Whidbey Island Bank

Status:Inactive as of 2014-05-01
 Merger - Without Assistance
Successor Bank:Heritage Bank
Headquarters:Whidbey Island Bank
401 N. Main
Coupeville, WA 98239
Established:1961-07-01
FDIC Insurance:1961-07-01
FDIC Cert:#18412
Charter Class:Commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:33
Total Assets:$1,684,640,000
Total Deposits:$1,466,823,000

History

1961-07-01Institution established: Original name:Whidbey Island Bank
2010-04-16Acquired City Bank (21521) in LYNNWOOD, WA as part of a government assisted transaction.
2010-09-24Acquired North County Bank (35053) in ARLINGTON, WA as part of a government assisted transaction.
2014-05-01Merged into and subsequently operated as part of Heritage Bank (29012) in OLYMPIA, WA

Historical Financial Information

2014-03-31Rank
# of Employees:440327
Assets and Liabilities
Total Assets:$1,684,640,000423
Cash and due from depository institutions$111,507,000327
Interest-bearing balances$76,440,000472
Securities$449,460,000345
Federal funds sold & reverse repurchase agreements$03,112
Net loans & leases$1,014,520,000444
Loan loss allowance$28,616,000269
Trading account assets$0247
Bank premises and fixed assets$33,279,000316
Other real estate owned$7,169,000327
Goodwill and other intangibles$5,498,000691
All other assets$63,207,000384
Life insurance assets$32,075,000273
Total liabilities and capital$1,684,640,000423
Total liabilities$1,479,424,000421
Total deposits$1,466,823,000395
Interest-bearing deposits$1,182,234,000389
Deposits held in domestic offices$1,466,823,000394
% insured89.25%2,352
Federal funds purchased & repurchase agreements$01,959
Trading liabilities$0165
Other borrowed funds$03,804
Subordinated debt$0134
All other liabilities$12,601,000483
Total equity capital$205,216,000390
Total bank equity capital$205,216,000390
Perpetual preferred stock$0201
Common stock$82,982,00047
Surplus$06,254
Undivided profits$122,234,000300
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$59,322,000155
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,571,000213
Income earned, not collected on loans$3,697,000634
Earning assets$1,540,420,000417
Long-term assets (5+ years)$756,508,000328
Average Assets, year-to-date$1,683,285,000421
Average Assets, quarterly$1,683,285,000421
Volatile liabilities$28,261,0001,495
Insider loans$2,440,0002,198
FHLB advances$03,598
Loans and leases held for sale$2,809,000545
Unused loan commitments$188,866,000517
Tier 1 (core) risk-based capital$203,059,000374
Tier 2 risk-based capital$14,355,000396
Total risk weighted assets$1,134,176,000423
Total unused commitments$188,866,000517
Derivatives$12,619,000595
2013-12-31Rank
# of Employees:464307
Assets and Liabilities
Total Assets:$1,681,930,000422
Cash and due from depository institutions$131,350,000307
Interest-bearing balances$103,868,000335
Securities$432,541,000361
Federal funds sold & reverse repurchase agreements$02,964
Net loans & leases$1,012,316,000445
Loan loss allowance$31,714,000248
Trading account assets$0247
Bank premises and fixed assets$34,665,000295
Other real estate owned$9,048,000307
Goodwill and other intangibles$5,588,000676
All other assets$56,422,000424
Life insurance assets$17,835,000460
Total liabilities and capital$1,681,930,000422
Total liabilities$1,483,500,000420
Total deposits$1,472,811,000386
Interest-bearing deposits$1,202,089,000379
Deposits held in domestic offices$1,472,811,000386
% insured89.86%2,181
Federal funds purchased & repurchase agreements$02,281
Trading liabilities$0167
Other borrowed funds$03,907
Subordinated debt$0136
All other liabilities$10,689,000575
Total equity capital$198,430,000400
Total bank equity capital$198,430,000400
Perpetual preferred stock$0206
Common stock$82,649,00047
Surplus$06,335
Undivided profits$115,781,000303
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$74,630,000145
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,613,000197
Income earned, not collected on loans$3,942,000610
Earning assets$1,548,725,000410
Long-term assets (5+ years)$719,356,000340
Average Assets, year-to-date$1,658,951,400415
Average Assets, quarterly$1,664,121,000421
Volatile liabilities$29,948,0001,449
Insider loans$2,394,0002,248
FHLB advances$03,709
Loans and leases held for sale$3,389,000519
Unused loan commitments$201,081,000471
Tier 1 (core) risk-based capital$197,931,000377
Tier 2 risk-based capital$14,023,000398
Total risk weighted assets$1,104,131,000427
Total unused commitments$201,081,000471
Derivatives$10,683,000600
2013-09-30Rank
# of Employees:464309
Assets and Liabilities
Total Assets:$1,646,312,000427
Cash and due from depository institutions$111,500,000309
Interest-bearing balances$75,145,000472
Securities$400,275,000388
Federal funds sold & reverse repurchase agreements$02,981
Net loans & leases$1,016,278,000433
Loan loss allowance$31,967,000251
Trading account assets$0248
Bank premises and fixed assets$34,946,000300
Other real estate owned$8,855,000309
Goodwill and other intangibles$5,698,000660
All other assets$68,760,000366
Life insurance assets$17,817,000452
Total liabilities and capital$1,646,312,000427
Total liabilities$1,445,873,000429
Total deposits$1,434,709,000396
Interest-bearing deposits$1,160,051,000394
Deposits held in domestic offices$1,434,709,000395
% insured89.77%2,390
Federal funds purchased & repurchase agreements$02,308
Trading liabilities$0163
Other borrowed funds$03,930
Subordinated debt$0150
All other liabilities$11,164,000567
Total equity capital$200,439,000395
Total bank equity capital$200,439,000395
Perpetual preferred stock$0217
Common stock$82,451,00048
Surplus$06,410
Undivided profits$117,988,000304
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$68,580,000158
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,661,000203
Income earned, not collected on loans$4,388,000556
Earning assets$1,491,698,000423
Long-term assets (5+ years)$680,928,000350
Average Assets, year-to-date$1,653,206,750419
Average Assets, quarterly$1,631,034,500425
Volatile liabilities$33,656,0001,298
Insider loans$2,401,0002,237
FHLB advances$03,717
Loans and leases held for sale$4,191,000517
Unused loan commitments$196,338,000485
Tier 1 (core) risk-based capital$197,467,000374
Tier 2 risk-based capital$13,949,000402
Total risk weighted assets$1,097,885,000426
Total unused commitments$196,338,000485
Derivatives$01,430
2013-06-30Rank
# of Employees:463313
Assets and Liabilities
Total Assets:$1,615,757,000424
Cash and due from depository institutions$71,239,000313
Interest-bearing balances$46,059,000797
Securities$386,113,000387
Federal funds sold & reverse repurchase agreements$03,098
Net loans & leases$1,022,810,000420
Loan loss allowance$32,311,000256
Trading account assets$0250
Bank premises and fixed assets$35,315,000293
Other real estate owned$17,652,000313
Goodwill and other intangibles$5,809,000653
All other assets$76,819,000341
Life insurance assets$17,779,000448
Total liabilities and capital$1,615,757,000424
Total liabilities$1,420,866,000432
Total deposits$1,410,804,000400
Interest-bearing deposits$1,158,856,000391
Deposits held in domestic offices$1,410,804,000399
% insured90.27%2,322
Federal funds purchased & repurchase agreements$02,211
Trading liabilities$0154
Other borrowed funds$03,942
Subordinated debt$0152
All other liabilities$10,062,000622
Total equity capital$194,891,000398
Total bank equity capital$194,891,000398
Perpetual preferred stock$0228
Common stock$82,249,00047
Surplus$06,459
Undivided profits$112,642,000313
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$64,389,000167
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,093,000158
Income earned, not collected on loans$4,591,000504
Earning assets$1,454,982,000427
Long-term assets (5+ years)$650,033,000341
Average Assets, year-to-date$1,655,505,000418
Average Assets, quarterly$1,640,679,000419
Volatile liabilities$42,333,0001,033
Insider loans$2,423,0002,247
FHLB advances$03,718
Loans and leases held for sale$9,749,000422
Unused loan commitments$202,611,000466
Tier 1 (core) risk-based capital$193,008,000376
Tier 2 risk-based capital$13,695,000405
Total risk weighted assets$1,076,995,000422
Total unused commitments$202,611,000466
Derivatives$01,417
2013-03-31Rank
# of Employees:462306
Assets and Liabilities
Total Assets:$1,665,601,000420
Cash and due from depository institutions$100,545,000306
Interest-bearing balances$77,517,000565
Securities$394,328,000389
Federal funds sold & reverse repurchase agreements$03,440
Net loans & leases$1,033,580,000408
Loan loss allowance$21,622,000357
Trading account assets$0242
Bank premises and fixed assets$35,730,000281
Other real estate owned$20,834,000306
Goodwill and other intangibles$5,919,000642
All other assets$74,665,000349
Life insurance assets$17,742,000441
Total liabilities and capital$1,665,601,000420
Total liabilities$1,463,380,000420
Total deposits$1,446,847,000389
Interest-bearing deposits$1,187,731,000388
Deposits held in domestic offices$1,446,847,000387
% insured90.01%2,399
Federal funds purchased & repurchase agreements$01,982
Trading liabilities$0154
Other borrowed funds$03,908
Subordinated debt$0155
All other liabilities$16,533,000424
Total equity capital$202,221,000387
Total bank equity capital$202,221,000387
Perpetual preferred stock$0239
Common stock$81,971,00048
Surplus$06,535
Undivided profits$120,250,000307
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$69,823,000181
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,209,000152
Income earned, not collected on loans$5,963,000395
Earning assets$1,505,425,000419
Long-term assets (5+ years)$650,301,000338
Average Assets, year-to-date$1,675,379,000420
Average Assets, quarterly$1,675,379,000420
Volatile liabilities$44,979,000935
Insider loans$3,635,0001,641
FHLB advances$03,677
Loans and leases held for sale$11,106,000381
Unused loan commitments$189,880,000471
Tier 1 (core) risk-based capital$192,388,000377
Tier 2 risk-based capital$13,536,000403
Total risk weighted assets$1,074,807,000415
Total unused commitments$189,880,000471
Derivatives$01,405
2012-12-31Rank
# of Employees:467306
Assets and Liabilities
Total Assets:$1,685,157,000419
Cash and due from depository institutions$107,572,000306
Interest-bearing balances$75,428,000563
Securities$372,968,000405
Federal funds sold & reverse repurchase agreements$03,307
Net loans & leases$1,068,135,000404
Loan loss allowance$20,398,000380
Trading account assets$0243
Bank premises and fixed assets$35,923,000285
Other real estate owned$16,565,000306
Goodwill and other intangibles$6,027,000629
All other assets$77,967,000339
Life insurance assets$17,704,000430
Total liabilities and capital$1,685,157,000419
Total liabilities$1,484,585,000423
Total deposits$1,468,285,000388
Interest-bearing deposits$1,201,563,000387
Deposits held in domestic offices$1,468,285,000386
% insured92.86%2,377
Federal funds purchased & repurchase agreements$02,186
Trading liabilities$0152
Other borrowed funds$04,109
Subordinated debt$0159
All other liabilities$16,300,000435
Total equity capital$200,572,000387
Total bank equity capital$200,572,000387
Perpetual preferred stock$0246
Common stock$81,771,00048
Surplus$06,595
Undivided profits$118,801,000299
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$77,771,000174
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,863,000183
Income earned, not collected on loans$6,195,000384
Earning assets$1,516,531,000421
Long-term assets (5+ years)$618,528,000344
Average Assets, year-to-date$1,677,503,000409
Average Assets, quarterly$1,681,433,500410
Volatile liabilities$37,801,0001,178
Insider loans$3,143,0001,849
FHLB advances$03,864
Loans and leases held for sale$18,043,000359
Unused loan commitments$185,546,000462
Tier 1 (core) risk-based capital$189,837,000372
Tier 2 risk-based capital$13,634,000404
Total risk weighted assets$1,083,933,000413
Total unused commitments$185,546,000463
Derivatives$01,366
2012-09-30Rank
# of Employees:463311
Assets and Liabilities
Total Assets:$1,677,710,000413
Cash and due from depository institutions$115,455,000311
Interest-bearing balances$84,570,000458
Securities$353,882,000434
Federal funds sold & reverse repurchase agreements$670,0002,610
Net loans & leases$1,054,698,000408
Loan loss allowance$17,576,000451
Trading account assets$0231
Bank premises and fixed assets$35,947,000281
Other real estate owned$22,903,000311
Goodwill and other intangibles$6,156,000626
All other assets$87,999,000311
Life insurance assets$17,671,000419
Total liabilities and capital$1,677,710,000413
Total liabilities$1,478,653,000416
Total deposits$1,463,534,000380
Interest-bearing deposits$1,205,726,000376
Deposits held in domestic offices$1,463,534,000378
% insured92.59%2,643
Federal funds purchased & repurchase agreements$02,188
Trading liabilities$0150
Other borrowed funds$04,201
Subordinated debt$0163
All other liabilities$15,119,000484
Total equity capital$199,057,000391
Total bank equity capital$199,057,000391
Perpetual preferred stock$0250
Common stock$81,551,00049
Surplus$06,693
Undivided profits$117,506,000307
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$83,046,000178
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$530,000451
Income earned, not collected on loans$6,264,000404
Earning assets$1,493,820,000417
Long-term assets (5+ years)$568,522,000368
Average Assets, year-to-date$1,675,589,500408
Average Assets, quarterly$1,669,642,000415
Volatile liabilities$39,529,0001,162
Insider loans$3,125,0001,907
FHLB advances$03,944
Loans and leases held for sale$15,139,000386
Unused loan commitments$198,422,000441
Tier 1 (core) risk-based capital$187,279,000375
Tier 2 risk-based capital$13,272,000411
Total risk weighted assets$1,057,422,000418
Total unused commitments$198,422,000441
Derivatives$01,366
2012-06-30Rank
# of Employees:465309
Assets and Liabilities
Total Assets:$1,661,574,000413
Cash and due from depository institutions$117,980,000309
Interest-bearing balances$95,110,000411
Securities$322,676,000474
Federal funds sold & reverse repurchase agreements$03,541
Net loans & leases$1,051,501,000403
Loan loss allowance$18,572,000417
Trading account assets$0211
Bank premises and fixed assets$36,149,000279
Other real estate owned$27,413,000309
Goodwill and other intangibles$6,285,000621
All other assets$99,570,000281
Life insurance assets$17,628,000412
Total liabilities and capital$1,661,574,000413
Total liabilities$1,467,543,000413
Total deposits$1,455,166,000379
Interest-bearing deposits$1,214,422,000375
Deposits held in domestic offices$1,455,166,000378
% insured92.97%2,602
Federal funds purchased & repurchase agreements$02,234
Trading liabilities$0130
Other borrowed funds$04,239
Subordinated debt$0180
All other liabilities$12,377,000521
Total equity capital$194,031,000391
Total bank equity capital$194,031,000391
Perpetual preferred stock$0254
Common stock$81,294,00050
Surplus$06,744
Undivided profits$112,737,000308
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$82,103,000186
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$566,000432
Income earned, not collected on loans$6,292,000384
Earning assets$1,469,287,000416
Long-term assets (5+ years)$504,742,000394
Average Assets, year-to-date$1,674,882,670410
Average Assets, quarterly$1,678,004,500412
Volatile liabilities$45,140,0001,019
Insider loans$3,204,0001,860
FHLB advances$03,987
Loans and leases held for sale$12,521,000376
Unused loan commitments$191,545,000452
Tier 1 (core) risk-based capital$183,798,000378
Tier 2 risk-based capital$12,902,000425
Total risk weighted assets$1,026,509,000429
Total unused commitments$191,545,000452
Derivatives$01,332
2012-03-31Rank
# of Employees:460302
Assets and Liabilities
Total Assets:$1,694,435,000406
Cash and due from depository institutions$131,160,000302
Interest-bearing balances$109,154,000373
Securities$320,694,000493
Federal funds sold & reverse repurchase agreements$03,754
Net loans & leases$1,065,690,000395
Loan loss allowance$18,684,000423
Trading account assets$0215
Bank premises and fixed assets$36,557,000273
Other real estate owned$27,803,000302
Goodwill and other intangibles$5,088,000720
All other assets$107,443,000264
Life insurance assets$17,573,000402
Total liabilities and capital$1,694,435,000406
Total liabilities$1,502,286,000408
Total deposits$1,491,471,000373
Interest-bearing deposits$1,243,403,000364
Deposits held in domestic offices$1,491,471,000372
% insured93.82%2,270
Federal funds purchased & repurchase agreements$02,131
Trading liabilities$0123
Other borrowed funds$04,273
Subordinated debt$0185
All other liabilities$10,815,000563
Total equity capital$192,149,000386
Total bank equity capital$192,149,000386
Perpetual preferred stock$0259
Common stock$81,097,00050
Surplus$06,800
Undivided profits$111,052,000303
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$84,202,000193
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$90,000844
Income earned, not collected on loans$6,553,000371
Earning assets$1,495,538,000413
Long-term assets (5+ years)$473,160,000416
Average Assets, year-to-date$1,681,537,000408
Average Assets, quarterly$1,681,537,000408
Volatile liabilities$45,487,0001,037
Insider loans$3,142,0001,927
FHLB advances$04,028
Loans and leases held for sale$10,011,000414
Unused loan commitments$183,136,000452
Tier 1 (core) risk-based capital$184,173,000365
Tier 2 risk-based capital$12,817,000422
Total risk weighted assets$1,019,488,000429
Total unused commitments$183,136,000452
Derivatives$01,297
2011-12-31Rank
# of Employees:450306
Assets and Liabilities
Total Assets:$1,668,639,000409
Cash and due from depository institutions$105,910,000306
Interest-bearing balances$80,514,000472
Securities$295,955,000515
Federal funds sold & reverse repurchase agreements$03,658
Net loans & leases$1,085,430,000388
Loan loss allowance$18,902,000422
Trading account assets$0205
Bank premises and fixed assets$36,523,000275
Other real estate owned$28,597,000306
Goodwill and other intangibles$6,918,000602
All other assets$109,306,000270
Life insurance assets$17,513,000395
Total liabilities and capital$1,668,639,000409
Total liabilities$1,479,449,000409
Total deposits$1,471,788,000372
Interest-bearing deposits$1,247,097,000368
Deposits held in domestic offices$1,471,788,000371
% insured93.95%2,290
Federal funds purchased & repurchase agreements$02,367
Trading liabilities$0115
Other borrowed funds$04,481
Subordinated debt$0193
All other liabilities$7,661,000745
Total equity capital$189,190,000384
Total bank equity capital$189,190,000384
Perpetual preferred stock$0263
Common stock$80,960,00054
Surplus$06,853
Undivided profits$108,230,000304
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$95,037,000184
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$90,000867
Income earned, not collected on loans$6,310,000393
Earning assets$1,461,899,000420
Long-term assets (5+ years)$449,701,000340
Average Assets, year-to-date$1,681,328,800397
Average Assets, quarterly$1,672,802,000405
Volatile liabilities$48,702,0001,056
Insider loans$4,178,0001,543
FHLB advances$04,174
Loans and leases held for sale$22,421,000213
Unused loan commitments$178,500,000448
Tier 1 (core) risk-based capital$179,180,000371
Tier 2 risk-based capital$12,636,000431
Total risk weighted assets$1,004,579,000438
Total unused commitments$178,500,000448
Derivatives$01,191
2011-09-30Rank
# of Employees:459296
Assets and Liabilities
Total Assets:$1,676,965,000405
Cash and due from depository institutions$115,833,000296
Interest-bearing balances$90,787,000457
Securities$276,741,000540
Federal funds sold & reverse repurchase agreements$03,873
Net loans & leases$1,089,484,000387
Loan loss allowance$19,954,000414
Trading account assets$0209
Bank premises and fixed assets$36,595,000270
Other real estate owned$28,243,000296
Goodwill and other intangibles$7,066,000596
All other assets$123,003,000241
Life insurance assets$17,447,000395
Total liabilities and capital$1,676,965,000405
Total liabilities$1,491,466,000403
Total deposits$1,485,479,000370
Interest-bearing deposits$1,361,280,000332
Deposits held in domestic offices$1,485,479,000369
% insured94.11%2,311
Federal funds purchased & repurchase agreements$02,338
Trading liabilities$0112
Other borrowed funds$04,648
Subordinated debt$0206
All other liabilities$5,987,000901
Total equity capital$185,499,000402
Total bank equity capital$185,499,000402
Perpetual preferred stock$0266
Common stock$80,790,00055
Surplus$06,919
Undivided profits$104,709,000307
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$95,297,000193
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$60,000968
Income earned, not collected on loans$7,734,000320
Earning assets$1,457,012,000416
Long-term assets (5+ years)$420,585,000356
Average Assets, year-to-date$1,684,501,250396
Average Assets, quarterly$1,676,252,000405
Volatile liabilities$53,252,000995
Insider loans$3,711,0001,712
FHLB advances$04,265
Loans and leases held for sale$10,338,000322
Unused loan commitments$169,217,000480
Tier 1 (core) risk-based capital$175,521,000383
Tier 2 risk-based capital$12,586,000433
Total risk weighted assets$999,513,000442
Total unused commitments$169,217,000481
Derivatives$01,195
2011-06-30Rank
# of Employees:464301
Assets and Liabilities
Total Assets:$1,675,539,000408
Cash and due from depository institutions$163,262,000301
Interest-bearing balances$140,505,000283
Securities$185,150,000796
Federal funds sold & reverse repurchase agreements$03,997
Net loans & leases$1,112,100,000379
Loan loss allowance$19,407,000444
Trading account assets$0213
Bank premises and fixed assets$36,807,000270
Other real estate owned$35,362,000301
Goodwill and other intangibles$7,225,000602
All other assets$135,633,000230
Life insurance assets$17,362,000393
Total liabilities and capital$1,675,539,000408
Total liabilities$1,495,259,000406
Total deposits$1,487,923,000361
Interest-bearing deposits$1,284,445,000356
Deposits held in domestic offices$1,487,923,000359
% insured90.51%3,878
Federal funds purchased & repurchase agreements$02,430
Trading liabilities$0112
Other borrowed funds$04,735
Subordinated debt$0212
All other liabilities$7,336,000733
Total equity capital$180,280,000411
Total bank equity capital$180,280,000410
Perpetual preferred stock$0222
Common stock$80,668,00059
Surplus$06,993
Undivided profits$99,612,000317
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$98,688,000202
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$680,000403
Income earned, not collected on loans$11,013,000234
Earning assets$1,437,755,000422
Long-term assets (5+ years)$303,347,000511
Average Assets, year-to-date$1,687,013,330402
Average Assets, quarterly$1,678,642,500408
Volatile liabilities$60,035,000899
Insider loans$3,745,0001,732
FHLB advances$04,341
Loans and leases held for sale$2,991,000481
Unused loan commitments$158,972,000497
Tier 1 (core) risk-based capital$172,513,000389
Tier 2 risk-based capital$12,194,000452
Total risk weighted assets$977,479,000451
Total unused commitments$158,972,000498
Derivatives$01,174
2011-03-31Rank
# of Employees:455303
Assets and Liabilities
Total Assets:$1,681,746,000412
Cash and due from depository institutions$126,608,000303
Interest-bearing balances$102,225,000388
Securities$181,986,000802
Federal funds sold & reverse repurchase agreements$1,100,0003,049
Net loans & leases$1,151,342,000373
Loan loss allowance$19,238,000449
Trading account assets$0208
Bank premises and fixed assets$37,361,000266
Other real estate owned$33,671,000303
Goodwill and other intangibles$6,607,000641
All other assets$143,071,000220
Life insurance assets$17,282,000389
Total liabilities and capital$1,681,746,000412
Total liabilities$1,505,638,000404
Total deposits$1,499,429,000364
Interest-bearing deposits$1,305,930,000351
Deposits held in domestic offices$1,499,429,000362
% insured90.36%3,994
Federal funds purchased & repurchase agreements$02,341
Trading liabilities$0108
Other borrowed funds$04,815
Subordinated debt$0214
All other liabilities$6,209,000831
Total equity capital$176,108,000413
Total bank equity capital$176,108,000413
Perpetual preferred stock$0224
Common stock$80,555,00057
Surplus$07,053
Undivided profits$95,553,000324
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$102,399,000200
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$465,000494
Income earned, not collected on loans$10,805,000238
Earning assets$1,436,653,000426
Long-term assets (5+ years)$271,407,000547
Average Assets, year-to-date$1,692,750,500404
Average Assets, quarterly$1,692,750,500404
Volatile liabilities$58,974,000951
Insider loans$3,046,0002,090
FHLB advances$04,390
Loans and leases held for sale$3,455,000401
Unused loan commitments$166,441,000488
Tier 1 (core) risk-based capital$169,743,000383
Tier 2 risk-based capital$12,432,000453
Total risk weighted assets$987,774,000453
Total unused commitments$166,441,000489
Derivatives$01,153
2010-12-31Rank
# of Employees:448314
Assets and Liabilities
Total Assets:$1,704,138,000400
Cash and due from depository institutions$81,062,000314
Interest-bearing balances$61,186,000576
Securities$198,226,000717
Federal funds sold & reverse repurchase agreements$735,0003,284
Net loans & leases$1,194,130,000370
Loan loss allowance$18,812,000472
Trading account assets$0207
Bank premises and fixed assets$37,449,000266
Other real estate owned$32,877,000314
Goodwill and other intangibles$7,541,000601
All other assets$152,118,000221
Life insurance assets$17,202,000385
Total liabilities and capital$1,704,138,000400
Total liabilities$1,499,766,000408
Total deposits$1,493,261,000359
Interest-bearing deposits$1,308,122,000345
Deposits held in domestic offices$1,493,261,000357
% insured90.16%3,988
Federal funds purchased & repurchase agreements$02,549
Trading liabilities$0108
Other borrowed funds$04,983
Subordinated debt$0220
All other liabilities$6,505,000806
Total equity capital$204,372,000347
Total bank equity capital$204,372,000346
Perpetual preferred stock$0224
Common stock$106,717,00045
Surplus$07,133
Undivided profits$97,655,000303
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$122,065,000179
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$96,356,00050
Income earned, not collected on loans$9,108,000278
Earning assets$1,454,277,000426
Long-term assets (5+ years)$256,062,000554
Average Assets, year-to-date$1,444,454,400467
Average Assets, quarterly$1,766,844,000389
Volatile liabilities$277,464,000492
Insider loans$3,274,0002,015
FHLB advances$04,551
Loans and leases held for sale$10,976,000319
Unused loan commitments$180,726,000462
Tier 1 (core) risk-based capital$197,074,000334
Tier 2 risk-based capital$12,695,000460
Total risk weighted assets$1,009,455,000457
Total unused commitments$180,726,000462
Derivatives$01,176
2010-09-30Rank
# of Employees:424323
Assets and Liabilities
Total Assets:$1,829,550,000379
Cash and due from depository institutions$166,203,000323
Interest-bearing balances$141,630,000290
Securities$198,423,000687
Federal funds sold & reverse repurchase agreements$4,964,0001,553
Net loans & leases$1,220,228,000366
Loan loss allowance$17,936,000485
Trading account assets$0210
Bank premises and fixed assets$37,148,000263
Other real estate owned$31,344,000323
Goodwill and other intangibles$2,919,0001,030
All other assets$168,321,000204
Life insurance assets$17,217,000377
Total liabilities and capital$1,829,550,000379
Total liabilities$1,628,002,000382
Total deposits$1,613,379,000336
Interest-bearing deposits$1,424,255,000321
Deposits held in domestic offices$1,613,379,000334
% insured89.46%3,716
Federal funds purchased & repurchase agreements$02,564
Trading liabilities$0103
Other borrowed funds$05,105
Subordinated debt$0233
All other liabilities$14,623,000467
Total equity capital$201,548,000353
Total bank equity capital$201,548,000352
Perpetual preferred stock$0229
Common stock$106,661,00042
Surplus$07,229
Undivided profits$94,887,000324
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$133,779,000168
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$112,354,00040
Income earned, not collected on loans$5,400,000509
Earning assets$1,565,245,000392
Long-term assets (5+ years)$250,699,000547
Average Assets, year-to-date$1,379,533,500485
Average Assets, quarterly$1,714,131,500394
Volatile liabilities$338,346,000418
Insider loans$3,288,0002,012
FHLB advances$04,672
Loans and leases held for sale$7,785,000437
Unused loan commitments$184,901,000443
Tier 1 (core) risk-based capital$196,440,000328
Tier 2 risk-based capital$14,199,000425
Total risk weighted assets$1,131,971,000421
Total unused commitments$184,901,000443
Derivatives$01,218
2010-06-30Rank
# of Employees:426322
Assets and Liabilities
Total Assets:$1,598,713,000427
Cash and due from depository institutions$155,213,000322
Interest-bearing balances$135,745,000288
Securities$156,065,000857
Federal funds sold & reverse repurchase agreements$8,000,000991
Net loans & leases$1,108,122,000397
Loan loss allowance$16,975,000508
Trading account assets$0210
Bank premises and fixed assets$25,676,000426
Other real estate owned$19,161,000322
Goodwill and other intangibles$3,103,000995
All other assets$123,373,000243
Life insurance assets$17,156,000376
Total liabilities and capital$1,598,713,000427
Total liabilities$1,412,084,000431
Total deposits$1,385,941,000378
Interest-bearing deposits$1,238,767,000370
Deposits held in domestic offices$1,385,941,000377
% insured92.66%2,613
Federal funds purchased & repurchase agreements$02,594
Trading liabilities$0104
Other borrowed funds$10,000,0002,455
Subordinated debt$0241
All other liabilities$16,143,000406
Total equity capital$186,629,000377
Total bank equity capital$186,629,000377
Perpetual preferred stock$0222
Common stock$106,518,00040
Surplus$07,286
Undivided profits$80,111,000386
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$84,988,000240
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$79,718,00045
Income earned, not collected on loans$6,074,000431
Earning assets$1,407,932,000438
Long-term assets (5+ years)$226,701,000588
Average Assets, year-to-date$1,229,528,000541
Average Assets, quarterly$1,322,155,500504
Volatile liabilities$300,079,000475
Insider loans$3,348,0002,032
FHLB advances$10,000,0002,343
Loans and leases held for sale$4,437,000493
Unused loan commitments$168,646,000469
Tier 1 (core) risk-based capital$182,224,000348
Tier 2 risk-based capital$12,203,000489
Total risk weighted assets$969,937,000481
Total unused commitments$168,646,000469
Derivatives$01,168
2010-03-31Rank
# of Employees:298481
Assets and Liabilities
Total Assets:$1,045,598,000652
Cash and due from depository institutions$79,241,000481
Interest-bearing balances$64,203,000530
Securities$96,217,0001,363
Federal funds sold & reverse repurchase agreements$04,804
Net loans & leases$808,450,000546
Loan loss allowance$16,464,000540
Trading account assets$0227
Bank premises and fixed assets$25,672,000438
Other real estate owned$4,937,000481
Goodwill and other intangibles$03,074
All other assets$31,081,000785
Life insurance assets$17,058,000376
Total liabilities and capital$1,045,598,000652
Total liabilities$864,123,000716
Total deposits$850,197,000637
Interest-bearing deposits$733,302,000642
Deposits held in domestic offices$850,197,000634
% insured83.35%5,645
Federal funds purchased & repurchase agreements$02,570
Trading liabilities$0108
Other borrowed funds$10,000,0002,594
Subordinated debt$0248
All other liabilities$3,926,0001,261
Total equity capital$181,475,000386
Total bank equity capital$181,475,000386
Perpetual preferred stock$0220
Common stock$106,456,00037
Surplus$07,393
Undivided profits$75,019,000411
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$3,692,0002,798
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$183,000791
Income earned, not collected on loans$3,584,000836
Earning assets$968,870,000639
Long-term assets (5+ years)$208,122,000663
Average Assets, year-to-date$1,044,935,500652
Average Assets, quarterly$1,044,935,500652
Volatile liabilities$175,838,000837
Insider loans$2,326,0002,728
FHLB advances$10,000,0002,469
Loans and leases held for sale$3,297,000483
Unused loan commitments$151,777,000536
Tier 1 (core) risk-based capital$180,919,000355
Tier 2 risk-based capital$11,247,000548
Total risk weighted assets$894,564,000532
Total unused commitments$151,777,000536
Derivatives$01,155
2009-12-31Rank
# of Employees:281510
Assets and Liabilities
Total Assets:$1,044,273,000652
Cash and due from depository institutions$101,825,000510
Interest-bearing balances$86,891,000349
Securities$80,833,0001,569
Federal funds sold & reverse repurchase agreements$04,737
Net loans & leases$800,872,000563
Loan loss allowance$16,212,000554
Trading account assets$0224
Bank premises and fixed assets$25,495,000438
Other real estate owned$4,549,000510
Goodwill and other intangibles$03,096
All other assets$30,699,000807
Life insurance assets$16,976,000374
Total liabilities and capital$1,044,273,000652
Total liabilities$865,368,000708
Total deposits$851,465,000636
Interest-bearing deposits$742,601,000629
Deposits held in domestic offices$851,465,000632
% insured82.00%5,948
Federal funds purchased & repurchase agreements$02,785
Trading liabilities$0104
Other borrowed funds$10,000,0002,721
Subordinated debt$0258
All other liabilities$3,903,0001,272
Total equity capital$178,905,000391
Total bank equity capital$178,905,000391
Perpetual preferred stock$0219
Common stock$106,380,00038
Surplus$07,466
Undivided profits$72,525,000421
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$3,395,0002,907
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$3,294,000956
Earning assets$968,596,000634
Long-term assets (5+ years)$196,470,000703
Average Assets, year-to-date$949,917,400705
Average Assets, quarterly$1,001,233,500682
Volatile liabilities$180,704,000820
Insider loans$2,347,0002,778
FHLB advances$10,000,0002,599
Loans and leases held for sale$3,232,000573
Unused loan commitments$139,044,000590
Tier 1 (core) risk-based capital$178,656,000358
Tier 2 risk-based capital$11,055,000567
Total risk weighted assets$880,337,000552
Total unused commitments$139,044,000590
Derivatives$01,139
2009-09-30Rank
# of Employees:279524
Assets and Liabilities
Total Assets:$958,194,000719
Cash and due from depository institutions$16,825,000524
Interest-bearing balances$132,0006,259
Securities$56,204,0002,159
Federal funds sold & reverse repurchase agreements$25,365,000332
Net loans & leases$803,385,000579
Loan loss allowance$15,882,000557
Trading account assets$0238
Bank premises and fixed assets$25,261,000446
Other real estate owned$5,012,000524
Goodwill and other intangibles$22,0002,990
All other assets$26,120,000839
Life insurance assets$17,134,000377
Total liabilities and capital$958,194,000719
Total liabilities$825,027,000761
Total deposits$812,374,000675
Interest-bearing deposits$707,257,000668
Deposits held in domestic offices$812,374,000671
% insured84.92%5,479
Federal funds purchased & repurchase agreements$02,868
Trading liabilities$0103
Other borrowed funds$10,000,0002,830
Subordinated debt$0269
All other liabilities$2,653,0001,857
Total equity capital$133,167,000523
Total bank equity capital$133,167,000523
Perpetual preferred stock$0212
Common stock$61,312,00065
Surplus$07,543
Undivided profits$71,855,000436
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$3,179,0003,026
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$363,000555
Income earned, not collected on loans$3,331,0001,005
Earning assets$885,086,000709
Long-term assets (5+ years)$190,127,000711
Average Assets, year-to-date$926,328,500740
Average Assets, quarterly$945,334,500729
Volatile liabilities$188,675,000800
Insider loans$1,983,0003,096
FHLB advances$10,000,0002,691
Loans and leases held for sale$2,951,000524
Unused loan commitments$139,462,000618
Tier 1 (core) risk-based capital$132,618,000475
Tier 2 risk-based capital$11,108,000575
Total risk weighted assets$884,002,000568
Total unused commitments$139,462,000620
Derivatives$01,183
2009-06-30Rank
# of Employees:275546
Assets and Liabilities
Total Assets:$932,475,000765
Cash and due from depository institutions$23,531,000546
Interest-bearing balances$1,145,0004,595
Securities$31,739,0003,321
Federal funds sold & reverse repurchase agreements$12,395,000812
Net loans & leases$810,391,000597
Loan loss allowance$14,770,000565
Trading account assets$0240
Bank premises and fixed assets$25,132,000455
Other real estate owned$2,599,000546
Goodwill and other intangibles$45,0002,920
All other assets$26,643,000837
Life insurance assets$17,028,000386
Total liabilities and capital$932,475,000765
Total liabilities$801,045,000801
Total deposits$787,423,000696
Interest-bearing deposits$684,399,000701
Deposits held in domestic offices$787,423,000694
% insured74.38%5,171
Federal funds purchased & repurchase agreements$02,922
Trading liabilities$0100
Other borrowed funds$10,000,0002,919
Subordinated debt$0276
All other liabilities$3,622,0001,513
Total equity capital$131,430,000539
Total bank equity capital$131,430,000538
Perpetual preferred stock$0213
Common stock$61,231,00064
Surplus$07,629
Undivided profits$70,199,000447
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$7,480,0001,720
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$204,000706
Income earned, not collected on loans$3,353,000985
Earning assets$855,670,000746
Long-term assets (5+ years)$176,636,000782
Average Assets, year-to-date$915,706,670769
Average Assets, quarterly$924,538,000766
Volatile liabilities$172,932,000892
Insider loans$3,721,0002,032
FHLB advances$10,000,0002,782
Loans and leases held for sale$4,385,000592
Unused loan commitments$139,692,000643
Tier 1 (core) risk-based capital$131,309,000486
Tier 2 risk-based capital$11,094,000587
Total risk weighted assets$883,894,000588
Total unused commitments$139,692,000644
Derivatives$01,221
2009-03-31Rank
# of Employees:268566
Assets and Liabilities
Total Assets:$916,601,000772
Cash and due from depository institutions$17,154,000566
Interest-bearing balances$144,0005,844
Securities$20,481,0004,382
Federal funds sold & reverse repurchase agreements$7,675,0001,595
Net loans & leases$818,484,000599
Loan loss allowance$13,323,000581
Trading account assets$0234
Bank premises and fixed assets$24,894,000450
Other real estate owned$1,799,000566
Goodwill and other intangibles$68,0002,862
All other assets$26,046,000844
Life insurance assets$16,916,000386
Total liabilities and capital$916,601,000772
Total liabilities$785,572,000820
Total deposits$761,949,000715
Interest-bearing deposits$664,425,000715
Deposits held in domestic offices$761,949,000713
% insured74.22%5,301
Federal funds purchased & repurchase agreements$02,904
Trading liabilities$092
Other borrowed funds$20,000,0002,041
Subordinated debt$0271
All other liabilities$3,623,0001,474
Total equity capital$131,029,000533
Total bank equity capital$131,029,000532
Perpetual preferred stock$0193
Common stock$61,167,00062
Surplus$07,679
Undivided profits$69,862,000454
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$8,474,0001,473
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,536,000194
Income earned, not collected on loans$3,109,0001,088
Earning assets$846,784,000757
Long-term assets (5+ years)$156,081,000879
Average Assets, year-to-date$907,322,500775
Average Assets, quarterly$907,322,500775
Volatile liabilities$176,216,000887
Insider loans$3,495,0002,160
FHLB advances$20,000,0001,929
Loans and leases held for sale$2,665,000676
Unused loan commitments$140,899,000682
Tier 1 (core) risk-based capital$130,759,000492
Tier 2 risk-based capital$11,100,000585
Total risk weighted assets$885,805,000592
Total unused commitments$140,899,000682
Derivatives$01,177
2008-12-31Rank
# of Employees:261585
Assets and Liabilities
Total Assets:$898,044,000786
Cash and due from depository institutions$14,118,000585
Interest-bearing balances$251,0004,908
Securities$17,798,0004,711
Federal funds sold & reverse repurchase agreements$05,377
Net loans & leases$813,714,000595
Loan loss allowance$12,250,000614
Trading account assets$0236
Bank premises and fixed assets$24,466,000463
Other real estate owned$2,226,000585
Goodwill and other intangibles$91,0002,779
All other assets$25,631,000865
Life insurance assets$16,822,000385
Total liabilities and capital$898,044,000786
Total liabilities$793,832,000795
Total deposits$748,075,000691
Interest-bearing deposits$655,738,000687
Deposits held in domestic offices$748,075,000689
% insured0.00%1
Federal funds purchased & repurchase agreements$1,140,0002,652
Trading liabilities$088
Other borrowed funds$40,500,0001,374
Subordinated debt$0278
All other liabilities$4,117,0001,358
Total equity capital$104,212,000640
Total bank equity capital$104,212,000640
Perpetual preferred stock$0141
Common stock$34,693,000114
Surplus$07,724
Undivided profits$69,519,000451
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,919,0003,360
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,277,000211
Income earned, not collected on loans$3,110,0001,130
Earning assets$831,763,000763
Long-term assets (5+ years)$133,506,0001,000
Average Assets, year-to-date$896,902,400745
Average Assets, quarterly$904,423,500765
Volatile liabilities$197,264,000794
Insider loans$3,602,0002,125
FHLB advances$40,500,0001,278
Loans and leases held for sale$2,896,000492
Unused loan commitments$142,564,000693
Tier 1 (core) risk-based capital$103,911,000586
Tier 2 risk-based capital$10,979,000586
Total risk weighted assets$877,094,000592
Total unused commitments$142,564,000693
Derivatives$01,109
2008-09-30Rank
# of Employees:259613
Assets and Liabilities
Total Assets:$910,803,000747
Cash and due from depository institutions$19,519,000613
Interest-bearing balances$320,0004,068
Securities$10,781,0005,731
Federal funds sold & reverse repurchase agreements$17,410,000664
Net loans & leases$812,596,000600
Loan loss allowance$11,488,000593
Trading account assets$0251
Bank premises and fixed assets$23,895,000470
Other real estate owned$669,000613
Goodwill and other intangibles$114,0002,769
All other assets$25,819,000829
Life insurance assets$16,750,000385
Total liabilities and capital$910,803,000747
Total liabilities$807,828,000759
Total deposits$783,094,000645
Interest-bearing deposits$693,558,000638
Deposits held in domestic offices$783,094,000644
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$20,000,0002,230
Subordinated debt$0276
All other liabilities$4,734,0001,186
Total equity capital$102,975,000659
Total bank equity capital$102,975,000659
Perpetual preferred stock$0110
Common stock$34,484,000110
Surplus$07,795
Undivided profits$68,491,000496
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,888,0001,967
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$965,000231
Income earned, not collected on loans$3,215,0001,164
Earning assets$841,107,000737
Long-term assets (5+ years)$129,025,0001,017
Average Assets, year-to-date$896,617,000747
Average Assets, quarterly$906,697,000748
Volatile liabilities$203,185,000753
Insider loans$4,524,0001,751
FHLB advances$20,000,0002,130
Loans and leases held for sale$995,000777
Unused loan commitments$144,640,000717
Tier 1 (core) risk-based capital$102,878,000597
Tier 2 risk-based capital$10,977,000572
Total risk weighted assets$877,769,000591
Total unused commitments$144,640,000717
Derivatives$01,077
2008-06-30Rank
# of Employees:251639
Assets and Liabilities
Total Assets:$902,591,000761
Cash and due from depository institutions$23,166,000639
Interest-bearing balances$385,0003,803
Securities$11,310,0005,705
Federal funds sold & reverse repurchase agreements$3,280,0003,006
Net loans & leases$813,577,000593
Loan loss allowance$11,585,000560
Trading account assets$0267
Bank premises and fixed assets$24,009,000456
Other real estate owned$1,198,000639
Goodwill and other intangibles$137,0002,743
All other assets$25,914,000801
Life insurance assets$16,739,000384
Total liabilities and capital$902,591,000761
Total liabilities$802,057,000767
Total deposits$733,643,000687
Interest-bearing deposits$641,104,000685
Deposits held in domestic offices$733,643,000684
% insured0.00%1
Federal funds purchased & repurchase agreements$03,577
Trading liabilities$094
Other borrowed funds$64,000,000938
Subordinated debt$0257
All other liabilities$4,414,0001,261
Total equity capital$100,534,000694
Total bank equity capital$100,534,000694
Perpetual preferred stock$0107
Common stock$34,310,000109
Surplus$07,856
Undivided profits$66,224,000533
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,515,0002,362
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$557,000331
Income earned, not collected on loans$3,155,0001,161
Earning assets$828,552,000752
Long-term assets (5+ years)$132,056,000989
Average Assets, year-to-date$891,888,330750
Average Assets, quarterly$897,414,000756
Volatile liabilities$254,039,000621
Insider loans$4,512,0001,733
FHLB advances$64,000,000879
Loans and leases held for sale$562,0001,113
Unused loan commitments$151,784,000711
Tier 1 (core) risk-based capital$100,418,000615
Tier 2 risk-based capital$11,083,000553
Total risk weighted assets$886,297,000583
Total unused commitments$151,784,000711
Derivatives$01,075
2008-03-31Rank
# of Employees:258604
Assets and Liabilities
Total Assets:$892,237,000761
Cash and due from depository institutions$22,096,000604
Interest-bearing balances$274,0004,169
Securities$12,494,0005,508
Federal funds sold & reverse repurchase agreements$2,415,0004,660
Net loans & leases$804,042,000596
Loan loss allowance$11,404,000516
Trading account assets$0252
Bank premises and fixed assets$24,250,000446
Other real estate owned$1,890,000604
Goodwill and other intangibles$160,0002,692
All other assets$24,890,000805
Life insurance assets$16,618,000383
Total liabilities and capital$892,237,000761
Total liabilities$794,491,000762
Total deposits$747,480,000679
Interest-bearing deposits$647,742,000683
Deposits held in domestic offices$747,480,000676
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$41,500,0001,233
Subordinated debt$0251
All other liabilities$5,511,0001,117
Total equity capital$97,746,000722
Total bank equity capital$97,746,000722
Perpetual preferred stock$0108
Common stock$34,221,000111
Surplus$07,894
Undivided profits$63,525,000589
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,373,0003,095
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$459,000346
Income earned, not collected on loans$3,399,0001,096
Earning assets$819,225,000758
Long-term assets (5+ years)$136,473,000918
Average Assets, year-to-date$886,537,000758
Average Assets, quarterly$886,537,000758
Volatile liabilities$219,004,000682
Insider loans$6,037,0001,299
FHLB advances$41,500,0001,162
Loans and leases held for sale$453,0001,272
Unused loan commitments$159,116,000696
Tier 1 (core) risk-based capital$97,516,000631
Tier 2 risk-based capital$11,044,000534
Total risk weighted assets$883,340,000586
Total unused commitments$159,116,000696
Derivatives$01,109
2007-12-31Rank
# of Employees:283543
Assets and Liabilities
Total Assets:$880,837,000766
Cash and due from depository institutions$18,920,000543
Interest-bearing balances$128,0004,433
Securities$13,832,0005,356
Federal funds sold & reverse repurchase agreements$06,130
Net loans & leases$797,083,000609
Loan loss allowance$11,126,000510
Trading account assets$0237
Bank premises and fixed assets$24,444,000446
Other real estate owned$1,440,000543
Goodwill and other intangibles$183,0002,633
All other assets$24,935,000801
Life insurance assets$16,517,000384
Total liabilities and capital$880,837,000766
Total liabilities$786,055,000774
Total deposits$760,161,000668
Interest-bearing deposits$654,045,000674
Deposits held in domestic offices$760,161,000666
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$20,500,0001,822
Subordinated debt$0248
All other liabilities$5,394,0001,108
Total equity capital$94,782,000741
Total bank equity capital$94,782,000741
Perpetual preferred stock$0111
Common stock$34,126,000112
Surplus$07,931
Undivided profits$60,656,000619
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,838,0001,712
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,343,000165
Income earned, not collected on loans$3,562,0001,134
Earning assets$811,043,000757
Long-term assets (5+ years)$133,133,000892
Average Assets, year-to-date$840,403,800771
Average Assets, quarterly$873,480,500769
Volatile liabilities$201,972,000736
Insider loans$6,636,0001,159
FHLB advances$20,500,0001,729
Loans and leases held for sale$2,347,000587
Unused loan commitments$164,391,000687
Tier 1 (core) risk-based capital$94,658,000656
Tier 2 risk-based capital$10,971,000532
Total risk weighted assets$877,719,000594
Total unused commitments$164,391,000688
Derivatives$01,052
2007-09-30Rank
# of Employees:295519
Assets and Liabilities
Total Assets:$866,124,000766
Cash and due from depository institutions$21,132,000519
Interest-bearing balances$150,0004,140
Securities$16,908,0004,905
Federal funds sold & reverse repurchase agreements$4,600,0002,716
Net loans & leases$772,844,000611
Loan loss allowance$10,755,000502
Trading account assets$0244
Bank premises and fixed assets$24,065,000434
Other real estate owned$1,332,000519
Goodwill and other intangibles$206,0002,591
All other assets$25,037,000790
Life insurance assets$16,363,000373
Total liabilities and capital$866,124,000766
Total liabilities$774,167,000764
Total deposits$769,239,000649
Interest-bearing deposits$658,660,000667
Deposits held in domestic offices$769,239,000647
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$05,543
Subordinated debt$0244
All other liabilities$4,928,0001,204
Total equity capital$91,957,000751
Total bank equity capital$91,957,000751
Perpetual preferred stock$0113
Common stock$34,031,000105
Surplus$07,949
Undivided profits$57,926,000653
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,324,0002,656
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$809,000232
Income earned, not collected on loans$3,866,0001,112
Earning assets$794,502,000759
Long-term assets (5+ years)$129,459,000897
Average Assets, year-to-date$830,295,500780
Average Assets, quarterly$857,535,000765
Volatile liabilities$168,512,000857
Insider loans$6,698,0001,111
FHLB advances$05,081
Loans and leases held for sale$1,504,000719
Unused loan commitments$191,220,000633
Tier 1 (core) risk-based capital$91,914,000670
Tier 2 risk-based capital$10,755,000523
Total risk weighted assets$861,332,000584
Total unused commitments$191,220,000633
Derivatives$01,033
2007-06-30Rank
# of Employees:305517
Assets and Liabilities
Total Assets:$848,946,000783
Cash and due from depository institutions$25,175,000517
Interest-bearing balances$194,0004,020
Securities$17,019,0004,883
Federal funds sold & reverse repurchase agreements$06,299
Net loans & leases$758,746,000627
Loan loss allowance$10,526,000513
Trading account assets$0245
Bank premises and fixed assets$22,682,000468
Other real estate owned$0517
Goodwill and other intangibles$183,0002,646
All other assets$25,141,000784
Life insurance assets$16,177,000374
Total liabilities and capital$848,946,000783
Total liabilities$760,483,000778
Total deposits$732,940,000698
Interest-bearing deposits$621,983,000722
Deposits held in domestic offices$732,940,000695
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$21,000,0001,636
Subordinated debt$0258
All other liabilities$6,543,000929
Total equity capital$88,463,000783
Total bank equity capital$88,463,000783
Perpetual preferred stock$0111
Common stock$33,937,000108
Surplus$08,003
Undivided profits$54,526,000687
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,379,0001,577
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$670,000263
Income earned, not collected on loans$3,650,0001,099
Earning assets$775,959,000787
Long-term assets (5+ years)$131,498,000873
Average Assets, year-to-date$818,352,670808
Average Assets, quarterly$831,364,500796
Volatile liabilities$180,501,000805
Insider loans$5,010,0001,477
FHLB advances$21,000,0001,538
Loans and leases held for sale$4,835,000425
Unused loan commitments$179,700,000666
Tier 1 (core) risk-based capital$88,549,000706
Tier 2 risk-based capital$10,498,000546
Total risk weighted assets$839,785,000602
Total unused commitments$179,700,000666
Derivatives$01,067
2007-03-31Rank
# of Employees:303516
Assets and Liabilities
Total Assets:$813,783,000814
Cash and due from depository institutions$22,441,000516
Interest-bearing balances$235,0003,841
Securities$17,484,0004,851
Federal funds sold & reverse repurchase agreements$4,640,0003,490
Net loans & leases$726,400,000632
Loan loss allowance$10,212,000516
Trading account assets$0267
Bank premises and fixed assets$22,798,000454
Other real estate owned$0516
Goodwill and other intangibles$203,0002,613
All other assets$19,817,000928
Life insurance assets$11,017,000551
Total liabilities and capital$813,783,000814
Total liabilities$732,421,000805
Total deposits$726,715,000695
Interest-bearing deposits$625,436,000706
Deposits held in domestic offices$726,715,000693
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$05,479
Subordinated debt$0262
All other liabilities$5,706,0001,042
Total equity capital$81,362,000829
Total bank equity capital$81,362,000829
Perpetual preferred stock$0113
Common stock$10,921,000403
Surplus$17,938,0001,564
Undivided profits$52,503,000717
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,609,000990
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$484,000324
Income earned, not collected on loans$3,757,0001,024
Earning assets$748,759,000810
Long-term assets (5+ years)$121,319,000918
Average Assets, year-to-date$803,056,000822
Average Assets, quarterly$803,056,000822
Volatile liabilities$157,743,000888
Insider loans$6,141,0001,172
FHLB advances$05,010
Loans and leases held for sale$4,717,000408
Unused loan commitments$177,179,000684
Tier 1 (core) risk-based capital$81,365,000760
Tier 2 risk-based capital$10,085,000551
Total risk weighted assets$806,675,000609
Total unused commitments$177,179,000684
Derivatives$01,065
2006-12-31Rank
# of Employees:324486
Assets and Liabilities
Total Assets:$792,329,000829
Cash and due from depository institutions$19,586,000486
Interest-bearing balances$220,0003,923
Securities$17,720,0004,872
Federal funds sold & reverse repurchase agreements$06,403
Net loans & leases$711,991,000642
Loan loss allowance$10,048,000517
Trading account assets$0156
Bank premises and fixed assets$23,001,000436
Other real estate owned$363,000486
Goodwill and other intangibles$222,0002,567
All other assets$19,446,000962
Life insurance assets$10,930,000545
Total liabilities and capital$792,329,000829
Total liabilities$713,722,000819
Total deposits$704,364,000713
Interest-bearing deposits$607,633,000709
Deposits held in domestic offices$704,364,000711
% insured0.00%1
Federal funds purchased & repurchase agreements$1,075,0002,601
Trading liabilities$077
Other borrowed funds$2,000,0004,432
Subordinated debt$0264
All other liabilities$6,283,000950
Total equity capital$78,607,000834
Total bank equity capital$78,607,000834
Perpetual preferred stock$0112
Common stock$10,761,000399
Surplus$17,938,0001,533
Undivided profits$49,908,000734
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,668,000878
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$592,000266
Income earned, not collected on loans$3,489,0001,138
Earning assets$729,931,000821
Long-term assets (5+ years)$114,987,000952
Average Assets, year-to-date$760,717,400825
Average Assets, quarterly$789,668,000823
Volatile liabilities$154,801,0001,011
Insider loans$5,461,0001,318
FHLB advances$2,000,0004,257
Loans and leases held for sale$2,458,000610
Unused loan commitments$185,765,000641
Tier 1 (core) risk-based capital$78,630,000774
Tier 2 risk-based capital$9,892,000561
Total risk weighted assets$791,234,000619
Total unused commitments$185,765,000641
Derivatives$01,023
2006-09-30Rank
# of Employees:324488
Assets and Liabilities
Total Assets:$787,007,000830
Cash and due from depository institutions$21,459,000488
Interest-bearing balances$256,0003,776
Securities$18,369,0004,811
Federal funds sold & reverse repurchase agreements$06,029
Net loans & leases$705,593,000649
Loan loss allowance$9,985,000526
Trading account assets$0154
Bank premises and fixed assets$21,686,000462
Other real estate owned$363,000488
Goodwill and other intangibles$187,0002,645
All other assets$19,350,000966
Life insurance assets$10,831,000527
Total liabilities and capital$787,007,000830
Total liabilities$709,785,000822
Total deposits$700,970,000705
Interest-bearing deposits$603,043,000711
Deposits held in domestic offices$700,970,000704
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$3,000,0004,229
Subordinated debt$0269
All other liabilities$5,815,000976
Total equity capital$77,222,000857
Total bank equity capital$77,222,000857
Perpetual preferred stock$0118
Common stock$10,641,000389
Surplus$17,938,0001,513
Undivided profits$48,643,000754
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,761,000822
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$641,000259
Income earned, not collected on loans$3,506,0001,116
Earning assets$724,218,000830
Long-term assets (5+ years)$109,464,000981
Average Assets, year-to-date$752,814,500845
Average Assets, quarterly$776,736,500829
Volatile liabilities$149,205,0001,050
Insider loans$5,567,0001,274
FHLB advances$3,000,0004,055
Loans and leases held for sale$1,940,000684
Unused loan commitments$186,148,000664
Tier 1 (core) risk-based capital$77,275,000787
Tier 2 risk-based capital$9,886,000570
Total risk weighted assets$790,790,000624
Total unused commitments$186,148,000664
Derivatives$01,023
2006-06-30Rank
# of Employees:311509
Assets and Liabilities
Total Assets:$766,466,000838
Cash and due from depository institutions$25,807,000509
Interest-bearing balances$135,0004,458
Securities$18,745,0004,739
Federal funds sold & reverse repurchase agreements$5,275,0002,150
Net loans & leases$677,369,000664
Loan loss allowance$9,606,000539
Trading account assets$0157
Bank premises and fixed assets$20,497,000489
Other real estate owned$0509
Goodwill and other intangibles$177,0002,670
All other assets$18,596,000996
Life insurance assets$10,736,000526
Total liabilities and capital$766,466,000838
Total liabilities$691,456,000834
Total deposits$680,438,000715
Interest-bearing deposits$576,220,000737
Deposits held in domestic offices$680,438,000713
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$7,000,0003,189
Subordinated debt$0265
All other liabilities$4,018,0001,251
Total equity capital$75,010,000857
Total bank equity capital$75,010,000857
Perpetual preferred stock$0119
Common stock$10,573,000378
Surplus$17,938,0001,475
Undivided profits$46,499,000748
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,079,0002,289
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$644,000265
Income earned, not collected on loans$2,973,0001,193
Earning assets$701,524,000840
Long-term assets (5+ years)$89,338,0001,152
Average Assets, year-to-date$741,417,000852
Average Assets, quarterly$750,158,000849
Volatile liabilities$139,271,0001,095
Insider loans$5,707,0001,203
FHLB advances$7,000,0003,037
Loans and leases held for sale$867,000986
Unused loan commitments$179,103,000674
Tier 1 (core) risk-based capital$75,111,000790
Tier 2 risk-based capital$9,577,000577
Total risk weighted assets$766,155,000635
Total unused commitments$179,103,000674
Derivatives$01,000
2006-03-31Rank
# of Employees:315499
Assets and Liabilities
Total Assets:$733,850,000866
Cash and due from depository institutions$24,154,000499
Interest-bearing balances$174,0004,347
Securities$19,805,0004,647
Federal funds sold & reverse repurchase agreements$8,530,0001,745
Net loans & leases$643,360,000677
Loan loss allowance$9,130,000562
Trading account assets$0154
Bank premises and fixed assets$20,343,000480
Other real estate owned$0499
Goodwill and other intangibles$192,0002,619
All other assets$17,466,0001,023
Life insurance assets$10,646,000510
Total liabilities and capital$733,850,000866
Total liabilities$660,791,000853
Total deposits$646,288,000742
Interest-bearing deposits$546,258,000757
Deposits held in domestic offices$646,288,000740
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$10,000,0002,571
Subordinated debt$0259
All other liabilities$4,503,0001,133
Total equity capital$73,059,000858
Total bank equity capital$73,059,000858
Perpetual preferred stock$0120
Common stock$10,513,000371
Surplus$17,938,0001,427
Undivided profits$44,608,000784
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,598,0001,604
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$502,000327
Income earned, not collected on loans$2,809,0001,195
Earning assets$671,869,000865
Long-term assets (5+ years)$89,194,0001,145
Average Assets, year-to-date$728,892,500865
Average Assets, quarterly$728,892,500865
Volatile liabilities$128,019,0001,123
Insider loans$6,138,0001,097
FHLB advances$10,000,0002,454
Loans and leases held for sale$1,356,000733
Unused loan commitments$192,308,000637
Tier 1 (core) risk-based capital$73,121,000789
Tier 2 risk-based capital$9,130,000581
Total risk weighted assets$732,734,000640
Total unused commitments$192,308,000638
Derivatives$0990
2005-12-31Rank
# of Employees:291534
Assets and Liabilities
Total Assets:$723,935,000868
Cash and due from depository institutions$20,589,000534
Interest-bearing balances$471,0003,424
Securities$19,789,0004,656
Federal funds sold & reverse repurchase agreements$21,095,000616
Net loans & leases$624,276,000682
Loan loss allowance$8,810,000568
Trading account assets$0155
Bank premises and fixed assets$20,277,000470
Other real estate owned$0534
Goodwill and other intangibles$160,0002,697
All other assets$17,749,000990
Life insurance assets$0351
Total liabilities and capital$723,935,000868
Total liabilities$653,498,000866
Total deposits$637,892,000739
Interest-bearing deposits$533,476,000760
Deposits held in domestic offices$637,892,000737
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$10,000,0002,660
Subordinated debt$0258
All other liabilities$5,606,000927
Total equity capital$70,437,000870
Total bank equity capital$70,437,000870
Perpetual preferred stock$0122
Common stock$10,469,000361
Surplus$17,938,0001,397
Undivided profits$42,030,000827
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,159,0001,221
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$382,000376
Income earned, not collected on loans$2,678,0001,247
Earning assets$665,631,000859
Long-term assets (5+ years)$84,546,0001,169
Average Assets, year-to-date$694,834,400848
Average Assets, quarterly$722,072,000857
Volatile liabilities$126,793,0001,107
Insider loans$6,097,0001,091
FHLB advances$10,000,0002,516
Loans and leases held for sale$2,829,000477
Unused loan commitments$178,055,000660
Tier 1 (core) risk-based capital$70,467,000808
Tier 2 risk-based capital$8,810,000590
Total risk weighted assets$707,393,000648
Total unused commitments$178,055,000660
Derivatives$0930
2005-09-30Rank
# of Employees:290533
Assets and Liabilities
Total Assets:$720,209,000851
Cash and due from depository institutions$23,592,000533
Interest-bearing balances$437,0003,589
Securities$19,698,0004,652
Federal funds sold & reverse repurchase agreements$27,915,000479
Net loans & leases$610,772,000677
Loan loss allowance$8,593,000577
Trading account assets$0146
Bank premises and fixed assets$20,352,000445
Other real estate owned$622,000533
Goodwill and other intangibles$03,310
All other assets$17,258,000998
Life insurance assets$0341
Total liabilities and capital$720,209,000851
Total liabilities$651,589,000840
Total deposits$637,587,000720
Interest-bearing deposits$532,103,000739
Deposits held in domestic offices$637,587,000718
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$10,000,0002,673
Subordinated debt$0251
All other liabilities$4,002,0001,204
Total equity capital$68,620,000874
Total bank equity capital$68,620,000874
Perpetual preferred stock$0120
Common stock$10,439,000346
Surplus$17,912,0001,360
Undivided profits$40,269,000858
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,694,000994
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$335,000418
Income earned, not collected on loans$2,540,0001,259
Earning assets$658,822,000844
Long-term assets (5+ years)$82,148,0001,184
Average Assets, year-to-date$687,559,250845
Average Assets, quarterly$711,990,500845
Volatile liabilities$114,752,0001,164
Insider loans$5,933,0001,098
FHLB advances$10,000,0002,512
Loans and leases held for sale$5,085,000400
Unused loan commitments$178,419,000648
Tier 1 (core) risk-based capital$68,607,000812
Tier 2 risk-based capital$8,593,000589
Total risk weighted assets$695,188,000644
Total unused commitments$178,419,000649
Derivatives$0909
2005-06-30Rank
# of Employees:290537
Assets and Liabilities
Total Assets:$703,772,000842
Cash and due from depository institutions$18,974,000537
Interest-bearing balances$290,0003,955
Securities$18,980,0004,778
Federal funds sold & reverse repurchase agreements$12,775,000949
Net loans & leases$613,483,000653
Loan loss allowance$8,554,000568
Trading account assets$0148
Bank premises and fixed assets$20,602,000425
Other real estate owned$870,000537
Goodwill and other intangibles$03,307
All other assets$18,088,000922
Life insurance assets$0339
Total liabilities and capital$703,772,000842
Total liabilities$637,428,000832
Total deposits$623,251,000712
Interest-bearing deposits$524,050,000732
Deposits held in domestic offices$623,251,000710
% insured0.00%1
Federal funds purchased & repurchase agreements$03,721
Trading liabilities$065
Other borrowed funds$10,000,0002,628
Subordinated debt$0251
All other liabilities$4,177,0001,070
Total equity capital$66,344,000888
Total bank equity capital$66,344,000888
Perpetual preferred stock$0118
Common stock$10,406,000326
Surplus$17,855,0001,338
Undivided profits$38,083,000894
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,579,0001,004
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$402,000375
Income earned, not collected on loans$2,392,0001,221
Earning assets$645,528,000840
Long-term assets (5+ years)$93,839,0001,053
Average Assets, year-to-date$676,676,000847
Average Assets, quarterly$687,021,500847
Volatile liabilities$113,573,0001,154
Insider loans$5,983,0001,049
FHLB advances$10,000,0002,493
Loans and leases held for sale$11,339,000261
Unused loan commitments$153,298,000698
Tier 1 (core) risk-based capital$66,319,000818
Tier 2 risk-based capital$8,473,000584
Total risk weighted assets$677,652,000631
Total unused commitments$153,298,000700
Derivatives$0866
2005-03-31Rank
# of Employees:290519
Assets and Liabilities
Total Assets:$670,271,000865
Cash and due from depository institutions$21,610,000519
Interest-bearing balances$136,0004,712
Securities$19,815,0004,736
Federal funds sold & reverse repurchase agreements$1,005,0004,994
Net loans & leases$588,061,000666
Loan loss allowance$8,052,000595
Trading account assets$0148
Bank premises and fixed assets$20,639,000410
Other real estate owned$924,000519
Goodwill and other intangibles$03,297
All other assets$18,217,000898
Life insurance assets$0333
Total liabilities and capital$670,271,000865
Total liabilities$605,846,000858
Total deposits$587,548,000754
Interest-bearing deposits$512,660,000739
Deposits held in domestic offices$587,548,000752
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$14,000,0002,106
Subordinated debt$0265
All other liabilities$4,298,0001,055
Total equity capital$64,425,000894
Total bank equity capital$64,425,000894
Perpetual preferred stock$0120
Common stock$10,373,000317
Surplus$17,825,0001,294
Undivided profits$36,227,000910
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,674,000973
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$503,000319
Income earned, not collected on loans$2,330,0001,208
Earning assets$609,017,000866
Long-term assets (5+ years)$93,468,0001,080
Average Assets, year-to-date$663,128,000867
Average Assets, quarterly$663,128,000867
Volatile liabilities$107,361,0001,150
Insider loans$5,807,0001,055
FHLB advances$9,000,0002,604
Loans and leases held for sale$5,684,000358
Unused loan commitments$128,856,000797
Tier 1 (core) risk-based capital$64,412,000827
Tier 2 risk-based capital$8,052,000608
Total risk weighted assets$645,577,000649
Total unused commitments$128,856,000797
Derivatives$0790
2004-12-31Rank
# of Employees:289531
Assets and Liabilities
Total Assets:$655,985,000882
Cash and due from depository institutions$17,153,000531
Interest-bearing balances$155,0004,614
Securities$19,967,0004,727
Federal funds sold & reverse repurchase agreements$06,164
Net loans & leases$580,585,000674
Loan loss allowance$7,903,000609
Trading account assets$0153
Bank premises and fixed assets$19,978,000421
Other real estate owned$1,222,000531
Goodwill and other intangibles$03,293
All other assets$17,080,000944
Life insurance assets$0334
Total liabilities and capital$655,985,000882
Total liabilities$593,828,000876
Total deposits$563,386,000788
Interest-bearing deposits$515,494,000738
Deposits held in domestic offices$563,386,000785
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$27,000,0001,402
Subordinated debt$0272
All other liabilities$3,442,0001,243
Total equity capital$62,157,000936
Total bank equity capital$62,157,000936
Perpetual preferred stock$0118
Common stock$10,373,000308
Surplus$17,825,0001,276
Undivided profits$33,959,000981
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,833,000945
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$400,000364
Income earned, not collected on loans$2,447,0001,127
Earning assets$600,707,000879
Long-term assets (5+ years)$98,574,0001,061
Average Assets, year-to-date$630,295,400874
Average Assets, quarterly$658,644,500871
Volatile liabilities$121,410,0001,009
Insider loans$5,869,0001,019
FHLB advances$27,000,0001,306
Loans and leases held for sale$8,311,000279
Unused loan commitments$135,005,000739
Tier 1 (core) risk-based capital$62,010,000856
Tier 2 risk-based capital$7,903,000625
Total risk weighted assets$633,676,000661
Total unused commitments$135,005,000739
Derivatives$0774
2004-09-30Rank
# of Employees:298519
Assets and Liabilities
Total Assets:$661,304,000860
Cash and due from depository institutions$20,749,000519
Interest-bearing balances$477,0003,576
Securities$19,668,0004,751
Federal funds sold & reverse repurchase agreements$31,950,000365
Net loans & leases$550,218,000693
Loan loss allowance$7,506,000647
Trading account assets$0149
Bank premises and fixed assets$20,183,000407
Other real estate owned$1,458,000519
Goodwill and other intangibles$03,268
All other assets$17,078,000912
Life insurance assets$0330
Total liabilities and capital$661,304,000860
Total liabilities$600,640,000844
Total deposits$589,152,000737
Interest-bearing deposits$540,388,000701
Deposits held in domestic offices$589,152,000732
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$7,500,0003,003
Subordinated debt$0276
All other liabilities$3,988,0001,096
Total equity capital$60,664,000949
Total bank equity capital$60,664,000949
Perpetual preferred stock$0124
Common stock$10,373,000301
Surplus$17,665,0001,247
Undivided profits$32,626,0001,026
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,226,000869
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$465,000348
Income earned, not collected on loans$2,219,0001,278
Earning assets$602,313,000855
Long-term assets (5+ years)$99,451,0001,062
Average Assets, year-to-date$623,873,000882
Average Assets, quarterly$646,678,000867
Volatile liabilities$108,611,0001,091
Insider loans$10,970,000505
FHLB advances$7,500,0002,870
Loans and leases held for sale$5,596,000344
Unused loan commitments$134,042,000737
Tier 1 (core) risk-based capital$60,432,000865
Tier 2 risk-based capital$7,506,000639
Total risk weighted assets$612,044,000665
Total unused commitments$134,042,000739
Derivatives$0770
2004-06-30Rank
# of Employees:298517
Assets and Liabilities
Total Assets:$632,052,000887
Cash and due from depository institutions$20,174,000517
Interest-bearing balances$168,0004,711
Securities$19,833,0004,814
Federal funds sold & reverse repurchase agreements$5,510,0001,853
Net loans & leases$549,269,000675
Loan loss allowance$6,926,000682
Trading account assets$0153
Bank premises and fixed assets$20,029,000401
Other real estate owned$426,000517
Goodwill and other intangibles$03,275
All other assets$16,811,000941
Life insurance assets$0323
Total liabilities and capital$632,052,000887
Total liabilities$572,868,000879
Total deposits$558,473,000772
Interest-bearing deposits$510,695,000739
Deposits held in domestic offices$558,473,000768
% insured0.00%1
Federal funds purchased & repurchase agreements$03,750
Trading liabilities$069
Other borrowed funds$11,500,0002,353
Subordinated debt$0288
All other liabilities$2,895,0001,325
Total equity capital$59,184,000937
Total bank equity capital$59,184,000937
Perpetual preferred stock$0126
Common stock$10,373,000299
Surplus$17,665,0001,215
Undivided profits$31,146,0001,011
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,828,000619
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$465,000364
Income earned, not collected on loans$1,995,0001,351
Earning assets$574,780,000894
Long-term assets (5+ years)$109,115,000996
Average Assets, year-to-date$611,396,000896
Average Assets, quarterly$626,961,500882
Volatile liabilities$117,648,000979
Insider loans$7,894,000707
FHLB advances$11,500,0002,228
Loans and leases held for sale$15,859,000205
Unused loan commitments$124,098,000767
Tier 1 (core) risk-based capital$59,081,000871
Tier 2 risk-based capital$6,926,000681
Total risk weighted assets$609,646,000663
Total unused commitments$124,098,000768
Derivatives$0740
2004-03-31Rank
# of Employees:286544
Assets and Liabilities
Total Assets:$621,871,000894
Cash and due from depository institutions$20,354,000544
Interest-bearing balances$169,0004,826
Securities$27,632,0003,888
Federal funds sold & reverse repurchase agreements$22,445,000617
Net loans & leases$524,140,000695
Loan loss allowance$6,480,000725
Trading account assets$0144
Bank premises and fixed assets$19,148,000419
Other real estate owned$443,000544
Goodwill and other intangibles$03,256
All other assets$7,709,0001,766
Life insurance assets$0322
Total liabilities and capital$621,871,000894
Total liabilities$563,737,000884
Total deposits$547,688,000792
Interest-bearing deposits$490,180,000769
Deposits held in domestic offices$547,688,000788
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$12,500,0002,144
Subordinated debt$0287
All other liabilities$3,549,0001,258
Total equity capital$58,134,000975
Total bank equity capital$58,134,000975
Perpetual preferred stock$0129
Common stock$10,373,000289
Surplus$17,665,0001,199
Undivided profits$30,096,0001,091
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,512,000669
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$465,000388
Income earned, not collected on loans$2,227,0001,181
Earning assets$574,386,000887
Long-term assets (5+ years)$117,473,000909
Average Assets, year-to-date$601,068,000910
Average Assets, quarterly$601,068,000910
Volatile liabilities$109,438,0001,005
Insider loans$7,446,000741
FHLB advances$12,500,0002,024
Loans and leases held for sale$8,919,000291
Unused loan commitments$107,136,000827
Tier 1 (core) risk-based capital$58,075,000884
Tier 2 risk-based capital$6,480,000716
Total risk weighted assets$571,647,000689
Total unused commitments$107,136,000828
Derivatives$0699
2003-12-31Rank
# of Employees:278569
Assets and Liabilities
Total Assets:$580,265,000957
Cash and due from depository institutions$16,002,000569
Interest-bearing balances$297,0004,198
Securities$30,618,0003,655
Federal funds sold & reverse repurchase agreements$4,795,0002,370
Net loans & leases$502,042,000721
Loan loss allowance$6,116,000766
Trading account assets$0168
Bank premises and fixed assets$19,066,000418
Other real estate owned$504,000569
Goodwill and other intangibles$03,237
All other assets$7,238,0001,879
Life insurance assets$01
Total liabilities and capital$580,265,000957
Total liabilities$522,816,000954
Total deposits$501,895,000855
Interest-bearing deposits$451,027,000820
Deposits held in domestic offices$501,895,000853
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$17,500,0001,773
Subordinated debt$0293
All other liabilities$3,421,0001,236
Total equity capital$57,449,000977
Total bank equity capital$57,449,000977
Perpetual preferred stock$0131
Common stock$10,373,000290
Surplus$17,665,0001,176
Undivided profits$29,411,0001,085
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,158,000757
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$155,000684
Income earned, not collected on loans$2,238,0001,189
Earning assets$537,752,000947
Long-term assets (5+ years)$124,169,000873
Average Assets, year-to-date$566,158,000940
Average Assets, quarterly$583,044,500947
Volatile liabilities$102,385,0001,088
Insider loans$6,850,000777
FHLB advances$17,500,0001,662
Loans and leases held for sale$8,239,000288
Unused loan commitments$100,433,000847
Tier 1 (core) risk-based capital$57,487,000887
Tier 2 risk-based capital$6,116,000756
Total risk weighted assets$544,289,000710
Total unused commitments$100,433,000848
Derivatives$0665
2003-09-30Rank
# of Employees:267605
Assets and Liabilities
Total Assets:$585,824,000958
Cash and due from depository institutions$22,480,000605
Interest-bearing balances$411,0004,001
Securities$31,549,0003,500
Federal funds sold & reverse repurchase agreements$21,590,000666
Net loans & leases$484,697,000743
Loan loss allowance$6,342,000754
Trading account assets$0165
Bank premises and fixed assets$17,550,000461
Other real estate owned$504,000605
Goodwill and other intangibles$03,226
All other assets$7,454,0001,832
Life insurance assets$01
Total liabilities and capital$585,824,000958
Total liabilities$529,559,000947
Total deposits$511,370,000862
Interest-bearing deposits$458,206,000836
Deposits held in domestic offices$511,370,000859
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$15,000,0001,876
Subordinated debt$0293
All other liabilities$3,189,0001,369
Total equity capital$56,265,0001,000
Total bank equity capital$56,265,0001,000
Perpetual preferred stock$0137
Common stock$10,373,000289
Surplus$17,665,0001,161
Undivided profits$28,227,0001,122
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,126,000789
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$650,000291
Income earned, not collected on loans$2,140,0001,345
Earning assets$538,247,000954
Long-term assets (5+ years)$129,109,000855
Average Assets, year-to-date$562,631,250967
Average Assets, quarterly$578,908,000960
Volatile liabilities$96,757,0001,101
Insider loans$7,045,000741
FHLB advances$15,000,0001,741
Loans and leases held for sale$12,290,000302
Unused loan commitments$90,071,000936
Tier 1 (core) risk-based capital$56,303,000904
Tier 2 risk-based capital$6,342,000735
Total risk weighted assets$525,817,000737
Total unused commitments$90,071,000937
Derivatives$0666
2003-06-30Rank
# of Employees:263620
Assets and Liabilities
Total Assets:$571,992,000975
Cash and due from depository institutions$30,221,000620
Interest-bearing balances$7,536,0001,073
Securities$22,476,0004,352
Federal funds sold & reverse repurchase agreements$06,888
Net loans & leases$494,479,000724
Loan loss allowance$5,947,000798
Trading account assets$0170
Bank premises and fixed assets$17,091,000472
Other real estate owned$882,000620
Goodwill and other intangibles$03,182
All other assets$6,843,0001,869
Life insurance assets$01
Total liabilities and capital$571,992,000975
Total liabilities$516,969,000965
Total deposits$499,312,000867
Interest-bearing deposits$443,988,000843
Deposits held in domestic offices$499,312,000864
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$15,000,0001,850
Subordinated debt$0266
All other liabilities$2,657,0001,629
Total equity capital$55,023,0001,008
Total bank equity capital$55,023,0001,008
Perpetual preferred stock$0140
Common stock$10,373,000282
Surplus$17,665,0001,136
Undivided profits$26,985,0001,203
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,371,000978
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$650,000318
Income earned, not collected on loans$1,977,0001,428
Earning assets$524,491,000970
Long-term assets (5+ years)$155,117,000687
Average Assets, year-to-date$554,900,330983
Average Assets, quarterly$565,067,000970
Volatile liabilities$95,859,0001,097
Insider loans$7,681,000663
FHLB advances$15,000,0001,718
Loans and leases held for sale$36,118,000194
Unused loan commitments$87,547,000946
Tier 1 (core) risk-based capital$54,981,000911
Tier 2 risk-based capital$5,947,000755
Total risk weighted assets$513,845,000743
Total unused commitments$87,547,000951
Derivatives$0623
2003-03-31Rank
# of Employees:257624
Assets and Liabilities
Total Assets:$558,142,000981
Cash and due from depository institutions$32,888,000624
Interest-bearing balances$11,891,000725
Securities$22,871,0004,286
Federal funds sold & reverse repurchase agreements$32,000,000501
Net loans & leases$446,482,000779
Loan loss allowance$5,875,000792
Trading account assets$0169
Bank premises and fixed assets$16,938,000466
Other real estate owned$595,000624
Goodwill and other intangibles$03,151
All other assets$6,368,0001,943
Life insurance assets$01
Total liabilities and capital$558,142,000981
Total liabilities$503,733,000974
Total deposits$485,823,000873
Interest-bearing deposits$456,707,000816
Deposits held in domestic offices$485,823,000870
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$15,000,0001,787
Subordinated debt$0265
All other liabilities$2,910,0001,550
Total equity capital$54,409,000996
Total bank equity capital$54,409,000996
Perpetual preferred stock$0141
Common stock$10,373,000278
Surplus$17,665,0001,115
Undivided profits$26,371,0001,196
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,060,0001,070
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$650,000314
Income earned, not collected on loans$2,238,0001,267
Earning assets$513,244,000971
Long-term assets (5+ years)$125,951,000810
Average Assets, year-to-date$546,354,500993
Average Assets, quarterly$546,354,500993
Volatile liabilities$94,615,0001,084
Insider loans$7,344,000687
FHLB advances$15,000,0001,670
Loans and leases held for sale$4,209,000691
Unused loan commitments$79,296,000973
Tier 1 (core) risk-based capital$54,362,000911
Tier 2 risk-based capital$5,875,000747
Total risk weighted assets$489,185,000759
Total unused commitments$79,296,000978
Derivatives$0578
2002-12-31Rank
# of Employees:247646
Assets and Liabilities
Total Assets:$534,567,0001,008
Cash and due from depository institutions$32,876,000646
Interest-bearing balances$12,001,000654
Securities$24,433,0004,063
Federal funds sold & reverse repurchase agreements$23,000,000595
Net loans & leases$431,189,000793
Loan loss allowance$5,514,000820
Trading account assets$0170
Bank premises and fixed assets$16,486,000470
Other real estate owned$592,000646
Goodwill and other intangibles$03,122
All other assets$5,991,0002,001
Life insurance assets$01
Total liabilities and capital$534,567,0001,008
Total liabilities$481,140,0001,013
Total deposits$463,156,000893
Interest-bearing deposits$406,550,000887
Deposits held in domestic offices$463,156,000891
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$15,000,0001,821
Subordinated debt$0258
All other liabilities$2,984,0001,493
Total equity capital$53,427,000984
Total bank equity capital$53,427,000984
Perpetual preferred stock$0142
Common stock$10,373,000276
Surplus$17,665,0001,098
Undivided profits$25,389,0001,215
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,222,000972
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$650,000292
Income earned, not collected on loans$2,039,0001,483
Earning assets$490,623,000996
Long-term assets (5+ years)$130,081,000766
Average Assets, year-to-date$488,141,0001,050
Average Assets, quarterly$529,803,5001,010
Volatile liabilities$87,387,0001,145
Insider loans$6,513,000762
FHLB advances$15,000,0001,680
Loans and leases held for sale$6,629,000594
Unused loan commitments$74,309,000996
Tier 1 (core) risk-based capital$53,383,000903
Tier 2 risk-based capital$5,514,000779
Total risk weighted assets$467,236,000783
Total unused commitments$74,309,000996
Derivatives$0527
2001-12-31Rank
# of Employees:209767
Assets and Liabilities
Total Assets:$436,899,0001,176
Cash and due from depository institutions$16,857,000767
Interest-bearing balances$25,0006,154
Securities$22,678,0004,144
Federal funds sold & reverse repurchase agreements$2,500,0004,334
Net loans & leases$373,198,000892
Loan loss allowance$4,308,000970
Trading account assets$0182
Bank premises and fixed assets$15,414,000501
Other real estate owned$473,000767
Goodwill and other intangibles$03,095
All other assets$5,779,0001,941
Life insurance assets$01
Total liabilities and capital$436,899,0001,176
Total liabilities$402,415,0001,156
Total deposits$367,206,0001,071
Interest-bearing deposits$320,952,0001,070
Deposits held in domestic offices$367,206,0001,069
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$32,500,000990
Subordinated debt$0241
All other liabilities$2,709,0001,595
Total equity capital$34,484,0001,414
Total bank equity capital$34,484,0001,414
Perpetual preferred stock$0158
Common stock$10,373,000271
Surplus$2,659,0004,696
Undivided profits$21,452,0001,338
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,095,0001,446
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$62,0001,067
Income earned, not collected on loans$1,943,0001,701
Earning assets$398,401,0001,179
Long-term assets (5+ years)$86,662,0001,087
Average Assets, year-to-date$403,152,8001,210
Average Assets, quarterly$430,495,5001,181
Volatile liabilities$96,980,0001,023
Insider loans$8,425,000529
FHLB advances$32,500,000892
Loans and leases held for sale$2,714,000802
Unused loan commitments$67,644,0001,008
Tier 1 (core) risk-based capital$34,413,0001,325
Tier 2 risk-based capital$4,308,000919
Total risk weighted assets$401,497,000857
Total unused commitments$67,644,0001,012
Derivatives$0450
2000-12-31Rank
# of Employees:200793
Assets and Liabilities
Total Assets:$360,126,0001,331
Cash and due from depository institutions$15,006,000793
Interest-bearing balances$11,0006,310
Securities$27,330,0003,691
Federal funds sold & reverse repurchase agreements$750,0005,770
Net loans & leases$299,998,0001,071
Loan loss allowance$2,664,0001,452
Trading account assets$0175
Bank premises and fixed assets$13,433,000569
Other real estate owned$124,000793
Goodwill and other intangibles$03,145
All other assets$3,485,0002,511
Life insurance assets$01
Total liabilities and capital$360,126,0001,331
Total liabilities$330,246,0001,308
Total deposits$317,831,0001,190
Interest-bearing deposits$283,015,0001,167
Deposits held in domestic offices$317,831,0001,185
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$10,000,0002,024
Subordinated debt$0239
All other liabilities$2,415,0001,765
Total equity capital$29,880,0001,555
Total bank equity capital$29,880,0001,555
Perpetual preferred stock$0178
Common stock$10,373,000287
Surplus$2,659,0004,673
Undivided profits$16,848,0001,635
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,152,0002,040
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$106,000787
Income earned, not collected on loans$1,906,0001,312
Earning assets$328,089,0001,344
Long-term assets (5+ years)$67,147,0001,285
Average Assets, year-to-date$319,980,2001,432
Average Assets, quarterly$351,157,0001,344
Volatile liabilities$76,070,0001,219
Insider loans$3,403,0001,437
FHLB advances$0771
Loans and leases held for sale$572,000900
Unused loan commitments$50,520,0001,163
Tier 1 (core) risk-based capital$29,907,0001,469
Tier 2 risk-based capital$2,664,0001,361
Total risk weighted assets$315,833,4001,040
Total unused commitments$50,520,0001,165
Derivatives$0481
1999-12-31Rank
# of Employees:180923
Assets and Liabilities
Total Assets:$283,254,0001,665
Cash and due from depository institutions$13,728,000923
Interest-bearing balances$3,087,0001,239
Securities$31,254,0003,468
Federal funds sold & reverse repurchase agreements$4,300,0002,182
Net loans & leases$220,222,0001,390
Loan loss allowance$2,182,0001,686
Trading account assets$0165
Bank premises and fixed assets$10,876,000709
Other real estate owned$170,000923
Goodwill and other intangibles$03,276
All other assets$2,704,0003,106
Life insurance assets$01
Total liabilities and capital$283,254,0001,665
Total liabilities$256,318,0001,669
Total deposits$254,553,0001,483
Interest-bearing deposits$224,906,0001,445
Deposits held in domestic offices$254,553,0001,480
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$05,751
Subordinated debt$0242
All other liabilities$1,765,0002,085
Total equity capital$26,936,0001,648
Total bank equity capital$26,936,0001,648
Perpetual preferred stock$0193
Common stock$10,373,000313
Surplus$2,659,0004,661
Undivided profits$13,904,0001,811
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$921,0002,329
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$244,000515
Income earned, not collected on loans$1,308,0001,688
Earning assets$258,863,0001,674
Long-term assets (5+ years)$52,764,0001,638
Average Assets, year-to-date$245,377,2001,837
Average Assets, quarterly$271,992,5001,726
Volatile liabilities$44,567,0001,831
Insider loans$2,001,0002,226
FHLB advances$0802
Loans and leases held for sale$155,0001,249
Unused loan commitments$37,359,0001,482
Tier 1 (core) risk-based capital$27,044,0001,608
Tier 2 risk-based capital$2,182,0001,558
Total risk weighted assets$237,593,5001,306
Total unused commitments$37,359,0001,484
Derivatives$0488
1998-12-31Rank
# of Employees:1451,160
Assets and Liabilities
Total Assets:$215,537,0002,139
Cash and due from depository institutions$15,194,0001,160
Interest-bearing balances$3,136,0001,704
Securities$38,202,0002,963
Federal funds sold & reverse repurchase agreements$4,100,0003,957
Net loans & leases$147,872,0001,895
Loan loss allowance$1,745,0002,028
Trading account assets$0197
Bank premises and fixed assets$7,789,000967
Other real estate owned$01,160
Goodwill and other intangibles$03,445
All other assets$2,380,0003,075
Life insurance assets$01
Total liabilities and capital$215,537,0002,139
Total liabilities$190,854,0002,169
Total deposits$189,753,0001,987
Interest-bearing deposits$157,655,0002,048
Deposits held in domestic offices$189,753,0001,982
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$05,274
Subordinated debt$0255
All other liabilities$1,101,0003,250
Total equity capital$24,683,0001,807
Total bank equity capital$24,683,0001,807
Perpetual preferred stock$0199
Common stock$10,373,000317
Surplus$2,659,0004,544
Undivided profits$11,651,0002,238
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$671,0003,268
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$165,000720
Income earned, not collected on loans$959,0002,351
Earning assets$193,310,0002,196
Long-term assets (5+ years)$30,142,0002,364
Average Assets, year-to-date$190,419,0002,274
Average Assets, quarterly$211,553,5002,137
Volatile liabilities$19,658,0003,052
Insider loans$1,860,0002,232
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$24,889,0001,894
Tier 1 (core) risk-based capital$24,633,0001,695
Tier 2 risk-based capital$1,745,0001,824
Total risk weighted assets$166,244,6001,732
Total unused commitments$24,889,0001,901
Derivatives$0527
1997-12-31Rank
# of Employees:1161,512
Assets and Liabilities
Total Assets:$160,006,0002,794
Cash and due from depository institutions$6,236,0001,512
Interest-bearing balances$5,0006,363
Securities$29,640,0003,671
Federal funds sold & reverse repurchase agreements$1,750,0005,284
Net loans & leases$116,212,0002,399
Loan loss allowance$1,295,0002,671
Trading account assets$0203
Bank premises and fixed assets$4,110,0001,930
Other real estate owned$30,0001,512
Goodwill and other intangibles$03,571
All other assets$2,028,0003,462
Life insurance assets$01
Total liabilities and capital$160,006,0002,794
Total liabilities$147,087,0002,735
Total deposits$146,452,0002,541
Interest-bearing deposits$124,180,0002,581
Deposits held in domestic offices$146,452,0002,534
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$635,0005,021
Total equity capital$12,919,0003,423
Total bank equity capital$12,919,0003,423
Perpetual preferred stock$0223
Common stock$373,0005,777
Surplus$2,659,0004,528
Undivided profits$9,887,0002,552
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$498,0004,068
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$76,0001,063
Income earned, not collected on loans$772,0003,015
Earning assets$147,607,0002,800
Long-term assets (5+ years)$14,954,0003,374
Average Assets, year-to-date$141,708,0002,982
Average Assets, quarterly$160,302,0002,746
Volatile liabilities$15,225,0003,721
Insider loans$1,963,0002,094
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$20,382,0002,066
Tier 1 (core) risk-based capital$12,902,0003,281
Tier 2 risk-based capital$1,295,0002,305
Total risk weighted assets$126,237,0002,204
Total unused commitments$20,382,0002,070
Derivatives$0533
1996-12-31Rank
# of Employees:902,076
Assets and Liabilities
Total Assets:$117,215,0003,812
Cash and due from depository institutions$5,443,0002,076
Interest-bearing balances$2,0006,536
Securities$25,906,0004,400
Federal funds sold & reverse repurchase agreements$500,0007,418
Net loans & leases$80,473,0003,382
Loan loss allowance$796,0004,250
Trading account assets$0240
Bank premises and fixed assets$3,391,0002,331
Other real estate owned$02,076
Goodwill and other intangibles$03,437
All other assets$1,502,0004,626
Life insurance assets$01
Total liabilities and capital$117,215,0003,812
Total liabilities$105,680,0003,806
Total deposits$105,155,0003,603
Interest-bearing deposits$86,835,0003,751
Deposits held in domestic offices$105,155,0003,590
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$525,0005,762
Total equity capital$11,535,0003,803
Total bank equity capital$11,535,0003,803
Perpetual preferred stock$0250
Common stock$373,0006,127
Surplus$2,659,0004,591
Undivided profits$8,503,0002,886
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$392,0004,926
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$552,0004,172
Earning assets$106,881,0003,841
Long-term assets (5+ years)$7,691,0004,822
Average Assets, year-to-date$105,659,4004,058
Average Assets, quarterly$113,901,0003,870
Volatile liabilities$7,737,0005,720
Insider loans$1,561,0002,611
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$9,319,0003,540
Tier 1 (core) risk-based capital$11,524,0003,716
Tier 2 risk-based capital$796,0003,665
Total risk weighted assets$84,989,5003,242
Total unused commitments$9,319,0003,554
Derivatives$0549
1995-12-31Rank
# of Employees:882,217
Assets and Liabilities
Total Assets:$99,443,0004,446
Cash and due from depository institutions$5,876,0002,217
Interest-bearing balances$2,0006,747
Securities$22,678,0005,075
Federal funds sold & reverse repurchase agreements$4,000,0003,488
Net loans & leases$62,411,0004,127
Loan loss allowance$620,0005,160
Trading account assets$0261
Bank premises and fixed assets$2,990,0002,562
Other real estate owned$108,0002,217
Goodwill and other intangibles$03,181
All other assets$1,380,0005,009
Life insurance assets$01
Total liabilities and capital$99,443,0004,446
Total liabilities$89,087,0004,468
Total deposits$88,497,0004,277
Interest-bearing deposits$70,802,0004,585
Deposits held in domestic offices$88,497,0004,269
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$590,0005,548
Total equity capital$10,356,0004,209
Total bank equity capital$10,356,0004,209
Perpetual preferred stock$0288
Common stock$373,0006,465
Surplus$2,659,0004,577
Undivided profits$7,324,0003,355
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$242,0006,182
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$489,0004,832
Earning assets$89,091,0004,544
Long-term assets (5+ years)$7,502,0004,763
Average Assets, year-to-date$91,832,2004,574
Average Assets, quarterly$97,948,0004,449
Volatile liabilities$3,055,0008,522
Insider loans$669,0004,811
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$9,767,0003,334
Tier 1 (core) risk-based capital$10,330,0004,094
Tier 2 risk-based capital$620,0004,443
Total risk weighted assets$65,737,7003,988
Total unused commitments$9,767,0003,349
Derivatives$0628
1994-12-31Rank
# of Employees:752,672
Assets and Liabilities
Total Assets:$82,630,0005,157
Cash and due from depository institutions$4,526,0002,672
Interest-bearing balances$07,034
Securities$19,843,0005,898
Federal funds sold & reverse repurchase agreements$525,0006,670
Net loans & leases$55,229,0004,515
Loan loss allowance$568,0005,649
Trading account assets$0286
Bank premises and fixed assets$1,514,0004,592
Other real estate owned$02,672
Goodwill and other intangibles$03,133
All other assets$993,0006,776
Life insurance assets$01
Total liabilities and capital$82,630,0005,157
Total liabilities$73,372,0005,261
Total deposits$72,993,0005,043
Interest-bearing deposits$56,003,0005,556
Deposits held in domestic offices$72,993,0005,034
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$379,0006,320
Total equity capital$9,258,0004,367
Total bank equity capital$9,258,0004,367
Perpetual preferred stock$0310
Common stock$372,0006,837
Surplus$2,642,0004,544
Undivided profits$6,244,0003,539
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$224,0006,461
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$317,0006,303
Earning assets$75,597,0005,173
Long-term assets (5+ years)$4,336,0006,403
Average Assets, year-to-date$82,256,8005,086
Average Assets, quarterly$83,817,5005,077
Volatile liabilities$915,00011,229
Insider loans$623,0005,013
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$4,264,0005,372
Tier 1 (core) risk-based capital$9,309,0004,393
Tier 2 risk-based capital$568,0004,759
Total risk weighted assets$55,356,4004,540
Total unused commitments$4,264,0005,379
Derivatives$0687
1993-12-31Rank
# of Employees:782,677
Assets and Liabilities
Total Assets:$81,933,0005,303
Cash and due from depository institutions$3,399,0002,677
Interest-bearing balances$07,655
Securities$23,704,0005,436
Federal funds sold & reverse repurchase agreements$4,700,0002,972
Net loans & leases$47,465,0005,007
Loan loss allowance$347,0008,042
Trading account assets$0330
Bank premises and fixed assets$1,543,0004,553
Other real estate owned$200,0002,677
Goodwill and other intangibles$03,091
All other assets$922,0006,514
Life insurance assets$01
Total liabilities and capital$81,933,0005,303
Total liabilities$73,768,0005,342
Total deposits$73,375,0005,158
Interest-bearing deposits$53,949,0005,949
Deposits held in domestic offices$73,375,0005,149
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$393,0006,362
Total equity capital$8,165,0004,923
Total bank equity capital$8,165,0004,923
Perpetual preferred stock$0343
Common stock$360,0007,214
Surplus$2,390,0004,903
Undivided profits$5,415,0004,077
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$39,00010,767
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$244,0007,109
Earning assets$75,869,0005,268
Long-term assets (5+ years)$5,112,0006,342
Average Assets, year-to-date$76,302,0005,505
Average Assets, quarterly$80,765,0005,324
Volatile liabilities$1,703,00010,170
Insider loans$375,0006,594
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$1,353,0008,553
Tier 1 (core) risk-based capital$8,165,0004,829
Tier 2 risk-based capital$347,0006,907
Total risk weighted assets$49,776,0004,917
Total unused commitments$1,353,0008,578
Derivatives$0714
1992-12-31Rank
# of Employees:653,303
Assets and Liabilities
Total Assets:$72,070,0005,994
Cash and due from depository institutions$4,842,0003,303
Interest-bearing balances$08,059
Securities$21,328,0005,853
Federal funds sold & reverse repurchase agreements$1,895,0006,714
Net loans & leases$41,613,0005,568
Loan loss allowance$394,0007,563
Trading account assets$0344
Bank premises and fixed assets$1,460,0004,771
Other real estate owned$03,303
Goodwill and other intangibles$03,106
All other assets$932,0006,679
Life insurance assets$01
Total liabilities and capital$72,070,0005,994
Total liabilities$64,594,0006,057
Total deposits$64,202,0005,910
Interest-bearing deposits$47,635,0006,741
Deposits held in domestic offices$64,202,0005,901
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$392,0006,907
Total equity capital$7,476,0005,087
Total bank equity capital$7,476,0005,087
Perpetual preferred stock$0346
Common stock$360,0007,591
Surplus$2,390,0004,849
Undivided profits$4,726,0004,375
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$263,0007,601
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$230,0007,969
Earning assets$64,836,0006,067
Long-term assets (5+ years)$1,039,00010,204
Average Assets, year-to-date$69,801,8006,013
Average Assets, quarterly$71,322,0005,992
Volatile liabilities$218,00013,412
Insider loans$9,0008,908
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$1,047,0009,052
Tier 1 (core) risk-based capital$7,476,0005,019
Tier 2 risk-based capital$394,0006,314
Total risk weighted assets$40,475,0005,878
Total unused commitments$1,047,0009,079
Derivatives$0651