Home > Wells Fargo Bank > Net charge- offs to loans
Wells Fargo Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3814% | 275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1363% | 183 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 4,227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6254% | 76 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 3,897 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1393% | 4,473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1564% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2103% | 318 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4614% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2036% | 499 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0094% | 66 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3241% | 274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0546% | 297 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 4,289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2873% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 3,990 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1420% | 4,508 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1573% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0562% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2625% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1209% | 500 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2997% | 281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 294 |
| Percentage Net Loans Charged-off:Construction & development | -0.0088% | 4,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2308% | 96 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 4,107 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1731% | 4,546 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1501% | 707 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9398% | 302 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1765% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0070% | 576 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2639% | 290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 408 |
| Percentage Net Loans Charged-off:Construction & development | -0.0177% | 4,517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1139% | 105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 4,187 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1797% | 4,630 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 3,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0671% | 603 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8809% | 324 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9894% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0608% | 501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0193% | 10 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1800% | 461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 4,078 |
| Percentage Net Loans Charged-off:Construction & development | -0.0148% | 4,380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 4,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0246% | 4,130 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2409% | 4,630 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 3,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0276% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2913% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0441% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8034% | 606 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0048% | 4,694 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1576% | 409 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 4,174 |
| Percentage Net Loans Charged-off:Construction & development | -0.0203% | 4,456 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0330% | 4,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0261% | 4,152 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2496% | 4,656 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 3,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0038% | 3,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1675% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9010% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7080% | 644 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0064% | 4,732 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1468% | 440 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0239% | 4,087 |
| Percentage Net Loans Charged-off:Construction & development | -0.0206% | 4,069 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0215% | 4,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0290% | 4,080 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2431% | 3,478 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 3,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 3,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1017% | 437 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9017% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6159% | 696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1404% | 404 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 4,233 |
| Percentage Net Loans Charged-off:Construction & development | -0.0211% | 4,145 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0215% | 4,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0313% | 4,180 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2364% | 3,491 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 3,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0644% | 3,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1095% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8264% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6863% | 628 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1819% | 532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 1,084 |
| Percentage Net Loans Charged-off:Construction & development | -0.0252% | 4,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0242% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0058% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 3,487 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1315% | 3,469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1222% | 861 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1198% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2178% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5098% | 770 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0061% | 1,040 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1793% | 479 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0310% | 4,266 |
| Percentage Net Loans Charged-off:Construction & development | -0.0265% | 4,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0074% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0164% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0590% | 4,387 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3529% | 3,612 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0269% | 4,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1714% | 629 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2050% | 320 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4391% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5302% | 644 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0173% | 1,039 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2063% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0217% | 4,205 |
| Percentage Net Loans Charged-off:Construction & development | -0.0197% | 4,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0332% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0253% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0592% | 4,445 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3288% | 3,615 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 4,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2109% | 509 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4109% | 271 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7946% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6672% | 495 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0130% | 1,012 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2311% | 368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 699 |
| Percentage Net Loans Charged-off:Construction & development | -0.0198% | 4,259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0796% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0525% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0537% | 4,489 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2295% | 3,620 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0343% | 4,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2279% | 391 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5003% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6625% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8870% | 445 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0257% | 979 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3352% | 525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0445% | 1,053 |
| Percentage Net Loans Charged-off:Construction & development | -0.1262% | 4,436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1616% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0203% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0173% | 4,216 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1208% | 3,626 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 3,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5242% | 664 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5077% | 388 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0245% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7038% | 818 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0058% | 1,044 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3581% | 443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 1,210 |
| Percentage Net Loans Charged-off:Construction & development | -0.1557% | 4,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0972% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0273% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0129% | 4,158 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0932% | 3,613 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6046% | 519 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6644% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3413% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7736% | 703 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0151% | 1,034 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3890% | 403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 1,145 |
| Percentage Net Loans Charged-off:Construction & development | -0.2066% | 4,525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0491% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0137% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 4,117 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0709% | 3,599 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6118% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8950% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6484% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9505% | 647 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0112% | 1,021 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3085% | 476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0220% | 4,508 |
| Percentage Net Loans Charged-off:Construction & development | -0.3790% | 4,590 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 4,112 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0320% | 3,554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 4,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3057% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9615% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7892% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9506% | 738 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2955% | 708 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 4,530 |
| Percentage Net Loans Charged-off:Construction & development | -0.0912% | 4,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 1,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0072% | 102 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0269% | 4,519 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0905% | 3,704 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0176% | 4,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2510% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8479% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4813% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9424% | 781 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0436% | 1,091 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2850% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0236% | 4,590 |
| Percentage Net Loans Charged-off:Construction & development | -0.1132% | 4,600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0028% | 847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0096% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0280% | 4,587 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0801% | 3,731 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 4,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2340% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8293% | 359 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4926% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9139% | 767 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2924% | 585 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 4,582 |
| Percentage Net Loans Charged-off:Construction & development | -0.0783% | 4,592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0169% | 581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0304% | 4,628 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0568% | 3,724 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0263% | 4,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2517% | 924 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8781% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6272% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9185% | 727 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0374% | 1,048 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3029% | 498 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 4,298 |
| Percentage Net Loans Charged-off:Construction & development | -0.0767% | 4,672 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0298% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 4,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 4,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2193% | 693 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9403% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6324% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0140% | 671 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2916% | 665 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0293% | 4,739 |
| Percentage Net Loans Charged-off:Construction & development | -0.0666% | 4,563 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0299% | 4,806 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0142% | 4,263 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0290% | 4,720 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0215% | 3,641 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0303% | 4,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1129% | 1,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0113% | 324 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4435% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2948% | 517 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0255% | 1,136 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2897% | 576 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0295% | 4,746 |
| Percentage Net Loans Charged-off:Construction & development | -0.0817% | 4,632 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0205% | 4,799 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0094% | 4,287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0299% | 4,747 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0311% | 3,724 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0297% | 4,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1313% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9895% | 318 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4244% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2880% | 500 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0259% | 1,128 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2873% | 557 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0309% | 4,792 |
| Percentage Net Loans Charged-off:Construction & development | -0.1048% | 4,728 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0283% | 4,924 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0288% | 4,751 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0167% | 3,675 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0309% | 4,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1192% | 1,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0585% | 286 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5481% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3446% | 440 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0397% | 1,104 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3156% | 482 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0338% | 4,932 |
| Percentage Net Loans Charged-off:Construction & development | -0.0861% | 4,789 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0521% | 5,189 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0292% | 4,407 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0258% | 4,817 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 3,683 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0289% | 4,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1422% | 770 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2082% | 310 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5854% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5571% | 435 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2902% | 903 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 4,837 |
| Percentage Net Loans Charged-off:Construction & development | -0.1687% | 4,875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0351% | 5,060 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0336% | 4,452 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 4,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0916% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 4,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2437% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8200% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1450% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3027% | 559 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0981% | 1,208 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2791% | 775 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 4,721 |
| Percentage Net Loans Charged-off:Construction & development | -0.1849% | 4,932 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0349% | 5,106 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0352% | 4,486 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 2,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1103% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0172% | 4,846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2405% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7177% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9533% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2594% | 543 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1408% | 1,197 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2811% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,586 |
| Percentage Net Loans Charged-off:Construction & development | -0.1422% | 4,918 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0501% | 5,256 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0518% | 4,541 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 1,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1302% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 4,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2374% | 970 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7200% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2498% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1847% | 565 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1830% | 1,183 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3148% | 588 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 4,190 |
| Percentage Net Loans Charged-off:Construction & development | -0.2027% | 5,065 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0730% | 5,451 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1049% | 4,602 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0406% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2132% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 1,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3409% | 603 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7858% | 427 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4705% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2458% | 576 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2038% | 1,141 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3511% | 773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 2,047 |
| Percentage Net Loans Charged-off:Construction & development | -0.2042% | 5,068 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0853% | 5,401 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0135% | 4,571 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0927% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3744% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0273% | 2,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5820% | 951 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5084% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0947% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0271% | 817 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1625% | 1,038 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0270% | 1,188 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3479% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0418% | 1,664 |
| Percentage Net Loans Charged-off:Construction & development | -0.2085% | 5,113 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0975% | 5,498 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0181% | 4,615 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1054% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3889% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0380% | 1,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6041% | 737 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4444% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1190% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9450% | 796 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1455% | 909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0368% | 1,175 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3640% | 639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0548% | 1,425 |
| Percentage Net Loans Charged-off:Construction & development | -0.1436% | 5,103 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0931% | 5,572 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0275% | 4,658 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1190% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4204% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0455% | 1,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6601% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4496% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2272% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9214% | 780 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1315% | 798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3545% | 630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0595% | 1,104 |
| Percentage Net Loans Charged-off:Construction & development | -0.1818% | 5,205 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1149% | 5,720 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0275% | 4,701 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1340% | 804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4308% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0599% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5760% | 516 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5079% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1797% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0113% | 709 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1152% | 675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2946% | 1,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0886% | 1,743 |
| Percentage Net Loans Charged-off:Construction & development | -0.2708% | 5,256 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0586% | 5,521 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0519% | 4,782 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1635% | 1,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5126% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0698% | 2,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2604% | 1,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3901% | 520 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0699% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9001% | 827 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1234% | 982 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2783% | 962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0983% | 1,493 |
| Percentage Net Loans Charged-off:Construction & development | -0.2668% | 5,310 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0587% | 5,609 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0311% | 4,795 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1757% | 1,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5457% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0750% | 1,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1792% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3477% | 481 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1135% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8375% | 816 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1213% | 892 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2750% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1108% | 1,318 |
| Percentage Net Loans Charged-off:Construction & development | -0.2553% | 5,357 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0411% | 5,626 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0321% | 4,837 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1872% | 1,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5710% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0810% | 1,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1312% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4475% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2525% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9258% | 697 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0251% | 1,033 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2890% | 828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1314% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | -0.2949% | 5,469 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0174% | 5,577 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1657% | 4,952 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2154% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6179% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1016% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1155% | 894 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4965% | 495 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2291% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9939% | 680 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0171% | 870 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2918% | 1,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1440% | 1,905 |
| Percentage Net Loans Charged-off:Construction & development | -0.8358% | 5,685 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0825% | 5,966 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0782% | 5,028 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2777% | 1,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7221% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1413% | 1,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1058% | 2,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4145% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2912% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9488% | 890 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0464% | 1,254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2873% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1556% | 1,649 |
| Percentage Net Loans Charged-off:Construction & development | -0.9043% | 5,754 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0769% | 5,999 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0938% | 5,093 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2968% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7422% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1580% | 1,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0852% | 1,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3523% | 601 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3753% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8739% | 927 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0468% | 1,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3031% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1943% | 1,393 |
| Percentage Net Loans Charged-off:Construction & development | -0.5929% | 5,730 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0574% | 5,988 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0909% | 5,114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3268% | 1,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7800% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1824% | 1,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0600% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3499% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5761% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8302% | 964 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0550% | 1,018 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3340% | 1,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2188% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | -0.6194% | 5,789 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0680% | 6,159 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1888% | 5,169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3701% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8374% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2182% | 1,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0270% | 1,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4978% | 594 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8256% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9547% | 836 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0867% | 742 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4745% | 1,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4242% | 1,333 |
| Percentage Net Loans Charged-off:Construction & development | -0.6027% | 5,884 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 5,862 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0720% | 5,247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6314% | 880 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3152% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3977% | 1,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1629% | 2,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5574% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9014% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0144% | 1,028 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0190% | 1,430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4988% | 1,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4816% | 1,120 |
| Percentage Net Loans Charged-off:Construction & development | -0.6460% | 5,943 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0404% | 2,096 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0593% | 5,282 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6987% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4296% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4470% | 1,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1411% | 2,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5214% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9997% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9521% | 992 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0164% | 1,319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5421% | 1,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5495% | 1,011 |
| Percentage Net Loans Charged-off:Construction & development | -0.7293% | 6,016 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0757% | 1,683 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0526% | 5,283 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7802% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5700% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5061% | 1,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1436% | 1,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5242% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1860% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9121% | 1,020 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0452% | 1,076 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6079% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6379% | 825 |
| Percentage Net Loans Charged-off:Construction & development | -0.5142% | 6,003 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1075% | 1,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0346% | 269 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8666% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7027% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5725% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2036% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6029% | 642 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2199% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9991% | 911 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0257% | 5,700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9977% | 1,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1800% | 796 |
| Percentage Net Loans Charged-off:Construction & development | 0.7910% | 1,598 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2142% | 2,234 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0704% | 5,494 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5368% | 525 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8282% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0157% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4222% | 2,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7048% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3678% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0777% | 1,185 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1721% | 1,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0078% | 1,422 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0373% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2488% | 725 |
| Percentage Net Loans Charged-off:Construction & development | 0.9871% | 1,388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2357% | 1,947 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1066% | 5,543 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6165% | 474 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9387% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0681% | 822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4471% | 1,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6749% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4992% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0091% | 1,144 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1511% | 1,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0108% | 1,407 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0267% | 1,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1995% | 808 |
| Percentage Net Loans Charged-off:Construction & development | 1.3055% | 1,166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2381% | 1,707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0349% | 563 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5285% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5661% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0855% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5129% | 1,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6854% | 763 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7343% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9719% | 1,142 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1908% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0165% | 1,378 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0769% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2561% | 732 |
| Percentage Net Loans Charged-off:Construction & development | 1.7313% | 782 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1732% | 1,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6070% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8074% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0840% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5294% | 1,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7747% | 694 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7589% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0757% | 970 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1971% | 671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0348% | 1,336 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2955% | 1,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4758% | 1,040 |
| Percentage Net Loans Charged-off:Construction & development | 1.5883% | 1,860 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4567% | 2,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2678% | 843 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8185% | 622 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8239% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3562% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6886% | 2,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1079% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9941% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0896% | 1,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2592% | 1,044 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0962% | 1,399 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3348% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5457% | 889 |
| Percentage Net Loans Charged-off:Construction & development | 1.8500% | 1,569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5001% | 1,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2855% | 704 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8819% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0048% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3605% | 849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6586% | 2,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1359% | 695 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3333% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0337% | 1,244 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2142% | 1,020 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0848% | 1,375 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4052% | 1,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6103% | 854 |
| Percentage Net Loans Charged-off:Construction & development | 1.7089% | 1,438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5598% | 1,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4095% | 540 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9569% | 549 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1173% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4113% | 821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7177% | 1,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2240% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8332% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9877% | 1,223 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2703% | 842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0267% | 1,343 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5049% | 906 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6475% | 725 |
| Percentage Net Loans Charged-off:Construction & development | 1.7511% | 1,035 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5013% | 1,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3963% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0057% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1543% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4688% | 670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8589% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5447% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6788% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0646% | 1,004 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3591% | 615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0640% | 974 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1449% | 850 |
| Percentage Net Loans Charged-off:Construction & development | 3.5982% | 1,579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8763% | 1,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8915% | 724 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4022% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7967% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7335% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3818% | 2,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4051% | 568 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9035% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8431% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1086% | 158 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1576% | 851 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2468% | 738 |
| Percentage Net Loans Charged-off:Construction & development | 3.8351% | 1,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8843% | 1,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9149% | 598 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5141% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9904% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7962% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4655% | 1,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4938% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | 10.2770% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8704% | 789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2628% | 790 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3719% | 666 |
| Percentage Net Loans Charged-off:Construction & development | 3.9340% | 1,188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9665% | 1,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8066% | 501 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6627% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0375% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9920% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5066% | 1,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5873% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5230% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9576% | 667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4537% | 672 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6025% | 548 |
| Percentage Net Loans Charged-off:Construction & development | 4.3248% | 860 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7999% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1400% | 292 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9873% | 337 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3952% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3041% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3760% | 1,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0639% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | 12.2356% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1143% | 524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5281% | 913 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0717% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 3.5884% | 1,562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5569% | 1,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2589% | 778 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3526% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2323% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2158% | 1,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1643% | 1,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3258% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | 12.2000% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9423% | 1,013 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6712% | 677 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2508% | 727 |
| Percentage Net Loans Charged-off:Construction & development | 3.1656% | 1,382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4937% | 1,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4070% | 526 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7759% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0654% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4010% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0668% | 1,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2720% | 271 |
| Percentage Net Loans Charged-off: Credit card loans | 12.2107% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9178% | 882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6132% | 648 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1795% | 692 |
| Percentage Net Loans Charged-off:Construction & development | 3.1947% | 1,135 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4699% | 1,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5755% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6606% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8533% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3706% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9375% | 1,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0864% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 12.0468% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1428% | 717 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4068% | 598 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8763% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 2.2459% | 905 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2243% | 916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4460% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4418% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2846% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8000% | 1,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0456% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | 11.2398% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9784% | 612 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6296% | 692 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2260% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 0.9012% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0578% | 1,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0317% | 519 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6866% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3577% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8660% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4103% | 1,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7055% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9747% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2176% | 707 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3833% | 584 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0887% | 589 |
| Percentage Net Loans Charged-off:Construction & development | 0.6428% | 1,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0381% | 1,498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0440% | 347 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5123% | 291 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1608% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7278% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0747% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3936% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6260% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5389% | 862 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2445% | 530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9052% | 558 |
| Percentage Net Loans Charged-off:Construction & development | 0.6019% | 950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0355% | 1,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2344% | 327 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8171% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5494% | 676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0986% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1455% | 422 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2519% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4666% | 808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2707% | 406 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0110% | 337 |
| Percentage Net Loans Charged-off:Construction & development | 0.5979% | 569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0246% | 721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3800% | 234 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0767% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5842% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9020% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1751% | 420 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7960% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4564% | 643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7157% | 716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3508% | 813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0714% | 1,273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0176% | 1,502 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0384% | 6,231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4817% | 553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7102% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2381% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6918% | 1,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4404% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6288% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2125% | 1,169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6029% | 635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2450% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0242% | 977 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 7,895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3438% | 582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5092% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1727% | 960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5749% | 1,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2616% | 460 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4696% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2032% | 1,023 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5412% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1880% | 790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0125% | 740 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0223% | 7,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2649% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3971% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1309% | 954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5287% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1946% | 476 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4468% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1725% | 974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5295% | 600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1644% | 647 |
| Percentage Net Loans Charged-off:Construction & development | -0.0253% | 7,641 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0153% | 8,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2310% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3568% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1112% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5569% | 833 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2520% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4976% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1200% | 788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3147% | 1,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0658% | 1,721 |
| Percentage Net Loans Charged-off:Construction & development | -0.0068% | 7,690 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0164% | 7,958 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4088% | 6,283 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0983% | 1,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1613% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 1,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4137% | 1,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5699% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0590% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1344% | 1,180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2591% | 1,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0547% | 1,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.0185% | 7,731 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0220% | 8,022 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3440% | 6,269 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0839% | 1,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1326% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0530% | 1,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3782% | 1,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3065% | 927 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9573% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0957% | 1,127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2191% | 1,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0474% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | -0.0284% | 7,732 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0416% | 8,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0712% | 1,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1311% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3452% | 1,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1099% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8077% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1000% | 977 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2264% | 1,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 953 |
| Percentage Net Loans Charged-off:Construction & development | -0.0290% | 7,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0774% | 847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1703% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0350% | 979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3144% | 1,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2269% | 1,045 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6863% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1036% | 768 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2582% | 1,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0372% | 2,235 |
| Percentage Net Loans Charged-off:Construction & development | -0.0710% | 7,836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0327% | 8,159 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0360% | 6,348 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 1,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1139% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0245% | 2,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4682% | 1,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5569% | 1,016 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3171% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0663% | 1,371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2374% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 1,915 |
| Percentage Net Loans Charged-off:Construction & development | -0.0248% | 7,759 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0379% | 8,183 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0479% | 6,325 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0576% | 1,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1107% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 2,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3946% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4343% | 1,003 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2051% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0788% | 1,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2233% | 1,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 1,759 |
| Percentage Net Loans Charged-off:Construction & development | -0.0394% | 7,755 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0403% | 8,225 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0711% | 6,270 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0959% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0224% | 1,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3912% | 1,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3507% | 1,092 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2448% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0714% | 1,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2307% | 1,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 1,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.2119% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0791% | 8,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0532% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0984% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 1,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4059% | 1,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3776% | 1,092 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1459% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0316% | 807 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2626% | 2,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0526% | 2,268 |
| Percentage Net Loans Charged-off:Construction & development | -0.0114% | 7,847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0289% | 1,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0614% | 2,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1039% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 2,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4871% | 2,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5166% | 1,195 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8955% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0933% | 1,328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2605% | 1,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 1,952 |
| Percentage Net Loans Charged-off:Construction & development | -0.0154% | 7,864 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0279% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 1,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1011% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0387% | 1,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4867% | 1,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5027% | 1,107 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0966% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1056% | 1,130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2800% | 1,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0695% | 1,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0237% | 413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0595% | 731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0758% | 1,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1176% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0565% | 1,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4789% | 1,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6015% | 1,023 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4654% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1020% | 992 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3078% | 1,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0762% | 1,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0979% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0700% | 433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1626% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0751% | 1,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1169% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0584% | 1,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5953% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6292% | 1,129 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4971% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1448% | 719 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2769% | 2,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0671% | 2,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0936% | 605 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1136% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0550% | 6,499 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0590% | 2,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0934% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0472% | 2,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0707% | 1,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7295% | 3,243 |
| Percentage Net Loans Charged-off: Credit card loans | 15.1414% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2912% | 1,199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3105% | 2,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0511% | 2,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.1306% | 433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1053% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0852% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0376% | 2,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0655% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0296% | 2,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2668% | 1,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7378% | 2,901 |
| Percentage Net Loans Charged-off: Credit card loans | 28.0695% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6825% | 765 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3244% | 1,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 1,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.1575% | 349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0527% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1300% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0413% | 1,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0879% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 1,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3366% | 1,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7279% | 2,754 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6507% | 711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3701% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 1,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.1587% | 230 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0265% | 8,689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0582% | 1,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0981% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0484% | 1,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5639% | 733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7857% | 2,406 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6613% | 550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4343% | 1,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 2,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.1039% | 629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0338% | 1,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0721% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 2,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0888% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3813% | 1,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0343% | 2,290 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5714% | 788 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7983% | 814 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5138% | 1,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 3,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0072% | 1,392 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0799% | 6,640 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 2,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1148% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 2,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3372% | 1,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2126% | 1,758 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6998% | 862 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3568% | 1,891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 1,328 |
| Percentage Net Loans Charged-off:Construction & development | -0.0337% | 1,401 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0156% | 1,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8042% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0268% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8122% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5532% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4884% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5906% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0670% | 458 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5025% | 1,353 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 1,333 |
| Percentage Net Loans Charged-off:Construction & development | -0.0919% | 1,393 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1837% | 1,423 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0856% | 1,369 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1655% | 184 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0232% | 1,311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2699% | 112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0718% | 194 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3884% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1395% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5218% | 145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1024% | 478 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4990% | 1,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1102% | 1,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0913% | 314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0226% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1262% | 218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8839% | 197 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8088% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1361% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3964% | 176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0999% | 463 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5308% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0445% | 1,367 |
| Percentage Net Loans Charged-off:Construction & development | -0.4469% | 1,354 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3627% | 1,391 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1452% | 1,335 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1857% | 176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1493% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2013% | 134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8390% | 222 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6006% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8132% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8977% | 80 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1832% | 486 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4385% | 2,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0885% | 459 |
| Percentage Net Loans Charged-off:Construction & development | 0.1133% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0745% | 1,319 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2747% | 1,398 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2238% | 183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2942% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1901% | 207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4523% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8134% | 256 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7284% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4118% | 151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4435% | 518 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6913% | 1,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1602% | 377 |
| Percentage Net Loans Charged-off:Construction & development | 0.4507% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0322% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1111% | 238 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2710% | 163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2591% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2764% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2048% | 511 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0911% | 35 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0878% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1579% | 246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4712% | 544 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6860% | 1,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3639% | 268 |
| Percentage Net Loans Charged-off:Construction & development | 0.5168% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5266% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4158% | 204 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2725% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3333% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2508% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2967% | 455 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8740% | 68 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8889% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1059% | 1,173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8026% | 26 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4222% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2060% | 146 |
| Percentage Net Loans Charged-off:Construction & development | 5.4055% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6060% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6175% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5451% | 136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2394% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6857% | 114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6549% | 484 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9463% | 65 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1749% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3452% | 205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8140% | 59 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9721% | 772 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6844% | 125 |
| Percentage Net Loans Charged-off:Construction & development | 5.4452% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9433% | 135 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5654% | 184 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2909% | 292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1951% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3301% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1647% | 330 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9234% | 80 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2256% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2237% | 292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.8839% | 68 |