Vantagesouth Bank

Status:Inactive as of 2014-07-04
 Absorption - Without Assistance
Successor Bank:Yadkin Bank
Headquarters:Vantagesouth Bank
1005 High House Road
Cary, NC 27513
Established:1998-12-31
FDIC Insurance:1998-12-31
FDIC Cert:#35006
Charter Class:Commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:41
Total Assets:$2,137,905,000
Total Deposits:$1,680,306,000

History

1998-12-31Institution established: Original name:Crescent State Bank
2003-08-30Acquired Centennial Bank (35283) in SOUTHERN PINES, NC
2007-06-16Acquired Port City Capital Bank (57350) in WILMINGTON, NC
2012-12-01Changed name to Vantagesouth Bank
2012-12-01Acquired VantageSouth Bank (58136) in BURLINGTON, NC
2013-04-01Acquired The East Carolina Bank (2017) in ENGELHARD, NC
2014-07-04Merged into and subsequently operated as part of Yadkin Bank (19861) in STATESVILLE, NC
2014-07-04Moved bank headquarters from CARY, NC to STATESVILLE, NC

Historical Financial Information

2014-06-30Rank
# of Employees:424345
Assets and Liabilities
Total Assets:$2,137,905,000349
Cash and due from depository institutions$115,392,000345
Interest-bearing balances$76,676,000415
Securities$397,111,000402
Federal funds sold & reverse repurchase agreements$02,844
Net loans & leases$1,371,775,000353
Loan loss allowance$7,451,000885
Trading account assets$0246
Bank premises and fixed assets$43,839,000239
Other real estate owned$9,248,000345
Goodwill and other intangibles$34,185,000242
All other assets$166,355,000188
Life insurance assets$48,700,000183
Total liabilities and capital$2,137,905,000349
Total liabilities$1,858,424,000358
Total deposits$1,680,306,000354
Interest-bearing deposits$1,441,669,000323
Deposits held in domestic offices$1,680,306,000353
% insured85.30%3,399
Federal funds purchased & repurchase agreements$02,152
Trading liabilities$0168
Other borrowed funds$159,763,000239
Subordinated debt$7,009,00079
All other liabilities$11,346,000540
Total equity capital$279,481,000308
Total bank equity capital$279,481,000308
Perpetual preferred stock$0199
Common stock$6,448,000646
Surplus$260,219,000228
Undivided profits$12,814,0002,674
Noncontrolling interests in consolidated subsidiaries$0158
Memoranda
Noncurrent loans and leases$20,928,000342
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,194,000154
Income earned, not collected on loans$4,655,000488
Earning assets$1,845,562,000364
Long-term assets (5+ years)$325,516,000736
Average Assets, year-to-date$2,120,724,330347
Average Assets, quarterly$2,121,626,000352
Volatile liabilities$250,773,000259
Insider loans$22,021,000210
FHLB advances$156,700,000220
Loans and leases held for sale$10,658,000310
Unused loan commitments$336,582,000345
Tier 1 (core) risk-based capital$212,090,000360
Tier 2 risk-based capital$14,875,000393
Total risk weighted assets$1,729,832,000311
Total unused commitments$336,582,000345
Derivatives$96,038,000289
2014-03-31Rank
# of Employees:447319
Assets and Liabilities
Total Assets:$2,105,347,000353
Cash and due from depository institutions$73,941,000319
Interest-bearing balances$43,039,000890
Securities$409,852,000391
Federal funds sold & reverse repurchase agreements$03,112
Net loans & leases$1,385,871,000340
Loan loss allowance$7,213,000930
Trading account assets$0247
Bank premises and fixed assets$44,185,000233
Other real estate owned$8,935,000319
Goodwill and other intangibles$34,038,000242
All other assets$148,525,000203
Life insurance assets$33,386,000264
Total liabilities and capital$2,105,347,000353
Total liabilities$1,830,082,000358
Total deposits$1,663,343,000358
Interest-bearing deposits$1,459,233,000323
Deposits held in domestic offices$1,663,343,000357
% insured86.96%3,022
Federal funds purchased & repurchase agreements$01,959
Trading liabilities$0165
Other borrowed funds$148,830,000225
Subordinated debt$6,985,00077
All other liabilities$10,924,000534
Total equity capital$275,265,000305
Total bank equity capital$275,265,000305
Perpetual preferred stock$0201
Common stock$6,448,000656
Surplus$259,761,000221
Undivided profits$9,056,0003,218
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$20,694,000373
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,176,000153
Income earned, not collected on loans$4,629,000484
Earning assets$1,838,762,000363
Long-term assets (5+ years)$331,811,000719
Average Assets, year-to-date$2,112,134,000350
Average Assets, quarterly$2,112,134,000350
Volatile liabilities$239,551,000253
Insider loans$22,267,000203
FHLB advances$145,751,000199
Loans and leases held for sale$11,159,000244
Unused loan commitments$337,464,000343
Tier 1 (core) risk-based capital$206,456,000366
Tier 2 risk-based capital$14,690,000392
Total risk weighted assets$1,720,678,000304
Total unused commitments$337,464,000343
Derivatives$97,829,000272
2013-12-31Rank
# of Employees:455314
Assets and Liabilities
Total Assets:$2,118,921,000346
Cash and due from depository institutions$101,032,000314
Interest-bearing balances$72,047,000470
Securities$404,634,000389
Federal funds sold & reverse repurchase agreements$02,964
Net loans & leases$1,391,286,000333
Loan loss allowance$7,043,000969
Trading account assets$0247
Bank premises and fixed assets$44,726,000228
Other real estate owned$10,253,000314
Goodwill and other intangibles$33,896,000243
All other assets$133,094,000224
Life insurance assets$33,148,000264
Total liabilities and capital$2,118,921,000346
Total liabilities$1,847,592,000351
Total deposits$1,680,431,000353
Interest-bearing deposits$1,459,602,000318
Deposits held in domestic offices$1,680,431,000353
% insured86.36%3,181
Federal funds purchased & repurchase agreements$02,281
Trading liabilities$0167
Other borrowed funds$148,825,000223
Subordinated debt$6,961,00079
All other liabilities$11,375,000545
Total equity capital$271,329,000307
Total bank equity capital$271,329,000306
Perpetual preferred stock$0206
Common stock$6,448,000666
Surplus$259,619,000221
Undivided profits$5,262,0004,070
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$20,925,000399
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,609,000134
Income earned, not collected on loans$5,386,000432
Earning assets$1,867,967,000353
Long-term assets (5+ years)$336,587,000692
Average Assets, year-to-date$1,674,740,400413
Average Assets, quarterly$2,081,967,500350
Volatile liabilities$244,451,000249
Insider loans$22,929,000195
FHLB advances$145,799,000199
Loans and leases held for sale$8,663,000295
Unused loan commitments$301,940,000365
Tier 1 (core) risk-based capital$202,200,000368
Tier 2 risk-based capital$14,450,000392
Total risk weighted assets$1,706,081,000301
Total unused commitments$301,940,000365
Derivatives$97,506,000261
2013-09-30Rank
# of Employees:474305
Assets and Liabilities
Total Assets:$2,045,014,000355
Cash and due from depository institutions$85,887,000305
Interest-bearing balances$48,310,000709
Securities$403,857,000382
Federal funds sold & reverse repurchase agreements$02,981
Net loans & leases$1,353,675,000341
Loan loss allowance$7,034,000985
Trading account assets$0248
Bank premises and fixed assets$42,139,000237
Other real estate owned$11,236,000305
Goodwill and other intangibles$33,817,000240
All other assets$114,403,000242
Life insurance assets$32,896,000263
Total liabilities and capital$2,045,014,000355
Total liabilities$1,776,163,000359
Total deposits$1,628,015,000358
Interest-bearing deposits$1,419,167,000326
Deposits held in domestic offices$1,628,015,000358
% insured87.94%2,942
Federal funds purchased & repurchase agreements$02,308
Trading liabilities$0163
Other borrowed funds$125,850,000250
Subordinated debt$6,937,00087
All other liabilities$15,361,000437
Total equity capital$268,851,000307
Total bank equity capital$268,851,000306
Perpetual preferred stock$0217
Common stock$6,448,000673
Surplus$259,382,000220
Undivided profits$3,021,0004,825
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$18,911,000474
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,492,000131
Income earned, not collected on loans$4,972,000481
Earning assets$1,805,842,000361
Long-term assets (5+ years)$324,202,000704
Average Assets, year-to-date$1,563,695,250443
Average Assets, quarterly$2,026,976,500356
Volatile liabilities$222,294,000267
Insider loans$23,260,000194
FHLB advances$125,850,000217
Loans and leases held for sale$7,349,000375
Unused loan commitments$325,156,000346
Tier 1 (core) risk-based capital$194,198,000380
Tier 2 risk-based capital$14,433,000393
Total risk weighted assets$1,648,453,000308
Total unused commitments$325,156,000346
Derivatives$99,950,000264
2013-06-30Rank
# of Employees:485300
Assets and Liabilities
Total Assets:$2,008,939,000357
Cash and due from depository institutions$86,553,000300
Interest-bearing balances$57,992,000629
Securities$376,735,000398
Federal funds sold & reverse repurchase agreements$855,0002,180
Net loans & leases$1,338,947,000333
Loan loss allowance$6,425,0001,094
Trading account assets$0250
Bank premises and fixed assets$42,762,000235
Other real estate owned$10,989,000300
Goodwill and other intangibles$33,846,000240
All other assets$118,252,000236
Life insurance assets$32,642,000261
Total liabilities and capital$2,008,939,000357
Total liabilities$1,774,094,000359
Total deposits$1,655,148,000351
Interest-bearing deposits$1,457,768,000313
Deposits held in domestic offices$1,655,148,000350
% insured87.44%3,218
Federal funds purchased & repurchase agreements$02,211
Trading liabilities$0154
Other borrowed funds$100,902,000298
Subordinated debt$6,913,00089
All other liabilities$11,131,000568
Total equity capital$234,845,000335
Total bank equity capital$234,845,000335
Perpetual preferred stock$0228
Common stock$6,448,000673
Surplus$227,133,000233
Undivided profits$1,264,0005,477
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$15,116,000613
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$365,000515
Income earned, not collected on loans$5,364,000437
Earning assets$1,774,529,000358
Long-term assets (5+ years)$368,092,000608
Average Assets, year-to-date$1,403,255,670480
Average Assets, quarterly$1,562,317,500442
Volatile liabilities$175,289,000311
Insider loans$11,616,000501
FHLB advances$100,902,000264
Loans and leases held for sale$21,391,000262
Unused loan commitments$441,227,000266
Tier 1 (core) risk-based capital$156,738,000446
Tier 2 risk-based capital$13,565,000408
Total risk weighted assets$1,532,933,000325
Total unused commitments$441,227,000266
Derivatives$116,420,000268
2013-03-31Rank
# of Employees:272531
Assets and Liabilities
Total Assets:$1,115,696,000596
Cash and due from depository institutions$14,712,000531
Interest-bearing balances$3,692,0004,954
Securities$154,829,0001,003
Federal funds sold & reverse repurchase agreements$29,125,000178
Net loans & leases$797,767,000508
Loan loss allowance$5,527,0001,312
Trading account assets$0242
Bank premises and fixed assets$17,849,000654
Other real estate owned$4,075,000531
Goodwill and other intangibles$29,628,000250
All other assets$67,711,000372
Life insurance assets$20,138,000392
Total liabilities and capital$1,115,696,000596
Total liabilities$938,910,000632
Total deposits$905,005,000613
Interest-bearing deposits$831,161,000533
Deposits held in domestic offices$905,005,000612
% insured88.30%2,958
Federal funds purchased & repurchase agreements$01,982
Trading liabilities$0154
Other borrowed funds$22,500,000960
Subordinated debt$6,890,00092
All other liabilities$4,515,0001,110
Total equity capital$176,786,000434
Total bank equity capital$176,786,000434
Perpetual preferred stock$0239
Common stock$6,448,000684
Surplus$168,770,000284
Undivided profits$1,568,0005,491
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$11,792,000825
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$56,000882
Income earned, not collected on loans$2,241,0001,117
Earning assets$985,413,000619
Long-term assets (5+ years)$312,360,000694
Average Assets, year-to-date$1,100,414,000607
Average Assets, quarterly$1,100,414,000607
Volatile liabilities$67,708,000664
Insider loans$24,643,000175
FHLB advances$22,500,000903
Loans and leases held for sale$8,671,000443
Unused loan commitments$184,682,000484
Tier 1 (core) risk-based capital$113,959,000583
Tier 2 risk-based capital$12,544,000431
Total risk weighted assets$867,754,000499
Total unused commitments$184,682,000485
Derivatives$36,601,000424
2012-12-31Rank
# of Employees:267545
Assets and Liabilities
Total Assets:$1,085,132,000622
Cash and due from depository institutions$23,313,000545
Interest-bearing balances$7,578,0003,665
Securities$136,492,0001,104
Federal funds sold & reverse repurchase agreements$26,750,000196
Net loans & leases$775,857,000533
Loan loss allowance$3,998,0001,760
Trading account assets$0243
Bank premises and fixed assets$17,302,000670
Other real estate owned$5,084,000545
Goodwill and other intangibles$29,606,000249
All other assets$70,728,000362
Life insurance assets$19,976,000383
Total liabilities and capital$1,085,132,000622
Total liabilities$907,072,000654
Total deposits$874,766,000623
Interest-bearing deposits$803,153,000554
Deposits held in domestic offices$874,766,000622
% insured86.86%4,429
Federal funds purchased & repurchase agreements$02,186
Trading liabilities$0152
Other borrowed funds$15,000,0001,351
Subordinated debt$6,867,00095
All other liabilities$10,439,000606
Total equity capital$178,060,000435
Total bank equity capital$178,060,000435
Perpetual preferred stock$0246
Common stock$6,448,000685
Surplus$168,644,000284
Undivided profits$2,968,0004,977
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$12,762,000818
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$5,152,000463
Earning assets$946,677,000635
Long-term assets (5+ years)$285,671,000737
Average Assets, year-to-date$1,075,163,400608
Average Assets, quarterly$1,069,657,000625
Volatile liabilities$48,302,000946
Insider loans$25,488,000164
FHLB advances$15,000,0001,282
Loans and leases held for sale$16,439,000374
Unused loan commitments$156,580,000525
Tier 1 (core) risk-based capital$114,988,000587
Tier 2 risk-based capital$10,977,000480
Total risk weighted assets$841,944,000516
Total unused commitments$156,580,000525
Derivatives$48,783,000388
2012-09-30Rank
# of Employees:185800
Assets and Liabilities
Total Assets:$793,511,000849
Cash and due from depository institutions$10,551,000800
Interest-bearing balances$1,302,0005,712
Securities$132,953,0001,154
Federal funds sold & reverse repurchase agreements$3,935,0001,262
Net loans & leases$545,705,000758
Loan loss allowance$2,264,0002,871
Trading account assets$0231
Bank premises and fixed assets$10,626,0001,107
Other real estate owned$2,806,000800
Goodwill and other intangibles$25,146,000273
All other assets$61,789,000408
Life insurance assets$19,800,000375
Total liabilities and capital$793,511,000849
Total liabilities$647,001,000932
Total deposits$635,845,000867
Interest-bearing deposits$619,205,000718
Deposits held in domestic offices$635,845,000864
% insured89.21%3,885
Federal funds purchased & repurchase agreements$02,188
Trading liabilities$0150
Other borrowed funds$04,201
Subordinated debt$6,844,00099
All other liabilities$4,312,0001,227
Total equity capital$146,510,000513
Total bank equity capital$146,510,000513
Perpetual preferred stock$0250
Common stock$6,448,000696
Surplus$138,623,000323
Undivided profits$1,439,0005,658
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$9,046,0001,175
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$4,139,000622
Earning assets$683,895,000897
Long-term assets (5+ years)$180,450,0001,122
Average Assets, year-to-date$818,245,250811
Average Assets, quarterly$806,318,000827
Volatile liabilities$31,027,0001,445
Insider loans$25,295,000171
FHLB advances$03,944
Loans and leases held for sale$7,023,000599
Unused loan commitments$107,417,000720
Tier 1 (core) risk-based capital$90,578,000732
Tier 2 risk-based capital$9,108,000579
Total risk weighted assets$655,789,000669
Total unused commitments$107,417,000720
Derivatives$52,146,000387
2012-06-30Rank
# of Employees:185803
Assets and Liabilities
Total Assets:$819,125,000813
Cash and due from depository institutions$14,439,000803
Interest-bearing balances$744,0005,995
Securities$151,430,0001,018
Federal funds sold & reverse repurchase agreements$40,775,000112
Net loans & leases$509,397,000812
Loan loss allowance$2,113,0003,034
Trading account assets$0211
Bank premises and fixed assets$10,557,0001,109
Other real estate owned$3,632,000803
Goodwill and other intangibles$24,230,000278
All other assets$64,665,000390
Life insurance assets$19,620,000372
Total liabilities and capital$819,125,000813
Total liabilities$673,485,000890
Total deposits$662,369,000823
Interest-bearing deposits$649,660,000682
Deposits held in domestic offices$662,369,000820
% insured89.07%4,038
Federal funds purchased & repurchase agreements$02,234
Trading liabilities$0130
Other borrowed funds$04,239
Subordinated debt$6,822,000110
All other liabilities$4,294,0001,194
Total equity capital$145,640,000503
Total bank equity capital$145,640,000503
Perpetual preferred stock$0254
Common stock$6,448,000708
Surplus$138,622,000324
Undivided profits$570,0005,978
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$14,762,000818
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$5,277,000463
Earning assets$702,346,000873
Long-term assets (5+ years)$201,317,000985
Average Assets, year-to-date$826,490,000802
Average Assets, quarterly$822,395,500807
Volatile liabilities$31,858,0001,404
Insider loans$26,083,000169
FHLB advances$03,987
Loans and leases held for sale$3,226,000786
Unused loan commitments$103,405,000734
Tier 1 (core) risk-based capital$91,524,000725
Tier 2 risk-based capital$8,935,000595
Total risk weighted assets$643,525,000677
Total unused commitments$103,405,000734
Derivatives$7,500,000765
2012-03-31Rank
# of Employees:175847
Assets and Liabilities
Total Assets:$825,666,000806
Cash and due from depository institutions$13,747,000847
Interest-bearing balances$1,720,0005,612
Securities$144,944,0001,077
Federal funds sold & reverse repurchase agreements$42,925,000103
Net loans & leases$518,341,000787
Loan loss allowance$737,0005,232
Trading account assets$0215
Bank premises and fixed assets$10,536,0001,113
Other real estate owned$4,314,000847
Goodwill and other intangibles$23,981,000275
All other assets$66,878,000378
Life insurance assets$19,442,000365
Total liabilities and capital$825,666,000806
Total liabilities$679,999,000879
Total deposits$664,087,000817
Interest-bearing deposits$649,665,000675
Deposits held in domestic offices$664,087,000815
% insured90.39%3,621
Federal funds purchased & repurchase agreements$02,131
Trading liabilities$0123
Other borrowed funds$5,000,0002,535
Subordinated debt$6,800,000111
All other liabilities$4,112,0001,213
Total equity capital$145,667,000497
Total bank equity capital$145,667,000497
Perpetual preferred stock$0259
Common stock$6,448,000717
Surplus$138,622,000318
Undivided profits$597,0005,954
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$15,424,000835
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$3,451,000729
Earning assets$707,930,000855
Long-term assets (5+ years)$186,264,0001,064
Average Assets, year-to-date$830,172,500800
Average Assets, quarterly$830,172,500800
Volatile liabilities$36,937,0001,251
Insider loans$26,790,000162
FHLB advances$5,000,0002,440
Loans and leases held for sale$3,317,000755
Unused loan commitments$100,643,000740
Tier 1 (core) risk-based capital$93,336,000705
Tier 2 risk-based capital$7,537,000698
Total risk weighted assets$624,001,000692
Total unused commitments$100,643,000740
Derivatives$7,500,000733
2011-12-31Rank
# of Employees:163913
Assets and Liabilities
Total Assets:$836,285,000802
Cash and due from depository institutions$10,217,000913
Interest-bearing balances$1,373,0005,558
Securities$143,504,0001,045
Federal funds sold & reverse repurchase agreements$14,745,000377
Net loans & leases$559,821,000740
Loan loss allowance$227,0006,749
Trading account assets$0205
Bank premises and fixed assets$10,221,0001,135
Other real estate owned$8,167,000913
Goodwill and other intangibles$21,972,000293
All other assets$67,638,000388
Life insurance assets$19,261,000362
Total liabilities and capital$836,285,000802
Total liabilities$690,730,000864
Total deposits$679,791,000793
Interest-bearing deposits$663,676,000664
Deposits held in domestic offices$679,791,000790
% insured88.75%4,233
Federal funds purchased & repurchase agreements$02,367
Trading liabilities$0115
Other borrowed funds$04,481
Subordinated debt$6,779,000118
All other liabilities$4,160,0001,201
Total equity capital$145,555,000497
Total bank equity capital$145,555,000497
Perpetual preferred stock$0263
Common stock$6,448,000720
Surplus$141,311,000313
Undivided profits$-2,204,0006,514
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$35,504,000422
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,597,000207
Income earned, not collected on loans$2,592,0001,046
Earning assets$719,443,000844
Long-term assets (5+ years)$181,072,000891
Average Assets, year-to-date$925,648,400702
Average Assets, quarterly$875,600,500758
Volatile liabilities$33,154,0001,483
Insider loans$34,593,000118
FHLB advances$04,174
Loans and leases held for sale$3,841,000625
Unused loan commitments$105,027,000704
Tier 1 (core) risk-based capital$96,155,000669
Tier 2 risk-based capital$7,006,000760
Total risk weighted assets$695,040,000624
Total unused commitments$105,027,000704
Derivatives$7,500,000624
2011-09-30Rank
# of Employees:163926
Assets and Liabilities
Total Assets:$914,916,000737
Cash and due from depository institutions$10,338,000926
Interest-bearing balances$787,0005,846
Securities$216,931,000675
Federal funds sold & reverse repurchase agreements$20,780,000274
Net loans & leases$596,200,000696
Loan loss allowance$22,601,000380
Trading account assets$0209
Bank premises and fixed assets$10,901,0001,069
Other real estate owned$12,388,000926
Goodwill and other intangibles$593,0001,821
All other assets$46,785,000503
Life insurance assets$19,068,000361
Total liabilities and capital$914,916,000737
Total liabilities$841,861,000706
Total deposits$687,932,000782
Interest-bearing deposits$674,946,000663
Deposits held in domestic offices$687,932,000779
% insured91.28%3,472
Federal funds purchased & repurchase agreements$02,338
Trading liabilities$0112
Other borrowed funds$142,000,000236
Subordinated debt$7,500,000114
All other liabilities$4,429,0001,167
Total equity capital$73,055,000972
Total bank equity capital$73,055,000970
Perpetual preferred stock$0266
Common stock$6,448,000731
Surplus$64,576,000592
Undivided profits$2,031,0005,447
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$43,115,000373
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$474,000496
Income earned, not collected on loans$3,275,000828
Earning assets$834,698,000727
Long-term assets (5+ years)$173,075,000898
Average Assets, year-to-date$947,989,250696
Average Assets, quarterly$930,502,500718
Volatile liabilities$39,231,0001,301
Insider loans$36,976,000113
FHLB advances$142,000,000191
Loans and leases held for sale$2,821,000683
Unused loan commitments$109,131,000671
Tier 1 (core) risk-based capital$64,916,0001,004
Tier 2 risk-based capital$16,588,000340
Total risk weighted assets$713,546,000607
Total unused commitments$109,131,000672
Derivatives$7,500,000672
2011-06-30Rank
# of Employees:164924
Assets and Liabilities
Total Assets:$946,089,000709
Cash and due from depository institutions$9,337,000924
Interest-bearing balances$743,0005,789
Securities$200,922,000736
Federal funds sold & reverse repurchase agreements$41,415,000107
Net loans & leases$616,037,000672
Loan loss allowance$22,319,000388
Trading account assets$0213
Bank premises and fixed assets$11,093,0001,057
Other real estate owned$12,240,000924
Goodwill and other intangibles$626,0001,806
All other assets$54,419,000462
Life insurance assets$18,873,000360
Total liabilities and capital$946,089,000709
Total liabilities$870,677,000693
Total deposits$716,596,000745
Interest-bearing deposits$703,395,000639
Deposits held in domestic offices$716,596,000742
% insured92.86%2,933
Federal funds purchased & repurchase agreements$02,430
Trading liabilities$0112
Other borrowed funds$142,000,000255
Subordinated debt$7,500,000117
All other liabilities$4,581,0001,063
Total equity capital$75,412,000920
Total bank equity capital$75,412,000919
Perpetual preferred stock$0222
Common stock$6,448,000744
Surplus$64,573,000591
Undivided profits$4,391,0004,467
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$39,597,000422
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$508,000485
Income earned, not collected on loans$3,649,000725
Earning assets$859,117,000701
Long-term assets (5+ years)$187,052,000825
Average Assets, year-to-date$959,013,670700
Average Assets, quarterly$952,397,000709
Volatile liabilities$49,628,0001,079
Insider loans$38,479,000108
FHLB advances$142,000,000205
Loans and leases held for sale$1,949,000626
Unused loan commitments$123,001,000608
Tier 1 (core) risk-based capital$69,470,000926
Tier 2 risk-based capital$16,939,000339
Total risk weighted assets$742,219,000593
Total unused commitments$123,001,000609
Derivatives$7,500,000565
2011-03-31Rank
# of Employees:165917
Assets and Liabilities
Total Assets:$958,705,000708
Cash and due from depository institutions$9,422,000917
Interest-bearing balances$1,436,0005,430
Securities$187,997,000780
Federal funds sold & reverse repurchase agreements$56,560,00092
Net loans & leases$630,103,000657
Loan loss allowance$23,485,000384
Trading account assets$0208
Bank premises and fixed assets$11,264,0001,042
Other real estate owned$12,162,000917
Goodwill and other intangibles$660,0001,784
All other assets$50,537,000484
Life insurance assets$18,677,000360
Total liabilities and capital$958,705,000708
Total liabilities$881,139,000690
Total deposits$727,220,000742
Interest-bearing deposits$714,513,000638
Deposits held in domestic offices$727,220,000740
% insured92.84%2,973
Federal funds purchased & repurchase agreements$02,341
Trading liabilities$0108
Other borrowed funds$142,000,000265
Subordinated debt$7,500,000118
All other liabilities$4,419,0001,104
Total equity capital$77,566,000872
Total bank equity capital$77,566,000871
Perpetual preferred stock$0224
Common stock$6,448,000754
Surplus$64,569,000591
Undivided profits$6,549,0003,662
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$46,669,000384
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$79,000905
Income earned, not collected on loans$3,381,000809
Earning assets$876,096,000696
Long-term assets (5+ years)$183,922,000811
Average Assets, year-to-date$965,476,000697
Average Assets, quarterly$965,476,000697
Volatile liabilities$54,023,0001,034
Insider loans$38,371,000108
FHLB advances$142,000,000212
Loans and leases held for sale$805,000837
Unused loan commitments$124,200,000599
Tier 1 (core) risk-based capital$70,580,000905
Tier 2 risk-based capital$17,018,000345
Total risk weighted assets$747,512,000590
Total unused commitments$124,200,000600
Derivatives$7,500,000529
2010-12-31Rank
# of Employees:172878
Assets and Liabilities
Total Assets:$974,566,000693
Cash and due from depository institutions$10,636,000878
Interest-bearing balances$2,263,0004,866
Securities$184,455,000759
Federal funds sold & reverse repurchase agreements$38,070,000150
Net loans & leases$661,791,000640
Loan loss allowance$20,702,000429
Trading account assets$0207
Bank premises and fixed assets$11,427,0001,047
Other real estate owned$13,574,000878
Goodwill and other intangibles$693,0001,773
All other assets$53,920,000470
Life insurance assets$18,483,000358
Total liabilities and capital$974,566,000693
Total liabilities$887,396,000684
Total deposits$726,591,000737
Interest-bearing deposits$716,707,000646
Deposits held in domestic offices$726,591,000734
% insured86.34%5,180
Federal funds purchased & repurchase agreements$02,549
Trading liabilities$0108
Other borrowed funds$149,000,000269
Subordinated debt$7,500,000119
All other liabilities$4,305,0001,109
Total equity capital$87,170,000768
Total bank equity capital$87,170,000767
Perpetual preferred stock$0224
Common stock$6,448,000757
Surplus$64,563,000587
Undivided profits$16,159,0001,987
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$30,570,000581
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$3,993,000695
Earning assets$886,579,000688
Long-term assets (5+ years)$188,859,000764
Average Assets, year-to-date$994,808,600666
Average Assets, quarterly$973,121,000697
Volatile liabilities$149,310,000914
Insider loans$39,082,000109
FHLB advances$149,000,000218
Loans and leases held for sale$5,689,000508
Unused loan commitments$120,252,000618
Tier 1 (core) risk-based capital$77,951,000801
Tier 2 risk-based capital$17,374,000348
Total risk weighted assets$779,096,000578
Total unused commitments$120,252,000622
Derivatives$7,500,000587
2010-09-30Rank
# of Employees:160948
Assets and Liabilities
Total Assets:$971,676,000697
Cash and due from depository institutions$9,110,000948
Interest-bearing balances$1,091,0005,429
Securities$186,561,000736
Federal funds sold & reverse repurchase agreements$20,155,000355
Net loans & leases$678,439,000635
Loan loss allowance$18,049,000480
Trading account assets$0210
Bank premises and fixed assets$11,548,0001,042
Other real estate owned$13,255,000948
Goodwill and other intangibles$726,0001,765
All other assets$51,882,000475
Life insurance assets$18,277,000355
Total liabilities and capital$971,676,000697
Total liabilities$880,593,000690
Total deposits$719,582,000746
Interest-bearing deposits$708,089,000651
Deposits held in domestic offices$719,582,000742
% insured87.16%4,500
Federal funds purchased & repurchase agreements$02,564
Trading liabilities$0103
Other borrowed funds$149,000,000286
Subordinated debt$7,500,000128
All other liabilities$4,511,0001,169
Total equity capital$91,083,000756
Total bank equity capital$91,083,000754
Perpetual preferred stock$0229
Common stock$6,448,000760
Surplus$64,558,000576
Undivided profits$20,077,0001,697
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$33,683,000547
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$3,676,000801
Earning assets$886,246,000690
Long-term assets (5+ years)$187,586,000756
Average Assets, year-to-date$999,869,250660
Average Assets, quarterly$978,302,000685
Volatile liabilities$154,744,000895
Insider loans$34,440,000122
FHLB advances$149,000,000239
Loans and leases held for sale$2,039,000951
Unused loan commitments$116,170,000651
Tier 1 (core) risk-based capital$86,476,000721
Tier 2 risk-based capital$17,420,000349
Total risk weighted assets$784,947,000572
Total unused commitments$116,170,000653
Derivatives$7,500,000693
2010-06-30Rank
# of Employees:160961
Assets and Liabilities
Total Assets:$984,928,000675
Cash and due from depository institutions$12,775,000961
Interest-bearing balances$1,880,0004,915
Securities$186,129,000732
Federal funds sold & reverse repurchase agreements$15,930,000449
Net loans & leases$692,411,000619
Loan loss allowance$18,348,000478
Trading account assets$0210
Bank premises and fixed assets$11,746,0001,029
Other real estate owned$14,122,000961
Goodwill and other intangibles$760,0001,745
All other assets$51,055,000480
Life insurance assets$18,068,000358
Total liabilities and capital$984,928,000675
Total liabilities$890,712,000674
Total deposits$723,128,000743
Interest-bearing deposits$706,424,000648
Deposits held in domestic offices$723,128,000739
% insured87.36%4,522
Federal funds purchased & repurchase agreements$02,594
Trading liabilities$0104
Other borrowed funds$156,000,000279
Subordinated debt$7,500,000136
All other liabilities$4,084,0001,221
Total equity capital$94,216,000716
Total bank equity capital$94,216,000715
Perpetual preferred stock$0222
Common stock$6,448,000768
Surplus$64,551,000574
Undivided profits$23,217,0001,450
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$11,934,0001,318
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$4,146,000688
Earning assets$896,350,000673
Long-term assets (5+ years)$203,652,000672
Average Assets, year-to-date$1,009,267,000655
Average Assets, quarterly$997,747,000667
Volatile liabilities$170,049,000833
Insider loans$34,440,000137
FHLB advances$156,000,000230
Loans and leases held for sale$1,317,000926
Unused loan commitments$115,927,000653
Tier 1 (core) risk-based capital$90,242,000675
Tier 2 risk-based capital$17,570,000353
Total risk weighted assets$797,314,000564
Total unused commitments$115,927,000654
Derivatives$7,500,000600
2010-03-31Rank
# of Employees:156998
Assets and Liabilities
Total Assets:$1,010,566,000677
Cash and due from depository institutions$10,688,000998
Interest-bearing balances$724,0005,615
Securities$188,609,000710
Federal funds sold & reverse repurchase agreements$15,785,000566
Net loans & leases$727,815,000605
Loan loss allowance$16,807,000530
Trading account assets$0227
Bank premises and fixed assets$11,768,0001,053
Other real estate owned$8,121,000998
Goodwill and other intangibles$793,0001,731
All other assets$46,987,000527
Life insurance assets$17,863,000359
Total liabilities and capital$1,010,566,000677
Total liabilities$913,391,000677
Total deposits$715,223,000762
Interest-bearing deposits$704,930,000665
Deposits held in domestic offices$715,223,000759
% insured87.23%4,595
Federal funds purchased & repurchase agreements$02,570
Trading liabilities$0108
Other borrowed funds$187,000,000263
Subordinated debt$7,500,000139
All other liabilities$3,668,0001,330
Total equity capital$97,175,000693
Total bank equity capital$97,175,000691
Perpetual preferred stock$0220
Common stock$6,448,000784
Surplus$64,544,000583
Undivided profits$26,183,0001,279
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$29,409,000665
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$4,119,000712
Earning assets$932,933,000664
Long-term assets (5+ years)$222,182,000618
Average Assets, year-to-date$1,021,436,500663
Average Assets, quarterly$1,021,436,500663
Volatile liabilities$169,290,000876
Insider loans$34,189,000148
FHLB advances$151,000,000257
Loans and leases held for sale$138,0001,652
Unused loan commitments$117,295,000671
Tier 1 (core) risk-based capital$94,139,000653
Tier 2 risk-based capital$17,851,000361
Total risk weighted assets$821,543,000573
Total unused commitments$117,295,000671
Derivatives$7,500,000564
2009-12-31Rank
# of Employees:158996
Assets and Liabilities
Total Assets:$1,032,307,000659
Cash and due from depository institutions$13,742,000996
Interest-bearing balances$4,457,0003,485
Securities$193,122,000678
Federal funds sold & reverse repurchase agreements$17,825,000449
Net loans & leases$741,781,000602
Loan loss allowance$17,567,000519
Trading account assets$0224
Bank premises and fixed assets$11,586,0001,084
Other real estate owned$6,305,000996
Goodwill and other intangibles$826,0001,711
All other assets$47,120,000535
Life insurance assets$17,658,000359
Total liabilities and capital$1,032,307,000659
Total liabilities$936,501,000656
Total deposits$724,517,000753
Interest-bearing deposits$711,048,000668
Deposits held in domestic offices$724,517,000750
% insured86.83%4,802
Federal funds purchased & repurchase agreements$02,785
Trading liabilities$0104
Other borrowed funds$201,000,000273
Subordinated debt$7,500,000148
All other liabilities$3,484,0001,380
Total equity capital$95,806,000688
Total bank equity capital$95,806,000685
Perpetual preferred stock$0219
Common stock$6,448,000788
Surplus$64,535,000572
Undivided profits$24,823,0001,328
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$18,515,000917
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$4,258,000717
Earning assets$957,185,000642
Long-term assets (5+ years)$240,728,000554
Average Assets, year-to-date$1,045,745,600646
Average Assets, quarterly$1,047,744,000643
Volatile liabilities$177,959,000830
Insider loans$34,103,000146
FHLB advances$151,000,000279
Loans and leases held for sale$01,814
Unused loan commitments$127,158,000639
Tier 1 (core) risk-based capital$93,415,000645
Tier 2 risk-based capital$18,048,000364
Total risk weighted assets$836,815,000582
Total unused commitments$127,158,000639
Derivatives$7,500,000552
2009-09-30Rank
# of Employees:1581,007
Assets and Liabilities
Total Assets:$1,063,181,000646
Cash and due from depository institutions$12,117,0001,007
Interest-bearing balances$4,276,0003,281
Securities$198,309,000655
Federal funds sold & reverse repurchase agreements$5,545,0001,606
Net loans & leases$758,214,000610
Loan loss allowance$13,782,000636
Trading account assets$0238
Bank premises and fixed assets$11,627,0001,092
Other real estate owned$5,295,0001,007
Goodwill and other intangibles$31,093,000257
All other assets$40,981,000560
Life insurance assets$17,444,000368
Total liabilities and capital$1,063,181,000646
Total liabilities$941,336,000664
Total deposits$723,871,000754
Interest-bearing deposits$705,351,000671
Deposits held in domestic offices$723,871,000751
% insured87.42%4,783
Federal funds purchased & repurchase agreements$02,868
Trading liabilities$0103
Other borrowed funds$206,000,000290
Subordinated debt$7,500,000155
All other liabilities$3,965,0001,360
Total equity capital$121,845,000566
Total bank equity capital$121,845,000566
Perpetual preferred stock$0212
Common stock$6,448,000797
Surplus$87,258,000439
Undivided profits$28,139,0001,208
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$16,541,0001,002
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$4,253,000758
Earning assets$966,344,000648
Long-term assets (5+ years)$218,939,000614
Average Assets, year-to-date$1,049,105,250653
Average Assets, quarterly$1,068,184,000646
Volatile liabilities$167,430,000918
Insider loans$28,052,000184
FHLB advances$151,000,000291
Loans and leases held for sale$01,823
Unused loan commitments$146,890,000591
Tier 1 (core) risk-based capital$87,472,000700
Tier 2 risk-based capital$18,116,000383
Total risk weighted assets$846,142,000590
Total unused commitments$146,890,000592
Derivatives$7,500,000578
2009-06-30Rank
# of Employees:1541,061
Assets and Liabilities
Total Assets:$1,073,187,000660
Cash and due from depository institutions$13,442,0001,061
Interest-bearing balances$3,048,0003,466
Securities$193,764,000655
Federal funds sold & reverse repurchase agreements$15,285,000633
Net loans & leases$762,157,000621
Loan loss allowance$13,144,000634
Trading account assets$0240
Bank premises and fixed assets$11,647,0001,110
Other real estate owned$4,401,0001,061
Goodwill and other intangibles$31,126,000271
All other assets$41,365,000567
Life insurance assets$17,229,000381
Total liabilities and capital$1,073,187,000660
Total liabilities$953,977,000666
Total deposits$716,964,000771
Interest-bearing deposits$701,975,000681
Deposits held in domestic offices$716,964,000769
% insured77.53%4,432
Federal funds purchased & repurchase agreements$02,922
Trading liabilities$0100
Other borrowed funds$226,000,000279
Subordinated debt$7,500,000162
All other liabilities$3,513,0001,553
Total equity capital$119,210,000585
Total bank equity capital$119,210,000583
Perpetual preferred stock$0213
Common stock$6,448,000805
Surplus$87,249,000449
Undivided profits$25,513,0001,323
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$13,335,0001,157
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$4,344,000736
Earning assets$974,254,000652
Long-term assets (5+ years)$227,284,000588
Average Assets, year-to-date$1,044,413,330667
Average Assets, quarterly$1,082,577,500646
Volatile liabilities$184,054,000839
Insider loans$44,250,000109
FHLB advances$151,000,000324
Loans and leases held for sale$01,961
Unused loan commitments$141,258,000636
Tier 1 (core) risk-based capital$86,799,000711
Tier 2 risk-based capital$18,129,000386
Total risk weighted assets$847,793,000619
Total unused commitments$141,258,000637
Derivatives$7,500,000622
2009-03-31Rank
# of Employees:1481,104
Assets and Liabilities
Total Assets:$1,091,968,000644
Cash and due from depository institutions$34,609,0001,104
Interest-bearing balances$24,236,000797
Securities$197,958,000627
Federal funds sold & reverse repurchase agreements$99,0005,349
Net loans & leases$773,802,000631
Loan loss allowance$13,855,000559
Trading account assets$0234
Bank premises and fixed assets$11,605,0001,109
Other real estate owned$1,912,0001,104
Goodwill and other intangibles$31,159,000281
All other assets$40,824,000555
Life insurance assets$17,011,000384
Total liabilities and capital$1,091,968,000644
Total liabilities$973,822,000649
Total deposits$741,884,000734
Interest-bearing deposits$727,632,000649
Deposits held in domestic offices$741,884,000732
% insured77.56%4,467
Federal funds purchased & repurchase agreements$758,0002,461
Trading liabilities$092
Other borrowed funds$220,000,000309
Subordinated debt$7,500,000163
All other liabilities$3,680,0001,457
Total equity capital$118,146,000583
Total bank equity capital$118,146,000580
Perpetual preferred stock$0193
Common stock$6,448,000804
Surplus$87,240,000446
Undivided profits$24,458,0001,421
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$16,425,000870
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$4,204,000762
Earning assets$996,095,000641
Long-term assets (5+ years)$228,332,000572
Average Assets, year-to-date$1,030,026,500674
Average Assets, quarterly$1,030,026,500674
Volatile liabilities$157,665,000992
Insider loans$44,698,000121
FHLB advances$145,000,000359
Loans and leases held for sale$01,892
Unused loan commitments$139,534,000689
Tier 1 (core) risk-based capital$86,139,000718
Tier 2 risk-based capital$18,214,000379
Total risk weighted assets$853,969,000611
Total unused commitments$139,534,000689
Derivatives$01,177
2008-12-31Rank
# of Employees:1471,115
Assets and Liabilities
Total Assets:$968,085,000714
Cash and due from depository institutions$10,207,0001,115
Interest-bearing balances$267,0004,864
Securities$105,649,0001,150
Federal funds sold & reverse repurchase agreements$99,0005,093
Net loans & leases$772,792,000631
Loan loss allowance$12,585,000596
Trading account assets$0236
Bank premises and fixed assets$10,628,0001,221
Other real estate owned$1,716,0001,115
Goodwill and other intangibles$31,193,000292
All other assets$35,801,000636
Life insurance assets$16,812,000386
Total liabilities and capital$968,085,000714
Total liabilities$863,491,000724
Total deposits$715,578,000732
Interest-bearing deposits$651,487,000694
Deposits held in domestic offices$715,578,000729
% insured0.00%1
Federal funds purchased & repurchase agreements$8,706,0001,309
Trading liabilities$088
Other borrowed funds$128,000,000531
Subordinated debt$7,500,000164
All other liabilities$3,707,0001,465
Total equity capital$104,594,000638
Total bank equity capital$104,594,000638
Perpetual preferred stock$0141
Common stock$6,448,000803
Surplus$74,231,000508
Undivided profits$23,915,0001,426
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$13,094,000894
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$3,337,0001,055
Earning assets$878,807,000721
Long-term assets (5+ years)$166,997,000802
Average Assets, year-to-date$912,268,400730
Average Assets, quarterly$961,746,000706
Volatile liabilities$141,253,0001,087
Insider loans$68,220,00065
FHLB advances$128,000,000459
Loans and leases held for sale$01,663
Unused loan commitments$151,740,000663
Tier 1 (core) risk-based capital$72,693,000838
Tier 2 risk-based capital$17,951,000388
Total risk weighted assets$834,250,000619
Total unused commitments$151,740,000663
Derivatives$01,109
2008-09-30Rank
# of Employees:1491,108
Assets and Liabilities
Total Assets:$955,407,000710
Cash and due from depository institutions$13,005,0001,108
Interest-bearing balances$639,0003,420
Securities$96,015,0001,246
Federal funds sold & reverse repurchase agreements$9,477,0001,302
Net loans & leases$759,072,000645
Loan loss allowance$9,988,000660
Trading account assets$0251
Bank premises and fixed assets$10,077,0001,281
Other real estate owned$1,870,0001,108
Goodwill and other intangibles$31,225,000323
All other assets$34,666,000627
Life insurance assets$16,517,000392
Total liabilities and capital$955,407,000710
Total liabilities$851,784,000718
Total deposits$712,444,000720
Interest-bearing deposits$676,876,000657
Deposits held in domestic offices$712,444,000717
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$128,000,000538
Subordinated debt$7,500,000170
All other liabilities$3,840,0001,394
Total equity capital$103,623,000654
Total bank equity capital$103,623,000654
Perpetual preferred stock$0110
Common stock$6,448,000805
Surplus$74,218,000500
Undivided profits$22,957,0001,538
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,771,0002,460
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$3,324,0001,119
Earning assets$865,203,000717
Long-term assets (5+ years)$154,698,000860
Average Assets, year-to-date$898,314,250744
Average Assets, quarterly$938,394,500719
Volatile liabilities$124,821,0001,201
Insider loans$63,463,00073
FHLB advances$128,000,000481
Loans and leases held for sale$01,623
Unused loan commitments$177,013,000611
Tier 1 (core) risk-based capital$73,370,000846
Tier 2 risk-based capital$17,491,000384
Total risk weighted assets$829,795,000627
Total unused commitments$177,013,000611
Derivatives$01,077
2008-06-30Rank
# of Employees:1461,152
Assets and Liabilities
Total Assets:$921,382,000741
Cash and due from depository institutions$13,682,0001,152
Interest-bearing balances$391,0003,788
Securities$95,979,0001,259
Federal funds sold & reverse repurchase agreements$98,0005,720
Net loans & leases$734,000,000665
Loan loss allowance$8,855,000710
Trading account assets$0267
Bank premises and fixed assets$9,915,0001,294
Other real estate owned$1,865,0001,152
Goodwill and other intangibles$31,259,000330
All other assets$34,584,000611
Life insurance assets$16,342,000400
Total liabilities and capital$921,382,000741
Total liabilities$817,887,000748
Total deposits$655,431,000780
Interest-bearing deposits$589,855,000754
Deposits held in domestic offices$655,431,000777
% insured0.00%1
Federal funds purchased & repurchase agreements$20,894,000895
Trading liabilities$094
Other borrowed funds$138,000,000496
Subordinated debt$0257
All other liabilities$3,562,0001,475
Total equity capital$103,495,000672
Total bank equity capital$103,495,000672
Perpetual preferred stock$0107
Common stock$6,448,000800
Surplus$74,198,000493
Undivided profits$22,849,0001,559
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$746,0004,324
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$3,102,0001,177
Earning assets$830,468,000748
Long-term assets (5+ years)$160,950,000818
Average Assets, year-to-date$879,283,330765
Average Assets, quarterly$901,160,500748
Volatile liabilities$128,376,0001,158
Insider loans$47,737,000100
FHLB advances$138,000,000443
Loans and leases held for sale$01,725
Unused loan commitments$177,567,000626
Tier 1 (core) risk-based capital$72,396,000861
Tier 2 risk-based capital$8,855,000659
Total risk weighted assets$805,487,000647
Total unused commitments$177,567,000626
Derivatives$01,075
2008-03-31Rank
# of Employees:1401,216
Assets and Liabilities
Total Assets:$880,939,000778
Cash and due from depository institutions$14,531,0001,216
Interest-bearing balances$387,0003,886
Securities$94,855,0001,278
Federal funds sold & reverse repurchase agreements$467,0006,158
Net loans & leases$702,119,000689
Loan loss allowance$8,425,000692
Trading account assets$0252
Bank premises and fixed assets$9,839,0001,293
Other real estate owned$2,320,0001,216
Goodwill and other intangibles$31,293,000339
All other assets$25,515,000795
Life insurance assets$9,210,000719
Total liabilities and capital$880,939,000778
Total liabilities$779,715,000782
Total deposits$653,588,000786
Interest-bearing deposits$587,491,000765
Deposits held in domestic offices$653,588,000782
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$123,000,000504
Subordinated debt$0251
All other liabilities$3,127,0001,761
Total equity capital$101,224,000697
Total bank equity capital$101,224,000697
Perpetual preferred stock$0108
Common stock$6,448,000791
Surplus$72,178,000496
Undivided profits$22,598,0001,635
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$257,0005,698
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$3,263,0001,151
Earning assets$797,828,000781
Long-term assets (5+ years)$136,979,000915
Average Assets, year-to-date$858,234,000790
Average Assets, quarterly$858,234,000790
Volatile liabilities$110,635,0001,307
Insider loans$43,571,000111
FHLB advances$123,000,000448
Loans and leases held for sale$01,797
Unused loan commitments$175,349,000655
Tier 1 (core) risk-based capital$69,218,000890
Tier 2 risk-based capital$8,425,000675
Total risk weighted assets$766,219,000666
Total unused commitments$175,349,000655
Derivatives$01,109
2007-12-31Rank
# of Employees:1261,355
Assets and Liabilities
Total Assets:$835,529,000813
Cash and due from depository institutions$12,275,0001,355
Interest-bearing balances$212,0003,938
Securities$90,758,0001,322
Federal funds sold & reverse repurchase agreements$97,0005,955
Net loans & leases$667,643,000712
Loan loss allowance$8,273,000688
Trading account assets$0237
Bank premises and fixed assets$7,993,0001,599
Other real estate owned$272,0001,355
Goodwill and other intangibles$31,326,000335
All other assets$25,165,000792
Life insurance assets$9,123,000720
Total liabilities and capital$835,529,000813
Total liabilities$737,262,000824
Total deposits$607,184,000849
Interest-bearing deposits$537,539,000832
Deposits held in domestic offices$607,184,000845
% insured0.00%1
Federal funds purchased & repurchase agreements$3,755,0001,976
Trading liabilities$078
Other borrowed funds$123,000,000478
Subordinated debt$0248
All other liabilities$3,323,0001,653
Total equity capital$98,267,000716
Total bank equity capital$98,267,000716
Perpetual preferred stock$0111
Common stock$6,448,000776
Surplus$70,819,000493
Undivided profits$21,000,0001,730
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,727,0001,780
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$3,757,0001,078
Earning assets$758,710,000814
Long-term assets (5+ years)$99,007,0001,166
Average Assets, year-to-date$776,008,200840
Average Assets, quarterly$824,797,000813
Volatile liabilities$123,904,0001,178
Insider loans$54,945,00084
FHLB advances$123,000,000425
Loans and leases held for sale$01,738
Unused loan commitments$170,563,000673
Tier 1 (core) risk-based capital$66,892,000933
Tier 2 risk-based capital$8,273,000681
Total risk weighted assets$728,158,000707
Total unused commitments$170,563,000673
Derivatives$01,052
2007-09-30Rank
# of Employees:1261,354
Assets and Liabilities
Total Assets:$814,065,000826
Cash and due from depository institutions$13,503,0001,354
Interest-bearing balances$364,0003,324
Securities$89,799,0001,325
Federal funds sold & reverse repurchase agreements$4,054,0002,935
Net loans & leases$643,464,000717
Loan loss allowance$8,190,000664
Trading account assets$0244
Bank premises and fixed assets$6,803,0001,849
Other real estate owned$249,0001,354
Goodwill and other intangibles$31,359,000323
All other assets$24,834,000796
Life insurance assets$9,035,000702
Total liabilities and capital$814,065,000826
Total liabilities$719,223,000827
Total deposits$597,816,000857
Interest-bearing deposits$525,031,000843
Deposits held in domestic offices$597,816,000855
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$118,000,000464
Subordinated debt$0244
All other liabilities$3,407,0001,603
Total equity capital$94,842,000727
Total bank equity capital$94,842,000727
Perpetual preferred stock$0113
Common stock$6,448,000747
Surplus$69,791,000488
Undivided profits$18,603,0001,909
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,429,0002,526
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$3,716,0001,151
Earning assets$737,681,000829
Long-term assets (5+ years)$96,026,0001,159
Average Assets, year-to-date$761,128,000850
Average Assets, quarterly$798,021,500828
Volatile liabilities$111,450,0001,267
Insider loans$45,723,000105
FHLB advances$118,000,000409
Loans and leases held for sale$01,751
Unused loan commitments$167,817,000694
Tier 1 (core) risk-based capital$63,957,000981
Tier 2 risk-based capital$8,198,000678
Total risk weighted assets$714,814,000703
Total unused commitments$167,817,000694
Derivatives$01,033
2007-06-30Rank
# of Employees:1221,429
Assets and Liabilities
Total Assets:$781,978,000858
Cash and due from depository institutions$15,378,0001,429
Interest-bearing balances$1,021,0002,434
Securities$88,241,0001,351
Federal funds sold & reverse repurchase agreements$16,664,000922
Net loans & leases$600,783,000771
Loan loss allowance$7,536,000708
Trading account assets$0245
Bank premises and fixed assets$6,786,0001,838
Other real estate owned$98,0001,429
Goodwill and other intangibles$31,393,000335
All other assets$22,635,000862
Life insurance assets$8,947,000703
Total liabilities and capital$781,978,000858
Total liabilities$689,351,000874
Total deposits$619,226,000836
Interest-bearing deposits$537,948,000835
Deposits held in domestic offices$619,226,000832
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$67,000,000695
Subordinated debt$0258
All other liabilities$3,125,0001,660
Total equity capital$92,627,000753
Total bank equity capital$92,627,000753
Perpetual preferred stock$0111
Common stock$6,448,000742
Surplus$69,763,000502
Undivided profits$16,416,0002,077
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$599,0003,831
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$3,417,0001,171
Earning assets$706,709,000872
Long-term assets (5+ years)$88,792,0001,220
Average Assets, year-to-date$743,482,330887
Average Assets, quarterly$766,442,000870
Volatile liabilities$99,009,0001,402
Insider loans$25,319,000226
FHLB advances$67,000,000623
Loans and leases held for sale$01,802
Unused loan commitments$180,517,000663
Tier 1 (core) risk-based capital$62,217,0001,016
Tier 2 risk-based capital$7,569,000733
Total risk weighted assets$677,209,000741
Total unused commitments$180,517,000663
Derivatives$01,067
2007-03-31Rank
# of Employees:1051,645
Assets and Liabilities
Total Assets:$540,143,0001,246
Cash and due from depository institutions$11,502,0001,645
Interest-bearing balances$65,0005,236
Securities$70,736,0001,664
Federal funds sold & reverse repurchase agreements$2,796,0004,521
Net loans & leases$426,704,0001,065
Loan loss allowance$5,366,000965
Trading account assets$0267
Bank premises and fixed assets$6,496,0001,897
Other real estate owned$98,0001,645
Goodwill and other intangibles$3,734,0001,049
All other assets$18,077,0001,013
Life insurance assets$7,442,000812
Total liabilities and capital$540,143,0001,246
Total liabilities$492,433,0001,216
Total deposits$425,610,0001,224
Interest-bearing deposits$366,092,0001,233
Deposits held in domestic offices$425,610,0001,219
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$65,000,000692
Subordinated debt$0262
All other liabilities$1,823,0002,599
Total equity capital$47,710,0001,428
Total bank equity capital$47,710,0001,428
Perpetual preferred stock$0113
Common stock$6,448,000723
Surplus$28,723,0001,037
Undivided profits$12,539,0002,654
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$604,0003,675
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$2,518,0001,568
Earning assets$500,301,0001,234
Long-term assets (5+ years)$66,849,0001,514
Average Assets, year-to-date$523,984,5001,265
Average Assets, quarterly$523,984,5001,265
Volatile liabilities$79,864,0001,681
Insider loans$13,668,000485
FHLB advances$65,000,000630
Loans and leases held for sale$01,800
Unused loan commitments$138,354,000815
Tier 1 (core) risk-based capital$44,246,0001,430
Tier 2 risk-based capital$5,402,000960
Total risk weighted assets$480,167,0001,001
Total unused commitments$138,354,000815
Derivatives$01,065
2006-12-31Rank
# of Employees:1031,676
Assets and Liabilities
Total Assets:$507,826,0001,299
Cash and due from depository institutions$12,908,0001,676
Interest-bearing balances$570,0003,027
Securities$68,787,0001,729
Federal funds sold & reverse repurchase agreements$92,0006,246
Net loans & leases$401,044,0001,117
Loan loss allowance$5,160,000982
Trading account assets$0156
Bank premises and fixed assets$5,734,0002,110
Other real estate owned$98,0001,676
Goodwill and other intangibles$3,739,0001,033
All other assets$15,424,0001,180
Life insurance assets$5,683,0001,032
Total liabilities and capital$507,826,0001,299
Total liabilities$462,853,0001,276
Total deposits$399,806,0001,285
Interest-bearing deposits$340,954,0001,311
Deposits held in domestic offices$399,806,0001,282
% insured0.00%1
Federal funds purchased & repurchase agreements$5,994,0001,509
Trading liabilities$077
Other borrowed funds$55,000,000815
Subordinated debt$0264
All other liabilities$2,053,0002,348
Total equity capital$44,973,0001,474
Total bank equity capital$44,973,0001,474
Perpetual preferred stock$0112
Common stock$6,448,000713
Surplus$27,201,0001,063
Undivided profits$11,324,0002,864
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$135,0005,778
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$2,274,0001,833
Earning assets$470,493,0001,285
Long-term assets (5+ years)$58,526,0001,658
Average Assets, year-to-date$465,345,0001,344
Average Assets, quarterly$500,408,5001,300
Volatile liabilities$158,266,000992
Insider loans$12,893,000511
FHLB advances$55,000,000744
Loans and leases held for sale$01,760
Unused loan commitments$138,985,000792
Tier 1 (core) risk-based capital$41,774,0001,514
Tier 2 risk-based capital$5,206,000982
Total risk weighted assets$457,995,0001,023
Total unused commitments$138,985,000792
Derivatives$01,023
2006-09-30Rank
# of Employees:1001,743
Assets and Liabilities
Total Assets:$492,991,0001,329
Cash and due from depository institutions$13,240,0001,743
Interest-bearing balances$626,0002,865
Securities$67,481,0001,772
Federal funds sold & reverse repurchase agreements$91,0005,837
Net loans & leases$387,266,0001,148
Loan loss allowance$4,885,0001,063
Trading account assets$0154
Bank premises and fixed assets$5,647,0002,103
Other real estate owned$190,0001,743
Goodwill and other intangibles$3,745,0001,028
All other assets$15,331,0001,193
Life insurance assets$5,633,0001,015
Total liabilities and capital$492,991,0001,329
Total liabilities$449,174,0001,311
Total deposits$395,912,0001,283
Interest-bearing deposits$336,789,0001,314
Deposits held in domestic offices$395,912,0001,278
% insured0.00%1
Federal funds purchased & repurchase agreements$6,741,0001,459
Trading liabilities$074
Other borrowed funds$45,000,000996
Subordinated debt$0269
All other liabilities$1,521,0002,886
Total equity capital$43,817,0001,492
Total bank equity capital$43,817,0001,492
Perpetual preferred stock$0118
Common stock$6,448,000694
Surplus$27,174,0001,064
Undivided profits$10,195,0003,078
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$127,0005,895
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$2,318,0001,766
Earning assets$455,464,0001,311
Long-term assets (5+ years)$64,474,0001,541
Average Assets, year-to-date$454,724,7501,387
Average Assets, quarterly$481,687,0001,346
Volatile liabilities$137,635,0001,121
Insider loans$15,283,000410
FHLB advances$45,000,000916
Loans and leases held for sale$01,773
Unused loan commitments$125,833,000873
Tier 1 (core) risk-based capital$40,606,0001,549
Tier 2 risk-based capital$4,885,0001,050
Total risk weighted assets$440,028,0001,064
Total unused commitments$125,833,000874
Derivatives$01,023
2006-06-30Rank
# of Employees:991,767
Assets and Liabilities
Total Assets:$470,383,0001,369
Cash and due from depository institutions$12,479,0001,767
Interest-bearing balances$207,0003,999
Securities$64,397,0001,870
Federal funds sold & reverse repurchase agreements$8,738,0001,451
Net loans & leases$360,402,0001,237
Loan loss allowance$4,772,0001,074
Trading account assets$0157
Bank premises and fixed assets$4,971,0002,357
Other real estate owned$22,0001,767
Goodwill and other intangibles$3,750,0001,010
All other assets$15,624,0001,166
Life insurance assets$5,583,0001,002
Total liabilities and capital$470,383,0001,369
Total liabilities$430,000,0001,350
Total deposits$380,258,0001,323
Interest-bearing deposits$327,967,0001,330
Deposits held in domestic offices$380,258,0001,319
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$48,000,000965
Subordinated debt$0265
All other liabilities$1,742,0002,407
Total equity capital$40,383,0001,566
Total bank equity capital$40,383,0001,566
Perpetual preferred stock$0119
Common stock$6,448,000673
Surplus$25,638,0001,094
Undivided profits$8,297,0003,395
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$262,0004,834
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$2,141,0001,721
Earning assets$433,744,0001,358
Long-term assets (5+ years)$65,673,0001,491
Average Assets, year-to-date$441,969,3301,420
Average Assets, quarterly$457,529,5001,390
Volatile liabilities$154,436,0001,002
Insider loans$17,483,000329
FHLB advances$48,000,000882
Loans and leases held for sale$01,763
Unused loan commitments$105,383,000997
Tier 1 (core) risk-based capital$37,990,0001,630
Tier 2 risk-based capital$4,772,0001,055
Total risk weighted assets$420,938,0001,107
Total unused commitments$105,383,000997
Derivatives$01,000
2006-03-31Rank
# of Employees:921,888
Assets and Liabilities
Total Assets:$444,676,0001,418
Cash and due from depository institutions$11,159,0001,888
Interest-bearing balances$571,0003,099
Securities$59,263,0002,031
Federal funds sold & reverse repurchase agreements$06,312
Net loans & leases$351,185,0001,227
Loan loss allowance$4,621,0001,100
Trading account assets$0154
Bank premises and fixed assets$4,899,0002,308
Other real estate owned$22,0001,888
Goodwill and other intangibles$3,755,000986
All other assets$14,393,0001,228
Life insurance assets$5,533,000986
Total liabilities and capital$444,676,0001,418
Total liabilities$404,815,0001,402
Total deposits$360,200,0001,399
Interest-bearing deposits$310,279,0001,381
Deposits held in domestic offices$360,200,0001,396
% insured0.00%1
Federal funds purchased & repurchase agreements$775,0002,761
Trading liabilities$077
Other borrowed funds$42,000,0001,021
Subordinated debt$0259
All other liabilities$1,840,0002,314
Total equity capital$39,861,0001,559
Total bank equity capital$39,861,0001,559
Perpetual preferred stock$0120
Common stock$6,448,000652
Surplus$25,602,0001,064
Undivided profits$7,811,0003,560
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$19,0007,064
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$1,909,0001,838
Earning assets$411,019,0001,409
Long-term assets (5+ years)$54,807,0001,677
Average Assets, year-to-date$427,762,5001,460
Average Assets, quarterly$427,762,5001,460
Volatile liabilities$148,264,0001,000
Insider loans$18,537,000309
FHLB advances$42,000,000954
Loans and leases held for sale$01,721
Unused loan commitments$96,728,0001,057
Tier 1 (core) risk-based capital$36,937,0001,632
Tier 2 risk-based capital$4,621,0001,074
Total risk weighted assets$405,380,0001,112
Total unused commitments$96,728,0001,057
Derivatives$0990
2005-12-31Rank
# of Employees:901,921
Assets and Liabilities
Total Assets:$410,849,0001,525
Cash and due from depository institutions$9,483,0001,921
Interest-bearing balances$69,0005,430
Securities$55,550,0002,168
Federal funds sold & reverse repurchase agreements$06,145
Net loans & leases$323,971,0001,312
Loan loss allowance$4,351,0001,130
Trading account assets$0155
Bank premises and fixed assets$4,731,0002,358
Other real estate owned$22,0001,921
Goodwill and other intangibles$3,760,000968
All other assets$13,332,0001,300
Life insurance assets$0351
Total liabilities and capital$410,849,0001,525
Total liabilities$373,847,0001,509
Total deposits$335,002,0001,483
Interest-bearing deposits$287,787,0001,474
Deposits held in domestic offices$335,002,0001,479
% insured0.00%1
Federal funds purchased & repurchase agreements$4,964,0001,662
Trading liabilities$072
Other borrowed funds$32,000,0001,283
Subordinated debt$0258
All other liabilities$1,881,0002,232
Total equity capital$37,002,0001,665
Total bank equity capital$37,002,0001,665
Perpetual preferred stock$0122
Common stock$6,448,000641
Surplus$23,566,0001,112
Undivided profits$6,988,0003,824
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$26,0007,042
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$1,764,0002,007
Earning assets$379,590,0001,513
Long-term assets (5+ years)$52,659,0001,709
Average Assets, year-to-date$378,519,4001,609
Average Assets, quarterly$407,781,0001,522
Volatile liabilities$133,455,0001,064
Insider loans$18,412,000292
FHLB advances$32,000,0001,194
Loans and leases held for sale$01,743
Unused loan commitments$95,086,0001,054
Tier 1 (core) risk-based capital$33,924,0001,749
Tier 2 risk-based capital$4,351,0001,108
Total risk weighted assets$370,534,0001,200
Total unused commitments$95,086,0001,054
Derivatives$0930
2005-09-30Rank
# of Employees:931,856
Assets and Liabilities
Total Assets:$404,713,0001,530
Cash and due from depository institutions$12,783,0001,856
Interest-bearing balances$593,0003,258
Securities$53,155,0002,200
Federal funds sold & reverse repurchase agreements$05,951
Net loans & leases$317,899,0001,315
Loan loss allowance$4,293,0001,134
Trading account assets$0146
Bank premises and fixed assets$3,853,0002,788
Other real estate owned$01,856
Goodwill and other intangibles$3,765,000937
All other assets$13,258,0001,266
Life insurance assets$0341
Total liabilities and capital$404,713,0001,530
Total liabilities$368,814,0001,504
Total deposits$313,960,0001,556
Interest-bearing deposits$260,964,0001,597
Deposits held in domestic offices$313,960,0001,552
% insured0.00%1
Federal funds purchased & repurchase agreements$21,314,000739
Trading liabilities$063
Other borrowed funds$32,000,0001,268
Subordinated debt$0251
All other liabilities$1,540,0002,535
Total equity capital$35,899,0001,702
Total bank equity capital$35,899,0001,702
Perpetual preferred stock$0120
Common stock$6,448,000609
Surplus$23,066,0001,091
Undivided profits$6,385,0004,072
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$224,0005,273
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$1,557,0002,219
Earning assets$371,647,0001,520
Long-term assets (5+ years)$49,494,0001,775
Average Assets, year-to-date$370,437,0001,633
Average Assets, quarterly$398,655,5001,543
Volatile liabilities$141,348,000974
Insider loans$17,437,000303
FHLB advances$32,000,0001,177
Loans and leases held for sale$01,843
Unused loan commitments$81,134,0001,172
Tier 1 (core) risk-based capital$32,401,0001,797
Tier 2 risk-based capital$4,293,0001,100
Total risk weighted assets$358,235,0001,215
Total unused commitments$81,134,0001,172
Derivatives$0909
2005-06-30Rank
# of Employees:881,968
Assets and Liabilities
Total Assets:$392,598,0001,558
Cash and due from depository institutions$9,285,0001,968
Interest-bearing balances$616,0003,189
Securities$52,252,0002,282
Federal funds sold & reverse repurchase agreements$14,753,000806
Net loans & leases$297,045,0001,374
Loan loss allowance$4,066,0001,179
Trading account assets$0148
Bank premises and fixed assets$3,570,0002,917
Other real estate owned$01,968
Goodwill and other intangibles$3,770,000928
All other assets$11,923,0001,348
Life insurance assets$0339
Total liabilities and capital$392,598,0001,558
Total liabilities$357,424,0001,534
Total deposits$324,014,0001,477
Interest-bearing deposits$273,591,0001,485
Deposits held in domestic offices$324,014,0001,474
% insured0.00%1
Federal funds purchased & repurchase agreements$213,0003,498
Trading liabilities$065
Other borrowed funds$32,000,0001,268
Subordinated debt$0251
All other liabilities$1,197,0002,872
Total equity capital$35,174,0001,695
Total bank equity capital$35,174,0001,695
Perpetual preferred stock$0118
Common stock$6,448,000592
Surplus$23,066,0001,068
Undivided profits$5,660,0004,310
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$200,0005,277
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$1,399,0002,253
Earning assets$364,666,0001,530
Long-term assets (5+ years)$50,695,0001,766
Average Assets, year-to-date$359,011,6701,665
Average Assets, quarterly$373,064,5001,625
Volatile liabilities$116,579,0001,128
Insider loans$16,875,000285
FHLB advances$32,000,0001,184
Loans and leases held for sale$01,818
Unused loan commitments$107,125,000917
Tier 1 (core) risk-based capital$31,458,0001,804
Tier 2 risk-based capital$4,066,0001,147
Total risk weighted assets$335,456,0001,270
Total unused commitments$107,125,000917
Derivatives$0866
2005-03-31Rank
# of Employees:822,085
Assets and Liabilities
Total Assets:$353,531,0001,699
Cash and due from depository institutions$7,913,0002,085
Interest-bearing balances$329,0003,827
Securities$51,711,0002,331
Federal funds sold & reverse repurchase agreements$482,0005,652
Net loans & leases$274,403,0001,455
Loan loss allowance$3,876,0001,229
Trading account assets$0148
Bank premises and fixed assets$3,200,0003,154
Other real estate owned$02,085
Goodwill and other intangibles$3,776,000911
All other assets$12,046,0001,325
Life insurance assets$0333
Total liabilities and capital$353,531,0001,699
Total liabilities$320,089,0001,689
Total deposits$286,658,0001,661
Interest-bearing deposits$243,224,0001,660
Deposits held in domestic offices$286,658,0001,657
% insured0.00%1
Federal funds purchased & repurchase agreements$221,0003,137
Trading liabilities$065
Other borrowed funds$32,000,0001,230
Subordinated debt$0265
All other liabilities$1,210,0002,813
Total equity capital$33,442,0001,739
Total bank equity capital$33,442,0001,739
Perpetual preferred stock$0120
Common stock$6,448,000577
Surplus$22,566,0001,051
Undivided profits$4,428,0004,822
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$84,0006,495
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$1,354,0002,256
Earning assets$326,925,0001,681
Long-term assets (5+ years)$55,303,0001,692
Average Assets, year-to-date$342,218,5001,727
Average Assets, quarterly$342,218,5001,727
Volatile liabilities$103,693,0001,176
Insider loans$15,479,000315
FHLB advances$32,000,0001,145
Loans and leases held for sale$01,762
Unused loan commitments$96,172,000976
Tier 1 (core) risk-based capital$30,217,0001,843
Tier 2 risk-based capital$3,868,0001,199
Total risk weighted assets$309,457,0001,353
Total unused commitments$96,172,000977
Derivatives$0790
2004-12-31Rank
# of Employees:782,184
Assets and Liabilities
Total Assets:$330,906,0001,786
Cash and due from depository institutions$5,688,0002,184
Interest-bearing balances$43,0005,835
Securities$53,444,0002,293
Federal funds sold & reverse repurchase agreements$06,164
Net loans & leases$253,793,0001,549
Loan loss allowance$3,668,0001,278
Trading account assets$0153
Bank premises and fixed assets$2,976,0003,311
Other real estate owned$245,0002,184
Goodwill and other intangibles$3,781,000906
All other assets$10,979,0001,409
Life insurance assets$0334
Total liabilities and capital$330,906,0001,786
Total liabilities$298,377,0001,782
Total deposits$276,000,0001,706
Interest-bearing deposits$233,164,0001,710
Deposits held in domestic offices$276,000,0001,701
% insured0.00%1
Federal funds purchased & repurchase agreements$1,307,0002,559
Trading liabilities$066
Other borrowed funds$20,000,0001,717
Subordinated debt$0272
All other liabilities$1,070,0002,971
Total equity capital$32,529,0001,783
Total bank equity capital$32,529,0001,783
Perpetual preferred stock$0118
Common stock$6,448,000563
Surplus$21,816,0001,067
Undivided profits$4,265,0005,001
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,0007,697
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$1,216,0002,500
Earning assets$307,280,0001,761
Long-term assets (5+ years)$55,680,0001,717
Average Assets, year-to-date$313,500,6001,801
Average Assets, quarterly$330,947,0001,770
Volatile liabilities$98,799,0001,213
Insider loans$10,997,000509
FHLB advances$20,000,0001,611
Loans and leases held for sale$01,753
Unused loan commitments$77,529,0001,114
Tier 1 (core) risk-based capital$28,755,0001,915
Tier 2 risk-based capital$3,668,0001,258
Total risk weighted assets$298,266,0001,389
Total unused commitments$77,529,0001,114
Derivatives$0774
2004-09-30Rank
# of Employees:712,412
Assets and Liabilities
Total Assets:$330,988,0001,769
Cash and due from depository institutions$8,511,0002,412
Interest-bearing balances$12,0006,487
Securities$46,737,0002,552
Federal funds sold & reverse repurchase agreements$8,040,0001,402
Net loans & leases$250,254,0001,550
Loan loss allowance$3,771,0001,240
Trading account assets$0149
Bank premises and fixed assets$2,970,0003,261
Other real estate owned$254,0002,412
Goodwill and other intangibles$3,786,000879
All other assets$10,436,0001,452
Life insurance assets$0330
Total liabilities and capital$330,988,0001,769
Total liabilities$299,043,0001,754
Total deposits$277,094,0001,665
Interest-bearing deposits$230,042,0001,706
Deposits held in domestic offices$277,094,0001,659
% insured0.00%1
Federal funds purchased & repurchase agreements$559,0003,136
Trading liabilities$068
Other borrowed funds$20,000,0001,723
Subordinated debt$0276
All other liabilities$1,390,0002,513
Total equity capital$31,945,0001,792
Total bank equity capital$31,945,0001,792
Perpetual preferred stock$0124
Common stock$6,448,000559
Surplus$21,816,0001,041
Undivided profits$3,681,0005,399
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$262,0005,181
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$1,121,0002,805
Earning assets$305,043,0001,758
Long-term assets (5+ years)$56,359,0001,722
Average Assets, year-to-date$309,149,2501,829
Average Assets, quarterly$320,088,0001,801
Volatile liabilities$93,282,0001,245
Insider loans$15,961,000307
FHLB advances$20,000,0001,604
Loans and leases held for sale$01,808
Unused loan commitments$60,381,0001,353
Tier 1 (core) risk-based capital$28,003,0001,955
Tier 2 risk-based capital$3,590,0001,273
Total risk weighted assets$287,017,0001,421
Total unused commitments$60,381,0001,354
Derivatives$0770
2004-06-30Rank
# of Employees:652,662
Assets and Liabilities
Total Assets:$309,188,0001,866
Cash and due from depository institutions$9,170,0002,662
Interest-bearing balances$463,0003,651
Securities$41,487,0002,853
Federal funds sold & reverse repurchase agreements$783,0004,690
Net loans & leases$240,643,0001,558
Loan loss allowance$3,556,0001,316
Trading account assets$0153
Bank premises and fixed assets$2,959,0003,231
Other real estate owned$02,662
Goodwill and other intangibles$3,791,000865
All other assets$10,355,0001,468
Life insurance assets$0323
Total liabilities and capital$309,188,0001,866
Total liabilities$278,690,0001,869
Total deposits$265,241,0001,720
Interest-bearing deposits$223,778,0001,730
Deposits held in domestic offices$265,241,0001,715
% insured0.00%1
Federal funds purchased & repurchase agreements$443,0003,291
Trading liabilities$069
Other borrowed funds$12,000,0002,306
Subordinated debt$0288
All other liabilities$1,006,0002,933
Total equity capital$30,498,0001,790
Total bank equity capital$30,498,0001,790
Perpetual preferred stock$0126
Common stock$6,448,000548
Surplus$21,816,0001,019
Undivided profits$2,234,0006,227
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$306,0004,969
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$974,0003,013
Earning assets$283,376,0001,856
Long-term assets (5+ years)$59,948,0001,674
Average Assets, year-to-date$301,869,6701,860
Average Assets, quarterly$316,023,5001,798
Volatile liabilities$90,687,0001,248
Insider loans$7,093,000791
FHLB advances$12,000,0002,178
Loans and leases held for sale$01,820
Unused loan commitments$56,295,0001,419
Tier 1 (core) risk-based capital$27,282,0001,957
Tier 2 risk-based capital$3,402,0001,320
Total risk weighted assets$271,967,0001,470
Total unused commitments$56,295,0001,422
Derivatives$0740
2004-03-31Rank
# of Employees:652,639
Assets and Liabilities
Total Assets:$322,859,0001,768
Cash and due from depository institutions$8,989,0002,639
Interest-bearing balances$738,0003,366
Securities$40,657,0002,892
Federal funds sold & reverse repurchase agreements$25,772,000532
Net loans & leases$231,067,0001,598
Loan loss allowance$3,538,0001,306
Trading account assets$0144
Bank premises and fixed assets$2,982,0003,161
Other real estate owned$45,0002,639
Goodwill and other intangibles$3,797,000847
All other assets$9,550,0001,489
Life insurance assets$0322
Total liabilities and capital$322,859,0001,768
Total liabilities$291,916,0001,756
Total deposits$278,751,0001,628
Interest-bearing deposits$218,937,0001,779
Deposits held in domestic offices$278,751,0001,623
% insured0.00%1
Federal funds purchased & repurchase agreements$219,0002,996
Trading liabilities$070
Other borrowed funds$12,000,0002,178
Subordinated debt$0287
All other liabilities$946,0003,354
Total equity capital$30,943,0001,808
Total bank equity capital$30,943,0001,808
Perpetual preferred stock$0129
Common stock$6,448,000541
Surplus$21,816,0001,007
Undivided profits$2,679,0006,098
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$360,0004,783
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$1,024,0002,828
Earning assets$298,234,0001,758
Long-term assets (5+ years)$57,236,0001,717
Average Assets, year-to-date$298,210,5001,878
Average Assets, quarterly$298,210,5001,878
Volatile liabilities$81,804,0001,277
Insider loans$7,155,000779
FHLB advances$12,000,0002,058
Loans and leases held for sale$01,884
Unused loan commitments$58,884,0001,322
Tier 1 (core) risk-based capital$26,709,0001,973
Tier 2 risk-based capital$3,358,0001,331
Total risk weighted assets$268,449,0001,450
Total unused commitments$58,884,0001,327
Derivatives$0699
2003-12-31Rank
# of Employees:642,692
Assets and Liabilities
Total Assets:$273,562,0002,051
Cash and due from depository institutions$7,057,0002,692
Interest-bearing balances$438,0003,795
Securities$36,995,0003,169
Federal funds sold & reverse repurchase agreements$06,359
Net loans & leases$213,442,0001,693
Loan loss allowance$3,304,0001,396
Trading account assets$0168
Bank premises and fixed assets$2,672,0003,444
Other real estate owned$02,692
Goodwill and other intangibles$3,802,000852
All other assets$9,594,0001,502
Life insurance assets$01
Total liabilities and capital$273,562,0002,051
Total liabilities$243,454,0002,074
Total deposits$221,515,0002,052
Interest-bearing deposits$183,553,0002,104
Deposits held in domestic offices$221,515,0002,049
% insured0.00%1
Federal funds purchased & repurchase agreements$2,003,0002,254
Trading liabilities$072
Other borrowed funds$19,000,0001,681
Subordinated debt$0293
All other liabilities$936,0003,244
Total equity capital$30,108,0001,822
Total bank equity capital$30,108,0001,822
Perpetual preferred stock$0131
Common stock$6,448,000546
Surplus$21,816,000986
Undivided profits$1,844,0006,679
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$806,0003,149
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$961,0003,112
Earning assets$250,875,0002,051
Long-term assets (5+ years)$54,552,0001,789
Average Assets, year-to-date$231,740,0002,334
Average Assets, quarterly$271,436,5002,042
Volatile liabilities$62,385,0001,618
Insider loans$5,748,000943
FHLB advances$19,000,0001,568
Loans and leases held for sale$01,789
Unused loan commitments$50,512,0001,450
Tier 1 (core) risk-based capital$26,195,0001,989
Tier 2 risk-based capital$3,013,0001,464
Total risk weighted assets$240,748,0001,605
Total unused commitments$50,512,0001,451
Derivatives$0665
2003-09-30Rank
# of Employees:533,219
Assets and Liabilities
Total Assets:$269,311,0002,079
Cash and due from depository institutions$8,422,0003,219
Interest-bearing balances$207,0004,630
Securities$33,185,0003,375
Federal funds sold & reverse repurchase agreements$6,984,0001,980
Net loans & leases$204,659,0001,739
Loan loss allowance$3,117,0001,484
Trading account assets$0165
Bank premises and fixed assets$2,378,0003,733
Other real estate owned$175,0003,219
Goodwill and other intangibles$3,869,000832
All other assets$9,639,0001,486
Life insurance assets$01
Total liabilities and capital$269,311,0002,079
Total liabilities$239,807,0002,101
Total deposits$226,152,0002,011
Interest-bearing deposits$180,870,0002,154
Deposits held in domestic offices$226,152,0002,008
% insured0.00%1
Federal funds purchased & repurchase agreements$514,0002,882
Trading liabilities$072
Other borrowed funds$12,000,0002,128
Subordinated debt$0293
All other liabilities$1,141,0002,960
Total equity capital$29,504,0001,857
Total bank equity capital$29,504,0001,857
Perpetual preferred stock$0137
Common stock$6,448,000536
Surplus$21,816,000985
Undivided profits$1,240,0007,336
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$209,0005,985
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$944,0003,322
Earning assets$245,035,0002,093
Long-term assets (5+ years)$48,026,0001,951
Average Assets, year-to-date$221,284,5002,463
Average Assets, quarterly$248,049,0002,238
Volatile liabilities$48,158,0001,971
Insider loans$5,292,0001,013
FHLB advances$12,000,0001,994
Loans and leases held for sale$01,962
Unused loan commitments$45,864,0001,573
Tier 1 (core) risk-based capital$25,633,0002,035
Tier 2 risk-based capital$2,898,0001,509
Total risk weighted assets$231,602,0001,646
Total unused commitments$45,864,0001,577
Derivatives$0666
2003-06-30Rank
# of Employees:404,085
Assets and Liabilities
Total Assets:$226,787,0002,444
Cash and due from depository institutions$11,045,0004,085
Interest-bearing balances$1,836,0002,582
Securities$26,627,0003,879
Federal funds sold & reverse repurchase agreements$45,759,000344
Net loans & leases$139,207,0002,488
Loan loss allowance$1,902,0002,329
Trading account assets$0170
Bank premises and fixed assets$1,800,0004,436
Other real estate owned$160,0004,085
Goodwill and other intangibles$03,182
All other assets$2,189,0004,344
Life insurance assets$01
Total liabilities and capital$226,787,0002,444
Total liabilities$211,438,0002,371
Total deposits$200,933,0002,235
Interest-bearing deposits$128,191,0002,929
Deposits held in domestic offices$200,933,0002,229
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$10,000,0002,335
Subordinated debt$0266
All other liabilities$505,0005,045
Total equity capital$15,349,0003,452
Total bank equity capital$15,349,0003,452
Perpetual preferred stock$0140
Common stock$6,448,000530
Surplus$7,751,0002,341
Undivided profits$1,150,0007,468
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,0008,154
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$607,0004,681
Earning assets$213,429,0002,373
Long-term assets (5+ years)$29,707,0002,669
Average Assets, year-to-date$205,275,6702,645
Average Assets, quarterly$216,911,5002,531
Volatile liabilities$35,649,0002,482
Insider loans$5,492,000950
FHLB advances$10,000,0002,177
Loans and leases held for sale$02,044
Unused loan commitments$34,257,0001,914
Tier 1 (core) risk-based capital$15,014,0003,314
Tier 2 risk-based capital$1,902,0002,133
Total risk weighted assets$167,484,0002,169
Total unused commitments$34,257,0001,924
Derivatives$0623
2003-03-31Rank
# of Employees:404,051
Assets and Liabilities
Total Assets:$207,036,0002,629
Cash and due from depository institutions$8,471,0004,051
Interest-bearing balances$1,606,0002,720
Securities$26,495,0003,851
Federal funds sold & reverse repurchase agreements$37,411,000428
Net loans & leases$130,771,0002,572
Loan loss allowance$1,806,0002,387
Trading account assets$0169
Bank premises and fixed assets$1,708,0004,556
Other real estate owned$04,051
Goodwill and other intangibles$03,151
All other assets$2,180,0004,330
Life insurance assets$01
Total liabilities and capital$207,036,0002,629
Total liabilities$192,661,0002,552
Total deposits$182,017,0002,447
Interest-bearing deposits$120,838,0003,058
Deposits held in domestic offices$182,017,0002,443
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$10,000,0002,262
Subordinated debt$0265
All other liabilities$644,0004,455
Total equity capital$14,375,0003,589
Total bank equity capital$14,375,0003,589
Perpetual preferred stock$0141
Common stock$6,448,000521
Surplus$7,251,0002,449
Undivided profits$676,0007,897
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$186,0006,134
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$660,0004,372
Earning assets$196,283,0002,551
Long-term assets (5+ years)$26,634,0002,802
Average Assets, year-to-date$194,520,0002,750
Average Assets, quarterly$194,520,0002,750
Volatile liabilities$35,297,0002,475
Insider loans$5,222,0001,009
FHLB advances$10,000,0002,119
Loans and leases held for sale$01,961
Unused loan commitments$35,444,0001,790
Tier 1 (core) risk-based capital$14,140,0003,452
Tier 2 risk-based capital$1,806,0002,181
Total risk weighted assets$153,447,0002,317
Total unused commitments$35,444,0001,799
Derivatives$0578
2002-12-31Rank
# of Employees:374,296
Assets and Liabilities
Total Assets:$182,004,0002,876
Cash and due from depository institutions$9,543,0004,296
Interest-bearing balances$81,0005,497
Securities$28,287,0003,670
Federal funds sold & reverse repurchase agreements$16,691,000841
Net loans & leases$123,962,0002,665
Loan loss allowance$1,711,0002,458
Trading account assets$0170
Bank premises and fixed assets$1,612,0004,688
Other real estate owned$04,296
Goodwill and other intangibles$03,122
All other assets$1,909,0004,670
Life insurance assets$01
Total liabilities and capital$182,004,0002,876
Total liabilities$168,915,0002,808
Total deposits$157,748,0002,723
Interest-bearing deposits$117,404,0003,079
Deposits held in domestic offices$157,748,0002,721
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$10,000,0002,281
Subordinated debt$0258
All other liabilities$1,167,0003,050
Total equity capital$13,089,0003,843
Total bank equity capital$13,089,0003,843
Perpetual preferred stock$0142
Common stock$6,448,000519
Surplus$6,151,0002,725
Undivided profits$490,0008,156
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$08,375
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$552,0005,253
Earning assets$169,021,0002,833
Long-term assets (5+ years)$26,368,0002,786
Average Assets, year-to-date$156,349,0003,152
Average Assets, quarterly$186,448,5002,799
Volatile liabilities$34,001,0002,533
Insider loans$4,305,0001,216
FHLB advances$10,000,0002,118
Loans and leases held for sale$01,889
Unused loan commitments$29,889,0001,965
Tier 1 (core) risk-based capital$12,680,0003,717
Tier 2 risk-based capital$1,711,0002,254
Total risk weighted assets$143,905,0002,425
Total unused commitments$29,889,0001,968
Derivatives$0527
2001-12-31Rank
# of Employees:314,907
Assets and Liabilities
Total Assets:$129,174,0003,709
Cash and due from depository institutions$14,684,0004,907
Interest-bearing balances$4,589,0001,351
Securities$22,833,0004,122
Federal funds sold & reverse repurchase agreements$10,319,0001,421
Net loans & leases$79,458,0003,785
Loan loss allowance$1,116,0003,307
Trading account assets$0182
Bank premises and fixed assets$824,0006,335
Other real estate owned$04,907
Goodwill and other intangibles$03,095
All other assets$1,056,0006,453
Life insurance assets$01
Total liabilities and capital$129,174,0003,709
Total liabilities$118,724,0003,635
Total deposits$113,155,0003,526
Interest-bearing deposits$86,033,0003,892
Deposits held in domestic offices$113,155,0003,521
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$5,000,0002,996
Subordinated debt$0241
All other liabilities$569,0005,028
Total equity capital$10,450,0004,336
Total bank equity capital$10,450,0004,336
Perpetual preferred stock$0158
Common stock$6,448,000509
Surplus$4,951,0003,156
Undivided profits$-949,0009,229
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$496,0004,217
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$513,0005,853
Earning assets$117,199,0003,741
Long-term assets (5+ years)$18,662,0003,453
Average Assets, year-to-date$107,289,0004,163
Average Assets, quarterly$122,892,0003,841
Volatile liabilities$21,642,0003,456
Insider loans$2,684,0001,840
FHLB advances$5,000,0002,803
Loans and leases held for sale$01,749
Unused loan commitments$24,894,0002,146
Tier 1 (core) risk-based capital$10,262,0004,260
Tier 2 risk-based capital$1,116,0003,066
Total risk weighted assets$96,174,0003,323
Total unused commitments$24,894,0002,151
Derivatives$0450
2000-12-31Rank
# of Employees:275,474
Assets and Liabilities
Total Assets:$72,017,0005,585
Cash and due from depository institutions$2,622,0005,474
Interest-bearing balances$143,0004,213
Securities$13,814,0005,814
Federal funds sold & reverse repurchase agreements$6,260,0001,926
Net loans & leases$47,839,0005,318
Loan loss allowance$630,0004,936
Trading account assets$0175
Bank premises and fixed assets$1,002,0005,960
Other real estate owned$05,474
Goodwill and other intangibles$03,145
All other assets$480,0008,229
Life insurance assets$01
Total liabilities and capital$72,017,0005,585
Total liabilities$62,023,0005,723
Total deposits$61,699,0005,455
Interest-bearing deposits$53,277,0005,410
Deposits held in domestic offices$61,699,0005,450
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$05,732
Subordinated debt$0239
All other liabilities$324,0007,098
Total equity capital$9,994,0004,406
Total bank equity capital$9,994,0004,406
Perpetual preferred stock$0178
Common stock$5,731,000589
Surplus$5,668,0002,738
Undivided profits$-1,405,0009,677
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$08,688
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$254,0007,405
Earning assets$68,056,0005,473
Long-term assets (5+ years)$8,189,0005,008
Average Assets, year-to-date$51,953,0006,541
Average Assets, quarterly$65,766,5005,862
Volatile liabilities$9,417,0005,783
Insider loans$1,733,0002,615
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$18,426,0002,469
Tier 1 (core) risk-based capital$9,955,0004,305
Tier 2 risk-based capital$630,0004,657
Total risk weighted assets$60,728,0004,653
Total unused commitments$18,426,0002,473
Derivatives$0481
1999-12-31Rank
# of Employees:157,685
Assets and Liabilities
Total Assets:$33,853,0008,178
Cash and due from depository institutions$1,507,0007,685
Interest-bearing balances$97,0004,954
Securities$12,970,0006,290
Federal funds sold & reverse repurchase agreements$190,0006,402
Net loans & leases$18,294,0008,189
Loan loss allowance$241,0007,986
Trading account assets$0165
Bank premises and fixed assets$551,0007,500
Other real estate owned$07,685
Goodwill and other intangibles$03,276
All other assets$341,0009,099
Life insurance assets$01
Total liabilities and capital$33,853,0008,178
Total liabilities$23,638,0008,780
Total deposits$23,469,0008,660
Interest-bearing deposits$20,216,0008,631
Deposits held in domestic offices$23,469,0008,658
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$05,751
Subordinated debt$0242
All other liabilities$169,0008,485
Total equity capital$10,215,0004,173
Total bank equity capital$10,215,0004,173
Perpetual preferred stock$0193
Common stock$5,210,000690
Surplus$6,188,0002,496
Undivided profits$-1,183,0009,925
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$09,001
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$30,0009,873
Earning assets$31,551,0008,097
Long-term assets (5+ years)$9,934,0004,862
Average Assets, year-to-date$23,569,0008,933
Average Assets, quarterly$32,699,5008,230
Volatile liabilities$3,339,0008,185
Insider loans$834,0004,176
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$9,954,0003,748
Tier 1 (core) risk-based capital$10,405,0004,106
Tier 2 risk-based capital$241,0007,704
Total risk weighted assets$25,065,8007,530
Total unused commitments$9,954,0003,752
Derivatives$0488
1998-12-31Rank
# of Employees:108,990
Assets and Liabilities
Total Assets:$10,257,00010,240
Cash and due from depository institutions$2,141,0008,990
Interest-bearing balances$1,918,0002,194
Securities$010,385
Federal funds sold & reverse repurchase agreements$7,450,0002,326
Net loans & leases$010,419
Loan loss allowance$010,368
Trading account assets$0197
Bank premises and fixed assets$277,0008,793
Other real estate owned$08,990
Goodwill and other intangibles$03,445
All other assets$389,0008,832
Life insurance assets$01
Total liabilities and capital$10,257,00010,240
Total liabilities$369,00010,468
Total deposits$130,00010,458
Interest-bearing deposits$130,00010,407
Deposits held in domestic offices$130,00010,458
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$05,274
Subordinated debt$0255
All other liabilities$239,0008,160
Total equity capital$9,888,0004,394
Total bank equity capital$9,888,0004,394
Perpetual preferred stock$0199
Common stock$4,715,000765
Surplus$5,657,0002,553
Undivided profits$-484,00010,075
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$09,467
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$010,330
Earning assets$9,368,00010,199
Long-term assets (5+ years)$09,173
Average Assets, year-to-date$10,257,00010,201
Average Assets, quarterly$10,257,00010,215
Volatile liabilities$010,374
Insider loans$09,309
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$010,110
Tier 1 (core) risk-based capital$9,888,0004,210
Tier 2 risk-based capital$010,335
Total risk weighted assets$2,573,60010,382
Total unused commitments$010,111
Derivatives$0527