Home > HSBC Bank USA > Net charge- offs to loans

HSBC Bank USA, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0777%1,089
Percentage Net Loans Charged-off: Total real estate loans0.0012%1,044
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0001%530
Percentage Net Loans Charged-off: Multi-family residential-0.0016%4,495
Percentage Net Loans Charged-off: 1-4 family residential0.0018%737
Percentage Net Loans Charged-off: Home equity loans-0.2495%4,515
All other 1-4 family - Percent of loans charged-off, net0.0069%577
Percentage Net Loans Charged-off: Commercial and industrial0.1674%990
Percentage Net Loans Charged-off: Loans to individuals1.6313%431
Percentage Net Loans Charged-off: Credit card loans1.8565%290
Percentage Net Loans Charged-off: Other loans to individual1.2389%488
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0935%828
Percentage Net Loans Charged-off: Total real estate loans0.0041%765
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0002%415
Percentage Net Loans Charged-off: Multi-family residential-0.0015%4,529
Percentage Net Loans Charged-off: 1-4 family residential0.0058%528
Percentage Net Loans Charged-off: Home equity loans-0.2543%4,547
All other 1-4 family - Percent of loans charged-off, net0.0110%414
Percentage Net Loans Charged-off: Commercial and industrial0.2019%717
Percentage Net Loans Charged-off: Loans to individuals1.7492%338
Percentage Net Loans Charged-off: Credit card loans1.9790%222
Percentage Net Loans Charged-off: Other loans to individual1.3650%413
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0298%1,293
Percentage Net Loans Charged-off: Total real estate loans0.0136%461
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0003%310
Percentage Net Loans Charged-off: Multi-family residential-0.0015%4,566
Percentage Net Loans Charged-off: 1-4 family residential0.0189%310
Percentage Net Loans Charged-off: Home equity loans-0.2543%4,573
All other 1-4 family - Percent of loans charged-off, net0.0245%268
Percentage Net Loans Charged-off: Commercial and industrial0.0368%993
Percentage Net Loans Charged-off: Loans to individuals1.6321%372
Percentage Net Loans Charged-off: Credit card loans1.6975%254
Percentage Net Loans Charged-off: Other loans to individual1.5276%398
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0565%806
Percentage Net Loans Charged-off: Total real estate loans0.0524%190
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential-0.0015%4,636
Percentage Net Loans Charged-off: 1-4 family residential0.0733%128
Percentage Net Loans Charged-off: Home equity loans-0.1119%4,608
All other 1-4 family - Percent of loans charged-off, net0.0772%122
Percentage Net Loans Charged-off: Commercial and industrial0.0642%610
Percentage Net Loans Charged-off: Loans to individuals1.4969%391
Percentage Net Loans Charged-off: Credit card loans1.4966%236
Percentage Net Loans Charged-off: Other loans to individual1.4973%358
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0100%1,995
Percentage Net Loans Charged-off: Total real estate loans-0.0172%4,038
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0611%264
Percentage Net Loans Charged-off: Multi-family residential-0.0016%4,627
Percentage Net Loans Charged-off: 1-4 family residential-0.0354%4,248
Percentage Net Loans Charged-off: Home equity loans-0.5666%4,683
All other 1-4 family - Percent of loans charged-off, net-0.0234%4,137
Percentage Net Loans Charged-off: Commercial and industrial0.0634%982
Percentage Net Loans Charged-off: Loans to individuals-1.1153%4,668
Percentage Net Loans Charged-off: Credit card loans-1.7794%4,719
Percentage Net Loans Charged-off: Other loans to individual-0.1492%4,424
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0135%1,619
Percentage Net Loans Charged-off: Total real estate loans-0.0313%4,273
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential-0.0017%4,670
Percentage Net Loans Charged-off: 1-4 family residential-0.0436%4,342
Percentage Net Loans Charged-off: Home equity loans-0.4986%4,712
All other 1-4 family - Percent of loans charged-off, net-0.0332%4,265
Percentage Net Loans Charged-off: Commercial and industrial0.0976%663
Percentage Net Loans Charged-off: Loans to individuals-1.6475%4,719
Percentage Net Loans Charged-off: Credit card loans-2.4041%4,755
Percentage Net Loans Charged-off: Other loans to individual-0.5612%4,632
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0242%1,237
Percentage Net Loans Charged-off: Total real estate loans-0.0362%4,250
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential-0.0018%3,805
Percentage Net Loans Charged-off: 1-4 family residential-0.0501%4,267
Percentage Net Loans Charged-off: Home equity loans-0.4463%3,522
All other 1-4 family - Percent of loans charged-off, net-0.0405%4,225
Percentage Net Loans Charged-off: Commercial and industrial0.1368%487
Percentage Net Loans Charged-off: Loans to individuals-1.8496%4,585
Percentage Net Loans Charged-off: Credit card loans-2.6779%828
Percentage Net Loans Charged-off: Other loans to individual-0.6412%4,461
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0788%603
Percentage Net Loans Charged-off: Total real estate loans-0.0365%4,331
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential-0.0020%3,824
Percentage Net Loans Charged-off: 1-4 family residential-0.0494%4,322
Percentage Net Loans Charged-off: Home equity loans-0.4415%3,526
All other 1-4 family - Percent of loans charged-off, net-0.0392%4,277
Percentage Net Loans Charged-off: Commercial and industrial0.2801%273
Percentage Net Loans Charged-off: Loans to individuals-1.7155%4,594
Percentage Net Loans Charged-off: Credit card loans-2.3731%824
Percentage Net Loans Charged-off: Other loans to individual-0.7210%4,476
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2164%429
Percentage Net Loans Charged-off: Total real estate loans0.0149%946
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0010%732
Percentage Net Loans Charged-off: Multi-family residential-0.0014%3,873
Percentage Net Loans Charged-off: 1-4 family residential0.0218%640
Percentage Net Loans Charged-off: Home equity loans0.1396%99
All other 1-4 family - Percent of loans charged-off, net0.0179%673
Percentage Net Loans Charged-off: Commercial and industrial0.1756%756
Percentage Net Loans Charged-off: Loans to individuals8.1973%30
Percentage Net Loans Charged-off: Credit card loans9.9737%21
Percentage Net Loans Charged-off: Other loans to individual3.1694%95
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2839%285
Percentage Net Loans Charged-off: Total real estate loans-0.0022%3,389
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0012%625
Percentage Net Loans Charged-off: Multi-family residential-0.0013%3,917
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%3,499
Percentage Net Loans Charged-off: Home equity loans0.3639%51
All other 1-4 family - Percent of loans charged-off, net-0.0162%3,975
Percentage Net Loans Charged-off: Commercial and industrial0.2370%545
Percentage Net Loans Charged-off: Loans to individuals10.2472%27
Percentage Net Loans Charged-off: Credit card loans12.1848%13
Percentage Net Loans Charged-off: Other loans to individual4.2965%63
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3946%214
Percentage Net Loans Charged-off: Total real estate loans0.0108%840
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential-0.0012%3,930
Percentage Net Loans Charged-off: 1-4 family residential0.0165%579
Percentage Net Loans Charged-off: Home equity loans-0.1209%3,550
All other 1-4 family - Percent of loans charged-off, net0.0214%524
Percentage Net Loans Charged-off: Commercial and industrial0.2367%477
Percentage Net Loans Charged-off: Loans to individuals15.1493%16
Percentage Net Loans Charged-off: Credit card loans17.8654%6
Percentage Net Loans Charged-off: Other loans to individual6.5497%35
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1100%639
Percentage Net Loans Charged-off: Total real estate loans-0.0446%4,528
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential-0.0011%3,940
Percentage Net Loans Charged-off: 1-4 family residential-0.0681%4,538
Percentage Net Loans Charged-off: Home equity loans-0.1971%3,613
All other 1-4 family - Percent of loans charged-off, net-0.0634%4,531
Percentage Net Loans Charged-off: Commercial and industrial0.0111%768
Percentage Net Loans Charged-off: Loans to individuals6.1646%54
Percentage Net Loans Charged-off: Credit card loans6.6116%46
Percentage Net Loans Charged-off: Other loans to individual4.6895%67
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2690%640
Percentage Net Loans Charged-off: Total real estate loans-0.0028%3,863
Percentage Net Loans Charged-off:Construction & development-0.0157%4,187
Percentage Net Loans Charged-off: Commercial real estate0.2073%394
Percentage Net Loans Charged-off: Multi-family residential-0.0010%3,955
Percentage Net Loans Charged-off: 1-4 family residential-0.0659%4,617
Percentage Net Loans Charged-off: Home equity loans-0.3725%3,701
All other 1-4 family - Percent of loans charged-off, net-0.0532%4,569
Percentage Net Loans Charged-off: Commercial and industrial0.3344%871
Percentage Net Loans Charged-off: Loans to individuals6.1948%65
Percentage Net Loans Charged-off: Credit card loans6.9033%49
Percentage Net Loans Charged-off: Other loans to individual3.2521%136
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2979%528
Percentage Net Loans Charged-off: Total real estate loans0.0159%1,273
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.2702%252
Percentage Net Loans Charged-off: Multi-family residential-0.0010%3,967
Percentage Net Loans Charged-off: 1-4 family residential-0.0569%4,598
Percentage Net Loans Charged-off: Home equity loans-0.2878%3,708
All other 1-4 family - Percent of loans charged-off, net-0.0472%4,566
Percentage Net Loans Charged-off: Commercial and industrial0.3600%743
Percentage Net Loans Charged-off: Loans to individuals6.4725%60
Percentage Net Loans Charged-off: Credit card loans7.1716%49
Percentage Net Loans Charged-off: Other loans to individual3.4446%119
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3435%468
Percentage Net Loans Charged-off: Total real estate loans-0.0420%4,669
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0000%4,238
Percentage Net Loans Charged-off: Multi-family residential-0.0010%3,993
Percentage Net Loans Charged-off: 1-4 family residential-0.0638%4,672
Percentage Net Loans Charged-off: Home equity loans-0.2804%3,711
All other 1-4 family - Percent of loans charged-off, net-0.0545%4,623
Percentage Net Loans Charged-off: Commercial and industrial0.5221%562
Percentage Net Loans Charged-off: Loans to individuals6.1525%64
Percentage Net Loans Charged-off: Credit card loans6.9296%60
Percentage Net Loans Charged-off: Other loans to individual2.6053%189
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2636%553
Percentage Net Loans Charged-off: Total real estate loans-0.0378%4,667
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential-0.0010%4,035
Percentage Net Loans Charged-off: 1-4 family residential-0.0603%4,677
Percentage Net Loans Charged-off: Home equity loans-0.3058%3,727
All other 1-4 family - Percent of loans charged-off, net-0.0494%4,643
Percentage Net Loans Charged-off: Commercial and industrial0.3626%540
Percentage Net Loans Charged-off: Loans to individuals5.4042%100
Percentage Net Loans Charged-off: Credit card loans6.0665%75
Percentage Net Loans Charged-off: Other loans to individual2.2004%282
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1443%1,359
Percentage Net Loans Charged-off: Total real estate loans-0.0085%4,218
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,242
Percentage Net Loans Charged-off: Multi-family residential-0.0013%4,060
Percentage Net Loans Charged-off: 1-4 family residential-0.0133%4,293
Percentage Net Loans Charged-off: Home equity loans-0.1448%3,750
All other 1-4 family - Percent of loans charged-off, net-0.0067%4,172
Percentage Net Loans Charged-off: Commercial and industrial0.1515%1,577
Percentage Net Loans Charged-off: Loans to individuals4.0203%130
Percentage Net Loans Charged-off: Credit card loans4.6042%114
Percentage Net Loans Charged-off: Other loans to individual1.2885%525
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1229%1,278
Percentage Net Loans Charged-off: Total real estate loans0.0014%1,878
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.0009%4,299
Percentage Net Loans Charged-off: Multi-family residential-0.0013%4,121
Percentage Net Loans Charged-off: 1-4 family residential0.0028%1,541
Percentage Net Loans Charged-off: Home equity loans-0.0374%3,648
All other 1-4 family - Percent of loans charged-off, net0.0049%1,400
Percentage Net Loans Charged-off: Commercial and industrial0.0993%1,451
Percentage Net Loans Charged-off: Loans to individuals3.9014%135
Percentage Net Loans Charged-off: Credit card loans4.4869%109
Percentage Net Loans Charged-off: Other loans to individual1.2697%519
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0929%1,430
Percentage Net Loans Charged-off: Total real estate loans0.0106%1,364
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0013%4,394
Percentage Net Loans Charged-off: Multi-family residential-0.0014%4,152
Percentage Net Loans Charged-off: 1-4 family residential0.0177%1,080
Percentage Net Loans Charged-off: Home equity loans-0.1109%3,797
All other 1-4 family - Percent of loans charged-off, net0.0244%934
Percentage Net Loans Charged-off: Commercial and industrial0.0337%1,418
Percentage Net Loans Charged-off: Loans to individuals3.6570%140
Percentage Net Loans Charged-off: Credit card loans4.1769%129
Percentage Net Loans Charged-off: Other loans to individual1.5125%408
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0938%1,195
Percentage Net Loans Charged-off: Total real estate loans0.0324%777
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0003%4,498
Percentage Net Loans Charged-off: Multi-family residential-0.0015%4,214
Percentage Net Loans Charged-off: 1-4 family residential0.0522%613
Percentage Net Loans Charged-off: Home equity loans-0.0577%3,781
All other 1-4 family - Percent of loans charged-off, net0.0580%548
Percentage Net Loans Charged-off: Commercial and industrial0.0304%1,023
Percentage Net Loans Charged-off: Loans to individuals3.5908%158
Percentage Net Loans Charged-off: Credit card loans4.0997%125
Percentage Net Loans Charged-off: Other loans to individual1.6079%392
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1015%1,741
Percentage Net Loans Charged-off: Total real estate loans-0.0178%4,562
Percentage Net Loans Charged-off:Construction & development-0.0006%4,199
Percentage Net Loans Charged-off: Commercial real estate-0.0019%4,400
Percentage Net Loans Charged-off: Multi-family residential-0.0014%4,211
Percentage Net Loans Charged-off: 1-4 family residential-0.0274%4,706
Percentage Net Loans Charged-off: Home equity loans0.1036%322
All other 1-4 family - Percent of loans charged-off, net-0.0352%4,797
Percentage Net Loans Charged-off: Commercial and industrial0.1616%1,431
Percentage Net Loans Charged-off: Loans to individuals2.5607%222
Percentage Net Loans Charged-off: Credit card loans3.4221%171
Percentage Net Loans Charged-off: Other loans to individual0.4384%1,606
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1014%1,478
Percentage Net Loans Charged-off: Total real estate loans-0.0274%4,715
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0007%893
Percentage Net Loans Charged-off: Multi-family residential-0.0014%4,249
Percentage Net Loans Charged-off: 1-4 family residential-0.0436%4,877
Percentage Net Loans Charged-off: Home equity loans0.0665%326
All other 1-4 family - Percent of loans charged-off, net-0.0504%4,921
Percentage Net Loans Charged-off: Commercial and industrial0.1838%1,142
Percentage Net Loans Charged-off: Loans to individuals2.3473%259
Percentage Net Loans Charged-off: Credit card loans3.2157%178
Percentage Net Loans Charged-off: Other loans to individual0.4188%1,478
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1006%1,346
Percentage Net Loans Charged-off: Total real estate loans-0.0278%4,756
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0013%683
Percentage Net Loans Charged-off: Multi-family residential-0.0013%4,289
Percentage Net Loans Charged-off: 1-4 family residential-0.0443%4,903
Percentage Net Loans Charged-off: Home equity loans0.0898%268
All other 1-4 family - Percent of loans charged-off, net-0.0527%4,982
Percentage Net Loans Charged-off: Commercial and industrial0.1864%981
Percentage Net Loans Charged-off: Loans to individuals2.2642%251
Percentage Net Loans Charged-off: Credit card loans2.8412%200
Percentage Net Loans Charged-off: Other loans to individual1.1105%572
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0662%1,447
Percentage Net Loans Charged-off: Total real estate loans-0.0428%5,017
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0007%462
Percentage Net Loans Charged-off: Multi-family residential-0.0010%4,341
Percentage Net Loans Charged-off: 1-4 family residential-0.0677%5,114
Percentage Net Loans Charged-off: Home equity loans0.0047%285
All other 1-4 family - Percent of loans charged-off, net-0.0723%5,137
Percentage Net Loans Charged-off: Commercial and industrial0.1123%817
Percentage Net Loans Charged-off: Loans to individuals2.3253%292
Percentage Net Loans Charged-off: Credit card loans2.9539%188
Percentage Net Loans Charged-off: Other loans to individual1.1935%572
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2511%1,041
Percentage Net Loans Charged-off: Total real estate loans0.0027%2,583
Percentage Net Loans Charged-off:Construction & development0.0128%473
Percentage Net Loans Charged-off: Commercial real estate0.0839%771
Percentage Net Loans Charged-off: Multi-family residential-0.0017%4,369
Percentage Net Loans Charged-off: 1-4 family residential-0.0277%4,956
Percentage Net Loans Charged-off: Home equity loans0.1339%358
All other 1-4 family - Percent of loans charged-off, net-0.0391%5,079
Percentage Net Loans Charged-off: Commercial and industrial0.5093%969
Percentage Net Loans Charged-off: Loans to individuals2.3656%270
Percentage Net Loans Charged-off: Credit card loans3.5861%156
Percentage Net Loans Charged-off: Other loans to individual0.4783%1,658
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1890%1,114
Percentage Net Loans Charged-off: Total real estate loans0.0193%1,815
Percentage Net Loans Charged-off:Construction & development0.0303%343
Percentage Net Loans Charged-off: Commercial real estate0.1127%530
Percentage Net Loans Charged-off: Multi-family residential-0.0016%4,403
Percentage Net Loans Charged-off: 1-4 family residential-0.0141%4,770
Percentage Net Loans Charged-off: Home equity loans0.2240%214
All other 1-4 family - Percent of loans charged-off, net-0.0312%5,023
Percentage Net Loans Charged-off: Commercial and industrial0.3315%981
Percentage Net Loans Charged-off: Loans to individuals2.4118%259
Percentage Net Loans Charged-off: Credit card loans3.7307%146
Percentage Net Loans Charged-off: Other loans to individual0.4427%1,590
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2032%994
Percentage Net Loans Charged-off: Total real estate loans0.0153%1,671
Percentage Net Loans Charged-off:Construction & development0.0458%261
Percentage Net Loans Charged-off: Commercial real estate0.0453%602
Percentage Net Loans Charged-off: Multi-family residential-0.0027%4,449
Percentage Net Loans Charged-off: 1-4 family residential0.0031%1,789
Percentage Net Loans Charged-off: Home equity loans0.3597%147
All other 1-4 family - Percent of loans charged-off, net-0.0229%4,938
Percentage Net Loans Charged-off: Commercial and industrial0.3543%807
Percentage Net Loans Charged-off: Loans to individuals2.6039%236
Percentage Net Loans Charged-off: Credit card loans3.9019%134
Percentage Net Loans Charged-off: Other loans to individual0.6759%1,064
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1101%1,289
Percentage Net Loans Charged-off: Total real estate loans0.0491%946
Percentage Net Loans Charged-off:Construction & development0.0908%158
Percentage Net Loans Charged-off: Commercial real estate0.0183%463
Percentage Net Loans Charged-off: Multi-family residential-0.0028%4,499
Percentage Net Loans Charged-off: 1-4 family residential0.0618%913
Percentage Net Loans Charged-off: Home equity loans0.3756%135
All other 1-4 family - Percent of loans charged-off, net0.0386%980
Percentage Net Loans Charged-off: Commercial and industrial0.0812%910
Percentage Net Loans Charged-off: Loans to individuals2.7684%243
Percentage Net Loans Charged-off: Credit card loans4.1656%126
Percentage Net Loans Charged-off: Other loans to individual0.6878%1,021
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3474%784
Percentage Net Loans Charged-off: Total real estate loans0.0968%1,261
Percentage Net Loans Charged-off:Construction & development-0.0376%4,708
Percentage Net Loans Charged-off: Commercial real estate-0.0674%5,352
Percentage Net Loans Charged-off: Multi-family residential-0.0029%4,537
Percentage Net Loans Charged-off: 1-4 family residential0.1820%852
Percentage Net Loans Charged-off: Home equity loans0.1308%497
All other 1-4 family - Percent of loans charged-off, net0.1861%823
Percentage Net Loans Charged-off: Commercial and industrial0.6108%919
Percentage Net Loans Charged-off: Loans to individuals2.6423%237
Percentage Net Loans Charged-off: Credit card loans3.6038%142
Percentage Net Loans Charged-off: Other loans to individual1.2510%625
Percentage Net Loans Charged-off: All other loans and lease-0.0060%4,962
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3512%646
Percentage Net Loans Charged-off: Total real estate loans0.1402%837
Percentage Net Loans Charged-off:Construction & development-0.0159%4,635
Percentage Net Loans Charged-off: Commercial real estate-0.0952%5,485
Percentage Net Loans Charged-off: Multi-family residential-0.0030%4,578
Percentage Net Loans Charged-off: 1-4 family residential0.2603%540
Percentage Net Loans Charged-off: Home equity loans0.2079%343
All other 1-4 family - Percent of loans charged-off, net0.2645%541
Percentage Net Loans Charged-off: Commercial and industrial0.5720%765
Percentage Net Loans Charged-off: Loans to individuals2.7543%213
Percentage Net Loans Charged-off: Credit card loans3.6766%126
Percentage Net Loans Charged-off: Other loans to individual1.4395%465
Percentage Net Loans Charged-off: All other loans and lease-0.0069%4,994
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3547%659
Percentage Net Loans Charged-off: Total real estate loans0.0289%1,798
Percentage Net Loans Charged-off:Construction & development-0.0248%4,783
Percentage Net Loans Charged-off: Commercial real estate0.0025%947
Percentage Net Loans Charged-off: Multi-family residential-0.0032%4,611
Percentage Net Loans Charged-off: 1-4 family residential0.0474%1,566
Percentage Net Loans Charged-off: Home equity loans0.2952%255
All other 1-4 family - Percent of loans charged-off, net0.0272%1,715
Percentage Net Loans Charged-off: Commercial and industrial0.6709%612
Percentage Net Loans Charged-off: Loans to individuals2.9375%195
Percentage Net Loans Charged-off: Credit card loans3.7649%129
Percentage Net Loans Charged-off: Other loans to individual1.7736%345
Percentage Net Loans Charged-off: All other loans and lease-0.0086%5,046
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2289%891
Percentage Net Loans Charged-off: Total real estate loans0.0739%1,003
Percentage Net Loans Charged-off:Construction & development-0.0532%4,990
Percentage Net Loans Charged-off: Commercial real estate0.0037%612
Percentage Net Loans Charged-off: Multi-family residential-0.0066%4,658
Percentage Net Loans Charged-off: 1-4 family residential0.1227%842
Percentage Net Loans Charged-off: Home equity loans0.3454%201
All other 1-4 family - Percent of loans charged-off, net0.1043%873
Percentage Net Loans Charged-off: Commercial and industrial0.3669%642
Percentage Net Loans Charged-off: Loans to individuals2.4955%268
Percentage Net Loans Charged-off: Credit card loans3.8552%133
Percentage Net Loans Charged-off: Other loans to individual0.5443%1,173
Percentage Net Loans Charged-off: All other loans and lease-0.0044%5,070
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1651%1,715
Percentage Net Loans Charged-off: Total real estate loans0.0881%1,747
Percentage Net Loans Charged-off:Construction & development-0.2291%5,210
Percentage Net Loans Charged-off: Commercial real estate-0.0062%5,075
Percentage Net Loans Charged-off: Multi-family residential0.0155%257
Percentage Net Loans Charged-off: 1-4 family residential0.1549%1,338
Percentage Net Loans Charged-off: Home equity loans0.2050%504
All other 1-4 family - Percent of loans charged-off, net0.1504%1,347
Percentage Net Loans Charged-off: Commercial and industrial0.1915%1,582
Percentage Net Loans Charged-off: Loans to individuals3.0275%159
Percentage Net Loans Charged-off: Credit card loans3.8088%136
Percentage Net Loans Charged-off: Other loans to individual1.9467%289
Percentage Net Loans Charged-off: All other loans and lease-0.0093%5,092
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1658%1,490
Percentage Net Loans Charged-off: Total real estate loans0.0927%1,543
Percentage Net Loans Charged-off:Construction & development-0.2698%5,312
Percentage Net Loans Charged-off: Commercial real estate0.0073%1,343
Percentage Net Loans Charged-off: Multi-family residential0.0222%209
Percentage Net Loans Charged-off: 1-4 family residential0.1578%1,215
Percentage Net Loans Charged-off: Home equity loans0.1913%478
All other 1-4 family - Percent of loans charged-off, net0.1546%1,193
Percentage Net Loans Charged-off: Commercial and industrial0.1821%1,343
Percentage Net Loans Charged-off: Loans to individuals3.2349%141
Percentage Net Loans Charged-off: Credit card loans3.8886%121
Percentage Net Loans Charged-off: Other loans to individual2.3426%209
Percentage Net Loans Charged-off: All other loans and lease-0.0142%5,198
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2046%1,234
Percentage Net Loans Charged-off: Total real estate loans0.1277%1,207
Percentage Net Loans Charged-off:Construction & development-0.4156%5,448
Percentage Net Loans Charged-off: Commercial real estate0.0042%1,162
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.2245%933
Percentage Net Loans Charged-off: Home equity loans0.1746%468
All other 1-4 family - Percent of loans charged-off, net0.2292%901
Percentage Net Loans Charged-off: Commercial and industrial0.2271%1,060
Percentage Net Loans Charged-off: Loans to individuals3.5723%145
Percentage Net Loans Charged-off: Credit card loans3.9992%114
Percentage Net Loans Charged-off: Other loans to individual2.9979%163
Percentage Net Loans Charged-off: All other loans and lease-0.0262%5,301
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1621%1,297
Percentage Net Loans Charged-off: Total real estate loans0.1690%862
Percentage Net Loans Charged-off:Construction & development-0.0184%5,009
Percentage Net Loans Charged-off: Commercial real estate0.0029%778
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.2643%710
Percentage Net Loans Charged-off: Home equity loans0.1184%390
All other 1-4 family - Percent of loans charged-off, net0.2784%664
Percentage Net Loans Charged-off: Commercial and industrial0.0468%1,036
Percentage Net Loans Charged-off: Loans to individuals4.4141%127
Percentage Net Loans Charged-off: Credit card loans4.0233%126
Percentage Net Loans Charged-off: Other loans to individual4.9335%104
Percentage Net Loans Charged-off: All other loans and lease0.0313%833
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1735%2,290
Percentage Net Loans Charged-off: Total real estate loans0.2258%1,348
Percentage Net Loans Charged-off:Construction & development1.1446%392
Percentage Net Loans Charged-off: Commercial real estate0.1416%1,386
Percentage Net Loans Charged-off: Multi-family residential0.0985%325
Percentage Net Loans Charged-off: 1-4 family residential0.2323%1,438
Percentage Net Loans Charged-off: Home equity loans0.0773%963
All other 1-4 family - Percent of loans charged-off, net0.2491%1,327
Percentage Net Loans Charged-off: Commercial and industrial0.0392%2,507
Percentage Net Loans Charged-off: Loans to individuals3.3263%195
Percentage Net Loans Charged-off: Credit card loans5.0031%98
Percentage Net Loans Charged-off: Other loans to individual1.2624%641
Percentage Net Loans Charged-off: All other loans and lease0.0173%1,408
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2061%1,817
Percentage Net Loans Charged-off: Total real estate loans0.2804%1,036
Percentage Net Loans Charged-off:Construction & development1.7427%267
Percentage Net Loans Charged-off: Commercial real estate0.1877%1,060
Percentage Net Loans Charged-off: Multi-family residential0.1393%267
Percentage Net Loans Charged-off: 1-4 family residential0.2730%1,186
Percentage Net Loans Charged-off: Home equity loans0.0698%899
All other 1-4 family - Percent of loans charged-off, net0.2953%1,063
Percentage Net Loans Charged-off: Commercial and industrial0.0485%2,105
Percentage Net Loans Charged-off: Loans to individuals3.4633%173
Percentage Net Loans Charged-off: Credit card loans5.2381%87
Percentage Net Loans Charged-off: Other loans to individual1.3244%563
Percentage Net Loans Charged-off: All other loans and lease0.0234%1,245
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2539%1,540
Percentage Net Loans Charged-off: Total real estate loans0.3452%885
Percentage Net Loans Charged-off:Construction & development2.8282%185
Percentage Net Loans Charged-off: Commercial real estate0.2813%813
Percentage Net Loans Charged-off: Multi-family residential0.2186%194
Percentage Net Loans Charged-off: 1-4 family residential0.2924%1,108
Percentage Net Loans Charged-off: Home equity loans-0.0678%4,590
All other 1-4 family - Percent of loans charged-off, net0.3329%970
Percentage Net Loans Charged-off: Commercial and industrial0.0521%1,789
Percentage Net Loans Charged-off: Loans to individuals3.8111%163
Percentage Net Loans Charged-off: Credit card loans5.7646%79
Percentage Net Loans Charged-off: Other loans to individual1.4671%518
Percentage Net Loans Charged-off: All other loans and lease0.0907%915
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3215%1,105
Percentage Net Loans Charged-off: Total real estate loans0.4307%670
Percentage Net Loans Charged-off:Construction & development6.6460%86
Percentage Net Loans Charged-off: Commercial real estate0.2927%558
Percentage Net Loans Charged-off: Multi-family residential0.4692%99
Percentage Net Loans Charged-off: 1-4 family residential0.2834%984
Percentage Net Loans Charged-off: Home equity loans-0.4256%4,819
All other 1-4 family - Percent of loans charged-off, net0.3643%811
Percentage Net Loans Charged-off: Commercial and industrial0.0791%1,135
Percentage Net Loans Charged-off: Loans to individuals3.9249%187
Percentage Net Loans Charged-off: Credit card loans5.9027%87
Percentage Net Loans Charged-off: Other loans to individual1.5511%511
Percentage Net Loans Charged-off: All other loans and lease0.1891%600
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3742%1,804
Percentage Net Loans Charged-off: Total real estate loans0.6073%916
Percentage Net Loans Charged-off:Construction & development8.3434%146
Percentage Net Loans Charged-off: Commercial real estate0.0217%2,523
Percentage Net Loans Charged-off: Multi-family residential-0.9327%5,370
Percentage Net Loans Charged-off: 1-4 family residential0.6349%875
Percentage Net Loans Charged-off: Home equity loans1.6590%203
All other 1-4 family - Percent of loans charged-off, net0.5078%1,085
Percentage Net Loans Charged-off: Commercial and industrial0.1082%2,526
Percentage Net Loans Charged-off: Loans to individuals3.2920%241
Percentage Net Loans Charged-off: Credit card loans4.6938%116
Percentage Net Loans Charged-off: Other loans to individual1.6098%577
Percentage Net Loans Charged-off: All other loans and lease0.0027%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4171%1,535
Percentage Net Loans Charged-off: Total real estate loans0.7402%687
Percentage Net Loans Charged-off:Construction & development10.8514%100
Percentage Net Loans Charged-off: Commercial real estate0.0180%2,240
Percentage Net Loans Charged-off: Multi-family residential-1.3007%5,421
Percentage Net Loans Charged-off: 1-4 family residential0.7349%719
Percentage Net Loans Charged-off: Home equity loans1.5688%247
All other 1-4 family - Percent of loans charged-off, net0.6298%835
Percentage Net Loans Charged-off: Commercial and industrial0.0447%2,483
Percentage Net Loans Charged-off: Loans to individuals3.2614%251
Percentage Net Loans Charged-off: Credit card loans4.6467%110
Percentage Net Loans Charged-off: Other loans to individual1.6035%564
Percentage Net Loans Charged-off: All other loans and lease0.0512%1,161
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4251%1,517
Percentage Net Loans Charged-off: Total real estate loans0.7282%781
Percentage Net Loans Charged-off:Construction & development15.2558%78
Percentage Net Loans Charged-off: Commercial real estate0.0473%1,797
Percentage Net Loans Charged-off: Multi-family residential-1.9745%5,421
Percentage Net Loans Charged-off: 1-4 family residential0.5381%1,007
Percentage Net Loans Charged-off: Home equity loans1.5092%280
All other 1-4 family - Percent of loans charged-off, net0.4141%1,245
Percentage Net Loans Charged-off: Commercial and industrial0.0523%2,163
Percentage Net Loans Charged-off: Loans to individuals3.8218%210
Percentage Net Loans Charged-off: Credit card loans5.3959%95
Percentage Net Loans Charged-off: Other loans to individual1.9451%450
Percentage Net Loans Charged-off: All other loans and lease0.0024%1,229
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6589%928
Percentage Net Loans Charged-off: Total real estate loans1.2365%401
Percentage Net Loans Charged-off:Construction & development30.4971%33
Percentage Net Loans Charged-off: Commercial real estate0.0775%1,194
Percentage Net Loans Charged-off: Multi-family residential-1.1378%5,429
Percentage Net Loans Charged-off: 1-4 family residential0.5894%867
Percentage Net Loans Charged-off: Home equity loans1.7068%204
All other 1-4 family - Percent of loans charged-off, net0.4442%1,045
Percentage Net Loans Charged-off: Commercial and industrial0.0539%1,535
Percentage Net Loans Charged-off: Loans to individuals4.0554%214
Percentage Net Loans Charged-off: Credit card loans5.5534%110
Percentage Net Loans Charged-off: Other loans to individual2.2528%408
Percentage Net Loans Charged-off: All other loans and lease0.0005%974
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5800%1,990
Percentage Net Loans Charged-off: Total real estate loans0.7156%1,441
Percentage Net Loans Charged-off:Construction & development-0.5158%6,235
Percentage Net Loans Charged-off: Commercial real estate0.3180%1,929
Percentage Net Loans Charged-off: Multi-family residential0.1153%748
Percentage Net Loans Charged-off: 1-4 family residential0.9490%956
Percentage Net Loans Charged-off: Home equity loans2.4427%252
All other 1-4 family - Percent of loans charged-off, net0.7059%1,276
Percentage Net Loans Charged-off: Commercial and industrial0.2722%2,585
Percentage Net Loans Charged-off: Loans to individuals0.7094%1,851
Percentage Net Loans Charged-off: Credit card loans0.5675%785
Percentage Net Loans Charged-off: Other loans to individual2.2581%505
Percentage Net Loans Charged-off: All other loans and lease0.6757%670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5409%1,980
Percentage Net Loans Charged-off: Total real estate loans0.6058%1,614
Percentage Net Loans Charged-off:Construction & development-0.3415%6,229
Percentage Net Loans Charged-off: Commercial real estate-0.1259%6,788
Percentage Net Loans Charged-off: Multi-family residential0.0083%731
Percentage Net Loans Charged-off: 1-4 family residential0.9333%949
Percentage Net Loans Charged-off: Home equity loans2.5557%237
All other 1-4 family - Percent of loans charged-off, net0.6569%1,324
Percentage Net Loans Charged-off: Commercial and industrial0.2036%2,483
Percentage Net Loans Charged-off: Loans to individuals0.6009%1,932
Percentage Net Loans Charged-off: Credit card loans0.4803%737
Percentage Net Loans Charged-off: Other loans to individual2.1412%509
Percentage Net Loans Charged-off: All other loans and lease0.8701%529
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6020%1,811
Percentage Net Loans Charged-off: Total real estate loans0.5755%1,687
Percentage Net Loans Charged-off:Construction & development-0.4755%6,290
Percentage Net Loans Charged-off: Commercial real estate-0.3825%6,956
Percentage Net Loans Charged-off: Multi-family residential0.0017%591
Percentage Net Loans Charged-off: 1-4 family residential0.9814%924
Percentage Net Loans Charged-off: Home equity loans2.6983%219
All other 1-4 family - Percent of loans charged-off, net0.6701%1,270
Percentage Net Loans Charged-off: Commercial and industrial0.2633%2,109
Percentage Net Loans Charged-off: Loans to individuals0.4910%2,064
Percentage Net Loans Charged-off: Credit card loans0.3819%695
Percentage Net Loans Charged-off: Other loans to individual2.2197%498
Percentage Net Loans Charged-off: All other loans and lease1.3343%397
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7248%1,392
Percentage Net Loans Charged-off: Total real estate loans0.4354%1,742
Percentage Net Loans Charged-off:Construction & development-0.0056%5,959
Percentage Net Loans Charged-off: Commercial real estate-0.8445%7,079
Percentage Net Loans Charged-off: Multi-family residential0.0038%386
Percentage Net Loans Charged-off: 1-4 family residential0.8949%949
Percentage Net Loans Charged-off: Home equity loans1.7928%319
All other 1-4 family - Percent of loans charged-off, net0.7201%1,095
Percentage Net Loans Charged-off: Commercial and industrial0.3101%1,471
Percentage Net Loans Charged-off: Loans to individuals0.3652%2,090
Percentage Net Loans Charged-off: Credit card loans0.2612%565
Percentage Net Loans Charged-off: Other loans to individual2.6033%410
Percentage Net Loans Charged-off: All other loans and lease2.6550%238
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8588%361
Percentage Net Loans Charged-off: Total real estate loans0.8034%1,940
Percentage Net Loans Charged-off:Construction & development0.1305%2,748
Percentage Net Loans Charged-off: Commercial real estate0.4969%1,998
Percentage Net Loans Charged-off: Multi-family residential1.1496%579
Percentage Net Loans Charged-off: 1-4 family residential0.9270%1,344
Percentage Net Loans Charged-off: Home equity loans1.6905%531
All other 1-4 family - Percent of loans charged-off, net0.7663%1,564
Percentage Net Loans Charged-off: Commercial and industrial0.3463%3,056
Percentage Net Loans Charged-off: Loans to individuals8.0150%137
Percentage Net Loans Charged-off: Credit card loans8.2759%101
Percentage Net Loans Charged-off: Other loans to individual2.6928%470
Percentage Net Loans Charged-off: All other loans and lease-0.0248%6,000
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6893%195
Percentage Net Loans Charged-off: Total real estate loans0.8220%1,749
Percentage Net Loans Charged-off:Construction & development0.1647%2,441
Percentage Net Loans Charged-off: Commercial real estate0.5488%1,598
Percentage Net Loans Charged-off: Multi-family residential1.5111%449
Percentage Net Loans Charged-off: 1-4 family residential0.9143%1,299
Percentage Net Loans Charged-off: Home equity loans1.6483%502
All other 1-4 family - Percent of loans charged-off, net0.7571%1,459
Percentage Net Loans Charged-off: Commercial and industrial0.4053%2,572
Percentage Net Loans Charged-off: Loans to individuals10.5659%91
Percentage Net Loans Charged-off: Credit card loans10.9576%60
Percentage Net Loans Charged-off: Other loans to individual2.7306%439
Percentage Net Loans Charged-off: All other loans and lease-0.2946%6,367
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0579%332
Percentage Net Loans Charged-off: Total real estate loans0.9404%1,478
Percentage Net Loans Charged-off:Construction & development0.0495%2,255
Percentage Net Loans Charged-off: Commercial real estate0.8110%1,158
Percentage Net Loans Charged-off: Multi-family residential2.2439%319
Percentage Net Loans Charged-off: 1-4 family residential0.9748%1,195
Percentage Net Loans Charged-off: Home equity loans1.7637%467
All other 1-4 family - Percent of loans charged-off, net0.8033%1,339
Percentage Net Loans Charged-off: Commercial and industrial0.4893%2,194
Percentage Net Loans Charged-off: Loans to individuals8.0646%149
Percentage Net Loans Charged-off: Credit card loans8.3217%112
Percentage Net Loans Charged-off: Other loans to individual2.8882%407
Percentage Net Loans Charged-off: All other loans and lease0.0305%1,256
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.0406%222
Percentage Net Loans Charged-off: Total real estate loans0.6343%1,643
Percentage Net Loans Charged-off:Construction & development0.0925%1,620
Percentage Net Loans Charged-off: Commercial real estate-0.1892%7,201
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.9620%992
Percentage Net Loans Charged-off: Home equity loans1.7876%389
All other 1-4 family - Percent of loans charged-off, net0.7809%1,110
Percentage Net Loans Charged-off: Commercial and industrial0.4008%1,749
Percentage Net Loans Charged-off: Loans to individuals11.4023%103
Percentage Net Loans Charged-off: Credit card loans11.7980%89
Percentage Net Loans Charged-off: Other loans to individual3.4048%314
Percentage Net Loans Charged-off: All other loans and lease-0.0181%5,998
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6266%384
Percentage Net Loans Charged-off: Total real estate loans1.6398%1,190
Percentage Net Loans Charged-off:Construction & development2.9691%1,767
Percentage Net Loans Charged-off: Commercial real estate0.6539%1,748
Percentage Net Loans Charged-off: Multi-family residential4.5130%304
Percentage Net Loans Charged-off: 1-4 family residential1.5264%910
Percentage Net Loans Charged-off: Home equity loans2.6953%347
All other 1-4 family - Percent of loans charged-off, net1.2607%1,114
Percentage Net Loans Charged-off: Commercial and industrial0.8574%2,724
Percentage Net Loans Charged-off: Loans to individuals8.1330%168
Percentage Net Loans Charged-off: Credit card loans8.3539%137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0080%6,257
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.8260%331
Percentage Net Loans Charged-off: Total real estate loans1.5593%1,135
Percentage Net Loans Charged-off:Construction & development2.4650%1,719
Percentage Net Loans Charged-off: Commercial real estate0.8900%1,250
Percentage Net Loans Charged-off: Multi-family residential0.5936%667
Percentage Net Loans Charged-off: 1-4 family residential1.6752%733
Percentage Net Loans Charged-off: Home equity loans2.8912%319
All other 1-4 family - Percent of loans charged-off, net1.3973%910
Percentage Net Loans Charged-off: Commercial and industrial0.9945%2,233
Percentage Net Loans Charged-off: Loans to individuals8.6191%142
Percentage Net Loans Charged-off: Credit card loans8.8790%136
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0011%6,253
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.0271%318
Percentage Net Loans Charged-off: Total real estate loans1.5601%1,097
Percentage Net Loans Charged-off:Construction & development2.3898%1,513
Percentage Net Loans Charged-off: Commercial real estate0.7811%1,185
Percentage Net Loans Charged-off: Multi-family residential0.8649%497
Percentage Net Loans Charged-off: 1-4 family residential1.6893%705
Percentage Net Loans Charged-off: Home equity loans2.8897%311
All other 1-4 family - Percent of loans charged-off, net1.4144%860
Percentage Net Loans Charged-off: Commercial and industrial1.0148%1,998
Percentage Net Loans Charged-off: Loans to individuals8.9036%144
Percentage Net Loans Charged-off: Credit card loans9.1484%137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0493%6,448
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.2450%309
Percentage Net Loans Charged-off: Total real estate loans1.4185%1,021
Percentage Net Loans Charged-off:Construction & development1.3583%1,382
Percentage Net Loans Charged-off: Commercial real estate0.4470%1,133
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.7682%624
Percentage Net Loans Charged-off: Home equity loans3.2595%256
All other 1-4 family - Percent of loans charged-off, net1.4268%765
Percentage Net Loans Charged-off: Commercial and industrial0.9380%1,595
Percentage Net Loans Charged-off: Loans to individuals9.4359%160
Percentage Net Loans Charged-off: Credit card loans9.4064%152
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0266%6,388
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.7004%499
Percentage Net Loans Charged-off: Total real estate loans1.5085%1,362
Percentage Net Loans Charged-off:Construction & development1.8186%2,163
Percentage Net Loans Charged-off: Commercial real estate0.0602%3,074
Percentage Net Loans Charged-off: Multi-family residential0.3452%732
Percentage Net Loans Charged-off: 1-4 family residential1.8371%729
Percentage Net Loans Charged-off: Home equity loans3.5121%281
All other 1-4 family - Percent of loans charged-off, net1.4925%883
Percentage Net Loans Charged-off: Commercial and industrial1.1576%2,668
Percentage Net Loans Charged-off: Loans to individuals8.1040%202
Percentage Net Loans Charged-off: Credit card loans8.4198%204
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2131%1,587
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.4794%428
Percentage Net Loans Charged-off: Total real estate loans1.3886%1,201
Percentage Net Loans Charged-off:Construction & development1.1489%2,083
Percentage Net Loans Charged-off: Commercial real estate-0.0678%7,753
Percentage Net Loans Charged-off: Multi-family residential0.0028%705
Percentage Net Loans Charged-off: 1-4 family residential1.7902%617
Percentage Net Loans Charged-off: Home equity loans3.6999%239
All other 1-4 family - Percent of loans charged-off, net1.4063%779
Percentage Net Loans Charged-off: Commercial and industrial1.0082%2,372
Percentage Net Loans Charged-off: Loans to individuals7.8634%197
Percentage Net Loans Charged-off: Credit card loans8.0979%217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1734%1,434
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.1762%511
Percentage Net Loans Charged-off: Total real estate loans1.2673%1,141
Percentage Net Loans Charged-off:Construction & development1.1624%1,720
Percentage Net Loans Charged-off: Commercial real estate-0.0097%7,689
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential1.5985%618
Percentage Net Loans Charged-off: Home equity loans2.9953%258
All other 1-4 family - Percent of loans charged-off, net1.3284%754
Percentage Net Loans Charged-off: Commercial and industrial1.0242%1,956
Percentage Net Loans Charged-off: Loans to individuals7.2871%216
Percentage Net Loans Charged-off: Credit card loans7.2855%254
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1351%1,319
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4920%564
Percentage Net Loans Charged-off: Total real estate loans1.0339%991
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential1.4051%552
Percentage Net Loans Charged-off: Home equity loans2.2772%260
All other 1-4 family - Percent of loans charged-off, net1.2469%603
Percentage Net Loans Charged-off: Commercial and industrial0.9650%1,444
Percentage Net Loans Charged-off: Loans to individuals5.8529%296
Percentage Net Loans Charged-off: Credit card loans6.1461%301
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7431%633
Percentage Net Loans Charged-off: Total real estate loans0.5499%1,570
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.7050%899
Percentage Net Loans Charged-off: Home equity loans1.6808%292
All other 1-4 family - Percent of loans charged-off, net0.5736%1,023
Percentage Net Loans Charged-off: Commercial and industrial0.6611%2,344
Percentage Net Loans Charged-off: Loans to individuals5.7067%219
Percentage Net Loans Charged-off: Credit card loans5.8743%218
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1334%1,471
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6375%476
Percentage Net Loans Charged-off: Total real estate loans0.5119%1,144
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.6506%718
Percentage Net Loans Charged-off: Home equity loans1.5961%248
All other 1-4 family - Percent of loans charged-off, net0.5291%805
Percentage Net Loans Charged-off: Commercial and industrial0.5524%1,923
Percentage Net Loans Charged-off: Loans to individuals5.5393%187
Percentage Net Loans Charged-off: Credit card loans5.7243%196
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1694%1,172
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5761%395
Percentage Net Loans Charged-off: Total real estate loans0.4466%1,003
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.5630%693
Percentage Net Loans Charged-off: Home equity loans1.3953%236
All other 1-4 family - Percent of loans charged-off, net0.4618%782
Percentage Net Loans Charged-off: Commercial and industrial0.4553%1,725
Percentage Net Loans Charged-off: Loans to individuals5.5697%181
Percentage Net Loans Charged-off: Credit card loans5.7805%189
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4191%368
Percentage Net Loans Charged-off: Total real estate loans0.3618%871
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.4507%655
Percentage Net Loans Charged-off: Home equity loans0.8276%242
All other 1-4 family - Percent of loans charged-off, net0.4082%658
Percentage Net Loans Charged-off: Commercial and industrial0.4578%1,220
Percentage Net Loans Charged-off: Loans to individuals5.0534%212
Percentage Net Loans Charged-off: Credit card loans5.1531%218
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1112%412
Percentage Net Loans Charged-off: Total real estate loans0.1471%1,697
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1815%1,329
Percentage Net Loans Charged-off: Home equity loans0.4468%346
All other 1-4 family - Percent of loans charged-off, net0.1539%1,428
Percentage Net Loans Charged-off: Commercial and industrial0.6331%1,629
Percentage Net Loans Charged-off: Loans to individuals3.9666%187
Percentage Net Loans Charged-off: Credit card loans4.0332%269
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0001%6,752
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0565%318
Percentage Net Loans Charged-off: Total real estate loans0.1095%1,404
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1349%1,197
Percentage Net Loans Charged-off: Home equity loans0.2555%360
All other 1-4 family - Percent of loans charged-off, net0.1225%1,201
Percentage Net Loans Charged-off: Commercial and industrial0.6384%1,276
Percentage Net Loans Charged-off: Loans to individuals3.8392%179
Percentage Net Loans Charged-off: Credit card loans3.9604%263
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0001%6,767
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0454%308
Percentage Net Loans Charged-off: Total real estate loans0.1035%1,185
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1270%1,043
Percentage Net Loans Charged-off: Home equity loans0.2054%327
All other 1-4 family - Percent of loans charged-off, net0.1190%1,010
Percentage Net Loans Charged-off: Commercial and industrial0.6853%1,027
Percentage Net Loans Charged-off: Loans to individuals3.7711%187
Percentage Net Loans Charged-off: Credit card loans3.8994%254
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0730%291
Percentage Net Loans Charged-off: Total real estate loans0.1097%838
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.1344%782
Percentage Net Loans Charged-off: Home equity loans0.2645%210
All other 1-4 family - Percent of loans charged-off, net0.1211%761
Percentage Net Loans Charged-off: Commercial and industrial0.7405%721
Percentage Net Loans Charged-off: Loans to individuals3.8468%211
Percentage Net Loans Charged-off: Credit card loans3.9447%281
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8506%367
Percentage Net Loans Charged-off: Total real estate loans0.0695%1,674
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0846%1,557
Percentage Net Loans Charged-off: Home equity loans0.0617%546
All other 1-4 family - Percent of loans charged-off, net0.0868%1,480
Percentage Net Loans Charged-off: Commercial and industrial0.6446%1,400
Percentage Net Loans Charged-off: Loans to individuals3.3160%245
Percentage Net Loans Charged-off: Credit card loans3.4739%306
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0004%6,780
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8021%314
Percentage Net Loans Charged-off: Total real estate loans0.0665%1,392
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0808%1,329
Percentage Net Loans Charged-off: Home equity loans0.0434%454
All other 1-4 family - Percent of loans charged-off, net0.0843%1,247
Percentage Net Loans Charged-off: Commercial and industrial0.5759%1,200
Percentage Net Loans Charged-off: Loans to individuals3.2394%236
Percentage Net Loans Charged-off: Credit card loans3.4385%289
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0003%6,832
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7792%360
Percentage Net Loans Charged-off: Total real estate loans0.0665%1,233
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0806%1,157
Percentage Net Loans Charged-off: Home equity loans0.0312%379
All other 1-4 family - Percent of loans charged-off, net0.0852%1,071
Percentage Net Loans Charged-off: Commercial and industrial0.5954%1,049
Percentage Net Loans Charged-off: Loans to individuals3.1922%250
Percentage Net Loans Charged-off: Credit card loans3.4569%308
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0001%6,844
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7175%390
Percentage Net Loans Charged-off: Total real estate loans0.0778%841
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0942%796
Percentage Net Loans Charged-off: Home equity loans0.0364%277
All other 1-4 family - Percent of loans charged-off, net0.0994%737
Percentage Net Loans Charged-off: Commercial and industrial0.1364%1,314
Percentage Net Loans Charged-off: Loans to individuals3.2114%293
Percentage Net Loans Charged-off: Credit card loans3.3274%333
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0001%6,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7049%516
Percentage Net Loans Charged-off: Total real estate loans0.0417%2,134
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0497%2,017
Percentage Net Loans Charged-off: Home equity loans0.0140%640
All other 1-4 family - Percent of loans charged-off, net0.0524%1,895
Percentage Net Loans Charged-off: Commercial and industrial0.0329%3,821
Percentage Net Loans Charged-off: Loans to individuals3.5684%232
Percentage Net Loans Charged-off: Credit card loans3.8441%400
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0007%6,860
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6338%525
Percentage Net Loans Charged-off: Total real estate loans0.0359%1,976
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0426%1,837
Percentage Net Loans Charged-off: Home equity loans0.0173%516
All other 1-4 family - Percent of loans charged-off, net0.0445%1,716
Percentage Net Loans Charged-off: Commercial and industrial-0.1887%7,704
Percentage Net Loans Charged-off: Loans to individuals3.4532%238
Percentage Net Loans Charged-off: Credit card loans3.7610%376
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0009%6,884
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6394%558
Percentage Net Loans Charged-off: Total real estate loans0.0355%1,701
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0421%1,573
Percentage Net Loans Charged-off: Home equity loans0.0037%435
All other 1-4 family - Percent of loans charged-off, net0.0448%1,464
Percentage Net Loans Charged-off: Commercial and industrial-0.1259%7,506
Percentage Net Loans Charged-off: Loans to individuals3.5163%237
Percentage Net Loans Charged-off: Credit card loans3.8629%380
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0010%6,900
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5727%596
Percentage Net Loans Charged-off: Total real estate loans0.0292%1,371
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0345%1,239
Percentage Net Loans Charged-off: Home equity loans0.0067%320
All other 1-4 family - Percent of loans charged-off, net0.0364%1,119
Percentage Net Loans Charged-off: Commercial and industrial-0.6056%8,104
Percentage Net Loans Charged-off: Loans to individuals3.5559%272
Percentage Net Loans Charged-off: Credit card loans3.8308%352
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0018%7,031
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1217%3,830
Percentage Net Loans Charged-off: Total real estate loans0.0308%2,755
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0252%2,623
Percentage Net Loans Charged-off: Home equity loans0.0375%533
All other 1-4 family - Percent of loans charged-off, net0.0244%2,505
Percentage Net Loans Charged-off: Commercial and industrial-0.0492%7,502
Percentage Net Loans Charged-off: Loans to individuals1.2934%1,499
Percentage Net Loans Charged-off: Credit card loans1.7099%1,047
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1632%7,499
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0996%3,647
Percentage Net Loans Charged-off: Total real estate loans0.0279%2,419
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0167%2,384
Percentage Net Loans Charged-off: Home equity loans0.0436%426
All other 1-4 family - Percent of loans charged-off, net0.0148%2,283
Percentage Net Loans Charged-off: Commercial and industrial-0.2125%7,901
Percentage Net Loans Charged-off: Loans to individuals2.2401%591
Percentage Net Loans Charged-off: Credit card loans5.0010%325
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2151%7,550
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21