PNC Bank, LAKEVIEW BRANCH
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420 client reviews
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| Name: | PNC Bank |
| Concentration: | Commercial Lending Specialization |
| Established: | 01/01/1804 |
| FDIC Insurance: | 01/01/1934 |
| Holden By: | PNC FINL SERVICES GROUP INC |
| Charter Class: | Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) |
| # of Branches: | 2378, view all, view on map |
| Website: | www.pnc.com |
| Total Assets: | $557,463,343,000 |
| Total Deposits: | $428,985,450,000 |
| Total Equity Capital: | $50,108,085,000 |
| Total Domestic Office Deposits: | $428,490,983,000 |
| Net Income: | $5,836,901,000 |
| Quarterly Net Income: | $957,096,000 |
| Return on Assets: | 1% |
| Quarterly Return on Assets: | 1% |
| Return on Equity: | 12% |
| Quarterly Return on Equity: | 8% |
| More... | |
Client Review
420 client reviews of PNC Bank scored 2.5 out of 5.
Overdraft fees
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by Kpao, Sep. 16, 2013
I open an account at this bank because the small bank I was with was having issues with accepting cash deposits at their only ATM, and it took too long for checks to clear. I was assured that PNC clears checks by next business day. So, I deposit a couple checks and some cash into Pnc, then deposited a PNC check into the ATM at the other bank account. The next day the check from the other bank goes through, and PNC wacks me with an overdraft fee. The funds were in there, so I can only assume that it was because the checks I deposited well before the evening cutoff, had NOT cleared the next day. Even the other bank, though would not allow me to draw from an uncleared check, would not charge me an overdraft fee, and Chase would have let me draw the cash by next day. I can see where this is going and will be closing the account as soon as I can get the direct deposit from my employer cancelled.
* this reviewer has be with this bank for <6 months
* this reviewer had 3 - 5 banks before.
* this review was made on PNC Bank, Lakeview Branch at Chicago, IL
2 of 3 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby Kpao, Sep. 16, 2013
I open an account at this bank because the small bank I was with was having issues with accepting cash deposits at their only ATM, and it took too long for checks to clear. I was assured that PNC clears checks by next business day. So, I deposit a couple checks and some cash into Pnc, then deposited a PNC check into the ATM at the other bank account. The next day the check from the other bank goes through, and PNC wacks me with an overdraft fee. The funds were in there, so I can only assume that it was because the checks I deposited well before the evening cutoff, had NOT cleared the next day. Even the other bank, though would not allow me to draw from an uncleared check, would not charge me an overdraft fee, and Chase would have let me draw the cash by next day. I can see where this is going and will be closing the account as soon as I can get the direct deposit from my employer cancelled.
* this reviewer has be with this bank for <6 months
* this reviewer had 3 - 5 banks before.
* this review was made on PNC Bank, Lakeview Branch at Chicago, IL
2 of 3 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
1 comment. Add a comment
by Anya847 2013-10-18 00:47:47
PNC Agreement that is available for donwload online in PDF format, has a section named Consumer Funds Availability Policy. In it, there is a whole paragraph written about One Day Availability that unfortunately is little known to their own employees. It further states, I quote, "If you make a deposit of checks or money orders before the cut-off time on a business day... deposits of checks or money orders will be available on the first business day after the business day of your deposit for all purposes."
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