Home > Northwestern Bank > Income and Expense
Northwestern Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $19,419,000 | 992 |
| Total interest expense | $905,000 | 2,285 |
| Net interest income | $18,514,000 | 892 |
| Provision for loan and lease losses | $725,000 | 864 |
| Total noninterest income | $13,979,000 | 413 |
| Gross Fiduciary activities income | $3,842,000 | 194 |
| Service charges on deposit accounts | $3,198,000 | 349 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $6,939,000 | 480 |
| Total noninterest expense | $26,771,000 | 575 |
| Salaries and employee benefits | $15,433,000 | 529 |
| Premises and equipment expense | $3,335,000 | 561 |
| Additional noninterest expense | $8,003,000 | 621 |
| Pre-tax net operating income | $4,997,000 | 1,219 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,699,000 | 909 |
| Income before extraordinary items | $3,298,000 | 1,452 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,298,000 | 1,451 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,298,000 | 1,452 |
| Net charge-offs | $-381,000 | 6,438 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,298,000 | 1,429 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $12,876,000 | 991 |
| Total interest expense | $615,000 | 2,279 |
| Net interest income | $12,261,000 | 891 |
| Provision for loan and lease losses | $525,000 | 805 |
| Total noninterest income | $9,014,000 | 410 |
| Gross Fiduciary activities income | $2,608,000 | 189 |
| Service charges on deposit accounts | $2,134,000 | 343 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $4,272,000 | 503 |
| Total noninterest expense | $18,271,000 | 558 |
| Salaries and employee benefits | $10,558,000 | 523 |
| Premises and equipment expense | $2,290,000 | 549 |
| Additional noninterest expense | $5,423,000 | 602 |
| Pre-tax net operating income | $2,479,000 | 1,510 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $843,000 | 1,092 |
| Income before extraordinary items | $1,636,000 | 1,842 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,636,000 | 1,846 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,636,000 | 1,845 |
| Net charge-offs | $476,000 | 910 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,636,000 | 1,793 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,524,000 | 970 |
| Total interest expense | $315,000 | 2,270 |
| Net interest income | $6,209,000 | 879 |
| Provision for loan and lease losses | $325,000 | 653 |
| Total noninterest income | $4,394,000 | 411 |
| Gross Fiduciary activities income | $1,358,000 | 185 |
| Service charges on deposit accounts | $1,032,000 | 346 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,004,000 | 507 |
| Total noninterest expense | $9,580,000 | 535 |
| Salaries and employee benefits | $5,351,000 | 513 |
| Premises and equipment expense | $1,157,000 | 548 |
| Additional noninterest expense | $3,072,000 | 544 |
| Pre-tax net operating income | $698,000 | 2,325 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $237,000 | 1,554 |
| Income before extraordinary items | $461,000 | 2,720 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $461,000 | 2,723 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $461,000 | 2,723 |
| Net charge-offs | $-135,000 | 6,527 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $461,000 | 2,678 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $28,837,000 | 863 |
| Total interest expense | $1,744,000 | 1,927 |
| Net interest income | $27,093,000 | 789 |
| Provision for loan and lease losses | $7,329,000 | 205 |
| Total noninterest income | $23,006,000 | 367 |
| Gross Fiduciary activities income | $5,033,000 | 184 |
| Service charges on deposit accounts | $4,188,000 | 358 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $13,785,000 | 379 |
| Total noninterest expense | $42,445,000 | 491 |
| Salaries and employee benefits | $23,281,000 | 472 |
| Premises and equipment expense | $4,715,000 | 523 |
| Additional noninterest expense | $14,449,000 | 495 |
| Pre-tax net operating income | $325,000 | 5,422 |
| Securities gains (losses) | $8,000 | 2,703 |
| Applicable income taxes | $113,000 | 3,336 |
| Income before extraordinary items | $220,000 | 5,654 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $220,000 | 5,656 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $220,000 | 5,656 |
| Net charge-offs | $5,991,000 | 288 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $214,720 | 5,612 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $21,987,000 | 858 |
| Total interest expense | $1,371,000 | 1,905 |
| Net interest income | $20,616,000 | 778 |
| Provision for loan and lease losses | $7,800,000 | 154 |
| Total noninterest income | $17,731,000 | 367 |
| Gross Fiduciary activities income | $3,759,000 | 179 |
| Service charges on deposit accounts | $3,048,000 | 366 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $10,924,000 | 377 |
| Total noninterest expense | $31,408,000 | 498 |
| Salaries and employee benefits | $17,518,000 | 477 |
| Premises and equipment expense | $3,648,000 | 506 |
| Additional noninterest expense | $10,242,000 | 507 |
| Pre-tax net operating income | $-861,000 | 6,687 |
| Securities gains (losses) | $8,000 | 2,578 |
| Applicable income taxes | $-290,000 | 6,772 |
| Income before extraordinary items | $-563,000 | 6,653 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-563,000 | 6,654 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-563,000 | 6,654 |
| Net charge-offs | $5,551,000 | 236 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-568,280 | 6,640 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $14,993,000 | 832 |
| Total interest expense | $948,000 | 1,870 |
| Net interest income | $14,045,000 | 752 |
| Provision for loan and lease losses | $6,300,000 | 131 |
| Total noninterest income | $11,063,000 | 395 |
| Gross Fiduciary activities income | $2,515,000 | 178 |
| Service charges on deposit accounts | $1,942,000 | 375 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,606,000 | 418 |
| Total noninterest expense | $21,829,000 | 487 |
| Salaries and employee benefits | $11,807,000 | 471 |
| Premises and equipment expense | $2,440,000 | 501 |
| Additional noninterest expense | $7,582,000 | 468 |
| Pre-tax net operating income | $-3,021,000 | 6,896 |
| Securities gains (losses) | $6,000 | 2,420 |
| Applicable income taxes | $-1,025,000 | 6,905 |
| Income before extraordinary items | $-1,990,000 | 6,877 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,990,000 | 6,878 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,990,000 | 6,878 |
| Net charge-offs | $4,225,000 | 234 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,993,960 | 6,869 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $7,454,000 | 843 |
| Total interest expense | $499,000 | 1,839 |
| Net interest income | $6,955,000 | 760 |
| Provision for loan and lease losses | $1,500,000 | 262 |
| Total noninterest income | $5,587,000 | 394 |
| Gross Fiduciary activities income | $1,292,000 | 170 |
| Service charges on deposit accounts | $927,000 | 380 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,368,000 | 410 |
| Total noninterest expense | $11,319,000 | 482 |
| Salaries and employee benefits | $5,923,000 | 477 |
| Premises and equipment expense | $1,226,000 | 507 |
| Additional noninterest expense | $4,170,000 | 437 |
| Pre-tax net operating income | $-277,000 | 6,779 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $-94,000 | 6,918 |
| Income before extraordinary items | $-182,000 | 6,737 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-182,000 | 6,738 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-182,000 | 6,738 |
| Net charge-offs | $634,000 | 659 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-182,660 | 6,718 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $33,311,000 | 789 |
| Total interest expense | $2,828,000 | 1,570 |
| Net interest income | $30,483,000 | 712 |
| Provision for loan and lease losses | $15,218,000 | 200 |
| Total noninterest income | $27,266,000 | 341 |
| Gross Fiduciary activities income | $4,547,000 | 187 |
| Service charges on deposit accounts | $4,106,000 | 371 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $18,613,000 | 313 |
| Total noninterest expense | $46,354,000 | 473 |
| Salaries and employee benefits | $24,023,000 | 453 |
| Premises and equipment expense | $5,443,000 | 452 |
| Additional noninterest expense | $16,888,000 | 458 |
| Pre-tax net operating income | $-3,823,000 | 6,921 |
| Securities gains (losses) | $5,000 | 3,522 |
| Applicable income taxes | $-1,294,000 | 6,981 |
| Income before extraordinary items | $-2,524,000 | 6,870 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,524,000 | 6,868 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-2,524,000 | 6,869 |
| Net charge-offs | $13,186,000 | 253 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-2,527,300 | 6,851 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $25,176,000 | 791 |
| Total interest expense | $2,286,000 | 1,524 |
| Net interest income | $22,890,000 | 714 |
| Provision for loan and lease losses | $2,857,000 | 650 |
| Total noninterest income | $19,916,000 | 343 |
| Gross Fiduciary activities income | $3,394,000 | 184 |
| Service charges on deposit accounts | $3,026,000 | 379 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $13,496,000 | 316 |
| Total noninterest expense | $34,076,000 | 472 |
| Salaries and employee benefits | $17,562,000 | 461 |
| Premises and equipment expense | $3,918,000 | 464 |
| Additional noninterest expense | $12,596,000 | 456 |
| Pre-tax net operating income | $5,873,000 | 926 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,997,000 | 709 |
| Income before extraordinary items | $3,876,000 | 1,163 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,876,000 | 1,164 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,876,000 | 1,164 |
| Net charge-offs | $2,466,000 | 785 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,876,000 | 1,093 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $16,949,000 | 798 |
| Total interest expense | $1,637,000 | 1,482 |
| Net interest income | $15,312,000 | 717 |
| Provision for loan and lease losses | $2,600,000 | 520 |
| Total noninterest income | $12,910,000 | 345 |
| Gross Fiduciary activities income | $2,348,000 | 178 |
| Service charges on deposit accounts | $1,954,000 | 386 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,608,000 | 320 |
| Total noninterest expense | $21,464,000 | 504 |
| Salaries and employee benefits | $11,597,000 | 465 |
| Premises and equipment expense | $2,592,000 | 468 |
| Additional noninterest expense | $7,275,000 | 505 |
| Pre-tax net operating income | $4,158,000 | 880 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,414,000 | 676 |
| Income before extraordinary items | $2,744,000 | 1,093 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,744,000 | 1,094 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,744,000 | 1,093 |
| Net charge-offs | $1,820,000 | 742 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,744,000 | 1,026 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $8,624,000 | 786 |
| Total interest expense | $878,000 | 1,435 |
| Net interest income | $7,746,000 | 703 |
| Provision for loan and lease losses | $1,550,000 | 435 |
| Total noninterest income | $6,659,000 | 329 |
| Gross Fiduciary activities income | $1,149,000 | 179 |
| Service charges on deposit accounts | $925,000 | 404 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,585,000 | 304 |
| Total noninterest expense | $10,612,000 | 499 |
| Salaries and employee benefits | $5,916,000 | 451 |
| Premises and equipment expense | $1,305,000 | 460 |
| Additional noninterest expense | $3,391,000 | 532 |
| Pre-tax net operating income | $2,243,000 | 814 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $763,000 | 623 |
| Income before extraordinary items | $1,480,000 | 1,006 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,480,000 | 1,008 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,480,000 | 1,007 |
| Net charge-offs | $628,000 | 942 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,480,000 | 944 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $37,557,000 | 751 |
| Total interest expense | $4,464,000 | 1,360 |
| Net interest income | $33,093,000 | 650 |
| Provision for loan and lease losses | $7,475,000 | 555 |
| Total noninterest income | $19,719,000 | 376 |
| Gross Fiduciary activities income | $4,375,000 | 153 |
| Service charges on deposit accounts | $3,970,000 | 388 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $11,374,000 | 393 |
| Total noninterest expense | $40,236,000 | 511 |
| Salaries and employee benefits | $21,164,000 | 467 |
| Premises and equipment expense | $5,297,000 | 476 |
| Additional noninterest expense | $13,775,000 | 532 |
| Pre-tax net operating income | $5,101,000 | 1,164 |
| Securities gains (losses) | $138,000 | 1,773 |
| Applicable income taxes | $2,096,000 | 755 |
| Income before extraordinary items | $3,143,000 | 1,540 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,143,000 | 1,541 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,143,000 | 1,541 |
| Net charge-offs | $7,771,000 | 576 |
| Cash dividends | $463,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,054,680 | 1,508 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $28,398,000 | 761 |
| Total interest expense | $3,493,000 | 1,363 |
| Net interest income | $24,905,000 | 651 |
| Provision for loan and lease losses | $5,100,000 | 609 |
| Total noninterest income | $13,343,000 | 407 |
| Gross Fiduciary activities income | $3,229,000 | 155 |
| Service charges on deposit accounts | $2,940,000 | 399 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $7,174,000 | 447 |
| Total noninterest expense | $29,239,000 | 522 |
| Salaries and employee benefits | $15,389,000 | 473 |
| Premises and equipment expense | $3,997,000 | 479 |
| Additional noninterest expense | $9,853,000 | 550 |
| Pre-tax net operating income | $3,909,000 | 1,178 |
| Securities gains (losses) | $138,000 | 1,492 |
| Applicable income taxes | $1,376,000 | 853 |
| Income before extraordinary items | $2,671,000 | 1,423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,671,000 | 1,423 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,671,000 | 1,423 |
| Net charge-offs | $6,126,000 | 534 |
| Cash dividends | $463,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,579,920 | 1,399 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $18,978,000 | 767 |
| Total interest expense | $2,410,000 | 1,365 |
| Net interest income | $16,568,000 | 658 |
| Provision for loan and lease losses | $4,450,000 | 491 |
| Total noninterest income | $6,979,000 | 489 |
| Gross Fiduciary activities income | $2,190,000 | 156 |
| Service charges on deposit accounts | $1,916,000 | 405 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,873,000 | 640 |
| Total noninterest expense | $19,289,000 | 532 |
| Salaries and employee benefits | $10,037,000 | 486 |
| Premises and equipment expense | $2,677,000 | 488 |
| Additional noninterest expense | $6,575,000 | 554 |
| Pre-tax net operating income | $-192,000 | 6,545 |
| Securities gains (losses) | $138,000 | 919 |
| Applicable income taxes | $-18,000 | 6,919 |
| Income before extraordinary items | $-36,000 | 6,390 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-36,000 | 6,389 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-36,000 | 6,390 |
| Net charge-offs | $4,417,000 | 520 |
| Cash dividends | $463,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-128,460 | 6,510 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,730,000 | 748 |
| Total interest expense | $1,252,000 | 1,359 |
| Net interest income | $8,478,000 | 647 |
| Provision for loan and lease losses | $1,300,000 | 714 |
| Total noninterest income | $4,380,000 | 410 |
| Gross Fiduciary activities income | $1,095,000 | 154 |
| Service charges on deposit accounts | $903,000 | 419 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,382,000 | 456 |
| Total noninterest expense | $9,903,000 | 521 |
| Salaries and employee benefits | $5,302,000 | 478 |
| Premises and equipment expense | $1,359,000 | 491 |
| Additional noninterest expense | $3,242,000 | 553 |
| Pre-tax net operating income | $1,655,000 | 917 |
| Securities gains (losses) | $138,000 | 441 |
| Applicable income taxes | $610,000 | 629 |
| Income before extraordinary items | $1,183,000 | 1,029 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,183,000 | 1,029 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,183,000 | 1,029 |
| Net charge-offs | $1,027,000 | 845 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,091,920 | 1,098 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $40,430,000 | 752 |
| Total interest expense | $8,942,000 | 929 |
| Net interest income | $31,488,000 | 683 |
| Provision for loan and lease losses | $9,400,000 | 701 |
| Total noninterest income | $21,127,000 | 381 |
| Gross Fiduciary activities income | $3,502,000 | 179 |
| Service charges on deposit accounts | $3,168,000 | 476 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $14,457,000 | 349 |
| Total noninterest expense | $39,246,000 | 535 |
| Salaries and employee benefits | $21,924,000 | 450 |
| Premises and equipment expense | $5,246,000 | 492 |
| Additional noninterest expense | $12,076,000 | 635 |
| Pre-tax net operating income | $3,969,000 | 1,267 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,350,000 | 975 |
| Income before extraordinary items | $2,619,000 | 1,572 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,619,000 | 1,572 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,619,000 | 1,574 |
| Net charge-offs | $7,699,000 | 743 |
| Cash dividends | $815,000 | 1,732 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 1,033 |
| Net operating income | $2,619,000 | 1,525 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $30,064,000 | 767 |
| Total interest expense | $7,184,000 | 901 |
| Net interest income | $22,880,000 | 716 |
| Provision for loan and lease losses | $5,550,000 | 805 |
| Total noninterest income | $15,178,000 | 376 |
| Gross Fiduciary activities income | $2,593,000 | 180 |
| Service charges on deposit accounts | $2,336,000 | 486 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $10,249,000 | 358 |
| Total noninterest expense | $29,087,000 | 530 |
| Salaries and employee benefits | $16,269,000 | 448 |
| Premises and equipment expense | $4,389,000 | 444 |
| Additional noninterest expense | $8,429,000 | 648 |
| Pre-tax net operating income | $3,421,000 | 1,165 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,163,000 | 901 |
| Income before extraordinary items | $2,258,000 | 1,472 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,258,000 | 1,475 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,258,000 | 1,475 |
| Net charge-offs | $3,481,000 | 1,018 |
| Cash dividends | $815,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 915 |
| Net operating income | $2,258,000 | 1,418 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $19,617,000 | 785 |
| Total interest expense | $4,963,000 | 899 |
| Net interest income | $14,654,000 | 748 |
| Provision for loan and lease losses | $2,250,000 | 1,177 |
| Total noninterest income | $8,130,000 | 438 |
| Gross Fiduciary activities income | $1,699,000 | 182 |
| Service charges on deposit accounts | $1,570,000 | 477 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,861,000 | 430 |
| Total noninterest expense | $18,862,000 | 538 |
| Salaries and employee benefits | $10,593,000 | 457 |
| Premises and equipment expense | $2,908,000 | 446 |
| Additional noninterest expense | $5,361,000 | 679 |
| Pre-tax net operating income | $1,672,000 | 1,556 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $569,000 | 1,097 |
| Income before extraordinary items | $1,103,000 | 1,945 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,103,000 | 1,945 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,103,000 | 1,945 |
| Net charge-offs | $1,713,000 | 1,265 |
| Cash dividends | $815,000 | 871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,103,000 | 1,850 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $9,397,000 | 839 |
| Total interest expense | $2,531,000 | 927 |
| Net interest income | $6,866,000 | 800 |
| Provision for loan and lease losses | $1,250,000 | 998 |
| Total noninterest income | $3,817,000 | 446 |
| Gross Fiduciary activities income | $861,000 | 182 |
| Service charges on deposit accounts | $764,000 | 494 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,192,000 | 457 |
| Total noninterest expense | $9,007,000 | 566 |
| Salaries and employee benefits | $4,935,000 | 493 |
| Premises and equipment expense | $1,478,000 | 456 |
| Additional noninterest expense | $2,594,000 | 707 |
| Pre-tax net operating income | $426,000 | 2,726 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $145,000 | 1,769 |
| Income before extraordinary items | $281,000 | 3,256 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $281,000 | 3,253 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $281,000 | 3,256 |
| Net charge-offs | $1,345,000 | 853 |
| Cash dividends | $175,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $281,000 | 3,148 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $38,774,000 | 866 |
| Total interest expense | $12,119,000 | 980 |
| Net interest income | $26,655,000 | 811 |
| Provision for loan and lease losses | $9,500,000 | 913 |
| Total noninterest income | $21,180,000 | 377 |
| Gross Fiduciary activities income | $2,993,000 | 197 |
| Service charges on deposit accounts | $3,381,000 | 499 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $14,806,000 | 339 |
| Total noninterest expense | $35,519,000 | 599 |
| Salaries and employee benefits | $19,453,000 | 498 |
| Premises and equipment expense | $5,618,000 | 474 |
| Additional noninterest expense | $10,448,000 | 761 |
| Pre-tax net operating income | $2,816,000 | 1,422 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $958,000 | 995 |
| Income before extraordinary items | $1,858,000 | 1,796 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,858,000 | 1,793 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,858,000 | 1,795 |
| Net charge-offs | $6,635,000 | 936 |
| Cash dividends | $800,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 1,137 |
| Net operating income | $1,858,000 | 1,757 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $29,481,000 | 872 |
| Total interest expense | $9,264,000 | 1,016 |
| Net interest income | $20,217,000 | 804 |
| Provision for loan and lease losses | $4,430,000 | 1,141 |
| Total noninterest income | $16,623,000 | 373 |
| Gross Fiduciary activities income | $2,187,000 | 203 |
| Service charges on deposit accounts | $2,501,000 | 503 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $11,935,000 | 324 |
| Total noninterest expense | $26,596,000 | 596 |
| Salaries and employee benefits | $14,450,000 | 514 |
| Premises and equipment expense | $4,217,000 | 487 |
| Additional noninterest expense | $7,929,000 | 722 |
| Pre-tax net operating income | $5,814,000 | 590 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,977,000 | 475 |
| Income before extraordinary items | $3,837,000 | 703 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,837,000 | 704 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,837,000 | 705 |
| Net charge-offs | $3,097,000 | 1,161 |
| Cash dividends | $625,000 | 1,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,837,000 | 699 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $19,565,000 | 895 |
| Total interest expense | $6,284,000 | 1,059 |
| Net interest income | $13,281,000 | 814 |
| Provision for loan and lease losses | $2,830,000 | 1,130 |
| Total noninterest income | $12,314,000 | 350 |
| Gross Fiduciary activities income | $1,388,000 | 207 |
| Service charges on deposit accounts | $1,623,000 | 511 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $9,303,000 | 292 |
| Total noninterest expense | $17,830,000 | 604 |
| Salaries and employee benefits | $9,587,000 | 528 |
| Premises and equipment expense | $2,816,000 | 493 |
| Additional noninterest expense | $5,427,000 | 712 |
| Pre-tax net operating income | $4,935,000 | 441 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,678,000 | 391 |
| Income before extraordinary items | $3,257,000 | 550 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,257,000 | 548 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,257,000 | 550 |
| Net charge-offs | $2,011,000 | 1,126 |
| Cash dividends | $450,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,257,000 | 529 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $9,809,000 | 899 |
| Total interest expense | $3,169,000 | 1,087 |
| Net interest income | $6,640,000 | 812 |
| Provision for loan and lease losses | $1,050,000 | 1,142 |
| Total noninterest income | $6,285,000 | 317 |
| Gross Fiduciary activities income | $716,000 | 202 |
| Service charges on deposit accounts | $758,000 | 530 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,811,000 | 265 |
| Total noninterest expense | $8,757,000 | 584 |
| Salaries and employee benefits | $4,714,000 | 538 |
| Premises and equipment expense | $1,410,000 | 495 |
| Additional noninterest expense | $2,633,000 | 647 |
| Pre-tax net operating income | $3,118,000 | 395 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,060,000 | 336 |
| Income before extraordinary items | $2,058,000 | 473 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,058,000 | 473 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,058,000 | 475 |
| Net charge-offs | $768,000 | 1,097 |
| Cash dividends | $275,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,058,000 | 442 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $42,053,000 | 900 |
| Total interest expense | $16,798,000 | 948 |
| Net interest income | $25,255,000 | 851 |
| Provision for loan and lease losses | $3,557,000 | 1,255 |
| Total noninterest income | $13,739,000 | 472 |
| Gross Fiduciary activities income | $3,334,000 | 195 |
| Service charges on deposit accounts | $3,318,000 | 520 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $7,087,000 | 496 |
| Total noninterest expense | $30,798,000 | 650 |
| Salaries and employee benefits | $16,718,000 | 583 |
| Premises and equipment expense | $5,159,000 | 529 |
| Additional noninterest expense | $8,921,000 | 745 |
| Pre-tax net operating income | $4,639,000 | 1,170 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,577,000 | 839 |
| Income before extraordinary items | $3,062,000 | 1,334 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,062,000 | 1,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,898,000 | 830 |
| Cash dividends | $3,061,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,188 |
| Net operating income | $3,062,000 | 1,434 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $31,869,000 | 917 |
| Total interest expense | $13,320,000 | 934 |
| Net interest income | $18,549,000 | 876 |
| Provision for loan and lease losses | $900,000 | 1,951 |
| Total noninterest income | $10,194,000 | 498 |
| Gross Fiduciary activities income | $2,477,000 | 203 |
| Service charges on deposit accounts | $2,495,000 | 527 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,222,000 | 543 |
| Total noninterest expense | $22,981,000 | 639 |
| Salaries and employee benefits | $12,619,000 | 595 |
| Premises and equipment expense | $3,815,000 | 543 |
| Additional noninterest expense | $6,547,000 | 717 |
| Pre-tax net operating income | $4,862,000 | 1,048 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,653,000 | 764 |
| Income before extraordinary items | $3,209,000 | 1,149 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,209,000 | 1,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,283,000 | 767 |
| Cash dividends | $2,425,000 | 865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,209,000 | 1,223 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $21,689,000 | 909 |
| Total interest expense | $9,572,000 | 896 |
| Net interest income | $12,117,000 | 888 |
| Provision for loan and lease losses | $600,000 | 1,692 |
| Total noninterest income | $7,169,000 | 494 |
| Gross Fiduciary activities income | $1,706,000 | 202 |
| Service charges on deposit accounts | $1,630,000 | 522 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,833,000 | 517 |
| Total noninterest expense | $15,292,000 | 634 |
| Salaries and employee benefits | $8,338,000 | 595 |
| Premises and equipment expense | $2,573,000 | 536 |
| Additional noninterest expense | $4,381,000 | 693 |
| Pre-tax net operating income | $3,394,000 | 1,055 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,154,000 | 833 |
| Income before extraordinary items | $2,240,000 | 1,239 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,240,000 | 1,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,749,000 | 607 |
| Cash dividends | $1,575,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,240,000 | 1,221 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,446,000 | 874 |
| Total interest expense | $5,296,000 | 855 |
| Net interest income | $6,150,000 | 880 |
| Provision for loan and lease losses | $300,000 | 1,372 |
| Total noninterest income | $3,728,000 | 492 |
| Gross Fiduciary activities income | $901,000 | 195 |
| Service charges on deposit accounts | $792,000 | 530 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,035,000 | 503 |
| Total noninterest expense | $7,603,000 | 632 |
| Salaries and employee benefits | $4,161,000 | 604 |
| Premises and equipment expense | $1,291,000 | 538 |
| Additional noninterest expense | $2,151,000 | 679 |
| Pre-tax net operating income | $1,975,000 | 956 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $671,000 | 816 |
| Income before extraordinary items | $1,304,000 | 1,154 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,304,000 | 1,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 1,124 |
| Cash dividends | $400,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,304,000 | 1,120 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $50,064,000 | 836 |
| Total interest expense | $22,643,000 | 872 |
| Net interest income | $27,421,000 | 805 |
| Provision for loan and lease losses | $1,400,000 | 1,109 |
| Total noninterest income | $11,570,000 | 555 |
| Gross Fiduciary activities income | $3,136,000 | 213 |
| Service charges on deposit accounts | $3,137,000 | 554 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,297,000 | 651 |
| Total noninterest expense | $29,018,000 | 646 |
| Salaries and employee benefits | $16,366,000 | 592 |
| Premises and equipment expense | $4,761,000 | 553 |
| Additional noninterest expense | $7,891,000 | 727 |
| Pre-tax net operating income | $8,573,000 | 988 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,915,000 | 834 |
| Income before extraordinary items | $5,658,000 | 1,140 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,658,000 | 1,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $750,000 | 1,268 |
| Cash dividends | $1,260,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 1,101 |
| Net operating income | $5,658,000 | 1,126 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $37,412,000 | 839 |
| Total interest expense | $16,657,000 | 887 |
| Net interest income | $20,755,000 | 799 |
| Provision for loan and lease losses | $900,000 | 978 |
| Total noninterest income | $8,464,000 | 562 |
| Gross Fiduciary activities income | $2,262,000 | 215 |
| Service charges on deposit accounts | $2,321,000 | 553 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,881,000 | 671 |
| Total noninterest expense | $21,772,000 | 634 |
| Salaries and employee benefits | $12,265,000 | 589 |
| Premises and equipment expense | $3,543,000 | 553 |
| Additional noninterest expense | $5,964,000 | 711 |
| Pre-tax net operating income | $6,547,000 | 1,053 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,226,000 | 883 |
| Income before extraordinary items | $4,321,000 | 1,196 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,321,000 | 1,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,041 |
| Cash dividends | $1,085,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,321,000 | 1,179 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $24,317,000 | 865 |
| Total interest expense | $10,623,000 | 937 |
| Net interest income | $13,694,000 | 824 |
| Provision for loan and lease losses | $600,000 | 869 |
| Total noninterest income | $5,603,000 | 591 |
| Gross Fiduciary activities income | $1,513,000 | 222 |
| Service charges on deposit accounts | $1,518,000 | 578 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,572,000 | 682 |
| Total noninterest expense | $14,286,000 | 655 |
| Salaries and employee benefits | $8,091,000 | 611 |
| Premises and equipment expense | $2,312,000 | 584 |
| Additional noninterest expense | $3,883,000 | 735 |
| Pre-tax net operating income | $4,411,000 | 1,082 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,500,000 | 921 |
| Income before extraordinary items | $2,911,000 | 1,229 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,911,000 | 1,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,785 |
| Cash dividends | $940,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,911,000 | 1,210 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $12,001,000 | 870 |
| Total interest expense | $5,158,000 | 953 |
| Net interest income | $6,843,000 | 818 |
| Provision for loan and lease losses | $300,000 | 788 |
| Total noninterest income | $2,775,000 | 582 |
| Gross Fiduciary activities income | $736,000 | 223 |
| Service charges on deposit accounts | $712,000 | 586 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,327,000 | 664 |
| Total noninterest expense | $7,063,000 | 664 |
| Salaries and employee benefits | $4,007,000 | 619 |
| Premises and equipment expense | $1,137,000 | 596 |
| Additional noninterest expense | $1,919,000 | 724 |
| Pre-tax net operating income | $2,255,000 | 1,041 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $767,000 | 905 |
| Income before extraordinary items | $1,488,000 | 1,192 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,488,000 | 1,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,260 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,488,000 | 1,174 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $45,674,000 | 845 |
| Total interest expense | $17,537,000 | 956 |
| Net interest income | $28,137,000 | 788 |
| Provision for loan and lease losses | $1,900,000 | 587 |
| Total noninterest income | $13,642,000 | 493 |
| Gross Fiduciary activities income | $2,790,000 | 217 |
| Service charges on deposit accounts | $3,113,000 | 550 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,739,000 | 488 |
| Total noninterest expense | $27,935,000 | 634 |
| Salaries and employee benefits | $15,713,000 | 597 |
| Premises and equipment expense | $4,176,000 | 614 |
| Additional noninterest expense | $8,046,000 | 677 |
| Pre-tax net operating income | $11,944,000 | 831 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,261,000 | 715 |
| Income before extraordinary items | $7,683,000 | 970 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,683,000 | 970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,189,000 | 596 |
| Cash dividends | $1,250,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,683,000 | 958 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $33,751,000 | 857 |
| Total interest expense | $12,664,000 | 963 |
| Net interest income | $21,087,000 | 807 |
| Provision for loan and lease losses | $900,000 | 830 |
| Total noninterest income | $7,944,000 | 595 |
| Gross Fiduciary activities income | $1,990,000 | 226 |
| Service charges on deposit accounts | $2,348,000 | 553 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,606,000 | 702 |
| Total noninterest expense | $20,098,000 | 673 |
| Salaries and employee benefits | $11,252,000 | 640 |
| Premises and equipment expense | $3,182,000 | 610 |
| Additional noninterest expense | $5,664,000 | 724 |
| Pre-tax net operating income | $8,033,000 | 965 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,731,000 | 850 |
| Income before extraordinary items | $5,302,000 | 1,091 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,302,000 | 1,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,954 |
| Cash dividends | $775,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,302,000 | 1,079 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $22,008,000 | 855 |
| Total interest expense | $8,179,000 | 945 |
| Net interest income | $13,829,000 | 820 |
| Provision for loan and lease losses | $600,000 | 813 |
| Total noninterest income | $5,360,000 | 594 |
| Gross Fiduciary activities income | $1,353,000 | 232 |
| Service charges on deposit accounts | $1,554,000 | 554 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,453,000 | 687 |
| Total noninterest expense | $13,283,000 | 682 |
| Salaries and employee benefits | $7,387,000 | 659 |
| Premises and equipment expense | $2,116,000 | 610 |
| Additional noninterest expense | $3,780,000 | 725 |
| Pre-tax net operating income | $5,306,000 | 968 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,804,000 | 863 |
| Income before extraordinary items | $3,502,000 | 1,099 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,502,000 | 1,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,256 |
| Cash dividends | $775,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,502,000 | 1,084 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $10,644,000 | 869 |
| Total interest expense | $3,880,000 | 939 |
| Net interest income | $6,764,000 | 833 |
| Provision for loan and lease losses | $300,000 | 761 |
| Total noninterest income | $2,740,000 | 578 |
| Gross Fiduciary activities income | $716,000 | 221 |
| Service charges on deposit accounts | $763,000 | 536 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,261,000 | 678 |
| Total noninterest expense | $6,524,000 | 690 |
| Salaries and employee benefits | $3,647,000 | 665 |
| Premises and equipment expense | $1,039,000 | 624 |
| Additional noninterest expense | $1,838,000 | 737 |
| Pre-tax net operating income | $2,680,000 | 941 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $911,000 | 848 |
| Income before extraordinary items | $1,769,000 | 1,064 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,769,000 | 1,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,393 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,769,000 | 1,047 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $37,065,000 | 886 |
| Total interest expense | $12,206,000 | 914 |
| Net interest income | $24,859,000 | 861 |
| Provision for loan and lease losses | $1,500,000 | 712 |
| Total noninterest income | $11,576,000 | 563 |
| Gross Fiduciary activities income | $2,503,000 | 232 |
| Service charges on deposit accounts | $3,250,000 | 522 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,823,000 | 617 |
| Total noninterest expense | $24,825,000 | 687 |
| Salaries and employee benefits | $13,607,000 | 662 |
| Premises and equipment expense | $3,732,000 | 663 |
| Additional noninterest expense | $7,486,000 | 707 |
| Pre-tax net operating income | $10,110,000 | 970 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,437,000 | 870 |
| Income before extraordinary items | $6,673,000 | 1,085 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,673,000 | 1,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,038,000 | 658 |
| Cash dividends | $950,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,673,000 | 1,068 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $26,864,000 | 895 |
| Total interest expense | $8,630,000 | 912 |
| Net interest income | $18,234,000 | 869 |
| Provision for loan and lease losses | $675,000 | 1,101 |
| Total noninterest income | $8,836,000 | 558 |
| Gross Fiduciary activities income | $1,868,000 | 226 |
| Service charges on deposit accounts | $2,421,000 | 524 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,547,000 | 601 |
| Total noninterest expense | $18,634,000 | 679 |
| Salaries and employee benefits | $10,274,000 | 654 |
| Premises and equipment expense | $2,955,000 | 614 |
| Additional noninterest expense | $5,405,000 | 726 |
| Pre-tax net operating income | $7,761,000 | 949 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,639,000 | 857 |
| Income before extraordinary items | $5,122,000 | 1,053 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,122,000 | 1,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $676,000 | 663 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,122,000 | 1,035 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,290,000 | 904 |
| Total interest expense | $5,512,000 | 898 |
| Net interest income | $11,778,000 | 888 |
| Provision for loan and lease losses | $450,000 | 1,068 |
| Total noninterest income | $5,770,000 | 565 |
| Gross Fiduciary activities income | $1,277,000 | 220 |
| Service charges on deposit accounts | $1,571,000 | 528 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,922,000 | 606 |
| Total noninterest expense | $12,303,000 | 684 |
| Salaries and employee benefits | $6,858,000 | 649 |
| Premises and equipment expense | $1,922,000 | 625 |
| Additional noninterest expense | $3,523,000 | 738 |
| Pre-tax net operating income | $4,795,000 | 986 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,630,000 | 889 |
| Income before extraordinary items | $3,165,000 | 1,111 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,165,000 | 1,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 738 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,165,000 | 1,085 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,456,000 | 903 |
| Total interest expense | $2,669,000 | 883 |
| Net interest income | $5,787,000 | 902 |
| Provision for loan and lease losses | $225,000 | 1,003 |
| Total noninterest income | $2,920,000 | 542 |
| Gross Fiduciary activities income | $672,000 | 216 |
| Service charges on deposit accounts | $767,000 | 522 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,481,000 | 587 |
| Total noninterest expense | $6,227,000 | 676 |
| Salaries and employee benefits | $3,546,000 | 623 |
| Premises and equipment expense | $958,000 | 622 |
| Additional noninterest expense | $1,723,000 | 738 |
| Pre-tax net operating income | $2,255,000 | 1,030 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $767,000 | 940 |
| Income before extraordinary items | $1,488,000 | 1,166 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,488,000 | 1,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,290 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,488,000 | 1,141 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $29,956,000 | 941 |
| Total interest expense | $9,554,000 | 845 |
| Net interest income | $20,402,000 | 968 |
| Provision for loan and lease losses | $1,000,000 | 1,033 |
| Total noninterest income | $12,625,000 | 523 |
| Gross Fiduciary activities income | $2,389,000 | 229 |
| Service charges on deposit accounts | $2,640,000 | 668 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,596,000 | 498 |
| Total noninterest expense | $23,988,000 | 679 |
| Salaries and employee benefits | $13,438,000 | 636 |
| Premises and equipment expense | $4,029,000 | 564 |
| Additional noninterest expense | $6,521,000 | 777 |
| Pre-tax net operating income | $8,039,000 | 1,091 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,733,000 | 966 |
| Income before extraordinary items | $5,306,000 | 1,230 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,306,000 | 1,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $599,000 | 1,157 |
| Cash dividends | $800,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,306,000 | 1,197 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $21,824,000 | 954 |
| Total interest expense | $6,967,000 | 846 |
| Net interest income | $14,857,000 | 989 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $9,586,000 | 524 |
| Gross Fiduciary activities income | $1,810,000 | 229 |
| Service charges on deposit accounts | $1,955,000 | 680 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,821,000 | 493 |
| Total noninterest expense | $18,333,000 | 668 |
| Salaries and employee benefits | $10,628,000 | 600 |
| Premises and equipment expense | $2,650,000 | 659 |
| Additional noninterest expense | $5,055,000 | 749 |
| Pre-tax net operating income | $5,885,000 | 1,120 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,001,000 | 1,009 |
| Income before extraordinary items | $3,884,000 | 1,270 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,884,000 | 1,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,386 |
| Cash dividends | $536,000 | 2,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,884,000 | 1,230 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $14,227,000 | 965 |
| Total interest expense | $4,567,000 | 849 |
| Net interest income | $9,660,000 | 1,010 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $6,724,000 | 498 |
| Gross Fiduciary activities income | $1,234,000 | 229 |
| Service charges on deposit accounts | $1,279,000 | 681 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,211,000 | 469 |
| Total noninterest expense | $12,330,000 | 662 |
| Salaries and employee benefits | $7,135,000 | 598 |
| Premises and equipment expense | $1,766,000 | 655 |
| Additional noninterest expense | $3,429,000 | 736 |
| Pre-tax net operating income | $3,904,000 | 1,106 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,327,000 | 1,022 |
| Income before extraordinary items | $2,577,000 | 1,258 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,577,000 | 1,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 1,182 |
| Cash dividends | $536,000 | 2,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,577,000 | 1,217 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,049,000 | 984 |
| Total interest expense | $2,269,000 | 874 |
| Net interest income | $4,780,000 | 1,032 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $2,974,000 | 546 |
| Gross Fiduciary activities income | $619,000 | 232 |
| Service charges on deposit accounts | $600,000 | 712 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,755,000 | 529 |
| Total noninterest expense | $6,241,000 | 657 |
| Salaries and employee benefits | $3,573,000 | 609 |
| Premises and equipment expense | $889,000 | 654 |
| Additional noninterest expense | $1,779,000 | 709 |
| Pre-tax net operating income | $1,438,000 | 1,441 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $489,000 | 1,316 |
| Income before extraordinary items | $949,000 | 1,668 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $949,000 | 1,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 855 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $949,000 | 1,581 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $28,877,000 | 977 |
| Total interest expense | $9,822,000 | 902 |
| Net interest income | $19,055,000 | 1,013 |
| Provision for loan and lease losses | $1,300,000 | 907 |
| Total noninterest income | $19,391,000 | 407 |
| Gross Fiduciary activities income | $2,057,000 | 256 |
| Service charges on deposit accounts | $2,335,000 | 730 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,999,000 | 342 |
| Total noninterest expense | $26,160,000 | 640 |
| Salaries and employee benefits | $15,655,000 | 559 |
| Premises and equipment expense | $3,281,000 | 702 |
| Additional noninterest expense | $7,224,000 | 728 |
| Pre-tax net operating income | $10,986,000 | 786 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,735,000 | 781 |
| Income before extraordinary items | $7,251,000 | 895 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,251,000 | 897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,948 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,251,000 | 834 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $21,859,000 | 985 |
| Total interest expense | $7,477,000 | 930 |
| Net interest income | $14,382,000 | 1,020 |
| Provision for loan and lease losses | $425,000 | 1,937 |
| Total noninterest income | $16,632,000 | 390 |
| Gross Fiduciary activities income | $1,471,000 | 271 |
| Service charges on deposit accounts | $1,710,000 | 757 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,451,000 | 330 |
| Total noninterest expense | $19,598,000 | 651 |
| Salaries and employee benefits | $11,919,000 | 560 |
| Premises and equipment expense | $2,460,000 | 716 |
| Additional noninterest expense | $5,219,000 | 750 |
| Pre-tax net operating income | $10,991,000 | 632 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $3,737,000 | 647 |
| Income before extraordinary items | $7,254,000 | 710 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $7,254,000 | 711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,530 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $7,254,000 | 658 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $14,624,000 | 990 |
| Total interest expense | $5,097,000 | 948 |
| Net interest income | $9,527,000 | 1,019 |
| Provision for loan and lease losses | $350,000 | 1,581 |
| Total noninterest income | $11,214,000 | 383 |
| Gross Fiduciary activities income | $978,000 | 279 |
| Service charges on deposit accounts | $1,091,000 | 789 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,145,000 | 334 |
| Total noninterest expense | $13,048,000 | 651 |
| Salaries and employee benefits | $7,832,000 | 562 |
| Premises and equipment expense | $1,580,000 | 739 |
| Additional noninterest expense | $3,636,000 | 722 |
| Pre-tax net operating income | $7,343,000 | 624 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,496,000 | 650 |
| Income before extraordinary items | $4,847,000 | 714 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,847,000 | 715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,495 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,847,000 | 659 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,255,000 | 1,006 |
| Total interest expense | $2,561,000 | 966 |
| Net interest income | $4,694,000 | 1,030 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $5,291,000 | 408 |
| Gross Fiduciary activities income | $486,000 | 285 |
| Service charges on deposit accounts | $521,000 | 791 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,284,000 | 349 |
| Total noninterest expense | $6,173,000 | 680 |
| Salaries and employee benefits | $3,547,000 | 621 |
| Premises and equipment expense | $765,000 | 770 |
| Additional noninterest expense | $1,861,000 | 694 |
| Pre-tax net operating income | $3,737,000 | 617 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,271,000 | 644 |
| Income before extraordinary items | $2,466,000 | 697 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,466,000 | 696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,799 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,466,000 | 642 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $29,397,000 | 1,051 |
| Total interest expense | $11,910,000 | 941 |
| Net interest income | $17,487,000 | 1,100 |
| Provision for loan and lease losses | $1,100,000 | 1,234 |
| Total noninterest income | $13,011,000 | 538 |
| Gross Fiduciary activities income | $1,817,000 | 298 |
| Service charges on deposit accounts | $1,753,000 | 918 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,441,000 | 449 |
| Total noninterest expense | $21,764,000 | 738 |
| Salaries and employee benefits | $12,135,000 | 676 |
| Premises and equipment expense | $2,607,000 | 837 |
| Additional noninterest expense | $7,022,000 | 731 |
| Pre-tax net operating income | $7,634,000 | 1,105 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,596,000 | 1,053 |
| Income before extraordinary items | $5,038,000 | 1,246 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,038,000 | 1,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,186 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,038,000 | 1,195 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $27,098,000 | 1,266 |
| Total interest expense | $12,758,000 | 1,275 |
| Net interest income | $14,340,000 | 1,243 |
| Provision for loan and lease losses | $750,000 | 1,573 |
| Total noninterest income | $7,585,000 | 722 |
| Gross Fiduciary activities income | $1,557,000 | 331 |
| Service charges on deposit accounts | $1,381,000 | 1,076 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,647,000 | 694 |
| Total noninterest expense | $16,976,000 | 880 |
| Salaries and employee benefits | $9,584,000 | 767 |
| Premises and equipment expense | $2,086,000 | 1,006 |
| Additional noninterest expense | $5,306,000 | 916 |
| Pre-tax net operating income | $4,199,000 | 1,683 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,428,000 | 1,563 |
| Income before extraordinary items | $2,771,000 | 1,893 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,771,000 | 1,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,797 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,771,000 | 1,816 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,533,000 | 1,474 |
| Total interest expense | $11,392,000 | 1,506 |
| Net interest income | $12,141,000 | 1,444 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $4,042,000 | 1,062 |
| Gross Fiduciary activities income | $1,358,000 | 363 |
| Service charges on deposit accounts | $696,000 | 1,989 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,988,000 | 1,138 |
| Total noninterest expense | $11,872,000 | 1,175 |
| Salaries and employee benefits | $6,542,000 | 1,079 |
| Premises and equipment expense | $1,759,000 | 1,140 |
| Additional noninterest expense | $3,571,000 | 1,270 |
| Pre-tax net operating income | $4,011,000 | 1,820 |
| Securities gains (losses) | $21,000 | 944 |
| Applicable income taxes | $1,371,000 | 1,630 |
| Income before extraordinary items | $2,661,000 | 1,962 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,661,000 | 1,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,807 |
| Cash dividends | $900,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,647,140 | 1,975 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,259,000 | 1,881 |
| Total interest expense | $7,487,000 | 1,988 |
| Net interest income | $9,772,000 | 1,778 |
| Provision for loan and lease losses | $225,000 | 3,305 |
| Total noninterest income | $3,822,000 | 1,128 |
| Gross Fiduciary activities income | $1,162,000 | 429 |
| Service charges on deposit accounts | $388,000 | 3,295 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,272,000 | 1,046 |
| Total noninterest expense | $9,878,000 | 1,405 |
| Salaries and employee benefits | $5,844,000 | 1,178 |
| Premises and equipment expense | $1,513,000 | 1,347 |
| Additional noninterest expense | $2,521,000 | 1,759 |
| Pre-tax net operating income | $3,491,000 | 2,099 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,187,000 | 1,943 |
| Income before extraordinary items | $2,304,000 | 2,267 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,304,000 | 2,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,020 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,304,000 | 2,245 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,413,000 | 1,974 |
| Total interest expense | $7,625,000 | 2,006 |
| Net interest income | $8,788,000 | 1,947 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $4,389,000 | 1,033 |
| Gross Fiduciary activities income | $872,000 | 496 |
| Service charges on deposit accounts | $305,000 | 3,899 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,212,000 | 864 |
| Total noninterest expense | $8,647,000 | 1,536 |
| Salaries and employee benefits | $5,037,000 | 1,301 |
| Premises and equipment expense | $1,355,000 | 1,446 |
| Additional noninterest expense | $2,255,000 | 1,873 |
| Pre-tax net operating income | $4,230,000 | 1,736 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,438,000 | 1,695 |
| Income before extraordinary items | $2,792,000 | 1,878 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,792,000 | 1,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,328 |
| Cash dividends | $175,000 | 5,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,792,000 | 1,802 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,106,000 | 2,015 |
| Total interest expense | $7,821,000 | 1,971 |
| Net interest income | $8,285,000 | 2,097 |
| Provision for loan and lease losses | $370,000 | 2,214 |
| Total noninterest income | $2,400,000 | 1,527 |
| Gross Fiduciary activities income | $692,000 | 564 |
| Service charges on deposit accounts | $265,000 | 4,459 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,443,000 | 1,360 |
| Total noninterest expense | $7,210,000 | 1,800 |
| Salaries and employee benefits | $4,156,000 | 1,568 |
| Premises and equipment expense | $1,186,000 | 1,655 |
| Additional noninterest expense | $1,868,000 | 2,230 |
| Pre-tax net operating income | $3,105,000 | 2,415 |
| Securities gains (losses) | $15,000 | 2,081 |
| Applicable income taxes | $1,029,000 | 2,374 |
| Income before extraordinary items | $2,091,000 | 2,490 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,091,000 | 2,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,010 |
| Cash dividends | $175,000 | 5,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,080,950 | 2,442 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,643,000 | 2,295 |
| Total interest expense | $6,927,000 | 2,233 |
| Net interest income | $7,716,000 | 2,334 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $2,119,000 | 1,752 |
| Gross Fiduciary activities income | $761,000 | 592 |
| Service charges on deposit accounts | $237,000 | 5,012 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,121,000 | 1,674 |
| Total noninterest expense | $7,513,000 | 1,885 |
| Salaries and employee benefits | $3,425,000 | 1,922 |
| Premises and equipment expense | $974,000 | 2,066 |
| Additional noninterest expense | $3,114,000 | 1,674 |
| Pre-tax net operating income | $2,222,000 | 3,129 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $800,000 | 2,841 |
| Income before extraordinary items | $1,422,000 | 3,356 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,422,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $1,025,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,422,000 | 3,317 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,125,000 | 2,374 |
| Total interest expense | $6,322,000 | 2,434 |
| Net interest income | $7,803,000 | 2,309 |
| Provision for loan and lease losses | $475,000 | 1,647 |
| Total noninterest income | $1,929,000 | 1,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,929,000 | 1,155 |
| Total noninterest expense | $6,415,000 | 2,145 |
| Salaries and employee benefits | $3,454,000 | 1,916 |
| Premises and equipment expense | $1,327,000 | 1,536 |
| Additional noninterest expense | $1,634,000 | 2,847 |
| Pre-tax net operating income | $2,842,000 | 2,539 |
| Securities gains (losses) | $342,000 | 471 |
| Applicable income taxes | $1,231,000 | 1,982 |
| Income before extraordinary items | $1,953,000 | 2,565 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,953,000 | 2,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 11,467 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,734,120 | 2,801 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,156,000 | 2,727 |
| Total interest expense | $4,428,000 | 2,770 |
| Net interest income | $6,728,000 | 2,697 |
| Provision for loan and lease losses | $270,000 | 2,445 |
| Total noninterest income | $1,376,000 | 2,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,376,000 | 1,477 |
| Total noninterest expense | $5,507,000 | 2,532 |
| Salaries and employee benefits | $2,979,000 | 2,234 |
| Premises and equipment expense | $1,157,000 | 1,778 |
| Additional noninterest expense | $1,371,000 | 3,597 |
| Pre-tax net operating income | $2,327,000 | 3,021 |
| Securities gains (losses) | $561,000 | 250 |
| Applicable income taxes | $1,209,000 | 1,867 |
| Income before extraordinary items | $1,679,000 | 2,879 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,679,000 | 2,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 12,132 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,319,960 | 3,582 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,181,000 | 2,774 |
| Total interest expense | $5,008,000 | 2,562 |
| Net interest income | $6,173,000 | 2,947 |
| Provision for loan and lease losses | $275,000 | 3,195 |
| Total noninterest income | $1,332,000 | 2,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,332,000 | 1,692 |
| Total noninterest expense | $5,420,000 | 2,639 |
| Salaries and employee benefits | $2,829,000 | 2,354 |
| Premises and equipment expense | $1,037,000 | 1,983 |
| Additional noninterest expense | $1,554,000 | 3,399 |
| Pre-tax net operating income | $1,810,000 | 3,657 |
| Securities gains (losses) | $929,000 | 565 |
| Applicable income taxes | $1,181,000 | 1,954 |
| Income before extraordinary items | $1,558,000 | 3,131 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,558,000 | 3,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 4,285 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $963,440 | 4,584 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,679,000 | 3,008 |
| Total interest expense | $6,029,000 | 2,765 |
| Net interest income | $5,650,000 | 3,242 |
| Provision for loan and lease losses | $113,000 | 6,955 |
| Total noninterest income | $1,286,000 | 2,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,286,000 | 1,678 |
| Total noninterest expense | $5,291,000 | 2,724 |
| Salaries and employee benefits | $2,739,000 | 2,363 |
| Premises and equipment expense | $1,052,000 | 2,005 |
| Additional noninterest expense | $1,500,000 | 3,599 |
| Pre-tax net operating income | $1,532,000 | 3,974 |
| Securities gains (losses) | $750,000 | 797 |
| Applicable income taxes | $870,000 | 2,393 |
| Income before extraordinary items | $1,412,000 | 3,253 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,412,000 | 3,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 13,250 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $932,000 | 4,477 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.