TruPoint Bank

TruPoint Bank
20089 Riverside Drive
Grundy, VA 24614


Concentration:Commercial Lending Specialization
Established:1975-01-02
FDIC Insurance:1975-01-02
FDIC Cert:#21883
Holden By:Miners And Merchants Bancorp, Inc.
Charter Class:commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
# of Branches:12, ranked #824
Website:www.trupointbank.com
Total Assets:$440,778,000, ranked #1537
Total Deposits:$380,421,000, ranked #1498
Total Equity Capital:$37,957,000, ranked #1869
Total Domestic Office Deposits:$380,421,000, ranked #1498
Net Income:$621,000, ranked #2209
Quarterly Net Income:$621,000, ranked #2209
Return on Assets:1%, ranked #853
Quarterly Return on Assets:1%, ranked #853
Return on Equity:7%, ranked #3192
Quarterly Return on Equity:7%, ranked #3192

Historical Financial Information

2014-03-31Rank
# of Employees:1291,137
Assets and Liabilities
Total Assets:$440,778,0001,537
Cash and due from depository institutions$32,081,0001,137
Interest-bearing balances$28,619,0001,327
Securities$159,517,000975
Federal funds sold & reverse repurchase agreements$25,0003,024
Net loans & leases$211,908,0001,946
Loan loss allowance$4,458,0001,486
Trading account assets$0247
Bank premises and fixed assets$11,193,0001,069
Other real estate owned$3,917,0001,137
Goodwill and other intangibles$978,0001,559
All other assets$21,159,000989
Life insurance assets$9,053,000925
Total liabilities and capital$440,778,0001,537
Total liabilities$402,821,0001,504
Total deposits$380,421,0001,498
Interest-bearing deposits$310,031,0001,489
Deposits held in domestic offices$380,421,0001,498
% insured82.58%4,122
Federal funds purchased & repurchase agreements$19,871,000527
Trading liabilities$0165
Other borrowed funds$03,804
Subordinated debt$0134
All other liabilities$2,529,0001,622
Total equity capital$37,957,0001,869
Total bank equity capital$37,957,0001,869
Perpetual preferred stock$0201
Common stock$917,0002,401
Surplus$7,628,0002,915
Undivided profits$29,412,0001,305
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$2,958,0002,030
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0998
Income earned, not collected on loans$1,353,0001,870
Earning assets$400,069,0001,556
Long-term assets (5+ years)$227,040,0001,000
Average Assets, year-to-date$440,771,5001,524
Average Assets, quarterly$440,771,5001,524
Volatile liabilities$34,668,0001,255
Insider loans$1,242,0003,173
FHLB advances$03,598
Loans and leases held for sale$01,833
Unused loan commitments$19,502,0002,790
Tier 1 (core) risk-based capital$33,018,0002,060
Tier 2 risk-based capital$2,669,0001,866
Total risk weighted assets$211,675,0002,032
Total unused commitments$19,502,0002,790
Derivatives$01,405
2013-12-31Rank
# of Employees:1321,121
Assets and Liabilities
Total Assets:$440,765,0001,518
Cash and due from depository institutions$42,484,0001,121
Interest-bearing balances$39,168,000867
Securities$142,911,0001,067
Federal funds sold & reverse repurchase agreements$60,0002,787
Net loans & leases$215,919,0001,914
Loan loss allowance$4,408,0001,516
Trading account assets$0247
Bank premises and fixed assets$11,323,0001,051
Other real estate owned$4,195,0001,121
Goodwill and other intangibles$1,106,0001,493
All other assets$22,767,000938
Life insurance assets$8,977,000918
Total liabilities and capital$440,764,0001,518
Total liabilities$403,898,0001,486
Total deposits$381,938,0001,469
Interest-bearing deposits$312,308,0001,468
Deposits held in domestic offices$381,938,0001,468
% insured82.03%4,270
Federal funds purchased & repurchase agreements$19,000,000563
Trading liabilities$0167
Other borrowed funds$03,907
Subordinated debt$0136
All other liabilities$2,960,0001,461
Total equity capital$36,866,0001,882
Total bank equity capital$36,866,0001,882
Perpetual preferred stock$0206
Common stock$917,0002,432
Surplus$7,628,0002,945
Undivided profits$28,321,0001,307
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$3,617,0001,816
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$1,410,0001,895
Earning assets$398,058,0001,541
Long-term assets (5+ years)$199,631,0001,105
Average Assets, year-to-date$442,296,6001,497
Average Assets, quarterly$435,826,5001,524
Volatile liabilities$33,817,0001,298
Insider loans$1,317,0003,115
FHLB advances$03,709
Loans and leases held for sale$01,902
Unused loan commitments$19,543,0002,729
Tier 1 (core) risk-based capital$31,928,0002,099
Tier 2 risk-based capital$2,735,0001,823
Total risk weighted assets$217,071,0001,979
Total unused commitments$19,543,0002,729
Derivatives$01,395
2013-09-30Rank
# of Employees:1291,152
Assets and Liabilities
Total Assets:$430,888,0001,546
Cash and due from depository institutions$32,726,0001,152
Interest-bearing balances$29,314,0001,210
Securities$137,013,0001,115
Federal funds sold & reverse repurchase agreements$110,0002,700
Net loans & leases$221,216,0001,857
Loan loss allowance$4,820,0001,439
Trading account assets$0248
Bank premises and fixed assets$11,381,0001,036
Other real estate owned$4,690,0001,152
Goodwill and other intangibles$1,233,0001,429
All other assets$22,519,000939
Life insurance assets$8,899,000900
Total liabilities and capital$430,887,0001,546
Total liabilities$394,371,0001,515
Total deposits$374,218,0001,500
Interest-bearing deposits$299,190,0001,517
Deposits held in domestic offices$374,218,0001,499
% insured85.01%3,798
Federal funds purchased & repurchase agreements$16,837,000645
Trading liabilities$0163
Other borrowed funds$03,930
Subordinated debt$0150
All other liabilities$3,316,0001,425
Total equity capital$36,516,0001,900
Total bank equity capital$36,516,0001,900
Perpetual preferred stock$0217
Common stock$917,0002,463
Surplus$7,628,0002,966
Undivided profits$27,971,0001,319
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$4,426,0001,694
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$1,248,0002,226
Earning assets$387,653,0001,586
Long-term assets (5+ years)$177,711,0001,233
Average Assets, year-to-date$442,679,5001,508
Average Assets, quarterly$434,675,0001,531
Volatile liabilities$32,214,0001,348
Insider loans$1,098,0003,418
FHLB advances$03,717
Loans and leases held for sale$02,008
Unused loan commitments$20,004,0002,697
Tier 1 (core) risk-based capital$31,018,0002,165
Tier 2 risk-based capital$2,816,0001,764
Total risk weighted assets$223,282,0001,916
Total unused commitments$20,004,0002,697
Derivatives$01,430
2013-06-30Rank
# of Employees:1371,079
Assets and Liabilities
Total Assets:$438,462,0001,518
Cash and due from depository institutions$44,526,0001,079
Interest-bearing balances$41,486,000883
Securities$138,579,0001,101
Federal funds sold & reverse repurchase agreements$50,0002,949
Net loans & leases$214,643,0001,885
Loan loss allowance$4,965,0001,416
Trading account assets$0250
Bank premises and fixed assets$11,493,0001,021
Other real estate owned$5,881,0001,079
Goodwill and other intangibles$1,361,0001,376
All other assets$21,929,000954
Life insurance assets$8,821,000894
Total liabilities and capital$438,461,0001,518
Total liabilities$401,949,0001,477
Total deposits$382,195,0001,457
Interest-bearing deposits$311,229,0001,464
Deposits held in domestic offices$382,195,0001,456
% insured84.13%4,171
Federal funds purchased & repurchase agreements$16,396,000636
Trading liabilities$0154
Other borrowed funds$03,942
Subordinated debt$0152
All other liabilities$3,358,0001,361
Total equity capital$36,512,0001,898
Total bank equity capital$36,512,0001,898
Perpetual preferred stock$0228
Common stock$918,0002,483
Surplus$7,628,0002,981
Undivided profits$27,966,0001,298
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$4,573,0001,721
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$1,492,0001,762
Earning assets$394,758,0001,543
Long-term assets (5+ years)$170,969,0001,235
Average Assets, year-to-date$446,610,0001,486
Average Assets, quarterly$443,039,0001,503
Volatile liabilities$32,251,0001,314
Insider loans$913,0003,759
FHLB advances$03,718
Loans and leases held for sale$02,138
Unused loan commitments$18,658,0002,800
Tier 1 (core) risk-based capital$30,316,0002,191
Tier 2 risk-based capital$2,743,0001,815
Total risk weighted assets$217,163,0001,948
Total unused commitments$18,658,0002,800
Derivatives$01,417
2013-03-31Rank
# of Employees:1391,068
Assets and Liabilities
Total Assets:$447,616,0001,503
Cash and due from depository institutions$42,138,0001,068
Interest-bearing balances$39,107,0001,190
Securities$145,412,0001,062
Federal funds sold & reverse repurchase agreements$540,0002,749
Net loans & leases$218,307,0001,847
Loan loss allowance$5,811,0001,232
Trading account assets$0242
Bank premises and fixed assets$11,602,0001,011
Other real estate owned$7,692,0001,068
Goodwill and other intangibles$1,488,0001,325
All other assets$20,437,000997
Life insurance assets$8,742,000889
Total liabilities and capital$447,616,0001,503
Total liabilities$410,753,0001,457
Total deposits$390,760,0001,422
Interest-bearing deposits$321,050,0001,442
Deposits held in domestic offices$390,760,0001,422
% insured83.80%4,283
Federal funds purchased & repurchase agreements$16,517,000620
Trading liabilities$0154
Other borrowed funds$03,908
Subordinated debt$0155
All other liabilities$3,476,0001,342
Total equity capital$36,863,0001,931
Total bank equity capital$36,863,0001,931
Perpetual preferred stock$0239
Common stock$918,0002,522
Surplus$7,628,0003,005
Undivided profits$28,317,0001,348
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$7,250,0001,290
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$1,456,0001,803
Earning assets$403,366,0001,524
Long-term assets (5+ years)$180,246,0001,173
Average Assets, year-to-date$450,684,0001,488
Average Assets, quarterly$450,684,0001,488
Volatile liabilities$32,338,0001,283
Insider loans$1,055,0003,549
FHLB advances$03,677
Loans and leases held for sale$02,154
Unused loan commitments$17,045,0002,972
Tier 1 (core) risk-based capital$30,345,0002,181
Tier 2 risk-based capital$2,795,0001,786
Total risk weighted assets$220,584,0001,923
Total unused commitments$17,045,0002,972
Derivatives$01,405
2012-12-31Rank
# of Employees:1401,053
Assets and Liabilities
Total Assets:$453,752,0001,487
Cash and due from depository institutions$57,265,0001,053
Interest-bearing balances$54,631,000775
Securities$139,418,0001,081
Federal funds sold & reverse repurchase agreements$40,0003,206
Net loans & leases$214,343,0001,884
Loan loss allowance$5,688,0001,259
Trading account assets$0243
Bank premises and fixed assets$11,726,000989
Other real estate owned$9,912,0001,053
Goodwill and other intangibles$1,616,0001,280
All other assets$19,432,0001,055
Life insurance assets$8,663,000884
Total liabilities and capital$453,753,0001,487
Total liabilities$416,554,0001,442
Total deposits$398,600,0001,395
Interest-bearing deposits$320,622,0001,439
Deposits held in domestic offices$398,600,0001,395
% insured85.69%4,744
Federal funds purchased & repurchase agreements$15,239,000661
Trading liabilities$0152
Other borrowed funds$04,109
Subordinated debt$0159
All other liabilities$2,715,0001,658
Total equity capital$37,199,0001,910
Total bank equity capital$37,199,0001,910
Perpetual preferred stock$0246
Common stock$918,0002,546
Surplus$7,628,0003,020
Undivided profits$28,653,0001,321
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$6,532,0001,455
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$1,560,0001,746
Earning assets$408,432,0001,508
Long-term assets (5+ years)$175,666,0001,162
Average Assets, year-to-date$450,827,2001,465
Average Assets, quarterly$445,454,0001,502
Volatile liabilities$31,096,0001,412
Insider loans$1,028,0003,623
FHLB advances$03,864
Loans and leases held for sale$02,229
Unused loan commitments$17,930,0002,785
Tier 1 (core) risk-based capital$30,154,0002,168
Tier 2 risk-based capital$2,777,0001,795
Total risk weighted assets$219,241,0001,934
Total unused commitments$17,930,0002,785
Derivatives$01,366
2012-09-30Rank
# of Employees:1391,064
Assets and Liabilities
Total Assets:$437,156,0001,542
Cash and due from depository institutions$38,606,0001,064
Interest-bearing balances$35,555,0001,145
Securities$125,875,0001,205
Federal funds sold & reverse repurchase agreements$60,0003,249
Net loans & leases$234,826,0001,754
Loan loss allowance$5,522,0001,347
Trading account assets$0231
Bank premises and fixed assets$11,859,000980
Other real estate owned$6,124,0001,064
Goodwill and other intangibles$1,744,0001,235
All other assets$18,062,0001,124
Life insurance assets$8,582,000871
Total liabilities and capital$437,157,0001,542
Total liabilities$393,766,0001,524
Total deposits$374,188,0001,487
Interest-bearing deposits$308,530,0001,496
Deposits held in domestic offices$374,188,0001,486
% insured88.76%4,042
Federal funds purchased & repurchase agreements$16,367,000652
Trading liabilities$0150
Other borrowed funds$04,201
Subordinated debt$0163
All other liabilities$3,211,0001,515
Total equity capital$43,391,0001,672
Total bank equity capital$43,391,0001,671
Perpetual preferred stock$0250
Common stock$918,0002,589
Surplus$7,628,0003,042
Undivided profits$34,845,0001,095
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$20,687,000584
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$1,475,0002,008
Earning assets$396,316,0001,554
Long-term assets (5+ years)$178,511,0001,133
Average Assets, year-to-date$450,096,0001,477
Average Assets, quarterly$444,007,5001,516
Volatile liabilities$33,470,0001,353
Insider loans$838,0004,001
FHLB advances$03,944
Loans and leases held for sale$02,256
Unused loan commitments$19,105,0002,698
Tier 1 (core) risk-based capital$36,364,0001,836
Tier 2 risk-based capital$2,982,0001,699
Total risk weighted assets$236,053,0001,816
Total unused commitments$19,105,0002,698
Derivatives$01,366
2012-06-30Rank
# of Employees:1431,040
Assets and Liabilities
Total Assets:$450,859,0001,498
Cash and due from depository institutions$44,070,0001,040
Interest-bearing balances$41,344,000976
Securities$126,982,0001,212
Federal funds sold & reverse repurchase agreements$03,541
Net loans & leases$243,598,0001,688
Loan loss allowance$5,808,0001,293
Trading account assets$0211
Bank premises and fixed assets$11,962,000971
Other real estate owned$3,612,0001,040
Goodwill and other intangibles$1,871,0001,197
All other assets$18,764,0001,088
Life insurance assets$8,502,000868
Total liabilities and capital$450,859,0001,498
Total liabilities$408,035,0001,477
Total deposits$390,184,0001,424
Interest-bearing deposits$323,798,0001,435
Deposits held in domestic offices$390,184,0001,424
% insured86.45%4,887
Federal funds purchased & repurchase agreements$14,954,000705
Trading liabilities$0130
Other borrowed funds$04,239
Subordinated debt$0180
All other liabilities$2,897,0001,560
Total equity capital$42,824,0001,670
Total bank equity capital$42,824,0001,669
Perpetual preferred stock$0254
Common stock$918,0002,625
Surplus$7,628,0003,052
Undivided profits$34,278,0001,087
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$26,129,000506
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$1,686,0001,628
Earning assets$411,924,0001,501
Long-term assets (5+ years)$177,706,0001,113
Average Assets, year-to-date$454,409,3301,467
Average Assets, quarterly$453,740,0001,477
Volatile liabilities$32,322,0001,388
Insider loans$793,0004,137
FHLB advances$03,987
Loans and leases held for sale$02,185
Unused loan commitments$21,060,0002,528
Tier 1 (core) risk-based capital$35,888,0001,832
Tier 2 risk-based capital$3,072,0001,669
Total risk weighted assets$243,044,0001,758
Total unused commitments$21,060,0002,528
Derivatives$01,332
2012-03-31Rank
# of Employees:151984
Assets and Liabilities
Total Assets:$456,621,0001,470
Cash and due from depository institutions$51,052,000984
Interest-bearing balances$48,280,000917
Securities$123,223,0001,251
Federal funds sold & reverse repurchase agreements$45,0003,647
Net loans & leases$248,927,0001,648
Loan loss allowance$7,350,0001,039
Trading account assets$0215
Bank premises and fixed assets$12,067,000957
Other real estate owned$511,000984
Goodwill and other intangibles$1,999,0001,171
All other assets$18,797,0001,080
Life insurance assets$8,421,000862
Total liabilities and capital$456,621,0001,470
Total liabilities$413,434,0001,458
Total deposits$391,664,0001,421
Interest-bearing deposits$325,270,0001,437
Deposits held in domestic offices$391,664,0001,420
% insured86.71%4,811
Federal funds purchased & repurchase agreements$17,856,000620
Trading liabilities$0123
Other borrowed funds$04,273
Subordinated debt$0185
All other liabilities$3,914,0001,260
Total equity capital$43,187,0001,630
Total bank equity capital$43,187,0001,628
Perpetual preferred stock$0259
Common stock$918,0002,657
Surplus$7,628,0003,072
Undivided profits$34,641,0001,056
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$32,211,000450
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$1,927,0001,382
Earning assets$420,475,0001,463
Long-term assets (5+ years)$179,903,0001,100
Average Assets, year-to-date$456,184,5001,463
Average Assets, quarterly$456,184,5001,463
Volatile liabilities$34,911,0001,315
Insider loans$801,0004,134
FHLB advances$04,028
Loans and leases held for sale$02,171
Unused loan commitments$17,701,0002,812
Tier 1 (core) risk-based capital$37,031,0001,772
Tier 2 risk-based capital$3,102,0001,653
Total risk weighted assets$243,938,0001,752
Total unused commitments$17,701,0002,812
Derivatives$01,297
2011-12-31Rank
# of Employees:152984
Assets and Liabilities
Total Assets:$455,331,0001,464
Cash and due from depository institutions$53,776,000984
Interest-bearing balances$39,331,0001,021
Securities$120,428,0001,239
Federal funds sold & reverse repurchase agreements$30,0003,552
Net loans & leases$248,285,0001,661
Loan loss allowance$6,996,0001,094
Trading account assets$0205
Bank premises and fixed assets$12,161,000958
Other real estate owned$561,000984
Goodwill and other intangibles$2,126,0001,152
All other assets$17,964,0001,147
Life insurance assets$8,340,000849
Total liabilities and capital$455,332,0001,464
Total liabilities$412,978,0001,448
Total deposits$394,959,0001,393
Interest-bearing deposits$329,800,0001,405
Deposits held in domestic offices$394,959,0001,391
% insured85.67%5,151
Federal funds purchased & repurchase agreements$14,886,000730
Trading liabilities$0115
Other borrowed funds$04,481
Subordinated debt$0193
All other liabilities$3,133,0001,472
Total equity capital$42,354,0001,643
Total bank equity capital$42,354,0001,642
Perpetual preferred stock$0263
Common stock$918,0002,677
Surplus$7,628,0003,093
Undivided profits$33,808,0001,070
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$25,757,000566
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$1,861,0001,537
Earning assets$408,074,0001,484
Long-term assets (5+ years)$177,318,000914
Average Assets, year-to-date$468,237,0001,410
Average Assets, quarterly$447,946,0001,480
Volatile liabilities$29,432,0001,642
Insider loans$811,0004,177
FHLB advances$04,174
Loans and leases held for sale$01,918
Unused loan commitments$17,755,0002,740
Tier 1 (core) risk-based capital$35,799,0001,819
Tier 2 risk-based capital$3,071,0001,681
Total risk weighted assets$241,732,0001,785
Total unused commitments$17,755,0002,740
Derivatives$01,191
2011-09-30Rank
# of Employees:165911
Assets and Liabilities
Total Assets:$440,561,0001,504
Cash and due from depository institutions$31,711,000911
Interest-bearing balances$26,525,0001,489
Securities$113,823,0001,259
Federal funds sold & reverse repurchase agreements$1,255,0002,518
Net loans & leases$256,138,0001,630
Loan loss allowance$7,034,0001,113
Trading account assets$0209
Bank premises and fixed assets$12,319,000950
Other real estate owned$1,265,000911
Goodwill and other intangibles$2,253,0001,134
All other assets$21,797,000998
Life insurance assets$8,258,000852
Total liabilities and capital$440,562,0001,504
Total liabilities$398,757,0001,491
Total deposits$380,143,0001,439
Interest-bearing deposits$315,457,0001,464
Deposits held in domestic offices$380,143,0001,436
% insured89.85%4,012
Federal funds purchased & repurchase agreements$15,087,000728
Trading liabilities$0112
Other borrowed funds$04,648
Subordinated debt$0206
All other liabilities$3,527,0001,379
Total equity capital$41,805,0001,688
Total bank equity capital$41,805,0001,687
Perpetual preferred stock$0266
Common stock$918,0002,715
Surplus$7,628,0003,110
Undivided profits$33,259,0001,097
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$27,350,000563
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$1,708,0001,766
Earning assets$397,741,0001,526
Long-term assets (5+ years)$174,488,000891
Average Assets, year-to-date$471,463,5001,412
Average Assets, quarterly$457,900,5001,454
Volatile liabilities$30,387,0001,632
Insider loans$202,0005,749
FHLB advances$04,265
Loans and leases held for sale$01,904
Unused loan commitments$17,548,0002,780
Tier 1 (core) risk-based capital$35,401,0001,839
Tier 2 risk-based capital$3,221,0001,617
Total risk weighted assets$254,310,0001,703
Total unused commitments$17,548,0002,781
Derivatives$01,195
2011-06-30Rank
# of Employees:165917
Assets and Liabilities
Total Assets:$475,240,0001,420
Cash and due from depository institutions$53,380,000917
Interest-bearing balances$45,336,000836
Securities$115,245,0001,242
Federal funds sold & reverse repurchase agreements$6,615,000939
Net loans & leases$260,516,0001,600
Loan loss allowance$6,815,0001,167
Trading account assets$0213
Bank premises and fixed assets$12,476,000945
Other real estate owned$1,250,000917
Goodwill and other intangibles$2,381,0001,121
All other assets$23,377,000941
Life insurance assets$8,176,000850
Total liabilities and capital$475,241,0001,420
Total liabilities$434,725,0001,392
Total deposits$380,550,0001,445
Interest-bearing deposits$320,315,0001,453
Deposits held in domestic offices$380,550,0001,444
% insured89.32%4,313
Federal funds purchased & repurchase agreements$15,459,000720
Trading liabilities$0112
Other borrowed funds$35,000,000852
Subordinated debt$0212
All other liabilities$3,716,0001,252
Total equity capital$40,516,0001,695
Total bank equity capital$40,516,0001,694
Perpetual preferred stock$0222
Common stock$918,0002,750
Surplus$7,628,0003,122
Undivided profits$31,970,0001,102
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$19,621,000783
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$1,966,0001,476
Earning assets$427,712,0001,434
Long-term assets (5+ years)$181,529,000847
Average Assets, year-to-date$481,764,3301,396
Average Assets, quarterly$477,842,0001,412
Volatile liabilities$66,340,000824
Insider loans$176,0005,907
FHLB advances$35,000,000790
Loans and leases held for sale$01,752
Unused loan commitments$17,365,0002,819
Tier 1 (core) risk-based capital$34,535,0001,848
Tier 2 risk-based capital$3,299,0001,604
Total risk weighted assets$260,408,0001,687
Total unused commitments$17,365,0002,820
Derivatives$01,174
2011-03-31Rank
# of Employees:164927
Assets and Liabilities
Total Assets:$480,444,0001,410
Cash and due from depository institutions$54,049,000927
Interest-bearing balances$50,382,000787
Securities$117,115,0001,220
Federal funds sold & reverse repurchase agreements$655,0003,434
Net loans & leases$269,598,0001,570
Loan loss allowance$7,720,0001,056
Trading account assets$0208
Bank premises and fixed assets$12,598,000944
Other real estate owned$948,000927
Goodwill and other intangibles$2,509,0001,101
All other assets$22,972,000973
Life insurance assets$8,095,000859
Total liabilities and capital$480,444,0001,410
Total liabilities$439,892,0001,387
Total deposits$383,621,0001,445
Interest-bearing deposits$323,247,0001,458
Deposits held in domestic offices$383,621,0001,443
% insured89.17%4,397
Federal funds purchased & repurchase agreements$17,445,000688
Trading liabilities$0108
Other borrowed funds$35,000,000874
Subordinated debt$0214
All other liabilities$3,826,0001,216
Total equity capital$40,552,0001,662
Total bank equity capital$40,552,0001,661
Perpetual preferred stock$0224
Common stock$918,0002,786
Surplus$7,628,0003,139
Undivided profits$32,006,0001,056
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$22,156,000748
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$1,830,0001,601
Earning assets$437,750,0001,417
Long-term assets (5+ years)$182,065,000820
Average Assets, year-to-date$485,026,5001,388
Average Assets, quarterly$485,026,5001,388
Volatile liabilities$34,047,0001,537
Insider loans$180,0005,932
FHLB advances$35,000,000806
Loans and leases held for sale$01,676
Unused loan commitments$17,185,0002,861
Tier 1 (core) risk-based capital$35,296,0001,812
Tier 2 risk-based capital$3,402,0001,574
Total risk weighted assets$267,827,0001,667
Total unused commitments$17,185,0002,862
Derivatives$01,153
2010-12-31Rank
# of Employees:169894
Assets and Liabilities
Total Assets:$493,233,0001,369
Cash and due from depository institutions$62,607,000894
Interest-bearing balances$59,364,000606
Securities$111,566,0001,225
Federal funds sold & reverse repurchase agreements$515,0003,467
Net loans & leases$280,652,0001,557
Loan loss allowance$3,720,0002,027
Trading account assets$0207
Bank premises and fixed assets$12,727,000944
Other real estate owned$587,000894
Goodwill and other intangibles$2,637,0001,088
All other assets$21,942,0001,026
Life insurance assets$8,014,000856
Total liabilities and capital$493,232,0001,369
Total liabilities$449,569,0001,350
Total deposits$396,204,0001,393
Interest-bearing deposits$335,721,0001,398
Deposits held in domestic offices$396,204,0001,391
% insured85.59%5,370
Federal funds purchased & repurchase agreements$14,648,000794
Trading liabilities$0108
Other borrowed funds$35,000,000946
Subordinated debt$0220
All other liabilities$3,717,0001,248
Total equity capital$43,663,0001,539
Total bank equity capital$43,663,0001,537
Perpetual preferred stock$0224
Common stock$918,0002,828
Surplus$7,628,0003,159
Undivided profits$35,117,000934
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$23,374,000734
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$1,910,0001,585
Earning assets$452,097,0001,374
Long-term assets (5+ years)$178,128,000820
Average Assets, year-to-date$486,248,0001,375
Average Assets, quarterly$486,745,0001,386
Volatile liabilities$83,063,0001,634
Insider loans$183,0006,037
FHLB advances$35,000,000870
Loans and leases held for sale$01,952
Unused loan commitments$18,006,0002,751
Tier 1 (core) risk-based capital$40,084,0001,590
Tier 2 risk-based capital$3,459,0001,561
Total risk weighted assets$276,445,0001,637
Total unused commitments$18,006,0002,751
Derivatives$01,176
2010-09-30Rank
# of Employees:169890
Assets and Liabilities
Total Assets:$480,257,0001,423
Cash and due from depository institutions$44,558,000890
Interest-bearing balances$40,878,000893
Securities$92,836,0001,421
Federal funds sold & reverse repurchase agreements$10,000,000766
Net loans & leases$294,954,0001,509
Loan loss allowance$7,476,0001,108
Trading account assets$0210
Bank premises and fixed assets$12,787,000935
Other real estate owned$843,000890
Goodwill and other intangibles$2,764,0001,058
All other assets$21,515,0001,057
Life insurance assets$7,933,000852
Total liabilities and capital$480,256,0001,423
Total liabilities$434,885,0001,417
Total deposits$378,330,0001,461
Interest-bearing deposits$320,047,0001,502
Deposits held in domestic offices$378,330,0001,458
% insured88.46%4,061
Federal funds purchased & repurchase agreements$17,636,000712
Trading liabilities$0103
Other borrowed funds$35,000,0001,013
Subordinated debt$0233
All other liabilities$3,919,0001,318
Total equity capital$45,371,0001,520
Total bank equity capital$45,371,0001,519
Perpetual preferred stock$0229
Common stock$918,0002,886
Surplus$7,628,0003,159
Undivided profits$36,825,000927
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$27,197,000655
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$1,839,0001,768
Earning assets$438,668,0001,420
Long-term assets (5+ years)$159,485,000879
Average Assets, year-to-date$484,501,7501,403
Average Assets, quarterly$482,119,5001,416
Volatile liabilities$87,887,0001,596
Insider loans$179,0006,140
FHLB advances$35,000,000932
Loans and leases held for sale$01,963
Unused loan commitments$21,255,0002,519
Tier 1 (core) risk-based capital$41,274,0001,546
Tier 2 risk-based capital$3,690,0001,506
Total risk weighted assets$291,419,0001,585
Total unused commitments$21,255,0002,520
Derivatives$01,218
2010-06-30Rank
# of Employees:166916
Assets and Liabilities
Total Assets:$483,982,0001,430
Cash and due from depository institutions$39,270,000916
Interest-bearing balances$35,510,000975
Securities$98,457,0001,333
Federal funds sold & reverse repurchase agreements$10,000,000779
Net loans & leases$298,297,0001,508
Loan loss allowance$5,071,0001,571
Trading account assets$0210
Bank premises and fixed assets$12,716,000947
Other real estate owned$1,389,000916
Goodwill and other intangibles$2,892,0001,040
All other assets$20,961,0001,102
Life insurance assets$7,853,000856
Total liabilities and capital$483,981,0001,430
Total liabilities$437,580,0001,420
Total deposits$382,166,0001,469
Interest-bearing deposits$323,865,0001,502
Deposits held in domestic offices$382,166,0001,466
% insured86.97%4,638
Federal funds purchased & repurchase agreements$16,555,000733
Trading liabilities$0104
Other borrowed funds$35,000,0001,052
Subordinated debt$0241
All other liabilities$3,859,0001,275
Total equity capital$46,401,0001,476
Total bank equity capital$46,401,0001,474
Perpetual preferred stock$0222
Common stock$918,0002,918
Surplus$7,628,0003,168
Undivided profits$37,855,000882
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$22,703,000770
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$1,910,0001,629
Earning assets$442,264,0001,416
Long-term assets (5+ years)$167,730,000826
Average Assets, year-to-date$485,916,6701,408
Average Assets, quarterly$483,128,5001,426
Volatile liabilities$85,739,0001,669
Insider loans$342,0005,624
FHLB advances$35,000,000988
Loans and leases held for sale$01,852
Unused loan commitments$31,810,0001,868
Tier 1 (core) risk-based capital$42,134,0001,498
Tier 2 risk-based capital$3,698,0001,520
Total risk weighted assets$294,449,0001,590
Total unused commitments$31,810,0001,870
Derivatives$01,168
2010-03-31Rank
# of Employees:175872
Assets and Liabilities
Total Assets:$482,275,0001,466
Cash and due from depository institutions$23,688,000872
Interest-bearing balances$20,066,0001,616
Securities$102,438,0001,282
Federal funds sold & reverse repurchase agreements$12,815,000727
Net loans & leases$303,525,0001,517
Loan loss allowance$9,972,000876
Trading account assets$0227
Bank premises and fixed assets$12,683,000967
Other real estate owned$2,234,000872
Goodwill and other intangibles$3,019,0001,025
All other assets$21,873,0001,088
Life insurance assets$7,772,000862
Total liabilities and capital$482,275,0001,466
Total liabilities$436,724,0001,462
Total deposits$380,447,0001,508
Interest-bearing deposits$322,342,0001,552
Deposits held in domestic offices$380,447,0001,506
% insured96.74%1,021
Federal funds purchased & repurchase agreements$16,819,000763
Trading liabilities$0108
Other borrowed funds$35,000,0001,125
Subordinated debt$0248
All other liabilities$4,458,0001,133
Total equity capital$45,551,0001,493
Total bank equity capital$45,551,0001,493
Perpetual preferred stock$0220
Common stock$918,0002,971
Surplus$7,628,0003,211
Undivided profits$37,005,000886
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$30,132,000644
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$2,177,0001,438
Earning assets$438,844,0001,467
Long-term assets (5+ years)$174,379,000797
Average Assets, year-to-date$486,884,0001,442
Average Assets, quarterly$486,884,0001,442
Volatile liabilities$90,248,0001,626
Insider loans$380,0005,564
FHLB advances$35,000,0001,059
Loans and leases held for sale$01,823
Unused loan commitments$31,663,0001,934
Tier 1 (core) risk-based capital$41,816,0001,516
Tier 2 risk-based capital$3,858,0001,494
Total risk weighted assets$302,007,0001,591
Total unused commitments$31,663,0001,937
Derivatives$01,155
2009-12-31Rank
# of Employees:181843
Assets and Liabilities
Total Assets:$491,493,0001,431
Cash and due from depository institutions$21,651,000843
Interest-bearing balances$12,491,0001,986
Securities$104,705,0001,237
Federal funds sold & reverse repurchase agreements$14,471,000565
Net loans & leases$309,917,0001,522
Loan loss allowance$10,461,000836
Trading account assets$0224
Bank premises and fixed assets$12,728,000975
Other real estate owned$2,219,000843
Goodwill and other intangibles$3,147,000993
All other assets$22,655,0001,072
Life insurance assets$7,693,000871
Total liabilities and capital$491,493,0001,431
Total liabilities$446,834,0001,420
Total deposits$393,053,0001,435
Interest-bearing deposits$333,948,0001,496
Deposits held in domestic offices$393,053,0001,434
% insured94.81%1,786
Federal funds purchased & repurchase agreements$14,468,000861
Trading liabilities$0104
Other borrowed funds$35,000,0001,213
Subordinated debt$0258
All other liabilities$4,313,0001,159
Total equity capital$44,659,0001,496
Total bank equity capital$44,659,0001,495
Perpetual preferred stock$0219
Common stock$918,0003,014
Surplus$7,628,0003,226
Undivided profits$36,113,000905
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$31,632,000605
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$2,417,0001,351
Earning assets$441,584,0001,442
Long-term assets (5+ years)$191,178,000723
Average Assets, year-to-date$500,244,6001,374
Average Assets, quarterly$488,744,0001,438
Volatile liabilities$87,341,0001,709
Insider loans$362,0005,701
FHLB advances$35,000,0001,138
Loans and leases held for sale$01,814
Unused loan commitments$29,700,0002,047
Tier 1 (core) risk-based capital$40,468,0001,545
Tier 2 risk-based capital$4,033,0001,469
Total risk weighted assets$315,866,0001,579
Total unused commitments$29,700,0002,050
Derivatives$01,139
2009-09-30Rank
# of Employees:185841
Assets and Liabilities
Total Assets:$485,995,0001,461
Cash and due from depository institutions$6,466,000841
Interest-bearing balances$104,0006,350
Securities$117,366,0001,094
Federal funds sold & reverse repurchase agreements$4,755,0001,824
Net loans & leases$321,079,0001,493
Loan loss allowance$5,075,0001,533
Trading account assets$0238
Bank premises and fixed assets$12,875,000976
Other real estate owned$3,446,000841
Goodwill and other intangibles$3,274,0001,028
All other assets$16,734,0001,232
Life insurance assets$7,612,000877
Total liabilities and capital$485,995,0001,461
Total liabilities$435,789,0001,468
Total deposits$379,940,0001,494
Interest-bearing deposits$325,632,0001,529
Deposits held in domestic offices$379,940,0001,491
% insured97.70%843
Federal funds purchased & repurchase agreements$16,776,000815
Trading liabilities$0103
Other borrowed funds$35,000,0001,261
Subordinated debt$0269
All other liabilities$4,073,0001,331
Total equity capital$50,206,0001,376
Total bank equity capital$50,206,0001,375
Perpetual preferred stock$0212
Common stock$918,0003,056
Surplus$7,628,0003,226
Undivided profits$41,660,000805
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$25,327,000721
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$2,265,0001,572
Earning assets$443,304,0001,463
Long-term assets (5+ years)$198,827,000669
Average Assets, year-to-date$502,432,5001,385
Average Assets, quarterly$497,232,5001,417
Volatile liabilities$91,588,0001,656
Insider loans$478,0005,432
FHLB advances$35,000,0001,182
Loans and leases held for sale$01,823
Unused loan commitments$25,029,0002,431
Tier 1 (core) risk-based capital$45,750,0001,400
Tier 2 risk-based capital$4,034,0001,478
Total risk weighted assets$320,588,0001,587
Total unused commitments$25,029,0002,435
Derivatives$01,183
2009-06-30Rank
# of Employees:182878
Assets and Liabilities
Total Assets:$508,470,0001,410
Cash and due from depository institutions$14,115,000878
Interest-bearing balances$6,739,0002,328
Securities$119,364,0001,060
Federal funds sold & reverse repurchase agreements$12,500,000803
Net loans & leases$327,489,0001,497
Loan loss allowance$5,035,0001,482
Trading account assets$0240
Bank premises and fixed assets$12,416,0001,022
Other real estate owned$3,101,000878
Goodwill and other intangibles$3,402,0001,025
All other assets$16,083,0001,303
Life insurance assets$7,532,000888
Total liabilities and capital$508,470,0001,410
Total liabilities$459,250,0001,410
Total deposits$404,343,0001,402
Interest-bearing deposits$348,400,0001,431
Deposits held in domestic offices$404,343,0001,399
% insured69.95%6,048
Federal funds purchased & repurchase agreements$17,391,000801
Trading liabilities$0100
Other borrowed funds$35,000,0001,330
Subordinated debt$0276
All other liabilities$2,516,0001,999
Total equity capital$49,220,0001,399
Total bank equity capital$49,220,0001,399
Perpetual preferred stock$0213
Common stock$918,0003,096
Surplus$7,628,0003,238
Undivided profits$40,674,000803
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$27,942,000631
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$2,193,0001,560
Earning assets$466,092,0001,400
Long-term assets (5+ years)$196,223,000684
Average Assets, year-to-date$507,911,6701,392
Average Assets, quarterly$511,177,0001,402
Volatile liabilities$109,882,0001,404
Insider loans$478,0005,472
FHLB advances$35,000,0001,245
Loans and leases held for sale$01,961
Unused loan commitments$26,066,0002,451
Tier 1 (core) risk-based capital$45,505,0001,411
Tier 2 risk-based capital$4,118,0001,448
Total risk weighted assets$329,269,0001,581
Total unused commitments$26,066,0002,456
Derivatives$01,221
2009-03-31Rank
# of Employees:174915
Assets and Liabilities
Total Assets:$513,884,0001,398
Cash and due from depository institutions$18,056,000915
Interest-bearing balances$12,055,0001,424
Securities$108,150,0001,152
Federal funds sold & reverse repurchase agreements$14,125,000839
Net loans & leases$340,486,0001,459
Loan loss allowance$4,025,0001,703
Trading account assets$0234
Bank premises and fixed assets$12,204,0001,038
Other real estate owned$1,864,000915
Goodwill and other intangibles$3,530,0001,017
All other assets$15,469,0001,340
Life insurance assets$7,453,000895
Total liabilities and capital$513,884,0001,398
Total liabilities$462,109,0001,409
Total deposits$404,829,0001,404
Interest-bearing deposits$353,553,0001,415
Deposits held in domestic offices$404,829,0001,399
% insured70.49%5,997
Federal funds purchased & repurchase agreements$19,012,000779
Trading liabilities$092
Other borrowed funds$35,000,0001,386
Subordinated debt$0271
All other liabilities$3,268,0001,599
Total equity capital$51,775,0001,331
Total bank equity capital$51,775,0001,330
Perpetual preferred stock$0193
Common stock$918,0003,118
Surplus$7,628,0003,219
Undivided profits$43,229,000779
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$13,438,0001,035
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$2,619,0001,319
Earning assets$474,816,0001,394
Long-term assets (5+ years)$188,935,000716
Average Assets, year-to-date$507,632,5001,400
Average Assets, quarterly$507,632,5001,400
Volatile liabilities$130,404,0001,186
Insider loans$446,0005,585
FHLB advances$35,000,0001,301
Loans and leases held for sale$01,892
Unused loan commitments$28,329,0002,386
Tier 1 (core) risk-based capital$47,530,0001,373
Tier 2 risk-based capital$4,027,0001,455
Total risk weighted assets$341,301,0001,536
Total unused commitments$28,329,0002,389
Derivatives$01,177
2008-12-31Rank
# of Employees:167963
Assets and Liabilities
Total Assets:$501,381,0001,401
Cash and due from depository institutions$9,737,000963
Interest-bearing balances$1,0007,019
Securities$95,552,0001,282
Federal funds sold & reverse repurchase agreements$8,725,0001,129
Net loans & leases$354,725,0001,406
Loan loss allowance$4,068,0001,664
Trading account assets$0236
Bank premises and fixed assets$11,777,0001,077
Other real estate owned$1,845,000963
Goodwill and other intangibles$3,657,0001,017
All other assets$15,363,0001,353
Life insurance assets$7,375,000903
Total liabilities and capital$501,381,0001,401
Total liabilities$450,426,0001,415
Total deposits$393,896,0001,399
Interest-bearing deposits$340,043,0001,427
Deposits held in domestic offices$393,896,0001,394
% insured0.00%1
Federal funds purchased & repurchase agreements$18,323,000850
Trading liabilities$088
Other borrowed funds$35,000,0001,524
Subordinated debt$0278
All other liabilities$3,207,0001,612
Total equity capital$50,955,0001,336
Total bank equity capital$50,955,0001,336
Perpetual preferred stock$0141
Common stock$918,0003,141
Surplus$7,628,0003,206
Undivided profits$42,409,000787
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$12,188,000961
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$2,437,0001,494
Earning assets$459,003,0001,405
Long-term assets (5+ years)$183,217,000721
Average Assets, year-to-date$500,400,8001,346
Average Assets, quarterly$500,710,5001,387
Volatile liabilities$114,744,0001,323
Insider loans$417,0005,763
FHLB advances$35,000,0001,432
Loans and leases held for sale$01,663
Unused loan commitments$31,639,0002,266
Tier 1 (core) risk-based capital$46,776,0001,381
Tier 2 risk-based capital$4,068,0001,440
Total risk weighted assets$354,867,0001,468
Total unused commitments$31,639,0002,268
Derivatives$01,109
2008-09-30Rank
# of Employees:168965
Assets and Liabilities
Total Assets:$500,040,0001,386
Cash and due from depository institutions$7,497,000965
Interest-bearing balances$1,0006,745
Securities$96,695,0001,234
Federal funds sold & reverse repurchase agreements$05,854
Net loans & leases$363,428,0001,362
Loan loss allowance$3,621,0001,672
Trading account assets$0251
Bank premises and fixed assets$11,338,0001,123
Other real estate owned$1,870,000965
Goodwill and other intangibles$3,785,0001,048
All other assets$15,427,0001,323
Life insurance assets$7,297,000905
Total liabilities and capital$500,040,0001,386
Total liabilities$449,875,0001,404
Total deposits$385,950,0001,404
Interest-bearing deposits$331,463,0001,422
Deposits held in domestic offices$385,950,0001,399
% insured0.00%1
Federal funds purchased & repurchase agreements$26,027,000736
Trading liabilities$091
Other borrowed funds$35,000,0001,515
Subordinated debt$0276
All other liabilities$2,898,0001,734
Total equity capital$50,165,0001,359
Total bank equity capital$50,165,0001,359
Perpetual preferred stock$0110
Common stock$918,0003,171
Surplus$7,628,0003,200
Undivided profits$41,619,000835
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$12,274,000810
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$2,514,0001,533
Earning assets$460,124,0001,384
Long-term assets (5+ years)$186,672,000708
Average Assets, year-to-date$500,155,7501,344
Average Assets, quarterly$500,370,0001,381
Volatile liabilities$121,706,0001,236
Insider loans$344,0005,981
FHLB advances$35,000,0001,429
Loans and leases held for sale$01,623
Unused loan commitments$40,192,0002,007
Tier 1 (core) risk-based capital$46,342,0001,406
Tier 2 risk-based capital$3,621,0001,551
Total risk weighted assets$363,617,0001,437
Total unused commitments$40,192,0002,008
Derivatives$01,077
2008-06-30Rank
# of Employees:170975
Assets and Liabilities
Total Assets:$500,700,0001,383
Cash and due from depository institutions$7,536,000975
Interest-bearing balances$7,0006,510
Securities$99,301,0001,217
Federal funds sold & reverse repurchase agreements$05,934
Net loans & leases$362,270,0001,354
Loan loss allowance$3,651,0001,598
Trading account assets$0267
Bank premises and fixed assets$11,392,0001,109
Other real estate owned$1,708,000975
Goodwill and other intangibles$3,912,0001,047
All other assets$14,581,0001,360
Life insurance assets$7,216,000914
Total liabilities and capital$500,700,0001,383
Total liabilities$451,556,0001,388
Total deposits$399,482,0001,348
Interest-bearing deposits$344,868,0001,347
Deposits held in domestic offices$399,482,0001,344
% insured0.00%1
Federal funds purchased & repurchase agreements$24,379,000827
Trading liabilities$094
Other borrowed funds$25,000,0001,864
Subordinated debt$0257
All other liabilities$2,695,0001,848
Total equity capital$49,144,0001,399
Total bank equity capital$49,144,0001,399
Perpetual preferred stock$0107
Common stock$918,0003,198
Surplus$7,628,0003,183
Undivided profits$40,598,000871
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,303,0001,401
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$2,591,0001,440
Earning assets$461,578,0001,372
Long-term assets (5+ years)$184,966,000710
Average Assets, year-to-date$500,194,3301,344
Average Assets, quarterly$504,442,0001,351
Volatile liabilities$126,134,0001,182
Insider loans$336,0006,006
FHLB advances$25,000,0001,764
Loans and leases held for sale$01,725
Unused loan commitments$45,548,0001,868
Tier 1 (core) risk-based capital$45,339,0001,432
Tier 2 risk-based capital$3,651,0001,503
Total risk weighted assets$362,609,0001,448
Total unused commitments$45,548,0001,869
Derivatives$01,075
2008-03-31Rank
# of Employees:166996
Assets and Liabilities
Total Assets:$508,184,0001,339
Cash and due from depository institutions$14,478,000996
Interest-bearing balances$6,012,0001,215
Securities$105,991,0001,149
Federal funds sold & reverse repurchase agreements$790,0005,900
Net loans & leases$356,716,0001,350
Loan loss allowance$3,453,0001,645
Trading account assets$0252
Bank premises and fixed assets$11,527,0001,090
Other real estate owned$1,939,000996
Goodwill and other intangibles$4,040,0001,043
All other assets$12,703,0001,472
Life insurance assets$6,146,0001,042
Total liabilities and capital$508,184,0001,339
Total liabilities$459,349,0001,336
Total deposits$405,576,0001,315
Interest-bearing deposits$350,432,0001,331
Deposits held in domestic offices$405,576,0001,312
% insured0.00%1
Federal funds purchased & repurchase agreements$25,399,000761
Trading liabilities$086
Other borrowed funds$25,000,0001,736
Subordinated debt$0251
All other liabilities$3,374,0001,654
Total equity capital$48,835,0001,438
Total bank equity capital$48,835,0001,438
Perpetual preferred stock$0108
Common stock$918,0003,213
Surplus$7,628,0003,160
Undivided profits$40,289,000928
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,602,0001,403
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$2,665,0001,432
Earning assets$469,509,0001,336
Long-term assets (5+ years)$190,619,000671
Average Assets, year-to-date$499,941,5001,335
Average Assets, quarterly$499,941,5001,335
Volatile liabilities$135,215,0001,077
Insider loans$545,0005,364
FHLB advances$25,000,0001,650
Loans and leases held for sale$01,797
Unused loan commitments$48,530,0001,798
Tier 1 (core) risk-based capital$43,941,0001,480
Tier 2 risk-based capital$3,453,0001,546
Total risk weighted assets$356,139,0001,449
Total unused commitments$48,530,0001,799
Derivatives$01,109
2007-12-31Rank
# of Employees:1651,020
Assets and Liabilities
Total Assets:$491,699,0001,365
Cash and due from depository institutions$13,973,0001,020
Interest-bearing balances$14,0006,124
Securities$104,444,0001,153
Federal funds sold & reverse repurchase agreements$06,130
Net loans & leases$343,535,0001,390
Loan loss allowance$3,344,0001,654
Trading account assets$0237
Bank premises and fixed assets$10,653,0001,188
Other real estate owned$1,936,0001,020
Goodwill and other intangibles$4,167,0001,033
All other assets$12,991,0001,428
Life insurance assets$6,087,0001,040
Total liabilities and capital$491,699,0001,365
Total liabilities$443,921,0001,360
Total deposits$393,519,0001,343
Interest-bearing deposits$339,637,0001,360
Deposits held in domestic offices$393,519,0001,340
% insured0.00%1
Federal funds purchased & repurchase agreements$22,047,000831
Trading liabilities$078
Other borrowed funds$25,000,0001,635
Subordinated debt$0248
All other liabilities$3,355,0001,638
Total equity capital$47,778,0001,451
Total bank equity capital$47,778,0001,451
Perpetual preferred stock$0111
Common stock$918,0003,216
Surplus$7,628,0003,135
Undivided profits$39,232,000954
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,737,0002,433
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$2,614,0001,579
Earning assets$447,993,0001,378
Long-term assets (5+ years)$193,102,000635
Average Assets, year-to-date$482,375,6001,348
Average Assets, quarterly$491,776,0001,345
Volatile liabilities$122,484,0001,197
Insider loans$509,0005,461
FHLB advances$25,000,0001,543
Loans and leases held for sale$01,738
Unused loan commitments$53,751,0001,669
Tier 1 (core) risk-based capital$43,331,0001,490
Tier 2 risk-based capital$3,344,0001,587
Total risk weighted assets$340,290,0001,498
Total unused commitments$53,751,0001,669
Derivatives$01,052
2007-09-30Rank
# of Employees:170977
Assets and Liabilities
Total Assets:$491,853,0001,345
Cash and due from depository institutions$19,400,000977
Interest-bearing balances$5,332,000943
Securities$107,202,0001,127
Federal funds sold & reverse repurchase agreements$8,670,0001,692
Net loans & leases$325,928,0001,446
Loan loss allowance$3,323,0001,606
Trading account assets$0244
Bank premises and fixed assets$10,327,0001,209
Other real estate owned$2,317,000977
Goodwill and other intangibles$4,295,000995
All other assets$13,714,0001,350
Life insurance assets$6,025,0001,025
Total liabilities and capital$491,853,0001,345
Total liabilities$445,116,0001,328
Total deposits$391,581,0001,347
Interest-bearing deposits$341,422,0001,343
Deposits held in domestic offices$391,581,0001,343
% insured0.00%1
Federal funds purchased & repurchase agreements$24,617,000729
Trading liabilities$078
Other borrowed funds$25,000,0001,522
Subordinated debt$0244
All other liabilities$3,918,0001,433
Total equity capital$46,737,0001,475
Total bank equity capital$46,737,0001,475
Perpetual preferred stock$0113
Common stock$918,0003,200
Surplus$7,628,0003,082
Undivided profits$38,191,000991
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$940,0003,253
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$2,443,0001,837
Earning assets$447,132,0001,356
Long-term assets (5+ years)$183,787,000646
Average Assets, year-to-date$480,044,7501,353
Average Assets, quarterly$484,822,5001,356
Volatile liabilities$133,581,0001,063
Insider loans$509,0005,452
FHLB advances$25,000,0001,437
Loans and leases held for sale$01,751
Unused loan commitments$43,424,0001,995
Tier 1 (core) risk-based capital$42,793,0001,503
Tier 2 risk-based capital$3,323,0001,572
Total risk weighted assets$328,438,0001,530
Total unused commitments$43,424,0001,995
Derivatives$01,033
2007-06-30Rank
# of Employees:1621,059
Assets and Liabilities
Total Assets:$477,792,0001,398
Cash and due from depository institutions$10,047,0001,059
Interest-bearing balances$62,0005,201
Securities$110,725,0001,093
Federal funds sold & reverse repurchase agreements$06,299
Net loans & leases$326,856,0001,447
Loan loss allowance$3,258,0001,629
Trading account assets$0245
Bank premises and fixed assets$9,776,0001,267
Other real estate owned$2,343,0001,059
Goodwill and other intangibles$4,423,000978
All other assets$13,622,0001,370
Life insurance assets$5,964,0001,026
Total liabilities and capital$477,792,0001,398
Total liabilities$433,174,0001,380
Total deposits$383,999,0001,387
Interest-bearing deposits$332,854,0001,389
Deposits held in domestic offices$383,999,0001,382
% insured0.00%1
Federal funds purchased & repurchase agreements$25,397,000718
Trading liabilities$087
Other borrowed funds$20,000,0001,679
Subordinated debt$0258
All other liabilities$3,778,0001,441
Total equity capital$44,618,0001,534
Total bank equity capital$44,618,0001,534
Perpetual preferred stock$0111
Common stock$918,0003,203
Surplus$7,628,0003,072
Undivided profits$36,072,0001,032
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$854,0003,187
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$2,289,0001,818
Earning assets$437,643,0001,382
Long-term assets (5+ years)$183,485,000628
Average Assets, year-to-date$476,108,6701,382
Average Assets, quarterly$479,328,0001,387
Volatile liabilities$123,665,0001,146
Insider loans$361,0005,950
FHLB advances$20,000,0001,577
Loans and leases held for sale$01,802
Unused loan commitments$55,935,0001,677
Tier 1 (core) risk-based capital$41,278,0001,566
Tier 2 risk-based capital$3,266,0001,601
Total risk weighted assets$328,421,0001,537
Total unused commitments$55,935,0001,679
Derivatives$01,067
2007-03-31Rank
# of Employees:1591,059
Assets and Liabilities
Total Assets:$480,864,0001,384
Cash and due from depository institutions$22,554,0001,059
Interest-bearing balances$2,856,0001,640
Securities$108,398,0001,127
Federal funds sold & reverse repurchase agreements$5,130,0003,281
Net loans & leases$315,731,0001,476
Loan loss allowance$3,284,0001,616
Trading account assets$0267
Bank premises and fixed assets$9,262,0001,326
Other real estate owned$2,346,0001,059
Goodwill and other intangibles$4,550,000942
All other assets$12,893,0001,380
Life insurance assets$5,904,0001,020
Total liabilities and capital$480,864,0001,384
Total liabilities$435,671,0001,367
Total deposits$386,503,0001,363
Interest-bearing deposits$333,959,0001,358
Deposits held in domestic offices$386,503,0001,358
% insured0.00%1
Federal funds purchased & repurchase agreements$25,721,000684
Trading liabilities$089
Other borrowed funds$20,000,0001,625
Subordinated debt$0262
All other liabilities$3,447,0001,575
Total equity capital$45,193,0001,508
Total bank equity capital$45,193,0001,508
Perpetual preferred stock$0113
Common stock$918,0003,200
Surplus$7,628,0003,016
Undivided profits$36,647,0001,023
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$708,0003,381
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$2,428,0001,631
Earning assets$432,115,0001,407
Long-term assets (5+ years)$181,448,000624
Average Assets, year-to-date$475,267,0001,388
Average Assets, quarterly$475,267,0001,388
Volatile liabilities$118,743,0001,162
Insider loans$460,0005,625
FHLB advances$20,000,0001,536
Loans and leases held for sale$01,800
Unused loan commitments$52,007,0001,755
Tier 1 (core) risk-based capital$40,658,0001,575
Tier 2 risk-based capital$3,284,0001,597
Total risk weighted assets$319,098,0001,555
Total unused commitments$52,007,0001,756
Derivatives$01,065
2006-12-31Rank
# of Employees:1631,036
Assets and Liabilities
Total Assets:$469,670,0001,403
Cash and due from depository institutions$22,373,0001,036
Interest-bearing balances$56,0005,326
Securities$99,354,0001,248
Federal funds sold & reverse repurchase agreements$7,399,0002,175
Net loans & leases$313,681,0001,473
Loan loss allowance$3,258,0001,597
Trading account assets$0156
Bank premises and fixed assets$9,315,0001,285
Other real estate owned$46,0001,036
Goodwill and other intangibles$4,678,000907
All other assets$12,824,0001,384
Life insurance assets$5,846,0001,007
Total liabilities and capital$469,670,0001,403
Total liabilities$425,419,0001,380
Total deposits$383,453,0001,352
Interest-bearing deposits$329,515,0001,355
Deposits held in domestic offices$383,453,0001,348
% insured0.00%1
Federal funds purchased & repurchase agreements$19,123,000857
Trading liabilities$077
Other borrowed funds$20,000,0001,704
Subordinated debt$0264
All other liabilities$2,843,0001,814
Total equity capital$44,251,0001,497
Total bank equity capital$44,251,0001,497
Perpetual preferred stock$0112
Common stock$918,0003,198
Surplus$7,628,0002,970
Undivided profits$35,705,0001,022
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,154,0001,026
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$2,359,0001,751
Earning assets$420,490,0001,432
Long-term assets (5+ years)$170,547,000653
Average Assets, year-to-date$433,767,4001,448
Average Assets, quarterly$459,372,5001,409
Volatile liabilities$108,960,0001,372
Insider loans$439,0005,701
FHLB advances$20,000,0001,599
Loans and leases held for sale$01,760
Unused loan commitments$56,763,0001,658
Tier 1 (core) risk-based capital$39,659,0001,592
Tier 2 risk-based capital$3,258,0001,583
Total risk weighted assets$315,588,0001,532
Total unused commitments$56,763,0001,659
Derivatives$01,023
2006-09-30Rank
# of Employees:1521,146
Assets and Liabilities
Total Assets:$449,075,0001,449
Cash and due from depository institutions$14,251,0001,146
Interest-bearing balances$32,0005,790
Securities$94,638,0001,299
Federal funds sold & reverse repurchase agreements$6,690,0001,986
Net loans & leases$306,872,0001,499
Loan loss allowance$3,211,0001,626
Trading account assets$0154
Bank premises and fixed assets$9,382,0001,253
Other real estate owned$28,0001,146
Goodwill and other intangibles$4,805,000889
All other assets$12,409,0001,447
Life insurance assets$5,787,000989
Total liabilities and capital$449,075,0001,449
Total liabilities$405,176,0001,441
Total deposits$366,882,0001,401
Interest-bearing deposits$315,977,0001,406
Deposits held in domestic offices$366,882,0001,396
% insured0.00%1
Federal funds purchased & repurchase agreements$15,435,000941
Trading liabilities$074
Other borrowed funds$20,000,0001,774
Subordinated debt$0269
All other liabilities$2,859,0001,794
Total equity capital$43,899,0001,488
Total bank equity capital$43,899,0001,488
Perpetual preferred stock$0118
Common stock$918,0003,214
Surplus$7,628,0002,947
Undivided profits$35,353,0001,033
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,779,000642
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$2,278,0001,804
Earning assets$408,232,0001,462
Long-term assets (5+ years)$166,019,000688
Average Assets, year-to-date$424,791,7501,485
Average Assets, quarterly$435,964,0001,479
Volatile liabilities$99,691,0001,482
Insider loans$445,0005,701
FHLB advances$20,000,0001,671
Loans and leases held for sale$01,773
Unused loan commitments$56,798,0001,685
Tier 1 (core) risk-based capital$39,452,0001,605
Tier 2 risk-based capital$3,212,0001,600
Total risk weighted assets$306,495,0001,582
Total unused commitments$56,798,0001,686
Derivatives$01,023
2006-06-30Rank
# of Employees:1601,070
Assets and Liabilities
Total Assets:$422,853,0001,535
Cash and due from depository institutions$13,559,0001,070
Interest-bearing balances$6,0006,487
Securities$85,302,0001,422
Federal funds sold & reverse repurchase agreements$05,870
Net loans & leases$298,244,0001,516
Loan loss allowance$3,163,0001,626
Trading account assets$0157
Bank premises and fixed assets$9,455,0001,218
Other real estate owned$10,0001,070
Goodwill and other intangibles$4,933,000867
All other assets$11,350,0001,559
Life insurance assets$5,731,000971
Total liabilities and capital$422,853,0001,535
Total liabilities$380,493,0001,538
Total deposits$359,757,0001,424
Interest-bearing deposits$306,719,0001,431
Deposits held in domestic offices$359,757,0001,420
% insured0.00%1
Federal funds purchased & repurchase agreements$18,251,000868
Trading liabilities$073
Other borrowed funds$05,848
Subordinated debt$0265
All other liabilities$2,485,0001,842
Total equity capital$42,360,0001,487
Total bank equity capital$42,360,0001,487
Perpetual preferred stock$0119
Common stock$918,0003,210
Surplus$7,628,0002,884
Undivided profits$33,814,0001,026
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,303,0001,971
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$1,907,0001,950
Earning assets$383,552,0001,551
Long-term assets (5+ years)$143,271,000759
Average Assets, year-to-date$416,697,3301,513
Average Assets, quarterly$425,985,5001,502
Volatile liabilities$94,148,0001,555
Insider loans$607,0005,143
FHLB advances$05,334
Loans and leases held for sale$01,763
Unused loan commitments$53,605,0001,761
Tier 1 (core) risk-based capital$38,249,0001,619
Tier 2 risk-based capital$3,163,0001,598
Total risk weighted assets$294,717,0001,613
Total unused commitments$53,605,0001,762
Derivatives$01,000
2006-03-31Rank
# of Employees:1531,101
Assets and Liabilities
Total Assets:$429,118,0001,470
Cash and due from depository institutions$20,836,0001,101
Interest-bearing balances$6,076,000934
Securities$78,596,0001,564
Federal funds sold & reverse repurchase agreements$17,562,000842
Net loans & leases$287,459,0001,532
Loan loss allowance$3,195,0001,583
Trading account assets$0154
Bank premises and fixed assets$8,741,0001,295
Other real estate owned$10,0001,101
Goodwill and other intangibles$5,060,000832
All other assets$10,854,0001,572
Life insurance assets$5,679,000957
Total liabilities and capital$429,118,0001,470
Total liabilities$387,187,0001,479
Total deposits$369,279,0001,360
Interest-bearing deposits$310,763,0001,378
Deposits held in domestic offices$369,279,0001,358
% insured0.00%1
Federal funds purchased & repurchase agreements$15,242,000907
Trading liabilities$077
Other borrowed funds$05,773
Subordinated debt$0259
All other liabilities$2,666,0001,746
Total equity capital$41,931,0001,472
Total bank equity capital$41,931,0001,472
Perpetual preferred stock$0120
Common stock$918,0003,197
Surplus$7,628,0002,817
Undivided profits$33,385,0001,036
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,492,0001,707
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$2,023,0001,715
Earning assets$389,693,0001,497
Long-term assets (5+ years)$146,196,000734
Average Assets, year-to-date$413,619,5001,520
Average Assets, quarterly$413,619,5001,520
Volatile liabilities$89,613,0001,559
Insider loans$622,0005,047
FHLB advances$05,285
Loans and leases held for sale$01,721
Unused loan commitments$39,913,0002,129
Tier 1 (core) risk-based capital$37,139,0001,627
Tier 2 risk-based capital$3,195,0001,556
Total risk weighted assets$286,146,0001,626
Total unused commitments$39,913,0002,130
Derivatives$0990
2005-12-31Rank
# of Employees:1561,072
Assets and Liabilities
Total Assets:$398,121,0001,593
Cash and due from depository institutions$14,896,0001,072
Interest-bearing balances$27,0006,013
Securities$80,869,0001,506
Federal funds sold & reverse repurchase agreements$2,035,0003,965
Net loans & leases$275,639,0001,572
Loan loss allowance$3,142,0001,595
Trading account assets$0155
Bank premises and fixed assets$8,452,0001,321
Other real estate owned$25,0001,072
Goodwill and other intangibles$5,188,000801
All other assets$11,017,0001,539
Life insurance assets$0351
Total liabilities and capital$398,121,0001,593
Total liabilities$356,874,0001,590
Total deposits$343,635,0001,435
Interest-bearing deposits$288,428,0001,467
Deposits held in domestic offices$343,635,0001,431
% insured0.00%1
Federal funds purchased & repurchase agreements$10,911,0001,099
Trading liabilities$072
Other borrowed funds$05,856
Subordinated debt$0258
All other liabilities$2,328,0001,907
Total equity capital$41,247,0001,478
Total bank equity capital$41,247,0001,478
Perpetual preferred stock$0122
Common stock$918,0003,207
Surplus$7,628,0002,775
Undivided profits$32,701,0001,050
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,550,0001,644
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$2,012,0001,736
Earning assets$358,570,0001,620
Long-term assets (5+ years)$151,631,000687
Average Assets, year-to-date$389,817,8001,556
Average Assets, quarterly$392,732,5001,594
Volatile liabilities$59,041,0002,164
Insider loans$601,0005,104
FHLB advances$05,326
Loans and leases held for sale$01,743
Unused loan commitments$39,954,0002,083
Tier 1 (core) risk-based capital$36,179,0001,628
Tier 2 risk-based capital$3,143,0001,562
Total risk weighted assets$269,050,0001,695
Total unused commitments$39,954,0002,083
Derivatives$0930
2005-09-30Rank
# of Employees:1491,122
Assets and Liabilities
Total Assets:$387,344,0001,608
Cash and due from depository institutions$13,265,0001,122
Interest-bearing balances$26,0006,083
Securities$80,157,0001,524
Federal funds sold & reverse repurchase agreements$2,296,0003,551
Net loans & leases$268,069,0001,578
Loan loss allowance$3,206,0001,530
Trading account assets$0146
Bank premises and fixed assets$7,676,0001,410
Other real estate owned$28,0001,122
Goodwill and other intangibles$5,316,000765
All other assets$10,537,0001,550
Life insurance assets$0341
Total liabilities and capital$387,344,0001,608
Total liabilities$346,645,0001,612
Total deposits$326,859,0001,487
Interest-bearing deposits$274,813,0001,512
Deposits held in domestic offices$326,859,0001,483
% insured0.00%1
Federal funds purchased & repurchase agreements$17,500,000829
Trading liabilities$063
Other borrowed funds$05,928
Subordinated debt$0251
All other liabilities$2,286,0001,874
Total equity capital$40,699,0001,479
Total bank equity capital$40,699,0001,479
Perpetual preferred stock$0120
Common stock$918,0003,190
Surplus$7,628,0002,711
Undivided profits$32,153,0001,070
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,326,0001,914
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$1,872,0001,807
Earning assets$350,548,0001,627
Long-term assets (5+ years)$152,088,000668
Average Assets, year-to-date$387,742,0001,551
Average Assets, quarterly$386,190,0001,602
Volatile liabilities$60,494,0002,044
Insider loans$598,0005,122
FHLB advances$05,403
Loans and leases held for sale$01,843
Unused loan commitments$45,312,0001,875
Tier 1 (core) risk-based capital$35,023,0001,646
Tier 2 risk-based capital$3,206,0001,489
Total risk weighted assets$259,360,0001,702
Total unused commitments$45,312,0001,877
Derivatives$0909
2005-06-30Rank
# of Employees:1491,118
Assets and Liabilities
Total Assets:$385,036,0001,597
Cash and due from depository institutions$13,208,0001,118
Interest-bearing balances$17,0006,252
Securities$80,075,0001,533
Federal funds sold & reverse repurchase agreements$5,062,0002,071
Net loans & leases$264,100,0001,565
Loan loss allowance$3,302,0001,458
Trading account assets$0148
Bank premises and fixed assets$6,571,0001,630
Other real estate owned$72,0001,118
Goodwill and other intangibles$5,443,000750
All other assets$10,505,0001,524
Life insurance assets$0339
Total liabilities and capital$385,036,0001,597
Total liabilities$345,218,0001,595
Total deposits$329,214,0001,444
Interest-bearing deposits$277,694,0001,458
Deposits held in domestic offices$329,214,0001,440
% insured0.00%1
Federal funds purchased & repurchase agreements$13,767,000962
Trading liabilities$065
Other borrowed funds$05,868
Subordinated debt$0251
All other liabilities$2,237,0001,796
Total equity capital$39,818,0001,471
Total bank equity capital$39,818,0001,471
Perpetual preferred stock$0118
Common stock$918,0003,173
Surplus$7,628,0002,665
Undivided profits$31,272,0001,082
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,313,0001,859
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$1,962,0001,556
Earning assets$349,254,0001,602
Long-term assets (5+ years)$163,778,000620
Average Assets, year-to-date$387,874,6701,538
Average Assets, quarterly$386,701,5001,563
Volatile liabilities$53,668,0002,145
Insider loans$505,0005,406
FHLB advances$05,357
Loans and leases held for sale$01,818
Unused loan commitments$46,670,0001,794
Tier 1 (core) risk-based capital$33,738,0001,665
Tier 2 risk-based capital$3,189,0001,476
Total risk weighted assets$254,988,0001,684
Total unused commitments$46,670,0001,794
Derivatives$0866
2005-03-31Rank
# of Employees:1471,123
Assets and Liabilities
Total Assets:$388,367,0001,548
Cash and due from depository institutions$12,183,0001,123
Interest-bearing balances$258,0004,101
Securities$81,875,0001,534
Federal funds sold & reverse repurchase agreements$5,188,0002,264
Net loans & leases$266,384,0001,494
Loan loss allowance$3,178,0001,503
Trading account assets$0148
Bank premises and fixed assets$6,455,0001,628
Other real estate owned$44,0001,123
Goodwill and other intangibles$5,571,000731
All other assets$10,667,0001,479
Life insurance assets$0333
Total liabilities and capital$388,367,0001,548
Total liabilities$349,692,0001,552
Total deposits$335,883,0001,398
Interest-bearing deposits$288,523,0001,376
Deposits held in domestic offices$335,883,0001,394
% insured0.00%1
Federal funds purchased & repurchase agreements$11,456,0001,033
Trading liabilities$065
Other borrowed funds$05,784
Subordinated debt$0265
All other liabilities$2,353,0001,704
Total equity capital$38,675,0001,470
Total bank equity capital$38,675,0001,470
Perpetual preferred stock$0120
Common stock$918,0003,182
Surplus$7,628,0002,614
Undivided profits$30,129,0001,094
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,448,0001,740
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$2,013,0001,455
Earning assets$353,705,0001,567
Long-term assets (5+ years)$163,441,000637
Average Assets, year-to-date$389,294,0001,524
Average Assets, quarterly$389,294,0001,524
Volatile liabilities$49,773,0002,187
Insider loans$565,0005,197
FHLB advances$05,246
Loans and leases held for sale$01,762
Unused loan commitments$35,311,0002,131
Tier 1 (core) risk-based capital$32,701,0001,686
Tier 2 risk-based capital$3,178,0001,469
Total risk weighted assets$257,579,0001,643
Total unused commitments$35,311,0002,136
Derivatives$0790
2004-12-31Rank
# of Employees:1511,093
Assets and Liabilities
Total Assets:$390,221,0001,532
Cash and due from depository institutions$15,487,0001,093
Interest-bearing balances$520,0003,425
Securities$85,192,0001,496
Federal funds sold & reverse repurchase agreements$1,683,0004,214
Net loans & leases$265,098,0001,492
Loan loss allowance$3,202,0001,472
Trading account assets$0153
Bank premises and fixed assets$6,486,0001,594
Other real estate owned$01,093
Goodwill and other intangibles$5,698,000717
All other assets$10,577,0001,462
Life insurance assets$0334
Total liabilities and capital$390,221,0001,532
Total liabilities$351,960,0001,527
Total deposits$337,173,0001,374
Interest-bearing deposits$291,585,0001,354
Deposits held in domestic offices$337,173,0001,370
% insured0.00%1
Federal funds purchased & repurchase agreements$12,526,0001,020
Trading liabilities$066
Other borrowed funds$05,836
Subordinated debt$0272
All other liabilities$2,261,0001,741
Total equity capital$38,261,0001,487
Total bank equity capital$38,261,0001,487
Perpetual preferred stock$0118
Common stock$918,0003,177
Surplus$7,628,0002,568
Undivided profits$29,715,0001,119
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,128,0002,191
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$1,835,0001,575
Earning assets$352,493,0001,553
Long-term assets (5+ years)$167,800,000626
Average Assets, year-to-date$391,344,8001,440
Average Assets, quarterly$392,707,5001,501
Volatile liabilities$48,932,0002,161
Insider loans$558,0005,262
FHLB advances$05,260
Loans and leases held for sale$01,753
Unused loan commitments$22,200,0002,827
Tier 1 (core) risk-based capital$31,637,0001,723
Tier 2 risk-based capital$3,202,0001,440
Total risk weighted assets$256,483,0001,622
Total unused commitments$22,200,0002,829
Derivatives$0774
2004-09-30Rank
# of Employees:1481,116
Assets and Liabilities
Total Assets:$395,194,0001,482
Cash and due from depository institutions$16,090,0001,116
Interest-bearing balances$16,0006,390
Securities$90,307,0001,422
Federal funds sold & reverse repurchase agreements$4,672,0002,219
Net loans & leases$261,252,0001,479
Loan loss allowance$3,174,0001,485
Trading account assets$0149
Bank premises and fixed assets$6,540,0001,544
Other real estate owned$01,116
Goodwill and other intangibles$5,826,000695
All other assets$10,507,0001,446
Life insurance assets$0330
Total liabilities and capital$395,194,0001,482
Total liabilities$357,577,0001,477
Total deposits$348,836,0001,291
Interest-bearing deposits$296,989,0001,295
Deposits held in domestic offices$348,836,0001,287
% insured0.00%1
Federal funds purchased & repurchase agreements$6,837,0001,396
Trading liabilities$068
Other borrowed funds$05,863
Subordinated debt$0276
All other liabilities$1,904,0001,996
Total equity capital$37,617,0001,503
Total bank equity capital$37,617,0001,503
Perpetual preferred stock$0124
Common stock$918,0003,185
Surplus$7,628,0002,536
Undivided profits$29,071,0001,148
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$904,0002,783
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$1,884,0001,586
Earning assets$356,247,0001,505
Long-term assets (5+ years)$172,038,000618
Average Assets, year-to-date$391,625,7501,439
Average Assets, quarterly$392,901,0001,466
Volatile liabilities$48,715,0002,142
Insider loans$617,0005,040
FHLB advances$05,299
Loans and leases held for sale$01,808
Unused loan commitments$21,943,0002,817
Tier 1 (core) risk-based capital$30,639,0001,756
Tier 2 risk-based capital$3,157,0001,439
Total risk weighted assets$252,547,0001,612
Total unused commitments$21,943,0002,821
Derivatives$0770
2004-06-30Rank
# of Employees:1521,098
Assets and Liabilities
Total Assets:$390,608,0001,465
Cash and due from depository institutions$12,599,0001,098
Interest-bearing balances$5,0006,730
Securities$101,256,0001,291
Federal funds sold & reverse repurchase agreements$686,0004,792
Net loans & leases$253,420,0001,480
Loan loss allowance$3,053,0001,517
Trading account assets$0153
Bank premises and fixed assets$5,399,0001,892
Other real estate owned$62,0001,098
Goodwill and other intangibles$5,953,000666
All other assets$11,233,0001,363
Life insurance assets$0323
Total liabilities and capital$390,608,0001,465
Total liabilities$355,436,0001,458
Total deposits$345,631,0001,278
Interest-bearing deposits$298,208,0001,280
Deposits held in domestic offices$345,631,0001,274
% insured0.00%1
Federal funds purchased & repurchase agreements$7,940,0001,293
Trading liabilities$069
Other borrowed funds$05,862
Subordinated debt$0288
All other liabilities$1,865,0001,862
Total equity capital$35,172,0001,546
Total bank equity capital$35,172,0001,546
Perpetual preferred stock$0126
Common stock$918,0003,200
Surplus$7,628,0002,501
Undivided profits$26,626,0001,189
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$704,0003,313
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$1,857,0001,463
Earning assets$355,367,0001,478
Long-term assets (5+ years)$180,517,000606
Average Assets, year-to-date$390,436,3301,437
Average Assets, quarterly$390,598,5001,453
Volatile liabilities$46,484,0002,192
Insider loans$698,0004,811
FHLB advances$05,298
Loans and leases held for sale$01,820
Unused loan commitments$20,852,0002,929
Tier 1 (core) risk-based capital$29,559,0001,778
Tier 2 risk-based capital$3,053,0001,462
Total risk weighted assets$245,965,0001,615
Total unused commitments$20,852,0002,932
Derivatives$0740
2004-03-31Rank
# of Employees:1481,113
Assets and Liabilities
Total Assets:$390,589,0001,451
Cash and due from depository institutions$11,145,0001,113
Interest-bearing balances$73,0005,679
Securities$109,927,0001,191
Federal funds sold & reverse repurchase agreements$4,760,0002,919
Net loans & leases$242,673,0001,507
Loan loss allowance$2,933,0001,566
Trading account assets$0144
Bank premises and fixed assets$5,375,0001,865
Other real estate owned$184,0001,113
Goodwill and other intangibles$6,081,000639
All other assets$10,444,0001,355
Life insurance assets$0322
Total liabilities and capital$390,589,0001,451
Total liabilities$353,754,0001,437
Total deposits$346,626,0001,260
Interest-bearing deposits$302,095,0001,254
Deposits held in domestic offices$346,626,0001,258
% insured0.00%1
Federal funds purchased & repurchase agreements$4,669,0001,542
Trading liabilities$070
Other borrowed funds$05,747
Subordinated debt$0287
All other liabilities$2,459,0001,672
Total equity capital$36,835,0001,496
Total bank equity capital$36,835,0001,496
Perpetual preferred stock$0129
Common stock$918,0003,201
Surplus$7,628,0002,473
Undivided profits$28,289,0001,163
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$503,0004,089
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$2,115,0001,246
Earning assets$357,433,0001,457
Long-term assets (5+ years)$186,325,000581
Average Assets, year-to-date$390,350,5001,443
Average Assets, quarterly$390,350,5001,443
Volatile liabilities$44,027,0002,186
Insider loans$680,0004,843
FHLB advances$05,150
Loans and leases held for sale$01,884
Unused loan commitments$20,291,0002,903
Tier 1 (core) risk-based capital$28,559,0001,823
Tier 2 risk-based capital$2,933,0001,498
Total risk weighted assets$236,047,0001,643
Total unused commitments$20,291,0002,910
Derivatives$0699
2003-12-31Rank
# of Employees:1481,136
Assets and Liabilities
Total Assets:$390,112,0001,452
Cash and due from depository institutions$13,453,0001,136
Interest-bearing balances$7,0006,707
Securities$113,917,0001,180
Federal funds sold & reverse repurchase agreements$2,100,0003,925
Net loans & leases$238,609,0001,521
Loan loss allowance$2,979,0001,540
Trading account assets$0168
Bank premises and fixed assets$5,479,0001,813
Other real estate owned$162,0001,136
Goodwill and other intangibles$6,209,000628
All other assets$10,183,0001,414
Life insurance assets$01
Total liabilities and capital$390,112,0001,452
Total liabilities$355,011,0001,443
Total deposits$349,479,0001,242
Interest-bearing deposits$304,980,0001,228
Deposits held in domestic offices$349,479,0001,241
% insured0.00%1
Federal funds purchased & repurchase agreements$3,380,0001,887
Trading liabilities$072
Other borrowed funds$05,772
Subordinated debt$0293
All other liabilities$2,152,0001,767
Total equity capital$35,101,0001,550
Total bank equity capital$35,101,0001,550
Perpetual preferred stock$0131
Common stock$918,0003,229
Surplus$7,628,0002,441
Undivided profits$26,555,0001,211
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$853,0003,020
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$1,932,0001,439
Earning assets$354,633,0001,460
Long-term assets (5+ years)$185,514,000590
Average Assets, year-to-date$377,568,8001,450
Average Assets, quarterly$385,928,5001,453
Volatile liabilities$44,995,0002,146
Insider loans$664,0004,890
FHLB advances$05,171
Loans and leases held for sale$01,789
Unused loan commitments$20,244,0002,836
Tier 1 (core) risk-based capital$27,586,0001,871
Tier 2 risk-based capital$2,909,0001,505
Total risk weighted assets$232,630,0001,652
Total unused commitments$20,244,0002,840
Derivatives$0665
2003-09-30Rank
# of Employees:1441,178
Assets and Liabilities
Total Assets:$381,745,0001,482
Cash and due from depository institutions$12,357,0001,178
Interest-bearing balances$1,306,0002,803
Securities$113,552,0001,174
Federal funds sold & reverse repurchase agreements$3,280,0003,464
Net loans & leases$230,383,0001,562
Loan loss allowance$2,929,0001,573
Trading account assets$0165
Bank premises and fixed assets$5,408,0001,822
Other real estate owned$125,0001,178
Goodwill and other intangibles$6,336,000616
All other assets$10,304,0001,400
Life insurance assets$01
Total liabilities and capital$381,745,0001,482
Total liabilities$347,662,0001,469
Total deposits$340,014,0001,302
Interest-bearing deposits$297,323,0001,279
Deposits held in domestic offices$340,014,0001,300
% insured0.00%1
Federal funds purchased & repurchase agreements$5,814,0001,454
Trading liabilities$072
Other borrowed funds$05,773
Subordinated debt$0293
All other liabilities$1,834,0002,054
Total equity capital$34,083,0001,604
Total bank equity capital$34,083,0001,604
Perpetual preferred stock$0137
Common stock$918,0003,249
Surplus$7,628,0002,405
Undivided profits$25,537,0001,265
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,589,0002,001
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$2,094,0001,384
Earning assets$348,521,0001,484
Long-term assets (5+ years)$179,712,000622
Average Assets, year-to-date$374,433,0001,471
Average Assets, quarterly$382,527,5001,472
Volatile liabilities$47,613,0002,001
Insider loans$642,0004,952
FHLB advances$05,135
Loans and leases held for sale$01,962
Unused loan commitments$14,442,0003,469
Tier 1 (core) risk-based capital$26,692,0001,942
Tier 2 risk-based capital$2,820,0001,542
Total risk weighted assets$225,470,0001,693
Total unused commitments$14,442,0003,474
Derivatives$0666
2003-06-30Rank
# of Employees:1421,195
Assets and Liabilities
Total Assets:$383,310,0001,458
Cash and due from depository institutions$13,842,0001,195
Interest-bearing balances$2,641,0002,185
Securities$121,657,0001,081
Federal funds sold & reverse repurchase agreements$6,615,0002,375
Net loans & leases$218,757,0001,622
Loan loss allowance$2,878,0001,577
Trading account assets$0170
Bank premises and fixed assets$5,357,0001,811
Other real estate owned$201,0001,195
Goodwill and other intangibles$6,464,000581
All other assets$10,417,0001,325
Life insurance assets$01
Total liabilities and capital$383,310,0001,458
Total liabilities$348,331,0001,447
Total deposits$340,558,0001,282
Interest-bearing deposits$299,200,0001,254
Deposits held in domestic offices$340,558,0001,281
% insured0.00%1
Federal funds purchased & repurchase agreements$5,133,0001,459
Trading liabilities$074
Other borrowed funds$05,772
Subordinated debt$0266
All other liabilities$2,640,0001,639
Total equity capital$34,979,0001,564
Total bank equity capital$34,979,0001,564
Perpetual preferred stock$0140
Common stock$918,0003,250
Surplus$7,628,0002,370
Undivided profits$26,433,0001,226
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,536,0002,043
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$2,183,0001,262
Earning assets$349,670,0001,464
Long-term assets (5+ years)$181,158,000584
Average Assets, year-to-date$371,995,6701,467
Average Assets, quarterly$376,983,5001,456
Volatile liabilities$47,285,0001,974
Insider loans$729,0004,690
FHLB advances$05,105
Loans and leases held for sale$02,044
Unused loan commitments$13,993,0003,493
Tier 1 (core) risk-based capital$25,848,0001,978
Tier 2 risk-based capital$2,718,0001,552
Total risk weighted assets$217,275,0001,714
Total unused commitments$13,993,0003,504
Derivatives$0623
2003-03-31Rank
# of Employees:1441,162
Assets and Liabilities
Total Assets:$370,657,0001,469
Cash and due from depository institutions$12,728,0001,162
Interest-bearing balances$8,0006,708
Securities$131,755,000989
Federal funds sold & reverse repurchase agreements$07,247
Net loans & leases$208,805,0001,662
Loan loss allowance$2,768,0001,623
Trading account assets$0169
Bank premises and fixed assets$5,401,0001,741
Other real estate owned$187,0001,162
Goodwill and other intangibles$6,591,000574
All other assets$5,190,0002,281
Life insurance assets$01
Total liabilities and capital$370,657,0001,469
Total liabilities$337,225,0001,455
Total deposits$327,696,0001,312
Interest-bearing deposits$286,319,0001,308
Deposits held in domestic offices$327,696,0001,310
% insured0.00%1
Federal funds purchased & repurchase agreements$7,360,0001,168
Trading liabilities$079
Other borrowed funds$05,712
Subordinated debt$0265
All other liabilities$2,169,0001,921
Total equity capital$33,432,0001,602
Total bank equity capital$33,432,0001,602
Perpetual preferred stock$0141
Common stock$918,0003,267
Surplus$7,628,0002,338
Undivided profits$24,886,0001,281
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,100,0001,538
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$2,211,0001,288
Earning assets$340,568,0001,473
Long-term assets (5+ years)$187,552,000558
Average Assets, year-to-date$366,338,5001,475
Average Assets, quarterly$366,338,5001,475
Volatile liabilities$48,244,0001,900
Insider loans$708,0004,707
FHLB advances$05,057
Loans and leases held for sale$01,961
Unused loan commitments$13,219,0003,567
Tier 1 (core) risk-based capital$25,066,0002,001
Tier 2 risk-based capital$2,511,0001,632
Total risk weighted assets$201,101,0001,802
Total unused commitments$13,219,0003,581
Derivatives$0578
2002-12-31Rank
# of Employees:1401,189
Assets and Liabilities
Total Assets:$362,020,0001,485
Cash and due from depository institutions$13,494,0001,189
Interest-bearing balances$2,0006,909
Securities$129,749,000963
Federal funds sold & reverse repurchase agreements$06,991
Net loans & leases$202,047,0001,700
Loan loss allowance$2,715,0001,605
Trading account assets$0170
Bank premises and fixed assets$5,432,0001,710
Other real estate owned$229,0001,189
Goodwill and other intangibles$6,720,000549
All other assets$4,349,0002,590
Life insurance assets$01
Total liabilities and capital$362,020,0001,485
Total liabilities$326,271,0001,488
Total deposits$318,243,0001,328
Interest-bearing deposits$275,580,0001,333
Deposits held in domestic offices$318,243,0001,325
% insured0.00%1
Federal funds purchased & repurchase agreements$4,934,0001,452
Trading liabilities$075
Other borrowed funds$05,759
Subordinated debt$0258
All other liabilities$3,094,0001,451
Total equity capital$35,749,0001,454
Total bank equity capital$35,749,0001,454
Perpetual preferred stock$0142
Common stock$918,0003,266
Surplus$7,628,0002,298
Undivided profits$27,203,0001,135
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,659,0001,824
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$2,158,0001,385
Earning assets$331,798,0001,486
Long-term assets (5+ years)$165,498,000599
Average Assets, year-to-date$361,462,6001,420
Average Assets, quarterly$360,131,5001,479
Volatile liabilities$42,455,0002,096
Insider loans$441,0005,686
FHLB advances$05,074
Loans and leases held for sale$01,889
Unused loan commitments$13,294,0003,435
Tier 1 (core) risk-based capital$27,157,0001,780
Tier 2 risk-based capital$2,441,0001,632
Total risk weighted assets$195,006,0001,826
Total unused commitments$13,294,0003,439
Derivatives$0527
2001-12-31Rank
# of Employees:1371,189
Assets and Liabilities
Total Assets:$369,634,0001,375
Cash and due from depository institutions$10,030,0001,189
Interest-bearing balances$6,0006,737
Securities$154,287,000742
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$187,919,0001,753
Loan loss allowance$2,426,0001,674
Trading account assets$0182
Bank premises and fixed assets$5,559,0001,600
Other real estate owned$293,0001,189
Goodwill and other intangibles$7,229,000501
All other assets$4,317,0002,499
Life insurance assets$01
Total liabilities and capital$369,634,0001,375
Total liabilities$336,693,0001,367
Total deposits$325,895,0001,213
Interest-bearing deposits$283,863,0001,218
Deposits held in domestic offices$325,895,0001,210
% insured0.00%1
Federal funds purchased & repurchase agreements$8,276,0001,174
Trading liabilities$069
Other borrowed funds$05,675
Subordinated debt$0241
All other liabilities$2,522,0001,679
Total equity capital$32,941,0001,483
Total bank equity capital$32,941,0001,483
Perpetual preferred stock$0158
Common stock$918,0003,326
Surplus$7,628,0002,180
Undivided profits$24,395,0001,165
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,338,0002,143
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$2,482,0001,282
Earning assets$342,212,0001,363
Long-term assets (5+ years)$164,409,000613
Average Assets, year-to-date$340,613,8001,419
Average Assets, quarterly$367,187,0001,368
Volatile liabilities$56,977,0001,580
Insider loans$1,235,0003,407
FHLB advances$04,938
Loans and leases held for sale$01,749
Unused loan commitments$12,007,0003,517
Tier 1 (core) risk-based capital$25,180,0001,835
Tier 2 risk-based capital$2,397,0001,569
Total risk weighted assets$191,692,0001,778
Total unused commitments$12,007,0003,525
Derivatives$0450
2000-12-31Rank
# of Employees:1141,459
Assets and Liabilities
Total Assets:$246,886,0001,962
Cash and due from depository institutions$13,962,0001,459
Interest-bearing balances$4,466,000962
Securities$70,259,0001,557
Federal funds sold & reverse repurchase agreements$2,800,0003,566
Net loans & leases$152,635,0002,084
Loan loss allowance$2,027,0001,886
Trading account assets$0175
Bank premises and fixed assets$4,349,0002,021
Other real estate owned$293,0001,459
Goodwill and other intangibles$03,145
All other assets$2,588,0003,213
Life insurance assets$01
Total liabilities and capital$246,886,0001,962
Total liabilities$222,154,0001,965
Total deposits$218,739,0001,769
Interest-bearing deposits$189,867,0001,763
Deposits held in domestic offices$218,739,0001,764
% insured0.00%1
Federal funds purchased & repurchase agreements$1,937,0002,304
Trading liabilities$077
Other borrowed funds$05,732
Subordinated debt$0239
All other liabilities$1,478,0002,616
Total equity capital$24,732,0001,865
Total bank equity capital$24,732,0001,865
Perpetual preferred stock$0178
Common stock$918,0003,418
Surplus$2,628,0004,693
Undivided profits$21,186,0001,296
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,277,0001,860
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$1,057,0002,572
Earning assets$230,160,0001,938
Long-term assets (5+ years)$98,159,000927
Average Assets, year-to-date$247,122,4001,859
Average Assets, quarterly$241,831,5001,980
Volatile liabilities$43,694,0001,971
Insider loans$1,197,0003,410
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$8,880,0004,020
Tier 1 (core) risk-based capital$24,349,0001,812
Tier 2 risk-based capital$1,953,4301,819
Total risk weighted assets$156,199,9302,052
Total unused commitments$8,880,0004,022
Derivatives$0481
1999-12-31Rank
# of Employees:1111,536
Assets and Liabilities
Total Assets:$253,960,0001,844
Cash and due from depository institutions$16,035,0001,536
Interest-bearing balances$7,804,000531
Securities$73,058,0001,564
Federal funds sold & reverse repurchase agreements$5,670,0001,689
Net loans & leases$151,592,0001,971
Loan loss allowance$2,034,0001,797
Trading account assets$0165
Bank premises and fixed assets$4,245,0002,028
Other real estate owned$161,0001,536
Goodwill and other intangibles$03,276
All other assets$3,199,0002,669
Life insurance assets$01
Total liabilities and capital$253,960,0001,844
Total liabilities$232,248,0001,828
Total deposits$228,533,0001,644
Interest-bearing deposits$201,431,0001,623
Deposits held in domestic offices$228,533,0001,642
% insured0.00%1
Federal funds purchased & repurchase agreements$2,095,0002,439
Trading liabilities$065
Other borrowed funds$05,751
Subordinated debt$0242
All other liabilities$1,620,0002,235
Total equity capital$21,712,0002,045
Total bank equity capital$21,712,0002,045
Perpetual preferred stock$0193
Common stock$918,0003,501
Surplus$2,628,0004,683
Undivided profits$18,166,0001,403
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,936,000812
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$902,0002,557
Earning assets$238,124,0001,815
Long-term assets (5+ years)$108,279,000893
Average Assets, year-to-date$240,778,0001,879
Average Assets, quarterly$243,705,5001,909
Volatile liabilities$40,955,0001,953
Insider loans$1,694,0002,558
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$8,297,0004,202
Tier 1 (core) risk-based capital$22,540,0001,953
Tier 2 risk-based capital$2,035,0001,665
Total risk weighted assets$163,977,1001,870
Total unused commitments$8,297,0004,207
Derivatives$0488
1998-12-31Rank
# of Employees:1101,530
Assets and Liabilities
Total Assets:$239,939,0001,923
Cash and due from depository institutions$6,956,0001,530
Interest-bearing balances$1,0006,667
Securities$43,275,0002,642
Federal funds sold & reverse repurchase agreements$14,770,0001,105
Net loans & leases$167,685,0001,678
Loan loss allowance$2,110,0001,675
Trading account assets$0197
Bank premises and fixed assets$3,744,0002,183
Other real estate owned$779,0001,530
Goodwill and other intangibles$03,445
All other assets$2,730,0002,692
Life insurance assets$01
Total liabilities and capital$239,939,0001,923
Total liabilities$219,976,0001,898
Total deposits$213,532,0001,773
Interest-bearing deposits$182,389,0001,785
Deposits held in domestic offices$213,532,0001,768
% insured0.00%1
Federal funds purchased & repurchase agreements$5,001,0001,407
Trading liabilities$069
Other borrowed funds$05,274
Subordinated debt$0255
All other liabilities$1,443,0002,606
Total equity capital$19,963,0002,261
Total bank equity capital$19,963,0002,261
Perpetual preferred stock$0199
Common stock$918,0003,514
Surplus$2,628,0004,566
Undivided profits$16,417,0001,623
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,087,000662
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$1,107,0001,989
Earning assets$225,731,0001,882
Long-term assets (5+ years)$111,016,000813
Average Assets, year-to-date$237,755,6001,844
Average Assets, quarterly$239,761,5001,895
Volatile liabilities$38,537,0001,760
Insider loans$1,938,0002,164
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$9,767,0003,672
Tier 1 (core) risk-based capital$19,789,0002,164
Tier 2 risk-based capital$2,091,6301,554
Total risk weighted assets$167,311,8301,712
Total unused commitments$9,767,0003,679
Derivatives$0527
1997-12-31Rank
# of Employees:1071,632
Assets and Liabilities
Total Assets:$235,291,0001,933
Cash and due from depository institutions$11,078,0001,632
Interest-bearing balances$4,250,0001,048
Securities$50,255,0002,265
Federal funds sold & reverse repurchase agreements$7,285,0001,910
Net loans & leases$159,424,0001,782
Loan loss allowance$1,819,0001,945
Trading account assets$0203
Bank premises and fixed assets$4,526,0001,753
Other real estate owned$50,0001,632
Goodwill and other intangibles$03,571
All other assets$2,673,0002,684
Life insurance assets$01
Total liabilities and capital$235,291,0001,933
Total liabilities$218,015,0001,885
Total deposits$206,470,0001,817
Interest-bearing deposits$181,166,0001,790
Deposits held in domestic offices$206,470,0001,810
% insured0.00%1
Federal funds purchased & repurchase agreements$5,328,0001,447
Trading liabilities$080
Other borrowed funds$5,000,0001,944
Subordinated debt$0260
All other liabilities$1,217,0003,035
Total equity capital$17,276,0002,579
Total bank equity capital$17,276,0002,579
Perpetual preferred stock$0223
Common stock$918,0003,610
Surplus$2,628,0004,552
Undivided profits$13,730,0001,911
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,805,0001,471
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$972,0002,333
Earning assets$221,214,0001,891
Long-term assets (5+ years)$107,298,000716
Average Assets, year-to-date$217,887,4001,993
Average Assets, quarterly$229,189,5001,965
Volatile liabilities$53,246,0001,342
Insider loans$2,285,0001,830
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$10,787,0003,274
Tier 1 (core) risk-based capital$17,393,0002,453
Tier 2 risk-based capital$1,819,0001,673
Total risk weighted assets$163,325,1001,712
Total unused commitments$10,787,0003,276
Derivatives$0533
1996-12-31Rank
# of Employees:1011,844
Assets and Liabilities
Total Assets:$205,362,0002,268
Cash and due from depository institutions$6,500,0001,844
Interest-bearing balances$108,0004,488
Securities$60,422,0002,013
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$131,574,0002,163
Loan loss allowance$1,656,0002,238
Trading account assets$0240
Bank premises and fixed assets$4,155,0001,903
Other real estate owned$31,0001,844
Goodwill and other intangibles$03,437
All other assets$2,680,0002,738
Life insurance assets$01
Total liabilities and capital$205,362,0002,268
Total liabilities$190,621,0002,197
Total deposits$183,220,0002,110
Interest-bearing deposits$162,886,0002,048
Deposits held in domestic offices$183,220,0002,100
% insured0.00%1
Federal funds purchased & repurchase agreements$6,419,0001,413
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$982,0003,583
Total equity capital$14,741,0003,014
Total bank equity capital$14,741,0003,014
Perpetual preferred stock$0250
Common stock$918,0003,841
Surplus$2,628,0004,620
Undivided profits$11,195,0002,300
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,358,0002,106
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$750,0003,039
Earning assets$192,104,0002,235
Long-term assets (5+ years)$60,819,0001,091
Average Assets, year-to-date$193,474,0002,334
Average Assets, quarterly$203,403,5002,276
Volatile liabilities$38,559,0001,692
Insider loans$1,988,0002,129
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$4,121,0005,594
Tier 1 (core) risk-based capital$14,994,0002,883
Tier 2 risk-based capital$1,656,0001,881
Total risk weighted assets$139,962,3002,014
Total unused commitments$4,121,0005,604
Derivatives$0549
1995-12-31Rank
# of Employees:782,481
Assets and Liabilities
Total Assets:$179,197,0002,587
Cash and due from depository institutions$5,116,0002,481
Interest-bearing balances$123,0004,651
Securities$57,149,0002,197
Federal funds sold & reverse repurchase agreements$10,745,0001,312
Net loans & leases$99,992,0002,707
Loan loss allowance$1,301,0002,789
Trading account assets$0261
Bank premises and fixed assets$4,129,0001,865
Other real estate owned$68,0002,481
Goodwill and other intangibles$03,181
All other assets$1,998,0003,623
Life insurance assets$01
Total liabilities and capital$179,197,0002,587
Total liabilities$166,158,0002,524
Total deposits$158,113,0002,468
Interest-bearing deposits$142,544,0002,387
Deposits held in domestic offices$158,113,0002,458
% insured0.00%1
Federal funds purchased & repurchase agreements$7,114,0001,318
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$931,0003,861
Total equity capital$13,039,0003,367
Total bank equity capital$13,039,0003,367
Perpetual preferred stock$0288
Common stock$918,0004,033
Surplus$2,628,0004,605
Undivided profits$9,493,0002,717
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$702,0003,422
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$592,0004,033
Earning assets$168,009,0002,543
Long-term assets (5+ years)$58,704,0001,039
Average Assets, year-to-date$154,478,2002,853
Average Assets, quarterly$173,051,5002,645
Volatile liabilities$34,763,0001,681
Insider loans$1,619,0002,596
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$3,938,0005,623
Tier 1 (core) risk-based capital$13,154,0003,242
Tier 2 risk-based capital$1,301,0002,296
Total risk weighted assets$110,714,2002,457
Total unused commitments$3,938,0005,634
Derivatives$0628
1994-12-31Rank
# of Employees:573,534
Assets and Liabilities
Total Assets:$133,651,0003,327
Cash and due from depository institutions$4,539,0003,534
Interest-bearing balances$105,0005,035
Securities$42,446,0003,088
Federal funds sold & reverse repurchase agreements$1,500,0004,474
Net loans & leases$79,500,0003,255
Loan loss allowance$1,087,0003,332
Trading account assets$0286
Bank premises and fixed assets$3,474,0002,144
Other real estate owned$73,0003,534
Goodwill and other intangibles$03,133
All other assets$2,119,0003,653
Life insurance assets$01
Total liabilities and capital$133,651,0003,327
Total liabilities$123,160,0003,285
Total deposits$118,547,0003,202
Interest-bearing deposits$103,854,0003,146
Deposits held in domestic offices$118,547,0003,194
% insured0.00%1
Federal funds purchased & repurchase agreements$4,015,0001,990
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$598,0004,582
Total equity capital$10,491,0003,868
Total bank equity capital$10,491,0003,868
Perpetual preferred stock$0310
Common stock$918,0004,210
Surplus$2,628,0004,557
Undivided profits$6,945,0003,263
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$897,0002,859
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$431,0004,855
Earning assets$123,551,0003,293
Long-term assets (5+ years)$46,512,0001,247
Average Assets, year-to-date$124,859,6003,469
Average Assets, quarterly$132,815,0003,336
Volatile liabilities$17,389,0002,844
Insider loans$1,650,0002,462
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$3,488,0005,933
Tier 1 (core) risk-based capital$11,606,0003,555
Tier 2 risk-based capital$1,085,6302,715
Total risk weighted assets$86,839,7303,043
Total unused commitments$3,488,0005,942
Derivatives$0687
1993-12-31Rank
# of Employees:514,066
Assets and Liabilities
Total Assets:$112,140,0004,012
Cash and due from depository institutions$5,326,0004,066
Interest-bearing balances$1,863,0002,505
Securities$26,728,0004,938
Federal funds sold & reverse repurchase agreements$6,443,0002,169
Net loans & leases$69,418,0003,615
Loan loss allowance$948,0003,878
Trading account assets$0330
Bank premises and fixed assets$2,683,0002,732
Other real estate owned$240,0004,066
Goodwill and other intangibles$03,091
All other assets$1,302,0004,985
Life insurance assets$01
Total liabilities and capital$112,140,0004,012
Total liabilities$102,348,0003,980
Total deposits$99,309,0003,920
Interest-bearing deposits$88,930,0003,793
Deposits held in domestic offices$99,309,0003,913
% insured0.00%1
Federal funds purchased & repurchase agreements$2,431,0002,040
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$608,0004,625
Total equity capital$9,792,0004,167
Total bank equity capital$9,792,0004,167
Perpetual preferred stock$0343
Common stock$906,0004,392
Surplus$2,606,0004,538
Undivided profits$6,280,0003,641
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,131,0002,891
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$360,0005,146
Earning assets$104,452,0003,954
Long-term assets (5+ years)$34,513,0001,681
Average Assets, year-to-date$99,807,0004,349
Average Assets, quarterly$105,927,5004,194
Volatile liabilities$12,335,0003,507
Insider loans$1,207,0003,228
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$1,684,0007,995
Tier 1 (core) risk-based capital$9,792,0004,081
Tier 2 risk-based capital$835,1603,401
Total risk weighted assets$66,699,8603,802
Total unused commitments$1,684,0008,020
Derivatives$0714
1992-12-31Rank
# of Employees:474,481
Assets and Liabilities
Total Assets:$94,699,0004,747
Cash and due from depository institutions$4,956,0004,481
Interest-bearing balances$1,382,0003,288
Securities$28,004,0004,739
Federal funds sold & reverse repurchase agreements$2,109,0006,278
Net loans & leases$55,696,0004,430
Loan loss allowance$614,0005,545
Trading account assets$0344
Bank premises and fixed assets$2,857,0002,583
Other real estate owned$79,0004,481
Goodwill and other intangibles$03,106
All other assets$998,0006,362
Life insurance assets$01
Total liabilities and capital$94,699,0004,747
Total liabilities$86,463,0004,764
Total deposits$84,236,0004,700
Interest-bearing deposits$74,456,0004,631
Deposits held in domestic offices$84,236,0004,692
% insured0.00%1
Federal funds purchased & repurchase agreements$1,772,0002,145
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$455,0006,241
Total equity capital$8,236,0004,669
Total bank equity capital$8,236,0004,669
Perpetual preferred stock$0346
Common stock$905,0004,599
Surplus$2,603,0004,475
Undivided profits$4,728,0004,371
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,830,0002,398
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$327,0006,079
Earning assets$87,191,0004,736
Long-term assets (5+ years)$34,595,0001,641
Average Assets, year-to-date$88,767,6004,922
Average Assets, quarterly$92,024,5004,841
Volatile liabilities$11,955,0003,599
Insider loans$94,0005,877
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$012,570
Tier 1 (core) risk-based capital$8,236,0004,593
Tier 2 risk-based capital$614,0004,401
Total risk weighted assets$56,195,1004,475
Total unused commitments$012,572
Derivatives$0651