Home > California Banks > Ripon Banks > Oak Valley Community Bank Ripon > Oak Valley Community Bank, Ripon Branch
Oak Valley Community Bank, Ripon Branch
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3 client reviews
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| Name: | Oak Valley Community Bank |
| Concentration: | Commercial Lending Specialization |
| Established: | 05/28/1991 |
| FDIC Insurance: | 05/28/1991 |
| Holden By: | OAK VALLEY BCORP |
| Charter Class: | Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) |
| # of Branches: | 19, view all, view on map |
| Website: | www.ovcb.com |
| Total Assets: | $1,842,269,000 |
| Total Deposits: | $1,650,700,000 |
| Total Equity Capital: | $165,817,000 |
| Total Domestic Office Deposits: | $1,650,700,000 |
| Net Income: | $31,361,000 |
| Quarterly Net Income: | $5,955,000 |
| Return on Assets: | 2% |
| Quarterly Return on Assets: | 1% |
| Return on Equity: | 22% |
| Quarterly Return on Equity: | 16% |
| More... | |
Client Review
3 client reviews of Oak Valley Community Bank scored 2 out of 5.
Lack of Transparency Unacceptable
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by CWarren, Nov. 25, 2014
I am a professional mtg. adviser. I called because I had a CA home buyer to refer to them. I asked the loan officer what their rate was for a 15-yr purchase loan, 20 percent down, top tier credit.
She said, "I can't quote a rate, because I don't know the down payment and credit."
I said, "I just told you the down payment and assume top credit."
She still refused. Also, she would not reveal their lender fees.
Avoidance of basic info is usually a lender who is overpriced and shady.
As a professional, I recommend avoiding this lender for mortgage loans. Their lack of transparency is unacceptable.
* this reviewer has be with this bank for <6 months
* this reviewer had 3 - 5 banks before.
* this review was made on Oak Valley Community Bank, Manteca Branch at Manteca, CA
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Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby CWarren, Nov. 25, 2014
I am a professional mtg. adviser. I called because I had a CA home buyer to refer to them. I asked the loan officer what their rate was for a 15-yr purchase loan, 20 percent down, top tier credit.
She said, "I can't quote a rate, because I don't know the down payment and credit."
I said, "I just told you the down payment and assume top credit."
She still refused. Also, she would not reveal their lender fees.
Avoidance of basic info is usually a lender who is overpriced and shady.
As a professional, I recommend avoiding this lender for mortgage loans. Their lack of transparency is unacceptable.
* this reviewer has be with this bank for <6 months
* this reviewer had 3 - 5 banks before.
* this review was made on Oak Valley Community Bank, Manteca Branch at Manteca, CA
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Dr. P. K.
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by CaliforniaBank, Mar. 01, 2013
Worst Bank I've ever seen. Went to cash a check, they had my ID, Fingerprint, I was willing give them 5 credit card numbers and still refused to cancel my legitimate check because the account on check was opened at other branch and they couldn't varify signature. How can you not varify signature in this day and age of internet, cell phone with phones? Click a picture, send it over and compare signatures, done. I will never do any form of banking at this bank and hope anyone reading this never considers them.
* this reviewer has be with this bank for <6 months
* this reviewer had 6 - 10 banks before.
* this review was made on Oak Valley Community Bank, Stockton Branch at Stockton, CA
3 of 4 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby CaliforniaBank, Mar. 01, 2013
Worst Bank I've ever seen. Went to cash a check, they had my ID, Fingerprint, I was willing give them 5 credit card numbers and still refused to cancel my legitimate check because the account on check was opened at other branch and they couldn't varify signature. How can you not varify signature in this day and age of internet, cell phone with phones? Click a picture, send it over and compare signatures, done. I will never do any form of banking at this bank and hope anyone reading this never considers them.
* this reviewer has be with this bank for <6 months
* this reviewer had 6 - 10 banks before.
* this review was made on Oak Valley Community Bank, Stockton Branch at Stockton, CA
3 of 4 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
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Awesome Bank
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by rocknrollus, Nov. 18, 2011
Doing their jobs.
* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 3 - 5 banks before.
* this review was made on Oak Valley Community Bank, Escalon Branch at Escalon, CA
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Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby rocknrollus, Nov. 18, 2011
Doing their jobs.
* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 3 - 5 banks before.
* this review was made on Oak Valley Community Bank, Escalon Branch at Escalon, CA
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