Liberty Bank of Arkansas

Status:Inactive as of 2013-10-25
 Merger - Without Assistance
Successor Bank:Centennial Bank
Headquarters:Liberty Bank of Arkansas
2901 East Highland Drive
Jonesboro, AR 72401
Established:1920-02-01
FDIC Insurance:1934-01-01
FDIC Cert:#3878
Charter Class:Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
# of Branches:46
Total Assets:$2,852,849,000
Total Deposits:$2,140,831,000

History

1920-02-01Institution established: Original name:The Planters National Bank of Hughes
2001-02-01Changed institution class to INSURED COMMERCIAL BANKS, STATE, NOT MEMBERS OF THE FRS
2001-02-01Changed primary regulatory agency from COMPTROLLER OF THE CURRENCY to FEDERAL DEPOSIT INSURANCE CORPORATION
2001-02-01Moved bank headquarters from HUGHES, AR to JONESBORO, AR
2001-02-01Changed name to The Bank of Jonesboro
2001-04-05Change trust powers from TRUST POWERS NOT GRANTED to FULL TRUST POWERS GRANTED
2003-05-05Changed name to Liberty Bank of Arkansas
2003-09-26Acquired MidSouth Bank (15455) in JONESBORO, AR
2004-03-19Acquired Peoples Bank (33500) in PARAGOULD, AR
2005-04-09Acquired TrustBanc (34797) in MOUNTAIN HOME, AR
2005-09-09Acquired Liberty Bank of Arkansas (18277) in SILOAM SPRINGS, AR
2006-12-29Acquired First Arkansas Valley Bank (18434) in RUSSELLVILLE, AR
2008-10-31Changed institution class to INSURED COMMERCIAL OR SAVINGS BANKS, STATE, MEMBERS FRS
2008-10-31Changed primary regulatory agency from FEDERAL DEPOSIT INSURANCE CORPORATION to FEDERAL RESERVE BOARD
2013-10-25Merged into and subsequently operated as part of Centennial Bank (11241) in CONWAY, AR
2014-02-26Reorganized.
2014-07-18Acquired Florida Traditions Bank (58682) in DADE CITY, FL
2014-10-24Acquired Broward Bank of Commerce (58813) in FORT LAUDERDALE, FL

Historical Financial Information

2013-09-30Rank
# of Employees:607229
Assets and Liabilities
Total Assets:$2,852,849,000265
Cash and due from depository institutions$59,616,000229
Interest-bearing balances$21,027,0001,638
Securities$706,869,000220
Federal funds sold & reverse repurchase agreements$575,0002,172
Net loans & leases$1,817,476,000271
Loan loss allowance$28,463,000276
Trading account assets$0248
Bank premises and fixed assets$82,919,000119
Other real estate owned$34,722,000229
Goodwill and other intangibles$90,043,000150
All other assets$60,629,000398
Life insurance assets$3,663,0001,893
Total liabilities and capital$2,852,849,000265
Total liabilities$2,484,474,000274
Total deposits$2,140,831,000279
Interest-bearing deposits$1,910,976,000248
Deposits held in domestic offices$2,140,831,000278
% insured66.54%6,328
Federal funds purchased & repurchase agreements$82,408,000218
Trading liabilities$0163
Other borrowed funds$255,022,000148
Subordinated debt$0150
All other liabilities$6,213,000893
Total equity capital$368,375,000238
Total bank equity capital$368,375,000237
Perpetual preferred stock$0217
Common stock$4,0006,067
Surplus$257,479,000223
Undivided profits$110,892,000320
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$23,785,000374
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$10,081,000234
Earning assets$2,545,947,000274
Long-term assets (5+ years)$754,819,000319
Average Assets, year-to-date$2,845,199,500266
Average Assets, quarterly$2,852,787,500261
Volatile liabilities$429,275,000165
Insider loans$12,553,000461
FHLB advances$255,022,000121
Loans and leases held for sale$8,353,000349
Unused loan commitments$193,045,000490
Tier 1 (core) risk-based capital$284,091,000271
Tier 2 risk-based capital$24,604,000252
Total risk weighted assets$1,964,446,000271
Total unused commitments$193,045,000490
Derivatives$32,364,000419
2013-06-30Rank
# of Employees:646225
Assets and Liabilities
Total Assets:$2,852,726,000264
Cash and due from depository institutions$49,162,000225
Interest-bearing balances$14,169,0002,347
Securities$685,733,000227
Federal funds sold & reverse repurchase agreements$03,098
Net loans & leases$1,863,431,000267
Loan loss allowance$36,109,000230
Trading account assets$0250
Bank premises and fixed assets$83,888,000120
Other real estate owned$26,545,000225
Goodwill and other intangibles$90,259,000151
All other assets$53,708,000432
Life insurance assets$3,639,0001,872
Total liabilities and capital$2,852,726,000264
Total liabilities$2,484,309,000267
Total deposits$2,198,454,000269
Interest-bearing deposits$1,963,903,000241
Deposits held in domestic offices$2,198,454,000268
% insured67.50%6,338
Federal funds purchased & repurchase agreements$77,623,000223
Trading liabilities$0154
Other borrowed funds$201,070,000172
Subordinated debt$0152
All other liabilities$7,162,000782
Total equity capital$368,417,000236
Total bank equity capital$368,417,000235
Perpetual preferred stock$0228
Common stock$4,0006,116
Surplus$257,479,000219
Undivided profits$110,934,000317
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$26,643,000362
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$9,817,000242
Earning assets$2,563,333,000263
Long-term assets (5+ years)$770,095,000302
Average Assets, year-to-date$2,842,649,670266
Average Assets, quarterly$2,851,224,000266
Volatile liabilities$367,078,000181
Insider loans$13,783,000407
FHLB advances$201,070,000145
Loans and leases held for sale$10,938,000393
Unused loan commitments$208,523,000456
Tier 1 (core) risk-based capital$281,629,000269
Tier 2 risk-based capital$25,001,000252
Total risk weighted assets$1,988,994,000269
Total unused commitments$208,523,000457
Derivatives$41,848,000410
2013-03-31Rank
# of Employees:632228
Assets and Liabilities
Total Assets:$2,849,722,000265
Cash and due from depository institutions$47,321,000228
Interest-bearing balances$17,088,0002,440
Securities$707,165,000224
Federal funds sold & reverse repurchase agreements$900,0002,529
Net loans & leases$1,840,499,000269
Loan loss allowance$34,996,000238
Trading account assets$0242
Bank premises and fixed assets$82,306,000119
Other real estate owned$29,670,000228
Goodwill and other intangibles$90,472,000147
All other assets$51,389,000441
Life insurance assets$3,615,0001,858
Total liabilities and capital$2,849,722,000265
Total liabilities$2,480,549,000270
Total deposits$2,178,705,000268
Interest-bearing deposits$1,947,133,000242
Deposits held in domestic offices$2,178,705,000267
% insured66.92%6,444
Federal funds purchased & repurchase agreements$89,547,000199
Trading liabilities$0154
Other borrowed funds$205,983,000160
Subordinated debt$0155
All other liabilities$6,314,000873
Total equity capital$369,173,000239
Total bank equity capital$369,173,000239
Perpetual preferred stock$0239
Common stock$4,0006,185
Surplus$257,479,000219
Undivided profits$111,690,000326
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$27,049,000386
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$10,075,000237
Earning assets$2,565,652,000266
Long-term assets (5+ years)$796,660,000283
Average Assets, year-to-date$2,837,611,500267
Average Assets, quarterly$2,837,611,500267
Volatile liabilities$390,250,000175
Insider loans$13,467,000416
FHLB advances$205,983,000126
Loans and leases held for sale$10,156,000407
Unused loan commitments$190,669,000470
Tier 1 (core) risk-based capital$277,151,000270
Tier 2 risk-based capital$24,644,000255
Total risk weighted assets$1,961,188,000270
Total unused commitments$190,669,000470
Derivatives$38,216,000414
2012-12-31Rank
# of Employees:623228
Assets and Liabilities
Total Assets:$2,825,501,000271
Cash and due from depository institutions$56,353,000228
Interest-bearing balances$5,989,0004,079
Securities$701,255,000219
Federal funds sold & reverse repurchase agreements$300,0002,852
Net loans & leases$1,809,573,000273
Loan loss allowance$33,603,000252
Trading account assets$0243
Bank premises and fixed assets$80,989,000121
Other real estate owned$29,832,000228
Goodwill and other intangibles$90,700,000143
All other assets$56,499,000427
Life insurance assets$3,592,0001,833
Total liabilities and capital$2,825,501,000271
Total liabilities$2,460,421,000270
Total deposits$2,182,186,000269
Interest-bearing deposits$1,943,154,000246
Deposits held in domestic offices$2,182,186,000268
% insured67.18%6,773
Federal funds purchased & repurchase agreements$85,703,000205
Trading liabilities$0152
Other borrowed funds$185,594,000172
Subordinated debt$0159
All other liabilities$6,938,000828
Total equity capital$365,080,000244
Total bank equity capital$365,080,000243
Perpetual preferred stock$0246
Common stock$4,0006,242
Surplus$257,479,000218
Undivided profits$107,597,000332
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$13,683,000763
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$10,747,000226
Earning assets$2,517,117,000273
Long-term assets (5+ years)$789,787,000285
Average Assets, year-to-date$2,801,783,600263
Average Assets, quarterly$2,811,251,500266
Volatile liabilities$379,907,000177
Insider loans$14,319,000380
FHLB advances$185,594,000146
Loans and leases held for sale$15,099,000394
Unused loan commitments$179,802,000472
Tier 1 (core) risk-based capital$272,834,000274
Tier 2 risk-based capital$25,033,000253
Total risk weighted assets$1,994,102,000264
Total unused commitments$179,802,000472
Derivatives$27,385,000497
2012-09-30Rank
# of Employees:599236
Assets and Liabilities
Total Assets:$2,797,002,000266
Cash and due from depository institutions$40,897,000236
Interest-bearing balances$2,446,0005,173
Securities$690,703,000225
Federal funds sold & reverse repurchase agreements$03,418
Net loans & leases$1,802,823,000268
Loan loss allowance$36,206,000241
Trading account assets$0231
Bank premises and fixed assets$79,974,000120
Other real estate owned$35,627,000236
Goodwill and other intangibles$90,932,000142
All other assets$56,046,000433
Life insurance assets$3,566,0001,804
Total liabilities and capital$2,797,002,000266
Total liabilities$2,431,818,000272
Total deposits$2,112,139,000277
Interest-bearing deposits$1,900,115,000245
Deposits held in domestic offices$2,112,139,000276
% insured69.56%6,829
Federal funds purchased & repurchase agreements$98,864,000195
Trading liabilities$0150
Other borrowed funds$215,893,000158
Subordinated debt$0163
All other liabilities$4,922,0001,120
Total equity capital$365,184,000247
Total bank equity capital$365,184,000246
Perpetual preferred stock$0250
Common stock$4,0006,331
Surplus$257,479,000220
Undivided profits$107,701,000332
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$19,886,000606
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$10,749,000233
Earning assets$2,495,972,000267
Long-term assets (5+ years)$777,335,000275
Average Assets, year-to-date$2,795,854,250265
Average Assets, quarterly$2,793,292,000266
Volatile liabilities$445,301,000158
Insider loans$14,275,000386
FHLB advances$215,893,000128
Loans and leases held for sale$17,545,000357
Unused loan commitments$169,996,000503
Tier 1 (core) risk-based capital$272,270,000274
Tier 2 risk-based capital$24,145,000253
Total risk weighted assets$1,919,564,000266
Total unused commitments$169,996,000503
Derivatives$33,078,000469
2012-06-30Rank
# of Employees:606233
Assets and Liabilities
Total Assets:$2,789,582,000267
Cash and due from depository institutions$35,814,000233
Interest-bearing balances$5,513,0004,088
Securities$682,081,000225
Federal funds sold & reverse repurchase agreements$6,150,000882
Net loans & leases$1,812,971,000261
Loan loss allowance$35,422,000249
Trading account assets$0211
Bank premises and fixed assets$79,276,000121
Other real estate owned$33,621,000233
Goodwill and other intangibles$91,164,000139
All other assets$48,505,000469
Life insurance assets$3,540,0001,782
Total liabilities and capital$2,789,582,000267
Total liabilities$2,427,162,000271
Total deposits$2,142,608,000267
Interest-bearing deposits$1,921,609,000240
Deposits held in domestic offices$2,142,608,000266
% insured69.51%6,880
Federal funds purchased & repurchase agreements$94,060,000211
Trading liabilities$0130
Other borrowed funds$186,046,000179
Subordinated debt$0180
All other liabilities$4,448,0001,161
Total equity capital$362,420,000244
Total bank equity capital$362,420,000243
Perpetual preferred stock$0254
Common stock$4,0006,389
Surplus$257,479,000221
Undivided profits$104,937,000334
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$23,594,000554
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$10,924,000229
Earning assets$2,506,715,000262
Long-term assets (5+ years)$722,433,000288
Average Assets, year-to-date$2,795,471,670263
Average Assets, quarterly$2,789,724,000265
Volatile liabilities$360,835,000189
Insider loans$14,546,000368
FHLB advances$186,046,000147
Loans and leases held for sale$12,080,000383
Unused loan commitments$149,400,000543
Tier 1 (core) risk-based capital$269,091,000275
Tier 2 risk-based capital$24,173,000249
Total risk weighted assets$1,922,552,000263
Total unused commitments$149,400,000543
Derivatives$29,081,000477
2012-03-31Rank
# of Employees:594233
Assets and Liabilities
Total Assets:$2,789,866,000263
Cash and due from depository institutions$65,504,000233
Interest-bearing balances$32,780,0001,316
Securities$708,688,000224
Federal funds sold & reverse repurchase agreements$3,775,0001,682
Net loans & leases$1,757,117,000262
Loan loss allowance$32,178,000273
Trading account assets$0215
Bank premises and fixed assets$79,128,000121
Other real estate owned$35,140,000233
Goodwill and other intangibles$91,394,000139
All other assets$49,120,000467
Life insurance assets$3,514,0001,768
Total liabilities and capital$2,789,866,000263
Total liabilities$2,432,271,000265
Total deposits$2,154,304,000262
Interest-bearing deposits$1,937,827,000237
Deposits held in domestic offices$2,154,304,000262
% insured69.00%6,970
Federal funds purchased & repurchase agreements$87,125,000227
Trading liabilities$0123
Other borrowed funds$185,584,000185
Subordinated debt$0185
All other liabilities$5,258,000999
Total equity capital$357,595,000240
Total bank equity capital$357,595,000240
Perpetual preferred stock$0259
Common stock$4,0006,443
Surplus$257,479,000216
Undivided profits$100,112,000341
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$24,567,000572
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$10,277,000243
Earning assets$2,502,360,000262
Long-term assets (5+ years)$678,640,000293
Average Assets, year-to-date$2,798,416,500259
Average Assets, quarterly$2,798,416,500259
Volatile liabilities$334,230,000199
Insider loans$22,540,000215
FHLB advances$185,584,000146
Loans and leases held for sale$12,281,000368
Unused loan commitments$144,577,000548
Tier 1 (core) risk-based capital$264,560,000273
Tier 2 risk-based capital$24,422,000247
Total risk weighted assets$1,946,029,000258
Total unused commitments$144,577,000548
Derivatives$26,434,000457
2011-12-31Rank
# of Employees:602229
Assets and Liabilities
Total Assets:$2,806,967,000260
Cash and due from depository institutions$133,845,000229
Interest-bearing balances$95,485,000402
Securities$674,208,000231
Federal funds sold & reverse repurchase agreements$1,850,0002,090
Net loans & leases$1,748,616,000265
Loan loss allowance$34,280,000259
Trading account assets$0205
Bank premises and fixed assets$78,767,000125
Other real estate owned$25,078,000229
Goodwill and other intangibles$91,624,000137
All other assets$52,979,000461
Life insurance assets$3,488,0001,746
Total liabilities and capital$2,806,967,000260
Total liabilities$2,443,754,000264
Total deposits$2,160,883,000257
Interest-bearing deposits$1,940,960,000241
Deposits held in domestic offices$2,160,883,000257
% insured68.80%7,020
Federal funds purchased & repurchase agreements$71,393,000258
Trading liabilities$0115
Other borrowed funds$205,204,000182
Subordinated debt$0193
All other liabilities$6,274,000865
Total equity capital$363,213,000239
Total bank equity capital$363,213,000239
Perpetual preferred stock$0263
Common stock$4,0006,481
Surplus$257,479,000220
Undivided profits$105,730,000311
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$44,080,000352
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$11,094,000235
Earning assets$2,520,159,000256
Long-term assets (5+ years)$648,045,000241
Average Assets, year-to-date$2,658,141,800269
Average Assets, quarterly$2,771,958,000262
Volatile liabilities$335,649,000220
Insider loans$22,223,000218
FHLB advances$205,204,000144
Loans and leases held for sale$10,890,000356
Unused loan commitments$137,558,000555
Tier 1 (core) risk-based capital$269,169,000272
Tier 2 risk-based capital$23,467,000261
Total risk weighted assets$1,866,535,000269
Total unused commitments$137,558,000555
Derivatives$20,333,000432
2011-09-30Rank
# of Employees:588228
Assets and Liabilities
Total Assets:$2,736,949,000262
Cash and due from depository institutions$66,329,000228
Interest-bearing balances$29,270,0001,386
Securities$677,677,000227
Federal funds sold & reverse repurchase agreements$8,815,000738
Net loans & leases$1,732,105,000259
Loan loss allowance$31,862,000287
Trading account assets$0209
Bank premises and fixed assets$79,675,000117
Other real estate owned$29,527,000228
Goodwill and other intangibles$91,856,000135
All other assets$50,965,000477
Life insurance assets$3,462,0001,727
Total liabilities and capital$2,736,949,000262
Total liabilities$2,375,910,000270
Total deposits$2,094,864,000263
Interest-bearing deposits$1,896,308,000241
Deposits held in domestic offices$2,094,864,000263
% insured71.51%6,994
Federal funds purchased & repurchase agreements$69,671,000266
Trading liabilities$0112
Other borrowed funds$205,633,000180
Subordinated debt$0206
All other liabilities$5,742,000932
Total equity capital$361,039,000241
Total bank equity capital$361,039,000241
Perpetual preferred stock$0266
Common stock$4,0006,554
Surplus$257,479,000220
Undivided profits$103,556,000310
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$44,793,000359
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$10,582,000243
Earning assets$2,447,867,000262
Long-term assets (5+ years)$643,917,000232
Average Assets, year-to-date$2,620,935,500270
Average Assets, quarterly$2,676,989,000268
Volatile liabilities$335,793,000216
Insider loans$21,926,000224
FHLB advances$205,633,000139
Loans and leases held for sale$6,497,000416
Unused loan commitments$145,035,000539
Tier 1 (core) risk-based capital$266,151,000274
Tier 2 risk-based capital$23,419,000262
Total risk weighted assets$1,865,100,000266
Total unused commitments$145,035,000540
Derivatives$22,918,000454
2011-06-30Rank
# of Employees:598230
Assets and Liabilities
Total Assets:$2,617,029,000274
Cash and due from depository institutions$38,552,000230
Interest-bearing balances$8,445,0003,186
Securities$632,424,000243
Federal funds sold & reverse repurchase agreements$120,0003,723
Net loans & leases$1,692,762,000265
Loan loss allowance$29,086,000312
Trading account assets$0213
Bank premises and fixed assets$80,541,000118
Other real estate owned$31,926,000230
Goodwill and other intangibles$92,088,000136
All other assets$48,616,000497
Life insurance assets$3,434,0001,718
Total liabilities and capital$2,617,029,000274
Total liabilities$2,258,597,000279
Total deposits$2,005,853,000270
Interest-bearing deposits$1,798,031,000253
Deposits held in domestic offices$2,005,853,000270
% insured72.71%6,995
Federal funds purchased & repurchase agreements$73,984,000275
Trading liabilities$0112
Other borrowed funds$176,027,000200
Subordinated debt$0212
All other liabilities$2,733,0001,580
Total equity capital$358,432,000240
Total bank equity capital$358,432,000240
Perpetual preferred stock$0222
Common stock$4,0006,631
Surplus$257,479,000224
Undivided profits$100,949,000310
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$33,189,000501
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$10,564,000243
Earning assets$2,333,751,000271
Long-term assets (5+ years)$507,797,000290
Average Assets, year-to-date$2,582,264,330276
Average Assets, quarterly$2,601,881,000276
Volatile liabilities$308,152,000234
Insider loans$19,537,000261
FHLB advances$176,027,000159
Loans and leases held for sale$5,992,000341
Unused loan commitments$146,669,000522
Tier 1 (core) risk-based capital$264,700,000273
Tier 2 risk-based capital$23,401,000264
Total risk weighted assets$1,866,387,000264
Total unused commitments$146,669,000524
Derivatives$14,927,000437
2011-03-31Rank
# of Employees:589233
Assets and Liabilities
Total Assets:$2,586,733,000277
Cash and due from depository institutions$65,822,000233
Interest-bearing balances$37,507,0001,049
Securities$641,142,000235
Federal funds sold & reverse repurchase agreements$3,450,0002,001
Net loans & leases$1,617,127,000276
Loan loss allowance$26,664,000346
Trading account assets$0208
Bank premises and fixed assets$81,236,000120
Other real estate owned$36,680,000233
Goodwill and other intangibles$92,317,000137
All other assets$48,959,000496
Life insurance assets$3,403,0001,725
Total liabilities and capital$2,586,733,000277
Total liabilities$2,233,370,000285
Total deposits$1,971,164,000282
Interest-bearing deposits$1,770,963,000264
Deposits held in domestic offices$1,971,164,000281
% insured70.90%7,131
Federal funds purchased & repurchase agreements$81,427,000261
Trading liabilities$0108
Other borrowed funds$175,632,000208
Subordinated debt$0214
All other liabilities$5,147,000988
Total equity capital$353,363,000238
Total bank equity capital$353,363,000238
Perpetual preferred stock$0224
Common stock$4,0006,690
Surplus$257,479,000223
Undivided profits$95,880,000321
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$18,747,000855
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$12,366,000212
Earning assets$2,299,226,000279
Long-term assets (5+ years)$456,753,000314
Average Assets, year-to-date$2,564,882,000278
Average Assets, quarterly$2,564,882,000278
Volatile liabilities$346,366,000222
Insider loans$17,621,000308
FHLB advances$175,619,000162
Loans and leases held for sale$5,022,000318
Unused loan commitments$132,080,000569
Tier 1 (core) risk-based capital$260,438,000271
Tier 2 risk-based capital$22,728,000273
Total risk weighted assets$1,814,327,000273
Total unused commitments$132,080,000569
Derivatives$13,425,000422
2010-12-31Rank
# of Employees:591232
Assets and Liabilities
Total Assets:$2,543,031,000281
Cash and due from depository institutions$72,546,000232
Interest-bearing balances$45,955,000808
Securities$630,437,000236
Federal funds sold & reverse repurchase agreements$1,600,0002,696
Net loans & leases$1,577,378,000293
Loan loss allowance$26,284,000357
Trading account assets$0207
Bank premises and fixed assets$81,951,000120
Other real estate owned$31,704,000232
Goodwill and other intangibles$92,545,000142
All other assets$54,870,000460
Life insurance assets$3,378,0001,720
Total liabilities and capital$2,543,031,000281
Total liabilities$2,189,890,000295
Total deposits$1,920,694,000290
Interest-bearing deposits$1,744,221,000268
Deposits held in domestic offices$1,920,694,000286
% insured71.16%7,129
Federal funds purchased & repurchase agreements$73,969,000294
Trading liabilities$0108
Other borrowed funds$189,390,000212
Subordinated debt$0220
All other liabilities$5,837,000883
Total equity capital$353,141,000233
Total bank equity capital$353,141,000233
Perpetual preferred stock$0224
Common stock$4,0006,771
Surplus$257,479,000222
Undivided profits$95,658,000316
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$18,682,000902
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$11,849,000225
Earning assets$2,255,370,000283
Long-term assets (5+ years)$456,723,000308
Average Assets, year-to-date$2,538,553,000284
Average Assets, quarterly$2,532,367,500283
Volatile liabilities$661,311,000216
Insider loans$17,256,000324
FHLB advances$189,373,000169
Loans and leases held for sale$14,401,000265
Unused loan commitments$121,503,000614
Tier 1 (core) risk-based capital$260,134,000272
Tier 2 risk-based capital$21,968,000289
Total risk weighted assets$1,753,091,000287
Total unused commitments$121,503,000618
Derivatives$22,569,000377
2010-09-30Rank
# of Employees:588227
Assets and Liabilities
Total Assets:$2,521,704,000285
Cash and due from depository institutions$38,743,000227
Interest-bearing balances$8,951,0002,990
Securities$600,424,000227
Federal funds sold & reverse repurchase agreements$675,0003,511
Net loans & leases$1,625,384,000285
Loan loss allowance$26,350,000360
Trading account assets$0210
Bank premises and fixed assets$82,686,000115
Other real estate owned$25,657,000227
Goodwill and other intangibles$92,777,000141
All other assets$55,358,000451
Life insurance assets$3,356,0001,715
Total liabilities and capital$2,521,704,000285
Total liabilities$2,166,765,000293
Total deposits$1,884,935,000292
Interest-bearing deposits$1,710,078,000270
Deposits held in domestic offices$1,884,935,000289
% insured71.83%7,008
Federal funds purchased & repurchase agreements$73,834,000286
Trading liabilities$0103
Other borrowed funds$201,965,000217
Subordinated debt$0233
All other liabilities$6,031,000914
Total equity capital$354,939,000234
Total bank equity capital$354,939,000234
Perpetual preferred stock$0229
Common stock$4,0006,872
Surplus$257,479,000219
Undivided profits$97,456,000311
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$32,271,000563
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$12,378,000218
Earning assets$2,235,434,000289
Long-term assets (5+ years)$440,865,000308
Average Assets, year-to-date$2,537,433,500280
Average Assets, quarterly$2,527,965,500283
Volatile liabilities$689,886,000215
Insider loans$15,582,000368
FHLB advances$201,943,000173
Loans and leases held for sale$9,337,000390
Unused loan commitments$121,296,000622
Tier 1 (core) risk-based capital$259,383,000269
Tier 2 risk-based capital$22,460,000284
Total risk weighted assets$1,793,423,000277
Total unused commitments$121,296,000624
Derivatives$29,877,000417
2010-06-30Rank
# of Employees:597225
Assets and Liabilities
Total Assets:$2,534,227,000280
Cash and due from depository institutions$35,664,000225
Interest-bearing balances$7,547,0003,130
Securities$613,702,000222
Federal funds sold & reverse repurchase agreements$04,532
Net loans & leases$1,628,699,000285
Loan loss allowance$23,858,000381
Trading account assets$0210
Bank premises and fixed assets$83,006,000116
Other real estate owned$24,010,000225
Goodwill and other intangibles$93,009,000138
All other assets$56,137,000451
Life insurance assets$3,335,0001,717
Total liabilities and capital$2,534,227,000280
Total liabilities$2,181,598,000295
Total deposits$1,867,595,000287
Interest-bearing deposits$1,697,660,000275
Deposits held in domestic offices$1,867,595,000285
% insured72.08%7,055
Federal funds purchased & repurchase agreements$87,165,000263
Trading liabilities$0104
Other borrowed funds$216,783,000211
Subordinated debt$0241
All other liabilities$10,055,000588
Total equity capital$352,629,000229
Total bank equity capital$352,629,000229
Perpetual preferred stock$0222
Common stock$4,0006,931
Surplus$257,479,000216
Undivided profits$95,146,000314
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$35,754,000520
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$11,234,000238
Earning assets$2,249,948,000284
Long-term assets (5+ years)$457,746,000291
Average Assets, year-to-date$2,542,676,670280
Average Assets, quarterly$2,540,753,000282
Volatile liabilities$753,726,000203
Insider loans$15,087,000382
FHLB advances$216,757,000170
Loans and leases held for sale$8,929,000324
Unused loan commitments$132,617,000570
Tier 1 (core) risk-based capital$257,259,000270
Tier 2 risk-based capital$22,424,000292
Total risk weighted assets$1,792,471,000281
Total unused commitments$132,617,000570
Derivatives$19,288,000414
2010-03-31Rank
# of Employees:597230
Assets and Liabilities
Total Assets:$2,547,279,000292
Cash and due from depository institutions$44,058,000230
Interest-bearing balances$14,922,0002,028
Securities$598,538,000221
Federal funds sold & reverse repurchase agreements$1,990,0002,994
Net loans & leases$1,635,814,000294
Loan loss allowance$23,435,000403
Trading account assets$0227
Bank premises and fixed assets$84,001,000116
Other real estate owned$26,250,000230
Goodwill and other intangibles$93,239,000144
All other assets$63,389,000422
Life insurance assets$3,315,0001,723
Total liabilities and capital$2,547,279,000292
Total liabilities$2,198,537,000303
Total deposits$1,892,077,000294
Interest-bearing deposits$1,708,281,000281
Deposits held in domestic offices$1,892,077,000291
% insured71.66%7,170
Federal funds purchased & repurchase agreements$69,574,000309
Trading liabilities$0108
Other borrowed funds$229,489,000216
Subordinated debt$0248
All other liabilities$7,397,000763
Total equity capital$348,742,000233
Total bank equity capital$348,742,000233
Perpetual preferred stock$0220
Common stock$4,0007,024
Surplus$257,479,000217
Undivided profits$91,259,000323
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$33,890,000571
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$13,000,000224
Earning assets$2,251,264,000293
Long-term assets (5+ years)$422,678,000320
Average Assets, year-to-date$2,546,901,500288
Average Assets, quarterly$2,546,901,500288
Volatile liabilities$738,449,000221
Insider loans$20,415,000278
FHLB advances$229,458,000171
Loans and leases held for sale$7,530,000297
Unused loan commitments$135,897,000583
Tier 1 (core) risk-based capital$254,716,000273
Tier 2 risk-based capital$22,506,000305
Total risk weighted assets$1,799,561,000292
Total unused commitments$135,897,000583
Derivatives$18,313,000398
2009-12-31Rank
# of Employees:597235
Assets and Liabilities
Total Assets:$2,546,524,000291
Cash and due from depository institutions$58,188,000235
Interest-bearing balances$24,359,0001,177
Securities$559,065,000238
Federal funds sold & reverse repurchase agreements$585,0003,889
Net loans & leases$1,668,239,000295
Loan loss allowance$30,210,000331
Trading account assets$0224
Bank premises and fixed assets$85,019,000116
Other real estate owned$22,527,000235
Goodwill and other intangibles$93,467,000145
All other assets$59,434,000450
Life insurance assets$3,292,0001,738
Total liabilities and capital$2,546,524,000291
Total liabilities$2,201,634,000295
Total deposits$1,876,985,000297
Interest-bearing deposits$1,711,190,000278
Deposits held in domestic offices$1,876,985,000294
% insured68.35%7,384
Federal funds purchased & repurchase agreements$61,965,000337
Trading liabilities$0104
Other borrowed funds$256,916,000227
Subordinated debt$0258
All other liabilities$5,768,000918
Total equity capital$344,890,000230
Total bank equity capital$344,890,000230
Perpetual preferred stock$0219
Common stock$4,0007,093
Surplus$257,479,000214
Undivided profits$87,407,000336
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$29,613,000636
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$13,249,000230
Earning assets$2,252,248,000292
Long-term assets (5+ years)$450,868,000295
Average Assets, year-to-date$2,583,427,000285
Average Assets, quarterly$2,549,215,000293
Volatile liabilities$737,098,000224
Insider loans$20,522,000293
FHLB advances$256,881,000175
Loans and leases held for sale$7,966,000319
Unused loan commitments$152,329,000545
Tier 1 (core) risk-based capital$252,406,000275
Tier 2 risk-based capital$22,835,000306
Total risk weighted assets$1,819,425,000299
Total unused commitments$152,329,000545
Derivatives$15,034,000425
2009-09-30Rank
# of Employees:591239
Assets and Liabilities
Total Assets:$2,551,906,000304
Cash and due from depository institutions$51,433,000239
Interest-bearing balances$12,515,0001,757
Securities$550,179,000247
Federal funds sold & reverse repurchase agreements$8,380,0001,110
Net loans & leases$1,697,164,000303
Loan loss allowance$26,000,000371
Trading account assets$0238
Bank premises and fixed assets$86,135,000119
Other real estate owned$15,296,000239
Goodwill and other intangibles$93,699,000146
All other assets$49,620,000468
Life insurance assets$3,259,0001,744
Total liabilities and capital$2,551,906,000304
Total liabilities$2,203,309,000311
Total deposits$1,877,629,000303
Interest-bearing deposits$1,709,268,000287
Deposits held in domestic offices$1,877,629,000299
% insured66.02%7,582
Federal funds purchased & repurchase agreements$68,432,000341
Trading liabilities$0103
Other borrowed funds$244,535,000250
Subordinated debt$0269
All other liabilities$12,713,000557
Total equity capital$348,597,000236
Total bank equity capital$348,597,000236
Perpetual preferred stock$0212
Common stock$4,0007,170
Surplus$257,479,000217
Undivided profits$91,114,000334
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$38,708,000501
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$12,029,000265
Earning assets$2,268,238,000308
Long-term assets (5+ years)$297,892,000449
Average Assets, year-to-date$2,592,652,750294
Average Assets, quarterly$2,562,911,000302
Volatile liabilities$747,114,000230
Insider loans$22,734,000253
FHLB advances$244,496,000197
Loans and leases held for sale$9,868,000258
Unused loan commitments$151,935,000574
Tier 1 (core) risk-based capital$252,303,000280
Tier 2 risk-based capital$23,055,000320
Total risk weighted assets$1,841,942,000313
Total unused commitments$151,935,000575
Derivatives$16,264,000433
2009-06-30Rank
# of Employees:607241
Assets and Liabilities
Total Assets:$2,573,916,000307
Cash and due from depository institutions$47,785,000241
Interest-bearing balances$17,054,0001,223
Securities$539,575,000249
Federal funds sold & reverse repurchase agreements$05,176
Net loans & leases$1,740,150,000314
Loan loss allowance$26,757,000363
Trading account assets$0240
Bank premises and fixed assets$87,150,000120
Other real estate owned$17,982,000241
Goodwill and other intangibles$93,931,000152
All other assets$47,343,000505
Life insurance assets$3,227,0001,763
Total liabilities and capital$2,573,916,000307
Total liabilities$2,229,981,000312
Total deposits$1,866,081,000311
Interest-bearing deposits$1,695,547,000294
Deposits held in domestic offices$1,866,081,000308
% insured69.53%6,131
Federal funds purchased & repurchase agreements$84,416,000298
Trading liabilities$0100
Other borrowed funds$268,353,000243
Subordinated debt$0276
All other liabilities$11,131,000611
Total equity capital$343,935,000238
Total bank equity capital$343,935,000238
Perpetual preferred stock$0213
Common stock$4,0007,256
Surplus$257,479,000217
Undivided profits$86,452,000350
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$38,832,000487
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$12,571,000263
Earning assets$2,296,779,000312
Long-term assets (5+ years)$215,142,000622
Average Assets, year-to-date$2,606,235,000301
Average Assets, quarterly$2,601,533,000301
Volatile liabilities$737,414,000236
Insider loans$23,931,000243
FHLB advances$268,309,000187
Loans and leases held for sale$13,278,000305
Unused loan commitments$150,311,000606
Tier 1 (core) risk-based capital$250,449,000279
Tier 2 risk-based capital$23,511,000317
Total risk weighted assets$1,877,633,000319
Total unused commitments$150,311,000606
Derivatives$21,434,000411
2009-03-31Rank
# of Employees:597242
Assets and Liabilities
Total Assets:$2,629,150,000299
Cash and due from depository institutions$48,816,000242
Interest-bearing balances$18,348,0001,003
Securities$576,302,000244
Federal funds sold & reverse repurchase agreements$05,546
Net loans & leases$1,758,079,000313
Loan loss allowance$28,053,000332
Trading account assets$0234
Bank premises and fixed assets$88,101,000116
Other real estate owned$18,593,000242
Goodwill and other intangibles$94,161,000154
All other assets$45,098,000509
Life insurance assets$3,196,0001,771
Total liabilities and capital$2,629,150,000299
Total liabilities$2,284,713,000308
Total deposits$1,918,667,000303
Interest-bearing deposits$1,748,356,000283
Deposits held in domestic offices$1,918,667,000301
% insured70.17%6,050
Federal funds purchased & repurchase agreements$64,709,000369
Trading liabilities$092
Other borrowed funds$291,863,000244
Subordinated debt$0271
All other liabilities$9,474,000699
Total equity capital$344,437,000240
Total bank equity capital$344,437,000240
Perpetual preferred stock$0193
Common stock$4,0007,297
Surplus$257,479,000215
Undivided profits$86,954,000354
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$34,228,000480
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$11,301,000289
Earning assets$2,352,729,000311
Long-term assets (5+ years)$250,990,000527
Average Assets, year-to-date$2,622,394,500296
Average Assets, quarterly$2,622,394,500296
Volatile liabilities$721,261,000261
Insider loans$23,931,000256
FHLB advances$286,814,000189
Loans and leases held for sale$10,433,000300
Unused loan commitments$160,566,000609
Tier 1 (core) risk-based capital$249,270,000281
Tier 2 risk-based capital$23,856,000312
Total risk weighted assets$1,904,257,000317
Total unused commitments$160,566,000609
Derivatives$19,379,000499
2008-12-31Rank
# of Employees:589249
Assets and Liabilities
Total Assets:$2,615,639,000299
Cash and due from depository institutions$78,640,000249
Interest-bearing balances$43,604,000281
Securities$485,722,000271
Federal funds sold & reverse repurchase agreements$1,675,0003,423
Net loans & leases$1,803,366,000307
Loan loss allowance$27,635,000316
Trading account assets$0236
Bank premises and fixed assets$89,204,000113
Other real estate owned$14,969,000249
Goodwill and other intangibles$94,388,000157
All other assets$47,675,000495
Life insurance assets$3,164,0001,783
Total liabilities and capital$2,615,638,000299
Total liabilities$2,322,573,000301
Total deposits$1,956,497,000291
Interest-bearing deposits$1,790,281,000275
Deposits held in domestic offices$1,956,497,000288
% insured0.00%1
Federal funds purchased & repurchase agreements$65,009,000377
Trading liabilities$088
Other borrowed funds$293,402,000256
Subordinated debt$0278
All other liabilities$7,665,000829
Total equity capital$293,065,000266
Total bank equity capital$293,065,000266
Perpetual preferred stock$0141
Common stock$4,0007,337
Surplus$207,479,000236
Undivided profits$85,582,000364
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,023,000802
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$14,277,000245
Earning assets$2,334,367,000303
Long-term assets (5+ years)$259,289,000510
Average Assets, year-to-date$2,508,437,600302
Average Assets, quarterly$2,590,944,500299
Volatile liabilities$733,142,000254
Insider loans$25,127,000235
FHLB advances$293,350,000204
Loans and leases held for sale$4,566,000372
Unused loan commitments$168,587,000603
Tier 1 (core) risk-based capital$197,170,000339
Tier 2 risk-based capital$24,304,000310
Total risk weighted assets$1,940,981,000312
Total unused commitments$168,587,000604
Derivatives$13,628,000489
2008-09-30Rank
# of Employees:598255
Assets and Liabilities
Total Assets:$2,566,250,000304
Cash and due from depository institutions$45,045,000255
Interest-bearing balances$3,0006,683
Securities$453,225,000282
Federal funds sold & reverse repurchase agreements$955,0004,607
Net loans & leases$1,835,731,000306
Loan loss allowance$23,212,000331
Trading account assets$0251
Bank premises and fixed assets$90,141,000115
Other real estate owned$7,774,000255
Goodwill and other intangibles$94,620,000168
All other assets$38,759,000562
Life insurance assets$3,132,0001,788
Total liabilities and capital$2,566,251,000304
Total liabilities$2,273,137,000305
Total deposits$1,899,176,000292
Interest-bearing deposits$1,730,387,000279
Deposits held in domestic offices$1,899,176,000289
% insured0.00%1
Federal funds purchased & repurchase agreements$63,227,000402
Trading liabilities$091
Other borrowed funds$304,464,000258
Subordinated debt$0276
All other liabilities$6,270,000937
Total equity capital$293,114,000275
Total bank equity capital$293,114,000275
Perpetual preferred stock$0110
Common stock$4,0007,397
Surplus$207,479,000229
Undivided profits$85,631,000388
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$25,220,000442
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$13,267,000265
Earning assets$2,289,914,000308
Long-term assets (5+ years)$225,263,000591
Average Assets, year-to-date$2,481,637,250308
Average Assets, quarterly$2,547,740,500306
Volatile liabilities$697,089,000263
Insider loans$31,831,000171
FHLB advances$304,410,000219
Loans and leases held for sale$5,453,000286
Unused loan commitments$183,171,000588
Tier 1 (core) risk-based capital$200,341,000335
Tier 2 risk-based capital$23,212,000316
Total risk weighted assets$1,962,142,000311
Total unused commitments$183,171,000588
Derivatives$12,816,000430
2008-06-30Rank
# of Employees:649239
Assets and Liabilities
Total Assets:$2,529,231,000308
Cash and due from depository institutions$46,829,000239
Interest-bearing balances$8,0006,477
Securities$448,075,000287
Federal funds sold & reverse repurchase agreements$05,934
Net loans & leases$1,803,961,000308
Loan loss allowance$20,041,000352
Trading account assets$0267
Bank premises and fixed assets$91,400,000114
Other real estate owned$5,688,000239
Goodwill and other intangibles$94,852,000179
All other assets$38,426,000562
Life insurance assets$3,101,0001,796
Total liabilities and capital$2,529,231,000308
Total liabilities$2,238,830,000310
Total deposits$1,884,720,000292
Interest-bearing deposits$1,721,862,000275
Deposits held in domestic offices$1,884,720,000291
% insured0.00%1
Federal funds purchased & repurchase agreements$93,036,000347
Trading liabilities$094
Other borrowed funds$252,394,000304
Subordinated debt$0257
All other liabilities$8,680,000736
Total equity capital$290,401,000279
Total bank equity capital$290,401,000279
Perpetual preferred stock$0107
Common stock$4,0007,461
Surplus$207,479,000232
Undivided profits$82,918,000412
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$29,579,000349
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$13,751,000258
Earning assets$2,252,044,000312
Long-term assets (5+ years)$311,338,000425
Average Assets, year-to-date$2,453,433,000311
Average Assets, quarterly$2,482,598,000311
Volatile liabilities$739,781,000265
Insider loans$32,236,000165
FHLB advances$252,333,000255
Loans and leases held for sale$10,358,000229
Unused loan commitments$197,668,000579
Tier 1 (core) risk-based capital$198,135,000341
Tier 2 risk-based capital$20,041,000348
Total risk weighted assets$1,946,279,000317
Total unused commitments$197,668,000579
Derivatives$23,476,000336
2008-03-31Rank
# of Employees:653237
Assets and Liabilities
Total Assets:$2,435,965,000316
Cash and due from depository institutions$41,942,000237
Interest-bearing balances$283,0004,141
Securities$448,705,000298
Federal funds sold & reverse repurchase agreements$06,601
Net loans & leases$1,721,073,000316
Loan loss allowance$19,611,000343
Trading account assets$0252
Bank premises and fixed assets$91,475,000114
Other real estate owned$4,996,000237
Goodwill and other intangibles$95,082,000182
All other assets$32,692,000624
Life insurance assets$3,073,0001,798
Total liabilities and capital$2,435,966,000316
Total liabilities$2,145,178,000316
Total deposits$1,899,258,000288
Interest-bearing deposits$1,737,395,000272
Deposits held in domestic offices$1,899,258,000286
% insured0.00%1
Federal funds purchased & repurchase agreements$92,090,000344
Trading liabilities$086
Other borrowed funds$141,355,000456
Subordinated debt$0251
All other liabilities$12,475,000603
Total equity capital$290,788,000284
Total bank equity capital$290,788,000284
Perpetual preferred stock$0108
Common stock$4,0007,495
Surplus$207,479,000228
Undivided profits$83,305,000437
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$33,486,000263
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$13,524,000271
Earning assets$2,170,061,000318
Long-term assets (5+ years)$346,384,000368
Average Assets, year-to-date$2,415,534,000313
Average Assets, quarterly$2,415,534,000313
Volatile liabilities$712,855,000263
Insider loans$31,014,000176
FHLB advances$141,293,000402
Loans and leases held for sale$8,523,000289
Unused loan commitments$217,602,000564
Tier 1 (core) risk-based capital$194,458,000346
Tier 2 risk-based capital$19,611,000351
Total risk weighted assets$1,871,072,000322
Total unused commitments$217,602,000564
Derivatives$24,873,000355
2007-12-31Rank
# of Employees:658242
Assets and Liabilities
Total Assets:$2,395,103,000317
Cash and due from depository institutions$35,600,000242
Interest-bearing balances$93,0004,929
Securities$443,911,000288
Federal funds sold & reverse repurchase agreements$06,130
Net loans & leases$1,684,485,000323
Loan loss allowance$19,179,000332
Trading account assets$0237
Bank premises and fixed assets$91,836,000115
Other real estate owned$7,119,000242
Goodwill and other intangibles$95,312,000183
All other assets$36,840,000555
Life insurance assets$3,052,0001,794
Total liabilities and capital$2,395,103,000317
Total liabilities$2,109,222,000320
Total deposits$1,864,700,000286
Interest-bearing deposits$1,718,069,000272
Deposits held in domestic offices$1,864,700,000284
% insured0.00%1
Federal funds purchased & repurchase agreements$62,151,000427
Trading liabilities$078
Other borrowed funds$173,012,000366
Subordinated debt$0248
All other liabilities$9,359,000723
Total equity capital$285,881,000289
Total bank equity capital$285,881,000289
Perpetual preferred stock$0111
Common stock$4,0007,541
Surplus$207,479,000227
Undivided profits$78,398,000458
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$36,659,000196
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$16,241,000258
Earning assets$2,128,489,000321
Long-term assets (5+ years)$324,585,000390
Average Assets, year-to-date$2,304,083,800313
Average Assets, quarterly$2,374,759,000315
Volatile liabilities$702,294,000264
Insider loans$30,005,000174
FHLB advances$172,947,000320
Loans and leases held for sale$8,300,000263
Unused loan commitments$228,813,000549
Tier 1 (core) risk-based capital$190,759,000353
Tier 2 risk-based capital$19,179,000344
Total risk weighted assets$1,840,415,000326
Total unused commitments$228,813,000550
Derivatives$29,463,000311
2007-09-30Rank
# of Employees:639245
Assets and Liabilities
Total Assets:$2,354,415,000320
Cash and due from depository institutions$37,253,000245
Interest-bearing balances$906,0002,495
Securities$447,332,000295
Federal funds sold & reverse repurchase agreements$06,196
Net loans & leases$1,643,850,000325
Loan loss allowance$17,091,000343
Trading account assets$0244
Bank premises and fixed assets$91,352,000115
Other real estate owned$238,000245
Goodwill and other intangibles$95,544,000180
All other assets$38,846,000519
Life insurance assets$3,009,0001,767
Total liabilities and capital$2,354,415,000320
Total liabilities$2,073,900,000319
Total deposits$1,810,507,000293
Interest-bearing deposits$1,660,432,000277
Deposits held in domestic offices$1,810,507,000292
% insured0.00%1
Federal funds purchased & repurchase agreements$71,965,000384
Trading liabilities$078
Other borrowed funds$181,190,000340
Subordinated debt$0244
All other liabilities$10,238,000668
Total equity capital$280,515,000292
Total bank equity capital$280,515,000292
Perpetual preferred stock$0113
Common stock$4,0007,558
Surplus$207,479,000225
Undivided profits$73,032,000505
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$32,687,000178
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$17,595,000251
Earning assets$2,092,088,000326
Long-term assets (5+ years)$328,699,000377
Average Assets, year-to-date$2,281,329,000315
Average Assets, quarterly$2,320,352,500317
Volatile liabilities$728,227,000255
Insider loans$28,197,000196
FHLB advances$181,123,000295
Loans and leases held for sale$9,147,000235
Unused loan commitments$200,680,000614
Tier 1 (core) risk-based capital$188,084,000356
Tier 2 risk-based capital$17,107,000366
Total risk weighted assets$1,787,168,000330
Total unused commitments$200,680,000615
Derivatives$35,590,000292
2007-06-30Rank
# of Employees:653246
Assets and Liabilities
Total Assets:$2,286,290,000330
Cash and due from depository institutions$39,092,000246
Interest-bearing balances$356,0003,400
Securities$455,730,000295
Federal funds sold & reverse repurchase agreements$06,299
Net loans & leases$1,566,839,000341
Loan loss allowance$17,229,000346
Trading account assets$0245
Bank premises and fixed assets$90,263,000118
Other real estate owned$231,000246
Goodwill and other intangibles$95,776,000188
All other assets$38,359,000529
Life insurance assets$2,987,0001,768
Total liabilities and capital$2,286,290,000330
Total liabilities$2,008,181,000331
Total deposits$1,782,192,000308
Interest-bearing deposits$1,625,482,000284
Deposits held in domestic offices$1,782,192,000306
% insured0.00%1
Federal funds purchased & repurchase agreements$73,234,000384
Trading liabilities$087
Other borrowed funds$141,502,000376
Subordinated debt$0258
All other liabilities$11,253,000616
Total equity capital$278,109,000301
Total bank equity capital$278,109,000301
Perpetual preferred stock$0111
Common stock$4,0007,609
Surplus$207,479,000237
Undivided profits$70,626,000522
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,810,000440
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$16,518,000262
Earning assets$2,022,925,000338
Long-term assets (5+ years)$347,451,000352
Average Assets, year-to-date$2,256,967,000326
Average Assets, quarterly$2,275,958,000326
Volatile liabilities$677,479,000273
Insider loans$29,070,000191
FHLB advances$141,432,000323
Loans and leases held for sale$7,869,000310
Unused loan commitments$195,595,000634
Tier 1 (core) risk-based capital$185,449,000367
Tier 2 risk-based capital$17,229,000380
Total risk weighted assets$1,718,907,000341
Total unused commitments$195,595,000634
Derivatives$15,983,000435
2007-03-31Rank
# of Employees:645249
Assets and Liabilities
Total Assets:$2,265,626,000328
Cash and due from depository institutions$35,184,000249
Interest-bearing balances$1,086,0002,469
Securities$457,336,000300
Federal funds sold & reverse repurchase agreements$8,530,0002,277
Net loans & leases$1,541,488,000338
Loan loss allowance$18,900,000306
Trading account assets$0267
Bank premises and fixed assets$88,508,000119
Other real estate owned$788,000249
Goodwill and other intangibles$96,006,000181
All other assets$37,786,000525
Life insurance assets$2,970,0001,754
Total liabilities and capital$2,265,626,000328
Total liabilities$1,991,916,000329
Total deposits$1,778,150,000301
Interest-bearing deposits$1,621,972,000286
Deposits held in domestic offices$1,778,150,000299
% insured0.00%1
Federal funds purchased & repurchase agreements$58,379,000429
Trading liabilities$089
Other borrowed funds$140,246,000366
Subordinated debt$0262
All other liabilities$15,141,000505
Total equity capital$273,710,000305
Total bank equity capital$273,710,000305
Perpetual preferred stock$0113
Common stock$4,0007,639
Surplus$207,479,000231
Undivided profits$66,227,000566
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,578,000436
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$16,173,000257
Earning assets$2,008,440,000331
Long-term assets (5+ years)$351,995,000334
Average Assets, year-to-date$2,242,305,500328
Average Assets, quarterly$2,242,305,500328
Volatile liabilities$657,884,000270
Insider loans$29,423,000186
FHLB advances$140,173,000321
Loans and leases held for sale$4,947,000394
Unused loan commitments$208,772,000601
Tier 1 (core) risk-based capital$179,488,000376
Tier 2 risk-based capital$18,900,000342
Total risk weighted assets$1,683,395,000345
Total unused commitments$208,772,000601
Derivatives$10,786,000480
2006-12-31Rank
# of Employees:630255
Assets and Liabilities
Total Assets:$2,218,985,000330
Cash and due from depository institutions$35,360,000255
Interest-bearing balances$1,179,0002,339
Securities$448,352,000302
Federal funds sold & reverse repurchase agreements$10,690,0001,549
Net loans & leases$1,502,127,000339
Loan loss allowance$21,332,000268
Trading account assets$0156
Bank premises and fixed assets$86,296,000119
Other real estate owned$619,000255
Goodwill and other intangibles$96,234,000174
All other assets$39,307,000509
Life insurance assets$2,950,0001,727
Total liabilities and capital$2,218,986,000330
Total liabilities$1,951,150,000332
Total deposits$1,744,995,000304
Interest-bearing deposits$1,620,060,000281
Deposits held in domestic offices$1,744,995,000303
% insured0.00%1
Federal funds purchased & repurchase agreements$61,366,000423
Trading liabilities$077
Other borrowed funds$133,220,000404
Subordinated debt$0264
All other liabilities$11,569,000613
Total equity capital$267,836,000304
Total bank equity capital$267,836,000304
Perpetual preferred stock$0112
Common stock$5,0007,667
Surplus$230,489,000209
Undivided profits$37,342,000971
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,963,000369
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$16,649,000252
Earning assets$1,962,348,000332
Long-term assets (5+ years)$354,678,000332
Average Assets, year-to-date$2,101,658,000327
Average Assets, quarterly$2,197,104,000329
Volatile liabilities$629,826,000318
Insider loans$31,458,000166
FHLB advances$133,143,000352
Loans and leases held for sale$6,378,000336
Unused loan commitments$166,641,000688
Tier 1 (core) risk-based capital$173,830,000377
Tier 2 risk-based capital$20,769,000307
Total risk weighted assets$1,660,943,000344
Total unused commitments$166,641,000688
Derivatives$6,767,000540
2006-09-30Rank
# of Employees:442364
Assets and Liabilities
Total Assets:$1,530,561,000461
Cash and due from depository institutions$24,305,000364
Interest-bearing balances$535,0003,009
Securities$263,183,000492
Federal funds sold & reverse repurchase agreements$06,029
Net loans & leases$1,101,032,000450
Loan loss allowance$16,362,000347
Trading account assets$0154
Bank premises and fixed assets$71,582,000133
Other real estate owned$34,000364
Goodwill and other intangibles$45,923,000256
All other assets$24,502,000779
Life insurance assets$159,0003,800
Total liabilities and capital$1,530,561,000461
Total liabilities$1,368,342,000453
Total deposits$1,198,028,000436
Interest-bearing deposits$1,113,622,000401
Deposits held in domestic offices$1,198,028,000436
% insured0.00%1
Federal funds purchased & repurchase agreements$51,575,000472
Trading liabilities$074
Other borrowed funds$110,598,000486
Subordinated debt$0269
All other liabilities$8,141,000769
Total equity capital$162,219,000448
Total bank equity capital$162,219,000448
Perpetual preferred stock$0118
Common stock$3,0007,745
Surplus$138,164,000294
Undivided profits$24,052,0001,519
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,695,000409
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$11,113,000349
Earning assets$1,364,750,000465
Long-term assets (5+ years)$191,066,000588
Average Assets, year-to-date$1,457,120,250467
Average Assets, quarterly$1,514,519,000462
Volatile liabilities$455,788,000407
Insider loans$28,534,000200
FHLB advances$110,598,000428
Loans and leases held for sale$01,773
Unused loan commitments$172,737,000706
Tier 1 (core) risk-based capital$119,119,000525
Tier 2 risk-based capital$15,006,000410
Total risk weighted assets$1,199,131,000443
Total unused commitments$172,737,000706
Derivatives$8,766,000522
2006-06-30Rank
# of Employees:438372
Assets and Liabilities
Total Assets:$1,498,477,000468
Cash and due from depository institutions$25,198,000372
Interest-bearing balances$188,0004,191
Securities$257,257,000509
Federal funds sold & reverse repurchase agreements$5,575,0002,069
Net loans & leases$1,069,875,000460
Loan loss allowance$16,831,000337
Trading account assets$0157
Bank premises and fixed assets$70,711,000133
Other real estate owned$52,000372
Goodwill and other intangibles$46,364,000254
All other assets$23,445,000800
Life insurance assets$159,0003,780
Total liabilities and capital$1,498,477,000468
Total liabilities$1,341,575,000464
Total deposits$1,198,564,000431
Interest-bearing deposits$1,110,795,000403
Deposits held in domestic offices$1,198,564,000431
% insured0.00%1
Federal funds purchased & repurchase agreements$49,379,000487
Trading liabilities$073
Other borrowed funds$86,217,000612
Subordinated debt$0265
All other liabilities$7,415,000785
Total equity capital$156,902,000448
Total bank equity capital$156,902,000448
Perpetual preferred stock$0119
Common stock$4,0007,763
Surplus$138,163,000294
Undivided profits$18,735,0001,780
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,851,000342
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$10,098,000349
Earning assets$1,332,895,000473
Long-term assets (5+ years)$197,572,000562
Average Assets, year-to-date$1,432,640,000476
Average Assets, quarterly$1,468,826,500469
Volatile liabilities$441,787,000420
Insider loans$28,212,000186
FHLB advances$86,217,000541
Loans and leases held for sale$01,763
Unused loan commitments$178,287,000677
Tier 1 (core) risk-based capital$114,972,000530
Tier 2 risk-based capital$14,669,000405
Total risk weighted assets$1,171,344,000442
Total unused commitments$178,287,000677
Derivatives$11,780,000473
2006-03-31Rank
# of Employees:432374
Assets and Liabilities
Total Assets:$1,439,176,000466
Cash and due from depository institutions$28,007,000374
Interest-bearing balances$716,0002,866
Securities$253,349,000523
Federal funds sold & reverse repurchase agreements$7,200,0002,015
Net loans & leases$1,015,584,000465
Loan loss allowance$16,958,000322
Trading account assets$0154
Bank premises and fixed assets$68,992,000134
Other real estate owned$151,000374
Goodwill and other intangibles$46,531,000246
All other assets$19,362,000918
Life insurance assets$159,0003,740
Total liabilities and capital$1,439,176,000466
Total liabilities$1,284,178,000469
Total deposits$1,155,533,000431
Interest-bearing deposits$1,071,995,000405
Deposits held in domestic offices$1,155,533,000431
% insured0.00%1
Federal funds purchased & repurchase agreements$46,279,000483
Trading liabilities$077
Other borrowed funds$74,391,000656
Subordinated debt$0259
All other liabilities$7,975,000736
Total equity capital$154,998,000435
Total bank equity capital$154,998,000435
Perpetual preferred stock$0120
Common stock$4,0007,776
Surplus$138,163,000286
Undivided profits$16,831,0001,940
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,564,000495
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$8,565,000387
Earning assets$1,276,849,000474
Long-term assets (5+ years)$201,589,000533
Average Assets, year-to-date$1,399,721,500477
Average Assets, quarterly$1,399,721,500477
Volatile liabilities$399,678,000437
Insider loans$28,223,000183
FHLB advances$74,391,000589
Loans and leases held for sale$01,721
Unused loan commitments$133,753,000821
Tier 1 (core) risk-based capital$111,442,000532
Tier 2 risk-based capital$14,090,000411
Total risk weighted assets$1,124,304,000451
Total unused commitments$133,753,000822
Derivatives$8,437,000514
2005-12-31Rank
# of Employees:411383
Assets and Liabilities
Total Assets:$1,360,267,000484
Cash and due from depository institutions$23,840,000383
Interest-bearing balances$1,193,0002,458
Securities$245,404,000549
Federal funds sold & reverse repurchase agreements$5,500,0002,317
Net loans & leases$951,159,000482
Loan loss allowance$16,784,000325
Trading account assets$0155
Bank premises and fixed assets$65,831,000140
Other real estate owned$151,000383
Goodwill and other intangibles$46,696,000239
All other assets$21,686,000813
Life insurance assets$0351
Total liabilities and capital$1,360,267,000484
Total liabilities$1,208,336,000486
Total deposits$1,123,156,000440
Interest-bearing deposits$1,046,786,000403
Deposits held in domestic offices$1,123,156,000439
% insured0.00%1
Federal funds purchased & repurchase agreements$23,513,000716
Trading liabilities$072
Other borrowed funds$56,563,000826
Subordinated debt$0258
All other liabilities$5,104,000997
Total equity capital$151,931,000436
Total bank equity capital$151,931,000436
Perpetual preferred stock$0122
Common stock$4,0007,813
Surplus$138,163,000282
Undivided profits$13,764,0002,322
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,440,000435
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$8,392,000397
Earning assets$1,203,256,000497
Long-term assets (5+ years)$203,542,000514
Average Assets, year-to-date$1,286,283,200488
Average Assets, quarterly$1,350,204,000482
Volatile liabilities$364,590,000456
Insider loans$27,086,000187
FHLB advances$56,563,000751
Loans and leases held for sale$01,743
Unused loan commitments$174,574,000676
Tier 1 (core) risk-based capital$108,027,000540
Tier 2 risk-based capital$13,249,000424
Total risk weighted assets$1,056,370,000461
Total unused commitments$174,574,000676
Derivatives$7,380,000488
2005-09-30Rank
# of Employees:410386
Assets and Liabilities
Total Assets:$1,340,141,000481
Cash and due from depository institutions$38,008,000386
Interest-bearing balances$439,0003,585
Securities$243,146,000550
Federal funds sold & reverse repurchase agreements$05,951
Net loans & leases$926,134,000485
Loan loss allowance$18,110,000290
Trading account assets$0146
Bank premises and fixed assets$62,982,000141
Other real estate owned$246,000386
Goodwill and other intangibles$46,885,000232
All other assets$22,740,000762
Life insurance assets$0341
Total liabilities and capital$1,340,141,000481
Total liabilities$1,190,485,000483
Total deposits$1,093,423,000440
Interest-bearing deposits$1,010,463,000399
Deposits held in domestic offices$1,093,423,000439
% insured0.00%1
Federal funds purchased & repurchase agreements$26,897,000645
Trading liabilities$063
Other borrowed funds$64,097,000747
Subordinated debt$0251
All other liabilities$6,068,000851
Total equity capital$149,656,000431
Total bank equity capital$149,656,000431
Perpetual preferred stock$0120
Common stock$4,0007,837
Surplus$138,163,000275
Undivided profits$11,489,0002,731
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,628,000259
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,827,00080
Income earned, not collected on loans$8,065,000381
Earning assets$1,169,719,000499
Long-term assets (5+ years)$215,232,000487
Average Assets, year-to-date$1,267,787,250489
Average Assets, quarterly$1,325,241,000476
Volatile liabilities$382,170,000436
Insider loans$28,782,000163
FHLB advances$64,097,000678
Loans and leases held for sale$01,843
Unused loan commitments$149,200,000735
Tier 1 (core) risk-based capital$104,873,000539
Tier 2 risk-based capital$12,715,000430
Total risk weighted assets$1,011,797,000467
Total unused commitments$149,200,000738
Derivatives$9,796,000464
2005-06-30Rank
# of Employees:300516
Assets and Liabilities
Total Assets:$1,062,804,000574
Cash and due from depository institutions$20,183,000516
Interest-bearing balances$350,0003,730
Securities$206,747,000627
Federal funds sold & reverse repurchase agreements$05,776
Net loans & leases$738,142,000559
Loan loss allowance$11,953,000428
Trading account assets$0148
Bank premises and fixed assets$44,690,000191
Other real estate owned$360,000516
Goodwill and other intangibles$31,967,000280
All other assets$20,715,000822
Life insurance assets$0339
Total liabilities and capital$1,062,804,000574
Total liabilities$947,463,000587
Total deposits$857,914,000536
Interest-bearing deposits$804,987,000475
Deposits held in domestic offices$857,914,000534
% insured0.00%1
Federal funds purchased & repurchase agreements$31,295,000589
Trading liabilities$065
Other borrowed funds$49,281,000929
Subordinated debt$0251
All other liabilities$8,973,000603
Total equity capital$115,341,000542
Total bank equity capital$115,341,000542
Perpetual preferred stock$0118
Common stock$4,0007,841
Surplus$105,211,000306
Undivided profits$10,126,0002,997
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,943,000404
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$6,211,000454
Earning assets$945,239,000591
Long-term assets (5+ years)$177,892,000573
Average Assets, year-to-date$1,027,641,670581
Average Assets, quarterly$1,054,487,000574
Volatile liabilities$346,345,000458
Insider loans$26,553,000179
FHLB advances$49,281,000854
Loans and leases held for sale$01,818
Unused loan commitments$114,436,000872
Tier 1 (core) risk-based capital$84,562,000652
Tier 2 risk-based capital$10,311,000490
Total risk weighted assets$823,243,000538
Total unused commitments$114,436,000872
Derivatives$10,924,000420
2005-03-31Rank
# of Employees:245630
Assets and Liabilities
Total Assets:$907,292,000656
Cash and due from depository institutions$13,839,000630
Interest-bearing balances$164,0004,566
Securities$180,152,000711
Federal funds sold & reverse repurchase agreements$06,340
Net loans & leases$646,872,000606
Loan loss allowance$9,850,000495
Trading account assets$0148
Bank premises and fixed assets$36,168,000222
Other real estate owned$374,000630
Goodwill and other intangibles$14,578,000433
All other assets$15,309,0001,060
Life insurance assets$0333
Total liabilities and capital$907,292,000656
Total liabilities$822,334,000654
Total deposits$751,797,000587
Interest-bearing deposits$691,337,000550
Deposits held in domestic offices$751,797,000586
% insured0.00%1
Federal funds purchased & repurchase agreements$19,740,000767
Trading liabilities$065
Other borrowed funds$43,125,000993
Subordinated debt$0265
All other liabilities$7,672,000690
Total equity capital$84,958,000684
Total bank equity capital$84,958,000684
Perpetual preferred stock$0120
Common stock$4,0007,903
Surplus$78,494,000369
Undivided profits$6,460,0003,955
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,849,000406
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$4,877,000562
Earning assets$827,188,000656
Long-term assets (5+ years)$146,298,000709
Average Assets, year-to-date$882,698,500672
Average Assets, quarterly$882,698,500672
Volatile liabilities$309,714,000472
Insider loans$24,766,000181
FHLB advances$43,125,000917
Loans and leases held for sale$01,762
Unused loan commitments$102,008,000932
Tier 1 (core) risk-based capital$72,561,000744
Tier 2 risk-based capital$8,999,000552
Total risk weighted assets$719,043,000585
Total unused commitments$102,008,000932
Derivatives$7,660,000430
2004-12-31Rank
# of Employees:244642
Assets and Liabilities
Total Assets:$858,105,000692
Cash and due from depository institutions$13,619,000642
Interest-bearing balances$133,0004,753
Securities$183,102,000725
Federal funds sold & reverse repurchase agreements$4,170,0002,578
Net loans & leases$591,800,000660
Loan loss allowance$9,654,000512
Trading account assets$0153
Bank premises and fixed assets$36,445,000224
Other real estate owned$427,000642
Goodwill and other intangibles$14,691,000423
All other assets$13,851,0001,134
Life insurance assets$0334
Total liabilities and capital$858,105,000692
Total liabilities$776,382,000686
Total deposits$736,174,000593
Interest-bearing deposits$679,313,000558
Deposits held in domestic offices$736,174,000592
% insured0.00%1
Federal funds purchased & repurchase agreements$13,288,000981
Trading liabilities$066
Other borrowed funds$20,642,0001,686
Subordinated debt$0272
All other liabilities$6,278,000773
Total equity capital$81,723,000718
Total bank equity capital$81,723,000718
Perpetual preferred stock$0118
Common stock$4,0007,946
Surplus$76,494,000380
Undivided profits$5,225,0004,505
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,499,000381
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$5,096,000527
Earning assets$779,205,000691
Long-term assets (5+ years)$151,081,000696
Average Assets, year-to-date$791,715,000712
Average Assets, quarterly$836,097,000698
Volatile liabilities$290,223,000495
Insider loans$22,206,000203
FHLB advances$20,642,0001,584
Loans and leases held for sale$01,753
Unused loan commitments$91,897,000987
Tier 1 (core) risk-based capital$68,123,000785
Tier 2 risk-based capital$8,280,000602
Total risk weighted assets$660,993,000637
Total unused commitments$91,897,000987
Derivatives$6,442,000433
2004-09-30Rank
# of Employees:242646
Assets and Liabilities
Total Assets:$814,089,000718
Cash and due from depository institutions$13,881,000646
Interest-bearing balances$401,0003,715
Securities$181,513,000726
Federal funds sold & reverse repurchase agreements$1,645,0003,922
Net loans & leases$555,335,000684
Loan loss allowance$14,054,000378
Trading account assets$0149
Bank premises and fixed assets$37,402,000217
Other real estate owned$533,000646
Goodwill and other intangibles$10,606,000504
All other assets$13,174,0001,164
Life insurance assets$0330
Total liabilities and capital$814,089,000718
Total liabilities$737,723,000709
Total deposits$696,122,000615
Interest-bearing deposits$629,292,000593
Deposits held in domestic offices$696,122,000611
% insured0.00%1
Federal funds purchased & repurchase agreements$13,473,000965
Trading liabilities$068
Other borrowed funds$23,659,0001,540
Subordinated debt$0276
All other liabilities$4,469,000995
Total equity capital$76,366,000756
Total bank equity capital$76,366,000756
Perpetual preferred stock$0124
Common stock$4,0007,990
Surplus$72,669,000395
Undivided profits$3,693,0005,385
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,669,000235
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$4,927,000548
Earning assets$738,894,000722
Long-term assets (5+ years)$156,946,000681
Average Assets, year-to-date$775,117,500726
Average Assets, quarterly$812,200,500710
Volatile liabilities$237,725,000566
Insider loans$18,122,000265
FHLB advances$23,659,0001,436
Loans and leases held for sale$01,808
Unused loan commitments$93,214,000978
Tier 1 (core) risk-based capital$66,507,000795
Tier 2 risk-based capital$7,815,000621
Total risk weighted assets$618,949,000659
Total unused commitments$93,214,000980
Derivatives$5,803,000463
2004-06-30Rank
# of Employees:236660
Assets and Liabilities
Total Assets:$810,312,000708
Cash and due from depository institutions$7,664,000660
Interest-bearing balances$189,0004,626
Securities$175,700,000751
Federal funds sold & reverse repurchase agreements$17,035,000623
Net loans & leases$547,386,000677
Loan loss allowance$14,445,000363
Trading account assets$0153
Bank premises and fixed assets$35,671,000224
Other real estate owned$1,931,000660
Goodwill and other intangibles$10,689,000486
All other assets$14,236,0001,086
Life insurance assets$0323
Total liabilities and capital$810,312,000708
Total liabilities$738,072,000700
Total deposits$696,933,000610
Interest-bearing deposits$617,841,000597
Deposits held in domestic offices$696,933,000607
% insured0.00%1
Federal funds purchased & repurchase agreements$13,500,000978
Trading liabilities$069
Other borrowed funds$23,675,0001,515
Subordinated debt$0288
All other liabilities$3,964,0001,029
Total equity capital$72,240,000771
Total bank equity capital$72,240,000771
Perpetual preferred stock$0126
Common stock$4,0008,045
Surplus$72,669,000383
Undivided profits$-433,0008,497
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,379,000246
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$5,101,000497
Earning assets$740,310,000708
Long-term assets (5+ years)$160,548,000670
Average Assets, year-to-date$762,127,000733
Average Assets, quarterly$794,812,500710
Volatile liabilities$207,426,000614
Insider loans$16,879,000272
FHLB advances$23,675,0001,412
Loans and leases held for sale$01,820
Unused loan commitments$84,220,0001,034
Tier 1 (core) risk-based capital$64,428,000806
Tier 2 risk-based capital$7,806,000632
Total risk weighted assets$617,879,000653
Total unused commitments$84,220,0001,034
Derivatives$7,299,000432
2004-03-31Rank
# of Employees:234666
Assets and Liabilities
Total Assets:$779,313,000737
Cash and due from depository institutions$17,748,000666
Interest-bearing balances$164,0004,849
Securities$171,644,000770
Federal funds sold & reverse repurchase agreements$995,0005,643
Net loans & leases$528,968,000689
Loan loss allowance$15,032,000346
Trading account assets$0144
Bank premises and fixed assets$34,037,000230
Other real estate owned$2,564,000666
Goodwill and other intangibles$10,653,000476
All other assets$12,704,0001,148
Life insurance assets$0322
Total liabilities and capital$779,313,000737
Total liabilities$706,279,000728
Total deposits$670,566,000635
Interest-bearing deposits$631,556,000581
Deposits held in domestic offices$670,566,000632
% insured0.00%1
Federal funds purchased & repurchase agreements$11,433,0001,000
Trading liabilities$070
Other borrowed funds$20,691,0001,567
Subordinated debt$0287
All other liabilities$3,589,0001,252
Total equity capital$73,034,000771
Total bank equity capital$73,034,000771
Perpetual preferred stock$0129
Common stock$4,0008,075
Surplus$72,669,000376
Undivided profits$361,0008,071
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$18,483,000223
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$3,998,000632
Earning assets$701,771,000749
Long-term assets (5+ years)$162,918,000655
Average Assets, year-to-date$738,034,500761
Average Assets, quarterly$738,034,500761
Volatile liabilities$195,236,000624
Insider loans$15,302,000302
FHLB advances$20,691,0001,463
Loans and leases held for sale$01,884
Unused loan commitments$85,750,000986
Tier 1 (core) risk-based capital$62,474,000825
Tier 2 risk-based capital$7,569,000640
Total risk weighted assets$598,231,000663
Total unused commitments$85,750,000987
Derivatives$8,288,000424
2003-12-31Rank
# of Employees:202798
Assets and Liabilities
Total Assets:$696,756,000811
Cash and due from depository institutions$17,875,000798
Interest-bearing balances$81,0005,557
Securities$151,555,000892
Federal funds sold & reverse repurchase agreements$2,560,0003,585
Net loans & leases$468,794,000763
Loan loss allowance$13,401,000387
Trading account assets$0168
Bank premises and fixed assets$31,056,000262
Other real estate owned$4,150,000798
Goodwill and other intangibles$7,708,000552
All other assets$13,058,0001,142
Life insurance assets$01
Total liabilities and capital$696,756,000811
Total liabilities$630,092,000807
Total deposits$603,489,000712
Interest-bearing deposits$570,184,000651
Deposits held in domestic offices$603,489,000709
% insured0.00%1
Federal funds purchased & repurchase agreements$7,850,0001,285
Trading liabilities$072
Other borrowed funds$15,000,0001,957
Subordinated debt$0293
All other liabilities$3,753,0001,155
Total equity capital$66,664,000828
Total bank equity capital$66,664,000828
Perpetual preferred stock$0131
Common stock$4,0008,137
Surplus$68,293,000391
Undivided profits$-1,633,0008,937
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$12,765,000293
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$4,417,000574
Earning assets$622,990,000826
Long-term assets (5+ years)$143,647,000764
Average Assets, year-to-date$460,017,4001,166
Average Assets, quarterly$688,272,500810
Volatile liabilities$188,181,000641
Insider loans$18,392,000236
FHLB advances$15,000,0001,825
Loans and leases held for sale$01,789
Unused loan commitments$73,150,0001,092
Tier 1 (core) risk-based capital$59,694,000847
Tier 2 risk-based capital$6,735,000689
Total risk weighted assets$532,097,000721
Total unused commitments$73,150,0001,093
Derivatives$0665
2003-09-30Rank
# of Employees:202810
Assets and Liabilities
Total Assets:$679,789,000841
Cash and due from depository institutions$13,702,000810
Interest-bearing balances$76,0005,657
Securities$151,565,000893
Federal funds sold & reverse repurchase agreements$06,602
Net loans & leases$458,317,000773
Loan loss allowance$15,665,000353
Trading account assets$0165
Bank premises and fixed assets$29,513,000279
Other real estate owned$2,699,000810
Goodwill and other intangibles$7,700,000552
All other assets$16,293,000942
Life insurance assets$01
Total liabilities and capital$679,789,000841
Total liabilities$618,805,000828
Total deposits$586,096,000743
Interest-bearing deposits$541,519,000704
Deposits held in domestic offices$586,096,000740
% insured0.00%1
Federal funds purchased & repurchase agreements$3,958,0001,697
Trading liabilities$072
Other borrowed funds$25,900,0001,329
Subordinated debt$0293
All other liabilities$2,851,0001,494
Total equity capital$60,984,000921
Total bank equity capital$60,984,000921
Perpetual preferred stock$0137
Common stock$4,0008,188
Surplus$63,793,000428
Undivided profits$-2,813,0009,117
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$18,936,000233
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$4,674,000564
Earning assets$609,958,000855
Long-term assets (5+ years)$144,548,000767
Average Assets, year-to-date$400,832,7501,372
Average Assets, quarterly$508,347,5001,096
Volatile liabilities$207,653,000602
Insider loans$18,091,000237
FHLB advances$25,900,0001,219
Loans and leases held for sale$01,962
Unused loan commitments$67,856,0001,178
Tier 1 (core) risk-based capital$54,042,000954
Tier 2 risk-based capital$6,627,000702
Total risk weighted assets$521,118,000743
Total unused commitments$67,856,0001,183
Derivatives$0666
2003-06-30Rank
# of Employees:772,267
Assets and Liabilities
Total Assets:$336,906,0001,659
Cash and due from depository institutions$6,562,0002,267
Interest-bearing balances$42,0006,088
Securities$59,199,0002,068
Federal funds sold & reverse repurchase agreements$06,888
Net loans & leases$249,586,0001,416
Loan loss allowance$3,187,0001,428
Trading account assets$0170
Bank premises and fixed assets$17,626,000451
Other real estate owned$679,0002,267
Goodwill and other intangibles$244,0002,380
All other assets$3,010,0003,515
Life insurance assets$01
Total liabilities and capital$336,906,0001,659
Total liabilities$306,138,0001,644
Total deposits$294,432,0001,508
Interest-bearing deposits$280,574,0001,344
Deposits held in domestic offices$294,432,0001,504
% insured0.00%1
Federal funds purchased & repurchase agreements$10,865,0001,002
Trading liabilities$074
Other borrowed funds$05,772
Subordinated debt$0266
All other liabilities$841,0003,715
Total equity capital$30,768,0001,777
Total bank equity capital$30,768,0001,777
Perpetual preferred stock$0140
Common stock$4,0008,217
Surplus$34,975,000658
Undivided profits$-4,211,0009,203
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,539,0002,040
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$1,892,0001,506
Earning assets$308,827,0001,648
Long-term assets (5+ years)$62,849,0001,522
Average Assets, year-to-date$307,847,3301,775
Average Assets, quarterly$323,459,0001,707
Volatile liabilities$131,766,000841
Insider loans$18,620,000238
FHLB advances$05,105
Loans and leases held for sale$02,044
Unused loan commitments$51,149,0001,410
Tier 1 (core) risk-based capital$30,172,0001,665
Tier 2 risk-based capital$3,187,0001,335
Total risk weighted assets$280,251,0001,346
Total unused commitments$51,149,0001,421
Derivatives$0623
2003-03-31Rank
# of Employees:722,394
Assets and Liabilities
Total Assets:$310,012,0001,768
Cash and due from depository institutions$6,325,0002,394
Interest-bearing balances$42,0005,978
Securities$52,425,0002,285
Federal funds sold & reverse repurchase agreements$3,830,0003,853
Net loans & leases$228,628,0001,529
Loan loss allowance$3,058,0001,461
Trading account assets$0169
Bank premises and fixed assets$14,646,000553
Other real estate owned$925,0002,394
Goodwill and other intangibles$244,0002,365
All other assets$2,989,0003,477
Life insurance assets$01
Total liabilities and capital$310,012,0001,768
Total liabilities$274,988,0001,798
Total deposits$271,862,0001,615
Interest-bearing deposits$262,741,0001,432
Deposits held in domestic offices$271,862,0001,610
% insured0.00%1
Federal funds purchased & repurchase agreements$2,447,0001,853
Trading liabilities$079
Other borrowed funds$05,712
Subordinated debt$0265
All other liabilities$679,0004,328
Total equity capital$35,024,0001,526
Total bank equity capital$35,024,0001,526
Perpetual preferred stock$0141
Common stock$4,0008,259
Surplus$34,975,000653
Undivided profits$45,0008,551
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,454,0002,120
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$1,973,0001,474
Earning assets$284,925,0001,761
Long-term assets (5+ years)$54,905,0001,631
Average Assets, year-to-date$293,318,0001,849
Average Assets, quarterly$293,318,0001,849
Volatile liabilities$119,867,000882
Insider loans$18,735,000223
FHLB advances$05,057
Loans and leases held for sale$01,961
Unused loan commitments$31,612,0001,955
Tier 1 (core) risk-based capital$34,590,0001,428
Tier 2 risk-based capital$3,058,0001,365
Total risk weighted assets$248,816,0001,486
Total unused commitments$31,612,0001,962
Derivatives$0578
2002-12-31Rank
# of Employees:712,405
Assets and Liabilities
Total Assets:$276,624,0001,945
Cash and due from depository institutions$11,589,0002,405
Interest-bearing balances$42,0005,903
Securities$36,387,0003,028
Federal funds sold & reverse repurchase agreements$3,015,0003,937
Net loans & leases$210,670,0001,651
Loan loss allowance$3,093,0001,415
Trading account assets$0170
Bank premises and fixed assets$11,791,000725
Other real estate owned$02,405
Goodwill and other intangibles$244,0002,333
All other assets$2,928,0003,533
Life insurance assets$01
Total liabilities and capital$276,624,0001,945
Total liabilities$241,868,0002,000
Total deposits$238,721,0001,816
Interest-bearing deposits$226,187,0001,645
Deposits held in domestic offices$238,721,0001,814
% insured0.00%1
Federal funds purchased & repurchase agreements$2,314,0001,961
Trading liabilities$075
Other borrowed funds$05,759
Subordinated debt$0258
All other liabilities$833,0003,829
Total equity capital$34,756,0001,512
Total bank equity capital$34,756,0001,512
Perpetual preferred stock$0142
Common stock$4,0008,294
Surplus$34,975,000635
Undivided profits$-223,0008,751
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$839,0003,090
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$1,745,0001,771
Earning assets$250,114,0001,961
Long-term assets (5+ years)$34,269,0002,290
Average Assets, year-to-date$213,015,2002,408
Average Assets, quarterly$257,346,5002,054
Volatile liabilities$100,512,0001,026
Insider loans$18,170,000222
FHLB advances$05,074
Loans and leases held for sale$01,889
Unused loan commitments$26,848,0002,146
Tier 1 (core) risk-based capital$34,278,0001,404
Tier 2 risk-based capital$2,806,0001,446
Total risk weighted assets$224,232,0001,615
Total unused commitments$26,848,0002,151
Derivatives$0527
2001-12-31Rank
# of Employees:453,663
Assets and Liabilities
Total Assets:$156,569,0003,150
Cash and due from depository institutions$4,271,0003,663
Interest-bearing balances$46,0005,780
Securities$15,240,0005,322
Federal funds sold & reverse repurchase agreements$5,815,0002,455
Net loans & leases$125,479,0002,560
Loan loss allowance$2,052,0001,944
Trading account assets$0182
Bank premises and fixed assets$4,117,0002,194
Other real estate owned$03,663
Goodwill and other intangibles$244,0002,271
All other assets$1,403,0005,571
Life insurance assets$01
Total liabilities and capital$156,569,0003,150
Total liabilities$123,847,0003,502
Total deposits$121,560,0003,291
Interest-bearing deposits$117,436,0002,953
Deposits held in domestic offices$121,560,0003,286
% insured0.00%1
Federal funds purchased & repurchase agreements$1,455,0002,396
Trading liabilities$069
Other borrowed funds$05,675
Subordinated debt$0241
All other liabilities$832,0003,936
Total equity capital$32,722,0001,496
Total bank equity capital$32,722,0001,496
Perpetual preferred stock$0158
Common stock$4,0008,513
Surplus$34,975,000629
Undivided profits$-2,257,0009,451
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$08,611
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$1,191,0002,909
Earning assets$146,580,0003,082
Long-term assets (5+ years)$5,501,0005,959
Average Assets, year-to-date$95,692,4004,532
Average Assets, quarterly$149,175,0003,250
Volatile liabilities$39,745,0002,140
Insider loans$11,302,000363
FHLB advances$04,938
Loans and leases held for sale$01,749
Unused loan commitments$15,640,0002,951
Tier 1 (core) risk-based capital$32,349,0001,421
Tier 2 risk-based capital$1,590,0002,272
Total risk weighted assets$126,732,0002,606
Total unused commitments$15,640,0002,957
Derivatives$0450
2000-12-31Rank
# of Employees:98,788
Assets and Liabilities
Total Assets:$22,209,0008,947
Cash and due from depository institutions$2,167,0008,788
Interest-bearing balances$06,829
Securities$6,095,0007,980
Federal funds sold & reverse repurchase agreements$2,650,0003,663
Net loans & leases$10,565,0009,025
Loan loss allowance$132,0008,951
Trading account assets$0175
Bank premises and fixed assets$468,0007,595
Other real estate owned$08,788
Goodwill and other intangibles$03,145
All other assets$264,0009,253
Life insurance assets$01
Total liabilities and capital$22,209,0008,947
Total liabilities$20,403,0008,844
Total deposits$20,222,0008,748
Interest-bearing deposits$16,011,0008,841
Deposits held in domestic offices$20,222,0008,748
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$05,732
Subordinated debt$0239
All other liabilities$181,0008,524
Total equity capital$1,806,0009,461
Total bank equity capital$1,806,0009,461
Perpetual preferred stock$0178
Common stock$300,0005,544
Surplus$300,0008,563
Undivided profits$1,206,0007,435
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$25,0007,947
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$185,0008,127
Earning assets$19,310,0009,013
Long-term assets (5+ years)$830,0008,078
Average Assets, year-to-date$21,815,2008,871
Average Assets, quarterly$21,648,5008,952
Volatile liabilities$5,194,0007,374
Insider loans$660,0004,806
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$3,111,0006,470
Tier 1 (core) risk-based capital$1,806,0009,434
Tier 2 risk-based capital$132,0008,831
Total risk weighted assets$12,582,1008,987
Total unused commitments$3,111,0006,473
Derivatives$0481
1999-12-31Rank
# of Employees:108,830
Assets and Liabilities
Total Assets:$22,338,0009,173
Cash and due from depository institutions$1,540,0008,830
Interest-bearing balances$06,854
Securities$7,916,0007,674
Federal funds sold & reverse repurchase agreements$850,0005,158
Net loans & leases$11,206,0009,179
Loan loss allowance$131,0009,164
Trading account assets$0165
Bank premises and fixed assets$478,0007,795
Other real estate owned$08,830
Goodwill and other intangibles$03,276
All other assets$348,0009,066
Life insurance assets$01
Total liabilities and capital$22,338,0009,173
Total liabilities$20,069,0009,102
Total deposits$19,955,0009,000
Interest-bearing deposits$16,086,0009,076
Deposits held in domestic offices$19,955,0008,998
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$05,751
Subordinated debt$0242
All other liabilities$114,0009,209
Total equity capital$2,269,0009,287
Total bank equity capital$2,269,0009,287
Perpetual preferred stock$0193
Common stock$300,0005,720
Surplus$300,0008,839
Undivided profits$1,669,0006,884
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,0008,916
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$252,0007,067
Earning assets$19,972,0009,176
Long-term assets (5+ years)$749,0008,446
Average Assets, year-to-date$21,898,4009,088
Average Assets, quarterly$21,524,0009,203
Volatile liabilities$4,186,0007,746
Insider loans$533,0005,210
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$1,070,0008,489
Tier 1 (core) risk-based capital$2,269,0009,307
Tier 2 risk-based capital$131,0009,012
Total risk weighted assets$13,283,8009,101
Total unused commitments$1,070,0008,497
Derivatives$0488
1998-12-31Rank
# of Employees:118,764
Assets and Liabilities
Total Assets:$23,223,0009,246
Cash and due from depository institutions$2,387,0008,764
Interest-bearing balances$06,728
Securities$4,871,0008,810
Federal funds sold & reverse repurchase agreements$4,900,0003,468
Net loans & leases$10,355,0009,414
Loan loss allowance$127,0009,362
Trading account assets$0197
Bank premises and fixed assets$477,0007,866
Other real estate owned$08,764
Goodwill and other intangibles$03,445
All other assets$233,0009,756
Life insurance assets$01
Total liabilities and capital$23,223,0009,246
Total liabilities$21,059,0009,157
Total deposits$20,920,0009,066
Interest-bearing deposits$15,727,0009,298
Deposits held in domestic offices$20,920,0009,066
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$05,274
Subordinated debt$0255
All other liabilities$139,0009,311
Total equity capital$2,164,0009,548
Total bank equity capital$2,164,0009,548
Perpetual preferred stock$0199
Common stock$300,0005,797
Surplus$300,0009,026
Undivided profits$1,564,0007,462
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$71,0007,782
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$206,0007,828
Earning assets$20,126,0009,326
Long-term assets (5+ years)$308,0008,933
Average Assets, year-to-date$21,534,4009,275
Average Assets, quarterly$21,820,5009,313
Volatile liabilities$4,576,0007,277
Insider loans$465,0005,484
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$1,922,0007,547
Tier 1 (core) risk-based capital$2,164,0009,489
Tier 2 risk-based capital$127,0009,181
Total risk weighted assets$12,627,6009,289
Total unused commitments$1,922,0007,559
Derivatives$0527
1997-12-31Rank
# of Employees:128,855
Assets and Liabilities
Total Assets:$23,863,0009,467
Cash and due from depository institutions$2,271,0008,855
Interest-bearing balances$06,604
Securities$5,678,0008,935
Federal funds sold & reverse repurchase agreements$3,550,0003,512
Net loans & leases$11,507,0009,603
Loan loss allowance$130,0009,705
Trading account assets$0203
Bank premises and fixed assets$523,0007,829
Other real estate owned$08,855
Goodwill and other intangibles$03,571
All other assets$334,0009,585
Life insurance assets$01
Total liabilities and capital$23,863,0009,467
Total liabilities$21,758,0009,396
Total deposits$21,642,0009,289
Interest-bearing deposits$15,415,0009,647
Deposits held in domestic offices$21,642,0009,287
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$116,00010,019
Total equity capital$2,105,0009,907
Total bank equity capital$2,105,0009,907
Perpetual preferred stock$0223
Common stock$300,0006,047
Surplus$300,0009,398
Undivided profits$1,505,0007,828
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$141,0007,086
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$263,0007,313
Earning assets$20,735,0009,571
Long-term assets (5+ years)$637,0008,863
Average Assets, year-to-date$21,477,4009,612
Average Assets, quarterly$21,767,5009,647
Volatile liabilities$5,051,0007,113
Insider loans$537,0005,223
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$456,0009,655
Tier 1 (core) risk-based capital$2,105,0009,857
Tier 2 risk-based capital$130,0009,448
Total risk weighted assets$13,560,1009,441
Total unused commitments$456,0009,663
Derivatives$0533
1996-12-31Rank
# of Employees:129,268
Assets and Liabilities
Total Assets:$23,426,0009,919
Cash and due from depository institutions$1,650,0009,268
Interest-bearing balances$100,0004,564
Securities$5,344,0009,634
Federal funds sold & reverse repurchase agreements$4,350,0002,922
Net loans & leases$11,269,00010,013
Loan loss allowance$160,0009,700
Trading account assets$0240
Bank premises and fixed assets$488,0008,174
Other real estate owned$09,268
Goodwill and other intangibles$03,437
All other assets$325,00010,090
Life insurance assets$01
Total liabilities and capital$23,426,0009,919
Total liabilities$21,386,0009,838
Total deposits$21,203,0009,745
Interest-bearing deposits$15,730,00010,054
Deposits held in domestic offices$21,203,0009,743
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$183,0009,505
Total equity capital$2,040,00010,305
Total bank equity capital$2,040,00010,305
Perpetual preferred stock$0250
Common stock$300,0006,402
Surplus$300,0009,840
Undivided profits$1,440,0008,126
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$172,0007,026
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$233,0007,916
Earning assets$21,063,0009,944
Long-term assets (5+ years)$358,0009,483
Average Assets, year-to-date$20,433,60010,144
Average Assets, quarterly$21,358,00010,118
Volatile liabilities$4,635,0007,317
Insider loans$495,0005,552
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$2,123,0007,323
Tier 1 (core) risk-based capital$2,040,00010,261
Tier 2 risk-based capital$160,0009,282
Total risk weighted assets$12,807,3009,932
Total unused commitments$2,123,0007,338
Derivatives$0549
1995-12-31Rank
# of Employees:1010,247
Assets and Liabilities
Total Assets:$21,621,00010,501
Cash and due from depository institutions$1,854,00010,247
Interest-bearing balances$200,0004,184
Securities$5,994,0009,773
Federal funds sold & reverse repurchase agreements$2,650,0004,717
Net loans & leases$10,364,00010,511
Loan loss allowance$158,00010,078
Trading account assets$0261
Bank premises and fixed assets$447,0008,572
Other real estate owned$010,247
Goodwill and other intangibles$03,181
All other assets$312,00010,573
Life insurance assets$01
Total liabilities and capital$21,621,00010,501
Total liabilities$19,585,00010,450
Total deposits$19,397,00010,366
Interest-bearing deposits$14,940,00010,571
Deposits held in domestic offices$19,397,00010,364
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$188,0009,865
Total equity capital$2,036,00010,663
Total bank equity capital$2,036,00010,663
Perpetual preferred stock$0288
Common stock$300,0006,747
Surplus$300,00010,245
Undivided profits$1,436,0008,427
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$168,0007,129
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$255,0007,833
Earning assets$19,208,00010,542
Long-term assets (5+ years)$11,00010,355
Average Assets, year-to-date$20,660,40010,497
Average Assets, quarterly$20,912,50010,547
Volatile liabilities$5,120,0006,843
Insider loans$696,0004,708
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$2,387,0006,974
Tier 1 (core) risk-based capital$2,036,00010,606
Tier 2 risk-based capital$146,2509,840
Total risk weighted assets$11,688,45010,483
Total unused commitments$2,387,0006,987
Derivatives$0628
1994-12-31Rank
# of Employees:1110,449
Assets and Liabilities
Total Assets:$21,465,00010,896
Cash and due from depository institutions$2,656,00010,449
Interest-bearing balances$394,0003,664
Securities$8,143,0009,472
Federal funds sold & reverse repurchase agreements$250,0007,566
Net loans & leases$9,676,00011,079
Loan loss allowance$135,00010,960
Trading account assets$0286
Bank premises and fixed assets$482,0008,603
Other real estate owned$010,449
Goodwill and other intangibles$03,133
All other assets$258,00011,492
Life insurance assets$01
Total liabilities and capital$21,465,00010,896
Total liabilities$19,379,00010,850
Total deposits$19,256,00010,743
Interest-bearing deposits$14,340,00011,109
Deposits held in domestic offices$19,256,00010,739
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$123,00010,607
Total equity capital$2,086,00010,810
Total bank equity capital$2,086,00010,810
Perpetual preferred stock$0310
Common stock$300,0007,125
Surplus$300,00010,693
Undivided profits$1,486,0008,046
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$76,0008,923
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$148,0009,711
Earning assets$18,463,00011,043
Long-term assets (5+ years)$53,00010,811
Average Assets, year-to-date$19,598,60011,115
Average Assets, quarterly$20,420,00011,014
Volatile liabilities$4,656,0007,001
Insider loans$481,0005,807
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$433,00010,514
Tier 1 (core) risk-based capital$2,086,00010,877
Tier 2 risk-based capital$135,00010,435
Total risk weighted assets$11,287,10010,934
Total unused commitments$433,00010,519
Derivatives$0687
1993-12-31Rank
# of Employees:1110,972
Assets and Liabilities
Total Assets:$19,716,00011,661
Cash and due from depository institutions$2,175,00010,972
Interest-bearing balances$395,0004,701
Securities$6,973,00010,333
Federal funds sold & reverse repurchase agreements$1,150,0007,396
Net loans & leases$8,648,00011,740
Loan loss allowance$135,00011,445
Trading account assets$0330
Bank premises and fixed assets$514,0008,626
Other real estate owned$010,972
Goodwill and other intangibles$03,091
All other assets$256,00011,716
Life insurance assets$01
Total liabilities and capital$19,716,00011,661
Total liabilities$17,592,00011,679
Total deposits$17,484,00011,584
Interest-bearing deposits$14,821,00011,572
Deposits held in domestic offices$17,484,00011,582
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$108,00011,354
Total equity capital$2,124,00011,133
Total bank equity capital$2,124,00011,133
Perpetual preferred stock$0343
Common stock$300,0007,497
Surplus$300,00011,156
Undivided profits$1,524,0008,364
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$26,00011,182
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$145,0009,642
Earning assets$17,166,00011,763
Long-term assets (5+ years)$392,00010,819
Average Assets, year-to-date$19,592,00011,609
Average Assets, quarterly$19,902,50011,596
Volatile liabilities$4,698,0006,776
Insider loans$417,0006,273
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$1,712,0007,959
Tier 1 (core) risk-based capital$2,124,00011,093
Tier 2 risk-based capital$130,91010,896
Total risk weighted assets$10,468,31011,564
Total unused commitments$1,712,0007,985
Derivatives$0714
1992-12-31Rank
# of Employees:1111,407
Assets and Liabilities
Total Assets:$19,923,00012,045
Cash and due from depository institutions$2,195,00011,407
Interest-bearing balances$695,0004,369
Securities$6,641,00010,735
Federal funds sold & reverse repurchase agreements$1,000,0008,669
Net loans & leases$9,267,00011,919
Loan loss allowance$158,00011,360
Trading account assets$0344
Bank premises and fixed assets$570,0008,420
Other real estate owned$24,00011,407
Goodwill and other intangibles$03,106
All other assets$226,00012,563
Life insurance assets$01
Total liabilities and capital$19,923,00012,045
Total liabilities$17,835,00012,060
Total deposits$17,676,00011,974
Interest-bearing deposits$15,023,00011,990
Deposits held in domestic offices$17,676,00011,973
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$159,00010,948
Total equity capital$2,088,00011,327
Total bank equity capital$2,088,00011,327
Perpetual preferred stock$0346
Common stock$300,0007,882
Surplus$300,00011,544
Undivided profits$1,488,0008,423
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$104,00010,011
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$109,00011,263
Earning assets$17,603,00012,092
Long-term assets (5+ years)$300,00011,317
Average Assets, year-to-date$19,100,00012,070
Average Assets, quarterly$19,290,00012,104
Volatile liabilities$5,165,0006,436
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$1,304,0008,507
Tier 1 (core) risk-based capital$2,088,00011,282
Tier 2 risk-based capital$132,35011,121
Total risk weighted assets$10,561,95011,914
Total unused commitments$1,304,0008,534
Derivatives$0651