1,030 |
| Pre-tax net operating income | $69,000 | 7,415 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-87,000 | 8,361 |
| Income before extraordinary items | $156,000 | 6,699 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $156,000 | 6,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $699,000 | 571 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $156,000 | 6,687 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,746,000 | 3,533 |
| Total interest expense | $1,095,000 | 3,775 |
| Net interest income | $1,651,000 | 3,281 |
| Provision for loan and lease losses | $182,000 | 1,256 |
| Total noninterest income | $1,170,000 | 1,158 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $61,000 | 4,494 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,109,000 | 762 |
| Total noninterest expense | $2,644,000 | 1,758 |
| Salaries and employee benefits | $1,044,000 | 2,465 |
| Premises and equipment expense | $291,000 | 2,250 |
| Additional noninterest expense | $1,309,000 | 1,046 |
| Pre-tax net operating income | $-5,000 | 7,881 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-59,000 | 8,441 |
| Income before extraordinary items | $54,000 | 7,099 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $54,000 | 7,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 551 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $54,000 | 7,082 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,020,000 | 2,884 |
| Total interest expense | $5,421,000 | 2,826 |
| Net interest income | $7,599,000 | 2,885 |
| Provision for loan and lease losses | $1,209,000 | 860 |
| Total noninterest income | $6,512,000 | 880 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $268,000 | 4,342 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,244,000 | 576 |
| Total noninterest expense | $10,812,000 | 1,645 |
| Salaries and employee benefits | $4,396,000 | 2,219 |
| Premises and equipment expense | $1,377,000 | 1,831 |
| Additional noninterest expense | $5,039,000 | 1,054 |
| Pre-tax net operating income | $2,090,000 | 3,545 |
| Securities gains (losses) | $70,000 | 610 |
| Applicable income taxes | $713,000 | 2,643 |
| Income before extraordinary items | $1,447,000 | 3,849 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,447,000 | 3,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,711,000 | 445 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,400,100 | 3,916 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,941,000 | 2,805 |
| Total interest expense | $4,120,000 | 2,707 |
| Net interest income | $5,821,000 | 2,850 |
| Provision for loan and lease losses | $1,028,000 | 740 |
| Total noninterest income | $4,777,000 | 916 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $207,000 | 4,324 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,570,000 | 593 |
| Total noninterest expense | $8,319,000 | 1,610 |
| Salaries and employee benefits | $3,433,000 | 2,141 |
| Premises and equipment expense | $896,000 | 2,097 |
| Additional noninterest expense | $3,990,000 | 1,010 |
| Pre-tax net operating income | $1,251,000 | 4,200 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $402,000 | 3,170 |
| Income before extraordinary items | $849,000 | 4,563 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $849,000 | 4,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,326,000 | 369 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $849,000 | 4,552 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,596,000 | 2,787 |
| Total interest expense | $2,734,000 | 2,632 |
| Net interest income | $3,862,000 | 2,870 |
| Provision for loan and lease losses | $827,000 | 633 |
| Total noninterest income | $3,361,000 | 864 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $140,000 | 4,283 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,221,000 | 572 |
| Total noninterest expense | $5,857,000 | 1,532 |
| Salaries and employee benefits | $2,461,000 | 1,971 |
| Premises and equipment expense | $698,000 | 1,809 |
| Additional noninterest expense | $2,698,000 | 1,000 |
| Pre-tax net operating income | $539,000 | 5,241 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $158,000 | 3,934 |
| Income before extraordinary items | $381,000 | 5,491 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $381,000 | 5,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $981,000 | 344 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $381,000 | 5,487 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 2,722 |
| Total interest expense | $1,352,000 | 2,544 |
| Net interest income | $1,968,000 | 2,809 |
| Provision for loan and lease losses | $470,000 | 513 |
| Total noninterest income | $1,545,000 | 910 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 4,194 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,474,000 | 605 |
| Total noninterest expense | $2,933,000 | 1,534 |
| Salaries and employee benefits | $1,245,000 | 1,965 |
| Premises and equipment expense | $337,000 | 1,875 |
| Additional noninterest expense | $1,351,000 | 986 |
| Pre-tax net operating income | $110,000 | 6,936 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $19,000 | 5,395 |
| Income before extraordinary items | $91,000 | 6,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $91,000 | 6,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $516,000 | 317 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $91,000 | 6,868 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,528,000 | 2,443 |
| Total interest expense | $4,833,000 | 2,267 |
| Net interest income | $8,695,000 | 2,503 |
| Provision for loan and lease losses | $2,278,000 | 472 |
| Total noninterest income | $6,821,000 | 835 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $288,000 | 4,280 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,533,000 | 568 |
| Total noninterest expense | $11,720,000 | 1,469 |
| Salaries and employee benefits | $4,534,000 | 2,026 |
| Premises and equipment expense | $1,311,000 | 1,834 |
| Additional noninterest expense | $5,875,000 | 875 |
| Pre-tax net operating income | $1,518,000 | 4,347 |
| Securities gains (losses) | $-37,000 | 8,074 |
| Applicable income taxes | $477,000 | 3,446 |
| Income before extraordinary items | $1,004,000 | 4,826 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,004,000 | 4,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,708,000 | 310 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,029,160 | 4,736 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,770,000 | 2,476 |
| Total interest expense | $3,229,000 | 2,401 |
| Net interest income | $6,541,000 | 2,480 |
| Provision for loan and lease losses | $1,662,000 | 460 |
| Total noninterest income | $5,883,000 | 749 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $218,000 | 4,276 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,665,000 | 517 |
| Total noninterest expense | $8,721,000 | 1,461 |
| Salaries and employee benefits | $3,348,000 | 2,042 |
| Premises and equipment expense | $1,060,000 | 1,716 |
| Additional noninterest expense | $4,313,000 | 880 |
| Pre-tax net operating income | $2,041,000 | 3,008 |
| Securities gains (losses) | $78,000 | 746 |
| Applicable income taxes | $730,000 | 2,332 |
| Income before extraordinary items | $1,389,000 | 3,327 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,389,000 | 3,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,803,000 | 310 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,337,520 | 3,367 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,250,000 | 2,511 |
| Total interest expense | $1,854,000 | 2,569 |
| Net interest income | $4,396,000 | 2,449 |
| Provision for loan and lease losses | $1,061,000 | 476 |
| Total noninterest income | $3,377,000 | 842 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $143,000 | 4,261 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,234,000 | 566 |
| Total noninterest expense | $5,722,000 | 1,480 |
| Salaries and employee benefits | $2,196,000 | 2,066 |
| Premises and equipment expense | $658,000 | 1,814 |
| Additional noninterest expense | $2,868,000 | 878 |
| Pre-tax net operating income | $990,000 | 3,736 |
| Securities gains (losses) | $78,000 | 650 |
| Applicable income taxes | $357,000 | 2,782 |
| Income before extraordinary items | $711,000 | 3,951 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $711,000 | 3,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,257,000 | 308 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $658,740 | 4,114 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 2,523 |
| Total interest expense | $801,000 | 2,786 |
| Net interest income | $2,264,000 | 2,374 |
| Provision for loan and lease losses | $598,000 | 407 |
| Total noninterest income | $1,510,000 | 893 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $73,000 | 4,143 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,437,000 | 603 |
| Total noninterest expense | $2,757,000 | 1,539 |
| Salaries and employee benefits | $1,066,000 | 2,140 |
| Premises and equipment expense | $307,000 | 1,956 |
| Additional noninterest expense | $1,384,000 | 907 |
| Pre-tax net operating income | $419,000 | 4,138 |
| Securities gains (losses) | $78,000 | 422 |
| Applicable income taxes | $167,000 | 2,908 |
| Income before extraordinary items | $330,000 | 4,109 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $330,000 | 4,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $645,000 | 294 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $278,520 | 4,536 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,023,000 | 2,386 |
| Total interest expense | $3,032,000 | 2,613 |
| Net interest income | $8,991,000 | 2,269 |
| Provision for loan and lease losses | $1,887,000 | 580 |
| Total noninterest income | $6,271,000 | 877 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $303,000 | 4,287 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,968,000 | 582 |
| Total noninterest expense | $10,920,000 | 1,497 |
| Salaries and employee benefits | $3,998,000 | 2,167 |
| Premises and equipment expense | $912,000 | 2,498 |
| Additional noninterest expense | $6,010,000 | 831 |
| Pre-tax net operating income | $2,455,000 | 3,048 |
| Securities gains (losses) | $185,000 | 866 |
| Applicable income taxes | $936,000 | 2,268 |
| Income before extraordinary items | $1,704,000 | 3,315 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,704,000 | 3,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,975,000 | 345 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,583,750 | 3,420 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,965,000 | 2,368 |
| Total interest expense | $2,264,000 | 2,577 |
| Net interest income | $6,701,000 | 2,253 |
| Provision for loan and lease losses | $1,133,000 | 686 |
| Total noninterest income | $4,614,000 | 912 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $231,000 | 4,286 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,383,000 | 602 |
| Total noninterest expense | $8,034,000 | 1,513 |
| Salaries and employee benefits | $2,872,000 | 2,250 |
| Premises and equipment expense | $694,000 | 2,439 |
| Additional noninterest expense | $4,468,000 | 835 |
| Pre-tax net operating income | $2,148,000 | 2,712 |
| Securities gains (losses) | $185,000 | 797 |
| Applicable income taxes | $832,000 | 2,046 |
| Income before extraordinary items | $1,501,000 | 2,954 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,501,000 | 2,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,349,000 | 310 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,382,600 | 3,100 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,971,000 | 2,364 |
| Total interest expense | $1,529,000 | 2,532 |
| Net interest income | $4,442,000 | 2,253 |
| Provision for loan and lease losses | $501,000 | 985 |
| Total noninterest income | $3,022,000 | 921 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $153,000 | 4,277 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,869,000 | 618 |
| Total noninterest expense | $5,346,000 | 1,518 |
| Salaries and employee benefits | $1,883,000 | 2,301 |
| Premises and equipment expense | $455,000 | 2,476 |
| Additional noninterest expense | $3,008,000 | 823 |
| Pre-tax net operating income | $1,617,000 | 2,422 |
| Securities gains (losses) | $185,000 | 681 |
| Applicable income taxes | $650,000 | 1,811 |
| Income before extraordinary items | $1,152,000 | 2,618 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,152,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,618,000 | 300 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,033,600 | 2,773 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 2,310 |
| Total interest expense | $780,000 | 2,504 |
| Net interest income | $2,264,000 | 2,212 |
| Provision for loan and lease losses | $496,000 | 526 |
| Total noninterest income | $1,462,000 | 932 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $74,000 | 4,298 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,388,000 | 620 |
| Total noninterest expense | $2,597,000 | 1,567 |
| Salaries and employee benefits | $920,000 | 2,358 |
| Premises and equipment expense | $222,000 | 2,543 |
| Additional noninterest expense | $1,455,000 | 846 |
| Pre-tax net operating income | $633,000 | 2,946 |
| Securities gains (losses) | $233,000 | 447 |
| Applicable income taxes | $314,000 | 1,853 |
| Income before extraordinary items | $552,000 | 2,703 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $552,000 | 2,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $874,000 | 300 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $402,880 | 3,382 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,978,000 | 2,204 |
| Total interest expense | $3,781,000 | 2,341 |
| Net interest income | $9,197,000 | 2,120 |
| Provision for loan and lease losses | $2,930,000 | 490 |
| Total noninterest income | $5,950,000 | 983 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $283,000 | 4,447 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,667,000 | 698 |
| Total noninterest expense | $9,994,000 | 1,610 |
| Salaries and employee benefits | $3,549,000 | 2,377 |
| Premises and equipment expense | $894,000 | 2,501 |
| Additional noninterest expense | $5,551,000 | 917 |
| Pre-tax net operating income | $2,223,000 | 3,139 |
| Securities gains (losses) | $481,000 | 768 |
| Applicable income taxes | $983,000 | 2,199 |
| Income before extraordinary items | $1,721,000 | 3,211 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,721,000 | 3,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,433,000 | 310 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,413,160 | 3,546 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,896,000 | 2,193 |
| Total interest expense | $2,938,000 | 2,341 |
| Net interest income | $6,958,000 | 2,118 |
| Provision for loan and lease losses | $2,208,000 | 492 |
| Total noninterest income | $4,340,000 | 1,042 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $204,000 | 4,566 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,136,000 | 736 |
| Total noninterest expense | $7,468,000 | 1,624 |
| Salaries and employee benefits | $2,693,000 | 2,358 |
| Premises and equipment expense | $635,000 | 2,631 |
| Additional noninterest expense | $4,140,000 | 934 |
| Pre-tax net operating income | $1,622,000 | 3,348 |
| Securities gains (losses) | $481,000 | 702 |
| Applicable income taxes | $761,000 | 2,270 |
| Income before extraordinary items | $1,342,000 | 3,214 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,342,000 | 3,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,607,000 | 289 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,034,160 | 3,749 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,861,000 | 2,118 |
| Total interest expense | $2,026,000 | 2,344 |
| Net interest income | $4,835,000 | 2,024 |
| Provision for loan and lease losses | $1,660,000 | 444 |
| Total noninterest income | $2,815,000 | 1,051 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $133,000 | 4,584 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,682,000 | 732 |
| Total noninterest expense | $4,889,000 | 1,644 |
| Salaries and employee benefits | $1,812,000 | 2,325 |
| Premises and equipment expense | $423,000 | 2,631 |
| Additional noninterest expense | $2,654,000 | 951 |
| Pre-tax net operating income | $1,101,000 | 3,289 |
| Securities gains (losses) | $383,000 | 688 |
| Applicable income taxes | $536,000 | 2,230 |
| Income before extraordinary items | $948,000 | 3,085 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $948,000 | 3,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,528,000 | 281 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $702,880 | 3,659 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,554,000 | 2,068 |
| Total interest expense | $1,019,000 | 2,401 |
| Net interest income | $2,535,000 | 1,926 |
| Provision for loan and lease losses | $873,000 | 418 |
| Total noninterest income | $1,337,000 | 1,067 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $66,000 | 4,513 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,271,000 | 748 |
| Total noninterest expense | $2,459,000 | 1,630 |
| Salaries and employee benefits | $935,000 | 2,248 |
| Premises and equipment expense | $205,000 | 2,709 |
| Additional noninterest expense | $1,319,000 | 935 |
| Pre-tax net operating income | $540,000 | 3,324 |
| Securities gains (losses) | $383,000 | 429 |
| Applicable income taxes | $336,000 | 1,894 |
| Income before extraordinary items | $587,000 | 2,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $587,000 | 2,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,344,000 | 269 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $341,880 | 3,694 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,812,000 | 1,835 |
| Total interest expense | $5,282,000 | 2,134 |
| Net interest income | $11,530,000 | 1,686 |
| Provision for loan and lease losses | $5,079,000 | 382 |
| Total noninterest income | $6,088,000 | 891 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $264,000 | 4,558 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,824,000 | 622 |
| Total noninterest expense | $10,401,000 | 1,482 |
| Salaries and employee benefits | $3,534,000 | 2,260 |
| Premises and equipment expense | $795,000 | 2,702 |
| Additional noninterest expense | $6,072,000 | 823 |
| Pre-tax net operating income | $2,138,000 | 3,286 |
| Securities gains (losses) | $585,000 | 605 |
| Applicable income taxes | $992,000 | 2,221 |
| Income before extraordinary items | $1,731,000 | 3,132 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,731,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,026,000 | 287 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,356,600 | 3,660 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,779,000 | 1,633 |
| Total interest expense | $8,967,000 | 1,813 |
| Net interest income | $11,812,000 | 1,508 |
| Provision for loan and lease losses | $5,699,000 | 329 |
| Total noninterest income | $5,613,000 | 891 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $279,000 | 4,346 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,334,000 | 633 |
| Total noninterest expense | $10,635,000 | 1,381 |
| Salaries and employee benefits | $3,543,000 | 2,128 |
| Premises and equipment expense | $757,000 | 2,769 |
| Additional noninterest expense | $6,335,000 | 791 |
| Pre-tax net operating income | $1,091,000 | 4,674 |
| Securities gains (losses) | $260,000 | 987 |
| Applicable income taxes | $432,000 | 3,589 |
| Income before extraordinary items | $919,000 | 4,506 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $919,000 | 4,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,592,000 | 259 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $742,200 | 4,970 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $22,672,000 | 1,523 |
| Total interest expense | $8,319,000 | 2,066 |
| Net interest income | $14,353,000 | 1,223 |
| Provision for loan and lease losses | $4,738,000 | 333 |
| Total noninterest income | $606,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $253,000 | 4,496 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $353,000 | 3,605 |
| Total noninterest expense | $8,916,000 | 1,573 |
| Salaries and employee benefits | $2,888,000 | 2,466 |
| Premises and equipment expense | $571,000 | 3,405 |
| Additional noninterest expense | $5,457,000 | 893 |
| Pre-tax net operating income | $1,305,000 | 4,492 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $347,000 | 4,293 |
| Income before extraordinary items | $958,000 | 4,506 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $958,000 | 4,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,439,000 | 290 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $958,000 | 4,505 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,895,000 | 1,494 |
| Total interest expense | $8,607,000 | 1,728 |
| Net interest income | $13,288,000 | 1,312 |
| Provision for loan and lease losses | $4,591,000 | 321 |
| Total noninterest income | $487,000 | 5,036 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $252,000 | 4,502 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $235,000 | 4,571 |
| Total noninterest expense | $8,115,000 | 1,696 |
| Salaries and employee benefits | $2,539,000 | 2,768 |
| Premises and equipment expense | $435,000 | 4,236 |
| Additional noninterest expense | $5,141,000 | 936 |
| Pre-tax net operating income | $1,069,000 | 5,105 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $389,000 | 4,244 |
| Income before extraordinary items | $680,000 | 5,543 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $680,000 | 5,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,520,000 | 254 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $680,000 | 5,510 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $24,011,000 | 1,341 |
| Total interest expense | $10,224,000 | 1,493 |
| Net interest income | $13,787,000 | 1,228 |
| Provision for loan and lease losses | $5,864,000 | 282 |
| Total noninterest income | $374,000 | 5,820 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $162,000 | 5,723 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $212,000 | 4,815 |
| Total noninterest expense | $7,676,000 | 1,703 |
| Salaries and employee benefits | $2,198,000 | 3,049 |
| Premises and equipment expense | $272,000 | 5,673 |
| Additional noninterest expense | $5,206,000 | 922 |
| Pre-tax net operating income | $621,000 | 6,808 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $218,000 | 5,980 |
| Income before extraordinary items | $403,000 | 7,192 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $403,000 | 7,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,208,000 | 247 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $403,000 | 7,101 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $27,212,000 | 1,232 |
| Total interest expense | $11,595,000 | 1,360 |
| Net interest income | $15,617,000 | 1,131 |
| Provision for loan and lease losses | $7,088,000 | 263 |
| Total noninterest income | $319,000 | 6,459 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $94,000 | 7,332 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $225,000 | 4,675 |
| Total noninterest expense | $7,225,000 | 1,794 |
| Salaries and employee benefits | $1,258,000 | 4,905 |
| Premises and equipment expense | $279,000 | 5,671 |
| Additional noninterest expense | $5,688,000 | 880 |
| Pre-tax net operating income | $1,623,000 | 4,183 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $583,000 | 3,774 |
| Income before extraordinary items | $1,040,000 | 4,558 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,040,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,017,000 | 216 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,040,000 | 4,499 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $28,042,000 | 1,222 |
| Total interest expense | $11,779,000 | 1,377 |
| Net interest income | $16,263,000 | 1,118 |
| Provision for loan and lease losses | $7,710,000 | 252 |
| Total noninterest income | $300,000 | 6,939 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $68,000 | 8,315 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $232,000 | 4,751 |
| Total noninterest expense | $8,723,000 | 1,625 |
| Salaries and employee benefits | $1,262,000 | 4,979 |
| Premises and equipment expense | $236,000 | 6,453 |
| Additional noninterest expense | $7,225,000 | 876 |
| Pre-tax net operating income | $130,000 | 10,210 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $13,000 | 10,323 |
| Income before extraordinary items | $117,000 | 10,073 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $117,000 | 10,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,558,000 | 284 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $117,000 | 10,021 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,048,000 | 1,426 |
| Total interest expense | $10,785,000 | 1,502 |
| Net interest income | $13,263,000 | 1,357 |
| Provision for loan and lease losses | $5,048,000 | 320 |
| Total noninterest income | $304,000 | 7,034 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $65,000 | 8,754 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $239,000 | 4,609 |
| Total noninterest expense | $7,789,000 | 1,799 |
| Salaries and employee benefits | $1,253,000 | 5,023 |
| Premises and equipment expense | $232,000 | 6,634 |
| Additional noninterest expense | $6,304,000 | 939 |
| Pre-tax net operating income | $730,000 | 7,164 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $183,000 | 7,735 |
| Income before extraordinary items | $546,000 | 6,925 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $546,000 | 6,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,089,000 | 553 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $546,750 | 6,900 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,576,000 | 1,858 |
| Total interest expense | $6,142,000 | 2,034 |
| Net interest income | $10,434,000 | 1,733 |
| Provision for loan and lease losses | $1,086,000 | 874 |
| Total noninterest income | $204,000 | 8,663 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $66,000 | 9,141 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $138,000 | 6,471 |
| Total noninterest expense | $5,959,000 | 2,364 |
| Salaries and employee benefits | $1,113,000 | 5,591 |
| Premises and equipment expense | $192,000 | 7,613 |
| Additional noninterest expense | $4,654,000 | 1,249 |
| Pre-tax net operating income | $3,593,000 | 1,987 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,296,000 | 1,769 |
| Income before extraordinary items | $2,297,000 | 2,118 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,297,000 | 2,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,201,000 | 780 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,297,000 | 2,145 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,250,000 | 2,059 |
| Total interest expense | $5,429,000 | 2,377 |
| Net interest income | $9,821,000 | 1,829 |
| Provision for loan and lease losses | $1,661,000 | 919 |
| Total noninterest income | $193,000 | 9,352 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $66,000 | 9,471 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $127,000 | 7,107 |
| Total noninterest expense | $5,543,000 | 2,582 |
| Salaries and employee benefits | $901,000 | 6,705 |
| Premises and equipment expense | $163,000 | 8,556 |
| Additional noninterest expense | $4,479,000 | 1,388 |
| Pre-tax net operating income | $2,810,000 | 2,444 |
| Securities gains (losses) | $32,000 | 4,013 |
| Applicable income taxes | $533,000 | 3,960 |
| Income before extraordinary items | $2,309,000 | 2,166 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,309,000 | 2,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,283,000 | 965 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,283,080 | 2,056 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,256,000 | 3,121 |
| Total interest expense | $4,572,000 | 3,590 |
| Net interest income | $6,684,000 | 2,736 |
| Provision for loan and lease losses | $1,789,000 | 1,245 |
| Total noninterest income | $123,000 | 11,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 10,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,328 |
| Total noninterest expense | $5,190,000 | 2,765 |
| Salaries and employee benefits | $492,000 | 9,859 |
| Premises and equipment expense | $129,000 | 9,729 |
| Additional noninterest expense | $4,569,000 | 1,438 |
| Pre-tax net operating income | $-172,000 | 13,048 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-172,000 | 13,150 |
| Extraordinary gains, net | $230,000 | 378 |
| Net income | $58,000 | 12,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $953,000 | 1,603 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-172,000 | 13,021 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.