Summit Bank

Status:Inactive as of 2014-05-17
 Merger - Without Assistance
Successor Bank:Bank of the Ozarks
Headquarters:Summit Bank
409 Main Street
Arkadelphia, AR 71923
Established:1997-01-21
FDIC Insurance:1997-01-21
FDIC Cert:#34433
Charter Class:Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
# of Branches:26
Total Assets:$1,180,886,000
Total Deposits:$987,371,000

History

1997-01-21Institution established: Original name:Horizon Bank of Columbia County
2000-02-14Changed name to Summit Bank, Inc.
2000-04-20Moved bank headquarters from MAGNOLIA, AR to ARKADELPHIA, AR
2007-08-20Changed name to Summit Bank
2011-02-18Changed institution class to INSURED COMMERCIAL OR SAVINGS BANKS, STATE, MEMBERS FRS
2011-02-18Changed primary regulatory agency from FEDERAL DEPOSIT INSURANCE CORPORATION to FEDERAL RESERVE BOARD
2014-05-17Merged into and subsequently operated as part of Bank of the Ozarks (110) in LITTLE ROCK, AR

Historical Financial Information

2014-03-31Rank
# of Employees:276518
Assets and Liabilities
Total Assets:$1,180,886,000577
Cash and due from depository institutions$126,129,000518
Interest-bearing balances$107,315,000347
Securities$250,790,000612
Federal funds sold & reverse repurchase agreements$03,112
Net loans & leases$738,531,000584
Loan loss allowance$13,283,000483
Trading account assets$0247
Bank premises and fixed assets$13,939,000849
Other real estate owned$3,169,000518
Goodwill and other intangibles$02,875
All other assets$48,328,000463
Life insurance assets$33,292,000266
Total liabilities and capital$1,180,886,000577
Total liabilities$1,043,516,000585
Total deposits$987,371,000568
Interest-bearing deposits$833,915,000528
Deposits held in domestic offices$987,371,000566
% insured75.62%5,361
Federal funds purchased & repurchase agreements$11,324,000744
Trading liabilities$0165
Other borrowed funds$43,543,000606
Subordinated debt$0134
All other liabilities$1,278,0002,600
Total equity capital$137,370,000539
Total bank equity capital$137,370,000539
Perpetual preferred stock$0201
Common stock$06,116
Surplus$45,319,000762
Undivided profits$92,051,000407
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$6,593,0001,063
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0998
Income earned, not collected on loans$4,440,000504
Earning assets$1,096,636,000562
Long-term assets (5+ years)$207,029,0001,094
Average Assets, year-to-date$1,183,377,000573
Average Assets, quarterly$1,183,377,000573
Volatile liabilities$138,497,000385
Insider loans$2,247,0002,320
FHLB advances$42,563,000575
Loans and leases held for sale$541,0001,115
Unused loan commitments$90,766,000943
Tier 1 (core) risk-based capital$136,465,000515
Tier 2 risk-based capital$10,194,000519
Total risk weighted assets$812,433,000564
Total unused commitments$90,766,000943
Derivatives$61,982,000323
2013-12-31Rank
# of Employees:284503
Assets and Liabilities
Total Assets:$1,185,868,000566
Cash and due from depository institutions$94,506,000503
Interest-bearing balances$77,789,000441
Securities$260,386,000595
Federal funds sold & reverse repurchase agreements$02,964
Net loans & leases$763,820,000561
Loan loss allowance$13,687,000488
Trading account assets$0247
Bank premises and fixed assets$14,168,000838
Other real estate owned$3,392,000503
Goodwill and other intangibles$02,889
All other assets$49,596,000460
Life insurance assets$33,066,000266
Total liabilities and capital$1,185,868,000566
Total liabilities$1,053,789,000574
Total deposits$997,832,000544
Interest-bearing deposits$854,469,000504
Deposits held in domestic offices$997,832,000542
% insured70.90%5,900
Federal funds purchased & repurchase agreements$11,402,000770
Trading liabilities$0167
Other borrowed funds$43,295,000641
Subordinated debt$0136
All other liabilities$1,260,0002,639
Total equity capital$132,079,000547
Total bank equity capital$132,079,000547
Perpetual preferred stock$0206
Common stock$06,192
Surplus$45,319,000758
Undivided profits$86,760,000420
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$9,049,000841
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$4,789,000485
Earning assets$1,101,995,000556
Long-term assets (5+ years)$211,365,0001,051
Average Assets, year-to-date$1,186,329,000552
Average Assets, quarterly$1,196,434,500557
Volatile liabilities$136,569,000399
Insider loans$2,948,0001,943
FHLB advances$42,303,000610
Loans and leases held for sale$986,000946
Unused loan commitments$93,315,000895
Tier 1 (core) risk-based capital$133,074,000528
Tier 2 risk-based capital$10,531,000506
Total risk weighted assets$839,638,000533
Total unused commitments$93,315,000895
Derivatives$62,060,000302
2013-09-30Rank
# of Employees:292489
Assets and Liabilities
Total Assets:$1,207,001,000555
Cash and due from depository institutions$88,178,000489
Interest-bearing balances$71,682,000486
Securities$270,699,000571
Federal funds sold & reverse repurchase agreements$02,981
Net loans & leases$781,816,000544
Loan loss allowance$13,899,000502
Trading account assets$0248
Bank premises and fixed assets$14,382,000824
Other real estate owned$2,406,000489
Goodwill and other intangibles$02,909
All other assets$49,520,000462
Life insurance assets$32,829,000266
Total liabilities and capital$1,207,000,000555
Total liabilities$1,075,843,000553
Total deposits$1,015,408,000527
Interest-bearing deposits$870,887,000493
Deposits held in domestic offices$1,015,408,000525
% insured74.49%5,731
Federal funds purchased & repurchase agreements$15,765,000665
Trading liabilities$0163
Other borrowed funds$43,387,000614
Subordinated debt$0150
All other liabilities$1,283,0002,762
Total equity capital$131,157,000548
Total bank equity capital$131,157,000547
Perpetual preferred stock$0217
Common stock$06,266
Surplus$45,302,000755
Undivided profits$85,855,000423
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$9,531,000856
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$5,059,000471
Earning assets$1,124,197,000541
Long-term assets (5+ years)$227,995,000965
Average Assets, year-to-date$1,186,444,250553
Average Assets, quarterly$1,193,831,000553
Volatile liabilities$158,887,000351
Insider loans$3,198,0001,824
FHLB advances$42,383,000585
Loans and leases held for sale$1,112,000998
Unused loan commitments$88,628,000936
Tier 1 (core) risk-based capital$131,814,000525
Tier 2 risk-based capital$10,820,000490
Total risk weighted assets$862,547,000511
Total unused commitments$88,628,000936
Derivatives$64,159,000313
2013-06-30Rank
# of Employees:292496
Assets and Liabilities
Total Assets:$1,180,661,000558
Cash and due from depository institutions$91,008,000496
Interest-bearing balances$77,043,000456
Securities$271,761,000571
Federal funds sold & reverse repurchase agreements$03,098
Net loans & leases$754,034,000555
Loan loss allowance$13,675,000520
Trading account assets$0250
Bank premises and fixed assets$14,077,000831
Other real estate owned$1,828,000496
Goodwill and other intangibles$02,910
All other assets$47,953,000471
Life insurance assets$32,596,000263
Total liabilities and capital$1,180,661,000558
Total liabilities$1,051,591,000560
Total deposits$991,707,000533
Interest-bearing deposits$854,149,000504
Deposits held in domestic offices$991,707,000530
% insured76.33%5,615
Federal funds purchased & repurchase agreements$14,358,000684
Trading liabilities$0154
Other borrowed funds$43,481,000615
Subordinated debt$0152
All other liabilities$2,045,0001,970
Total equity capital$129,070,000553
Total bank equity capital$129,070,000552
Perpetual preferred stock$0228
Common stock$06,316
Surplus$45,272,000755
Undivided profits$83,798,000432
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$10,985,000804
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$5,118,000454
Earning assets$1,102,838,000538
Long-term assets (5+ years)$244,913,000875
Average Assets, year-to-date$1,179,592,000555
Average Assets, quarterly$1,188,959,000553
Volatile liabilities$148,122,000366
Insider loans$3,236,0001,799
FHLB advances$42,465,000583
Loans and leases held for sale$3,405,000750
Unused loan commitments$92,835,000866
Tier 1 (core) risk-based capital$128,125,000530
Tier 2 risk-based capital$10,452,000499
Total risk weighted assets$832,901,000526
Total unused commitments$92,835,000866
Derivatives$65,747,000344
2013-03-31Rank
# of Employees:292491
Assets and Liabilities
Total Assets:$1,197,257,000552
Cash and due from depository institutions$111,896,000491
Interest-bearing balances$98,547,000434
Securities$265,511,000589
Federal funds sold & reverse repurchase agreements$03,440
Net loans & leases$755,276,000543
Loan loss allowance$13,813,000537
Trading account assets$0242
Bank premises and fixed assets$14,276,000819
Other real estate owned$3,055,000491
Goodwill and other intangibles$02,913
All other assets$47,243,000463
Life insurance assets$32,351,000258
Total liabilities and capital$1,197,257,000552
Total liabilities$1,068,544,000554
Total deposits$1,012,411,000530
Interest-bearing deposits$863,309,000507
Deposits held in domestic offices$1,012,411,000528
% insured73.19%6,016
Federal funds purchased & repurchase agreements$16,192,000627
Trading liabilities$0154
Other borrowed funds$38,581,000622
Subordinated debt$0155
All other liabilities$1,360,0002,617
Total equity capital$128,713,000568
Total bank equity capital$128,713,000568
Perpetual preferred stock$0239
Common stock$06,388
Surplus$45,272,000766
Undivided profits$83,441,000453
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$11,361,000852
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$5,102,000455
Earning assets$1,119,334,000537
Long-term assets (5+ years)$248,077,000861
Average Assets, year-to-date$1,179,057,500563
Average Assets, quarterly$1,179,057,500563
Volatile liabilities$162,366,000324
Insider loans$3,779,0001,591
FHLB advances$37,553,000587
Loans and leases held for sale$2,149,000921
Unused loan commitments$86,282,000908
Tier 1 (core) risk-based capital$124,479,000547
Tier 2 risk-based capital$10,457,000500
Total risk weighted assets$833,226,000517
Total unused commitments$86,282,000908
Derivatives$63,464,000335
2012-12-31Rank
# of Employees:284503
Assets and Liabilities
Total Assets:$1,160,858,000574
Cash and due from depository institutions$87,225,000503
Interest-bearing balances$62,481,000684
Securities$264,277,000570
Federal funds sold & reverse repurchase agreements$03,307
Net loans & leases$747,916,000553
Loan loss allowance$13,404,000562
Trading account assets$0243
Bank premises and fixed assets$14,028,000832
Other real estate owned$3,514,000503
Goodwill and other intangibles$02,913
All other assets$43,898,000498
Life insurance assets$29,128,000275
Total liabilities and capital$1,160,859,000574
Total liabilities$1,035,530,000581
Total deposits$971,736,000563
Interest-bearing deposits$825,306,000538
Deposits held in domestic offices$971,736,000562
% insured76.34%6,316
Federal funds purchased & repurchase agreements$14,673,000682
Trading liabilities$0152
Other borrowed funds$47,559,000562
Subordinated debt$0159
All other liabilities$1,562,0002,479
Total equity capital$125,329,000590
Total bank equity capital$125,329,000589
Perpetual preferred stock$0246
Common stock$06,448
Surplus$45,253,000766
Undivided profits$80,076,000470
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$6,230,0001,511
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$4,942,000488
Earning assets$1,074,674,000557
Long-term assets (5+ years)$261,750,000809
Average Assets, year-to-date$1,155,163,400569
Average Assets, quarterly$1,165,578,000567
Volatile liabilities$149,089,000360
Insider loans$3,679,0001,631
FHLB advances$46,519,000523
Loans and leases held for sale$4,747,000768
Unused loan commitments$104,306,000736
Tier 1 (core) risk-based capital$120,985,000563
Tier 2 risk-based capital$10,267,000514
Total risk weighted assets$818,188,000530
Total unused commitments$104,306,000736
Derivatives$54,107,000369
2012-09-30Rank
# of Employees:285503
Assets and Liabilities
Total Assets:$1,170,298,000564
Cash and due from depository institutions$106,697,000503
Interest-bearing balances$88,084,000443
Securities$254,951,000602
Federal funds sold & reverse repurchase agreements$03,418
Net loans & leases$746,100,000555
Loan loss allowance$14,670,000529
Trading account assets$0231
Bank premises and fixed assets$13,581,000852
Other real estate owned$3,245,000503
Goodwill and other intangibles$02,937
All other assets$45,724,000489
Life insurance assets$28,901,000268
Total liabilities and capital$1,170,298,000564
Total liabilities$1,047,357,000566
Total deposits$979,938,000552
Interest-bearing deposits$826,859,000539
Deposits held in domestic offices$979,938,000549
% insured74.99%6,569
Federal funds purchased & repurchase agreements$17,160,000632
Trading liabilities$0150
Other borrowed funds$47,687,000583
Subordinated debt$0163
All other liabilities$2,572,0001,825
Total equity capital$122,941,000604
Total bank equity capital$122,941,000602
Perpetual preferred stock$0250
Common stock$06,537
Surplus$45,227,000768
Undivided profits$77,714,000487
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$7,675,0001,368
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$5,262,000485
Earning assets$1,089,135,000551
Long-term assets (5+ years)$268,623,000766
Average Assets, year-to-date$1,153,739,750574
Average Assets, quarterly$1,165,705,500567
Volatile liabilities$174,061,000321
Insider loans$3,361,0001,787
FHLB advances$46,636,000543
Loans and leases held for sale$4,594,000740
Unused loan commitments$106,326,000728
Tier 1 (core) risk-based capital$119,424,000571
Tier 2 risk-based capital$10,182,000521
Total risk weighted assets$810,080,000540
Total unused commitments$106,326,000728
Derivatives$55,163,000378
2012-06-30Rank
# of Employees:281518
Assets and Liabilities
Total Assets:$1,161,113,000571
Cash and due from depository institutions$101,393,000518
Interest-bearing balances$85,935,000460
Securities$270,248,000575
Federal funds sold & reverse repurchase agreements$03,541
Net loans & leases$725,476,000560
Loan loss allowance$15,111,000527
Trading account assets$0211
Bank premises and fixed assets$13,567,000854
Other real estate owned$4,279,000518
Goodwill and other intangibles$02,925
All other assets$46,150,000487
Life insurance assets$28,672,000267
Total liabilities and capital$1,161,113,000571
Total liabilities$1,042,598,000566
Total deposits$973,062,000554
Interest-bearing deposits$820,508,000539
Deposits held in domestic offices$973,062,000552
% insured75.76%6,571
Federal funds purchased & repurchase agreements$18,652,000598
Trading liabilities$0130
Other borrowed funds$47,915,000603
Subordinated debt$0180
All other liabilities$2,969,0001,525
Total equity capital$118,515,000612
Total bank equity capital$118,515,000610
Perpetual preferred stock$0254
Common stock$06,596
Surplus$45,220,000759
Undivided profits$73,295,000494
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$7,665,0001,398
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$5,196,000469
Earning assets$1,081,659,000553
Long-term assets (5+ years)$278,764,000732
Average Assets, year-to-date$1,148,220,330576
Average Assets, quarterly$1,157,484,000574
Volatile liabilities$168,158,000334
Insider loans$3,589,0001,709
FHLB advances$46,852,000566
Loans and leases held for sale$4,540,000650
Unused loan commitments$115,225,000672
Tier 1 (core) risk-based capital$115,781,000580
Tier 2 risk-based capital$10,007,000534
Total risk weighted assets$795,298,000544
Total unused commitments$115,225,000672
Derivatives$54,157,000362
2012-03-31Rank
# of Employees:281507
Assets and Liabilities
Total Assets:$1,153,855,000577
Cash and due from depository institutions$115,543,000507
Interest-bearing balances$100,881,000407
Securities$255,260,000623
Federal funds sold & reverse repurchase agreements$03,754
Net loans & leases$720,823,000556
Loan loss allowance$14,717,000537
Trading account assets$0215
Bank premises and fixed assets$13,547,000856
Other real estate owned$2,548,000507
Goodwill and other intangibles$02,935
All other assets$46,134,000487
Life insurance assets$28,436,000264
Total liabilities and capital$1,153,855,000577
Total liabilities$1,039,518,000574
Total deposits$969,926,000553
Interest-bearing deposits$829,575,000536
Deposits held in domestic offices$969,926,000550
% insured74.86%6,673
Federal funds purchased & repurchase agreements$18,687,000605
Trading liabilities$0123
Other borrowed funds$47,700,000611
Subordinated debt$0185
All other liabilities$3,205,0001,442
Total equity capital$114,337,000627
Total bank equity capital$114,337,000625
Perpetual preferred stock$0259
Common stock$06,651
Surplus$45,196,000760
Undivided profits$69,141,000511
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$9,300,0001,261
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$5,056,000484
Earning assets$1,076,964,000563
Long-term assets (5+ years)$295,649,000685
Average Assets, year-to-date$1,141,774,000578
Average Assets, quarterly$1,141,774,000578
Volatile liabilities$172,289,000341
Insider loans$3,759,0001,644
FHLB advances$46,626,000570
Loans and leases held for sale$2,398,000885
Unused loan commitments$101,875,000736
Tier 1 (core) risk-based capital$112,101,000585
Tier 2 risk-based capital$9,751,000546
Total risk weighted assets$775,108,000551
Total unused commitments$101,875,000736
Derivatives$40,097,000386
2011-12-31Rank
# of Employees:281512
Assets and Liabilities
Total Assets:$1,129,693,000582
Cash and due from depository institutions$93,627,000512
Interest-bearing balances$75,498,000504
Securities$243,422,000620
Federal funds sold & reverse repurchase agreements$03,658
Net loans & leases$730,478,000555
Loan loss allowance$14,582,000548
Trading account assets$0205
Bank premises and fixed assets$13,680,000856
Other real estate owned$2,470,000512
Goodwill and other intangibles$02,970
All other assets$46,016,000505
Life insurance assets$28,226,000265
Total liabilities and capital$1,129,693,000582
Total liabilities$1,018,884,000580
Total deposits$946,325,000567
Interest-bearing deposits$819,856,000544
Deposits held in domestic offices$946,325,000563
% insured74.87%6,713
Federal funds purchased & repurchase agreements$21,274,000570
Trading liabilities$0115
Other borrowed funds$47,626,000644
Subordinated debt$0193
All other liabilities$3,659,0001,324
Total equity capital$110,809,000649
Total bank equity capital$110,809,000648
Perpetual preferred stock$0263
Common stock$06,724
Surplus$45,168,000770
Undivided profits$65,641,000532
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$9,200,0001,305
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$5,361,000473
Earning assets$1,049,398,000564
Long-term assets (5+ years)$295,073,000541
Average Assets, year-to-date$1,113,487,800589
Average Assets, quarterly$1,122,178,500583
Volatile liabilities$172,407,000363
Insider loans$3,548,0001,751
FHLB advances$46,541,000601
Loans and leases held for sale$5,967,000485
Unused loan commitments$102,636,000716
Tier 1 (core) risk-based capital$108,473,000603
Tier 2 risk-based capital$9,846,000550
Total risk weighted assets$782,929,000558
Total unused commitments$102,636,000716
Derivatives$39,550,000328
2011-09-30Rank
# of Employees:279510
Assets and Liabilities
Total Assets:$1,114,664,000601
Cash and due from depository institutions$101,114,000510
Interest-bearing balances$87,468,000474
Securities$244,554,000617
Federal funds sold & reverse repurchase agreements$03,873
Net loans & leases$711,654,000572
Loan loss allowance$14,396,000574
Trading account assets$0209
Bank premises and fixed assets$12,707,000913
Other real estate owned$1,077,000510
Goodwill and other intangibles$02,996
All other assets$43,558,000531
Life insurance assets$26,263,000273
Total liabilities and capital$1,114,664,000601
Total liabilities$1,007,029,000589
Total deposits$935,696,000574
Interest-bearing deposits$815,922,000545
Deposits held in domestic offices$935,696,000569
% insured74.69%6,826
Federal funds purchased & repurchase agreements$20,267,000606
Trading liabilities$0112
Other borrowed funds$47,925,000646
Subordinated debt$0206
All other liabilities$3,141,0001,505
Total equity capital$107,635,000670
Total bank equity capital$107,635,000670
Perpetual preferred stock$0266
Common stock$06,800
Surplus$45,140,000780
Undivided profits$62,495,000564
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$8,665,0001,461
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$5,211,000495
Earning assets$1,043,676,000577
Long-term assets (5+ years)$303,271,000513
Average Assets, year-to-date$1,109,436,500597
Average Assets, quarterly$1,117,441,500594
Volatile liabilities$160,481,000389
Insider loans$3,234,0001,918
FHLB advances$46,829,000595
Loans and leases held for sale$5,296,000473
Unused loan commitments$82,163,000852
Tier 1 (core) risk-based capital$104,922,000625
Tier 2 risk-based capital$9,519,000566
Total risk weighted assets$756,640,000575
Total unused commitments$82,163,000853
Derivatives$34,468,000380
2011-06-30Rank
# of Employees:265551
Assets and Liabilities
Total Assets:$1,120,219,000600
Cash and due from depository institutions$115,260,000551
Interest-bearing balances$101,275,000380
Securities$254,074,000587
Federal funds sold & reverse repurchase agreements$03,997
Net loans & leases$696,061,000594
Loan loss allowance$13,313,000654
Trading account assets$0213
Bank premises and fixed assets$12,800,000912
Other real estate owned$1,083,000551
Goodwill and other intangibles$03,017
All other assets$40,941,000571
Life insurance assets$24,311,000295
Total liabilities and capital$1,120,219,000600
Total liabilities$1,016,991,000579
Total deposits$922,102,000578
Interest-bearing deposits$802,262,000560
Deposits held in domestic offices$922,102,000575
% insured73.35%6,959
Federal funds purchased & repurchase agreements$43,574,000384
Trading liabilities$0112
Other borrowed funds$47,867,000672
Subordinated debt$0212
All other liabilities$3,448,0001,327
Total equity capital$103,228,000687
Total bank equity capital$103,228,000687
Perpetual preferred stock$0222
Common stock$06,875
Surplus$45,110,000780
Undivided profits$58,118,000576
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$5,319,0002,082
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$5,200,000492
Earning assets$1,051,410,000567
Long-term assets (5+ years)$289,246,000528
Average Assets, year-to-date$1,107,694,000605
Average Assets, quarterly$1,108,020,500608
Volatile liabilities$191,294,000352
Insider loans$3,432,0001,855
FHLB advances$46,760,000620
Loans and leases held for sale$3,910,000423
Unused loan commitments$86,772,000812
Tier 1 (core) risk-based capital$101,300,000632
Tier 2 risk-based capital$9,315,000589
Total risk weighted assets$741,201,000595
Total unused commitments$86,772,000813
Derivatives$6,008,000613
2011-03-31Rank
# of Employees:267542
Assets and Liabilities
Total Assets:$1,095,822,000613
Cash and due from depository institutions$95,324,000542
Interest-bearing balances$80,965,000492
Securities$247,430,000599
Federal funds sold & reverse repurchase agreements$04,332
Net loans & leases$698,643,000595
Loan loss allowance$13,276,000650
Trading account assets$0208
Bank premises and fixed assets$12,978,000900
Other real estate owned$761,000542
Goodwill and other intangibles$03,025
All other assets$40,686,000587
Life insurance assets$24,111,000294
Total liabilities and capital$1,095,822,000613
Total liabilities$996,094,000602
Total deposits$925,976,000584
Interest-bearing deposits$807,551,000566
Deposits held in domestic offices$925,976,000581
% insured74.77%6,920
Federal funds purchased & repurchase agreements$19,013,000660
Trading liabilities$0108
Other borrowed funds$48,020,000701
Subordinated debt$0214
All other liabilities$3,085,0001,429
Total equity capital$99,728,000686
Total bank equity capital$99,728,000686
Perpetual preferred stock$0224
Common stock$06,934
Surplus$45,082,000782
Undivided profits$54,646,000590
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$6,959,0001,800
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$4,989,000528
Earning assets$1,027,038,000589
Long-term assets (5+ years)$279,395,000529
Average Assets, year-to-date$1,101,431,500611
Average Assets, quarterly$1,101,431,500611
Volatile liabilities$186,008,000365
Insider loans$3,498,0001,867
FHLB advances$46,903,000650
Loans and leases held for sale$1,359,000660
Unused loan commitments$84,726,000833
Tier 1 (core) risk-based capital$97,863,000647
Tier 2 risk-based capital$9,393,000589
Total risk weighted assets$747,559,000589
Total unused commitments$84,726,000834
Derivatives$37,025,000291
2010-12-31Rank
# of Employees:271543
Assets and Liabilities
Total Assets:$1,107,041,000618
Cash and due from depository institutions$97,326,000543
Interest-bearing balances$85,754,000420
Securities$251,256,000563
Federal funds sold & reverse repurchase agreements$04,270
Net loans & leases$702,510,000610
Loan loss allowance$13,035,000654
Trading account assets$0207
Bank premises and fixed assets$13,049,000912
Other real estate owned$991,000543
Goodwill and other intangibles$03,026
All other assets$41,909,000573
Life insurance assets$23,883,000294
Total liabilities and capital$1,107,041,000618
Total liabilities$1,010,638,000604
Total deposits$909,189,000599
Interest-bearing deposits$788,544,000588
Deposits held in domestic offices$909,189,000597
% insured74.40%6,959
Federal funds purchased & repurchase agreements$20,139,000653
Trading liabilities$0108
Other borrowed funds$77,847,000472
Subordinated debt$0220
All other liabilities$3,463,0001,317
Total equity capital$96,403,000709
Total bank equity capital$96,403,000708
Perpetual preferred stock$0224
Common stock$07,013
Surplus$45,104,000780
Undivided profits$51,299,000627
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$7,310,0001,758
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$5,088,000527
Earning assets$1,039,520,000592
Long-term assets (5+ years)$283,334,000507
Average Assets, year-to-date$1,116,191,800593
Average Assets, quarterly$1,112,702,500611
Volatile liabilities$344,022,000410
Insider loans$3,529,0001,902
FHLB advances$76,719,000424
Loans and leases held for sale$4,954,000556
Unused loan commitments$89,945,000787
Tier 1 (core) risk-based capital$94,598,000662
Tier 2 risk-based capital$9,388,000609
Total risk weighted assets$747,370,000600
Total unused commitments$89,945,000789
Derivatives$40,323,000306
2010-09-30Rank
# of Employees:267548
Assets and Liabilities
Total Assets:$1,118,364,000602
Cash and due from depository institutions$96,510,000548
Interest-bearing balances$85,884,000443
Securities$254,695,000526
Federal funds sold & reverse repurchase agreements$04,450
Net loans & leases$709,014,000607
Loan loss allowance$12,827,000668
Trading account assets$0210
Bank premises and fixed assets$13,289,000894
Other real estate owned$1,808,000548
Goodwill and other intangibles$03,048
All other assets$43,048,000553
Life insurance assets$23,681,000289
Total liabilities and capital$1,118,365,000602
Total liabilities$1,012,512,000592
Total deposits$875,959,000616
Interest-bearing deposits$774,849,000592
Deposits held in domestic offices$875,959,000612
% insured74.31%6,818
Federal funds purchased & repurchase agreements$29,832,000496
Trading liabilities$0103
Other borrowed funds$103,040,000397
Subordinated debt$0233
All other liabilities$3,681,0001,387
Total equity capital$105,853,000666
Total bank equity capital$105,853,000664
Perpetual preferred stock$0229
Common stock$07,110
Surplus$45,075,000770
Undivided profits$60,778,000538
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$3,785,0002,697
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$5,295,000519
Earning assets$1,049,593,000585
Long-term assets (5+ years)$282,468,000482
Average Assets, year-to-date$1,118,479,500588
Average Assets, quarterly$1,125,722,000591
Volatile liabilities$363,949,000388
Insider loans$3,579,0001,902
FHLB advances$101,902,000348
Loans and leases held for sale$9,236,000394
Unused loan commitments$78,571,000892
Tier 1 (core) risk-based capital$101,587,000606
Tier 2 risk-based capital$9,360,000613
Total risk weighted assets$745,371,000604
Total unused commitments$78,571,000894
Derivatives$39,886,000354
2010-06-30Rank
# of Employees:264551
Assets and Liabilities
Total Assets:$1,133,080,000581
Cash and due from depository institutions$112,067,000551
Interest-bearing balances$101,104,000366
Securities$259,686,000516
Federal funds sold & reverse repurchase agreements$04,532
Net loans & leases$704,066,000607
Loan loss allowance$12,835,000658
Trading account assets$0210
Bank premises and fixed assets$13,356,000900
Other real estate owned$2,557,000551
Goodwill and other intangibles$03,062
All other assets$41,348,000577
Life insurance assets$21,714,000307
Total liabilities and capital$1,133,080,000581
Total liabilities$1,031,319,000575
Total deposits$860,301,000621
Interest-bearing deposits$763,164,000602
Deposits held in domestic offices$860,301,000617
% insured76.43%6,698
Federal funds purchased & repurchase agreements$19,239,000678
Trading liabilities$0104
Other borrowed funds$148,359,000294
Subordinated debt$0241
All other liabilities$3,420,0001,414
Total equity capital$101,761,000673
Total bank equity capital$101,761,000672
Perpetual preferred stock$0222
Common stock$07,172
Surplus$45,047,000774
Undivided profits$56,714,000559
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$4,536,0002,450
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$5,510,000485
Earning assets$1,064,856,000565
Long-term assets (5+ years)$288,119,000459
Average Assets, year-to-date$1,118,518,000586
Average Assets, quarterly$1,133,478,000582
Volatile liabilities$386,372,000385
Insider loans$5,018,0001,436
FHLB advances$147,211,000246
Loans and leases held for sale$4,601,000479
Unused loan commitments$82,719,000843
Tier 1 (core) risk-based capital$98,258,000614
Tier 2 risk-based capital$9,188,000631
Total risk weighted assets$732,341,000619
Total unused commitments$82,719,000845
Derivatives$38,078,000314
2010-03-31Rank
# of Employees:261566
Assets and Liabilities
Total Assets:$1,133,876,000598
Cash and due from depository institutions$127,634,000566
Interest-bearing balances$115,277,000345
Securities$248,433,000531
Federal funds sold & reverse repurchase agreements$04,804
Net loans & leases$702,372,000632
Loan loss allowance$13,038,000670
Trading account assets$0227
Bank premises and fixed assets$13,614,000892
Other real estate owned$1,546,000566
Goodwill and other intangibles$03,074
All other assets$40,277,000608
Life insurance assets$19,796,000327
Total liabilities and capital$1,133,876,000598
Total liabilities$1,035,958,000590
Total deposits$865,130,000623
Interest-bearing deposits$768,100,000611
Deposits held in domestic offices$865,130,000621
% insured77.44%6,652
Federal funds purchased & repurchase agreements$18,756,000713
Trading liabilities$0108
Other borrowed funds$148,467,000321
Subordinated debt$0248
All other liabilities$3,605,0001,345
Total equity capital$97,918,000691
Total bank equity capital$97,918,000689
Perpetual preferred stock$0220
Common stock$07,272
Surplus$45,020,000787
Undivided profits$52,898,000592
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$6,408,0002,031
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$5,290,000530
Earning assets$1,066,082,000582
Long-term assets (5+ years)$298,877,000450
Average Assets, year-to-date$1,111,237,000608
Average Assets, quarterly$1,111,237,000608
Volatile liabilities$377,874,000403
Insider loans$5,108,0001,473
FHLB advances$147,310,000269
Loans and leases held for sale$3,208,000490
Unused loan commitments$94,143,000797
Tier 1 (core) risk-based capital$95,251,000641
Tier 2 risk-based capital$9,234,000652
Total risk weighted assets$734,899,000634
Total unused commitments$94,143,000799
Derivatives$36,792,000302
2009-12-31Rank
# of Employees:261562
Assets and Liabilities
Total Assets:$1,088,598,000623
Cash and due from depository institutions$86,964,000562
Interest-bearing balances$72,214,000412
Securities$235,330,000553
Federal funds sold & reverse repurchase agreements$04,737
Net loans & leases$706,136,000635
Loan loss allowance$12,687,000694
Trading account assets$0224
Bank premises and fixed assets$13,892,000887
Other real estate owned$2,677,000562
Goodwill and other intangibles$03,096
All other assets$43,599,000575
Life insurance assets$19,629,000329
Total liabilities and capital$1,088,598,000623
Total liabilities$994,738,000617
Total deposits$820,877,000660
Interest-bearing deposits$732,908,000643
Deposits held in domestic offices$820,877,000657
% insured76.53%6,776
Federal funds purchased & repurchase agreements$15,785,000809
Trading liabilities$0104
Other borrowed funds$154,268,000330
Subordinated debt$0258
All other liabilities$3,808,0001,299
Total equity capital$93,860,000701
Total bank equity capital$93,860,000700
Perpetual preferred stock$0219
Common stock$07,340
Surplus$44,994,000779
Undivided profits$48,866,000647
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$9,536,0001,537
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$5,070,000576
Earning assets$1,013,680,000608
Long-term assets (5+ years)$299,780,000448
Average Assets, year-to-date$1,057,281,800636
Average Assets, quarterly$1,089,615,000616
Volatile liabilities$331,651,000459
Insider loans$5,110,0001,510
FHLB advances$153,101,000274
Loans and leases held for sale$2,857,000611
Unused loan commitments$81,881,000905
Tier 1 (core) risk-based capital$92,453,000651
Tier 2 risk-based capital$9,434,000649
Total risk weighted assets$750,885,000642
Total unused commitments$81,881,000906
Derivatives$35,632,000300
2009-09-30Rank
# of Employees:263567
Assets and Liabilities
Total Assets:$1,090,632,000627
Cash and due from depository institutions$92,434,000567
Interest-bearing balances$81,582,000362
Securities$218,018,000596
Federal funds sold & reverse repurchase agreements$04,911
Net loans & leases$727,681,000629
Loan loss allowance$13,005,000664
Trading account assets$0238
Bank premises and fixed assets$14,193,000876
Other real estate owned$2,247,000567
Goodwill and other intangibles$03,142
All other assets$36,059,000623
Life insurance assets$19,459,000336
Total liabilities and capital$1,090,632,000627
Total liabilities$996,512,000619
Total deposits$831,824,000652
Interest-bearing deposits$737,606,000639
Deposits held in domestic offices$831,824,000648
% insured76.01%6,974
Federal funds purchased & repurchase agreements$21,297,000715
Trading liabilities$0103
Other borrowed funds$139,067,000399
Subordinated debt$0269
All other liabilities$4,324,0001,255
Total equity capital$94,120,000723
Total bank equity capital$94,120,000720
Perpetual preferred stock$0212
Common stock$07,420
Surplus$44,968,000772
Undivided profits$49,152,000678
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$10,430,0001,453
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$5,439,000572
Earning assets$1,027,281,000607
Long-term assets (5+ years)$285,387,000465
Average Assets, year-to-date$1,049,452,750652
Average Assets, quarterly$1,077,812,000642
Volatile liabilities$316,207,000513
Insider loans$8,948,000838
FHLB advances$137,890,000335
Loans and leases held for sale$3,224,000502
Unused loan commitments$90,814,000867
Tier 1 (core) risk-based capital$92,175,000663
Tier 2 risk-based capital$9,497,000659
Total risk weighted assets$756,222,000660
Total unused commitments$90,814,000869
Derivatives$37,945,000308
2009-06-30Rank
# of Employees:262583
Assets and Liabilities
Total Assets:$1,064,992,000664
Cash and due from depository institutions$99,160,000583
Interest-bearing balances$86,925,000274
Securities$179,959,000709
Federal funds sold & reverse repurchase agreements$500,0004,457
Net loans & leases$733,449,000648
Loan loss allowance$12,441,000670
Trading account assets$0240
Bank premises and fixed assets$14,100,000898
Other real estate owned$1,865,000583
Goodwill and other intangibles$03,161
All other assets$35,959,000641
Life insurance assets$19,280,000346
Total liabilities and capital$1,064,992,000664
Total liabilities$974,400,000650
Total deposits$807,505,000679
Interest-bearing deposits$718,835,000660
Deposits held in domestic offices$807,505,000677
% insured65.28%6,723
Federal funds purchased & repurchase agreements$22,979,000678
Trading liabilities$0100
Other borrowed funds$139,362,000415
Subordinated debt$0276
All other liabilities$4,554,0001,261
Total equity capital$90,592,000742
Total bank equity capital$90,592,000740
Perpetual preferred stock$0213
Common stock$07,509
Surplus$44,941,000790
Undivided profits$45,651,000725
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$12,325,0001,230
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$5,264,000593
Earning assets$1,000,833,000635
Long-term assets (5+ years)$249,319,000539
Average Assets, year-to-date$1,035,726,330675
Average Assets, quarterly$1,057,586,000667
Volatile liabilities$274,146,000588
Insider loans$6,754,0001,166
FHLB advances$138,175,000354
Loans and leases held for sale$2,579,000795
Unused loan commitments$96,697,000867
Tier 1 (core) risk-based capital$89,561,000693
Tier 2 risk-based capital$9,523,000674
Total risk weighted assets$758,940,000687
Total unused commitments$96,697,000867
Derivatives$39,215,000325
2009-03-31Rank
# of Employees:256595
Assets and Liabilities
Total Assets:$1,050,180,000671
Cash and due from depository institutions$90,741,000595
Interest-bearing balances$78,093,000278
Securities$151,171,000817
Federal funds sold & reverse repurchase agreements$500,0004,887
Net loans & leases$757,605,000642
Loan loss allowance$12,657,000610
Trading account assets$0234
Bank premises and fixed assets$14,352,000876
Other real estate owned$800,000595
Goodwill and other intangibles$03,204
All other assets$35,011,000648
Life insurance assets$19,098,000348
Total liabilities and capital$1,050,180,000671
Total liabilities$962,162,000662
Total deposits$796,758,000680
Interest-bearing deposits$716,104,000657
Deposits held in domestic offices$796,758,000679
% insured65.78%6,680
Federal funds purchased & repurchase agreements$21,093,000732
Trading liabilities$092
Other borrowed funds$139,453,000453
Subordinated debt$0271
All other liabilities$4,858,0001,169
Total equity capital$88,018,000752
Total bank equity capital$88,018,000751
Perpetual preferred stock$0193
Common stock$07,555
Surplus$44,914,000784
Undivided profits$43,104,000781
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$12,399,0001,106
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$4,604,000693
Earning assets$987,369,000646
Long-term assets (5+ years)$207,465,000642
Average Assets, year-to-date$1,021,093,500677
Average Assets, quarterly$1,021,093,500677
Volatile liabilities$269,703,000600
Insider loans$7,349,0001,075
FHLB advances$138,257,000382
Loans and leases held for sale$3,475,000573
Unused loan commitments$98,243,000898
Tier 1 (core) risk-based capital$87,137,000707
Tier 2 risk-based capital$9,620,000661
Total risk weighted assets$766,572,000682
Total unused commitments$98,243,000899
Derivatives$44,861,000340
2008-12-31Rank
# of Employees:255602
Assets and Liabilities
Total Assets:$992,007,000688
Cash and due from depository institutions$17,659,000602
Interest-bearing balances$41,0006,264
Securities$130,528,000942
Federal funds sold & reverse repurchase agreements$500,0004,479
Net loans & leases$790,087,000619
Loan loss allowance$12,425,000608
Trading account assets$0236
Bank premises and fixed assets$14,638,000869
Other real estate owned$656,000602
Goodwill and other intangibles$03,219
All other assets$37,939,000604
Life insurance assets$18,918,000347
Total liabilities and capital$992,007,000688
Total liabilities$907,137,000681
Total deposits$722,664,000723
Interest-bearing deposits$645,643,000705
Deposits held in domestic offices$722,664,000720
% insured0.00%1
Federal funds purchased & repurchase agreements$20,237,000810
Trading liabilities$088
Other borrowed funds$159,732,000426
Subordinated debt$0278
All other liabilities$4,504,0001,258
Total equity capital$84,870,000772
Total bank equity capital$84,870,000772
Perpetual preferred stock$0141
Common stock$07,596
Surplus$44,888,000760
Undivided profits$39,982,000835
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,631,0001,533
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$5,165,000646
Earning assets$921,156,000671
Long-term assets (5+ years)$212,359,000617
Average Assets, year-to-date$956,837,200695
Average Assets, quarterly$1,003,131,000673
Volatile liabilities$246,457,000640
Insider loans$12,282,000601
FHLB advances$158,527,000356
Loans and leases held for sale$3,151,000470
Unused loan commitments$103,312,000886
Tier 1 (core) risk-based capital$84,797,000710
Tier 2 risk-based capital$9,969,000633
Total risk weighted assets$795,062,000653
Total unused commitments$103,312,000887
Derivatives$40,626,000303
2008-09-30Rank
# of Employees:261602
Assets and Liabilities
Total Assets:$1,014,255,000669
Cash and due from depository institutions$67,982,000602
Interest-bearing balances$17,336,000411
Securities$116,041,0001,027
Federal funds sold & reverse repurchase agreements$500,0005,077
Net loans & leases$776,205,000633
Loan loss allowance$12,266,000560
Trading account assets$0251
Bank premises and fixed assets$14,651,000859
Other real estate owned$241,000602
Goodwill and other intangibles$03,276
All other assets$38,635,000563
Life insurance assets$18,734,000345
Total liabilities and capital$1,014,255,000669
Total liabilities$930,461,000657
Total deposits$692,352,000742
Interest-bearing deposits$612,957,000730
Deposits held in domestic offices$692,352,000739
% insured0.00%1
Federal funds purchased & repurchase agreements$24,342,000775
Trading liabilities$091
Other borrowed funds$209,187,000353
Subordinated debt$0276
All other liabilities$4,580,0001,209
Total equity capital$83,794,000806
Total bank equity capital$83,794,000806
Perpetual preferred stock$0110
Common stock$07,662
Surplus$44,866,000752
Undivided profits$38,928,000896
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,352,0001,370
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$5,439,000639
Earning assets$910,082,000677
Long-term assets (5+ years)$185,336,000715
Average Assets, year-to-date$948,044,750703
Average Assets, quarterly$987,005,500678
Volatile liabilities$280,575,000565
Insider loans$12,470,000585
FHLB advances$207,972,000312
Loans and leases held for sale$978,000785
Unused loan commitments$129,557,000783
Tier 1 (core) risk-based capital$83,797,000736
Tier 2 risk-based capital$9,893,000619
Total risk weighted assets$789,074,000657
Total unused commitments$129,557,000783
Derivatives$46,786,000248
2008-06-30Rank
# of Employees:271571
Assets and Liabilities
Total Assets:$959,756,000705
Cash and due from depository institutions$29,316,000571
Interest-bearing balances$109,0004,924
Securities$118,085,0001,033
Federal funds sold & reverse repurchase agreements$720,0004,956
Net loans & leases$761,821,000641
Loan loss allowance$11,620,000555
Trading account assets$0267
Bank premises and fixed assets$14,545,000863
Other real estate owned$392,000571
Goodwill and other intangibles$03,301
All other assets$34,877,000603
Life insurance assets$18,527,000351
Total liabilities and capital$959,756,000705
Total liabilities$878,066,000687
Total deposits$716,604,000708
Interest-bearing deposits$634,814,000690
Deposits held in domestic offices$716,604,000705
% insured0.00%1
Federal funds purchased & repurchase agreements$21,956,000869
Trading liabilities$094
Other borrowed funds$135,419,000506
Subordinated debt$0257
All other liabilities$4,087,0001,329
Total equity capital$81,690,000834
Total bank equity capital$81,690,000834
Perpetual preferred stock$0107
Common stock$07,725
Surplus$44,837,000742
Undivided profits$36,853,000958
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,086,0001,706
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$5,286,000636
Earning assets$880,735,000693
Long-term assets (5+ years)$179,501,000727
Average Assets, year-to-date$925,974,670715
Average Assets, quarterly$935,072,000721
Volatile liabilities$223,622,000694
Insider loans$13,056,000555
FHLB advances$134,196,000456
Loans and leases held for sale$2,867,000516
Unused loan commitments$146,183,000735
Tier 1 (core) risk-based capital$81,105,000761
Tier 2 risk-based capital$9,764,000619
Total risk weighted assets$779,287,000665
Total unused commitments$146,183,000735
Derivatives$57,203,000240
2008-03-31Rank
# of Employees:269576
Assets and Liabilities
Total Assets:$910,388,000745
Cash and due from depository institutions$18,053,000576
Interest-bearing balances$491,0003,693
Securities$112,315,0001,093
Federal funds sold & reverse repurchase agreements$420,0006,195
Net loans & leases$731,047,000656
Loan loss allowance$11,467,000512
Trading account assets$0252
Bank premises and fixed assets$14,144,000885
Other real estate owned$595,000576
Goodwill and other intangibles$03,304
All other assets$33,814,000609
Life insurance assets$18,345,000351
Total liabilities and capital$910,388,000745
Total liabilities$830,981,000730
Total deposits$691,537,000737
Interest-bearing deposits$617,232,000723
Deposits held in domestic offices$691,537,000733
% insured0.00%1
Federal funds purchased & repurchase agreements$23,114,000810
Trading liabilities$086
Other borrowed funds$111,541,000545
Subordinated debt$0251
All other liabilities$4,789,0001,247
Total equity capital$79,407,000872
Total bank equity capital$79,407,000872
Perpetual preferred stock$0108
Common stock$07,761
Surplus$44,808,000736
Undivided profits$34,599,0001,077
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,789,0001,608
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$5,800,000595
Earning assets$844,273,000730
Long-term assets (5+ years)$167,121,000758
Average Assets, year-to-date$909,084,000733
Average Assets, quarterly$909,084,000733
Volatile liabilities$198,914,000741
Insider loans$13,252,000533
FHLB advances$110,309,000497
Loans and leases held for sale$2,845,000561
Unused loan commitments$158,125,000698
Tier 1 (core) risk-based capital$78,640,000791
Tier 2 risk-based capital$9,441,000619
Total risk weighted assets$753,259,000679
Total unused commitments$158,125,000698
Derivatives$27,500,000338
2007-12-31Rank
# of Employees:260599
Assets and Liabilities
Total Assets:$907,780,000743
Cash and due from depository institutions$22,080,000599
Interest-bearing balances$4,911,0001,112
Securities$112,903,0001,068
Federal funds sold & reverse repurchase agreements$7,025,0001,910
Net loans & leases$717,897,000665
Loan loss allowance$11,325,000498
Trading account assets$0237
Bank premises and fixed assets$14,050,000884
Other real estate owned$310,000599
Goodwill and other intangibles$03,293
All other assets$33,515,000610
Life insurance assets$18,156,000352
Total liabilities and capital$907,780,000743
Total liabilities$830,889,000726
Total deposits$689,525,000735
Interest-bearing deposits$614,500,000726
Deposits held in domestic offices$689,525,000731
% insured0.00%1
Federal funds purchased & repurchase agreements$23,583,000792
Trading liabilities$078
Other borrowed funds$113,016,000521
Subordinated debt$0248
All other liabilities$4,765,0001,240
Total equity capital$76,891,000897
Total bank equity capital$76,891,000897
Perpetual preferred stock$0111
Common stock$07,805
Surplus$44,782,000724
Undivided profits$32,109,0001,173
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,392,0001,507
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$6,053,000635
Earning assets$842,736,000731
Long-term assets (5+ years)$141,771,000841
Average Assets, year-to-date$842,408,000768
Average Assets, quarterly$877,808,500760
Volatile liabilities$235,102,000666
Insider loans$15,780,000428
FHLB advances$111,775,000470
Loans and leases held for sale$1,623,000723
Unused loan commitments$156,170,000719
Tier 1 (core) risk-based capital$76,282,000818
Tier 2 risk-based capital$9,354,000606
Total risk weighted assets$746,361,000687
Total unused commitments$156,170,000719
Derivatives$38,686,000280
2007-09-30Rank
# of Employees:248633
Assets and Liabilities
Total Assets:$847,837,000782
Cash and due from depository institutions$13,940,000633
Interest-bearing balances$355,0003,336
Securities$111,049,0001,086
Federal funds sold & reverse repurchase agreements$10,725,0001,374
Net loans & leases$666,805,000701
Loan loss allowance$11,098,000485
Trading account assets$0244
Bank premises and fixed assets$13,850,000866
Other real estate owned$55,000633
Goodwill and other intangibles$03,301
All other assets$31,413,000625
Life insurance assets$17,954,000343
Total liabilities and capital$847,837,000782
Total liabilities$772,203,000765
Total deposits$690,758,000732
Interest-bearing deposits$616,431,000714
Deposits held in domestic offices$690,758,000730
% insured0.00%1
Federal funds purchased & repurchase agreements$21,088,000818
Trading liabilities$078
Other borrowed funds$55,071,000846
Subordinated debt$0244
All other liabilities$5,286,0001,128
Total equity capital$75,634,000901
Total bank equity capital$75,634,000901
Perpetual preferred stock$0113
Common stock$07,824
Surplus$44,758,000714
Undivided profits$30,876,0001,227
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,904,0002,071
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$6,309,000639
Earning assets$788,934,000764
Long-term assets (5+ years)$139,037,000839
Average Assets, year-to-date$826,065,000786
Average Assets, quarterly$840,378,500780
Volatile liabilities$213,338,000700
Insider loans$15,184,000445
FHLB advances$53,821,000797
Loans and leases held for sale$1,414,000749
Unused loan commitments$138,610,000807
Tier 1 (core) risk-based capital$75,119,000827
Tier 2 risk-based capital$8,634,000642
Total risk weighted assets$688,299,000726
Total unused commitments$138,610,000807
Derivatives$43,026,000279
2007-06-30Rank
# of Employees:257623
Assets and Liabilities
Total Assets:$832,920,000804
Cash and due from depository institutions$15,168,000623
Interest-bearing balances$317,0003,493
Securities$105,043,0001,155
Federal funds sold & reverse repurchase agreements$16,125,000961
Net loans & leases$655,969,000709
Loan loss allowance$10,680,000505
Trading account assets$0245
Bank premises and fixed assets$13,656,000861
Other real estate owned$85,000623
Goodwill and other intangibles$03,329
All other assets$26,874,000737
Life insurance assets$14,242,000423
Total liabilities and capital$832,920,000804
Total liabilities$759,870,000779
Total deposits$687,618,000747
Interest-bearing deposits$606,461,000740
Deposits held in domestic offices$687,618,000745
% insured0.00%1
Federal funds purchased & repurchase agreements$20,106,000837
Trading liabilities$087
Other borrowed funds$47,167,000925
Subordinated debt$0258
All other liabilities$4,979,0001,152
Total equity capital$73,050,000928
Total bank equity capital$73,050,000928
Perpetual preferred stock$0111
Common stock$07,878
Surplus$44,735,000729
Undivided profits$28,315,0001,322
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,555,0001,485
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$5,510,000701
Earning assets$777,454,000786
Long-term assets (5+ years)$133,537,000862
Average Assets, year-to-date$818,807,670807
Average Assets, quarterly$820,980,500811
Volatile liabilities$216,629,000684
Insider loans$13,654,000501
FHLB advances$45,909,000867
Loans and leases held for sale$3,320,000544
Unused loan commitments$124,296,000890
Tier 1 (core) risk-based capital$72,760,000858
Tier 2 risk-based capital$8,543,000663
Total risk weighted assets$681,315,000737
Total unused commitments$124,296,000890
Derivatives$41,371,000304
2007-03-31Rank
# of Employees:257608
Assets and Liabilities
Total Assets:$809,041,000819
Cash and due from depository institutions$12,514,000608
Interest-bearing balances$102,0004,685
Securities$104,096,0001,176
Federal funds sold & reverse repurchase agreements$2,660,0004,593
Net loans & leases$648,666,000698
Loan loss allowance$10,545,000499
Trading account assets$0267
Bank premises and fixed assets$13,118,000873
Other real estate owned$57,000608
Goodwill and other intangibles$03,322
All other assets$27,930,000683
Life insurance assets$13,939,000417
Total liabilities and capital$809,041,000819
Total liabilities$738,117,000797
Total deposits$662,211,000766
Interest-bearing deposits$584,981,000754
Deposits held in domestic offices$662,211,000764
% insured0.00%1
Federal funds purchased & repurchase agreements$19,673,000798
Trading liabilities$089
Other borrowed funds$51,750,000819
Subordinated debt$0262
All other liabilities$4,483,0001,267
Total equity capital$70,924,000937
Total bank equity capital$70,924,000937
Perpetual preferred stock$0113
Common stock$07,908
Surplus$44,714,000711
Undivided profits$26,210,0001,436
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,258,0001,525
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$5,661,000655
Earning assets$755,524,000798
Long-term assets (5+ years)$127,402,000879
Average Assets, year-to-date$811,751,500814
Average Assets, quarterly$811,751,500814
Volatile liabilities$203,042,000714
Insider loans$10,864,000632
FHLB advances$50,484,000770
Loans and leases held for sale$3,074,000530
Unused loan commitments$126,512,000869
Tier 1 (core) risk-based capital$70,444,000871
Tier 2 risk-based capital$8,337,000659
Total risk weighted assets$664,793,000734
Total unused commitments$126,512,000869
Derivatives$45,356,000293
2006-12-31Rank
# of Employees:251634
Assets and Liabilities
Total Assets:$814,462,000810
Cash and due from depository institutions$15,606,000634
Interest-bearing balances$169,0004,211
Securities$106,499,0001,169
Federal funds sold & reverse repurchase agreements$13,200,0001,242
Net loans & leases$638,977,000708
Loan loss allowance$10,140,000514
Trading account assets$0156
Bank premises and fixed assets$11,951,000960
Other real estate owned$52,000634
Goodwill and other intangibles$03,315
All other assets$28,177,000681
Life insurance assets$14,469,000399
Total liabilities and capital$814,462,000810
Total liabilities$746,267,000790
Total deposits$660,270,000756
Interest-bearing deposits$571,886,000754
Deposits held in domestic offices$660,270,000753
% insured0.00%1
Federal funds purchased & repurchase agreements$16,524,000922
Trading liabilities$077
Other borrowed funds$65,544,000706
Subordinated debt$0264
All other liabilities$3,929,0001,405
Total equity capital$68,195,000960
Total bank equity capital$68,195,000960
Perpetual preferred stock$0112
Common stock$07,944
Surplus$44,260,000702
Undivided profits$23,935,0001,526
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,934,0001,601
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$5,446,000704
Earning assets$758,845,000790
Long-term assets (5+ years)$133,676,000823
Average Assets, year-to-date$764,766,600818
Average Assets, quarterly$800,447,500813
Volatile liabilities$207,052,000786
Insider loans$3,429,0002,013
FHLB advances$65,544,000637
Loans and leases held for sale$3,594,000484
Unused loan commitments$88,622,0001,135
Tier 1 (core) risk-based capital$67,758,000899
Tier 2 risk-based capital$8,249,000660
Total risk weighted assets$658,031,000736
Total unused commitments$88,622,0001,135
Derivatives$40,640,000295
2006-09-30Rank
# of Employees:242668
Assets and Liabilities
Total Assets:$786,433,000832
Cash and due from depository institutions$15,172,000668
Interest-bearing balances$49,0005,492
Securities$106,393,0001,182
Federal funds sold & reverse repurchase agreements$11,245,0001,254
Net loans & leases$613,708,000733
Loan loss allowance$10,023,000524
Trading account assets$0154
Bank premises and fixed assets$12,042,000931
Other real estate owned$54,000668
Goodwill and other intangibles$03,332
All other assets$27,819,000700
Life insurance assets$14,339,000387
Total liabilities and capital$786,433,000832
Total liabilities$720,480,000811
Total deposits$630,760,000784
Interest-bearing deposits$539,796,000804
Deposits held in domestic offices$630,760,000782
% insured0.00%1
Federal funds purchased & repurchase agreements$20,597,000797
Trading liabilities$074
Other borrowed funds$65,317,000736
Subordinated debt$0269
All other liabilities$3,806,0001,403
Total equity capital$65,953,000999
Total bank equity capital$65,953,000999
Perpetual preferred stock$0118
Common stock$08,007
Surplus$44,253,000696
Undivided profits$21,700,0001,655
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,322,0002,070
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$5,414,000705
Earning assets$731,395,000813
Long-term assets (5+ years)$138,055,000796
Average Assets, year-to-date$752,342,750846
Average Assets, quarterly$771,530,500835
Volatile liabilities$195,853,000833
Insider loans$3,170,0002,115
FHLB advances$65,317,000665
Loans and leases held for sale$4,951,000386
Unused loan commitments$101,298,0001,049
Tier 1 (core) risk-based capital$65,555,000927
Tier 2 risk-based capital$7,953,000687
Total risk weighted assets$634,166,000758
Total unused commitments$101,298,0001,050
Derivatives$41,424,000293
2006-06-30Rank
# of Employees:245666
Assets and Liabilities
Total Assets:$756,628,000851
Cash and due from depository institutions$23,558,000666
Interest-bearing balances$538,0003,018
Securities$103,966,0001,196
Federal funds sold & reverse repurchase agreements$1,380,0004,149
Net loans & leases$587,981,000753
Loan loss allowance$9,814,000528
Trading account assets$0157
Bank premises and fixed assets$12,264,000895
Other real estate owned$79,000666
Goodwill and other intangibles$03,333
All other assets$27,400,000710
Life insurance assets$14,211,000379
Total liabilities and capital$756,628,000851
Total liabilities$693,130,000831
Total deposits$603,936,000813
Interest-bearing deposits$515,841,000816
Deposits held in domestic offices$603,936,000811
% insured0.00%1
Federal funds purchased & repurchase agreements$17,685,000881
Trading liabilities$073
Other borrowed funds$68,129,000724
Subordinated debt$0265
All other liabilities$3,380,0001,427
Total equity capital$63,498,000998
Total bank equity capital$63,498,000998
Perpetual preferred stock$0119
Common stock$08,039
Surplus$44,248,000686
Undivided profits$19,250,0001,744
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,180,0002,125
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$4,540,000756
Earning assets$693,865,000850
Long-term assets (5+ years)$139,115,000784
Average Assets, year-to-date$740,979,330853
Average Assets, quarterly$750,460,000848
Volatile liabilities$173,770,000900
Insider loans$3,837,0001,775
FHLB advances$68,129,000655
Loans and leases held for sale$4,711,000410
Unused loan commitments$105,944,000994
Tier 1 (core) risk-based capital$63,367,000940
Tier 2 risk-based capital$7,599,000698
Total risk weighted assets$605,742,000770
Total unused commitments$105,944,000994
Derivatives$42,069,000290
2006-03-31Rank
# of Employees:232688
Assets and Liabilities
Total Assets:$744,292,000850
Cash and due from depository institutions$29,491,000688
Interest-bearing balances$7,210,000811
Securities$106,526,0001,181
Federal funds sold & reverse repurchase agreements$11,020,0001,357
Net loans & leases$557,897,000773
Loan loss allowance$9,431,000541
Trading account assets$0154
Bank premises and fixed assets$12,228,000866
Other real estate owned$597,000688
Goodwill and other intangibles$03,321
All other assets$26,533,000694
Life insurance assets$14,050,000369
Total liabilities and capital$744,292,000850
Total liabilities$682,457,000829
Total deposits$594,631,000813
Interest-bearing deposits$508,837,000812
Deposits held in domestic offices$594,631,000811
% insured0.00%1
Federal funds purchased & repurchase agreements$14,065,000958
Trading liabilities$077
Other borrowed funds$70,105,000682
Subordinated debt$0259
All other liabilities$3,656,0001,341
Total equity capital$61,835,0001,025
Total bank equity capital$61,835,0001,025
Perpetual preferred stock$0120
Common stock$08,045
Surplus$44,245,000665
Undivided profits$17,590,0001,883
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,144,0002,137
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$4,261,000758
Earning assets$682,653,000849
Long-term assets (5+ years)$120,672,000874
Average Assets, year-to-date$733,155,000858
Average Assets, quarterly$733,155,000858
Volatile liabilities$162,909,000911
Insider loans$3,373,0001,921
FHLB advances$70,105,000616
Loans and leases held for sale$2,715,000499
Unused loan commitments$91,373,0001,105
Tier 1 (core) risk-based capital$61,327,000956
Tier 2 risk-based capital$7,245,000706
Total risk weighted assets$577,385,000790
Total unused commitments$91,373,0001,105
Derivatives$38,429,000299
2005-12-31Rank
# of Employees:224710
Assets and Liabilities
Total Assets:$722,018,000875
Cash and due from depository institutions$21,459,000710
Interest-bearing balances$1,470,0002,234
Securities$108,032,0001,165
Federal funds sold & reverse repurchase agreements$17,255,000780
Net loans & leases$536,627,000788
Loan loss allowance$9,212,000538
Trading account assets$0155
Bank premises and fixed assets$12,022,000858
Other real estate owned$272,000710
Goodwill and other intangibles$03,315
All other assets$26,351,000692
Life insurance assets$0351
Total liabilities and capital$722,018,000875
Total liabilities$659,923,000852
Total deposits$572,882,000841
Interest-bearing deposits$495,563,000812
Deposits held in domestic offices$572,882,000838
% insured0.00%1
Federal funds purchased & repurchase agreements$8,924,0001,243
Trading liabilities$072
Other borrowed funds$75,057,000656
Subordinated debt$0258
All other liabilities$3,060,0001,528
Total equity capital$62,095,000991
Total bank equity capital$62,095,000991
Perpetual preferred stock$0122
Common stock$08,078
Surplus$44,245,000644
Undivided profits$17,850,0001,869
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,069,0001,258
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$4,198,000769
Earning assets$663,384,000866
Long-term assets (5+ years)$112,973,000903
Average Assets, year-to-date$664,897,800887
Average Assets, quarterly$704,754,000883
Volatile liabilities$151,008,000964
Insider loans$3,116,0002,053
FHLB advances$75,057,000582
Loans and leases held for sale$979,000892
Unused loan commitments$87,372,0001,110
Tier 1 (core) risk-based capital$61,582,000936
Tier 2 risk-based capital$7,032,000712
Total risk weighted assets$560,401,000800
Total unused commitments$87,372,0001,110
Derivatives$25,176,000316
2005-09-30Rank
# of Employees:227696
Assets and Liabilities
Total Assets:$687,490,000887
Cash and due from depository institutions$22,427,000696
Interest-bearing balances$1,402,0002,331
Securities$109,643,0001,132
Federal funds sold & reverse repurchase agreements$4,555,0002,443
Net loans & leases$511,879,000799
Loan loss allowance$8,949,000553
Trading account assets$0146
Bank premises and fixed assets$12,092,000844
Other real estate owned$334,000696
Goodwill and other intangibles$03,310
All other assets$26,560,000668
Life insurance assets$0341
Total liabilities and capital$687,490,000887
Total liabilities$623,096,000884
Total deposits$528,595,000886
Interest-bearing deposits$463,607,000851
Deposits held in domestic offices$528,595,000885
% insured0.00%1
Federal funds purchased & repurchase agreements$9,357,0001,179
Trading liabilities$063
Other borrowed funds$81,985,000610
Subordinated debt$0251
All other liabilities$3,159,0001,440
Total equity capital$64,394,000935
Total bank equity capital$64,394,000935
Perpetual preferred stock$0120
Common stock$08,097
Surplus$44,245,000628
Undivided profits$20,149,0001,695
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,419,0001,094
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$24,0001,087
Income earned, not collected on loans$4,134,000730
Earning assets$627,479,000898
Long-term assets (5+ years)$112,045,000925
Average Assets, year-to-date$650,617,750897
Average Assets, quarterly$670,336,000904
Volatile liabilities$136,281,0001,012
Insider loans$1,948,0002,863
FHLB advances$81,985,000540
Loans and leases held for sale$940,000982
Unused loan commitments$77,431,0001,217
Tier 1 (core) risk-based capital$63,786,000877
Tier 2 risk-based capital$6,689,000730
Total risk weighted assets$532,885,000817
Total unused commitments$77,431,0001,217
Derivatives$15,873,000394
2005-06-30Rank
# of Employees:211750
Assets and Liabilities
Total Assets:$653,182,000917
Cash and due from depository institutions$20,990,000750
Interest-bearing balances$1,402,0002,357
Securities$107,616,0001,172
Federal funds sold & reverse repurchase agreements$3,240,0002,795
Net loans & leases$483,484,000829
Loan loss allowance$8,596,000563
Trading account assets$0148
Bank premises and fixed assets$12,032,000830
Other real estate owned$350,000750
Goodwill and other intangibles$54,0003,004
All other assets$25,416,000691
Life insurance assets$0339
Total liabilities and capital$653,182,000917
Total liabilities$590,762,000906
Total deposits$500,228,000908
Interest-bearing deposits$437,571,000874
Deposits held in domestic offices$500,228,000906
% insured0.00%1
Federal funds purchased & repurchase agreements$10,060,0001,138
Trading liabilities$065
Other borrowed funds$76,888,000652
Subordinated debt$0251
All other liabilities$3,586,0001,239
Total equity capital$62,420,000948
Total bank equity capital$62,420,000948
Perpetual preferred stock$0118
Common stock$08,105
Surplus$44,245,000612
Undivided profits$18,175,0001,840
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,619,000993
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$67,000908
Income earned, not collected on loans$3,472,000812
Earning assets$595,742,000920
Long-term assets (5+ years)$101,726,000987
Average Assets, year-to-date$638,327,000902
Average Assets, quarterly$642,938,000914
Volatile liabilities$135,202,000978
Insider loans$1,363,0003,501
FHLB advances$76,888,000585
Loans and leases held for sale$1,034,000972
Unused loan commitments$67,768,0001,323
Tier 1 (core) risk-based capital$61,775,000879
Tier 2 risk-based capital$6,285,000768
Total risk weighted assets$500,524,000851
Total unused commitments$67,768,0001,323
Derivatives$6,982,000472
2005-03-31Rank
# of Employees:212734
Assets and Liabilities
Total Assets:$632,694,000919
Cash and due from depository institutions$17,704,000734
Interest-bearing balances$1,535,0002,293
Securities$107,099,0001,190
Federal funds sold & reverse repurchase agreements$11,850,0001,054
Net loans & leases$458,263,000847
Loan loss allowance$8,358,000568
Trading account assets$0148
Bank premises and fixed assets$12,071,000808
Other real estate owned$52,000734
Goodwill and other intangibles$63,0002,964
All other assets$25,592,000653
Life insurance assets$0333
Total liabilities and capital$632,694,000919
Total liabilities$573,137,000910
Total deposits$480,357,000918
Interest-bearing deposits$420,036,000893
Deposits held in domestic offices$480,357,000914
% insured0.00%1
Federal funds purchased & repurchase agreements$7,546,0001,272
Trading liabilities$065
Other borrowed funds$82,268,000614
Subordinated debt$0265
All other liabilities$2,966,0001,430
Total equity capital$59,557,000977
Total bank equity capital$59,557,000977
Perpetual preferred stock$0120
Common stock$08,166
Surplus$43,495,000609
Undivided profits$16,062,0001,992
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,167,000820
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$101,000787
Income earned, not collected on loans$3,551,000754
Earning assets$578,747,000928
Long-term assets (5+ years)$93,334,0001,082
Average Assets, year-to-date$630,899,500910
Average Assets, quarterly$630,899,500910
Volatile liabilities$135,092,000944
Insider loans$2,188,0002,566
FHLB advances$82,268,000549
Loans and leases held for sale$350,0001,284
Unused loan commitments$51,559,0001,610
Tier 1 (core) risk-based capital$58,990,000914
Tier 2 risk-based capital$5,969,000796
Total risk weighted assets$475,155,000872
Total unused commitments$51,559,0001,611
Derivatives$7,440,000431
2004-12-31Rank
# of Employees:207766
Assets and Liabilities
Total Assets:$629,105,000922
Cash and due from depository institutions$19,509,000766
Interest-bearing balances$1,827,0002,155
Securities$107,455,0001,193
Federal funds sold & reverse repurchase agreements$6,530,0001,742
Net loans & leases$458,666,000842
Loan loss allowance$8,244,000583
Trading account assets$0153
Bank premises and fixed assets$11,867,000820
Other real estate owned$35,000766
Goodwill and other intangibles$72,0002,919
All other assets$24,971,000658
Life insurance assets$0334
Total liabilities and capital$629,105,000922
Total liabilities$571,057,000910
Total deposits$473,974,000922
Interest-bearing deposits$413,634,000903
Deposits held in domestic offices$473,974,000921
% insured0.00%1
Federal funds purchased & repurchase agreements$3,687,0001,828
Trading liabilities$066
Other borrowed funds$89,125,000591
Subordinated debt$0272
All other liabilities$4,271,0001,032
Total equity capital$58,048,0001,004
Total bank equity capital$58,048,0001,004
Perpetual preferred stock$0118
Common stock$08,205
Surplus$43,495,000605
Undivided profits$14,553,0002,195
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,216,000821
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$144,000641
Income earned, not collected on loans$3,356,000783
Earning assets$574,478,000927
Long-term assets (5+ years)$95,280,0001,095
Average Assets, year-to-date$601,349,800918
Average Assets, quarterly$622,314,500917
Volatile liabilities$126,917,000972
Insider loans$1,766,0002,980
FHLB advances$89,125,000522
Loans and leases held for sale$334,0001,291
Unused loan commitments$51,434,0001,537
Tier 1 (core) risk-based capital$57,144,000938
Tier 2 risk-based capital$5,988,000797
Total risk weighted assets$476,814,000865
Total unused commitments$51,434,0001,537
Derivatives$7,277,000417
2004-09-30Rank
# of Employees:202782
Assets and Liabilities
Total Assets:$615,524,000922
Cash and due from depository institutions$17,743,000782
Interest-bearing balances$3,054,0001,631
Securities$110,442,0001,160
Federal funds sold & reverse repurchase agreements$9,010,0001,265
Net loans & leases$441,580,000853
Loan loss allowance$8,629,000566
Trading account assets$0149
Bank premises and fixed assets$11,786,000798
Other real estate owned$0782
Goodwill and other intangibles$80,0002,865
All other assets$24,883,000651
Life insurance assets$0330
Total liabilities and capital$615,524,000922
Total liabilities$557,551,000907
Total deposits$460,610,000937
Interest-bearing deposits$403,347,000915
Deposits held in domestic offices$460,610,000934
% insured0.00%1
Federal funds purchased & repurchase agreements$6,049,0001,500
Trading liabilities$068
Other borrowed funds$87,959,000590
Subordinated debt$0276
All other liabilities$2,933,0001,413
Total equity capital$57,973,000993
Total bank equity capital$57,973,000993
Perpetual preferred stock$0124
Common stock$08,249
Surplus$43,495,000587
Undivided profits$14,478,0002,238
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,020,000931
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$97,000828
Income earned, not collected on loans$3,581,000739
Earning assets$564,086,000922
Long-term assets (5+ years)$97,163,0001,088
Average Assets, year-to-date$594,411,000926
Average Assets, quarterly$606,983,000926
Volatile liabilities$115,742,0001,022
Insider loans$1,504,0003,267
FHLB advances$87,959,000513
Loans and leases held for sale$826,000967
Unused loan commitments$57,229,0001,410
Tier 1 (core) risk-based capital$56,884,000925
Tier 2 risk-based capital$5,783,000804
Total risk weighted assets$459,832,000869
Total unused commitments$57,229,0001,412
Derivatives$5,474,000471
2004-06-30Rank
# of Employees:201786
Assets and Liabilities
Total Assets:$598,442,000933
Cash and due from depository institutions$14,291,000786
Interest-bearing balances$144,0004,840
Securities$109,826,0001,178
Federal funds sold & reverse repurchase agreements$2,325,0003,238
Net loans & leases$437,429,000839
Loan loss allowance$8,604,000563
Trading account assets$0153
Bank premises and fixed assets$11,502,000795
Other real estate owned$195,000786
Goodwill and other intangibles$89,0002,853
All other assets$22,785,000712
Life insurance assets$0323
Total liabilities and capital$598,442,000933
Total liabilities$547,095,000920
Total deposits$451,483,000936
Interest-bearing deposits$397,477,000907
Deposits held in domestic offices$451,483,000931
% insured0.00%1
Federal funds purchased & repurchase agreements$6,042,0001,492
Trading liabilities$069
Other borrowed funds$86,769,000600
Subordinated debt$0288
All other liabilities$2,801,0001,365
Total equity capital$51,347,0001,073
Total bank equity capital$51,347,0001,073
Perpetual preferred stock$0126
Common stock$08,301
Surplus$39,545,000614
Undivided profits$11,802,0002,522
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,100,0001,352
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$26,0001,167
Income earned, not collected on loans$3,295,000782
Earning assets$549,724,000926
Long-term assets (5+ years)$93,170,0001,159
Average Assets, year-to-date$587,373,330926
Average Assets, quarterly$591,284,500931
Volatile liabilities$110,576,0001,036
Insider loans$1,481,0003,273
FHLB advances$86,769,000533
Loans and leases held for sale$967,000906
Unused loan commitments$52,772,0001,504
Tier 1 (core) risk-based capital$51,065,0001,016
Tier 2 risk-based capital$5,658,000808
Total risk weighted assets$449,919,000870
Total unused commitments$52,772,0001,506
Derivatives$6,381,000444
2004-03-31Rank
# of Employees:198807
Assets and Liabilities
Total Assets:$584,127,000949
Cash and due from depository institutions$23,453,000807
Interest-bearing balances$10,930,000674
Securities$110,401,0001,189
Federal funds sold & reverse repurchase agreements$1,705,0004,888
Net loans & leases$414,377,000868
Loan loss allowance$8,314,000580
Trading account assets$0144
Bank premises and fixed assets$11,427,000780
Other real estate owned$235,000807
Goodwill and other intangibles$97,0002,814
All other assets$22,432,000692
Life insurance assets$0322
Total liabilities and capital$584,127,000949
Total liabilities$533,338,000935
Total deposits$440,173,000965
Interest-bearing deposits$392,706,000923
Deposits held in domestic offices$440,173,000962
% insured0.00%1
Federal funds purchased & repurchase agreements$3,791,0001,704
Trading liabilities$070
Other borrowed funds$87,057,000571
Subordinated debt$0287
All other liabilities$2,317,0001,758
Total equity capital$50,789,0001,103
Total bank equity capital$50,789,0001,103
Perpetual preferred stock$0129
Common stock$08,335
Surplus$39,545,000602
Undivided profits$11,244,0002,745
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,725,0001,719
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$3,333,000766
Earning assets$537,413,000943
Long-term assets (5+ years)$84,882,0001,205
Average Assets, year-to-date$581,839,000948
Average Assets, quarterly$581,839,000948
Volatile liabilities$104,396,0001,057
Insider loans$1,463,0003,258
FHLB advances$87,057,000500
Loans and leases held for sale$482,0001,301
Unused loan commitments$50,427,0001,490
Tier 1 (core) risk-based capital$49,353,0001,039
Tier 2 risk-based capital$5,422,000840
Total risk weighted assets$430,908,000890
Total unused commitments$50,427,0001,493
Derivatives$2,744,000539
2003-12-31Rank
# of Employees:192839
Assets and Liabilities
Total Assets:$579,551,000959
Cash and due from depository institutions$15,434,000839
Interest-bearing balances$1,215,0002,710
Securities$118,767,0001,127
Federal funds sold & reverse repurchase agreements$4,330,0002,579
Net loans & leases$407,134,000876
Loan loss allowance$7,952,000603
Trading account assets$0168
Bank premises and fixed assets$11,268,000793
Other real estate owned$86,000839
Goodwill and other intangibles$106,0002,783
All other assets$22,426,000694
Life insurance assets$01
Total liabilities and capital$579,551,000959
Total liabilities$530,476,000943
Total deposits$412,724,0001,023
Interest-bearing deposits$363,661,000989
Deposits held in domestic offices$412,724,0001,022
% insured0.00%1
Federal funds purchased & repurchase agreements$3,044,0001,943
Trading liabilities$072
Other borrowed funds$112,322,000486
Subordinated debt$0293
All other liabilities$2,386,0001,630
Total equity capital$49,075,0001,122
Total bank equity capital$49,075,0001,122
Perpetual preferred stock$0131
Common stock$08,396
Surplus$39,545,000592
Undivided profits$9,530,0003,093
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,931,0001,579
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$3,362,000770
Earning assets$531,446,000959
Long-term assets (5+ years)$93,444,0001,149
Average Assets, year-to-date$532,713,6001,000
Average Assets, quarterly$557,702,500982
Volatile liabilities$104,876,0001,060
Insider loans$2,299,0002,340
FHLB advances$112,322,000417
Loans and leases held for sale$537,0001,109
Unused loan commitments$49,004,0001,483
Tier 1 (core) risk-based capital$47,915,0001,061
Tier 2 risk-based capital$5,349,000855
Total risk weighted assets$425,313,000901
Total unused commitments$49,004,0001,485
Derivatives$0665
2003-09-30Rank
# of Employees:190856
Assets and Liabilities
Total Assets:$535,854,0001,039
Cash and due from depository institutions$14,868,000856
Interest-bearing balances$2,528,0002,087
Securities$93,511,0001,427
Federal funds sold & reverse repurchase agreements$1,290,0005,060
Net loans & leases$393,685,000897
Loan loss allowance$7,394,000659
Trading account assets$0165
Bank premises and fixed assets$10,943,000821
Other real estate owned$80,000856
Goodwill and other intangibles$118,0002,726
All other assets$21,359,000728
Life insurance assets$01
Total liabilities and capital$535,854,0001,039
Total liabilities$488,585,0001,032
Total deposits$396,626,0001,080
Interest-bearing deposits$354,777,0001,039
Deposits held in domestic offices$396,626,0001,078
% insured0.00%1
Federal funds purchased & repurchase agreements$1,788,0002,261
Trading liabilities$072
Other borrowed funds$88,065,000565
Subordinated debt$0293
All other liabilities$2,106,0001,836
Total equity capital$47,269,0001,162
Total bank equity capital$47,269,0001,162
Perpetual preferred stock$0137
Common stock$08,445
Surplus$39,545,000607
Undivided profits$7,724,0003,603
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,903,0001,700
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$3,339,000797
Earning assets$491,014,0001,036
Long-term assets (5+ years)$76,562,0001,368
Average Assets, year-to-date$521,004,2501,042
Average Assets, quarterly$540,984,5001,022
Volatile liabilities$85,219,0001,221
Insider loans$2,112,0002,479
FHLB advances$88,065,000488
Loans and leases held for sale$2,284,000803
Unused loan commitments$49,989,0001,454
Tier 1 (core) risk-based capital$46,359,0001,100
Tier 2 risk-based capital$5,130,000886
Total risk weighted assets$408,192,000933
Total unused commitments$49,989,0001,460
Derivatives$0666
2003-06-30Rank
# of Employees:183911
Assets and Liabilities
Total Assets:$546,115,0001,015
Cash and due from depository institutions$34,832,000911
Interest-bearing balances$22,177,000375
Securities$83,890,0001,503
Federal funds sold & reverse repurchase agreements$600,0006,212
Net loans & leases$395,715,000880
Loan loss allowance$6,750,000710
Trading account assets$0170
Bank premises and fixed assets$10,369,000859
Other real estate owned$325,000911
Goodwill and other intangibles$139,0002,612
All other assets$20,245,000745
Life insurance assets$01
Total liabilities and capital$546,115,0001,015
Total liabilities$500,024,0001,000
Total deposits$403,350,0001,067
Interest-bearing deposits$359,649,0001,017
Deposits held in domestic offices$403,350,0001,066
% insured0.00%1
Federal funds purchased & repurchase agreements$2,370,0001,989
Trading liabilities$074
Other borrowed funds$92,158,000551
Subordinated debt$0266
All other liabilities$2,146,0001,898
Total equity capital$46,091,0001,182
Total bank equity capital$46,091,0001,182
Perpetual preferred stock$0140
Common stock$08,468
Surplus$39,545,000592
Undivided profits$6,546,0004,044
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,078,0001,559
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$3,160,000844
Earning assets$502,382,0001,011
Long-term assets (5+ years)$95,349,0001,079
Average Assets, year-to-date$516,054,3301,045
Average Assets, quarterly$525,818,0001,040
Volatile liabilities$87,239,0001,187
Insider loans$2,941,0001,863
FHLB advances$92,158,000478
Loans and leases held for sale$7,207,000574
Unused loan commitments$41,977,0001,645
Tier 1 (core) risk-based capital$44,860,0001,106
Tier 2 risk-based capital$5,157,000840
Total risk weighted assets$410,969,000923
Total unused commitments$41,977,0001,653
Derivatives$0623
2003-03-31Rank
# of Employees:175936
Assets and Liabilities
Total Assets:$505,521,0001,067
Cash and due from depository institutions$23,444,000936
Interest-bearing balances$10,492,000820
Securities$81,111,0001,538
Federal funds sold & reverse repurchase agreements$2,295,0005,038
Net loans & leases$371,892,000930
Loan loss allowance$6,235,000762
Trading account assets$0169
Bank premises and fixed assets$9,801,000901
Other real estate owned$20,000936
Goodwill and other intangibles$132,0002,629
All other assets$16,826,000864
Life insurance assets$01
Total liabilities and capital$505,521,0001,067
Total liabilities$460,468,0001,066
Total deposits$402,149,0001,052
Interest-bearing deposits$363,903,0001,004
Deposits held in domestic offices$402,149,0001,050
% insured0.00%1
Federal funds purchased & repurchase agreements$2,696,0001,793
Trading liabilities$079
Other borrowed funds$53,925,000761
Subordinated debt$0265
All other liabilities$1,698,0002,320
Total equity capital$45,053,0001,188
Total bank equity capital$45,053,0001,188
Perpetual preferred stock$0141
Common stock$08,511
Surplus$39,545,000595
Undivided profits$5,508,0004,384
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,625,0001,245
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$2,882,000943
Earning assets$465,790,0001,070
Long-term assets (5+ years)$83,239,0001,164
Average Assets, year-to-date$501,024,0001,070
Average Assets, quarterly$501,024,0001,070
Volatile liabilities$89,892,0001,131
Insider loans$1,713,0002,832
FHLB advances$53,925,000685
Loans and leases held for sale$2,326,000937
Unused loan commitments$36,425,0001,764
Tier 1 (core) risk-based capital$43,830,0001,118
Tier 2 risk-based capital$4,752,000889
Total risk weighted assets$378,664,000963
Total unused commitments$36,425,0001,773
Derivatives$0578
2002-12-31Rank
# of Employees:172943
Assets and Liabilities
Total Assets:$496,527,0001,082
Cash and due from depository institutions$19,512,000943
Interest-bearing balances$9,668,000820
Securities$91,033,0001,365
Federal funds sold & reverse repurchase agreements$06,991
Net loans & leases$360,618,000946
Loan loss allowance$6,106,000763
Trading account assets$0170
Bank premises and fixed assets$9,584,000919
Other real estate owned$0943
Goodwill and other intangibles$140,0002,570
All other assets$15,640,000893
Life insurance assets$01
Total liabilities and capital$496,527,0001,082
Total liabilities$452,735,0001,074
Total deposits$397,429,0001,040
Interest-bearing deposits$362,243,000980
Deposits held in domestic offices$397,429,0001,038
% insured0.00%1
Federal funds purchased & repurchase agreements$2,203,0001,996
Trading liabilities$075
Other borrowed funds$51,528,000788
Subordinated debt$0258
All other liabilities$1,575,0002,433
Total equity capital$43,792,0001,198
Total bank equity capital$43,792,0001,198
Perpetual preferred stock$0142
Common stock$08,549
Surplus$39,545,000582
Undivided profits$4,247,0005,022
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,956,0001,580
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$3,059,000909
Earning assets$461,319,0001,066
Long-term assets (5+ years)$87,209,0001,089
Average Assets, year-to-date$438,175,2001,169
Average Assets, quarterly$495,351,0001,082
Volatile liabilities$90,426,0001,123
Insider loans$5,682,000887
FHLB advances$51,528,000696
Loans and leases held for sale$2,623,000940
Unused loan commitments$33,349,0001,824
Tier 1 (core) risk-based capital$42,606,0001,129
Tier 2 risk-based capital$4,603,000902
Total risk weighted assets$366,700,000975
Total unused commitments$33,349,0001,830
Derivatives$0527
2001-12-31Rank
# of Employees:1431,146
Assets and Liabilities
Total Assets:$358,172,0001,424
Cash and due from depository institutions$12,265,0001,146
Interest-bearing balances$2,750,0001,918
Securities$45,929,0002,363
Federal funds sold & reverse repurchase agreements$3,650,0003,456
Net loans & leases$276,524,0001,192
Loan loss allowance$3,538,0001,168
Trading account assets$0182
Bank premises and fixed assets$7,947,0001,082
Other real estate owned$01,146
Goodwill and other intangibles$174,0002,427
All other assets$11,683,0001,072
Life insurance assets$01
Total liabilities and capital$358,172,0001,424
Total liabilities$323,805,0001,409
Total deposits$279,681,0001,429
Interest-bearing deposits$255,262,0001,360
Deposits held in domestic offices$279,681,0001,427
% insured0.00%1
Federal funds purchased & repurchase agreements$271,0003,180
Trading liabilities$069
Other borrowed funds$42,721,000845
Subordinated debt$0241
All other liabilities$1,132,0003,156
Total equity capital$34,367,0001,422
Total bank equity capital$34,367,0001,422
Perpetual preferred stock$0158
Common stock$08,780
Surplus$33,690,000647
Undivided profits$677,0007,946
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,087,0002,531
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$2,324,0001,383
Earning assets$328,853,0001,418
Long-term assets (5+ years)$46,450,0001,810
Average Assets, year-to-date$277,357,6001,739
Average Assets, quarterly$335,552,0001,490
Volatile liabilities$64,707,0001,425
Insider loans$5,682,000843
FHLB advances$42,721,000752
Loans and leases held for sale$3,404,000724
Unused loan commitments$22,885,0002,267
Tier 1 (core) risk-based capital$33,560,0001,367
Tier 2 risk-based capital$3,524,0001,104
Total risk weighted assets$281,884,0001,216
Total unused commitments$22,885,0002,272
Derivatives$0450
2000-12-31Rank
# of Employees:782,183
Assets and Liabilities
Total Assets:$211,050,0002,316
Cash and due from depository institutions$2,813,0002,183
Interest-bearing balances$113,0004,415
Securities$58,275,0001,884
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$142,019,0002,217
Loan loss allowance$1,797,0002,095
Trading account assets$0175
Bank premises and fixed assets$5,158,0001,676
Other real estate owned$02,183
Goodwill and other intangibles$209,0002,304
All other assets$2,576,0003,231
Life insurance assets$01
Total liabilities and capital$211,050,0002,316
Total liabilities$191,269,0002,294
Total deposits$163,368,0002,425
Interest-bearing deposits$151,417,0002,243
Deposits held in domestic offices$163,368,0002,418
% insured0.00%1
Federal funds purchased & repurchase agreements$1,699,0002,400
Trading liabilities$077
Other borrowed funds$25,000,0001,163
Subordinated debt$0239
All other liabilities$1,202,0003,103
Total equity capital$19,781,0002,359
Total bank equity capital$19,781,0002,359
Perpetual preferred stock$0178
Common stock$109,0007,388
Surplus$20,581,000915
Undivided profits$-909,0009,543
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$80,0007,028
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$1,362,0001,920
Earning assets$200,407,0002,229
Long-term assets (5+ years)$36,879,0002,041
Average Assets, year-to-date$142,352,8003,172
Average Assets, quarterly$199,180,0002,418
Volatile liabilities$64,352,0001,400
Insider loans$552,0005,216
FHLB advances$0771
Loans and leases held for sale$257,0001,131
Unused loan commitments$18,913,0002,426
Tier 1 (core) risk-based capital$19,070,0002,361
Tier 2 risk-based capital$1,797,0001,966
Total risk weighted assets$148,990,9002,149
Total unused commitments$18,913,0002,430
Derivatives$0481
1999-12-31Rank
# of Employees:177,277
Assets and Liabilities
Total Assets:$60,537,0006,211
Cash and due from depository institutions$1,280,0007,277
Interest-bearing balances$3,0006,685
Securities$22,986,0004,394
Federal funds sold & reverse repurchase agreements$30,0006,732
Net loans & leases$32,584,0006,525
Loan loss allowance$241,0007,986
Trading account assets$0165
Bank premises and fixed assets$2,630,0003,235
Other real estate owned$07,277
Goodwill and other intangibles$243,0002,298
All other assets$784,0006,962
Life insurance assets$01
Total liabilities and capital$60,537,0006,211
Total liabilities$48,693,0006,596
Total deposits$35,809,0007,450
Interest-bearing deposits$32,647,0007,205
Deposits held in domestic offices$35,809,0007,448
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$12,640,0001,729
Subordinated debt$0242
All other liabilities$244,0007,562
Total equity capital$11,844,0003,686
Total bank equity capital$11,844,0003,686
Perpetual preferred stock$0193
Common stock$109,0007,656
Surplus$12,481,0001,336
Undivided profits$-746,0009,739
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,0008,606
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$211,0007,646
Earning assets$55,603,0006,174
Long-term assets (5+ years)$13,574,0004,173
Average Assets, year-to-date$48,128,2006,893
Average Assets, quarterly$55,543,0006,480
Volatile liabilities$15,617,0004,122
Insider loans$421,0005,773
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$4,102,0005,950
Tier 1 (core) risk-based capital$12,035,0003,614
Tier 2 risk-based capital$241,0007,704
Total risk weighted assets$40,356,8005,969
Total unused commitments$4,102,0005,957
Derivatives$0488
1998-12-31Rank
# of Employees:138,274
Assets and Liabilities
Total Assets:$41,906,0007,619
Cash and due from depository institutions$3,558,0008,274
Interest-bearing balances$1,884,0002,209
Securities$15,512,0005,695
Federal funds sold & reverse repurchase agreements$945,0007,143
Net loans & leases$20,102,0007,982
Loan loss allowance$150,0009,110
Trading account assets$0197
Bank premises and fixed assets$1,212,0005,392
Other real estate owned$08,274
Goodwill and other intangibles$188,0002,383
All other assets$389,0008,832
Life insurance assets$01
Total liabilities and capital$41,906,0007,619
Total liabilities$38,188,0007,515
Total deposits$29,994,0008,157
Interest-bearing deposits$26,981,0007,968
Deposits held in domestic offices$29,994,0008,156
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$8,000,0001,770
Subordinated debt$0255
All other liabilities$194,0008,678
Total equity capital$3,718,0008,173
Total bank equity capital$3,718,0008,173
Perpetual preferred stock$0199
Common stock$109,0007,813
Surplus$3,991,0003,457
Undivided profits$-382,00010,017
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$09,467
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$133,0008,902
Earning assets$38,443,0007,596
Long-term assets (5+ years)$6,879,0005,573
Average Assets, year-to-date$37,077,4007,829
Average Assets, quarterly$41,566,0007,570
Volatile liabilities$7,297,0005,935
Insider loans$09,309
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$4,619,0005,543
Tier 1 (core) risk-based capital$3,498,0008,261
Tier 2 risk-based capital$150,0008,875
Total risk weighted assets$24,416,0007,587
Total unused commitments$4,619,0005,550
Derivatives$0527
1997-12-31Rank
# of Employees:119,106
Assets and Liabilities
Total Assets:$26,220,0009,220
Cash and due from depository institutions$1,384,0009,106
Interest-bearing balances$955,0002,529
Securities$12,646,0006,626
Federal funds sold & reverse repurchase agreements$95,0008,018
Net loans & leases$10,392,0009,794
Loan loss allowance$127,0009,748
Trading account assets$0203
Bank premises and fixed assets$1,197,0005,425
Other real estate owned$09,106
Goodwill and other intangibles$211,0002,246
All other assets$295,0009,815
Life insurance assets$01
Total liabilities and capital$26,220,0009,220
Total liabilities$23,537,0009,178
Total deposits$23,417,0009,062
Interest-bearing deposits$22,047,0008,784
Deposits held in domestic offices$23,417,0009,060
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$120,0009,977
Total equity capital$2,683,0009,329
Total bank equity capital$2,683,0009,329
Perpetual preferred stock$0223
Common stock$109,0008,167
Surplus$2,991,0004,232
Undivided profits$-417,00010,575
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$010,017
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$50,00010,422
Earning assets$24,088,0009,192
Long-term assets (5+ years)$2,289,0007,482
Average Assets, year-to-date$26,070,0009,119
Average Assets, quarterly$28,182,5008,999
Volatile liabilities$5,242,0007,002
Insider loans$180,0007,630
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$2,557,0006,898
Tier 1 (core) risk-based capital$2,461,0009,480
Tier 2 risk-based capital$127,0009,502
Total risk weighted assets$11,825,9009,716
Total unused commitments$2,557,0006,905
Derivatives$0533