Home > Mountain West Bank > Income and Expense
Mountain West Bank, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $11,537,000 | 587 |
| Total interest expense | $1,142,000 | 1,113 |
| Net interest income | $10,395,000 | 538 |
| Provision for loan and lease losses | $2,500,000 | 290 |
| Total noninterest income | $3,649,000 | 499 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $1,150,000 | 334 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,499,000 | 472 |
| Total noninterest expense | $11,322,000 | 462 |
| Salaries and employee benefits | $5,531,000 | 478 |
| Premises and equipment expense | $1,722,000 | 371 |
| Additional noninterest expense | $4,069,000 | 447 |
| Pre-tax net operating income | $222,000 | 4,361 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-335,000 | 7,238 |
| Income before extraordinary items | $557,000 | 2,397 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $557,000 | 2,399 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $557,000 | 2,400 |
| Net charge-offs | $3,199,000 | 271 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $-296,000 | 7,287 |
| Net operating income | $557,000 | 2,281 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $49,655,000 | 554 |
| Total interest expense | $5,615,000 | 1,071 |
| Net interest income | $44,040,000 | 498 |
| Provision for loan and lease losses | $30,100,000 | 168 |
| Total noninterest income | $12,793,000 | 517 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $5,088,000 | 313 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $7,705,000 | 518 |
| Total noninterest expense | $67,616,000 | 322 |
| Salaries and employee benefits | $19,503,000 | 503 |
| Premises and equipment expense | $6,547,000 | 397 |
| Additional noninterest expense | $41,566,000 | 220 |
| Pre-tax net operating income | $-40,883,000 | 7,338 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-16,087,000 | 7,346 |
| Income before extraordinary items | $-24,796,000 | 7,310 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-24,796,000 | 7,310 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-24,796,000 | 7,310 |
| Net charge-offs | $28,997,000 | 186 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $-224,000 | 7,313 |
| Net operating income | $-24,796,000 | 7,307 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $37,774,000 | 550 |
| Total interest expense | $4,374,000 | 1,081 |
| Net interest income | $33,400,000 | 497 |
| Provision for loan and lease losses | $26,000,000 | 142 |
| Total noninterest income | $12,139,000 | 436 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $3,823,000 | 313 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $8,316,000 | 403 |
| Total noninterest expense | $55,777,000 | 290 |
| Salaries and employee benefits | $14,574,000 | 505 |
| Premises and equipment expense | $4,907,000 | 402 |
| Additional noninterest expense | $36,296,000 | 190 |
| Pre-tax net operating income | $-36,238,000 | 7,427 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-13,863,000 | 7,429 |
| Income before extraordinary items | $-22,375,000 | 7,407 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-22,375,000 | 7,406 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-22,375,000 | 7,406 |
| Net charge-offs | $25,627,000 | 164 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $-226,000 | 7,399 |
| Net operating income | $-22,375,000 | 7,403 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $25,559,000 | 547 |
| Total interest expense | $3,000,000 | 1,086 |
| Net interest income | $22,559,000 | 487 |
| Provision for loan and lease losses | $16,000,000 | 157 |
| Total noninterest income | $8,884,000 | 411 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $2,470,000 | 317 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,414,000 | 358 |
| Total noninterest expense | $21,598,000 | 480 |
| Salaries and employee benefits | $9,696,000 | 502 |
| Premises and equipment expense | $3,214,000 | 414 |
| Additional noninterest expense | $8,688,000 | 449 |
| Pre-tax net operating income | $-6,155,000 | 7,396 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-3,271,000 | 7,479 |
| Income before extraordinary items | $-2,884,000 | 7,285 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,884,000 | 7,285 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,884,000 | 7,286 |
| Net charge-offs | $15,692,000 | 187 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $-228,000 | 7,491 |
| Net operating income | $-2,884,000 | 7,276 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $12,786,000 | 552 |
| Total interest expense | $1,558,000 | 1,088 |
| Net interest income | $11,228,000 | 489 |
| Provision for loan and lease losses | $7,500,000 | 171 |
| Total noninterest income | $4,678,000 | 394 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $1,151,000 | 339 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,527,000 | 341 |
| Total noninterest expense | $10,580,000 | 494 |
| Salaries and employee benefits | $4,852,000 | 506 |
| Premises and equipment expense | $1,655,000 | 408 |
| Additional noninterest expense | $4,073,000 | 461 |
| Pre-tax net operating income | $-2,174,000 | 7,403 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-1,276,000 | 7,531 |
| Income before extraordinary items | $-898,000 | 7,278 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-898,000 | 7,279 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-898,000 | 7,279 |
| Net charge-offs | $7,184,000 | 207 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $-230,000 | 7,562 |
| Net operating income | $-898,000 | 7,271 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $58,135,000 | 510 |
| Total interest expense | $8,465,000 | 986 |
| Net interest income | $49,670,000 | 447 |
| Provision for loan and lease losses | $45,000,000 | 198 |
| Total noninterest income | $19,597,000 | 399 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,224,000 | 299 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $14,373,000 | 351 |
| Total noninterest expense | $46,340,000 | 455 |
| Salaries and employee benefits | $22,276,000 | 443 |
| Premises and equipment expense | $7,136,000 | 369 |
| Additional noninterest expense | $16,928,000 | 469 |
| Pre-tax net operating income | $-22,073,000 | 7,530 |
| Securities gains (losses) | $-367,000 | 7,384 |
| Applicable income taxes | $-10,262,000 | 7,621 |
| Income before extraordinary items | $-12,178,000 | 7,428 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-12,178,000 | 7,428 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-12,178,000 | 7,428 |
| Net charge-offs | $47,487,000 | 179 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $167,000 | 662 |
| Net operating income | $-11,943,120 | 7,412 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $44,757,000 | 493 |
| Total interest expense | $6,736,000 | 962 |
| Net interest income | $38,021,000 | 438 |
| Provision for loan and lease losses | $23,300,000 | 250 |
| Total noninterest income | $12,972,000 | 421 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $3,949,000 | 294 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $9,023,000 | 392 |
| Total noninterest expense | $33,955,000 | 456 |
| Salaries and employee benefits | $16,589,000 | 438 |
| Premises and equipment expense | $5,249,000 | 374 |
| Additional noninterest expense | $12,117,000 | 462 |
| Pre-tax net operating income | $-6,262,000 | 7,433 |
| Securities gains (losses) | $326,000 | 1,017 |
| Applicable income taxes | $-3,351,000 | 7,664 |
| Income before extraordinary items | $-2,585,000 | 7,225 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,585,000 | 7,224 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,585,000 | 7,225 |
| Net charge-offs | $31,888,000 | 189 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 600 |
| Net operating income | $-2,793,640 | 7,224 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $29,955,000 | 498 |
| Total interest expense | $4,714,000 | 949 |
| Net interest income | $25,241,000 | 435 |
| Provision for loan and lease losses | $9,500,000 | 376 |
| Total noninterest income | $6,953,000 | 488 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $2,562,000 | 307 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,391,000 | 462 |
| Total noninterest expense | $22,077,000 | 461 |
| Salaries and employee benefits | $10,819,000 | 445 |
| Premises and equipment expense | $3,494,000 | 370 |
| Additional noninterest expense | $7,764,000 | 489 |
| Pre-tax net operating income | $617,000 | 3,252 |
| Securities gains (losses) | $-203,000 | 7,593 |
| Applicable income taxes | $-513,000 | 7,487 |
| Income before extraordinary items | $927,000 | 2,257 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $927,000 | 2,255 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $927,000 | 2,258 |
| Net charge-offs | $16,219,000 | 230 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $2,097,000 | 139 |
| Net operating income | $1,130,000 | 1,812 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $14,817,000 | 523 |
| Total interest expense | $2,409,000 | 976 |
| Net interest income | $12,408,000 | 455 |
| Provision for loan and lease losses | $4,000,000 | 448 |
| Total noninterest income | $2,754,000 | 569 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,265,000 | 313 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,489,000 | 599 |
| Total noninterest expense | $11,044,000 | 473 |
| Salaries and employee benefits | $5,328,000 | 452 |
| Premises and equipment expense | $1,719,000 | 389 |
| Additional noninterest expense | $3,997,000 | 463 |
| Pre-tax net operating income | $118,000 | 4,864 |
| Securities gains (losses) | $138,000 | 660 |
| Applicable income taxes | $-229,000 | 7,585 |
| Income before extraordinary items | $485,000 | 2,200 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $485,000 | 2,199 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $485,000 | 2,200 |
| Net charge-offs | $5,693,000 | 304 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 388 |
| Net operating income | $347,000 | 2,716 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $66,026,000 | 490 |
| Total interest expense | $10,345,000 | 1,157 |
| Net interest income | $55,681,000 | 393 |
| Provision for loan and lease losses | $50,500,000 | 241 |
| Total noninterest income | $18,903,000 | 408 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $5,921,000 | 295 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $12,982,000 | 380 |
| Total noninterest expense | $47,018,000 | 456 |
| Salaries and employee benefits | $23,950,000 | 404 |
| Premises and equipment expense | $7,029,000 | 386 |
| Additional noninterest expense | $16,039,000 | 523 |
| Pre-tax net operating income | $-22,934,000 | 7,749 |
| Securities gains (losses) | $1,910,000 | 283 |
| Applicable income taxes | $-9,763,000 | 7,865 |
| Income before extraordinary items | $-11,261,000 | 7,593 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-11,261,000 | 7,592 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-11,261,000 | 7,592 |
| Net charge-offs | $28,931,000 | 305 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $35,322,000 | 31 |
| Net operating income | $-12,483,400 | 7,626 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $49,953,000 | 505 |
| Total interest expense | $7,826,000 | 1,195 |
| Net interest income | $42,127,000 | 400 |
| Provision for loan and lease losses | $38,000,000 | 248 |
| Total noninterest income | $14,420,000 | 405 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $4,407,000 | 296 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $10,013,000 | 370 |
| Total noninterest expense | $35,140,000 | 460 |
| Salaries and employee benefits | $18,137,000 | 415 |
| Premises and equipment expense | $5,180,000 | 398 |
| Additional noninterest expense | $11,823,000 | 505 |
| Pre-tax net operating income | $-16,593,000 | 7,847 |
| Securities gains (losses) | $994,000 | 387 |
| Applicable income taxes | $-7,308,000 | 7,943 |
| Income before extraordinary items | $-8,291,000 | 7,732 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-8,291,000 | 7,731 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-8,291,000 | 7,731 |
| Net charge-offs | $21,296,000 | 287 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $25,249,000 | 26 |
| Net operating income | $-8,927,160 | 7,756 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $33,043,000 | 527 |
| Total interest expense | $5,351,000 | 1,233 |
| Net interest income | $27,692,000 | 405 |
| Provision for loan and lease losses | $12,000,000 | 403 |
| Total noninterest income | $10,154,000 | 388 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $2,800,000 | 307 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $7,354,000 | 347 |
| Total noninterest expense | $23,555,000 | 469 |
| Salaries and employee benefits | $12,303,000 | 406 |
| Premises and equipment expense | $3,391,000 | 419 |
| Additional noninterest expense | $7,861,000 | 518 |
| Pre-tax net operating income | $2,291,000 | 996 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $94,000 | 2,680 |
| Income before extraordinary items | $2,197,000 | 861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,197,000 | 861 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,197,000 | 861 |
| Net charge-offs | $7,575,000 | 449 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $15,167,000 | 33 |
| Net operating income | $2,197,000 | 832 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $16,278,000 | 544 |
| Total interest expense | $2,827,000 | 1,211 |
| Net interest income | $13,451,000 | 406 |
| Provision for loan and lease losses | $5,000,000 | 408 |
| Total noninterest income | $4,810,000 | 379 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,271,000 | 327 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,539,000 | 331 |
| Total noninterest expense | $11,948,000 | 435 |
| Salaries and employee benefits | $6,529,000 | 387 |
| Premises and equipment expense | $1,764,000 | 401 |
| Additional noninterest expense | $3,655,000 | 470 |
| Pre-tax net operating income | $1,313,000 | 965 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $123,000 | 1,974 |
| Income before extraordinary items | $1,190,000 | 892 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,190,000 | 892 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,190,000 | 894 |
| Net charge-offs | $3,419,000 | 414 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 332 |
| Net operating income | $1,190,000 | 826 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $68,820,000 | 547 |
| Total interest expense | $20,484,000 | 767 |
| Net interest income | $48,336,000 | 462 |
| Provision for loan and lease losses | $11,150,000 | 550 |
| Total noninterest income | $20,009,000 | 352 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,382,000 | 278 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $13,627,000 | 310 |
| Total noninterest expense | $42,063,000 | 490 |
| Salaries and employee benefits | $22,816,000 | 420 |
| Premises and equipment expense | $6,023,000 | 448 |
| Additional noninterest expense | $13,224,000 | 528 |
| Pre-tax net operating income | $15,132,000 | 362 |
| Securities gains (losses) | $-2,433,000 | 7,939 |
| Applicable income taxes | $3,628,000 | 405 |
| Income before extraordinary items | $9,071,000 | 424 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,071,000 | 424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,557,000 | 628 |
| Cash dividends | $500,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $2,986,000 | 275 |
| Net operating income | $10,798,430 | 383 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $51,463,000 | 566 |
| Total interest expense | $16,216,000 | 761 |
| Net interest income | $35,247,000 | 486 |
| Provision for loan and lease losses | $7,400,000 | 495 |
| Total noninterest income | $15,724,000 | 363 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $4,810,000 | 286 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,914,000 | 316 |
| Total noninterest expense | $31,237,000 | 484 |
| Salaries and employee benefits | $17,786,000 | 420 |
| Premises and equipment expense | $4,193,000 | 500 |
| Additional noninterest expense | $9,258,000 | 527 |
| Pre-tax net operating income | $12,334,000 | 418 |
| Securities gains (losses) | $-2,433,000 | 8,096 |
| Applicable income taxes | $2,968,000 | 456 |
| Income before extraordinary items | $6,933,000 | 527 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $6,933,000 | 526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,350,000 | 596 |
| Cash dividends | $500,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $2,852,000 | 197 |
| Net operating income | $8,636,100 | 443 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $34,202,000 | 576 |
| Total interest expense | $11,204,000 | 762 |
| Net interest income | $22,998,000 | 496 |
| Provision for loan and lease losses | $3,100,000 | 589 |
| Total noninterest income | $9,296,000 | 402 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $3,055,000 | 295 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,241,000 | 371 |
| Total noninterest expense | $20,238,000 | 496 |
| Salaries and employee benefits | $11,800,000 | 431 |
| Premises and equipment expense | $2,642,000 | 524 |
| Additional noninterest expense | $5,796,000 | 551 |
| Pre-tax net operating income | $8,956,000 | 412 |
| Securities gains (losses) | $67,000 | 1,234 |
| Applicable income taxes | $3,095,000 | 378 |
| Income before extraordinary items | $5,928,000 | 468 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,928,000 | 467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 1,302 |
| Cash dividends | $500,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $468,000 | 270 |
| Net operating income | $5,883,780 | 458 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $17,256,000 | 584 |
| Total interest expense | $6,466,000 | 712 |
| Net interest income | $10,790,000 | 512 |
| Provision for loan and lease losses | $900,000 | 661 |
| Total noninterest income | $4,376,000 | 429 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,419,000 | 314 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,957,000 | 400 |
| Total noninterest expense | $9,980,000 | 494 |
| Salaries and employee benefits | $5,895,000 | 434 |
| Premises and equipment expense | $1,305,000 | 532 |
| Additional noninterest expense | $2,780,000 | 539 |
| Pre-tax net operating income | $4,286,000 | 468 |
| Securities gains (losses) | $67,000 | 924 |
| Applicable income taxes | $1,487,000 | 425 |
| Income before extraordinary items | $2,866,000 | 533 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,866,000 | 534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,853 |
| Cash dividends | $500,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $284,000 | 179 |
| Net operating income | $2,821,780 | 514 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $71,325,000 | 592 |
| Total interest expense | $26,759,000 | 731 |
| Net interest income | $44,566,000 | 509 |
| Provision for loan and lease losses | $2,225,000 | 770 |
| Total noninterest income | $16,394,000 | 435 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $7,754,000 | 241 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $8,640,000 | 453 |
| Total noninterest expense | $36,938,000 | 517 |
| Salaries and employee benefits | $20,976,000 | 462 |
| Premises and equipment expense | $4,829,000 | 547 |
| Additional noninterest expense | $11,133,000 | 536 |
| Pre-tax net operating income | $21,797,000 | 433 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,700,000 | 401 |
| Income before extraordinary items | $14,097,000 | 477 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $14,097,000 | 474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,287 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $1,036,000 | 425 |
| Net operating income | $14,097,000 | 472 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $52,972,000 | 592 |
| Total interest expense | $19,754,000 | 734 |
| Net interest income | $33,218,000 | 510 |
| Provision for loan and lease losses | $1,400,000 | 680 |
| Total noninterest income | $12,156,000 | 446 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $5,692,000 | 237 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,464,000 | 458 |
| Total noninterest expense | $27,464,000 | 516 |
| Salaries and employee benefits | $15,862,000 | 466 |
| Premises and equipment expense | $3,459,000 | 564 |
| Additional noninterest expense | $8,143,000 | 530 |
| Pre-tax net operating income | $16,510,000 | 462 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $5,870,000 | 423 |
| Income before extraordinary items | $10,640,000 | 512 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $10,640,000 | 510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,227 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $794,000 | 345 |
| Net operating income | $10,640,000 | 506 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $34,368,000 | 632 |
| Total interest expense | $12,822,000 | 767 |
| Net interest income | $21,546,000 | 538 |
| Provision for loan and lease losses | $900,000 | 635 |
| Total noninterest income | $8,093,000 | 450 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $3,674,000 | 248 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,419,000 | 472 |
| Total noninterest expense | $17,983,000 | 540 |
| Salaries and employee benefits | $10,456,000 | 487 |
| Premises and equipment expense | $2,242,000 | 602 |
| Additional noninterest expense | $5,285,000 | 553 |
| Pre-tax net operating income | $10,756,000 | 500 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,807,000 | 465 |
| Income before extraordinary items | $6,949,000 | 550 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,949,000 | 549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,230 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $576,000 | 281 |
| Net operating income | $6,949,000 | 537 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $16,595,000 | 638 |
| Total interest expense | $6,248,000 | 779 |
| Net interest income | $10,347,000 | 562 |
| Provision for loan and lease losses | $450,000 | 568 |
| Total noninterest income | $3,718,000 | 478 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,722,000 | 255 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,996,000 | 497 |
| Total noninterest expense | $8,708,000 | 549 |
| Salaries and employee benefits | $5,097,000 | 502 |
| Premises and equipment expense | $1,080,000 | 633 |
| Additional noninterest expense | $2,531,000 | 563 |
| Pre-tax net operating income | $4,907,000 | 530 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,712,000 | 495 |
| Income before extraordinary items | $3,195,000 | 583 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,195,000 | 583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,121 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $342,000 | 194 |
| Net operating income | $3,195,000 | 570 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $59,990,000 | 647 |
| Total interest expense | $20,394,000 | 822 |
| Net interest income | $39,596,000 | 585 |
| Provision for loan and lease losses | $1,490,000 | 719 |
| Total noninterest income | $12,955,000 | 512 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $6,282,000 | 275 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,673,000 | 552 |
| Total noninterest expense | $31,262,000 | 584 |
| Salaries and employee benefits | $17,807,000 | 533 |
| Premises and equipment expense | $3,914,000 | 667 |
| Additional noninterest expense | $9,541,000 | 586 |
| Pre-tax net operating income | $19,799,000 | 541 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $6,164,000 | 547 |
| Income before extraordinary items | $13,635,000 | 565 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $13,635,000 | 564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,920 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $842,000 | 518 |
| Net operating income | $13,635,000 | 558 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $43,626,000 | 674 |
| Total interest expense | $14,457,000 | 854 |
| Net interest income | $29,169,000 | 607 |
| Provision for loan and lease losses | $1,109,000 | 689 |
| Total noninterest income | $9,397,000 | 537 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $4,583,000 | 294 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,814,000 | 573 |
| Total noninterest expense | $22,915,000 | 608 |
| Salaries and employee benefits | $12,993,000 | 563 |
| Premises and equipment expense | $2,839,000 | 697 |
| Additional noninterest expense | $7,083,000 | 601 |
| Pre-tax net operating income | $14,542,000 | 575 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $5,108,000 | 535 |
| Income before extraordinary items | $9,434,000 | 632 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $9,434,000 | 631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,050 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $673,000 | 424 |
| Net operating income | $9,434,000 | 621 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $27,807,000 | 687 |
| Total interest expense | $8,857,000 | 872 |
| Net interest income | $18,950,000 | 619 |
| Provision for loan and lease losses | $730,000 | 694 |
| Total noninterest income | $5,976,000 | 553 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,926,000 | 302 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,050,000 | 591 |
| Total noninterest expense | $14,693,000 | 631 |
| Salaries and employee benefits | $8,278,000 | 590 |
| Premises and equipment expense | $1,774,000 | 743 |
| Additional noninterest expense | $4,641,000 | 613 |
| Pre-tax net operating income | $9,503,000 | 587 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,295,000 | 554 |
| Income before extraordinary items | $6,208,000 | 643 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,208,000 | 641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,208,000 | 630 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $13,183,000 | 697 |
| Total interest expense | $4,088,000 | 894 |
| Net interest income | $9,095,000 | 632 |
| Provision for loan and lease losses | $361,000 | 669 |
| Total noninterest income | $2,736,000 | 579 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,361,000 | 316 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,375,000 | 635 |
| Total noninterest expense | $7,117,000 | 643 |
| Salaries and employee benefits | $4,048,000 | 609 |
| Premises and equipment expense | $908,000 | 718 |
| Additional noninterest expense | $2,161,000 | 647 |
| Pre-tax net operating income | $4,353,000 | 617 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,486,000 | 598 |
| Income before extraordinary items | $2,867,000 | 677 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,867,000 | 676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,867,000 | 664 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $43,432,000 | 735 |
| Total interest expense | $10,719,000 | 1,044 |
| Net interest income | $32,713,000 | 643 |
| Provision for loan and lease losses | $1,897,000 | 566 |
| Total noninterest income | $12,627,000 | 529 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $5,471,000 | 311 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,156,000 | 530 |
| Total noninterest expense | $26,155,000 | 661 |
| Salaries and employee benefits | $14,556,000 | 622 |
| Premises and equipment expense | $3,013,000 | 802 |
| Additional noninterest expense | $8,586,000 | 638 |
| Pre-tax net operating income | $17,288,000 | 602 |
| Securities gains (losses) | $14,000 | 1,379 |
| Applicable income taxes | $5,886,000 | 573 |
| Income before extraordinary items | $11,416,000 | 649 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $11,416,000 | 650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,584 |
| Cash dividends | $750,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $11,406,760 | 636 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $30,988,000 | 759 |
| Total interest expense | $7,346,000 | 1,086 |
| Net interest income | $23,642,000 | 657 |
| Provision for loan and lease losses | $1,497,000 | 506 |
| Total noninterest income | $9,565,000 | 531 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,078,000 | 307 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,487,000 | 531 |
| Total noninterest expense | $18,728,000 | 675 |
| Salaries and employee benefits | $10,346,000 | 649 |
| Premises and equipment expense | $2,152,000 | 822 |
| Additional noninterest expense | $6,230,000 | 653 |
| Pre-tax net operating income | $12,982,000 | 596 |
| Securities gains (losses) | $14,000 | 1,366 |
| Applicable income taxes | $4,419,000 | 573 |
| Income before extraordinary items | $8,577,000 | 650 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,577,000 | 650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,546 |
| Cash dividends | $750,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $8,567,760 | 635 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $19,393,000 | 789 |
| Total interest expense | $4,528,000 | 1,099 |
| Net interest income | $14,865,000 | 691 |
| Provision for loan and lease losses | $1,047,000 | 487 |
| Total noninterest income | $6,156,000 | 540 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,629,000 | 310 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,527,000 | 527 |
| Total noninterest expense | $11,757,000 | 706 |
| Salaries and employee benefits | $6,429,000 | 684 |
| Premises and equipment expense | $1,375,000 | 845 |
| Additional noninterest expense | $3,953,000 | 670 |
| Pre-tax net operating income | $8,217,000 | 606 |
| Securities gains (losses) | $14,000 | 1,233 |
| Applicable income taxes | $2,771,000 | 590 |
| Income before extraordinary items | $5,460,000 | 658 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,460,000 | 658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,499 |
| Cash dividends | $750,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,450,760 | 641 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,194,000 | 819 |
| Total interest expense | $2,112,000 | 1,108 |
| Net interest income | $7,082,000 | 712 |
| Provision for loan and lease losses | $560,000 | 426 |
| Total noninterest income | $2,970,000 | 533 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,217,000 | 320 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,753,000 | 518 |
| Total noninterest expense | $5,603,000 | 744 |
| Salaries and employee benefits | $3,098,000 | 712 |
| Premises and equipment expense | $678,000 | 868 |
| Additional noninterest expense | $1,827,000 | 701 |
| Pre-tax net operating income | $3,889,000 | 638 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,293,000 | 634 |
| Income before extraordinary items | $2,596,000 | 685 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,596,000 | 685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $750,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,596,000 | 662 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $31,332,000 | 892 |
| Total interest expense | $6,690,000 | 1,227 |
| Net interest income | $24,642,000 | 805 |
| Provision for loan and lease losses | $1,320,000 | 814 |
| Total noninterest income | $9,972,000 | 612 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $4,502,000 | 380 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,470,000 | 631 |
| Total noninterest expense | $21,314,000 | 768 |
| Salaries and employee benefits | $11,507,000 | 739 |
| Premises and equipment expense | $2,528,000 | 883 |
| Additional noninterest expense | $7,279,000 | 715 |
| Pre-tax net operating income | $11,980,000 | 739 |
| Securities gains (losses) | $67,000 | 1,515 |
| Applicable income taxes | $3,769,000 | 750 |
| Income before extraordinary items | $8,278,000 | 802 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,278,000 | 802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $598,000 | 1,159 |
| Cash dividends | $2,600,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,231,770 | 775 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $22,636,000 | 916 |
| Total interest expense | $4,801,000 | 1,258 |
| Net interest income | $17,835,000 | 832 |
| Provision for loan and lease losses | $990,000 | 787 |
| Total noninterest income | $7,267,000 | 633 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,260,000 | 405 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,007,000 | 660 |
| Total noninterest expense | $15,666,000 | 770 |
| Salaries and employee benefits | $8,417,000 | 757 |
| Premises and equipment expense | $1,883,000 | 885 |
| Additional noninterest expense | $5,366,000 | 721 |
| Pre-tax net operating income | $8,446,000 | 786 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,599,000 | 818 |
| Income before extraordinary items | $5,847,000 | 853 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,847,000 | 854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 1,573 |
| Cash dividends | $1,800,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,847,000 | 818 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $14,726,000 | 928 |
| Total interest expense | $3,121,000 | 1,263 |
| Net interest income | $11,605,000 | 847 |
| Provision for loan and lease losses | $660,000 | 765 |
| Total noninterest income | $4,492,000 | 668 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,980,000 | 444 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,512,000 | 686 |
| Total noninterest expense | $10,336,000 | 776 |
| Salaries and employee benefits | $5,597,000 | 759 |
| Premises and equipment expense | $1,234,000 | 909 |
| Additional noninterest expense | $3,505,000 | 725 |
| Pre-tax net operating income | $5,101,000 | 854 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,489,000 | 920 |
| Income before extraordinary items | $3,612,000 | 909 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,612,000 | 909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 1,359 |
| Cash dividends | $1,100,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,612,000 | 865 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,217,000 | 958 |
| Total interest expense | $1,546,000 | 1,287 |
| Net interest income | $5,671,000 | 875 |
| Provision for loan and lease losses | $330,000 | 739 |
| Total noninterest income | $2,004,000 | 715 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $825,000 | 522 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,179,000 | 701 |
| Total noninterest expense | $5,075,000 | 797 |
| Salaries and employee benefits | $2,791,000 | 776 |
| Premises and equipment expense | $594,000 | 980 |
| Additional noninterest expense | $1,690,000 | 739 |
| Pre-tax net operating income | $2,270,000 | 955 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $651,000 | 1,044 |
| Income before extraordinary items | $1,619,000 | 1,011 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,619,000 | 1,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,115 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,619,000 | 955 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $24,558,000 | 1,160 |
| Total interest expense | $5,846,000 | 1,524 |
| Net interest income | $18,712,000 | 1,029 |
| Provision for loan and lease losses | $1,124,000 | 1,059 |
| Total noninterest income | $7,906,000 | 787 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,139,000 | 555 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,767,000 | 796 |
| Total noninterest expense | $18,135,000 | 885 |
| Salaries and employee benefits | $9,264,000 | 918 |
| Premises and equipment expense | $2,098,000 | 1,087 |
| Additional noninterest expense | $6,773,000 | 761 |
| Pre-tax net operating income | $7,359,000 | 1,136 |
| Securities gains (losses) | $621,000 | 657 |
| Applicable income taxes | $2,216,000 | 1,186 |
| Income before extraordinary items | $5,764,000 | 1,116 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,764,000 | 1,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 2,166 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,316,880 | 1,143 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $17,539,000 | 1,250 |
| Total interest expense | $4,276,000 | 1,648 |
| Net interest income | $13,263,000 | 1,101 |
| Provision for loan and lease losses | $893,000 | 1,001 |
| Total noninterest income | $6,049,000 | 803 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,298,000 | 576 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,751,000 | 791 |
| Total noninterest expense | $12,860,000 | 957 |
| Salaries and employee benefits | $6,585,000 | 989 |
| Premises and equipment expense | $1,466,000 | 1,169 |
| Additional noninterest expense | $4,809,000 | 805 |
| Pre-tax net operating income | $5,559,000 | 1,161 |
| Securities gains (losses) | $621,000 | 600 |
| Applicable income taxes | $1,748,000 | 1,177 |
| Income before extraordinary items | $4,432,000 | 1,133 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,432,000 | 1,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,131 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,984,880 | 1,165 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,985,000 | 1,328 |
| Total interest expense | $2,745,000 | 1,761 |
| Net interest income | $8,240,000 | 1,187 |
| Provision for loan and lease losses | $662,000 | 910 |
| Total noninterest income | $3,808,000 | 825 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,480,000 | 580 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,328,000 | 824 |
| Total noninterest expense | $7,928,000 | 1,032 |
| Salaries and employee benefits | $3,922,000 | 1,072 |
| Premises and equipment expense | $910,000 | 1,252 |
| Additional noninterest expense | $3,096,000 | 845 |
| Pre-tax net operating income | $3,458,000 | 1,235 |
| Securities gains (losses) | $621,000 | 505 |
| Applicable income taxes | $1,168,000 | 1,206 |
| Income before extraordinary items | $2,911,000 | 1,156 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,911,000 | 1,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,470,090 | 1,250 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,335,000 | 1,378 |
| Total interest expense | $1,391,000 | 1,785 |
| Net interest income | $3,944,000 | 1,234 |
| Provision for loan and lease losses | $331,000 | 849 |
| Total noninterest income | $1,688,000 | 891 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $710,000 | 590 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $978,000 | 903 |
| Total noninterest expense | $3,480,000 | 1,154 |
| Salaries and employee benefits | $1,709,000 | 1,259 |
| Premises and equipment expense | $503,000 | 1,150 |
| Additional noninterest expense | $1,268,000 | 971 |
| Pre-tax net operating income | $1,821,000 | 1,186 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $496,000 | 1,383 |
| Income before extraordinary items | $1,326,000 | 1,248 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,326,000 | 1,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,325,270 | 1,168 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,378,000 | 1,514 |
| Total interest expense | $5,912,000 | 1,922 |
| Net interest income | $14,466,000 | 1,336 |
| Provision for loan and lease losses | $695,000 | 1,849 |
| Total noninterest income | $5,326,000 | 992 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,773,000 | 587 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,553,000 | 1,113 |
| Total noninterest expense | $13,434,000 | 1,148 |
| Salaries and employee benefits | $6,763,000 | 1,191 |
| Premises and equipment expense | $1,933,000 | 1,140 |
| Additional noninterest expense | $4,738,000 | 1,039 |
| Pre-tax net operating income | $5,663,000 | 1,466 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,633,000 | 1,535 |
| Income before extraordinary items | $4,030,000 | 1,520 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,030,000 | 1,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,951 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,030,000 | 1,471 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,857,000 | 1,921 |
| Total interest expense | $7,654,000 | 2,102 |
| Net interest income | $10,203,000 | 1,751 |
| Provision for loan and lease losses | $276,000 | 3,394 |
| Total noninterest income | $3,541,000 | 1,294 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,094,000 | 709 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,447,000 | 1,571 |
| Total noninterest expense | $12,359,000 | 1,189 |
| Salaries and employee benefits | $5,655,000 | 1,306 |
| Premises and equipment expense | $1,515,000 | 1,413 |
| Additional noninterest expense | $5,189,000 | 940 |
| Pre-tax net operating income | $1,109,000 | 4,634 |
| Securities gains (losses) | $57,000 | 2,222 |
| Applicable income taxes | $150,000 | 5,448 |
| Income before extraordinary items | $1,016,000 | 4,241 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,016,000 | 4,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 2,251 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $966,410 | 4,254 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,758,000 | 3,819 |
| Total interest expense | $3,645,000 | 4,269 |
| Net interest income | $5,113,000 | 3,406 |
| Provision for loan and lease losses | $410,000 | 2,238 |
| Total noninterest income | $2,192,000 | 1,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $980,000 | 1,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,212,000 | 1,646 |
| Total noninterest expense | $5,217,000 | 2,607 |
| Salaries and employee benefits | $2,542,000 | 2,791 |
| Premises and equipment expense | $908,000 | 2,273 |
| Additional noninterest expense | $1,767,000 | 2,428 |
| Pre-tax net operating income | $1,678,000 | 3,758 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $657,000 | 2,937 |
| Income before extraordinary items | $1,021,000 | 4,325 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,021,000 | 4,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,211 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,021,000 | 4,329 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,888,000 | 5,009 |
| Total interest expense | $2,043,000 | 5,926 |
| Net interest income | $3,845,000 | 4,323 |
| Provision for loan and lease losses | $217,000 | 3,385 |
| Total noninterest income | $1,635,000 | 2,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $588,000 | 2,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,047,000 | 1,804 |
| Total noninterest expense | $4,998,000 | 2,702 |
| Salaries and employee benefits | $2,181,000 | 3,170 |
| Premises and equipment expense | $859,000 | 2,352 |
| Additional noninterest expense | $1,958,000 | 2,233 |
| Pre-tax net operating income | $265,000 | 8,270 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $91,000 | 7,048 |
| Income before extraordinary items | $174,000 | 8,475 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $174,000 | 8,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,426 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 898 |
| Net operating income | $174,000 | 8,440 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,805,000 | 5,834 |
| Total interest expense | $1,865,000 | 6,428 |
| Net interest income | $2,940,000 | 5,202 |
| Provision for loan and lease losses | $202,000 | 3,487 |
| Total noninterest income | $681,000 | 4,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $681,000 | 2,443 |
| Total noninterest expense | $3,309,000 | 3,784 |
| Salaries and employee benefits | $1,667,000 | 3,906 |
| Premises and equipment expense | $781,000 | 2,506 |
| Additional noninterest expense | $861,000 | 4,440 |
| Pre-tax net operating income | $110,000 | 9,368 |
| Securities gains (losses) | $719,000 | 458 |
| Applicable income taxes | $300,000 | 5,167 |
| Income before extraordinary items | $529,000 | 6,432 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $529,000 | 6,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,015 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $1,952,000 | 396 |
| Net operating income | $68,840 | 9,459 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,624,000 | 7,035 |
| Total interest expense | $1,521,000 | 7,298 |
| Net interest income | $2,103,000 | 6,710 |
| Provision for loan and lease losses | $138,000 | 4,329 |
| Total noninterest income | $370,000 | 5,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $370,000 | 3,454 |
| Total noninterest expense | $2,310,000 | 5,085 |
| Salaries and employee benefits | $1,116,000 | 5,404 |
| Premises and equipment expense | $568,000 | 3,317 |
| Additional noninterest expense | $626,000 | 5,644 |
| Pre-tax net operating income | $25,000 | 10,313 |
| Securities gains (losses) | $486,000 | 434 |
| Applicable income taxes | $196,000 | 6,931 |
| Income before extraordinary items | $315,000 | 8,257 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $315,000 | 8,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,017 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,960 | 10,355 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 8,589 |
| Total interest expense | $1,141,000 | 8,557 |
| Net interest income | $1,441,000 | 8,408 |
| Provision for loan and lease losses | $74,000 | 5,750 |
| Total noninterest income | $159,000 | 8,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $159,000 | 5,807 |
| Total noninterest expense | $1,593,000 | 6,864 |
| Salaries and employee benefits | $780,000 | 7,082 |
| Premises and equipment expense | $415,000 | 4,408 |
| Additional noninterest expense | $398,000 | 7,895 |
| Pre-tax net operating income | $-67,000 | 10,917 |
| Securities gains (losses) | $369,000 | 499 |
| Applicable income taxes | $100,000 | 8,748 |
| Income before extraordinary items | $202,000 | 9,277 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $202,000 | 9,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-45,230 | 10,878 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 9,877 |
| Total interest expense | $872,000 | 9,724 |
| Net interest income | $1,033,000 | 9,840 |
| Provision for loan and lease losses | $32,000 | 7,011 |
| Total noninterest income | $68,000 | 11,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $68,000 | 8,433 |
| Total noninterest expense | $1,075,000 | 8,673 |
| Salaries and employee benefits | $512,000 | 9,008 |
| Premises and equipment expense | $294,000 | 5,716 |
| Additional noninterest expense | $269,000 | 9,604 |
| Pre-tax net operating income | $-6,000 | 11,505 |
| Securities gains (losses) | $80,000 | 1,064 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $74,000 | 11,147 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $74,000 | 11,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-6,000 | 11,483 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 11,850 |
| Total interest expense | $350,000 | 11,826 |
| Net interest income | $570,000 | 11,804 |
| Provision for loan and lease losses | $92,000 | 4,738 |
| Total noninterest income | $28,000 | 12,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $28,000 | 10,920 |
| Total noninterest expense | $920,000 | 9,685 |
| Salaries and employee benefits | $495,000 | 9,435 |
| Premises and equipment expense | $244,000 | 6,618 |
| Additional noninterest expense | $181,000 | 11,392 |
| Pre-tax net operating income | $-414,000 | 12,354 |
| Securities gains (losses) | $101,000 | 772 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-313,000 | 12,287 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-313,000 | 12,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-414,000 | 12,335 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $67,000 | 13,260 |
| Total interest expense | $16,000 | 13,240 |
| Net interest income | $51,000 | 13,221 |
| Provision for loan and lease losses | $11,000 | 9,693 |
| Total noninterest income | $1,000 | 13,215 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,000 | 13,192 |
| Total noninterest expense | $272,000 | 13,046 |
| Salaries and employee benefits | $132,000 | 13,078 |
| Premises and equipment expense | $49,000 | 12,246 |
| Additional noninterest expense | $91,000 | 13,021 |
| Pre-tax net operating income | $-231,000 | 12,720 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-228,000 | 12,779 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-228,000 | 12,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $3,626,000 | 246 |
| Net operating income | $-231,000 | 12,703 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.