Home > Liberty Bank of Arkansas > Net charge- offs to loans
Liberty Bank of Arkansas, Net charge- offs to loans
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0103% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7494% | 676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0222% | 1,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3778% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0406% | 5,266 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2287% | 1,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2327% | 1,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8831% | 374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2959% | 2,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2959% | 2,347 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2487% | 793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3733% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3956% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0338% | 1,228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6629% | 732 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0580% | 5,288 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2486% | 1,801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2528% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2423% | 1,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3196% | 2,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3196% | 2,090 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3967% | 611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3457% | 1,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3861% | 1,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0706% | 868 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6820% | 588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1139% | 2,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1157% | 1,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1349% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4735% | 1,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4735% | 1,546 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8611% | 1,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4988% | 1,985 |
| Percentage Net Loans Charged-off:Construction & development | 2.0787% | 1,069 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4428% | 1,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6768% | 528 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2954% | 6,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3014% | 6,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7405% | 612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5250% | 2,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5388% | 2,110 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4441% | 350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6849% | 1,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5040% | 1,879 |
| Percentage Net Loans Charged-off:Construction & development | 2.6664% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4663% | 1,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2112% | 600 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5191% | 7,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5301% | 6,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2695% | 1,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5838% | 1,959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5991% | 1,784 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1137% | 275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7038% | 1,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6173% | 1,578 |
| Percentage Net Loans Charged-off:Construction & development | 4.0122% | 614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0783% | 2,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0780% | 3,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0798% | 3,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3947% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6556% | 1,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6695% | 1,565 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3168% | 6,316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3106% | 776 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1200% | 836 |
| Percentage Net Loans Charged-off:Construction & development | 7.7435% | 316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0790% | 1,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0544% | 6,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0556% | 6,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7719% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1385% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1667% | 904 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6380% | 6,372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5874% | 2,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4569% | 2,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.8205% | 2,230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2745% | 2,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2031% | 882 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6605% | 1,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6776% | 1,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2167% | 1,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1231% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0359% | 1,397 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5113% | 800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6275% | 2,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4534% | 2,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.8143% | 2,007 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3329% | 1,983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2864% | 703 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5818% | 1,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5973% | 1,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6278% | 1,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2899% | 3,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2644% | 3,120 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5415% | 729 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7484% | 2,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4466% | 2,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.7113% | 1,794 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2922% | 1,844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4538% | 536 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6431% | 1,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6606% | 1,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4380% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3206% | 2,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2804% | 2,789 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5338% | 667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0149% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3503% | 2,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.1630% | 1,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2413% | 1,407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0657% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7053% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7250% | 1,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5666% | 434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4854% | 2,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4004% | 1,982 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1425% | 372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5683% | 1,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6685% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | 6.3215% | 999 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4642% | 2,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0199% | 1,083 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2623% | 1,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2967% | 1,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5503% | 1,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5547% | 3,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0487% | 1,770 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5899% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7616% | 988 |
| Percentage Net Loans Charged-off:Construction & development | 7.2681% | 781 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1043% | 2,760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0381% | 862 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5238% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5654% | 810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2442% | 1,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5141% | 3,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0385% | 6,433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8385% | 1,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9643% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 8.2141% | 614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1491% | 2,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0603% | 679 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3505% | 892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3870% | 878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8297% | 1,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3835% | 3,285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0037% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6864% | 603 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0514% | 469 |
| Percentage Net Loans Charged-off:Construction & development | 13.9147% | 292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1740% | 1,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1110% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1412% | 892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6951% | 1,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5794% | 2,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0158% | 1,151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3017% | 1,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9515% | 1,988 |
| Percentage Net Loans Charged-off:Construction & development | 1.0297% | 2,557 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5369% | 1,698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3298% | 740 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9503% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0089% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2360% | 1,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5884% | 3,805 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8158% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1677% | 1,662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0231% | 1,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7846% | 1,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.2103% | 2,805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4877% | 1,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5132% | 502 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9896% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0505% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3020% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6159% | 3,363 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1829% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2389% | 1,357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7664% | 2,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3220% | 2,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.1722% | 2,418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2445% | 1,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5694% | 369 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5942% | 1,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6127% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8149% | 1,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7747% | 2,771 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8302% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3978% | 1,032 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5708% | 2,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2837% | 2,124 |
| Percentage Net Loans Charged-off:Construction & development | -0.2127% | 7,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2854% | 844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7934% | 908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8190% | 828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7437% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3735% | 1,602 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2989% | 869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5885% | 2,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6047% | 1,448 |
| Percentage Net Loans Charged-off:Construction & development | 1.2997% | 1,392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1234% | 1,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8672% | 294 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6901% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7125% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5505% | 2,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0061% | 2,256 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9491% | 719 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2664% | 7,140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2594% | 2,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2252% | 2,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.1978% | 1,795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0651% | 1,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0946% | 173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3953% | 1,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4080% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3454% | 2,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0233% | 1,825 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6841% | 695 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3595% | 7,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2435% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2296% | 1,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.2895% | 1,195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0175% | 1,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5903% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6092% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4331% | 1,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4994% | 2,876 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3827% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1459% | 7,303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2481% | 1,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1662% | 1,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0617% | 1,002 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0326% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5608% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5788% | 493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6019% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5461% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3106% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0448% | 6,897 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3737% | 1,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3636% | 787 |
| Percentage Net Loans Charged-off:Construction & development | 0.2103% | 981 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6374% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1868% | 1,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1924% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1386% | 3,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4834% | 3,139 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2533% | 544 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4368% | 384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4363% | 914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4024% | 425 |
| Percentage Net Loans Charged-off:Construction & development | 0.1480% | 674 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7832% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1774% | 1,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1827% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1668% | 2,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5145% | 2,627 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2206% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1728% | 281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5949% | 584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5458% | 268 |
| Percentage Net Loans Charged-off:Construction & development | 0.1713% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0893% | 130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2195% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2260% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2371% | 1,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5071% | 2,361 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6296% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0288% | 189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7378% | 445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7387% | 168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0205% | 395 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6612% | 67 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2353% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2420% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1225% | 1,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4486% | 2,275 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8200% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4060% | 133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0418% | 4,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1044% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0220% | 706 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1182% | 731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1445% | 1,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1484% | 1,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3455% | 7,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3584% | 3,575 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8152% | 638 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0582% | 7,105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0535% | 3,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1531% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0170% | 537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2387% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1028% | 1,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1062% | 1,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4232% | 7,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4177% | 2,872 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6147% | 633 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2095% | 7,375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 7,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1459% | 734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0266% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3377% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 7,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 7,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7201% | 8,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2465% | 3,420 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1107% | 732 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2445% | 7,363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0696% | 7,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2770% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0554% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6420% | 129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0376% | 8,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0389% | 8,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8342% | 8,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3157% | 2,673 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2336% | 672 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1921% | 2,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0926% | 1,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0065% | 651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0192% | 1,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5260% | 276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5429% | 290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1648% | 2,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8996% | 2,109 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2057% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7165% | 419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 3,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 2,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0095% | 496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0204% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3053% | 477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3148% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1250% | 2,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8962% | 1,833 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6015% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3935% | 7,534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0873% | 8,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0427% | 8,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0193% | 370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0356% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2971% | 485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3048% | 493 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7060% | 8,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2184% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2644% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1435% | 413 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2569% | 1,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0944% | 861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0409% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3339% | 419 |
| Percentage Net Loans Charged-off: Home equity loans | 9.6036% | 11 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1563% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8977% | 746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6232% | 2,219 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1268% | 751 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8329% | 7,610 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2645% | 332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3480% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1139% | 8,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4147% | 93 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4314% | 99 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6393% | 1,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4927% | 1,226 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6053% | 760 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 24.0150% | 52 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5629% | 825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3540% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2197% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8548% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8641% | 174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7427% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7258% | 891 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8206% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6794% | 364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6370% | 706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3241% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0326% | 818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0579% | 139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0680% | 138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9454% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9636% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8011% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6775% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8186% | 549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0266% | 8,369 |
| Percentage Net Loans Charged-off:Construction & development | -0.0093% | 7,809 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3881% | 8,733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6083% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6134% | 259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0835% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8293% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5400% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.7287% | 51 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0354% | 568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9523% | 167 |
| Percentage Net Loans Charged-off:Construction & development | 0.1166% | 573 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1599% | 237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6575% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1925% | 132 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7717% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1875% | 145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3422% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1743% | 732 |
| Percentage Net Loans Charged-off: Credit card loans | 19.6239% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.1576% | 7,963 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4481% | 1,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7104% | 214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0979% | 474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5911% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9371% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3798% | 105 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6786% | 31 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3686% | 117 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0930% | 7,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6786% | 3,110 |
| Percentage Net Loans Charged-off: Credit card loans | 18.8364% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.1697% | 7,971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3274% | 1,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1611% | 1,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6128% | 292 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2837% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5735% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7839% | 1,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1655% | 1,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4669% | 1,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 1,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0927% | 1,049 |
| Percentage Net Loans Charged-off: Home equity loans | 17.8218% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5456% | 740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0374% | 4,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 6,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1420% | 4,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0133% | 7,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2422% | 3,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5576% | 2,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1041% | 6,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2141% | 2,992 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1901% | 3,357 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2553% | 2,838 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4943% | 1,570 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3550% | 2,532 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0667% | 6,488 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3209% | 4,003 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0557% | 12,743 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |