Home > 1st Security Bank of Washington > Income and Expense

1st Security Bank of Washington, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$167,192,000349
Total interest expense$41,947,000450
Net interest income$125,245,000314
Provision for loan and lease losses$4,773,000337
Total noninterest income$20,619,000441
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,322,000491
Trading account gains and feesNANA
Additional Noninterest Income$18,297,000350
Total noninterest expense$93,599,000335
Salaries and employee benefits$53,625,000309
Premises and equipment expense$8,073,000356
Additional noninterest expense$18,297,000350
Pre-tax net operating income$47,492,000364
Securities gains (losses)$0988
Applicable income taxes$9,677,000358
Income before extraordinary items$37,815,000352
Extraordinary gains, net$054
Net income$37,815,000357
Minority interest net income$088
Net income of bank and minority interests.$37,815,000355
Net charge-offs$2,228,000361
Cash dividends$8,919,000535
Sale, conversion, retirement of capital stock, net$0540
Net operating income$37,815,000363
2023-09-30 (YTD Data)Rank
Total interest income$4,102,0003,568
Total interest expense$10,0004,506
Net interest income$5,907,0002,732
Provision for loan and lease lossesNANA
Total noninterest income$2,0074,552
Gross Fiduciary activities income$0950
Service charges on deposit accounts$3114,430
Trading account gains and fees$0125
Additional Noninterest Income$04,497
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,553
Additional noninterest expense$7,4914,454
Pre-tax net operating incomeNANA
Securities gains (losses)$1,002,00041
Applicable income taxes$03,407
Income before extraordinary items$2,0004,379
Extraordinary gains, net$57,633,0004
Net income$27,643,000371
Minority interest net income$321,00036
Net income of bank and minority interests.$04,357
Net charge-offs$02,641
Cash dividends$253,0002,637
Sale, conversion, retirement of capital stock, net$-94,563
Net operating income$04,379
2023-06-30 (YTD Data)Rank
Total interest income$79,479,000339
Total interest expense$16,294,000463
Net interest income$63,185,000314
Provision for loan and lease losses$2,824,000292
Total noninterest income$10,067,000442
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,075,000510
Trading account gains and feesNANA
Additional Noninterest Income$8,992,000352
Total noninterest expense$47,587,000321
Salaries and employee benefits$27,377,000301
Premises and equipment expense$3,966,000360
Additional noninterest expense$8,992,000352
Pre-tax net operating income$22,841,000393
Securities gains (losses)$0938
Applicable income taxes$4,617,000394
Income before extraordinary items$18,224,000376
Extraordinary gains, net$051
Net income$18,224,000384
Minority interest net income$081
Net income of bank and minority interests.$18,224,000377
Net charge-offs$1,062,000299
Cash dividends$4,164,000504
Sale, conversion, retirement of capital stock, net$0486
Net operating income$18,224,000384
2023-03-31 (YTD Data)Rank
Total interest income$38,612,000346
Total interest expense$7,464,000445
Net interest income$31,148,000322
Provision for loan and lease losses$2,107,000226
Total noninterest income$5,204,000434
Gross Fiduciary activities income$0913
Service charges on deposit accounts$453,000605
Trading account gains and feesNANA
Additional Noninterest Income$4,751,000336
Total noninterest expense$23,476,000330
Salaries and employee benefits$13,864,000309
Premises and equipment expense$1,909,000395
Additional noninterest expense$4,751,000336
Pre-tax net operating income$10,769,000418
Securities gains (losses)$0950
Applicable income taxes$2,146,000410
Income before extraordinary items$8,623,000406
Extraordinary gains, net$04
Net income$8,623,000406
Minority interest net income$048
Net income of bank and minority interests.$8,623,000407
Net charge-offs$411,000313
Cash dividends$2,009,000475
Sale, conversion, retirement of capital stock, net$0430
Net operating income$8,623,000415
2022-12-31 (YTD Data)Rank
Total interest income$117,782,000360
Total interest expense$12,757,000378
Net interest income$105,025,000349
Provision for loan and lease losses$6,217,000242
Total noninterest income$16,783,000536
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,102,000548
Trading account gains and feesNANA
Additional Noninterest Income$14,681,000430
Total noninterest expense$76,389,000374
Salaries and employee benefits$47,632,000337
Premises and equipment expense$6,703,000431
Additional noninterest expense$14,681,000430
Pre-tax net operating income$39,202,000455
Securities gains (losses)$0691
Applicable income taxes$7,804,000454
Income before extraordinary items$31,398,000449
Extraordinary gains, net$05
Net income$31,398,000449
Minority interest net income$063
Net income of bank and minority interests.$31,398,000450
Net charge-offs$1,407,000342
Cash dividends$9,110,000512
Sale, conversion, retirement of capital stock, net$0568
Net operating income$31,398,000452
2022-09-30 (YTD Data)Rank
Total interest income$80,408,000366
Total interest expense$6,515,000376
Net interest income$73,893,000360
Provision for loan and lease losses$4,632,000219
Total noninterest income$15,262,000478
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,539,000562
Trading account gains and feesNANA
Additional Noninterest Income$13,723,000386
Total noninterest expense$55,406,000384
Salaries and employee benefits$35,110,000342
Premises and equipment expense$4,925,000438
Additional noninterest expense$13,723,000386
Pre-tax net operating income$29,117,000453
Securities gains (losses)$0740
Applicable income taxes$5,753,000459
Income before extraordinary items$23,364,000450
Extraordinary gains, net$04
Net income$23,364,000450
Minority interest net income$057
Net income of bank and minority interests.$23,364,000450
Net charge-offs$843,000333
Cash dividends$6,892,000461
Sale, conversion, retirement of capital stock, net$0519
Net operating income$23,364,000457
2022-06-30 (YTD Data)Rank
Total interest income$50,147,000369
Total interest expense$3,135,000380
Net interest income$47,012,000366
Provision for loan and lease losses$2,915,000209
Total noninterest income$10,483,000454
Gross Fiduciary activities income$0925
Service charges on deposit accounts$841,000675
Trading account gains and feesNANA
Additional Noninterest Income$9,642,000382
Total noninterest expense$36,642,000382
Salaries and employee benefits$23,708,000330
Premises and equipment expense$3,190,000441
Additional noninterest expense$9,744,000439
Pre-tax net operating income$17,938,000457
Securities gains (losses)$0687
Applicable income taxes$3,448,000473
Income before extraordinary items$14,490,000456
Extraordinary gains, net$04
Net income$14,490,000456
Minority interest net income$060
Net income of bank and minority interests.$14,490,000456
Net charge-offs$280,000454
Cash dividends$5,101,000415
Sale, conversion, retirement of capital stock, net$0494
Net operating income$14,490,000463
2022-03-31 (YTD Data)Rank
Total interest income$23,987,000373
Total interest expense$1,417,000398
Net interest income$22,570,000370
Provision for loan and lease losses$1,043,000196
Total noninterest income$6,043,000427
Gross Fiduciary activities income$0892
Service charges on deposit accounts$404,000693
Trading account gains and feesNANA
Additional Noninterest Income$5,639,000353
Total noninterest expense$18,503,000378
Salaries and employee benefits$11,972,000332
Premises and equipment expense$1,589,000446
Additional noninterest expense$4,942,000428
Pre-tax net operating income$9,067,000454
Securities gains (losses)$0623
Applicable income taxes$1,739,000461
Income before extraordinary items$7,328,000447
Extraordinary gains, net$04
Net income$7,328,000446
Minority interest net income$050
Net income of bank and minority interests.$7,328,000447
Net charge-offs$263,000313
Cash dividends$2,269,000431
Sale, conversion, retirement of capital stock, net$0453
Net operating income$7,328,000455
2021-12-31 (YTD Data)Rank
Total interest income$95,390,000378
Total interest expense$7,990,000353
Net interest income$87,400,000381
Provision for loan and lease losses$500,0001,035
Total noninterest income$37,925,000339
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,431,000725
Trading account gains and feesNANA
Additional Noninterest Income$36,494,000275
Total noninterest expense$75,412,000372
Salaries and employee benefits$49,721,000325
Premises and equipment expense$6,390,000435
Additional noninterest expense$19,301,000433
Pre-tax net operating income$49,413,000392
Securities gains (losses)$02,062
Applicable income taxes$10,427,000383
Income before extraordinary items$38,986,000394
Extraordinary gains, net$010
Net income$38,986,000393
Minority interest net income$074
Net income of bank and minority interests.$38,986,000394
Net charge-offs$1,037,000408
Cash dividends$9,800,000495
Sale, conversion, retirement of capital stock, net$0582
Net operating income$38,986,000387
2021-09-30 (YTD Data)Rank
Total interest income$70,958,000385
Total interest expense$6,367,000342
Net interest income$64,591,000392
Provision for loan and lease losses$1,500,000295
Total noninterest income$30,400,000324
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,032,000736
Trading account gains and feesNANA
Additional Noninterest Income$29,368,000264
Total noninterest expense$55,228,000375
Salaries and employee benefits$36,331,000336
Premises and equipment expense$4,723,000445
Additional noninterest expense$14,174,000442
Pre-tax net operating income$38,263,000394
Securities gains (losses)$02,015
Applicable income taxes$8,353,000375
Income before extraordinary items$29,910,000401
Extraordinary gains, net$08
Net income$29,910,000399
Minority interest net income$069
Net income of bank and minority interests.$29,910,000401
Net charge-offs$747,000393
Cash dividends$7,608,000463
Sale, conversion, retirement of capital stock, net$0543
Net operating income$29,910,000393
2021-06-30 (YTD Data)Rank
Total interest income$46,516,000391
Total interest expense$4,516,000339
Net interest income$42,000,000394
Provision for loan and lease losses$1,500,000193
Total noninterest income$22,223,000308
Gross Fiduciary activities income$0951
Service charges on deposit accounts$667,000729
Trading account gains and feesNANA
Additional Noninterest Income$21,556,000251
Total noninterest expense$36,049,000378
Salaries and employee benefits$23,541,000340
Premises and equipment expense$3,116,000450
Additional noninterest expense$9,392,000438
Pre-tax net operating income$26,674,000373
Securities gains (losses)$01,818
Applicable income taxes$5,530,000375
Income before extraordinary items$21,144,000386
Extraordinary gains, net$06
Net income$21,144,000384
Minority interest net income$067
Net income of bank and minority interests.$21,144,000386
Net charge-offs$438,000441
Cash dividends$5,363,000426
Sale, conversion, retirement of capital stock, net$0517
Net operating income$21,144,000379
2021-03-31 (YTD Data)Rank
Total interest income$22,802,000397
Total interest expense$2,430,000336
Net interest income$20,372,000395
Provision for loan and lease losses$1,500,000117
Total noninterest income$14,580,000258
Gross Fiduciary activities income$0922
Service charges on deposit accounts$333,000721
Trading account gains and feesNANA
Additional Noninterest Income$14,247,000209
Total noninterest expense$17,812,000382
Salaries and employee benefits$11,609,000345
Premises and equipment expense$1,492,000474
Additional noninterest expense$4,711,000420
Pre-tax net operating income$15,640,000327
Securities gains (losses)$01,392
Applicable income taxes$3,476,000319
Income before extraordinary items$12,164,000342
Extraordinary gains, net$03
Net income$12,164,000340
Minority interest net income$055
Net income of bank and minority interests.$12,164,000342
Net charge-offs$297,000348
Cash dividends$2,322,000421
Sale, conversion, retirement of capital stock, net$0482
Net operating income$12,164,000335
2020-12-31 (YTD Data)Rank
Total interest income$89,667,000399
Total interest expense$14,101,000370
Net interest income$75,566,000404
Provision for loan and lease losses$13,036,000283
Total noninterest income$50,605,000273
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,664,000606
Trading account gains and feesNANA
Additional Noninterest Income$48,941,000226
Total noninterest expense$62,614,000416
Salaries and employee benefits$38,095,000385
Premises and equipment expense$6,339,000434
Additional noninterest expense$18,180,000439
Pre-tax net operating income$50,521,000290
Securities gains (losses)$300,000828
Applicable income taxes$10,790,000280
Income before extraordinary items$40,031,000298
Extraordinary gains, net$04
Net income$40,031,000296
Minority interest net income$072
Net income of bank and minority interests.$40,031,000298
Net charge-offs$93,0002,062
Cash dividends$20,862,000276
Sale, conversion, retirement of capital stock, net$0566
Net operating income$39,794,000291
2020-09-30 (YTD Data)Rank
Total interest income$66,488,000399
Total interest expense$11,263,000373
Net interest income$55,225,000404
Provision for loan and lease losses$11,435,000283
Total noninterest income$37,071,000269
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,260,000596
Trading account gains and feesNANA
Additional Noninterest Income$35,811,000220
Total noninterest expense$45,105,000418
Salaries and employee benefits$27,192,000394
Premises and equipment expense$4,685,000434
Additional noninterest expense$13,228,000443
Pre-tax net operating income$35,756,000281
Securities gains (losses)$300,000710
Applicable income taxes$7,636,000282
Income before extraordinary items$28,420,000285
Extraordinary gains, net$04
Net income$28,420,000283
Minority interest net income$065
Net income of bank and minority interests.$28,420,000285
Net charge-offs$-135,0004,867
Cash dividends$18,284,000243
Sale, conversion, retirement of capital stock, net$0532
Net operating income$28,183,000281
2020-06-30 (YTD Data)Rank
Total interest income$44,119,000401
Total interest expense$8,105,000385
Net interest income$36,014,000410
Provision for loan and lease losses$8,335,000292
Total noninterest income$20,389,000289
Gross Fiduciary activities income$0970
Service charges on deposit accounts$911,000561
Trading account gains and feesNANA
Additional Noninterest Income$19,478,000238
Total noninterest expense$28,599,000436
Salaries and employee benefits$16,967,000412
Premises and equipment expense$3,104,000435
Additional noninterest expense$8,528,000448
Pre-tax net operating income$19,469,000291
Securities gains (losses)$182,000739
Applicable income taxes$4,119,000286
Income before extraordinary items$15,532,000304
Extraordinary gains, net$04
Net income$15,532,000304
Minority interest net income$065
Net income of bank and minority interests.$15,532,000304
Net charge-offs$39,0001,862
Cash dividends$8,284,000307
Sale, conversion, retirement of capital stock, net$0504
Net operating income$15,388,220296
2020-03-31 (YTD Data)Rank
Total interest income$22,096,000406
Total interest expense$4,392,000406
Net interest income$17,704,000411
Provision for loan and lease losses$3,686,000288
Total noninterest income$7,907,000305
Gross Fiduciary activities income$0941
Service charges on deposit accounts$577,000530
Trading account gains and feesNANA
Additional Noninterest Income$7,330,000243
Total noninterest expense$15,209,000413
Salaries and employee benefits$9,547,000372
Premises and equipment expense$1,485,000457
Additional noninterest expense$4,177,000462
Pre-tax net operating income$6,716,000356
Securities gains (losses)$01,705
Applicable income taxes$1,374,000350
Income before extraordinary items$5,342,000379
Extraordinary gains, net$04
Net income$5,342,000378
Minority interest net income$056
Net income of bank and minority interests.$5,342,000379
Net charge-offs$43,0001,266
Cash dividends$7,216,000244
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,342,000373
2019-12-31 (YTD Data)Rank
Total interest income$89,172,000401
Total interest expense$18,590,000412
Net interest income$70,582,000401
Provision for loan and lease losses$2,880,000382
Total noninterest income$20,160,000424
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,517,000498
Trading account gains and fees$0135
Additional Noninterest Income$17,643,000353
Total noninterest expense$58,944,000403
Salaries and employee benefits$33,816,000398
Premises and equipment expense$6,481,000413
Additional noninterest expense$18,647,000402
Pre-tax net operating income$28,918,000464
Securities gains (losses)$32,0001,440
Applicable income taxes$5,586,000475
Income before extraordinary items$23,364,000477
Extraordinary gains, net$011
Net income$23,364,000478
Minority interest net income$076
Net income of bank and minority interests.$23,364,000478
Net charge-offs$2,000,000419
Cash dividends$3,935,000988
Sale, conversion, retirement of capital stock, net$0626
Net operating income$23,338,080466
2019-09-30 (YTD Data)Rank
Total interest income$67,228,000408
Total interest expense$13,883,000423
Net interest income$53,345,000406
Provision for loan and lease losses$2,233,000374
Total noninterest income$14,949,000425
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,829,000512
Trading account gains and fees$0129
Additional Noninterest Income$13,120,000356
Total noninterest expense$43,961,000403
Salaries and employee benefits$24,757,000406
Premises and equipment expense$4,802,000422
Additional noninterest expense$14,402,000388
Pre-tax net operating income$22,100,000464
Securities gains (losses)$32,0001,250
Applicable income taxes$4,848,000427
Income before extraordinary items$17,284,000488
Extraordinary gains, net$011
Net income$17,284,000489
Minority interest net income$072
Net income of bank and minority interests.$17,284,000489
Net charge-offs$1,817,000331
Cash dividends$2,475,0001,022
Sale, conversion, retirement of capital stock, net$0590
Net operating income$17,258,720475
2019-06-30 (YTD Data)Rank
Total interest income$44,547,000407
Total interest expense$9,106,000423
Net interest income$35,441,000408
Provision for loan and lease losses$1,660,000336
Total noninterest income$9,168,000450
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,133,000549
Trading account gains and fees$0131
Additional Noninterest Income$8,035,000367
Total noninterest expense$30,233,000390
Salaries and employee benefits$16,892,000399
Premises and equipment expense$3,273,000411
Additional noninterest expense$10,068,000382
Pre-tax net operating income$12,716,000507
Securities gains (losses)$32,000886
Applicable income taxes$2,766,000476
Income before extraordinary items$9,982,000535
Extraordinary gains, net$011
Net income$9,982,000535
Minority interest net income$069
Net income of bank and minority interests.$9,982,000535
Net charge-offs$1,670,000256
Cash dividends$1,279,0001,226
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,956,720522
2019-03-31 (YTD Data)Rank
Total interest income$22,128,000408
Total interest expense$4,452,000420
Net interest income$17,676,000404
Provision for loan and lease losses$750,000349
Total noninterest income$4,089,000470
Gross Fiduciary activities income$0972
Service charges on deposit accounts$541,000565
Trading account gains and fees$0126
Additional Noninterest Income$3,548,000382
Total noninterest expense$14,097,000420
Salaries and employee benefits$8,243,000408
Premises and equipment expense$1,557,000437
Additional noninterest expense$4,297,000427
Pre-tax net operating income$6,918,000468
Securities gains (losses)$01,087
Applicable income taxes$1,551,000428
Income before extraordinary items$5,367,000499
Extraordinary gains, net$05
Net income$5,367,000498
Minority interest net income$052
Net income of bank and minority interests.$5,367,000498
Net charge-offs$1,254,000186
Cash dividends$478,0001,388
Sale, conversion, retirement of capital stock, net$0529
Net operating income$5,367,000487
2018-12-31 (YTD Data)Rank
Total interest income$61,040,000534
Total interest expense$9,513,000546
Net interest income$51,527,000528
Provision for loan and lease losses$1,540,000606
Total noninterest income$25,269,000350
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,125,0001,053
Trading account gains and fees$0126
Additional Noninterest Income$24,144,000272
Total noninterest expense$46,023,000491
Salaries and employee benefits$28,538,000441
Premises and equipment expense$4,419,000575
Additional noninterest expense$13,066,000536
Pre-tax net operating income$29,233,000441
Securities gains (losses)$171,000230
Applicable income taxes$4,398,000520
Income before extraordinary items$25,006,000434
Extraordinary gains, net$06
Net income$25,006,000433
Minority interest net income$072
Net income of bank and minority interests.$25,006,000433
Net charge-offs$-53,0004,901
Cash dividends$1,436,0001,800
Sale, conversion, retirement of capital stock, net$33,766,00019
Net operating income$24,860,650437
2018-09-30 (YTD Data)Rank
Total interest income$41,389,000575
Total interest expense$5,781,000624
Net interest income$35,608,000563
Provision for loan and lease losses$1,250,000554
Total noninterest income$14,400,000427
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$700,0001,231
Trading account gains and fees$0138
Additional Noninterest Income$13,700,000336
Total noninterest expense$32,801,000508
Salaries and employee benefits$21,758,000434
Premises and equipment expense$3,081,000611
Additional noninterest expense$7,962,000652
Pre-tax net operating income$15,957,000566
Securities gains (losses)$113,000278
Applicable income taxes$2,952,000567
Income before extraordinary items$13,118,000573
Extraordinary gains, net$05
Net income$13,118,000571
Minority interest net income$066
Net income of bank and minority interests.$13,118,000572
Net charge-offs$-39,0004,851
Cash dividends$957,0001,715
Sale, conversion, retirement of capital stock, net$0633
Net operating income$13,025,340574
2018-06-30 (YTD Data)Rank
Total interest income$26,319,000592
Total interest expense$3,234,000677
Net interest income$23,085,000581
Provision for loan and lease losses$800,000557
Total noninterest income$9,913,000427
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$469,0001,225
Trading account gains and fees$0130
Additional Noninterest Income$9,444,000327
Total noninterest expense$21,825,000511
Salaries and employee benefits$14,719,000430
Premises and equipment expense$1,995,000632
Additional noninterest expense$5,111,000677
Pre-tax net operating income$10,373,000571
Securities gains (losses)$113,000228
Applicable income taxes$1,587,000644
Income before extraordinary items$8,899,000557
Extraordinary gains, net$06
Net income$8,899,000555
Minority interest net income$065
Net income of bank and minority interests.$8,899,000556
Net charge-offs$-15,0004,655
Cash dividends$479,0002,067
Sale, conversion, retirement of capital stock, net$0620
Net operating income$8,802,950562
2018-03-31 (YTD Data)Rank
Total interest income$12,669,000607
Total interest expense$1,318,000759
Net interest income$11,351,000587
Provision for loan and lease losses$350,000615
Total noninterest income$4,617,000440
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$238,0001,218
Trading account gains and fees$0123
Additional Noninterest Income$4,379,000341
Total noninterest expense$10,396,000537
Salaries and employee benefits$7,048,000451
Premises and equipment expense$981,000650
Additional noninterest expense$2,367,000711
Pre-tax net operating income$5,222,000562
Securities gains (losses)$114,000158
Applicable income taxes$856,000594
Income before extraordinary items$4,480,000542
Extraordinary gains, net$07
Net income$4,480,000542
Minority interest net income$052
Net income of bank and minority interests.$4,480,000542
Net charge-offs$-35,0005,144
Cash dividends$479,0001,241
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,384,240555
2017-12-31 (YTD Data)Rank
Total interest income$44,842,000645
Total interest expense$4,242,000804
Net interest income$40,600,000628
Provision for loan and lease losses$750,0001,095
Total noninterest income$22,469,000385
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$985,0001,197
Trading account gains and fees$0151
Additional Noninterest Income$21,484,000295
Total noninterest expense$41,284,000527
Salaries and employee benefits$26,595,000452
Premises and equipment expense$3,853,000643
Additional noninterest expense$10,836,000622
Pre-tax net operating income$21,035,000526
Securities gains (losses)$380,000267
Applicable income taxes$6,787,000550
Income before extraordinary items$14,628,000537
Extraordinary gains, net$09
Net income$14,628,000535
Minority interest net income$076
Net income of bank and minority interests.$14,628,000537
Net charge-offs$205,0001,806
Cash dividends$1,914,0001,475
Sale, conversion, retirement of capital stock, net$0711
Net operating income$14,369,600539
2017-09-30 (YTD Data)Rank
Total interest income$32,513,000670
Total interest expense$3,041,000817
Net interest income$29,472,000651
Provision for loan and lease losses$450,0001,230
Total noninterest income$17,516,000376
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$724,0001,222
Trading account gains and fees$0145
Additional Noninterest Income$16,792,000287
Total noninterest expense$30,883,000531
Salaries and employee benefits$20,174,000452
Premises and equipment expense$2,825,000673
Additional noninterest expense$7,884,000647
Pre-tax net operating income$15,655,000536
Securities gains (losses)$380,000255
Applicable income taxes$5,221,000482
Income before extraordinary items$10,814,000583
Extraordinary gains, net$09
Net income$10,814,000583
Minority interest net income$071
Net income of bank and minority interests.$10,814,000583
Net charge-offs$62,0002,292
Cash dividends$1,436,0001,351
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,559,400587
2017-06-30 (YTD Data)Rank
Total interest income$20,528,000698
Total interest expense$1,885,000838
Net interest income$18,643,000678
Provision for loan and lease losses$03,871
Total noninterest income$11,568,000382
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$466,0001,246
Trading account gains and fees$0139
Additional Noninterest Income$11,102,000294
Total noninterest expense$20,018,000547
Salaries and employee benefits$13,034,000466
Premises and equipment expense$1,808,000703
Additional noninterest expense$5,176,000664
Pre-tax net operating income$10,193,000538
Securities gains (losses)$237,000260
Applicable income taxes$3,197,000502
Income before extraordinary items$7,233,000579
Extraordinary gains, net$011
Net income$7,233,000578
Minority interest net income$071
Net income of bank and minority interests.$7,233,000579
Net charge-offs$68,0001,774
Cash dividends$957,0001,375
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,069,470580
2017-03-31 (YTD Data)Rank
Total interest income$9,553,000737
Total interest expense$888,000855
Net interest income$8,665,000725
Provision for loan and lease losses$03,537
Total noninterest income$5,208,000412
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$198,0001,422
Trading account gains and fees$0142
Additional Noninterest Income$5,010,000314
Total noninterest expense$9,614,000576
Salaries and employee benefits$6,118,000501
Premises and equipment expense$878,000732
Additional noninterest expense$2,618,000652
Pre-tax net operating income$4,259,000604
Securities gains (losses)$01,153
Applicable income taxes$1,510,000507
Income before extraordinary items$2,749,000713
Extraordinary gains, net$08
Net income$2,749,000713
Minority interest net income$055
Net income of bank and minority interests.$2,749,000713
Net charge-offs$64,0001,179
Cash dividends$478,0001,276
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,749,000701
2016-12-31 (YTD Data)Rank
Total interest income$36,614,000735
Total interest expense$3,459,000849
Net interest income$33,155,000721
Provision for loan and lease losses$2,400,000457
Total noninterest income$22,577,000389
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$847,0001,385
Trading account gains and fees$0170
Additional Noninterest Income$21,730,000294
Total noninterest expense$36,582,000595
Salaries and employee benefits$21,982,000539
Premises and equipment expense$3,403,000734
Additional noninterest expense$11,197,000615
Pre-tax net operating income$16,750,000591
Securities gains (losses)$146,0001,071
Applicable income taxes$5,905,000495
Income before extraordinary items$10,991,000698
Extraordinary gains, net$05
Net income$10,991,000697
Minority interest net income$082
Net income of bank and minority interests.$10,991,000697
Net charge-offs$-26,0005,185
Cash dividends$1,435,0001,751
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,896,100692
2016-09-30 (YTD Data)Rank
Total interest income$26,789,000748
Total interest expense$2,568,000854
Net interest income$24,221,000735
Provision for loan and lease losses$1,800,000445
Total noninterest income$17,392,000379
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$624,0001,401
Trading account gains and fees$0169
Additional Noninterest Income$16,768,000286
Total noninterest expense$27,208,000599
Salaries and employee benefits$16,510,000537
Premises and equipment expense$2,492,000747
Additional noninterest expense$8,206,000635
Pre-tax net operating income$12,605,000596
Securities gains (losses)$146,000999
Applicable income taxes$4,426,000504
Income before extraordinary items$8,325,000700
Extraordinary gains, net$05
Net income$8,325,000700
Minority interest net income$071
Net income of bank and minority interests.$8,325,000700
Net charge-offs$-1,0004,445
Cash dividends$957,0001,709
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,230,100690
2016-06-30 (YTD Data)Rank
Total interest income$17,395,000767
Total interest expense$1,713,000849
Net interest income$15,682,000755
Provision for loan and lease losses$1,200,000436
Total noninterest income$10,358,000406
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$397,0001,435
Trading account gains and fees$0157
Additional Noninterest Income$9,961,000312
Total noninterest expense$17,369,000622
Salaries and employee benefits$10,223,000577
Premises and equipment expense$1,678,000739
Additional noninterest expense$5,468,000629
Pre-tax net operating income$7,471,000638
Securities gains (losses)$02,835
Applicable income taxes$2,713,000520
Income before extraordinary items$4,758,000790
Extraordinary gains, net$016
Net income$4,758,000789
Minority interest net income$071
Net income of bank and minority interests.$4,758,000789
Net charge-offs$33,0002,453
Cash dividends$479,0002,065
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,758,000765
2016-03-31 (YTD Data)Rank
Total interest income$8,694,000768
Total interest expense$901,000805
Net interest income$7,793,000760
Provision for loan and lease losses$600,000400
Total noninterest income$4,106,000465
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$173,0001,602
Trading account gains and fees$0142
Additional Noninterest Income$3,933,000356
Total noninterest expense$8,474,000638
Salaries and employee benefits$4,866,000607
Premises and equipment expense$829,000761
Additional noninterest expense$2,779,000609
Pre-tax net operating income$2,825,000805
Securities gains (losses)$02,077
Applicable income taxes$1,033,000629
Income before extraordinary items$1,792,0001,003
Extraordinary gains, net$012
Net income$1,792,0001,004
Minority interest net income$062
Net income of bank and minority interests.$1,792,0001,004
Net charge-offs$58,0001,342
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,792,000968
2015-12-31 (YTD Data)Rank
Total interest income$30,915,000833
Total interest expense$3,490,000804
Net interest income$27,425,000828
Provision for loan and lease losses$2,250,000411
Total noninterest income$16,588,000466
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$408,0002,480
Trading account gains and fees$0159
Additional Noninterest Income$16,180,000354
Total noninterest expense$28,079,000736
Salaries and employee benefits$16,732,000681
Premises and equipment expense$2,740,000895
Additional noninterest expense$8,607,000766
Pre-tax net operating income$13,684,000666
Securities gains (losses)$76,0001,329
Applicable income taxes$4,877,000532
Income before extraordinary items$8,883,000813
Extraordinary gains, net$023
Net income$8,883,000813
Minority interest net income$081
Net income of bank and minority interests.$8,883,000813
Net charge-offs$555,0001,079
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,833,600804
2015-09-30 (YTD Data)Rank
Total interest income$22,327,000865
Total interest expense$2,600,000815
Net interest income$19,727,000872
Provision for loan and lease losses$1,650,000389
Total noninterest income$12,964,000460
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$306,0002,490
Trading account gains and fees$0153
Additional Noninterest Income$12,658,000349
Total noninterest expense$20,563,000762
Salaries and employee benefits$12,461,000698
Premises and equipment expense$2,042,000912
Additional noninterest expense$6,060,000816
Pre-tax net operating income$10,478,000671
Securities gains (losses)$76,0001,191
Applicable income taxes$3,666,000553
Income before extraordinary items$6,888,000801
Extraordinary gains, net$021
Net income$6,888,000800
Minority interest net income$078
Net income of bank and minority interests.$6,888,000801
Net charge-offs$501,000858
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,838,600783
2015-06-30 (YTD Data)Rank
Total interest income$14,355,000899
Total interest expense$1,681,000846
Net interest income$12,674,000900
Provision for loan and lease losses$1,050,000409
Total noninterest income$8,863,000456
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$200,0002,491
Trading account gains and fees$0157
Additional Noninterest Income$8,663,000342
Total noninterest expense$13,109,000793
Salaries and employee benefits$8,166,000712
Premises and equipment expense$1,335,000924
Additional noninterest expense$3,608,000901
Pre-tax net operating income$7,378,000649
Securities gains (losses)$76,000976
Applicable income taxes$2,569,000547
Income before extraordinary items$4,885,000755
Extraordinary gains, net$022
Net income$4,885,000754
Minority interest net income$075
Net income of bank and minority interests.$4,885,000755
Net charge-offs$362,000810
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,834,840739
2015-03-31 (YTD Data)Rank
Total interest income$6,885,000935
Total interest expense$804,000887
Net interest income$6,081,000932
Provision for loan and lease losses$450,000443
Total noninterest income$3,809,000498
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$91,0002,654
Trading account gains and fees$0152
Additional Noninterest Income$3,718,000368
Total noninterest expense$6,274,000836
Salaries and employee benefits$3,950,000748
Premises and equipment expense$621,000986
Additional noninterest expense$1,703,000943
Pre-tax net operating income$3,166,000712
Securities gains (losses)$76,000682
Applicable income taxes$1,085,000594
Income before extraordinary items$2,157,000812
Extraordinary gains, net$013
Net income$2,157,000810
Minority interest net income$064
Net income of bank and minority interests.$2,157,000812
Net charge-offs$284,000559
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,106,080807
2014-12-31 (YTD Data)Rank
Total interest income$24,417,0001,049
Total interest expense$2,724,0001,091
Net interest income$21,693,0001,040
Provision for loan and lease losses$1,800,000515
Total noninterest income$9,180,000686
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$431,0002,544
Trading account gains and fees$0180
Additional Noninterest Income$8,749,000508
Total noninterest expense$22,508,000901
Salaries and employee benefits$14,064,000789
Premises and equipment expense$2,376,0001,011
Additional noninterest expense$6,068,0001,093
Pre-tax net operating income$6,565,0001,217
Securities gains (losses)$-41,0006,222
Applicable income taxes$1,949,0001,003
Income before extraordinary items$4,575,0001,413
Extraordinary gains, net$017
Net income$4,575,0001,411
Minority interest net income$084
Net income of bank and minority interests.$4,575,0001,412
Net charge-offs$802,0001,065
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,603,7001,377
2014-09-30 (YTD Data)Rank
Total interest income$17,631,0001,096
Total interest expense$2,035,0001,103
Net interest income$15,596,0001,088
Provision for loan and lease losses$1,350,000499
Total noninterest income$6,253,000743
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$320,0002,592
Trading account gains and fees$0174
Additional Noninterest Income$5,933,000540
Total noninterest expense$15,921,000950
Salaries and employee benefits$9,920,000826
Premises and equipment expense$1,762,0001,034
Additional noninterest expense$4,239,0001,166
Pre-tax net operating income$4,578,0001,301
Securities gains (losses)$-41,0006,323
Applicable income taxes$1,495,000998
Income before extraordinary items$3,042,0001,558
Extraordinary gains, net$015
Net income$3,042,0001,558
Minority interest net income$081
Net income of bank and minority interests.$3,042,0001,558
Net charge-offs$630,000968
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,069,4701,517
2014-06-30 (YTD Data)Rank
Total interest income$11,117,0001,153
Total interest expense$1,278,0001,160
Net interest income$9,839,0001,137
Provision for loan and lease losses$900,000485
Total noninterest income$4,032,000744
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$207,0002,630
Trading account gains and fees$0172
Additional Noninterest Income$3,825,000546
Total noninterest expense$10,167,000993
Salaries and employee benefits$6,363,000855
Premises and equipment expense$1,151,0001,060
Additional noninterest expense$2,653,0001,217
Pre-tax net operating income$2,804,0001,357
Securities gains (losses)$10,0001,948
Applicable income taxes$931,0001,023
Income before extraordinary items$1,883,0001,614
Extraordinary gains, net$020
Net income$1,883,0001,617
Minority interest net income$080
Net income of bank and minority interests.$1,883,0001,616
Net charge-offs$444,000960
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,876,3001,590
2014-03-31 (YTD Data)Rank
Total interest income$5,415,0001,181
Total interest expense$611,0001,236
Net interest income$4,804,0001,166
Provision for loan and lease losses$450,000484
Total noninterest income$1,820,000788
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$104,0002,594
Trading account gains and fees$0147
Additional Noninterest Income$1,716,000570
Total noninterest expense$4,856,0001,055
Salaries and employee benefits$3,122,000891
Premises and equipment expense$573,0001,092
Additional noninterest expense$1,161,0001,367
Pre-tax net operating income$1,318,0001,406
Securities gains (losses)$01,715
Applicable income taxes$433,0001,034
Income before extraordinary items$885,0001,656
Extraordinary gains, net$016
Net income$885,0001,659
Minority interest net income$066
Net income of bank and minority interests.$885,0001,659
Net charge-offs$299,000714
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$885,0001,621
2013-12-31 (YTD Data)Rank
Total interest income$21,386,0001,201
Total interest expense$2,226,0001,530
Net interest income$19,160,0001,148
Provision for loan and lease losses$2,170,000588
Total noninterest income$7,369,000850
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$551,0002,218
Trading account gains and fees$0184
Additional Noninterest Income$6,818,000641
Total noninterest expense$18,625,0001,096
Salaries and employee benefits$10,886,000991
Premises and equipment expense$2,106,0001,134
Additional noninterest expense$5,633,0001,195
Pre-tax net operating income$5,734,0001,279
Securities gains (losses)$264,000748
Applicable income taxes$2,041,000891
Income before extraordinary items$3,957,0001,526
Extraordinary gains, net$029
Net income$3,957,0001,528
Minority interest net income$090
Net income of bank and minority interests.$3,957,0001,530
Net charge-offs$1,776,000824
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,782,7601,538
2013-09-30 (YTD Data)Rank
Total interest income$15,988,0001,206
Total interest expense$1,617,0001,630
Net interest income$14,371,0001,143
Provision for loan and lease losses$1,720,000572
Total noninterest income$6,161,000794
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$433,0002,136
Trading account gains and fees$0180
Additional Noninterest Income$5,728,000596
Total noninterest expense$13,880,0001,100
Salaries and employee benefits$8,136,000989
Premises and equipment expense$1,459,0001,228
Additional noninterest expense$4,285,0001,168
Pre-tax net operating income$4,932,0001,156
Securities gains (losses)$264,000698
Applicable income taxes$1,772,000822
Income before extraordinary items$3,424,0001,328
Extraordinary gains, net$025
Net income$3,424,0001,330
Minority interest net income$084
Net income of bank and minority interests.$3,424,0001,330
Net charge-offs$1,108,000930
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,249,7601,367
2013-06-30 (YTD Data)Rank
Total interest income$10,471,0001,221
Total interest expense$1,048,0001,708
Net interest income$9,423,0001,153
Provision for loan and lease losses$1,200,000571
Total noninterest income$4,366,000769
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$285,0002,127
Trading account gains and fees$0157
Additional Noninterest Income$4,081,000572
Total noninterest expense$9,314,0001,093
Salaries and employee benefits$5,582,000963
Premises and equipment expense$943,0001,268
Additional noninterest expense$2,789,0001,196
Pre-tax net operating income$3,275,0001,138
Securities gains (losses)$264,000618
Applicable income taxes$1,191,000810
Income before extraordinary items$2,348,0001,287
Extraordinary gains, net$022
Net income$2,348,0001,290
Minority interest net income$082
Net income of bank and minority interests.$2,348,0001,290
Net charge-offs$622,0001,075
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,173,7601,329
2013-03-31 (YTD Data)Rank
Total interest income$5,111,0001,254
Total interest expense$523,0001,756
Net interest income$4,588,0001,185
Provision for loan and lease losses$600,000594
Total noninterest income$1,902,000852
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$140,0002,146
Trading account gains and fees$0148
Additional Noninterest Income$1,762,000653
Total noninterest expense$4,202,0001,218
Salaries and employee benefits$2,463,0001,111
Premises and equipment expense$434,0001,407
Additional noninterest expense$1,305,0001,264
Pre-tax net operating income$1,688,0001,087
Securities gains (losses)$168,000523
Applicable income taxes$624,000756
Income before extraordinary items$1,232,0001,216
Extraordinary gains, net$010
Net income$1,232,0001,218
Minority interest net income$076
Net income of bank and minority interests.$1,232,0001,218
Net charge-offs$254,0001,187
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,121,1201,279
2012-12-31 (YTD Data)Rank
Total interest income$18,784,0001,417
Total interest expense$2,374,0001,834
Net interest income$16,410,0001,330
Provision for loan and lease losses$2,913,000785
Total noninterest income$4,192,0001,284
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$730,0001,826
Trading account gains and fees$0166
Additional Noninterest Income$3,462,0001,060
Total noninterest expense$14,667,0001,352
Salaries and employee benefits$8,481,0001,238
Premises and equipment expense$1,622,0001,463
Additional noninterest expense$4,564,0001,479
Pre-tax net operating income$3,022,0002,076
Securities gains (losses)$165,0001,856
Applicable income taxes$04,751
Income before extraordinary items$3,187,0001,764
Extraordinary gains, net$2,101,0004
Net income$5,288,0001,113
Minority interest net income$093
Net income of bank and minority interests.$5,288,0001,113
Net charge-offs$2,560,000956
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,022,0001,746
2012-09-30 (YTD Data)Rank
Total interest income$13,685,0001,479
Total interest expense$1,833,0001,858
Net interest income$11,852,0001,405
Provision for loan and lease losses$1,695,000988
Total noninterest income$1,824,0001,909
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$571,0001,785
Trading account gains and fees$0157
Additional Noninterest Income$1,253,0001,734
Total noninterest expense$10,194,0001,442
Salaries and employee benefits$5,697,0001,360
Premises and equipment expense$1,167,0001,539
Additional noninterest expense$3,330,0001,516
Pre-tax net operating income$1,787,0002,561
Securities gains (losses)$106,0001,927
Applicable income taxes$04,802
Income before extraordinary items$1,893,0002,216
Extraordinary gains, net$2,323,0003
Net income$4,216,0001,083
Minority interest net income$086
Net income of bank and minority interests.$4,216,0001,083
Net charge-offs$1,681,0001,033
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,787,0002,187
2012-06-30 (YTD Data)Rank
Total interest income$8,852,0001,543
Total interest expense$1,253,0001,872
Net interest income$7,599,0001,457
Provision for loan and lease losses$1,065,0001,046
Total noninterest income$730,0002,629
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$396,0001,723
Trading account gains and fees$0153
Additional Noninterest Income$334,0002,920
Total noninterest expense$6,472,0001,517
Salaries and employee benefits$3,536,0001,443
Premises and equipment expense$775,0001,538
Additional noninterest expense$2,161,0001,569
Pre-tax net operating income$792,0003,302
Securities gains (losses)$106,0001,551
Applicable income taxes$04,770
Income before extraordinary items$898,0002,814
Extraordinary gains, net$019
Net income$898,0002,815
Minority interest net income$084
Net income of bank and minority interests.$898,0002,815
Net charge-offs$1,078,0001,076
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$792,0002,908
2012-03-31 (YTD Data)Rank
Total interest income$4,316,0001,596
Total interest expense$648,0001,892
Net interest income$3,668,0001,523
Provision for loan and lease losses$515,0001,024
Total noninterest income$157,0004,126
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$206,0001,644
Trading account gains and fees$0148
Additional Noninterest Income$-49,0007,097
Total noninterest expense$3,045,0001,594
Salaries and employee benefits$1,683,0001,512
Premises and equipment expense$346,0001,713
Additional noninterest expense$1,016,0001,625
Pre-tax net operating income$265,0004,060
Securities gains (losses)$12,0001,741
Applicable income taxes$04,704
Income before extraordinary items$277,0003,785
Extraordinary gains, net$019
Net income$277,0003,788
Minority interest net income$078
Net income of bank and minority interests.$277,0003,788
Net charge-offs$660,000910
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$265,0003,710
2011-12-31 (YTD Data)Rank
Total interest income$16,642,0001,699
Total interest expense$2,996,0001,965
Net interest income$13,646,0001,630
Provision for loan and lease losses$2,369,0001,393
Total noninterest income$1,204,0002,789
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$908,0001,605
Trading account gains and fees$0146
Additional Noninterest Income$296,0003,888
Total noninterest expense$10,965,0001,764
Salaries and employee benefits$5,565,0001,738
Premises and equipment expense$1,378,0001,803
Additional noninterest expense$4,022,0001,694
Pre-tax net operating income$1,516,0003,014
Securities gains (losses)$29,0002,921
Applicable income taxes$04,719
Income before extraordinary items$1,545,0002,717
Extraordinary gains, net$029
Net income$1,545,0002,719
Minority interest net income$096
Net income of bank and minority interests.$1,545,0002,719
Net charge-offs$3,929,000989
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,516,0002,662
2011-09-30 (YTD Data)Rank
Total interest income$12,422,0001,727
Total interest expense$2,317,0001,986
Net interest income$10,105,0001,659
Provision for loan and lease losses$1,652,0001,417
Total noninterest income$882,0002,823
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$661,0001,655
Trading account gains and fees$0145
Additional Noninterest Income$221,0003,955
Total noninterest expense$8,120,0001,787
Salaries and employee benefits$4,106,0001,776
Premises and equipment expense$1,021,0001,839
Additional noninterest expense$2,993,0001,705
Pre-tax net operating income$1,215,0002,981
Securities gains (losses)$18,0002,857
Applicable income taxes$04,740
Income before extraordinary items$1,233,0002,670
Extraordinary gains, net$021
Net income$1,233,0002,672
Minority interest net income$087
Net income of bank and minority interests.$1,233,0002,672
Net charge-offs$2,709,0001,004
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,215,0002,608
2011-06-30 (YTD Data)Rank
Total interest income$8,324,0001,747
Total interest expense$1,621,0001,964
Net interest income$6,703,0001,672
Provision for loan and lease losses$1,030,0001,474
Total noninterest income$830,0002,275
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$422,0001,690
Trading account gains and fees$0153
Additional Noninterest Income$408,0002,410
Total noninterest expense$5,495,0001,776
Salaries and employee benefits$2,651,0001,856
Premises and equipment expense$629,0002,009
Additional noninterest expense$2,215,0001,563
Pre-tax net operating income$1,008,0002,521
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,008,0002,259
Extraordinary gains, net$015
Net income$1,008,0002,259
Minority interest net income$089
Net income of bank and minority interests.$1,008,0002,259
Net charge-offs$2,099,000895
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,008,0002,180
2011-03-31 (YTD Data)Rank
Total interest income$4,231,0001,720
Total interest expense$833,0001,984
Net interest income$3,398,0001,645
Provision for loan and lease losses$465,0001,487
Total noninterest income$395,0002,365
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$203,0001,725
Trading account gains and fees$0158
Additional Noninterest Income$192,0002,528
Total noninterest expense$2,764,0001,781
Salaries and employee benefits$1,327,0001,875
Premises and equipment expense$298,0002,152
Additional noninterest expense$1,139,0001,524
Pre-tax net operating income$564,0002,342
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$564,0002,024
Extraordinary gains, net$09
Net income$564,0002,023
Minority interest net income$086
Net income of bank and minority interests.$564,0002,024
Net charge-offs$1,326,000703
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$564,0001,985
2010-12-31 (YTD Data)Rank
Total interest income$17,693,0001,710
Total interest expense$3,868,0002,057
Net interest income$13,825,0001,614
Provision for loan and lease losses$3,480,0001,464
Total noninterest income$3,034,0001,543
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$876,0001,686
Trading account gains and fees$0175
Additional Noninterest Income$2,158,0001,337
Total noninterest expense$11,777,0001,679
Salaries and employee benefits$5,050,0001,925
Premises and equipment expense$1,129,0002,237
Additional noninterest expense$5,598,0001,311
Pre-tax net operating income$1,602,0002,620
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$1,602,0002,398
Extraordinary gains, net$029
Net income$1,602,0002,396
Minority interest net income$0111
Net income of bank and minority interests.$1,602,0002,399
Net charge-offs$4,979,0001,020
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,602,0002,296
2010-09-30 (YTD Data)Rank
Total interest income$12,986,0001,783
Total interest expense$2,959,0002,097
Net interest income$10,027,0001,679
Provision for loan and lease losses$2,905,0001,290
Total noninterest income$2,597,0001,382
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$663,0001,723
Trading account gains and fees$0165
Additional Noninterest Income$1,934,0001,126
Total noninterest expense$8,534,0001,736
Salaries and employee benefits$3,833,0001,897
Premises and equipment expense$833,0002,307
Additional noninterest expense$3,868,0001,380
Pre-tax net operating income$1,185,0002,799
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$1,185,0002,573
Extraordinary gains, net$023
Net income$1,185,0002,570
Minority interest net income$0110
Net income of bank and minority interests.$1,185,0002,574
Net charge-offs$4,264,000877
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,185,0002,435
2010-06-30 (YTD Data)Rank
Total interest income$8,519,0001,832
Total interest expense$1,982,0002,179
Net interest income$6,537,0001,717
Provision for loan and lease losses$1,905,0001,319
Total noninterest income$1,716,0001,370
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$433,0001,758
Trading account gains and fees$0152
Additional Noninterest Income$1,283,0001,093
Total noninterest expense$5,632,0001,755
Salaries and employee benefits$2,596,0001,884
Premises and equipment expense$563,0002,288
Additional noninterest expense$2,473,0001,442
Pre-tax net operating income$716,0002,989
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$716,0002,718
Extraordinary gains, net$019
Net income$716,0002,713
Minority interest net income$0105
Net income of bank and minority interests.$716,0002,717
Net charge-offs$3,085,000815
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$716,0002,626
2010-03-31 (YTD Data)Rank
Total interest income$4,288,0001,868
Total interest expense$996,0002,265
Net interest income$3,292,0001,725
Provision for loan and lease losses$1,150,0001,066
Total noninterest income$1,277,000995
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$214,0001,774
Trading account gains and fees$0175
Additional Noninterest Income$1,063,000757
Total noninterest expense$2,801,0001,776
Salaries and employee benefits$1,364,0001,832
Premises and equipment expense$293,0002,250
Additional noninterest expense$1,144,0001,543
Pre-tax net operating income$618,0002,054
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$618,0001,787
Extraordinary gains, net$016
Net income$618,0001,785
Minority interest net income$091
Net income of bank and minority interests.$618,0001,788
Net charge-offs$2,241,000600
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$618,0001,701
2009-12-31 (YTD Data)Rank
Total interest income$16,392,0002,075
Total interest expense$4,501,0002,481
Net interest income$11,891,0001,864
Provision for loan and lease losses$7,067,0001,117
Total noninterest income$3,579,0001,418
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,165,0001,471
Trading account gains and fees$0211
Additional Noninterest Income$2,414,0001,205
Total noninterest expense$13,040,0001,589
Salaries and employee benefits$6,468,0001,542
Premises and equipment expense$1,322,0002,016
Additional noninterest expense$5,250,0001,416
Pre-tax net operating income$-4,637,0007,141
Securities gains (losses)$63,0002,474
Applicable income taxes$04,388
Income before extraordinary items$-4,574,0007,216
Extraordinary gains, net$034
Net income$-4,574,0007,215
Minority interest net income$0115
Net income of bank and minority interests.$-4,574,0007,215
Net charge-offs$5,262,0001,105
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-4,637,0007,235
2009-09-30 (YTD Data)Rank
Total interest income$12,362,0002,097
Total interest expense$3,468,0002,525
Net interest income$8,894,0001,860
Provision for loan and lease losses$3,867,0001,262
Total noninterest income$3,069,0001,294
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$888,0001,447
Trading account gains and fees$0212
Additional Noninterest Income$2,181,0001,086
Total noninterest expense$11,026,0001,387
Salaries and employee benefits$5,359,0001,429
Premises and equipment expense$1,023,0001,985
Additional noninterest expense$4,644,0001,213
Pre-tax net operating income$-2,930,0007,271
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-2,930,0007,368
Extraordinary gains, net$027
Net income$-2,930,0007,367
Minority interest net income$0118
Net income of bank and minority interests.$-2,930,0007,368
Net charge-offs$2,720,0001,246
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,930,0007,360
2009-06-30 (YTD Data)Rank
Total interest income$8,273,0002,127
Total interest expense$2,357,0002,578
Net interest income$5,916,0001,869
Provision for loan and lease losses$1,387,0001,717
Total noninterest income$1,184,0001,930
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$555,0001,507
Trading account gains and fees$0193
Additional Noninterest Income$629,0001,932
Total noninterest expense$6,689,0001,562
Salaries and employee benefits$3,560,0001,461
Premises and equipment expense$703,0001,957
Additional noninterest expense$2,426,0001,516
Pre-tax net operating income$-976,0007,012
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-976,0007,139
Extraordinary gains, net$021
Net income$-976,0007,139
Minority interest net income$0112
Net income of bank and minority interests.$-976,0007,140
Net charge-offs$1,776,0001,212
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-976,0007,131
2009-03-31 (YTD Data)Rank
Total interest income$4,075,0002,179
Total interest expense$1,199,0002,638
Net interest income$2,876,0001,904
Provision for loan and lease losses$273,0002,465
Total noninterest income$599,0001,886
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$265,0001,535
Trading account gains and fees$0171
Additional Noninterest Income$334,0001,816
Total noninterest expense$3,215,0001,568
Salaries and employee benefits$1,796,0001,457
Premises and equipment expense$342,0002,043
Additional noninterest expense$1,077,0001,498
Pre-tax net operating income$-13,0006,321
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-13,0006,475
Extraordinary gains, net$015
Net income$-13,0006,476
Minority interest net income$0102
Net income of bank and minority interests.$-13,0006,476
Net charge-offs$936,000992
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-13,0006,341
2008-12-31 (YTD Data)Rank
Total interest income$17,062,0002,215
Total interest expense$5,798,0002,590
Net interest income$11,264,0001,969
Provision for loan and lease losses$4,937,0001,009
Total noninterest income$2,462,0001,829
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,105,0001,610
Trading account gains and fees$0154
Additional Noninterest Income$1,357,0001,718
Total noninterest expense$12,272,0001,600
Salaries and employee benefits$6,406,0001,610
Premises and equipment expense$1,417,0001,929
Additional noninterest expense$4,449,0001,393
Pre-tax net operating income$-3,483,0007,673
Securities gains (losses)$-321,0007,432
Applicable income taxes$04,979
Income before extraordinary items$-3,804,0007,712
Extraordinary gains, net$039
Net income$-3,804,0007,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,083,0001,262
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-3,483,0007,751
2008-09-30 (YTD Data)Rank
Total interest income$13,119,0002,220
Total interest expense$4,441,0002,633
Net interest income$8,678,0001,955
Provision for loan and lease losses$1,184,0001,672
Total noninterest income$1,823,0001,899
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$788,0001,700
Trading account gains and fees$0148
Additional Noninterest Income$1,035,0001,771
Total noninterest expense$9,374,0001,556
Salaries and employee benefits$5,215,0001,519
Premises and equipment expense$1,066,0001,915
Additional noninterest expense$3,093,0001,451
Pre-tax net operating income$-57,0006,856
Securities gains (losses)$-321,0007,677
Applicable income taxes$05,372
Income before extraordinary items$-378,0007,086
Extraordinary gains, net$031
Net income$-378,0007,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$749,0001,557
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-57,0006,891
2008-06-30 (YTD Data)Rank
Total interest income$9,085,0002,167
Total interest expense$3,187,0002,566
Net interest income$5,898,0001,908
Provision for loan and lease losses$811,0001,405
Total noninterest income$1,178,0001,973
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$488,0001,793
Trading account gains and fees$0149
Additional Noninterest Income$690,0001,808
Total noninterest expense$6,176,0001,569
Salaries and employee benefits$3,403,0001,550
Premises and equipment expense$719,0001,891
Additional noninterest expense$2,054,0001,425
Pre-tax net operating income$89,0006,466
Securities gains (losses)$-321,0008,319
Applicable income taxes$-74,0007,808
Income before extraordinary items$-158,0007,339
Extraordinary gains, net$021
Net income$-158,0007,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$488,0001,336
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$60,2806,564
2008-03-31 (YTD Data)Rank
Total interest income$4,681,0002,157
Total interest expense$1,813,0002,441
Net interest income$2,868,0001,946
Provision for loan and lease losses$-270,0008,475
Total noninterest income$728,0001,690
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$229,0001,851
Trading account gains and fees$0158
Additional Noninterest Income$499,0001,419
Total noninterest expense$3,150,0001,519
Salaries and employee benefits$1,715,0001,551
Premises and equipment expense$370,0001,838
Additional noninterest expense$1,065,0001,353
Pre-tax net operating income$716,0002,366
Securities gains (losses)$02,688
Applicable income taxes$234,0001,763
Income before extraordinary items$482,0002,770
Extraordinary gains, net$015
Net income$482,0002,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0001,373
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$482,0002,689
2007-12-31 (YTD Data)Rank
Total interest income$17,998,0002,291
Total interest expense$6,942,0002,652
Net interest income$11,056,0002,053
Provision for loan and lease losses$578,0002,114
Total noninterest income$1,983,0002,227
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$923,0001,892
Trading account gains and fees$0178
Additional Noninterest Income$1,060,0002,142
Total noninterest expense$16,318,0001,145
Salaries and employee benefits$10,181,000973
Premises and equipment expense$1,510,0001,740
Additional noninterest expense$4,627,0001,217
Pre-tax net operating income$-3,857,0008,416
Securities gains (losses)$02,146
Applicable income taxes$272,0003,500
Income before extraordinary items$-4,129,0008,432
Extraordinary gains, net$039
Net income$-4,129,0008,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$486,0001,729
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-4,129,0008,429
2007-09-30 (YTD Data)Rank
Total interest income$13,509,0002,298
Total interest expense$5,080,0002,713
Net interest income$8,429,0002,036
Provision for loan and lease losses$247,0002,635
Total noninterest income$1,558,0002,158
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$659,0001,960
Trading account gains and fees$0184
Additional Noninterest Income$899,0001,976
Total noninterest expense$10,257,0001,345
Salaries and employee benefits$6,091,0001,224
Premises and equipment expense$1,148,0001,708
Additional noninterest expense$3,018,0001,349
Pre-tax net operating income$-517,0008,086
Securities gains (losses)$01,655
Applicable income taxes$-161,0008,292
Income before extraordinary items$-356,0008,050
Extraordinary gains, net$033
Net income$-356,0008,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$298,0001,542
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-356,0008,033
2007-06-30 (YTD Data)Rank
Total interest income$8,867,0002,352
Total interest expense$3,289,0002,769
Net interest income$5,578,0002,085
Provision for loan and lease losses$06,209
Total noninterest income$1,132,0002,049
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$416,0002,043
Trading account gains and fees$0168
Additional Noninterest Income$716,0001,749
Total noninterest expense$6,727,0001,375
Salaries and employee benefits$4,235,0001,204
Premises and equipment expense$761,0001,747
Additional noninterest expense$1,731,0001,561
Pre-tax net operating income$-17,0007,820
Securities gains (losses)$01,444
Applicable income taxes$-6,0008,116
Income before extraordinary items$-11,0007,817
Extraordinary gains, net$029
Net income$-11,0007,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0001,609
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-11,0007,804
2007-03-31 (YTD Data)Rank
Total interest income$4,381,0002,373
Total interest expense$1,567,0002,871
Net interest income$2,814,0002,060
Provision for loan and lease losses$05,779
Total noninterest income$709,0001,723
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$184,0002,212
Trading account gains and fees$0195
Additional Noninterest Income$525,0001,308
Total noninterest expense$3,277,0001,412
Salaries and employee benefits$2,040,0001,263
Premises and equipment expense$374,0001,778
Additional noninterest expense$863,0001,542
Pre-tax net operating income$246,0005,093
Securities gains (losses)$01,187
Applicable income taxes$84,0003,516
Income before extraordinary items$162,0005,494
Extraordinary gains, net$022
Net income$162,0005,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0001,157
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$162,0005,477
2006-12-31 (YTD Data)Rank
Total interest income$17,907,0002,188
Total interest expense$5,536,0002,783
Net interest income$12,371,0001,868
Provision for loan and lease losses$246,0003,129
Total noninterest income$2,654,0001,796
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$854,0002,009
Trading account gains and fees$0130
Additional Noninterest Income$1,800,0001,464
Total noninterest expense$12,961,0001,381
Salaries and employee benefits$8,253,0001,181
Premises and equipment expense$1,635,0001,575
Additional noninterest expense$3,073,0001,720
Pre-tax net operating income$1,818,0003,870
Securities gains (losses)$01,687
Applicable income taxes$618,0002,848
Income before extraordinary items$1,200,0004,284
Extraordinary gains, net$051
Net income$1,200,0004,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0001,864
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,200,0004,263
2006-09-30 (YTD Data)Rank
Total interest income$13,279,0002,198
Total interest expense$3,853,0002,868
Net interest income$9,426,0001,847
Provision for loan and lease losses$106,0003,994
Total noninterest income$2,015,0001,789
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$605,0002,107
Trading account gains and fees$0126
Additional Noninterest Income$1,410,0001,420
Total noninterest expense$9,656,0001,393
Salaries and employee benefits$6,325,0001,174
Premises and equipment expense$1,196,0001,616
Additional noninterest expense$2,135,0001,817
Pre-tax net operating income$1,679,0003,517
Securities gains (losses)$01,388
Applicable income taxes$568,0002,680
Income before extraordinary items$1,111,0003,907
Extraordinary gains, net$045
Net income$1,111,0003,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0002,508
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,111,0003,897
2006-06-30 (YTD Data)Rank
Total interest income$8,845,0002,167
Total interest expense$2,332,0003,003
Net interest income$6,513,0001,787
Provision for loan and lease losses$106,0003,240
Total noninterest income$1,603,0001,534
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$401,0002,098
Trading account gains and fees$0126
Additional Noninterest Income$1,202,0001,190
Total noninterest expense$6,499,0001,388
Salaries and employee benefits$4,414,0001,112
Premises and equipment expense$777,0001,653
Additional noninterest expense$1,308,0002,005
Pre-tax net operating income$1,511,0002,864
Securities gains (losses)$01,185
Applicable income taxes$514,0002,260
Income before extraordinary items$997,0003,218
Extraordinary gains, net$039
Net income$997,0003,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0001,846
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$997,0003,212
2006-03-31 (YTD Data)Rank
Total interest income$4,272,0002,196
Total interest expense$1,096,0003,032
Net interest income$3,176,0001,821
Provision for loan and lease losses$106,0001,903
Total noninterest income$1,317,0001,035
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$188,0002,152
Trading account gains and fees$0115
Additional Noninterest Income$1,129,000732
Total noninterest expense$3,170,0001,431
Salaries and employee benefits$1,892,0001,306
Premises and equipment expense$386,0001,667
Additional noninterest expense$892,0001,477
Pre-tax net operating income$1,217,0001,948
Securities gains (losses)$0955
Applicable income taxes$414,0001,611
Income before extraordinary items$803,0002,177
Extraordinary gains, net$021
Net income$803,0002,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0001,230
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$803,0002,156
2005-12-31 (YTD Data)Rank
Total interest income$17,564,0001,915
Total interest expense$3,958,0002,677
Net interest income$13,606,0001,611
Provision for loan and lease losses$1,358,000787
Total noninterest income$2,180,0002,078
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$590,0002,695
Trading account gains and fees$0138
Additional Noninterest Income$1,590,0001,593
Total noninterest expense$11,951,0001,440
Salaries and employee benefits$7,019,0001,327
Premises and equipment expense$1,544,0001,578
Additional noninterest expense$3,388,0001,494
Pre-tax net operating income$2,477,0003,181
Securities gains (losses)$02,296
Applicable income taxes$680,0002,864
Income before extraordinary items$1,797,0003,362
Extraordinary gains, net$046
Net income$1,797,0003,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,927,000409
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,797,0003,331
2005-09-30 (YTD Data)Rank
Total interest income$13,179,0001,866
Total interest expense$2,858,0002,633
Net interest income$10,321,0001,577
Provision for loan and lease losses$1,143,000673
Total noninterest income$1,638,0002,072
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$395,0002,947
Trading account gains and fees$0126
Additional Noninterest Income$1,243,0001,551
Total noninterest expense$8,643,0001,482
Salaries and employee benefits$5,228,0001,323
Premises and equipment expense$1,128,0001,609
Additional noninterest expense$2,287,0001,644
Pre-tax net operating income$2,173,0002,868
Securities gains (losses)$02,317
Applicable income taxes$577,0002,703
Income before extraordinary items$1,596,0002,988
Extraordinary gains, net$035
Net income$1,596,0002,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,577,000356
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,596,0002,946
2005-06-30 (YTD Data)Rank
Total interest income$8,750,0001,818
Total interest expense$1,825,0002,604
Net interest income$6,925,0001,551
Provision for loan and lease losses$818,000621
Total noninterest income$1,133,0001,995
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$301,0002,613
Trading account gains and fees$0116
Additional Noninterest Income$832,0001,536
Total noninterest expense$5,910,0001,435
Salaries and employee benefits$3,500,0001,308
Premises and equipment expense$773,0001,562
Additional noninterest expense$1,637,0001,523
Pre-tax net operating income$1,330,0003,016
Securities gains (losses)$02,146
Applicable income taxes$291,0003,159
Income before extraordinary items$1,039,0002,998
Extraordinary gains, net$030
Net income$1,039,0002,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,218,000314
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,039,0002,956
2005-03-31 (YTD Data)Rank
Total interest income$4,395,0001,776
Total interest expense$884,0002,581
Net interest income$3,511,0001,511
Provision for loan and lease losses$443,000538
Total noninterest income$255,0003,411
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$112,0003,197
Trading account gains and fees$0115
Additional Noninterest Income$143,0003,065
Total noninterest expense$3,093,0001,371
Salaries and employee benefits$1,846,0001,244
Premises and equipment expense$433,0001,401
Additional noninterest expense$814,0001,527
Pre-tax net operating income$230,0005,641
Securities gains (losses)$01,685
Applicable income taxes$78,0004,150
Income before extraordinary items$152,0006,060
Extraordinary gains, net$024
Net income$152,0006,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$408,000404
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$152,0006,028
2004-12-31 (YTD Data)Rank
Total interest income$19,136,0001,510
Total interest expense$3,718,0002,184
Net interest income$15,418,0001,316
Provision for loan and lease losses$2,525,000445
Total noninterest income$1,044,0003,440
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$544,0002,957
Trading account gains and fees$0138
Additional Noninterest Income$500,0003,303
Total noninterest expense$12,767,0001,289
Salaries and employee benefits$7,138,0001,229
Premises and equipment expense$1,812,0001,269
Additional noninterest expense$3,817,0001,302
Pre-tax net operating income$1,170,0004,857
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$1,170,0004,271
Extraordinary gains, net$034
Net income$1,170,0004,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,385,000308
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,170,0004,206
2004-09-30 (YTD Data)Rank
Total interest income$14,992,0001,420
Total interest expense$2,845,0002,104
Net interest income$12,147,0001,229
Provision for loan and lease losses$1,645,000485
Total noninterest income$701,0003,731
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$443,0002,757
Trading account gains and fees$0134
Additional Noninterest Income$258,0004,009
Total noninterest expense$10,369,0001,177
Salaries and employee benefits$5,877,0001,097
Premises and equipment expense$1,191,0001,450
Additional noninterest expense$3,301,0001,109
Pre-tax net operating income$834,0005,072
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$834,0004,502
Extraordinary gains, net$026
Net income$834,0004,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,881,000268
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$834,0004,421
2004-06-30 (YTD Data)Rank
Total interest income$8,985,0001,574
Total interest expense$1,929,0002,047
Net interest income$7,056,0001,401
Provision for loan and lease losses$1,372,000411
Total noninterest income$1,567,0001,541
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$1,567,000955
Total noninterest expense$6,727,0001,205
Salaries and employee benefits$3,798,0001,138
Premises and equipment expense$448,0002,516
Additional noninterest expense$2,481,0001,003
Pre-tax net operating income$524,0005,181
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$524,0004,615
Extraordinary gains, net$021
Net income$524,0004,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,473,000230
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$524,0004,527

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.