Home > MidFirst Bank > Net charge- offs to loans
MidFirst Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 2,192 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,715 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 4,226 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0180% | 4,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 3,407 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0032% | 4,216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1687% | 986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4523% | 1,279 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1564% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1816% | 1,896 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0695% | 4,597 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0120% | 1,955 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 3,811 |
| Percentage Net Loans Charged-off:Construction & development | -0.0059% | 4,291 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0242% | 4,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 3,439 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0044% | 4,268 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1836% | 746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3711% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9835% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1216% | 1,970 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0548% | 4,623 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0159% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 3,953 |
| Percentage Net Loans Charged-off:Construction & development | -0.0070% | 4,361 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0324% | 4,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 3,503 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0066% | 4,317 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2475% | 581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4024% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1176% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1368% | 1,731 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0780% | 4,652 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 3,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,440 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 4,447 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,648 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0134% | 4,450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 3,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0365% | 4,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4360% | 1,026 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4817% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1174% | 1,565 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1151% | 4,679 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0001% | 2,618 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 3,536 |
| Percentage Net Loans Charged-off:Construction & development | -0.0057% | 4,318 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,062 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 4,617 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 3,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0367% | 1,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1618% | 1,850 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9878% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0292% | 2,429 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0709% | 18 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 3,472 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 3,612 |
| Percentage Net Loans Charged-off:Construction & development | -0.0059% | 4,373 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,141 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 4,666 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 3,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 3,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 3,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1349% | 1,774 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7304% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0391% | 2,162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0122% | 4,734 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0062% | 3,413 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 3,557 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 3,995 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0033% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 3,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 3,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0211% | 3,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1065% | 1,747 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4616% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0490% | 1,908 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0109% | 997 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 3,044 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,593 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 4,058 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0067% | 176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 3,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 3,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0238% | 556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0982% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7648% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0104% | 3,797 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0262% | 1,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | -0.0104% | 4,000 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0560% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,265 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 3,165 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1490% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2270% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4121% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0016% | 3,765 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1181% | 19 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0395% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0181% | 814 |
| Percentage Net Loans Charged-off:Construction & development | -0.0062% | 4,033 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0828% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,325 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0074% | 3,232 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2192% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2780% | 1,177 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7569% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0207% | 3,741 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0657% | 14 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0543% | 1,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 692 |
| Percentage Net Loans Charged-off:Construction & development | -0.0094% | 4,123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1064% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 3,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3040% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3596% | 950 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8089% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0585% | 1,659 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0870% | 13 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,572 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 4,208 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 4,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5070% | 251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4205% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2694% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0300% | 1,515 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1657% | 11 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0642% | 1,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 1,865 |
| Percentage Net Loans Charged-off:Construction & development | -0.0224% | 4,230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0465% | 731 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1721% | 4,064 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 3,858 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0523% | 3,521 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 3,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4956% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7621% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5662% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0882% | 2,447 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0235% | 1,049 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1003% | 1,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | -0.0085% | 4,176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0542% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0070% | 3,995 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,789 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0692% | 3,583 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7182% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8197% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9514% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0531% | 2,492 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0308% | 33 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1417% | 1,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 1,236 |
| Percentage Net Loans Charged-off:Construction & development | -0.0084% | 4,215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0375% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0068% | 4,017 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,836 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0943% | 3,628 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 3,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0981% | 333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9556% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5182% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0415% | 2,403 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0480% | 23 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 1,741 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 4,221 |
| Percentage Net Loans Charged-off:Construction & development | -0.0112% | 4,297 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0258% | 4,689 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0067% | 4,063 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,809 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0388% | 3,568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3042% | 593 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1541% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1958% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0409% | 2,138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0106% | 3,310 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0206% | 4,515 |
| Percentage Net Loans Charged-off:Construction & development | -0.0132% | 4,272 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0655% | 4,799 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0114% | 4,114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 1,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1641% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 3,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1646% | 1,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3327% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0470% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1467% | 2,538 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0142% | 4,481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0293% | 4,670 |
| Percentage Net Loans Charged-off:Construction & development | -0.0135% | 4,334 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0849% | 4,917 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0131% | 4,172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 1,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1030% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 3,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3737% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1012% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1572% | 2,331 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 2,627 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0244% | 4,636 |
| Percentage Net Loans Charged-off:Construction & development | -0.0150% | 4,397 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0618% | 4,954 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0140% | 4,203 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,951 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0141% | 3,554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2153% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4027% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2014% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1284% | 2,245 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0225% | 1,996 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0423% | 4,917 |
| Percentage Net Loans Charged-off:Construction & development | -0.0135% | 4,493 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1129% | 5,111 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0082% | 4,241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 4,045 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0091% | 3,585 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 4,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4409% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3033% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7653% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1126% | 2,026 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1724% | 5,247 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0710% | 5,026 |
| Percentage Net Loans Charged-off:Construction & development | -0.0456% | 4,500 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1109% | 5,067 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6999% | 4,386 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 1,786 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0035% | 3,498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 1,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0729% | 5,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0814% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8452% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0777% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3418% | 5,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0929% | 5,136 |
| Percentage Net Loans Charged-off:Construction & development | -0.0577% | 4,580 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1338% | 5,158 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9729% | 4,420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 1,566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0020% | 3,511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 1,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3918% | 5,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0862% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8124% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0860% | 2,654 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4877% | 5,434 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1222% | 5,237 |
| Percentage Net Loans Charged-off:Construction & development | -0.0794% | 4,683 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1352% | 5,224 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5094% | 4,457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0002% | 1,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.4788% | 5,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0244% | 703 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6000% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0739% | 2,512 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7662% | 5,526 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0236% | 4,791 |
| Percentage Net Loans Charged-off:Construction & development | -0.1321% | 4,844 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0318% | 5,087 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0112% | 4,381 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0387% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 4,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.8227% | 5,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6602% | 1,130 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1520% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0955% | 2,097 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2580% | 1,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 2,032 |
| Percentage Net Loans Charged-off:Construction & development | -0.0569% | 4,690 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0573% | 875 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0384% | 4,462 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 2,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0859% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 2,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2035% | 308 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4002% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8768% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0163% | 3,448 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 4,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0223% | 4,843 |
| Percentage Net Loans Charged-off:Construction & development | -0.0628% | 4,757 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0490% | 5,173 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0476% | 4,502 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 1,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0208% | 535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 1,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0508% | 1,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3420% | 568 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5812% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0479% | 3,052 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0055% | 4,364 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0298% | 5,005 |
| Percentage Net Loans Charged-off:Construction & development | -0.0590% | 4,778 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0622% | 5,301 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0120% | 4,489 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 4,419 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0483% | 3,960 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 4,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0713% | 1,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4482% | 503 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0168% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0140% | 2,898 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0327% | 4,971 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0530% | 5,311 |
| Percentage Net Loans Charged-off:Construction & development | -0.0637% | 4,905 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1255% | 5,525 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0125% | 4,534 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 4,432 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0120% | 3,898 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 4,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0059% | 1,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4661% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1328% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0111% | 4,665 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 4,138 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0170% | 4,952 |
| Percentage Net Loans Charged-off:Construction & development | -0.1729% | 5,034 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 5,035 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0590% | 4,637 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0966% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 4,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0897% | 1,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1972% | 741 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5392% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1236% | 2,961 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0069% | 4,973 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0141% | 4,893 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0296% | 5,149 |
| Percentage Net Loans Charged-off:Construction & development | -0.2232% | 5,129 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0350% | 5,267 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0419% | 4,647 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 4,677 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0251% | 4,022 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 4,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0308% | 1,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1163% | 711 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5333% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0300% | 4,916 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0078% | 5,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 4,332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 4,791 |
| Percentage Net Loans Charged-off:Construction & development | -0.2669% | 5,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0245% | 816 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0625% | 4,701 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 4,703 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0312% | 4,082 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 4,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0920% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2795% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0303% | 4,850 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0073% | 5,031 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0817% | 1,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0844% | 934 |
| Percentage Net Loans Charged-off:Construction & development | 0.3230% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1916% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0255% | 4,698 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0003% | 1,584 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0156% | 4,039 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0018% | 4,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8296% | 958 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3405% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0080% | 2,333 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0097% | 5,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0439% | 19 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0357% | 5,462 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0370% | 5,420 |
| Percentage Net Loans Charged-off:Construction & development | -0.5181% | 5,368 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 5,161 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2390% | 4,863 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 5,092 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0276% | 4,191 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 5,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0700% | 4,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8843% | 934 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1455% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0679% | 3,246 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2321% | 5,466 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1300% | 1,264 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0275% | 5,320 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0199% | 5,238 |
| Percentage Net Loans Charged-off:Construction & development | -0.3381% | 5,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 1,358 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3088% | 4,913 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 2,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1366% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 5,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1287% | 5,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3695% | 1,826 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1710% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1273% | 2,637 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0033% | 5,086 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1746% | 1,249 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0496% | 5,543 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0350% | 5,468 |
| Percentage Net Loans Charged-off:Construction & development | -0.3571% | 5,415 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0347% | 5,596 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4584% | 4,958 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 2,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2169% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 5,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2005% | 5,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0081% | 3,035 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0097% | 2,892 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2764% | 1,237 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0902% | 5,814 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0968% | 5,896 |
| Percentage Net Loans Charged-off:Construction & development | -1.5164% | 5,673 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0358% | 5,743 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9462% | 4,998 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 1,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4312% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 5,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0397% | 4,760 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0207% | 4,992 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0207% | 4,931 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5842% | 1,217 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0046% | 4,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 3,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.1960% | 810 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0355% | 5,760 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0880% | 5,042 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 3,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6503% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0118% | 3,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0458% | 5,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1020% | 3,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1020% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.8046% | 1,328 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 4,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 3,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.4732% | 544 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 5,432 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0911% | 5,091 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 3,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1192% | 804 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 2,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0632% | 5,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0044% | 3,615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0044% | 3,470 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.1623% | 1,317 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0246% | 3,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0296% | 2,774 |
| Percentage Net Loans Charged-off:Construction & development | 1.2955% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0221% | 5,770 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0983% | 5,117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 2,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1999% | 608 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 2,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0280% | 4,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.8800% | 1,286 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0727% | 5,970 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0676% | 6,108 |
| Percentage Net Loans Charged-off:Construction & development | -0.6532% | 5,796 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1708% | 6,325 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0208% | 5,084 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 2,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5377% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 5,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1462% | 5,577 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0143% | 5,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0143% | 5,158 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.3174% | 1,271 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0063% | 5,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0441% | 3,800 |
| Percentage Net Loans Charged-off:Construction & development | -1.7584% | 6,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1803% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0209% | 5,183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 3,804 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0232% | 4,682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 3,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5993% | 6,246 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1115% | 5,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1115% | 5,906 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5568% | 6,013 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -6.4414% | 1,421 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 5,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0603% | 3,326 |
| Percentage Net Loans Charged-off:Construction & development | -1.2565% | 6,066 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2347% | 1,422 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0114% | 5,213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 3,712 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0319% | 4,727 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 3,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7107% | 6,346 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1337% | 5,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1337% | 5,901 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3406% | 6,024 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -6.5174% | 1,393 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 4,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1057% | 2,688 |
| Percentage Net Loans Charged-off:Construction & development | -1.9529% | 6,159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4359% | 962 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0177% | 5,238 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 6,040 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1048% | 4,849 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 5,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7028% | 6,364 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1611% | 5,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1611% | 5,842 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5063% | 6,053 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -5.8555% | 1,365 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2402% | 2,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2586% | 1,576 |
| Percentage Net Loans Charged-off:Construction & development | 2.8757% | 333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6392% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0354% | 5,314 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 2,529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3602% | 4,975 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0184% | 2,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0244% | 1,626 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2018% | 5,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2018% | 5,870 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2550% | 3,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2856% | 2,797 |
| Percentage Net Loans Charged-off:Construction & development | -0.6464% | 6,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5741% | 1,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6418% | 355 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0983% | 3,675 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7265% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0533% | 3,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2019% | 6,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6038% | 2,081 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6038% | 1,936 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1862% | 6,210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0364% | 124 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3380% | 2,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3609% | 2,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0599% | 2,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7249% | 1,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0962% | 282 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0953% | 3,431 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1237% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0667% | 3,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0232% | 5,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8275% | 1,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8275% | 1,369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0438% | 1,278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0379% | 1,416 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4361% | 2,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4619% | 1,948 |
| Percentage Net Loans Charged-off:Construction & development | -0.4733% | 6,289 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0407% | 765 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0790% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0551% | 3,407 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0646% | 5,084 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0585% | 3,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0240% | 2,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2039% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2039% | 934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0734% | 1,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1142% | 1,392 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5019% | 1,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5273% | 1,540 |
| Percentage Net Loans Charged-off:Construction & development | 2.0885% | 733 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1377% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4456% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 6,380 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5161% | 5,246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 2,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0387% | 1,926 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2709% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2709% | 470 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1562% | 705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2178% | 1,349 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0205% | 6,961 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0358% | 7,033 |
| Percentage Net Loans Charged-off:Construction & development | -2.2484% | 6,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1020% | 3,110 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9300% | 5,737 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1480% | 3,743 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7469% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0646% | 4,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1787% | 3,519 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0240% | 6,363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0224% | 6,299 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1302% | 4,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1673% | 3,834 |
| Percentage Net Loans Charged-off:Construction & development | -3.0469% | 6,741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5980% | 1,525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7409% | 563 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2419% | 2,912 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1654% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1467% | 3,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3436% | 6,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1189% | 4,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1092% | 3,884 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4067% | 2,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4338% | 2,463 |
| Percentage Net Loans Charged-off:Construction & development | -1.5111% | 6,712 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0692% | 946 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7618% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2205% | 2,801 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4766% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1469% | 2,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0922% | 2,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1528% | 3,536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1369% | 3,359 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5974% | 1,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6338% | 1,646 |
| Percentage Net Loans Charged-off:Construction & development | -1.8450% | 6,739 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6382% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0622% | 2,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9777% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 2,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1875% | 2,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1259% | 3,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1078% | 2,900 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7858% | 2,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7982% | 2,249 |
| Percentage Net Loans Charged-off:Construction & development | 2.3169% | 1,962 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3503% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8717% | 428 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1145% | 4,018 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2031% | 763 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0820% | 4,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7162% | 2,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1417% | 4,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7457% | 2,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7506% | 2,145 |
| Percentage Net Loans Charged-off:Construction & development | 2.5174% | 1,710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9679% | 1,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7974% | 313 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1188% | 3,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8936% | 851 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0961% | 3,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7467% | 2,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3542% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1411% | 1,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1668% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | 3.8479% | 1,202 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5683% | 689 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.5833% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1375% | 3,145 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2603% | 611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1051% | 3,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9378% | 2,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5186% | 2,886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3405% | 1,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3104% | 1,105 |
| Percentage Net Loans Charged-off:Construction & development | 5.2886% | 755 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2399% | 658 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7652% | 196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2115% | 2,239 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1134% | 523 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1857% | 2,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7582% | 1,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7054% | 2,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8954% | 1,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9455% | 1,080 |
| Percentage Net Loans Charged-off:Construction & development | 6.7929% | 916 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8772% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3817% | 317 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4012% | 2,375 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3673% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2860% | 2,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5432% | 2,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0350% | 1,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8263% | 1,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6626% | 1,012 |
| Percentage Net Loans Charged-off:Construction & development | 5.4196% | 907 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7188% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5009% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3861% | 2,104 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6292% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2913% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0800% | 1,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4005% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9112% | 1,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9070% | 1,477 |
| Percentage Net Loans Charged-off:Construction & development | 2.6789% | 1,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6532% | 913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4558% | 1,680 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4856% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3643% | 1,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9086% | 2,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8970% | 783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0492% | 1,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9651% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | 3.3716% | 721 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3533% | 781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4377% | 1,335 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3662% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2841% | 1,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6519% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2076% | 7,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5619% | 2,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2802% | 2,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.8160% | 1,712 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8730% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0685% | 3,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7499% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0515% | 3,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2021% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0576% | 5,697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5658% | 1,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2111% | 2,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.4797% | 1,456 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0417% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0532% | 2,793 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2214% | 6,036 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0596% | 2,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5844% | 585 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0755% | 7,499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2007% | 2,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1282% | 2,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.5284% | 987 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0452% | 2,353 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1944% | 6,033 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0505% | 2,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6055% | 1,483 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0587% | 7,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1699% | 2,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 2,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0564% | 1,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3527% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0504% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9171% | 850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1659% | 3,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0194% | 7,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 4,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0237% | 8,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 2,957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5004% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 2,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1319% | 7,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3149% | 3,949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0295% | 7,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 3,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 7,723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 2,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7464% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 7,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1814% | 7,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2760% | 3,695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0196% | 7,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 2,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 1,951 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1063% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 7,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1587% | 7,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5137% | 2,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 4,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 1,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8507% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 7,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0251% | 6,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6345% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 5,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 3,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0213% | 1,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 7,866 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6754% | 6,133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 7,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1410% | 2,716 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4910% | 8,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 7,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 2,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0294% | 823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 7,782 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8529% | 6,127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 2,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0071% | 3,067 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1247% | 8,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0389% | 7,852 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0338% | 8,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0543% | 8,232 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2901% | 6,100 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0436% | 8,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0115% | 6,687 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6181% | 8,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0649% | 7,888 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0568% | 8,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0899% | 8,355 |
| Percentage Net Loans Charged-off: Home equity loans | -2.8530% | 6,063 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0661% | 8,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 6,585 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.7803% | 8,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0176% | 5,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 2,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 1,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 2,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7391% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 2,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0233% | 3,899 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0296% | 7,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 5,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 2,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 2,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1300% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 2,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0511% | 3,056 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2742% | 8,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0002% | 6,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 2,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 2,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2394% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 1,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 6,718 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3733% | 8,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0126% | 7,094 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 7,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 8,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2693% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 8,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0138% | 1,931 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8314% | 8,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 6,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 3,023 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 7,803 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0804% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 3,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1455% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 2,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0511% | 3,918 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3620% | 8,534 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 5,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 2,657 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 7,812 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0427% | 964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 2,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2896% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 2,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0516% | 3,286 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4661% | 8,558 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 5,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 2,320 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 7,796 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0631% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 2,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4505% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 2,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0762% | 2,672 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4769% | 8,524 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 4,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 1,583 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 7,780 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0958% | 398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 1,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5068% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0514% | 7,281 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9313% | 8,648 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0934% | 4,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0833% | 2,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4940% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 3,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 2,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0769% | 4,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5640% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1154% | 4,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1032% | 1,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5955% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 2,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1236% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0268% | 2,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0510% | 3,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1514% | 702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1001% | 3,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0796% | 1,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3856% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 1,835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0346% | 1,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0788% | 3,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9785% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 3,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1123% | 1,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7851% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 1,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0075% | 2,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4646% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2422% | 9,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 4,016 |
| Percentage Net Loans Charged-off:Construction & development | -0.0253% | 8,078 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0228% | 1,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 3,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 3,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0569% | 4,521 |
| Percentage Net Loans Charged-off: Loans to individuals | -26.0561% | 9,211 |
| Percentage Net Loans Charged-off: Credit card loans | -1,208.2337% | 2,995 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0972% | 5,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1731% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | 1.3262% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5371% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7414% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0399% | 5,986 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0001% | 3,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0088% | 4,762 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.9735% | 9,463 |
| Percentage Net Loans Charged-off: Credit card loans | -51.1549% | 5,584 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4482% | 1,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 678 |
| Percentage Net Loans Charged-off:Construction & development | 0.3388% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0880% | 1,392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 739 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0175% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.5312% | 7 |
| Percentage Net Loans Charged-off: Credit card loans | 86.9219% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1050% | 4,717 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 1,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.3973% | 57 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 1,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 1,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0447% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 1,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0212% | 1,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6613% | 88 |
| Percentage Net Loans Charged-off: Credit card loans | 12.2110% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2477% | 2,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0446% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8006% | 50 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5269% | 159 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1916% | 3,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0432% | 558 |
| Percentage Net Loans Charged-off:Construction & development | 0.1965% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2008% | 193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1649% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2191% | 208 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5800% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0318% | 7,557 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4997% | 11,815 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3260% | 2,788 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0299% | 11,459 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4356% | 13,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |