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MCBank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$18,694,0001,981
Total interest expense$3,511,0002,433
Net interest income$15,183,0001,792
Provision for loan and lease losses$1,248,000735
Total noninterest income$3,671,0001,437
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,363,000791
Trading account gains and feesNANA
Additional Noninterest Income$2,308,0001,491
Total noninterest expense$11,584,0001,851
Salaries and employee benefits$6,251,0001,909
Premises and equipment expense$1,128,0001,886
Additional noninterest expense$2,308,0001,491
Pre-tax net operating income$6,022,0001,714
Securities gains (losses)$-539,0004,202
Applicable income taxes$03,369
Income before extraordinary items$5,483,0001,623
Extraordinary gains, net$054
Net income$5,483,0001,643
Minority interest net income$088
Net income of bank and minority interests.$5,483,0001,626
Net charge-offs$902,000563
Cash dividends$2,861,0001,243
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,022,0001,544
2023-09-30 (YTD Data)Rank
Total interest income$13,759,0001,975
Total interest expense$2,208,0002,535
Net interest income$11,551,0001,777
Provision for loan and lease losses$936,000682
Total noninterest income$2,947,0001,368
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,019,000788
Trading account gains and feesNANA
Additional Noninterest Income$1,928,0001,388
Total noninterest expense$8,751,0001,848
Salaries and employee benefits$4,842,0001,867
Premises and equipment expense$864,0001,865
Additional noninterest expense$1,928,0001,388
Pre-tax net operating income$4,811,0001,698
Securities gains (losses)$-539,0004,387
Applicable income taxes$03,407
Income before extraordinary items$4,272,0001,633
Extraordinary gains, net$052
Net income$4,272,0001,646
Minority interest net income$081
Net income of bank and minority interests.$4,272,0001,633
Net charge-offs$634,000512
Cash dividends$1,828,0001,229
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,811,0001,520
2023-06-30 (YTD Data)Rank
Total interest income$9,032,0001,964
Total interest expense$1,218,0002,605
Net interest income$7,814,0001,784
Provision for loan and lease losses$624,000669
Total noninterest income$2,224,0001,214
Gross Fiduciary activities income$0931
Service charges on deposit accounts$669,000787
Trading account gains and feesNANA
Additional Noninterest Income$1,555,0001,164
Total noninterest expense$5,659,0001,872
Salaries and employee benefits$3,095,0001,914
Premises and equipment expense$549,0001,903
Additional noninterest expense$1,555,0001,163
Pre-tax net operating income$3,755,0001,506
Securities gains (losses)$-132,0004,254
Applicable income taxes$03,436
Income before extraordinary items$3,623,0001,344
Extraordinary gains, net$051
Net income$3,623,0001,359
Minority interest net income$081
Net income of bank and minority interests.$3,623,0001,344
Net charge-offs$505,000435
Cash dividends$1,282,0001,207
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,755,0001,333
2023-03-31 (YTD Data)Rank
Total interest income$4,439,0001,970
Total interest expense$523,0002,592
Net interest income$3,916,0001,784
Provision for loan and lease losses$312,000648
Total noninterest income$1,516,000997
Gross Fiduciary activities income$0913
Service charges on deposit accounts$336,000791
Trading account gains and feesNANA
Additional Noninterest Income$1,180,000860
Total noninterest expense$2,804,0001,902
Salaries and employee benefits$1,528,0001,971
Premises and equipment expense$261,0001,996
Additional noninterest expense$1,180,000860
Pre-tax net operating income$2,316,0001,301
Securities gains (losses)$-128,0004,381
Applicable income taxes$03,388
Income before extraordinary items$2,188,0001,198
Extraordinary gains, net$04
Net income$2,188,0001,197
Minority interest net income$048
Net income of bank and minority interests.$2,188,0001,198
Net charge-offs$297,000363
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,316,0001,158
2022-12-31 (YTD Data)Rank
Total interest income$15,820,0001,871
Total interest expense$1,127,0002,257
Net interest income$14,693,0001,822
Provision for loan and lease losses$500,0001,219
Total noninterest income$3,499,0001,485
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,462,000757
Trading account gains and feesNANA
Additional Noninterest Income$2,037,0001,609
Total noninterest expense$11,984,0001,779
Salaries and employee benefits$6,200,0001,912
Premises and equipment expense$1,131,0001,889
Additional noninterest expense$2,037,0001,609
Pre-tax net operating income$5,708,0001,886
Securities gains (losses)$-25,0003,613
Applicable income taxes$03,596
Income before extraordinary items$5,683,0001,676
Extraordinary gains, net$05
Net income$5,683,0001,674
Minority interest net income$063
Net income of bank and minority interests.$5,683,0001,675
Net charge-offs$200,000924
Cash dividends$2,836,0001,201
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,708,0001,702
2022-09-30 (YTD Data)Rank
Total interest income$11,515,0001,861
Total interest expense$656,0002,290
Net interest income$10,859,0001,818
Provision for loan and lease losses$313,0001,214
Total noninterest income$2,753,0001,456
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,093,000766
Trading account gains and feesNANA
Additional Noninterest Income$1,660,0001,550
Total noninterest expense$8,422,0001,862
Salaries and employee benefits$4,818,0001,855
Premises and equipment expense$860,0001,886
Additional noninterest expense$1,660,0001,550
Pre-tax net operating income$4,877,0001,727
Securities gains (losses)$99,000162
Applicable income taxes$03,603
Income before extraordinary items$4,976,0001,493
Extraordinary gains, net$04
Net income$4,976,0001,493
Minority interest net income$057
Net income of bank and minority interests.$4,976,0001,493
Net charge-offs$-1,0003,079
Cash dividends$1,874,0001,168
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,877,0001,553
2022-06-30 (YTD Data)Rank
Total interest income$7,057,0001,926
Total interest expense$310,0002,614
Net interest income$6,747,0001,863
Provision for loan and lease losses$176,0001,218
Total noninterest income$1,969,0001,398
Gross Fiduciary activities income$0925
Service charges on deposit accounts$705,000784
Trading account gains and feesNANA
Additional Noninterest Income$1,264,0001,456
Total noninterest expense$5,331,0001,905
Salaries and employee benefits$3,043,0001,923
Premises and equipment expense$556,0001,922
Additional noninterest expense$1,732,0001,795
Pre-tax net operating income$3,209,0001,652
Securities gains (losses)$99,000145
Applicable income taxes$03,564
Income before extraordinary items$3,308,0001,414
Extraordinary gains, net$04
Net income$3,308,0001,413
Minority interest net income$060
Net income of bank and minority interests.$3,308,0001,414
Net charge-offs$-94,0004,369
Cash dividends$1,151,0001,239
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,209,0001,490
2022-03-31 (YTD Data)Rank
Total interest income$3,383,0001,940
Total interest expense$149,0002,633
Net interest income$3,234,0001,879
Provision for loan and lease losses$64,0001,214
Total noninterest income$1,247,0001,209
Gross Fiduciary activities income$0892
Service charges on deposit accounts$342,000794
Trading account gains and feesNANA
Additional Noninterest Income$905,0001,152
Total noninterest expense$2,541,0001,958
Salaries and employee benefits$1,384,0002,039
Premises and equipment expense$292,0001,871
Additional noninterest expense$865,0001,768
Pre-tax net operating income$1,876,0001,409
Securities gains (losses)$99,000140
Applicable income taxes$03,450
Income before extraordinary items$1,975,0001,201
Extraordinary gains, net$04
Net income$1,975,0001,201
Minority interest net income$050
Net income of bank and minority interests.$1,975,0001,201
Net charge-offs$-19,0004,129
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,876,0001,261
2021-12-31 (YTD Data)Rank
Total interest income$14,630,0001,907
Total interest expense$612,0002,875
Net interest income$14,018,0001,822
Provision for loan and lease losses$654,000832
Total noninterest income$2,789,0001,881
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,234,000812
Trading account gains and feesNANA
Additional Noninterest Income$1,555,0002,172
Total noninterest expense$10,142,0001,957
Salaries and employee benefits$5,586,0002,030
Premises and equipment expense$1,153,0001,869
Additional noninterest expense$3,403,0001,805
Pre-tax net operating income$6,011,0001,821
Securities gains (losses)$11,0001,683
Applicable income taxes$03,710
Income before extraordinary items$6,022,0001,656
Extraordinary gains, net$010
Net income$6,022,0001,655
Minority interest net income$074
Net income of bank and minority interests.$6,022,0001,656
Net charge-offs$312,000823
Cash dividends$5,043,000788
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,011,0001,630
2021-09-30 (YTD Data)Rank
Total interest income$11,111,0001,921
Total interest expense$462,0002,965
Net interest income$10,649,0001,823
Provision for loan and lease losses$479,000849
Total noninterest income$2,086,0001,932
Gross Fiduciary activities income$0957
Service charges on deposit accounts$885,000844
Trading account gains and feesNANA
Additional Noninterest Income$1,201,0002,187
Total noninterest expense$7,356,0002,010
Salaries and employee benefits$4,064,0002,074
Premises and equipment expense$846,0001,924
Additional noninterest expense$2,446,0001,856
Pre-tax net operating income$4,900,0001,789
Securities gains (losses)$6,0001,729
Applicable income taxes$03,719
Income before extraordinary items$4,906,0001,636
Extraordinary gains, net$08
Net income$4,906,0001,635
Minority interest net income$069
Net income of bank and minority interests.$4,906,0001,636
Net charge-offs$101,0001,071
Cash dividends$3,217,000812
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,900,0001,609
2021-06-30 (YTD Data)Rank
Total interest income$7,262,0001,948
Total interest expense$306,0003,051
Net interest income$6,956,0001,840
Provision for loan and lease losses$290,000940
Total noninterest income$1,254,0001,991
Gross Fiduciary activities income$0951
Service charges on deposit accounts$535,000889
Trading account gains and feesNANA
Additional Noninterest Income$719,0002,273
Total noninterest expense$4,852,0002,018
Salaries and employee benefits$2,716,0002,057
Premises and equipment expense$547,0001,949
Additional noninterest expense$1,589,0001,875
Pre-tax net operating income$3,068,0001,857
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$3,068,0001,685
Extraordinary gains, net$06
Net income$3,068,0001,685
Minority interest net income$067
Net income of bank and minority interests.$3,068,0001,685
Net charge-offs$2,0002,060
Cash dividends$2,580,000697
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,068,0001,658
2021-03-31 (YTD Data)Rank
Total interest income$3,165,0002,129
Total interest expense$151,0003,168
Net interest income$3,014,0002,026
Provision for loan and lease losses$120,0001,135
Total noninterest income$622,0002,003
Gross Fiduciary activities income$0922
Service charges on deposit accounts$253,000914
Trading account gains and feesNANA
Additional Noninterest Income$369,0002,239
Total noninterest expense$2,334,0002,054
Salaries and employee benefits$1,266,0002,145
Premises and equipment expense$262,0002,015
Additional noninterest expense$806,0001,824
Pre-tax net operating income$1,182,0002,168
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,182,0002,012
Extraordinary gains, net$03
Net income$1,182,0002,012
Minority interest net income$055
Net income of bank and minority interests.$1,182,0002,012
Net charge-offs$-3,0003,553
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,182,0001,979
2020-12-31 (YTD Data)Rank
Total interest income$12,458,0002,172
Total interest expense$686,0003,476
Net interest income$11,772,0001,985
Provision for loan and lease losses$603,0002,048
Total noninterest income$2,309,0001,960
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,133,000848
Trading account gains and feesNANA
Additional Noninterest Income$1,176,0002,319
Total noninterest expense$9,670,0001,997
Salaries and employee benefits$5,263,0002,076
Premises and equipment expense$1,077,0001,937
Additional noninterest expense$3,330,0001,774
Pre-tax net operating income$3,808,0002,126
Securities gains (losses)$1,900,000230
Applicable income taxes$03,697
Income before extraordinary items$5,708,0001,482
Extraordinary gains, net$04
Net income$5,708,0001,481
Minority interest net income$072
Net income of bank and minority interests.$5,708,0001,482
Net charge-offs$248,0001,419
Cash dividends$2,726,0001,219
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,808,0001,936
2020-09-30 (YTD Data)Rank
Total interest income$9,184,0002,213
Total interest expense$529,0003,525
Net interest income$8,655,0002,019
Provision for loan and lease losses$270,0002,510
Total noninterest income$1,699,0001,947
Gross Fiduciary activities income$0981
Service charges on deposit accounts$836,000854
Trading account gains and feesNANA
Additional Noninterest Income$863,0002,292
Total noninterest expense$7,230,0001,992
Salaries and employee benefits$4,041,0002,029
Premises and equipment expense$771,0001,999
Additional noninterest expense$2,418,0001,784
Pre-tax net operating income$2,854,0002,106
Securities gains (losses)$122,0001,132
Applicable income taxes$03,696
Income before extraordinary items$2,976,0001,913
Extraordinary gains, net$04
Net income$2,976,0001,912
Minority interest net income$065
Net income of bank and minority interests.$2,976,0001,913
Net charge-offs$79,0001,803
Cash dividends$821,0001,890
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,854,0001,908
2020-06-30 (YTD Data)Rank
Total interest income$6,089,0002,260
Total interest expense$363,0003,598
Net interest income$5,726,0002,040
Provision for loan and lease losses$180,0002,493
Total noninterest income$1,063,0001,951
Gross Fiduciary activities income$0970
Service charges on deposit accounts$550,000876
Trading account gains and feesNANA
Additional Noninterest Income$513,0002,348
Total noninterest expense$4,985,0001,936
Salaries and employee benefits$2,846,0001,948
Premises and equipment expense$518,0001,982
Additional noninterest expense$1,621,0001,773
Pre-tax net operating income$1,624,0002,290
Securities gains (losses)$122,000919
Applicable income taxes$03,655
Income before extraordinary items$1,746,0002,023
Extraordinary gains, net$04
Net income$1,746,0002,024
Minority interest net income$065
Net income of bank and minority interests.$1,746,0002,024
Net charge-offs$11,0002,415
Cash dividends$556,0001,861
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,624,0002,086
2020-03-31 (YTD Data)Rank
Total interest income$3,070,0002,217
Total interest expense$185,0003,701
Net interest income$2,885,0001,978
Provision for loan and lease losses$120,0001,810
Total noninterest income$576,0001,791
Gross Fiduciary activities income$0941
Service charges on deposit accounts$317,000896
Trading account gains and feesNANA
Additional Noninterest Income$259,0002,156
Total noninterest expense$2,455,0001,970
Salaries and employee benefits$1,327,0002,061
Premises and equipment expense$251,0002,045
Additional noninterest expense$877,0001,692
Pre-tax net operating income$886,0002,009
Securities gains (losses)$93,000635
Applicable income taxes$03,513
Income before extraordinary items$979,0001,693
Extraordinary gains, net$04
Net income$979,0001,694
Minority interest net income$056
Net income of bank and minority interests.$979,0001,694
Net charge-offs$19,0001,620
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$886,0001,803
2019-12-31 (YTD Data)Rank
Total interest income$12,359,0002,232
Total interest expense$890,0003,459
Net interest income$11,469,0001,994
Provision for loan and lease losses$657,0001,264
Total noninterest income$2,436,0001,776
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,400,000854
Trading account gains and feesNANA
Additional Noninterest Income$1,036,0002,209
Total noninterest expense$9,683,0001,971
Salaries and employee benefits$5,211,0002,050
Premises and equipment expense$1,003,0002,028
Additional noninterest expense$3,469,0001,684
Pre-tax net operating income$3,565,0002,212
Securities gains (losses)$43,0001,298
Applicable income taxes$03,859
Income before extraordinary items$3,608,0002,029
Extraordinary gains, net$011
Net income$3,608,0002,031
Minority interest net income$076
Net income of bank and minority interests.$3,608,0002,031
Net charge-offs$442,0001,121
Cash dividends$2,107,0001,529
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,565,0002,021
2019-09-30 (YTD Data)Rank
Total interest income$9,239,0002,271
Total interest expense$685,0003,452
Net interest income$8,554,0002,034
Provision for loan and lease losses$503,0001,151
Total noninterest income$1,839,0001,761
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,055,000848
Trading account gains and feesNANA
Additional Noninterest Income$784,0002,194
Total noninterest expense$7,199,0001,985
Salaries and employee benefits$3,826,0002,085
Premises and equipment expense$744,0002,069
Additional noninterest expense$2,629,0001,673
Pre-tax net operating income$2,691,0002,261
Securities gains (losses)$17,0001,491
Applicable income taxes$03,902
Income before extraordinary items$2,708,0002,079
Extraordinary gains, net$011
Net income$2,708,0002,078
Minority interest net income$072
Net income of bank and minority interests.$2,708,0002,080
Net charge-offs$377,000903
Cash dividends$1,594,0001,408
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,691,0002,061
2019-06-30 (YTD Data)Rank
Total interest income$6,095,0002,291
Total interest expense$466,0003,420
Net interest income$5,629,0002,056
Provision for loan and lease losses$335,0001,137
Total noninterest income$1,196,0001,774
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$699,000843
Trading account gains and feesNANA
Additional Noninterest Income$497,0002,210
Total noninterest expense$4,825,0001,985
Salaries and employee benefits$2,592,0002,063
Premises and equipment expense$494,0002,085
Additional noninterest expense$1,739,0001,696
Pre-tax net operating income$1,665,0002,340
Securities gains (losses)$11,0001,200
Applicable income taxes$03,901
Income before extraordinary items$1,676,0002,180
Extraordinary gains, net$011
Net income$1,676,0002,179
Minority interest net income$069
Net income of bank and minority interests.$1,676,0002,180
Net charge-offs$78,0001,554
Cash dividends$1,333,0001,190
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,665,0002,157
2019-03-31 (YTD Data)Rank
Total interest income$3,003,0002,311
Total interest expense$232,0003,391
Net interest income$2,771,0002,096
Provision for loan and lease losses$168,0001,072
Total noninterest income$583,0001,767
Gross Fiduciary activities income$0972
Service charges on deposit accounts$347,000844
Trading account gains and feesNANA
Additional Noninterest Income$236,0002,208
Total noninterest expense$2,259,0002,087
Salaries and employee benefits$1,203,0002,206
Premises and equipment expense$232,0002,183
Additional noninterest expense$824,0001,777
Pre-tax net operating income$927,0002,155
Securities gains (losses)$-1,0004,848
Applicable income taxes$03,800
Income before extraordinary items$926,0001,992
Extraordinary gains, net$05
Net income$926,0001,990
Minority interest net income$052
Net income of bank and minority interests.$926,0001,991
Net charge-offs$81,000977
Cash dividends$685,0001,092
Sale, conversion, retirement of capital stock, net$0529
Net operating income$927,0001,970
2018-12-31 (YTD Data)Rank
Total interest income$11,307,0002,309
Total interest expense$899,0003,094
Net interest income$10,408,0002,171
Provision for loan and lease losses$282,0002,042
Total noninterest income$2,568,0001,720
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,549,000795
Trading account gains and feesNANA
Additional Noninterest Income$1,019,0002,222
Total noninterest expense$8,848,0002,088
Salaries and employee benefits$4,839,0002,158
Premises and equipment expense$955,0002,113
Additional noninterest expense$3,054,0001,889
Pre-tax net operating income$3,846,0002,162
Securities gains (losses)$-52,0004,860
Applicable income taxes$03,978
Income before extraordinary items$3,794,0001,975
Extraordinary gains, net$06
Net income$3,794,0001,973
Minority interest net income$072
Net income of bank and minority interests.$3,794,0001,974
Net charge-offs$411,0001,086
Cash dividends$4,288,000825
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,846,0001,949
2018-09-30 (YTD Data)Rank
Total interest income$8,370,0002,322
Total interest expense$668,0003,038
Net interest income$7,702,0002,192
Provision for loan and lease losses$97,0002,637
Total noninterest income$1,931,0001,727
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,169,000789
Trading account gains and feesNANA
Additional Noninterest Income$762,0002,236
Total noninterest expense$6,422,0002,138
Salaries and employee benefits$3,507,0002,201
Premises and equipment expense$712,0002,127
Additional noninterest expense$2,203,0001,954
Pre-tax net operating income$3,114,0002,074
Securities gains (losses)$-69,0005,179
Applicable income taxes$04,032
Income before extraordinary items$3,045,0001,886
Extraordinary gains, net$05
Net income$3,045,0001,884
Minority interest net income$066
Net income of bank and minority interests.$3,045,0001,885
Net charge-offs$85,0001,850
Cash dividends$3,997,000649
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,114,0001,849
2018-06-30 (YTD Data)Rank
Total interest income$5,516,0002,332
Total interest expense$454,0002,935
Net interest income$5,062,0002,213
Provision for loan and lease losses$65,0002,536
Total noninterest income$1,245,0001,760
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$771,000797
Trading account gains and feesNANA
Additional Noninterest Income$474,0002,319
Total noninterest expense$4,195,0002,179
Salaries and employee benefits$2,375,0002,196
Premises and equipment expense$427,0002,309
Additional noninterest expense$1,393,0002,059
Pre-tax net operating income$2,047,0002,074
Securities gains (losses)$-7,0004,923
Applicable income taxes$04,018
Income before extraordinary items$2,040,0001,857
Extraordinary gains, net$06
Net income$2,040,0001,855
Minority interest net income$065
Net income of bank and minority interests.$2,040,0001,856
Net charge-offs$5,0002,834
Cash dividends$3,301,000532
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,047,0001,841
2018-03-31 (YTD Data)Rank
Total interest income$2,708,0002,358
Total interest expense$235,0002,833
Net interest income$2,473,0002,264
Provision for loan and lease losses$32,0002,391
Total noninterest income$621,0001,758
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$392,000789
Trading account gains and feesNANA
Additional Noninterest Income$229,0002,326
Total noninterest expense$2,033,0002,257
Salaries and employee benefits$1,115,0002,312
Premises and equipment expense$209,0002,375
Additional noninterest expense$709,0002,015
Pre-tax net operating income$1,029,0002,003
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,029,0001,798
Extraordinary gains, net$07
Net income$1,029,0001,797
Minority interest net income$052
Net income of bank and minority interests.$1,029,0001,798
Net charge-offs$-3,0004,242
Cash dividends$2,134,000395
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,029,0001,789
2017-12-31 (YTD Data)Rank
Total interest income$10,001,0002,449
Total interest expense$852,0002,832
Net interest income$9,149,0002,361
Provision for loan and lease losses$612,0001,263
Total noninterest income$2,495,0001,780
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,517,000810
Trading account gains and feesNANA
Additional Noninterest Income$978,0002,323
Total noninterest expense$8,174,0002,227
Salaries and employee benefits$4,468,0002,284
Premises and equipment expense$859,0002,338
Additional noninterest expense$2,847,0002,019
Pre-tax net operating income$2,858,0002,562
Securities gains (losses)$20,0001,329
Applicable income taxes$04,135
Income before extraordinary items$2,878,0002,121
Extraordinary gains, net$09
Net income$2,878,0002,122
Minority interest net income$076
Net income of bank and minority interests.$2,878,0002,122
Net charge-offs$92,0002,514
Cash dividends$2,107,0001,358
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,858,0002,117
2017-09-30 (YTD Data)Rank
Total interest income$7,377,0002,486
Total interest expense$608,0002,898
Net interest income$6,769,0002,397
Provision for loan and lease losses$395,0001,370
Total noninterest income$1,888,0001,785
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,137,000819
Trading account gains and feesNANA
Additional Noninterest Income$751,0002,318
Total noninterest expense$6,107,0002,248
Salaries and employee benefits$3,356,0002,292
Premises and equipment expense$621,0002,412
Additional noninterest expense$2,130,0002,016
Pre-tax net operating income$2,155,0002,607
Securities gains (losses)$22,0001,272
Applicable income taxes$04,172
Income before extraordinary items$2,177,0002,251
Extraordinary gains, net$09
Net income$2,177,0002,251
Minority interest net income$071
Net income of bank and minority interests.$2,177,0002,252
Net charge-offs$102,0001,915
Cash dividends$1,667,0001,213
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,155,0002,248
2017-06-30 (YTD Data)Rank
Total interest income$4,906,0002,472
Total interest expense$397,0002,896
Net interest income$4,509,0002,403
Provision for loan and lease losses$200,0001,539
Total noninterest income$1,259,0001,783
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$752,000818
Trading account gains and feesNANA
Additional Noninterest Income$507,0002,304
Total noninterest expense$4,090,0002,249
Salaries and employee benefits$2,281,0002,272
Premises and equipment expense$383,0002,547
Additional noninterest expense$1,426,0002,005
Pre-tax net operating income$1,478,0002,515
Securities gains (losses)$20,000995
Applicable income taxes$04,189
Income before extraordinary items$1,498,0002,155
Extraordinary gains, net$011
Net income$1,498,0002,155
Minority interest net income$071
Net income of bank and minority interests.$1,498,0002,156
Net charge-offs$-14,0004,896
Cash dividends$1,010,0001,291
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,478,0002,147
2017-03-31 (YTD Data)Rank
Total interest income$2,436,0002,481
Total interest expense$192,0002,929
Net interest income$2,244,0002,409
Provision for loan and lease losses$150,0001,115
Total noninterest income$651,0001,729
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$383,000797
Trading account gains and feesNANA
Additional Noninterest Income$268,0002,236
Total noninterest expense$1,902,0002,386
Salaries and employee benefits$1,062,0002,420
Premises and equipment expense$201,0002,504
Additional noninterest expense$639,0002,198
Pre-tax net operating income$843,0002,206
Securities gains (losses)$12,000618
Applicable income taxes$04,086
Income before extraordinary items$855,0001,876
Extraordinary gains, net$08
Net income$855,0001,876
Minority interest net income$055
Net income of bank and minority interests.$855,0001,876
Net charge-offs$02,943
Cash dividends$122,0002,277
Sale, conversion, retirement of capital stock, net$0632
Net operating income$843,0001,884
2016-12-31 (YTD Data)Rank
Total interest income$9,685,0002,462
Total interest expense$708,0003,030
Net interest income$8,977,0002,385
Provision for loan and lease losses$510,0001,447
Total noninterest income$2,348,0001,923
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,328,000935
Trading account gains and fees$0170
Additional Noninterest Income$1,020,0002,384
Total noninterest expense$7,927,0002,306
Salaries and employee benefits$4,408,0002,312
Premises and equipment expense$794,0002,515
Additional noninterest expense$2,725,0002,139
Pre-tax net operating income$2,888,0002,451
Securities gains (losses)$254,000744
Applicable income taxes$04,278
Income before extraordinary items$3,142,0002,024
Extraordinary gains, net$05
Net income$3,142,0002,023
Minority interest net income$082
Net income of bank and minority interests.$3,142,0002,023
Net charge-offs$184,0002,017
Cash dividends$1,954,0001,456
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,888,0002,112
2016-09-30 (YTD Data)Rank
Total interest income$7,186,0002,487
Total interest expense$536,0003,001
Net interest income$6,650,0002,413
Provision for loan and lease losses$456,0001,215
Total noninterest income$1,716,0001,952
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$935,000983
Trading account gains and fees$0169
Additional Noninterest Income$781,0002,357
Total noninterest expense$5,906,0002,319
Salaries and employee benefits$3,332,0002,294
Premises and equipment expense$579,0002,567
Additional noninterest expense$1,995,0002,185
Pre-tax net operating income$2,004,0002,617
Securities gains (losses)$253,000675
Applicable income taxes$04,325
Income before extraordinary items$2,257,0002,142
Extraordinary gains, net$05
Net income$2,257,0002,141
Minority interest net income$071
Net income of bank and minority interests.$2,257,0002,142
Net charge-offs$134,0001,789
Cash dividends$1,477,0001,300
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,004,0002,276
2016-06-30 (YTD Data)Rank
Total interest income$4,773,0002,502
Total interest expense$359,0003,006
Net interest income$4,414,0002,425
Provision for loan and lease losses$402,0001,008
Total noninterest income$1,064,0002,023
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$567,0001,066
Trading account gains and fees$0157
Additional Noninterest Income$497,0002,383
Total noninterest expense$3,897,0002,347
Salaries and employee benefits$2,208,0002,318
Premises and equipment expense$379,0002,612
Additional noninterest expense$1,310,0002,228
Pre-tax net operating income$1,179,0002,785
Securities gains (losses)$253,000493
Applicable income taxes$04,338
Income before extraordinary items$1,432,0002,207
Extraordinary gains, net$016
Net income$1,432,0002,206
Minority interest net income$071
Net income of bank and minority interests.$1,432,0002,206
Net charge-offs$101,0001,612
Cash dividends$957,0001,369
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,179,0002,452
2016-03-31 (YTD Data)Rank
Total interest income$2,374,0002,515
Total interest expense$179,0003,039
Net interest income$2,195,0002,439
Provision for loan and lease losses$48,0002,216
Total noninterest income$498,0002,074
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$271,0001,107
Trading account gains and fees$0142
Additional Noninterest Income$227,0002,461
Total noninterest expense$1,906,0002,404
Salaries and employee benefits$1,090,0002,344
Premises and equipment expense$181,0002,732
Additional noninterest expense$635,0002,274
Pre-tax net operating income$739,0002,393
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$739,0002,124
Extraordinary gains, net$012
Net income$739,0002,124
Minority interest net income$062
Net income of bank and minority interests.$739,0002,124
Net charge-offs$76,0001,173
Cash dividends$124,0002,268
Sale, conversion, retirement of capital stock, net$0659
Net operating income$739,0002,065
2015-12-31 (YTD Data)Rank
Total interest income$9,480,0002,474
Total interest expense$654,0003,199
Net interest income$8,826,0002,381
Provision for loan and lease losses$58,0003,533
Total noninterest income$1,790,0002,253
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,106,0001,122
Trading account gains and fees$0159
Additional Noninterest Income$684,0002,871
Total noninterest expense$7,638,0002,400
Salaries and employee benefits$4,248,0002,357
Premises and equipment expense$759,0002,658
Additional noninterest expense$2,631,0002,236
Pre-tax net operating income$2,920,0002,366
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$2,920,0002,098
Extraordinary gains, net$023
Net income$2,920,0002,099
Minority interest net income$081
Net income of bank and minority interests.$2,920,0002,100
Net charge-offs$317,0001,553
Cash dividends$1,730,0001,479
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,920,0002,058
2015-09-30 (YTD Data)Rank
Total interest income$7,118,0002,492
Total interest expense$486,0003,260
Net interest income$6,632,0002,394
Provision for loan and lease losses$04,232
Total noninterest income$1,335,0002,280
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$825,0001,132
Trading account gains and fees$0153
Additional Noninterest Income$510,0002,893
Total noninterest expense$5,742,0002,383
Salaries and employee benefits$3,213,0002,342
Premises and equipment expense$574,0002,681
Additional noninterest expense$1,955,0002,251
Pre-tax net operating income$2,225,0002,382
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$2,225,0002,090
Extraordinary gains, net$021
Net income$2,225,0002,091
Minority interest net income$078
Net income of bank and minority interests.$2,225,0002,091
Net charge-offs$183,0001,634
Cash dividends$1,245,0001,386
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,225,0002,041
2015-06-30 (YTD Data)Rank
Total interest income$4,752,0002,494
Total interest expense$323,0003,293
Net interest income$4,429,0002,397
Provision for loan and lease losses$04,069
Total noninterest income$866,0002,325
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$538,0001,138
Trading account gains and fees$0157
Additional Noninterest Income$328,0002,951
Total noninterest expense$3,837,0002,388
Salaries and employee benefits$2,150,0002,353
Premises and equipment expense$381,0002,704
Additional noninterest expense$1,306,0002,255
Pre-tax net operating income$1,458,0002,384
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,458,0002,093
Extraordinary gains, net$022
Net income$1,458,0002,095
Minority interest net income$075
Net income of bank and minority interests.$1,458,0002,095
Net charge-offs$194,0001,207
Cash dividends$791,0001,481
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,458,0002,048
2015-03-31 (YTD Data)Rank
Total interest income$2,339,0002,532
Total interest expense$161,0003,335
Net interest income$2,178,0002,426
Provision for loan and lease losses$03,703
Total noninterest income$398,0002,399
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$250,0001,188
Trading account gains and fees$0152
Additional Noninterest Income$148,0003,037
Total noninterest expense$1,857,0002,471
Salaries and employee benefits$1,074,0002,359
Premises and equipment expense$190,0002,747
Additional noninterest expense$593,0002,444
Pre-tax net operating income$719,0002,381
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$719,0002,098
Extraordinary gains, net$013
Net income$719,0002,099
Minority interest net income$064
Net income of bank and minority interests.$719,0002,099
Net charge-offs$115,0001,016
Cash dividends$128,0002,156
Sale, conversion, retirement of capital stock, net$0697
Net operating income$719,0002,032
2014-12-31 (YTD Data)Rank
Total interest income$9,592,0002,495
Total interest expense$676,0003,383
Net interest income$8,916,0002,379
Provision for loan and lease losses$04,603
Total noninterest income$1,655,0002,377
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,195,0001,106
Trading account gains and fees$0180
Additional Noninterest Income$460,0003,381
Total noninterest expense$7,204,0002,558
Salaries and employee benefits$4,093,0002,439
Premises and equipment expense$836,0002,572
Additional noninterest expense$2,275,0002,600
Pre-tax net operating income$3,367,0002,089
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$3,367,0001,833
Extraordinary gains, net$017
Net income$3,367,0001,833
Minority interest net income$084
Net income of bank and minority interests.$3,367,0001,832
Net charge-offs$-16,0005,750
Cash dividends$2,212,0001,182
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,367,0001,802
2014-09-30 (YTD Data)Rank
Total interest income$7,172,0002,524
Total interest expense$533,0003,331
Net interest income$6,639,0002,409
Provision for loan and lease losses$04,401
Total noninterest income$1,238,0002,390
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$903,0001,104
Trading account gains and fees$0174
Additional Noninterest Income$335,0003,472
Total noninterest expense$5,500,0002,513
Salaries and employee benefits$3,090,0002,426
Premises and equipment expense$613,0002,655
Additional noninterest expense$1,797,0002,506
Pre-tax net operating income$2,377,0002,223
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,377,0001,927
Extraordinary gains, net$015
Net income$2,377,0001,927
Minority interest net income$081
Net income of bank and minority interests.$2,377,0001,926
Net charge-offs$-14,0005,691
Cash dividends$1,434,0001,197
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,377,0001,877
2014-06-30 (YTD Data)Rank
Total interest income$4,753,0002,526
Total interest expense$359,0003,341
Net interest income$4,394,0002,421
Provision for loan and lease losses$04,196
Total noninterest income$818,0002,375
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$594,0001,099
Trading account gains and fees$0172
Additional Noninterest Income$224,0003,463
Total noninterest expense$3,628,0002,547
Salaries and employee benefits$2,059,0002,437
Premises and equipment expense$404,0002,693
Additional noninterest expense$1,165,0002,555
Pre-tax net operating income$1,584,0002,186
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,584,0001,895
Extraordinary gains, net$020
Net income$1,584,0001,899
Minority interest net income$080
Net income of bank and minority interests.$1,584,0001,898
Net charge-offs$-29,0006,008
Cash dividends$1,008,0001,144
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,584,0001,844
2014-03-31 (YTD Data)Rank
Total interest income$2,352,0002,551
Total interest expense$186,0003,330
Net interest income$2,166,0002,438
Provision for loan and lease losses$03,817
Total noninterest income$420,0002,298
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$299,0001,086
Trading account gains and fees$0147
Additional Noninterest Income$121,0003,299
Total noninterest expense$1,716,0002,669
Salaries and employee benefits$1,014,0002,474
Premises and equipment expense$184,0002,918
Additional noninterest expense$518,0002,807
Pre-tax net operating income$870,0001,973
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$870,0001,682
Extraordinary gains, net$016
Net income$870,0001,686
Minority interest net income$066
Net income of bank and minority interests.$870,0001,685
Net charge-offs$-26,0006,127
Cash dividends$132,0002,073
Sale, conversion, retirement of capital stock, net$0747
Net operating income$870,0001,650
2013-12-31 (YTD Data)Rank
Total interest income$8,684,0002,757
Total interest expense$874,0003,248
Net interest income$7,810,0002,657
Provision for loan and lease losses$05,091
Total noninterest income$1,486,0002,602
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,201,0001,158
Trading account gains and fees$0184
Additional Noninterest Income$285,0004,158
Total noninterest expense$6,617,0002,754
Salaries and employee benefits$3,620,0002,721
Premises and equipment expense$732,0002,872
Additional noninterest expense$2,265,0002,706
Pre-tax net operating income$2,679,0002,347
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$2,679,0002,078
Extraordinary gains, net$029
Net income$2,679,0002,083
Minority interest net income$090
Net income of bank and minority interests.$2,679,0002,083
Net charge-offs$37,0004,551
Cash dividends$5,943,000497
Sale, conversion, retirement of capital stock, net$7,284,00062
Net operating income$2,679,0002,029
2013-09-30 (YTD Data)Rank
Total interest income$6,222,0002,882
Total interest expense$656,0003,332
Net interest income$5,566,0002,794
Provision for loan and lease losses$04,941
Total noninterest income$1,115,0002,655
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$884,0001,172
Trading account gains and fees$0180
Additional Noninterest Income$231,0004,125
Total noninterest expense$4,736,0002,877
Salaries and employee benefits$2,591,0002,844
Premises and equipment expense$511,0003,060
Additional noninterest expense$1,634,0002,783
Pre-tax net operating income$1,945,0002,480
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$1,945,0002,183
Extraordinary gains, net$025
Net income$1,945,0002,189
Minority interest net income$084
Net income of bank and minority interests.$1,945,0002,189
Net charge-offs$3,0005,003
Cash dividends$5,356,000385
Sale, conversion, retirement of capital stock, net$7,284,00040
Net operating income$1,945,0002,120
2013-06-30 (YTD Data)Rank
Total interest income$4,080,0002,923
Total interest expense$444,0003,345
Net interest income$3,636,0002,833
Provision for loan and lease losses$04,788
Total noninterest income$734,0002,689
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$584,0001,158
Trading account gains and fees$0157
Additional Noninterest Income$150,0004,216
Total noninterest expense$3,056,0002,953
Salaries and employee benefits$1,693,0002,895
Premises and equipment expense$317,0003,242
Additional noninterest expense$1,046,0002,865
Pre-tax net operating income$1,314,0002,430
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,314,0002,143
Extraordinary gains, net$022
Net income$1,314,0002,151
Minority interest net income$082
Net income of bank and minority interests.$1,314,0002,149
Net charge-offs$-7,0006,047
Cash dividends$642,0001,480
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,314,0002,062
2013-03-31 (YTD Data)Rank
Total interest income$1,947,0003,052
Total interest expense$223,0003,424
Net interest income$1,724,0002,955
Provision for loan and lease losses$04,409
Total noninterest income$392,0002,584
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$292,0001,144
Trading account gains and fees$0148
Additional Noninterest Income$100,0003,748
Total noninterest expense$1,497,0003,021
Salaries and employee benefits$838,0002,933
Premises and equipment expense$159,0003,251
Additional noninterest expense$500,0002,985
Pre-tax net operating income$619,0002,503
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$619,0002,203
Extraordinary gains, net$010
Net income$619,0002,205
Minority interest net income$076
Net income of bank and minority interests.$619,0002,205
Net charge-offs$-6,0005,985
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$619,0002,121
2012-12-31 (YTD Data)Rank
Total interest income$8,102,0003,071
Total interest expense$934,0003,776
Net interest income$7,168,0002,927
Provision for loan and lease losses$182,0004,040
Total noninterest income$1,459,0002,654
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,190,0001,187
Trading account gains and fees$0166
Additional Noninterest Income$269,0004,186
Total noninterest expense$5,736,0003,133
Salaries and employee benefits$3,229,0002,975
Premises and equipment expense$645,0003,209
Additional noninterest expense$1,862,0003,250
Pre-tax net operating income$2,709,0002,273
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$2,709,0002,034
Extraordinary gains, net$029
Net income$2,709,0002,033
Minority interest net income$093
Net income of bank and minority interests.$2,709,0002,035
Net charge-offs$113,0004,319
Cash dividends$1,523,0001,470
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,709,0001,926
2012-09-30 (YTD Data)Rank
Total interest income$6,104,0003,122
Total interest expense$714,0003,851
Net interest income$5,390,0002,967
Provision for loan and lease losses$151,0003,866
Total noninterest income$1,115,0002,629
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$885,0001,204
Trading account gains and fees$0157
Additional Noninterest Income$230,0004,055
Total noninterest expense$4,228,0003,193
Salaries and employee benefits$2,379,0003,028
Premises and equipment expense$469,0003,330
Additional noninterest expense$1,380,0003,310
Pre-tax net operating income$2,126,0002,243
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,126,0002,001
Extraordinary gains, net$020
Net income$2,126,0002,000
Minority interest net income$086
Net income of bank and minority interests.$2,126,0002,002
Net charge-offs$119,0003,797
Cash dividends$946,0001,392
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,126,0001,879
2012-06-30 (YTD Data)Rank
Total interest income$4,083,0003,133
Total interest expense$486,0003,896
Net interest income$3,597,0002,974
Provision for loan and lease losses$151,0003,326
Total noninterest income$755,0002,572
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$592,0001,192
Trading account gains and fees$0153
Additional Noninterest Income$163,0003,948
Total noninterest expense$2,804,0003,231
Salaries and employee benefits$1,583,0003,045
Premises and equipment expense$305,0003,401
Additional noninterest expense$916,0003,348
Pre-tax net operating income$1,397,0002,265
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,397,0002,005
Extraordinary gains, net$019
Net income$1,397,0002,003
Minority interest net income$084
Net income of bank and minority interests.$1,397,0002,005
Net charge-offs$129,0003,181
Cash dividends$608,0001,404
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,397,0001,903
2012-03-31 (YTD Data)Rank
Total interest income$2,048,0003,153
Total interest expense$251,0003,932
Net interest income$1,797,0002,988
Provision for loan and lease losses$100,0002,838
Total noninterest income$378,0002,569
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$291,0001,209
Trading account gains and fees$0148
Additional Noninterest Income$87,0003,904
Total noninterest expense$1,409,0003,204
Salaries and employee benefits$782,0003,079
Premises and equipment expense$150,0003,460
Additional noninterest expense$477,0003,212
Pre-tax net operating income$666,0002,347
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$666,0002,081
Extraordinary gains, net$019
Net income$666,0002,082
Minority interest net income$078
Net income of bank and minority interests.$666,0002,083
Net charge-offs$129,0002,229
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$666,0001,982
2011-12-31 (YTD Data)Rank
Total interest income$8,240,0003,243
Total interest expense$1,149,0004,073
Net interest income$7,091,0003,049
Provision for loan and lease losses$254,0004,333
Total noninterest income$1,457,0002,496
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,267,0001,160
Trading account gains and fees$0146
Additional Noninterest Income$190,0004,525
Total noninterest expense$5,567,0003,243
Salaries and employee benefits$3,103,0003,030
Premises and equipment expense$587,0003,634
Additional noninterest expense$1,877,0003,310
Pre-tax net operating income$2,727,0001,996
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$2,727,0001,749
Extraordinary gains, net$029
Net income$2,727,0001,750
Minority interest net income$096
Net income of bank and minority interests.$2,727,0001,750
Net charge-offs$33,0005,696
Cash dividends$1,510,0001,219
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,727,0001,670
2011-09-30 (YTD Data)Rank
Total interest income$6,174,0003,288
Total interest expense$883,0004,137
Net interest income$5,291,0003,070
Provision for loan and lease losses$183,0004,252
Total noninterest income$1,105,0002,472
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$948,0001,169
Trading account gains and fees$0145
Additional Noninterest Income$157,0004,459
Total noninterest expense$4,178,0003,250
Salaries and employee benefits$2,306,0003,065
Premises and equipment expense$432,0003,727
Additional noninterest expense$1,440,0003,259
Pre-tax net operating income$2,035,0002,059
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$2,035,0001,812
Extraordinary gains, net$021
Net income$2,035,0001,812
Minority interest net income$087
Net income of bank and minority interests.$2,035,0001,812
Net charge-offs$27,0005,389
Cash dividends$846,0001,314
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,035,0001,733
2011-06-30 (YTD Data)Rank
Total interest income$4,077,0003,337
Total interest expense$602,0004,193
Net interest income$3,475,0003,103
Provision for loan and lease losses$71,0004,764
Total noninterest income$726,0002,479
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$625,0001,164
Trading account gains and fees$0153
Additional Noninterest Income$101,0004,526
Total noninterest expense$2,873,0003,210
Salaries and employee benefits$1,537,0003,091
Premises and equipment expense$277,0003,854
Additional noninterest expense$1,059,0003,060
Pre-tax net operating income$1,257,0002,155
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,257,0001,880
Extraordinary gains, net$015
Net income$1,257,0001,880
Minority interest net income$089
Net income of bank and minority interests.$1,257,0001,880
Net charge-offs$66,0004,241
Cash dividends$513,0001,381
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,257,0001,807
2011-03-31 (YTD Data)Rank
Total interest income$1,989,0003,423
Total interest expense$308,0004,228
Net interest income$1,681,0003,192
Provision for loan and lease losses$71,0003,826
Total noninterest income$369,0002,478
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$318,0001,140
Trading account gains and fees$0158
Additional Noninterest Income$51,0004,640
Total noninterest expense$1,406,0003,281
Salaries and employee benefits$753,0003,148
Premises and equipment expense$131,0004,040
Additional noninterest expense$522,0003,071
Pre-tax net operating income$573,0002,312
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$573,0001,996
Extraordinary gains, net$09
Net income$573,0001,995
Minority interest net income$086
Net income of bank and minority interests.$573,0001,996
Net charge-offs$121,0002,553
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$573,0001,953
2010-12-31 (YTD Data)Rank
Total interest income$8,276,0003,459
Total interest expense$1,510,0004,249
Net interest income$6,766,0003,161
Provision for loan and lease losses$288,0004,919
Total noninterest income$1,498,0002,517
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,330,0001,129
Trading account gains and fees$0175
Additional Noninterest Income$168,0004,833
Total noninterest expense$5,520,0003,332
Salaries and employee benefits$3,112,0003,012
Premises and equipment expense$566,0003,873
Additional noninterest expense$1,842,0003,482
Pre-tax net operating income$2,456,0001,916
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$2,456,0001,678
Extraordinary gains, net$029
Net income$2,456,0001,678
Minority interest net income$0111
Net income of bank and minority interests.$2,456,0001,680
Net charge-offs$95,0005,454
Cash dividends$1,305,0001,210
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,456,0001,616
2010-09-30 (YTD Data)Rank
Total interest income$6,291,0003,496
Total interest expense$1,177,0004,295
Net interest income$5,114,0003,180
Provision for loan and lease losses$146,0005,300
Total noninterest income$1,118,0002,536
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$981,0001,190
Trading account gains and fees$0165
Additional Noninterest Income$137,0004,785
Total noninterest expense$4,059,0003,367
Salaries and employee benefits$2,310,0003,060
Premises and equipment expense$424,0003,944
Additional noninterest expense$1,325,0003,555
Pre-tax net operating income$2,027,0001,873
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$2,027,0001,632
Extraordinary gains, net$023
Net income$2,027,0001,635
Minority interest net income$0110
Net income of bank and minority interests.$2,027,0001,635
Net charge-offs$19,0006,038
Cash dividends$885,0001,174
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,027,0001,559
2010-06-30 (YTD Data)Rank
Total interest income$4,220,0003,508
Total interest expense$803,0004,335
Net interest income$3,417,0003,159
Provision for loan and lease losses$75,0005,435
Total noninterest income$720,0002,540
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$627,0001,244
Trading account gains and fees$0152
Additional Noninterest Income$93,0004,743
Total noninterest expense$2,681,0003,406
Salaries and employee benefits$1,534,0003,084
Premises and equipment expense$282,0003,980
Additional noninterest expense$865,0003,590
Pre-tax net operating income$1,381,0001,837
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,381,0001,583
Extraordinary gains, net$019
Net income$1,381,0001,583
Minority interest net income$0105
Net income of bank and minority interests.$1,381,0001,583
Net charge-offs$06,372
Cash dividends$549,0001,237
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,381,0001,508
2010-03-31 (YTD Data)Rank
Total interest income$2,114,0003,569
Total interest expense$409,0004,420
Net interest income$1,705,0003,207
Provision for loan and lease losses$75,0004,293
Total noninterest income$358,0002,556
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$301,0001,300
Trading account gains and fees$0175
Additional Noninterest Income$57,0004,465
Total noninterest expense$1,322,0003,496
Salaries and employee benefits$757,0003,155
Premises and equipment expense$142,0004,028
Additional noninterest expense$423,0003,672
Pre-tax net operating income$666,0001,913
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$666,0001,635
Extraordinary gains, net$016
Net income$666,0001,636
Minority interest net income$091
Net income of bank and minority interests.$666,0001,637
Net charge-offs$20,0004,422
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$666,0001,575
2009-12-31 (YTD Data)Rank
Total interest income$8,639,0003,621
Total interest expense$1,877,0004,642
Net interest income$6,762,0003,139
Provision for loan and lease losses$390,0004,900
Total noninterest income$1,269,0002,866
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,095,0001,544
Trading account gains and fees$0211
Additional Noninterest Income$174,0004,861
Total noninterest expense$5,304,0003,503
Salaries and employee benefits$2,962,0003,213
Premises and equipment expense$594,0003,900
Additional noninterest expense$1,748,0003,678
Pre-tax net operating income$2,337,0001,674
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$2,337,0001,428
Extraordinary gains, net$034
Net income$2,337,0001,426
Minority interest net income$0115
Net income of bank and minority interests.$2,337,0001,427
Net charge-offs$320,0004,405
Cash dividends$1,476,0001,217
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,337,0001,404
2009-09-30 (YTD Data)Rank
Total interest income$6,528,0003,642
Total interest expense$1,449,0004,700
Net interest income$5,079,0003,151
Provision for loan and lease losses$234,0004,940
Total noninterest income$942,0002,928
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$801,0001,581
Trading account gains and fees$0212
Additional Noninterest Income$141,0004,874
Total noninterest expense$3,952,0003,520
Salaries and employee benefits$2,223,0003,234
Premises and equipment expense$444,0003,956
Additional noninterest expense$1,285,0003,693
Pre-tax net operating income$1,835,0001,754
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$1,835,0001,466
Extraordinary gains, net$027
Net income$1,835,0001,464
Minority interest net income$0118
Net income of bank and minority interests.$1,835,0001,466
Net charge-offs$212,0004,186
Cash dividends$969,0001,303
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,835,0001,423
2009-06-30 (YTD Data)Rank
Total interest income$4,403,0003,643
Total interest expense$998,0004,737
Net interest income$3,405,0003,126
Provision for loan and lease losses$165,0004,608
Total noninterest income$626,0002,958
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$521,0001,590
Trading account gains and fees$0193
Additional Noninterest Income$105,0004,716
Total noninterest expense$2,628,0003,574
Salaries and employee benefits$1,478,0003,276
Premises and equipment expense$295,0003,989
Additional noninterest expense$855,0003,696
Pre-tax net operating income$1,238,0001,783
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,238,0001,500
Extraordinary gains, net$021
Net income$1,238,0001,497
Minority interest net income$0112
Net income of bank and minority interests.$1,238,0001,499
Net charge-offs$65,0004,675
Cash dividends$623,0001,382
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,238,0001,477
2009-03-31 (YTD Data)Rank
Total interest income$2,255,0003,619
Total interest expense$520,0004,735
Net interest income$1,735,0003,060
Provision for loan and lease losses$143,0003,399
Total noninterest income$310,0002,962
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$256,0001,582
Trading account gains and fees$0171
Additional Noninterest Income$54,0004,691
Total noninterest expense$1,271,0003,605
Salaries and employee benefits$739,0003,315
Premises and equipment expense$146,0004,058
Additional noninterest expense$386,0003,675
Pre-tax net operating income$631,0001,969
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$631,0001,704
Extraordinary gains, net$015
Net income$631,0001,705
Minority interest net income$0102
Net income of bank and minority interests.$631,0001,706
Net charge-offs$87,0003,021
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$631,0001,616
2008-12-31 (YTD Data)Rank
Total interest income$9,942,0003,535
Total interest expense$2,814,0004,432
Net interest income$7,128,0003,000
Provision for loan and lease losses$82,0006,226
Total noninterest income$1,431,0002,721
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,180,0001,511
Trading account gains and fees$0154
Additional Noninterest Income$251,0004,433
Total noninterest expense$5,174,0003,462
Salaries and employee benefits$3,141,0003,126
Premises and equipment expense$603,0003,922
Additional noninterest expense$1,430,0003,754
Pre-tax net operating income$3,303,0001,642
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$3,303,0001,257
Extraordinary gains, net$039
Net income$3,303,0001,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0003,845
Cash dividends$1,766,0001,510
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,303,0001,335
2008-09-30 (YTD Data)Rank
Total interest income$7,559,0003,570
Total interest expense$2,172,0004,473
Net interest income$5,387,0003,003
Provision for loan and lease losses$06,991
Total noninterest income$1,057,0002,790
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$896,0001,511
Trading account gains and fees$0148
Additional Noninterest Income$161,0004,833
Total noninterest expense$3,798,0003,509
Salaries and employee benefits$2,328,0003,188
Premises and equipment expense$445,0003,976
Additional noninterest expense$1,025,0003,790
Pre-tax net operating income$2,646,0001,837
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$2,646,0001,399
Extraordinary gains, net$031
Net income$2,646,0001,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,946
Cash dividends$1,211,0001,577
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,646,0001,474
2008-06-30 (YTD Data)Rank
Total interest income$5,072,0003,607
Total interest expense$1,516,0004,479
Net interest income$3,556,0003,020
Provision for loan and lease losses$06,671
Total noninterest income$699,0002,846
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$586,0001,521
Trading account gains and fees$0149
Additional Noninterest Income$113,0004,835
Total noninterest expense$2,499,0003,573
Salaries and employee benefits$1,538,0003,261
Premises and equipment expense$291,0004,047
Additional noninterest expense$670,0003,834
Pre-tax net operating income$1,756,0001,902
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,756,0001,560
Extraordinary gains, net$021
Net income$1,756,0001,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0003,402
Cash dividends$855,0001,612
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,756,0001,526
2008-03-31 (YTD Data)Rank
Total interest income$2,589,0003,628
Total interest expense$806,0004,492
Net interest income$1,783,0003,009
Provision for loan and lease losses$06,080
Total noninterest income$364,0002,775
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$290,0001,510
Trading account gains and fees$0158
Additional Noninterest Income$74,0004,349
Total noninterest expense$1,232,0003,621
Salaries and employee benefits$755,0003,338
Premises and equipment expense$147,0004,044
Additional noninterest expense$330,0003,830
Pre-tax net operating income$915,0001,945
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$915,0001,626
Extraordinary gains, net$015
Net income$915,0001,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,520
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$915,0001,568
2007-12-31 (YTD Data)Rank
Total interest income$10,592,0003,630
Total interest expense$3,559,0004,294
Net interest income$7,033,0003,090
Provision for loan and lease losses$198,0003,898
Total noninterest income$1,487,0002,736
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,138,0001,576
Trading account gains and fees$0178
Additional Noninterest Income$349,0003,990
Total noninterest expense$5,067,0003,408
Salaries and employee benefits$2,910,0003,308
Premises and equipment expense$653,0003,618
Additional noninterest expense$1,504,0003,410
Pre-tax net operating income$3,255,0002,324
Securities gains (losses)$-7,0007,477
Applicable income taxes$06,070
Income before extraordinary items$3,248,0001,909
Extraordinary gains, net$039
Net income$3,248,0001,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,550
Cash dividends$1,908,0001,667
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,255,0001,892
2007-09-30 (YTD Data)Rank
Total interest income$7,910,0003,644
Total interest expense$2,662,0004,317
Net interest income$5,248,0003,109
Provision for loan and lease losses$120,0003,851
Total noninterest income$1,095,0002,742
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$837,0001,577
Trading account gains and fees$0184
Additional Noninterest Income$258,0004,031
Total noninterest expense$3,703,0003,456
Salaries and employee benefits$2,119,0003,374
Premises and equipment expense$482,0003,646
Additional noninterest expense$1,102,0003,429
Pre-tax net operating income$2,520,0002,419
Securities gains (losses)$-7,0007,691
Applicable income taxes$06,220
Income before extraordinary items$2,513,0002,003
Extraordinary gains, net$033
Net income$2,513,0002,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,997
Cash dividends$1,192,0001,792
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,520,0001,984
2007-06-30 (YTD Data)Rank
Total interest income$5,210,0003,685
Total interest expense$1,744,0004,370
Net interest income$3,466,0003,156
Provision for loan and lease losses$18,0005,390
Total noninterest income$713,0002,793
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$545,0001,619
Trading account gains and fees$0168
Additional Noninterest Income$168,0004,117
Total noninterest expense$2,460,0003,481
Salaries and employee benefits$1,411,0003,408
Premises and equipment expense$311,0003,761
Additional noninterest expense$738,0003,405
Pre-tax net operating income$1,701,0002,450
Securities gains (losses)$-7,0007,919
Applicable income taxes$06,265
Income before extraordinary items$1,694,0002,020
Extraordinary gains, net$029
Net income$1,694,0002,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,810
Cash dividends$767,0001,857
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,701,0001,990
2007-03-31 (YTD Data)Rank
Total interest income$2,580,0003,690
Total interest expense$857,0004,399
Net interest income$1,723,0003,154
Provision for loan and lease losses$18,0004,475
Total noninterest income$357,0002,774
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$265,0001,618
Trading account gains and fees$0195
Additional Noninterest Income$92,0003,917
Total noninterest expense$1,218,0003,529
Salaries and employee benefits$698,0003,463
Premises and equipment expense$148,0003,888
Additional noninterest expense$372,0003,370
Pre-tax net operating income$844,0002,474
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$844,0001,969
Extraordinary gains, net$022
Net income$844,0001,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$844,0001,960
2006-12-31 (YTD Data)Rank
Total interest income$9,290,0003,780
Total interest expense$2,963,0004,341
Net interest income$6,327,0003,384
Provision for loan and lease losses$204,0003,493
Total noninterest income$1,441,0002,778
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,137,0001,557
Trading account gains and fees$0130
Additional Noninterest Income$304,0004,266
Total noninterest expense$4,947,0003,381
Salaries and employee benefits$2,814,0003,308
Premises and equipment expense$677,0003,419
Additional noninterest expense$1,456,0003,368
Pre-tax net operating income$2,617,0003,028
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$2,617,0002,518
Extraordinary gains, net$051
Net income$2,617,0002,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,107
Cash dividends$1,665,0001,790
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,617,0002,495
2006-09-30 (YTD Data)Rank
Total interest income$6,700,0003,858
Total interest expense$2,139,0004,363
Net interest income$4,561,0003,506
Provision for loan and lease losses$184,0003,018
Total noninterest income$1,079,0002,780
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$848,0001,577
Trading account gains and fees$0126
Additional Noninterest Income$231,0004,243
Total noninterest expense$3,598,0003,453
Salaries and employee benefits$2,012,0003,434
Premises and equipment expense$508,0003,427
Additional noninterest expense$1,078,0003,407
Pre-tax net operating income$1,858,0003,273
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$1,858,0002,733
Extraordinary gains, net$045
Net income$1,858,0002,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0001,647
Cash dividends$1,149,0001,754
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,858,0002,718
2006-06-30 (YTD Data)Rank
Total interest income$4,293,0003,921
Total interest expense$1,364,0004,356
Net interest income$2,929,0003,612
Provision for loan and lease losses$108,0003,218
Total noninterest income$708,0002,814
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$555,0001,584
Trading account gains and fees$0126
Additional Noninterest Income$153,0004,278
Total noninterest expense$2,408,0003,453
Salaries and employee benefits$1,327,0003,471
Premises and equipment expense$342,0003,390
Additional noninterest expense$739,0003,333
Pre-tax net operating income$1,121,0003,515
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,121,0002,941
Extraordinary gains, net$039
Net income$1,121,0002,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0001,381
Cash dividends$766,0001,777
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,121,0002,928
2006-03-31 (YTD Data)Rank
Total interest income$2,052,0004,004
Total interest expense$641,0004,414
Net interest income$1,411,0003,709
Provision for loan and lease losses$42,0003,489
Total noninterest income$359,0002,726
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$269,0001,573
Trading account gains and fees$0115
Additional Noninterest Income$90,0003,918
Total noninterest expense$1,190,0003,498
Salaries and employee benefits$654,0003,522
Premises and equipment expense$165,0003,494
Additional noninterest expense$371,0003,319
Pre-tax net operating income$538,0003,576
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$538,0002,988
Extraordinary gains, net$021
Net income$538,0002,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0001,533
Cash dividends$210,0002,327
Sale, conversion, retirement of capital stock, net$0648
Net operating income$538,0002,970
2005-12-31 (YTD Data)Rank
Total interest income$7,259,0004,034
Total interest expense$2,076,0004,326
Net interest income$5,183,0003,850
Provision for loan and lease losses$219,0003,446
Total noninterest income$1,350,0002,877
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,036,0001,670
Trading account gains and fees$0138
Additional Noninterest Income$314,0004,239
Total noninterest expense$4,563,0003,482
Salaries and employee benefits$2,402,0003,601
Premises and equipment expense$665,0003,375
Additional noninterest expense$1,496,0003,237
Pre-tax net operating income$1,751,0004,020
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$1,751,0003,438
Extraordinary gains, net$046
Net income$1,751,0003,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,600
Cash dividends$1,165,0002,207
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,751,0003,406
2005-09-30 (YTD Data)Rank
Total interest income$5,319,0004,061
Total interest expense$1,481,0004,335
Net interest income$3,838,0003,884
Provision for loan and lease losses$123,0003,842
Total noninterest income$1,020,0002,869
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$769,0001,673
Trading account gains and fees$0126
Additional Noninterest Income$251,0004,130
Total noninterest expense$3,358,0003,514
Salaries and employee benefits$1,772,0003,609
Premises and equipment expense$474,0003,494
Additional noninterest expense$1,112,0003,224
Pre-tax net operating income$1,377,0003,976
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,377,0003,351
Extraordinary gains, net$035
Net income$1,377,0003,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,542
Cash dividends$1,165,0001,607
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,377,0003,308
2005-06-30 (YTD Data)Rank
Total interest income$3,488,0004,046
Total interest expense$935,0004,333
Net interest income$2,553,0003,861
Provision for loan and lease losses$56,0004,409
Total noninterest income$661,0002,896
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$493,0001,707
Trading account gains and fees$0116
Additional Noninterest Income$168,0004,077
Total noninterest expense$2,193,0003,557
Salaries and employee benefits$1,165,0003,651
Premises and equipment expense$296,0003,672
Additional noninterest expense$732,0003,236
Pre-tax net operating income$965,0003,805
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$965,0003,175
Extraordinary gains, net$030
Net income$965,0003,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,314
Cash dividends$856,0001,496
Sale, conversion, retirement of capital stock, net$0643
Net operating income$965,0003,128
2005-03-31 (YTD Data)Rank
Total interest income$1,720,0004,062
Total interest expense$440,0004,393
Net interest income$1,280,0003,844
Provision for loan and lease losses$31,0003,901
Total noninterest income$336,0002,805
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$237,0001,710
Trading account gains and fees$0115
Additional Noninterest Income$99,0003,751
Total noninterest expense$1,084,0003,614
Salaries and employee benefits$580,0003,666
Premises and equipment expense$137,0003,911
Additional noninterest expense$367,0003,244
Pre-tax net operating income$501,0003,675
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$501,0003,043
Extraordinary gains, net$024
Net income$501,0003,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,779
Cash dividends$283,0001,838
Sale, conversion, retirement of capital stock, net$0491
Net operating income$501,0003,001
2004-12-31 (YTD Data)Rank
Total interest income$6,616,0003,973
Total interest expense$1,550,0004,428
Net interest income$5,066,0003,773
Provision for loan and lease losses$156,0004,170
Total noninterest income$1,372,0002,852
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,061,0001,652
Trading account gains and fees$0138
Additional Noninterest Income$311,0004,199
Total noninterest expense$4,301,0003,533
Salaries and employee benefits$2,327,0003,538
Premises and equipment expense$577,0003,647
Additional noninterest expense$1,397,0003,304
Pre-tax net operating income$1,981,0003,522
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$1,981,0002,943
Extraordinary gains, net$034
Net income$1,981,0002,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0002,579
Cash dividends$1,478,0001,757
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,981,0002,884
2004-09-30 (YTD Data)Rank
Total interest income$4,924,0003,978
Total interest expense$1,154,0004,400
Net interest income$3,770,0003,776
Provision for loan and lease losses$121,0003,964
Total noninterest income$1,069,0002,790
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$814,0001,625
Trading account gains and fees$0134
Additional Noninterest Income$255,0004,026
Total noninterest expense$3,181,0003,541
Salaries and employee benefits$1,712,0003,579
Premises and equipment expense$422,0003,730
Additional noninterest expense$1,047,0003,288
Pre-tax net operating income$1,537,0003,521
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$1,537,0002,891
Extraordinary gains, net$026
Net income$1,537,0002,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0002,513
Cash dividends$1,198,0001,522
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,537,0002,826
2004-06-30 (YTD Data)Rank
Total interest income$3,241,0004,019
Total interest expense$774,0004,371
Net interest income$2,467,0003,822
Provision for loan and lease losses$89,0003,789
Total noninterest income$719,0002,788
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$547,0001,596
Trading account gains and fees$0130
Additional Noninterest Income$172,0004,044
Total noninterest expense$2,090,0003,611
Salaries and employee benefits$1,126,0003,633
Premises and equipment expense$278,0003,769
Additional noninterest expense$686,0003,355
Pre-tax net operating income$1,007,0003,517
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,007,0002,920
Extraordinary gains, net$021
Net income$1,007,0002,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0002,300
Cash dividends$933,0001,366
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,007,0002,836
2004-03-31 (YTD Data)Rank
Total interest income$1,624,0004,023
Total interest expense$393,0004,394
Net interest income$1,231,0003,824
Provision for loan and lease losses$51,0003,263
Total noninterest income$375,0002,656
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$270,0001,589
Trading account gains and fees$0121
Additional Noninterest Income$105,0003,606
Total noninterest expense$1,053,0003,615
Salaries and employee benefits$559,0003,671
Premises and equipment expense$139,0003,799
Additional noninterest expense$355,0003,243
Pre-tax net operating income$502,0003,514
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$502,0002,936
Extraordinary gains, net$016
Net income$502,0002,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,425
Cash dividends$439,0001,361
Sale, conversion, retirement of capital stock, net$0464
Net operating income$502,0002,836
2003-12-31 (YTD Data)Rank
Total interest income$6,928,0003,861
Total interest expense$1,972,0004,071
Net interest income$4,956,0003,704
Provision for loan and lease losses$127,0004,846
Total noninterest income$1,247,0003,218
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$978,0001,752
Trading account gains and fees$0160
Additional Noninterest Income$269,0004,711
Total noninterest expense$4,362,0003,443
Salaries and employee benefits$2,329,0003,462
Premises and equipment expense$586,0003,599
Additional noninterest expense$1,447,0003,188
Pre-tax net operating income$1,714,0003,769
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$1,714,0003,222
Extraordinary gains, net$054
Net income$1,714,0003,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,625
Cash dividends$893,0002,521
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,714,0003,086
2003-09-30 (YTD Data)Rank
Total interest income$5,246,0003,872
Total interest expense$1,534,0004,067
Net interest income$3,712,0003,733
Provision for loan and lease losses$96,0004,730
Total noninterest income$911,0003,338
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$695,0001,860
Trading account gains and fees$0153
Additional Noninterest Income$216,0004,638
Total noninterest expense$3,269,0003,437
Salaries and employee benefits$1,780,0003,391
Premises and equipment expense$418,0003,732
Additional noninterest expense$1,071,0003,205
Pre-tax net operating income$1,258,0003,946
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$1,258,0003,377
Extraordinary gains, net$040
Net income$1,258,0003,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,955
Cash dividends$893,0001,890
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,258,0003,212
2003-06-30 (YTD Data)Rank
Total interest income$3,527,0003,871
Total interest expense$1,059,0004,067
Net interest income$2,468,0003,742
Provision for loan and lease losses$60,0004,687
Total noninterest income$576,0003,454
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$453,0001,869
Trading account gains and fees$0150
Additional Noninterest Income$123,0004,953
Total noninterest expense$2,135,0003,485
Salaries and employee benefits$1,190,0003,386
Premises and equipment expense$223,0004,402
Additional noninterest expense$722,0003,144
Pre-tax net operating income$849,0003,900
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$849,0003,348
Extraordinary gains, net$030
Net income$849,0003,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0002,378
Cash dividends$743,0001,654
Sale, conversion, retirement of capital stock, net$0589
Net operating income$849,0003,176
2003-03-31 (YTD Data)Rank
Total interest income$1,781,0003,854
Total interest expense$547,0004,071
Net interest income$1,234,0003,729
Provision for loan and lease losses$48,0003,749
Total noninterest income$277,0003,434
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$222,0001,839
Trading account gains and fees$0134
Additional Noninterest Income$55,0005,085
Total noninterest expense$1,054,0003,513
Salaries and employee benefits$586,0003,420
Premises and equipment expense$130,0003,924
Additional noninterest expense$338,0003,293
Pre-tax net operating income$409,0003,979
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$409,0003,404
Extraordinary gains, net$021
Net income$409,0003,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,069
Cash dividends$332,0001,659
Sale, conversion, retirement of capital stock, net$0419
Net operating income$409,0003,241
2002-12-31 (YTD Data)Rank
Total interest income$7,512,0003,829
Total interest expense$2,594,0003,979
Net interest income$4,918,0003,722
Provision for loan and lease losses$321,0003,290
Total noninterest income$1,023,0003,435
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$812,0001,970
Trading account gains and fees$0153
Additional Noninterest Income$211,0004,913
Total noninterest expense$4,322,0003,341
Salaries and employee benefits$2,368,0003,263
Premises and equipment expense$577,0003,527
Additional noninterest expense$1,377,0003,184
Pre-tax net operating income$1,298,0004,490
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$1,298,0003,889
Extraordinary gains, net$070
Net income$1,298,0003,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$358,0002,096
Cash dividends$929,0002,387
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,298,0003,784
2001-12-31 (YTD Data)Rank
Total interest income$9,034,0003,636
Total interest expense$3,940,0003,847
Net interest income$5,094,0003,387
Provision for loan and lease losses$269,0003,461
Total noninterest income$1,009,0003,318
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$811,0001,879
Trading account gains and fees$0177
Additional Noninterest Income$198,0004,944
Total noninterest expense$4,045,0003,391
Salaries and employee benefits$2,198,0003,326
Premises and equipment expense$491,0003,933
Additional noninterest expense$1,356,0003,144
Pre-tax net operating income$1,789,0003,449
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$1,789,0002,805
Extraordinary gains, net$0105
Net income$1,789,0002,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0003,091
Cash dividends$1,283,0001,876
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,789,0002,715
2000-12-31 (YTD Data)Rank
Total interest income$9,371,0003,599
Total interest expense$4,402,0003,690
Net interest income$4,969,0003,493
Provision for loan and lease losses$160,0004,252
Total noninterest income$999,0003,133
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$844,0001,643
Trading account gains and fees$0180
Additional Noninterest Income$155,0005,391
Total noninterest expense$3,708,0003,535
Salaries and employee benefits$2,072,0003,369
Premises and equipment expense$383,0004,639
Additional noninterest expense$1,253,0003,282
Pre-tax net operating income$2,100,0003,202
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$2,100,0002,445
Extraordinary gains, net$038
Net income$2,100,0002,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,062
Cash dividends$1,375,0001,767
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,100,0002,450
1999-12-31 (YTD Data)Rank
Total interest income$8,814,0003,591
Total interest expense$3,925,0003,641
Net interest income$4,889,0003,518
Provision for loan and lease losses$127,0004,627
Total noninterest income$842,0003,502
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$710,0001,868
Trading account gains and fees$0173
Additional Noninterest Income$132,0005,922
Total noninterest expense$3,557,0003,659
Salaries and employee benefits$1,984,0003,466
Premises and equipment expense$392,0004,609
Additional noninterest expense$1,181,0003,479
Pre-tax net operating income$2,047,0003,286
Securities gains (losses)$2,0002,566
Applicable income taxes$239,0005,318
Income before extraordinary items$1,810,0002,794
Extraordinary gains, net$035
Net income$1,810,0002,795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0002,958
Cash dividends$1,216,0001,947
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,808,2402,759
1998-12-31 (YTD Data)Rank
Total interest income$9,013,0003,538
Total interest expense$4,112,0003,594
Net interest income$4,901,0003,474
Provision for loan and lease losses$293,0002,693
Total noninterest income$808,0003,606
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$694,0001,843
Trading account gains and fees$0224
Additional Noninterest Income$114,0006,324
Total noninterest expense$3,451,0003,663
Salaries and employee benefits$1,839,0003,607
Premises and equipment expense$412,0004,325
Additional noninterest expense$1,200,0003,374
Pre-tax net operating income$1,965,0003,388
Securities gains (losses)$04,449
Applicable income taxes$658,0003,172
Income before extraordinary items$1,307,0003,675
Extraordinary gains, net$032
Net income$1,307,0003,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0001,883
Cash dividends$956,0002,311
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,307,0003,582
1997-12-31 (YTD Data)Rank
Total interest income$8,697,0003,682
Total interest expense$3,926,0003,747
Net interest income$4,771,0003,641
Provision for loan and lease losses$219,0003,261
Total noninterest income$785,0003,627
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$662,0001,983
Trading account gains and fees$0239
Additional Noninterest Income$123,0006,211
Total noninterest expense$3,185,0003,906
Salaries and employee benefits$1,741,0003,754
Premises and equipment expense$370,0004,710
Additional noninterest expense$1,074,0003,660
Pre-tax net operating income$2,152,0003,309
Securities gains (losses)$03,944
Applicable income taxes$712,0003,197
Income before extraordinary items$1,440,0003,472
Extraordinary gains, net$044
Net income$1,440,0003,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0002,992
Cash dividends$562,0003,222
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,440,0003,393
1996-12-31 (YTD Data)Rank
Total interest income$8,513,0003,808
Total interest expense$3,878,0003,828
Net interest income$4,635,0003,796
Provision for loan and lease losses$236,0003,071
Total noninterest income$621,0004,471
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$540,0002,516
Trading account gains and fees$0262
Additional Noninterest Income$81,0007,707
Total noninterest expense$2,913,0004,393
Salaries and employee benefits$1,616,0004,026
Premises and equipment expense$333,0005,193
Additional noninterest expense$964,0004,543
Pre-tax net operating income$2,107,0003,270
Securities gains (losses)$-4,0009,823
Applicable income taxes$689,0003,219
Income before extraordinary items$1,414,0003,377
Extraordinary gains, net$053
Net income$1,414,0003,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,837
Cash dividends$647,0002,903
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,416,6803,329
1995-12-31 (YTD Data)Rank
Total interest income$7,896,0004,059
Total interest expense$3,738,0003,914
Net interest income$4,158,0004,176
Provision for loan and lease losses$286,0002,361
Total noninterest income$500,0005,184
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$435,0003,091
Trading account gains and feesNANA
Additional Noninterest Income$65,0008,550
Total noninterest expense$2,538,0004,937
Salaries and employee benefits$1,381,0004,617
Premises and equipment expense$264,0006,144
Additional noninterest expense$893,0004,795
Pre-tax net operating income$1,834,0003,780
Securities gains (losses)$47,0001,345
Applicable income taxes$605,0003,636
Income before extraordinary items$1,276,0003,748
Extraordinary gains, net$065
Net income$1,276,0003,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0002,571
Cash dividends$588,0003,015
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,244,0403,820
1994-12-31 (YTD Data)Rank
Total interest income$6,687,0004,409
Total interest expense$2,976,0003,991
Net interest income$3,711,0004,688
Provision for loan and lease losses$154,0003,551
Total noninterest income$454,0005,659
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$384,0003,519
Trading account gains and feesNANA
Additional Noninterest Income$70,0008,653
Total noninterest expense$2,297,0005,550
Salaries and employee benefits$1,186,0005,297
Premises and equipment expense$223,0007,003
Additional noninterest expense$888,0005,230
Pre-tax net operating income$1,714,0003,939
Securities gains (losses)$-2,0009,023
Applicable income taxes$542,0003,812
Income before extraordinary items$1,170,0003,947
Extraordinary gains, net$0249
Net income$1,170,0003,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,413
Cash dividends$590,0002,865
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,171,3603,987
1993-12-31 (YTD Data)Rank
Total interest income$6,195,0004,814
Total interest expense$2,643,0004,586
Net interest income$3,552,0004,895
Provision for loan and lease losses$4,00010,179
Total noninterest income$357,0006,939
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$313,0004,262
Trading account gains and feesNANA
Additional Noninterest Income$44,00010,462
Total noninterest expense$2,065,0006,162
Salaries and employee benefits$1,073,0005,776
Premises and equipment expense$214,0007,406
Additional noninterest expense$778,0006,054
Pre-tax net operating income$1,840,0003,595
Securities gains (losses)$11,0005,374
Applicable income taxes$570,0003,752
Income before extraordinary items$1,281,0003,769
Extraordinary gains, net$03,149
Net income$1,281,0003,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-61,00012,756
Cash dividends$765,0002,237
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,273,4103,592
1992-12-31 (YTD Data)Rank
Total interest income$6,370,0005,222
Total interest expense$3,022,0005,124
Net interest income$3,348,0005,215
Provision for loan and lease losses$144,0006,224
Total noninterest income$357,0007,020
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$278,0004,723
Trading account gains and feesNANA
Additional Noninterest Income$79,0008,899
Total noninterest expense$1,862,0006,763
Salaries and employee benefits$917,0006,520
Premises and equipment expense$195,0007,943
Additional noninterest expense$750,0006,422
Pre-tax net operating income$1,699,0003,624
Securities gains (losses)$08,369
Applicable income taxes$512,0003,934
Income before extraordinary items$1,187,0003,849
Extraordinary gains, net$01,422
Net income$1,187,0003,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0005,287
Cash dividends$677,0002,195
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,187,0003,565

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.