Home > Liberty Bank of Arkansas > Income and Expense
Liberty Bank of Arkansas, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $78,594,000 | 268 |
| Total interest expense | $9,924,000 | 240 |
| Net interest income | $68,670,000 | 271 |
| Provision for loan and lease losses | $9,000,000 | 137 |
| Total noninterest income | $19,333,000 | 343 |
| Gross Fiduciary activities income | $1,152,000 | 374 |
| Service charges on deposit accounts | $6,933,000 | 177 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,248,000 | 370 |
| Total noninterest expense | $50,137,000 | 342 |
| Salaries and employee benefits | $26,738,000 | 318 |
| Premises and equipment expense | $8,387,000 | 232 |
| Additional noninterest expense | $15,012,000 | 374 |
| Pre-tax net operating income | $28,866,000 | 268 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $10,217,000 | 229 |
| Income before extraordinary items | $18,649,000 | 309 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $18,649,000 | 309 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $18,649,000 | 309 |
| Net charge-offs | $14,140,000 | 112 |
| Cash dividends | $8,000,000 | 295 |
| Sale, conversion, retirement of capital stock, net | $-48,000 | 6,824 |
| Net operating income | $18,649,000 | 303 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $52,421,000 | 267 |
| Total interest expense | $6,874,000 | 236 |
| Net interest income | $45,547,000 | 272 |
| Provision for loan and lease losses | $6,000,000 | 141 |
| Total noninterest income | $13,276,000 | 343 |
| Gross Fiduciary activities income | $776,000 | 372 |
| Service charges on deposit accounts | $4,590,000 | 173 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,910,000 | 371 |
| Total noninterest expense | $33,594,000 | 343 |
| Salaries and employee benefits | $17,932,000 | 318 |
| Premises and equipment expense | $5,453,000 | 237 |
| Additional noninterest expense | $10,209,000 | 367 |
| Pre-tax net operating income | $19,229,000 | 262 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $6,826,000 | 234 |
| Income before extraordinary items | $12,403,000 | 304 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $12,403,000 | 305 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $12,403,000 | 305 |
| Net charge-offs | $3,495,000 | 285 |
| Cash dividends | $4,000,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $-49,000 | 6,889 |
| Net operating income | $12,403,000 | 296 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $25,764,000 | 276 |
| Total interest expense | $3,528,000 | 243 |
| Net interest income | $22,236,000 | 278 |
| Provision for loan and lease losses | $3,000,000 | 148 |
| Total noninterest income | $6,887,000 | 330 |
| Gross Fiduciary activities income | $396,000 | 365 |
| Service charges on deposit accounts | $2,249,000 | 174 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,242,000 | 345 |
| Total noninterest expense | $16,620,000 | 344 |
| Salaries and employee benefits | $8,976,000 | 325 |
| Premises and equipment expense | $2,650,000 | 246 |
| Additional noninterest expense | $4,994,000 | 379 |
| Pre-tax net operating income | $9,503,000 | 264 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $3,365,000 | 242 |
| Income before extraordinary items | $6,138,000 | 298 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,138,000 | 299 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,138,000 | 299 |
| Net charge-offs | $1,607,000 | 313 |
| Cash dividends | $2,000,000 | 297 |
| Sale, conversion, retirement of capital stock, net | $-48,000 | 6,986 |
| Net operating income | $6,138,000 | 285 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $112,397,000 | 256 |
| Total interest expense | $18,634,000 | 228 |
| Net interest income | $93,763,000 | 261 |
| Provision for loan and lease losses | $15,000,000 | 201 |
| Total noninterest income | $22,711,000 | 385 |
| Gross Fiduciary activities income | $1,454,000 | 375 |
| Service charges on deposit accounts | $9,822,000 | 170 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $11,435,000 | 448 |
| Total noninterest expense | $65,684,000 | 347 |
| Salaries and employee benefits | $34,109,000 | 319 |
| Premises and equipment expense | $11,330,000 | 221 |
| Additional noninterest expense | $20,245,000 | 393 |
| Pre-tax net operating income | $35,790,000 | 269 |
| Securities gains (losses) | $158,000 | 1,893 |
| Applicable income taxes | $12,594,000 | 233 |
| Income before extraordinary items | $23,354,000 | 308 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $23,354,000 | 308 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $23,354,000 | 308 |
| Net charge-offs | $15,676,000 | 223 |
| Cash dividends | $20,500,000 | 186 |
| Sale, conversion, retirement of capital stock, net | $-113,000 | 7,019 |
| Net operating income | $23,251,300 | 294 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $85,030,000 | 259 |
| Total interest expense | $14,478,000 | 227 |
| Net interest income | $70,552,000 | 262 |
| Provision for loan and lease losses | $11,250,000 | 207 |
| Total noninterest income | $17,870,000 | 370 |
| Gross Fiduciary activities income | $1,100,000 | 371 |
| Service charges on deposit accounts | $7,241,000 | 172 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,529,000 | 415 |
| Total noninterest expense | $48,670,000 | 346 |
| Salaries and employee benefits | $25,893,000 | 317 |
| Premises and equipment expense | $8,254,000 | 232 |
| Additional noninterest expense | $14,523,000 | 401 |
| Pre-tax net operating income | $28,502,000 | 261 |
| Securities gains (losses) | $86,000 | 2,084 |
| Applicable income taxes | $10,064,000 | 228 |
| Income before extraordinary items | $18,524,000 | 296 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $18,524,000 | 296 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $18,524,000 | 296 |
| Net charge-offs | $9,323,000 | 274 |
| Cash dividends | $16,000,000 | 155 |
| Sale, conversion, retirement of capital stock, net | $-114,000 | 7,124 |
| Net operating income | $18,468,100 | 287 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $56,831,000 | 256 |
| Total interest expense | $9,976,000 | 228 |
| Net interest income | $46,855,000 | 268 |
| Provision for loan and lease losses | $7,500,000 | 212 |
| Total noninterest income | $11,013,000 | 392 |
| Gross Fiduciary activities income | $740,000 | 372 |
| Service charges on deposit accounts | $4,716,000 | 175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,557,000 | 442 |
| Total noninterest expense | $32,624,000 | 343 |
| Salaries and employee benefits | $17,367,000 | 314 |
| Premises and equipment expense | $5,520,000 | 231 |
| Additional noninterest expense | $9,737,000 | 396 |
| Pre-tax net operating income | $17,744,000 | 266 |
| Securities gains (losses) | $37,000 | 2,229 |
| Applicable income taxes | $6,198,000 | 244 |
| Income before extraordinary items | $11,583,000 | 307 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $11,583,000 | 307 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $11,583,000 | 307 |
| Net charge-offs | $6,358,000 | 276 |
| Cash dividends | $12,000,000 | 138 |
| Sale, conversion, retirement of capital stock, net | $-120,000 | 7,203 |
| Net operating income | $11,558,950 | 291 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $28,583,000 | 256 |
| Total interest expense | $5,092,000 | 226 |
| Net interest income | $23,491,000 | 267 |
| Provision for loan and lease losses | $3,750,000 | 211 |
| Total noninterest income | $4,518,000 | 429 |
| Gross Fiduciary activities income | $366,000 | 367 |
| Service charges on deposit accounts | $2,243,000 | 182 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,909,000 | 572 |
| Total noninterest expense | $16,239,000 | 338 |
| Salaries and employee benefits | $8,755,000 | 309 |
| Premises and equipment expense | $2,756,000 | 233 |
| Additional noninterest expense | $4,728,000 | 397 |
| Pre-tax net operating income | $8,020,000 | 283 |
| Securities gains (losses) | $17,000 | 1,644 |
| Applicable income taxes | $2,749,000 | 254 |
| Income before extraordinary items | $5,288,000 | 330 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,288,000 | 331 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,288,000 | 331 |
| Net charge-offs | $5,852,000 | 172 |
| Cash dividends | $10,000,000 | 83 |
| Sale, conversion, retirement of capital stock, net | $-125,000 | 7,280 |
| Net operating income | $5,276,780 | 313 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $111,908,000 | 266 |
| Total interest expense | $23,349,000 | 236 |
| Net interest income | $88,559,000 | 274 |
| Provision for loan and lease losses | $18,000,000 | 255 |
| Total noninterest income | $21,239,000 | 356 |
| Gross Fiduciary activities income | $1,414,000 | 331 |
| Service charges on deposit accounts | $10,063,000 | 174 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $9,762,000 | 431 |
| Total noninterest expense | $63,434,000 | 337 |
| Salaries and employee benefits | $33,105,000 | 304 |
| Premises and equipment expense | $10,958,000 | 239 |
| Additional noninterest expense | $19,371,000 | 406 |
| Pre-tax net operating income | $28,364,000 | 277 |
| Securities gains (losses) | $180,000 | 1,542 |
| Applicable income taxes | $9,704,000 | 253 |
| Income before extraordinary items | $18,840,000 | 315 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $18,840,000 | 314 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $18,840,000 | 314 |
| Net charge-offs | $10,005,000 | 453 |
| Cash dividends | $10,342,000 | 229 |
| Sale, conversion, retirement of capital stock, net | $-384,000 | 7,323 |
| Net operating income | $18,721,200 | 307 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $82,996,000 | 269 |
| Total interest expense | $17,753,000 | 242 |
| Net interest income | $65,243,000 | 273 |
| Provision for loan and lease losses | $13,500,000 | 251 |
| Total noninterest income | $16,950,000 | 336 |
| Gross Fiduciary activities income | $1,035,000 | 331 |
| Service charges on deposit accounts | $7,519,000 | 171 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $8,396,000 | 399 |
| Total noninterest expense | $47,540,000 | 332 |
| Salaries and employee benefits | $25,056,000 | 291 |
| Premises and equipment expense | $8,151,000 | 243 |
| Additional noninterest expense | $14,333,000 | 409 |
| Pre-tax net operating income | $21,153,000 | 291 |
| Securities gains (losses) | $148,000 | 1,439 |
| Applicable income taxes | $7,236,000 | 266 |
| Income before extraordinary items | $14,065,000 | 319 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,065,000 | 320 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $14,065,000 | 320 |
| Net charge-offs | $7,922,000 | 427 |
| Cash dividends | $8,342,000 | 185 |
| Sale, conversion, retirement of capital stock, net | $-395,000 | 7,413 |
| Net operating income | $13,967,320 | 306 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $54,761,000 | 274 |
| Total interest expense | $12,000,000 | 250 |
| Net interest income | $42,761,000 | 280 |
| Provision for loan and lease losses | $9,000,000 | 260 |
| Total noninterest income | $10,494,000 | 365 |
| Gross Fiduciary activities income | $693,000 | 339 |
| Service charges on deposit accounts | $4,850,000 | 180 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,951,000 | 432 |
| Total noninterest expense | $31,492,000 | 340 |
| Salaries and employee benefits | $16,597,000 | 298 |
| Premises and equipment expense | $5,394,000 | 250 |
| Additional noninterest expense | $9,501,000 | 415 |
| Pre-tax net operating income | $12,763,000 | 293 |
| Securities gains (losses) | $76,000 | 1,322 |
| Applicable income taxes | $4,289,000 | 276 |
| Income before extraordinary items | $8,550,000 | 340 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $8,550,000 | 340 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $8,550,000 | 340 |
| Net charge-offs | $6,198,000 | 391 |
| Cash dividends | $4,000,000 | 233 |
| Sale, conversion, retirement of capital stock, net | $-440,000 | 7,500 |
| Net operating income | $8,499,080 | 325 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $27,109,000 | 276 |
| Total interest expense | $6,055,000 | 264 |
| Net interest income | $21,054,000 | 280 |
| Provision for loan and lease losses | $4,500,000 | 261 |
| Total noninterest income | $5,361,000 | 352 |
| Gross Fiduciary activities income | $356,000 | 337 |
| Service charges on deposit accounts | $2,196,000 | 198 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,809,000 | 395 |
| Total noninterest expense | $16,011,000 | 340 |
| Salaries and employee benefits | $8,439,000 | 299 |
| Premises and equipment expense | $2,739,000 | 251 |
| Additional noninterest expense | $4,833,000 | 398 |
| Pre-tax net operating income | $5,904,000 | 315 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $1,933,000 | 279 |
| Income before extraordinary items | $3,972,000 | 356 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,972,000 | 355 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,972,000 | 355 |
| Net charge-offs | $4,120,000 | 316 |
| Cash dividends | $2,000,000 | 202 |
| Sale, conversion, retirement of capital stock, net | $-1,896,000 | 7,571 |
| Net operating income | $3,971,330 | 346 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $116,667,000 | 266 |
| Total interest expense | $29,394,000 | 266 |
| Net interest income | $87,273,000 | 270 |
| Provision for loan and lease losses | $22,000,000 | 338 |
| Total noninterest income | $19,414,000 | 402 |
| Gross Fiduciary activities income | $1,243,000 | 350 |
| Service charges on deposit accounts | $10,182,000 | 170 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,989,000 | 534 |
| Total noninterest expense | $62,043,000 | 352 |
| Salaries and employee benefits | $32,068,000 | 305 |
| Premises and equipment expense | $10,958,000 | 244 |
| Additional noninterest expense | $19,017,000 | 425 |
| Pre-tax net operating income | $22,644,000 | 272 |
| Securities gains (losses) | $338,000 | 1,163 |
| Applicable income taxes | $7,414,000 | 268 |
| Income before extraordinary items | $15,568,000 | 308 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $15,568,000 | 308 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $15,568,000 | 309 |
| Net charge-offs | $25,926,000 | 273 |
| Cash dividends | $9,000,000 | 191 |
| Sale, conversion, retirement of capital stock, net | $238,000 | 600 |
| Net operating income | $15,338,160 | 297 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $87,906,000 | 266 |
| Total interest expense | $22,813,000 | 266 |
| Net interest income | $65,093,000 | 271 |
| Provision for loan and lease losses | $16,000,000 | 336 |
| Total noninterest income | $15,792,000 | 367 |
| Gross Fiduciary activities income | $941,000 | 347 |
| Service charges on deposit accounts | $7,750,000 | 169 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $7,101,000 | 454 |
| Total noninterest expense | $46,016,000 | 343 |
| Salaries and employee benefits | $23,993,000 | 305 |
| Premises and equipment expense | $8,213,000 | 245 |
| Additional noninterest expense | $13,810,000 | 420 |
| Pre-tax net operating income | $18,869,000 | 255 |
| Securities gains (losses) | $251,000 | 1,205 |
| Applicable income taxes | $6,273,000 | 240 |
| Income before extraordinary items | $12,847,000 | 285 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $12,847,000 | 285 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $12,847,000 | 287 |
| Net charge-offs | $19,860,000 | 259 |
| Cash dividends | $6,750,000 | 168 |
| Sale, conversion, retirement of capital stock, net | $191,000 | 514 |
| Net operating income | $12,678,830 | 277 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $58,554,000 | 272 |
| Total interest expense | $15,704,000 | 263 |
| Net interest income | $42,850,000 | 274 |
| Provision for loan and lease losses | $9,000,000 | 384 |
| Total noninterest income | $9,591,000 | 383 |
| Gross Fiduciary activities income | $645,000 | 341 |
| Service charges on deposit accounts | $5,214,000 | 171 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,732,000 | 516 |
| Total noninterest expense | $30,588,000 | 341 |
| Salaries and employee benefits | $16,018,000 | 309 |
| Premises and equipment expense | $5,391,000 | 248 |
| Additional noninterest expense | $9,179,000 | 415 |
| Pre-tax net operating income | $12,853,000 | 241 |
| Securities gains (losses) | $172,000 | 1,037 |
| Applicable income taxes | $4,275,000 | 224 |
| Income before extraordinary items | $8,750,000 | 270 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $8,750,000 | 269 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $8,750,000 | 270 |
| Net charge-offs | $15,352,000 | 242 |
| Cash dividends | $4,500,000 | 159 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 422 |
| Net operating income | $8,634,760 | 269 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $29,016,000 | 286 |
| Total interest expense | $8,158,000 | 272 |
| Net interest income | $20,858,000 | 280 |
| Provision for loan and lease losses | $4,500,000 | 412 |
| Total noninterest income | $5,038,000 | 370 |
| Gross Fiduciary activities income | $325,000 | 348 |
| Service charges on deposit accounts | $2,488,000 | 176 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,225,000 | 452 |
| Total noninterest expense | $15,181,000 | 350 |
| Salaries and employee benefits | $8,002,000 | 310 |
| Premises and equipment expense | $2,702,000 | 260 |
| Additional noninterest expense | $4,477,000 | 416 |
| Pre-tax net operating income | $6,215,000 | 239 |
| Securities gains (losses) | $46,000 | 1,182 |
| Applicable income taxes | $2,029,000 | 218 |
| Income before extraordinary items | $4,232,000 | 265 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,232,000 | 267 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $4,232,000 | 267 |
| Net charge-offs | $11,275,000 | 199 |
| Cash dividends | $2,250,000 | 156 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 313 |
| Net operating income | $4,200,720 | 261 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $123,277,000 | 283 |
| Total interest expense | $48,375,000 | 232 |
| Net interest income | $74,902,000 | 302 |
| Provision for loan and lease losses | $25,500,000 | 412 |
| Total noninterest income | $25,939,000 | 326 |
| Gross Fiduciary activities income | $1,136,000 | 355 |
| Service charges on deposit accounts | $11,591,000 | 166 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $13,212,000 | 374 |
| Total noninterest expense | $63,791,000 | 360 |
| Salaries and employee benefits | $31,311,000 | 312 |
| Premises and equipment expense | $11,000,000 | 250 |
| Additional noninterest expense | $21,480,000 | 418 |
| Pre-tax net operating income | $11,550,000 | 359 |
| Securities gains (losses) | $7,742,000 | 85 |
| Applicable income taxes | $6,161,000 | 232 |
| Income before extraordinary items | $13,131,000 | 249 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $13,131,000 | 251 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $13,131,000 | 250 |
| Net charge-offs | $22,924,000 | 370 |
| Cash dividends | $9,000,000 | 200 |
| Sale, conversion, retirement of capital stock, net | $183,000 | 734 |
| Net operating income | $7,866,440 | 416 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $92,852,000 | 294 |
| Total interest expense | $38,777,000 | 236 |
| Net interest income | $54,075,000 | 322 |
| Provision for loan and lease losses | $12,000,000 | 541 |
| Total noninterest income | $18,001,000 | 352 |
| Gross Fiduciary activities income | $841,000 | 355 |
| Service charges on deposit accounts | $8,540,000 | 170 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $8,620,000 | 407 |
| Total noninterest expense | $47,764,000 | 366 |
| Salaries and employee benefits | $23,470,000 | 319 |
| Premises and equipment expense | $8,248,000 | 260 |
| Additional noninterest expense | $16,046,000 | 410 |
| Pre-tax net operating income | $12,312,000 | 270 |
| Securities gains (losses) | $4,170,000 | 121 |
| Applicable income taxes | $5,424,000 | 213 |
| Income before extraordinary items | $11,058,000 | 234 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $11,058,000 | 234 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $11,058,000 | 234 |
| Net charge-offs | $13,634,000 | 411 |
| Cash dividends | $6,750,000 | 190 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 666 |
| Net operating income | $8,264,100 | 305 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $62,593,000 | 299 |
| Total interest expense | $27,429,000 | 239 |
| Net interest income | $35,164,000 | 332 |
| Provision for loan and lease losses | $6,000,000 | 655 |
| Total noninterest income | $12,851,000 | 336 |
| Gross Fiduciary activities income | $551,000 | 364 |
| Service charges on deposit accounts | $5,477,000 | 176 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $6,823,000 | 371 |
| Total noninterest expense | $31,873,000 | 368 |
| Salaries and employee benefits | $15,634,000 | 327 |
| Premises and equipment expense | $5,465,000 | 266 |
| Additional noninterest expense | $10,774,000 | 408 |
| Pre-tax net operating income | $10,142,000 | 230 |
| Securities gains (losses) | $604,000 | 429 |
| Applicable income taxes | $3,515,000 | 226 |
| Income before extraordinary items | $7,231,000 | 251 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,231,000 | 250 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $7,231,000 | 250 |
| Net charge-offs | $6,877,000 | 480 |
| Cash dividends | $4,500,000 | 195 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 623 |
| Net operating income | $6,826,320 | 252 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $31,687,000 | 302 |
| Total interest expense | $14,326,000 | 244 |
| Net interest income | $17,361,000 | 330 |
| Provision for loan and lease losses | $3,000,000 | 564 |
| Total noninterest income | $6,502,000 | 310 |
| Gross Fiduciary activities income | $283,000 | 358 |
| Service charges on deposit accounts | $2,526,000 | 180 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,693,000 | 318 |
| Total noninterest expense | $15,287,000 | 363 |
| Salaries and employee benefits | $7,775,000 | 329 |
| Premises and equipment expense | $2,782,000 | 265 |
| Additional noninterest expense | $4,730,000 | 398 |
| Pre-tax net operating income | $5,576,000 | 223 |
| Securities gains (losses) | $537,000 | 309 |
| Applicable income taxes | $2,037,000 | 208 |
| Income before extraordinary items | $4,076,000 | 256 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,076,000 | 254 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $4,076,000 | 257 |
| Net charge-offs | $2,581,000 | 509 |
| Cash dividends | $2,250,000 | 201 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 526 |
| Net operating income | $3,716,210 | 252 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $141,238,000 | 294 |
| Total interest expense | $71,352,000 | 244 |
| Net interest income | $69,886,000 | 331 |
| Provision for loan and lease losses | $19,000,000 | 381 |
| Total noninterest income | $25,851,000 | 297 |
| Gross Fiduciary activities income | $1,236,000 | 359 |
| Service charges on deposit accounts | $11,022,000 | 178 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $13,593,000 | 311 |
| Total noninterest expense | $60,815,000 | 362 |
| Salaries and employee benefits | $32,281,000 | 301 |
| Premises and equipment expense | $10,735,000 | 268 |
| Additional noninterest expense | $17,799,000 | 421 |
| Pre-tax net operating income | $15,922,000 | 342 |
| Securities gains (losses) | $1,484,000 | 162 |
| Applicable income taxes | $5,907,000 | 283 |
| Income before extraordinary items | $11,499,000 | 344 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,499,000 | 344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,544,000 | 389 |
| Cash dividends | $6,000,000 | 471 |
| Sale, conversion, retirement of capital stock, net | $171,000 | 813 |
| Net operating income | $10,519,560 | 392 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $106,687,000 | 309 |
| Total interest expense | $54,491,000 | 253 |
| Net interest income | $52,196,000 | 341 |
| Provision for loan and lease losses | $7,500,000 | 491 |
| Total noninterest income | $19,801,000 | 310 |
| Gross Fiduciary activities income | $967,000 | 355 |
| Service charges on deposit accounts | $8,331,000 | 184 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,503,000 | 327 |
| Total noninterest expense | $45,011,000 | 356 |
| Salaries and employee benefits | $24,499,000 | 306 |
| Premises and equipment expense | $7,951,000 | 278 |
| Additional noninterest expense | $12,561,000 | 416 |
| Pre-tax net operating income | $19,486,000 | 284 |
| Securities gains (losses) | $1,484,000 | 137 |
| Applicable income taxes | $7,522,000 | 230 |
| Income before extraordinary items | $13,448,000 | 277 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $13,448,000 | 276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,467,000 | 581 |
| Cash dividends | $4,500,000 | 497 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 711 |
| Net operating income | $12,498,240 | 316 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $71,470,000 | 313 |
| Total interest expense | $37,317,000 | 255 |
| Net interest income | $34,153,000 | 350 |
| Provision for loan and lease losses | $3,000,000 | 602 |
| Total noninterest income | $12,985,000 | 324 |
| Gross Fiduciary activities income | $654,000 | 360 |
| Service charges on deposit accounts | $5,366,000 | 185 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,965,000 | 343 |
| Total noninterest expense | $29,873,000 | 357 |
| Salaries and employee benefits | $16,421,000 | 311 |
| Premises and equipment expense | $5,177,000 | 290 |
| Additional noninterest expense | $8,275,000 | 410 |
| Pre-tax net operating income | $14,265,000 | 283 |
| Securities gains (losses) | $1,484,000 | 144 |
| Applicable income taxes | $5,728,000 | 235 |
| Income before extraordinary items | $10,021,000 | 290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,021,000 | 289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,138,000 | 535 |
| Cash dividends | $3,000,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 642 |
| Net operating income | $9,071,240 | 308 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $36,814,000 | 314 |
| Total interest expense | $19,748,000 | 269 |
| Net interest income | $17,066,000 | 349 |
| Provision for loan and lease losses | $1,500,000 | 479 |
| Total noninterest income | $6,008,000 | 352 |
| Gross Fiduciary activities income | $347,000 | 347 |
| Service charges on deposit accounts | $2,496,000 | 195 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,165,000 | 378 |
| Total noninterest expense | $15,169,000 | 342 |
| Salaries and employee benefits | $8,484,000 | 307 |
| Premises and equipment expense | $2,575,000 | 289 |
| Additional noninterest expense | $4,110,000 | 397 |
| Pre-tax net operating income | $6,405,000 | 331 |
| Securities gains (losses) | $1,395,000 | 116 |
| Applicable income taxes | $2,880,000 | 244 |
| Income before extraordinary items | $4,920,000 | 321 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,920,000 | 322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,068,000 | 445 |
| Cash dividends | $1,500,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 482 |
| Net operating income | $4,027,200 | 369 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $149,728,000 | 317 |
| Total interest expense | $83,289,000 | 270 |
| Net interest income | $66,439,000 | 369 |
| Provision for loan and lease losses | $3,850,000 | 515 |
| Total noninterest income | $27,167,000 | 299 |
| Gross Fiduciary activities income | $1,289,000 | 363 |
| Service charges on deposit accounts | $11,969,000 | 162 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $13,909,000 | 329 |
| Total noninterest expense | $58,482,000 | 344 |
| Salaries and employee benefits | $32,345,000 | 306 |
| Premises and equipment expense | $10,433,000 | 263 |
| Additional noninterest expense | $15,704,000 | 414 |
| Pre-tax net operating income | $31,274,000 | 336 |
| Securities gains (losses) | $151,000 | 506 |
| Applicable income taxes | $11,198,000 | 301 |
| Income before extraordinary items | $20,227,000 | 359 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $20,227,000 | 356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,003,000 | 272 |
| Cash dividends | $4,500,000 | 812 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 687 |
| Net operating income | $20,130,360 | 357 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $112,086,000 | 318 |
| Total interest expense | $62,023,000 | 273 |
| Net interest income | $50,063,000 | 370 |
| Provision for loan and lease losses | $938,000 | 946 |
| Total noninterest income | $19,943,000 | 310 |
| Gross Fiduciary activities income | $979,000 | 354 |
| Service charges on deposit accounts | $8,795,000 | 164 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,169,000 | 338 |
| Total noninterest expense | $43,522,000 | 342 |
| Salaries and employee benefits | $24,338,000 | 307 |
| Premises and equipment expense | $7,820,000 | 262 |
| Additional noninterest expense | $11,364,000 | 411 |
| Pre-tax net operating income | $25,546,000 | 337 |
| Securities gains (losses) | $81,000 | 535 |
| Applicable income taxes | $9,185,000 | 303 |
| Income before extraordinary items | $16,442,000 | 366 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $16,442,000 | 364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,178,000 | 191 |
| Cash dividends | $3,000,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 711 |
| Net operating income | $16,390,160 | 363 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $74,030,000 | 331 |
| Total interest expense | $40,555,000 | 285 |
| Net interest income | $33,475,000 | 376 |
| Provision for loan and lease losses | $525,000 | 992 |
| Total noninterest income | $12,931,000 | 335 |
| Gross Fiduciary activities income | $675,000 | 348 |
| Service charges on deposit accounts | $5,819,000 | 171 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,437,000 | 371 |
| Total noninterest expense | $28,757,000 | 352 |
| Salaries and employee benefits | $16,181,000 | 317 |
| Premises and equipment expense | $5,141,000 | 274 |
| Additional noninterest expense | $7,435,000 | 425 |
| Pre-tax net operating income | $17,124,000 | 360 |
| Securities gains (losses) | $81,000 | 446 |
| Applicable income taxes | $6,158,000 | 330 |
| Income before extraordinary items | $11,047,000 | 387 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,047,000 | 386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,628,000 | 152 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 645 |
| Net operating income | $10,995,160 | 385 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $36,423,000 | 337 |
| Total interest expense | $19,781,000 | 287 |
| Net interest income | $16,642,000 | 375 |
| Provision for loan and lease losses | $413,000 | 611 |
| Total noninterest income | $6,287,000 | 335 |
| Gross Fiduciary activities income | $291,000 | 386 |
| Service charges on deposit accounts | $2,744,000 | 172 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,252,000 | 362 |
| Total noninterest expense | $14,199,000 | 354 |
| Salaries and employee benefits | $8,082,000 | 320 |
| Premises and equipment expense | $2,494,000 | 284 |
| Additional noninterest expense | $3,623,000 | 422 |
| Pre-tax net operating income | $8,317,000 | 366 |
| Securities gains (losses) | $8,000 | 735 |
| Applicable income taxes | $2,946,000 | 346 |
| Income before extraordinary items | $5,379,000 | 394 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,379,000 | 393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,844,000 | 123 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 526 |
| Net operating income | $5,373,800 | 388 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $132,032,000 | 334 |
| Total interest expense | $66,676,000 | 289 |
| Net interest income | $65,356,000 | 363 |
| Provision for loan and lease losses | $200,000 | 3,517 |
| Total noninterest income | $21,706,000 | 353 |
| Gross Fiduciary activities income | $1,120,000 | 368 |
| Service charges on deposit accounts | $9,679,000 | 193 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,907,000 | 391 |
| Total noninterest expense | $53,212,000 | 359 |
| Salaries and employee benefits | $30,174,000 | 321 |
| Premises and equipment expense | $9,055,000 | 289 |
| Additional noninterest expense | $13,983,000 | 422 |
| Pre-tax net operating income | $33,650,000 | 367 |
| Securities gains (losses) | $43,000 | 718 |
| Applicable income taxes | $12,020,000 | 343 |
| Income before extraordinary items | $21,673,000 | 397 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $21,673,000 | 396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $595,000 | 1,029 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 996 |
| Net operating income | $21,645,480 | 393 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $67,338,000 | 467 |
| Total interest expense | $34,034,000 | 402 |
| Net interest income | $33,304,000 | 526 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $12,195,000 | 457 |
| Gross Fiduciary activities income | $690,000 | 426 |
| Service charges on deposit accounts | $4,692,000 | 281 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,813,000 | 456 |
| Total noninterest expense | $28,979,000 | 505 |
| Salaries and employee benefits | $16,285,000 | 458 |
| Premises and equipment expense | $5,105,000 | 392 |
| Additional noninterest expense | $7,589,000 | 559 |
| Pre-tax net operating income | $16,520,000 | 521 |
| Securities gains (losses) | $36,000 | 628 |
| Applicable income taxes | $6,163,000 | 473 |
| Income before extraordinary items | $10,393,000 | 576 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $10,393,000 | 576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 919 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 987 |
| Net operating income | $10,369,960 | 567 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $42,889,000 | 475 |
| Total interest expense | $21,056,000 | 410 |
| Net interest income | $21,833,000 | 536 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $7,794,000 | 469 |
| Gross Fiduciary activities income | $440,000 | 447 |
| Service charges on deposit accounts | $2,849,000 | 312 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,505,000 | 458 |
| Total noninterest expense | $19,014,000 | 517 |
| Salaries and employee benefits | $10,763,000 | 470 |
| Premises and equipment expense | $3,317,000 | 401 |
| Additional noninterest expense | $4,934,000 | 580 |
| Pre-tax net operating income | $10,613,000 | 537 |
| Securities gains (losses) | $36,000 | 503 |
| Applicable income taxes | $3,957,000 | 483 |
| Income before extraordinary items | $6,692,000 | 605 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,692,000 | 603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 8,405 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 851 |
| Net operating income | $6,668,960 | 593 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $20,231,000 | 487 |
| Total interest expense | $9,680,000 | 419 |
| Net interest income | $10,551,000 | 551 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $3,846,000 | 466 |
| Gross Fiduciary activities income | $203,000 | 472 |
| Service charges on deposit accounts | $1,301,000 | 324 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,342,000 | 442 |
| Total noninterest expense | $9,160,000 | 520 |
| Salaries and employee benefits | $5,290,000 | 468 |
| Premises and equipment expense | $1,524,000 | 438 |
| Additional noninterest expense | $2,346,000 | 591 |
| Pre-tax net operating income | $5,237,000 | 534 |
| Securities gains (losses) | $10,000 | 584 |
| Applicable income taxes | $1,947,000 | 481 |
| Income before extraordinary items | $3,300,000 | 603 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,300,000 | 602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-174,000 | 8,708 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,293,600 | 589 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $67,866,000 | 513 |
| Total interest expense | $30,040,000 | 410 |
| Net interest income | $37,826,000 | 589 |
| Provision for loan and lease losses | $1,660,000 | 648 |
| Total noninterest income | $14,622,000 | 488 |
| Gross Fiduciary activities income | $818,000 | 443 |
| Service charges on deposit accounts | $5,321,000 | 323 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,483,000 | 476 |
| Total noninterest expense | $34,198,000 | 533 |
| Salaries and employee benefits | $19,215,000 | 493 |
| Premises and equipment expense | $5,648,000 | 441 |
| Additional noninterest expense | $9,335,000 | 595 |
| Pre-tax net operating income | $16,590,000 | 620 |
| Securities gains (losses) | $137,000 | 608 |
| Applicable income taxes | $6,017,000 | 565 |
| Income before extraordinary items | $10,710,000 | 685 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $10,710,000 | 686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,728,000 | 445 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 8,735 |
| Net operating income | $10,622,320 | 677 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $48,683,000 | 518 |
| Total interest expense | $21,120,000 | 411 |
| Net interest income | $27,563,000 | 593 |
| Provision for loan and lease losses | $1,660,000 | 461 |
| Total noninterest income | $11,104,000 | 481 |
| Gross Fiduciary activities income | $595,000 | 440 |
| Service charges on deposit accounts | $3,866,000 | 324 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,643,000 | 462 |
| Total noninterest expense | $25,014,000 | 541 |
| Salaries and employee benefits | $14,172,000 | 492 |
| Premises and equipment expense | $4,045,000 | 458 |
| Additional noninterest expense | $6,797,000 | 603 |
| Pre-tax net operating income | $11,993,000 | 638 |
| Securities gains (losses) | $137,000 | 571 |
| Applicable income taxes | $4,385,000 | 579 |
| Income before extraordinary items | $7,745,000 | 702 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,745,000 | 703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,012 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 8,781 |
| Net operating income | $7,657,320 | 690 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $25,358,000 | 617 |
| Total interest expense | $10,696,000 | 494 |
| Net interest income | $14,662,000 | 703 |
| Provision for loan and lease losses | $800,000 | 633 |
| Total noninterest income | $5,919,000 | 551 |
| Gross Fiduciary activities income | $373,000 | 459 |
| Service charges on deposit accounts | $1,999,000 | 415 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,547,000 | 524 |
| Total noninterest expense | $12,088,000 | 687 |
| Salaries and employee benefits | $6,873,000 | 647 |
| Premises and equipment expense | $1,925,000 | 624 |
| Additional noninterest expense | $3,290,000 | 787 |
| Pre-tax net operating income | $7,693,000 | 641 |
| Securities gains (losses) | $119,000 | 518 |
| Applicable income taxes | $2,814,000 | 582 |
| Income before extraordinary items | $4,998,000 | 714 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,998,000 | 716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-313,000 | 8,803 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,921,840 | 702 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $11,584,000 | 649 |
| Total interest expense | $4,680,000 | 525 |
| Net interest income | $6,904,000 | 735 |
| Provision for loan and lease losses | $600,000 | 397 |
| Total noninterest income | $3,004,000 | 530 |
| Gross Fiduciary activities income | $192,000 | 458 |
| Service charges on deposit accounts | $875,000 | 453 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,937,000 | 481 |
| Total noninterest expense | $5,670,000 | 734 |
| Salaries and employee benefits | $3,281,000 | 674 |
| Premises and equipment expense | $920,000 | 656 |
| Additional noninterest expense | $1,469,000 | 850 |
| Pre-tax net operating income | $3,638,000 | 674 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,312,000 | 627 |
| Income before extraordinary items | $2,326,000 | 754 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,326,000 | 755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 414 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,326,000 | 734 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $40,051,000 | 695 |
| Total interest expense | $15,019,000 | 552 |
| Net interest income | $25,032,000 | 789 |
| Provision for loan and lease losses | $850,000 | 1,214 |
| Total noninterest income | $7,164,000 | 788 |
| Gross Fiduciary activities income | $531,000 | 555 |
| Service charges on deposit accounts | $3,637,000 | 496 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,996,000 | 988 |
| Total noninterest expense | $20,174,000 | 793 |
| Salaries and employee benefits | $11,052,000 | 773 |
| Premises and equipment expense | $3,323,000 | 691 |
| Additional noninterest expense | $5,799,000 | 860 |
| Pre-tax net operating income | $11,172,000 | 790 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $3,958,000 | 715 |
| Income before extraordinary items | $7,211,000 | 912 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,211,000 | 913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,977,000 | 187 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,212,950 | 875 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $29,438,000 | 707 |
| Total interest expense | $10,829,000 | 558 |
| Net interest income | $18,609,000 | 790 |
| Provision for loan and lease losses | $550,000 | 1,327 |
| Total noninterest income | $4,923,000 | 858 |
| Gross Fiduciary activities income | $403,000 | 549 |
| Service charges on deposit accounts | $2,716,000 | 504 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,804,000 | 1,172 |
| Total noninterest expense | $14,716,000 | 824 |
| Salaries and employee benefits | $8,034,000 | 798 |
| Premises and equipment expense | $2,412,000 | 720 |
| Additional noninterest expense | $4,270,000 | 866 |
| Pre-tax net operating income | $8,266,000 | 804 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $2,927,000 | 732 |
| Income before extraordinary items | $5,336,000 | 934 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,336,000 | 935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,277,000 | 321 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,337,950 | 899 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $19,091,000 | 718 |
| Total interest expense | $7,043,000 | 563 |
| Net interest income | $12,048,000 | 806 |
| Provision for loan and lease losses | $350,000 | 1,369 |
| Total noninterest income | $3,035,000 | 914 |
| Gross Fiduciary activities income | $273,000 | 540 |
| Service charges on deposit accounts | $1,702,000 | 520 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,060,000 | 1,267 |
| Total noninterest expense | $9,593,000 | 853 |
| Salaries and employee benefits | $5,239,000 | 814 |
| Premises and equipment expense | $1,533,000 | 742 |
| Additional noninterest expense | $2,821,000 | 879 |
| Pre-tax net operating income | $5,140,000 | 847 |
| Securities gains (losses) | $-3,000 | 8,495 |
| Applicable income taxes | $1,797,000 | 787 |
| Income before extraordinary items | $3,340,000 | 980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,340,000 | 981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,686,000 | 292 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,341,950 | 942 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,862,000 | 799 |
| Total interest expense | $3,442,000 | 594 |
| Net interest income | $5,420,000 | 906 |
| Provision for loan and lease losses | $300,000 | 782 |
| Total noninterest income | $1,406,000 | 961 |
| Gross Fiduciary activities income | $155,000 | 505 |
| Service charges on deposit accounts | $713,000 | 603 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $538,000 | 1,229 |
| Total noninterest expense | $4,490,000 | 913 |
| Salaries and employee benefits | $2,453,000 | 887 |
| Premises and equipment expense | $720,000 | 799 |
| Additional noninterest expense | $1,317,000 | 942 |
| Pre-tax net operating income | $2,036,000 | 1,059 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $686,000 | 999 |
| Income before extraordinary items | $1,350,000 | 1,209 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,350,000 | 1,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,050,000 | 266 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,350,000 | 1,144 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $26,440,000 | 1,070 |
| Total interest expense | $11,433,000 | 772 |
| Net interest income | $15,007,000 | 1,299 |
| Provision for loan and lease losses | $1,334,000 | 898 |
| Total noninterest income | $4,397,000 | 1,241 |
| Gross Fiduciary activities income | $284,000 | 723 |
| Service charges on deposit accounts | $1,725,000 | 1,010 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,388,000 | 1,278 |
| Total noninterest expense | $12,518,000 | 1,294 |
| Salaries and employee benefits | $7,004,000 | 1,217 |
| Premises and equipment expense | $1,295,000 | 1,752 |
| Additional noninterest expense | $4,219,000 | 1,194 |
| Pre-tax net operating income | $5,552,000 | 1,491 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $1,805,000 | 1,384 |
| Income before extraordinary items | $3,757,000 | 1,649 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,757,000 | 1,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,426,000 | 365 |
| Cash dividends | $5,350,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,750,200 | 1,576 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $17,626,000 | 1,244 |
| Total interest expense | $7,831,000 | 886 |
| Net interest income | $9,795,000 | 1,501 |
| Provision for loan and lease losses | $1,134,000 | 797 |
| Total noninterest income | $2,969,000 | 1,375 |
| Gross Fiduciary activities income | $188,000 | 750 |
| Service charges on deposit accounts | $923,000 | 1,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,858,000 | 1,308 |
| Total noninterest expense | $7,838,000 | 1,541 |
| Salaries and employee benefits | $4,547,000 | 1,427 |
| Premises and equipment expense | $805,000 | 2,125 |
| Additional noninterest expense | $2,486,000 | 1,477 |
| Pre-tax net operating income | $3,792,000 | 1,657 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $1,197,000 | 1,617 |
| Income before extraordinary items | $2,598,000 | 1,853 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,598,000 | 1,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $985,000 | 706 |
| Cash dividends | $5,350,000 | 461 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,595,960 | 1,758 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,569,000 | 1,717 |
| Total interest expense | $4,094,000 | 1,173 |
| Net interest income | $4,475,000 | 2,177 |
| Provision for loan and lease losses | $475,000 | 1,201 |
| Total noninterest income | $1,099,000 | 2,202 |
| Gross Fiduciary activities income | $105,000 | 797 |
| Service charges on deposit accounts | $200,000 | 3,626 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $794,000 | 1,791 |
| Total noninterest expense | $3,331,000 | 2,355 |
| Salaries and employee benefits | $2,057,000 | 2,064 |
| Premises and equipment expense | $346,000 | 3,105 |
| Additional noninterest expense | $928,000 | 2,540 |
| Pre-tax net operating income | $1,768,000 | 2,274 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $526,000 | 2,243 |
| Income before extraordinary items | $1,244,000 | 2,494 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,244,000 | 2,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 1,032 |
| Cash dividends | $5,350,000 | 325 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,242,600 | 2,350 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,083,000 | 1,792 |
| Total interest expense | $1,981,000 | 1,231 |
| Net interest income | $2,102,000 | 2,319 |
| Provision for loan and lease losses | $225,000 | 1,208 |
| Total noninterest income | $480,000 | 2,357 |
| Gross Fiduciary activities income | $52,000 | 806 |
| Service charges on deposit accounts | $91,000 | 3,771 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $337,000 | 1,944 |
| Total noninterest expense | $1,631,000 | 2,381 |
| Salaries and employee benefits | $1,000,000 | 2,111 |
| Premises and equipment expense | $171,000 | 3,140 |
| Additional noninterest expense | $460,000 | 2,517 |
| Pre-tax net operating income | $726,000 | 2,661 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $165,000 | 3,046 |
| Income before extraordinary items | $562,000 | 2,685 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $562,000 | 2,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 786 |
| Cash dividends | $250,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $561,230 | 2,552 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,334,000 | 2,308 |
| Total interest expense | $6,582,000 | 1,737 |
| Net interest income | $6,752,000 | 2,822 |
| Provision for loan and lease losses | $1,120,000 | 1,219 |
| Total noninterest income | $1,301,000 | 2,909 |
| Gross Fiduciary activities income | $176,000 | 871 |
| Service charges on deposit accounts | $200,000 | 5,194 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $925,000 | 2,292 |
| Total noninterest expense | $4,913,000 | 2,974 |
| Salaries and employee benefits | $2,854,000 | 2,762 |
| Premises and equipment expense | $501,000 | 3,930 |
| Additional noninterest expense | $1,558,000 | 2,873 |
| Pre-tax net operating income | $2,020,000 | 3,400 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,029,000 | 2,767 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,029,000 | 2,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,549 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,020,000 | 2,680 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,814,000 | 5,077 |
| Total interest expense | $3,182,000 | 4,515 |
| Net interest income | $2,632,000 | 5,546 |
| Provision for loan and lease losses | $2,208,000 | 647 |
| Total noninterest income | $450,000 | 5,365 |
| Gross Fiduciary activities income | $41,000 | 1,170 |
| Service charges on deposit accounts | $67,000 | 7,236 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $342,000 | 3,850 |
| Total noninterest expense | $3,260,000 | 4,064 |
| Salaries and employee benefits | $1,888,000 | 3,754 |
| Premises and equipment expense | $304,000 | 5,474 |
| Additional noninterest expense | $1,068,000 | 3,854 |
| Pre-tax net operating income | $-2,386,000 | 9,513 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-2,386,000 | 9,541 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-2,386,000 | 9,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 3,311 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $32,979,000 | 24 |
| Net operating income | $-2,386,000 | 9,521 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 8,876 |
| Total interest expense | $686,000 | 8,886 |
| Net interest income | $886,000 | 8,716 |
| Provision for loan and lease losses | $25,000 | 7,386 |
| Total noninterest income | $199,000 | 7,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 7,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,275 |
| Total noninterest expense | $869,000 | 8,376 |
| Salaries and employee benefits | $401,000 | 8,743 |
| Premises and equipment expense | $100,000 | 8,440 |
| Additional noninterest expense | $368,000 | 7,416 |
| Pre-tax net operating income | $191,000 | 8,405 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $84,000 | 6,737 |
| Income before extraordinary items | $107,000 | 8,659 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $107,000 | 8,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,771 |
| Cash dividends | $570,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $107,000 | 8,647 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 9,149 |
| Total interest expense | $586,000 | 9,249 |
| Net interest income | $854,000 | 8,943 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $187,000 | 7,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 5,652 |
| Total noninterest expense | $746,000 | 8,900 |
| Salaries and employee benefits | $365,000 | 9,093 |
| Premises and equipment expense | $95,000 | 8,719 |
| Additional noninterest expense | $286,000 | 8,238 |
| Pre-tax net operating income | $270,000 | 8,253 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $65,000 | 7,420 |
| Income before extraordinary items | $205,000 | 8,268 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $205,000 | 8,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $205,000 | 8,234 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,464,000 | 9,330 |
| Total interest expense | $626,000 | 9,404 |
| Net interest income | $838,000 | 9,163 |
| Provision for loan and lease losses | $25,000 | 7,503 |
| Total noninterest income | $205,000 | 7,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,595 |
| Total noninterest expense | $793,000 | 8,793 |
| Salaries and employee benefits | $420,000 | 8,840 |
| Premises and equipment expense | $106,000 | 8,578 |
| Additional noninterest expense | $267,000 | 8,425 |
| Pre-tax net operating income | $225,000 | 8,795 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $41,000 | 8,488 |
| Income before extraordinary items | $184,000 | 8,723 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $184,000 | 8,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,860 |
| Cash dividends | $125,000 | 6,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $184,000 | 8,656 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,482,000 | 9,689 |
| Total interest expense | $596,000 | 9,834 |
| Net interest income | $886,000 | 9,461 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $214,000 | 7,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 8,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,514 |
| Total noninterest expense | $809,000 | 9,002 |
| Salaries and employee benefits | $435,000 | 9,042 |
| Premises and equipment expense | $94,000 | 9,100 |
| Additional noninterest expense | $280,000 | 8,527 |
| Pre-tax net operating income | $266,000 | 9,204 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $79,000 | 8,756 |
| Income before extraordinary items | $187,000 | 9,273 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $187,000 | 9,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,981 |
| Cash dividends | $138,000 | 6,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $187,000 | 9,230 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 10,221 |
| Total interest expense | $589,000 | 10,308 |
| Net interest income | $833,000 | 10,019 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $226,000 | 7,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 8,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,600 |
| Total noninterest expense | $781,000 | 9,502 |
| Salaries and employee benefits | $426,000 | 9,420 |
| Premises and equipment expense | $93,000 | 9,472 |
| Additional noninterest expense | $262,000 | 9,268 |
| Pre-tax net operating income | $238,000 | 9,557 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $80,000 | 9,145 |
| Income before extraordinary items | $158,000 | 9,709 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $158,000 | 9,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,803 |
| Cash dividends | $154,000 | 5,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $158,000 | 9,645 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,421,000 | 10,657 |
| Total interest expense | $632,000 | 10,561 |
| Net interest income | $789,000 | 10,559 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $238,000 | 7,864 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,493 |
| Total noninterest expense | $772,000 | 9,896 |
| Salaries and employee benefits | $426,000 | 9,728 |
| Premises and equipment expense | $91,000 | 9,885 |
| Additional noninterest expense | $255,000 | 9,774 |
| Pre-tax net operating income | $225,000 | 10,302 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $80,000 | 9,585 |
| Income before extraordinary items | $145,000 | 10,511 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $145,000 | 10,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $195,000 | 5,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $145,000 | 10,481 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,141,000 | 11,456 |
| Total interest expense | $457,000 | 11,292 |
| Net interest income | $684,000 | 11,430 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $200,000 | 8,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,300 |
| Total noninterest expense | $743,000 | 10,507 |
| Salaries and employee benefits | $403,000 | 10,260 |
| Premises and equipment expense | $89,000 | 10,376 |
| Additional noninterest expense | $251,000 | 10,511 |
| Pre-tax net operating income | $141,000 | 11,339 |
| Securities gains (losses) | $19,000 | 1,821 |
| Applicable income taxes | $48,000 | 10,520 |
| Income before extraordinary items | $112,000 | 11,253 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $112,000 | 11,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $98,700 | 11,440 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 11,896 |
| Total interest expense | $451,000 | 11,937 |
| Net interest income | $745,000 | 11,703 |
| Provision for loan and lease losses | $7,000 | 9,969 |
| Total noninterest income | $201,000 | 9,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 7,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,096 |
| Total noninterest expense | $761,000 | 10,875 |
| Salaries and employee benefits | $409,000 | 10,544 |
| Premises and equipment expense | $89,000 | 10,821 |
| Additional noninterest expense | $263,000 | 10,913 |
| Pre-tax net operating income | $178,000 | 11,234 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $41,000 | 11,139 |
| Income before extraordinary items | $140,000 | 11,333 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $140,000 | 11,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 7,032 |
| Cash dividends | $104,000 | 6,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $137,690 | 11,163 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 12,436 |
| Total interest expense | $564,000 | 12,464 |
| Net interest income | $720,000 | 12,234 |
| Provision for loan and lease losses | $3,000 | 11,629 |
| Total noninterest income | $188,000 | 9,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $754,000 | 11,236 |
| Salaries and employee benefits | $391,000 | 10,976 |
| Premises and equipment expense | $89,000 | 11,144 |
| Additional noninterest expense | $274,000 | 11,213 |
| Pre-tax net operating income | $151,000 | 11,522 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $42,000 | 11,481 |
| Income before extraordinary items | $114,000 | 11,747 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $114,000 | 11,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 12,539 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $110,350 | 11,491 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.