Home > THE VINTON COUNTY NATIONAL BANK > Net charge- offs to loans
THE VINTON COUNTY NATIONAL BANK, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1033% | 886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0377% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0236% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1694% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3124% | 1,607 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8432% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2304% | 1,729 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0839% | 883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0353% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0252% | 1,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2805% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5360% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2083% | 1,659 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0841% | 758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0126% | 95 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 355 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0086% | 3,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2910% | 1,363 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9811% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2048% | 1,544 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1076% | 569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 4,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 206 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0087% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3608% | 1,149 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4079% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2961% | 1,177 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0556% | 1,103 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 3,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0021% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 4,093 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0195% | 4,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 4,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 3,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2391% | 1,575 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1388% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2105% | 1,594 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0223% | 4,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0029% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 4,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0340% | 4,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0379% | 4,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0032% | 3,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2262% | 1,483 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2727% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1928% | 1,504 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0498% | 892 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0277% | 4,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0044% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0438% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0488% | 4,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2604% | 1,282 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0829% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2335% | 1,276 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1286% | 437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 4,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0102% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5134% | 832 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9875% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4976% | 772 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0406% | 1,449 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0383% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0357% | 4,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,362 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0231% | 3,269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 975 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0264% | 3,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1792% | 1,614 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4858% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1063% | 1,850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0484% | 1,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0522% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0478% | 4,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0306% | 3,362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0302% | 3,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2082% | 1,365 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1738% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1161% | 1,611 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 1,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0799% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 4,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 702 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0456% | 3,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0351% | 3,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2043% | 1,284 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7076% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1580% | 1,301 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1263% | 576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 0.1614% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 4,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4452% | 837 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6110% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3789% | 826 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 1,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0281% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0177% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 1,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0574% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3975% | 1,448 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1203% | 385 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3765% | 1,387 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1170% | 1,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 1,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0555% | 187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0084% | 735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0230% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0115% | 1,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0799% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4314% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7157% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4233% | 1,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1409% | 1,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0833% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0167% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0337% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1915% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4848% | 1,284 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9878% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4703% | 1,199 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2101% | 664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0376% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0206% | 700 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 3,448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4809% | 482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7073% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2049% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6629% | 977 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1417% | 1,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 2,072 |
| Percentage Net Loans Charged-off:Construction & development | -0.0569% | 4,438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 1,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0106% | 1,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0049% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0113% | 1,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0827% | 1,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5677% | 1,415 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4930% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4796% | 1,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1469% | 1,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 1,838 |
| Percentage Net Loans Charged-off:Construction & development | -0.0737% | 4,544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 1,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0066% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 1,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0408% | 1,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6059% | 1,266 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5365% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5481% | 1,268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1141% | 1,281 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 4,388 |
| Percentage Net Loans Charged-off:Construction & development | -0.1036% | 4,621 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 4,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0558% | 3,723 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 1,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 3,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5334% | 1,316 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5743% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4720% | 1,300 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0936% | 1,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0358% | 4,870 |
| Percentage Net Loans Charged-off:Construction & development | -0.2055% | 4,753 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 4,737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0206% | 4,594 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1127% | 3,845 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 4,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 3,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5540% | 1,205 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5554% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4928% | 1,207 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1260% | 1,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 1,575 |
| Percentage Net Loans Charged-off:Construction & development | -0.0108% | 4,311 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 4,670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0292% | 1,507 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0154% | 3,604 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 1,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0765% | 4,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5270% | 1,518 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5929% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4547% | 1,560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1255% | 1,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 1,211 |
| Percentage Net Loans Charged-off:Construction & development | -0.0116% | 4,375 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 4,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0548% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1574% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0419% | 1,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0384% | 4,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5042% | 1,388 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0033% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4148% | 1,486 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1208% | 1,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 1,153 |
| Percentage Net Loans Charged-off:Construction & development | -0.0136% | 4,456 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 4,765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0422% | 1,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2457% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 1,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0776% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5376% | 1,271 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7301% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4561% | 1,316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1421% | 963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 981 |
| Percentage Net Loans Charged-off:Construction & development | -0.0092% | 4,536 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 4,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0330% | 867 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0102% | 3,699 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0384% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 4,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6826% | 1,093 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8942% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5580% | 1,144 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1072% | 2,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 2,145 |
| Percentage Net Loans Charged-off:Construction & development | -0.2613% | 4,945 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 1,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0531% | 1,501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0872% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0490% | 1,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0971% | 1,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5322% | 1,667 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6439% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4861% | 1,649 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0844% | 1,958 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 4,528 |
| Percentage Net Loans Charged-off:Construction & development | -0.3460% | 5,035 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0107% | 3,785 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 1,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1322% | 1,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5143% | 1,558 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7553% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4628% | 1,541 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0814% | 1,800 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0210% | 4,857 |
| Percentage Net Loans Charged-off:Construction & development | -0.4839% | 5,111 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0330% | 5,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0379% | 1,365 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0161% | 3,822 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0443% | 1,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0790% | 4,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6199% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0938% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5999% | 1,189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1450% | 1,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 1,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0568% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 1,230 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0217% | 3,947 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 1,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0585% | 4,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8207% | 1,004 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8624% | 381 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8189% | 898 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1468% | 1,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0967% | 1,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0705% | 962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1184% | 1,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3789% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0879% | 1,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0793% | 1,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4261% | 2,018 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0189% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3618% | 2,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1432% | 1,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0987% | 1,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0184% | 1,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1352% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3053% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1154% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0054% | 2,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4131% | 1,791 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1375% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3455% | 1,843 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1287% | 1,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0809% | 1,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0339% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1053% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4761% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0626% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0162% | 1,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4075% | 1,707 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2339% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2986% | 1,851 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1187% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0910% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 5,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1343% | 800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5210% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0901% | 933 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0475% | 4,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3150% | 1,737 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5601% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3055% | 1,603 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1474% | 1,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0798% | 1,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0400% | 1,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1028% | 1,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1150% | 650 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1014% | 1,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0230% | 4,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5539% | 1,520 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9089% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5411% | 1,419 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1644% | 1,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0800% | 1,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0577% | 1,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0979% | 1,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1644% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0907% | 1,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0153% | 4,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6612% | 1,150 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2073% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6421% | 1,073 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1823% | 1,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0944% | 1,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0952% | 787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1075% | 1,463 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0774% | 4,397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1272% | 1,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0152% | 4,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7078% | 1,018 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3884% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6841% | 956 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2088% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1377% | 986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1987% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1393% | 1,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1835% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1346% | 1,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0149% | 4,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6640% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4981% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6350% | 997 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1745% | 2,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1320% | 2,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1227% | 1,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1533% | 1,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2499% | 631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1430% | 1,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1163% | 5,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4806% | 1,857 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8601% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4295% | 1,851 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1620% | 2,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1519% | 1,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1765% | 1,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1662% | 1,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3647% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1449% | 1,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1628% | 5,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3083% | 2,211 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2722% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2351% | 2,338 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1080% | 2,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0877% | 2,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0302% | 1,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1164% | 1,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5648% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 2,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2447% | 5,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3137% | 1,982 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4521% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2701% | 1,996 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1130% | 2,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 1,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 5,931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1016% | 1,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7266% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0348% | 1,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3928% | 1,672 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1845% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2846% | 1,819 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2489% | 2,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1514% | 2,702 |
| Percentage Net Loans Charged-off:Construction & development | 1.3349% | 731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0638% | 2,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0357% | 3,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0146% | 1,399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0381% | 3,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9075% | 1,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5509% | 1,956 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6378% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4710% | 2,031 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2522% | 2,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1926% | 2,216 |
| Percentage Net Loans Charged-off:Construction & development | 1.7976% | 572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0835% | 1,885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 3,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0243% | 1,232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0339% | 3,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1524% | 2,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5692% | 1,708 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9369% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4794% | 1,785 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2838% | 2,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2300% | 1,978 |
| Percentage Net Loans Charged-off:Construction & development | 2.7652% | 420 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1673% | 6,539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0482% | 2,941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0437% | 1,038 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0488% | 2,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2445% | 1,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5558% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2890% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4509% | 1,760 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 3,876 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0890% | 6,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6122% | 6,746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0556% | 2,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0880% | 716 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0518% | 2,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0585% | 5,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5115% | 1,611 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6745% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5052% | 1,497 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3651% | 2,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3263% | 2,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0900% | 2,210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2764% | 2,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3805% | 2,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0290% | 1,715 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4248% | 1,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0349% | 3,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6502% | 1,968 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7352% | 727 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6468% | 1,833 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3882% | 2,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3427% | 2,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.1208% | 1,996 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3694% | 1,607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3703% | 2,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0480% | 1,493 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4116% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1554% | 2,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6806% | 1,748 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7147% | 677 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6792% | 1,613 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4369% | 2,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3970% | 2,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.1824% | 1,740 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4183% | 1,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4265% | 1,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4818% | 1,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2838% | 2,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6838% | 1,669 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4718% | 672 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6923% | 1,523 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3977% | 2,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2859% | 2,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2978% | 1,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3260% | 1,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3699% | 1,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5011% | 1,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9088% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6750% | 511 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9180% | 1,092 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6111% | 2,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6196% | 2,334 |
| Percentage Net Loans Charged-off:Construction & development | 1.0453% | 2,113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9287% | 1,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4714% | 2,312 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0102% | 5,223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5391% | 2,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7058% | 2,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6018% | 2,507 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5919% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4804% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6219% | 2,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6150% | 2,119 |
| Percentage Net Loans Charged-off:Construction & development | 1.4018% | 1,727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8926% | 1,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4309% | 2,223 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0317% | 5,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4959% | 1,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9116% | 1,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6413% | 2,184 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6296% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4733% | 2,335 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6389% | 2,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6425% | 1,951 |
| Percentage Net Loans Charged-off:Construction & development | 1.4865% | 1,498 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1706% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3671% | 2,251 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0274% | 5,262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4221% | 1,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1102% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5787% | 2,202 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6222% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4308% | 2,297 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6876% | 1,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6591% | 1,610 |
| Percentage Net Loans Charged-off:Construction & development | 2.4438% | 914 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2485% | 1,400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5895% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6718% | 1,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6732% | 1,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8593% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5596% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5757% | 1,625 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7913% | 2,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6573% | 2,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.8714% | 2,600 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0975% | 1,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4881% | 2,320 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0101% | 5,474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5571% | 2,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7900% | 1,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8733% | 2,388 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2492% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5111% | 288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7650% | 2,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6122% | 2,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.8792% | 2,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9187% | 1,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4798% | 2,163 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0090% | 5,513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5473% | 1,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9932% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1714% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9419% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8497% | 2,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7336% | 1,997 |
| Percentage Net Loans Charged-off:Construction & development | 1.3101% | 1,856 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3617% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4479% | 2,017 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0134% | 5,525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5115% | 1,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1355% | 1,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3121% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3897% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6444% | 2,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4633% | 2,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3951% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2102% | 2,245 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0134% | 5,560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2409% | 2,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3360% | 2,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5171% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9038% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5312% | 3,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2731% | 3,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.2612% | 3,151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1120% | 2,808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3378% | 2,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9001% | 910 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2617% | 2,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0339% | 1,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2870% | 2,209 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6280% | 561 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4952% | 3,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2029% | 3,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.3399% | 2,656 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1190% | 2,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2156% | 2,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6401% | 915 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1582% | 2,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8163% | 1,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4524% | 1,763 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5072% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4701% | 2,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2031% | 3,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.3867% | 2,215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1075% | 1,811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2124% | 2,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8609% | 663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1247% | 2,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0461% | 1,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5368% | 1,580 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0106% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4397% | 2,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1725% | 2,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.3059% | 1,599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0928% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1832% | 1,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6088% | 544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1262% | 1,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5417% | 1,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3764% | 1,597 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6251% | 385 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2759% | 3,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0715% | 4,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0921% | 2,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2629% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0851% | 2,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6871% | 2,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9189% | 2,450 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2274% | 1,307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2484% | 2,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0784% | 3,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1012% | 2,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3607% | 654 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0907% | 2,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1203% | 3,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9061% | 2,069 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2985% | 1,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2337% | 2,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1247% | 2,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1620% | 1,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5733% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1460% | 1,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7132% | 2,272 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2976% | 1,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1873% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2429% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2508% | 866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7997% | 1,837 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2645% | 2,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2002% | 1,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0108% | 1,522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2933% | 654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2175% | 1,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2254% | 1,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4942% | 1,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4417% | 3,320 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2947% | 1,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2540% | 715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0142% | 1,025 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3775% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2752% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2855% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6637% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3498% | 3,320 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3343% | 1,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1300% | 1,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0226% | 710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5456% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0594% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0617% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1321% | 2,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1304% | 1,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1151% | 2,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0903% | 928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0489% | 362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1190% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1236% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2583% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1670% | 3,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3225% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0759% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1037% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1078% | 1,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1708% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6166% | 2,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3067% | 1,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0745% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1014% | 1,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1055% | 1,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2928% | 360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5039% | 2,501 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3413% | 914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1038% | 951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1407% | 850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1464% | 810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4335% | 354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5119% | 2,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0992% | 2,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3730% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3586% | 2,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2671% | 1,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1156% | 1,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3765% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0568% | 1,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0594% | 1,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8583% | 2,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2853% | 1,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1315% | 926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5039% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0428% | 1,835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0448% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8818% | 1,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3324% | 1,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1777% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7573% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0340% | 1,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0357% | 1,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9467% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3270% | 1,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0311% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0434% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0455% | 1,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3709% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4205% | 1,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2740% | 671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4392% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2531% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3940% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2466% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1796% | 3,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9331% | 2,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3526% | 1,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2549% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4132% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2328% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2432% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1785% | 2,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6962% | 2,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3569% | 1,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2306% | 676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6245% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1339% | 1,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1397% | 970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2679% | 2,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7392% | 2,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2183% | 1,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1361% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1887% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1967% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4298% | 1,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3588% | 3,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7100% | 935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5116% | 388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6632% | 305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6886% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6943% | 2,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1532% | 1,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5508% | 1,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3668% | 489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4694% | 417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4869% | 424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5880% | 2,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9275% | 2,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5746% | 1,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3688% | 485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4671% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4842% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8461% | 1,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8958% | 2,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7643% | 685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5533% | 279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6990% | 245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7242% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7345% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2219% | 1,610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4589% | 1,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0826% | 2,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1026% | 1,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1061% | 1,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2367% | 3,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2642% | 1,797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4236% | 1,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0446% | 2,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0564% | 2,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0579% | 1,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1102% | 4,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2558% | 1,673 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1755% | 3,474 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1540% | 3,842 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 7,079 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3222% | 2,567 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4808% | 1,846 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1342% | 4,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2695% | 3,269 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0809% | 7,522 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1193% | 8,524 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |