Mountain West Bank

Status:Inactive as of 2012-04-30
 Merger - Without Assistance
Successor Bank:Glacier Bank
Headquarters:Mountain West Bank
125 Ironwood Drive
Coeur D Alene, ID 83814
Established:1993-10-05
FDIC Insurance:1993-10-05
FDIC Cert:#33844
Charter Class:Commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:24
Total Assets:$1,108,789,000
Total Deposits:$837,953,000

History

1993-10-05Institution established: Original name:Mountain West Savings Bank, F.S.B.
1998-08-01Changed name to Mountain West Bank
1999-06-22Changed organization type to COMMERCIAL BANK
1999-06-22Changed primary regulatory agency from OFFICE OF THRIFT SUPERVISION to FEDERAL DEPOSIT INSURANCE CORPORATION
2000-05-16Moved bank headquarters from COEUR D'ALENE, ID to COEUR D ALENE, ID
2003-07-16Acquired Pend Oreille Bank (23745) in PONDERAY, ID
2012-04-30Acquired Mountain West Bank in COEUR D ALENE, ID
2012-04-30Acquired First Security Bank of Missoula (21010) in MISSOULA, MT
2012-04-30Acquired 1ST BANK (16522) in EVANSTON, WY
2012-04-30Acquired Western Security Bank (57248) in BILLINGS, MT
2012-04-30Acquired Valley Bank of Helena (22747) in HELENA, MT
2012-04-30Acquired Citizens Community Bank (34459) in POCATELLO, ID
2012-04-30Acquired Big Sky Western Bank (32871) in BOZEMAN, MT
2012-04-30Acquired First Bank of Wyoming (2226) in POWELL, WY
2012-04-30Acquired Bank of the San Juans (34873) in DURANGO, CO
2012-04-30Acquired First Bank of Montana (2191) in LEWISTOWN, MT
2012-04-30Merged into and subsequently operated as part of Glacier Bank (30788) in KALISPELL, MT
2013-06-01Acquired First State Bank (23318) in WHEATLAND, WY
2013-08-01Acquired North Cascades National Bank (26846) in CHELAN, WA
2014-08-31Acquired First National Bank of the Rockies (3041) in GRAND JUNCTION, CO

Historical Financial Information

2012-03-31Rank
# of Employees:368386
Assets and Liabilities
Total Assets:$1,108,789,000601
Cash and due from depository institutions$46,642,000386
Interest-bearing balances$25,949,0001,632
Securities$291,829,000541
Federal funds sold & reverse repurchase agreements$37,150,000124
Net loans & leases$656,308,000622
Loan loss allowance$35,468,000255
Trading account assets$0215
Bank premises and fixed assets$30,993,000336
Other real estate owned$18,935,000386
Goodwill and other intangibles$54,0002,718
All other assets$26,878,000812
Life insurance assets$03,760
Total liabilities and capital$1,108,789,000601
Total liabilities$949,017,000627
Total deposits$837,953,000650
Interest-bearing deposits$550,868,000831
Deposits held in domestic offices$837,953,000648
% insured92.91%2,673
Federal funds purchased & repurchase agreements$46,622,000332
Trading liabilities$0123
Other borrowed funds$58,613,000505
Subordinated debt$0185
All other liabilities$5,829,000926
Total equity capital$159,772,000462
Total bank equity capital$159,772,000462
Perpetual preferred stock$0259
Common stock$1,789,0001,785
Surplus$136,276,000323
Undivided profits$21,707,0001,651
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$30,379,000470
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,757,000199
Income earned, not collected on loans$4,645,000526
Earning assets$1,011,236,000592
Long-term assets (5+ years)$324,592,000620
Average Assets, year-to-date$1,119,103,000590
Average Assets, quarterly$1,119,103,000590
Volatile liabilities$96,632,000538
Insider loans$8,658,000698
FHLB advances$55,000,000486
Loans and leases held for sale$33,666,000191
Unused loan commitments$118,296,000652
Tier 1 (core) risk-based capital$140,561,000467
Tier 2 risk-based capital$9,407,000567
Total risk weighted assets$726,508,000588
Total unused commitments$118,296,000652
Derivatives$44,010,000378
2011-12-31Rank
# of Employees:361390
Assets and Liabilities
Total Assets:$1,129,417,000583
Cash and due from depository institutions$30,817,000390
Interest-bearing balances$11,108,0002,784
Securities$264,860,000574
Federal funds sold & reverse repurchase agreements$83,925,00065
Net loans & leases$671,275,000612
Loan loss allowance$36,167,000247
Trading account assets$0205
Bank premises and fixed assets$31,603,000330
Other real estate owned$18,951,000390
Goodwill and other intangibles$62,0002,715
All other assets$27,924,000794
Life insurance assets$03,748
Total liabilities and capital$1,129,417,000583
Total liabilities$970,198,000609
Total deposits$806,039,000659
Interest-bearing deposits$543,481,000827
Deposits held in domestic offices$806,039,000656
% insured92.03%3,056
Federal funds purchased & repurchase agreements$39,619,000392
Trading liabilities$0115
Other borrowed funds$118,251,000276
Subordinated debt$0193
All other liabilities$6,289,000862
Total equity capital$159,219,000460
Total bank equity capital$159,219,000460
Perpetual preferred stock$0263
Common stock$1,789,0001,797
Surplus$136,572,000319
Undivided profits$20,858,0001,699
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$25,118,000579
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,071,000286
Income earned, not collected on loans$4,109,000618
Earning assets$1,031,168,000572
Long-term assets (5+ years)$317,100,000504
Average Assets, year-to-date$1,145,502,600566
Average Assets, quarterly$1,110,844,500593
Volatile liabilities$149,813,000407
Insider loans$8,696,000708
FHLB advances$115,000,000238
Loans and leases held for sale$34,674,000164
Unused loan commitments$117,203,000637
Tier 1 (core) risk-based capital$139,809,000467
Tier 2 risk-based capital$9,471,000567
Total risk weighted assets$730,921,000591
Total unused commitments$117,203,000637
Derivatives$24,294,000400
2011-09-30Rank
# of Employees:354400
Assets and Liabilities
Total Assets:$1,092,272,000615
Cash and due from depository institutions$38,808,000400
Interest-bearing balances$12,257,0002,680
Securities$246,214,000612
Federal funds sold & reverse repurchase agreements$43,125,000111
Net loans & leases$671,152,000607
Loan loss allowance$35,437,000264
Trading account assets$0209
Bank premises and fixed assets$32,181,000319
Other real estate owned$29,228,000400
Goodwill and other intangibles$71,0002,702
All other assets$31,493,000724
Life insurance assets$03,747
Total liabilities and capital$1,092,272,000615
Total liabilities$931,062,000647
Total deposits$818,446,000655
Interest-bearing deposits$558,514,000818
Deposits held in domestic offices$818,446,000651
% insured92.38%3,048
Federal funds purchased & repurchase agreements$34,241,000432
Trading liabilities$0112
Other borrowed funds$73,320,000424
Subordinated debt$0206
All other liabilities$5,055,0001,044
Total equity capital$161,210,000463
Total bank equity capital$161,210,000463
Perpetual preferred stock$0266
Common stock$1,789,0001,831
Surplus$136,571,000323
Undivided profits$22,850,0001,550
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$25,801,000600
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$979,000312
Income earned, not collected on loans$3,978,000668
Earning assets$972,748,000622
Long-term assets (5+ years)$302,545,000516
Average Assets, year-to-date$1,149,524,000573
Average Assets, quarterly$1,122,518,500592
Volatile liabilities$89,274,000627
Insider loans$8,731,000713
FHLB advances$70,000,000396
Loans and leases held for sale$25,682,000179
Unused loan commitments$101,469,000698
Tier 1 (core) risk-based capital$144,953,000461
Tier 2 risk-based capital$9,469,000568
Total risk weighted assets$731,520,000592
Total unused commitments$101,469,000699
Derivatives$65,022,000276
2011-06-30Rank
# of Employees:360401
Assets and Liabilities
Total Assets:$1,152,765,000577
Cash and due from depository institutions$29,799,000401
Interest-bearing balances$9,967,0002,902
Securities$241,875,000609
Federal funds sold & reverse repurchase agreements$79,050,00068
Net loans & leases$697,353,000592
Loan loss allowance$35,372,000271
Trading account assets$0213
Bank premises and fixed assets$29,627,000357
Other real estate owned$26,308,000401
Goodwill and other intangibles$23,239,000289
All other assets$25,514,000878
Life insurance assets$03,737
Total liabilities and capital$1,152,764,000577
Total liabilities$974,523,000611
Total deposits$792,316,000678
Interest-bearing deposits$556,700,000823
Deposits held in domestic offices$792,316,000674
% insured87.10%4,998
Federal funds purchased & repurchase agreements$43,018,000388
Trading liabilities$0112
Other borrowed funds$134,415,000269
Subordinated debt$0212
All other liabilities$4,774,0001,020
Total equity capital$178,241,000415
Total bank equity capital$178,241,000415
Perpetual preferred stock$0222
Common stock$1,789,0001,862
Surplus$136,569,000327
Undivided profits$39,883,000862
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$35,286,000482
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$669,000407
Income earned, not collected on loans$4,230,000608
Earning assets$1,028,245,000584
Long-term assets (5+ years)$287,120,000533
Average Assets, year-to-date$1,168,608,000571
Average Assets, quarterly$1,167,164,000570
Volatile liabilities$147,973,000437
Insider loans$8,766,000734
FHLB advances$131,000,000222
Loans and leases held for sale$13,226,000209
Unused loan commitments$106,748,000674
Tier 1 (core) risk-based capital$146,136,000460
Tier 2 risk-based capital$9,855,000562
Total risk weighted assets$762,874,000577
Total unused commitments$106,748,000675
Derivatives$34,242,000315
2011-03-31Rank
# of Employees:358401
Assets and Liabilities
Total Assets:$1,181,563,000571
Cash and due from depository institutions$32,873,000401
Interest-bearing balances$13,597,0002,472
Securities$247,718,000598
Federal funds sold & reverse repurchase agreements$65,875,00078
Net loans & leases$730,166,000569
Loan loss allowance$35,380,000282
Trading account assets$0208
Bank premises and fixed assets$30,081,000356
Other real estate owned$16,082,000401
Goodwill and other intangibles$23,251,000293
All other assets$35,517,000661
Life insurance assets$03,748
Total liabilities and capital$1,181,562,000571
Total liabilities$1,004,000,000597
Total deposits$799,961,000678
Interest-bearing deposits$560,877,000830
Deposits held in domestic offices$799,961,000674
% insured86.73%5,133
Federal funds purchased & repurchase agreements$38,157,000416
Trading liabilities$0108
Other borrowed funds$154,880,000246
Subordinated debt$0214
All other liabilities$11,002,000540
Total equity capital$177,562,000406
Total bank equity capital$177,562,000406
Perpetual preferred stock$0224
Common stock$1,789,0001,889
Surplus$136,567,000329
Undivided profits$39,206,000832
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$52,564,000347
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,104,000284
Income earned, not collected on loans$4,497,000586
Earning assets$1,057,356,000573
Long-term assets (5+ years)$276,318,000537
Average Assets, year-to-date$1,176,529,500572
Average Assets, quarterly$1,176,529,500572
Volatile liabilities$157,924,000415
Insider loans$9,351,000689
FHLB advances$150,000,000194
Loans and leases held for sale$11,055,000201
Unused loan commitments$114,823,000646
Tier 1 (core) risk-based capital$148,467,000440
Tier 2 risk-based capital$10,321,000546
Total risk weighted assets$800,560,000558
Total unused commitments$114,823,000647
Derivatives$39,984,000282
2010-12-31Rank
# of Employees:377379
Assets and Liabilities
Total Assets:$1,171,496,000581
Cash and due from depository institutions$20,146,000379
Interest-bearing balances$7,905,0003,162
Securities$245,225,000575
Federal funds sold & reverse repurchase agreements$20,400,000324
Net loans & leases$786,071,000543
Loan loss allowance$35,064,000289
Trading account assets$0207
Bank premises and fixed assets$30,717,000349
Other real estate owned$8,481,000379
Goodwill and other intangibles$23,288,000297
All other assets$37,168,000646
Life insurance assets$03,769
Total liabilities and capital$1,171,497,000581
Total liabilities$992,732,000616
Total deposits$770,058,000701
Interest-bearing deposits$555,987,000839
Deposits held in domestic offices$770,058,000697
% insured88.63%4,496
Federal funds purchased & repurchase agreements$28,952,000518
Trading liabilities$0108
Other borrowed funds$188,986,000214
Subordinated debt$0220
All other liabilities$4,736,0001,029
Total equity capital$178,765,000403
Total bank equity capital$178,765,000403
Perpetual preferred stock$0224
Common stock$1,789,0001,917
Surplus$136,797,000332
Undivided profits$40,179,000809
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$65,171,000295
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$702,000450
Income earned, not collected on loans$4,216,000642
Earning assets$1,059,601,000575
Long-term assets (5+ years)$293,327,000494
Average Assets, year-to-date$1,194,778,600560
Average Assets, quarterly$1,174,244,000580
Volatile liabilities$278,310,000491
Insider loans$10,091,000642
FHLB advances$180,000,000175
Loans and leases held for sale$33,107,000157
Unused loan commitments$111,928,000663
Tier 1 (core) risk-based capital$154,575,000420
Tier 2 risk-based capital$10,581,000547
Total risk weighted assets$821,965,000552
Total unused commitments$111,928,000665
Derivatives$55,364,000268
2010-09-30Rank
# of Employees:379377
Assets and Liabilities
Total Assets:$1,176,992,000578
Cash and due from depository institutions$23,521,000377
Interest-bearing balances$580,0005,844
Securities$190,215,000720
Federal funds sold & reverse repurchase agreements$22,505,000315
Net loans & leases$855,686,000512
Loan loss allowance$28,963,000330
Trading account assets$0210
Bank premises and fixed assets$24,237,000453
Other real estate owned$2,883,000377
Goodwill and other intangibles$23,329,000290
All other assets$34,616,000683
Life insurance assets$03,793
Total liabilities and capital$1,176,992,000578
Total liabilities$997,938,000601
Total deposits$818,657,000663
Interest-bearing deposits$584,310,000802
Deposits held in domestic offices$818,657,000659
% insured85.50%4,952
Federal funds purchased & repurchase agreements$23,634,000588
Trading liabilities$0103
Other borrowed funds$149,391,000285
Subordinated debt$0233
All other liabilities$6,256,000893
Total equity capital$179,054,000395
Total bank equity capital$179,054,000395
Perpetual preferred stock$0229
Common stock$1,789,0001,943
Surplus$125,753,000344
Undivided profits$51,512,000643
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$53,995,000352
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$388,000588
Income earned, not collected on loans$4,436,000634
Earning assets$1,068,986,000569
Long-term assets (5+ years)$311,293,000436
Average Assets, year-to-date$1,200,599,250553
Average Assets, quarterly$1,189,002,500564
Volatile liabilities$253,107,000544
Insider loans$10,497,000628
FHLB advances$140,000,000253
Loans and leases held for sale$43,751,000133
Unused loan commitments$120,131,000629
Tier 1 (core) risk-based capital$155,692,000408
Tier 2 risk-based capital$11,186,000528
Total risk weighted assets$877,027,000518
Total unused commitments$120,131,000631
Derivatives$77,664,000267
2010-06-30Rank
# of Employees:374374
Assets and Liabilities
Total Assets:$1,201,013,000557
Cash and due from depository institutions$25,117,000374
Interest-bearing balances$54,0006,772
Securities$184,355,000739
Federal funds sold & reverse repurchase agreements$19,035,000359
Net loans & leases$885,750,000495
Loan loss allowance$30,832,000315
Trading account assets$0210
Bank premises and fixed assets$24,504,000440
Other real estate owned$1,907,000374
Goodwill and other intangibles$23,372,000293
All other assets$36,973,000643
Life insurance assets$03,801
Total liabilities and capital$1,201,013,000557
Total liabilities$1,019,956,000580
Total deposits$832,729,000639
Interest-bearing deposits$615,170,000746
Deposits held in domestic offices$832,729,000635
% insured85.51%5,072
Federal funds purchased & repurchase agreements$55,266,000337
Trading liabilities$0104
Other borrowed funds$126,018,000344
Subordinated debt$0241
All other liabilities$5,943,000883
Total equity capital$181,057,000387
Total bank equity capital$181,057,000386
Perpetual preferred stock$0222
Common stock$1,789,0001,966
Surplus$125,727,000340
Undivided profits$53,541,000594
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$63,586,000312
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$361,000615
Income earned, not collected on loans$4,408,000625
Earning assets$1,089,194,000553
Long-term assets (5+ years)$312,963,000423
Average Assets, year-to-date$1,208,468,330552
Average Assets, quarterly$1,224,322,000549
Volatile liabilities$280,583,000506
Insider loans$11,095,000581
FHLB advances$115,000,000320
Loans and leases held for sale$37,719,000118
Unused loan commitments$145,231,000526
Tier 1 (core) risk-based capital$158,293,000399
Tier 2 risk-based capital$11,622,000511
Total risk weighted assets$910,519,000508
Total unused commitments$145,231,000526
Derivatives$31,238,000336
2010-03-31Rank
# of Employees:372381
Assets and Liabilities
Total Assets:$1,247,631,000554
Cash and due from depository institutions$23,686,000381
Interest-bearing balances$575,0005,756
Securities$152,900,000867
Federal funds sold & reverse repurchase agreements$66,605,000109
Net loans & leases$910,656,000501
Loan loss allowance$35,858,000292
Trading account assets$0227
Bank premises and fixed assets$25,066,000446
Other real estate owned$9,739,000381
Goodwill and other intangibles$23,416,000296
All other assets$35,563,000691
Life insurance assets$03,823
Total liabilities and capital$1,247,631,000554
Total liabilities$1,069,499,000578
Total deposits$817,481,000667
Interest-bearing deposits$608,222,000774
Deposits held in domestic offices$817,481,000665
% insured87.88%4,407
Federal funds purchased & repurchase agreements$88,409,000274
Trading liabilities$0108
Other borrowed funds$152,018,000309
Subordinated debt$0248
All other liabilities$11,591,000534
Total equity capital$178,132,000398
Total bank equity capital$178,132,000398
Perpetual preferred stock$0220
Common stock$1,789,0002,009
Surplus$123,687,000349
Undivided profits$52,656,000597
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$68,266,000311
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$532,000500
Income earned, not collected on loans$4,376,000661
Earning assets$1,130,736,000553
Long-term assets (5+ years)$299,044,000449
Average Assets, year-to-date$1,212,196,000568
Average Assets, quarterly$1,212,196,000568
Volatile liabilities$291,757,000505
Insider loans$11,842,000577
FHLB advances$150,000,000260
Loans and leases held for sale$27,846,000128
Unused loan commitments$122,027,000654
Tier 1 (core) risk-based capital$153,460,000408
Tier 2 risk-based capital$12,287,000511
Total risk weighted assets$959,367,000507
Total unused commitments$122,027,000654
Derivatives$35,744,000308
2009-12-31Rank
# of Employees:376382
Assets and Liabilities
Total Assets:$1,176,761,000581
Cash and due from depository institutions$29,336,000382
Interest-bearing balances$346,0005,841
Securities$127,991,0001,008
Federal funds sold & reverse repurchase agreements$04,737
Net loans & leases$919,900,000501
Loan loss allowance$37,551,000286
Trading account assets$0224
Bank premises and fixed assets$25,589,000434
Other real estate owned$13,661,000382
Goodwill and other intangibles$23,464,000294
All other assets$36,820,000680
Life insurance assets$03,837
Total liabilities and capital$1,176,761,000581
Total liabilities$1,030,041,000596
Total deposits$793,006,000689
Interest-bearing deposits$594,251,000794
Deposits held in domestic offices$793,006,000686
% insured86.78%4,815
Federal funds purchased & repurchase agreements$79,339,000292
Trading liabilities$0104
Other borrowed funds$152,037,000332
Subordinated debt$0258
All other liabilities$5,659,000934
Total equity capital$146,720,000460
Total bank equity capital$146,720,000460
Perpetual preferred stock$0219
Common stock$1,789,0002,042
Surplus$93,630,000416
Undivided profits$51,301,000611
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$63,806,000330
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,460,000245
Income earned, not collected on loans$4,637,000645
Earning assets$1,048,237,000590
Long-term assets (5+ years)$283,880,000473
Average Assets, year-to-date$1,230,293,600548
Average Assets, quarterly$1,216,250,500562
Volatile liabilities$320,384,000478
Insider loans$12,307,000561
FHLB advances$150,000,000282
Loans and leases held for sale$27,096,000146
Unused loan commitments$142,326,000578
Tier 1 (core) risk-based capital$129,649,000469
Tier 2 risk-based capital$12,417,000517
Total risk weighted assets$968,201,000518
Total unused commitments$142,326,000578
Derivatives$36,212,000299
2009-09-30Rank
# of Employees:385385
Assets and Liabilities
Total Assets:$1,255,740,000557
Cash and due from depository institutions$22,829,000385
Interest-bearing balances$209,0006,028
Securities$166,839,000776
Federal funds sold & reverse repurchase agreements$38,100,000214
Net loans & leases$938,554,000515
Loan loss allowance$32,686,000322
Trading account assets$0238
Bank premises and fixed assets$25,988,000433
Other real estate owned$10,949,000385
Goodwill and other intangibles$23,510,000310
All other assets$28,971,000755
Life insurance assets$03,862
Total liabilities and capital$1,255,740,000557
Total liabilities$1,113,973,000566
Total deposits$784,637,000697
Interest-bearing deposits$573,629,000835
Deposits held in domestic offices$784,637,000694
% insured83.75%5,777
Federal funds purchased & repurchase agreements$72,485,000322
Trading liabilities$0103
Other borrowed funds$252,055,000247
Subordinated debt$0269
All other liabilities$4,796,0001,163
Total equity capital$141,767,000493
Total bank equity capital$141,767,000493
Perpetual preferred stock$0212
Common stock$1,789,0002,069
Surplus$83,557,000460
Undivided profits$56,421,000579
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$52,270,000401
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$946,000302
Income earned, not collected on loans$4,708,000673
Earning assets$1,143,702,000555
Long-term assets (5+ years)$303,388,000438
Average Assets, year-to-date$1,243,676,750554
Average Assets, quarterly$1,262,462,000551
Volatile liabilities$387,230,000420
Insider loans$13,081,000520
FHLB advances$150,000,000295
Loans and leases held for sale$29,888,000125
Unused loan commitments$172,227,000519
Tier 1 (core) risk-based capital$118,412,000524
Tier 2 risk-based capital$12,745,000518
Total risk weighted assets$999,701,000516
Total unused commitments$172,227,000520
Derivatives$49,766,000272
2009-06-30Rank
# of Employees:390382
Assets and Liabilities
Total Assets:$1,269,184,000563
Cash and due from depository institutions$21,121,000382
Interest-bearing balances$1,097,0004,637
Securities$162,384,000784
Federal funds sold & reverse repurchase agreements$31,305,000263
Net loans & leases$968,964,000511
Loan loss allowance$20,407,000443
Trading account assets$0240
Bank premises and fixed assets$25,908,000436
Other real estate owned$13,419,000382
Goodwill and other intangibles$23,555,000330
All other assets$22,528,000973
Life insurance assets$03,901
Total liabilities and capital$1,269,184,000563
Total liabilities$1,128,187,000567
Total deposits$698,133,000793
Interest-bearing deposits$503,096,000975
Deposits held in domestic offices$698,133,000791
% insured79.55%3,858
Federal funds purchased & repurchase agreements$30,684,000545
Trading liabilities$0100
Other borrowed funds$394,072,000181
Subordinated debt$0276
All other liabilities$5,298,0001,126
Total equity capital$140,997,000499
Total bank equity capital$140,997,000499
Perpetual preferred stock$0213
Common stock$1,789,0002,099
Surplus$73,476,000534
Undivided profits$65,732,000488
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$25,698,000677
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,005,000282
Income earned, not collected on loans$5,164,000603
Earning assets$1,163,750,000546
Long-term assets (5+ years)$326,229,000412
Average Assets, year-to-date$1,239,655,670570
Average Assets, quarterly$1,245,316,000567
Volatile liabilities$444,460,000361
Insider loans$13,174,000538
FHLB advances$132,000,000369
Loans and leases held for sale$47,325,000125
Unused loan commitments$167,447,000554
Tier 1 (core) risk-based capital$118,775,000538
Tier 2 risk-based capital$12,380,000541
Total risk weighted assets$986,886,000534
Total unused commitments$167,447,000554
Derivatives$61,888,000263
2009-03-31Rank
# of Employees:379397
Assets and Liabilities
Total Assets:$1,221,448,000586
Cash and due from depository institutions$19,540,000397
Interest-bearing balances$789,0004,616
Securities$149,523,000826
Federal funds sold & reverse repurchase agreements$7,040,0001,725
Net loans & leases$963,748,000518
Loan loss allowance$17,563,000462
Trading account assets$0234
Bank premises and fixed assets$25,346,000444
Other real estate owned$11,713,000397
Goodwill and other intangibles$23,603,000340
All other assets$20,935,0001,023
Life insurance assets$03,932
Total liabilities and capital$1,221,448,000586
Total liabilities$1,097,262,000589
Total deposits$682,671,000803
Interest-bearing deposits$497,464,000981
Deposits held in domestic offices$682,671,000800
% insured72.86%5,587
Federal funds purchased & repurchase agreements$88,109,000305
Trading liabilities$092
Other borrowed funds$322,248,000228
Subordinated debt$0271
All other liabilities$4,234,0001,300
Total equity capital$124,186,000560
Total bank equity capital$124,186,000558
Perpetual preferred stock$0193
Common stock$1,789,0002,113
Surplus$58,434,000618
Undivided profits$63,963,000517
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$25,898,000582
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,190,000236
Income earned, not collected on loans$4,868,000649
Earning assets$1,121,100,000577
Long-term assets (5+ years)$291,334,000467
Average Assets, year-to-date$1,224,891,500579
Average Assets, quarterly$1,224,891,500579
Volatile liabilities$423,711,000395
Insider loans$16,241,000424
FHLB advances$45,000,0001,055
Loans and leases held for sale$41,350,000118
Unused loan commitments$148,718,000651
Tier 1 (core) risk-based capital$102,678,000607
Tier 2 risk-based capital$12,131,000547
Total risk weighted assets$965,028,000553
Total unused commitments$148,718,000651
Derivatives$67,600,000278
2008-12-31Rank
# of Employees:392381
Assets and Liabilities
Total Assets:$1,228,335,000573
Cash and due from depository institutions$36,105,000381
Interest-bearing balances$1,665,0003,173
Securities$159,020,000767
Federal funds sold & reverse repurchase agreements$05,377
Net loans & leases$955,486,000524
Loan loss allowance$15,982,000494
Trading account assets$0236
Bank premises and fixed assets$25,851,000436
Other real estate owned$8,286,000381
Goodwill and other intangibles$23,651,000348
All other assets$19,936,0001,077
Life insurance assets$03,960
Total liabilities and capital$1,228,335,000573
Total liabilities$1,103,454,000576
Total deposits$680,404,000770
Interest-bearing deposits$503,127,000925
Deposits held in domestic offices$680,404,000766
% insured0.00%1
Federal funds purchased & repurchase agreements$65,422,000376
Trading liabilities$088
Other borrowed funds$352,105,000225
Subordinated debt$0278
All other liabilities$5,523,0001,064
Total equity capital$124,881,000548
Total bank equity capital$124,881,000548
Perpetual preferred stock$0141
Common stock$1,789,0002,121
Surplus$58,308,000601
Undivided profits$64,784,000506
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$18,275,000680
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$505,000382
Income earned, not collected on loans$4,829,000694
Earning assets$1,116,171,000570
Long-term assets (5+ years)$276,143,000481
Average Assets, year-to-date$1,118,334,400594
Average Assets, quarterly$1,195,334,000577
Volatile liabilities$419,400,000401
Insider loans$13,828,000521
FHLB advances$130,000,000449
Loans and leases held for sale$30,875,000120
Unused loan commitments$148,292,000673
Tier 1 (core) risk-based capital$101,315,000596
Tier 2 risk-based capital$11,981,000541
Total risk weighted assets$954,497,000546
Total unused commitments$148,292,000673
Derivatives$42,738,000297
2008-09-30Rank
# of Employees:398382
Assets and Liabilities
Total Assets:$1,162,333,000593
Cash and due from depository institutions$25,815,000382
Interest-bearing balances$1,073,0002,939
Securities$132,807,000901
Federal funds sold & reverse repurchase agreements$8,886,0001,377
Net loans & leases$922,013,000541
Loan loss allowance$14,439,000484
Trading account assets$0251
Bank premises and fixed assets$22,642,000502
Other real estate owned$6,814,000382
Goodwill and other intangibles$23,700,000380
All other assets$19,656,0001,064
Life insurance assets$03,984
Total liabilities and capital$1,162,333,000593
Total liabilities$1,040,233,000593
Total deposits$670,801,000770
Interest-bearing deposits$483,389,000944
Deposits held in domestic offices$670,801,000767
% insured0.00%1
Federal funds purchased & repurchase agreements$27,545,000712
Trading liabilities$091
Other borrowed funds$336,122,000242
Subordinated debt$0276
All other liabilities$5,765,0001,011
Total equity capital$122,100,000570
Total bank equity capital$122,100,000570
Perpetual preferred stock$0110
Common stock$1,789,0002,138
Surplus$58,174,000595
Undivided profits$62,137,000563
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$18,571,000589
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$547,000351
Income earned, not collected on loans$4,630,000763
Earning assets$1,064,779,000585
Long-term assets (5+ years)$253,094,000513
Average Assets, year-to-date$1,090,834,250612
Average Assets, quarterly$1,138,433,000599
Volatile liabilities$378,879,000433
Insider loans$13,261,000539
FHLB advances$220,000,000297
Loans and leases held for sale$29,319,000119
Unused loan commitments$158,351,000673
Tier 1 (core) risk-based capital$98,995,000622
Tier 2 risk-based capital$11,533,000552
Total risk weighted assets$919,723,000570
Total unused commitments$158,351,000673
Derivatives$43,996,000254
2008-06-30Rank
# of Employees:385399
Assets and Liabilities
Total Assets:$1,114,533,000608
Cash and due from depository institutions$32,839,000399
Interest-bearing balances$6,011,0001,061
Securities$118,813,0001,030
Federal funds sold & reverse repurchase agreements$9,750,0001,259
Net loans & leases$885,147,000555
Loan loss allowance$12,984,000503
Trading account assets$0267
Bank premises and fixed assets$23,867,000458
Other real estate owned$3,954,000399
Goodwill and other intangibles$23,748,000392
All other assets$16,415,0001,215
Life insurance assets$04,015
Total liabilities and capital$1,114,533,000608
Total liabilities$995,281,000612
Total deposits$690,097,000740
Interest-bearing deposits$484,244,000918
Deposits held in domestic offices$690,097,000737
% insured0.00%1
Federal funds purchased & repurchase agreements$28,998,000721
Trading liabilities$094
Other borrowed funds$269,138,000278
Subordinated debt$0257
All other liabilities$7,048,000859
Total equity capital$119,252,000585
Total bank equity capital$119,252,000585
Perpetual preferred stock$0107
Common stock$1,789,0002,152
Surplus$55,790,000604
Undivided profits$61,673,000587
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,338,000834
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$828,000254
Income earned, not collected on loans$4,666,000744
Earning assets$1,019,721,000605
Long-term assets (5+ years)$227,934,000576
Average Assets, year-to-date$1,067,001,330626
Average Assets, quarterly$1,081,565,000623
Volatile liabilities$312,825,000507
Insider loans$12,232,000602
FHLB advances$202,000,000310
Loans and leases held for sale$23,070,000148
Unused loan commitments$173,371,000641
Tier 1 (core) risk-based capital$94,786,000648
Tier 2 risk-based capital$11,152,000550
Total risk weighted assets$890,362,000581
Total unused commitments$173,371,000641
Derivatives$44,624,000261
2008-03-31Rank
# of Employees:363422
Assets and Liabilities
Total Assets:$1,048,597,000645
Cash and due from depository institutions$29,111,000422
Interest-bearing balances$2,847,0001,996
Securities$112,072,0001,095
Federal funds sold & reverse repurchase agreements$06,601
Net loans & leases$845,214,000572
Loan loss allowance$11,194,000525
Trading account assets$0252
Bank premises and fixed assets$22,346,000492
Other real estate owned$11,000422
Goodwill and other intangibles$23,802,000399
All other assets$16,041,0001,201
Life insurance assets$04,038
Total liabilities and capital$1,048,597,000645
Total liabilities$931,538,000645
Total deposits$686,967,000741
Interest-bearing deposits$496,196,000908
Deposits held in domestic offices$686,967,000737
% insured0.00%1
Federal funds purchased & repurchase agreements$25,038,000772
Trading liabilities$086
Other borrowed funds$211,155,000324
Subordinated debt$0251
All other liabilities$8,378,000807
Total equity capital$117,059,000602
Total bank equity capital$117,059,000602
Perpetual preferred stock$0108
Common stock$1,789,0002,153
Surplus$55,605,000604
Undivided profits$59,665,000628
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,401,000787
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$840,000236
Income earned, not collected on loans$4,496,000795
Earning assets$960,133,000639
Long-term assets (5+ years)$199,783,000638
Average Assets, year-to-date$1,043,235,500644
Average Assets, quarterly$1,043,235,500644
Volatile liabilities$249,728,000616
Insider loans$12,253,000587
FHLB advances$144,000,000393
Loans and leases held for sale$23,237,000152
Unused loan commitments$176,917,000652
Tier 1 (core) risk-based capital$91,761,000674
Tier 2 risk-based capital$10,680,000552
Total risk weighted assets$853,391,000602
Total unused commitments$176,917,000653
Derivatives$49,408,000267
2007-12-31Rank
# of Employees:355437
Assets and Liabilities
Total Assets:$1,037,874,000655
Cash and due from depository institutions$37,935,000437
Interest-bearing balances$8,729,000678
Securities$106,148,0001,138
Federal funds sold & reverse repurchase agreements$06,130
Net loans & leases$836,427,000584
Loan loss allowance$10,389,000540
Trading account assets$0237
Bank premises and fixed assets$21,627,000513
Other real estate owned$11,000437
Goodwill and other intangibles$23,853,000396
All other assets$11,873,0001,556
Life insurance assets$04,052
Total liabilities and capital$1,037,874,000655
Total liabilities$923,335,000652
Total deposits$666,330,000768
Interest-bearing deposits$483,297,000921
Deposits held in domestic offices$666,330,000764
% insured0.00%1
Federal funds purchased & repurchase agreements$20,760,000862
Trading liabilities$078
Other borrowed funds$227,651,000298
Subordinated debt$0248
All other liabilities$8,594,000773
Total equity capital$114,539,000607
Total bank equity capital$114,539,000607
Perpetual preferred stock$0111
Common stock$1,789,0002,149
Surplus$55,322,000597
Undivided profits$57,428,000654
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,197,0002,067
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$465,000343
Income earned, not collected on loans$4,684,000832
Earning assets$951,304,000646
Long-term assets (5+ years)$183,815,000678
Average Assets, year-to-date$978,284,000654
Average Assets, quarterly$1,021,532,000655
Volatile liabilities$258,448,000605
Insider loans$12,535,000559
FHLB advances$159,480,000342
Loans and leases held for sale$23,314,000142
Unused loan commitments$182,803,000643
Tier 1 (core) risk-based capital$88,962,000700
Tier 2 risk-based capital$10,389,000550
Total risk weighted assets$851,410,000608
Total unused commitments$182,803,000643
Derivatives$35,468,000284
2007-09-30Rank
# of Employees:360429
Assets and Liabilities
Total Assets:$1,005,190,000657
Cash and due from depository institutions$36,412,000429
Interest-bearing balances$5,284,000951
Securities$109,821,0001,098
Federal funds sold & reverse repurchase agreements$06,196
Net loans & leases$800,958,000591
Loan loss allowance$9,750,000558
Trading account assets$0244
Bank premises and fixed assets$21,873,000493
Other real estate owned$12,000429
Goodwill and other intangibles$23,904,000390
All other assets$12,210,0001,500
Life insurance assets$04,026
Total liabilities and capital$1,005,190,000657
Total liabilities$894,376,000652
Total deposits$723,580,000697
Interest-bearing deposits$518,772,000851
Deposits held in domestic offices$723,580,000695
% insured0.00%1
Federal funds purchased & repurchase agreements$43,646,000517
Trading liabilities$078
Other borrowed funds$118,765,000462
Subordinated debt$0244
All other liabilities$8,385,000774
Total equity capital$110,814,000622
Total bank equity capital$110,814,000622
Perpetual preferred stock$0113
Common stock$1,789,0002,127
Surplus$55,079,000586
Undivided profits$53,946,000703
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$423,0004,624
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$415,000364
Income earned, not collected on loans$5,457,000754
Earning assets$916,063,000654
Long-term assets (5+ years)$177,525,000674
Average Assets, year-to-date$963,386,500664
Average Assets, quarterly$1,000,642,500651
Volatile liabilities$173,868,000831
Insider loans$12,155,000585
FHLB advances$56,580,000760
Loans and leases held for sale$16,490,000175
Unused loan commitments$173,989,000677
Tier 1 (core) risk-based capital$85,660,000722
Tier 2 risk-based capital$9,750,000573
Total risk weighted assets$814,281,000614
Total unused commitments$173,989,000677
Derivatives$34,938,000295
2007-06-30Rank
# of Employees:338468
Assets and Liabilities
Total Assets:$996,095,000668
Cash and due from depository institutions$36,449,000468
Interest-bearing balances$4,223,0001,187
Securities$108,714,0001,120
Federal funds sold & reverse repurchase agreements$15,000,0001,048
Net loans & leases$778,205,000612
Loan loss allowance$8,989,000602
Trading account assets$0245
Bank premises and fixed assets$21,602,000497
Other real estate owned$13,000468
Goodwill and other intangibles$23,955,000402
All other assets$12,157,0001,510
Life insurance assets$04,058
Total liabilities and capital$996,095,000668
Total liabilities$889,595,000666
Total deposits$723,544,000707
Interest-bearing deposits$509,902,000874
Deposits held in domestic offices$723,544,000705
% insured0.00%1
Federal funds purchased & repurchase agreements$18,757,000873
Trading liabilities$087
Other borrowed funds$139,199,000384
Subordinated debt$0258
All other liabilities$8,095,000795
Total equity capital$106,500,000649
Total bank equity capital$106,500,000649
Perpetual preferred stock$0111
Common stock$1,789,0002,124
Surplus$54,862,000607
Undivided profits$49,849,000737
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$174,0005,666
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$121,000689
Income earned, not collected on loans$5,072,000777
Earning assets$906,142,000669
Long-term assets (5+ years)$178,847,000654
Average Assets, year-to-date$949,452,000690
Average Assets, quarterly$964,636,000689
Volatile liabilities$150,960,000949
Insider loans$13,173,000534
FHLB advances$68,000,000620
Loans and leases held for sale$24,473,000149
Unused loan commitments$193,707,000638
Tier 1 (core) risk-based capital$81,752,000772
Tier 2 risk-based capital$9,249,000611
Total risk weighted assets$793,885,000639
Total unused commitments$193,707,000638
Derivatives$110,742,000202
2007-03-31Rank
# of Employees:321486
Assets and Liabilities
Total Assets:$933,177,000700
Cash and due from depository institutions$33,813,000486
Interest-bearing balances$7,280,000862
Securities$116,931,0001,033
Federal funds sold & reverse repurchase agreements$06,772
Net loans & leases$726,139,000633
Loan loss allowance$8,518,000620
Trading account assets$0267
Bank premises and fixed assets$21,009,000511
Other real estate owned$14,000486
Goodwill and other intangibles$24,009,000389
All other assets$11,262,0001,546
Life insurance assets$04,074
Total liabilities and capital$933,177,000700
Total liabilities$829,870,000705
Total deposits$694,827,000735
Interest-bearing deposits$487,847,000911
Deposits held in domestic offices$694,827,000732
% insured0.00%1
Federal funds purchased & repurchase agreements$17,766,000845
Trading liabilities$089
Other borrowed funds$109,313,000440
Subordinated debt$0262
All other liabilities$7,964,000815
Total equity capital$103,307,000653
Total bank equity capital$103,307,000653
Perpetual preferred stock$0113
Common stock$1,789,0002,114
Surplus$54,627,000589
Undivided profits$46,891,000799
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$222,0005,292
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$101,000776
Income earned, not collected on loans$4,722,000792
Earning assets$850,350,000706
Long-term assets (5+ years)$170,977,000661
Average Assets, year-to-date$926,130,500699
Average Assets, quarterly$926,130,500699
Volatile liabilities$121,007,0001,142
Insider loans$11,198,000614
FHLB advances$107,100,000391
Loans and leases held for sale$17,667,000183
Unused loan commitments$177,724,000682
Tier 1 (core) risk-based capital$77,812,000789
Tier 2 risk-based capital$8,805,000622
Total risk weighted assets$738,592,000664
Total unused commitments$177,724,000682
Derivatives$01,065
2006-12-31Rank
# of Employees:304512
Assets and Liabilities
Total Assets:$919,084,000706
Cash and due from depository institutions$29,201,000512
Interest-bearing balances$1,487,0002,149
Securities$124,177,000995
Federal funds sold & reverse repurchase agreements$8,000,0002,023
Net loans & leases$701,650,000650
Loan loss allowance$8,048,000643
Trading account assets$0156
Bank premises and fixed assets$21,029,000495
Other real estate owned$15,000512
Goodwill and other intangibles$24,063,000375
All other assets$10,949,0001,600
Life insurance assets$04,082
Total liabilities and capital$919,084,000706
Total liabilities$819,314,000708
Total deposits$693,323,000724
Interest-bearing deposits$485,369,000900
Deposits held in domestic offices$693,323,000721
% insured0.00%1
Federal funds purchased & repurchase agreements$18,420,000872
Trading liabilities$077
Other borrowed funds$100,161,000489
Subordinated debt$0264
All other liabilities$7,410,000849
Total equity capital$99,770,000661
Total bank equity capital$99,770,000661
Perpetual preferred stock$0112
Common stock$1,789,0002,104
Surplus$54,286,000579
Undivided profits$43,695,000840
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$78,0006,282
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$39,000925
Income earned, not collected on loans$4,667,000829
Earning assets$835,314,000711
Long-term assets (5+ years)$164,644,000680
Average Assets, year-to-date$852,926,800733
Average Assets, quarterly$906,239,000703
Volatile liabilities$157,166,000999
Insider loans$6,347,0001,117
FHLB advances$43,935,000906
Loans and leases held for sale$17,234,000184
Unused loan commitments$173,252,000675
Tier 1 (core) risk-based capital$74,222,000814
Tier 2 risk-based capital$8,341,000653
Total risk weighted assets$714,183,000684
Total unused commitments$173,252,000675
Derivatives$01,023
2006-09-30Rank
# of Employees:300527
Assets and Liabilities
Total Assets:$893,394,000725
Cash and due from depository institutions$30,096,000527
Interest-bearing balances$3,790,0001,206
Securities$129,478,000955
Federal funds sold & reverse repurchase agreements$06,029
Net loans & leases$678,160,000672
Loan loss allowance$7,729,000671
Trading account assets$0154
Bank premises and fixed assets$20,866,000486
Other real estate owned$15,000527
Goodwill and other intangibles$24,118,000377
All other assets$10,661,0001,644
Life insurance assets$04,052
Total liabilities and capital$893,394,000725
Total liabilities$798,094,000725
Total deposits$669,751,000743
Interest-bearing deposits$460,041,000931
Deposits held in domestic offices$669,751,000741
% insured0.00%1
Federal funds purchased & repurchase agreements$26,410,000685
Trading liabilities$074
Other borrowed funds$94,235,000543
Subordinated debt$0269
All other liabilities$7,698,000805
Total equity capital$95,300,000696
Total bank equity capital$95,300,000696
Perpetual preferred stock$0118
Common stock$1,789,0002,111
Surplus$54,117,000581
Undivided profits$39,394,000924
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$641,0003,383
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$215,000533
Income earned, not collected on loans$4,387,000876
Earning assets$811,428,000725
Long-term assets (5+ years)$165,848,000689
Average Assets, year-to-date$836,387,500754
Average Assets, quarterly$877,869,500733
Volatile liabilities$148,526,0001,056
Insider loans$5,358,0001,331
FHLB advances$38,000,0001,039
Loans and leases held for sale$13,773,000207
Unused loan commitments$177,467,000688
Tier 1 (core) risk-based capital$69,751,000872
Tier 2 risk-based capital$7,995,000683
Total risk weighted assets$712,069,000686
Total unused commitments$177,467,000688
Derivatives$01,023
2006-06-30Rank
# of Employees:288554
Assets and Liabilities
Total Assets:$862,345,000748
Cash and due from depository institutions$32,909,000554
Interest-bearing balances$5,772,000904
Securities$132,886,000922
Federal funds sold & reverse repurchase agreements$20,000,000603
Net loans & leases$621,442,000714
Loan loss allowance$7,400,000693
Trading account assets$0157
Bank premises and fixed assets$20,944,000480
Other real estate owned$16,000554
Goodwill and other intangibles$24,172,000379
All other assets$9,976,0001,721
Life insurance assets$04,035
Total liabilities and capital$862,344,000748
Total liabilities$777,070,000742
Total deposits$663,502,000732
Interest-bearing deposits$453,976,000929
Deposits held in domestic offices$663,502,000730
% insured0.00%1
Federal funds purchased & repurchase agreements$15,429,000955
Trading liabilities$073
Other borrowed funds$91,245,000579
Subordinated debt$0265
All other liabilities$6,894,000821
Total equity capital$85,274,000767
Total bank equity capital$85,274,000767
Perpetual preferred stock$0119
Common stock$1,789,0002,102
Surplus$48,443,000639
Undivided profits$35,042,000988
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$90,0006,160
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$3,824,000909
Earning assets$780,100,000748
Long-term assets (5+ years)$167,430,000665
Average Assets, year-to-date$817,385,330770
Average Assets, quarterly$836,184,000759
Volatile liabilities$127,837,0001,182
Insider loans$3,855,0001,768
FHLB advances$36,000,0001,108
Loans and leases held for sale$13,506,000217
Unused loan commitments$180,168,000670
Tier 1 (core) risk-based capital$60,664,000987
Tier 2 risk-based capital$7,670,000691
Total risk weighted assets$657,783,000728
Total unused commitments$180,168,000670
Derivatives$01,000
2006-03-31Rank
# of Employees:284544
Assets and Liabilities
Total Assets:$810,023,000775
Cash and due from depository institutions$35,684,000544
Interest-bearing balances$5,212,0001,057
Securities$140,812,000885
Federal funds sold & reverse repurchase agreements$06,312
Net loans & leases$578,138,000749
Loan loss allowance$7,027,000709
Trading account assets$0154
Bank premises and fixed assets$21,226,000458
Other real estate owned$17,000544
Goodwill and other intangibles$24,229,000366
All other assets$9,917,0001,689
Life insurance assets$04,002
Total liabilities and capital$810,023,000775
Total liabilities$727,213,000775
Total deposits$619,675,000779
Interest-bearing deposits$422,678,000977
Deposits held in domestic offices$619,675,000777
% insured0.00%1
Federal funds purchased & repurchase agreements$19,645,000783
Trading liabilities$077
Other borrowed funds$80,513,000610
Subordinated debt$0259
All other liabilities$7,380,000783
Total equity capital$82,810,000767
Total bank equity capital$82,810,000767
Perpetual preferred stock$0120
Common stock$1,789,0002,092
Surplus$48,444,000615
Undivided profits$32,577,0001,056
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$102,0006,066
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$86,000785
Income earned, not collected on loans$3,642,000891
Earning assets$724,162,000801
Long-term assets (5+ years)$174,852,000611
Average Assets, year-to-date$794,905,500781
Average Assets, quarterly$794,905,500781
Volatile liabilities$126,024,0001,137
Insider loans$3,313,0001,955
FHLB advances$78,500,000559
Loans and leases held for sale$12,666,000213
Unused loan commitments$175,956,000676
Tier 1 (core) risk-based capital$57,448,0001,010
Tier 2 risk-based capital$7,300,000699
Total risk weighted assets$614,127,000747
Total unused commitments$175,956,000676
Derivatives$0990
2005-12-31Rank
# of Employees:274566
Assets and Liabilities
Total Assets:$779,788,000801
Cash and due from depository institutions$34,753,000566
Interest-bearing balances$4,119,0001,279
Securities$147,574,000862
Federal funds sold & reverse repurchase agreements$06,145
Net loans & leases$544,679,000779
Loan loss allowance$6,676,000738
Trading account assets$0155
Bank premises and fixed assets$18,741,000510
Other real estate owned$18,000566
Goodwill and other intangibles$24,286,000352
All other assets$9,737,0001,716
Life insurance assets$0351
Total liabilities and capital$779,788,000801
Total liabilities$699,780,000793
Total deposits$558,280,000864
Interest-bearing deposits$373,556,0001,086
Deposits held in domestic offices$558,280,000861
% insured0.00%1
Federal funds purchased & repurchase agreements$13,010,000994
Trading liabilities$072
Other borrowed funds$121,010,000457
Subordinated debt$0258
All other liabilities$7,480,000749
Total equity capital$80,008,000784
Total bank equity capital$80,008,000784
Perpetual preferred stock$0122
Common stock$1,789,0002,086
Surplus$48,444,000597
Undivided profits$29,775,0001,154
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$117,0006,019
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$15,0001,098
Income earned, not collected on loans$3,575,000913
Earning assets$696,372,000814
Long-term assets (5+ years)$178,872,000580
Average Assets, year-to-date$710,727,200831
Average Assets, quarterly$767,146,000800
Volatile liabilities$129,865,0001,085
Insider loans$3,199,0002,014
FHLB advances$65,700,000664
Loans and leases held for sale$12,703,000216
Unused loan commitments$165,378,000694
Tier 1 (core) risk-based capital$54,415,0001,047
Tier 2 risk-based capital$6,926,000721
Total risk weighted assets$576,954,000780
Total unused commitments$165,378,000694
Derivatives$0930
2005-09-30Rank
# of Employees:255614
Assets and Liabilities
Total Assets:$754,504,000804
Cash and due from depository institutions$34,075,000614
Interest-bearing balances$6,970,000819
Securities$156,669,000809
Federal funds sold & reverse repurchase agreements$05,951
Net loans & leases$511,083,000804
Loan loss allowance$6,635,000735
Trading account assets$0146
Bank premises and fixed assets$17,962,000520
Other real estate owned$1,459,000614
Goodwill and other intangibles$24,346,000333
All other assets$8,910,0001,788
Life insurance assets$0341
Total liabilities and capital$754,504,000804
Total liabilities$676,774,000802
Total deposits$560,042,000833
Interest-bearing deposits$353,977,0001,121
Deposits held in domestic offices$560,042,000832
% insured0.00%1
Federal funds purchased & repurchase agreements$14,496,000922
Trading liabilities$063
Other borrowed funds$96,308,000544
Subordinated debt$0251
All other liabilities$5,928,000862
Total equity capital$77,730,000787
Total bank equity capital$77,730,000787
Perpetual preferred stock$0120
Common stock$1,789,0002,054
Surplus$48,444,000583
Undivided profits$27,497,0001,257
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$67,0006,637
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$2,780,0001,140
Earning assets$674,722,000817
Long-term assets (5+ years)$178,984,000575
Average Assets, year-to-date$693,462,000839
Average Assets, quarterly$742,818,500803
Volatile liabilities$103,154,0001,279
Insider loans$3,424,0001,872
FHLB advances$95,000,000486
Loans and leases held for sale$12,531,000241
Unused loan commitments$232,354,000533
Tier 1 (core) risk-based capital$51,563,0001,088
Tier 2 risk-based capital$6,635,000742
Total risk weighted assets$551,452,000795
Total unused commitments$232,354,000534
Derivatives$0909
2005-06-30Rank
# of Employees:251624
Assets and Liabilities
Total Assets:$731,133,000808
Cash and due from depository institutions$40,059,000624
Interest-bearing balances$12,639,000429
Securities$164,477,000763
Federal funds sold & reverse repurchase agreements$05,776
Net loans & leases$473,400,000845
Loan loss allowance$6,168,000787
Trading account assets$0148
Bank premises and fixed assets$17,666,000515
Other real estate owned$1,860,000624
Goodwill and other intangibles$24,406,000322
All other assets$9,265,0001,686
Life insurance assets$0339
Total liabilities and capital$731,133,000808
Total liabilities$656,144,000805
Total deposits$545,341,000826
Interest-bearing deposits$341,275,0001,137
Deposits held in domestic offices$545,341,000825
% insured0.00%1
Federal funds purchased & repurchase agreements$12,124,0001,029
Trading liabilities$065
Other borrowed funds$92,307,000575
Subordinated debt$0251
All other liabilities$6,372,000771
Total equity capital$74,989,000797
Total bank equity capital$74,989,000797
Perpetual preferred stock$0118
Common stock$1,789,0002,035
Surplus$48,444,000569
Undivided profits$24,756,0001,393
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$74,0006,510
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$62,000931
Income earned, not collected on loans$3,079,000922
Earning assets$650,516,000831
Long-term assets (5+ years)$190,014,000539
Average Assets, year-to-date$673,114,670849
Average Assets, quarterly$695,069,500834
Volatile liabilities$92,379,0001,382
Insider loans$3,029,0002,027
FHLB advances$91,000,000513
Loans and leases held for sale$15,938,000213
Unused loan commitments$196,216,000579
Tier 1 (core) risk-based capital$48,420,0001,139
Tier 2 risk-based capital$6,168,000782
Total risk weighted assets$512,762,000827
Total unused commitments$196,216,000579
Derivatives$0866
2005-03-31Rank
# of Employees:226692
Assets and Liabilities
Total Assets:$659,006,000876
Cash and due from depository institutions$21,552,000692
Interest-bearing balances$3,525,0001,404
Securities$168,987,000761
Federal funds sold & reverse repurchase agreements$06,340
Net loans & leases$418,454,000942
Loan loss allowance$5,563,000865
Trading account assets$0148
Bank premises and fixed assets$16,812,000532
Other real estate owned$1,861,000692
Goodwill and other intangibles$22,100,000344
All other assets$9,240,0001,675
Life insurance assets$0333
Total liabilities and capital$659,006,000876
Total liabilities$591,069,000881
Total deposits$470,551,000937
Interest-bearing deposits$315,294,0001,244
Deposits held in domestic offices$470,551,000933
% insured0.00%1
Federal funds purchased & repurchase agreements$12,530,000985
Trading liabilities$065
Other borrowed funds$101,705,000513
Subordinated debt$0265
All other liabilities$6,283,000792
Total equity capital$67,937,000846
Total bank equity capital$67,937,000846
Perpetual preferred stock$0120
Common stock$1,789,0002,040
Surplus$45,444,000588
Undivided profits$20,704,0001,603
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$308,0004,662
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$295,000461
Income earned, not collected on loans$2,865,000968
Earning assets$590,966,000897
Long-term assets (5+ years)$185,185,000557
Average Assets, year-to-date$644,105,500884
Average Assets, quarterly$644,105,500884
Volatile liabilities$101,933,0001,200
Insider loans$7,911,000755
FHLB advances$100,400,000459
Loans and leases held for sale$12,610,000229
Unused loan commitments$176,062,000617
Tier 1 (core) risk-based capital$44,855,0001,217
Tier 2 risk-based capital$5,563,000840
Total risk weighted assets$456,107,000901
Total unused commitments$176,062,000617
Derivatives$0790
2004-12-31Rank
# of Employees:215738
Assets and Liabilities
Total Assets:$629,205,000921
Cash and due from depository institutions$22,621,000738
Interest-bearing balances$1,678,0002,256
Securities$176,590,000743
Federal funds sold & reverse repurchase agreements$06,164
Net loans & leases$382,819,0001,013
Loan loss allowance$5,013,000943
Trading account assets$0153
Bank premises and fixed assets$14,776,000617
Other real estate owned$1,422,000738
Goodwill and other intangibles$22,151,000338
All other assets$8,826,0001,716
Life insurance assets$0334
Total liabilities and capital$629,205,000921
Total liabilities$562,203,000930
Total deposits$431,545,0001,014
Interest-bearing deposits$302,266,0001,294
Deposits held in domestic offices$431,545,0001,013
% insured0.00%1
Federal funds purchased & repurchase agreements$8,454,0001,254
Trading liabilities$066
Other borrowed funds$115,654,000476
Subordinated debt$0272
All other liabilities$6,550,000753
Total equity capital$67,002,000859
Total bank equity capital$67,002,000859
Perpetual preferred stock$0118
Common stock$1,789,0002,021
Surplus$45,444,000585
Undivided profits$19,769,0001,695
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$929,0002,545
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$420,000352
Income earned, not collected on loans$2,820,000958
Earning assets$561,087,000952
Long-term assets (5+ years)$172,319,000607
Average Assets, year-to-date$586,062,400939
Average Assets, quarterly$620,906,500918
Volatile liabilities$112,395,0001,074
Insider loans$8,566,000668
FHLB advances$114,950,000420
Loans and leases held for sale$8,960,000263
Unused loan commitments$166,000,000633
Tier 1 (core) risk-based capital$42,992,0001,248
Tier 2 risk-based capital$5,013,000921
Total risk weighted assets$421,527,000959
Total unused commitments$166,000,000633
Derivatives$0774
2004-09-30Rank
# of Employees:216727
Assets and Liabilities
Total Assets:$612,608,000928
Cash and due from depository institutions$18,797,000727
Interest-bearing balances$3,147,0001,601
Securities$181,513,000726
Federal funds sold & reverse repurchase agreements$05,928
Net loans & leases$366,365,0001,040
Loan loss allowance$5,017,000942
Trading account assets$0149
Bank premises and fixed assets$14,758,000604
Other real estate owned$145,000727
Goodwill and other intangibles$22,219,000329
All other assets$8,811,0001,668
Life insurance assets$0330
Total liabilities and capital$612,608,000928
Total liabilities$546,868,000929
Total deposits$414,805,0001,044
Interest-bearing deposits$291,043,0001,330
Deposits held in domestic offices$414,805,0001,039
% insured0.00%1
Federal funds purchased & repurchase agreements$9,300,0001,183
Trading liabilities$068
Other borrowed funds$116,505,000479
Subordinated debt$0276
All other liabilities$6,258,000768
Total equity capital$65,740,000861
Total bank equity capital$65,740,000861
Perpetual preferred stock$0124
Common stock$1,789,0002,020
Surplus$45,444,000573
Undivided profits$18,507,0001,812
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,626,0001,065
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$148,000684
Income earned, not collected on loans$2,600,0001,059
Earning assets$551,025,000941
Long-term assets (5+ years)$181,586,000590
Average Assets, year-to-date$575,276,750956
Average Assets, quarterly$597,850,500939
Volatile liabilities$113,610,0001,037
Insider loans$8,405,000670
FHLB advances$115,800,000413
Loans and leases held for sale$8,951,000264
Unused loan commitments$147,136,000693
Tier 1 (core) risk-based capital$41,324,0001,284
Tier 2 risk-based capital$5,038,000907
Total risk weighted assets$408,554,000966
Total unused commitments$147,136,000694
Derivatives$0770
2004-06-30Rank
# of Employees:212746
Assets and Liabilities
Total Assets:$583,093,000954
Cash and due from depository institutions$22,740,000746
Interest-bearing balances$6,679,000901
Securities$180,182,000733
Federal funds sold & reverse repurchase agreements$05,884
Net loans & leases$334,386,0001,100
Loan loss allowance$4,747,000975
Trading account assets$0153
Bank premises and fixed assets$14,461,000603
Other real estate owned$283,000746
Goodwill and other intangibles$22,274,000322
All other assets$8,767,0001,679
Life insurance assets$0323
Total liabilities and capital$583,093,000954
Total liabilities$521,406,000965
Total deposits$400,909,0001,065
Interest-bearing deposits$286,008,0001,331
Deposits held in domestic offices$400,909,0001,061
% insured0.00%1
Federal funds purchased & repurchase agreements$12,299,0001,025
Trading liabilities$069
Other borrowed funds$104,406,000515
Subordinated debt$0288
All other liabilities$3,792,0001,071
Total equity capital$61,687,000889
Total bank equity capital$61,687,000889
Perpetual preferred stock$0126
Common stock$1,789,0002,023
Surplus$45,444,000554
Undivided profits$14,454,0002,132
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,503,0001,138
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$80,000914
Income earned, not collected on loans$2,676,000973
Earning assets$521,247,000973
Long-term assets (5+ years)$219,501,000524
Average Assets, year-to-date$562,833,000963
Average Assets, quarterly$570,732,000961
Volatile liabilities$104,385,0001,095
Insider loans$7,972,000701
FHLB advances$103,700,000456
Loans and leases held for sale$7,742,000289
Unused loan commitments$149,158,000659
Tier 1 (core) risk-based capital$39,595,0001,310
Tier 2 risk-based capital$4,747,000941
Total risk weighted assets$381,908,0001,007
Total unused commitments$149,158,000660
Derivatives$0740
2004-03-31Rank
# of Employees:208765
Assets and Liabilities
Total Assets:$558,371,000984
Cash and due from depository institutions$25,577,000765
Interest-bearing balances$20,469,000351
Securities$168,009,000788
Federal funds sold & reverse repurchase agreements$06,767
Net loans & leases$320,079,0001,128
Loan loss allowance$4,579,0001,003
Trading account assets$0144
Bank premises and fixed assets$14,423,000590
Other real estate owned$250,000765
Goodwill and other intangibles$21,759,000311
All other assets$8,274,0001,659
Life insurance assets$0322
Total liabilities and capital$558,371,000984
Total liabilities$495,233,0001,011
Total deposits$373,200,0001,150
Interest-bearing deposits$269,485,0001,426
Deposits held in domestic offices$373,200,0001,148
% insured0.00%1
Federal funds purchased & repurchase agreements$11,225,0001,009
Trading liabilities$070
Other borrowed funds$105,566,000482
Subordinated debt$0287
All other liabilities$5,242,000917
Total equity capital$63,138,000886
Total bank equity capital$63,138,000886
Perpetual preferred stock$0129
Common stock$1,789,0002,020
Surplus$45,444,000543
Undivided profits$15,905,0002,055
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,811,0001,061
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$181,000686
Income earned, not collected on loans$2,341,0001,100
Earning assets$508,557,000991
Long-term assets (5+ years)$171,806,000621
Average Assets, year-to-date$552,703,000988
Average Assets, quarterly$552,703,000988
Volatile liabilities$67,596,0001,522
Insider loans$7,453,000740
FHLB advances$104,500,000427
Loans and leases held for sale$8,874,000294
Unused loan commitments$124,979,000738
Tier 1 (core) risk-based capital$38,864,0001,326
Tier 2 risk-based capital$4,628,000947
Total risk weighted assets$367,876,0001,027
Total unused commitments$124,979,000738
Derivatives$0699
2003-12-31Rank
# of Employees:211765
Assets and Liabilities
Total Assets:$547,035,0001,018
Cash and due from depository institutions$20,024,000765
Interest-bearing balances$3,807,0001,481
Securities$169,051,000799
Federal funds sold & reverse repurchase agreements$06,359
Net loans & leases$313,021,0001,142
Loan loss allowance$4,291,0001,078
Trading account assets$0168
Bank premises and fixed assets$14,577,000573
Other real estate owned$347,000765
Goodwill and other intangibles$21,821,000323
All other assets$8,194,0001,697
Life insurance assets$01
Total liabilities and capital$547,035,0001,018
Total liabilities$486,004,0001,035
Total deposits$372,936,0001,142
Interest-bearing deposits$266,187,0001,431
Deposits held in domestic offices$372,936,0001,141
% insured0.00%1
Federal funds purchased & repurchase agreements$6,960,0001,364
Trading liabilities$072
Other borrowed funds$102,309,000517
Subordinated debt$0293
All other liabilities$3,799,0001,137
Total equity capital$61,031,000911
Total bank equity capital$61,031,000911
Perpetual preferred stock$0131
Common stock$1,789,0002,034
Surplus$45,444,000540
Undivided profits$13,798,0002,289
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,062,0001,486
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$78,000891
Income earned, not collected on loans$2,439,0001,093
Earning assets$485,879,0001,044
Long-term assets (5+ years)$200,397,000552
Average Assets, year-to-date$468,700,8001,140
Average Assets, quarterly$541,210,0001,016
Volatile liabilities$85,384,0001,254
Insider loans$7,852,000665
FHLB advances$101,600,000447
Loans and leases held for sale$10,765,000248
Unused loan commitments$117,075,000750
Tier 1 (core) risk-based capital$37,695,0001,358
Tier 2 risk-based capital$4,300,0001,023
Total risk weighted assets$359,549,0001,046
Total unused commitments$117,075,000750
Derivatives$0665
2003-09-30Rank
# of Employees:208789
Assets and Liabilities
Total Assets:$535,385,0001,041
Cash and due from depository institutions$29,561,000789
Interest-bearing balances$15,649,000486
Securities$156,066,000865
Federal funds sold & reverse repurchase agreements$06,602
Net loans & leases$304,737,0001,166
Loan loss allowance$4,170,0001,114
Trading account assets$0165
Bank premises and fixed assets$14,625,000567
Other real estate owned$243,000789
Goodwill and other intangibles$21,842,000321
All other assets$8,311,0001,693
Life insurance assets$01
Total liabilities and capital$535,385,0001,041
Total liabilities$476,464,0001,061
Total deposits$386,436,0001,114
Interest-bearing deposits$264,815,0001,448
Deposits held in domestic offices$386,436,0001,112
% insured0.00%1
Federal funds purchased & repurchase agreements$6,629,0001,363
Trading liabilities$072
Other borrowed funds$79,210,000605
Subordinated debt$0293
All other liabilities$4,189,0001,113
Total equity capital$58,921,000955
Total bank equity capital$58,921,000955
Perpetual preferred stock$0137
Common stock$1,789,0002,038
Surplus$45,444,000555
Undivided profits$11,688,0002,644
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,783,0001,800
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$19,0001,241
Income earned, not collected on loans$2,380,0001,164
Earning assets$476,452,0001,071
Long-term assets (5+ years)$184,324,000607
Average Assets, year-to-date$449,117,2501,205
Average Assets, quarterly$493,103,0001,134
Volatile liabilities$43,790,0002,151
Insider loans$8,009,000644
FHLB advances$78,500,000528
Loans and leases held for sale$23,229,000199
Unused loan commitments$120,656,000753
Tier 1 (core) risk-based capital$36,263,0001,419
Tier 2 risk-based capital$4,170,0001,054
Total risk weighted assets$349,119,0001,078
Total unused commitments$120,656,000755
Derivatives$0666
2003-06-30Rank
# of Employees:180926
Assets and Liabilities
Total Assets:$450,821,0001,218
Cash and due from depository institutions$20,716,000926
Interest-bearing balances$4,480,0001,630
Securities$146,787,000900
Federal funds sold & reverse repurchase agreements$06,888
Net loans & leases$246,114,0001,447
Loan loss allowance$3,173,0001,430
Trading account assets$0170
Bank premises and fixed assets$11,759,000748
Other real estate owned$341,000926
Goodwill and other intangibles$17,920,000347
All other assets$7,184,0001,796
Life insurance assets$01
Total liabilities and capital$450,821,0001,218
Total liabilities$402,317,0001,242
Total deposits$297,097,0001,490
Interest-bearing deposits$204,841,0001,874
Deposits held in domestic offices$297,097,0001,486
% insured0.00%1
Federal funds purchased & repurchase agreements$8,494,0001,155
Trading liabilities$074
Other borrowed funds$92,211,000550
Subordinated debt$0266
All other liabilities$4,515,0001,084
Total equity capital$48,504,0001,122
Total bank equity capital$48,504,0001,122
Perpetual preferred stock$0140
Common stock$1,789,0002,037
Surplus$34,759,000659
Undivided profits$11,956,0002,629
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,465,0002,126
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$27,0001,255
Income earned, not collected on loans$2,025,0001,390
Earning assets$397,381,0001,276
Long-term assets (5+ years)$143,357,000728
Average Assets, year-to-date$420,361,3301,284
Average Assets, quarterly$432,429,5001,258
Volatile liabilities$50,102,0001,879
Insider loans$8,234,000604
FHLB advances$91,500,000480
Loans and leases held for sale$28,178,000227
Unused loan commitments$100,879,000847
Tier 1 (core) risk-based capital$28,090,0001,805
Tier 2 risk-based capital$3,173,0001,341
Total risk weighted assets$284,874,0001,326
Total unused commitments$100,879,000853
Derivatives$0623
2003-03-31Rank
# of Employees:168971
Assets and Liabilities
Total Assets:$414,038,0001,318
Cash and due from depository institutions$17,941,000971
Interest-bearing balances$4,956,0001,538
Securities$136,659,000958
Federal funds sold & reverse repurchase agreements$2,500,0004,831
Net loans & leases$219,778,0001,606
Loan loss allowance$2,851,0001,563
Trading account assets$0169
Bank premises and fixed assets$11,782,000733
Other real estate owned$335,000971
Goodwill and other intangibles$18,012,000331
All other assets$7,031,0001,790
Life insurance assets$01
Total liabilities and capital$414,038,0001,318
Total liabilities$368,354,0001,326
Total deposits$286,049,0001,529
Interest-bearing deposits$207,776,0001,834
Deposits held in domestic offices$286,049,0001,526
% insured0.00%1
Federal funds purchased & repurchase agreements$9,542,0001,031
Trading liabilities$079
Other borrowed funds$69,213,000645
Subordinated debt$0265
All other liabilities$3,550,0001,329
Total equity capital$45,684,0001,172
Total bank equity capital$45,684,0001,172
Perpetual preferred stock$0141
Common stock$1,789,0002,046
Surplus$34,759,000654
Undivided profits$9,136,0003,178
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,475,0002,093
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$23,0001,271
Income earned, not collected on loans$2,030,0001,423
Earning assets$363,893,0001,377
Long-term assets (5+ years)$139,883,000721
Average Assets, year-to-date$405,131,5001,332
Average Assets, quarterly$405,131,5001,332
Volatile liabilities$33,462,0002,580
Insider loans$1,890,0002,647
FHLB advances$68,500,000574
Loans and leases held for sale$15,806,000297
Unused loan commitments$105,525,000801
Tier 1 (core) risk-based capital$26,460,0001,877
Tier 2 risk-based capital$2,851,0001,451
Total risk weighted assets$266,167,0001,383
Total unused commitments$105,525,000805
Derivatives$0578
2002-12-31Rank
# of Employees:1571,049
Assets and Liabilities
Total Assets:$396,225,0001,354
Cash and due from depository institutions$12,832,0001,049
Interest-bearing balances$07,009
Securities$132,510,000938
Federal funds sold & reverse repurchase agreements$06,991
Net loans & leases$213,772,0001,624
Loan loss allowance$2,530,0001,710
Trading account assets$0170
Bank premises and fixed assets$11,834,000721
Other real estate owned$170,0001,049
Goodwill and other intangibles$18,084,000315
All other assets$7,023,0001,755
Life insurance assets$01
Total liabilities and capital$396,225,0001,354
Total liabilities$351,796,0001,368
Total deposits$276,180,0001,543
Interest-bearing deposits$201,012,0001,849
Deposits held in domestic offices$276,180,0001,540
% insured0.00%1
Federal funds purchased & repurchase agreements$5,450,0001,387
Trading liabilities$075
Other borrowed funds$66,214,000656
Subordinated debt$0258
All other liabilities$3,952,0001,180
Total equity capital$44,429,0001,181
Total bank equity capital$44,429,0001,181
Perpetual preferred stock$0142
Common stock$1,789,0002,041
Surplus$34,759,000636
Undivided profits$7,881,0003,479
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,916,0001,612
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$2,077,0001,447
Earning assets$346,282,0001,420
Long-term assets (5+ years)$139,584,000713
Average Assets, year-to-date$367,224,2001,399
Average Assets, quarterly$392,106,5001,356
Volatile liabilities$26,083,0003,123
Insider loans$1,796,0002,733
FHLB advances$65,500,000580
Loans and leases held for sale$21,861,000276
Unused loan commitments$95,068,000822
Tier 1 (core) risk-based capital$25,088,0001,953
Tier 2 risk-based capital$2,530,0001,589
Total risk weighted assets$254,593,0001,421
Total unused commitments$95,068,000822
Derivatives$0527
2001-12-31Rank
# of Employees:1531,062
Assets and Liabilities
Total Assets:$343,757,0001,479
Cash and due from depository institutions$17,641,0001,062
Interest-bearing balances$2,549,0002,014
Securities$128,372,000894
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$162,505,0002,004
Loan loss allowance$2,043,0001,953
Trading account assets$0182
Bank premises and fixed assets$11,319,000741
Other real estate owned$01,062
Goodwill and other intangibles$18,392,000302
All other assets$5,528,0002,008
Life insurance assets$01
Total liabilities and capital$343,757,0001,479
Total liabilities$306,089,0001,492
Total deposits$255,113,0001,589
Interest-bearing deposits$200,647,0001,753
Deposits held in domestic offices$255,113,0001,586
% insured0.00%1
Federal funds purchased & repurchase agreements$15,169,000865
Trading liabilities$069
Other borrowed funds$34,220,000961
Subordinated debt$0241
All other liabilities$1,587,0002,439
Total equity capital$37,668,0001,314
Total bank equity capital$37,668,0001,314
Perpetual preferred stock$0158
Common stock$1,789,0002,078
Surplus$33,758,000645
Undivided profits$2,121,0006,431
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$355,0004,925
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$1,850,0001,790
Earning assets$293,426,0001,589
Long-term assets (5+ years)$119,493,000821
Average Assets, year-to-date$280,548,6001,718
Average Assets, quarterly$331,513,0001,508
Volatile liabilities$58,727,0001,540
Insider loans$1,916,0002,485
FHLB advances$33,500,000871
Loans and leases held for sale$11,274,000367
Unused loan commitments$74,346,000943
Tier 1 (core) risk-based capital$19,807,0002,364
Tier 2 risk-based capital$2,043,0001,803
Total risk weighted assets$197,561,0001,721
Total unused commitments$74,346,000944
Derivatives$0450
2000-12-31Rank
# of Employees:732,335
Assets and Liabilities
Total Assets:$126,387,0003,635
Cash and due from depository institutions$8,456,0002,335
Interest-bearing balances$2,554,0001,436
Securities$22,222,0004,306
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$90,956,0003,292
Loan loss allowance$940,0003,668
Trading account assets$0175
Bank premises and fixed assets$2,972,0002,911
Other real estate owned$15,0002,335
Goodwill and other intangibles$323,0002,079
All other assets$1,443,0004,976
Life insurance assets$01
Total liabilities and capital$126,387,0003,635
Total liabilities$116,607,0003,575
Total deposits$87,235,0004,266
Interest-bearing deposits$68,682,0004,555
Deposits held in domestic offices$87,235,0004,262
% insured0.00%1
Federal funds purchased & repurchase agreements$8,100,0001,231
Trading liabilities$077
Other borrowed funds$19,000,0001,384
Subordinated debt$0239
All other liabilities$2,272,0001,871
Total equity capital$9,780,0004,486
Total bank equity capital$9,780,0004,486
Perpetual preferred stock$0178
Common stock$1,789,0002,107
Surplus$6,613,0002,395
Undivided profits$1,378,0007,229
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$50,0007,507
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$50,0001,026
Income earned, not collected on loans$564,0004,688
Earning assets$115,732,0003,650
Long-term assets (5+ years)$29,718,0002,427
Average Assets, year-to-date$107,515,8004,052
Average Assets, quarterly$121,316,0003,736
Volatile liabilities$37,540,0002,216
Insider loans$2,368,0001,991
FHLB advances$0771
Loans and leases held for sale$4,158,000371
Unused loan commitments$23,008,0002,122
Tier 1 (core) risk-based capital$9,797,0004,367
Tier 2 risk-based capital$940,0003,447
Total risk weighted assets$88,080,7003,458
Total unused commitments$23,008,0002,127
Derivatives$0481
1999-12-31Rank
# of Employees:752,334
Assets and Liabilities
Total Assets:$90,054,0004,814
Cash and due from depository institutions$4,641,0002,334
Interest-bearing balances$276,0003,722
Securities$18,664,0005,083
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$62,048,0004,376
Loan loss allowance$654,0004,763
Trading account assets$0165
Bank premises and fixed assets$3,276,0002,630
Other real estate owned$02,334
Goodwill and other intangibles$342,0002,110
All other assets$1,083,0005,928
Life insurance assets$01
Total liabilities and capital$90,054,0004,814
Total liabilities$83,811,0004,688
Total deposits$69,578,0005,066
Interest-bearing deposits$54,256,0005,379
Deposits held in domestic offices$69,578,0005,062
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$14,000,0001,647
Subordinated debt$0242
All other liabilities$233,0007,675
Total equity capital$6,243,0006,101
Total bank equity capital$6,243,0006,101
Perpetual preferred stock$0193
Common stock$1,789,0002,131
Surplus$4,413,0003,321
Undivided profits$41,0009,084
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$80,0007,163
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$311,0006,325
Earning assets$80,988,0004,845
Long-term assets (5+ years)$27,329,0002,725
Average Assets, year-to-date$82,253,0004,993
Average Assets, quarterly$86,471,0004,917
Volatile liabilities$22,380,0003,216
Insider loans$966,0003,822
FHLB advances$0802
Loans and leases held for sale$2,636,000448
Unused loan commitments$22,878,0002,138
Tier 1 (core) risk-based capital$6,541,8005,943
Tier 2 risk-based capital$654,0004,435
Total risk weighted assets$62,886,9004,443
Total unused commitments$22,878,0002,142
Derivatives$0488
1998-12-31Rank
# of Employees:602,961
Assets and Liabilities
Total Assets:$79,108,0005,262
Cash and due from depository institutions$9,689,0002,961
Interest-bearing balances$5,762,0001,073
Securities$10,995,0006,807
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$53,458,0004,734
Loan loss allowance$500,0005,623
Trading account assets$0197
Bank premises and fixed assets$3,351,0002,423
Other real estate owned$02,961
Goodwill and other intangibles$284,0002,160
All other assets$1,331,0004,906
Life insurance assets$01
Total liabilities and capital$79,108,0005,262
Total liabilities$72,820,0005,157
Total deposits$71,129,0004,991
Interest-bearing deposits$52,958,0005,510
Deposits held in domestic offices$71,129,0004,987
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$1,173,0003,647
Subordinated debt$0255
All other liabilities$518,0005,645
Total equity capital$6,288,0006,180
Total bank equity capital$6,288,0006,180
Perpetual preferred stock$0199
Common stock$1,758,0002,112
Surplus$3,819,0003,552
Undivided profits$711,0008,681
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$09,467
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$277,0006,861
Earning assets$70,215,0005,366
Long-term assets (5+ years)$09,173
Average Assets, year-to-date$68,940,8005,556
Average Assets, quarterly$75,267,0005,350
Volatile liabilities$30,731,0002,108
Insider loans$875,0003,881
FHLB advances$1,000,000668
Loans and leases held for sale$01,681
Unused loan commitments$16,474,0002,593
Tier 1 (core) risk-based capital$6,273,0006,033
Tier 2 risk-based capital$500,0005,219
Total risk weighted assets$52,510,0004,897
Total unused commitments$16,474,0002,600
Derivatives$0527
1997-12-31Rank
# of Employees:384,573
Assets and Liabilities
Total Assets:$59,458,0006,391
Cash and due from depository institutions$7,313,0004,573
Interest-bearing balances$25,0005,749
Securities$6,072,0008,794
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$41,932,0005,634
Loan loss allowance$348,0007,066
Trading account assets$0203
Bank premises and fixed assets$2,930,0002,698
Other real estate owned$107,0004,573
Goodwill and other intangibles$118,0002,527
All other assets$986,0006,084
Life insurance assets$01
Total liabilities and capital$59,458,0006,391
Total liabilities$55,667,0006,208
Total deposits$52,872,0006,189
Interest-bearing deposits$40,785,0006,597
Deposits held in domestic offices$52,872,0006,182
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$2,500,0002,647
Subordinated debt$0260
All other liabilities$295,0007,841
Total equity capital$3,791,0008,221
Total bank equity capital$3,791,0008,221
Perpetual preferred stock$0223
Common stock$1,218,0002,785
Surplus$2,407,0004,843
Undivided profits$166,00010,002
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$010,017
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$233,0007,757
Earning assets$48,029,0006,868
Long-term assets (5+ years)$09,550
Average Assets, year-to-date$49,419,0006,900
Average Assets, quarterly$56,958,5006,505
Volatile liabilities$24,989,0002,478
Insider loans$619,0004,825
FHLB advances$2,500,000617
Loans and leases held for sale$01,579
Unused loan commitments$14,322,0002,694
Tier 1 (core) risk-based capital$3,789,0008,119
Tier 2 risk-based capital$347,0006,533
Total risk weighted assets$38,914,0006,042
Total unused commitments$14,322,0002,699
Derivatives$0533
1996-12-31Rank
# of Employees:305,814
Assets and Liabilities
Total Assets:$41,345,0008,034
Cash and due from depository institutions$4,272,0005,814
Interest-bearing balances$1,813,0001,754
Securities$3,081,00010,519
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$30,339,0006,920
Loan loss allowance$219,0008,876
Trading account assets$0240
Bank premises and fixed assets$2,975,0002,618
Other real estate owned$05,814
Goodwill and other intangibles$103,0002,490
All other assets$575,0008,370
Life insurance assets$01
Total liabilities and capital$41,345,0008,034
Total liabilities$37,890,0007,935
Total deposits$35,793,0007,967
Interest-bearing deposits$27,379,0008,407
Deposits held in domestic offices$35,793,0007,962
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$1,800,0002,841
Subordinated debt$0298
All other liabilities$297,0007,899
Total equity capital$3,455,0008,724
Total bank equity capital$3,455,0008,724
Perpetual preferred stock$0250
Common stock$1,218,0002,971
Surplus$2,407,0004,901
Undivided profits$-170,00010,963
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$010,601
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$172,0008,943
Earning assets$35,233,0008,295
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$35,564,2008,467
Average Assets, quarterly$39,745,0008,135
Volatile liabilities$17,753,0003,202
Insider loans$590,0005,069
FHLB advances$1,800,000724
Loans and leases held for sale$01,560
Unused loan commitments$7,277,0004,132
Tier 1 (core) risk-based capital$3,456,0008,647
Tier 2 risk-based capital$209,0008,517
Total risk weighted assets$25,125,0007,783
Total unused commitments$7,277,0004,146
Derivatives$0549
1995-12-31Rank
# of Employees:217,557
Assets and Liabilities
Total Assets:$29,504,0009,570
Cash and due from depository institutions$3,798,0007,557
Interest-bearing balances$2,340,0001,643
Securities$3,176,00010,963
Federal funds sold & reverse repurchase agreements$09,298
Net loans & leases$20,489,0008,492
Loan loss allowance$136,00010,461
Trading account assets$0261
Bank premises and fixed assets$1,644,0004,361
Other real estate owned$07,557
Goodwill and other intangibles$11,0002,989
All other assets$386,00010,003
Life insurance assets$01
Total liabilities and capital$29,504,0009,570
Total liabilities$26,360,0009,550
Total deposits$25,693,0009,525
Interest-bearing deposits$22,082,0009,453
Deposits held in domestic offices$25,693,0009,521
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$565,0003,350
Subordinated debt$0337
All other liabilities$102,00011,119
Total equity capital$3,144,0009,310
Total bank equity capital$3,144,0009,310
Perpetual preferred stock$0288
Common stock$1,107,0003,311
Surplus$2,518,0004,731
Undivided profits$-481,00011,602
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$011,056
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$174,0009,257
Earning assets$26,005,0009,667
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$24,877,6009,969
Average Assets, quarterly$27,956,5009,702
Volatile liabilities$11,469,0004,142
Insider loans$187,0008,127
FHLB advances$565,000791
Loans and leases held for sale$01,606
Unused loan commitments$4,172,0005,463
Tier 1 (core) risk-based capital$3,099,0009,282
Tier 2 risk-based capital$135,00010,044
Total risk weighted assets$17,180,0009,372
Total unused commitments$4,172,0005,473
Derivatives$0628
1994-12-31Rank
# of Employees:149,584
Assets and Liabilities
Total Assets:$20,185,00011,084
Cash and due from depository institutions$1,556,0009,584
Interest-bearing balances$494,0003,377
Securities$2,534,00011,865
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$15,352,0009,746
Loan loss allowance$103,00011,499
Trading account assets$0286
Bank premises and fixed assets$522,0008,351
Other real estate owned$09,584
Goodwill and other intangibles$17,0002,801
All other assets$204,00011,886
Life insurance assets$01
Total liabilities and capital$20,185,00011,084
Total liabilities$17,250,00011,209
Total deposits$16,700,00011,176
Interest-bearing deposits$14,175,00011,138
Deposits held in domestic offices$16,700,00011,173
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$500,0003,719
Subordinated debt$0372
All other liabilities$50,00012,154
Total equity capital$2,935,0009,569
Total bank equity capital$2,935,0009,569
Perpetual preferred stock$0310
Common stock$1,007,0003,629
Surplus$2,619,0004,565
Undivided profits$-691,00012,092
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$011,640
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$108,00010,674
Earning assets$18,380,00011,056
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$15,327,80011,679
Average Assets, quarterly$18,855,00011,258
Volatile liabilities$6,551,0005,800
Insider loans$192,0008,269
FHLB advances$500,000925
Loans and leases held for sale$01,430
Unused loan commitments$1,534,0008,178
Tier 1 (core) risk-based capital$3,020,0009,555
Tier 2 risk-based capital$103,00011,115
Total risk weighted assets$12,073,00010,760
Total unused commitments$2,034,0007,437
Derivatives$0687
1993-12-31Rank
# of Employees:1310,317
Assets and Liabilities
Total Assets:$9,666,00012,973
Cash and due from depository institutions$5,550,00010,317
Interest-bearing balances$4,850,0001,258
Securities$013,214
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$3,459,00013,018
Loan loss allowance$11,00013,184
Trading account assets$0330
Bank premises and fixed assets$580,0008,230
Other real estate owned$010,317
Goodwill and other intangibles$03,091
All other assets$77,00013,187
Life insurance assets$01
Total liabilities and capital$9,666,00012,973
Total liabilities$6,316,00013,157
Total deposits$5,807,00013,160
Interest-bearing deposits$4,660,00013,097
Deposits held in domestic offices$5,807,00013,160
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$464,0003,444
Subordinated debt$0413
All other liabilities$45,00012,824
Total equity capital$3,350,0009,279
Total bank equity capital$3,350,0009,279
Perpetual preferred stock$0343
Common stock$915,0004,380
Surplus$2,711,0004,443
Undivided profits$-276,00012,535
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$012,424
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$5,00013,111
Earning assets$8,309,00012,968
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$9,666,00012,958
Average Assets, quarterly$9,666,00012,965
Volatile liabilities$2,917,0008,486
Insider loans$702,0004,718
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$1,091,0009,053
Tier 1 (core) risk-based capital$3,350,0009,214
Tier 2 risk-based capital$11,00013,067
Total risk weighted assets$4,015,00013,032
Total unused commitments$1,091,0009,076
Derivatives$0714