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River Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$42,310,0001,075
Total interest expense$22,826,000720
Net interest income$19,484,0001,468
Provision for loan and lease losses$-185,0004,382
Total noninterest income$1,200,0002,532
Gross Fiduciary activities income$0981
Service charges on deposit accounts$368,0001,981
Trading account gains and feesNANA
Additional Noninterest Income$832,0002,471
Total noninterest expense$13,151,0001,696
Salaries and employee benefits$7,770,0001,639
Premises and equipment expense$1,236,0001,769
Additional noninterest expense$832,0002,471
Pre-tax net operating income$7,718,0001,438
Securities gains (losses)$0988
Applicable income taxes$361,0002,109
Income before extraordinary items$7,357,0001,286
Extraordinary gains, net$054
Net income$7,357,0001,302
Minority interest net income$088
Net income of bank and minority interests.$7,357,0001,289
Net charge-offs$1,0002,818
Cash dividends$1,200,0001,981
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,357,0001,308
2023-09-30 (YTD Data)Rank
Total interest income$31,290,0001,066
Total interest expense$16,353,000703
Net interest income$14,937,0001,455
Provision for loan and lease losses$84,0002,244
Total noninterest income$892,0002,535
Gross Fiduciary activities income$0950
Service charges on deposit accounts$275,0001,991
Trading account gains and feesNANA
Additional Noninterest Income$617,0002,462
Total noninterest expense$10,018,0001,666
Salaries and employee benefits$5,902,0001,628
Premises and equipment expense$991,0001,685
Additional noninterest expense$617,0002,461
Pre-tax net operating income$5,727,0001,499
Securities gains (losses)$0849
Applicable income taxes$370,0001,971
Income before extraordinary items$5,357,0001,374
Extraordinary gains, net$052
Net income$5,357,0001,384
Minority interest net income$081
Net income of bank and minority interests.$5,357,0001,374
Net charge-offs$1,0002,548
Cash dividends$1,200,0001,539
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,357,0001,393
2023-06-30 (YTD Data)Rank
Total interest income$20,328,0001,058
Total interest expense$10,066,000678
Net interest income$10,262,0001,434
Provision for loan and lease losses$84,0001,933
Total noninterest income$577,0002,531
Gross Fiduciary activities income$0931
Service charges on deposit accounts$181,0001,999
Trading account gains and feesNANA
Additional Noninterest Income$396,0002,474
Total noninterest expense$6,688,0001,656
Salaries and employee benefits$3,995,0001,600
Premises and equipment expense$677,0001,662
Additional noninterest expense$396,0002,470
Pre-tax net operating income$4,067,0001,421
Securities gains (losses)$0938
Applicable income taxes$238,0002,023
Income before extraordinary items$3,829,0001,295
Extraordinary gains, net$051
Net income$3,829,0001,307
Minority interest net income$081
Net income of bank and minority interests.$3,829,0001,295
Net charge-offs$2,0002,220
Cash dividends$1,200,0001,249
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,829,0001,311
2023-03-31 (YTD Data)Rank
Total interest income$9,881,0001,071
Total interest expense$4,449,000674
Net interest income$5,432,0001,362
Provision for loan and lease losses$365,000605
Total noninterest income$291,0002,519
Gross Fiduciary activities income$0913
Service charges on deposit accounts$92,0002,000
Trading account gains and feesNANA
Additional Noninterest Income$199,0002,437
Total noninterest expense$3,225,0001,724
Salaries and employee benefits$1,961,0001,658
Premises and equipment expense$349,0001,652
Additional noninterest expense$199,0002,437
Pre-tax net operating income$2,133,0001,404
Securities gains (losses)$0950
Applicable income taxes$102,0002,120
Income before extraordinary items$2,031,0001,262
Extraordinary gains, net$04
Net income$2,031,0001,262
Minority interest net income$048
Net income of bank and minority interests.$2,031,0001,262
Net charge-offs$3,0001,707
Cash dividends$1,100,000749
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,031,0001,287
2022-12-31 (YTD Data)Rank
Total interest income$36,975,000954
Total interest expense$8,931,000499
Net interest income$28,044,0001,097
Provision for loan and lease losses$1,787,000565
Total noninterest income$1,277,0002,531
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$412,0001,920
Trading account gains and feesNANA
Additional Noninterest Income$865,0002,497
Total noninterest expense$12,740,0001,699
Salaries and employee benefits$7,600,0001,637
Premises and equipment expense$1,364,0001,643
Additional noninterest expense$865,0002,497
Pre-tax net operating income$14,794,000947
Securities gains (losses)$0691
Applicable income taxes$1,768,0001,160
Income before extraordinary items$13,026,000909
Extraordinary gains, net$05
Net income$13,026,000910
Minority interest net income$063
Net income of bank and minority interests.$13,026,000910
Net charge-offs$-4,0003,445
Cash dividends$7,422,000581
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,026,000934
2022-09-30 (YTD Data)Rank
Total interest income$27,198,000939
Total interest expense$5,513,000430
Net interest income$21,685,0001,049
Provision for loan and lease losses$905,000668
Total noninterest income$976,0002,524
Gross Fiduciary activities income$0968
Service charges on deposit accounts$314,0001,911
Trading account gains and feesNANA
Additional Noninterest Income$662,0002,494
Total noninterest expense$9,282,0001,736
Salaries and employee benefits$5,656,0001,643
Premises and equipment expense$1,026,0001,651
Additional noninterest expense$662,0002,494
Pre-tax net operating income$12,474,000860
Securities gains (losses)$0740
Applicable income taxes$1,449,0001,098
Income before extraordinary items$11,025,000816
Extraordinary gains, net$04
Net income$11,025,000816
Minority interest net income$057
Net income of bank and minority interests.$11,025,000816
Net charge-offs$-3,0003,287
Cash dividends$5,472,000550
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,025,000833
2022-06-30 (YTD Data)Rank
Total interest income$17,916,000913
Total interest expense$3,242,000374
Net interest income$14,674,0001,001
Provision for loan and lease losses$550,000653
Total noninterest income$670,0002,475
Gross Fiduciary activities income$0925
Service charges on deposit accounts$200,0001,966
Trading account gains and feesNANA
Additional Noninterest Income$470,0002,458
Total noninterest expense$6,015,0001,754
Salaries and employee benefits$3,727,0001,647
Premises and equipment expense$695,0001,637
Additional noninterest expense$1,593,0001,908
Pre-tax net operating income$8,779,000804
Securities gains (losses)$0687
Applicable income taxes$1,056,000978
Income before extraordinary items$7,723,000735
Extraordinary gains, net$04
Net income$7,723,000735
Minority interest net income$060
Net income of bank and minority interests.$7,723,000735
Net charge-offs$1,0002,041
Cash dividends$3,522,000547
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,723,000750
2022-03-31 (YTD Data)Rank
Total interest income$9,054,000882
Total interest expense$1,556,000366
Net interest income$7,498,000966
Provision for loan and lease losses$273,000541
Total noninterest income$330,0002,476
Gross Fiduciary activities income$0892
Service charges on deposit accounts$100,0001,942
Trading account gains and feesNANA
Additional Noninterest Income$230,0002,437
Total noninterest expense$2,909,0001,793
Salaries and employee benefits$1,823,0001,681
Premises and equipment expense$302,0001,827
Additional noninterest expense$784,0001,905
Pre-tax net operating income$4,646,000724
Securities gains (losses)$0623
Applicable income taxes$535,000937
Income before extraordinary items$4,111,000687
Extraordinary gains, net$04
Net income$4,111,000687
Minority interest net income$050
Net income of bank and minority interests.$4,111,000687
Net charge-offs$3,0001,472
Cash dividends$1,772,000514
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,111,000692
2021-12-31 (YTD Data)Rank
Total interest income$34,211,000939
Total interest expense$5,860,000465
Net interest income$28,351,0001,024
Provision for loan and lease losses$1,854,000321
Total noninterest income$1,464,0002,565
Gross Fiduciary activities income$0994
Service charges on deposit accounts$382,0001,918
Trading account gains and feesNANA
Additional Noninterest Income$1,082,0002,551
Total noninterest expense$10,622,0001,899
Salaries and employee benefits$6,609,0001,790
Premises and equipment expense$1,270,0001,756
Additional noninterest expense$2,743,0002,107
Pre-tax net operating income$17,339,000838
Securities gains (losses)$02,062
Applicable income taxes$1,205,0001,477
Income before extraordinary items$16,134,000766
Extraordinary gains, net$010
Net income$16,134,000767
Minority interest net income$074
Net income of bank and minority interests.$16,134,000767
Net charge-offs$-5,0003,478
Cash dividends$6,653,000629
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,134,000749
2021-09-30 (YTD Data)Rank
Total interest income$25,209,000975
Total interest expense$4,388,000493
Net interest income$20,821,0001,057
Provision for loan and lease losses$1,578,000280
Total noninterest income$1,110,0002,594
Gross Fiduciary activities income$0957
Service charges on deposit accounts$280,0001,941
Trading account gains and feesNANA
Additional Noninterest Income$830,0002,567
Total noninterest expense$7,822,0001,922
Salaries and employee benefits$4,919,0001,802
Premises and equipment expense$956,0001,770
Additional noninterest expense$1,947,0002,193
Pre-tax net operating income$12,531,000900
Securities gains (losses)$02,015
Applicable income taxes$896,0001,555
Income before extraordinary items$11,635,000826
Extraordinary gains, net$08
Net income$11,635,000826
Minority interest net income$069
Net income of bank and minority interests.$11,635,000826
Net charge-offs$-4,0003,372
Cash dividends$5,003,000589
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,635,000806
2021-06-30 (YTD Data)Rank
Total interest income$16,387,000981
Total interest expense$2,918,000511
Net interest income$13,469,0001,071
Provision for loan and lease losses$759,000406
Total noninterest income$807,0002,473
Gross Fiduciary activities income$0951
Service charges on deposit accounts$183,0001,916
Trading account gains and feesNANA
Additional Noninterest Income$624,0002,413
Total noninterest expense$5,160,0001,935
Salaries and employee benefits$3,242,0001,821
Premises and equipment expense$633,0001,775
Additional noninterest expense$1,285,0002,200
Pre-tax net operating income$8,357,000883
Securities gains (losses)$01,818
Applicable income taxes$588,0001,545
Income before extraordinary items$7,769,000815
Extraordinary gains, net$06
Net income$7,769,000815
Minority interest net income$067
Net income of bank and minority interests.$7,769,000815
Net charge-offs$-4,0003,475
Cash dividends$3,337,000574
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,769,000797
2021-03-31 (YTD Data)Rank
Total interest income$7,741,0001,025
Total interest expense$1,484,000530
Net interest income$6,257,0001,133
Provision for loan and lease losses$232,000720
Total noninterest income$437,0002,384
Gross Fiduciary activities income$0922
Service charges on deposit accounts$94,0001,874
Trading account gains and feesNANA
Additional Noninterest Income$343,0002,311
Total noninterest expense$2,635,0001,885
Salaries and employee benefits$1,644,0001,778
Premises and equipment expense$314,0001,783
Additional noninterest expense$677,0002,073
Pre-tax net operating income$3,827,000948
Securities gains (losses)$01,392
Applicable income taxes$283,0001,548
Income before extraordinary items$3,544,000892
Extraordinary gains, net$03
Net income$3,544,000892
Minority interest net income$055
Net income of bank and minority interests.$3,544,000892
Net charge-offs$-2,0003,357
Cash dividends$1,671,000531
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,544,000875
2020-12-31 (YTD Data)Rank
Total interest income$29,975,0001,049
Total interest expense$7,589,000640
Net interest income$22,386,0001,174
Provision for loan and lease losses$1,234,0001,409
Total noninterest income$2,054,0002,095
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$397,0001,902
Trading account gains and feesNANA
Additional Noninterest Income$1,657,0001,986
Total noninterest expense$10,423,0001,895
Salaries and employee benefits$6,349,0001,820
Premises and equipment expense$1,246,0001,757
Additional noninterest expense$2,828,0002,017
Pre-tax net operating income$12,783,000870
Securities gains (losses)$16,0002,179
Applicable income taxes$306,0002,289
Income before extraordinary items$12,493,000775
Extraordinary gains, net$04
Net income$12,493,000775
Minority interest net income$072
Net income of bank and minority interests.$12,493,000775
Net charge-offs$-6,0004,154
Cash dividends$6,621,000611
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,477,320744
2020-09-30 (YTD Data)Rank
Total interest income$22,002,0001,074
Total interest expense$5,858,000662
Net interest income$16,144,0001,192
Provision for loan and lease losses$488,0001,993
Total noninterest income$1,528,0002,073
Gross Fiduciary activities income$0981
Service charges on deposit accounts$299,0001,894
Trading account gains and feesNANA
Additional Noninterest Income$1,229,0001,947
Total noninterest expense$7,760,0001,886
Salaries and employee benefits$4,672,0001,817
Premises and equipment expense$939,0001,751
Additional noninterest expense$2,149,0001,962
Pre-tax net operating income$9,424,000840
Securities gains (losses)$16,0001,993
Applicable income taxes$735,0001,410
Income before extraordinary items$8,705,000802
Extraordinary gains, net$04
Net income$8,705,000802
Minority interest net income$065
Net income of bank and minority interests.$8,705,000802
Net charge-offs$-5,0004,085
Cash dividends$4,950,000582
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,690,280775
2020-06-30 (YTD Data)Rank
Total interest income$14,537,0001,099
Total interest expense$4,035,000688
Net interest income$10,502,0001,217
Provision for loan and lease losses$429,0001,743
Total noninterest income$1,001,0002,021
Gross Fiduciary activities income$0970
Service charges on deposit accounts$202,0001,900
Trading account gains and feesNANA
Additional Noninterest Income$799,0001,899
Total noninterest expense$5,227,0001,873
Salaries and employee benefits$3,111,0001,824
Premises and equipment expense$635,0001,721
Additional noninterest expense$1,481,0001,902
Pre-tax net operating income$5,847,000835
Securities gains (losses)$16,0001,748
Applicable income taxes$492,0001,365
Income before extraordinary items$5,371,000797
Extraordinary gains, net$04
Net income$5,371,000797
Minority interest net income$065
Net income of bank and minority interests.$5,371,000797
Net charge-offs$-4,0004,068
Cash dividends$3,300,000575
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,356,280769
2020-03-31 (YTD Data)Rank
Total interest income$7,215,0001,107
Total interest expense$2,090,000760
Net interest income$5,125,0001,220
Provision for loan and lease losses$64,0002,328
Total noninterest income$523,0001,896
Gross Fiduciary activities income$0941
Service charges on deposit accounts$124,0001,876
Trading account gains and feesNANA
Additional Noninterest Income$399,0001,733
Total noninterest expense$2,622,0001,878
Salaries and employee benefits$1,585,0001,810
Premises and equipment expense$332,0001,682
Additional noninterest expense$705,0002,016
Pre-tax net operating income$2,962,000745
Securities gains (losses)$16,0001,188
Applicable income taxes$198,0001,411
Income before extraordinary items$2,780,000704
Extraordinary gains, net$04
Net income$2,780,000704
Minority interest net income$056
Net income of bank and minority interests.$2,780,000704
Net charge-offs$-2,0003,865
Cash dividends$1,650,000580
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,765,120683
2019-12-31 (YTD Data)Rank
Total interest income$22,187,0001,393
Total interest expense$6,644,000976
Net interest income$15,543,0001,541
Provision for loan and lease losses$03,973
Total noninterest income$1,321,0002,448
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$359,0002,357
Trading account gains and feesNANA
Additional Noninterest Income$962,0002,297
Total noninterest expense$7,724,0002,297
Salaries and employee benefits$4,866,0002,147
Premises and equipment expense$816,0002,314
Additional noninterest expense$2,042,0002,523
Pre-tax net operating income$9,140,0001,122
Securities gains (losses)$02,379
Applicable income taxes$1,332,0001,196
Income before extraordinary items$7,808,0001,140
Extraordinary gains, net$011
Net income$7,808,0001,142
Minority interest net income$076
Net income of bank and minority interests.$7,808,0001,142
Net charge-offs$98,0002,219
Cash dividends$5,261,000758
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,808,0001,119
2019-09-30 (YTD Data)Rank
Total interest income$16,489,0001,410
Total interest expense$4,891,0001,003
Net interest income$11,598,0001,567
Provision for loan and lease losses$03,836
Total noninterest income$1,072,0002,366
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$247,0002,491
Trading account gains and feesNANA
Additional Noninterest Income$825,0002,134
Total noninterest expense$5,593,0002,363
Salaries and employee benefits$3,465,0002,226
Premises and equipment expense$601,0002,359
Additional noninterest expense$1,527,0002,537
Pre-tax net operating income$7,077,0001,123
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$7,077,000997
Extraordinary gains, net$011
Net income$7,077,000998
Minority interest net income$072
Net income of bank and minority interests.$7,077,000998
Net charge-offs$98,0001,777
Cash dividends$5,275,000583
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,077,000978
2019-06-30 (YTD Data)Rank
Total interest income$10,899,0001,419
Total interest expense$3,170,0001,002
Net interest income$7,729,0001,574
Provision for loan and lease losses$03,685
Total noninterest income$768,0002,239
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$136,0002,789
Trading account gains and feesNANA
Additional Noninterest Income$632,0001,959
Total noninterest expense$3,791,0002,351
Salaries and employee benefits$2,277,0002,255
Premises and equipment expense$413,0002,326
Additional noninterest expense$1,101,0002,424
Pre-tax net operating income$4,706,0001,098
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$4,706,000970
Extraordinary gains, net$011
Net income$4,706,000970
Minority interest net income$069
Net income of bank and minority interests.$4,706,000970
Net charge-offs$98,0001,422
Cash dividends$2,850,000676
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,706,000949
2019-03-31 (YTD Data)Rank
Total interest income$5,355,0001,442
Total interest expense$1,517,0001,009
Net interest income$3,838,0001,591
Provision for loan and lease losses$03,406
Total noninterest income$234,0002,855
Gross Fiduciary activities income$0972
Service charges on deposit accounts$69,0002,769
Trading account gains and feesNANA
Additional Noninterest Income$165,0002,648
Total noninterest expense$1,908,0002,346
Salaries and employee benefits$1,122,0002,299
Premises and equipment expense$219,0002,273
Additional noninterest expense$567,0002,363
Pre-tax net operating income$2,164,0001,145
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,164,0001,014
Extraordinary gains, net$05
Net income$2,164,0001,013
Minority interest net income$052
Net income of bank and minority interests.$2,164,0001,013
Net charge-offs$02,740
Cash dividends$1,900,000534
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,164,000993
2018-12-31 (YTD Data)Rank
Total interest income$20,172,0001,443
Total interest expense$4,508,0001,018
Net interest income$15,664,0001,535
Provision for loan and lease losses$352,0001,798
Total noninterest income$1,020,0002,841
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$321,0002,642
Trading account gains and feesNANA
Additional Noninterest Income$699,0002,654
Total noninterest expense$7,458,0002,367
Salaries and employee benefits$4,848,0002,148
Premises and equipment expense$732,0002,494
Additional noninterest expense$1,878,0002,699
Pre-tax net operating income$8,874,0001,139
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$8,874,0001,021
Extraordinary gains, net$06
Net income$8,874,0001,020
Minority interest net income$072
Net income of bank and minority interests.$8,874,0001,020
Net charge-offs$12,0003,283
Cash dividends$6,475,000595
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,874,0001,020
2018-09-30 (YTD Data)Rank
Total interest income$15,039,0001,432
Total interest expense$3,210,0001,000
Net interest income$11,829,0001,519
Provision for loan and lease losses$273,0001,662
Total noninterest income$772,0002,842
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$240,0002,658
Trading account gains and feesNANA
Additional Noninterest Income$532,0002,672
Total noninterest expense$5,398,0002,428
Salaries and employee benefits$3,430,0002,239
Premises and equipment expense$538,0002,550
Additional noninterest expense$1,430,0002,687
Pre-tax net operating income$6,930,0001,108
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$6,930,000986
Extraordinary gains, net$05
Net income$6,930,000985
Minority interest net income$066
Net income of bank and minority interests.$6,930,000985
Net charge-offs$12,0002,922
Cash dividends$3,800,000668
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,930,000980
2018-06-30 (YTD Data)Rank
Total interest income$9,962,0001,413
Total interest expense$2,024,000984
Net interest income$7,938,0001,508
Provision for loan and lease losses$181,0001,596
Total noninterest income$517,0002,842
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$157,0002,694
Trading account gains and feesNANA
Additional Noninterest Income$360,0002,664
Total noninterest expense$3,523,0002,481
Salaries and employee benefits$2,201,0002,316
Premises and equipment expense$357,0002,567
Additional noninterest expense$965,0002,683
Pre-tax net operating income$4,751,0001,071
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$4,751,000958
Extraordinary gains, net$06
Net income$4,751,000956
Minority interest net income$065
Net income of bank and minority interests.$4,751,000957
Net charge-offs$12,0002,509
Cash dividends$2,375,000671
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,751,000949
2018-03-31 (YTD Data)Rank
Total interest income$4,951,0001,410
Total interest expense$956,000983
Net interest income$3,995,0001,501
Provision for loan and lease losses$90,0001,532
Total noninterest income$280,0002,715
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$75,0002,780
Trading account gains and feesNANA
Additional Noninterest Income$205,0002,447
Total noninterest expense$1,769,0002,497
Salaries and employee benefits$1,094,0002,356
Premises and equipment expense$186,0002,551
Additional noninterest expense$489,0002,676
Pre-tax net operating income$2,416,0001,025
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$2,416,000903
Extraordinary gains, net$07
Net income$2,416,000903
Minority interest net income$052
Net income of bank and minority interests.$2,416,000903
Net charge-offs$12,0001,889
Cash dividends$950,000761
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,416,000897
2017-12-31 (YTD Data)Rank
Total interest income$18,783,0001,427
Total interest expense$3,227,0001,005
Net interest income$15,556,0001,503
Provision for loan and lease losses$451,0001,536
Total noninterest income$1,039,0002,894
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$312,0002,795
Trading account gains and feesNANA
Additional Noninterest Income$727,0002,681
Total noninterest expense$7,382,0002,424
Salaries and employee benefits$4,354,0002,329
Premises and equipment expense$747,0002,556
Additional noninterest expense$2,281,0002,413
Pre-tax net operating income$8,762,0001,099
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$8,762,000833
Extraordinary gains, net$09
Net income$8,762,000834
Minority interest net income$076
Net income of bank and minority interests.$8,762,000833
Net charge-offs$72,0002,718
Cash dividends$6,175,000552
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,762,000821
2017-09-30 (YTD Data)Rank
Total interest income$13,832,0001,450
Total interest expense$2,325,0001,033
Net interest income$11,507,0001,523
Provision for loan and lease losses$359,0001,464
Total noninterest income$742,0002,983
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$220,0002,922
Trading account gains and feesNANA
Additional Noninterest Income$522,0002,759
Total noninterest expense$5,537,0002,423
Salaries and employee benefits$3,232,0002,350
Premises and equipment expense$561,0002,571
Additional noninterest expense$1,744,0002,384
Pre-tax net operating income$6,353,0001,156
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$6,353,000932
Extraordinary gains, net$09
Net income$6,353,000932
Minority interest net income$071
Net income of bank and minority interests.$6,353,000932
Net charge-offs$72,0002,181
Cash dividends$4,275,000572
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,353,000916
2017-06-30 (YTD Data)Rank
Total interest income$9,083,0001,457
Total interest expense$1,498,0001,037
Net interest income$7,585,0001,523
Provision for loan and lease losses$266,0001,317
Total noninterest income$457,0003,109
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$137,0003,022
Trading account gains and fees$0139
Additional Noninterest Income$320,0002,855
Total noninterest expense$3,780,0002,383
Salaries and employee benefits$2,191,0002,343
Premises and equipment expense$383,0002,547
Additional noninterest expense$1,206,0002,316
Pre-tax net operating income$3,996,0001,198
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$3,996,000968
Extraordinary gains, net$011
Net income$3,996,000969
Minority interest net income$071
Net income of bank and minority interests.$3,996,000968
Net charge-offs$71,0001,745
Cash dividends$2,850,000566
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,996,000958
2017-03-31 (YTD Data)Rank
Total interest income$4,461,0001,475
Total interest expense$720,0001,051
Net interest income$3,741,0001,538
Provision for loan and lease losses$135,0001,235
Total noninterest income$238,0003,046
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$66,0003,076
Trading account gains and fees$0142
Additional Noninterest Income$172,0002,758
Total noninterest expense$1,870,0002,433
Salaries and employee benefits$1,105,0002,342
Premises and equipment expense$200,0002,509
Additional noninterest expense$565,0002,429
Pre-tax net operating income$1,974,0001,182
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,974,000954
Extraordinary gains, net$08
Net income$1,974,000955
Minority interest net income$055
Net income of bank and minority interests.$1,974,000954
Net charge-offs$7,0002,334
Cash dividends$1,425,000542
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,974,000941
2016-12-31 (YTD Data)Rank
Total interest income$17,684,0001,442
Total interest expense$2,899,0001,000
Net interest income$14,785,0001,513
Provision for loan and lease losses$549,0001,392
Total noninterest income$973,0003,083
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$277,0003,075
Trading account gains and fees$0170
Additional Noninterest Income$696,0002,834
Total noninterest expense$6,957,0002,564
Salaries and employee benefits$4,237,0002,391
Premises and equipment expense$731,0002,639
Additional noninterest expense$1,989,0002,777
Pre-tax net operating income$8,252,0001,074
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$8,252,000900
Extraordinary gains, net$05
Net income$8,252,000899
Minority interest net income$082
Net income of bank and minority interests.$8,252,000899
Net charge-offs$13,0003,794
Cash dividends$12,950,000302
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,252,000872
2016-09-30 (YTD Data)Rank
Total interest income$13,138,0001,456
Total interest expense$2,168,0001,000
Net interest income$10,970,0001,531
Provision for loan and lease losses$411,0001,332
Total noninterest income$654,0003,264
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$210,0003,072
Trading account gains and fees$0169
Additional Noninterest Income$444,0003,040
Total noninterest expense$5,121,0002,590
Salaries and employee benefits$3,145,0002,400
Premises and equipment expense$533,0002,716
Additional noninterest expense$1,443,0002,825
Pre-tax net operating income$6,092,0001,108
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$6,092,000910
Extraordinary gains, net$05
Net income$6,092,000909
Minority interest net income$071
Net income of bank and minority interests.$6,092,000910
Net charge-offs$15,0003,287
Cash dividends$3,600,000659
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,092,000888
2016-06-30 (YTD Data)Rank
Total interest income$8,757,0001,451
Total interest expense$1,435,0001,003
Net interest income$7,322,0001,530
Provision for loan and lease losses$273,0001,351
Total noninterest income$438,0003,256
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$137,0003,113
Trading account gains and fees$0157
Additional Noninterest Income$301,0003,018
Total noninterest expense$3,420,0002,608
Salaries and employee benefits$2,102,0002,407
Premises and equipment expense$360,0002,712
Additional noninterest expense$958,0002,836
Pre-tax net operating income$4,067,0001,092
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$4,067,000900
Extraordinary gains, net$016
Net income$4,067,000898
Minority interest net income$071
Net income of bank and minority interests.$4,067,000899
Net charge-offs$-3,0004,597
Cash dividends$2,400,000662
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,067,000876
2016-03-31 (YTD Data)Rank
Total interest income$4,406,0001,438
Total interest expense$722,000995
Net interest income$3,684,0001,518
Provision for loan and lease losses$136,0001,282
Total noninterest income$209,0003,300
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$65,0003,192
Trading account gains and fees$0142
Additional Noninterest Income$144,0003,033
Total noninterest expense$1,706,0002,616
Salaries and employee benefits$1,057,0002,412
Premises and equipment expense$185,0002,693
Additional noninterest expense$464,0002,912
Pre-tax net operating income$2,051,0001,068
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$2,051,000864
Extraordinary gains, net$012
Net income$2,051,000865
Minority interest net income$062
Net income of bank and minority interests.$2,051,000865
Net charge-offs$-2,0004,420
Cash dividends$1,200,000635
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,051,000844
2015-12-31 (YTD Data)Rank
Total interest income$17,346,0001,430
Total interest expense$2,968,000946
Net interest income$14,378,0001,532
Provision for loan and lease losses$365,0001,687
Total noninterest income$892,0003,274
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$272,0003,213
Trading account gains and fees$0159
Additional Noninterest Income$620,0002,996
Total noninterest expense$6,812,0002,605
Salaries and employee benefits$4,211,0002,378
Premises and equipment expense$718,0002,771
Additional noninterest expense$1,883,0002,912
Pre-tax net operating income$8,093,0001,066
Securities gains (losses)$11,0002,544
Applicable income taxes$04,402
Income before extraordinary items$8,104,000879
Extraordinary gains, net$023
Net income$8,104,000879
Minority interest net income$081
Net income of bank and minority interests.$8,104,000879
Net charge-offs$35,0003,482
Cash dividends$4,800,000691
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,093,000862
2015-09-30 (YTD Data)Rank
Total interest income$12,980,0001,440
Total interest expense$2,240,000942
Net interest income$10,740,0001,551
Provision for loan and lease losses$273,0001,603
Total noninterest income$683,0003,239
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$207,0003,205
Trading account gains and fees$0153
Additional Noninterest Income$476,0002,978
Total noninterest expense$5,110,0002,616
Salaries and employee benefits$3,163,0002,376
Premises and equipment expense$546,0002,792
Additional noninterest expense$1,401,0002,938
Pre-tax net operating income$6,040,0001,084
Securities gains (losses)$11,0002,316
Applicable income taxes$04,489
Income before extraordinary items$6,051,000891
Extraordinary gains, net$021
Net income$6,051,000892
Minority interest net income$078
Net income of bank and minority interests.$6,051,000891
Net charge-offs$37,0002,992
Cash dividends$3,600,000624
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,040,000866
2015-06-30 (YTD Data)Rank
Total interest income$8,578,0001,460
Total interest expense$1,500,000945
Net interest income$7,078,0001,568
Provision for loan and lease losses$181,0001,598
Total noninterest income$458,0003,243
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$132,0003,262
Trading account gains and fees$0157
Additional Noninterest Income$326,0002,956
Total noninterest expense$3,430,0002,640
Salaries and employee benefits$2,127,0002,374
Premises and equipment expense$377,0002,726
Additional noninterest expense$926,0002,982
Pre-tax net operating income$3,925,0001,104
Securities gains (losses)$11,0001,976
Applicable income taxes$04,497
Income before extraordinary items$3,936,000906
Extraordinary gains, net$022
Net income$3,936,000905
Minority interest net income$075
Net income of bank and minority interests.$3,936,000906
Net charge-offs$37,0002,563
Cash dividends$2,400,000611
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,925,000880
2015-03-31 (YTD Data)Rank
Total interest income$4,288,0001,456
Total interest expense$749,000962
Net interest income$3,539,0001,563
Provision for loan and lease losses$90,0001,532
Total noninterest income$234,0003,149
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$65,0003,257
Trading account gains and fees$0152
Additional Noninterest Income$169,0002,858
Total noninterest expense$1,680,0002,677
Salaries and employee benefits$1,051,0002,414
Premises and equipment expense$192,0002,724
Additional noninterest expense$437,0003,095
Pre-tax net operating income$2,003,0001,061
Securities gains (losses)$11,0001,447
Applicable income taxes$04,400
Income before extraordinary items$2,014,000866
Extraordinary gains, net$013
Net income$2,014,000866
Minority interest net income$064
Net income of bank and minority interests.$2,014,000866
Net charge-offs$2,0002,999
Cash dividends$1,200,000567
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,003,000841
2014-12-31 (YTD Data)Rank
Total interest income$17,010,0001,469
Total interest expense$3,430,000869
Net interest income$13,580,0001,632
Provision for loan and lease losses$533,0001,398
Total noninterest income$494,0004,296
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$364,0002,867
Trading account gains and fees$0180
Additional Noninterest Income$130,0005,002
Total noninterest expense$6,980,0002,626
Salaries and employee benefits$4,079,0002,447
Premises and equipment expense$784,0002,703
Additional noninterest expense$2,117,0002,752
Pre-tax net operating income$6,561,0001,218
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$6,561,0001,013
Extraordinary gains, net$017
Net income$6,561,0001,012
Minority interest net income$084
Net income of bank and minority interests.$6,561,0001,012
Net charge-offs$112,0003,069
Cash dividends$4,800,000627
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,561,000989
2014-09-30 (YTD Data)Rank
Total interest income$12,732,0001,483
Total interest expense$2,568,000886
Net interest income$10,164,0001,632
Provision for loan and lease losses$441,0001,299
Total noninterest income$434,0004,088
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$283,0002,819
Trading account gains and fees$0174
Additional Noninterest Income$151,0004,558
Total noninterest expense$5,270,0002,600
Salaries and employee benefits$3,046,0002,460
Premises and equipment expense$595,0002,703
Additional noninterest expense$1,629,0002,710
Pre-tax net operating income$4,887,0001,248
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$4,887,0001,021
Extraordinary gains, net$015
Net income$4,887,0001,021
Minority interest net income$081
Net income of bank and minority interests.$4,887,0001,021
Net charge-offs$69,0003,016
Cash dividends$3,600,000585
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,887,0001,002
2014-06-30 (YTD Data)Rank
Total interest income$8,494,0001,476
Total interest expense$1,726,000878
Net interest income$6,768,0001,625
Provision for loan and lease losses$349,0001,119
Total noninterest income$318,0003,925
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$182,0002,881
Trading account gains and fees$0172
Additional Noninterest Income$136,0004,170
Total noninterest expense$3,573,0002,576
Salaries and employee benefits$2,035,0002,465
Premises and equipment expense$402,0002,703
Additional noninterest expense$1,136,0002,602
Pre-tax net operating income$3,164,0001,244
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$3,164,0001,019
Extraordinary gains, net$020
Net income$3,164,0001,019
Minority interest net income$080
Net income of bank and minority interests.$3,164,0001,020
Net charge-offs$66,0002,543
Cash dividends$2,400,000563
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,164,000998
2014-03-31 (YTD Data)Rank
Total interest income$4,253,0001,477
Total interest expense$869,000880
Net interest income$3,384,0001,624
Provision for loan and lease losses$180,0001,066
Total noninterest income$142,0004,066
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$87,0002,933
Trading account gains and fees$0147
Additional Noninterest Income$55,0004,432
Total noninterest expense$1,786,0002,583
Salaries and employee benefits$1,017,0002,465
Premises and equipment expense$215,0002,610
Additional noninterest expense$554,0002,668
Pre-tax net operating income$1,560,0001,209
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,560,0001,000
Extraordinary gains, net$016
Net income$1,560,0001,000
Minority interest net income$066
Net income of bank and minority interests.$1,560,0001,001
Net charge-offs$68,0001,622
Cash dividends$1,200,000517
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,560,000981
2013-12-31 (YTD Data)Rank
Total interest income$17,270,0001,465
Total interest expense$3,823,000892
Net interest income$13,447,0001,612
Provision for loan and lease losses$470,0001,925
Total noninterest income$905,0003,395
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$383,0002,907
Trading account gains and fees$0184
Additional Noninterest Income$522,0003,298
Total noninterest expense$7,108,0002,597
Salaries and employee benefits$3,963,0002,498
Premises and equipment expense$775,0002,759
Additional noninterest expense$2,370,0002,581
Pre-tax net operating income$6,774,0001,102
Securities gains (losses)$17,0002,417
Applicable income taxes$04,631
Income before extraordinary items$6,791,000918
Extraordinary gains, net$029
Net income$6,791,000919
Minority interest net income$090
Net income of bank and minority interests.$6,791,000919
Net charge-offs$1,750,000837
Cash dividends$4,800,000592
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,774,000897
2013-09-30 (YTD Data)Rank
Total interest income$12,901,0001,475
Total interest expense$2,911,000910
Net interest income$9,990,0001,625
Provision for loan and lease losses$286,0002,137
Total noninterest income$719,0003,330
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$291,0002,892
Trading account gains and fees$0180
Additional Noninterest Income$428,0003,252
Total noninterest expense$5,354,0002,596
Salaries and employee benefits$2,943,0002,528
Premises and equipment expense$583,0002,782
Additional noninterest expense$1,828,0002,502
Pre-tax net operating income$5,069,0001,126
Securities gains (losses)$17,0002,288
Applicable income taxes$04,713
Income before extraordinary items$5,086,000921
Extraordinary gains, net$025
Net income$5,086,000923
Minority interest net income$084
Net income of bank and minority interests.$5,086,000923
Net charge-offs$1,753,000657
Cash dividends$3,600,000553
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,069,000904
2013-06-30 (YTD Data)Rank
Total interest income$8,553,0001,477
Total interest expense$1,982,000912
Net interest income$6,571,0001,639
Provision for loan and lease losses$181,0002,222
Total noninterest income$473,0003,392
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$189,0002,909
Trading account gains and fees$0157
Additional Noninterest Income$284,0003,287
Total noninterest expense$3,600,0002,582
Salaries and employee benefits$1,970,0002,525
Premises and equipment expense$390,0002,793
Additional noninterest expense$1,240,0002,462
Pre-tax net operating income$3,263,0001,140
Securities gains (losses)$17,0002,091
Applicable income taxes$04,679
Income before extraordinary items$3,280,000937
Extraordinary gains, net$022
Net income$3,280,000938
Minority interest net income$082
Net income of bank and minority interests.$3,280,000940
Net charge-offs$465,0001,310
Cash dividends$2,400,000536
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,263,000904
2013-03-31 (YTD Data)Rank
Total interest income$4,339,0001,472
Total interest expense$1,015,000925
Net interest income$3,324,0001,627
Provision for loan and lease losses$90,0002,172
Total noninterest income$210,0003,573
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$86,0003,095
Trading account gains and fees$0148
Additional Noninterest Income$124,0003,449
Total noninterest expense$1,789,0002,616
Salaries and employee benefits$984,0002,543
Premises and equipment expense$202,0002,751
Additional noninterest expense$603,0002,535
Pre-tax net operating income$1,655,0001,107
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,655,000919
Extraordinary gains, net$010
Net income$1,655,000920
Minority interest net income$076
Net income of bank and minority interests.$1,655,000921
Net charge-offs$-2,0005,471
Cash dividends$1,200,000455
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,655,000873
2012-12-31 (YTD Data)Rank
Total interest income$18,897,0001,410
Total interest expense$4,647,000979
Net interest income$14,250,0001,545
Provision for loan and lease losses$1,366,0001,418
Total noninterest income$754,0003,753
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$396,0002,952
Trading account gains and fees$0166
Additional Noninterest Income$358,0003,793
Total noninterest expense$6,807,0002,729
Salaries and employee benefits$3,830,0002,555
Premises and equipment expense$801,0002,749
Additional noninterest expense$2,176,0002,896
Pre-tax net operating income$6,831,0001,041
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$6,831,000876
Extraordinary gains, net$029
Net income$6,831,000876
Minority interest net income$093
Net income of bank and minority interests.$6,831,000876
Net charge-offs$1,340,0001,500
Cash dividends$4,500,000632
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,831,000816
2012-09-30 (YTD Data)Rank
Total interest income$14,408,0001,418
Total interest expense$3,552,0001,005
Net interest income$10,856,0001,529
Provision for loan and lease losses$1,274,0001,221
Total noninterest income$895,0002,987
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$296,0002,995
Trading account gains and fees$0157
Additional Noninterest Income$599,0002,680
Total noninterest expense$5,059,0002,758
Salaries and employee benefits$2,890,0002,554
Premises and equipment expense$592,0002,805
Additional noninterest expense$1,577,0002,984
Pre-tax net operating income$5,418,000999
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$5,418,000837
Extraordinary gains, net$020
Net income$5,418,000835
Minority interest net income$086
Net income of bank and minority interests.$5,418,000837
Net charge-offs$236,0003,109
Cash dividends$3,300,000508
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,418,000781
2012-06-30 (YTD Data)Rank
Total interest income$9,808,0001,398
Total interest expense$2,411,0001,020
Net interest income$7,397,0001,513
Provision for loan and lease losses$182,0003,097
Total noninterest income$606,0002,918
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$187,0003,083
Trading account gains and fees$0153
Additional Noninterest Income$419,0002,579
Total noninterest expense$3,361,0002,774
Salaries and employee benefits$1,922,0002,557
Premises and equipment expense$399,0002,774
Additional noninterest expense$1,040,0003,027
Pre-tax net operating income$4,460,000822
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$4,460,000685
Extraordinary gains, net$019
Net income$4,460,000684
Minority interest net income$084
Net income of bank and minority interests.$4,460,000685
Net charge-offs$70,0003,740
Cash dividends$2,100,000500
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,460,000656
2012-03-31 (YTD Data)Rank
Total interest income$5,002,0001,379
Total interest expense$1,236,0001,031
Net interest income$3,766,0001,479
Provision for loan and lease losses$91,0002,985
Total noninterest income$302,0002,944
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$92,0003,114
Trading account gains and fees$0148
Additional Noninterest Income$210,0002,582
Total noninterest expense$1,663,0002,804
Salaries and employee benefits$962,0002,573
Premises and equipment expense$211,0002,689
Additional noninterest expense$490,0003,138
Pre-tax net operating income$2,314,000791
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$2,314,000658
Extraordinary gains, net$019
Net income$2,314,000659
Minority interest net income$078
Net income of bank and minority interests.$2,314,000659
Net charge-offs$-3,0006,199
Cash dividends$1,050,000444
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,314,000639
2011-12-31 (YTD Data)Rank
Total interest income$20,608,0001,384
Total interest expense$5,624,0001,068
Net interest income$14,984,0001,481
Provision for loan and lease losses$665,0003,021
Total noninterest income$449,0004,568
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$390,0003,083
Trading account gains and fees$0146
Additional Noninterest Income$59,0005,802
Total noninterest expense$6,526,0002,840
Salaries and employee benefits$3,711,0002,592
Premises and equipment expense$771,0002,995
Additional noninterest expense$2,044,0003,077
Pre-tax net operating income$8,242,000739
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$8,242,000621
Extraordinary gains, net$029
Net income$8,242,000620
Minority interest net income$096
Net income of bank and minority interests.$8,242,000621
Net charge-offs$311,0003,765
Cash dividends$4,200,000496
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$8,242,000602
2011-09-30 (YTD Data)Rank
Total interest income$15,591,0001,392
Total interest expense$4,281,0001,103
Net interest income$11,310,0001,477
Provision for loan and lease losses$273,0003,742
Total noninterest income$618,0003,460
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$285,0003,128
Trading account gains and fees$0145
Additional Noninterest Income$333,0003,314
Total noninterest expense$4,914,0002,835
Salaries and employee benefits$2,770,0002,602
Premises and equipment expense$576,0003,021
Additional noninterest expense$1,568,0003,025
Pre-tax net operating income$6,741,000705
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$6,741,000608
Extraordinary gains, net$021
Net income$6,741,000604
Minority interest net income$087
Net income of bank and minority interests.$6,741,000608
Net charge-offs$-22,0007,130
Cash dividends$3,150,000432
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,741,000586
2011-06-30 (YTD Data)Rank
Total interest income$10,370,0001,415
Total interest expense$2,864,0001,137
Net interest income$7,506,0001,486
Provision for loan and lease losses$181,0003,654
Total noninterest income$425,0003,434
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$178,0003,242
Trading account gains and fees$0153
Additional Noninterest Income$247,0003,174
Total noninterest expense$3,267,0002,862
Salaries and employee benefits$1,837,0002,622
Premises and equipment expense$381,0003,055
Additional noninterest expense$1,049,0003,084
Pre-tax net operating income$4,483,000701
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$4,483,000586
Extraordinary gains, net$015
Net income$4,483,000582
Minority interest net income$089
Net income of bank and minority interests.$4,483,000586
Net charge-offs$-29,0007,224
Cash dividends$2,100,000404
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,483,000575
2011-03-31 (YTD Data)Rank
Total interest income$5,170,0001,416
Total interest expense$1,434,0001,169
Net interest income$3,736,0001,494
Provision for loan and lease losses$90,0003,467
Total noninterest income$208,0003,502
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$81,0003,410
Trading account gains and fees$0158
Additional Noninterest Income$127,0003,175
Total noninterest expense$1,657,0002,831
Salaries and employee benefits$934,0002,592
Premises and equipment expense$199,0003,013
Additional noninterest expense$524,0003,060
Pre-tax net operating income$2,197,000718
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$2,197,000595
Extraordinary gains, net$09
Net income$2,197,000594
Minority interest net income$086
Net income of bank and minority interests.$2,197,000595
Net charge-offs$05,107
Cash dividends$1,050,000364
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,197,000582
2010-12-31 (YTD Data)Rank
Total interest income$20,220,0001,526
Total interest expense$6,265,0001,319
Net interest income$13,955,0001,601
Provision for loan and lease losses$365,0004,575
Total noninterest income$515,0004,507
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$403,0003,064
Trading account gains and fees$0175
Additional Noninterest Income$112,0005,309
Total noninterest expense$6,489,0002,911
Salaries and employee benefits$3,504,0002,724
Premises and equipment expense$803,0002,981
Additional noninterest expense$2,182,0003,003
Pre-tax net operating income$7,616,000706
Securities gains (losses)$-350,0007,379
Applicable income taxes$04,655
Income before extraordinary items$7,266,000618
Extraordinary gains, net$029
Net income$7,266,000615
Minority interest net income$0111
Net income of bank and minority interests.$7,266,000619
Net charge-offs$-108,0007,603
Cash dividends$4,350,000382
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,616,000563
2010-09-30 (YTD Data)Rank
Total interest income$15,010,0001,574
Total interest expense$4,760,0001,350
Net interest income$10,250,0001,646
Provision for loan and lease losses$273,0004,445
Total noninterest income$356,0004,746
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$309,0003,096
Trading account gains and fees$0165
Additional Noninterest Income$47,0006,050
Total noninterest expense$4,830,0002,927
Salaries and employee benefits$2,616,0002,744
Premises and equipment expense$600,0003,030
Additional noninterest expense$1,614,0003,010
Pre-tax net operating income$5,503,000771
Securities gains (losses)$-100,0007,400
Applicable income taxes$04,726
Income before extraordinary items$5,403,000643
Extraordinary gains, net$023
Net income$5,403,000641
Minority interest net income$0110
Net income of bank and minority interests.$5,403,000643
Net charge-offs$-119,0007,704
Cash dividends$2,850,000385
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,503,000601
2010-06-30 (YTD Data)Rank
Total interest income$9,876,0001,609
Total interest expense$3,202,0001,401
Net interest income$6,674,0001,693
Provision for loan and lease losses$181,0004,353
Total noninterest income$67,0006,576
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$204,0003,127
Trading account gains and fees$0152
Additional Noninterest Income$-137,0007,559
Total noninterest expense$3,206,0002,947
Salaries and employee benefits$1,749,0002,753
Premises and equipment expense$402,0003,047
Additional noninterest expense$1,055,0003,053
Pre-tax net operating income$3,354,000826
Securities gains (losses)$-100,0007,513
Applicable income taxes$04,691
Income before extraordinary items$3,254,000693
Extraordinary gains, net$019
Net income$3,254,000692
Minority interest net income$0105
Net income of bank and minority interests.$3,254,000693
Net charge-offs$-201,0007,793
Cash dividends$1,800,000394
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,354,000651
2010-03-31 (YTD Data)Rank
Total interest income$4,908,0001,642
Total interest expense$1,613,0001,463
Net interest income$3,295,0001,723
Provision for loan and lease losses$90,0004,075
Total noninterest income$247,0003,226
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$101,0003,126
Trading account gains and fees$0175
Additional Noninterest Income$146,0002,890
Total noninterest expense$1,607,0002,963
Salaries and employee benefits$882,0002,781
Premises and equipment expense$211,0003,000
Additional noninterest expense$514,0003,104
Pre-tax net operating income$1,845,000733
Securities gains (losses)$-52,0007,634
Applicable income taxes$04,611
Income before extraordinary items$1,793,000625
Extraordinary gains, net$016
Net income$1,793,000629
Minority interest net income$091
Net income of bank and minority interests.$1,793,000629
Net charge-offs$7,0005,008
Cash dividends$900,000379
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,845,000589
2009-12-31 (YTD Data)Rank
Total interest income$19,614,0001,743
Total interest expense$7,481,0001,573
Net interest income$12,133,0001,827
Provision for loan and lease losses$1,157,0003,270
Total noninterest income$795,0003,778
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$425,0003,213
Trading account gains and fees$0211
Additional Noninterest Income$370,0003,666
Total noninterest expense$6,504,0002,981
Salaries and employee benefits$3,405,0002,854
Premises and equipment expense$825,0003,052
Additional noninterest expense$2,274,0002,987
Pre-tax net operating income$5,267,000800
Securities gains (losses)$-110,0007,301
Applicable income taxes$04,388
Income before extraordinary items$5,157,000658
Extraordinary gains, net$034
Net income$5,157,000657
Minority interest net income$0115
Net income of bank and minority interests.$5,157,000658
Net charge-offs$894,0003,003
Cash dividends$3,600,000481
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,267,000645
2009-09-30 (YTD Data)Rank
Total interest income$14,698,0001,771
Total interest expense$5,697,0001,625
Net interest income$9,001,0001,844
Provision for loan and lease losses$234,0004,940
Total noninterest income$547,0004,040
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$312,0003,268
Trading account gains and fees$0212
Additional Noninterest Income$235,0004,004
Total noninterest expense$4,907,0002,961
Salaries and employee benefits$2,568,0002,869
Premises and equipment expense$627,0003,047
Additional noninterest expense$1,712,0002,947
Pre-tax net operating income$4,407,000774
Securities gains (losses)$-33,0007,330
Applicable income taxes$04,592
Income before extraordinary items$4,374,000618
Extraordinary gains, net$027
Net income$4,374,000618
Minority interest net income$0118
Net income of bank and minority interests.$4,374,000620
Net charge-offs$113,0004,947
Cash dividends$2,700,000464
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,407,000607
2009-06-30 (YTD Data)Rank
Total interest income$9,709,0001,813
Total interest expense$3,842,0001,692
Net interest income$5,867,0001,878
Provision for loan and lease losses$156,0004,691
Total noninterest income$453,0003,610
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$198,0003,335
Trading account gains and fees$0193
Additional Noninterest Income$255,0003,264
Total noninterest expense$3,326,0002,949
Salaries and employee benefits$1,709,0002,903
Premises and equipment expense$423,0003,039
Additional noninterest expense$1,194,0002,844
Pre-tax net operating income$2,838,000818
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$2,838,000645
Extraordinary gains, net$021
Net income$2,838,000644
Minority interest net income$0112
Net income of bank and minority interests.$2,838,000646
Net charge-offs$45,0005,014
Cash dividends$1,800,000492
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,838,000628
2009-03-31 (YTD Data)Rank
Total interest income$4,817,0001,850
Total interest expense$1,981,0001,714
Net interest income$2,836,0001,926
Provision for loan and lease losses$78,0004,265
Total noninterest income$352,0002,717
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$95,0003,361
Trading account gains and fees$0171
Additional Noninterest Income$257,0002,169
Total noninterest expense$1,660,0002,882
Salaries and employee benefits$850,0002,952
Premises and equipment expense$220,0003,005
Additional noninterest expense$590,0002,604
Pre-tax net operating income$1,450,000883
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$1,450,000716
Extraordinary gains, net$015
Net income$1,450,000716
Minority interest net income$0102
Net income of bank and minority interests.$1,450,000718
Net charge-offs$5,0005,094
Cash dividends$900,000500
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,450,000667
2008-12-31 (YTD Data)Rank
Total interest income$20,364,0001,880
Total interest expense$10,007,0001,620
Net interest income$10,357,0002,145
Provision for loan and lease losses$318,0004,530
Total noninterest income$777,0003,933
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$367,0003,627
Trading account gains and fees$0154
Additional Noninterest Income$410,0003,539
Total noninterest expense$5,815,0003,172
Salaries and employee benefits$3,248,0003,040
Premises and equipment expense$894,0002,886
Additional noninterest expense$1,673,0003,339
Pre-tax net operating income$5,001,0001,105
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$5,001,000814
Extraordinary gains, net$039
Net income$5,001,000814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0004,351
Cash dividends$3,600,000768
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,001,000876
2008-09-30 (YTD Data)Rank
Total interest income$15,359,0001,912
Total interest expense$7,781,0001,622
Net interest income$7,578,0002,218
Provision for loan and lease losses$240,0003,905
Total noninterest income$579,0004,035
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$273,0003,668
Trading account gains and fees$0148
Additional Noninterest Income$306,0003,657
Total noninterest expense$4,309,0003,178
Salaries and employee benefits$2,428,0003,074
Premises and equipment expense$673,0002,909
Additional noninterest expense$1,208,0003,374
Pre-tax net operating income$3,608,0001,367
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$3,608,0001,018
Extraordinary gains, net$031
Net income$3,608,0001,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0004,115
Cash dividends$2,700,000787
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,608,0001,080
2008-06-30 (YTD Data)Rank
Total interest income$10,241,0001,931
Total interest expense$5,342,0001,642
Net interest income$4,899,0002,260
Provision for loan and lease losses$156,0003,542
Total noninterest income$367,0004,188
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$172,0003,789
Trading account gains and fees$0149
Additional Noninterest Income$195,0003,822
Total noninterest expense$2,841,0003,228
Salaries and employee benefits$1,614,0003,111
Premises and equipment expense$447,0002,923
Additional noninterest expense$780,0003,426
Pre-tax net operating income$2,269,0001,508
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$2,269,0001,220
Extraordinary gains, net$021
Net income$2,269,0001,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,124
Cash dividends$1,800,000850
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,269,0001,202
2008-03-31 (YTD Data)Rank
Total interest income$5,184,0001,960
Total interest expense$2,734,0001,717
Net interest income$2,450,0002,256
Provision for loan and lease losses$78,0003,090
Total noninterest income$199,0004,009
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$80,0003,888
Trading account gains and fees$0158
Additional Noninterest Income$119,0003,459
Total noninterest expense$1,414,0003,238
Salaries and employee benefits$795,0003,184
Premises and equipment expense$230,0002,853
Additional noninterest expense$389,0003,399
Pre-tax net operating income$1,157,0001,575
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,157,0001,303
Extraordinary gains, net$015
Net income$1,157,0001,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0003,284
Cash dividends$900,000823
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,157,0001,267
2007-12-31 (YTD Data)Rank
Total interest income$20,452,0002,051
Total interest expense$10,815,0001,840
Net interest income$9,637,0002,313
Provision for loan and lease losses$208,0003,800
Total noninterest income$804,0003,997
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$361,0003,724
Trading account gains and fees$0178
Additional Noninterest Income$443,0003,544
Total noninterest expense$5,090,0003,394
Salaries and employee benefits$3,009,0003,218
Premises and equipment expense$786,0003,118
Additional noninterest expense$1,295,0003,860
Pre-tax net operating income$5,143,0001,597
Securities gains (losses)$-15,0007,664
Applicable income taxes$06,070
Income before extraordinary items$5,128,0001,247
Extraordinary gains, net$039
Net income$5,128,0001,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0002,556
Cash dividends$3,600,0001,015
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,143,0001,237
2007-09-30 (YTD Data)Rank
Total interest income$15,177,0002,075
Total interest expense$7,963,0001,868
Net interest income$7,214,0002,331
Provision for loan and lease losses$156,0003,418
Total noninterest income$646,0003,865
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$273,0003,708
Trading account gains and fees$0184
Additional Noninterest Income$373,0003,335
Total noninterest expense$3,828,0003,369
Salaries and employee benefits$2,277,0003,178
Premises and equipment expense$591,0003,103
Additional noninterest expense$960,0003,825
Pre-tax net operating income$3,876,0001,718
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$3,876,0001,317
Extraordinary gains, net$033
Net income$3,876,0001,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,960
Cash dividends$2,700,000951
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,876,0001,313
2007-06-30 (YTD Data)Rank
Total interest income$10,052,0002,100
Total interest expense$5,190,0001,901
Net interest income$4,862,0002,334
Provision for loan and lease losses$104,0003,234
Total noninterest income$436,0003,842
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$176,0003,771
Trading account gains and fees$0168
Additional Noninterest Income$260,0003,267
Total noninterest expense$2,552,0003,393
Salaries and employee benefits$1,518,0003,212
Premises and equipment expense$393,0003,132
Additional noninterest expense$641,0003,817
Pre-tax net operating income$2,642,0001,729
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,642,0001,342
Extraordinary gains, net$029
Net income$2,642,0001,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,902
Cash dividends$1,800,000968
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,642,0001,323
2007-03-31 (YTD Data)Rank
Total interest income$4,923,0002,140
Total interest expense$2,523,0001,933
Net interest income$2,400,0002,366
Provision for loan and lease losses$52,0003,040
Total noninterest income$212,0003,888
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$89,0003,686
Trading account gains and fees$0195
Additional Noninterest Income$123,0003,375
Total noninterest expense$1,267,0003,423
Salaries and employee benefits$759,0003,235
Premises and equipment expense$198,0003,140
Additional noninterest expense$310,0003,875
Pre-tax net operating income$1,293,0001,771
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,293,0001,364
Extraordinary gains, net$022
Net income$1,293,0001,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,660
Cash dividends$900,000881
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,293,0001,356
2006-12-31 (YTD Data)Rank
Total interest income$18,939,0002,085
Total interest expense$8,912,0001,870
Net interest income$10,027,0002,285
Provision for loan and lease losses$156,0003,991
Total noninterest income$881,0003,829
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$429,0003,387
Trading account gains and fees$0130
Additional Noninterest Income$452,0003,522
Total noninterest expense$5,312,0003,186
Salaries and employee benefits$3,023,0003,108
Premises and equipment expense$785,0003,056
Additional noninterest expense$1,504,0003,280
Pre-tax net operating income$5,440,0001,755
Securities gains (losses)$-79,0008,111
Applicable income taxes$06,600
Income before extraordinary items$5,361,0001,362
Extraordinary gains, net$051
Net income$5,361,0001,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0002,584
Cash dividends$2,950,0001,142
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,440,0001,330
2006-09-30 (YTD Data)Rank
Total interest income$14,028,0002,094
Total interest expense$6,467,0001,868
Net interest income$7,561,0002,294
Provision for loan and lease losses$117,0003,859
Total noninterest income$672,0003,801
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$324,0003,399
Trading account gains and fees$0126
Additional Noninterest Income$348,0003,452
Total noninterest expense$4,016,0003,162
Salaries and employee benefits$2,311,0003,047
Premises and equipment expense$599,0003,004
Additional noninterest expense$1,106,0003,346
Pre-tax net operating income$4,100,0001,800
Securities gains (losses)$-79,0008,329
Applicable income taxes$06,687
Income before extraordinary items$4,021,0001,405
Extraordinary gains, net$045
Net income$4,021,0001,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,886
Cash dividends$2,200,0001,065
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,100,0001,368
2006-06-30 (YTD Data)Rank
Total interest income$9,232,0002,088
Total interest expense$4,170,0001,840
Net interest income$5,062,0002,301
Provision for loan and lease losses$78,0003,746
Total noninterest income$443,0003,808
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$210,0003,445
Trading account gains and fees$0126
Additional Noninterest Income$233,0003,448
Total noninterest expense$2,693,0003,144
Salaries and employee benefits$1,532,0003,067
Premises and equipment expense$383,0003,107
Additional noninterest expense$778,0003,211
Pre-tax net operating income$2,734,0001,814
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$2,734,0001,374
Extraordinary gains, net$039
Net income$2,734,0001,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,063
Cash dividends$1,400,0001,103
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,734,0001,365
2006-03-31 (YTD Data)Rank
Total interest income$4,542,0002,071
Total interest expense$1,998,0001,824
Net interest income$2,544,0002,292
Provision for loan and lease losses$39,0003,587
Total noninterest income$206,0003,917
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$103,0003,410
Trading account gains and fees$0115
Additional Noninterest Income$103,0003,651
Total noninterest expense$1,352,0003,155
Salaries and employee benefits$761,0003,100
Premises and equipment expense$190,0003,138
Additional noninterest expense$401,0003,109
Pre-tax net operating income$1,359,0001,779
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,359,0001,349
Extraordinary gains, net$021
Net income$1,359,0001,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,205
Cash dividends$650,0001,078
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,359,0001,330
2005-12-31 (YTD Data)Rank
Total interest income$13,937,0002,371
Total interest expense$5,643,0001,992
Net interest income$8,294,0002,617
Provision for loan and lease losses$222,0003,415
Total noninterest income$739,0004,232
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$322,0004,015
Trading account gains and fees$0138
Additional Noninterest Income$417,0003,707
Total noninterest expense$4,193,0003,724
Salaries and employee benefits$2,567,0003,408
Premises and equipment expense$560,0003,858
Additional noninterest expense$1,066,0004,202
Pre-tax net operating income$4,618,0001,983
Securities gains (losses)$-33,0008,031
Applicable income taxes$06,964
Income before extraordinary items$4,585,0001,531
Extraordinary gains, net$046
Net income$4,585,0001,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,620
Cash dividends$9,300,000403
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,618,0001,504
2005-09-30 (YTD Data)Rank
Total interest income$9,405,0002,561
Total interest expense$3,682,0002,126
Net interest income$5,723,0002,793
Provision for loan and lease losses$222,0002,796
Total noninterest income$542,0004,311
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$196,0004,503
Trading account gains and fees$0126
Additional Noninterest Income$346,0003,545
Total noninterest expense$2,728,0004,123
Salaries and employee benefits$1,722,0003,703
Premises and equipment expense$383,0004,093
Additional noninterest expense$623,0004,989
Pre-tax net operating income$3,315,0002,062
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$3,315,0001,585
Extraordinary gains, net$035
Net income$3,315,0001,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,265
Cash dividends$900,0001,943
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,315,0001,555
2005-06-30 (YTD Data)Rank
Total interest income$6,153,0002,552
Total interest expense$2,353,0002,097
Net interest income$3,800,0002,777
Provision for loan and lease losses$150,0002,598
Total noninterest income$350,0004,371
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$122,0004,619
Trading account gains and fees$0116
Additional Noninterest Income$228,0003,531
Total noninterest expense$1,819,0004,101
Salaries and employee benefits$1,156,0003,671
Premises and equipment expense$261,0004,016
Additional noninterest expense$402,0005,061
Pre-tax net operating income$2,181,0002,052
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$2,181,0001,586
Extraordinary gains, net$030
Net income$2,181,0001,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,324
Cash dividends$800,0001,566
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,181,0001,557
2005-03-31 (YTD Data)Rank
Total interest income$3,026,0002,549
Total interest expense$1,141,0002,069
Net interest income$1,885,0002,788
Provision for loan and lease losses$72,0002,641
Total noninterest income$163,0004,492
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$55,0004,780
Trading account gains and fees$0115
Additional Noninterest Income$108,0003,584
Total noninterest expense$908,0004,135
Salaries and employee benefits$581,0003,663
Premises and equipment expense$132,0004,029
Additional noninterest expense$195,0005,175
Pre-tax net operating income$1,068,0002,057
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,068,0001,575
Extraordinary gains, net$024
Net income$1,068,0001,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,504
Cash dividends$600,0001,028
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,068,0001,552
2004-12-31 (YTD Data)Rank
Total interest income$11,719,0002,455
Total interest expense$4,505,0001,806
Net interest income$7,214,0002,810
Provision for loan and lease losses$318,0002,797
Total noninterest income$622,0004,728
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$246,0004,777
Trading account gains and fees$0138
Additional Noninterest Income$376,0003,822
Total noninterest expense$3,403,0004,266
Salaries and employee benefits$2,165,0003,739
Premises and equipment expense$464,0004,316
Additional noninterest expense$774,0005,207
Pre-tax net operating income$4,115,0002,014
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$4,115,0001,575
Extraordinary gains, net$034
Net income$4,115,0001,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,046
Cash dividends$1,800,0001,481
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,115,0001,529
2004-09-30 (YTD Data)Rank
Total interest income$8,723,0002,440
Total interest expense$3,369,0001,779
Net interest income$5,354,0002,808
Provision for loan and lease losses$234,0002,704
Total noninterest income$472,0004,694
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$190,0004,760
Trading account gains and fees$0134
Additional Noninterest Income$282,0003,848
Total noninterest expense$2,516,0004,276
Salaries and employee benefits$1,592,0003,777
Premises and equipment expense$341,0004,365
Additional noninterest expense$583,0005,134
Pre-tax net operating income$3,076,0002,033
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$3,076,0001,579
Extraordinary gains, net$026
Net income$3,076,0001,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,881
Cash dividends$1,800,0001,080
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,076,0001,530
2004-06-30 (YTD Data)Rank
Total interest income$5,796,0002,422
Total interest expense$2,250,0001,767
Net interest income$3,546,0002,811
Provision for loan and lease losses$156,0002,636
Total noninterest income$320,0004,656
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$131,0004,670
Trading account gains and fees$0130
Additional Noninterest Income$189,0003,848
Total noninterest expense$1,645,0004,369
Salaries and employee benefits$1,030,0003,892
Premises and equipment expense$227,0004,383
Additional noninterest expense$388,0005,166
Pre-tax net operating income$2,065,0001,990
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$2,065,0001,556
Extraordinary gains, net$021
Net income$2,065,0001,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$1,200,0001,078
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,065,0001,499
2004-03-31 (YTD Data)Rank
Total interest income$2,909,0002,419
Total interest expense$1,156,0001,752
Net interest income$1,753,0002,844
Provision for loan and lease losses$78,0002,514
Total noninterest income$168,0004,495
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$65,0004,595
Trading account gains and fees$0121
Additional Noninterest Income$103,0003,651
Total noninterest expense$758,0004,649
Salaries and employee benefits$481,0004,133
Premises and equipment expense$105,0004,639
Additional noninterest expense$172,0005,571
Pre-tax net operating income$1,085,0001,872
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$1,085,0001,479
Extraordinary gains, net$016
Net income$1,085,0001,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$400,0001,429
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,085,0001,397
2003-12-31 (YTD Data)Rank
Total interest income$11,219,0002,539
Total interest expense$4,992,0001,793
Net interest income$6,227,0003,084
Provision for loan and lease losses$261,0003,461
Total noninterest income$794,0004,248
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$254,0004,720
Trading account gains and fees$0160
Additional Noninterest Income$540,0003,456
Total noninterest expense$3,079,0004,526
Salaries and employee benefits$1,940,0004,029
Premises and equipment expense$413,0004,630
Additional noninterest expense$726,0005,376
Pre-tax net operating income$3,681,0002,116
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$3,681,0001,685
Extraordinary gains, net$054
Net income$3,681,0001,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,477
Cash dividends$1,250,0001,991
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,681,0001,605
2003-09-30 (YTD Data)Rank
Total interest income$8,336,0002,600
Total interest expense$3,775,0001,856
Net interest income$4,561,0003,153
Provision for loan and lease losses$195,0003,379
Total noninterest income$596,0004,289
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$192,0004,720
Trading account gains and fees$0153
Additional Noninterest Income$404,0003,513
Total noninterest expense$2,278,0004,550
Salaries and employee benefits$1,420,0004,101
Premises and equipment expense$306,0004,647
Additional noninterest expense$552,0005,308
Pre-tax net operating income$2,684,0002,240
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$2,684,0001,800
Extraordinary gains, net$040
Net income$2,684,0001,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,434
Cash dividends$850,0001,936
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,684,0001,703
2003-06-30 (YTD Data)Rank
Total interest income$5,506,0002,649
Total interest expense$2,535,0001,894
Net interest income$2,971,0003,218
Provision for loan and lease losses$130,0003,332
Total noninterest income$359,0004,519
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$124,0004,770
Trading account gains and fees$0150
Additional Noninterest Income$235,0003,730
Total noninterest expense$1,525,0004,527
Salaries and employee benefits$940,0004,117
Premises and equipment expense$210,0004,570
Additional noninterest expense$375,0005,234
Pre-tax net operating income$1,675,0002,373
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$1,675,0001,906
Extraordinary gains, net$030
Net income$1,675,0001,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,455
Cash dividends$800,0001,557
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,675,0001,797
2003-03-31 (YTD Data)Rank
Total interest income$2,722,0002,684
Total interest expense$1,282,0001,927
Net interest income$1,440,0003,286
Provision for loan and lease losses$65,0003,141
Total noninterest income$173,0004,523
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$61,0004,717
Trading account gains and fees$0134
Additional Noninterest Income$112,0003,730
Total noninterest expense$771,0004,476
Salaries and employee benefits$473,0004,070
Premises and equipment expense$106,0004,525
Additional noninterest expense$192,0005,116
Pre-tax net operating income$777,0002,528
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$777,0002,022
Extraordinary gains, net$021
Net income$777,0002,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$800,000820
Sale, conversion, retirement of capital stock, net$0419
Net operating income$777,0001,908
2002-12-31 (YTD Data)Rank
Total interest income$11,235,0002,711
Total interest expense$5,545,0002,036
Net interest income$5,690,0003,280
Provision for loan and lease losses$210,0004,243
Total noninterest income$561,0004,902
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$260,0004,597
Trading account gains and fees$0153
Additional Noninterest Income$301,0004,249
Total noninterest expense$2,878,0004,593
Salaries and employee benefits$1,755,0004,168
Premises and equipment expense$406,0004,596
Additional noninterest expense$717,0005,331
Pre-tax net operating income$3,163,0002,379
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$3,163,0001,903
Extraordinary gains, net$070
Net income$3,163,0001,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,476
Cash dividends$665,0002,979
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,163,0001,840
2001-12-31 (YTD Data)Rank
Total interest income$11,752,0002,885
Total interest expense$7,576,0002,121
Net interest income$4,176,0003,995
Provision for loan and lease losses$113,0005,400
Total noninterest income$444,0005,403
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$251,0004,632
Trading account gains and fees$0177
Additional Noninterest Income$193,0005,009
Total noninterest expense$2,647,0004,770
Salaries and employee benefits$1,550,0004,401
Premises and equipment expense$411,0004,510
Additional noninterest expense$686,0005,362
Pre-tax net operating income$1,860,0003,348
Securities gains (losses)$15,0003,362
Applicable income taxes$07,903
Income before extraordinary items$1,875,0002,687
Extraordinary gains, net$0105
Net income$1,875,0002,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0003,210
Cash dividends$306,0004,333
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,860,0002,617
2000-12-31 (YTD Data)Rank
Total interest income$11,456,0003,013
Total interest expense$7,711,0002,204
Net interest income$3,745,0004,402
Provision for loan and lease losses$282,0002,992
Total noninterest income$420,0005,405
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$189,0005,243
Trading account gains and fees$0180
Additional Noninterest Income$231,0004,461
Total noninterest expense$2,564,0004,774
Salaries and employee benefits$1,418,0004,571
Premises and equipment expense$387,0004,615
Additional noninterest expense$759,0004,905
Pre-tax net operating income$1,319,0004,459
Securities gains (losses)$20,000951
Applicable income taxes$08,362
Income before extraordinary items$1,339,0003,554
Extraordinary gains, net$038
Net income$1,339,0003,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,089
Cash dividends$493,0003,604
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,319,0003,583
1999-12-31 (YTD Data)Rank
Total interest income$9,437,0003,400
Total interest expense$5,394,0002,718
Net interest income$4,043,0004,135
Provision for loan and lease losses$312,0002,566
Total noninterest income$364,0005,887
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$161,0005,672
Trading account gains and fees$0173
Additional Noninterest Income$203,0004,910
Total noninterest expense$2,245,0005,253
Salaries and employee benefits$1,282,0004,919
Premises and equipment expense$320,0005,276
Additional noninterest expense$643,0005,558
Pre-tax net operating income$1,850,0003,540
Securities gains (losses)$-4,0009,004
Applicable income taxes$08,765
Income before extraordinary items$1,846,0002,757
Extraordinary gains, net$035
Net income$1,846,0002,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,123
Cash dividends$1,101,0002,100
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,850,0002,720
1998-12-31 (YTD Data)Rank
Total interest income$8,496,0003,714
Total interest expense$5,037,0002,979
Net interest income$3,459,0004,648
Provision for loan and lease losses$213,0003,385
Total noninterest income$348,0006,026
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$146,0006,002
Trading account gains and feesNANA
Additional Noninterest Income$202,0004,928
Total noninterest expense$2,062,0005,488
Salaries and employee benefits$1,180,0005,129
Premises and equipment expense$291,0005,481
Additional noninterest expense$591,0005,811
Pre-tax net operating income$1,532,0004,123
Securities gains (losses)$04,449
Applicable income taxes$2,0009,272
Income before extraordinary items$1,530,0003,205
Extraordinary gains, net$032
Net income$1,530,0003,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,584
Cash dividends$465,0003,691
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,530,0003,116
1997-12-31 (YTD Data)Rank
Total interest income$7,720,0004,097
Total interest expense$4,466,0003,312
Net interest income$3,254,0004,996
Provision for loan and lease losses$157,0004,035
Total noninterest income$589,0004,465
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$167,0005,876
Trading account gains and feesNANA
Additional Noninterest Income$422,0003,181
Total noninterest expense$2,242,0005,216
Salaries and employee benefits$1,226,0005,000
Premises and equipment expense$286,0005,585
Additional noninterest expense$730,0005,060
Pre-tax net operating income$1,444,0004,629
Securities gains (losses)$-47,00010,626
Applicable income taxes$359,0005,222
Income before extraordinary items$1,038,0004,568
Extraordinary gains, net$044
Net income$1,038,0004,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0002,593
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,072,7804,378
1996-12-31 (YTD Data)Rank
Total interest income$6,480,0004,877
Total interest expense$3,780,0003,909
Net interest income$2,700,0005,879
Provision for loan and lease losses$356,0002,292
Total noninterest income$283,0007,154
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$133,0006,794
Trading account gains and feesNANA
Additional Noninterest Income$150,0005,966
Total noninterest expense$2,069,0005,805
Salaries and employee benefits$944,0006,246
Premises and equipment expense$258,0006,136
Additional noninterest expense$867,0004,891
Pre-tax net operating income$558,0007,638
Securities gains (losses)$04,148
Applicable income taxes$198,0007,164
Income before extraordinary items$360,0007,925
Extraordinary gains, net$053
Net income$360,0007,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,749
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$4,000909
Net operating income$360,0007,864
1995-12-31 (YTD Data)Rank
Total interest income$5,403,0005,658
Total interest expense$3,079,0004,642
Net interest income$2,324,0006,632
Provision for loan and lease losses$195,0003,070
Total noninterest income$228,0008,019
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$138,0006,920
Trading account gains and feesNANA
Additional Noninterest Income$90,0007,568
Total noninterest expense$1,598,0006,980
Salaries and employee benefits$785,0007,188
Premises and equipment expense$200,0007,189
Additional noninterest expense$613,0006,457
Pre-tax net operating income$759,0007,014
Securities gains (losses)$03,831
Applicable income taxes$311,0005,867
Income before extraordinary items$448,0007,656
Extraordinary gains, net$065
Net income$448,0007,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,442
Cash dividends$24,0008,316
Sale, conversion, retirement of capital stock, net$700,000339
Net operating income$448,0007,624
1994-12-31 (YTD Data)Rank
Total interest income$3,983,0006,720
Total interest expense$1,954,0005,713
Net interest income$2,029,0007,496
Provision for loan and lease losses$286,0002,368
Total noninterest income$207,0008,614
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$121,0007,558
Trading account gains and feesNANA
Additional Noninterest Income$86,0007,986
Total noninterest expense$1,315,0008,184
Salaries and employee benefits$629,0008,413
Premises and equipment expense$217,0007,104
Additional noninterest expense$469,0008,168
Pre-tax net operating income$635,0007,804
Securities gains (losses)$03,600
Applicable income taxes$194,0007,444
Income before extraordinary items$441,0007,796
Extraordinary gains, net$0249
Net income$441,0007,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0003,814
Cash dividends$12,0008,724
Sale, conversion, retirement of capital stock, net$1,076,000412
Net operating income$441,0007,848
1993-12-31 (YTD Data)Rank
Total interest income$2,573,0009,053
Total interest expense$1,215,0008,193
Net interest income$1,358,0009,551
Provision for loan and lease losses$48,0007,582
Total noninterest income$187,0009,467
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$99,0008,412
Trading account gains and feesNANA
Additional Noninterest Income$88,0008,318
Total noninterest expense$1,076,0009,417
Salaries and employee benefits$528,0009,402
Premises and equipment expense$139,0009,201
Additional noninterest expense$409,0009,165
Pre-tax net operating income$421,0009,254
Securities gains (losses)$07,477
Applicable income taxes$96,0009,830
Income before extraordinary items$325,0009,182
Extraordinary gains, net$-16,00012,403
Net income$309,0009,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0009,293
Cash dividends$12,0008,844
Sale, conversion, retirement of capital stock, net$769,000521
Net operating income$325,0008,931
1992-12-31 (YTD Data)Rank
Total interest income$2,106,00010,687
Total interest expense$1,084,00010,042
Net interest income$1,022,00011,020
Provision for loan and lease losses$131,0006,478
Total noninterest income$181,0009,800
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$115,0008,077
Trading account gains and feesNANA
Additional Noninterest Income$66,0009,490
Total noninterest expense$881,00010,601
Salaries and employee benefits$417,00010,665
Premises and equipment expense$117,00010,138
Additional noninterest expense$347,00010,227
Pre-tax net operating income$191,00011,156
Securities gains (losses)$5,0007,049
Applicable income taxes$49,00011,284
Income before extraordinary items$147,00011,318
Extraordinary gains, net$17,0001,262
Net income$164,00011,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0005,774
Cash dividends$5,0008,820
Sale, conversion, retirement of capital stock, net$303,000653
Net operating income$143,25011,030

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.