Horizon Financial Bank

Horizon Financial Bank
416 Main Street
Munich, ND 58352

Status: Active
Concentration:Agricultural Specialization
Established:1905-01-01
FDIC Insurance:1938-05-02
FDIC Cert:#15598
Holden By:Munich Bancshares, Inc.
Charter Class:Commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:4, ranked #2601
Website:http://www.HorizonFinancialBank.com
Total Assets:$137,221,000, ranked #3906
Total Deposits:$115,909,000, ranked #3893
Total Equity Capital:$14,702,000, ranked #3994
Total Domestic Deposits:$115,909,000, ranked #3893
Net Income:$1,158,000, ranked #3201
Quarterly Net Income:$442,000, ranked #3057
Return on Assets:1%, ranked #981
Quarterly Return on Assets:1%, ranked #1149
Return on Equity:11%, ranked #1620
Quarterly Return on Equity:12%, ranked #1484

Historical Financial Information

2014-09-30Rank
# of Employees:313,933
Assets and Liabilities
Total Assets:$137,221,0003,906
Cash and due from depository institutions$3,786,0003,933
Interest-bearing balances$2,487,0004,776
Securities$16,616,0004,662
Federal funds sold & reverse repurchase agreements$02,747
Net loans & leases$107,452,0003,327
Loan loss allowance$1,423,0003,506
Trading account assets$0245
Bank premises and fixed assets$6,374,0001,794
Other real estate owned$03,933
Goodwill and other intangibles$02,848
All other assets$2,993,0003,853
Life insurance assets$03,818
Total liabilities and capital$137,221,0003,906
Total liabilities$122,519,0003,885
Total deposits$115,909,0003,893
Interest-bearing deposits$96,574,0003,780
Deposits held in domestic offices$115,909,0003,893
% insured90.35%1,877
Federal funds purchased & repurchase agreements$6,400,0001,025
Trading liabilities$0165
Other borrowed funds$23,0003,869
Subordinated debt$0131
All other liabilities$187,0005,567
Total equity capital$14,702,0003,994
Total bank equity capital$14,702,0003,992
Perpetual preferred stock$0194
Common stock$800,0002,453
Surplus$3,200,0004,098
Undivided profits$10,702,0002,999
Noncontrolling interests in consolidated subsidiaries$0153
Memoranda
Noncurrent loans and leases$136,0005,310
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0951
Income earned, not collected on loans$2,313,0001,130
Earning assets$126,555,0003,896
Long-term assets (5+ years)$10,142,0005,711
Average Assets, year-to-date$127,002,0004,066
Average Assets, quarterly$131,968,5003,993
Volatile liabilities$8,939,0003,320
Insider loans$2,031,0002,439
FHLB advances$03,673
Loans and leases held for sale$01,914
Unused loan commitments$19,979,0002,760
Tier 1 (core) risk-based capital$14,700,0003,914
Tier 2 risk-based capital$1,423,0003,073
Total risk weighted assets$121,350,0003,201
Total unused commitments$19,979,0002,760
Derivatives$01,399
2014-06-30Rank
# of Employees:274,288
Assets and Liabilities
Total Assets:$126,716,0004,112
Cash and due from depository institutions$3,117,0004,288
Interest-bearing balances$2,205,0004,976
Securities$17,294,0004,664
Federal funds sold & reverse repurchase agreements$02,844
Net loans & leases$97,703,0003,505
Loan loss allowance$1,222,0003,819
Trading account assets$0246
Bank premises and fixed assets$6,290,0001,814
Other real estate owned$04,288
Goodwill and other intangibles$02,849
All other assets$2,312,0004,260
Life insurance assets$03,825
Total liabilities and capital$126,716,0004,112
Total liabilities$112,448,0004,108
Total deposits$105,087,0004,150
Interest-bearing deposits$87,362,0004,058
Deposits held in domestic offices$105,087,0004,149
% insured88.85%2,413
Federal funds purchased & repurchase agreements$7,200,000948
Trading liabilities$0168
Other borrowed funds$21,0003,864
Subordinated debt$0135
All other liabilities$140,0005,770
Total equity capital$14,268,0004,068
Total bank equity capital$14,268,0004,066
Perpetual preferred stock$0199
Common stock$800,0002,486
Surplus$3,200,0004,131
Undivided profits$10,268,0003,046
Noncontrolling interests in consolidated subsidiaries$0158
Memoranda
Noncurrent loans and leases$89,0005,565
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0990
Income earned, not collected on loans$1,595,0001,595
Earning assets$117,202,0004,092
Long-term assets (5+ years)$10,430,0005,730
Average Assets, year-to-date$123,595,6704,167
Average Assets, quarterly$121,921,0004,212
Volatile liabilities$9,734,0003,161
Insider loans$1,944,0002,517
FHLB advances$03,672
Loans and leases held for sale$01,950
Unused loan commitments$27,099,0002,274
Tier 1 (core) risk-based capital$14,259,0003,991
Tier 2 risk-based capital$1,222,0003,383
Total risk weighted assets$110,566,0003,392
Total unused commitments$27,099,0002,274
Derivatives$01,413
2014-03-31Rank
# of Employees:274,328
Assets and Liabilities
Total Assets:$117,126,0004,355
Cash and due from depository institutions$7,087,0004,328
Interest-bearing balances$6,054,0003,895
Securities$16,722,0004,765
Federal funds sold & reverse repurchase agreements$03,112
Net loans & leases$85,787,0003,762
Loan loss allowance$1,221,0003,876
Trading account assets$0247
Bank premises and fixed assets$5,243,0002,121
Other real estate owned$04,328
Goodwill and other intangibles$02,875
All other assets$2,287,0004,327
Life insurance assets$03,830
Total liabilities and capital$117,126,0004,355
Total liabilities$103,210,0004,362
Total deposits$102,926,0004,261
Interest-bearing deposits$83,250,0004,246
Deposits held in domestic offices$102,926,0004,260
% insured85.33%3,479
Federal funds purchased & repurchase agreements$01,959
Trading liabilities$0165
Other borrowed funds$8,0003,798
Subordinated debt$0134
All other liabilities$276,0004,925
Total equity capital$13,916,0004,107
Total bank equity capital$13,916,0004,103
Perpetual preferred stock$0201
Common stock$800,0002,512
Surplus$3,200,0004,166
Undivided profits$9,916,0003,045
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$204,0005,201
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0998
Income earned, not collected on loans$1,636,0001,529
Earning assets$108,563,0004,323
Long-term assets (5+ years)$10,031,0005,809
Average Assets, year-to-date$122,035,5004,229
Average Assets, quarterly$122,035,5004,229
Volatile liabilities$2,519,0005,078
Insider loans$731,0003,961
FHLB advances$8,0003,594
Loans and leases held for sale$01,833
Unused loan commitments$34,020,0001,943
Tier 1 (core) risk-based capital$13,908,0004,056
Tier 2 risk-based capital$1,221,0003,393
Total risk weighted assets$97,974,0003,663
Total unused commitments$34,020,0001,943
Derivatives$01,405
2013-12-31Rank
# of Employees:264,453
Assets and Liabilities
Total Assets:$126,945,0004,143
Cash and due from depository institutions$9,339,0004,453
Interest-bearing balances$8,330,0003,096
Securities$17,710,0004,669
Federal funds sold & reverse repurchase agreements$02,964
Net loans & leases$92,945,0003,627
Loan loss allowance$1,235,0003,893
Trading account assets$0247
Bank premises and fixed assets$3,988,0002,681
Other real estate owned$04,453
Goodwill and other intangibles$02,889
All other assets$2,963,0003,977
Life insurance assets$03,841
Total liabilities and capital$126,946,0004,143
Total liabilities$113,396,0004,140
Total deposits$113,050,0004,007
Interest-bearing deposits$88,944,0004,066
Deposits held in domestic offices$113,050,0004,007
% insured86.77%3,061
Federal funds purchased & repurchase agreements$02,281
Trading liabilities$0167
Other borrowed funds$33,0003,872
Subordinated debt$0136
All other liabilities$313,0004,714
Total equity capital$13,550,0004,136
Total bank equity capital$13,550,0004,134
Perpetual preferred stock$0206
Common stock$800,0002,544
Surplus$3,200,0004,208
Undivided profits$9,550,0003,059
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$391,0004,771
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$2,223,0001,154
Earning assets$118,985,0004,092
Long-term assets (5+ years)$10,099,0005,831
Average Assets, year-to-date$123,223,6004,210
Average Assets, quarterly$125,922,0004,149
Volatile liabilities$2,285,0005,295
Insider loans$621,0004,193
FHLB advances$33,0003,691
Loans and leases held for sale$01,902
Unused loan commitments$25,396,0002,302
Tier 1 (core) risk-based capital$13,542,0004,122
Tier 2 risk-based capital$1,235,0003,395
Total risk weighted assets$104,280,0003,557
Total unused commitments$25,396,0002,302
Derivatives$01,395
2013-09-30Rank
# of Employees:244,687
Assets and Liabilities
Total Assets:$124,899,0004,204
Cash and due from depository institutions$4,011,0004,687
Interest-bearing balances$3,038,0004,755
Securities$17,541,0004,736
Federal funds sold & reverse repurchase agreements$02,981
Net loans & leases$96,721,0003,544
Loan loss allowance$1,235,0003,985
Trading account assets$0248
Bank premises and fixed assets$3,758,0002,809
Other real estate owned$04,687
Goodwill and other intangibles$02,909
All other assets$2,868,0004,040
Life insurance assets$03,818
Total liabilities and capital$124,899,0004,204
Total liabilities$111,576,0004,192
Total deposits$110,129,0004,093
Interest-bearing deposits$87,063,0004,148
Deposits held in domestic offices$110,129,0004,093
% insured77.82%5,299
Federal funds purchased & repurchase agreements$1,000,0001,869
Trading liabilities$0163
Other borrowed funds$73,0003,873
Subordinated debt$0150
All other liabilities$374,0004,808
Total equity capital$13,323,0004,222
Total bank equity capital$13,323,0004,220
Perpetual preferred stock$0217
Common stock$800,0002,578
Surplus$3,200,0004,240
Undivided profits$9,323,0003,122
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$789,0004,109
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$2,154,0001,241
Earning assets$117,300,0004,151
Long-term assets (5+ years)$9,924,0005,910
Average Assets, year-to-date$122,293,2504,268
Average Assets, quarterly$120,212,0004,309
Volatile liabilities$3,344,0004,895
Insider loans$1,069,0003,460
FHLB advances$57,0003,692
Loans and leases held for sale$02,008
Unused loan commitments$22,145,0002,538
Tier 1 (core) risk-based capital$13,315,0004,190
Tier 2 risk-based capital$1,235,0003,434
Total risk weighted assets$107,307,0003,512
Total unused commitments$22,145,0002,538
Derivatives$01,430
2013-06-30Rank
# of Employees:264,530
Assets and Liabilities
Total Assets:$115,525,0004,434
Cash and due from depository institutions$3,000,0004,530
Interest-bearing balances$2,113,0005,276
Securities$16,222,0004,864
Federal funds sold & reverse repurchase agreements$03,098
Net loans & leases$90,381,0003,704
Loan loss allowance$1,230,0004,012
Trading account assets$0250
Bank premises and fixed assets$3,703,0002,839
Other real estate owned$04,530
Goodwill and other intangibles$02,910
All other assets$2,219,0004,459
Life insurance assets$03,807
Total liabilities and capital$115,525,0004,434
Total liabilities$102,635,0004,430
Total deposits$96,192,0004,482
Interest-bearing deposits$78,415,0004,468
Deposits held in domestic offices$96,192,0004,481
% insured85.93%3,672
Federal funds purchased & repurchase agreements$6,060,0001,057
Trading liabilities$0154
Other borrowed funds$81,0003,874
Subordinated debt$0152
All other liabilities$302,0005,011
Total equity capital$12,890,0004,321
Total bank equity capital$12,890,0004,319
Perpetual preferred stock$0228
Common stock$800,0002,600
Surplus$3,200,0004,256
Undivided profits$8,890,0003,196
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$569,0004,557
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$1,550,0001,702
Earning assets$108,716,0004,353
Long-term assets (5+ years)$8,073,0006,123
Average Assets, year-to-date$121,424,6704,317
Average Assets, quarterly$116,288,5004,434
Volatile liabilities$8,409,0003,420
Insider loans$1,155,0003,365
FHLB advances$81,0003,686
Loans and leases held for sale$02,138
Unused loan commitments$10,842,0003,766
Tier 1 (core) risk-based capital$12,880,0004,258
Tier 2 risk-based capital$1,230,0003,441
Total risk weighted assets$102,451,0003,610
Total unused commitments$10,842,0003,766
Derivatives$01,417
2013-03-31Rank
# of Employees:264,553
Assets and Liabilities
Total Assets:$117,052,0004,468
Cash and due from depository institutions$8,698,0004,553
Interest-bearing balances$7,888,0003,871
Securities$16,474,0004,851
Federal funds sold & reverse repurchase agreements$03,440
Net loans & leases$85,956,0003,800
Loan loss allowance$1,230,0004,039
Trading account assets$0242
Bank premises and fixed assets$3,722,0002,852
Other real estate owned$04,553
Goodwill and other intangibles$02,913
All other assets$2,202,0004,479
Life insurance assets$03,804
Total liabilities and capital$117,052,0004,468
Total liabilities$104,577,0004,441
Total deposits$104,057,0004,340
Interest-bearing deposits$82,508,0004,388
Deposits held in domestic offices$104,057,0004,340
% insured84.41%4,138
Federal funds purchased & repurchase agreements$01,982
Trading liabilities$0154
Other borrowed funds$104,0003,809
Subordinated debt$0155
All other liabilities$416,0004,656
Total equity capital$12,475,0004,496
Total bank equity capital$12,475,0004,495
Perpetual preferred stock$0239
Common stock$800,0002,640
Surplus$3,200,0004,294
Undivided profits$8,475,0003,407
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$279,0005,350
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$1,427,0001,832
Earning assets$110,318,0004,381
Long-term assets (5+ years)$7,441,0006,211
Average Assets, year-to-date$124,374,5004,296
Average Assets, quarterly$124,374,5004,296
Volatile liabilities$2,612,0005,183
Insider loans$931,0003,739
FHLB advances$104,0003,616
Loans and leases held for sale$02,154
Unused loan commitments$32,879,0001,917
Tier 1 (core) risk-based capital$12,468,0004,345
Tier 2 risk-based capital$1,194,0003,503
Total risk weighted assets$95,750,0003,742
Total unused commitments$32,879,0001,917
Derivatives$01,405
2012-12-31Rank
# of Employees:254,656
Assets and Liabilities
Total Assets:$131,697,0004,162
Cash and due from depository institutions$4,946,0004,656
Interest-bearing balances$4,081,0004,623
Securities$16,850,0004,772
Federal funds sold & reverse repurchase agreements$03,307
Net loans & leases$102,923,0003,434
Loan loss allowance$1,228,0004,069
Trading account assets$0243
Bank premises and fixed assets$3,737,0002,856
Other real estate owned$04,656
Goodwill and other intangibles$02,913
All other assets$3,241,0003,818
Life insurance assets$03,787
Total liabilities and capital$131,697,0004,162
Total liabilities$119,589,0004,116
Total deposits$111,602,0004,141
Interest-bearing deposits$82,484,0004,379
Deposits held in domestic offices$111,602,0004,140
% insured95.32%1,409
Federal funds purchased & repurchase agreements$7,580,000976
Trading liabilities$0152
Other borrowed funds$127,0004,006
Subordinated debt$0159
All other liabilities$280,0005,276
Total equity capital$12,108,0004,585
Total bank equity capital$12,108,0004,583
Perpetual preferred stock$0246
Common stock$800,0002,663
Surplus$3,200,0004,333
Undivided profits$8,108,0003,481
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$11,0006,451
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$2,279,0001,131
Earning assets$123,854,0004,079
Long-term assets (5+ years)$7,937,0006,192
Average Assets, year-to-date$115,602,8004,450
Average Assets, quarterly$125,340,0004,289
Volatile liabilities$10,186,0003,162
Insider loans$734,0004,147
FHLB advances$127,0003,800
Loans and leases held for sale$02,229
Unused loan commitments$20,374,0002,583
Tier 1 (core) risk-based capital$12,096,0004,439
Tier 2 risk-based capital$1,228,0003,470
Total risk weighted assets$114,055,0003,380
Total unused commitments$20,374,0002,583
Derivatives$01,366
2012-09-30Rank
# of Employees:274,510
Assets and Liabilities
Total Assets:$118,983,0004,438
Cash and due from depository institutions$2,827,0004,510
Interest-bearing balances$2,083,0005,351
Securities$15,284,0005,023
Federal funds sold & reverse repurchase agreements$03,418
Net loans & leases$96,643,0003,614
Loan loss allowance$1,226,0004,165
Trading account assets$0231
Bank premises and fixed assets$1,057,0004,999
Other real estate owned$04,510
Goodwill and other intangibles$02,937
All other assets$3,172,0003,921
Life insurance assets$03,771
Total liabilities and capital$118,983,0004,438
Total liabilities$106,879,0004,394
Total deposits$105,007,0004,308
Interest-bearing deposits$82,547,0004,388
Deposits held in domestic offices$105,007,0004,308
% insured93.96%2,087
Federal funds purchased & repurchase agreements$1,380,0001,713
Trading liabilities$0150
Other borrowed funds$150,0004,086
Subordinated debt$0163
All other liabilities$342,0005,331
Total equity capital$12,104,0004,657
Total bank equity capital$12,104,0004,655
Perpetual preferred stock$0250
Common stock$800,0002,710
Surplus$3,200,0004,374
Undivided profits$8,104,0003,538
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$15,0006,527
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$2,381,0001,173
Earning assets$114,010,0004,317
Long-term assets (5+ years)$7,557,0006,281
Average Assets, year-to-date$111,579,2504,604
Average Assets, quarterly$114,840,0004,526
Volatile liabilities$3,729,0004,909
Insider loans$760,0004,134
FHLB advances$150,0003,869
Loans and leases held for sale$02,256
Unused loan commitments$17,709,0002,808
Tier 1 (core) risk-based capital$12,093,0004,498
Tier 2 risk-based capital$1,226,0003,529
Total risk weighted assets$103,642,0003,626
Total unused commitments$17,709,0002,808
Derivatives$01,366
2012-06-30Rank
# of Employees:274,530
Assets and Liabilities
Total Assets:$110,697,0004,659
Cash and due from depository institutions$2,621,0004,530
Interest-bearing balances$1,875,0005,408
Securities$14,234,0005,143
Federal funds sold & reverse repurchase agreements$03,541
Net loans & leases$90,163,0003,778
Loan loss allowance$1,226,0004,196
Trading account assets$0211
Bank premises and fixed assets$932,0005,186
Other real estate owned$04,530
Goodwill and other intangibles$02,925
All other assets$2,747,0004,175
Life insurance assets$03,763
Total liabilities and capital$110,697,0004,659
Total liabilities$99,039,0004,613
Total deposits$88,208,0004,810
Interest-bearing deposits$71,196,0004,834
Deposits held in domestic offices$88,208,0004,808
% insured91.07%3,354
Federal funds purchased & repurchase agreements$10,335,000855
Trading liabilities$0130
Other borrowed funds$173,0004,111
Subordinated debt$0180
All other liabilities$323,0005,276
Total equity capital$11,658,0004,721
Total bank equity capital$11,658,0004,719
Perpetual preferred stock$0254
Common stock$800,0002,747
Surplus$3,200,0004,391
Undivided profits$7,658,0003,574
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$31,0006,476
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$1,664,0001,649
Earning assets$106,272,0004,524
Long-term assets (5+ years)$6,328,0006,444
Average Assets, year-to-date$109,111,3304,690
Average Assets, quarterly$109,124,0004,696
Volatile liabilities$12,679,0002,848
Insider loans$924,0003,898
FHLB advances$173,0003,906
Loans and leases held for sale$02,185
Unused loan commitments$3,509,0005,519
Tier 1 (core) risk-based capital$11,634,0004,557
Tier 2 risk-based capital$1,198,0003,598
Total risk weighted assets$95,921,0003,824
Total unused commitments$3,509,0005,519
Derivatives$01,332
2012-03-31Rank
# of Employees:274,564
Assets and Liabilities
Total Assets:$107,551,0004,780
Cash and due from depository institutions$15,123,0004,564
Interest-bearing balances$14,398,0002,683
Securities$14,775,0005,157
Federal funds sold & reverse repurchase agreements$03,754
Net loans & leases$74,595,0004,236
Loan loss allowance$1,225,0004,212
Trading account assets$0215
Bank premises and fixed assets$952,0005,207
Other real estate owned$04,564
Goodwill and other intangibles$02,935
All other assets$2,106,0004,700
Life insurance assets$03,760
Total liabilities and capital$107,551,0004,780
Total liabilities$96,245,0004,754
Total deposits$95,781,0004,648
Interest-bearing deposits$77,839,0004,667
Deposits held in domestic offices$95,781,0004,646
% insured87.25%4,644
Federal funds purchased & repurchase agreements$02,131
Trading liabilities$0123
Other borrowed funds$194,0004,125
Subordinated debt$0185
All other liabilities$270,0005,472
Total equity capital$11,306,0004,779
Total bank equity capital$11,306,0004,778
Perpetual preferred stock$0259
Common stock$800,0002,781
Surplus$3,200,0004,417
Undivided profits$7,306,0003,621
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$391,0005,403
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$1,276,0002,166
Earning assets$103,768,0004,635
Long-term assets (5+ years)$8,455,0006,210
Average Assets, year-to-date$108,318,5004,744
Average Assets, quarterly$108,318,5004,744
Volatile liabilities$2,587,0005,483
Insider loans$708,0004,317
FHLB advances$194,0003,927
Loans and leases held for sale$02,171
Unused loan commitments$29,263,0001,978
Tier 1 (core) risk-based capital$11,288,0004,629
Tier 2 risk-based capital$997,0004,071
Total risk weighted assets$79,505,0004,325
Total unused commitments$29,263,0001,978
Derivatives$01,297
2011-12-31Rank
# of Employees:274,581
Assets and Liabilities
Total Assets:$109,086,0004,727
Cash and due from depository institutions$11,143,0004,581
Interest-bearing balances$10,497,0002,878
Securities$12,928,0005,353
Federal funds sold & reverse repurchase agreements$03,658
Net loans & leases$81,152,0004,077
Loan loss allowance$1,230,0004,181
Trading account assets$0205
Bank premises and fixed assets$967,0005,192
Other real estate owned$04,581
Goodwill and other intangibles$02,970
All other assets$2,896,0004,164
Life insurance assets$03,748
Total liabilities and capital$109,086,0004,727
Total liabilities$97,788,0004,699
Total deposits$97,282,0004,573
Interest-bearing deposits$73,515,0004,794
Deposits held in domestic offices$97,282,0004,571
% insured93.65%2,415
Federal funds purchased & repurchase agreements$02,367
Trading liabilities$0115
Other borrowed funds$216,0004,284
Subordinated debt$0193
All other liabilities$290,0005,409
Total equity capital$11,298,0004,779
Total bank equity capital$11,298,0004,778
Perpetual preferred stock$0263
Common stock$800,0002,806
Surplus$3,200,0004,444
Undivided profits$7,298,0003,612
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$5,0006,795
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$1,961,0001,454
Earning assets$104,577,0004,578
Long-term assets (5+ years)$9,769,0005,459
Average Assets, year-to-date$102,845,0004,826
Average Assets, quarterly$107,236,5004,750
Volatile liabilities$2,581,0005,632
Insider loans$1,711,0002,955
FHLB advances$216,0004,064
Loans and leases held for sale$01,918
Unused loan commitments$16,631,0002,848
Tier 1 (core) risk-based capital$11,288,0004,623
Tier 2 risk-based capital$1,073,0003,885
Total risk weighted assets$85,716,0004,159
Total unused commitments$16,631,0002,850
Derivatives$01,191
2011-09-30Rank
# of Employees:264,685
Assets and Liabilities
Total Assets:$105,387,0004,824
Cash and due from depository institutions$7,607,0004,685
Interest-bearing balances$6,795,0003,717
Securities$12,125,0005,426
Federal funds sold & reverse repurchase agreements$03,873
Net loans & leases$81,641,0004,087
Loan loss allowance$1,235,0004,215
Trading account assets$0209
Bank premises and fixed assets$966,0005,232
Other real estate owned$04,685
Goodwill and other intangibles$02,996
All other assets$3,048,0004,096
Life insurance assets$03,747
Total liabilities and capital$105,387,0004,824
Total liabilities$94,291,0004,789
Total deposits$93,670,0004,657
Interest-bearing deposits$75,680,0004,716
Deposits held in domestic offices$93,670,0004,656
% insured91.55%3,354
Federal funds purchased & repurchase agreements$02,338
Trading liabilities$0112
Other borrowed funds$238,0004,431
Subordinated debt$0206
All other liabilities$383,0005,268
Total equity capital$11,096,0004,879
Total bank equity capital$11,096,0004,878
Perpetual preferred stock$0266
Common stock$800,0002,845
Surplus$3,200,0004,486
Undivided profits$7,096,0003,690
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$339,0005,706
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$2,136,0001,375
Earning assets$100,561,0004,683
Long-term assets (5+ years)$10,105,0005,395
Average Assets, year-to-date$101,284,7504,885
Average Assets, quarterly$101,313,5004,907
Volatile liabilities$2,322,0005,792
Insider loans$932,0004,007
FHLB advances$238,0004,154
Loans and leases held for sale$01,904
Unused loan commitments$17,463,0002,792
Tier 1 (core) risk-based capital$11,084,0004,689
Tier 2 risk-based capital$1,080,0003,887
Total risk weighted assets$86,207,0004,161
Total unused commitments$17,463,0002,793
Derivatives$01,195
2011-06-30Rank
# of Employees:264,732
Assets and Liabilities
Total Assets:$97,240,0005,066
Cash and due from depository institutions$4,018,0004,732
Interest-bearing balances$3,353,0004,534
Securities$12,538,0005,449
Federal funds sold & reverse repurchase agreements$03,997
Net loans & leases$77,292,0004,258
Loan loss allowance$1,236,0004,236
Trading account assets$0213
Bank premises and fixed assets$972,0005,272
Other real estate owned$04,732
Goodwill and other intangibles$03,017
All other assets$2,420,0004,614
Life insurance assets$03,737
Total liabilities and capital$97,240,0005,066
Total liabilities$86,581,0005,062
Total deposits$86,004,0004,919
Interest-bearing deposits$73,987,0004,832
Deposits held in domestic offices$86,004,0004,918
% insured92.56%3,061
Federal funds purchased & repurchase agreements$02,430
Trading liabilities$0112
Other borrowed funds$259,0004,503
Subordinated debt$0212
All other liabilities$318,0005,439
Total equity capital$10,659,0004,947
Total bank equity capital$10,659,0004,946
Perpetual preferred stock$0222
Common stock$800,0002,883
Surplus$3,200,0004,527
Undivided profits$6,659,0003,718
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$145,0006,321
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$1,490,0001,966
Earning assets$93,183,0004,914
Long-term assets (5+ years)$10,077,0005,407
Average Assets, year-to-date$99,917,3304,966
Average Assets, quarterly$97,688,0005,040
Volatile liabilities$2,569,0005,708
Insider loans$556,0004,797
FHLB advances$259,0004,219
Loans and leases held for sale$01,752
Unused loan commitments$20,266,0002,542
Tier 1 (core) risk-based capital$10,645,0004,784
Tier 2 risk-based capital$1,015,0004,065
Total risk weighted assets$81,879,0004,327
Total unused commitments$20,266,0002,548
Derivatives$01,174
2011-03-31Rank
# of Employees:274,661
Assets and Liabilities
Total Assets:$98,136,0005,065
Cash and due from depository institutions$11,064,0004,661
Interest-bearing balances$10,400,0002,907
Securities$13,221,0005,344
Federal funds sold & reverse repurchase agreements$430,0003,660
Net loans & leases$70,135,0004,537
Loan loss allowance$1,221,0004,280
Trading account assets$0208
Bank premises and fixed assets$951,0005,353
Other real estate owned$04,661
Goodwill and other intangibles$03,025
All other assets$2,335,0004,733
Life insurance assets$03,748
Total liabilities and capital$98,136,0005,065
Total liabilities$87,798,0005,057
Total deposits$87,152,0004,937
Interest-bearing deposits$72,496,0004,954
Deposits held in domestic offices$87,152,0004,936
% insured91.15%3,711
Federal funds purchased & repurchase agreements$02,341
Trading liabilities$0108
Other borrowed funds$280,0004,557
Subordinated debt$0214
All other liabilities$366,0005,080
Total equity capital$10,338,0004,987
Total bank equity capital$10,338,0004,986
Perpetual preferred stock$0224
Common stock$800,0002,922
Surplus$3,200,0004,563
Undivided profits$6,338,0003,726
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$96,0006,548
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$1,427,0002,071
Earning assets$94,186,0004,922
Long-term assets (5+ years)$9,110,0005,490
Average Assets, year-to-date$101,256,0004,966
Average Assets, quarterly$101,256,0004,966
Volatile liabilities$2,307,0005,877
Insider loans$456,0005,071
FHLB advances$280,0004,272
Loans and leases held for sale$01,676
Unused loan commitments$24,241,0002,269
Tier 1 (core) risk-based capital$10,319,0004,888
Tier 2 risk-based capital$947,0004,269
Total risk weighted assets$75,496,0004,577
Total unused commitments$24,241,0002,270
Derivatives$01,153
2010-12-31Rank
# of Employees:284,614
Assets and Liabilities
Total Assets:$104,376,0004,916
Cash and due from depository institutions$8,535,0004,614
Interest-bearing balances$7,840,0003,182
Securities$13,661,0005,208
Federal funds sold & reverse repurchase agreements$45,0004,132
Net loans & leases$78,156,0004,338
Loan loss allowance$1,179,0004,363
Trading account assets$0207
Bank premises and fixed assets$970,0005,391
Other real estate owned$04,614
Goodwill and other intangibles$03,026
All other assets$3,009,0004,315
Life insurance assets$03,769
Total liabilities and capital$104,376,0004,916
Total liabilities$93,912,0004,893
Total deposits$93,117,0004,754
Interest-bearing deposits$76,186,0004,819
Deposits held in domestic offices$93,117,0004,752
% insured90.44%3,892
Federal funds purchased & repurchase agreements$02,549
Trading liabilities$0108
Other borrowed funds$420,0004,654
Subordinated debt$0220
All other liabilities$375,0005,149
Total equity capital$10,464,0004,964
Total bank equity capital$10,464,0004,963
Perpetual preferred stock$0224
Common stock$800,0002,960
Surplus$3,200,0004,613
Undivided profits$6,464,0003,689
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$45,0006,861
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$2,055,0001,442
Earning assets$99,702,0004,788
Long-term assets (5+ years)$8,891,0005,491
Average Assets, year-to-date$98,278,4005,040
Average Assets, quarterly$102,780,5004,951
Volatile liabilities$9,785,0006,079
Insider loans$668,0004,673
FHLB advances$301,0004,426
Loans and leases held for sale$01,952
Unused loan commitments$15,200,0003,050
Tier 1 (core) risk-based capital$10,444,0004,864
Tier 2 risk-based capital$1,043,0004,071
Total risk weighted assets$83,333,0004,385
Total unused commitments$15,200,0003,051
Derivatives$01,176
2010-09-30Rank
# of Employees:274,788
Assets and Liabilities
Total Assets:$101,185,0005,058
Cash and due from depository institutions$6,116,0004,788
Interest-bearing balances$5,492,0003,726
Securities$13,499,0005,174
Federal funds sold & reverse repurchase agreements$125,0004,158
Net loans & leases$77,314,0004,455
Loan loss allowance$1,178,0004,399
Trading account assets$0210
Bank premises and fixed assets$999,0005,427
Other real estate owned$04,788
Goodwill and other intangibles$03,048
All other assets$3,132,0004,304
Life insurance assets$03,793
Total liabilities and capital$101,185,0005,058
Total liabilities$91,021,0005,008
Total deposits$90,119,0004,870
Interest-bearing deposits$76,167,0004,864
Deposits held in domestic offices$90,119,0004,868
% insured94.45%1,783
Federal funds purchased & repurchase agreements$02,564
Trading liabilities$0103
Other borrowed funds$446,0004,736
Subordinated debt$0233
All other liabilities$456,0005,199
Total equity capital$10,164,0005,204
Total bank equity capital$10,164,0005,203
Perpetual preferred stock$0229
Common stock$800,0003,019
Surplus$3,200,0004,648
Undivided profits$6,164,0003,962
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$1,082,0004,651
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$2,140,0001,495
Earning assets$96,430,0004,917
Long-term assets (5+ years)$8,862,0005,515
Average Assets, year-to-date$96,754,0005,143
Average Assets, quarterly$98,898,0005,102
Volatile liabilities$9,633,0006,183
Insider loans$518,0005,071
FHLB advances$321,0004,544
Loans and leases held for sale$01,963
Unused loan commitments$14,773,0003,177
Tier 1 (core) risk-based capital$10,142,0005,022
Tier 2 risk-based capital$1,022,0004,178
Total risk weighted assets$82,238,0004,484
Total unused commitments$14,773,0003,180
Derivatives$01,218
2010-06-30Rank
# of Employees:264,941
Assets and Liabilities
Total Assets:$96,611,0005,183
Cash and due from depository institutions$1,347,0004,941
Interest-bearing balances$676,0005,694
Securities$12,923,0005,266
Federal funds sold & reverse repurchase agreements$04,532
Net loans & leases$78,645,0004,449
Loan loss allowance$1,166,0004,427
Trading account assets$0210
Bank premises and fixed assets$972,0005,517
Other real estate owned$129,0004,941
Goodwill and other intangibles$03,062
All other assets$2,595,0004,760
Life insurance assets$03,801
Total liabilities and capital$96,611,0005,183
Total liabilities$86,849,0005,151
Total deposits$84,118,0005,053
Interest-bearing deposits$73,690,0004,975
Deposits held in domestic offices$84,118,0005,052
% insured94.72%1,763
Federal funds purchased & repurchase agreements$1,910,0001,818
Trading liabilities$0104
Other borrowed funds$451,0004,834
Subordinated debt$0241
All other liabilities$370,0005,485
Total equity capital$9,762,0005,298
Total bank equity capital$9,762,0005,297
Perpetual preferred stock$0222
Common stock$800,0003,053
Surplus$3,200,0004,677
Undivided profits$5,762,0004,044
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$624,0005,445
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$1,549,0002,021
Earning assets$92,244,0005,049
Long-term assets (5+ years)$8,788,0005,517
Average Assets, year-to-date$95,277,0005,213
Average Assets, quarterly$93,163,5005,297
Volatile liabilities$11,996,0005,876
Insider loans$1,072,0004,028
FHLB advances$341,0004,653
Loans and leases held for sale$01,852
Unused loan commitments$15,202,0003,139
Tier 1 (core) risk-based capital$9,739,0005,150
Tier 2 risk-based capital$1,037,0004,164
Total risk weighted assets$82,827,0004,507
Total unused commitments$15,202,0003,144
Derivatives$01,168
2010-03-31Rank
# of Employees:304,535
Assets and Liabilities
Total Assets:$89,716,0005,466
Cash and due from depository institutions$1,198,0004,535
Interest-bearing balances$590,0005,740
Securities$13,316,0005,252
Federal funds sold & reverse repurchase agreements$3,265,0002,314
Net loans & leases$68,225,0004,872
Loan loss allowance$1,166,0004,465
Trading account assets$0227
Bank premises and fixed assets$961,0005,606
Other real estate owned$129,0004,535
Goodwill and other intangibles$03,074
All other assets$2,622,0004,833
Life insurance assets$03,823
Total liabilities and capital$89,716,0005,466
Total liabilities$80,261,0005,449
Total deposits$79,455,0005,280
Interest-bearing deposits$68,576,0005,254
Deposits held in domestic offices$79,455,0005,279
% insured94.10%2,089
Federal funds purchased & repurchase agreements$02,570
Trading liabilities$0108
Other borrowed funds$366,0004,986
Subordinated debt$0248
All other liabilities$440,0005,126
Total equity capital$9,455,0005,417
Total bank equity capital$9,455,0005,416
Perpetual preferred stock$0220
Common stock$800,0003,109
Surplus$3,200,0004,747
Undivided profits$5,455,0004,111
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$169,0006,626
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$1,632,0001,989
Earning assets$85,396,0005,335
Long-term assets (5+ years)$8,719,0005,572
Average Assets, year-to-date$94,610,0005,296
Average Assets, quarterly$94,610,0005,296
Volatile liabilities$9,355,0006,373
Insider loans$973,0004,267
FHLB advances$361,0004,768
Loans and leases held for sale$01,823
Unused loan commitments$20,328,0002,721
Tier 1 (core) risk-based capital$9,429,0005,290
Tier 2 risk-based capital$921,0004,498
Total risk weighted assets$73,418,0004,875
Total unused commitments$20,328,0002,725
Derivatives$01,155
2009-12-31Rank
# of Employees:304,580
Assets and Liabilities
Total Assets:$99,504,0005,187
Cash and due from depository institutions$3,066,0004,580
Interest-bearing balances$07,263
Securities$13,951,0005,169
Federal funds sold & reverse repurchase agreements$5,860,0001,436
Net loans & leases$72,252,0004,779
Loan loss allowance$1,216,0004,362
Trading account assets$0224
Bank premises and fixed assets$980,0005,628
Other real estate owned$129,0004,580
Goodwill and other intangibles$03,096
All other assets$3,266,0004,421
Life insurance assets$03,837
Total liabilities and capital$99,504,0005,187
Total liabilities$90,057,0005,142
Total deposits$89,185,0004,967
Interest-bearing deposits$74,563,0005,015
Deposits held in domestic offices$89,185,0004,967
% insured94.83%1,777
Federal funds purchased & repurchase agreements$02,785
Trading liabilities$0104
Other borrowed funds$402,0005,087
Subordinated debt$0258
All other liabilities$470,0005,033
Total equity capital$9,447,0005,395
Total bank equity capital$9,447,0005,394
Perpetual preferred stock$0219
Common stock$800,0003,151
Surplus$3,200,0004,791
Undivided profits$5,447,0004,094
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$501,0005,736
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$2,224,0001,490
Earning assets$92,063,0005,138
Long-term assets (5+ years)$11,452,0005,179
Average Assets, year-to-date$95,405,0005,230
Average Assets, quarterly$98,062,5005,216
Volatile liabilities$9,633,0006,337
Insider loans$998,0004,283
FHLB advances$381,0004,895
Loans and leases held for sale$01,814
Unused loan commitments$14,563,0003,385
Tier 1 (core) risk-based capital$9,416,0005,296
Tier 2 risk-based capital$988,0004,358
Total risk weighted assets$78,434,0004,756
Total unused commitments$14,563,0003,387
Derivatives$01,139
2009-09-30Rank
# of Employees:274,959
Assets and Liabilities
Total Assets:$96,621,0005,289
Cash and due from depository institutions$1,283,0004,959
Interest-bearing balances$07,292
Securities$13,886,0005,201
Federal funds sold & reverse repurchase agreements$5,565,0001,602
Net loans & leases$72,051,0004,833
Loan loss allowance$1,225,0004,243
Trading account assets$0238
Bank premises and fixed assets$920,0005,761
Other real estate owned$04,959
Goodwill and other intangibles$03,142
All other assets$2,916,0004,296
Life insurance assets$03,862
Total liabilities and capital$96,621,0005,289
Total liabilities$87,386,0005,226
Total deposits$86,553,0005,043
Interest-bearing deposits$74,011,0005,035
Deposits held in domestic offices$86,553,0005,042
% insured75.53%7,022
Federal funds purchased & repurchase agreements$02,868
Trading liabilities$0103
Other borrowed funds$401,0005,198
Subordinated debt$0269
All other liabilities$432,0005,657
Total equity capital$9,235,0005,605
Total bank equity capital$9,235,0005,604
Perpetual preferred stock$0212
Common stock$800,0003,195
Surplus$3,200,0004,823
Undivided profits$5,235,0004,308
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$146,0006,785
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$2,076,0001,740
Earning assets$91,502,0005,176
Long-term assets (5+ years)$12,842,0005,001
Average Assets, year-to-date$94,380,2505,292
Average Assets, quarterly$94,461,0005,334
Volatile liabilities$10,426,0006,256
Insider loans$992,0004,279
FHLB advances$400,0004,997
Loans and leases held for sale$01,823
Unused loan commitments$16,012,0003,307
Tier 1 (core) risk-based capital$9,200,0005,454
Tier 2 risk-based capital$971,0004,376
Total risk weighted assets$77,411,0004,824
Total unused commitments$16,012,0003,309
Derivatives$01,183
2009-06-30Rank
# of Employees:284,888
Assets and Liabilities
Total Assets:$92,301,0005,431
Cash and due from depository institutions$1,146,0004,888
Interest-bearing balances$07,302
Securities$14,581,0005,105
Federal funds sold & reverse repurchase agreements$05,176
Net loans & leases$73,186,0004,824
Loan loss allowance$1,093,0004,455
Trading account assets$0240
Bank premises and fixed assets$940,0005,802
Other real estate owned$04,888
Goodwill and other intangibles$03,161
All other assets$2,448,0004,666
Life insurance assets$03,901
Total liabilities and capital$92,301,0005,431
Total liabilities$83,324,0005,367
Total deposits$75,154,0005,438
Interest-bearing deposits$63,887,0005,448
Deposits held in domestic offices$75,154,0005,436
% insured76.00%4,809
Federal funds purchased & repurchase agreements$7,235,0001,285
Trading liabilities$0100
Other borrowed funds$471,0005,260
Subordinated debt$0276
All other liabilities$464,0005,532
Total equity capital$8,977,0005,673
Total bank equity capital$8,977,0005,670
Perpetual preferred stock$0213
Common stock$800,0003,234
Surplus$3,200,0004,866
Undivided profits$4,977,0004,365
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$231,0006,449
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$1,621,0002,163
Earning assets$87,767,0005,304
Long-term assets (5+ years)$13,468,0004,884
Average Assets, year-to-date$93,633,3305,357
Average Assets, quarterly$91,933,5005,420
Volatile liabilities$18,417,0005,157
Insider loans$882,0004,550
FHLB advances$418,0005,052
Loans and leases held for sale$01,961
Unused loan commitments$17,571,0003,199
Tier 1 (core) risk-based capital$8,945,0005,578
Tier 2 risk-based capital$968,0004,353
Total risk weighted assets$77,275,0004,851
Total unused commitments$17,571,0003,200
Derivatives$01,221
2009-03-31Rank
# of Employees:284,918
Assets and Liabilities
Total Assets:$91,566,0005,464
Cash and due from depository institutions$1,712,0004,918
Interest-bearing balances$07,240
Securities$16,742,0004,835
Federal funds sold & reverse repurchase agreements$05,546
Net loans & leases$69,515,0004,979
Loan loss allowance$1,062,0004,430
Trading account assets$0234
Bank premises and fixed assets$1,031,0005,702
Other real estate owned$04,918
Goodwill and other intangibles$03,204
All other assets$2,566,0004,580
Life insurance assets$03,932
Total liabilities and capital$91,566,0005,464
Total liabilities$82,849,0005,387
Total deposits$69,659,0005,665
Interest-bearing deposits$58,377,0005,695
Deposits held in domestic offices$69,659,0005,664
% insured82.34%3,093
Federal funds purchased & repurchase agreements$6,560,0001,352
Trading liabilities$092
Other borrowed funds$6,088,0003,663
Subordinated debt$0271
All other liabilities$542,0005,071
Total equity capital$8,717,0005,804
Total bank equity capital$8,717,0005,803
Perpetual preferred stock$0193
Common stock$800,0003,257
Surplus$3,200,0004,888
Undivided profits$4,717,0004,545
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$184,0006,580
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$1,783,0001,985
Earning assets$86,257,0005,378
Long-term assets (5+ years)$12,370,0005,041
Average Assets, year-to-date$94,299,5005,364
Average Assets, quarterly$94,299,5005,364
Volatile liabilities$23,075,0004,633
Insider loans$1,222,0003,993
FHLB advances$6,052,0003,525
Loans and leases held for sale$01,892
Unused loan commitments$19,835,0003,082
Tier 1 (core) risk-based capital$8,692,0005,693
Tier 2 risk-based capital$924,0004,465
Total risk weighted assets$74,472,0004,966
Total unused commitments$19,835,0003,082
Derivatives$01,177
2008-12-31Rank
# of Employees:284,957
Assets and Liabilities
Total Assets:$97,033,0005,263
Cash and due from depository institutions$2,909,0004,957
Interest-bearing balances$07,069
Securities$15,876,0004,984
Federal funds sold & reverse repurchase agreements$05,377
Net loans & leases$74,018,0004,837
Loan loss allowance$987,0004,573
Trading account assets$0236
Bank premises and fixed assets$1,037,0005,741
Other real estate owned$04,957
Goodwill and other intangibles$03,219
All other assets$3,193,0004,138
Life insurance assets$03,960
Total liabilities and capital$97,033,0005,263
Total liabilities$88,631,0005,186
Total deposits$72,130,0005,511
Interest-bearing deposits$59,627,0005,574
Deposits held in domestic offices$72,130,0005,509
% insured0.00%1
Federal funds purchased & repurchase agreements$13,860,0001,024
Trading liabilities$088
Other borrowed funds$2,135,0004,928
Subordinated debt$0278
All other liabilities$506,0005,280
Total equity capital$8,402,0005,935
Total bank equity capital$8,402,0005,935
Perpetual preferred stock$0141
Common stock$800,0003,280
Surplus$3,200,0004,890
Undivided profits$4,402,0004,673
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$441,0005,547
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$2,426,0001,506
Earning assets$89,894,0005,226
Long-term assets (5+ years)$12,454,0004,967
Average Assets, year-to-date$88,010,2005,421
Average Assets, quarterly$92,849,5005,361
Volatile liabilities$26,183,0004,243
Insider loans$1,370,0003,842
FHLB advances$2,011,0004,792
Loans and leases held for sale$01,663
Unused loan commitments$13,962,0003,799
Tier 1 (core) risk-based capital$8,381,0005,810
Tier 2 risk-based capital$993,0004,249
Total risk weighted assets$79,442,0004,797
Total unused commitments$13,962,0003,802
Derivatives$01,109
2008-09-30Rank
# of Employees:294,909
Assets and Liabilities
Total Assets:$88,666,0005,509
Cash and due from depository institutions$1,787,0004,909
Interest-bearing balances$06,794
Securities$13,495,0005,282
Federal funds sold & reverse repurchase agreements$05,854
Net loans & leases$69,491,0004,994
Loan loss allowance$960,0004,501
Trading account assets$0251
Bank premises and fixed assets$1,003,0005,823
Other real estate owned$04,909
Goodwill and other intangibles$03,276
All other assets$2,890,0004,420
Life insurance assets$03,984
Total liabilities and capital$88,666,0005,509
Total liabilities$80,558,0005,426
Total deposits$77,442,0005,256
Interest-bearing deposits$65,442,0005,266
Deposits held in domestic offices$77,442,0005,254
% insured0.00%1
Federal funds purchased & repurchase agreements$970,0002,876
Trading liabilities$091
Other borrowed funds$1,599,0005,093
Subordinated debt$0276
All other liabilities$547,0005,260
Total equity capital$8,108,0006,099
Total bank equity capital$8,108,0006,099
Perpetual preferred stock$0110
Common stock$800,0003,313
Surplus$3,200,0004,905
Undivided profits$4,108,0004,879
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$121,0006,573
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$2,287,0001,698
Earning assets$82,986,0005,451
Long-term assets (5+ years)$11,059,0005,121
Average Assets, year-to-date$85,754,5005,508
Average Assets, quarterly$86,825,5005,540
Volatile liabilities$22,672,0004,505
Insider loans$1,408,0003,812
FHLB advances$1,474,0004,984
Loans and leases held for sale$01,623
Unused loan commitments$13,211,0004,027
Tier 1 (core) risk-based capital$8,096,0006,017
Tier 2 risk-based capital$932,0004,344
Total risk weighted assets$74,459,0004,964
Total unused commitments$13,211,0004,028
Derivatives$01,077
2008-06-30Rank
# of Employees:285,057
Assets and Liabilities
Total Assets:$84,985,0005,633
Cash and due from depository institutions$1,746,0005,057
Interest-bearing balances$06,776
Securities$12,738,0005,448
Federal funds sold & reverse repurchase agreements$05,934
Net loans & leases$67,125,0005,059
Loan loss allowance$981,0004,386
Trading account assets$0267
Bank premises and fixed assets$1,027,0005,828
Other real estate owned$05,057
Goodwill and other intangibles$03,301
All other assets$2,349,0004,847
Life insurance assets$04,015
Total liabilities and capital$84,985,0005,633
Total liabilities$77,163,0005,542
Total deposits$68,358,0005,643
Interest-bearing deposits$57,058,0005,674
Deposits held in domestic offices$68,358,0005,641
% insured0.00%1
Federal funds purchased & repurchase agreements$03,577
Trading liabilities$094
Other borrowed funds$8,292,0003,375
Subordinated debt$0257
All other liabilities$513,0005,375
Total equity capital$7,822,0006,229
Total bank equity capital$7,822,0006,229
Perpetual preferred stock$0107
Common stock$800,0003,340
Surplus$3,200,0004,911
Undivided profits$3,822,0005,089
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$208,0006,069
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$1,666,0002,314
Earning assets$79,863,0005,548
Long-term assets (5+ years)$9,891,0005,308
Average Assets, year-to-date$84,784,0005,570
Average Assets, quarterly$85,052,5005,607
Volatile liabilities$18,424,0005,012
Insider loans$1,163,0004,145
FHLB advances$2,792,0004,508
Loans and leases held for sale$01,725
Unused loan commitments$14,086,0004,029
Tier 1 (core) risk-based capital$7,811,0006,148
Tier 2 risk-based capital$894,0004,441
Total risk weighted assets$71,428,0005,075
Total unused commitments$14,086,0004,029
Derivatives$01,075
2008-03-31Rank
# of Employees:275,205
Assets and Liabilities
Total Assets:$85,120,0005,605
Cash and due from depository institutions$3,424,0005,205
Interest-bearing balances$06,734
Securities$12,387,0005,526
Federal funds sold & reverse repurchase agreements$7,175,0002,403
Net loans & leases$58,887,0005,338
Loan loss allowance$979,0004,326
Trading account assets$0252
Bank premises and fixed assets$1,046,0005,816
Other real estate owned$05,205
Goodwill and other intangibles$03,304
All other assets$2,201,0004,910
Life insurance assets$04,038
Total liabilities and capital$85,120,0005,605
Total liabilities$77,548,0005,504
Total deposits$74,001,0005,408
Interest-bearing deposits$63,152,0005,378
Deposits held in domestic offices$74,001,0005,405
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$2,925,0004,381
Subordinated debt$0251
All other liabilities$622,0005,155
Total equity capital$7,572,0006,392
Total bank equity capital$7,572,0006,392
Perpetual preferred stock$0108
Common stock$800,0003,353
Surplus$3,200,0004,900
Undivided profits$3,572,0005,379
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$362,0005,262
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$1,570,0002,496
Earning assets$78,449,0005,601
Long-term assets (5+ years)$9,529,0005,289
Average Assets, year-to-date$84,683,5005,596
Average Assets, quarterly$84,683,5005,596
Volatile liabilities$12,875,0005,767
Insider loans$1,002,0004,353
FHLB advances$2,809,0004,261
Loans and leases held for sale$01,797
Unused loan commitments$18,888,0003,490
Tier 1 (core) risk-based capital$7,530,0006,270
Tier 2 risk-based capital$820,0004,617
Total risk weighted assets$65,454,0005,285
Total unused commitments$18,888,0003,492
Derivatives$01,109
2007-12-31Rank
# of Employees:294,982
Assets and Liabilities
Total Assets:$84,247,0005,625
Cash and due from depository institutions$3,654,0004,982
Interest-bearing balances$06,620
Securities$11,396,0005,774
Federal funds sold & reverse repurchase agreements$315,0005,650
Net loans & leases$64,465,0005,092
Loan loss allowance$977,0004,283
Trading account assets$0237
Bank premises and fixed assets$1,069,0005,785
Other real estate owned$04,982
Goodwill and other intangibles$03,293
All other assets$3,348,0003,978
Life insurance assets$04,052
Total liabilities and capital$84,247,0005,625
Total liabilities$76,328,0005,537
Total deposits$72,889,0005,436
Interest-bearing deposits$59,441,0005,529
Deposits held in domestic offices$72,889,0005,435
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$2,843,0004,222
Subordinated debt$0248
All other liabilities$596,0005,247
Total equity capital$7,919,0006,212
Total bank equity capital$7,919,0006,212
Perpetual preferred stock$0111
Common stock$800,0003,361
Surplus$3,200,0004,886
Undivided profits$3,919,0005,167
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$273,0005,397
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$2,692,0001,519
Earning assets$76,176,0005,646
Long-term assets (5+ years)$7,504,0005,437
Average Assets, year-to-date$81,561,8005,588
Average Assets, quarterly$84,174,0005,584
Volatile liabilities$15,127,0005,410
Insider loans$1,334,0003,841
FHLB advances$2,826,0004,078
Loans and leases held for sale$01,738
Unused loan commitments$13,636,0004,163
Tier 1 (core) risk-based capital$7,904,0006,112
Tier 2 risk-based capital$870,0004,444
Total risk weighted assets$69,734,0005,089
Total unused commitments$13,636,0004,165
Derivatives$01,052
2007-09-30Rank
# of Employees:285,112
Assets and Liabilities
Total Assets:$84,101,0005,601
Cash and due from depository institutions$1,746,0005,112
Interest-bearing balances$06,576
Securities$12,024,0005,718
Federal funds sold & reverse repurchase agreements$06,196
Net loans & leases$66,017,0005,015
Loan loss allowance$960,0004,298
Trading account assets$0244
Bank premises and fixed assets$1,074,0005,788
Other real estate owned$10,0005,112
Goodwill and other intangibles$03,301
All other assets$3,230,0004,098
Life insurance assets$04,026
Total liabilities and capital$84,101,0005,601
Total liabilities$76,414,0005,493
Total deposits$72,551,0005,421
Interest-bearing deposits$63,452,0005,310
Deposits held in domestic offices$72,551,0005,420
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$3,215,0003,994
Subordinated debt$0244
All other liabilities$648,0005,159
Total equity capital$7,687,0006,303
Total bank equity capital$7,687,0006,303
Perpetual preferred stock$0113
Common stock$800,0003,346
Surplus$3,200,0004,849
Undivided profits$3,687,0005,328
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$127,0006,071
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$2,638,0001,675
Earning assets$78,041,0005,562
Long-term assets (5+ years)$6,277,0005,620
Average Assets, year-to-date$80,890,5005,625
Average Assets, quarterly$83,132,5005,602
Volatile liabilities$21,207,0004,598
Insider loans$1,293,0003,845
FHLB advances$2,844,0003,977
Loans and leases held for sale$01,751
Unused loan commitments$8,927,0004,997
Tier 1 (core) risk-based capital$7,697,0006,211
Tier 2 risk-based capital$777,0004,709
Total risk weighted assets$70,500,0005,007
Total unused commitments$8,927,0004,997
Derivatives$01,033
2007-06-30Rank
# of Employees:275,263
Assets and Liabilities
Total Assets:$82,164,0005,668
Cash and due from depository institutions$1,842,0005,263
Interest-bearing balances$06,604
Securities$10,585,0005,999
Federal funds sold & reverse repurchase agreements$06,299
Net loans & leases$65,980,0004,993
Loan loss allowance$924,0004,414
Trading account assets$0245
Bank premises and fixed assets$1,088,0005,792
Other real estate owned$10,0005,263
Goodwill and other intangibles$03,329
All other assets$2,659,0004,539
Life insurance assets$04,058
Total liabilities and capital$82,164,0005,668
Total liabilities$74,779,0005,564
Total deposits$69,841,0005,547
Interest-bearing deposits$61,211,0005,409
Deposits held in domestic offices$69,841,0005,546
% insured0.00%1
Federal funds purchased & repurchase agreements$75,0003,342
Trading liabilities$087
Other borrowed funds$4,260,0003,614
Subordinated debt$0258
All other liabilities$603,0005,109
Total equity capital$7,385,0006,361
Total bank equity capital$7,385,0006,361
Perpetual preferred stock$0111
Common stock$800,0003,356
Surplus$3,200,0004,850
Undivided profits$3,385,0005,443
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$262,0005,159
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$2,017,0002,095
Earning assets$76,565,0005,614
Long-term assets (5+ years)$5,133,0005,856
Average Assets, year-to-date$79,820,3305,710
Average Assets, quarterly$79,673,5005,736
Volatile liabilities$19,544,0004,737
Insider loans$1,195,0003,984
FHLB advances$2,861,0003,921
Loans and leases held for sale$01,802
Unused loan commitments$9,686,0004,897
Tier 1 (core) risk-based capital$7,427,0006,287
Tier 2 risk-based capital$771,0004,730
Total risk weighted assets$70,069,0005,010
Total unused commitments$9,686,0004,899
Derivatives$01,067
2007-03-31Rank
# of Employees:285,147
Assets and Liabilities
Total Assets:$77,183,0005,872
Cash and due from depository institutions$1,724,0005,147
Interest-bearing balances$06,642
Securities$9,756,0006,190
Federal funds sold & reverse repurchase agreements$4,266,0003,680
Net loans & leases$58,034,0005,296
Loan loss allowance$899,0004,488
Trading account assets$0267
Bank premises and fixed assets$1,087,0005,788
Other real estate owned$14,0005,147
Goodwill and other intangibles$03,322
All other assets$2,302,0004,792
Life insurance assets$04,074
Total liabilities and capital$77,183,0005,872
Total liabilities$69,995,0005,782
Total deposits$65,580,0005,757
Interest-bearing deposits$57,304,0005,648
Deposits held in domestic offices$65,580,0005,754
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$3,823,0003,700
Subordinated debt$0262
All other liabilities$592,0005,155
Total equity capital$7,188,0006,422
Total bank equity capital$7,188,0006,422
Perpetual preferred stock$0113
Common stock$800,0003,353
Surplus$3,200,0004,823
Undivided profits$3,188,0005,622
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$425,0004,264
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$1,673,0002,449
Earning assets$72,056,0005,813
Long-term assets (5+ years)$3,479,0006,296
Average Assets, year-to-date$78,648,5005,787
Average Assets, quarterly$78,648,5005,787
Volatile liabilities$11,865,0005,805
Insider loans$1,179,0003,984
FHLB advances$3,778,0003,569
Loans and leases held for sale$01,800
Unused loan commitments$15,145,0003,979
Tier 1 (core) risk-based capital$7,214,0006,340
Tier 2 risk-based capital$771,0004,716
Total risk weighted assets$61,590,0005,322
Total unused commitments$15,145,0003,979
Derivatives$01,065
2006-12-31Rank
# of Employees:295,036
Assets and Liabilities
Total Assets:$80,114,0005,743
Cash and due from depository institutions$4,376,0005,036
Interest-bearing balances$06,658
Securities$10,575,0006,058
Federal funds sold & reverse repurchase agreements$335,0005,926
Net loans & leases$60,700,0005,164
Loan loss allowance$820,0004,758
Trading account assets$0156
Bank premises and fixed assets$1,091,0005,768
Other real estate owned$05,036
Goodwill and other intangibles$03,315
All other assets$3,037,0004,176
Life insurance assets$04,082
Total liabilities and capital$80,114,0005,743
Total liabilities$72,535,0005,657
Total deposits$68,009,0005,632
Interest-bearing deposits$57,255,0005,600
Deposits held in domestic offices$68,009,0005,630
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$3,884,0003,813
Subordinated debt$0264
All other liabilities$642,0004,895
Total equity capital$7,579,0006,237
Total bank equity capital$7,579,0006,237
Perpetual preferred stock$0112
Common stock$800,0003,354
Surplus$3,200,0004,802
Undivided profits$3,579,0005,428
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$279,0004,845
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$2,407,0001,705
Earning assets$71,610,0005,814
Long-term assets (5+ years)$2,974,0006,442
Average Assets, year-to-date$77,573,8005,682
Average Assets, quarterly$80,375,0005,681
Volatile liabilities$15,858,0005,213
Insider loans$1,420,0003,604
FHLB advances$3,793,0003,696
Loans and leases held for sale$01,760
Unused loan commitments$10,487,0004,651
Tier 1 (core) risk-based capital$7,620,0006,151
Tier 2 risk-based capital$20,0008,542
Total risk weighted assets$63,279,0005,235
Total unused commitments$10,487,0004,651
Derivatives$01,023
2006-09-30Rank
# of Employees:285,159
Assets and Liabilities
Total Assets:$80,636,0005,689
Cash and due from depository institutions$1,467,0005,159
Interest-bearing balances$06,705
Securities$9,865,0006,245
Federal funds sold & reverse repurchase agreements$1,011,0004,676
Net loans & leases$64,241,0005,023
Loan loss allowance$797,0004,833
Trading account assets$0154
Bank premises and fixed assets$1,119,0005,737
Other real estate owned$05,159
Goodwill and other intangibles$03,332
All other assets$2,933,0004,308
Life insurance assets$04,052
Total liabilities and capital$80,636,0005,689
Total liabilities$73,251,0005,618
Total deposits$68,630,0005,551
Interest-bearing deposits$61,102,0005,359
Deposits held in domestic offices$68,630,0005,548
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$3,935,0003,984
Subordinated debt$0269
All other liabilities$686,0004,781
Total equity capital$7,385,0006,302
Total bank equity capital$7,385,0006,302
Perpetual preferred stock$0118
Common stock$800,0003,374
Surplus$3,200,0004,786
Undivided profits$3,385,0005,537
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$443,0004,112
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$2,298,0001,787
Earning assets$75,117,0005,633
Long-term assets (5+ years)$2,451,0006,620
Average Assets, year-to-date$76,938,7505,727
Average Assets, quarterly$78,671,0005,727
Volatile liabilities$20,356,0004,686
Insider loans$1,265,0003,789
FHLB advances$3,810,0003,854
Loans and leases held for sale$01,773
Unused loan commitments$9,363,0004,886
Tier 1 (core) risk-based capital$7,436,0006,236
Tier 2 risk-based capital$797,0004,614
Total risk weighted assets$67,702,0005,044
Total unused commitments$9,363,0004,888
Derivatives$01,023
2006-06-30Rank
# of Employees:295,082
Assets and Liabilities
Total Assets:$76,706,0005,821
Cash and due from depository institutions$1,998,0005,082
Interest-bearing balances$06,732
Securities$9,844,0006,266
Federal funds sold & reverse repurchase agreements$05,870
Net loans & leases$61,426,0005,107
Loan loss allowance$874,0004,546
Trading account assets$0157
Bank premises and fixed assets$1,140,0005,688
Other real estate owned$23,0005,082
Goodwill and other intangibles$03,333
All other assets$2,275,0004,846
Life insurance assets$04,035
Total liabilities and capital$76,706,0005,821
Total liabilities$69,597,0005,735
Total deposits$64,061,0005,772
Interest-bearing deposits$56,023,0005,612
Deposits held in domestic offices$64,061,0005,769
% insured0.00%1
Federal funds purchased & repurchase agreements$1,128,0002,861
Trading liabilities$073
Other borrowed funds$3,852,0004,038
Subordinated debt$0265
All other liabilities$556,0004,985
Total equity capital$7,109,0006,311
Total bank equity capital$7,109,0006,311
Perpetual preferred stock$0119
Common stock$800,0003,368
Surplus$3,200,0004,775
Undivided profits$3,109,0005,564
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,427,0001,116
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$1,620,0002,321
Earning assets$71,270,0005,780
Long-term assets (5+ years)$2,072,0006,775
Average Assets, year-to-date$75,706,3305,799
Average Assets, quarterly$74,213,0005,893
Volatile liabilities$16,317,0005,161
Insider loans$1,323,0003,702
FHLB advances$3,826,0003,871
Loans and leases held for sale$01,763
Unused loan commitments$9,988,0004,786
Tier 1 (core) risk-based capital$7,212,0006,280
Tier 2 risk-based capital$801,0004,562
Total risk weighted assets$63,146,0005,216
Total unused commitments$9,988,0004,786
Derivatives$01,000
2006-03-31Rank
# of Employees:285,176
Assets and Liabilities
Total Assets:$71,720,0006,001
Cash and due from depository institutions$1,925,0005,176
Interest-bearing balances$06,770
Securities$9,498,0006,404
Federal funds sold & reverse repurchase agreements$3,455,0003,345
Net loans & leases$53,526,0005,409
Loan loss allowance$855,0004,585
Trading account assets$0154
Bank premises and fixed assets$1,153,0005,637
Other real estate owned$05,176
Goodwill and other intangibles$03,321
All other assets$2,163,0004,877
Life insurance assets$04,002
Total liabilities and capital$71,720,0006,001
Total liabilities$64,788,0005,952
Total deposits$60,302,0005,928
Interest-bearing deposits$53,171,0005,753
Deposits held in domestic offices$60,302,0005,926
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$3,971,0003,930
Subordinated debt$0259
All other liabilities$515,0005,084
Total equity capital$6,932,0006,365
Total bank equity capital$6,932,0006,365
Perpetual preferred stock$0120
Common stock$800,0003,355
Surplus$3,200,0004,716
Undivided profits$2,932,0005,705
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$259,0004,864
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$1,485,0002,388
Earning assets$66,479,0005,971
Long-term assets (5+ years)$2,741,0006,528
Average Assets, year-to-date$75,206,5005,844
Average Assets, quarterly$75,206,5005,844
Volatile liabilities$9,766,0006,122
Insider loans$1,179,0003,876
FHLB advances$3,842,0003,809
Loans and leases held for sale$01,721
Unused loan commitments$13,791,0004,119
Tier 1 (core) risk-based capital$7,012,0006,296
Tier 2 risk-based capital$705,0004,890
Total risk weighted assets$56,219,0005,477
Total unused commitments$13,791,0004,119
Derivatives$0990
2005-12-31Rank
# of Employees:285,186
Assets and Liabilities
Total Assets:$78,693,0005,729
Cash and due from depository institutions$4,211,0005,186
Interest-bearing balances$06,803
Securities$9,041,0006,541
Federal funds sold & reverse repurchase agreements$3,225,0003,223
Net loans & leases$58,303,0005,187
Loan loss allowance$848,0004,582
Trading account assets$0155
Bank premises and fixed assets$1,169,0005,598
Other real estate owned$25,0005,186
Goodwill and other intangibles$03,315
All other assets$2,719,0004,316
Life insurance assets$0351
Total liabilities and capital$78,693,0005,729
Total liabilities$71,430,0005,661
Total deposits$66,860,0005,600
Interest-bearing deposits$56,177,0005,558
Deposits held in domestic offices$66,860,0005,598
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$3,969,0003,997
Subordinated debt$0258
All other liabilities$601,0004,659
Total equity capital$7,263,0006,210
Total bank equity capital$7,263,0006,210
Perpetual preferred stock$0122
Common stock$800,0003,365
Surplus$3,200,0004,678
Undivided profits$3,263,0005,539
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$228,0005,120
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$2,091,0001,675
Earning assets$70,569,0005,784
Long-term assets (5+ years)$3,460,0006,285
Average Assets, year-to-date$73,691,0005,779
Average Assets, quarterly$77,441,5005,737
Volatile liabilities$14,613,0005,196
Insider loans$1,306,0003,675
FHLB advances$3,857,0003,861
Loans and leases held for sale$01,743
Unused loan commitments$2,513,0007,068
Tier 1 (core) risk-based capital$7,323,0006,158
Tier 2 risk-based capital$774,0004,607
Total risk weighted assets$61,837,0005,215
Total unused commitments$2,513,0007,069
Derivatives$0930
2005-09-30Rank
# of Employees:285,170
Assets and Liabilities
Total Assets:$76,190,0005,794
Cash and due from depository institutions$2,089,0005,170
Interest-bearing balances$06,835
Securities$10,017,0006,323
Federal funds sold & reverse repurchase agreements$05,951
Net loans & leases$60,452,0005,081
Loan loss allowance$862,0004,499
Trading account assets$0146
Bank premises and fixed assets$1,197,0005,536
Other real estate owned$05,170
Goodwill and other intangibles$03,310
All other assets$2,435,0004,566
Life insurance assets$0341
Total liabilities and capital$76,190,0005,794
Total liabilities$69,036,0005,725
Total deposits$63,926,0005,710
Interest-bearing deposits$55,252,0005,581
Deposits held in domestic offices$63,926,0005,707
% insured0.00%1
Federal funds purchased & repurchase agreements$616,0003,082
Trading liabilities$063
Other borrowed funds$3,979,0004,074
Subordinated debt$0251
All other liabilities$515,0005,084
Total equity capital$7,154,0006,260
Total bank equity capital$7,154,0006,260
Perpetual preferred stock$0120
Common stock$800,0003,347
Surplus$3,200,0004,631
Undivided profits$3,154,0005,668
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$398,0004,222
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$1,826,0001,854
Earning assets$70,469,0005,769
Long-term assets (5+ years)$4,035,0006,154
Average Assets, year-to-date$72,440,5005,837
Average Assets, quarterly$74,292,0005,832
Volatile liabilities$14,361,0005,229
Insider loans$1,183,0003,821
FHLB advances$3,872,0003,935
Loans and leases held for sale$01,843
Unused loan commitments$7,538,0005,243
Tier 1 (core) risk-based capital$7,188,0006,188
Tier 2 risk-based capital$778,0004,537
Total risk weighted assets$62,133,0005,163
Total unused commitments$7,538,0005,246
Derivatives$0909
2005-06-30Rank
# of Employees:304,929
Assets and Liabilities
Total Assets:$72,394,0005,891
Cash and due from depository institutions$2,254,0004,929
Interest-bearing balances$06,834
Securities$9,062,0006,568
Federal funds sold & reverse repurchase agreements$05,776
Net loans & leases$58,086,0005,126
Loan loss allowance$855,0004,511
Trading account assets$0148
Bank premises and fixed assets$1,208,0005,492
Other real estate owned$04,929
Goodwill and other intangibles$03,307
All other assets$1,784,0005,185
Life insurance assets$0339
Total liabilities and capital$72,394,0005,891
Total liabilities$65,456,0005,837
Total deposits$57,994,0005,949
Interest-bearing deposits$49,986,0005,854
Deposits held in domestic offices$57,994,0005,948
% insured0.00%1
Federal funds purchased & repurchase agreements$3,051,0002,032
Trading liabilities$065
Other borrowed funds$4,013,0003,926
Subordinated debt$0251
All other liabilities$398,0005,456
Total equity capital$6,938,0006,302
Total bank equity capital$6,938,0006,302
Perpetual preferred stock$0118
Common stock$800,0003,332
Surplus$3,200,0004,597
Undivided profits$2,938,0005,792
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$102,0006,216
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$1,191,0002,667
Earning assets$67,148,0005,857
Long-term assets (5+ years)$4,107,0006,182
Average Assets, year-to-date$71,190,6705,879
Average Assets, quarterly$71,288,5005,899
Volatile liabilities$12,483,0005,417
Insider loans$1,173,0003,802
FHLB advances$3,888,0003,881
Loans and leases held for sale$01,818
Unused loan commitments$9,520,0004,748
Tier 1 (core) risk-based capital$6,951,0006,215
Tier 2 risk-based capital$740,0004,638
Total risk weighted assets$59,098,0005,223
Total unused commitments$9,520,0004,749
Derivatives$0866
2005-03-31Rank
# of Employees:304,927
Assets and Liabilities
Total Assets:$70,183,0005,988
Cash and due from depository institutions$1,524,0004,927
Interest-bearing balances$06,853
Securities$9,520,0006,539
Federal funds sold & reverse repurchase agreements$2,690,0003,529
Net loans & leases$53,278,0005,311
Loan loss allowance$851,0004,530
Trading account assets$0148
Bank premises and fixed assets$1,207,0005,506
Other real estate owned$79,0004,927
Goodwill and other intangibles$03,297
All other assets$1,885,0005,020
Life insurance assets$0333
Total liabilities and capital$70,183,0005,988
Total liabilities$63,480,0005,946
Total deposits$59,138,0005,925
Interest-bearing deposits$51,055,0005,829
Deposits held in domestic offices$59,138,0005,922
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$3,943,0003,906
Subordinated debt$0265
All other liabilities$399,0005,320
Total equity capital$6,703,0006,349
Total bank equity capital$6,703,0006,349
Perpetual preferred stock$0120
Common stock$800,0003,343
Surplus$3,200,0004,594
Undivided profits$2,703,0005,869
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$184,0005,500
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$1,238,0002,482
Earning assets$65,488,0005,934
Long-term assets (5+ years)$3,846,0006,350
Average Assets, year-to-date$70,589,0005,945
Average Assets, quarterly$70,589,0005,945
Volatile liabilities$8,878,0006,129
Insider loans$1,100,0003,944
FHLB advances$3,903,0003,770
Loans and leases held for sale$01,762
Unused loan commitments$13,663,0003,930
Tier 1 (core) risk-based capital$6,748,0006,283
Tier 2 risk-based capital$692,0004,854
Total risk weighted assets$55,230,0005,402
Total unused commitments$13,663,0003,932
Derivatives$0790
2004-12-31Rank
# of Employees:304,933
Assets and Liabilities
Total Assets:$70,995,0005,950
Cash and due from depository institutions$3,163,0004,933
Interest-bearing balances$06,872
Securities$10,409,0006,373
Federal funds sold & reverse repurchase agreements$270,0005,725
Net loans & leases$53,826,0005,272
Loan loss allowance$812,0004,616
Trading account assets$0153
Bank premises and fixed assets$1,234,0005,448
Other real estate owned$04,933
Goodwill and other intangibles$03,293
All other assets$2,093,0004,732
Life insurance assets$0334
Total liabilities and capital$70,995,0005,950
Total liabilities$64,139,0005,905
Total deposits$59,589,0005,899
Interest-bearing deposits$49,439,0005,932
Deposits held in domestic offices$59,589,0005,897
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$4,032,0003,836
Subordinated debt$0272
All other liabilities$518,0004,627
Total equity capital$6,856,0006,313
Total bank equity capital$6,856,0006,313
Perpetual preferred stock$0118
Common stock$800,0003,343
Surplus$3,200,0004,573
Undivided profits$2,856,0005,867
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$263,0004,974
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$1,490,0001,997
Earning assets$64,505,0005,973
Long-term assets (5+ years)$3,510,0006,526
Average Assets, year-to-date$70,190,2005,868
Average Assets, quarterly$71,782,5005,894
Volatile liabilities$11,031,0005,608
Insider loans$1,027,0004,074
FHLB advances$3,917,0003,777
Loans and leases held for sale$01,753
Unused loan commitments$9,508,0004,554
Tier 1 (core) risk-based capital$6,851,0006,228
Tier 2 risk-based capital$693,0004,837
Total risk weighted assets$55,330,0005,406
Total unused commitments$9,508,0004,554
Derivatives$0774
2004-09-30Rank
# of Employees:314,850
Assets and Liabilities
Total Assets:$72,570,0005,862
Cash and due from depository institutions$1,339,0004,850
Interest-bearing balances$06,935
Securities$11,068,0006,284
Federal funds sold & reverse repurchase agreements$05,928
Net loans & leases$56,584,0005,135
Loan loss allowance$793,0004,712
Trading account assets$0149
Bank premises and fixed assets$1,255,0005,388
Other real estate owned$175,0004,850
Goodwill and other intangibles$03,268
All other assets$2,149,0004,655
Life insurance assets$0330
Total liabilities and capital$72,570,0005,862
Total liabilities$65,898,0005,794
Total deposits$58,379,0005,915
Interest-bearing deposits$50,915,0005,807
Deposits held in domestic offices$58,379,0005,912
% insured0.00%1
Federal funds purchased & repurchase agreements$3,060,0001,997
Trading liabilities$068
Other borrowed funds$3,986,0003,950
Subordinated debt$0276
All other liabilities$473,0005,060
Total equity capital$6,672,0006,410
Total bank equity capital$6,672,0006,410
Perpetual preferred stock$0124
Common stock$800,0003,352
Surplus$3,200,0004,550
Undivided profits$2,672,0006,046
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$567,0003,699
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$1,503,0002,045
Earning assets$67,652,0005,787
Long-term assets (5+ years)$3,497,0006,626
Average Assets, year-to-date$69,989,0005,900
Average Assets, quarterly$70,928,5005,902
Volatile liabilities$16,300,0004,596
Insider loans$1,021,0004,058
FHLB advances$3,932,0003,808
Loans and leases held for sale$01,808
Unused loan commitments$6,996,0005,152
Tier 1 (core) risk-based capital$6,642,0006,304
Tier 2 risk-based capital$732,0004,639
Total risk weighted assets$58,460,0005,180
Total unused commitments$6,996,0005,159
Derivatives$0770
2004-06-30Rank
# of Employees:314,899
Assets and Liabilities
Total Assets:$69,287,0006,007
Cash and due from depository institutions$1,513,0004,899
Interest-bearing balances$06,951
Securities$12,088,0006,137
Federal funds sold & reverse repurchase agreements$05,884
Net loans & leases$52,653,0005,296
Loan loss allowance$785,0004,737
Trading account assets$0153
Bank premises and fixed assets$1,237,0005,414
Other real estate owned$175,0004,899
Goodwill and other intangibles$03,275
All other assets$1,621,0005,327
Life insurance assets$0323
Total liabilities and capital$69,287,0006,007
Total liabilities$62,847,0005,952
Total deposits$54,109,0006,199
Interest-bearing deposits$46,151,0006,162
Deposits held in domestic offices$54,109,0006,197
% insured0.00%1
Federal funds purchased & repurchase agreements$4,400,0001,745
Trading liabilities$069
Other borrowed funds$3,979,0003,894
Subordinated debt$0288
All other liabilities$359,0005,398
Total equity capital$6,440,0006,403
Total bank equity capital$6,440,0006,403
Perpetual preferred stock$0126
Common stock$800,0003,370
Surplus$3,200,0004,523
Undivided profits$2,440,0006,066
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$385,0004,540
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$989,0002,970
Earning assets$64,741,0005,924
Long-term assets (5+ years)$3,794,0006,610
Average Assets, year-to-date$69,128,6705,972
Average Assets, quarterly$69,567,0005,987
Volatile liabilities$10,668,0005,643
Insider loans$1,009,0004,049
FHLB advances$3,946,0003,748
Loans and leases held for sale$01,820
Unused loan commitments$10,136,0004,406
Tier 1 (core) risk-based capital$6,443,0006,350
Tier 2 risk-based capital$671,0004,880
Total risk weighted assets$53,527,0005,448
Total unused commitments$10,136,0004,407
Derivatives$0740
2004-03-31Rank
# of Employees:314,886
Assets and Liabilities
Total Assets:$69,847,0005,999
Cash and due from depository institutions$3,769,0004,886
Interest-bearing balances$200,0004,619
Securities$12,019,0006,127
Federal funds sold & reverse repurchase agreements$6,770,0002,185
Net loans & leases$44,563,0005,730
Loan loss allowance$782,0004,719
Trading account assets$0144
Bank premises and fixed assets$1,241,0005,392
Other real estate owned$04,886
Goodwill and other intangibles$03,256
All other assets$1,485,0005,412
Life insurance assets$0322
Total liabilities and capital$69,847,0005,999
Total liabilities$63,488,0005,927
Total deposits$58,787,0005,957
Interest-bearing deposits$50,074,0005,936
Deposits held in domestic offices$58,787,0005,954
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$4,372,0003,606
Subordinated debt$0287
All other liabilities$329,0005,988
Total equity capital$6,359,0006,521
Total bank equity capital$6,359,0006,521
Perpetual preferred stock$0129
Common stock$800,0003,372
Surplus$3,200,0004,501
Undivided profits$2,359,0006,338
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$347,0004,856
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$867,0003,289
Earning assets$63,552,0006,014
Long-term assets (5+ years)$3,359,0006,710
Average Assets, year-to-date$69,049,5006,000
Average Assets, quarterly$69,049,5006,000
Volatile liabilities$5,465,0007,002
Insider loans$963,0004,097
FHLB advances$4,342,0003,460
Loans and leases held for sale$01,884
Unused loan commitments$13,374,0003,740
Tier 1 (core) risk-based capital$6,290,0006,386
Tier 2 risk-based capital$603,0005,158
Total risk weighted assets$48,059,0005,730
Total unused commitments$13,374,0003,745
Derivatives$0699
2003-12-31Rank
# of Employees:295,136
Assets and Liabilities
Total Assets:$68,252,0006,051
Cash and due from depository institutions$4,011,0005,136
Interest-bearing balances$298,0004,176
Securities$10,476,0006,516
Federal funds sold & reverse repurchase agreements$2,300,0003,769
Net loans & leases$48,313,0005,480
Loan loss allowance$766,0004,758
Trading account assets$0168
Bank premises and fixed assets$1,259,0005,384
Other real estate owned$05,136
Goodwill and other intangibles$03,237
All other assets$1,893,0004,837
Life insurance assets$01
Total liabilities and capital$68,252,0006,051
Total liabilities$62,041,0005,987
Total deposits$57,221,0006,031
Interest-bearing deposits$46,500,0006,153
Deposits held in domestic offices$57,221,0006,029
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$4,389,0003,576
Subordinated debt$0293
All other liabilities$431,0005,128
Total equity capital$6,211,0006,548
Total bank equity capital$6,211,0006,548
Perpetual preferred stock$0131
Common stock$800,0003,399
Surplus$3,200,0004,477
Undivided profits$2,211,0006,403
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$172,0006,064
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$1,275,0002,347
Earning assets$61,387,0006,099
Long-term assets (5+ years)$2,942,0006,904
Average Assets, year-to-date$68,564,4005,915
Average Assets, quarterly$67,550,0006,066
Volatile liabilities$6,749,0006,625
Insider loans$103,0007,358
FHLB advances$4,363,0003,428
Loans and leases held for sale$01,789
Unused loan commitments$9,390,0004,411
Tier 1 (core) risk-based capital$6,170,0006,414
Tier 2 risk-based capital$624,0005,068
Total risk weighted assets$49,747,0005,606
Total unused commitments$9,390,0004,414
Derivatives$0665
2003-09-30Rank
# of Employees:295,153
Assets and Liabilities
Total Assets:$66,848,0006,117
Cash and due from depository institutions$2,267,0005,153
Interest-bearing balances$298,0004,305
Securities$10,861,0006,357
Federal funds sold & reverse repurchase agreements$06,602
Net loans & leases$50,455,0005,380
Loan loss allowance$758,0004,794
Trading account assets$0165
Bank premises and fixed assets$1,286,0005,323
Other real estate owned$17,0005,153
Goodwill and other intangibles$03,226
All other assets$1,962,0004,757
Life insurance assets$01
Total liabilities and capital$66,848,0006,117
Total liabilities$60,494,0006,066
Total deposits$55,070,0006,138
Interest-bearing deposits$46,660,0006,138
Deposits held in domestic offices$55,070,0006,137
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$4,972,0003,436
Subordinated debt$0293
All other liabilities$452,0005,313
Total equity capital$6,354,0006,473
Total bank equity capital$6,354,0006,473
Perpetual preferred stock$0137
Common stock$800,0003,419
Surplus$3,200,0004,428
Undivided profits$2,354,0006,362
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$369,0004,946
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$1,336,0002,358
Earning assets$61,614,0006,100
Long-term assets (5+ years)$4,263,0006,464
Average Assets, year-to-date$68,642,5005,947
Average Assets, quarterly$66,792,5006,105
Volatile liabilities$7,166,0006,540
Insider loans$114,0007,335
FHLB advances$4,383,0003,387
Loans and leases held for sale$01,962
Unused loan commitments$7,004,0005,046
Tier 1 (core) risk-based capital$6,290,0006,364
Tier 2 risk-based capital$645,0004,956
Total risk weighted assets$51,452,0005,492
Total unused commitments$7,004,0005,050
Derivatives$0666
2003-06-30Rank
# of Employees:314,937
Assets and Liabilities
Total Assets:$66,737,0006,130
Cash and due from depository institutions$2,763,0004,937
Interest-bearing balances$892,0003,353
Securities$12,340,0005,995
Federal funds sold & reverse repurchase agreements$06,888
Net loans & leases$48,625,0005,455
Loan loss allowance$730,0004,881
Trading account assets$0170
Bank premises and fixed assets$1,313,0005,244
Other real estate owned$135,0004,937
Goodwill and other intangibles$03,182
All other assets$1,561,0005,223
Life insurance assets$01
Total liabilities and capital$66,737,0006,130
Total liabilities$60,450,0006,064
Total deposits$54,660,0006,159
Interest-bearing deposits$47,505,0006,106
Deposits held in domestic offices$54,660,0006,158
% insured0.00%1
Federal funds purchased & repurchase agreements$150,0003,112
Trading liabilities$074
Other borrowed funds$5,240,0003,226
Subordinated debt$0266
All other liabilities$400,0005,709
Total equity capital$6,287,0006,508
Total bank equity capital$6,287,0006,508
Perpetual preferred stock$0140
Common stock$800,0003,422
Surplus$3,200,0004,389
Undivided profits$2,287,0006,453
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$453,0004,582
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$949,0003,153
Earning assets$61,857,0006,068
Long-term assets (5+ years)$6,499,0005,739
Average Assets, year-to-date$69,240,6705,929
Average Assets, quarterly$67,984,5006,023
Volatile liabilities$7,138,0006,562
Insider loans$114,0007,394
FHLB advances$5,173,0003,061
Loans and leases held for sale$02,044
Unused loan commitments$9,242,0004,403
Tier 1 (core) risk-based capital$6,139,0006,382
Tier 2 risk-based capital$629,0005,003
Total risk weighted assets$50,210,0005,537
Total unused commitments$9,242,0004,413
Derivatives$0623
2003-03-31Rank
# of Employees:314,894
Assets and Liabilities
Total Assets:$69,232,0005,950
Cash and due from depository institutions$2,901,0004,894
Interest-bearing balances$1,090,0003,104
Securities$13,747,0005,724
Federal funds sold & reverse repurchase agreements$7,700,0002,227
Net loans & leases$41,929,0005,854
Loan loss allowance$739,0004,799
Trading account assets$0169
Bank premises and fixed assets$1,304,0005,223
Other real estate owned$117,0004,894
Goodwill and other intangibles$03,151
All other assets$1,534,0005,247
Life insurance assets$01
Total liabilities and capital$69,232,0005,950
Total liabilities$63,040,0005,891
Total deposits$57,395,0005,973
Interest-bearing deposits$50,735,0005,863
Deposits held in domestic offices$57,395,0005,972
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$5,283,0003,127
Subordinated debt$0265
All other liabilities$362,0006,057
Total equity capital$6,192,0006,492
Total bank equity capital$6,192,0006,492
Perpetual preferred stock$0141
Common stock$800,0003,437
Surplus$3,200,0004,351
Undivided profits$2,192,0006,477
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$540,0004,135
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$900,0003,355
Earning assets$64,466,0005,892
Long-term assets (5+ years)$5,584,0005,914
Average Assets, year-to-date$70,492,5005,859
Average Assets, quarterly$70,492,5005,859
Volatile liabilities$5,965,0006,922
Insider loans$114,0007,407
FHLB advances$5,207,0002,979
Loans and leases held for sale$01,961
Unused loan commitments$11,464,0003,866
Tier 1 (core) risk-based capital$6,080,0006,368
Tier 2 risk-based capital$568,0005,259
Total risk weighted assets$45,276,0005,814
Total unused commitments$11,464,0003,881
Derivatives$0578
2002-12-31Rank
# of Employees:314,904
Assets and Liabilities
Total Assets:$71,753,0005,823
Cash and due from depository institutions$3,631,0004,904
Interest-bearing balances$595,0003,594
Securities$14,294,0005,590
Federal funds sold & reverse repurchase agreements$5,030,0002,779
Net loans & leases$45,608,0005,576
Loan loss allowance$752,0004,681
Trading account assets$0170
Bank premises and fixed assets$1,302,0005,229
Other real estate owned$04,904
Goodwill and other intangibles$03,122
All other assets$1,888,0004,696
Life insurance assets$01
Total liabilities and capital$71,753,0005,823
Total liabilities$65,594,0005,734
Total deposits$59,659,0005,808
Interest-bearing deposits$50,432,0005,846
Deposits held in domestic offices$59,659,0005,805
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$5,434,0003,137
Subordinated debt$0258
All other liabilities$501,0005,207
Total equity capital$6,159,0006,477
Total bank equity capital$6,159,0006,477
Perpetual preferred stock$0142
Common stock$800,0003,435
Surplus$3,200,0004,296
Undivided profits$2,159,0006,512
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,303,0002,260
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$1,292,0002,487
Earning assets$65,527,0005,817
Long-term assets (5+ years)$6,507,0005,655
Average Assets, year-to-date$71,830,0005,643
Average Assets, quarterly$70,925,5005,829
Volatile liabilities$7,287,0006,501
Insider loans$166,0007,087
FHLB advances$5,240,0002,987
Loans and leases held for sale$01,889
Unused loan commitments$7,177,0004,799
Tier 1 (core) risk-based capital$6,008,0006,356
Tier 2 risk-based capital$601,0005,061
Total risk weighted assets$47,898,0005,629
Total unused commitments$7,177,0004,804
Derivatives$0527
2001-12-31Rank
# of Employees:314,907
Assets and Liabilities
Total Assets:$76,085,0005,533
Cash and due from depository institutions$3,711,0004,907
Interest-bearing balances$495,0003,707
Securities$16,507,0005,106
Federal funds sold & reverse repurchase agreements$7,655,0001,906
Net loans & leases$44,692,0005,591
Loan loss allowance$753,0004,482
Trading account assets$0182
Bank premises and fixed assets$1,363,0005,108
Other real estate owned$04,907
Goodwill and other intangibles$03,095
All other assets$2,157,0004,330
Life insurance assets$01
Total liabilities and capital$76,085,0005,533
Total liabilities$70,318,0005,422
Total deposits$64,266,0005,441
Interest-bearing deposits$54,491,0005,458
Deposits held in domestic offices$64,266,0005,437
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$5,368,0002,935
Subordinated debt$0241
All other liabilities$684,0004,499
Total equity capital$5,767,0006,576
Total bank equity capital$5,767,0006,576
Perpetual preferred stock$0158
Common stock$800,0003,499
Surplus$3,200,0004,220
Undivided profits$1,767,0006,776
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$880,0002,949
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$1,416,0002,405
Earning assets$69,349,0005,533
Long-term assets (5+ years)$8,245,0005,207
Average Assets, year-to-date$73,455,4005,445
Average Assets, quarterly$74,853,5005,543
Volatile liabilities$6,094,0006,939
Insider loans$151,0007,278
FHLB advances$5,367,0002,755
Loans and leases held for sale$01,749
Unused loan commitments$7,361,0004,607
Tier 1 (core) risk-based capital$5,642,0006,494
Tier 2 risk-based capital$606,0004,889
Total risk weighted assets$48,370,0005,515
Total unused commitments$7,361,0004,614
Derivatives$0450
2000-12-31Rank
# of Employees:364,445
Assets and Liabilities
Total Assets:$73,375,0005,515
Cash and due from depository institutions$3,242,0004,445
Interest-bearing balances$06,829
Securities$15,139,0005,537
Federal funds sold & reverse repurchase agreements$1,250,0005,066
Net loans & leases$49,576,0005,200
Loan loss allowance$739,0004,405
Trading account assets$0175
Bank premises and fixed assets$1,809,0004,317
Other real estate owned$73,0004,445
Goodwill and other intangibles$03,145
All other assets$2,286,0003,585
Life insurance assets$01
Total liabilities and capital$73,375,0005,515
Total liabilities$68,131,0005,379
Total deposits$61,574,0005,464
Interest-bearing deposits$52,866,0005,434
Deposits held in domestic offices$61,574,0005,459
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$5,579,0002,713
Subordinated debt$0239
All other liabilities$978,0003,666
Total equity capital$5,244,0006,900
Total bank equity capital$5,244,0006,900
Perpetual preferred stock$0178
Common stock$800,0003,597
Surplus$3,200,0004,176
Undivided profits$1,244,0007,385
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$276,0005,049
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$1,634,0001,563
Earning assets$65,965,0005,593
Long-term assets (5+ years)$7,439,0005,232
Average Assets, year-to-date$75,394,4005,206
Average Assets, quarterly$74,019,0005,422
Volatile liabilities$10,684,0005,433
Insider loans$151,0007,468
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$5,898,0005,015
Tier 1 (core) risk-based capital$5,115,0006,864
Tier 2 risk-based capital$657,7604,529
Total risk weighted assets$52,539,8605,128
Total unused commitments$5,898,0005,018
Derivatives$0481
1999-12-31Rank
# of Employees:384,376
Assets and Liabilities
Total Assets:$78,679,0005,274
Cash and due from depository institutions$5,044,0004,376
Interest-bearing balances$06,854
Securities$17,144,0005,345
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$51,212,0005,014
Loan loss allowance$848,0003,904
Trading account assets$0165
Bank premises and fixed assets$3,067,0002,792
Other real estate owned$04,376
Goodwill and other intangibles$03,276
All other assets$2,212,0003,653
Life insurance assets$01
Total liabilities and capital$78,679,0005,274
Total liabilities$73,401,0005,144
Total deposits$65,010,0005,299
Interest-bearing deposits$56,645,0005,225
Deposits held in domestic offices$65,010,0005,296
% insured0.00%1
Federal funds purchased & repurchase agreements$1,780,0002,594
Trading liabilities$065
Other borrowed funds$5,813,0002,661
Subordinated debt$0242
All other liabilities$798,0003,849
Total equity capital$5,278,0006,773
Total bank equity capital$5,278,0006,773
Perpetual preferred stock$0193
Common stock$800,0003,691
Surplus$3,200,0004,158
Undivided profits$1,278,0007,342
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$462,0003,839
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$1,546,0001,385
Earning assets$68,356,0005,440
Long-term assets (5+ years)$8,056,0005,357
Average Assets, year-to-date$75,721,8005,265
Average Assets, quarterly$77,973,5005,272
Volatile liabilities$14,993,0004,233
Insider loans$180,0007,345
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$6,484,0004,801
Tier 1 (core) risk-based capital$5,473,0006,624
Tier 2 risk-based capital$724,1304,131
Total risk weighted assets$57,806,3304,762
Total unused commitments$6,484,0004,806
Derivatives$0488
1998-12-31Rank
# of Employees:364,625
Assets and Liabilities
Total Assets:$73,147,0005,557
Cash and due from depository institutions$3,742,0004,625
Interest-bearing balances$06,728
Securities$14,325,0005,950
Federal funds sold & reverse repurchase agreements$4,090,0003,981
Net loans & leases$45,365,0005,267
Loan loss allowance$348,0006,899
Trading account assets$0197
Bank premises and fixed assets$3,487,0002,325
Other real estate owned$04,625
Goodwill and other intangibles$03,445
All other assets$2,138,0003,353
Life insurance assets$01
Total liabilities and capital$73,147,0005,557
Total liabilities$67,718,0005,425
Total deposits$63,585,0005,427
Interest-bearing deposits$55,750,0005,319
Deposits held in domestic offices$63,585,0005,424
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$3,244,0002,775
Subordinated debt$0255
All other liabilities$889,0003,854
Total equity capital$5,429,0006,770
Total bank equity capital$5,429,0006,770
Perpetual preferred stock$0199
Common stock$800,0003,708
Surplus$3,200,0004,019
Undivided profits$1,429,0007,637
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$547,0003,748
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$1,767,0001,182
Earning assets$63,780,0005,729
Long-term assets (5+ years)$6,881,0005,571
Average Assets, year-to-date$67,486,0005,646
Average Assets, quarterly$71,679,5005,540
Volatile liabilities$10,304,0004,907
Insider loans$85,0008,247
FHLB advances$0740
Loans and leases held for sale$173,0001,508
Unused loan commitments$5,089,0005,301
Tier 1 (core) risk-based capital$5,444,0006,582
Tier 2 risk-based capital$348,0006,484
Total risk weighted assets$58,089,0004,518
Total unused commitments$5,089,0005,311
Derivatives$0527
1997-12-31Rank
# of Employees:364,776
Assets and Liabilities
Total Assets:$61,968,0006,230
Cash and due from depository institutions$2,570,0004,776
Interest-bearing balances$06,604
Securities$20,763,0004,776
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$34,122,0006,405
Loan loss allowance$368,0006,860
Trading account assets$0203
Bank premises and fixed assets$2,560,0003,090
Other real estate owned$04,776
Goodwill and other intangibles$03,571
All other assets$1,953,0003,590
Life insurance assets$01
Total liabilities and capital$61,968,0006,230
Total liabilities$56,047,0006,175
Total deposits$50,797,0006,340
Interest-bearing deposits$45,594,0006,118
Deposits held in domestic offices$50,797,0006,335
% insured0.00%1
Federal funds purchased & repurchase agreements$4,500,0001,574
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$750,0004,471
Total equity capital$5,921,0006,447
Total bank equity capital$5,921,0006,447
Perpetual preferred stock$0223
Common stock$800,0003,821
Surplus$3,200,0003,979
Undivided profits$1,921,0007,234
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$416,0004,517
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$1,296,0001,714
Earning assets$54,885,0006,353
Long-term assets (5+ years)$6,510,0005,371
Average Assets, year-to-date$56,635,0006,397
Average Assets, quarterly$60,446,0006,260
Volatile liabilities$9,334,0005,229
Insider loans$3,0009,733
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$4,974,0005,218
Tier 1 (core) risk-based capital$5,961,0006,294
Tier 2 risk-based capital$368,0006,320
Total risk weighted assets$43,855,9005,587
Total unused commitments$4,974,0005,223
Derivatives$0533
1996-12-31Rank
# of Employees:227,084
Assets and Liabilities
Total Assets:$56,081,0006,793
Cash and due from depository institutions$2,247,0007,084
Interest-bearing balances$06,640
Securities$24,513,0004,571
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$26,829,0007,383
Loan loss allowance$380,0006,997
Trading account assets$0240
Bank premises and fixed assets$742,0006,960
Other real estate owned$07,084
Goodwill and other intangibles$03,437
All other assets$1,750,0004,061
Life insurance assets$01
Total liabilities and capital$56,081,0006,793
Total liabilities$50,081,0006,796
Total deposits$43,753,0007,162
Interest-bearing deposits$38,085,0007,103
Deposits held in domestic offices$43,753,0007,156
% insured0.00%1
Federal funds purchased & repurchase agreements$5,598,0001,504
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$730,0004,520
Total equity capital$6,000,0006,454
Total bank equity capital$6,000,0006,454
Perpetual preferred stock$0250
Common stock$800,0004,071
Surplus$2,200,0005,171
Undivided profits$3,000,0006,074
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$389,0004,940
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$1,200,0001,837
Earning assets$51,342,0006,796
Long-term assets (5+ years)$5,770,0005,552
Average Assets, year-to-date$52,501,2006,893
Average Assets, quarterly$55,208,0006,813
Volatile liabilities$9,972,0004,880
Insider loans$010,271
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$4,474,0005,391
Tier 1 (core) risk-based capital$6,068,0006,316
Tier 2 risk-based capital$380,0006,321
Total risk weighted assets$34,925,6006,531
Total unused commitments$4,474,0005,401
Derivatives$0549
1995-12-31Rank
# of Employees:217,557
Assets and Liabilities
Total Assets:$48,135,0007,567
Cash and due from depository institutions$1,850,0007,557
Interest-bearing balances$06,853
Securities$19,795,0005,587
Federal funds sold & reverse repurchase agreements$09,298
Net loans & leases$24,485,0007,804
Loan loss allowance$402,0006,960
Trading account assets$0261
Bank premises and fixed assets$545,0008,062
Other real estate owned$07,557
Goodwill and other intangibles$03,181
All other assets$1,460,0004,772
Life insurance assets$01
Total liabilities and capital$48,135,0007,567
Total liabilities$42,429,0007,643
Total deposits$41,326,0007,575
Interest-bearing deposits$36,028,0007,502
Deposits held in domestic offices$41,326,0007,571
% insured0.00%1
Federal funds purchased & repurchase agreements$520,0003,043
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$583,0005,587
Total equity capital$5,706,0006,775
Total bank equity capital$5,706,0006,775
Perpetual preferred stock$0288
Common stock$800,0004,268
Surplus$2,200,0005,203
Undivided profits$2,706,0006,546
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$39,0009,595
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$964,0002,397
Earning assets$44,280,0007,536
Long-term assets (5+ years)$6,028,0005,330
Average Assets, year-to-date$46,644,8007,525
Average Assets, quarterly$47,585,0007,561
Volatile liabilities$3,939,0007,710
Insider loans$010,773
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$4,291,0005,382
Tier 1 (core) risk-based capital$5,789,0006,586
Tier 2 risk-based capital$398,0106,209
Total risk weighted assets$31,836,6106,935
Total unused commitments$4,291,0005,392
Derivatives$0628
1994-12-31Rank
# of Employees:217,881
Assets and Liabilities
Total Assets:$46,283,0007,854
Cash and due from depository institutions$1,686,0007,881
Interest-bearing balances$07,034
Securities$19,978,0005,872
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$22,542,0008,243
Loan loss allowance$394,0007,223
Trading account assets$0286
Bank premises and fixed assets$527,0008,324
Other real estate owned$07,881
Goodwill and other intangibles$03,133
All other assets$1,550,0004,794
Life insurance assets$01
Total liabilities and capital$46,283,0007,854
Total liabilities$41,152,0007,916
Total deposits$39,887,0007,840
Interest-bearing deposits$34,682,0007,754
Deposits held in domestic offices$39,887,0007,831
% insured0.00%1
Federal funds purchased & repurchase agreements$775,0003,608
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$490,0005,286
Total equity capital$5,131,0007,004
Total bank equity capital$5,131,0007,004
Perpetual preferred stock$0310
Common stock$800,0004,461
Surplus$2,200,0005,185
Undivided profits$2,131,0006,970
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$011,640
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$798,0002,556
Earning assets$42,520,0007,813
Long-term assets (5+ years)$6,831,0005,160
Average Assets, year-to-date$48,528,2007,528
Average Assets, quarterly$47,441,5007,709
Volatile liabilities$2,538,0009,007
Insider loans$568,0005,284
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$3,976,0005,559
Tier 1 (core) risk-based capital$5,636,0006,650
Tier 2 risk-based capital$368,8006,598
Total risk weighted assets$29,478,5007,316
Total unused commitments$3,976,0005,565
Derivatives$0687
1993-12-31Rank
# of Employees:218,210
Assets and Liabilities
Total Assets:$46,871,0008,038
Cash and due from depository institutions$1,251,0008,210
Interest-bearing balances$07,655
Securities$24,359,0005,333
Federal funds sold & reverse repurchase agreements$1,400,0006,886
Net loans & leases$18,413,0009,189
Loan loss allowance$372,0007,737
Trading account assets$0330
Bank premises and fixed assets$521,0008,570
Other real estate owned$08,210
Goodwill and other intangibles$03,091
All other assets$927,0006,492
Life insurance assets$01
Total liabilities and capital$46,871,0008,038
Total liabilities$41,214,0008,190
Total deposits$40,712,0008,072
Interest-bearing deposits$34,990,0008,056
Deposits held in domestic offices$40,712,0008,065
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$502,0005,316
Total equity capital$5,657,0006,677
Total bank equity capital$5,657,0006,677
Perpetual preferred stock$0343
Common stock$800,0004,638
Surplus$2,200,0005,168
Undivided profits$2,657,0006,575
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$79,0009,683
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$558,0003,308
Earning assets$44,172,0007,908
Long-term assets (5+ years)$7,085,0005,373
Average Assets, year-to-date$47,881,4007,807
Average Assets, quarterly$47,674,0007,915
Volatile liabilities$1,952,0009,769
Insider loans$011,728
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$3,997,0005,509
Tier 1 (core) risk-based capital$5,485,0006,711
Tier 2 risk-based capital$335,2607,067
Total risk weighted assets$26,784,0607,803
Total unused commitments$3,997,0005,530
Derivatives$0714
1992-12-31Rank
# of Employees:208,629
Assets and Liabilities
Total Assets:$45,668,0008,338
Cash and due from depository institutions$1,403,0008,629
Interest-bearing balances$100,0006,673
Securities$24,737,0005,212
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$18,142,0009,363
Loan loss allowance$371,0007,824
Trading account assets$0344
Bank premises and fixed assets$407,0009,609
Other real estate owned$08,629
Goodwill and other intangibles$03,106
All other assets$979,0006,448
Life insurance assets$01
Total liabilities and capital$45,668,0008,338
Total liabilities$40,536,0008,452
Total deposits$39,573,0008,410
Interest-bearing deposits$34,973,0008,275
Deposits held in domestic offices$39,573,0008,403
% insured0.00%1
Federal funds purchased & repurchase agreements$500,0002,990
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$463,0006,151
Total equity capital$5,132,0006,950
Total bank equity capital$5,132,0006,950
Perpetual preferred stock$0346
Common stock$800,0004,868
Surplus$1,200,0007,411
Undivided profits$3,132,0005,789
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$013,091
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$578,0003,506
Earning assets$42,979,0008,160
Long-term assets (5+ years)$7,214,0005,326
Average Assets, year-to-date$44,630,4008,287
Average Assets, quarterly$45,434,5008,307
Volatile liabilities$2,167,0009,746
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$3,533,0005,607
Tier 1 (core) risk-based capital$5,132,0006,880
Tier 2 risk-based capital$335,9407,079
Total risk weighted assets$26,839,8407,896
Total unused commitments$3,533,0005,634
Derivatives$0651