The Bank of Greene County

The Bank of Greene County
425 Main Street
Catskill, NY 12414


Concentration:All Other Specialization < 1 Billion
Established:1974-05-18
FDIC Insurance:1974-05-18
FDIC Cert:#21591
Charter Class:savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
# of Branches:13, ranked #728
Website:www.tbogc.com
Total Assets:$674,288,000, ranked #1005
Total Deposits:$592,634,000, ranked #939
Total Equity Capital:$58,419,000, ranked #1281
Total Domestic Office Deposits:$592,634,000, ranked #937
Net Income:$3,111,000, ranked #1024
Quarterly Net Income:$1,580,000, ranked #1070
Return on Assets:1%, ranked #911
Quarterly Return on Assets:1%, ranked #1026
Return on Equity:11%, ranked #1571
Quarterly Return on Equity:11%, ranked #1688

Historical Financial Information

2014-06-30Rank
# of Employees:1241,184
Assets and Liabilities
Total Assets:$674,288,0001,005
Cash and due from depository institutions$14,059,0001,184
Interest-bearing balances$5,061,0003,845
Securities$238,097,000628
Federal funds sold & reverse repurchase agreements$02,844
Net loans & leases$399,452,0001,096
Loan loss allowance$7,419,000893
Trading account assets$0246
Bank premises and fixed assets$14,307,000827
Other real estate owned$473,0001,184
Goodwill and other intangibles$02,849
All other assets$7,900,0002,190
Life insurance assets$03,825
Total liabilities and capital$674,288,0001,005
Total liabilities$615,814,000985
Total deposits$592,634,000939
Interest-bearing deposits$522,271,000873
Deposits held in domestic offices$592,634,000937
% insured92.46%1,369
Federal funds purchased & repurchase agreements$02,152
Trading liabilities$0168
Other borrowed funds$17,650,0001,265
Subordinated debt$0135
All other liabilities$5,530,000923
Total equity capital$58,474,0001,281
Total bank equity capital$58,419,0001,280
Perpetual preferred stock$0199
Common stock$1,0005,891
Surplus$3,668,0003,977
Undivided profits$54,750,000698
Noncontrolling interests in consolidated subsidiaries$55,000135
Memoranda
Noncurrent loans and leases$6,164,0001,080
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0990
Income earned, not collected on loans$2,711,000898
Earning assets$642,610,000973
Long-term assets (5+ years)$452,863,000534
Average Assets, year-to-date$675,910,0001,000
Average Assets, quarterly$687,464,500988
Volatile liabilities$6,563,0003,814
Insider loans$158,0005,316
FHLB advances$17,650,0001,209
Loans and leases held for sale$01,950
Unused loan commitments$56,605,0001,332
Tier 1 (core) risk-based capital$50,918,0001,391
Tier 2 risk-based capital$4,395,0001,202
Total risk weighted assets$302,638,0001,492
Total unused commitments$56,605,0001,332
Derivatives$01,413
2014-03-31Rank
# of Employees:1261,164
Assets and Liabilities
Total Assets:$700,641,000977
Cash and due from depository institutions$55,850,0001,164
Interest-bearing balances$48,650,000765
Securities$228,369,000674
Federal funds sold & reverse repurchase agreements$03,112
Net loans & leases$392,671,0001,102
Loan loss allowance$7,341,000908
Trading account assets$0247
Bank premises and fixed assets$14,246,000835
Other real estate owned$716,0001,164
Goodwill and other intangibles$02,875
All other assets$8,789,0002,011
Life insurance assets$03,830
Total liabilities and capital$700,641,000977
Total liabilities$643,932,000945
Total deposits$624,604,000913
Interest-bearing deposits$559,305,000816
Deposits held in domestic offices$624,604,000910
% insured91.87%1,569
Federal funds purchased & repurchase agreements$01,959
Trading liabilities$0165
Other borrowed funds$14,500,0001,346
Subordinated debt$0134
All other liabilities$4,828,0001,003
Total equity capital$56,709,0001,297
Total bank equity capital$56,654,0001,297
Perpetual preferred stock$0201
Common stock$1,0005,951
Surplus$3,668,0004,011
Undivided profits$52,985,000706
Noncontrolling interests in consolidated subsidiaries$55,000138
Memoranda
Noncurrent loans and leases$6,080,0001,149
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0998
Income earned, not collected on loans$2,968,000793
Earning assets$669,690,000937
Long-term assets (5+ years)$455,405,000531
Average Assets, year-to-date$676,721,0001,005
Average Assets, quarterly$676,721,0001,005
Volatile liabilities$4,013,0004,471
Insider loans$287,0004,940
FHLB advances$14,500,0001,301
Loans and leases held for sale$01,833
Unused loan commitments$59,349,0001,298
Tier 1 (core) risk-based capital$49,616,0001,422
Tier 2 risk-based capital$4,323,0001,224
Total risk weighted assets$284,899,0001,554
Total unused commitments$59,349,0001,298
Derivatives$01,405
2013-12-31Rank
# of Employees:1241,192
Assets and Liabilities
Total Assets:$652,801,0001,040
Cash and due from depository institutions$11,926,0001,192
Interest-bearing balances$3,790,0004,414
Securities$230,959,000659
Federal funds sold & reverse repurchase agreements$02,964
Net loans & leases$387,191,0001,112
Loan loss allowance$7,171,000948
Trading account assets$0247
Bank premises and fixed assets$14,354,000828
Other real estate owned$600,0001,192
Goodwill and other intangibles$02,889
All other assets$7,771,0002,241
Life insurance assets$03,841
Total liabilities and capital$652,801,0001,040
Total liabilities$595,783,0001,010
Total deposits$551,025,0001,002
Interest-bearing deposits$490,345,000920
Deposits held in domestic offices$551,025,0001,000
% insured93.58%1,113
Federal funds purchased & repurchase agreements$02,281
Trading liabilities$0167
Other borrowed funds$40,200,000678
Subordinated debt$0136
All other liabilities$4,558,0001,065
Total equity capital$57,018,0001,270
Total bank equity capital$56,963,0001,269
Perpetual preferred stock$0206
Common stock$1,0006,024
Surplus$3,668,0004,055
Undivided profits$53,294,000679
Noncontrolling interests in consolidated subsidiaries$55,000134
Memoranda
Noncurrent loans and leases$6,252,0001,160
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$2,753,000890
Earning assets$621,940,000999
Long-term assets (5+ years)$452,744,000521
Average Assets, year-to-date$643,009,6001,042
Average Assets, quarterly$652,075,0001,034
Volatile liabilities$35,456,0001,244
Insider loans$293,0004,967
FHLB advances$40,200,000634
Loans and leases held for sale$01,902
Unused loan commitments$51,587,0001,364
Tier 1 (core) risk-based capital$50,333,0001,388
Tier 2 risk-based capital$4,274,0001,248
Total risk weighted assets$297,333,0001,498
Total unused commitments$51,587,0001,364
Derivatives$01,395
2013-09-30Rank
# of Employees:1241,192
Assets and Liabilities
Total Assets:$651,349,0001,046
Cash and due from depository institutions$15,662,0001,192
Interest-bearing balances$589,0005,963
Securities$239,965,000646
Federal funds sold & reverse repurchase agreements$02,981
Net loans & leases$374,452,0001,145
Loan loss allowance$7,028,000986
Trading account assets$0248
Bank premises and fixed assets$14,245,000831
Other real estate owned$196,0001,192
Goodwill and other intangibles$02,909
All other assets$6,829,0002,444
Life insurance assets$03,818
Total liabilities and capital$651,349,0001,046
Total liabilities$596,029,0001,015
Total deposits$583,288,000948
Interest-bearing deposits$521,950,000865
Deposits held in domestic offices$583,288,000946
% insured92.04%1,672
Federal funds purchased & repurchase agreements$02,308
Trading liabilities$0163
Other borrowed funds$8,500,0001,906
Subordinated debt$0150
All other liabilities$4,241,0001,158
Total equity capital$55,320,0001,309
Total bank equity capital$55,265,0001,308
Perpetual preferred stock$0217
Common stock$1,0006,095
Surplus$3,668,0004,089
Undivided profits$51,596,000712
Noncontrolling interests in consolidated subsidiaries$55,000136
Memoranda
Noncurrent loans and leases$7,977,0001,018
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$2,871,000877
Earning assets$615,006,0001,007
Long-term assets (5+ years)$445,656,000513
Average Assets, year-to-date$640,561,7501,054
Average Assets, quarterly$642,941,5001,049
Volatile liabilities$7,524,0003,645
Insider loans$280,0005,056
FHLB advances$8,500,0001,832
Loans and leases held for sale$02,008
Unused loan commitments$56,909,0001,303
Tier 1 (core) risk-based capital$48,782,0001,427
Tier 2 risk-based capital$4,176,0001,280
Total risk weighted assets$290,187,0001,522
Total unused commitments$56,909,0001,303
Derivatives$01,430
2013-06-30Rank
# of Employees:1241,199
Assets and Liabilities
Total Assets:$634,534,0001,057
Cash and due from depository institutions$7,239,0001,199
Interest-bearing balances$1,059,0005,779
Securities$246,163,000628
Federal funds sold & reverse repurchase agreements$03,098
Net loans & leases$359,604,0001,175
Loan loss allowance$7,040,000997
Trading account assets$0250
Bank premises and fixed assets$14,349,000817
Other real estate owned$296,0001,199
Goodwill and other intangibles$02,910
All other assets$6,883,0002,385
Life insurance assets$03,807
Total liabilities and capital$634,534,0001,057
Total liabilities$580,441,0001,023
Total deposits$561,550,000981
Interest-bearing deposits$500,690,000903
Deposits held in domestic offices$561,550,000979
% insured92.06%1,755
Federal funds purchased & repurchase agreements$02,211
Trading liabilities$0154
Other borrowed funds$14,600,0001,363
Subordinated debt$0152
All other liabilities$4,291,0001,152
Total equity capital$54,093,0001,321
Total bank equity capital$54,038,0001,323
Perpetual preferred stock$0228
Common stock$1,0006,143
Surplus$3,668,0004,106
Undivided profits$50,369,000724
Noncontrolling interests in consolidated subsidiaries$55,000140
Memoranda
Noncurrent loans and leases$6,885,0001,228
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$2,663,000934
Earning assets$606,826,0001,010
Long-term assets (5+ years)$433,305,000521
Average Assets, year-to-date$636,966,0001,057
Average Assets, quarterly$642,746,5001,045
Volatile liabilities$14,630,0002,455
Insider loans$279,0005,121
FHLB advances$14,600,0001,299
Loans and leases held for sale$02,138
Unused loan commitments$50,844,0001,383
Tier 1 (core) risk-based capital$47,215,0001,445
Tier 2 risk-based capital$4,049,0001,305
Total risk weighted assets$279,251,0001,558
Total unused commitments$50,844,0001,383
Derivatives$01,417
2013-03-31Rank
# of Employees:1251,184
Assets and Liabilities
Total Assets:$650,959,0001,038
Cash and due from depository institutions$38,916,0001,184
Interest-bearing balances$33,185,0001,377
Securities$239,047,000656
Federal funds sold & reverse repurchase agreements$349,0002,940
Net loans & leases$350,314,0001,192
Loan loss allowance$6,922,0001,027
Trading account assets$0242
Bank premises and fixed assets$14,503,000807
Other real estate owned$435,0001,184
Goodwill and other intangibles$02,913
All other assets$7,395,0002,268
Life insurance assets$03,804
Total liabilities and capital$650,959,0001,038
Total liabilities$597,477,0001,003
Total deposits$589,943,000950
Interest-bearing deposits$534,248,000856
Deposits held in domestic offices$589,943,000947
% insured91.91%1,825
Federal funds purchased & repurchase agreements$01,982
Trading liabilities$0154
Other borrowed funds$4,000,0002,521
Subordinated debt$0155
All other liabilities$3,534,0001,322
Total equity capital$53,482,0001,363
Total bank equity capital$53,427,0001,364
Perpetual preferred stock$0239
Common stock$1,0006,213
Surplus$3,668,0004,141
Undivided profits$49,758,000759
Noncontrolling interests in consolidated subsidiaries$55,000143
Memoranda
Noncurrent loans and leases$7,041,0001,333
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$2,875,000851
Earning assets$622,895,000995
Long-term assets (5+ years)$418,800,000532
Average Assets, year-to-date$638,182,0001,070
Average Assets, quarterly$638,182,0001,070
Volatile liabilities$4,528,0004,423
Insider loans$283,0005,122
FHLB advances$4,000,0002,432
Loans and leases held for sale$02,154
Unused loan commitments$52,913,0001,340
Tier 1 (core) risk-based capital$46,022,0001,465
Tier 2 risk-based capital$3,905,0001,355
Total risk weighted assets$265,028,0001,616
Total unused commitments$52,913,0001,340
Derivatives$01,405
2012-12-31Rank
# of Employees:1251,178
Assets and Liabilities
Total Assets:$625,405,0001,088
Cash and due from depository institutions$10,661,0001,178
Interest-bearing balances$673,0006,083
Securities$245,436,000625
Federal funds sold & reverse repurchase agreements$722,0002,510
Net loans & leases$347,701,0001,197
Loan loss allowance$6,764,0001,070
Trading account assets$0243
Bank premises and fixed assets$14,606,000800
Other real estate owned$140,0001,178
Goodwill and other intangibles$02,913
All other assets$6,139,0002,599
Life insurance assets$03,787
Total liabilities and capital$625,405,0001,088
Total liabilities$573,410,0001,061
Total deposits$549,349,0001,013
Interest-bearing deposits$491,546,000928
Deposits held in domestic offices$549,349,0001,012
% insured90.98%3,079
Federal funds purchased & repurchase agreements$02,186
Trading liabilities$0152
Other borrowed funds$20,300,0001,096
Subordinated debt$0159
All other liabilities$3,761,0001,310
Total equity capital$51,995,0001,393
Total bank equity capital$51,940,0001,392
Perpetual preferred stock$0246
Common stock$1,0006,271
Surplus$3,668,0004,170
Undivided profits$48,271,000777
Noncontrolling interests in consolidated subsidiaries$55,000147
Memoranda
Noncurrent loans and leases$7,075,0001,373
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$2,747,000902
Earning assets$594,532,0001,045
Long-term assets (5+ years)$416,858,000512
Average Assets, year-to-date$591,532,6001,122
Average Assets, quarterly$613,625,0001,095
Volatile liabilities$4,269,0004,609
Insider loans$520,0004,571
FHLB advances$20,300,0001,030
Loans and leases held for sale$02,229
Unused loan commitments$47,730,0001,371
Tier 1 (core) risk-based capital$44,721,0001,489
Tier 2 risk-based capital$3,894,0001,361
Total risk weighted assets$269,232,0001,599
Total unused commitments$47,730,0001,371
Derivatives$01,366
2012-09-30Rank
# of Employees:1211,220
Assets and Liabilities
Total Assets:$601,845,0001,125
Cash and due from depository institutions$23,284,0001,220
Interest-bearing balances$12,901,0002,615
Securities$220,794,000699
Federal funds sold & reverse repurchase agreements$340,0002,882
Net loans & leases$336,227,0001,241
Loan loss allowance$6,536,0001,139
Trading account assets$0231
Bank premises and fixed assets$14,750,000783
Other real estate owned$200,0001,220
Goodwill and other intangibles$02,937
All other assets$6,250,0002,591
Life insurance assets$03,771
Total liabilities and capital$601,845,0001,125
Total liabilities$551,382,0001,095
Total deposits$540,597,0001,010
Interest-bearing deposits$487,364,000943
Deposits held in domestic offices$540,597,0001,009
% insured93.89%2,123
Federal funds purchased & repurchase agreements$02,188
Trading liabilities$0150
Other borrowed funds$7,000,0002,123
Subordinated debt$0163
All other liabilities$3,785,0001,355
Total equity capital$50,463,0001,453
Total bank equity capital$50,408,0001,455
Perpetual preferred stock$0250
Common stock$1,0006,360
Surplus$3,668,0004,213
Undivided profits$46,739,000813
Noncontrolling interests in consolidated subsidiaries$55,000148
Memoranda
Noncurrent loans and leases$6,888,0001,459
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$2,836,000959
Earning assets$570,262,0001,081
Long-term assets (5+ years)$373,523,000561
Average Assets, year-to-date$583,064,5001,152
Average Assets, quarterly$596,950,5001,133
Volatile liabilities$5,047,0004,426
Insider loans$526,0004,628
FHLB advances$7,000,0002,036
Loans and leases held for sale$02,256
Unused loan commitments$49,828,0001,337
Tier 1 (core) risk-based capital$43,270,0001,537
Tier 2 risk-based capital$3,760,0001,401
Total risk weighted assets$261,354,0001,645
Total unused commitments$49,828,0001,337
Derivatives$01,366
2012-06-30Rank
# of Employees:1221,206
Assets and Liabilities
Total Assets:$592,056,0001,135
Cash and due from depository institutions$8,834,0001,206
Interest-bearing balances$419,0006,224
Securities$233,917,000666
Federal funds sold & reverse repurchase agreements$223,0003,150
Net loans & leases$326,850,0001,287
Loan loss allowance$6,177,0001,227
Trading account assets$0211
Bank premises and fixed assets$14,899,000775
Other real estate owned$260,0001,206
Goodwill and other intangibles$02,925
All other assets$7,073,0002,359
Life insurance assets$03,763
Total liabilities and capital$592,056,0001,135
Total liabilities$543,541,0001,095
Total deposits$517,645,0001,063
Interest-bearing deposits$459,253,0001,002
Deposits held in domestic offices$517,645,0001,061
% insured94.32%2,046
Federal funds purchased & repurchase agreements$02,234
Trading liabilities$0130
Other borrowed funds$21,000,0001,104
Subordinated debt$0180
All other liabilities$4,896,0001,075
Total equity capital$48,515,0001,476
Total bank equity capital$48,460,0001,474
Perpetual preferred stock$0254
Common stock$1,0006,418
Surplus$3,668,0004,222
Undivided profits$44,791,000822
Noncontrolling interests in consolidated subsidiaries$55,000146
Memoranda
Noncurrent loans and leases$7,016,0001,503
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$2,688,000954
Earning assets$561,409,0001,095
Long-term assets (5+ years)$366,332,000562
Average Assets, year-to-date$576,804,3301,167
Average Assets, quarterly$585,429,5001,157
Volatile liabilities$19,139,0002,115
Insider loans$533,0004,667
FHLB advances$21,000,0001,035
Loans and leases held for sale$02,185
Unused loan commitments$48,464,0001,355
Tier 1 (core) risk-based capital$41,669,0001,573
Tier 2 risk-based capital$3,713,0001,415
Total risk weighted assets$243,859,0001,751
Total unused commitments$48,464,0001,356
Derivatives$01,332
2012-03-31Rank
# of Employees:1181,234
Assets and Liabilities
Total Assets:$578,803,0001,178
Cash and due from depository institutions$30,603,0001,234
Interest-bearing balances$22,668,0001,870
Securities$213,649,000730
Federal funds sold & reverse repurchase agreements$300,0003,286
Net loans & leases$312,239,0001,328
Loan loss allowance$5,967,0001,278
Trading account assets$0215
Bank premises and fixed assets$15,035,000770
Other real estate owned$410,0001,234
Goodwill and other intangibles$02,935
All other assets$6,567,0002,498
Life insurance assets$03,760
Total liabilities and capital$578,803,0001,178
Total liabilities$528,433,0001,147
Total deposits$516,221,0001,072
Interest-bearing deposits$464,907,000996
Deposits held in domestic offices$516,221,0001,070
% insured95.26%1,661
Federal funds purchased & repurchase agreements$02,131
Trading liabilities$0123
Other borrowed funds$9,000,0001,962
Subordinated debt$0185
All other liabilities$3,212,0001,439
Total equity capital$50,370,0001,410
Total bank equity capital$50,315,0001,411
Perpetual preferred stock$0259
Common stock$06,651
Surplus$3,668,0004,250
Undivided profits$46,647,000769
Noncontrolling interests in consolidated subsidiaries$55,000146
Memoranda
Noncurrent loans and leases$6,833,0001,615
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$2,802,000920
Earning assets$548,856,0001,124
Long-term assets (5+ years)$325,126,000618
Average Assets, year-to-date$569,178,5001,183
Average Assets, quarterly$569,178,5001,183
Volatile liabilities$4,806,0004,574
Insider loans$537,0004,693
FHLB advances$9,000,0001,884
Loans and leases held for sale$02,171
Unused loan commitments$47,867,0001,351
Tier 1 (core) risk-based capital$42,094,0001,542
Tier 2 risk-based capital$3,969,0001,339
Total risk weighted assets$259,216,0001,659
Total unused commitments$47,867,0001,351
Derivatives$01,297
2011-12-31Rank
# of Employees:1181,250
Assets and Liabilities
Total Assets:$559,554,0001,208
Cash and due from depository institutions$18,846,0001,250
Interest-bearing balances$10,831,0002,826
Securities$205,984,000732
Federal funds sold & reverse repurchase agreements$1,042,0002,494
Net loans & leases$311,784,0001,347
Loan loss allowance$5,441,0001,386
Trading account assets$0205
Bank premises and fixed assets$15,044,000771
Other real estate owned$361,0001,250
Goodwill and other intangibles$02,970
All other assets$6,493,0002,573
Life insurance assets$03,748
Total liabilities and capital$559,554,0001,208
Total liabilities$510,543,0001,182
Total deposits$495,592,0001,099
Interest-bearing deposits$479,358,000953
Deposits held in domestic offices$495,592,0001,095
% insured94.87%1,921
Federal funds purchased & repurchase agreements$02,367
Trading liabilities$0115
Other borrowed funds$12,000,0001,779
Subordinated debt$0193
All other liabilities$2,951,0001,541
Total equity capital$49,011,0001,447
Total bank equity capital$49,011,0001,447
Perpetual preferred stock$0263
Common stock$1,0006,512
Surplus$3,668,0004,272
Undivided profits$45,342,000782
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$7,217,0001,592
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$2,714,000995
Earning assets$529,641,0001,150
Long-term assets (5+ years)$06,681
Average Assets, year-to-date$550,907,0001,197
Average Assets, quarterly$558,133,5001,207
Volatile liabilities$16,902,0002,507
Insider loans$543,0004,725
FHLB advances$12,000,0001,691
Loans and leases held for sale$01,918
Unused loan commitments$28,422,0001,975
Tier 1 (core) risk-based capital$48,384,0001,371
Tier 2 risk-based capital$3,733,0001,407
Total risk weighted assets$296,914,0001,463
Total unused commitments$28,422,0001,977
Derivatives$01,191
2011-09-30Rank
# of Employees:1161,272
Assets and Liabilities
Total Assets:$556,713,0001,214
Cash and due from depository institutions$24,346,0001,272
Interest-bearing balances$12,649,0002,633
Securities$202,757,000727
Federal funds sold & reverse repurchase agreements$891,0002,780
Net loans & leases$307,189,0001,384
Loan loss allowance$5,330,0001,453
Trading account assets$0209
Bank premises and fixed assets$15,244,000750
Other real estate owned$243,0001,272
Goodwill and other intangibles$02,996
All other assets$6,043,0002,730
Life insurance assets$03,747
Total liabilities and capital$556,713,0001,214
Total liabilities$509,152,0001,176
Total deposits$494,311,0001,107
Interest-bearing deposits$477,636,000965
Deposits held in domestic offices$494,311,0001,104
% insured95.15%1,845
Federal funds purchased & repurchase agreements$02,338
Trading liabilities$0112
Other borrowed funds$12,000,0001,819
Subordinated debt$0206
All other liabilities$2,841,0001,635
Total equity capital$47,561,0001,493
Total bank equity capital$47,561,0001,493
Perpetual preferred stock$0266
Common stock$1,0006,584
Surplus$3,668,0004,306
Undivided profits$43,892,000819
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$7,253,0001,648
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$2,740,0001,025
Earning assets$523,486,0001,169
Long-term assets (5+ years)$06,717
Average Assets, year-to-date$548,745,2501,212
Average Assets, quarterly$552,134,5001,215
Volatile liabilities$16,886,0002,523
Insider loans$548,0004,760
FHLB advances$12,000,0001,722
Loans and leases held for sale$01,904
Unused loan commitments$25,305,0002,146
Tier 1 (core) risk-based capital$46,820,0001,405
Tier 2 risk-based capital$3,683,0001,427
Total risk weighted assets$293,027,0001,500
Total unused commitments$25,305,0002,154
Derivatives$01,195
2011-06-30Rank
# of Employees:1221,234
Assets and Liabilities
Total Assets:$547,556,0001,233
Cash and due from depository institutions$9,135,0001,234
Interest-bearing balances$611,0005,892
Securities$214,295,000685
Federal funds sold & reverse repurchase agreements$721,0003,002
Net loans & leases$301,149,0001,409
Loan loss allowance$4,947,0001,558
Trading account assets$0213
Bank premises and fixed assets$15,407,000747
Other real estate owned$443,0001,234
Goodwill and other intangibles$03,017
All other assets$6,406,0002,639
Life insurance assets$03,737
Total liabilities and capital$547,556,0001,233
Total liabilities$501,768,0001,202
Total deposits$472,147,0001,160
Interest-bearing deposits$455,776,0001,021
Deposits held in domestic offices$472,147,0001,156
% insured95.16%1,923
Federal funds purchased & repurchase agreements$02,430
Trading liabilities$0112
Other borrowed funds$26,300,0001,086
Subordinated debt$0212
All other liabilities$3,321,0001,366
Total equity capital$45,788,0001,510
Total bank equity capital$45,788,0001,510
Perpetual preferred stock$0222
Common stock$1,0006,661
Surplus$3,668,0004,342
Undivided profits$42,119,000819
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$6,294,0001,879
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$2,715,0001,021
Earning assets$516,776,0001,179
Long-term assets (5+ years)$06,767
Average Assets, year-to-date$546,089,3301,226
Average Assets, quarterly$553,772,0001,215
Volatile liabilities$31,406,0001,606
Insider loans$555,0004,800
FHLB advances$26,300,0001,012
Loans and leases held for sale$01,752
Unused loan commitments$24,932,0002,192
Tier 1 (core) risk-based capital$45,269,0001,431
Tier 2 risk-based capital$3,604,0001,470
Total risk weighted assets$286,968,0001,543
Total unused commitments$24,932,0002,194
Derivatives$01,174
2011-03-31Rank
# of Employees:1221,233
Assets and Liabilities
Total Assets:$559,988,0001,213
Cash and due from depository institutions$24,109,0001,233
Interest-bearing balances$16,346,0002,158
Securities$212,573,000691
Federal funds sold & reverse repurchase agreements$3,835,0001,869
Net loans & leases$296,771,0001,432
Loan loss allowance$4,784,0001,631
Trading account assets$0208
Bank premises and fixed assets$15,515,000752
Other real estate owned$563,0001,233
Goodwill and other intangibles$03,025
All other assets$6,622,0002,610
Life insurance assets$03,748
Total liabilities and capital$559,988,0001,213
Total liabilities$514,351,0001,186
Total deposits$499,537,0001,094
Interest-bearing deposits$483,401,000973
Deposits held in domestic offices$499,537,0001,093
% insured94.30%2,340
Federal funds purchased & repurchase agreements$02,341
Trading liabilities$0108
Other borrowed funds$12,000,0001,878
Subordinated debt$0214
All other liabilities$2,814,0001,534
Total equity capital$45,637,0001,490
Total bank equity capital$45,637,0001,488
Perpetual preferred stock$0224
Common stock$1,0006,722
Surplus$3,668,0004,378
Undivided profits$41,968,000780
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$6,349,0001,892
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$2,827,000989
Earning assets$529,525,0001,164
Long-term assets (5+ years)$06,809
Average Assets, year-to-date$545,356,0001,234
Average Assets, quarterly$545,356,0001,234
Volatile liabilities$17,598,0002,519
Insider loans$507,0004,934
FHLB advances$12,000,0001,779
Loans and leases held for sale$01,676
Unused loan commitments$27,667,0002,030
Tier 1 (core) risk-based capital$45,358,0001,416
Tier 2 risk-based capital$3,596,0001,492
Total risk weighted assets$286,469,0001,558
Total unused commitments$27,667,0002,030
Derivatives$01,153
2010-12-31Rank
# of Employees:1181,267
Assets and Liabilities
Total Assets:$530,724,0001,274
Cash and due from depository institutions$21,915,0001,267
Interest-bearing balances$15,937,0001,989
Securities$182,144,000773
Federal funds sold & reverse repurchase agreements$8,373,000906
Net loans & leases$296,121,0001,484
Loan loss allowance$4,595,0001,687
Trading account assets$0207
Bank premises and fixed assets$15,347,000756
Other real estate owned$200,0001,267
Goodwill and other intangibles$03,026
All other assets$6,624,0002,646
Life insurance assets$03,769
Total liabilities and capital$530,724,0001,274
Total liabilities$486,091,0001,251
Total deposits$466,542,0001,177
Interest-bearing deposits$450,713,0001,049
Deposits held in domestic offices$466,542,0001,175
% insured95.30%1,836
Federal funds purchased & repurchase agreements$02,549
Trading liabilities$0108
Other borrowed funds$17,000,0001,636
Subordinated debt$0220
All other liabilities$2,549,0001,664
Total equity capital$44,633,0001,508
Total bank equity capital$44,633,0001,505
Perpetual preferred stock$0224
Common stock$1,0006,804
Surplus$3,668,0004,420
Undivided profits$40,964,000793
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$5,961,0001,992
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$2,633,0001,093
Earning assets$502,575,0001,225
Long-term assets (5+ years)$06,888
Average Assets, year-to-date$500,571,8001,341
Average Assets, quarterly$529,559,0001,276
Volatile liabilities$45,961,0002,713
Insider loans$478,0005,121
FHLB advances$17,000,0001,548
Loans and leases held for sale$01,952
Unused loan commitments$28,447,0001,977
Tier 1 (core) risk-based capital$44,083,0001,450
Tier 2 risk-based capital$3,518,0001,537
Total risk weighted assets$280,342,0001,616
Total unused commitments$28,447,0001,978
Derivatives$01,176
2010-09-30Rank
# of Employees:1191,275
Assets and Liabilities
Total Assets:$528,394,0001,293
Cash and due from depository institutions$36,535,0001,275
Interest-bearing balances$23,900,0001,472
Securities$168,356,000809
Federal funds sold & reverse repurchase agreements$2,299,0002,435
Net loans & leases$299,441,0001,486
Loan loss allowance$4,299,0001,812
Trading account assets$0210
Bank premises and fixed assets$14,849,000785
Other real estate owned$200,0001,275
Goodwill and other intangibles$03,048
All other assets$6,714,0002,669
Life insurance assets$03,793
Total liabilities and capital$528,394,0001,293
Total liabilities$484,283,0001,265
Total deposits$464,407,0001,188
Interest-bearing deposits$446,187,0001,073
Deposits held in domestic offices$464,407,0001,186
% insured94.42%1,798
Federal funds purchased & repurchase agreements$02,564
Trading liabilities$0103
Other borrowed funds$17,000,0001,767
Subordinated debt$0233
All other liabilities$2,876,0001,661
Total equity capital$44,111,0001,554
Total bank equity capital$44,111,0001,552
Perpetual preferred stock$0229
Common stock$1,0006,906
Surplus$3,668,0004,455
Undivided profits$40,442,000839
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$4,987,0002,300
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$2,846,0001,071
Earning assets$493,996,0001,265
Long-term assets (5+ years)$06,979
Average Assets, year-to-date$493,033,7501,377
Average Assets, quarterly$511,201,0001,326
Volatile liabilities$45,004,0002,844
Insider loans$545,0005,016
FHLB advances$17,000,0001,664
Loans and leases held for sale$01,963
Unused loan commitments$26,475,0002,109
Tier 1 (core) risk-based capital$42,672,0001,495
Tier 2 risk-based capital$3,475,0001,591
Total risk weighted assets$277,214,0001,663
Total unused commitments$26,475,0002,111
Derivatives$01,218
2010-06-30Rank
# of Employees:1141,347
Assets and Liabilities
Total Assets:$494,008,0001,396
Cash and due from depository institutions$9,372,0001,347
Interest-bearing balances$1,190,0005,288
Securities$166,823,000812
Federal funds sold & reverse repurchase agreements$390,0003,940
Net loans & leases$295,549,0001,525
Loan loss allowance$3,985,0001,925
Trading account assets$0210
Bank premises and fixed assets$14,804,000797
Other real estate owned$01,347
Goodwill and other intangibles$03,062
All other assets$7,070,0002,587
Life insurance assets$03,801
Total liabilities and capital$494,008,0001,396
Total liabilities$451,589,0001,366
Total deposits$422,571,0001,313
Interest-bearing deposits$408,086,0001,182
Deposits held in domestic offices$422,571,0001,312
% insured94.32%1,896
Federal funds purchased & repurchase agreements$02,594
Trading liabilities$0104
Other borrowed funds$26,100,0001,331
Subordinated debt$0241
All other liabilities$2,918,0001,583
Total equity capital$42,419,0001,591
Total bank equity capital$42,419,0001,589
Perpetual preferred stock$0222
Common stock$1,0006,962
Surplus$3,668,0004,487
Undivided profits$38,750,000852
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$3,921,0002,648
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$2,724,0001,092
Earning assets$463,952,0001,348
Long-term assets (5+ years)$07,034
Average Assets, year-to-date$481,247,0001,423
Average Assets, quarterly$485,941,5001,418
Volatile liabilities$53,153,0002,490
Insider loans$581,0004,985
FHLB advances$26,100,0001,259
Loans and leases held for sale$01,852
Unused loan commitments$37,558,0001,628
Tier 1 (core) risk-based capital$41,297,0001,529
Tier 2 risk-based capital$3,387,0001,643
Total risk weighted assets$270,330,0001,734
Total unused commitments$37,558,0001,631
Derivatives$01,168
2010-03-31Rank
# of Employees:1171,327
Assets and Liabilities
Total Assets:$477,875,0001,474
Cash and due from depository institutions$20,283,0001,327
Interest-bearing balances$1,928,0004,853
Securities$143,322,000925
Federal funds sold & reverse repurchase agreements$4,630,0001,853
Net loans & leases$287,980,0001,599
Loan loss allowance$3,824,0002,008
Trading account assets$0227
Bank premises and fixed assets$14,932,000811
Other real estate owned$65,0001,327
Goodwill and other intangibles$03,074
All other assets$6,663,0002,775
Life insurance assets$03,823
Total liabilities and capital$477,875,0001,474
Total liabilities$436,751,0001,461
Total deposits$417,396,0001,356
Interest-bearing deposits$403,602,0001,216
Deposits held in domestic offices$417,396,0001,355
% insured95.04%1,699
Federal funds purchased & repurchase agreements$02,570
Trading liabilities$0108
Other borrowed funds$17,000,0001,917
Subordinated debt$0248
All other liabilities$2,355,0001,861
Total equity capital$41,124,0001,645
Total bank equity capital$41,124,0001,644
Perpetual preferred stock$0220
Common stock$1,0007,055
Surplus$3,668,0004,549
Undivided profits$37,455,000870
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$3,137,0003,065
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$2,730,0001,118
Earning assets$437,860,0001,471
Long-term assets (5+ years)$07,124
Average Assets, year-to-date$474,866,5001,475
Average Assets, quarterly$474,866,5001,475
Volatile liabilities$42,761,0003,072
Insider loans$597,0005,041
FHLB advances$17,000,0001,817
Loans and leases held for sale$01,823
Unused loan commitments$29,903,0002,036
Tier 1 (core) risk-based capital$40,008,0001,594
Tier 2 risk-based capital$3,293,0001,719
Total risk weighted assets$262,881,0001,813
Total unused commitments$29,903,0002,039
Derivatives$01,155
2009-12-31Rank
# of Employees:1181,323
Assets and Liabilities
Total Assets:$471,858,0001,496
Cash and due from depository institutions$9,502,0001,323
Interest-bearing balances$1,493,0004,770
Securities$153,907,000834
Federal funds sold & reverse repurchase agreements$3,001,0002,336
Net loans & leases$283,328,0001,654
Loan loss allowance$3,629,0002,076
Trading account assets$0224
Bank premises and fixed assets$15,105,000808
Other real estate owned$01,323
Goodwill and other intangibles$03,096
All other assets$7,015,0002,728
Life insurance assets$03,837
Total liabilities and capital$471,858,0001,496
Total liabilities$431,895,0001,478
Total deposits$400,778,0001,416
Interest-bearing deposits$385,161,0001,286
Deposits held in domestic offices$400,778,0001,414
% insured94.94%1,726
Federal funds purchased & repurchase agreements$02,785
Trading liabilities$0104
Other borrowed funds$29,300,0001,401
Subordinated debt$0258
All other liabilities$1,817,0002,305
Total equity capital$39,963,0001,664
Total bank equity capital$39,963,0001,662
Perpetual preferred stock$0219
Common stock$1,0007,124
Surplus$3,668,0004,587
Undivided profits$36,294,000895
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$3,586,0002,820
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$2,601,0001,231
Earning assets$441,729,0001,441
Long-term assets (5+ years)$07,189
Average Assets, year-to-date$459,712,8001,504
Average Assets, quarterly$471,196,0001,497
Volatile liabilities$54,318,0002,554
Insider loans$608,0005,089
FHLB advances$29,300,0001,318
Loans and leases held for sale$01,814
Unused loan commitments$29,597,0002,052
Tier 1 (core) risk-based capital$38,750,0001,623
Tier 2 risk-based capital$3,279,0001,746
Total risk weighted assets$261,933,0001,861
Total unused commitments$29,597,0002,055
Derivatives$01,139
2009-09-30Rank
# of Employees:1161,368
Assets and Liabilities
Total Assets:$470,534,0001,508
Cash and due from depository institutions$10,531,0001,368
Interest-bearing balances$1,046,0004,959
Securities$158,351,000815
Federal funds sold & reverse repurchase agreements$5,237,0001,686
Net loans & leases$276,142,0001,738
Loan loss allowance$3,565,0002,033
Trading account assets$0238
Bank premises and fixed assets$15,125,000816
Other real estate owned$01,368
Goodwill and other intangibles$03,142
All other assets$5,148,0003,058
Life insurance assets$03,862
Total liabilities and capital$470,534,0001,508
Total liabilities$431,826,0001,486
Total deposits$411,207,0001,370
Interest-bearing deposits$397,948,0001,242
Deposits held in domestic offices$411,207,0001,364
% insured94.63%2,006
Federal funds purchased & repurchase agreements$02,868
Trading liabilities$0103
Other borrowed funds$19,000,0002,014
Subordinated debt$0269
All other liabilities$1,619,0002,746
Total equity capital$38,708,0001,786
Total bank equity capital$38,708,0001,784
Perpetual preferred stock$0212
Common stock$1,0007,203
Surplus$3,668,0004,610
Undivided profits$35,039,000977
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$4,116,0002,622
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$2,564,0001,362
Earning assets$440,776,0001,475
Long-term assets (5+ years)$07,262
Average Assets, year-to-date$456,676,5001,531
Average Assets, quarterly$464,620,0001,519
Volatile liabilities$43,728,0003,064
Insider loans$615,0005,070
FHLB advances$19,000,0001,904
Loans and leases held for sale$01,823
Unused loan commitments$34,734,0001,921
Tier 1 (core) risk-based capital$37,487,0001,717
Tier 2 risk-based capital$3,211,0001,784
Total risk weighted assets$256,529,0001,919
Total unused commitments$34,734,0001,923
Derivatives$01,183
2009-06-30Rank
# of Employees:1171,391
Assets and Liabilities
Total Assets:$458,706,0001,558
Cash and due from depository institutions$8,637,0001,391
Interest-bearing balances$1,069,0004,667
Securities$160,730,000790
Federal funds sold & reverse repurchase agreements$804,0004,198
Net loans & leases$267,780,0001,822
Loan loss allowance$3,359,0002,042
Trading account assets$0240
Bank premises and fixed assets$15,274,000821
Other real estate owned$215,0001,391
Goodwill and other intangibles$03,161
All other assets$5,266,0003,026
Life insurance assets$03,901
Total liabilities and capital$458,706,0001,558
Total liabilities$421,652,0001,534
Total deposits$400,250,0001,415
Interest-bearing deposits$386,659,0001,280
Deposits held in domestic offices$400,250,0001,412
% insured88.27%1,298
Federal funds purchased & repurchase agreements$02,922
Trading liabilities$0100
Other borrowed funds$19,000,0002,078
Subordinated debt$0276
All other liabilities$2,402,0002,070
Total equity capital$37,054,0001,850
Total bank equity capital$37,054,0001,849
Perpetual preferred stock$0213
Common stock$1,0007,290
Surplus$3,668,0004,652
Undivided profits$33,385,0001,015
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$2,713,0003,172
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$2,441,0001,399
Earning assets$430,383,0001,515
Long-term assets (5+ years)$07,339
Average Assets, year-to-date$452,057,3301,565
Average Assets, quarterly$457,994,0001,557
Volatile liabilities$42,180,0003,152
Insider loans$621,0005,100
FHLB advances$19,000,0001,960
Loans and leases held for sale$01,961
Unused loan commitments$29,392,0002,232
Tier 1 (core) risk-based capital$36,269,0001,810
Tier 2 risk-based capital$3,134,0001,818
Total risk weighted assets$250,475,0001,992
Total unused commitments$29,392,0002,235
Derivatives$01,221
2009-03-31Rank
# of Employees:1191,377
Assets and Liabilities
Total Assets:$457,282,0001,575
Cash and due from depository institutions$12,499,0001,377
Interest-bearing balances$7,439,0002,000
Securities$149,913,000824
Federal funds sold & reverse repurchase agreements$10,160,0001,194
Net loans & leases$264,390,0001,852
Loan loss allowance$3,230,0002,040
Trading account assets$0234
Bank premises and fixed assets$15,604,000804
Other real estate owned$100,0001,377
Goodwill and other intangibles$03,204
All other assets$4,616,0003,277
Life insurance assets$03,932
Total liabilities and capital$457,282,0001,575
Total liabilities$421,731,0001,553
Total deposits$400,492,0001,419
Interest-bearing deposits$387,009,0001,282
Deposits held in domestic offices$400,492,0001,414
% insured89.18%1,188
Federal funds purchased & repurchase agreements$02,904
Trading liabilities$092
Other borrowed funds$19,000,0002,119
Subordinated debt$0271
All other liabilities$2,239,0002,127
Total equity capital$35,551,0001,940
Total bank equity capital$35,551,0001,938
Perpetual preferred stock$0193
Common stock$1,0007,333
Surplus$3,668,0004,670
Undivided profits$31,882,0001,088
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$1,732,0003,743
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$2,590,0001,330
Earning assets$431,902,0001,529
Long-term assets (5+ years)$07,384
Average Assets, year-to-date$448,733,0001,581
Average Assets, quarterly$448,733,0001,581
Volatile liabilities$44,301,0003,017
Insider loans$651,0005,038
FHLB advances$19,000,0002,012
Loans and leases held for sale$01,892
Unused loan commitments$26,723,0002,490
Tier 1 (core) risk-based capital$35,100,0001,883
Tier 2 risk-based capital$2,969,0001,890
Total risk weighted assets$237,270,0002,088
Total unused commitments$26,723,0002,493
Derivatives$01,177
2008-12-31Rank
# of Employees:1171,421
Assets and Liabilities
Total Assets:$440,184,0001,604
Cash and due from depository institutions$11,474,0001,421
Interest-bearing balances$5,764,0001,685
Securities$145,558,000833
Federal funds sold & reverse repurchase agreements$591,0004,377
Net loans & leases$262,001,0001,873
Loan loss allowance$2,168,0002,734
Trading account assets$0236
Bank premises and fixed assets$15,779,000794
Other real estate owned$100,0001,421
Goodwill and other intangibles$03,219
All other assets$4,681,0003,278
Life insurance assets$03,960
Total liabilities and capital$440,184,0001,604
Total liabilities$405,904,0001,580
Total deposits$384,322,0001,435
Interest-bearing deposits$369,658,0001,301
Deposits held in domestic offices$384,322,0001,430
% insured0.00%1
Federal funds purchased & repurchase agreements$03,392
Trading liabilities$088
Other borrowed funds$19,000,0002,276
Subordinated debt$0278
All other liabilities$2,582,0001,891
Total equity capital$34,280,0001,967
Total bank equity capital$34,280,0001,967
Perpetual preferred stock$0141
Common stock$1,0007,374
Surplus$3,668,0004,663
Undivided profits$30,611,0001,114
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,733,0003,524
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$2,492,0001,462
Earning assets$413,914,0001,553
Long-term assets (5+ years)$07,429
Average Assets, year-to-date$395,220,8001,714
Average Assets, quarterly$439,108,0001,593
Volatile liabilities$40,193,0003,214
Insider loans$653,0005,101
FHLB advances$19,000,0002,170
Loans and leases held for sale$01,663
Unused loan commitments$29,773,0002,369
Tier 1 (core) risk-based capital$33,928,0001,900
Tier 2 risk-based capital$2,168,0002,435
Total risk weighted assets$230,645,0002,150
Total unused commitments$29,773,0002,370
Derivatives$01,109
2008-09-30Rank
# of Employees:1141,474
Assets and Liabilities
Total Assets:$438,032,0001,601
Cash and due from depository institutions$11,622,0001,474
Interest-bearing balances$1,468,0002,655
Securities$151,738,000766
Federal funds sold & reverse repurchase agreements$1,244,0004,320
Net loans & leases$252,783,0001,929
Loan loss allowance$1,969,0002,742
Trading account assets$0251
Bank premises and fixed assets$15,269,000830
Other real estate owned$01,474
Goodwill and other intangibles$03,276
All other assets$5,376,0003,000
Life insurance assets$03,984
Total liabilities and capital$438,032,0001,601
Total liabilities$405,324,0001,570
Total deposits$377,127,0001,434
Interest-bearing deposits$363,616,0001,300
Deposits held in domestic offices$377,127,0001,429
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$26,500,0001,855
Subordinated debt$0276
All other liabilities$1,697,0002,664
Total equity capital$32,708,0002,081
Total bank equity capital$32,708,0002,081
Perpetual preferred stock$0110
Common stock$1,0007,433
Surplus$3,668,0004,669
Undivided profits$29,039,0001,228
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,972,0003,017
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$2,492,0001,556
Earning assets$407,233,0001,575
Long-term assets (5+ years)$07,485
Average Assets, year-to-date$383,980,0001,768
Average Assets, quarterly$408,570,0001,694
Volatile liabilities$47,602,0002,775
Insider loans$661,0005,078
FHLB advances$26,500,0001,757
Loans and leases held for sale$01,623
Unused loan commitments$33,342,0002,275
Tier 1 (core) risk-based capital$32,874,0001,998
Tier 2 risk-based capital$1,969,0002,559
Total risk weighted assets$225,582,0002,193
Total unused commitments$33,342,0002,277
Derivatives$01,077
2008-06-30Rank
# of Employees:1131,513
Assets and Liabilities
Total Assets:$379,108,0001,819
Cash and due from depository institutions$8,627,0001,513
Interest-bearing balances$1,362,0002,581
Securities$111,297,0001,086
Federal funds sold & reverse repurchase agreements$1,365,0004,356
Net loans & leases$238,276,0002,019
Loan loss allowance$1,873,0002,807
Trading account assets$0267
Bank premises and fixed assets$15,108,000824
Other real estate owned$01,513
Goodwill and other intangibles$03,301
All other assets$4,435,0003,344
Life insurance assets$04,015
Total liabilities and capital$379,108,0001,819
Total liabilities$347,093,0001,792
Total deposits$325,422,0001,667
Interest-bearing deposits$307,446,0001,536
Deposits held in domestic offices$325,422,0001,662
% insured0.00%1
Federal funds purchased & repurchase agreements$03,577
Trading liabilities$094
Other borrowed funds$20,000,0002,157
Subordinated debt$0257
All other liabilities$1,671,0002,656
Total equity capital$32,015,0002,141
Total bank equity capital$32,015,0002,141
Perpetual preferred stock$0107
Common stock$1,0007,498
Surplus$3,668,0004,679
Undivided profits$28,346,0001,270
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,939,0002,771
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$2,132,0001,762
Earning assets$352,300,0001,789
Long-term assets (5+ years)$07,536
Average Assets, year-to-date$365,962,6701,849
Average Assets, quarterly$378,227,5001,805
Volatile liabilities$40,119,0003,133
Insider loans$676,0005,033
FHLB advances$20,000,0002,060
Loans and leases held for sale$01,725
Unused loan commitments$25,501,0002,825
Tier 1 (core) risk-based capital$32,030,0002,051
Tier 2 risk-based capital$1,873,0002,617
Total risk weighted assets$205,298,0002,368
Total unused commitments$25,501,0002,826
Derivatives$01,075
2008-03-31Rank
# of Employees:1111,535
Assets and Liabilities
Total Assets:$377,347,0001,820
Cash and due from depository institutions$9,520,0001,535
Interest-bearing balances$2,218,0002,235
Securities$104,242,0001,169
Federal funds sold & reverse repurchase agreements$15,426,0001,114
Net loans & leases$228,737,0002,055
Loan loss allowance$1,788,0002,826
Trading account assets$0252
Bank premises and fixed assets$15,204,000807
Other real estate owned$01,535
Goodwill and other intangibles$03,304
All other assets$4,218,0003,372
Life insurance assets$04,038
Total liabilities and capital$377,347,0001,820
Total liabilities$343,299,0001,795
Total deposits$322,606,0001,672
Interest-bearing deposits$306,976,0001,540
Deposits held in domestic offices$322,606,0001,668
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$19,000,0002,055
Subordinated debt$0251
All other liabilities$1,693,0002,816
Total equity capital$34,048,0002,079
Total bank equity capital$34,048,0002,079
Perpetual preferred stock$0108
Common stock$1,0007,532
Surplus$3,668,0004,658
Undivided profits$30,379,0001,246
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,530,0002,937
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$2,123,0001,821
Earning assets$350,623,0001,795
Long-term assets (5+ years)$07,572
Average Assets, year-to-date$359,390,0001,883
Average Assets, quarterly$359,390,0001,883
Volatile liabilities$36,400,0003,344
Insider loans$619,0005,155
FHLB advances$19,000,0001,968
Loans and leases held for sale$01,797
Unused loan commitments$21,231,0003,254
Tier 1 (core) risk-based capital$33,131,0001,990
Tier 2 risk-based capital$1,788,0002,673
Total risk weighted assets$198,396,0002,394
Total unused commitments$21,231,0003,256
Derivatives$01,109
2007-12-31Rank
# of Employees:1151,490
Assets and Liabilities
Total Assets:$341,433,0001,961
Cash and due from depository institutions$7,361,0001,490
Interest-bearing balances$443,0003,297
Securities$93,149,0001,287
Federal funds sold & reverse repurchase agreements$916,0005,052
Net loans & leases$222,500,0002,106
Loan loss allowance$1,694,0002,885
Trading account assets$0237
Bank premises and fixed assets$14,228,000870
Other real estate owned$01,490
Goodwill and other intangibles$03,293
All other assets$3,279,0004,032
Life insurance assets$04,052
Total liabilities and capital$341,433,0001,961
Total liabilities$308,521,0001,947
Total deposits$298,353,0001,795
Interest-bearing deposits$281,100,0001,665
Deposits held in domestic offices$298,353,0001,789
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$9,000,0002,879
Subordinated debt$0248
All other liabilities$1,168,0003,629
Total equity capital$32,912,0002,123
Total bank equity capital$32,912,0002,123
Perpetual preferred stock$0111
Common stock$1,0007,579
Surplus$3,668,0004,639
Undivided profits$29,243,0001,293
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,766,0002,408
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$1,978,0002,160
Earning assets$317,008,0001,947
Long-term assets (5+ years)$07,609
Average Assets, year-to-date$326,022,6001,972
Average Assets, quarterly$340,251,0001,951
Volatile liabilities$24,624,0004,245
Insider loans$822,0004,679
FHLB advances$9,000,0002,764
Loans and leases held for sale$01,738
Unused loan commitments$18,420,0003,537
Tier 1 (core) risk-based capital$32,441,0002,029
Tier 2 risk-based capital$1,694,0002,763
Total risk weighted assets$181,945,0002,556
Total unused commitments$18,420,0003,538
Derivatives$01,052
2007-09-30Rank
# of Employees:1101,562
Assets and Liabilities
Total Assets:$339,069,0001,945
Cash and due from depository institutions$11,453,0001,562
Interest-bearing balances$3,476,0001,295
Securities$81,329,0001,466
Federal funds sold & reverse repurchase agreements$10,727,0001,373
Net loans & leases$218,248,0002,114
Loan loss allowance$1,597,0003,009
Trading account assets$0244
Bank premises and fixed assets$14,148,000853
Other real estate owned$01,562
Goodwill and other intangibles$03,301
All other assets$3,164,0004,150
Life insurance assets$04,026
Total liabilities and capital$339,069,0001,945
Total liabilities$307,211,0001,925
Total deposits$301,056,0001,768
Interest-bearing deposits$282,973,0001,643
Deposits held in domestic offices$301,056,0001,762
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$5,000,0003,448
Subordinated debt$0244
All other liabilities$1,155,0003,728
Total equity capital$31,858,0002,159
Total bank equity capital$31,858,0002,159
Perpetual preferred stock$0113
Common stock$1,0007,598
Surplus$3,668,0004,607
Undivided profits$28,189,0001,342
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$809,0003,502
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$1,837,0002,513
Earning assets$313,780,0001,925
Long-term assets (5+ years)$07,622
Average Assets, year-to-date$322,170,0001,990
Average Assets, quarterly$330,433,5001,965
Volatile liabilities$21,175,0004,600
Insider loans$833,0004,638
FHLB advances$5,000,0003,294
Loans and leases held for sale$01,751
Unused loan commitments$19,097,0003,508
Tier 1 (core) risk-based capital$31,806,0002,060
Tier 2 risk-based capital$1,597,0002,897
Total risk weighted assets$178,403,0002,555
Total unused commitments$19,097,0003,508
Derivatives$01,033
2007-06-30Rank
# of Employees:1131,545
Assets and Liabilities
Total Assets:$321,798,0002,037
Cash and due from depository institutions$9,029,0001,545
Interest-bearing balances$1,571,0002,032
Securities$85,338,0001,390
Federal funds sold & reverse repurchase agreements$2,899,0003,662
Net loans & leases$207,310,0002,206
Loan loss allowance$1,485,0003,191
Trading account assets$0245
Bank premises and fixed assets$13,711,000855
Other real estate owned$01,545
Goodwill and other intangibles$03,329
All other assets$3,511,0003,863
Life insurance assets$04,058
Total liabilities and capital$321,798,0002,037
Total liabilities$290,748,0002,023
Total deposits$284,955,0001,876
Interest-bearing deposits$267,640,0001,755
Deposits held in domestic offices$284,955,0001,871
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$5,000,0003,355
Subordinated debt$0258
All other liabilities$793,0004,416
Total equity capital$31,050,0002,180
Total bank equity capital$31,050,0002,180
Perpetual preferred stock$0111
Common stock$1,0007,652
Surplus$3,668,0004,608
Undivided profits$27,381,0001,361
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$682,0003,607
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$1,944,0002,162
Earning assets$297,118,0002,030
Long-term assets (5+ years)$07,662
Average Assets, year-to-date$316,537,0002,050
Average Assets, quarterly$320,031,0002,047
Volatile liabilities$18,923,0004,811
Insider loans$850,0004,581
FHLB advances$5,000,0003,202
Loans and leases held for sale$01,802
Unused loan commitments$19,293,0003,472
Tier 1 (core) risk-based capital$31,450,0002,080
Tier 2 risk-based capital$1,485,0003,060
Total risk weighted assets$169,476,0002,669
Total unused commitments$19,293,0003,472
Derivatives$01,067
2007-03-31Rank
# of Employees:1101,570
Assets and Liabilities
Total Assets:$318,264,0002,062
Cash and due from depository institutions$11,558,0001,570
Interest-bearing balances$3,551,0001,448
Securities$76,615,0001,548
Federal funds sold & reverse repurchase agreements$8,042,0002,382
Net loans & leases$204,946,0002,202
Loan loss allowance$1,437,0003,261
Trading account assets$0267
Bank premises and fixed assets$13,704,000835
Other real estate owned$01,570
Goodwill and other intangibles$03,322
All other assets$3,399,0003,866
Life insurance assets$04,074
Total liabilities and capital$318,264,0002,062
Total liabilities$286,332,0002,051
Total deposits$280,640,0001,904
Interest-bearing deposits$264,587,0001,775
Deposits held in domestic offices$280,640,0001,899
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$5,000,0003,286
Subordinated debt$0262
All other liabilities$692,0004,778
Total equity capital$31,932,0002,136
Total bank equity capital$31,932,0002,136
Perpetual preferred stock$0113
Common stock$07,908
Surplus$08,027
Undivided profits$31,932,0001,166
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,157,0002,528
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$1,856,0002,202
Earning assets$293,154,0002,046
Long-term assets (5+ years)$07,689
Average Assets, year-to-date$313,906,5002,073
Average Assets, quarterly$313,906,5002,073
Volatile liabilities$17,800,0004,911
Insider loans$860,0004,564
FHLB advances$5,000,0003,144
Loans and leases held for sale$01,800
Unused loan commitments$19,162,0003,472
Tier 1 (core) risk-based capital$32,089,0002,016
Tier 2 risk-based capital$1,437,0003,110
Total risk weighted assets$167,867,0002,672
Total unused commitments$19,162,0003,472
Derivatives$01,065
2006-12-31Rank
# of Employees:1061,624
Assets and Liabilities
Total Assets:$309,549,0002,097
Cash and due from depository institutions$12,181,0001,624
Interest-bearing balances$2,645,0001,624
Securities$76,324,0001,587
Federal funds sold & reverse repurchase agreements$2,169,0004,342
Net loans & leases$202,152,0002,214
Loan loss allowance$1,368,0003,362
Trading account assets$0156
Bank premises and fixed assets$13,319,000839
Other real estate owned$01,624
Goodwill and other intangibles$03,315
All other assets$3,404,0003,888
Life insurance assets$04,082
Total liabilities and capital$309,549,0002,097
Total liabilities$278,069,0002,089
Total deposits$272,340,0001,924
Interest-bearing deposits$255,442,0001,796
Deposits held in domestic offices$272,340,0001,918
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$5,000,0003,410
Subordinated debt$0264
All other liabilities$729,0004,625
Total equity capital$31,480,0002,133
Total bank equity capital$31,480,0002,133
Perpetual preferred stock$0112
Common stock$07,944
Surplus$08,057
Undivided profits$31,480,0001,155
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$399,0004,251
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$1,787,0002,348
Earning assets$283,290,0002,107
Long-term assets (5+ years)$07,714
Average Assets, year-to-date$301,689,4002,066
Average Assets, quarterly$308,111,0002,084
Volatile liabilities$93,640,0001,597
Insider loans$878,0004,503
FHLB advances$5,000,0003,275
Loans and leases held for sale$01,760
Unused loan commitments$18,194,0003,515
Tier 1 (core) risk-based capital$31,720,0002,022
Tier 2 risk-based capital$1,368,0003,216
Total risk weighted assets$164,141,0002,704
Total unused commitments$18,194,0003,515
Derivatives$01,023
2006-09-30Rank
# of Employees:971,794
Assets and Liabilities
Total Assets:$306,673,0002,105
Cash and due from depository institutions$9,925,0001,794
Interest-bearing balances$1,264,0002,190
Securities$82,300,0001,488
Federal funds sold & reverse repurchase agreements$2,925,0003,324
Net loans & leases$196,406,0002,254
Loan loss allowance$1,324,0003,449
Trading account assets$0154
Bank premises and fixed assets$11,984,000938
Other real estate owned$01,794
Goodwill and other intangibles$03,332
All other assets$3,133,0004,136
Life insurance assets$04,052
Total liabilities and capital$306,673,0002,105
Total liabilities$276,015,0002,086
Total deposits$270,302,0001,910
Interest-bearing deposits$227,847,0001,951
Deposits held in domestic offices$270,302,0001,905
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$5,000,0003,572
Subordinated debt$0269
All other liabilities$713,0004,691
Total equity capital$30,658,0002,167
Total bank equity capital$30,658,0002,167
Perpetual preferred stock$0118
Common stock$08,007
Surplus$2,706,0005,104
Undivided profits$27,952,0001,322
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$49,0006,651
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$1,708,0002,484
Earning assets$282,895,0002,103
Long-term assets (5+ years)$188,738,000595
Average Assets, year-to-date$299,724,5002,087
Average Assets, quarterly$305,456,0002,079
Volatile liabilities$10,695,0006,112
Insider loans$845,0004,556
FHLB advances$5,000,0003,409
Loans and leases held for sale$01,773
Unused loan commitments$25,845,0002,882
Tier 1 (core) risk-based capital$30,954,0002,054
Tier 2 risk-based capital$1,325,0003,290
Total risk weighted assets$164,234,0002,685
Total unused commitments$25,845,0002,883
Derivatives$01,023
2006-06-30Rank
# of Employees:951,846
Assets and Liabilities
Total Assets:$304,239,0002,092
Cash and due from depository institutions$11,919,0001,846
Interest-bearing balances$2,509,0001,585
Securities$84,240,0001,435
Federal funds sold & reverse repurchase agreements$3,634,0002,732
Net loans & leases$190,093,0002,294
Loan loss allowance$1,314,0003,448
Trading account assets$0157
Bank premises and fixed assets$10,806,0001,057
Other real estate owned$01,846
Goodwill and other intangibles$03,333
All other assets$3,547,0003,771
Life insurance assets$04,035
Total liabilities and capital$304,239,0002,092
Total liabilities$274,785,0002,079
Total deposits$269,092,0001,918
Interest-bearing deposits$226,797,0001,938
Deposits held in domestic offices$269,092,0001,913
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$5,000,0003,629
Subordinated debt$0265
All other liabilities$693,0004,428
Total equity capital$29,454,0002,167
Total bank equity capital$29,454,0002,167
Perpetual preferred stock$0119
Common stock$08,039
Surplus$2,707,0005,091
Undivided profits$26,747,0001,315
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,0007,283
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$1,720,0002,181
Earning assets$280,476,0002,091
Long-term assets (5+ years)$187,114,000592
Average Assets, year-to-date$297,408,3302,096
Average Assets, quarterly$300,221,0002,103
Volatile liabilities$10,616,0006,075
Insider loans$861,0004,501
FHLB advances$5,000,0003,453
Loans and leases held for sale$01,763
Unused loan commitments$23,417,0003,079
Tier 1 (core) risk-based capital$30,206,0002,077
Tier 2 risk-based capital$1,316,0003,280
Total risk weighted assets$159,930,0002,712
Total unused commitments$23,417,0003,080
Derivatives$01,000
2006-03-31Rank
# of Employees:951,835
Assets and Liabilities
Total Assets:$296,203,0002,127
Cash and due from depository institutions$10,454,0001,835
Interest-bearing balances$1,838,0002,003
Securities$82,394,0001,494
Federal funds sold & reverse repurchase agreements$8,159,0001,831
Net loans & leases$182,755,0002,321
Loan loss allowance$1,293,0003,469
Trading account assets$0154
Bank premises and fixed assets$9,441,0001,190
Other real estate owned$01,835
Goodwill and other intangibles$03,321
All other assets$3,000,0004,083
Life insurance assets$04,002
Total liabilities and capital$296,203,0002,127
Total liabilities$266,614,0002,115
Total deposits$260,999,0001,960
Interest-bearing deposits$217,477,0001,995
Deposits held in domestic offices$260,999,0001,955
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$5,000,0003,527
Subordinated debt$0259
All other liabilities$615,0004,669
Total equity capital$29,589,0002,141
Total bank equity capital$29,589,0002,141
Perpetual preferred stock$0120
Common stock$08,045
Surplus$2,706,0005,025
Undivided profits$26,883,0001,314
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$724,0002,965
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$1,623,0002,195
Earning assets$275,146,0002,107
Long-term assets (5+ years)$184,509,000582
Average Assets, year-to-date$293,993,0002,116
Average Assets, quarterly$293,993,0002,116
Volatile liabilities$10,742,0005,932
Insider loans$877,0004,448
FHLB advances$5,000,0003,374
Loans and leases held for sale$01,721
Unused loan commitments$17,766,0003,561
Tier 1 (core) risk-based capital$29,735,0002,064
Tier 2 risk-based capital$1,294,0003,277
Total risk weighted assets$152,976,0002,784
Total unused commitments$17,766,0003,563
Derivatives$0990
2005-12-31Rank
# of Employees:951,828
Assets and Liabilities
Total Assets:$291,783,0002,134
Cash and due from depository institutions$15,461,0001,828
Interest-bearing balances$6,070,000931
Securities$82,359,0001,482
Federal funds sold & reverse repurchase agreements$6,194,0002,120
Net loans & leases$175,865,0002,366
Loan loss allowance$1,258,0003,504
Trading account assets$0155
Bank premises and fixed assets$8,793,0001,271
Other real estate owned$01,828
Goodwill and other intangibles$03,315
All other assets$3,111,0004,004
Life insurance assets$0351
Total liabilities and capital$291,783,0002,134
Total liabilities$262,661,0002,135
Total deposits$257,040,0001,964
Interest-bearing deposits$217,376,0001,949
Deposits held in domestic offices$257,040,0001,958
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$5,000,0003,612
Subordinated debt$0258
All other liabilities$621,0004,576
Total equity capital$29,122,0002,151
Total bank equity capital$29,122,0002,151
Perpetual preferred stock$0122
Common stock$08,078
Surplus$2,707,0005,005
Undivided profits$26,415,0001,327
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,095,0002,180
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$1,592,0002,235
Earning assets$270,488,0002,100
Long-term assets (5+ years)$177,845,000586
Average Assets, year-to-date$288,721,6002,045
Average Assets, quarterly$290,276,0002,114
Volatile liabilities$9,488,0006,163
Insider loans$871,0004,471
FHLB advances$5,000,0003,452
Loans and leases held for sale$01,743
Unused loan commitments$17,308,0003,589
Tier 1 (core) risk-based capital$29,179,0002,068
Tier 2 risk-based capital$1,259,0003,313
Total risk weighted assets$148,353,0002,829
Total unused commitments$17,308,0003,591
Derivatives$0930
2005-09-30Rank
# of Employees:961,815
Assets and Liabilities
Total Assets:$288,769,0002,108
Cash and due from depository institutions$11,470,0001,815
Interest-bearing balances$3,468,0001,420
Securities$87,225,0001,411
Federal funds sold & reverse repurchase agreements$9,742,0001,329
Net loans & leases$168,485,0002,407
Loan loss allowance$1,249,0003,493
Trading account assets$0146
Bank premises and fixed assets$8,177,0001,325
Other real estate owned$01,815
Goodwill and other intangibles$03,310
All other assets$3,670,0003,535
Life insurance assets$0341
Total liabilities and capital$288,769,0002,108
Total liabilities$260,150,0002,099
Total deposits$251,798,0001,965
Interest-bearing deposits$210,830,0001,967
Deposits held in domestic offices$251,798,0001,961
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$7,500,0003,115
Subordinated debt$0251
All other liabilities$852,0003,846
Total equity capital$28,619,0002,151
Total bank equity capital$28,619,0002,151
Perpetual preferred stock$0120
Common stock$08,097
Surplus$2,706,0004,961
Undivided profits$25,913,0001,354
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$323,0004,617
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$1,480,0002,341
Earning assets$268,920,0002,080
Long-term assets (5+ years)$185,903,000548
Average Assets, year-to-date$287,956,2502,037
Average Assets, quarterly$289,702,0002,072
Volatile liabilities$11,903,0005,653
Insider loans$888,0004,397
FHLB advances$7,500,0002,973
Loans and leases held for sale$01,843
Unused loan commitments$16,663,0003,628
Tier 1 (core) risk-based capital$28,639,0002,069
Tier 2 risk-based capital$1,250,0003,296
Total risk weighted assets$142,457,0002,869
Total unused commitments$16,663,0003,630
Derivatives$0909
2005-06-30Rank
# of Employees:1001,725
Assets and Liabilities
Total Assets:$290,635,0002,048
Cash and due from depository institutions$12,522,0001,725
Interest-bearing balances$2,802,0001,646
Securities$94,484,0001,301
Federal funds sold & reverse repurchase agreements$7,718,0001,488
Net loans & leases$164,291,0002,404
Loan loss allowance$1,236,0003,468
Trading account assets$0148
Bank premises and fixed assets$7,796,0001,362
Other real estate owned$01,725
Goodwill and other intangibles$03,307
All other assets$3,824,0003,331
Life insurance assets$0339
Total liabilities and capital$290,635,0002,048
Total liabilities$262,525,0002,035
Total deposits$254,158,0001,888
Interest-bearing deposits$215,646,0001,888
Deposits held in domestic offices$254,158,0001,883
% insured0.00%1
Federal funds purchased & repurchase agreements$03,721
Trading liabilities$065
Other borrowed funds$7,500,0003,076
Subordinated debt$0251
All other liabilities$867,0003,576
Total equity capital$28,110,0002,144
Total bank equity capital$28,110,0002,144
Perpetual preferred stock$0118
Common stock$08,105
Surplus$2,707,0004,938
Undivided profits$25,403,0001,361
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$348,0004,352
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$1,563,0001,978
Earning assets$269,295,0002,043
Long-term assets (5+ years)$182,820,000558
Average Assets, year-to-date$287,685,3302,028
Average Assets, quarterly$289,868,5002,028
Volatile liabilities$9,728,0006,026
Insider loans$902,0004,356
FHLB advances$7,500,0002,939
Loans and leases held for sale$01,818
Unused loan commitments$15,800,0003,671
Tier 1 (core) risk-based capital$28,001,0002,058
Tier 2 risk-based capital$1,237,0003,274
Total risk weighted assets$142,686,0002,781
Total unused commitments$15,800,0003,672
Derivatives$0866
2005-03-31Rank
# of Employees:961,778
Assets and Liabilities
Total Assets:$289,102,0002,034
Cash and due from depository institutions$15,208,0001,778
Interest-bearing balances$3,687,0001,353
Securities$100,910,0001,246
Federal funds sold & reverse repurchase agreements$4,284,0002,621
Net loans & leases$157,302,0002,454
Loan loss allowance$1,240,0003,457
Trading account assets$0148
Bank premises and fixed assets$7,229,0001,450
Other real estate owned$01,778
Goodwill and other intangibles$03,297
All other assets$4,169,0003,092
Life insurance assets$0333
Total liabilities and capital$289,102,0002,034
Total liabilities$262,106,0002,024
Total deposits$253,719,0001,871
Interest-bearing deposits$214,339,0001,883
Deposits held in domestic offices$253,719,0001,866
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$7,500,0002,992
Subordinated debt$0265
All other liabilities$887,0003,452
Total equity capital$26,996,0002,157
Total bank equity capital$26,996,0002,157
Perpetual preferred stock$0120
Common stock$08,166
Surplus$2,706,0004,946
Undivided profits$24,290,0001,374
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$180,0005,526
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$1,543,0001,955
Earning assets$266,183,0002,037
Long-term assets (5+ years)$181,545,000570
Average Assets, year-to-date$286,210,5002,029
Average Assets, quarterly$286,210,5002,029
Volatile liabilities$9,450,0005,995
Insider loans$817,0004,527
FHLB advances$7,500,0002,862
Loans and leases held for sale$01,762
Unused loan commitments$16,112,0003,596
Tier 1 (core) risk-based capital$27,348,0002,060
Tier 2 risk-based capital$1,241,0003,234
Total risk weighted assets$138,954,0002,801
Total unused commitments$16,112,0003,596
Derivatives$0790
2004-12-31Rank
# of Employees:921,853
Assets and Liabilities
Total Assets:$283,319,0002,056
Cash and due from depository institutions$13,448,0001,853
Interest-bearing balances$3,967,0001,320
Securities$97,627,0001,318
Federal funds sold & reverse repurchase agreements$7,651,0001,511
Net loans & leases$154,736,0002,463
Loan loss allowance$1,281,0003,335
Trading account assets$0153
Bank premises and fixed assets$5,984,0001,740
Other real estate owned$01,853
Goodwill and other intangibles$03,293
All other assets$3,873,0003,210
Life insurance assets$0334
Total liabilities and capital$283,319,0002,056
Total liabilities$256,467,0002,042
Total deposits$248,223,0001,891
Interest-bearing deposits$210,689,0001,883
Deposits held in domestic offices$248,223,0001,885
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$7,500,0002,997
Subordinated debt$0272
All other liabilities$744,0003,784
Total equity capital$26,852,0002,181
Total bank equity capital$26,852,0002,181
Perpetual preferred stock$0118
Common stock$08,205
Surplus$2,706,0004,929
Undivided profits$24,146,0001,407
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$326,0004,595
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$1,612,0001,816
Earning assets$263,981,0002,031
Long-term assets (5+ years)$171,256,000612
Average Assets, year-to-date$276,338,4002,019
Average Assets, quarterly$282,268,5002,042
Volatile liabilities$10,817,0005,655
Insider loans$699,0004,833
FHLB advances$7,500,0002,856
Loans and leases held for sale$01,753
Unused loan commitments$15,740,0003,508
Tier 1 (core) risk-based capital$26,680,0002,090
Tier 2 risk-based capital$1,282,0003,139
Total risk weighted assets$137,075,0002,820
Total unused commitments$15,740,0003,509
Derivatives$0774
2004-09-30Rank
# of Employees:911,877
Assets and Liabilities
Total Assets:$281,218,0002,043
Cash and due from depository institutions$14,966,0001,877
Interest-bearing balances$2,988,0001,669
Securities$98,857,0001,291
Federal funds sold & reverse repurchase agreements$4,540,0002,269
Net loans & leases$153,573,0002,441
Loan loss allowance$1,269,0003,379
Trading account assets$0149
Bank premises and fixed assets$5,605,0001,833
Other real estate owned$98,0001,877
Goodwill and other intangibles$03,268
All other assets$3,579,0003,339
Life insurance assets$0330
Total liabilities and capital$281,218,0002,043
Total liabilities$255,002,0002,028
Total deposits$246,452,0001,883
Interest-bearing deposits$207,477,0001,878
Deposits held in domestic offices$246,452,0001,877
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$7,500,0003,003
Subordinated debt$0276
All other liabilities$1,050,0003,088
Total equity capital$26,216,0002,217
Total bank equity capital$26,216,0002,217
Perpetual preferred stock$0124
Common stock$08,249
Surplus$2,706,0004,900
Undivided profits$23,510,0001,446
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$305,0004,943
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$1,542,0001,986
Earning assets$259,958,0002,040
Long-term assets (5+ years)$170,126,000626
Average Assets, year-to-date$274,593,2502,036
Average Assets, quarterly$280,628,5002,030
Volatile liabilities$8,269,0006,266
Insider loans$448,0005,636
FHLB advances$7,500,0002,870
Loans and leases held for sale$01,808
Unused loan commitments$14,069,0003,718
Tier 1 (core) risk-based capital$25,891,0002,135
Tier 2 risk-based capital$1,269,0003,141
Total risk weighted assets$136,269,0002,795
Total unused commitments$14,069,0003,719
Derivatives$0770
2004-06-30Rank
# of Employees:901,911
Assets and Liabilities
Total Assets:$280,039,0002,026
Cash and due from depository institutions$13,992,0001,911
Interest-bearing balances$3,974,0001,384
Securities$100,059,0001,309
Federal funds sold & reverse repurchase agreements$7,689,0001,393
Net loans & leases$148,938,0002,463
Loan loss allowance$1,241,0003,415
Trading account assets$0153
Bank premises and fixed assets$5,335,0001,924
Other real estate owned$98,0001,911
Goodwill and other intangibles$03,275
All other assets$3,928,0003,114
Life insurance assets$0323
Total liabilities and capital$280,039,0002,026
Total liabilities$255,228,0002,008
Total deposits$244,385,0001,877
Interest-bearing deposits$208,067,0001,857
Deposits held in domestic offices$244,385,0001,870
% insured0.00%1
Federal funds purchased & repurchase agreements$03,750
Trading liabilities$069
Other borrowed funds$10,000,0002,546
Subordinated debt$0288
All other liabilities$843,0003,320
Total equity capital$24,811,0002,236
Total bank equity capital$24,811,0002,236
Perpetual preferred stock$0126
Common stock$08,301
Surplus$2,706,0004,890
Undivided profits$22,105,0001,451
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$341,0004,777
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$1,542,0001,831
Earning assets$260,660,0002,015
Long-term assets (5+ years)$164,230,000654
Average Assets, year-to-date$272,385,0002,047
Average Assets, quarterly$275,440,0002,038
Volatile liabilities$10,138,0005,771
Insider loans$455,0005,628
FHLB advances$10,000,0002,408
Loans and leases held for sale$01,820
Unused loan commitments$16,794,0003,349
Tier 1 (core) risk-based capital$25,087,0002,148
Tier 2 risk-based capital$1,241,0003,155
Total risk weighted assets$136,778,0002,759
Total unused commitments$16,794,0003,351
Derivatives$0740
2004-03-31Rank
# of Employees:871,964
Assets and Liabilities
Total Assets:$270,841,0002,082
Cash and due from depository institutions$14,609,0001,964
Interest-bearing balances$3,302,0001,750
Securities$94,197,0001,397
Federal funds sold & reverse repurchase agreements$9,596,0001,533
Net loans & leases$143,930,0002,495
Loan loss allowance$1,233,0003,376
Trading account assets$0144
Bank premises and fixed assets$5,303,0001,893
Other real estate owned$01,964
Goodwill and other intangibles$03,256
All other assets$3,206,0003,452
Life insurance assets$0322
Total liabilities and capital$270,841,0002,082
Total liabilities$245,634,0002,058
Total deposits$231,872,0001,959
Interest-bearing deposits$199,375,0001,935
Deposits held in domestic offices$231,872,0001,953
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$12,000,0002,178
Subordinated debt$0287
All other liabilities$1,762,0002,153
Total equity capital$25,207,0002,247
Total bank equity capital$25,207,0002,247
Perpetual preferred stock$0129
Common stock$08,335
Surplus$2,707,0004,874
Undivided profits$22,500,0001,497
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$385,0004,649
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$1,475,0001,910
Earning assets$251,025,0002,064
Long-term assets (5+ years)$157,390,000680
Average Assets, year-to-date$268,558,0002,076
Average Assets, quarterly$268,558,0002,076
Volatile liabilities$12,385,0005,160
Insider loans$459,0005,585
FHLB advances$12,000,0002,058
Loans and leases held for sale$01,884
Unused loan commitments$13,422,0003,731
Tier 1 (core) risk-based capital$24,369,0002,174
Tier 2 risk-based capital$1,233,0003,130
Total risk weighted assets$130,459,0002,823
Total unused commitments$13,422,0003,736
Derivatives$0699
2003-12-31Rank
# of Employees:832,088
Assets and Liabilities
Total Assets:$266,275,0002,103
Cash and due from depository institutions$12,070,0002,088
Interest-bearing balances$2,146,0002,115
Securities$100,636,0001,352
Federal funds sold & reverse repurchase agreements$4,551,0002,465
Net loans & leases$140,627,0002,523
Loan loss allowance$1,200,0003,452
Trading account assets$0168
Bank premises and fixed assets$5,027,0001,970
Other real estate owned$02,088
Goodwill and other intangibles$03,237
All other assets$3,364,0003,357
Life insurance assets$01
Total liabilities and capital$266,275,0002,103
Total liabilities$242,050,0002,084
Total deposits$227,914,0001,986
Interest-bearing deposits$198,471,0001,941
Deposits held in domestic offices$227,914,0001,983
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$13,000,0002,103
Subordinated debt$0293
All other liabilities$1,136,0002,848
Total equity capital$24,225,0002,281
Total bank equity capital$24,225,0002,281
Perpetual preferred stock$0131
Common stock$08,396
Surplus$2,706,0004,852
Undivided profits$21,519,0001,517
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$447,0004,345
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$1,612,0001,801
Earning assets$247,960,0002,082
Long-term assets (5+ years)$162,181,000673
Average Assets, year-to-date$249,306,2002,158
Average Assets, quarterly$260,902,5002,130
Volatile liabilities$13,493,0004,910
Insider loans$467,0005,589
FHLB advances$13,000,0001,983
Loans and leases held for sale$01,789
Unused loan commitments$13,620,0003,602
Tier 1 (core) risk-based capital$23,654,0002,210
Tier 2 risk-based capital$1,200,0003,201
Total risk weighted assets$129,330,0002,834
Total unused commitments$13,620,0003,604
Derivatives$0665
2003-09-30Rank
# of Employees:812,151
Assets and Liabilities
Total Assets:$255,530,0002,194
Cash and due from depository institutions$9,707,0002,151
Interest-bearing balances$2,762,0002,015
Securities$92,890,0001,434
Federal funds sold & reverse repurchase agreements$11,083,0001,293
Net loans & leases$134,186,0002,597
Loan loss allowance$1,221,0003,392
Trading account assets$0165
Bank premises and fixed assets$4,596,0002,116
Other real estate owned$02,151
Goodwill and other intangibles$03,226
All other assets$3,068,0003,586
Life insurance assets$01
Total liabilities and capital$255,530,0002,194
Total liabilities$231,786,0002,170
Total deposits$222,671,0002,040
Interest-bearing deposits$194,032,0002,006
Deposits held in domestic offices$222,671,0002,036
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$8,000,0002,700
Subordinated debt$0293
All other liabilities$1,115,0003,010
Total equity capital$23,744,0002,317
Total bank equity capital$23,744,0002,317
Perpetual preferred stock$0137
Common stock$08,445
Surplus$2,706,0004,819
Undivided profits$21,038,0001,552
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$225,0005,846
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$1,468,0002,134
Earning assets$240,921,0002,138
Long-term assets (5+ years)$152,466,000721
Average Assets, year-to-date$245,064,0002,215
Average Assets, quarterly$254,145,0002,189
Volatile liabilities$13,674,0004,874
Insider loans$327,0006,184
FHLB advances$8,000,0002,548
Loans and leases held for sale$01,962
Unused loan commitments$15,239,0003,373
Tier 1 (core) risk-based capital$22,908,0002,267
Tier 2 risk-based capital$1,221,0003,132
Total risk weighted assets$127,628,0002,859
Total unused commitments$15,239,0003,377
Derivatives$0666
2003-06-30Rank
# of Employees:852,061
Assets and Liabilities
Total Assets:$252,760,0002,182
Cash and due from depository institutions$11,030,0002,061
Interest-bearing balances$2,557,0002,225
Securities$94,983,0001,366
Federal funds sold & reverse repurchase agreements$6,539,0002,397
Net loans & leases$132,210,0002,598
Loan loss allowance$1,164,0003,472
Trading account assets$0170
Bank premises and fixed assets$4,698,0002,036
Other real estate owned$55,0002,061
Goodwill and other intangibles$03,182
All other assets$3,245,0003,308
Life insurance assets$01
Total liabilities and capital$252,760,0002,182
Total liabilities$228,030,0002,176
Total deposits$218,539,0002,052
Interest-bearing deposits$192,594,0002,000
Deposits held in domestic offices$218,539,0002,047
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$8,000,0002,658
Subordinated debt$0266
All other liabilities$1,491,0002,509
Total equity capital$24,730,0002,222
Total bank equity capital$24,730,0002,222
Perpetual preferred stock$0140
Common stock$08,468
Surplus$2,707,0004,786
Undivided profits$22,023,0001,488
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$220,0005,897
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$1,563,0001,890
Earning assets$236,289,0002,145
Long-term assets (5+ years)$147,275,000713
Average Assets, year-to-date$241,575,3302,236
Average Assets, quarterly$246,329,5002,215
Volatile liabilities$11,097,0005,422
Insider loans$334,0006,145
FHLB advances$8,000,0002,495
Loans and leases held for sale$02,044
Unused loan commitments$11,292,0003,951
Tier 1 (core) risk-based capital$23,232,0002,214
Tier 2 risk-based capital$1,164,0003,197
Total risk weighted assets$124,285,0002,891
Total unused commitments$11,292,0003,967
Derivatives$0623
2003-03-31Rank
# of Employees:822,108
Assets and Liabilities
Total Assets:$239,899,0002,275
Cash and due from depository institutions$9,871,0002,108
Interest-bearing balances$1,494,0002,801
Securities$79,990,0001,558
Federal funds sold & reverse repurchase agreements$11,141,0001,516
Net loans & leases$131,149,0002,564
Loan loss allowance$1,118,0003,526
Trading account assets$0169
Bank premises and fixed assets$4,811,0001,952
Other real estate owned$55,0002,108
Goodwill and other intangibles$03,151
All other assets$2,882,0003,589
Life insurance assets$01
Total liabilities and capital$239,899,0002,275
Total liabilities$215,929,0002,289
Total deposits$206,414,0002,154
Interest-bearing deposits$183,724,0002,075
Deposits held in domestic offices$206,414,0002,150
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$8,000,0002,548
Subordinated debt$0265
All other liabilities$1,515,0002,508
Total equity capital$23,970,0002,235
Total bank equity capital$23,970,0002,235
Perpetual preferred stock$0141
Common stock$08,511
Surplus$2,707,0004,762
Undivided profits$21,263,0001,507
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$310,0005,289
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$1,456,0002,058
Earning assets$223,774,0002,229
Long-term assets (5+ years)$129,776,000780
Average Assets, year-to-date$235,983,0002,274
Average Assets, quarterly$235,983,0002,274
Volatile liabilities$10,660,0005,497
Insider loans$335,0006,129
FHLB advances$8,000,0002,410
Loans and leases held for sale$01,961
Unused loan commitments$10,546,0004,051
Tier 1 (core) risk-based capital$22,740,0002,210
Tier 2 risk-based capital$1,118,0003,248
Total risk weighted assets$120,840,0002,909
Total unused commitments$10,546,0004,064
Derivatives$0578
2002-12-31Rank
# of Employees:802,150
Assets and Liabilities
Total Assets:$232,067,0002,314
Cash and due from depository institutions$9,244,0002,150
Interest-bearing balances$1,430,0002,746
Securities$72,853,0001,688
Federal funds sold & reverse repurchase agreements$10,664,0001,347
Net loans & leases$131,480,0002,538
Loan loss allowance$1,102,0003,512
Trading account assets$0170
Bank premises and fixed assets$4,870,0001,898
Other real estate owned$02,150
Goodwill and other intangibles$03,122
All other assets$2,956,0003,507
Life insurance assets$01
Total liabilities and capital$232,067,0002,314
Total liabilities$208,601,0002,319
Total deposits$198,306,0002,187
Interest-bearing deposits$175,632,0002,121
Deposits held in domestic offices$198,306,0002,183
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$9,000,0002,440
Subordinated debt$0258
All other liabilities$1,295,0002,816
Total equity capital$23,466,0002,256
Total bank equity capital$23,466,0002,256
Perpetual preferred stock$0142
Common stock$08,549
Surplus$2,706,0004,714
Undivided profits$20,760,0001,525
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$251,0005,501
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$1,518,0002,080
Earning assets$216,427,0002,263
Long-term assets (5+ years)$121,359,000812
Average Assets, year-to-date$215,570,4002,370
Average Assets, quarterly$229,505,0002,317
Volatile liabilities$11,412,0005,328
Insider loans$343,0006,117
FHLB advances$9,000,0002,280
Loans and leases held for sale$01,889
Unused loan commitments$9,951,0004,069
Tier 1 (core) risk-based capital$22,242,0002,226
Tier 2 risk-based capital$1,102,0003,255
Total risk weighted assets$116,199,0002,967
Total unused commitments$9,951,0004,073
Derivatives$0527
2001-12-31Rank
# of Employees:772,224
Assets and Liabilities
Total Assets:$194,779,0002,605
Cash and due from depository institutions$8,606,0002,224
Interest-bearing balances$1,789,0002,404
Securities$48,358,0002,264
Federal funds sold & reverse repurchase agreements$9,602,0001,532
Net loans & leases$120,336,0002,670
Loan loss allowance$976,0003,664
Trading account assets$0182
Bank premises and fixed assets$4,976,0001,804
Other real estate owned$117,0002,224
Goodwill and other intangibles$03,095
All other assets$2,784,0003,586
Life insurance assets$01
Total liabilities and capital$194,779,0002,605
Total liabilities$173,836,0002,625
Total deposits$167,952,0002,448
Interest-bearing deposits$147,525,0002,390
Deposits held in domestic offices$167,952,0002,442
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$5,000,0002,996
Subordinated debt$0241
All other liabilities$884,0003,782
Total equity capital$20,943,0002,357
Total bank equity capital$20,943,0002,357
Perpetual preferred stock$0158
Common stock$08,780
Surplus$2,707,0004,647
Undivided profits$18,236,0001,594
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$573,0003,891
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$1,443,0002,350
Earning assets$180,085,0002,584
Long-term assets (5+ years)$100,449,000950
Average Assets, year-to-date$181,019,2002,657
Average Assets, quarterly$192,855,5002,602
Volatile liabilities$7,694,0006,337
Insider loans$382,0005,968
FHLB advances$5,000,0002,803
Loans and leases held for sale$01,749
Unused loan commitments$6,969,0004,736
Tier 1 (core) risk-based capital$20,229,0002,319
Tier 2 risk-based capital$976,0003,428
Total risk weighted assets$112,903,0002,920
Total unused commitments$6,969,0004,741
Derivatives$0450
2000-12-31Rank
# of Employees:702,451
Assets and Liabilities
Total Assets:$167,255,0002,855
Cash and due from depository institutions$7,037,0002,451
Interest-bearing balances$436,0003,163
Securities$47,369,0002,300
Federal funds sold & reverse repurchase agreements$4,300,0002,660
Net loans & leases$101,829,0003,014
Loan loss allowance$892,0003,816
Trading account assets$0175
Bank premises and fixed assets$5,034,0001,724
Other real estate owned$02,451
Goodwill and other intangibles$03,145
All other assets$1,686,0004,453
Life insurance assets$01
Total liabilities and capital$167,255,0002,855
Total liabilities$148,089,0002,913
Total deposits$137,300,0002,853
Interest-bearing deposits$120,910,0002,782
Deposits held in domestic offices$137,300,0002,849
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$10,000,0002,024
Subordinated debt$0239
All other liabilities$789,0004,293
Total equity capital$19,166,0002,444
Total bank equity capital$19,166,0002,444
Perpetual preferred stock$0178
Common stock$09,055
Surplus$2,706,0004,632
Undivided profits$16,460,0001,662
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$924,0002,455
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$678,0003,993
Earning assets$153,934,0002,855
Long-term assets (5+ years)$87,669,0001,030
Average Assets, year-to-date$163,363,4002,798
Average Assets, quarterly$167,400,0002,823
Volatile liabilities$10,221,0005,549
Insider loans$307,0006,473
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$4,236,0005,784
Tier 1 (core) risk-based capital$19,079,0002,359
Tier 2 risk-based capital$892,0003,598
Total risk weighted assets$99,553,9003,096
Total unused commitments$4,236,0005,787
Derivatives$0481
1999-12-31Rank
# of Employees:602,953
Assets and Liabilities
Total Assets:$158,707,0002,932
Cash and due from depository institutions$6,862,0002,953
Interest-bearing balances$763,0002,727
Securities$43,798,0002,577
Federal funds sold & reverse repurchase agreements$3,695,0002,482
Net loans & leases$97,002,0002,990
Loan loss allowance$837,0003,950
Trading account assets$0165
Bank premises and fixed assets$4,146,0002,071
Other real estate owned$124,0002,953
Goodwill and other intangibles$1,200,0001,384
All other assets$1,880,0004,151
Life insurance assets$01
Total liabilities and capital$158,707,0002,932
Total liabilities$139,923,0002,999
Total deposits$129,298,0002,941
Interest-bearing deposits$117,853,0002,795
Deposits held in domestic offices$129,298,0002,936
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$10,000,0002,000
Subordinated debt$0242
All other liabilities$625,0004,629
Total equity capital$18,784,0002,345
Total bank equity capital$18,784,0002,345
Perpetual preferred stock$0193
Common stock$09,357
Surplus$2,706,0004,622
Undivided profits$16,078,0001,578
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$625,0003,160
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$640,0003,682
Earning assets$145,258,0002,938
Long-term assets (5+ years)$77,796,0001,206
Average Assets, year-to-date$152,700,6002,934
Average Assets, quarterly$156,838,0002,931
Volatile liabilities$10,329,0005,330
Insider loans$328,0006,317
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$2,834,0006,770
Tier 1 (core) risk-based capital$19,034,0002,313
Tier 2 risk-based capital$837,0003,657
Total risk weighted assets$90,839,7003,239
Total unused commitments$2,834,0006,775
Derivatives$0488
1998-12-31Rank
# of Employees:513,419
Assets and Liabilities
Total Assets:$151,770,0002,990
Cash and due from depository institutions$4,429,0003,419
Interest-bearing balances$733,0003,140
Securities$43,915,0002,596
Federal funds sold & reverse repurchase agreements$14,602,0001,116
Net loans & leases$84,768,0003,201
Loan loss allowance$702,0004,460
Trading account assets$0197
Bank premises and fixed assets$2,748,0002,929
Other real estate owned$124,0003,419
Goodwill and other intangibles$03,445
All other assets$1,184,0005,332
Life insurance assets$01
Total liabilities and capital$151,770,0002,990
Total liabilities$131,996,0003,092
Total deposits$131,620,0002,879
Interest-bearing deposits$116,572,0002,820
Deposits held in domestic offices$131,620,0002,875
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$05,274
Subordinated debt$0255
All other liabilities$376,0006,721
Total equity capital$19,774,0002,280
Total bank equity capital$19,774,0002,280
Perpetual preferred stock$0199
Common stock$09,564
Surplus$2,706,0004,494
Undivided profits$17,068,0001,557
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$488,0004,026
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$587,0003,959
Earning assets$144,018,0002,924
Long-term assets (5+ years)$62,376,0001,321
Average Assets, year-to-date$141,757,6003,020
Average Assets, quarterly$148,350,0003,004
Volatile liabilities$6,228,0006,391
Insider loans$224,0006,998
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$5,724,0004,990
Tier 1 (core) risk-based capital$19,340,0002,213
Tier 2 risk-based capital$702,0004,065
Total risk weighted assets$78,029,4003,518
Total unused commitments$5,724,0004,996
Derivatives$0527
1997-12-31Rank
# of Employees:513,533
Assets and Liabilities
Total Assets:$133,704,0003,314
Cash and due from depository institutions$3,289,0003,533
Interest-bearing balances$794,0002,694
Securities$41,446,0002,733
Federal funds sold & reverse repurchase agreements$7,325,0001,901
Net loans & leases$77,778,0003,455
Loan loss allowance$524,0005,515
Trading account assets$0203
Bank premises and fixed assets$2,566,0003,085
Other real estate owned$140,0003,533
Goodwill and other intangibles$03,571
All other assets$1,160,0005,453
Life insurance assets$01
Total liabilities and capital$133,704,0003,314
Total liabilities$118,571,0003,347
Total deposits$117,911,0003,172
Interest-bearing deposits$111,004,0002,894
Deposits held in domestic offices$117,911,0003,166
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$660,0004,892
Total equity capital$15,133,0002,921
Total bank equity capital$15,133,0002,921
Perpetual preferred stock$0223
Common stock$09,968
Surplus$2,706,0004,474
Undivided profits$12,427,0002,098
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$973,0002,509
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$563,0004,205
Earning assets$127,343,0003,209
Long-term assets (5+ years)$49,877,0001,366
Average Assets, year-to-date$132,600,0003,185
Average Assets, quarterly$133,713,0003,261
Volatile liabilities$5,341,0006,953
Insider loans$166,0007,744
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$2,143,0007,261
Tier 1 (core) risk-based capital$14,859,0002,858
Tier 2 risk-based capital$524,0004,989
Total risk weighted assets$64,320,0004,096
Total unused commitments$2,143,0007,268
Derivatives$0533
1996-12-31Rank
# of Employees:374,911
Assets and Liabilities
Total Assets:$130,459,0003,458
Cash and due from depository institutions$3,956,0004,911
Interest-bearing balances$1,722,0001,784
Securities$39,831,0003,039
Federal funds sold & reverse repurchase agreements$9,175,0001,412
Net loans & leases$75,017,0003,616
Loan loss allowance$492,0005,998
Trading account assets$0240
Bank premises and fixed assets$1,326,0005,108
Other real estate owned$04,911
Goodwill and other intangibles$03,437
All other assets$1,154,0005,651
Life insurance assets$01
Total liabilities and capital$130,459,0003,458
Total liabilities$116,797,0003,493
Total deposits$116,205,0003,274
Interest-bearing deposits$109,251,0003,013
Deposits held in domestic offices$116,205,0003,263
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$592,0005,310
Total equity capital$13,662,0003,253
Total bank equity capital$13,662,0003,253
Perpetual preferred stock$0250
Common stock$010,450
Surplus$2,706,0004,544
Undivided profits$10,956,0002,337
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,080,0002,539
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$552,0004,172
Earning assets$125,745,0003,302
Long-term assets (5+ years)$43,078,0001,464
Average Assets, year-to-date$128,863,0003,357
Average Assets, quarterly$130,832,0003,407
Volatile liabilities$4,635,0007,317
Insider loans$181,0007,901
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$1,488,0008,126
Tier 1 (core) risk-based capital$13,513,0003,183
Tier 2 risk-based capital$492,0005,327
Total risk weighted assets$61,554,7004,290
Total unused commitments$1,488,0008,135
Derivatives$0549
1995-12-31Rank
# of Employees:414,605
Assets and Liabilities
Total Assets:$125,395,0003,585
Cash and due from depository institutions$4,596,0004,605
Interest-bearing balances$547,0003,190
Securities$38,028,0003,323
Federal funds sold & reverse repurchase agreements$8,000,0001,816
Net loans & leases$72,306,0003,638
Loan loss allowance$503,0006,028
Trading account assets$0261
Bank premises and fixed assets$1,359,0004,985
Other real estate owned$04,605
Goodwill and other intangibles$03,181
All other assets$1,106,0005,945
Life insurance assets$01
Total liabilities and capital$125,395,0003,585
Total liabilities$112,618,0003,590
Total deposits$112,048,0003,421
Interest-bearing deposits$105,674,0003,123
Deposits held in domestic offices$112,048,0003,413
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$570,0005,677
Total equity capital$12,777,0003,435
Total bank equity capital$12,777,0003,435
Perpetual preferred stock$0288
Common stock$010,908
Surplus$2,687,0004,561
Undivided profits$10,090,0002,563
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$538,0004,058
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$545,0004,372
Earning assets$118,881,0003,474
Long-term assets (5+ years)$39,548,0001,447
Average Assets, year-to-date$121,103,8003,559
Average Assets, quarterly$124,966,0003,564
Volatile liabilities$4,834,0007,041
Insider loans$455,0005,921
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$1,520,0008,094
Tier 1 (core) risk-based capital$12,349,0003,441
Tier 2 risk-based capital$503,0005,243
Total risk weighted assets$60,405,5004,294
Total unused commitments$1,520,0008,107
Derivatives$0628
1994-12-31Rank
# of Employees:394,982
Assets and Liabilities
Total Assets:$116,676,0003,789
Cash and due from depository institutions$4,506,0004,982
Interest-bearing balances$112,0004,982
Securities$32,193,0004,031
Federal funds sold & reverse repurchase agreements$5,000,0001,801
Net loans & leases$72,401,0003,563
Loan loss allowance$498,0006,212
Trading account assets$0286
Bank premises and fixed assets$1,348,0005,021
Other real estate owned$71,0004,982
Goodwill and other intangibles$03,133
All other assets$1,157,0006,067
Life insurance assets$01
Total liabilities and capital$116,676,0003,789
Total liabilities$105,523,0003,807
Total deposits$105,090,0003,617
Interest-bearing deposits$99,970,0003,262
Deposits held in domestic offices$105,090,0003,608
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$433,0005,749
Total equity capital$11,153,0003,657
Total bank equity capital$11,153,0003,657
Perpetual preferred stock$0310
Common stock$011,459
Surplus$2,552,0004,660
Undivided profits$8,600,0002,699
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$842,0003,014
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$506,0004,180
Earning assets$109,706,0003,695
Long-term assets (5+ years)$38,904,0001,474
Average Assets, year-to-date$117,007,8003,691
Average Assets, quarterly$117,676,0003,745
Volatile liabilities$2,498,0009,049
Insider loans$331,0006,889
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$1,208,0008,730
Tier 1 (core) risk-based capital$11,223,0003,667
Tier 2 risk-based capital$498,0005,305
Total risk weighted assets$61,568,5004,137
Total unused commitments$1,208,0008,741
Derivatives$0687
1993-12-31Rank
# of Employees:375,435
Assets and Liabilities
Total Assets:$113,590,0003,958
Cash and due from depository institutions$3,659,0005,435
Interest-bearing balances$108,0006,079
Securities$28,857,0004,633
Federal funds sold & reverse repurchase agreements$8,500,0001,620
Net loans & leases$69,910,0003,590
Loan loss allowance$542,0006,016
Trading account assets$0330
Bank premises and fixed assets$1,413,0004,893
Other real estate owned$227,0005,435
Goodwill and other intangibles$03,091
All other assets$1,024,0005,980
Life insurance assets$01
Total liabilities and capital$113,590,0003,958
Total liabilities$103,720,0003,937
Total deposits$103,371,0003,768
Interest-bearing deposits$98,798,0003,426
Deposits held in domestic offices$103,371,0003,761
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$349,0006,879
Total equity capital$9,870,0004,137
Total bank equity capital$9,870,0004,137
Perpetual preferred stock$0343
Common stock$011,979
Surplus$2,415,0004,832
Undivided profits$7,455,0003,128
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,327,0002,595
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$493,0003,768
Earning assets$107,375,0003,860
Long-term assets (5+ years)$32,933,0001,761
Average Assets, year-to-date$111,505,0003,916
Average Assets, quarterly$113,346,5003,933
Volatile liabilities$2,523,0008,968
Insider loans$274,0007,506
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$2,066,0007,414
Tier 1 (core) risk-based capital$9,870,0004,051
Tier 2 risk-based capital$542,0004,913
Total risk weighted assets$56,932,8004,368
Total unused commitments$2,066,0007,440
Derivatives$0714
1992-12-31Rank
# of Employees:365,656
Assets and Liabilities
Total Assets:$108,891,0004,191
Cash and due from depository institutions$3,874,0005,656
Interest-bearing balances$51,0007,632
Securities$27,725,0004,780
Federal funds sold & reverse repurchase agreements$6,800,0002,438
Net loans & leases$68,062,0003,758
Loan loss allowance$454,0006,917
Trading account assets$0344
Bank premises and fixed assets$1,113,0005,782
Other real estate owned$05,656
Goodwill and other intangibles$03,106
All other assets$1,317,0005,105
Life insurance assets$01
Total liabilities and capital$108,891,0004,191
Total liabilities$100,299,0004,166
Total deposits$99,862,0004,015
Interest-bearing deposits$95,830,0003,675
Deposits held in domestic offices$99,862,0004,007
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$437,0006,436
Total equity capital$8,592,0004,498
Total bank equity capital$8,592,0004,498
Perpetual preferred stock$0346
Common stock$012,472
Surplus$2,267,0004,977
Undivided profits$6,325,0003,434
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,046,0003,571
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$549,0003,721
Earning assets$102,638,0004,075
Long-term assets (5+ years)$34,639,0001,637
Average Assets, year-to-date$105,652,2004,218
Average Assets, quarterly$107,976,5004,197
Volatile liabilities$2,605,0009,091
Insider loans$308,0002,863
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$1,538,0008,054
Tier 1 (core) risk-based capital$8,592,0004,430
Tier 2 risk-based capital$454,0005,662
Total risk weighted assets$55,213,9004,525
Total unused commitments$1,538,0008,085
Derivatives$0651