Northwestern Bank

Status:Inactive as of 2014-11-01
 Merger - Without Assistance
Successor Bank:Chemical Bank
Headquarters:Northwestern Bank
625 South Garfield Avenue
Traverse City, MI 49685
Established:1955-11-25
FDIC Insurance:1955-11-25
FDIC Cert:#30792
Charter Class:Savings banks, state charter, supervised by the FDIC
# of Branches:25
Total Assets:$862,044,000
Total Deposits:$779,650,000

History

1955-11-25Institution established: Original name:Northwestern Savings and Loan Association
1984-09-30Changed organization type to STOCK SAVINGS & LOAN
1989-04-30Changed name to Northwestern Savings Bank and Trust
1992-02-07Acquired Ludington Federal Savings Bank (33412) in LUDINGTON, MI
1994-09-21Changed name to Northwestern Savings Bank & Trust, FSB
1994-09-21Changed organization type to STOCK SAVINGS BANK
1996-12-01Changed name to Northwestern Savings Bank & Trust
1996-12-01Changed primary regulatory agency from OFFICE OF THRIFT SUPERVISION to FEDERAL DEPOSIT INSURANCE CORPORATION
2002-07-01Changed name to Northwestern Bank
2014-11-01Merged into and subsequently operated as part of Chemical Bank (1003) in MIDLAND, MI

Historical Financial Information

2014-09-30Rank
# of Employees:311453
Assets and Liabilities
Total Assets:$862,044,000801
Cash and due from depository institutions$82,830,000453
Interest-bearing balances$62,075,000516
Securities$232,054,000650
Federal funds sold & reverse repurchase agreements$134,0002,452
Net loans & leases$496,948,000917
Loan loss allowance$17,091,000383
Trading account assets$0245
Bank premises and fixed assets$26,517,000419
Other real estate owned$3,980,000453
Goodwill and other intangibles$9,805,000509
All other assets$9,776,0001,846
Life insurance assets$03,818
Total liabilities and capital$862,044,000801
Total liabilities$782,849,000784
Total deposits$779,650,000716
Interest-bearing deposits$727,396,000617
Deposits held in domestic offices$779,650,000714
% insured84.06%3,572
Federal funds purchased & repurchase agreements$02,181
Trading liabilities$0165
Other borrowed funds$03,890
Subordinated debt$0131
All other liabilities$3,199,0001,450
Total equity capital$79,195,000954
Total bank equity capital$79,195,000953
Perpetual preferred stock$0194
Common stock$200,0004,163
Surplus$34,591,000971
Undivided profits$44,404,000879
Noncontrolling interests in consolidated subsidiaries$0153
Memoranda
Noncurrent loans and leases$32,236,000224
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$326,000526
Income earned, not collected on loans$2,174,0001,212
Earning assets$791,211,000791
Long-term assets (5+ years)$100,927,0002,042
Average Assets, year-to-date$846,595,750798
Average Assets, quarterly$855,504,500802
Volatile liabilities$14,808,0002,483
Insider loans$5,569,0001,116
FHLB advances$03,673
Loans and leases held for sale$7,326,000375
Unused loan commitments$191,436,000528
Tier 1 (core) risk-based capital$77,074,000927
Tier 2 risk-based capital$7,041,000777
Total risk weighted assets$553,207,000848
Total unused commitments$191,436,000528
Derivatives$7,063,000741
2014-06-30Rank
# of Employees:336425
Assets and Liabilities
Total Assets:$848,965,000807
Cash and due from depository institutions$85,743,000425
Interest-bearing balances$56,132,000572
Securities$211,264,000725
Federal funds sold & reverse repurchase agreements$297,0002,348
Net loans & leases$498,449,000901
Loan loss allowance$16,034,000419
Trading account assets$0246
Bank premises and fixed assets$26,932,000405
Other real estate owned$6,037,000425
Goodwill and other intangibles$10,075,000490
All other assets$10,168,0001,789
Life insurance assets$03,825
Total liabilities and capital$848,965,000807
Total liabilities$771,396,000793
Total deposits$768,474,000724
Interest-bearing deposits$705,469,000631
Deposits held in domestic offices$768,474,000722
% insured85.10%3,444
Federal funds purchased & repurchase agreements$02,152
Trading liabilities$0168
Other borrowed funds$03,882
Subordinated debt$0135
All other liabilities$2,922,0001,479
Total equity capital$77,569,000960
Total bank equity capital$77,569,000960
Perpetual preferred stock$0199
Common stock$200,0004,207
Surplus$34,591,000967
Undivided profits$42,778,000898
Noncontrolling interests in consolidated subsidiaries$0158
Memoranda
Noncurrent loans and leases$32,440,000236
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$200,000655
Income earned, not collected on loans$2,232,0001,104
Earning assets$766,142,000809
Long-term assets (5+ years)$97,941,0002,097
Average Assets, year-to-date$841,446,330802
Average Assets, quarterly$843,181,000807
Volatile liabilities$12,970,0002,666
Insider loans$5,797,0001,076
FHLB advances$03,672
Loans and leases held for sale$5,581,000463
Unused loan commitments$185,232,000525
Tier 1 (core) risk-based capital$75,412,000937
Tier 2 risk-based capital$7,097,000763
Total risk weighted assets$558,812,000828
Total unused commitments$185,232,000525
Derivatives$30,500,000462
2014-03-31Rank
# of Employees:349422
Assets and Liabilities
Total Assets:$837,397,000820
Cash and due from depository institutions$93,598,000422
Interest-bearing balances$61,116,000600
Securities$203,572,000758
Federal funds sold & reverse repurchase agreements$2,854,0001,373
Net loans & leases$478,365,000927
Loan loss allowance$16,445,000411
Trading account assets$0247
Bank premises and fixed assets$27,350,000397
Other real estate owned$10,580,000422
Goodwill and other intangibles$10,409,000480
All other assets$10,669,0001,718
Life insurance assets$03,830
Total liabilities and capital$837,397,000820
Total liabilities$761,052,000805
Total deposits$757,854,000741
Interest-bearing deposits$706,739,000635
Deposits held in domestic offices$757,854,000738
% insured86.54%3,146
Federal funds purchased & repurchase agreements$01,959
Trading liabilities$0165
Other borrowed funds$03,804
Subordinated debt$0134
All other liabilities$3,198,0001,349
Total equity capital$76,345,000973
Total bank equity capital$76,345,000973
Perpetual preferred stock$0201
Common stock$200,0004,250
Surplus$34,591,000977
Undivided profits$41,554,000892
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$33,632,000244
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$489,000444
Income earned, not collected on loans$2,240,0001,094
Earning assets$745,907,000840
Long-term assets (5+ years)$82,566,0002,366
Average Assets, year-to-date$837,687,000815
Average Assets, quarterly$837,687,000815
Volatile liabilities$15,101,0002,323
Insider loans$5,826,0001,066
FHLB advances$03,598
Loans and leases held for sale$2,678,000565
Unused loan commitments$176,437,000544
Tier 1 (core) risk-based capital$74,237,000949
Tier 2 risk-based capital$6,923,000777
Total risk weighted assets$544,345,000841
Total unused commitments$176,437,000544
Derivatives$8,600,000672
2013-12-31Rank
# of Employees:365395
Assets and Liabilities
Total Assets:$837,692,000808
Cash and due from depository institutions$94,835,000395
Interest-bearing balances$71,895,000472
Securities$186,749,000810
Federal funds sold & reverse repurchase agreements$4,541,000888
Net loans & leases$489,385,000893
Loan loss allowance$17,056,000406
Trading account assets$0247
Bank premises and fixed assets$28,278,000381
Other real estate owned$12,039,000395
Goodwill and other intangibles$11,354,000456
All other assets$10,511,0001,762
Life insurance assets$03,841
Total liabilities and capital$837,692,000808
Total liabilities$761,621,000794
Total deposits$758,411,000727
Interest-bearing deposits$703,831,000631
Deposits held in domestic offices$758,411,000726
% insured87.30%2,912
Federal funds purchased & repurchase agreements$02,281
Trading liabilities$0167
Other borrowed funds$03,907
Subordinated debt$0136
All other liabilities$3,210,0001,368
Total equity capital$76,071,000950
Total bank equity capital$76,071,000950
Perpetual preferred stock$0206
Common stock$200,0004,299
Surplus$34,591,000986
Undivided profits$41,280,000875
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$35,724,000242
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,208,000249
Income earned, not collected on loans$2,067,0001,233
Earning assets$752,570,000824
Long-term assets (5+ years)$88,025,0002,236
Average Assets, year-to-date$848,384,800781
Average Assets, quarterly$852,412,000786
Volatile liabilities$14,591,0002,440
Insider loans$5,826,0001,069
FHLB advances$03,709
Loans and leases held for sale$4,613,000439
Unused loan commitments$186,359,000502
Tier 1 (core) risk-based capital$73,954,000947
Tier 2 risk-based capital$7,056,000765
Total risk weighted assets$554,515,000823
Total unused commitments$186,359,000502
Derivatives$7,259,000674
2013-09-30Rank
# of Employees:380385
Assets and Liabilities
Total Assets:$867,132,000774
Cash and due from depository institutions$129,161,000385
Interest-bearing balances$102,351,000350
Securities$166,598,000933
Federal funds sold & reverse repurchase agreements$145,0002,653
Net loans & leases$503,070,000846
Loan loss allowance$16,896,000425
Trading account assets$0248
Bank premises and fixed assets$31,351,000339
Other real estate owned$11,929,000385
Goodwill and other intangibles$11,134,000459
All other assets$13,744,0001,407
Life insurance assets$03,818
Total liabilities and capital$867,132,000774
Total liabilities$792,076,000753
Total deposits$788,557,000692
Interest-bearing deposits$733,441,000609
Deposits held in domestic offices$788,557,000691
% insured85.76%3,595
Federal funds purchased & repurchase agreements$02,308
Trading liabilities$0163
Other borrowed funds$03,930
Subordinated debt$0150
All other liabilities$3,519,0001,355
Total equity capital$75,056,000966
Total bank equity capital$75,056,000966
Perpetual preferred stock$0217
Common stock$200,0004,353
Surplus$34,591,000985
Undivided profits$40,265,000904
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$37,352,000251
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$501,000447
Income earned, not collected on loans$2,072,0001,293
Earning assets$772,164,000791
Long-term assets (5+ years)$69,552,0002,637
Average Assets, year-to-date$851,058,000780
Average Assets, quarterly$855,511,500777
Volatile liabilities$15,434,0002,356
Insider loans$5,932,0001,044
FHLB advances$03,717
Loans and leases held for sale$5,079,000470
Unused loan commitments$190,956,000496
Tier 1 (core) risk-based capital$72,993,000952
Tier 2 risk-based capital$7,364,000729
Total risk weighted assets$579,627,000792
Total unused commitments$190,956,000496
Derivatives$26,000,000467
2013-06-30Rank
# of Employees:403356
Assets and Liabilities
Total Assets:$843,891,000786
Cash and due from depository institutions$138,432,000356
Interest-bearing balances$109,677,000325
Securities$95,556,0001,565
Federal funds sold & reverse repurchase agreements$157,0002,773
Net loans & leases$537,401,000774
Loan loss allowance$16,722,000439
Trading account assets$0250
Bank premises and fixed assets$31,890,000335
Other real estate owned$15,290,000356
Goodwill and other intangibles$11,116,000457
All other assets$14,049,0001,368
Life insurance assets$03,807
Total liabilities and capital$843,891,000786
Total liabilities$770,273,000763
Total deposits$765,276,000702
Interest-bearing deposits$721,642,000608
Deposits held in domestic offices$765,276,000699
% insured88.51%2,902
Federal funds purchased & repurchase agreements$02,211
Trading liabilities$0154
Other borrowed funds$03,942
Subordinated debt$0152
All other liabilities$4,997,0001,036
Total equity capital$73,618,000975
Total bank equity capital$73,618,000975
Perpetual preferred stock$0228
Common stock$200,0004,389
Surplus$34,591,000984
Undivided profits$38,827,000930
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$36,257,000277
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$268,000608
Income earned, not collected on loans$2,245,0001,144
Earning assets$742,791,000816
Long-term assets (5+ years)$65,649,0002,722
Average Assets, year-to-date$845,700,000786
Average Assets, quarterly$842,422,500792
Volatile liabilities$16,725,0002,244
Insider loans$6,638,000936
FHLB advances$03,718
Loans and leases held for sale$13,122,000354
Unused loan commitments$181,642,000507
Tier 1 (core) risk-based capital$71,567,000961
Tier 2 risk-based capital$7,658,000686
Total risk weighted assets$603,549,000736
Total unused commitments$181,642,000507
Derivatives$26,000,000521
2013-03-31Rank
# of Employees:419338
Assets and Liabilities
Total Assets:$841,343,000799
Cash and due from depository institutions$159,663,000338
Interest-bearing balances$141,844,000293
Securities$54,445,0002,514
Federal funds sold & reverse repurchase agreements$182,0003,105
Net loans & leases$555,489,000736
Loan loss allowance$15,513,000480
Trading account assets$0242
Bank premises and fixed assets$32,288,000329
Other real estate owned$14,340,000338
Goodwill and other intangibles$11,093,000457
All other assets$13,843,0001,364
Life insurance assets$03,804
Total liabilities and capital$841,343,000799
Total liabilities$765,525,000772
Total deposits$761,551,000716
Interest-bearing deposits$714,580,000620
Deposits held in domestic offices$761,551,000714
% insured88.49%2,893
Federal funds purchased & repurchase agreements$01,982
Trading liabilities$0154
Other borrowed funds$03,908
Subordinated debt$0155
All other liabilities$3,974,0001,216
Total equity capital$75,818,000976
Total bank equity capital$75,818,000976
Perpetual preferred stock$0239
Common stock$200,0004,442
Surplus$34,591,000985
Undivided profits$41,027,000925
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$38,469,000283
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$268,000578
Income earned, not collected on loans$2,247,0001,112
Earning assets$751,960,000817
Long-term assets (5+ years)$51,976,0003,168
Average Assets, year-to-date$846,993,500789
Average Assets, quarterly$846,993,500789
Volatile liabilities$16,832,0002,191
Insider loans$9,443,000644
FHLB advances$03,677
Loans and leases held for sale$6,140,000537
Unused loan commitments$196,464,000461
Tier 1 (core) risk-based capital$73,763,000923
Tier 2 risk-based capital$7,778,000677
Total risk weighted assets$614,539,000713
Total unused commitments$196,464,000461
Derivatives$30,500,000456
2012-12-31Rank
# of Employees:415343
Assets and Liabilities
Total Assets:$858,137,000782
Cash and due from depository institutions$135,503,000343
Interest-bearing balances$111,562,000365
Securities$53,611,0002,504
Federal funds sold & reverse repurchase agreements$351,0002,816
Net loans & leases$605,055,000683
Loan loss allowance$13,515,000557
Trading account assets$0243
Bank premises and fixed assets$32,572,000327
Other real estate owned$8,292,000343
Goodwill and other intangibles$10,857,000460
All other assets$11,896,0001,546
Life insurance assets$458,0003,430
Total liabilities and capital$858,137,000782
Total liabilities$776,958,000770
Total deposits$772,510,000702
Interest-bearing deposits$721,514,000608
Deposits held in domestic offices$772,510,000702
% insured91.74%2,798
Federal funds purchased & repurchase agreements$02,186
Trading liabilities$0152
Other borrowed funds$04,109
Subordinated debt$0159
All other liabilities$4,448,0001,170
Total equity capital$81,179,000896
Total bank equity capital$81,179,000896
Perpetual preferred stock$0246
Common stock$200,0004,487
Surplus$34,591,000979
Undivided profits$46,388,000807
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$46,788,000250
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$267,000581
Income earned, not collected on loans$2,126,0001,219
Earning assets$770,579,000795
Long-term assets (5+ years)$66,448,0002,618
Average Assets, year-to-date$866,088,800758
Average Assets, quarterly$863,053,500773
Volatile liabilities$17,395,0002,205
Insider loans$8,034,000750
FHLB advances$03,864
Loans and leases held for sale$22,091,000322
Unused loan commitments$190,566,000451
Tier 1 (core) risk-based capital$79,127,000841
Tier 2 risk-based capital$8,149,000649
Total risk weighted assets$646,531,000686
Total unused commitments$190,566,000451
Derivatives$43,250,000405
2012-09-30Rank
# of Employees:411343
Assets and Liabilities
Total Assets:$867,970,000771
Cash and due from depository institutions$125,491,000343
Interest-bearing balances$103,063,000381
Securities$53,964,0002,513
Federal funds sold & reverse repurchase agreements$135,0003,128
Net loans & leases$621,843,000664
Loan loss allowance$13,006,000583
Trading account assets$0231
Bank premises and fixed assets$33,242,000316
Other real estate owned$10,639,000343
Goodwill and other intangibles$10,616,000464
All other assets$12,040,0001,548
Life insurance assets$502,0003,371
Total liabilities and capital$867,970,000771
Total liabilities$785,960,000749
Total deposits$781,093,000692
Interest-bearing deposits$723,871,000605
Deposits held in domestic offices$781,093,000689
% insured91.04%3,237
Federal funds purchased & repurchase agreements$02,188
Trading liabilities$0150
Other borrowed funds$04,201
Subordinated debt$0163
All other liabilities$4,867,0001,129
Total equity capital$82,010,000886
Total bank equity capital$82,010,000884
Perpetual preferred stock$0250
Common stock$200,0004,557
Surplus$34,591,000992
Undivided profits$47,219,000803
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$51,899,000253
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$267,000614
Income earned, not collected on loans$2,191,0001,292
Earning assets$779,005,000784
Long-term assets (5+ years)$74,530,0002,392
Average Assets, year-to-date$868,076,750762
Average Assets, quarterly$868,470,000763
Volatile liabilities$16,358,0002,346
Insider loans$7,836,000783
FHLB advances$03,944
Loans and leases held for sale$31,091,000237
Unused loan commitments$181,807,000477
Tier 1 (core) risk-based capital$79,956,000833
Tier 2 risk-based capital$8,317,000634
Total risk weighted assets$660,693,000665
Total unused commitments$181,807,000478
Derivatives$69,500,000342
2012-06-30Rank
# of Employees:414343
Assets and Liabilities
Total Assets:$868,970,000761
Cash and due from depository institutions$126,388,000343
Interest-bearing balances$98,721,000398
Securities$53,461,0002,546
Federal funds sold & reverse repurchase agreements$442,0002,937
Net loans & leases$619,429,000662
Loan loss allowance$13,395,000588
Trading account assets$0211
Bank premises and fixed assets$33,580,000313
Other real estate owned$13,103,000343
Goodwill and other intangibles$10,512,000468
All other assets$12,055,0001,548
Life insurance assets$502,0003,355
Total liabilities and capital$868,970,000761
Total liabilities$788,087,000747
Total deposits$784,626,000682
Interest-bearing deposits$728,690,000607
Deposits held in domestic offices$784,626,000680
% insured90.65%3,497
Federal funds purchased & repurchase agreements$02,234
Trading liabilities$0130
Other borrowed funds$04,239
Subordinated debt$0180
All other liabilities$3,461,0001,390
Total equity capital$80,883,000878
Total bank equity capital$80,883,000876
Perpetual preferred stock$0254
Common stock$200,0004,604
Surplus$34,591,000980
Undivided profits$46,092,000798
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$50,323,000273
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$325,000563
Income earned, not collected on loans$2,361,0001,113
Earning assets$772,053,000780
Long-term assets (5+ years)$63,289,0002,655
Average Assets, year-to-date$868,112,330763
Average Assets, quarterly$870,047,000768
Volatile liabilities$14,689,0002,587
Insider loans$7,893,000783
FHLB advances$03,987
Loans and leases held for sale$18,016,000291
Unused loan commitments$182,020,000466
Tier 1 (core) risk-based capital$78,825,000833
Tier 2 risk-based capital$8,417,000633
Total risk weighted assets$668,385,000653
Total unused commitments$182,020,000466
Derivatives$44,000,000400
2012-03-31Rank
# of Employees:400349
Assets and Liabilities
Total Assets:$871,124,000769
Cash and due from depository institutions$124,781,000349
Interest-bearing balances$108,837,000377
Securities$54,479,0002,506
Federal funds sold & reverse repurchase agreements$121,0003,491
Net loans & leases$623,025,000655
Loan loss allowance$13,537,000584
Trading account assets$0215
Bank premises and fixed assets$33,730,000306
Other real estate owned$11,885,000349
Goodwill and other intangibles$10,845,000463
All other assets$12,258,0001,524
Life insurance assets$502,0003,339
Total liabilities and capital$871,124,000769
Total liabilities$791,497,000752
Total deposits$788,182,000677
Interest-bearing deposits$734,071,000604
Deposits held in domestic offices$788,182,000676
% insured88.85%4,161
Federal funds purchased & repurchase agreements$02,131
Trading liabilities$0123
Other borrowed funds$04,273
Subordinated debt$0185
All other liabilities$3,315,0001,411
Total equity capital$79,627,000879
Total bank equity capital$79,627,000878
Perpetual preferred stock$0259
Common stock$200,0004,651
Surplus$34,591,000983
Undivided profits$44,836,000800
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$49,007,000298
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$296,000589
Income earned, not collected on loans$2,398,0001,082
Earning assets$786,462,000770
Long-term assets (5+ years)$54,802,0002,932
Average Assets, year-to-date$867,683,500766
Average Assets, quarterly$867,683,500766
Volatile liabilities$16,376,0002,400
Insider loans$6,636,000951
FHLB advances$04,028
Loans and leases held for sale$13,708,000341
Unused loan commitments$176,560,000464
Tier 1 (core) risk-based capital$77,499,000831
Tier 2 risk-based capital$8,418,000620
Total risk weighted assets$668,339,000644
Total unused commitments$176,560,000464
Derivatives$35,080,000402
2011-12-31Rank
# of Employees:393355
Assets and Liabilities
Total Assets:$867,714,000766
Cash and due from depository institutions$127,917,000355
Interest-bearing balances$109,777,000349
Securities$19,425,0004,601
Federal funds sold & reverse repurchase agreements$262,0003,190
Net loans & leases$650,438,000634
Loan loss allowance$14,252,000559
Trading account assets$0205
Bank premises and fixed assets$33,876,000307
Other real estate owned$13,415,000355
Goodwill and other intangibles$10,421,000481
All other assets$11,960,0001,578
Life insurance assets$452,0003,361
Total liabilities and capital$867,714,000766
Total liabilities$787,460,000750
Total deposits$784,005,000679
Interest-bearing deposits$727,739,000613
Deposits held in domestic offices$784,005,000676
% insured88.64%4,279
Federal funds purchased & repurchase agreements$02,367
Trading liabilities$0115
Other borrowed funds$04,481
Subordinated debt$0193
All other liabilities$3,455,0001,374
Total equity capital$80,254,000872
Total bank equity capital$80,254,000871
Perpetual preferred stock$0263
Common stock$200,0004,675
Surplus$32,841,0001,028
Undivided profits$47,213,000753
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$50,837,000305
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$385,000521
Income earned, not collected on loans$2,308,0001,201
Earning assets$779,902,000769
Long-term assets (5+ years)$58,253,0002,377
Average Assets, year-to-date$888,598,200738
Average Assets, quarterly$879,112,000755
Volatile liabilities$17,169,0002,479
Insider loans$7,034,000899
FHLB advances$04,174
Loans and leases held for sale$16,041,000277
Unused loan commitments$168,477,000469
Tier 1 (core) risk-based capital$78,079,000818
Tier 2 risk-based capital$8,702,000608
Total risk weighted assets$690,626,000628
Total unused commitments$168,477,000469
Derivatives$37,600,000335
2011-09-30Rank
# of Employees:390359
Assets and Liabilities
Total Assets:$890,510,000758
Cash and due from depository institutions$139,660,000359
Interest-bearing balances$117,434,000363
Securities$14,655,0005,105
Federal funds sold & reverse repurchase agreements$162,0003,485
Net loans & leases$665,059,000618
Loan loss allowance$15,050,000556
Trading account assets$0209
Bank premises and fixed assets$34,024,000302
Other real estate owned$13,760,000359
Goodwill and other intangibles$10,370,000486
All other assets$12,820,0001,515
Life insurance assets$452,0003,339
Total liabilities and capital$890,510,000758
Total liabilities$811,125,000733
Total deposits$807,903,000666
Interest-bearing deposits$752,699,000602
Deposits held in domestic offices$807,903,000662
% insured86.95%4,945
Federal funds purchased & repurchase agreements$02,338
Trading liabilities$0112
Other borrowed funds$04,648
Subordinated debt$0206
All other liabilities$3,222,0001,480
Total equity capital$79,385,000884
Total bank equity capital$79,385,000883
Perpetual preferred stock$0266
Common stock$200,0004,724
Surplus$32,841,0001,036
Undivided profits$46,344,000775
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$52,773,000306
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$503,000478
Income earned, not collected on loans$2,276,0001,274
Earning assets$797,310,000762
Long-term assets (5+ years)$53,125,0002,475
Average Assets, year-to-date$893,819,250740
Average Assets, quarterly$883,349,000753
Volatile liabilities$18,641,0002,351
Insider loans$6,816,000953
FHLB advances$04,265
Loans and leases held for sale$9,907,000333
Unused loan commitments$176,419,000465
Tier 1 (core) risk-based capital$77,150,000831
Tier 2 risk-based capital$8,905,000602
Total risk weighted assets$706,232,000615
Total unused commitments$176,419,000465
Derivatives$49,383,000315
2011-06-30Rank
# of Employees:396359
Assets and Liabilities
Total Assets:$876,188,000761
Cash and due from depository institutions$103,280,000359
Interest-bearing balances$85,431,000457
Securities$18,673,0004,715
Federal funds sold & reverse repurchase agreements$145,0003,687
Net loans & leases$681,516,000609
Loan loss allowance$15,094,000564
Trading account assets$0213
Bank premises and fixed assets$34,009,000310
Other real estate owned$14,745,000359
Goodwill and other intangibles$10,254,000494
All other assets$13,566,0001,471
Life insurance assets$452,0003,316
Total liabilities and capital$876,188,000761
Total liabilities$797,391,000750
Total deposits$793,874,000676
Interest-bearing deposits$743,685,000609
Deposits held in domestic offices$793,874,000672
% insured85.86%5,357
Federal funds purchased & repurchase agreements$02,430
Trading liabilities$0112
Other borrowed funds$04,735
Subordinated debt$0212
All other liabilities$3,517,0001,302
Total equity capital$78,797,000883
Total bank equity capital$78,797,000881
Perpetual preferred stock$0222
Common stock$200,0004,783
Surplus$32,841,0001,030
Undivided profits$45,756,000753
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$56,388,000313
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$535,000469
Income earned, not collected on loans$2,717,0001,019
Earning assets$785,765,000767
Long-term assets (5+ years)$54,952,0002,401
Average Assets, year-to-date$894,922,330746
Average Assets, quarterly$885,996,500755
Volatile liabilities$20,362,0002,239
Insider loans$7,131,000920
FHLB advances$04,341
Loans and leases held for sale$14,192,000204
Unused loan commitments$175,394,000465
Tier 1 (core) risk-based capital$76,498,000832
Tier 2 risk-based capital$9,136,000600
Total risk weighted assets$724,918,000607
Total unused commitments$175,394,000465
Derivatives$15,192,000430
2011-03-31Rank
# of Employees:386369
Assets and Liabilities
Total Assets:$895,805,000752
Cash and due from depository institutions$110,166,000369
Interest-bearing balances$92,873,000426
Securities$20,918,0004,438
Federal funds sold & reverse repurchase agreements$284,0003,832
Net loans & leases$690,656,000605
Loan loss allowance$12,012,000716
Trading account assets$0208
Bank premises and fixed assets$34,262,000308
Other real estate owned$15,094,000369
Goodwill and other intangibles$10,469,000494
All other assets$13,956,0001,463
Life insurance assets$452,0003,327
Total liabilities and capital$895,805,000752
Total liabilities$815,629,000743
Total deposits$811,930,000672
Interest-bearing deposits$766,282,000596
Deposits held in domestic offices$811,930,000669
% insured82.44%6,092
Federal funds purchased & repurchase agreements$02,341
Trading liabilities$0108
Other borrowed funds$04,815
Subordinated debt$0214
All other liabilities$3,699,0001,244
Total equity capital$80,176,000835
Total bank equity capital$80,176,000834
Perpetual preferred stock$0224
Common stock$200,0004,833
Surplus$32,841,0001,039
Undivided profits$47,135,000697
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$25,690,000661
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$731,000371
Income earned, not collected on loans$2,990,000940
Earning assets$804,731,000758
Long-term assets (5+ years)$58,435,0002,237
Average Assets, year-to-date$904,289,500742
Average Assets, quarterly$904,289,500742
Volatile liabilities$20,400,0002,257
Insider loans$7,502,000891
FHLB advances$04,390
Loans and leases held for sale$14,187,000182
Unused loan commitments$177,990,000460
Tier 1 (core) risk-based capital$77,815,000805
Tier 2 risk-based capital$9,237,000600
Total risk weighted assets$736,183,000606
Total unused commitments$177,990,000461
Derivatives$11,304,000446
2010-12-31Rank
# of Employees:398355
Assets and Liabilities
Total Assets:$912,774,000743
Cash and due from depository institutions$71,217,000355
Interest-bearing balances$55,078,000656
Securities$45,976,0002,586
Federal funds sold & reverse repurchase agreements$163,0003,894
Net loans & leases$722,189,000593
Loan loss allowance$11,739,000717
Trading account assets$0207
Bank premises and fixed assets$34,402,000304
Other real estate owned$13,271,000355
Goodwill and other intangibles$10,617,000498
All other assets$14,939,0001,425
Life insurance assets$402,0003,370
Total liabilities and capital$912,774,000743
Total liabilities$833,751,000737
Total deposits$828,083,000655
Interest-bearing deposits$779,895,000599
Deposits held in domestic offices$828,083,000651
% insured82.59%6,032
Federal funds purchased & repurchase agreements$02,549
Trading liabilities$0108
Other borrowed funds$04,983
Subordinated debt$0220
All other liabilities$5,668,000910
Total equity capital$79,023,000844
Total bank equity capital$79,023,000845
Perpetual preferred stock$0224
Common stock$200,0004,894
Surplus$32,841,0001,039
Undivided profits$45,982,000706
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$20,925,000818
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$2,752,0001,043
Earning assets$823,406,000744
Long-term assets (5+ years)$73,407,0001,823
Average Assets, year-to-date$937,223,600720
Average Assets, quarterly$945,955,500721
Volatile liabilities$109,829,0001,246
Insider loans$6,448,0001,066
FHLB advances$04,551
Loans and leases held for sale$25,109,000191
Unused loan commitments$166,691,000485
Tier 1 (core) risk-based capital$76,601,000813
Tier 2 risk-based capital$9,427,000607
Total risk weighted assets$751,841,000595
Total unused commitments$166,691,000485
Derivatives$9,887,000538
2010-09-30Rank
# of Employees:384371
Assets and Liabilities
Total Assets:$979,137,000690
Cash and due from depository institutions$131,303,000371
Interest-bearing balances$114,272,000346
Securities$47,004,0002,506
Federal funds sold & reverse repurchase agreements$3,027,0002,121
Net loans & leases$726,143,000590
Loan loss allowance$11,465,000733
Trading account assets$0210
Bank premises and fixed assets$32,833,000319
Other real estate owned$12,694,000371
Goodwill and other intangibles$10,636,000498
All other assets$15,497,0001,398
Life insurance assets$402,0003,387
Total liabilities and capital$979,137,000690
Total liabilities$902,412,000671
Total deposits$877,751,000615
Interest-bearing deposits$829,521,000553
Deposits held in domestic offices$877,751,000611
% insured75.41%6,704
Federal funds purchased & repurchase agreements$02,564
Trading liabilities$0103
Other borrowed funds$20,000,0001,559
Subordinated debt$0233
All other liabilities$4,661,0001,140
Total equity capital$76,725,000896
Total bank equity capital$76,725,000894
Perpetual preferred stock$0229
Common stock$200,0004,978
Surplus$32,841,0001,023
Undivided profits$43,684,000774
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$18,406,000927
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$2,848,0001,070
Earning assets$890,446,000687
Long-term assets (5+ years)$66,596,0001,943
Average Assets, year-to-date$943,336,000708
Average Assets, quarterly$965,796,000701
Volatile liabilities$138,085,0001,005
Insider loans$6,593,0001,090
FHLB advances$20,000,0001,457
Loans and leases held for sale$15,438,000271
Unused loan commitments$130,305,000592
Tier 1 (core) risk-based capital$74,239,000837
Tier 2 risk-based capital$9,473,000607
Total risk weighted assets$755,870,000589
Total unused commitments$130,305,000593
Derivatives$50,650,000315
2010-06-30Rank
# of Employees:389360
Assets and Liabilities
Total Assets:$952,455,000703
Cash and due from depository institutions$112,161,000360
Interest-bearing balances$95,046,000394
Securities$40,513,0002,819
Federal funds sold & reverse repurchase agreements$739,0003,585
Net loans & leases$728,236,000586
Loan loss allowance$9,933,000858
Trading account assets$0210
Bank premises and fixed assets$32,177,000327
Other real estate owned$13,276,000360
Goodwill and other intangibles$10,157,000509
All other assets$15,196,0001,436
Life insurance assets$402,0003,385
Total liabilities and capital$952,455,000703
Total liabilities$877,125,000692
Total deposits$847,510,000631
Interest-bearing deposits$798,248,000573
Deposits held in domestic offices$847,510,000627
% insured77.64%6,568
Federal funds purchased & repurchase agreements$02,594
Trading liabilities$0104
Other borrowed funds$25,000,0001,393
Subordinated debt$0241
All other liabilities$4,615,0001,099
Total equity capital$75,330,000894
Total bank equity capital$75,330,000894
Perpetual preferred stock$0222
Common stock$200,0005,023
Surplus$32,808,0001,020
Undivided profits$42,322,000785
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$17,370,000973
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$2,872,0001,033
Earning assets$864,534,000696
Long-term assets (5+ years)$59,282,0002,089
Average Assets, year-to-date$931,402,330714
Average Assets, quarterly$939,551,500711
Volatile liabilities$123,320,0001,163
Insider loans$6,750,0001,081
FHLB advances$25,000,0001,308
Loans and leases held for sale$3,551,000560
Unused loan commitments$146,395,000520
Tier 1 (core) risk-based capital$72,774,000844
Tier 2 risk-based capital$9,421,000617
Total risk weighted assets$753,183,000601
Total unused commitments$146,395,000520
Derivatives$25,952,000363
2010-03-31Rank
# of Employees:378378
Assets and Liabilities
Total Assets:$926,648,000742
Cash and due from depository institutions$134,672,000378
Interest-bearing balances$122,378,000322
Securities$7,395,0006,261
Federal funds sold & reverse repurchase agreements$168,0004,464
Net loans & leases$712,282,000620
Loan loss allowance$9,301,000919
Trading account assets$0227
Bank premises and fixed assets$32,308,000342
Other real estate owned$14,337,000378
Goodwill and other intangibles$10,247,000515
All other assets$15,239,0001,467
Life insurance assets$402,0003,405
Total liabilities and capital$926,648,000742
Total liabilities$851,724,000729
Total deposits$822,008,000662
Interest-bearing deposits$785,274,000595
Deposits held in domestic offices$822,008,000660
% insured78.55%6,501
Federal funds purchased & repurchase agreements$02,570
Trading liabilities$0108
Other borrowed funds$25,000,0001,466
Subordinated debt$0248
All other liabilities$4,716,0001,080
Total equity capital$74,924,000886
Total bank equity capital$74,924,000886
Perpetual preferred stock$0220
Common stock$200,0005,100
Surplus$32,808,0001,039
Undivided profits$41,916,000778
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$13,932,0001,184
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$2,578,0001,199
Earning assets$842,223,000731
Long-term assets (5+ years)$54,217,0002,249
Average Assets, year-to-date$920,876,000741
Average Assets, quarterly$920,876,000741
Volatile liabilities$126,481,0001,180
Insider loans$6,896,0001,086
FHLB advances$25,000,0001,372
Loans and leases held for sale$4,417,000392
Unused loan commitments$154,328,000530
Tier 1 (core) risk-based capital$72,296,000854
Tier 2 risk-based capital$9,245,000650
Total risk weighted assets$739,534,000632
Total unused commitments$154,328,000530
Derivatives$12,530,000459
2009-12-31Rank
# of Employees:381379
Assets and Liabilities
Total Assets:$915,104,000749
Cash and due from depository institutions$124,010,000379
Interest-bearing balances$106,361,000308
Securities$361,0007,633
Federal funds sold & reverse repurchase agreements$740,0003,762
Net loans & leases$720,030,000619
Loan loss allowance$9,396,000929
Trading account assets$0224
Bank premises and fixed assets$32,707,000335
Other real estate owned$10,561,000379
Goodwill and other intangibles$10,371,000510
All other assets$16,324,0001,430
Life insurance assets$352,0003,459
Total liabilities and capital$915,104,000749
Total liabilities$840,513,000744
Total deposits$809,845,000669
Interest-bearing deposits$770,477,000613
Deposits held in domestic offices$809,845,000666
% insured79.96%6,329
Federal funds purchased & repurchase agreements$02,785
Trading liabilities$0104
Other borrowed funds$25,000,0001,583
Subordinated debt$0258
All other liabilities$5,668,000933
Total equity capital$74,591,000884
Total bank equity capital$74,591,000884
Perpetual preferred stock$0219
Common stock$200,0005,154
Surplus$32,808,0001,040
Undivided profits$41,583,000768
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$13,951,0001,153
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$2,221,0001,494
Earning assets$827,492,000753
Long-term assets (5+ years)$61,808,0002,021
Average Assets, year-to-date$871,690,600778
Average Assets, quarterly$912,518,500753
Volatile liabilities$129,758,0001,146
Insider loans$7,079,0001,075
FHLB advances$25,000,0001,483
Loans and leases held for sale$13,239,000226
Unused loan commitments$147,723,000559
Tier 1 (core) risk-based capital$71,105,000862
Tier 2 risk-based capital$9,269,000663
Total risk weighted assets$741,398,000648
Total unused commitments$147,723,000559
Derivatives$15,417,000420
2009-09-30Rank
# of Employees:371395
Assets and Liabilities
Total Assets:$909,933,000769
Cash and due from depository institutions$129,039,000395
Interest-bearing balances$114,484,000279
Securities$364,0007,709
Federal funds sold & reverse repurchase agreements$315,0004,361
Net loans & leases$722,314,000634
Loan loss allowance$9,678,000860
Trading account assets$0238
Bank premises and fixed assets$26,096,000431
Other real estate owned$8,920,000395
Goodwill and other intangibles$10,284,000550
All other assets$12,601,0001,562
Life insurance assets$352,0003,465
Total liabilities and capital$909,933,000769
Total liabilities$835,950,000750
Total deposits$805,866,000678
Interest-bearing deposits$767,968,000615
Deposits held in domestic offices$805,866,000674
% insured94.36%2,143
Federal funds purchased & repurchase agreements$02,868
Trading liabilities$0103
Other borrowed funds$25,000,0001,629
Subordinated debt$0269
All other liabilities$5,084,0001,106
Total equity capital$73,983,000912
Total bank equity capital$73,983,000912
Perpetual preferred stock$0212
Common stock$200,0005,219
Surplus$32,775,0001,037
Undivided profits$41,008,000820
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$12,971,0001,219
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$2,412,0001,479
Earning assets$837,477,000750
Long-term assets (5+ years)$54,637,0002,217
Average Assets, year-to-date$860,837,250799
Average Assets, quarterly$894,198,500778
Volatile liabilities$119,472,0001,283
Insider loans$7,223,0001,076
FHLB advances$25,000,0001,530
Loans and leases held for sale$6,258,000347
Unused loan commitments$148,839,000583
Tier 1 (core) risk-based capital$70,417,000879
Tier 2 risk-based capital$9,212,000683
Total risk weighted assets$736,517,000679
Total unused commitments$148,839,000584
Derivatives$7,500,000578
2009-06-30Rank
# of Employees:375401
Assets and Liabilities
Total Assets:$878,464,000802
Cash and due from depository institutions$92,791,000401
Interest-bearing balances$73,670,000316
Securities$366,0007,780
Federal funds sold & reverse repurchase agreements$403,0004,585
Net loans & leases$729,790,000654
Loan loss allowance$9,164,000882
Trading account assets$0240
Bank premises and fixed assets$26,101,000434
Other real estate owned$6,845,000401
Goodwill and other intangibles$10,215,000567
All other assets$11,953,0001,652
Life insurance assets$352,0003,496
Total liabilities and capital$878,464,000802
Total liabilities$804,884,000797
Total deposits$774,528,000714
Interest-bearing deposits$722,610,000656
Deposits held in domestic offices$774,528,000712
% insured67.46%6,453
Federal funds purchased & repurchase agreements$02,922
Trading liabilities$0100
Other borrowed funds$25,000,0001,722
Subordinated debt$0276
All other liabilities$5,356,0001,106
Total equity capital$73,580,000920
Total bank equity capital$73,580,000917
Perpetual preferred stock$0213
Common stock$200,0005,287
Surplus$32,775,0001,046
Undivided profits$40,605,000807
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$14,347,0001,082
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$2,446,0001,398
Earning assets$804,229,000798
Long-term assets (5+ years)$63,098,0001,956
Average Assets, year-to-date$844,472,000834
Average Assets, quarterly$861,482,000820
Volatile liabilities$107,653,0001,434
Insider loans$7,794,0001,004
FHLB advances$25,000,0001,611
Loans and leases held for sale$17,868,000246
Unused loan commitments$157,503,000580
Tier 1 (core) risk-based capital$69,935,000898
Tier 2 risk-based capital$9,164,000697
Total risk weighted assets$743,355,000701
Total unused commitments$157,503,000580
Derivatives$7,625,000619
2009-03-31Rank
# of Employees:358413
Assets and Liabilities
Total Assets:$844,500,000843
Cash and due from depository institutions$61,118,000413
Interest-bearing balances$46,593,000435
Securities$367,0007,858
Federal funds sold & reverse repurchase agreements$159,0005,251
Net loans & leases$729,278,000667
Loan loss allowance$8,627,000885
Trading account assets$0234
Bank premises and fixed assets$26,723,000426
Other real estate owned$5,697,000413
Goodwill and other intangibles$9,544,000608
All other assets$11,614,0001,676
Life insurance assets$352,0003,516
Total liabilities and capital$844,500,000843
Total liabilities$771,943,000832
Total deposits$740,419,000735
Interest-bearing deposits$698,575,000678
Deposits held in domestic offices$740,419,000733
% insured69.80%6,119
Federal funds purchased & repurchase agreements$02,904
Trading liabilities$092
Other borrowed funds$25,000,0001,758
Subordinated debt$0271
All other liabilities$6,524,000927
Total equity capital$72,557,000929
Total bank equity capital$72,557,000927
Perpetual preferred stock$0193
Common stock$200,0005,321
Surplus$32,775,0001,041
Undivided profits$39,582,000852
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$13,578,0001,027
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$2,536,0001,363
Earning assets$776,397,000831
Long-term assets (5+ years)$51,004,0002,299
Average Assets, year-to-date$827,476,000850
Average Assets, quarterly$827,476,000850
Volatile liabilities$87,480,0001,733
Insider loans$7,946,000988
FHLB advances$25,000,0001,646
Loans and leases held for sale$6,030,000414
Unused loan commitments$147,864,000654
Tier 1 (core) risk-based capital$68,891,000906
Tier 2 risk-based capital$8,627,000736
Total risk weighted assets$736,645,000715
Total unused commitments$147,864,000654
Derivatives$49,600,000323
2008-12-31Rank
# of Employees:352421
Assets and Liabilities
Total Assets:$810,452,000868
Cash and due from depository institutions$22,171,000421
Interest-bearing balances$3,896,0002,183
Securities$370,0007,921
Federal funds sold & reverse repurchase agreements$259,0004,797
Net loans & leases$734,267,000667
Loan loss allowance$8,345,000860
Trading account assets$0236
Bank premises and fixed assets$26,828,000424
Other real estate owned$4,448,000421
Goodwill and other intangibles$8,684,000651
All other assets$13,425,0001,507
Life insurance assets$03,960
Total liabilities and capital$810,452,000868
Total liabilities$739,676,000860
Total deposits$683,821,000764
Interest-bearing deposits$641,077,000709
Deposits held in domestic offices$683,821,000761
% insured0.00%1
Federal funds purchased & repurchase agreements$03,392
Trading liabilities$088
Other borrowed funds$49,500,0001,180
Subordinated debt$0278
All other liabilities$6,355,000948
Total equity capital$70,776,000937
Total bank equity capital$70,776,000937
Perpetual preferred stock$0141
Common stock$200,0005,356
Surplus$32,775,0001,015
Undivided profits$37,801,000873
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$13,197,000889
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$2,423,0001,508
Earning assets$738,792,000858
Long-term assets (5+ years)$58,171,0002,056
Average Assets, year-to-date$797,135,600848
Average Assets, quarterly$806,860,500864
Volatile liabilities$84,271,0001,780
Insider loans$8,036,000985
FHLB advances$49,500,0001,089
Loans and leases held for sale$12,489,000199
Unused loan commitments$144,243,000689
Tier 1 (core) risk-based capital$67,109,000929
Tier 2 risk-based capital$8,345,000738
Total risk weighted assets$726,140,000717
Total unused commitments$144,243,000689
Derivatives$46,512,000289
2008-09-30Rank
# of Employees:341444
Assets and Liabilities
Total Assets:$803,269,000863
Cash and due from depository institutions$58,312,000444
Interest-bearing balances$36,260,000194
Securities$363,0007,980
Federal funds sold & reverse repurchase agreements$665,0004,897
Net loans & leases$672,550,000727
Loan loss allowance$7,303,000873
Trading account assets$0251
Bank premises and fixed assets$24,928,000450
Other real estate owned$3,394,000444
Goodwill and other intangibles$8,748,000688
All other assets$34,309,000636
Life insurance assets$03,984
Total liabilities and capital$803,269,000863
Total liabilities$731,749,000853
Total deposits$700,472,000738
Interest-bearing deposits$657,706,000675
Deposits held in domestic offices$700,472,000735
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$25,000,0001,929
Subordinated debt$0276
All other liabilities$6,277,000936
Total equity capital$71,520,000941
Total bank equity capital$71,520,000941
Perpetual preferred stock$0110
Common stock$200,0005,407
Surplus$32,740,000982
Undivided profits$38,580,000906
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$12,768,000790
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$2,157,0001,805
Earning assets$709,838,000878
Long-term assets (5+ years)$37,045,0002,797
Average Assets, year-to-date$793,806,500858
Average Assets, quarterly$792,573,000873
Volatile liabilities$78,248,0001,820
Insider loans$8,240,000941
FHLB advances$25,000,0001,829
Loans and leases held for sale$3,838,000372
Unused loan commitments$150,757,000696
Tier 1 (core) risk-based capital$67,764,000932
Tier 2 risk-based capital$7,303,000792
Total risk weighted assets$697,593,000741
Total unused commitments$150,757,000696
Derivatives$01,077
2008-06-30Rank
# of Employees:335455
Assets and Liabilities
Total Assets:$781,877,000885
Cash and due from depository institutions$24,666,000455
Interest-bearing balances$816,0003,109
Securities$364,0008,026
Federal funds sold & reverse repurchase agreements$64,610,000191
Net loans & leases$648,172,000749
Loan loss allowance$7,537,000834
Trading account assets$0267
Bank premises and fixed assets$24,968,000442
Other real estate owned$2,741,000455
Goodwill and other intangibles$9,032,000685
All other assets$7,324,0002,361
Life insurance assets$04,015
Total liabilities and capital$781,877,000885
Total liabilities$710,474,000872
Total deposits$679,198,000752
Interest-bearing deposits$640,733,000686
Deposits held in domestic offices$679,198,000749
% insured0.00%1
Federal funds purchased & repurchase agreements$03,577
Trading liabilities$094
Other borrowed funds$25,000,0001,864
Subordinated debt$0257
All other liabilities$6,276,000945
Total equity capital$71,403,000947
Total bank equity capital$71,403,000947
Perpetual preferred stock$0107
Common stock$200,0005,453
Surplus$32,740,000972
Undivided profits$38,463,000916
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,191,000913
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$2,156,0001,739
Earning assets$713,962,000870
Long-term assets (5+ years)$29,207,0003,244
Average Assets, year-to-date$790,652,330860
Average Assets, quarterly$793,244,000867
Volatile liabilities$80,747,0001,752
Insider loans$8,450,000919
FHLB advances$25,000,0001,764
Loans and leases held for sale$4,025,000418
Unused loan commitments$148,504,000728
Tier 1 (core) risk-based capital$67,532,000930
Tier 2 risk-based capital$7,537,000758
Total risk weighted assets$669,632,000771
Total unused commitments$148,504,000728
Derivatives$01,075
2008-03-31Rank
# of Employees:332454
Assets and Liabilities
Total Assets:$804,611,000853
Cash and due from depository institutions$21,946,000454
Interest-bearing balances$353,0003,943
Securities$368,0008,069
Federal funds sold & reverse repurchase agreements$103,338,000181
Net loans & leases$634,775,000752
Loan loss allowance$8,742,000666
Trading account assets$0252
Bank premises and fixed assets$25,351,000430
Other real estate owned$2,461,000454
Goodwill and other intangibles$9,161,000701
All other assets$7,211,0002,340
Life insurance assets$04,038
Total liabilities and capital$804,611,000853
Total liabilities$732,967,000839
Total deposits$700,637,000726
Interest-bearing deposits$663,841,000667
Deposits held in domestic offices$700,637,000722
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$25,000,0001,736
Subordinated debt$0251
All other liabilities$7,330,000889
Total equity capital$71,644,000965
Total bank equity capital$71,644,000965
Perpetual preferred stock$0108
Common stock$200,0005,475
Surplus$32,740,000970
Undivided profits$38,704,000962
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,029,000901
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$2,207,0001,744
Earning assets$738,834,000839
Long-term assets (5+ years)$24,253,0003,502
Average Assets, year-to-date$795,040,000858
Average Assets, quarterly$795,040,000858
Volatile liabilities$90,053,0001,575
Insider loans$8,264,000918
FHLB advances$25,000,0001,650
Loans and leases held for sale$6,415,000344
Unused loan commitments$149,192,000740
Tier 1 (core) risk-based capital$67,672,000917
Tier 2 risk-based capital$8,362,000680
Total risk weighted assets$668,554,000762
Total unused commitments$149,192,000740
Derivatives$01,109
2007-12-31Rank
# of Employees:330464
Assets and Liabilities
Total Assets:$785,469,000875
Cash and due from depository institutions$19,597,000464
Interest-bearing balances$1,058,0002,496
Securities$361,0008,120
Federal funds sold & reverse repurchase agreements$87,138,000185
Net loans & leases$634,500,000739
Loan loss allowance$8,686,000650
Trading account assets$0237
Bank premises and fixed assets$25,560,000426
Other real estate owned$1,882,000464
Goodwill and other intangibles$9,069,000692
All other assets$7,362,0002,302
Life insurance assets$04,052
Total liabilities and capital$785,469,000875
Total liabilities$714,733,000853
Total deposits$682,085,000744
Interest-bearing deposits$651,029,000676
Deposits held in domestic offices$682,085,000740
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$25,000,0001,635
Subordinated debt$0248
All other liabilities$7,648,000858
Total equity capital$70,736,000979
Total bank equity capital$70,736,000979
Perpetual preferred stock$0111
Common stock$200,0005,511
Surplus$32,740,000943
Undivided profits$37,796,000993
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,477,000792
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$2,533,0001,633
Earning assets$723,057,000860
Long-term assets (5+ years)$24,940,0003,250
Average Assets, year-to-date$755,622,000861
Average Assets, quarterly$790,080,500856
Volatile liabilities$84,426,0001,671
Insider loans$7,684,000971
FHLB advances$25,000,0001,543
Loans and leases held for sale$6,524,000308
Unused loan commitments$148,311,000753
Tier 1 (core) risk-based capital$66,692,000937
Tier 2 risk-based capital$8,276,000680
Total risk weighted assets$661,679,000763
Total unused commitments$148,311,000753
Derivatives$01,052
2007-09-30Rank
# of Employees:325467
Assets and Liabilities
Total Assets:$794,692,000844
Cash and due from depository institutions$23,914,000467
Interest-bearing balances$1,098,0002,317
Securities$358,0008,172
Federal funds sold & reverse repurchase agreements$91,998,000168
Net loans & leases$634,550,000728
Loan loss allowance$8,747,000627
Trading account assets$0244
Bank premises and fixed assets$25,270,000419
Other real estate owned$1,788,000467
Goodwill and other intangibles$9,237,000667
All other assets$7,577,0002,252
Life insurance assets$04,026
Total liabilities and capital$794,692,000844
Total liabilities$725,160,000818
Total deposits$692,545,000730
Interest-bearing deposits$610,689,000723
Deposits held in domestic offices$692,545,000728
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$25,000,0001,522
Subordinated debt$0244
All other liabilities$7,615,000842
Total equity capital$69,532,000986
Total bank equity capital$69,532,000986
Perpetual preferred stock$0113
Common stock$200,0005,521
Surplus$32,700,000920
Undivided profits$36,632,0001,027
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,223,000673
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$2,702,0001,632
Earning assets$728,004,000842
Long-term assets (5+ years)$25,050,0003,115
Average Assets, year-to-date$748,160,250872
Average Assets, quarterly$778,522,500853
Volatile liabilities$91,676,0001,540
Insider loans$7,792,000943
FHLB advances$25,000,0001,437
Loans and leases held for sale$3,549,000436
Unused loan commitments$134,898,000828
Tier 1 (core) risk-based capital$65,385,000952
Tier 2 risk-based capital$8,150,000682
Total risk weighted assets$651,442,000759
Total unused commitments$134,898,000828
Derivatives$01,033
2007-06-30Rank
# of Employees:336471
Assets and Liabilities
Total Assets:$762,353,000885
Cash and due from depository institutions$70,726,000471
Interest-bearing balances$45,645,000141
Securities$356,0008,226
Federal funds sold & reverse repurchase agreements$06,299
Net loans & leases$648,230,000720
Loan loss allowance$8,507,000641
Trading account assets$0245
Bank premises and fixed assets$25,004,000420
Other real estate owned$1,268,000471
Goodwill and other intangibles$9,340,000675
All other assets$7,429,0002,275
Life insurance assets$04,058
Total liabilities and capital$762,353,000885
Total liabilities$694,086,000868
Total deposits$662,597,000770
Interest-bearing deposits$580,399,000774
Deposits held in domestic offices$662,597,000768
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$25,000,0001,460
Subordinated debt$0258
All other liabilities$6,489,000936
Total equity capital$68,267,0001,000
Total bank equity capital$68,267,0001,000
Perpetual preferred stock$0111
Common stock$200,0005,551
Surplus$32,700,000928
Undivided profits$35,367,0001,051
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,190,000660
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$2,696,0001,509
Earning assets$694,231,000891
Long-term assets (5+ years)$32,319,0002,588
Average Assets, year-to-date$732,649,670899
Average Assets, quarterly$745,318,000896
Volatile liabilities$86,514,0001,597
Insider loans$8,269,000865
FHLB advances$25,000,0001,377
Loans and leases held for sale$14,031,000209
Unused loan commitments$140,962,000801
Tier 1 (core) risk-based capital$64,026,000982
Tier 2 risk-based capital$8,164,000695
Total risk weighted assets$652,769,000763
Total unused commitments$140,962,000801
Derivatives$01,067
2007-03-31Rank
# of Employees:318492
Assets and Liabilities
Total Assets:$728,283,000910
Cash and due from depository institutions$59,963,000492
Interest-bearing balances$37,114,000173
Securities$355,0008,255
Federal funds sold & reverse repurchase agreements$06,772
Net loans & leases$625,483,000724
Loan loss allowance$8,365,000632
Trading account assets$0267
Bank premises and fixed assets$23,836,000424
Other real estate owned$1,595,000492
Goodwill and other intangibles$9,522,000659
All other assets$7,529,0002,171
Life insurance assets$04,074
Total liabilities and capital$728,283,000910
Total liabilities$660,500,000900
Total deposits$628,342,000811
Interest-bearing deposits$556,209,000800
Deposits held in domestic offices$628,342,000808
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$25,000,0001,392
Subordinated debt$0262
All other liabilities$7,158,000876
Total equity capital$67,783,000990
Total bank equity capital$67,783,000990
Perpetual preferred stock$0113
Common stock$200,0005,566
Surplus$32,700,000910
Undivided profits$34,883,0001,072
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,846,000929
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$2,720,0001,450
Earning assets$662,952,000914
Long-term assets (5+ years)$24,134,0003,077
Average Assets, year-to-date$717,798,000917
Average Assets, quarterly$717,798,000917
Volatile liabilities$82,027,0001,645
Insider loans$8,350,000844
FHLB advances$25,000,0001,317
Loans and leases held for sale$5,009,000391
Unused loan commitments$134,925,000827
Tier 1 (core) risk-based capital$63,439,000969
Tier 2 risk-based capital$7,867,000694
Total risk weighted assets$628,823,000770
Total unused commitments$134,925,000827
Derivatives$01,065
2006-12-31Rank
# of Employees:310506
Assets and Liabilities
Total Assets:$707,313,000927
Cash and due from depository institutions$40,217,000506
Interest-bearing balances$15,286,000387
Securities$353,0008,306
Federal funds sold & reverse repurchase agreements$06,403
Net loans & leases$624,351,000728
Loan loss allowance$8,036,000646
Trading account assets$0156
Bank premises and fixed assets$20,311,000513
Other real estate owned$1,736,000506
Goodwill and other intangibles$9,645,000638
All other assets$10,700,0001,637
Life insurance assets$04,082
Total liabilities and capital$707,313,000927
Total liabilities$641,019,000918
Total deposits$604,007,000829
Interest-bearing deposits$527,451,000818
Deposits held in domestic offices$604,007,000825
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$29,500,0001,325
Subordinated debt$0264
All other liabilities$7,512,000836
Total equity capital$66,294,000992
Total bank equity capital$66,294,000992
Perpetual preferred stock$0112
Common stock$200,0005,588
Surplus$32,700,000890
Undivided profits$33,394,0001,081
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,808,0001,675
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$2,534,0001,609
Earning assets$639,990,000932
Long-term assets (5+ years)$19,682,0003,401
Average Assets, year-to-date$694,329,200913
Average Assets, quarterly$696,628,500933
Volatile liabilities$79,363,0001,830
Insider loans$6,969,0001,016
FHLB advances$29,500,0001,242
Loans and leases held for sale$5,633,000352
Unused loan commitments$147,665,000753
Tier 1 (core) risk-based capital$61,852,000979
Tier 2 risk-based capital$7,863,000692
Total risk weighted assets$628,829,000763
Total unused commitments$147,665,000753
Derivatives$01,023
2006-09-30Rank
# of Employees:310502
Assets and Liabilities
Total Assets:$685,944,000952
Cash and due from depository institutions$38,191,000502
Interest-bearing balances$12,393,000441
Securities$352,0008,385
Federal funds sold & reverse repurchase agreements$06,029
Net loans & leases$608,223,000742
Loan loss allowance$8,091,000646
Trading account assets$0154
Bank premises and fixed assets$19,883,000519
Other real estate owned$1,756,000502
Goodwill and other intangibles$9,861,000629
All other assets$7,678,0002,151
Life insurance assets$04,052
Total liabilities and capital$685,944,000952
Total liabilities$621,557,000943
Total deposits$591,020,000845
Interest-bearing deposits$512,055,000841
Deposits held in domestic offices$591,020,000842
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$25,000,0001,540
Subordinated debt$0269
All other liabilities$5,537,0001,021
Total equity capital$64,387,0001,023
Total bank equity capital$64,387,0001,023
Perpetual preferred stock$0118
Common stock$200,0005,635
Surplus$32,700,000890
Undivided profits$31,487,0001,153
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$920,0002,715
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$2,665,0001,502
Earning assets$620,968,000965
Long-term assets (5+ years)$14,869,0003,915
Average Assets, year-to-date$691,083,250928
Average Assets, quarterly$682,652,500950
Volatile liabilities$75,491,0001,899
Insider loans$5,989,0001,178
FHLB advances$25,000,0001,437
Loans and leases held for sale$2,492,000586
Unused loan commitments$142,725,000797
Tier 1 (core) risk-based capital$59,839,0001,018
Tier 2 risk-based capital$7,637,000706
Total risk weighted assets$610,523,000781
Total unused commitments$142,725,000797
Derivatives$01,023
2006-06-30Rank
# of Employees:313506
Assets and Liabilities
Total Assets:$679,361,000953
Cash and due from depository institutions$39,542,000506
Interest-bearing balances$8,611,000620
Securities$349,0008,429
Federal funds sold & reverse repurchase agreements$05,870
Net loans & leases$600,667,000741
Loan loss allowance$7,956,000643
Trading account assets$0157
Bank premises and fixed assets$19,720,000509
Other real estate owned$961,000506
Goodwill and other intangibles$10,107,000612
All other assets$8,015,0002,060
Life insurance assets$04,035
Total liabilities and capital$679,361,000953
Total liabilities$616,776,000944
Total deposits$587,202,000834
Interest-bearing deposits$493,967,000857
Deposits held in domestic offices$587,202,000832
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$25,000,0001,545
Subordinated debt$0265
All other liabilities$4,574,0001,112
Total equity capital$62,585,0001,026
Total bank equity capital$62,585,0001,026
Perpetual preferred stock$0119
Common stock$200,0005,643
Surplus$32,700,000880
Undivided profits$29,685,0001,165
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,399,0001,872
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$2,484,0001,441
Earning assets$609,627,000967
Long-term assets (5+ years)$19,826,0003,346
Average Assets, year-to-date$692,796,330926
Average Assets, quarterly$691,940,000935
Volatile liabilities$78,635,0001,810
Insider loans$6,173,0001,119
FHLB advances$25,000,0001,445
Loans and leases held for sale$2,750,000558
Unused loan commitments$136,123,000819
Tier 1 (core) risk-based capital$57,929,0001,021
Tier 2 risk-based capital$7,460,000710
Total risk weighted assets$597,108,000782
Total unused commitments$136,123,000819
Derivatives$01,000
2006-03-31Rank
# of Employees:297529
Assets and Liabilities
Total Assets:$704,519,000908
Cash and due from depository institutions$69,514,000529
Interest-bearing balances$45,213,000123
Securities$349,0008,465
Federal funds sold & reverse repurchase agreements$06,312
Net loans & leases$597,189,000723
Loan loss allowance$7,661,000654
Trading account assets$0154
Bank premises and fixed assets$18,141,000550
Other real estate owned$1,015,000529
Goodwill and other intangibles$10,351,000580
All other assets$7,960,0002,018
Life insurance assets$04,002
Total liabilities and capital$704,519,000908
Total liabilities$642,892,000894
Total deposits$602,323,000804
Interest-bearing deposits$525,184,000793
Deposits held in domestic offices$602,323,000802
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$35,000,0001,177
Subordinated debt$0259
All other liabilities$5,569,000965
Total equity capital$61,627,0001,029
Total bank equity capital$61,627,0001,029
Perpetual preferred stock$0120
Common stock$200,0005,648
Surplus$32,700,000855
Undivided profits$28,727,0001,206
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,042,000541
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$2,164,0001,580
Earning assets$642,751,000909
Long-term assets (5+ years)$19,906,0003,316
Average Assets, year-to-date$699,514,000908
Average Assets, quarterly$699,514,000908
Volatile liabilities$84,724,0001,624
Insider loans$5,636,0001,212
FHLB advances$35,000,0001,103
Loans and leases held for sale$1,200,000776
Unused loan commitments$129,511,000846
Tier 1 (core) risk-based capital$56,860,0001,027
Tier 2 risk-based capital$7,502,000677
Total risk weighted assets$599,970,000764
Total unused commitments$129,511,000847
Derivatives$0990
2005-12-31Rank
# of Employees:296524
Assets and Liabilities
Total Assets:$694,509,000913
Cash and due from depository institutions$54,880,000524
Interest-bearing balances$22,523,000230
Securities$349,0008,524
Federal funds sold & reverse repurchase agreements$06,145
Net loans & leases$602,576,000711
Loan loss allowance$7,325,000674
Trading account assets$0155
Bank premises and fixed assets$17,823,000544
Other real estate owned$580,000524
Goodwill and other intangibles$10,568,000562
All other assets$7,733,0002,078
Life insurance assets$0351
Total liabilities and capital$694,509,000913
Total liabilities$634,650,000894
Total deposits$567,177,000851
Interest-bearing deposits$489,999,000826
Deposits held in domestic offices$567,177,000848
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$62,000,000770
Subordinated debt$0258
All other liabilities$5,473,000942
Total equity capital$59,859,0001,037
Total bank equity capital$59,859,0001,037
Perpetual preferred stock$0122
Common stock$200,0005,671
Surplus$26,550,0001,006
Undivided profits$33,109,0001,039
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,053,000654
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$2,257,0001,526
Earning assets$625,448,000921
Long-term assets (5+ years)$22,368,0003,086
Average Assets, year-to-date$646,834,000916
Average Assets, quarterly$678,608,000921
Volatile liabilities$106,384,0001,303
Insider loans$5,198,0001,299
FHLB advances$62,000,000696
Loans and leases held for sale$2,464,000523
Unused loan commitments$135,702,000802
Tier 1 (core) risk-based capital$54,984,0001,039
Tier 2 risk-based capital$7,325,000692
Total risk weighted assets$605,240,000756
Total unused commitments$135,702,000802
Derivatives$0930
2005-09-30Rank
# of Employees:296525
Assets and Liabilities
Total Assets:$662,707,000928
Cash and due from depository institutions$40,954,000525
Interest-bearing balances$6,616,000860
Securities$350,0008,559
Federal funds sold & reverse repurchase agreements$05,951
Net loans & leases$586,120,000705
Loan loss allowance$6,862,000708
Trading account assets$0146
Bank premises and fixed assets$16,498,000572
Other real estate owned$493,000525
Goodwill and other intangibles$10,737,000535
All other assets$7,555,0002,051
Life insurance assets$0341
Total liabilities and capital$662,707,000928
Total liabilities$603,448,000916
Total deposits$551,469,000851
Interest-bearing deposits$469,101,000843
Deposits held in domestic offices$551,469,000849
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$47,000,000964
Subordinated debt$0251
All other liabilities$4,979,000983
Total equity capital$59,259,0001,032
Total bank equity capital$59,259,0001,032
Perpetual preferred stock$0120
Common stock$200,0005,691
Surplus$26,550,000972
Undivided profits$32,509,0001,059
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,632,000595
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$1,910,0001,754
Earning assets$593,086,000953
Long-term assets (5+ years)$24,554,0002,905
Average Assets, year-to-date$634,915,250926
Average Assets, quarterly$648,606,000939
Volatile liabilities$73,932,0001,715
Insider loans$6,033,0001,073
FHLB advances$47,000,000883
Loans and leases held for sale$5,733,000375
Unused loan commitments$129,780,000814
Tier 1 (core) risk-based capital$54,281,0001,037
Tier 2 risk-based capital$6,862,000713
Total risk weighted assets$582,146,000759
Total unused commitments$129,780,000816
Derivatives$0909
2005-06-30Rank
# of Employees:291532
Assets and Liabilities
Total Assets:$634,505,000943
Cash and due from depository institutions$34,476,000532
Interest-bearing balances$5,012,0001,053
Securities$353,0008,584
Federal funds sold & reverse repurchase agreements$05,776
Net loans & leases$564,871,000716
Loan loss allowance$6,926,000695
Trading account assets$0148
Bank premises and fixed assets$16,163,000563
Other real estate owned$607,000532
Goodwill and other intangibles$10,803,000527
All other assets$7,232,0002,062
Life insurance assets$0339
Total liabilities and capital$634,505,000943
Total liabilities$577,201,000931
Total deposits$526,049,000850
Interest-bearing deposits$454,438,000841
Deposits held in domestic offices$526,049,000848
% insured0.00%1
Federal funds purchased & repurchase agreements$03,721
Trading liabilities$065
Other borrowed funds$47,000,000968
Subordinated debt$0251
All other liabilities$4,152,0001,076
Total equity capital$57,304,0001,041
Total bank equity capital$57,304,0001,041
Perpetual preferred stock$0118
Common stock$200,0005,688
Surplus$26,550,000950
Undivided profits$30,554,0001,105
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,782,0001,414
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$1,766,0001,739
Earning assets$570,236,000962
Long-term assets (5+ years)$26,290,0002,814
Average Assets, year-to-date$625,651,330922
Average Assets, quarterly$629,855,000936
Volatile liabilities$52,596,0002,178
Insider loans$5,102,0001,239
FHLB advances$47,000,000894
Loans and leases held for sale$5,148,000420
Unused loan commitments$115,250,000865
Tier 1 (core) risk-based capital$52,231,0001,060
Tier 2 risk-based capital$6,926,000696
Total risk weighted assets$566,573,000756
Total unused commitments$115,250,000865
Derivatives$0866
2005-03-31Rank
# of Employees:290519
Assets and Liabilities
Total Assets:$625,205,000930
Cash and due from depository institutions$47,214,000519
Interest-bearing balances$23,167,000237
Securities$351,0008,656
Federal funds sold & reverse repurchase agreements$06,340
Net loans & leases$542,567,000725
Loan loss allowance$7,061,000666
Trading account assets$0148
Bank premises and fixed assets$16,359,000553
Other real estate owned$429,000519
Goodwill and other intangibles$10,948,000507
All other assets$7,337,0002,003
Life insurance assets$0333
Total liabilities and capital$625,205,000930
Total liabilities$569,580,000916
Total deposits$517,422,000857
Interest-bearing deposits$456,431,000820
Deposits held in domestic offices$517,422,000854
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$47,000,000926
Subordinated debt$0265
All other liabilities$5,158,000909
Total equity capital$55,625,0001,047
Total bank equity capital$55,625,0001,047
Perpetual preferred stock$0120
Common stock$200,0005,735
Surplus$26,550,000926
Undivided profits$28,875,0001,128
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,318,0001,146
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$1,696,0001,762
Earning assets$566,085,000949
Long-term assets (5+ years)$28,792,0002,715
Average Assets, year-to-date$621,224,500927
Average Assets, quarterly$621,224,500927
Volatile liabilities$46,198,0002,317
Insider loans$5,058,0001,227
FHLB advances$47,000,000845
Loans and leases held for sale$6,263,000332
Unused loan commitments$111,451,000874
Tier 1 (core) risk-based capital$50,454,0001,076
Tier 2 risk-based capital$6,769,000702
Total risk weighted assets$541,265,000762
Total unused commitments$111,451,000874
Derivatives$0790
2004-12-31Rank
# of Employees:290529
Assets and Liabilities
Total Assets:$617,244,000941
Cash and due from depository institutions$52,291,000529
Interest-bearing balances$28,393,000185
Securities$354,0008,700
Federal funds sold & reverse repurchase agreements$06,164
Net loans & leases$530,172,000737
Loan loss allowance$6,863,000689
Trading account assets$0153
Bank premises and fixed assets$15,868,000566
Other real estate owned$491,000529
Goodwill and other intangibles$11,035,000503
All other assets$7,033,0002,046
Life insurance assets$0334
Total liabilities and capital$617,244,000941
Total liabilities$563,104,000926
Total deposits$511,364,000858
Interest-bearing deposits$453,675,000827
Deposits held in domestic offices$511,364,000855
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$47,000,000945
Subordinated debt$0272
All other liabilities$4,740,000950
Total equity capital$54,140,0001,078
Total bank equity capital$54,140,0001,078
Perpetual preferred stock$0118
Common stock$200,0005,755
Surplus$26,550,000911
Undivided profits$27,390,0001,222
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,513,0001,685
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$1,559,0001,898
Earning assets$558,919,000955
Long-term assets (5+ years)$28,747,0002,777
Average Assets, year-to-date$580,733,600947
Average Assets, quarterly$610,652,000936
Volatile liabilities$44,544,0002,331
Insider loans$5,972,0001,009
FHLB advances$47,000,000861
Loans and leases held for sale$6,531,000317
Unused loan commitments$113,945,000852
Tier 1 (core) risk-based capital$48,871,0001,086
Tier 2 risk-based capital$6,610,000718
Total risk weighted assets$528,576,000779
Total unused commitments$113,945,000853
Derivatives$0774
2004-09-30Rank
# of Employees:292529
Assets and Liabilities
Total Assets:$604,060,000939
Cash and due from depository institutions$47,328,000529
Interest-bearing balances$23,423,000238
Securities$357,0008,748
Federal funds sold & reverse repurchase agreements$05,928
Net loans & leases$521,237,000721
Loan loss allowance$6,369,000739
Trading account assets$0149
Bank premises and fixed assets$16,513,000534
Other real estate owned$475,000529
Goodwill and other intangibles$11,040,000490
All other assets$7,110,0001,983
Life insurance assets$0330
Total liabilities and capital$604,060,000939
Total liabilities$551,376,000921
Total deposits$499,878,000857
Interest-bearing deposits$442,266,000833
Deposits held in domestic offices$499,878,000852
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$47,000,000934
Subordinated debt$0276
All other liabilities$4,498,000991
Total equity capital$52,684,0001,088
Total bank equity capital$52,684,0001,088
Perpetual preferred stock$0124
Common stock$200,0005,784
Surplus$26,250,000890
Undivided profits$26,234,0001,282
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,546,0001,774
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$1,649,0001,837
Earning assets$545,017,000953
Long-term assets (5+ years)$37,261,0002,333
Average Assets, year-to-date$571,606,000960
Average Assets, quarterly$590,891,500951
Volatile liabilities$41,619,0002,404
Insider loans$5,608,0001,032
FHLB advances$47,000,000848
Loans and leases held for sale$6,232,000328
Unused loan commitments$112,301,000844
Tier 1 (core) risk-based capital$47,328,0001,116
Tier 2 risk-based capital$6,369,000728
Total risk weighted assets$519,179,000769
Total unused commitments$112,301,000847
Derivatives$0770
2004-06-30Rank
# of Employees:290534
Assets and Liabilities
Total Assets:$577,723,000963
Cash and due from depository institutions$49,366,000534
Interest-bearing balances$29,328,000194
Securities$359,0008,808
Federal funds sold & reverse repurchase agreements$05,884
Net loans & leases$493,602,000742
Loan loss allowance$6,366,000738
Trading account assets$0153
Bank premises and fixed assets$16,113,000526
Other real estate owned$353,000534
Goodwill and other intangibles$11,057,000477
All other assets$6,873,0002,038
Life insurance assets$0323
Total liabilities and capital$577,723,000963
Total liabilities$526,345,000952
Total deposits$476,091,000885
Interest-bearing deposits$423,962,000849
Deposits held in domestic offices$476,091,000881
% insured0.00%1
Federal funds purchased & repurchase agreements$03,750
Trading liabilities$069
Other borrowed funds$47,000,000951
Subordinated debt$0288
All other liabilities$3,254,0001,203
Total equity capital$51,378,0001,072
Total bank equity capital$51,378,0001,072
Perpetual preferred stock$0126
Common stock$200,0005,823
Surplus$26,250,000869
Undivided profits$24,928,0001,281
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,302,0002,077
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$1,446,0001,977
Earning assets$523,289,000970
Long-term assets (5+ years)$40,954,0002,238
Average Assets, year-to-date$560,788,000967
Average Assets, quarterly$570,114,500962
Volatile liabilities$39,748,0002,447
Insider loans$4,300,0001,338
FHLB advances$47,000,000867
Loans and leases held for sale$4,411,000386
Unused loan commitments$104,122,000869
Tier 1 (core) risk-based capital$45,933,0001,112
Tier 2 risk-based capital$6,121,000761
Total risk weighted assets$489,423,000800
Total unused commitments$104,122,000871
Derivatives$0740
2004-03-31Rank
# of Employees:301515
Assets and Liabilities
Total Assets:$562,506,000979
Cash and due from depository institutions$40,687,000515
Interest-bearing balances$19,158,000378
Securities$362,0008,842
Federal funds sold & reverse repurchase agreements$06,767
Net loans & leases$488,502,000741
Loan loss allowance$6,350,000746
Trading account assets$0144
Bank premises and fixed assets$15,462,000539
Other real estate owned$363,000515
Goodwill and other intangibles$10,477,000482
All other assets$6,653,0001,983
Life insurance assets$0322
Total liabilities and capital$562,506,000979
Total liabilities$512,219,000961
Total deposits$461,554,000920
Interest-bearing deposits$413,881,000884
Deposits held in domestic offices$461,554,000917
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$47,000,000883
Subordinated debt$0287
All other liabilities$3,665,0001,234
Total equity capital$50,287,0001,112
Total bank equity capital$50,287,0001,112
Perpetual preferred stock$0129
Common stock$200,0005,837
Surplus$26,250,000860
Undivided profits$23,837,0001,403
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,258,0001,325
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$1,483,0001,900
Earning assets$508,022,000993
Long-term assets (5+ years)$61,526,0001,620
Average Assets, year-to-date$552,320,500989
Average Assets, quarterly$552,320,500989
Volatile liabilities$44,252,0002,176
Insider loans$4,349,0001,303
FHLB advances$47,000,000801
Loans and leases held for sale$01,884
Unused loan commitments$100,508,000866
Tier 1 (core) risk-based capital$44,813,0001,124
Tier 2 risk-based capital$5,908,000791
Total risk weighted assets$472,195,000815
Total unused commitments$100,508,000866
Derivatives$0699
2003-12-31Rank
# of Employees:309503
Assets and Liabilities
Total Assets:$542,135,0001,025
Cash and due from depository institutions$44,778,000503
Interest-bearing balances$21,736,000296
Securities$364,0008,904
Federal funds sold & reverse repurchase agreements$06,359
Net loans & leases$464,298,000770
Loan loss allowance$6,462,000723
Trading account assets$0168
Bank premises and fixed assets$15,566,000525
Other real estate owned$394,000503
Goodwill and other intangibles$10,575,000474
All other assets$6,160,0002,129
Life insurance assets$01
Total liabilities and capital$542,135,0001,025
Total liabilities$492,797,0001,022
Total deposits$440,960,000962
Interest-bearing deposits$389,946,000935
Deposits held in domestic offices$440,960,000959
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$47,000,000907
Subordinated debt$0293
All other liabilities$4,837,000951
Total equity capital$49,338,0001,114
Total bank equity capital$49,338,0001,114
Perpetual preferred stock$0131
Common stock$200,0005,878
Surplus$26,250,000854
Undivided profits$22,888,0001,419
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,398,0001,290
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$1,507,0001,954
Earning assets$486,398,0001,041
Long-term assets (5+ years)$54,363,0001,794
Average Assets, year-to-date$543,601,600978
Average Assets, quarterly$543,224,0001,013
Volatile liabilities$51,709,0001,907
Insider loans$4,626,0001,187
FHLB advances$47,000,000815
Loans and leases held for sale$01,789
Unused loan commitments$118,332,000746
Tier 1 (core) risk-based capital$43,768,0001,157
Tier 2 risk-based capital$5,520,000837
Total risk weighted assets$440,647,000870
Total unused commitments$118,332,000746
Derivatives$0665
2003-09-30Rank
# of Employees:315504
Assets and Liabilities
Total Assets:$544,313,0001,022
Cash and due from depository institutions$51,568,000504
Interest-bearing balances$31,784,000244
Securities$366,0008,945
Federal funds sold & reverse repurchase agreements$06,602
Net loans & leases$459,813,000772
Loan loss allowance$5,623,000854
Trading account assets$0165
Bank premises and fixed assets$15,615,000532
Other real estate owned$204,000504
Goodwill and other intangibles$10,530,000472
All other assets$6,217,0002,110
Life insurance assets$01
Total liabilities and capital$544,313,0001,022
Total liabilities$493,771,0001,022
Total deposits$443,578,000977
Interest-bearing deposits$390,868,000956
Deposits held in domestic offices$443,578,000973
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$47,000,000881
Subordinated debt$0293
All other liabilities$3,193,0001,366
Total equity capital$50,542,0001,098
Total bank equity capital$50,542,0001,098
Perpetual preferred stock$0137
Common stock$200,0005,918
Surplus$26,250,000852
Undivided profits$24,092,0001,350
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,766,0001,187
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$1,541,0002,014
Earning assets$491,963,0001,034
Long-term assets (5+ years)$59,058,0001,676
Average Assets, year-to-date$543,968,2501,001
Average Assets, quarterly$558,698,000993
Volatile liabilities$54,830,0001,764
Insider loans$4,674,0001,146
FHLB advances$47,000,000792
Loans and leases held for sale$01,962
Unused loan commitments$97,004,000877
Tier 1 (core) risk-based capital$44,890,0001,135
Tier 2 risk-based capital$5,415,000845
Total risk weighted assets$432,960,000876
Total unused commitments$97,004,000879
Derivatives$0666
2003-06-30Rank
# of Employees:318510
Assets and Liabilities
Total Assets:$573,083,000973
Cash and due from depository institutions$30,511,000510
Interest-bearing balances$4,127,0001,716
Securities$368,0008,974
Federal funds sold & reverse repurchase agreements$06,888
Net loans & leases$510,625,000698
Loan loss allowance$5,714,000827
Trading account assets$0170
Bank premises and fixed assets$14,555,000572
Other real estate owned$129,000510
Goodwill and other intangibles$9,867,000458
All other assets$7,028,0001,831
Life insurance assets$01
Total liabilities and capital$573,083,000973
Total liabilities$524,947,000953
Total deposits$461,404,000925
Interest-bearing deposits$391,141,000955
Deposits held in domestic offices$461,404,000922
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$59,000,000742
Subordinated debt$0266
All other liabilities$4,543,0001,079
Total equity capital$48,136,0001,127
Total bank equity capital$48,136,0001,127
Perpetual preferred stock$0140
Common stock$200,0005,935
Surplus$26,250,000834
Undivided profits$21,686,0001,516
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,359,0002,271
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$1,785,0001,592
Earning assets$515,120,000985
Long-term assets (5+ years)$121,358,000863
Average Assets, year-to-date$543,853,330996
Average Assets, quarterly$557,963,000979
Volatile liabilities$69,476,0001,441
Insider loans$4,948,0001,076
FHLB advances$59,000,000665
Loans and leases held for sale$02,044
Unused loan commitments$82,628,000981
Tier 1 (core) risk-based capital$42,465,0001,175
Tier 2 risk-based capital$5,596,000793
Total risk weighted assets$447,564,000841
Total unused commitments$82,628,000986
Derivatives$0623
2003-03-31Rank
# of Employees:309518
Assets and Liabilities
Total Assets:$542,843,0001,005
Cash and due from depository institutions$35,226,000518
Interest-bearing balances$3,184,0002,012
Securities$369,0009,027
Federal funds sold & reverse repurchase agreements$07,247
Net loans & leases$476,311,000737
Loan loss allowance$5,446,000848
Trading account assets$0169
Bank premises and fixed assets$14,062,000584
Other real estate owned$129,000518
Goodwill and other intangibles$9,572,000458
All other assets$7,174,0001,760
Life insurance assets$01
Total liabilities and capital$542,843,0001,005
Total liabilities$497,889,000987
Total deposits$443,512,000952
Interest-bearing deposits$386,513,000953
Deposits held in domestic offices$443,512,000949
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$51,000,000797
Subordinated debt$0265
All other liabilities$3,377,0001,387
Total equity capital$44,954,0001,191
Total bank equity capital$44,954,0001,191
Perpetual preferred stock$0141
Common stock$200,0005,960
Surplus$25,250,000846
Undivided profits$19,504,0001,641
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,516,0002,042
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$1,955,0001,488
Earning assets$479,864,0001,025
Long-term assets (5+ years)$69,838,0001,361
Average Assets, year-to-date$529,238,5001,016
Average Assets, quarterly$529,238,5001,016
Volatile liabilities$51,891,0001,779
Insider loans$4,788,0001,098
FHLB advances$51,000,000716
Loans and leases held for sale$01,961
Unused loan commitments$81,303,000960
Tier 1 (core) risk-based capital$39,227,0001,249
Tier 2 risk-based capital$5,244,000825
Total risk weighted assets$419,309,000870
Total unused commitments$81,303,000965
Derivatives$0578
2002-12-31Rank
# of Employees:308523
Assets and Liabilities
Total Assets:$515,634,0001,042
Cash and due from depository institutions$28,471,000523
Interest-bearing balances$3,550,0001,767
Securities$10,846,0006,325
Federal funds sold & reverse repurchase agreements$06,991
Net loans & leases$446,967,000771
Loan loss allowance$5,354,000840
Trading account assets$0170
Bank premises and fixed assets$13,601,000591
Other real estate owned$136,000523
Goodwill and other intangibles$9,357,000454
All other assets$6,256,0001,916
Life insurance assets$01
Total liabilities and capital$515,634,0001,042
Total liabilities$473,147,0001,029
Total deposits$422,564,000986
Interest-bearing deposits$378,823,000945
Deposits held in domestic offices$422,564,000983
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$47,000,000843
Subordinated debt$0258
All other liabilities$3,583,0001,292
Total equity capital$42,487,0001,232
Total bank equity capital$42,487,0001,232
Perpetual preferred stock$0142
Common stock$200,0005,982
Surplus$25,250,000823
Undivided profits$17,037,0001,831
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,052,0002,618
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$2,030,0001,494
Earning assets$461,363,0001,064
Long-term assets (5+ years)$46,405,0001,827
Average Assets, year-to-date$469,639,6001,090
Average Assets, quarterly$525,180,5001,017
Volatile liabilities$57,041,0001,639
Insider loans$4,832,0001,067
FHLB advances$47,000,000748
Loans and leases held for sale$01,889
Unused loan commitments$73,630,0001,004
Tier 1 (core) risk-based capital$36,695,0001,316
Tier 2 risk-based capital$5,170,000819
Total risk weighted assets$413,453,000879
Total unused commitments$73,630,0001,004
Derivatives$0527
2001-12-31Rank
# of Employees:242663
Assets and Liabilities
Total Assets:$406,323,0001,256
Cash and due from depository institutions$23,148,000663
Interest-bearing balances$1,335,0002,685
Securities$648,0009,235
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$361,726,000920
Loan loss allowance$4,353,000964
Trading account assets$0182
Bank premises and fixed assets$10,107,000834
Other real estate owned$198,000663
Goodwill and other intangibles$4,324,000690
All other assets$6,172,0001,847
Life insurance assets$01
Total liabilities and capital$406,323,0001,256
Total liabilities$377,627,0001,223
Total deposits$321,818,0001,225
Interest-bearing deposits$284,338,0001,215
Deposits held in domestic offices$321,818,0001,222
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$54,000,000728
Subordinated debt$0241
All other liabilities$1,809,0002,177
Total equity capital$28,696,0001,706
Total bank equity capital$28,696,0001,706
Perpetual preferred stock$0158
Common stock$200,0006,119
Surplus$16,500,0001,107
Undivided profits$11,996,0002,349
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,819,000792
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$2,120,0001,534
Earning assets$363,709,0001,287
Long-term assets (5+ years)$24,376,0002,894
Average Assets, year-to-date$364,176,6001,328
Average Assets, quarterly$399,967,5001,263
Volatile liabilities$70,655,0001,330
Insider loans$5,004,000972
FHLB advances$54,000,000645
Loans and leases held for sale$32,0001,737
Unused loan commitments$59,376,0001,112
Tier 1 (core) risk-based capital$26,697,0001,702
Tier 2 risk-based capital$3,938,0001,001
Total risk weighted assets$314,594,0001,092
Total unused commitments$59,376,0001,116
Derivatives$0450
2000-12-31Rank
# of Employees:186847
Assets and Liabilities
Total Assets:$324,631,0001,478
Cash and due from depository institutions$25,407,000847
Interest-bearing balances$7,564,000603
Securities$4,105,0008,659
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$280,059,0001,144
Loan loss allowance$3,720,0001,081
Trading account assets$0175
Bank premises and fixed assets$9,130,000888
Other real estate owned$50,000847
Goodwill and other intangibles$3,454,000764
All other assets$2,426,0003,419
Life insurance assets$01
Total liabilities and capital$324,631,0001,478
Total liabilities$298,906,0001,449
Total deposits$243,769,0001,566
Interest-bearing deposits$212,825,0001,562
Deposits held in domestic offices$243,769,0001,562
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$53,750,000708
Subordinated debt$0239
All other liabilities$1,387,0002,752
Total equity capital$25,725,0001,785
Total bank equity capital$25,725,0001,785
Perpetual preferred stock$0178
Common stock$200,0006,309
Surplus$16,300,0001,089
Undivided profits$9,225,0002,812
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$366,0004,472
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$2,033,0001,222
Earning assets$291,728,0001,506
Long-term assets (5+ years)$14,779,0003,795
Average Assets, year-to-date$290,932,2001,562
Average Assets, quarterly$317,819,5001,491
Volatile liabilities$60,002,0001,488
Insider loans$1,132,0003,553
FHLB advances$0771
Loans and leases held for sale$70,0001,360
Unused loan commitments$38,074,0001,442
Tier 1 (core) risk-based capital$23,682,2001,875
Tier 2 risk-based capital$2,814,8301,307
Total risk weighted assets$224,280,8301,454
Total unused commitments$38,074,0001,443
Derivatives$0481
1999-12-31Rank
# of Employees:1581,062
Assets and Liabilities
Total Assets:$252,116,0001,862
Cash and due from depository institutions$12,210,0001,062
Interest-bearing balances$5,380,000762
Securities$4,415,0008,880
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$223,804,0001,364
Loan loss allowance$3,507,0001,097
Trading account assets$0165
Bank premises and fixed assets$7,832,0001,038
Other real estate owned$48,0001,062
Goodwill and other intangibles$1,925,0001,093
All other assets$1,882,0004,145
Life insurance assets$01
Total liabilities and capital$252,116,0001,862
Total liabilities$228,643,0001,856
Total deposits$172,193,0002,208
Interest-bearing deposits$167,162,0001,944
Deposits held in domestic offices$172,193,0002,202
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$55,250,000700
Subordinated debt$0242
All other liabilities$1,200,0002,808
Total equity capital$23,473,0001,886
Total bank equity capital$23,473,0001,886
Perpetual preferred stock$0193
Common stock$200,0006,528
Surplus$15,800,0001,109
Undivided profits$7,473,0003,106
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$217,0005,514
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$1,349,0001,630
Earning assets$233,599,0001,845
Long-term assets (5+ years)$17,221,0003,631
Average Assets, year-to-date$220,921,2002,048
Average Assets, quarterly$239,529,0001,946
Volatile liabilities$60,765,0001,402
Insider loans$517,0005,295
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$28,640,0001,794
Tier 1 (core) risk-based capital$22,887,2001,916
Tier 2 risk-based capital$2,363,7601,456
Total risk weighted assets$187,228,3601,658
Total unused commitments$28,640,0001,797
Derivatives$0488
1998-12-31Rank
# of Employees:1531,102
Assets and Liabilities
Total Assets:$204,401,0002,250
Cash and due from depository institutions$14,707,0001,102
Interest-bearing balances$8,580,000729
Securities$4,067,0009,104
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$174,908,0001,605
Loan loss allowance$3,327,0001,117
Trading account assets$0197
Bank premises and fixed assets$7,642,000991
Other real estate owned$10,0001,102
Goodwill and other intangibles$1,597,0001,164
All other assets$1,470,0004,536
Life insurance assets$01
Total liabilities and capital$204,401,0002,250
Total liabilities$183,201,0002,246
Total deposits$164,017,0002,321
Interest-bearing deposits$156,706,0002,057
Deposits held in domestic offices$164,017,0002,314
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$18,000,0001,117
Subordinated debt$0255
All other liabilities$1,184,0003,070
Total equity capital$21,200,0002,122
Total bank equity capital$21,200,0002,122
Perpetual preferred stock$0199
Common stock$200,0006,646
Surplus$15,800,0001,051
Undivided profits$5,200,0004,325
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$60,0007,943
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$1,152,0001,894
Earning assets$187,555,0002,252
Long-term assets (5+ years)$20,305,0003,125
Average Assets, year-to-date$199,971,2002,172
Average Assets, quarterly$202,195,0002,226
Volatile liabilities$13,952,0003,994
Insider loans$402,0005,818
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$20,029,0002,261
Tier 1 (core) risk-based capital$20,580,9002,072
Tier 2 risk-based capital$1,860,0001,724
Total risk weighted assets$146,239,1001,956
Total unused commitments$20,029,0002,270
Derivatives$0527
1997-12-31Rank
# of Employees:1241,425
Assets and Liabilities
Total Assets:$202,770,0002,243
Cash and due from depository institutions$11,111,0001,425
Interest-bearing balances$5,922,000768
Securities$9,270,0007,644
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$174,752,0001,617
Loan loss allowance$3,067,0001,227
Trading account assets$0203
Bank premises and fixed assets$4,887,0001,621
Other real estate owned$363,0001,425
Goodwill and other intangibles$802,0001,474
All other assets$1,585,0004,261
Life insurance assets$01
Total liabilities and capital$202,770,0002,243
Total liabilities$184,198,0002,222
Total deposits$140,296,0002,660
Interest-bearing deposits$137,965,0002,329
Deposits held in domestic offices$140,296,0002,653
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$42,750,000619
Subordinated debt$0260
All other liabilities$1,152,0003,167
Total equity capital$18,572,0002,414
Total bank equity capital$18,572,0002,414
Perpetual preferred stock$0223
Common stock$200,0006,929
Surplus$13,799,0001,189
Undivided profits$4,573,0004,720
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$703,0003,226
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$1,114,0002,034
Earning assets$189,944,0002,208
Long-term assets (5+ years)$23,058,0002,529
Average Assets, year-to-date$194,763,8002,220
Average Assets, quarterly$199,917,5002,240
Volatile liabilities$35,126,0001,876
Insider loans$555,0005,123
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$18,683,0002,227
Tier 1 (core) risk-based capital$18,007,4002,380
Tier 2 risk-based capital$1,760,8901,725
Total risk weighted assets$139,565,0902,010
Total unused commitments$18,683,0002,233
Derivatives$0533
1996-12-31Rank
# of Employees:1181,595
Assets and Liabilities
Total Assets:$188,510,0002,470
Cash and due from depository institutions$8,660,0001,595
Interest-bearing balances$5,352,000713
Securities$10,458,0007,775
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$162,830,0001,767
Loan loss allowance$2,788,0001,411
Trading account assets$0240
Bank premises and fixed assets$4,396,0001,795
Other real estate owned$92,0001,595
Goodwill and other intangibles$546,0001,635
All other assets$1,528,0004,540
Life insurance assets$01
Total liabilities and capital$188,510,0002,470
Total liabilities$171,849,0002,449
Total deposits$135,749,0002,824
Interest-bearing deposits$133,275,0002,498
Deposits held in domestic offices$135,749,0002,816
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$35,000,000709
Subordinated debt$0298
All other liabilities$1,100,0003,290
Total equity capital$16,661,0002,682
Total bank equity capital$16,661,0002,682
Perpetual preferred stock$0250
Common stock$200,0007,308
Surplus$599,0008,986
Undivided profits$15,862,0001,614
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$244,0006,169
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$1,009,0002,228
Earning assets$178,640,0002,403
Long-term assets (5+ years)$29,569,0001,993
Average Assets, year-to-date$179,409,6002,478
Average Assets, quarterly$189,378,0002,437
Volatile liabilities$40,322,0001,631
Insider loans$596,0005,039
FHLB advances$0882
Loans and leases held for sale$2,890,000443
Unused loan commitments$15,976,0002,418
Tier 1 (core) risk-based capital$16,019,0002,714
Tier 2 risk-based capital$1,587,0001,944
Total risk weighted assets$125,759,1002,243
Total unused commitments$15,976,0002,430
Derivatives$0549
1995-12-31Rank
# of Employees:1071,799
Assets and Liabilities
Total Assets:$171,617,0002,691
Cash and due from depository institutions$12,693,0001,799
Interest-bearing balances$4,811,000983
Securities$10,344,0008,150
Federal funds sold & reverse repurchase agreements$09,298
Net loans & leases$141,159,0002,003
Loan loss allowance$2,706,0001,499
Trading account assets$0261
Bank premises and fixed assets$3,929,0001,963
Other real estate owned$57,0001,799
Goodwill and other intangibles$585,0001,477
All other assets$2,850,0002,643
Life insurance assets$01
Total liabilities and capital$171,617,0002,691
Total liabilities$155,275,0002,684
Total deposits$140,483,0002,777
Interest-bearing deposits$128,760,0002,602
Deposits held in domestic offices$140,483,0002,766
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$13,508,0001,029
Subordinated debt$0337
All other liabilities$1,284,0002,966
Total equity capital$16,342,0002,730
Total bank equity capital$16,342,0002,730
Perpetual preferred stock$0288
Common stock$200,0007,680
Surplus$599,0009,309
Undivided profits$15,543,0001,683
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$12,00010,412
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$910,0002,546
Earning assets$156,314,0002,715
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$165,370,0002,686
Average Assets, quarterly$169,204,0002,702
Volatile liabilities$36,981,0001,590
Insider loans$539,0005,447
FHLB advances$13,500,000362
Loans and leases held for sale$01,606
Unused loan commitments$14,026,0002,558
Tier 1 (core) risk-based capital$16,230,0002,646
Tier 2 risk-based capital$1,521,0002,007
Total risk weighted assets$120,652,0002,267
Total unused commitments$14,026,0002,569
Derivatives$0628
1994-12-31Rank
# of Employees:962,096
Assets and Liabilities
Total Assets:$159,057,0002,850
Cash and due from depository institutions$8,954,0002,096
Interest-bearing balances$6,549,000546
Securities$13,144,0007,656
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$130,469,0002,123
Loan loss allowance$2,329,0001,747
Trading account assets$0286
Bank premises and fixed assets$3,772,0001,987
Other real estate owned$111,0002,096
Goodwill and other intangibles$03,133
All other assets$2,607,0003,044
Life insurance assets$01
Total liabilities and capital$159,057,0002,850
Total liabilities$145,055,0002,845
Total deposits$126,901,0002,996
Interest-bearing deposits$119,848,0002,755
Deposits held in domestic offices$126,901,0002,983
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$16,288,000989
Subordinated debt$0372
All other liabilities$1,866,0001,902
Total equity capital$14,002,0002,906
Total bank equity capital$14,002,0002,906
Perpetual preferred stock$0310
Common stock$200,0008,122
Surplus$599,0009,648
Undivided profits$13,203,0001,780
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$72,0009,032
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$764,0002,673
Earning assets$150,162,0002,770
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$146,020,0003,013
Average Assets, quarterly$153,162,5002,933
Volatile liabilities$34,420,0001,634
Insider loans$503,0005,670
FHLB advances$16,250,000372
Loans and leases held for sale$01,430
Unused loan commitments$10,764,0002,973
Tier 1 (core) risk-based capital$14,277,0002,887
Tier 2 risk-based capital$1,369,0002,191
Total risk weighted assets$108,901,0002,442
Total unused commitments$10,764,0002,983
Derivatives$0687
1993-12-31Rank
# of Employees:982,131
Assets and Liabilities
Total Assets:$144,711,0003,172
Cash and due from depository institutions$5,064,0002,131
Interest-bearing balances$2,946,0001,885
Securities$19,130,0006,343
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$113,876,0002,325
Loan loss allowance$1,825,0002,229
Trading account assets$0330
Bank premises and fixed assets$3,758,0001,929
Other real estate owned$350,0002,131
Goodwill and other intangibles$03,091
All other assets$2,533,0002,822
Life insurance assets$01
Total liabilities and capital$144,711,0003,172
Total liabilities$132,113,0003,149
Total deposits$125,977,0003,119
Interest-bearing deposits$122,262,0002,797
Deposits held in domestic offices$125,977,0003,109
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$4,541,0001,572
Subordinated debt$0413
All other liabilities$1,595,0002,193
Total equity capital$12,598,0003,224
Total bank equity capital$12,598,0003,224
Perpetual preferred stock$0343
Common stock$200,0008,542
Surplus$599,0009,978
Undivided profits$11,799,0002,014
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$202,0007,522
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$522,0003,541
Earning assets$135,952,0003,090
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$142,111,4003,136
Average Assets, quarterly$144,851,5003,131
Volatile liabilities$18,598,0002,535
Insider loans$542,0005,473
FHLB advances$4,500,000538
Loans and leases held for sale$01,681
Unused loan commitments$8,334,0003,511
Tier 1 (core) risk-based capital$12,598,0003,147
Tier 2 risk-based capital$1,147,0002,531
Total risk weighted assets$91,237,0002,826
Total unused commitments$8,334,0003,530
Derivatives$0714
1992-12-31Rank
# of Employees:932,323
Assets and Liabilities
Total Assets:$138,571,0003,365
Cash and due from depository institutions$3,011,0002,323
Interest-bearing balances$1,242,0003,455
Securities$29,040,0004,593
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$99,157,0002,704
Loan loss allowance$1,662,0002,477
Trading account assets$0344
Bank premises and fixed assets$3,704,0001,971
Other real estate owned$741,0002,323
Goodwill and other intangibles$349,0001,525
All other assets$2,569,0002,906
Life insurance assets$01
Total liabilities and capital$138,571,0003,365
Total liabilities$127,531,0003,348
Total deposits$125,284,0003,252
Interest-bearing deposits$120,360,0002,975
Deposits held in domestic offices$125,284,0003,244
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$367,0003,425
Subordinated debt$0482
All other liabilities$1,880,0001,978
Total equity capital$11,040,0003,494
Total bank equity capital$11,040,0003,494
Perpetual preferred stock$0346
Common stock$200,0008,967
Surplus$599,00010,212
Undivided profits$10,241,0002,152
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,514,0002,753
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$495,0004,137
Earning assets$129,439,0003,282
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$134,637,6003,368
Average Assets, quarterly$138,990,5003,332
Volatile liabilities$11,727,0003,658
Insider loans$09,493
FHLB advances$300,000791
Loans and leases held for sale$01,207
Unused loan commitments$6,716,0003,835
Tier 1 (core) risk-based capital$11,010,0003,449
Tier 2 risk-based capital$1,108,0002,662
Total risk weighted assets$86,432,0003,058
Total unused commitments$6,716,0003,856
Derivatives$0651