Home > New Jersey Banks > Sparta Banks > First Hope Bank, A National Banking Association Sparta > First Hope Bank, A National Banking Association, SPARTA BRANCH
First Hope Bank, A National Banking Association, SPARTA BRANCH
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4 client reviews
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| Name: | First Hope Bank, A National Banking Association |
| Concentration: | Commercial Lending Specialization |
| Established: | 09/11/1911 |
| FDIC Insurance: | 01/01/1934 |
| Holden By: | FIRST HOPE BCORP |
| Charter Class: | Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) |
| # of Branches: | 6, view all, view on map |
| Website: | www.firsthope.bank |
| Total Assets: | $640,798,000 |
| Total Deposits: | $578,699,000 |
| Total Equity Capital: | $49,717,000 |
| Total Domestic Office Deposits: | $578,699,000 |
| Net Income: | $2,738,000 |
| Quarterly Net Income: | $752,000 |
| Return on Equity: | 6% |
| Quarterly Return on Equity: | 6% |
| More... | |
Client Review
4 client reviews of First Hope Bank, A National Banking Association scored 3 out of 5.
derivative free
Overall Rating
by ChakaKhan, Oct. 26, 2022
I am searching for a bank in NJ that does not play the derivative game... First Hope is one such bank....and they offer a cd at 1.5% ..... sure I could go to Chase via Fidelity and get 4.5% but then my small sum would be second in line when they default on their $57,022,286,000,000 in derivatives after the petrodollar collapse...remember derivative losses are paid BEFORE you can have your money
* this reviewer has be with this bank for <6 months
* this reviewer had >10 banks before.
* this review was made on First Hope Bank, A National Banking Association, Sparta Branch at Sparta, NJ
Was this review helpful to you? Yes, No Report Abuse
Overall Ratingby ChakaKhan, Oct. 26, 2022
I am searching for a bank in NJ that does not play the derivative game... First Hope is one such bank....and they offer a cd at 1.5% ..... sure I could go to Chase via Fidelity and get 4.5% but then my small sum would be second in line when they default on their $57,022,286,000,000 in derivatives after the petrodollar collapse...remember derivative losses are paid BEFORE you can have your money
* this reviewer has be with this bank for <6 months
* this reviewer had >10 banks before.
* this review was made on First Hope Bank, A National Banking Association, Sparta Branch at Sparta, NJ
Was this review helpful to you? Yes, No Report Abuse
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Warning: They charge a fee on savings accounts!
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by LauraFromBlairstown, Jul. 10, 2013
I have been a customer for more than 15 years. Today I went to the bank and questioned a fee on my savings account. Apparently if you do not have account activity for a year, you are charged a $7 monthly fee. As a soon to be senior citizen, it is my goal to not withdraw money from my account. Apparently I went for more than a year without withdrawing any money. Not easy to do in this economy. You would think the bank would congratulate me on my thrifty ways. No, they charged me an inactivity fee. I asked them to refund the fee. They said they would rather lose me as a customer. I took my money out of the bank. If you are a thrifty consumer, I suggest you move to another bank too. I was able to get almost double the interest at another bank and they gave me a GPS for opening an account with more than $100,000. I wish I had switched sooner!
* this reviewer has be with this bank for >10 years
* this reviewer had 1 - 2 banks before.
* this review was made on First Hope Bank, A National Banking Association, Sparta Branch at Sparta, NJ
1 of 1 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby LauraFromBlairstown, Jul. 10, 2013
I have been a customer for more than 15 years. Today I went to the bank and questioned a fee on my savings account. Apparently if you do not have account activity for a year, you are charged a $7 monthly fee. As a soon to be senior citizen, it is my goal to not withdraw money from my account. Apparently I went for more than a year without withdrawing any money. Not easy to do in this economy. You would think the bank would congratulate me on my thrifty ways. No, they charged me an inactivity fee. I asked them to refund the fee. They said they would rather lose me as a customer. I took my money out of the bank. If you are a thrifty consumer, I suggest you move to another bank too. I was able to get almost double the interest at another bank and they gave me a GPS for opening an account with more than $100,000. I wish I had switched sooner!
* this reviewer has be with this bank for >10 years
* this reviewer had 1 - 2 banks before.
* this review was made on First Hope Bank, A National Banking Association, Sparta Branch at Sparta, NJ
1 of 1 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
0 comment. Add a comment
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