Home > Summit Bank > Performance and Condition Ratios
Summit Bank, Performance and Condition Ratios
2014-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.0247% | 3,589 |
Cost of funding earning assets | 0.5978% | 1,989 |
Net interest margin | 3.4269% | 3,999 |
Noninterest income to average assets | 0.4989% | 3,419 |
Noninterest expense to average assets | 2.2938% | 5,209 |
Loan and lease loss provision to assets | 0.0000% | 3,817 |
Net operating income to assets | 1.1462% | 1,642 |
Return on assets (ROA) | 1.1462% | 1,711 |
Pretax return on assets | 1.3886% | 1,792 |
Return on Equity (ROE) | 10.0680% | 2,012 |
Retained earnings to average equity (ytd only) | 10.0680% | 944 |
Net charge-offs to loans | 0.2113% | 1,486 |
Credit loss provision to net charge-offs | 0.0000% | 2,688 |
Earnings coverage of net charge-offs (x) | 10.1683% | 1,883 |
Efficiency ratio | 62.2912% | 5,083 |
Assets per employee ($millions) | 4.2786% | 3,383 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,852 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.7668% | 2,140 |
Loan loss allowance to noncurrent loans | 201.4713% | 2,075 |
Noncurrent assets plus other real estate owned to assets | 0.8267% | 3,662 |
Noncurrent loans to loans | 0.8769% | 3,697 |
Net loans and leases to total assets | 62.5404% | 3,148 |
Net loans and leases to deposits | 74.7977% | 2,967 |
Net loans and leases to core deposits | 91.0628% | 1,822 |
Total domestic deposits to total assets | 83.6127% | 4,413 |
Equity capital to assets | 11.6328% | 2,148 |
Core capital (leverage) ratio | 11.6251% | 1,883 |
Tier 1 risk-based capital ratio | 16.7971% | 2,776 |
Total risk-based capital ratio | 18.0518% | 2,737 |
Memoranda: | ||
Average total assets | $1,183,377,000 | 573 |
Average earning assets | $1,099,315,500 | 555 |
Average equity | $134,724,500 | 542 |
Average total loans | $764,660,500 | 569 |
2013-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.3256% | 2,860 |
Cost of funding earning assets | 0.6607% | 2,115 |
Net interest margin | 3.6649% | 3,203 |
Noninterest income to average assets | 0.6137% | 3,007 |
Noninterest expense to average assets | 2.3930% | 5,088 |
Loan and lease loss provision to assets | 0.2023% | 1,843 |
Net operating income to assets | 1.2242% | 1,473 |
Return on assets (ROA) | 1.2242% | 1,539 |
Pretax return on assets | 1.4308% | 1,682 |
Return on Equity (ROE) | 11.2347% | 1,692 |
Retained earnings to average equity (ytd only) | 9.3007% | 711 |
Net charge-offs to loans | 0.2734% | 2,332 |
Credit loss provision to net charge-offs | 113.3680% | 2,129 |
Earnings coverage of net charge-offs (x) | 9.1516% | 2,550 |
Efficiency ratio | 59.4372% | 5,550 |
Assets per employee ($millions) | 4.1756% | 3,497 |
Cash dividends to net income (ytd only)* | 17.2141% | 3,823 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.7604% | 2,185 |
Loan loss allowance to noncurrent loans | 151.2543% | 2,654 |
Noncurrent assets plus other real estate owned to assets | 1.0491% | 3,317 |
Noncurrent loans to loans | 1.1638% | 3,215 |
Net loans and leases to total assets | 64.4102% | 2,972 |
Net loans and leases to deposits | 76.5480% | 2,909 |
Net loans and leases to core deposits | 92.7865% | 1,698 |
Total domestic deposits to total assets | 84.1436% | 4,109 |
Equity capital to assets | 11.1377% | 2,490 |
Core capital (leverage) ratio | 11.0908% | 2,304 |
Tier 1 risk-based capital ratio | 15.8490% | 3,174 |
Total risk-based capital ratio | 17.1032% | 3,129 |
Memoranda: | ||
Average total assets | $1,186,329,000 | 552 |
Average earning assets | $1,104,607,600 | 538 |
Average equity | $129,269,600 | 549 |
Average total loans | $774,268,000 | 542 |
2013-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.3348% | 2,855 |
Cost of funding earning assets | 0.6665% | 2,211 |
Net interest margin | 3.6683% | 3,159 |
Noninterest income to average assets | 0.6353% | 2,951 |
Noninterest expense to average assets | 2.3857% | 5,063 |
Loan and lease loss provision to assets | 0.2484% | 1,439 |
Net operating income to assets | 1.2113% | 1,594 |
Return on assets (ROA) | 1.2113% | 1,671 |
Pretax return on assets | 1.4185% | 1,873 |
Return on Equity (ROE) | 11.1783% | 1,762 |
Retained earnings to average equity (ytd only) | 11.1783% | 547 |
Net charge-offs to loans | 0.2958% | 2,055 |
Credit loss provision to net charge-offs | 128.7879% | 1,831 |
Earnings coverage of net charge-offs (x) | 8.6440% | 2,595 |
Efficiency ratio | 58.8681% | 5,574 |
Assets per employee ($millions) | 4.1336% | 3,574 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,738 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.7467% | 2,466 |
Loan loss allowance to noncurrent loans | 145.8294% | 2,591 |
Noncurrent assets plus other real estate owned to assets | 0.9890% | 3,683 |
Noncurrent loans to loans | 1.1978% | 3,427 |
Net loans and leases to total assets | 64.7734% | 2,854 |
Net loans and leases to deposits | 76.9953% | 2,819 |
Net loans and leases to core deposits | 94.2734% | 1,542 |
Total domestic deposits to total assets | 84.1265% | 4,136 |
Equity capital to assets | 10.8664% | 2,897 |
Core capital (leverage) ratio | 11.0816% | 2,400 |
Tier 1 risk-based capital ratio | 15.2819% | 3,575 |
Total risk-based capital ratio | 16.5364% | 3,526 |
Memoranda: | ||
Average total assets | $1,186,444,250 | 553 |
Average earning assets | $1,105,260,750 | 538 |
Average equity | $128,567,250 | 557 |
Average total loans | $773,458,250 | 541 |
2013-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.3653% | 2,698 |
Cost of funding earning assets | 0.6874% | 2,158 |
Net interest margin | 3.6779% | 3,040 |
Noninterest income to average assets | 0.6489% | 2,920 |
Noninterest expense to average assets | 2.3784% | 5,110 |
Loan and lease loss provision to assets | 0.2764% | 1,332 |
Net operating income to assets | 1.2074% | 1,577 |
Return on assets (ROA) | 1.2074% | 1,679 |
Pretax return on assets | 1.4205% | 1,859 |
Return on Equity (ROE) | 11.1524% | 1,766 |
Retained earnings to average equity (ytd only) | 11.1524% | 617 |
Net charge-offs to loans | 0.3551% | 1,776 |
Credit loss provision to net charge-offs | 119.8529% | 1,860 |
Earnings coverage of net charge-offs (x) | 7.3588% | 2,556 |
Efficiency ratio | 58.3625% | 5,680 |
Assets per employee ($millions) | 4.0434% | 3,701 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,522 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.7813% | 2,493 |
Loan loss allowance to noncurrent loans | 124.4879% | 2,934 |
Noncurrent assets plus other real estate owned to assets | 1.0852% | 3,565 |
Noncurrent loans to loans | 1.4309% | 3,153 |
Net loans and leases to total assets | 63.8654% | 2,935 |
Net loans and leases to deposits | 76.0339% | 2,871 |
Net loans and leases to core deposits | 92.2317% | 1,684 |
Total domestic deposits to total assets | 83.9959% | 4,318 |
Equity capital to assets | 10.9320% | 2,814 |
Core capital (leverage) ratio | 10.8156% | 2,541 |
Tier 1 risk-based capital ratio | 15.3830% | 3,543 |
Total risk-based capital ratio | 16.6379% | 3,502 |
Memoranda: | ||
Average total assets | $1,179,592,000 | 555 |
Average earning assets | $1,098,948,670 | 542 |
Average equity | $127,704,000 | 563 |
Average total loans | $766,039,330 | 544 |
2013-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.3559% | 2,672 |
Cost of funding earning assets | 0.6979% | 2,231 |
Net interest margin | 3.6580% | 3,045 |
Noninterest income to average assets | 0.6480% | 2,886 |
Noninterest expense to average assets | 2.3568% | 5,251 |
Loan and lease loss provision to assets | 0.3494% | 936 |
Net operating income to assets | 1.1789% | 1,587 |
Return on assets (ROA) | 1.1789% | 1,697 |
Pretax return on assets | 1.3451% | 2,057 |
Return on Equity (ROE) | 10.9431% | 1,730 |
Retained earnings to average equity (ytd only) | 10.9431% | 891 |
Net charge-offs to loans | 0.3246% | 1,664 |
Credit loss provision to net charge-offs | 165.8615% | 1,272 |
Earnings coverage of net charge-offs (x) | 8.0435% | 1,987 |
Efficiency ratio | 58.1728% | 5,829 |
Assets per employee ($millions) | 4.1002% | 3,744 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,673 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.7960% | 2,634 |
Loan loss allowance to noncurrent loans | 121.5826% | 2,853 |
Noncurrent assets plus other real estate owned to assets | 1.2041% | 3,561 |
Noncurrent loans to loans | 1.4772% | 3,345 |
Net loans and leases to total assets | 63.0839% | 2,876 |
Net loans and leases to deposits | 74.6017% | 2,835 |
Net loans and leases to core deposits | 90.8032% | 1,628 |
Total domestic deposits to total assets | 84.5609% | 4,244 |
Equity capital to assets | 10.7507% | 3,259 |
Core capital (leverage) ratio | 10.6310% | 2,623 |
Tier 1 risk-based capital ratio | 14.9394% | 3,884 |
Total risk-based capital ratio | 16.1944% | 3,843 |
Memoranda: | ||
Average total assets | $1,179,057,500 | 563 |
Average earning assets | $1,097,004,000 | 547 |
Average equity | $127,021,000 | 574 |
Average total loans | $765,204,500 | 543 |
2012-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.6842% | 2,659 |
Cost of funding earning assets | 0.9392% | 1,714 |
Net interest margin | 3.7450% | 3,465 |
Noninterest income to average assets | 0.6207% | 3,160 |
Noninterest expense to average assets | 2.4576% | 5,231 |
Loan and lease loss provision to assets | 0.2667% | 2,511 |
Net operating income to assets | 1.2489% | 1,451 |
Return on assets (ROA) | 1.2489% | 1,612 |
Pretax return on assets | 1.3795% | 2,110 |
Return on Equity (ROE) | 12.1864% | 1,453 |
Retained earnings to average equity (ytd only) | 10.4970% | 502 |
Net charge-offs to loans | 0.5689% | 2,019 |
Credit loss provision to net charge-offs | 72.3409% | 4,092 |
Earnings coverage of net charge-offs (x) | 4.4649% | 3,358 |
Efficiency ratio | 59.8861% | 5,560 |
Assets per employee ($millions) | 4.0875% | 3,771 |
Cash dividends to net income (ytd only)* | 13.8629% | 3,963 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.7606% | 2,719 |
Loan loss allowance to noncurrent loans | 215.1525% | 1,736 |
Noncurrent assets plus other real estate owned to assets | 0.8394% | 4,371 |
Noncurrent loans to loans | 0.8183% | 4,548 |
Net loans and leases to total assets | 64.4279% | 2,822 |
Net loans and leases to deposits | 76.9670% | 2,661 |
Net loans and leases to core deposits | 92.5942% | 1,587 |
Total domestic deposits to total assets | 83.7084% | 4,442 |
Equity capital to assets | 10.7962% | 3,179 |
Core capital (leverage) ratio | 10.3437% | 2,956 |
Tier 1 risk-based capital ratio | 14.7869% | 3,842 |
Total risk-based capital ratio | 16.0418% | 3,792 |
Memoranda: | ||
Average total assets | $1,155,163,400 | 569 |
Average earning assets | $1,074,366,000 | 550 |
Average equity | $118,386,200 | 609 |
Average total loans | $748,655,400 | 546 |
2012-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.7158% | 2,737 |
Cost of funding earning assets | 0.9036% | 2,150 |
Net interest margin | 3.8122% | 3,284 |
Noninterest income to average assets | 0.6611% | 2,926 |
Noninterest expense to average assets | 2.4268% | 5,319 |
Loan and lease loss provision to assets | 0.3116% | 2,120 |
Net operating income to assets | 1.2586% | 1,548 |
Return on assets (ROA) | 1.2586% | 1,709 |
Pretax return on assets | 1.4724% | 1,990 |
Return on Equity (ROE) | 12.4483% | 1,485 |
Retained earnings to average equity (ytd only) | 12.4483% | 457 |
Net charge-offs to loans | 0.4666% | 2,236 |
Credit loss provision to net charge-offs | 103.3346% | 2,849 |
Earnings coverage of net charge-offs (x) | 5.9168% | 2,895 |
Efficiency ratio | 57.6337% | 5,839 |
Assets per employee ($millions) | 4.1063% | 3,670 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,713 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.9283% | 2,393 |
Loan loss allowance to noncurrent loans | 191.1401% | 1,846 |
Noncurrent assets plus other real estate owned to assets | 0.9331% | 4,418 |
Noncurrent loans to loans | 1.0088% | 4,436 |
Net loans and leases to total assets | 63.7530% | 3,067 |
Net loans and leases to deposits | 76.1375% | 2,962 |
Net loans and leases to core deposits | 93.5329% | 1,622 |
Total domestic deposits to total assets | 83.7341% | 4,343 |
Equity capital to assets | 10.5051% | 3,839 |
Core capital (leverage) ratio | 10.3242% | 3,134 |
Tier 1 risk-based capital ratio | 14.7422% | 4,021 |
Total risk-based capital ratio | 15.9992% | 3,976 |
Memoranda: | ||
Average total assets | $1,153,739,750 | 574 |
Average earning assets | $1,074,289,000 | 556 |
Average equity | $116,650,500 | 614 |
Average total loans | $745,489,250 | 548 |
2012-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.7831% | 2,572 |
Cost of funding earning assets | 0.9325% | 2,166 |
Net interest margin | 3.8506% | 3,136 |
Noninterest income to average assets | 0.6772% | 2,791 |
Noninterest expense to average assets | 2.4114% | 5,418 |
Loan and lease loss provision to assets | 0.3721% | 1,760 |
Net operating income to assets | 1.2637% | 1,533 |
Return on assets (ROA) | 1.2637% | 1,701 |
Pretax return on assets | 1.4799% | 1,922 |
Return on Equity (ROE) | 12.6666% | 1,453 |
Retained earnings to average equity (ytd only) | 12.6666% | 484 |
Net charge-offs to loans | 0.4344% | 2,301 |
Credit loss provision to net charge-offs | 132.8358% | 2,067 |
Earnings coverage of net charge-offs (x) | 6.6119% | 2,609 |
Efficiency ratio | 56.5615% | 6,055 |
Assets per employee ($millions) | 4.1321% | 3,600 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,523 |
Condition Ratios (%) | ||
Loss allowance to loans | 2.0404% | 2,127 |
Loan loss allowance to noncurrent loans | 197.1429% | 1,734 |
Noncurrent assets plus other real estate owned to assets | 1.0287% | 4,324 |
Noncurrent loans to loans | 1.0350% | 4,442 |
Net loans and leases to total assets | 62.4811% | 3,341 |
Net loans and leases to deposits | 74.5560% | 3,198 |
Net loans and leases to core deposits | 90.7049% | 1,908 |
Total domestic deposits to total assets | 83.8042% | 4,399 |
Equity capital to assets | 10.2070% | 4,043 |
Core capital (leverage) ratio | 10.0295% | 3,386 |
Tier 1 risk-based capital ratio | 14.5582% | 4,060 |
Total risk-based capital ratio | 15.8165% | 4,019 |
Memoranda: | ||
Average total assets | $1,148,220,330 | 576 |
Average earning assets | $1,069,340,330 | 559 |
Average equity | $114,553,670 | 619 |
Average total loans | $740,395,670 | 555 |
2012-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.6950% | 3,072 |
Cost of funding earning assets | 0.9586% | 2,241 |
Net interest margin | 3.7363% | 3,661 |
Noninterest income to average assets | 0.6019% | 3,223 |
Noninterest expense to average assets | 2.3427% | 5,655 |
Loan and lease loss provision to assets | 0.2438% | 2,515 |
Net operating income to assets | 1.2608% | 1,570 |
Return on assets (ROA) | 1.2608% | 1,740 |
Pretax return on assets | 1.4945% | 1,882 |
Return on Equity (ROE) | 12.7881% | 1,466 |
Retained earnings to average equity (ytd only) | 12.7881% | 714 |
Net charge-offs to loans | 0.3031% | 2,447 |
Credit loss provision to net charge-offs | 124.0642% | 1,925 |
Earnings coverage of net charge-offs (x) | 8.8449% | 1,915 |
Efficiency ratio | 57.4041% | 5,989 |
Assets per employee ($millions) | 4.1062% | 3,781 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,732 |
Condition Ratios (%) | ||
Loss allowance to loans | 2.0008% | 2,347 |
Loan loss allowance to noncurrent loans | 158.2473% | 2,057 |
Noncurrent assets plus other real estate owned to assets | 1.0268% | 4,437 |
Noncurrent loans to loans | 1.2644% | 4,216 |
Net loans and leases to total assets | 62.4708% | 3,160 |
Net loans and leases to deposits | 74.3173% | 3,079 |
Net loans and leases to core deposits | 93.2499% | 1,526 |
Total domestic deposits to total assets | 84.0596% | 4,458 |
Equity capital to assets | 9.9091% | 4,243 |
Core capital (leverage) ratio | 9.8984% | 3,500 |
Tier 1 risk-based capital ratio | 14.4626% | 4,140 |
Total risk-based capital ratio | 15.7206% | 4,096 |
Memoranda: | ||
Average total assets | $1,141,774,000 | 578 |
Average earning assets | $1,063,181,000 | 562 |
Average equity | $112,573,000 | 634 |
Average total loans | $740,300,000 | 553 |
2011-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.8975% | 3,370 |
Cost of funding earning assets | 1.1480% | 2,362 |
Net interest margin | 3.7494% | 4,082 |
Noninterest income to average assets | 0.5431% | 3,559 |
Noninterest expense to average assets | 2.3659% | 5,860 |
Loan and lease loss provision to assets | 0.2988% | 3,276 |
Net operating income to assets | 1.2207% | 1,459 |
Return on assets (ROA) | 1.2404% | 1,504 |
Pretax return on assets | 1.4102% | 1,748 |
Return on Equity (ROE) | 13.3371% | 1,078 |
Retained earnings to average equity (ytd only) | 13.3371% | 203 |
Net charge-offs to loans | 0.2465% | 4,239 |
Credit loss provision to net charge-offs | 187.0152% | 1,379 |
Earnings coverage of net charge-offs (x) | 10.5565% | 1,821 |
Efficiency ratio | 58.3813% | 6,000 |
Assets per employee ($millions) | 4.0203% | 3,804 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,078 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.9572% | 2,401 |
Loan loss allowance to noncurrent loans | 158.5000% | 2,028 |
Noncurrent assets plus other real estate owned to assets | 1.0330% | 4,542 |
Noncurrent loans to loans | 1.2348% | 4,300 |
Net loans and leases to total assets | 64.6616% | 3,045 |
Net loans and leases to deposits | 77.1910% | 2,971 |
Net loans and leases to core deposits | 95.3791% | 1,553 |
Total domestic deposits to total assets | 83.7683% | 4,426 |
Equity capital to assets | 9.8088% | 4,431 |
Core capital (leverage) ratio | 9.7775% | 3,638 |
Tier 1 risk-based capital ratio | 13.8548% | 4,435 |
Total risk-based capital ratio | 15.1124% | 4,386 |
Memoranda: | ||
Average total assets | $1,113,487,800 | 589 |
Average earning assets | $1,042,208,400 | 558 |
Average equity | $103,560,600 | 663 |
Average total loans | $721,589,600 | 570 |
2011-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.8963% | 3,578 |
Cost of funding earning assets | 1.1869% | 2,404 |
Net interest margin | 3.7093% | 4,296 |
Noninterest income to average assets | 0.5284% | 3,664 |
Noninterest expense to average assets | 2.3537% | 5,897 |
Loan and lease loss provision to assets | 0.2760% | 3,306 |
Net operating income to assets | 1.2102% | 1,627 |
Return on assets (ROA) | 1.2365% | 1,655 |
Pretax return on assets | 1.4072% | 1,925 |
Return on Equity (ROE) | 13.4826% | 1,162 |
Retained earnings to average equity (ytd only) | 13.4826% | 334 |
Net charge-offs to loans | 0.1746% | 4,407 |
Credit loss provision to net charge-offs | 245.1441% | 1,169 |
Earnings coverage of net charge-offs (x) | 14.6820% | 1,517 |
Efficiency ratio | 58.7397% | 5,901 |
Assets per employee ($millions) | 3.9952% | 3,851 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,512 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.9828% | 2,384 |
Loan loss allowance to noncurrent loans | 166.1396% | 1,834 |
Noncurrent assets plus other real estate owned to assets | 0.8740% | 4,990 |
Noncurrent loans to loans | 1.1934% | 4,546 |
Net loans and leases to total assets | 63.8447% | 3,342 |
Net loans and leases to deposits | 76.0561% | 3,320 |
Net loans and leases to core deposits | 93.8339% | 1,807 |
Total domestic deposits to total assets | 83.9442% | 4,257 |
Equity capital to assets | 9.6563% | 4,843 |
Core capital (leverage) ratio | 9.4248% | 4,263 |
Tier 1 risk-based capital ratio | 13.8668% | 4,437 |
Total risk-based capital ratio | 15.1249% | 4,394 |
Memoranda: | ||
Average total assets | $1,109,436,500 | 598 |
Average earning assets | $1,040,411,000 | 571 |
Average equity | $101,748,500 | 680 |
Average total loans | $715,722,000 | 583 |
2011-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.8951% | 3,645 |
Cost of funding earning assets | 1.2175% | 2,461 |
Net interest margin | 3.6776% | 4,370 |
Noninterest income to average assets | 0.5054% | 3,821 |
Noninterest expense to average assets | 2.3519% | 5,991 |
Loan and lease loss provision to assets | 0.3037% | 2,980 |
Net operating income to assets | 1.1685% | 1,670 |
Return on assets (ROA) | 1.2090% | 1,630 |
Pretax return on assets | 1.3453% | 1,978 |
Return on Equity (ROE) | 13.4207% | 1,110 |
Retained earnings to average equity (ytd only) | 13.4207% | 363 |
Net charge-offs to loans | 0.3939% | 2,980 |
Credit loss provision to net charge-offs | 119.8860% | 2,553 |
Earnings coverage of net charge-offs (x) | 6.3321% | 2,418 |
Efficiency ratio | 59.4523% | 5,950 |
Assets per employee ($millions) | 4.2272% | 3,302 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,290 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.8767% | 2,739 |
Loan loss allowance to noncurrent loans | 250.2914% | 1,238 |
Noncurrent assets plus other real estate owned to assets | 0.5715% | 5,778 |
Noncurrent loans to loans | 0.7498% | 5,409 |
Net loans and leases to total assets | 62.1362% | 3,865 |
Net loans and leases to deposits | 75.4863% | 3,564 |
Net loans and leases to core deposits | 92.6223% | 2,061 |
Total domestic deposits to total assets | 82.3144% | 5,055 |
Equity capital to assets | 9.2150% | 5,257 |
Core capital (leverage) ratio | 9.2813% | 4,271 |
Tier 1 risk-based capital ratio | 13.6670% | 4,402 |
Total risk-based capital ratio | 14.9238% | 4,375 |
Memoranda: | ||
Average total assets | $1,107,694,000 | 605 |
Average earning assets | $1,039,322,670 | 580 |
Average equity | $99,786,330 | 690 |
Average total loans | $712,279,330 | 594 |
2011-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.8939% | 3,619 |
Cost of funding earning assets | 1.2581% | 2,448 |
Net interest margin | 3.6358% | 4,394 |
Noninterest income to average assets | 0.5041% | 3,853 |
Noninterest expense to average assets | 2.2981% | 6,191 |
Loan and lease loss provision to assets | 0.2978% | 2,778 |
Net operating income to assets | 1.1937% | 1,540 |
Return on assets (ROA) | 1.1937% | 1,583 |
Pretax return on assets | 1.3190% | 1,983 |
Return on Equity (ROE) | 13.4074% | 1,110 |
Retained earnings to average equity (ytd only) | 13.4074% | 532 |
Net charge-offs to loans | 0.3239% | 2,762 |
Credit loss provision to net charge-offs | 141.8685% | 1,984 |
Earnings coverage of net charge-offs (x) | 7.7024% | 1,912 |
Efficiency ratio | 58.7013% | 6,172 |
Assets per employee ($millions) | 4.1042% | 3,631 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,514 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.8648% | 2,811 |
Loan loss allowance to noncurrent loans | 190.7745% | 1,557 |
Noncurrent assets plus other real estate owned to assets | 0.7045% | 5,523 |
Noncurrent loans to loans | 0.9775% | 5,091 |
Net loans and leases to total assets | 63.7552% | 3,484 |
Net loans and leases to deposits | 75.4494% | 3,506 |
Net loans and leases to core deposits | 94.5689% | 1,823 |
Total domestic deposits to total assets | 84.5006% | 4,267 |
Equity capital to assets | 9.1007% | 5,047 |
Core capital (leverage) ratio | 9.0048% | 4,606 |
Tier 1 risk-based capital ratio | 13.0910% | 4,756 |
Total risk-based capital ratio | 14.3475% | 4,728 |
Memoranda: | ||
Average total assets | $1,101,431,500 | 611 |
Average earning assets | $1,033,279,000 | 588 |
Average equity | $98,065,500 | 693 |
Average total loans | $713,732,000 | 598 |
2010-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.0476% | 4,330 |
Cost of funding earning assets | 1.6140% | 1,987 |
Net interest margin | 3.4336% | 5,504 |
Noninterest income to average assets | 0.5632% | 3,717 |
Noninterest expense to average assets | 2.2624% | 6,452 |
Loan and lease loss provision to assets | 0.3109% | 4,317 |
Net operating income to assets | 1.1229% | 1,632 |
Return on assets (ROA) | 1.1229% | 1,711 |
Pretax return on assets | 1.2098% | 2,193 |
Return on Equity (ROE) | 12.6403% | 1,181 |
Retained earnings to average equity (ytd only) | 2.0513% | 4,437 |
Net charge-offs to loans | 0.4350% | 3,879 |
Credit loss provision to net charge-offs | 111.1467% | 3,951 |
Earnings coverage of net charge-offs (x) | 5.4369% | 2,622 |
Efficiency ratio | 59.8030% | 6,076 |
Assets per employee ($millions) | 4.0850% | 3,606 |
Cash dividends to net income (ytd only)* | 83.7721% | 736 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.8217% | 2,791 |
Loan loss allowance to noncurrent loans | 178.3174% | 1,675 |
Noncurrent assets plus other real estate owned to assets | 0.7498% | 5,507 |
Noncurrent loans to loans | 1.0216% | 5,026 |
Net loans and leases to total assets | 63.4584% | 3,975 |
Net loans and leases to deposits | 77.2678% | 3,623 |
Net loans and leases to core deposits | 96.0174% | 2,011 |
Total domestic deposits to total assets | 82.1279% | 5,148 |
Equity capital to assets | 8.7082% | 5,571 |
Core capital (leverage) ratio | 8.4341% | 5,477 |
Tier 1 risk-based capital ratio | 12.6575% | 4,888 |
Total risk-based capital ratio | 13.9136% | 4,861 |
Memoranda: | ||
Average total assets | $1,116,191,800 | 593 |
Average earning assets | $1,046,746,200 | 573 |
Average equity | $99,159,000 | 680 |
Average total loans | $717,704,000 | 608 |
2010-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.0607% | 4,538 |
Cost of funding earning assets | 1.6781% | 1,976 |
Net interest margin | 3.3826% | 5,738 |
Noninterest income to average assets | 0.5419% | 3,850 |
Noninterest expense to average assets | 2.2195% | 6,552 |
Loan and lease loss provision to assets | 0.2557% | 4,538 |
Net operating income to assets | 1.1389% | 1,772 |
Return on assets (ROA) | 1.1389% | 1,880 |
Pretax return on assets | 1.2378% | 2,372 |
Return on Equity (ROE) | 12.7577% | 1,327 |
Retained earnings to average equity (ytd only) | 12.0901% | 450 |
Net charge-offs to loans | 0.3724% | 3,815 |
Credit loss provision to net charge-offs | 106.9292% | 3,998 |
Earnings coverage of net charge-offs (x) | 6.2458% | 2,563 |
Efficiency ratio | 59.7759% | 5,988 |
Assets per employee ($millions) | 4.1886% | 3,464 |
Cash dividends to net income (ytd only)* | 5.2334% | 3,441 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.7770% | 2,861 |
Loan loss allowance to noncurrent loans | 338.8904% | 875 |
Noncurrent assets plus other real estate owned to assets | 0.5001% | 6,180 |
Noncurrent loans to loans | 0.5244% | 6,147 |
Net loans and leases to total assets | 63.3974% | 4,235 |
Net loans and leases to deposits | 80.9415% | 3,280 |
Net loans and leases to core deposits | 99.2361% | 1,922 |
Total domestic deposits to total assets | 78.3250% | 6,189 |
Equity capital to assets | 9.4650% | 4,897 |
Core capital (leverage) ratio | 8.9258% | 4,814 |
Tier 1 risk-based capital ratio | 13.6291% | 4,098 |
Total risk-based capital ratio | 14.8848% | 4,047 |
Memoranda: | ||
Average total assets | $1,118,479,500 | 588 |
Average earning assets | $1,048,552,750 | 570 |
Average equity | $99,848,000 | 672 |
Average total loans | $718,243,750 | 607 |
2010-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.0456% | 4,723 |
Cost of funding earning assets | 1.7149% | 2,043 |
Net interest margin | 3.3306% | 5,902 |
Noninterest income to average assets | 0.5050% | 4,075 |
Noninterest expense to average assets | 2.1596% | 6,746 |
Loan and lease loss provision to assets | 0.2539% | 4,392 |
Net operating income to assets | 1.1179% | 1,790 |
Return on assets (ROA) | 1.1179% | 1,859 |
Pretax return on assets | 1.2127% | 2,371 |
Return on Equity (ROE) | 12.7792% | 1,293 |
Retained earnings to average equity (ytd only) | 11.7572% | 525 |
Net charge-offs to loans | 0.3548% | 3,578 |
Credit loss provision to net charge-offs | 111.6352% | 3,632 |
Earnings coverage of net charge-offs (x) | 6.4481% | 2,456 |
Efficiency ratio | 59.5562% | 6,132 |
Assets per employee ($millions) | 4.2920% | 3,229 |
Cash dividends to net income (ytd only)* | 7.9974% | 3,198 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.7903% | 2,743 |
Loan loss allowance to noncurrent loans | 282.9586% | 1,000 |
Noncurrent assets plus other real estate owned to assets | 0.6260% | 5,929 |
Noncurrent loans to loans | 0.6327% | 5,981 |
Net loans and leases to total assets | 62.1374% | 4,657 |
Net loans and leases to deposits | 81.8395% | 3,297 |
Net loans and leases to core deposits | 100.7217% | 1,946 |
Total domestic deposits to total assets | 75.9259% | 6,712 |
Equity capital to assets | 8.9809% | 5,478 |
Core capital (leverage) ratio | 8.6719% | 5,123 |
Tier 1 risk-based capital ratio | 13.4170% | 4,127 |
Total risk-based capital ratio | 14.6716% | 4,089 |
Memoranda: | ||
Average total assets | $1,118,518,000 | 586 |
Average earning assets | $1,048,206,000 | 569 |
Average equity | $97,846,330 | 673 |
Average total loans | $717,044,670 | 613 |
2010-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.0383% | 4,843 |
Cost of funding earning assets | 1.7271% | 2,251 |
Net interest margin | 3.3111% | 5,929 |
Noninterest income to average assets | 0.5025% | 4,033 |
Noninterest expense to average assets | 2.1497% | 6,806 |
Loan and lease loss provision to assets | 0.2808% | 3,785 |
Net operating income to assets | 1.0878% | 1,872 |
Return on assets (ROA) | 1.0878% | 1,952 |
Pretax return on assets | 1.1706% | 2,472 |
Return on Equity (ROE) | 12.6062% | 1,351 |
Retained earnings to average equity (ytd only) | 11.5634% | 820 |
Net charge-offs to loans | 0.2393% | 3,501 |
Credit loss provision to net charge-offs | 181.8182% | 2,010 |
Earnings coverage of net charge-offs (x) | 9.3986% | 1,861 |
Efficiency ratio | 59.6961% | 6,225 |
Assets per employee ($millions) | 4.3444% | 3,218 |
Cash dividends to net income (ytd only)* | 8.2727% | 2,434 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.8225% | 2,664 |
Loan loss allowance to noncurrent loans | 203.4644% | 1,395 |
Noncurrent assets plus other real estate owned to assets | 0.7015% | 5,769 |
Noncurrent loans to loans | 0.8957% | 5,526 |
Net loans and leases to total assets | 61.9443% | 4,771 |
Net loans and leases to deposits | 81.1869% | 3,431 |
Net loans and leases to core deposits | 97.5047% | 2,394 |
Total domestic deposits to total assets | 76.2985% | 6,704 |
Equity capital to assets | 8.6357% | 5,825 |
Core capital (leverage) ratio | 8.6765% | 5,055 |
Tier 1 risk-based capital ratio | 12.9611% | 4,365 |
Total risk-based capital ratio | 14.2176% | 4,336 |
Memoranda: | ||
Average total assets | $1,111,237,000 | 608 |
Average earning assets | $1,039,881,000 | 589 |
Average equity | $95,889,000 | 689 |
Average total loans | $717,116,500 | 634 |
2009-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.3608% | 4,886 |
Cost of funding earning assets | 2.0207% | 2,862 |
Net interest margin | 3.3401% | 5,584 |
Noninterest income to average assets | 0.5513% | 4,013 |
Noninterest expense to average assets | 2.4048% | 6,450 |
Loan and lease loss provision to assets | 0.2885% | 5,125 |
Net operating income to assets | 0.9399% | 2,053 |
Return on assets (ROA) | 0.9410% | 2,100 |
Pretax return on assets | 0.9869% | 2,634 |
Return on Equity (ROE) | 11.0187% | 1,415 |
Retained earnings to average equity (ytd only) | 8.3607% | 616 |
Net charge-offs to loans | 0.3688% | 4,374 |
Credit loss provision to net charge-offs | 109.4367% | 5,039 |
Earnings coverage of net charge-offs (x) | 4.8339% | 2,796 |
Efficiency ratio | 65.3658% | 5,525 |
Assets per employee ($millions) | 4.1709% | 3,492 |
Cash dividends to net income (ytd only)* | 24.1230% | 3,534 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.7650% | 2,656 |
Loan loss allowance to noncurrent loans | 133.0432% | 2,136 |
Noncurrent assets plus other real estate owned to assets | 1.1219% | 4,845 |
Noncurrent loans to loans | 1.3266% | 4,703 |
Net loans and leases to total assets | 64.8666% | 4,399 |
Net loans and leases to deposits | 86.0221% | 2,911 |
Net loans and leases to core deposits | 121.6404% | 1,820 |
Total domestic deposits to total assets | 75.4068% | 6,790 |
Equity capital to assets | 8.6221% | 5,702 |
Core capital (leverage) ratio | 8.5781% | 5,138 |
Tier 1 risk-based capital ratio | 12.3125% | 4,670 |
Total risk-based capital ratio | 13.5689% | 4,625 |
Memoranda: | ||
Average total assets | $1,057,281,800 | 636 |
Average earning assets | $990,063,800 | 609 |
Average equity | $90,292,000 | 717 |
Average total loans | $755,634,600 | 606 |
2009-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.3965% | 4,969 |
Cost of funding earning assets | 2.0758% | 3,008 |
Net interest margin | 3.3208% | 5,559 |
Noninterest income to average assets | 0.5568% | 4,032 |
Noninterest expense to average assets | 2.4483% | 6,258 |
Loan and lease loss provision to assets | 0.2735% | 4,780 |
Net operating income to assets | 0.9257% | 2,322 |
Return on assets (ROA) | 0.9272% | 2,385 |
Pretax return on assets | 0.9507% | 3,057 |
Return on Equity (ROE) | 10.8841% | 1,657 |
Retained earnings to average equity (ytd only) | 10.8841% | 486 |
Net charge-offs to loans | 0.2742% | 4,332 |
Credit loss provision to net charge-offs | 136.8722% | 3,617 |
Earnings coverage of net charge-offs (x) | 6.1182% | 2,667 |
Efficiency ratio | 66.6932% | 5,247 |
Assets per employee ($millions) | 4.1469% | 3,466 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,688 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.7558% | 2,423 |
Loan loss allowance to noncurrent loans | 124.6884% | 2,286 |
Noncurrent assets plus other real estate owned to assets | 1.1624% | 4,755 |
Noncurrent loans to loans | 1.4082% | 4,560 |
Net loans and leases to total assets | 66.7210% | 4,254 |
Net loans and leases to deposits | 87.4802% | 3,065 |
Net loans and leases to core deposits | 122.9369% | 1,998 |
Total domestic deposits to total assets | 76.2699% | 6,539 |
Equity capital to assets | 8.6299% | 6,073 |
Core capital (leverage) ratio | 8.5356% | 5,428 |
Tier 1 risk-based capital ratio | 12.1889% | 4,805 |
Total risk-based capital ratio | 13.4447% | 4,750 |
Memoranda: | ||
Average total assets | $1,049,452,750 | 652 |
Average earning assets | $984,159,750 | 624 |
Average equity | $89,400,000 | 732 |
Average total loans | $764,837,500 | 613 |
2009-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.4474% | 4,909 |
Cost of funding earning assets | 2.1320% | 3,123 |
Net interest margin | 3.3154% | 5,493 |
Noninterest income to average assets | 0.5573% | 3,980 |
Noninterest expense to average assets | 2.4812% | 6,175 |
Loan and lease loss provision to assets | 0.1811% | 5,234 |
Net operating income to assets | 0.9095% | 2,420 |
Return on assets (ROA) | 0.9095% | 2,519 |
Pretax return on assets | 0.9993% | 3,018 |
Return on Equity (ROE) | 10.7257% | 1,782 |
Retained earnings to average equity (ytd only) | 10.7257% | 608 |
Net charge-offs to loans | 0.2386% | 4,000 |
Credit loss provision to net charge-offs | 101.7354% | 4,495 |
Earnings coverage of net charge-offs (x) | 6.6302% | 2,584 |
Efficiency ratio | 67.7618% | 5,196 |
Assets per employee ($millions) | 4.0649% | 3,562 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,532 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.6679% | 2,456 |
Loan loss allowance to noncurrent loans | 100.9412% | 2,874 |
Noncurrent assets plus other real estate owned to assets | 1.3324% | 4,286 |
Noncurrent loans to loans | 1.6524% | 4,017 |
Net loans and leases to total assets | 68.8690% | 3,979 |
Net loans and leases to deposits | 90.8290% | 2,689 |
Net loans and leases to core deposits | 129.5073% | 1,610 |
Total domestic deposits to total assets | 75.8226% | 6,590 |
Equity capital to assets | 8.5064% | 6,038 |
Core capital (leverage) ratio | 8.5175% | 5,419 |
Tier 1 risk-based capital ratio | 11.8008% | 5,099 |
Total risk-based capital ratio | 13.0556% | 5,008 |
Memoranda: | ||
Average total assets | $1,035,726,330 | 675 |
Average earning assets | $969,786,000 | 651 |
Average equity | $87,826,670 | 751 |
Average total loans | $772,888,000 | 631 |
2009-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.5913% | 4,410 |
Cost of funding earning assets | 2.1981% | 3,175 |
Net interest margin | 3.3932% | 5,167 |
Noninterest income to average assets | 0.5296% | 4,064 |
Noninterest expense to average assets | 2.4762% | 5,932 |
Loan and lease loss provision to assets | 0.1873% | 4,566 |
Net operating income to assets | 0.9061% | 2,678 |
Return on assets (ROA) | 0.9061% | 2,827 |
Pretax return on assets | 1.0373% | 3,216 |
Return on Equity (ROE) | 10.7029% | 2,065 |
Retained earnings to average equity (ytd only) | 10.7029% | 1,035 |
Net charge-offs to loans | 0.1251% | 3,965 |
Credit loss provision to net charge-offs | 194.3089% | 2,272 |
Earnings coverage of net charge-offs (x) | 12.7073% | 1,781 |
Efficiency ratio | 66.9101% | 5,160 |
Assets per employee ($millions) | 4.1023% | 3,454 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,832 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.6432% | 2,333 |
Loan loss allowance to noncurrent loans | 102.0808% | 3,006 |
Noncurrent assets plus other real estate owned to assets | 1.2568% | 4,160 |
Noncurrent loans to loans | 1.6097% | 3,861 |
Net loans and leases to total assets | 72.1405% | 3,212 |
Net loans and leases to deposits | 95.0860% | 2,097 |
Net loans and leases to core deposits | 135.7355% | 1,322 |
Total domestic deposits to total assets | 75.8687% | 6,533 |
Equity capital to assets | 8.3812% | 6,268 |
Core capital (leverage) ratio | 8.4922% | 5,554 |
Tier 1 risk-based capital ratio | 11.3671% | 5,539 |
Total risk-based capital ratio | 12.6220% | 5,435 |
Memoranda: | ||
Average total assets | $1,021,093,500 | 677 |
Average earning assets | $954,262,500 | 659 |
Average equity | $86,444,000 | 768 |
Average total loans | $786,387,000 | 628 |
2008-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 6.2918% | 4,004 |
Cost of funding earning assets | 2.6144% | 3,612 |
Net interest margin | 3.6774% | 4,567 |
Noninterest income to average assets | 0.6086% | 3,784 |
Noninterest expense to average assets | 2.5325% | 5,881 |
Loan and lease loss provision to assets | 0.2132% | 4,760 |
Net operating income to assets | 1.0357% | 2,414 |
Return on assets (ROA) | 1.0357% | 2,307 |
Pretax return on assets | 1.2442% | 2,499 |
Return on Equity (ROE) | 12.1849% | 1,552 |
Retained earnings to average equity (ytd only) | 10.3405% | 404 |
Net charge-offs to loans | 0.1225% | 5,019 |
Credit loss provision to net charge-offs | 217.0213% | 2,215 |
Earnings coverage of net charge-offs (x) | 14.8351% | 1,998 |
Efficiency ratio | 63.4728% | 5,673 |
Assets per employee ($millions) | 3.8902% | 3,761 |
Cash dividends to net income (ytd only)* | 15.1362% | 4,568 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.5483% | 2,461 |
Loan loss allowance to noncurrent loans | 187.3775% | 2,062 |
Noncurrent assets plus other real estate owned to assets | 0.7346% | 5,017 |
Noncurrent loans to loans | 0.8263% | 4,984 |
Net loans and leases to total assets | 79.6453% | 1,739 |
Net loans and leases to deposits | 109.3298% | 877 |
Net loans and leases to core deposits | 150.0800% | 852 |
Total domestic deposits to total assets | 72.8487% | 6,855 |
Equity capital to assets | 8.5554% | 6,002 |
Core capital (leverage) ratio | 8.4115% | 5,735 |
Tier 1 risk-based capital ratio | 10.6655% | 6,034 |
Total risk-based capital ratio | 11.9193% | 5,939 |
Memoranda: | ||
Average total assets | $956,837,200 | 695 |
Average earning assets | $879,796,400 | 687 |
Average equity | $81,330,400 | 822 |
Average total loans | $767,232,000 | 623 |