The Citizens National Bank and Trust Company of Towanda
| Status: | Inactive as of 10/01/1971 |
| Merger - Without Assistance | |
| Successor Bank: | Citizens & Northern Bank |
| Headquarters: | The Citizens National Bank and Trust Company of Towanda Main Street Towanda, PA 18848 |
| Established: | 01/01/1876 |
| FDIC Insurance: | 01/01/1934 |
| FDIC Cert: | #7783 |
| Charter Class: | Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) |
History
| 1876-01-01 | Institution established: Original name:The Citizens National Bank and Trust Company of Towanda | |
| 1971-10-01 | Merged into and subsequently operated as part of Citizens & Northern National Bank and Trust Company (7799) in TOWANDA, PA | |
| 1971-10-01 | Changed name to Citizens & Northern National Bank and Trust Company (7799) | |
| 1972-05-01 | Acquired The First National Bank of Ralston (7717) in RALSTON, PA | |
| 1972-05-01 | Change trust powers from TRUST POWERS NOT GRANTED to FULL TRUST POWERS GRANTED | |
| 1975-05-15 | Changed name to Citizens & Northern Bank (7799) | |
| 1975-05-15 | Changed institution class to INSURED COMMERCIAL BANKS, STATE, NOT MEMBERS OF THE FRS | |
| 1975-05-15 | Changed primary regulatory agency from COMPTROLLER OF THE CURRENCY to FEDERAL DEPOSIT INSURANCE CORPORATION | |
| 1977-10-01 | Acquired Sullivan County National Bank (7559) in LAPORTE, PA | |
| 1983-12-31 | Acquired The Farmers National Bank of Athens (7385) in ATHENS, PA | |
| 1987-05-29 | Reorganized. | |
| 1990-05-01 | Acquired The First National Bank of East Smithfield (7479) in EAST SMITHFIELD, PA | |
| 1998-03-18 | Moved bank headquarters from TOWANDA, PA to WELLSBORO, PA | |
| 2007-05-01 | Acquired Citizens Trust Company (11871) in COUDERSPORT, PA | |
| 2010-09-01 | Acquired First State Bank (591) in CANISTEO, NY | |
| 2019-04-01 | Acquired Monument Bank (58757) in DOYLESTOWN, PA | |
| 2020-07-01 | Acquired Covenant Bank (58502) in DOYLESTOWN, PA |