Home > Northwestern Bank > Net charge- offs to loans
Northwestern Bank, Net charge- offs to loans
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1001% | 6,134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1395% | 6,229 |
| Percentage Net Loans Charged-off:Construction & development | -3.1386% | 5,920 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5433% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0678% | 144 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1796% | 6,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1578% | 744 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3146% | 6,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1074% | 5,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2979% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2979% | 161 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1884% | 1,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1891% | 1,420 |
| Percentage Net Loans Charged-off:Construction & development | -0.1885% | 5,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7228% | 432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2564% | 6,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3758% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5187% | 6,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0939% | 5,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0980% | 220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0980% | 201 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1079% | 6,146 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1308% | 6,312 |
| Percentage Net Loans Charged-off:Construction & development | -0.5265% | 5,768 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3240% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5161% | 6,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7943% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0735% | 6,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0670% | 5,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6335% | 540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6335% | 480 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0842% | 521 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1469% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 1.4237% | 711 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1328% | 515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7296% | 313 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1167% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2446% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0565% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3885% | 1,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5492% | 218 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5496% | 202 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3120% | 405 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2601% | 322 |
| Percentage Net Loans Charged-off:Construction & development | 1.7033% | 594 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1118% | 501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9916% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3362% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6117% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2028% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7793% | 597 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0692% | 268 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0697% | 249 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4598% | 370 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4162% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 1.6573% | 565 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2182% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6622% | 269 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2326% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3834% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8789% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0056% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0063% | 272 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4290% | 1,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3302% | 1,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2284% | 944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5766% | 884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1668% | 662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7800% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2081% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7199% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7208% | 322 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0772% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1541% | 294 |
| Percentage Net Loans Charged-off:Construction & development | 7.1295% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7210% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0453% | 800 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2591% | 663 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6557% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0603% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3416% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3845% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3906% | 225 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5133% | 2,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5210% | 1,839 |
| Percentage Net Loans Charged-off:Construction & development | 1.0301% | 1,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4188% | 1,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0641% | 687 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5017% | 1,740 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1715% | 5,137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8431% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3045% | 2,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5624% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5664% | 411 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5666% | 1,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5605% | 1,724 |
| Percentage Net Loans Charged-off:Construction & development | 1.3370% | 1,155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4520% | 1,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4679% | 1,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2407% | 1,075 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5869% | 1,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4866% | 1,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6129% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6174% | 422 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3881% | 2,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4089% | 1,810 |
| Percentage Net Loans Charged-off:Construction & development | 1.9579% | 753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4112% | 1,625 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0348% | 5,061 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6438% | 1,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0250% | 1,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7395% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7445% | 391 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1296% | 1,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1464% | 1,399 |
| Percentage Net Loans Charged-off:Construction & development | 2.8332% | 1,444 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0167% | 1,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8360% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8454% | 935 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8310% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8106% | 2,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9617% | 336 |
| Percentage Net Loans Charged-off: Credit card loans | 26.5152% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5415% | 335 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1745% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2990% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | 2.8714% | 1,296 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2380% | 886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9591% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0017% | 748 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9359% | 1,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1021% | 3,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9794% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | 31.1000% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5527% | 474 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2559% | 1,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3669% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | 3.2450% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2641% | 818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9888% | 1,181 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1852% | 643 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8815% | 1,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3488% | 2,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6056% | 566 |
| Percentage Net Loans Charged-off: Credit card loans | 45.7143% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0602% | 577 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5774% | 2,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5653% | 1,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.2313% | 1,523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7635% | 906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4804% | 1,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0908% | 964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6907% | 1,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5097% | 1,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6795% | 544 |
| Percentage Net Loans Charged-off: Credit card loans | 28.2353% | 30 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0113% | 553 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0567% | 2,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9081% | 2,053 |
| Percentage Net Loans Charged-off:Construction & development | 2.2221% | 1,998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6615% | 1,736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7956% | 1,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5802% | 1,182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9148% | 1,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2749% | 1,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2810% | 4,196 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6367% | 2,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5997% | 2,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.3958% | 2,652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6335% | 1,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6511% | 1,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3967% | 1,204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7938% | 1,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9994% | 2,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0437% | 4,934 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4711% | 3,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4864% | 2,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.1683% | 2,507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6662% | 1,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4292% | 2,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1011% | 1,315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6154% | 1,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4522% | 2,712 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1916% | 7,054 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7440% | 2,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7387% | 1,667 |
| Percentage Net Loans Charged-off:Construction & development | 0.1976% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2719% | 650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4339% | 1,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1255% | 909 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6080% | 1,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9250% | 1,602 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2087% | 6,935 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9018% | 2,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9451% | 1,999 |
| Percentage Net Loans Charged-off:Construction & development | 1.2369% | 2,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7621% | 1,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0222% | 1,287 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3867% | 674 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8250% | 1,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7673% | 3,223 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2749% | 7,644 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5596% | 3,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5424% | 2,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.7412% | 2,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4495% | 1,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5605% | 1,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7333% | 856 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4671% | 1,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8773% | 2,530 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5846% | 7,786 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5436% | 2,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4821% | 2,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.6582% | 1,989 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1548% | 1,654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6936% | 1,265 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1001% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4769% | 1,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2493% | 1,770 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8253% | 7,870 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4150% | 2,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4238% | 1,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.6334% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0553% | 1,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6455% | 1,039 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3569% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2651% | 1,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6943% | 1,675 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8881% | 7,979 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5792% | 2,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5660% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | 1.0640% | 1,533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5287% | 833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4080% | 1,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1291% | 1,156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5622% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4714% | 2,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9297% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1111% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4643% | 1,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4419% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 1.0303% | 1,074 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2919% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3336% | 1,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1452% | 888 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4391% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5566% | 1,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1939% | 1,566 |
| Percentage Net Loans Charged-off: Credit card loans | 14.9050% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5403% | 1,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5366% | 877 |
| Percentage Net Loans Charged-off:Construction & development | 1.4469% | 624 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2710% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3899% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2221% | 629 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4832% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3439% | 1,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7660% | 906 |
| Percentage Net Loans Charged-off: Credit card loans | 22.7273% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1517% | 2,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 2,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 7,922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0527% | 1,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0045% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0790% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7336% | 971 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5599% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6957% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1168% | 3,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0920% | 2,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0434% | 1,365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0146% | 1,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1814% | 1,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1183% | 678 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2124% | 1,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2781% | 2,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8298% | 1,985 |
| Percentage Net Loans Charged-off: Credit card loans | -3.0120% | 1,982 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 4,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 2,492 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 7,598 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 7,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0887% | 1,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0100% | 701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1266% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1434% | 2,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1304% | 4,519 |
| Percentage Net Loans Charged-off: Credit card loans | -3.7474% | 1,965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0403% | 3,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 2,120 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 7,601 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 7,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0609% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0896% | 1,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2045% | 1,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1516% | 3,920 |
| Percentage Net Loans Charged-off: Credit card loans | -5.1500% | 1,955 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0183% | 7,222 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 7,563 |
| Percentage Net Loans Charged-off:Construction & development | -0.0144% | 7,627 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 7,876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6540% | 8,058 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1935% | 2,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1804% | 798 |
| Percentage Net Loans Charged-off:Construction & development | 0.2510% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2298% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1059% | 1,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0128% | 673 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1556% | 1,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3133% | 2,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3010% | 3,887 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4096% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0293% | 4,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0307% | 1,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.1322% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0347% | 8,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0367% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0569% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0391% | 2,800 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0424% | 7,300 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0102% | 7,267 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 7,951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0512% | 8,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 1,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0100% | 1,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0586% | 2,256 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0376% | 7,055 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0237% | 7,273 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 7,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 7,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8636% | 8,210 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1814% | 2,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1093% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1205% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1570% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0195% | 618 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2524% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0022% | 6,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7845% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0872% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1601% | 2,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0715% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1685% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0258% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2700% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 6,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0960% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1400% | 2,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 2,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 1,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0183% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 1,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0045% | 6,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0993% | 179 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 3,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0463% | 7,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7200% | 2,025 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 3,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0914% | 1,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0305% | 631 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1977% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0352% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2921% | 684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0513% | 3,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9440% | 2,184 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1521% | 1,287 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0851% | 3,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0591% | 1,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0420% | 495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1185% | 1,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0492% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1568% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0298% | 3,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8431% | 2,261 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5331% | 1,062 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 3,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0676% | 1,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1550% | 944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0787% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1943% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 6,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1292% | 1,620 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2304% | 818 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1549% | 2,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1346% | 841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3062% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1674% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3714% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9882% | 1,814 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3478% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 6,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 3,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0480% | 2,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0618% | 2,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0290% | 7,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5488% | 4,001 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1494% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 5,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 2,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0391% | 2,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0490% | 1,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0674% | 7,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7677% | 2,804 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5090% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 7,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1335% | 7,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1216% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0404% | 592 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 7,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2867% | 8,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0823% | 4,789 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7670% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 6,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 3,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0221% | 2,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 2,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3427% | 5,140 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3966% | 1,509 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 6,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 3,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 3,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 2,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2145% | 3,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3712% | 4,860 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3333% | 794 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 6,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1620% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3374% | 955 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0231% | 6,931 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 7,249 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 6,656 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 8,543 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0362% | 10,584 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0650% | 11,091 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1041% | 7,021 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0278% | 12,517 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |