Home > Ponce Bank > Income and Expense

Ponce Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$125,863,000439
Total interest expense$60,891,000341
Net interest income$64,972,000548
Provision for loan and lease losses$3,284,000428
Total noninterest income$11,096,000688
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,068,000538
Trading account gains and feesNANA
Additional Noninterest Income$9,028,000574
Total noninterest expense$62,205,000474
Salaries and employee benefits$28,811,000545
Premises and equipment expense$14,453,000220
Additional noninterest expense$9,028,000574
Pre-tax net operating income$10,579,0001,111
Securities gains (losses)$-183,0003,935
Applicable income taxes$3,334,000702
Income before extraordinary items$7,062,0001,326
Extraordinary gains, net$054
Net income$7,062,0001,342
Minority interest net income$088
Net income of bank and minority interests.$7,062,0001,329
Net charge-offs$6,585,000210
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$1,141,000178
Net operating income$7,206,5701,329
2023-09-30 (YTD Data)Rank
Total interest income$90,913,000450
Total interest expense$43,065,000339
Net interest income$47,848,000562
Provision for loan and lease losses$3,240,000345
Total noninterest income$9,091,000662
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,551,000536
Trading account gains and feesNANA
Additional Noninterest Income$7,540,000546
Total noninterest expense$46,194,000481
Salaries and employee benefits$21,222,000560
Premises and equipment expense$10,806,000222
Additional noninterest expense$7,540,000546
Pre-tax net operating income$7,505,0001,198
Securities gains (losses)$0849
Applicable income taxes$2,525,000722
Income before extraordinary items$4,980,0001,455
Extraordinary gains, net$052
Net income$4,980,0001,465
Minority interest net income$081
Net income of bank and minority interests.$4,980,0001,454
Net charge-offs$5,451,000183
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$815,000182
Net operating income$4,980,0001,475
2023-06-30 (YTD Data)Rank
Total interest income$57,407,000452
Total interest expense$26,027,000328
Net interest income$31,380,000564
Provision for loan and lease losses$2,315,000329
Total noninterest income$3,305,000947
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,015,000540
Trading account gains and feesNANA
Additional Noninterest Income$2,290,000878
Total noninterest expense$30,091,000476
Salaries and employee benefits$14,062,000551
Premises and equipment expense$7,229,000214
Additional noninterest expense$2,290,000877
Pre-tax net operating income$2,279,0002,081
Securities gains (losses)$0938
Applicable income taxes$630,0001,327
Income before extraordinary items$1,649,0002,283
Extraordinary gains, net$051
Net income$1,649,0002,310
Minority interest net income$081
Net income of bank and minority interests.$1,649,0002,283
Net charge-offs$3,943,000157
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$553,000167
Net operating income$1,649,0002,302
2023-03-31 (YTD Data)Rank
Total interest income$26,352,000485
Total interest expense$11,181,000336
Net interest income$15,171,000589
Provision for loan and lease losses$-174,0004,569
Total noninterest income$2,007,000833
Gross Fiduciary activities income$0913
Service charges on deposit accounts$510,000551
Trading account gains and feesNANA
Additional Noninterest Income$1,497,000737
Total noninterest expense$15,485,000474
Salaries and employee benefits$7,041,000573
Premises and equipment expense$3,535,000228
Additional noninterest expense$1,497,000737
Pre-tax net operating income$1,867,0001,539
Securities gains (losses)$0950
Applicable income taxes$720,000827
Income before extraordinary items$1,147,0001,925
Extraordinary gains, net$04
Net income$1,147,0001,925
Minority interest net income$048
Net income of bank and minority interests.$1,147,0001,925
Net charge-offs$2,206,000132
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$263,000155
Net operating income$1,147,0001,941
2022-12-31 (YTD Data)Rank
Total interest income$82,752,000490
Total interest expense$16,455,000302
Net interest income$66,297,000535
Provision for loan and lease losses$24,046,000101
Total noninterest income$6,736,000982
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,918,000591
Trading account gains and feesNANA
Additional Noninterest Income$4,818,000935
Total noninterest expense$75,965,000376
Salaries and employee benefits$26,347,000588
Premises and equipment expense$13,845,000228
Additional noninterest expense$4,818,000935
Pre-tax net operating income$-26,978,0004,720
Securities gains (losses)$-4,0003,278
Applicable income taxes$-4,836,0004,698
Income before extraordinary items$-22,146,0004,702
Extraordinary gains, net$05
Net income$-22,146,0004,702
Minority interest net income$063
Net income of bank and minority interests.$-22,146,0004,702
Net charge-offs$5,806,000136
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$11,364,00073
Net operating income$-22,142,7204,703
2022-09-30 (YTD Data)Rank
Total interest income$57,819,000495
Total interest expense$7,612,000320
Net interest income$50,207,000519
Provision for loan and lease losses$11,405,000130
Total noninterest income$6,353,000863
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,417,000603
Trading account gains and feesNANA
Additional Noninterest Income$4,936,000762
Total noninterest expense$61,333,000359
Salaries and employee benefits$20,251,000568
Premises and equipment expense$9,962,000235
Additional noninterest expense$4,936,000762
Pre-tax net operating income$-16,178,0004,760
Securities gains (losses)$-4,0003,629
Applicable income taxes$-2,432,0004,735
Income before extraordinary items$-13,750,0004,739
Extraordinary gains, net$04
Net income$-13,750,0004,738
Minority interest net income$057
Net income of bank and minority interests.$-13,750,0004,739
Net charge-offs$2,649,000184
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$80,521,00012
Net operating income$-13,746,6004,742
2022-06-30 (YTD Data)Rank
Total interest income$36,186,000498
Total interest expense$3,527,000353
Net interest income$32,659,000513
Provision for loan and lease losses$2,075,000256
Total noninterest income$4,649,000801
Gross Fiduciary activities income$0925
Service charges on deposit accounts$931,000605
Trading account gains and feesNANA
Additional Noninterest Income$3,718,000714
Total noninterest expense$37,627,000370
Salaries and employee benefits$13,280,000569
Premises and equipment expense$6,378,000243
Additional noninterest expense$17,969,000284
Pre-tax net operating income$-2,394,0004,759
Securities gains (losses)$-4,0003,811
Applicable income taxes$-82,0004,678
Income before extraordinary items$-2,316,0004,736
Extraordinary gains, net$04
Net income$-2,316,0004,736
Minority interest net income$060
Net income of bank and minority interests.$-2,316,0004,736
Net charge-offs$892,000254
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$305,199,0004
Net operating income$-2,312,1204,752
2022-03-31 (YTD Data)Rank
Total interest income$19,018,000468
Total interest expense$1,763,000326
Net interest income$17,255,000482
Provision for loan and lease losses$1,258,000179
Total noninterest income$4,171,000552
Gross Fiduciary activities income$0892
Service charges on deposit accounts$463,000607
Trading account gains and feesNANA
Additional Noninterest Income$3,708,000471
Total noninterest expense$22,134,000333
Salaries and employee benefits$6,774,000558
Premises and equipment expense$3,166,000244
Additional noninterest expense$12,194,000219
Pre-tax net operating income$-1,966,0004,789
Securities gains (losses)$0623
Applicable income taxes$-275,0004,754
Income before extraordinary items$-1,691,0004,775
Extraordinary gains, net$04
Net income$-1,691,0004,775
Minority interest net income$050
Net income of bank and minority interests.$-1,691,0004,775
Net charge-offs$718,000191
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$79,875,0004
Net operating income$-1,691,0004,780
2021-12-31 (YTD Data)Rank
Total interest income$66,647,000522
Total interest expense$8,015,000351
Net interest income$58,632,000544
Provision for loan and lease losses$2,717,000212
Total noninterest income$26,017,000432
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,801,000584
Trading account gains and feesNANA
Additional Noninterest Income$24,216,000369
Total noninterest expense$44,808,000590
Salaries and employee benefits$16,581,000866
Premises and equipment expense$10,894,000280
Additional noninterest expense$17,333,000484
Pre-tax net operating income$37,124,000464
Securities gains (losses)$112,000813
Applicable income taxes$8,410,000442
Income before extraordinary items$28,826,000490
Extraordinary gains, net$010
Net income$28,826,000490
Minority interest net income$074
Net income of bank and minority interests.$28,826,000491
Net charge-offs$1,235,000370
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$1,347,000206
Net operating income$28,737,520483
2021-09-30 (YTD Data)Rank
Total interest income$48,122,000543
Total interest expense$6,221,000354
Net interest income$41,901,000573
Provision for loan and lease losses$1,844,000236
Total noninterest income$8,762,000764
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,310,000598
Trading account gains and feesNANA
Additional Noninterest Income$7,452,000697
Total noninterest expense$32,375,000610
Salaries and employee benefits$11,252,000942
Premises and equipment expense$7,932,000283
Additional noninterest expense$13,191,000472
Pre-tax net operating income$16,444,000709
Securities gains (losses)$64,000964
Applicable income taxes$3,717,000656
Income before extraordinary items$12,791,000755
Extraordinary gains, net$08
Net income$12,791,000755
Minority interest net income$069
Net income of bank and minority interests.$12,791,000755
Net charge-offs$706,000407
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$473,000252
Net operating income$12,740,440739
2021-06-30 (YTD Data)Rank
Total interest income$30,788,000558
Total interest expense$4,266,000362
Net interest income$26,522,000592
Provision for loan and lease losses$1,272,000239
Total noninterest income$7,565,000658
Gross Fiduciary activities income$0951
Service charges on deposit accounts$783,000626
Trading account gains and feesNANA
Additional Noninterest Income$6,782,000576
Total noninterest expense$20,456,000636
Salaries and employee benefits$6,427,0001,069
Premises and equipment expense$5,126,000291
Additional noninterest expense$8,903,000455
Pre-tax net operating income$12,359,000640
Securities gains (losses)$54,000859
Applicable income taxes$2,850,000585
Income before extraordinary items$9,563,000682
Extraordinary gains, net$06
Net income$9,563,000682
Minority interest net income$067
Net income of bank and minority interests.$9,563,000682
Net charge-offs$268,000554
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$299,000231
Net operating income$9,520,340668
2021-03-31 (YTD Data)Rank
Total interest income$15,028,000575
Total interest expense$2,187,000368
Net interest income$12,841,000607
Provision for loan and lease losses$686,000270
Total noninterest income$1,651,0001,122
Gross Fiduciary activities income$0922
Service charges on deposit accounts$375,000644
Trading account gains and feesNANA
Additional Noninterest Income$1,276,0001,084
Total noninterest expense$9,848,000653
Salaries and employee benefits$4,071,000880
Premises and equipment expense$2,498,000299
Additional noninterest expense$3,279,000576
Pre-tax net operating income$3,958,000919
Securities gains (losses)$01,392
Applicable income taxes$1,106,000698
Income before extraordinary items$2,852,0001,072
Extraordinary gains, net$03
Net income$2,852,0001,073
Minority interest net income$055
Net income of bank and minority interests.$2,852,0001,072
Net charge-offs$49,000834
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$134,000220
Net operating income$2,852,0001,041
2020-12-31 (YTD Data)Rank
Total interest income$53,064,000644
Total interest expense$11,358,000451
Net interest income$41,706,000699
Provision for loan and lease losses$2,443,000923
Total noninterest income$7,492,000979
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,032,000924
Trading account gains and feesNANA
Additional Noninterest Income$6,460,000857
Total noninterest expense$40,450,000624
Salaries and employee benefits$18,318,000769
Premises and equipment expense$9,187,000313
Additional noninterest expense$12,945,000588
Pre-tax net operating income$6,305,0001,496
Securities gains (losses)$1,0002,609
Applicable income taxes$1,544,0001,112
Income before extraordinary items$4,762,0001,693
Extraordinary gains, net$04
Net income$4,762,0001,693
Minority interest net income$072
Net income of bank and minority interests.$4,762,0001,693
Net charge-offs$-99,0004,747
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$480,000274
Net operating income$4,761,2101,652
2020-09-30 (YTD Data)Rank
Total interest income$38,976,000656
Total interest expense$8,880,000466
Net interest income$30,096,000711
Provision for loan and lease losses$2,037,000882
Total noninterest income$6,586,000847
Gross Fiduciary activities income$0981
Service charges on deposit accounts$629,0001,088
Trading account gains and feesNANA
Additional Noninterest Income$5,957,000732
Total noninterest expense$29,601,000624
Salaries and employee benefits$13,340,000783
Premises and equipment expense$6,685,000321
Additional noninterest expense$9,576,000581
Pre-tax net operating income$5,044,0001,377
Securities gains (losses)$-8,0004,753
Applicable income taxes$1,265,0001,001
Income before extraordinary items$3,771,0001,586
Extraordinary gains, net$04
Net income$3,771,0001,586
Minority interest net income$065
Net income of bank and minority interests.$3,771,0001,587
Net charge-offs$-16,0004,369
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$353,000253
Net operating income$3,777,3201,546
2020-06-30 (YTD Data)Rank
Total interest income$25,422,000671
Total interest expense$6,113,000487
Net interest income$19,309,000730
Provision for loan and lease losses$1,417,000886
Total noninterest income$1,387,0001,694
Gross Fiduciary activities income$0970
Service charges on deposit accounts$393,0001,158
Trading account gains and feesNANA
Additional Noninterest Income$994,0001,678
Total noninterest expense$19,858,000612
Salaries and employee benefits$8,955,000773
Premises and equipment expense$4,267,000333
Additional noninterest expense$6,636,000559
Pre-tax net operating income$-579,0004,944
Securities gains (losses)$67,0001,169
Applicable income taxes$48,0002,913
Income before extraordinary items$-560,0004,932
Extraordinary gains, net$04
Net income$-560,0004,933
Minority interest net income$065
Net income of bank and minority interests.$-560,0004,932
Net charge-offs$-16,0004,453
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$247,000229
Net operating income$-627,0004,949
2020-03-31 (YTD Data)Rank
Total interest income$13,030,000654
Total interest expense$3,174,000523
Net interest income$9,856,000702
Provision for loan and lease losses$1,146,000560
Total noninterest income$750,0001,523
Gross Fiduciary activities income$0941
Service charges on deposit accounts$247,0001,124
Trading account gains and feesNANA
Additional Noninterest Income$503,0001,514
Total noninterest expense$10,093,000601
Salaries and employee benefits$4,656,000752
Premises and equipment expense$2,003,000353
Additional noninterest expense$3,434,000543
Pre-tax net operating income$-633,0004,998
Securities gains (losses)$01,705
Applicable income taxes$-58,0004,932
Income before extraordinary items$-575,0004,966
Extraordinary gains, net$04
Net income$-575,0004,966
Minority interest net income$056
Net income of bank and minority interests.$-575,0004,966
Net charge-offs$-9,0004,422
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$124,000224
Net operating income$-575,0004,993
2019-12-31 (YTD Data)Rank
Total interest income$50,491,000685
Total interest expense$12,794,000550
Net interest income$37,697,000728
Provision for loan and lease losses$258,0002,109
Total noninterest income$2,980,0001,570
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$970,0001,159
Trading account gains and feesNANA
Additional Noninterest Income$2,010,0001,529
Total noninterest expense$43,807,000529
Salaries and employee benefits$17,627,000759
Premises and equipment expense$7,552,000365
Additional noninterest expense$18,628,000403
Pre-tax net operating income$-3,388,0005,157
Securities gains (losses)$02,379
Applicable income taxes$-391,0005,132
Income before extraordinary items$-2,997,0005,150
Extraordinary gains, net$011
Net income$-2,997,0005,151
Minority interest net income$076
Net income of bank and minority interests.$-2,997,0005,151
Net charge-offs$589,000937
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$708,000251
Net operating income$-2,997,0005,148
2019-09-30 (YTD Data)Rank
Total interest income$37,749,000692
Total interest expense$9,516,000565
Net interest income$28,233,000733
Provision for loan and lease losses$163,0002,185
Total noninterest income$2,213,0001,572
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$705,0001,186
Trading account gains and feesNANA
Additional Noninterest Income$1,508,0001,531
Total noninterest expense$24,860,000711
Salaries and employee benefits$13,157,000754
Premises and equipment expense$5,540,000369
Additional noninterest expense$6,163,000825
Pre-tax net operating income$5,423,0001,355
Securities gains (losses)$02,167
Applicable income taxes$1,368,000993
Income before extraordinary items$4,055,0001,532
Extraordinary gains, net$011
Net income$4,055,0001,533
Minority interest net income$072
Net income of bank and minority interests.$4,055,0001,534
Net charge-offs$719,000604
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$531,000222
Net operating income$4,055,0001,500
2019-06-30 (YTD Data)Rank
Total interest income$24,796,000698
Total interest expense$6,211,000567
Net interest income$18,585,000742
Provision for loan and lease losses$149,0001,888
Total noninterest income$1,543,0001,509
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$458,0001,197
Trading account gains and feesNANA
Additional Noninterest Income$1,085,0001,415
Total noninterest expense$16,223,000728
Salaries and employee benefits$8,834,000748
Premises and equipment expense$3,610,000376
Additional noninterest expense$3,779,000901
Pre-tax net operating income$3,756,0001,303
Securities gains (losses)$01,702
Applicable income taxes$920,000956
Income before extraordinary items$2,836,0001,449
Extraordinary gains, net$011
Net income$2,836,0001,448
Minority interest net income$069
Net income of bank and minority interests.$2,836,0001,449
Net charge-offs$348,000716
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$361,000202
Net operating income$2,836,0001,421
2019-03-31 (YTD Data)Rank
Total interest income$12,381,000690
Total interest expense$3,023,000562
Net interest income$9,358,000736
Provision for loan and lease losses$149,0001,229
Total noninterest income$754,0001,482
Gross Fiduciary activities income$0972
Service charges on deposit accounts$230,0001,199
Trading account gains and feesNANA
Additional Noninterest Income$524,0001,402
Total noninterest expense$8,301,000692
Salaries and employee benefits$4,687,000708
Premises and equipment expense$1,894,000371
Additional noninterest expense$1,720,000960
Pre-tax net operating income$1,662,0001,401
Securities gains (losses)$01,087
Applicable income taxes$420,0001,007
Income before extraordinary items$1,242,0001,580
Extraordinary gains, net$05
Net income$1,242,0001,579
Minority interest net income$052
Net income of bank and minority interests.$1,242,0001,579
Net charge-offs$360,000425
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$189,000169
Net operating income$1,242,0001,558
2018-12-31 (YTD Data)Rank
Total interest income$46,156,000692
Total interest expense$10,070,000515
Net interest income$36,086,000740
Provision for loan and lease losses$1,249,000742
Total noninterest income$3,088,0001,510
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$845,0001,313
Trading account gains and feesNANA
Additional Noninterest Income$2,243,0001,385
Total noninterest expense$32,196,000709
Salaries and employee benefits$17,840,000711
Premises and equipment expense$6,654,000400
Additional noninterest expense$7,702,000867
Pre-tax net operating income$5,729,0001,583
Securities gains (losses)$12,000676
Applicable income taxes$1,342,0001,141
Income before extraordinary items$4,399,0001,757
Extraordinary gains, net$06
Net income$4,399,0001,756
Minority interest net income$072
Net income of bank and minority interests.$4,399,0001,756
Net charge-offs$-339,0005,261
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$615,000287
Net operating income$4,389,5201,754
2018-09-30 (YTD Data)Rank
Total interest income$33,831,000697
Total interest expense$7,213,000499
Net interest income$26,618,000751
Provision for loan and lease losses$1,034,000630
Total noninterest income$2,169,0001,603
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$627,0001,337
Trading account gains and feesNANA
Additional Noninterest Income$1,542,0001,494
Total noninterest expense$23,610,000718
Salaries and employee benefits$13,466,000708
Premises and equipment expense$4,791,000418
Additional noninterest expense$5,353,000923
Pre-tax net operating income$4,143,0001,639
Securities gains (losses)$12,000667
Applicable income taxes$859,0001,300
Income before extraordinary items$3,296,0001,772
Extraordinary gains, net$05
Net income$3,296,0001,771
Minority interest net income$066
Net income of bank and minority interests.$3,296,0001,771
Net charge-offs$-260,0005,298
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$567,000241
Net operating income$3,286,5201,769
2018-06-30 (YTD Data)Rank
Total interest income$22,093,000701
Total interest expense$4,578,000489
Net interest income$17,515,000751
Provision for loan and lease losses$431,000925
Total noninterest income$1,385,0001,642
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$437,0001,288
Trading account gains and feesNANA
Additional Noninterest Income$948,0001,581
Total noninterest expense$15,518,000727
Salaries and employee benefits$8,918,000717
Premises and equipment expense$3,207,000414
Additional noninterest expense$3,393,000968
Pre-tax net operating income$2,951,0001,538
Securities gains (losses)$0961
Applicable income taxes$560,0001,309
Income before extraordinary items$2,391,0001,634
Extraordinary gains, net$06
Net income$2,391,0001,633
Minority interest net income$065
Net income of bank and minority interests.$2,391,0001,633
Net charge-offs$-248,0005,381
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$378,000218
Net operating income$2,391,0001,618
2018-03-31 (YTD Data)Rank
Total interest income$10,710,000720
Total interest expense$2,181,000486
Net interest income$8,529,000769
Provision for loan and lease losses$94,0001,513
Total noninterest income$851,0001,425
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$223,0001,274
Trading account gains and feesNANA
Additional Noninterest Income$628,0001,295
Total noninterest expense$7,442,000760
Salaries and employee benefits$4,355,000740
Premises and equipment expense$1,491,000458
Additional noninterest expense$1,596,0001,015
Pre-tax net operating income$1,844,0001,266
Securities gains (losses)$0735
Applicable income taxes$375,0001,052
Income before extraordinary items$1,469,0001,345
Extraordinary gains, net$07
Net income$1,469,0001,345
Minority interest net income$052
Net income of bank and minority interests.$1,469,0001,345
Net charge-offs$-243,0005,501
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,469,0001,338
2017-12-31 (YTD Data)Rank
Total interest income$38,988,000735
Total interest expense$6,835,000513
Net interest income$32,153,000786
Provision for loan and lease losses$1,716,000584
Total noninterest income$2,999,0001,589
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$909,0001,275
Trading account gains and feesNANA
Additional Noninterest Income$2,090,0001,488
Total noninterest expense$30,757,000715
Salaries and employee benefits$17,544,000705
Premises and equipment expense$5,825,000444
Additional noninterest expense$7,388,000889
Pre-tax net operating income$2,679,0002,653
Securities gains (losses)$-7,0005,011
Applicable income taxes$2,418,0001,141
Income before extraordinary items$254,0004,937
Extraordinary gains, net$09
Net income$254,0004,937
Minority interest net income$076
Net income of bank and minority interests.$254,0004,937
Net charge-offs$850,000782
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$-6,755,0005,666
Net operating income$258,4804,923
2017-09-30 (YTD Data)Rank
Total interest income$28,661,000749
Total interest expense$4,931,000519
Net interest income$23,730,000794
Provision for loan and lease losses$497,0001,160
Total noninterest income$2,310,0001,572
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$684,0001,286
Trading account gains and feesNANA
Additional Noninterest Income$1,626,0001,471
Total noninterest expense$21,423,000768
Salaries and employee benefits$12,005,000768
Premises and equipment expense$4,235,000461
Additional noninterest expense$5,183,000945
Pre-tax net operating income$4,120,0001,607
Securities gains (losses)$02,274
Applicable income taxes$1,522,0001,109
Income before extraordinary items$2,598,0001,968
Extraordinary gains, net$09
Net income$2,598,0001,968
Minority interest net income$071
Net income of bank and minority interests.$2,598,0001,968
Net charge-offs$-445,0005,630
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$-7,238,0005,732
Net operating income$2,598,0001,943
2017-06-30 (YTD Data)Rank
Total interest income$18,497,000765
Total interest expense$3,116,000533
Net interest income$15,381,000816
Provision for loan and lease losses$258,0001,340
Total noninterest income$1,649,0001,492
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$454,0001,278
Trading account gains and feesNANA
Additional Noninterest Income$1,195,0001,380
Total noninterest expense$14,092,000775
Salaries and employee benefits$7,785,000791
Premises and equipment expense$2,826,000458
Additional noninterest expense$3,481,000941
Pre-tax net operating income$2,680,0001,611
Securities gains (losses)$-7,0005,446
Applicable income taxes$986,0001,109
Income before extraordinary items$1,687,0001,967
Extraordinary gains, net$011
Net income$1,687,0001,967
Minority interest net income$071
Net income of bank and minority interests.$1,687,0001,967
Net charge-offs$-192,0005,580
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,691,4801,936
2017-03-31 (YTD Data)Rank
Total interest income$8,794,000803
Total interest expense$1,495,000536
Net interest income$7,299,000849
Provision for loan and lease losses$52,0002,047
Total noninterest income$757,0001,581
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$229,0001,277
Trading account gains and feesNANA
Additional Noninterest Income$528,0001,488
Total noninterest expense$7,086,000775
Salaries and employee benefits$3,819,000811
Premises and equipment expense$1,425,000466
Additional noninterest expense$1,842,000883
Pre-tax net operating income$918,0002,070
Securities gains (losses)$01,153
Applicable income taxes$348,0001,370
Income before extraordinary items$570,0002,543
Extraordinary gains, net$08
Net income$570,0002,542
Minority interest net income$055
Net income of bank and minority interests.$570,0002,543
Net charge-offs$-113,0005,629
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$570,0002,525
2016-12-31 (YTD Data)Rank
Total interest income$33,741,000800
Total interest expense$5,937,000502
Net interest income$27,804,000856
Provision for loan and lease losses$-57,0005,536
Total noninterest income$2,432,0001,885
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$938,0001,280
Trading account gains and fees$0170
Additional Noninterest Income$1,494,0001,893
Total noninterest expense$27,863,000772
Salaries and employee benefits$14,979,000800
Premises and equipment expense$5,651,000453
Additional noninterest expense$7,233,000916
Pre-tax net operating income$2,430,0002,722
Securities gains (losses)$03,212
Applicable income taxes$1,005,0001,638
Income before extraordinary items$1,425,0003,362
Extraordinary gains, net$05
Net income$1,425,0003,360
Minority interest net income$082
Net income of bank and minority interests.$1,425,0003,361
Net charge-offs$-778,0005,841
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,425,0003,315
2016-09-30 (YTD Data)Rank
Total interest income$25,199,000796
Total interest expense$4,411,000506
Net interest income$20,788,000853
Provision for loan and lease losses$-196,0005,775
Total noninterest income$1,849,0001,867
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$704,0001,272
Trading account gains and fees$0169
Additional Noninterest Income$1,145,0001,873
Total noninterest expense$20,801,000776
Salaries and employee benefits$10,986,000808
Premises and equipment expense$4,181,000458
Additional noninterest expense$5,634,000881
Pre-tax net operating income$2,032,0002,596
Securities gains (losses)$03,160
Applicable income taxes$846,0001,578
Income before extraordinary items$1,186,0003,227
Extraordinary gains, net$05
Net income$1,186,0003,226
Minority interest net income$071
Net income of bank and minority interests.$1,186,0003,227
Net charge-offs$-676,0005,891
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,186,0003,171
2016-06-30 (YTD Data)Rank
Total interest income$16,828,000795
Total interest expense$2,919,000506
Net interest income$13,909,000849
Provision for loan and lease losses$-312,0005,935
Total noninterest income$1,212,0001,882
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$467,0001,256
Trading account gains and fees$0157
Additional Noninterest Income$745,0001,879
Total noninterest expense$13,922,000764
Salaries and employee benefits$7,352,000803
Premises and equipment expense$2,771,000468
Additional noninterest expense$3,799,000867
Pre-tax net operating income$1,511,0002,386
Securities gains (losses)$02,835
Applicable income taxes$607,0001,488
Income before extraordinary items$904,0002,961
Extraordinary gains, net$016
Net income$904,0002,959
Minority interest net income$071
Net income of bank and minority interests.$904,0002,960
Net charge-offs$-585,0005,986
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$904,0002,892
2016-03-31 (YTD Data)Rank
Total interest income$8,600,000777
Total interest expense$1,433,000508
Net interest income$7,167,000822
Provision for loan and lease losses$-547,0006,075
Total noninterest income$541,0001,976
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$238,0001,229
Trading account gains and fees$0142
Additional Noninterest Income$303,0002,079
Total noninterest expense$6,957,000759
Salaries and employee benefits$3,664,000806
Premises and equipment expense$1,408,000468
Additional noninterest expense$1,885,000862
Pre-tax net operating income$1,298,0001,557
Securities gains (losses)$02,077
Applicable income taxes$490,0001,070
Income before extraordinary items$808,0001,972
Extraordinary gains, net$012
Net income$808,0001,972
Minority interest net income$062
Net income of bank and minority interests.$808,0001,972
Net charge-offs$-525,0006,076
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$808,0001,919
2015-12-31 (YTD Data)Rank
Total interest income$33,589,000761
Total interest expense$5,649,000483
Net interest income$27,940,000810
Provision for loan and lease losses$353,0001,740
Total noninterest income$2,462,0001,843
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,072,0001,156
Trading account gains and fees$0159
Additional Noninterest Income$1,390,0001,946
Total noninterest expense$26,216,000792
Salaries and employee benefits$13,463,000842
Premises and equipment expense$5,754,000453
Additional noninterest expense$6,999,000938
Pre-tax net operating income$3,833,0001,933
Securities gains (losses)$03,216
Applicable income taxes$1,315,0001,336
Income before extraordinary items$2,518,0002,328
Extraordinary gains, net$023
Net income$2,518,0002,328
Minority interest net income$081
Net income of bank and minority interests.$2,518,0002,329
Net charge-offs$318,0001,550
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,518,0002,291
2015-09-30 (YTD Data)Rank
Total interest income$25,266,000757
Total interest expense$4,218,000488
Net interest income$21,048,000812
Provision for loan and lease losses$257,0001,677
Total noninterest income$1,832,0001,871
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$813,0001,146
Trading account gains and fees$0153
Additional Noninterest Income$1,019,0002,003
Total noninterest expense$19,669,000793
Salaries and employee benefits$10,095,000847
Premises and equipment expense$4,316,000460
Additional noninterest expense$5,258,000933
Pre-tax net operating income$2,954,0001,925
Securities gains (losses)$03,031
Applicable income taxes$987,0001,377
Income before extraordinary items$1,967,0002,295
Extraordinary gains, net$021
Net income$1,967,0002,296
Minority interest net income$078
Net income of bank and minority interests.$1,967,0002,296
Net charge-offs$152,0001,786
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,967,0002,255
2015-06-30 (YTD Data)Rank
Total interest income$16,858,000761
Total interest expense$2,778,000498
Net interest income$14,080,000809
Provision for loan and lease losses$194,0001,550
Total noninterest income$1,307,0001,792
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$543,0001,130
Trading account gains and fees$0157
Additional Noninterest Income$764,0001,858
Total noninterest expense$13,048,000796
Salaries and employee benefits$6,716,000857
Premises and equipment expense$2,839,000465
Additional noninterest expense$3,493,000935
Pre-tax net operating income$2,145,0001,798
Securities gains (losses)$02,636
Applicable income taxes$662,0001,370
Income before extraordinary items$1,483,0002,072
Extraordinary gains, net$022
Net income$1,483,0002,074
Minority interest net income$075
Net income of bank and minority interests.$1,483,0002,074
Net charge-offs$102,0001,714
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,483,0002,024
2015-03-31 (YTD Data)Rank
Total interest income$8,413,000753
Total interest expense$1,369,000502
Net interest income$7,044,000797
Provision for loan and lease losses$-12,0006,108
Total noninterest income$617,0001,839
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$272,0001,106
Trading account gains and fees$0152
Additional Noninterest Income$345,0001,933
Total noninterest expense$6,574,000792
Salaries and employee benefits$3,337,000853
Premises and equipment expense$1,418,000474
Additional noninterest expense$1,819,000878
Pre-tax net operating income$1,099,0001,710
Securities gains (losses)$02,027
Applicable income taxes$550,000956
Income before extraordinary items$549,0002,549
Extraordinary gains, net$013
Net income$549,0002,552
Minority interest net income$064
Net income of bank and minority interests.$549,0002,551
Net charge-offs$80,0001,260
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$549,0002,479
2014-12-31 (YTD Data)Rank
Total interest income$35,495,000707
Total interest expense$5,730,000487
Net interest income$29,765,000741
Provision for loan and lease losses$1,183,000752
Total noninterest income$2,749,0001,666
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,143,0001,155
Trading account gains and fees$0180
Additional Noninterest Income$1,606,0001,697
Total noninterest expense$25,797,000787
Salaries and employee benefits$12,231,000898
Premises and equipment expense$5,574,000463
Additional noninterest expense$7,992,000813
Pre-tax net operating income$5,534,0001,394
Securities gains (losses)$03,259
Applicable income taxes$2,998,000715
Income before extraordinary items$2,536,0002,281
Extraordinary gains, net$017
Net income$2,536,0002,281
Minority interest net income$084
Net income of bank and minority interests.$2,536,0002,281
Net charge-offs$1,674,000599
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,536,0002,233
2014-09-30 (YTD Data)Rank
Total interest income$26,895,000698
Total interest expense$4,332,000484
Net interest income$22,563,000734
Provision for loan and lease losses$1,443,000476
Total noninterest income$2,137,0001,630
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$845,0001,181
Trading account gains and fees$0174
Additional Noninterest Income$1,292,0001,628
Total noninterest expense$19,542,000778
Salaries and employee benefits$9,438,000875
Premises and equipment expense$4,188,000461
Additional noninterest expense$5,916,000825
Pre-tax net operating income$3,715,0001,549
Securities gains (losses)$02,980
Applicable income taxes$1,697,000911
Income before extraordinary items$2,018,0002,206
Extraordinary gains, net$015
Net income$2,018,0002,206
Minority interest net income$081
Net income of bank and minority interests.$2,018,0002,205
Net charge-offs$1,723,000434
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,018,0002,156
2014-06-30 (YTD Data)Rank
Total interest income$18,236,000684
Total interest expense$2,910,000478
Net interest income$15,326,000714
Provision for loan and lease losses$888,000504
Total noninterest income$1,380,0001,642
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$558,0001,164
Trading account gains and fees$0172
Additional Noninterest Income$822,0001,669
Total noninterest expense$13,021,000779
Salaries and employee benefits$6,286,000869
Premises and equipment expense$2,772,000470
Additional noninterest expense$3,963,000815
Pre-tax net operating income$2,797,0001,362
Securities gains (losses)$02,580
Applicable income taxes$1,238,000827
Income before extraordinary items$1,559,0001,922
Extraordinary gains, net$020
Net income$1,559,0001,926
Minority interest net income$080
Net income of bank and minority interests.$1,559,0001,925
Net charge-offs$1,304,000411
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,559,0001,871
2014-03-31 (YTD Data)Rank
Total interest income$9,271,000674
Total interest expense$1,494,000472
Net interest income$7,777,000705
Provision for loan and lease losses$1,171,000226
Total noninterest income$589,0001,827
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$269,0001,189
Trading account gains and fees$0147
Additional Noninterest Income$320,0001,920
Total noninterest expense$6,453,000790
Salaries and employee benefits$3,082,000895
Premises and equipment expense$1,414,000472
Additional noninterest expense$1,957,000819
Pre-tax net operating income$742,0002,223
Securities gains (losses)$01,715
Applicable income taxes$339,0001,229
Income before extraordinary items$403,0002,973
Extraordinary gains, net$016
Net income$403,0002,976
Minority interest net income$066
Net income of bank and minority interests.$403,0002,976
Net charge-offs$1,223,000256
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$403,0002,938
2013-12-31 (YTD Data)Rank
Total interest income$37,162,000664
Total interest expense$7,701,000403
Net interest income$29,461,000723
Provision for loan and lease losses$3,426,000389
Total noninterest income$3,106,0001,573
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,096,0001,239
Trading account gains and fees$0184
Additional Noninterest Income$2,010,0001,504
Total noninterest expense$24,671,000825
Salaries and employee benefits$12,325,000873
Premises and equipment expense$5,236,000474
Additional noninterest expense$7,110,000952
Pre-tax net operating income$4,470,0001,564
Securities gains (losses)$03,182
Applicable income taxes$2,015,000898
Income before extraordinary items$2,455,0002,221
Extraordinary gains, net$029
Net income$2,455,0002,224
Minority interest net income$090
Net income of bank and minority interests.$2,455,0002,224
Net charge-offs$3,542,000470
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,455,0002,171
2013-09-30 (YTD Data)Rank
Total interest income$28,153,000653
Total interest expense$5,897,000402
Net interest income$22,256,000720
Provision for loan and lease losses$1,850,000529
Total noninterest income$1,838,0001,905
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$804,0001,273
Trading account gains and fees$0180
Additional Noninterest Income$1,034,0002,004
Total noninterest expense$18,359,000835
Salaries and employee benefits$9,407,000868
Premises and equipment expense$3,898,000474
Additional noninterest expense$5,054,0001,001
Pre-tax net operating income$3,885,0001,414
Securities gains (losses)$03,040
Applicable income taxes$1,663,000865
Income before extraordinary items$2,222,0001,954
Extraordinary gains, net$025
Net income$2,222,0001,961
Minority interest net income$084
Net income of bank and minority interests.$2,222,0001,960
Net charge-offs$1,653,000694
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,222,0001,896
2013-06-30 (YTD Data)Rank
Total interest income$18,899,000653
Total interest expense$3,999,000406
Net interest income$14,900,000716
Provision for loan and lease losses$1,381,000515
Total noninterest income$1,191,0001,983
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$551,0001,217
Trading account gains and fees$0157
Additional Noninterest Income$640,0002,145
Total noninterest expense$12,065,000843
Salaries and employee benefits$6,412,000846
Premises and equipment expense$2,561,000480
Additional noninterest expense$3,092,0001,090
Pre-tax net operating income$2,645,0001,373
Securities gains (losses)$02,791
Applicable income taxes$1,068,000889
Income before extraordinary items$1,577,0001,848
Extraordinary gains, net$022
Net income$1,577,0001,853
Minority interest net income$082
Net income of bank and minority interests.$1,577,0001,854
Net charge-offs$177,0002,222
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,577,0001,778
2013-03-31 (YTD Data)Rank
Total interest income$9,523,000652
Total interest expense$2,039,000408
Net interest income$7,484,000711
Provision for loan and lease losses$593,000625
Total noninterest income$690,0001,747
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$271,0001,234
Trading account gains and fees$0148
Additional Noninterest Income$419,0001,795
Total noninterest expense$5,847,000880
Salaries and employee benefits$3,181,000862
Premises and equipment expense$1,259,000495
Additional noninterest expense$1,407,0001,169
Pre-tax net operating income$1,734,0001,065
Securities gains (losses)$01,966
Applicable income taxes$697,000698
Income before extraordinary items$1,037,0001,422
Extraordinary gains, net$010
Net income$1,037,0001,424
Minority interest net income$076
Net income of bank and minority interests.$1,037,0001,424
Net charge-offs$-30,0006,567
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,037,0001,370
2012-12-31 (YTD Data)Rank
Total interest income$41,078,000634
Total interest expense$9,504,000431
Net interest income$31,574,000679
Provision for loan and lease losses$5,132,000493
Total noninterest income$3,041,0001,624
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,129,0001,262
Trading account gains and fees$0166
Additional Noninterest Income$1,912,0001,571
Total noninterest expense$23,968,000838
Salaries and employee benefits$12,677,000825
Premises and equipment expense$4,947,000483
Additional noninterest expense$6,344,0001,090
Pre-tax net operating income$5,515,0001,264
Securities gains (losses)$03,810
Applicable income taxes$1,424,0001,137
Income before extraordinary items$4,091,0001,431
Extraordinary gains, net$029
Net income$4,091,0001,432
Minority interest net income$093
Net income of bank and minority interests.$4,091,0001,432
Net charge-offs$2,948,000858
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,091,0001,340
2012-09-30 (YTD Data)Rank
Total interest income$32,012,000612
Total interest expense$7,292,000441
Net interest income$24,720,000654
Provision for loan and lease losses$1,727,000974
Total noninterest income$2,382,0001,580
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$856,0001,252
Trading account gains and fees$0157
Additional Noninterest Income$1,526,0001,510
Total noninterest expense$18,560,000804
Salaries and employee benefits$9,515,000825
Premises and equipment expense$3,754,000482
Additional noninterest expense$5,291,000984
Pre-tax net operating income$6,815,000826
Securities gains (losses)$03,575
Applicable income taxes$3,016,000509
Income before extraordinary items$3,799,0001,184
Extraordinary gains, net$020
Net income$3,799,0001,184
Minority interest net income$086
Net income of bank and minority interests.$3,799,0001,184
Net charge-offs$941,0001,528
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,799,0001,120
2012-06-30 (YTD Data)Rank
Total interest income$21,871,000605
Total interest expense$4,949,000449
Net interest income$16,922,000634
Provision for loan and lease losses$1,406,000843
Total noninterest income$1,707,0001,473
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$575,0001,229
Trading account gains and fees$0153
Additional Noninterest Income$1,132,0001,390
Total noninterest expense$12,485,000798
Salaries and employee benefits$6,372,000817
Premises and equipment expense$2,518,000478
Additional noninterest expense$3,595,000966
Pre-tax net operating income$4,738,000781
Securities gains (losses)$03,178
Applicable income taxes$2,085,000497
Income before extraordinary items$2,653,0001,137
Extraordinary gains, net$019
Net income$2,653,0001,137
Minority interest net income$084
Net income of bank and minority interests.$2,653,0001,137
Net charge-offs$870,0001,265
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,653,0001,060
2012-03-31 (YTD Data)Rank
Total interest income$11,033,000606
Total interest expense$2,507,000461
Net interest income$8,526,000631
Provision for loan and lease losses$750,000765
Total noninterest income$781,0001,549
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$302,0001,170
Trading account gains and fees$0148
Additional Noninterest Income$479,0001,553
Total noninterest expense$6,406,000779
Salaries and employee benefits$3,245,000794
Premises and equipment expense$1,286,000466
Additional noninterest expense$1,875,000909
Pre-tax net operating income$2,151,000835
Securities gains (losses)$02,210
Applicable income taxes$1,011,000501
Income before extraordinary items$1,140,0001,272
Extraordinary gains, net$019
Net income$1,140,0001,273
Minority interest net income$078
Net income of bank and minority interests.$1,140,0001,273
Net charge-offs$285,0001,538
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,140,0001,207
2011-12-31 (YTD Data)Rank
Total interest income$44,360,000617
Total interest expense$11,213,000504
Net interest income$33,147,000646
Provision for loan and lease losses$3,322,0001,092
Total noninterest income$3,642,0001,313
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,139,0001,298
Trading account gains and fees$0146
Additional Noninterest Income$2,503,0001,173
Total noninterest expense$24,882,000795
Salaries and employee benefits$12,697,000775
Premises and equipment expense$6,182,000426
Additional noninterest expense$6,003,0001,171
Pre-tax net operating income$8,585,000718
Securities gains (losses)$03,838
Applicable income taxes$3,789,000489
Income before extraordinary items$4,796,0001,040
Extraordinary gains, net$029
Net income$4,796,0001,041
Minority interest net income$096
Net income of bank and minority interests.$4,796,0001,041
Net charge-offs$5,879,000701
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,796,0001,000
2011-09-30 (YTD Data)Rank
Total interest income$33,764,000620
Total interest expense$8,503,000520
Net interest income$25,261,000640
Provision for loan and lease losses$2,624,0001,035
Total noninterest income$2,780,0001,285
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$767,0001,458
Trading account gains and fees$0145
Additional Noninterest Income$2,013,0001,107
Total noninterest expense$18,897,000787
Salaries and employee benefits$9,703,000767
Premises and equipment expense$4,574,000436
Additional noninterest expense$4,620,0001,136
Pre-tax net operating income$6,520,000728
Securities gains (losses)$03,555
Applicable income taxes$2,786,000491
Income before extraordinary items$3,734,0001,035
Extraordinary gains, net$021
Net income$3,734,0001,033
Minority interest net income$087
Net income of bank and minority interests.$3,734,0001,035
Net charge-offs$4,176,000729
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,734,000985
2011-06-30 (YTD Data)Rank
Total interest income$22,299,000641
Total interest expense$5,660,000546
Net interest income$16,639,000657
Provision for loan and lease losses$1,815,000985
Total noninterest income$2,077,0001,195
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$375,0001,858
Trading account gains and fees$0153
Additional Noninterest Income$1,702,000928
Total noninterest expense$12,235,000820
Salaries and employee benefits$6,406,000781
Premises and equipment expense$3,078,000438
Additional noninterest expense$2,751,0001,290
Pre-tax net operating income$4,666,000677
Securities gains (losses)$02,914
Applicable income taxes$1,995,000465
Income before extraordinary items$2,671,000925
Extraordinary gains, net$015
Net income$2,671,000924
Minority interest net income$089
Net income of bank and minority interests.$2,671,000925
Net charge-offs$4,405,000522
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,671,000895
2011-03-31 (YTD Data)Rank
Total interest income$11,433,000633
Total interest expense$2,822,000564
Net interest income$8,611,000636
Provision for loan and lease losses$850,000974
Total noninterest income$628,0001,694
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$628,0001,146
Total noninterest expense$6,319,000795
Salaries and employee benefits$3,204,000793
Premises and equipment expense$1,551,000437
Additional noninterest expense$1,564,0001,139
Pre-tax net operating income$2,070,000755
Securities gains (losses)$01,772
Applicable income taxes$908,000493
Income before extraordinary items$1,162,0001,051
Extraordinary gains, net$09
Net income$1,162,0001,050
Minority interest net income$086
Net income of bank and minority interests.$1,162,0001,051
Net charge-offs$104,0002,692
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,162,0001,013
2010-12-31 (YTD Data)Rank
Total interest income$46,024,000646
Total interest expense$12,003,000663
Net interest income$34,021,000632
Provision for loan and lease losses$2,515,0001,799
Total noninterest income$3,318,0001,443
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$3,318,000991
Total noninterest expense$24,958,000804
Salaries and employee benefits$12,295,000805
Premises and equipment expense$6,334,000414
Additional noninterest expense$6,329,0001,171
Pre-tax net operating income$9,866,000565
Securities gains (losses)$-1,0006,878
Applicable income taxes$1,328,000983
Income before extraordinary items$8,537,000533
Extraordinary gains, net$029
Net income$8,537,000532
Minority interest net income$0111
Net income of bank and minority interests.$8,537,000534
Net charge-offs$1,853,0001,955
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,537,870505
2010-09-30 (YTD Data)Rank
Total interest income$34,280,000657
Total interest expense$9,078,000680
Net interest income$25,202,000634
Provision for loan and lease losses$2,006,0001,653
Total noninterest income$1,945,0001,726
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$1,945,0001,117
Total noninterest expense$17,633,000847
Salaries and employee benefits$9,138,000798
Premises and equipment expense$4,620,000425
Additional noninterest expense$3,875,0001,379
Pre-tax net operating income$7,508,000570
Securities gains (losses)$-1,0007,074
Applicable income taxes$3,378,000392
Income before extraordinary items$4,129,000840
Extraordinary gains, net$023
Net income$4,129,000841
Minority interest net income$0110
Net income of bank and minority interests.$4,129,000841
Net charge-offs$761,0002,527
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,129,640796
2010-06-30 (YTD Data)Rank
Total interest income$22,809,000667
Total interest expense$6,113,000703
Net interest income$16,696,000641
Provision for loan and lease losses$1,317,0001,651
Total noninterest income$1,316,0001,652
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$1,316,0001,075
Total noninterest expense$11,647,000852
Salaries and employee benefits$6,089,000797
Premises and equipment expense$3,028,000434
Additional noninterest expense$2,530,0001,401
Pre-tax net operating income$5,048,000551
Securities gains (losses)$-1,0007,170
Applicable income taxes$2,238,000370
Income before extraordinary items$2,809,000795
Extraordinary gains, net$019
Net income$2,809,000794
Minority interest net income$0105
Net income of bank and minority interests.$2,809,000796
Net charge-offs$591,0002,256
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,809,640766
2010-03-31 (YTD Data)Rank
Total interest income$11,857,000657
Total interest expense$3,087,000730
Net interest income$8,770,000626
Provision for loan and lease losses$757,0001,383
Total noninterest income$639,0001,706
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$639,0001,078
Total noninterest expense$5,769,000867
Salaries and employee benefits$3,051,000804
Premises and equipment expense$1,477,000458
Additional noninterest expense$1,241,0001,428
Pre-tax net operating income$2,883,000474
Securities gains (losses)$-1,0007,364
Applicable income taxes$1,293,000315
Income before extraordinary items$1,589,000693
Extraordinary gains, net$016
Net income$1,589,000695
Minority interest net income$091
Net income of bank and minority interests.$1,589,000697
Net charge-offs$210,0002,375
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,589,640667
2009-12-31 (YTD Data)Rank
Total interest income$45,238,000734
Total interest expense$15,782,000731
Net interest income$29,456,000726
Provision for loan and lease losses$1,665,0002,731
Total noninterest income$2,959,0001,630
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$2,959,0001,058
Total noninterest expense$22,471,000937
Salaries and employee benefits$11,394,000861
Premises and equipment expense$6,216,000436
Additional noninterest expense$4,861,0001,535
Pre-tax net operating income$8,279,000523
Securities gains (losses)$03,754
Applicable income taxes$4,052,000312
Income before extraordinary items$4,227,000817
Extraordinary gains, net$034
Net income$4,227,000816
Minority interest net income$0115
Net income of bank and minority interests.$4,227,000817
Net charge-offs$1,341,0002,513
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,227,000804
2009-09-30 (YTD Data)Rank
Total interest income$33,634,000758
Total interest expense$12,301,000751
Net interest income$21,333,000757
Provision for loan and lease losses$914,0002,910
Total noninterest income$2,223,0001,648
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$2,223,0001,070
Total noninterest expense$16,747,000931
Salaries and employee benefits$8,393,000893
Premises and equipment expense$4,844,000433
Additional noninterest expense$3,510,0001,533
Pre-tax net operating income$5,895,000581
Securities gains (losses)$03,497
Applicable income taxes$2,797,000349
Income before extraordinary items$3,098,000876
Extraordinary gains, net$027
Net income$3,098,000877
Minority interest net income$0118
Net income of bank and minority interests.$3,098,000877
Net charge-offs$874,0002,352
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,098,000865
2009-06-30 (YTD Data)Rank
Total interest income$22,204,000792
Total interest expense$8,443,000764
Net interest income$13,761,000783
Provision for loan and lease losses$597,0002,735
Total noninterest income$1,499,0001,650
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$1,499,0001,089
Total noninterest expense$10,711,000997
Salaries and employee benefits$5,370,000952
Premises and equipment expense$3,232,000442
Additional noninterest expense$2,109,0001,724
Pre-tax net operating income$3,952,000569
Securities gains (losses)$03,136
Applicable income taxes$1,911,000345
Income before extraordinary items$2,041,000931
Extraordinary gains, net$021
Net income$2,041,000931
Minority interest net income$0112
Net income of bank and minority interests.$2,041,000931
Net charge-offs$333,0002,807
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,041,000903
2009-03-31 (YTD Data)Rank
Total interest income$11,028,000795
Total interest expense$4,314,000778
Net interest income$6,714,000806
Provision for loan and lease losses$200,0002,838
Total noninterest income$822,0001,520
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$822,000995
Total noninterest expense$5,506,000931
Salaries and employee benefits$2,940,000866
Premises and equipment expense$1,612,000444
Additional noninterest expense$954,0001,705
Pre-tax net operating income$1,830,000677
Securities gains (losses)$02,434
Applicable income taxes$839,000408
Income before extraordinary items$991,0001,100
Extraordinary gains, net$015
Net income$991,0001,102
Minority interest net income$0102
Net income of bank and minority interests.$991,0001,102
Net charge-offs$120,0002,670
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$991,0001,018
2008-12-31 (YTD Data)Rank
Total interest income$43,941,000858
Total interest expense$18,524,000860
Net interest income$25,417,000845
Provision for loan and lease losses$2,315,0001,639
Total noninterest income$5,481,000977
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$5,481,000607
Total noninterest expense$18,492,0001,067
Salaries and employee benefits$9,279,0001,062
Premises and equipment expense$5,927,000460
Additional noninterest expense$3,286,0001,865
Pre-tax net operating income$10,091,000531
Securities gains (losses)$03,220
Applicable income taxes$5,084,000317
Income before extraordinary items$5,007,000812
Extraordinary gains, net$039
Net income$5,007,000812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,132,0001,823
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,007,000874
2008-09-30 (YTD Data)Rank
Total interest income$32,935,000883
Total interest expense$14,186,000878
Net interest income$18,749,000866
Provision for loan and lease losses$2,000,0001,187
Total noninterest income$2,476,0001,511
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$2,476,000939
Total noninterest expense$12,789,0001,139
Salaries and employee benefits$5,965,0001,292
Premises and equipment expense$4,342,000478
Additional noninterest expense$2,482,0001,786
Pre-tax net operating income$6,436,000788
Securities gains (losses)$03,106
Applicable income taxes$3,427,000415
Income before extraordinary items$3,009,0001,240
Extraordinary gains, net$031
Net income$3,009,0001,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,319,0001,096
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,009,0001,309
2008-06-30 (YTD Data)Rank
Total interest income$21,821,000902
Total interest expense$9,740,000879
Net interest income$12,081,000891
Provision for loan and lease losses$212,0003,054
Total noninterest income$1,700,0001,498
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$1,700,000948
Total noninterest expense$10,160,000973
Salaries and employee benefits$5,776,000891
Premises and equipment expense$2,815,000496
Additional noninterest expense$1,569,0001,849
Pre-tax net operating income$3,409,0001,050
Securities gains (losses)$03,233
Applicable income taxes$1,596,000625
Income before extraordinary items$1,813,0001,513
Extraordinary gains, net$021
Net income$1,813,0001,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0002,192
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,813,0001,480
2008-03-31 (YTD Data)Rank
Total interest income$10,992,000921
Total interest expense$5,086,000900
Net interest income$5,906,000905
Provision for loan and lease losses$-2,0008,344
Total noninterest income$835,0001,520
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$835,000971
Total noninterest expense$4,973,000978
Salaries and employee benefits$2,902,000886
Premises and equipment expense$1,368,000504
Additional noninterest expense$703,0002,001
Pre-tax net operating income$1,770,0001,078
Securities gains (losses)$02,688
Applicable income taxes$828,000673
Income before extraordinary items$942,0001,588
Extraordinary gains, net$015
Net income$942,0001,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0002,124
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$942,0001,530
2007-12-31 (YTD Data)Rank
Total interest income$45,373,000925
Total interest expense$19,747,000992
Net interest income$25,626,000853
Provision for loan and lease losses$12,0006,512
Total noninterest income$4,183,0001,258
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$4,183,000799
Total noninterest expense$21,926,000847
Salaries and employee benefits$12,989,000754
Premises and equipment expense$5,564,000480
Additional noninterest expense$3,373,0001,653
Pre-tax net operating income$7,871,0001,064
Securities gains (losses)$02,146
Applicable income taxes$3,299,000739
Income before extraordinary items$4,572,0001,412
Extraordinary gains, net$039
Net income$4,572,0001,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,0008,244
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,572,0001,397
2007-09-30 (YTD Data)Rank
Total interest income$33,947,000929
Total interest expense$14,597,0001,009
Net interest income$19,350,000844
Provision for loan and lease losses$186,0003,106
Total noninterest income$2,984,0001,305
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$2,984,000829
Total noninterest expense$16,588,000828
Salaries and employee benefits$9,928,000733
Premises and equipment expense$4,136,000483
Additional noninterest expense$2,524,0001,612
Pre-tax net operating income$5,560,0001,229
Securities gains (losses)$01,655
Applicable income taxes$2,599,000776
Income before extraordinary items$2,961,0001,714
Extraordinary gains, net$033
Net income$2,961,0001,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0001,673
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,961,0001,699
2007-06-30 (YTD Data)Rank
Total interest income$22,368,000956
Total interest expense$9,570,0001,030
Net interest income$12,798,000873
Provision for loan and lease losses$-47,0008,425
Total noninterest income$1,968,0001,345
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$1,968,000868
Total noninterest expense$11,056,000844
Salaries and employee benefits$6,639,000754
Premises and equipment expense$2,722,000499
Additional noninterest expense$1,695,0001,595
Pre-tax net operating income$3,757,0001,262
Securities gains (losses)$01,444
Applicable income taxes$1,759,000803
Income before extraordinary items$1,998,0001,732
Extraordinary gains, net$029
Net income$1,998,0001,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,767
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,998,0001,714
2007-03-31 (YTD Data)Rank
Total interest income$11,131,000947
Total interest expense$4,746,0001,036
Net interest income$6,385,000872
Provision for loan and lease losses$16,0004,567
Total noninterest income$1,032,0001,282
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$1,032,000820
Total noninterest expense$5,493,000845
Salaries and employee benefits$3,308,000759
Premises and equipment expense$1,350,000503
Additional noninterest expense$835,0001,600
Pre-tax net operating income$1,908,0001,228
Securities gains (losses)$01,187
Applicable income taxes$864,000805
Income before extraordinary items$1,044,0001,650
Extraordinary gains, net$022
Net income$1,044,0001,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,797
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,044,0001,638
2006-12-31 (YTD Data)Rank
Total interest income$42,944,000909
Total interest expense$16,835,000986
Net interest income$26,109,000847
Provision for loan and lease losses$722,0001,374
Total noninterest income$4,110,0001,270
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$4,110,000794
Total noninterest expense$20,667,000852
Salaries and employee benefits$11,896,000800
Premises and equipment expense$5,357,000481
Additional noninterest expense$3,414,0001,547
Pre-tax net operating income$8,830,0001,109
Securities gains (losses)$5,0001,264
Applicable income taxes$3,830,000787
Income before extraordinary items$5,005,0001,460
Extraordinary gains, net$051
Net income$5,005,0001,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$727,000884
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,001,8001,443
2006-09-30 (YTD Data)Rank
Total interest income$31,709,000924
Total interest expense$12,154,0001,004
Net interest income$19,555,000864
Provision for loan and lease losses$60,0004,851
Total noninterest income$2,991,0001,312
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,991,000820
Total noninterest expense$15,303,000872
Salaries and employee benefits$8,805,000825
Premises and equipment expense$3,996,000491
Additional noninterest expense$2,502,0001,568
Pre-tax net operating income$7,183,0001,067
Securities gains (losses)$5,0001,041
Applicable income taxes$3,247,000740
Income before extraordinary items$3,941,0001,430
Extraordinary gains, net$045
Net income$3,941,0001,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,000801
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,937,8001,415
2006-06-30 (YTD Data)Rank
Total interest income$20,812,000921
Total interest expense$7,682,000993
Net interest income$13,130,000860
Provision for loan and lease losses$37,0004,826
Total noninterest income$1,963,0001,328
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,963,000832
Total noninterest expense$9,994,000892
Salaries and employee benefits$5,847,000831
Premises and equipment expense$2,539,000507
Additional noninterest expense$1,608,0001,646
Pre-tax net operating income$5,062,0001,010
Securities gains (losses)$5,000842
Applicable income taxes$2,254,000721
Income before extraordinary items$2,813,0001,338
Extraordinary gains, net$039
Net income$2,813,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$428,000642
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,809,8001,325
2006-03-31 (YTD Data)Rank
Total interest income$10,160,000912
Total interest expense$3,691,000982
Net interest income$6,469,000877
Provision for loan and lease losses$-43,0008,616
Total noninterest income$982,0001,294
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$982,000813
Total noninterest expense$4,781,000936
Salaries and employee benefits$2,813,000874
Premises and equipment expense$1,259,000511
Additional noninterest expense$709,0001,844
Pre-tax net operating income$2,713,000934
Securities gains (losses)$0955
Applicable income taxes$1,190,000698
Income before extraordinary items$1,523,0001,222
Extraordinary gains, net$021
Net income$1,523,0001,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,000659
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,523,0001,201
2005-12-31 (YTD Data)Rank
Total interest income$41,024,000785
Total interest expense$13,396,000843
Net interest income$27,628,000761
Provision for loan and lease losses$453,0002,053
Total noninterest income$4,150,0001,246
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$4,150,000773
Total noninterest expense$19,922,000852
Salaries and employee benefits$11,667,000770
Premises and equipment expense$4,609,000532
Additional noninterest expense$3,646,0001,406
Pre-tax net operating income$11,403,000864
Securities gains (losses)$-17,0007,746
Applicable income taxes$3,835,000800
Income before extraordinary items$7,551,000954
Extraordinary gains, net$046
Net income$7,551,000954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0001,775
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,562,220933
2005-09-30 (YTD Data)Rank
Total interest income$30,754,000763
Total interest expense$9,792,000821
Net interest income$20,962,000741
Provision for loan and lease losses$250,0002,545
Total noninterest income$3,192,0001,225
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$3,192,000767
Total noninterest expense$14,761,000857
Salaries and employee benefits$8,663,000770
Premises and equipment expense$3,334,000549
Additional noninterest expense$2,764,0001,371
Pre-tax net operating income$9,143,000809
Securities gains (losses)$-17,0008,109
Applicable income taxes$3,926,000627
Income before extraordinary items$5,200,0001,036
Extraordinary gains, net$035
Net income$5,200,0001,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0001,312
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,210,8801,017
2005-06-30 (YTD Data)Rank
Total interest income$20,432,000744
Total interest expense$6,311,000790
Net interest income$14,121,000721
Provision for loan and lease losses$20,0005,646
Total noninterest income$2,119,0001,214
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$2,119,000775
Total noninterest expense$9,664,000868
Salaries and employee benefits$5,690,000780
Premises and equipment expense$2,177,000549
Additional noninterest expense$1,797,0001,388
Pre-tax net operating income$6,556,000744
Securities gains (losses)$02,146
Applicable income taxes$2,710,000604
Income before extraordinary items$3,846,000908
Extraordinary gains, net$030
Net income$3,846,000908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,392
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,846,000889
2005-03-31 (YTD Data)Rank
Total interest income$10,021,000751
Total interest expense$3,029,000788
Net interest income$6,992,000724
Provision for loan and lease losses$284,000833
Total noninterest income$947,0001,301
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$947,000821
Total noninterest expense$4,676,000887
Salaries and employee benefits$2,693,000821
Premises and equipment expense$1,060,000557
Additional noninterest expense$923,0001,342
Pre-tax net operating income$2,979,000796
Securities gains (losses)$01,685
Applicable income taxes$1,410,000583
Income before extraordinary items$1,569,0001,100
Extraordinary gains, net$024
Net income$1,569,0001,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,000533
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,569,0001,074
2004-12-31 (YTD Data)Rank
Total interest income$39,547,000703
Total interest expense$11,526,000720
Net interest income$28,021,000698
Provision for loan and lease losses$2,070,000525
Total noninterest income$4,944,0001,086
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$4,944,000680
Total noninterest expense$17,628,000922
Salaries and employee benefits$10,581,000806
Premises and equipment expense$3,831,000607
Additional noninterest expense$3,216,0001,524
Pre-tax net operating income$13,267,000684
Securities gains (losses)$1,0003,645
Applicable income taxes$7,167,000462
Income before extraordinary items$6,101,0001,072
Extraordinary gains, net$034
Net income$6,101,0001,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$721,000977
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,100,3601,037
2004-09-30 (YTD Data)Rank
Total interest income$29,443,000706
Total interest expense$8,526,000714
Net interest income$20,917,000698
Provision for loan and lease losses$1,179,000658
Total noninterest income$3,962,0001,044
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$3,962,000667
Total noninterest expense$13,137,000927
Salaries and employee benefits$7,797,000823
Premises and equipment expense$2,887,000593
Additional noninterest expense$2,453,0001,497
Pre-tax net operating income$10,563,000652
Securities gains (losses)$1,0003,538
Applicable income taxes$5,483,000451
Income before extraordinary items$5,081,000986
Extraordinary gains, net$026
Net income$5,081,000987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0003,410
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,080,360952
2004-06-30 (YTD Data)Rank
Total interest income$19,463,000706
Total interest expense$5,632,000704
Net interest income$13,831,000697
Provision for loan and lease losses$819,000628
Total noninterest income$2,932,000945
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$2,932,000607
Total noninterest expense$8,572,000945
Salaries and employee benefits$5,106,000843
Premises and equipment expense$1,943,000592
Additional noninterest expense$1,523,0001,584
Pre-tax net operating income$7,372,000623
Securities gains (losses)$4,0002,826
Applicable income taxes$3,854,000444
Income before extraordinary items$3,522,000930
Extraordinary gains, net$021
Net income$3,522,000931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,091
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,519,440893
2004-03-31 (YTD Data)Rank
Total interest income$9,813,000704
Total interest expense$2,762,000732
Net interest income$7,051,000695
Provision for loan and lease losses$-23,0008,958
Total noninterest income$945,0001,304
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$945,000821
Total noninterest expense$4,333,000942
Salaries and employee benefits$2,651,000822
Premises and equipment expense$966,000604
Additional noninterest expense$716,0001,656
Pre-tax net operating income$3,686,000612
Securities gains (losses)$4,0002,410
Applicable income taxes$1,338,000584
Income before extraordinary items$2,352,000709
Extraordinary gains, net$016
Net income$2,352,000709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,349,440657
2003-12-31 (YTD Data)Rank
Total interest income$37,190,000762
Total interest expense$10,820,000823
Net interest income$26,370,000715
Provision for loan and lease losses$992,0001,196
Total noninterest income$3,210,0001,594
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$3,210,0001,036
Total noninterest expense$17,611,000917
Salaries and employee benefits$10,997,000773
Premises and equipment expense$3,481,000656
Additional noninterest expense$3,133,0001,578
Pre-tax net operating income$10,977,000787
Securities gains (losses)$10,0003,613
Applicable income taxes$4,788,000641
Income before extraordinary items$6,199,0001,034
Extraordinary gains, net$054
Net income$6,199,0001,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$670,0001,268
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,192,600974
2003-09-30 (YTD Data)Rank
Total interest income$27,705,000788
Total interest expense$8,108,000857
Net interest income$19,597,000729
Provision for loan and lease losses$711,0001,200
Total noninterest income$2,282,0001,709
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$2,282,0001,125
Total noninterest expense$12,284,0001,009
Salaries and employee benefits$7,462,000868
Premises and equipment expense$2,544,000688
Additional noninterest expense$2,278,0001,604
Pre-tax net operating income$8,884,000763
Securities gains (losses)$04,204
Applicable income taxes$4,550,000551
Income before extraordinary items$4,334,0001,156
Extraordinary gains, net$040
Net income$4,334,0001,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0002,464
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,334,0001,089
2003-06-30 (YTD Data)Rank
Total interest income$18,069,000811
Total interest expense$5,319,000902
Net interest income$12,750,000753
Provision for loan and lease losses$632,000947
Total noninterest income$1,469,0001,747
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$1,469,0001,153
Total noninterest expense$7,544,0001,080
Salaries and employee benefits$4,391,000987
Premises and equipment expense$1,661,000708
Additional noninterest expense$1,492,0001,625
Pre-tax net operating income$6,043,000745
Securities gains (losses)$03,782
Applicable income taxes$3,024,000553
Income before extraordinary items$3,019,0001,112
Extraordinary gains, net$030
Net income$3,019,0001,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0001,507
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,019,0001,026
2003-03-31 (YTD Data)Rank
Total interest income$9,052,000819
Total interest expense$2,564,000964
Net interest income$6,488,000737
Provision for loan and lease losses$575,000573
Total noninterest income$729,0001,718
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$729,0001,131
Total noninterest expense$3,759,0001,071
Salaries and employee benefits$2,237,000966
Premises and equipment expense$820,000721
Additional noninterest expense$702,0001,678
Pre-tax net operating income$2,883,000783
Securities gains (losses)$02,891
Applicable income taxes$1,479,000573
Income before extraordinary items$1,404,0001,181
Extraordinary gains, net$021
Net income$1,404,0001,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,000962
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,404,0001,098
2002-12-31 (YTD Data)Rank
Total interest income$32,376,000938
Total interest expense$10,375,0001,074
Net interest income$22,001,000884
Provision for loan and lease losses$777,0001,682
Total noninterest income$2,722,0001,675
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$2,722,0001,069
Total noninterest expense$13,508,0001,139
Salaries and employee benefits$7,473,0001,065
Premises and equipment expense$3,151,000703
Additional noninterest expense$2,884,0001,634
Pre-tax net operating income$10,438,000834
Securities gains (losses)$04,537
Applicable income taxes$4,986,000587
Income before extraordinary items$5,452,0001,152
Extraordinary gains, net$1,225,00014
Net income$6,677,000936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0003,009
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,452,0001,106
2001-12-31 (YTD Data)Rank
Total interest income$28,561,0001,195
Total interest expense$12,307,0001,323
Net interest income$16,254,0001,093
Provision for loan and lease losses$406,0002,590
Total noninterest income$2,435,0001,715
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$2,435,0001,087
Total noninterest expense$10,936,0001,333
Salaries and employee benefits$6,031,0001,233
Premises and equipment expense$2,685,000789
Additional noninterest expense$2,220,0002,025
Pre-tax net operating income$7,347,0001,014
Securities gains (losses)$04,612
Applicable income taxes$3,193,000794
Income before extraordinary items$4,154,0001,310
Extraordinary gains, net$0105
Net income$4,154,0001,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,0002,278
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,154,0001,258
2000-12-31 (YTD Data)Rank
Total interest income$24,446,0001,426
Total interest expense$10,698,0001,597
Net interest income$13,748,0001,272
Provision for loan and lease losses$310,0002,759
Total noninterest income$2,059,0001,831
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$2,059,0001,109
Total noninterest expense$9,527,0001,459
Salaries and employee benefits$5,219,0001,358
Premises and equipment expense$2,379,000836
Additional noninterest expense$1,929,0002,244
Pre-tax net operating income$5,970,0001,243
Securities gains (losses)$01,956
Applicable income taxes$2,919,000849
Income before extraordinary items$3,051,0001,719
Extraordinary gains, net$038
Net income$3,051,0001,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$459,0001,323
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,051,0001,713
1999-12-31 (YTD Data)Rank
Total interest income$20,719,0001,575
Total interest expense$8,044,0001,860
Net interest income$12,675,0001,374
Provision for loan and lease losses$417,0002,046
Total noninterest income$1,693,0002,107
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$1,693,0001,297
Total noninterest expense$8,961,0001,550
Salaries and employee benefits$4,629,0001,501
Premises and equipment expense$2,344,000854
Additional noninterest expense$1,988,0002,200
Pre-tax net operating income$4,990,0001,514
Securities gains (losses)$03,155
Applicable income taxes$2,542,0001,002
Income before extraordinary items$2,448,0002,137
Extraordinary gains, net$035
Net income$2,448,0002,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,187
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,448,0002,105
1998-12-31 (YTD Data)Rank
Total interest income$17,966,0001,803
Total interest expense$7,410,0002,052
Net interest income$10,556,0001,612
Provision for loan and lease losses$77,0005,674
Total noninterest income$1,308,0002,515
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$1,308,0001,533
Total noninterest expense$7,879,0001,673
Salaries and employee benefits$3,690,0001,804
Premises and equipment expense$2,122,000911
Additional noninterest expense$2,067,0002,061
Pre-tax net operating income$3,908,0001,865
Securities gains (losses)$04,449
Applicable income taxes$1,941,0001,304
Income before extraordinary items$1,967,0002,588
Extraordinary gains, net$032
Net income$1,967,0002,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,0001,326
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,967,0002,518
1997-12-31 (YTD Data)Rank
Total interest income$15,627,0002,089
Total interest expense$6,274,0002,399
Net interest income$9,353,0001,865
Provision for loan and lease losses$681,0001,355
Total noninterest income$1,040,0002,955
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$1,040,0001,697
Total noninterest expense$6,671,0001,931
Salaries and employee benefits$3,292,0001,994
Premises and equipment expense$1,582,0001,245
Additional noninterest expense$1,797,0002,312
Pre-tax net operating income$3,041,0002,467
Securities gains (losses)$03,944
Applicable income taxes$1,511,0001,697
Income before extraordinary items$1,530,0003,309
Extraordinary gains, net$044
Net income$1,530,0003,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$741,000974
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,530,0003,228
1996-12-31 (YTD Data)Rank
Total interest income$12,599,0002,654
Total interest expense$5,144,0002,921
Net interest income$7,455,0002,417
Provision for loan and lease losses$286,0002,683
Total noninterest income$645,0004,348
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$645,0002,441
Total noninterest expense$6,240,0002,198
Salaries and employee benefits$2,769,0002,404
Premises and equipment expense$1,349,0001,501
Additional noninterest expense$2,122,0002,322
Pre-tax net operating income$1,574,0004,170
Securities gains (losses)$04,148
Applicable income taxes$941,0002,484
Income before extraordinary items$633,0006,079
Extraordinary gains, net$053
Net income$633,0006,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,536
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$633,0006,023
1995-12-31 (YTD Data)Rank
Total interest income$10,884,0003,048
Total interest expense$4,200,0003,533
Net interest income$6,684,0002,668
Provision for loan and lease losses$-109,00011,737
Total noninterest income$818,0003,630
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$818,0002,068
Total noninterest expense$5,002,0002,719
Salaries and employee benefits$2,444,0002,734
Premises and equipment expense$1,208,0001,668
Additional noninterest expense$1,350,0003,376
Pre-tax net operating income$2,609,0002,725
Securities gains (losses)$03,831
Applicable income taxes$1,482,0001,660
Income before extraordinary items$1,127,0004,164
Extraordinary gains, net$065
Net income$1,127,0004,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0002,626
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,127,0004,147
1994-12-31 (YTD Data)Rank
Total interest income$10,437,0002,913
Total interest expense$3,229,0003,706
Net interest income$7,208,0002,506
Provision for loan and lease losses$-140,00012,243
Total noninterest income$698,0004,128
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$698,0002,337
Total noninterest expense$5,281,0002,635
Salaries and employee benefits$2,287,0002,892
Premises and equipment expense$1,206,0001,713
Additional noninterest expense$1,788,0002,849
Pre-tax net operating income$2,765,0002,560
Securities gains (losses)$03,600
Applicable income taxes$1,334,0001,724
Income before extraordinary items$1,431,0003,297
Extraordinary gains, net$1,889,0008
Net income$3,320,0001,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0002,825
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,431,0003,327
1993-12-31 (YTD Data)Rank
Total interest income$10,902,0002,844
Total interest expense$3,527,0003,563
Net interest income$7,375,0002,431
Provision for loan and lease losses$-227,00013,067
Total noninterest income$586,0005,036
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$586,0002,933
Total noninterest expense$5,125,0002,788
Salaries and employee benefits$2,101,0003,121
Premises and equipment expense$1,086,0001,911
Additional noninterest expense$1,938,0002,809
Pre-tax net operating income$3,063,0002,225
Securities gains (losses)$07,477
Applicable income taxes$1,621,0001,468
Income before extraordinary items$1,442,0003,368
Extraordinary gains, net$03,149
Net income$1,442,0003,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0005,061
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,442,0003,185
1992-12-31 (YTD Data)Rank
Total interest income$11,833,0002,964
Total interest expense$5,062,0003,276
Net interest income$6,771,0002,691
Provision for loan and lease losses$472,0003,130
Total noninterest income$746,0004,193
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$746,0002,414
Total noninterest expense$4,501,0003,155
Salaries and employee benefits$1,972,0003,247
Premises and equipment expense$1,030,0002,040
Additional noninterest expense$1,499,0003,602
Pre-tax net operating income$2,544,0002,435
Securities gains (losses)$08,369
Applicable income taxes$1,615,0001,363
Income before extraordinary items$929,0004,812
Extraordinary gains, net$01,422
Net income$929,0004,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$440,0002,677
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$929,0004,489

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.