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Heritage Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$26,118,0001,560
Total interest expense$4,912,0002,031
Net interest income$21,206,0001,369
Provision for loan and lease losses$03,275
Total noninterest income$4,067,0001,344
Gross Fiduciary activities income$1,591,000434
Service charges on deposit accounts$338,0002,063
Trading account gains and feesNANA
Additional Noninterest Income$2,138,0001,561
Total noninterest expense$7,579,0002,428
Salaries and employee benefits$5,046,0002,184
Premises and equipment expense$833,0002,250
Additional noninterest expense$2,138,0001,561
Pre-tax net operating income$17,694,000750
Securities gains (losses)$0988
Applicable income taxes$3,917,000628
Income before extraordinary items$13,777,000787
Extraordinary gains, net$054
Net income$13,777,000799
Minority interest net income$088
Net income of bank and minority interests.$13,777,000790
Net charge-offs$02,884
Cash dividends$1,500,0001,775
Sale, conversion, retirement of capital stock, net$0540
Net operating income$13,777,000797
2023-09-30 (YTD Data)Rank
Total interest income$19,381,0001,544
Total interest expense$3,359,0002,034
Net interest income$16,022,0001,363
Provision for loan and lease losses$03,085
Total noninterest income$2,825,0001,418
Gross Fiduciary activities income$1,125,000440
Service charges on deposit accounts$254,0002,078
Trading account gains and feesNANA
Additional Noninterest Income$1,446,0001,646
Total noninterest expense$5,331,0002,524
Salaries and employee benefits$3,641,0002,225
Premises and equipment expense$596,0002,312
Additional noninterest expense$1,446,0001,646
Pre-tax net operating income$13,516,000766
Securities gains (losses)$0849
Applicable income taxes$2,954,000657
Income before extraordinary items$10,562,000798
Extraordinary gains, net$052
Net income$10,562,000802
Minority interest net income$081
Net income of bank and minority interests.$10,562,000798
Net charge-offs$02,641
Cash dividends$1,500,0001,357
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,562,000814
2023-06-30 (YTD Data)Rank
Total interest income$12,709,0001,530
Total interest expense$2,035,0002,005
Net interest income$10,674,0001,379
Provision for loan and lease losses$02,940
Total noninterest income$2,071,0001,270
Gross Fiduciary activities income$815,000421
Service charges on deposit accounts$165,0002,089
Trading account gains and feesNANA
Additional Noninterest Income$1,091,0001,457
Total noninterest expense$3,458,0002,547
Salaries and employee benefits$2,207,0002,370
Premises and equipment expense$329,0002,571
Additional noninterest expense$1,091,0001,455
Pre-tax net operating income$9,287,000751
Securities gains (losses)$0938
Applicable income taxes$2,029,000658
Income before extraordinary items$7,258,000771
Extraordinary gains, net$051
Net income$7,258,000783
Minority interest net income$081
Net income of bank and minority interests.$7,258,000771
Net charge-offs$02,431
Cash dividends$1,500,0001,072
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,258,000780
2023-03-31 (YTD Data)Rank
Total interest income$6,271,0001,523
Total interest expense$860,0002,016
Net interest income$5,411,0001,372
Provision for loan and lease losses$02,612
Total noninterest income$1,138,0001,214
Gross Fiduciary activities income$462,000422
Service charges on deposit accounts$89,0002,036
Trading account gains and feesNANA
Additional Noninterest Income$587,0001,383
Total noninterest expense$1,781,0002,537
Salaries and employee benefits$1,109,0002,395
Premises and equipment expense$135,0002,902
Additional noninterest expense$587,0001,383
Pre-tax net operating income$4,768,000753
Securities gains (losses)$0950
Applicable income taxes$1,040,000656
Income before extraordinary items$3,728,000781
Extraordinary gains, net$04
Net income$3,728,000780
Minority interest net income$048
Net income of bank and minority interests.$3,728,000780
Net charge-offs$02,062
Cash dividends$1,500,000586
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,728,000796
2022-12-31 (YTD Data)Rank
Total interest income$15,598,0001,895
Total interest expense$973,0002,454
Net interest income$14,625,0001,825
Provision for loan and lease losses$03,012
Total noninterest income$4,454,0001,285
Gross Fiduciary activities income$1,785,000433
Service charges on deposit accounts$349,0002,096
Trading account gains and feesNANA
Additional Noninterest Income$2,320,0001,489
Total noninterest expense$7,393,0002,420
Salaries and employee benefits$4,960,0002,195
Premises and equipment expense$683,0002,530
Additional noninterest expense$2,320,0001,489
Pre-tax net operating income$11,686,0001,137
Securities gains (losses)$0691
Applicable income taxes$2,596,000911
Income before extraordinary items$9,090,0001,183
Extraordinary gains, net$05
Net income$9,090,0001,182
Minority interest net income$063
Net income of bank and minority interests.$9,090,0001,183
Net charge-offs$-12,0003,682
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,090,0001,208
2022-09-30 (YTD Data)Rank
Total interest income$9,802,0002,094
Total interest expense$454,0002,786
Net interest income$9,348,0002,035
Provision for loan and lease losses$02,835
Total noninterest income$2,999,0001,388
Gross Fiduciary activities income$1,163,000451
Service charges on deposit accounts$267,0002,095
Trading account gains and feesNANA
Additional Noninterest Income$1,569,0001,599
Total noninterest expense$5,366,0002,465
Salaries and employee benefits$3,680,0002,210
Premises and equipment expense$456,0002,691
Additional noninterest expense$1,569,0001,599
Pre-tax net operating income$6,981,0001,327
Securities gains (losses)$0740
Applicable income taxes$1,502,0001,067
Income before extraordinary items$5,479,0001,397
Extraordinary gains, net$04
Net income$5,479,0001,396
Minority interest net income$057
Net income of bank and minority interests.$5,479,0001,397
Net charge-offs$1,0002,255
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,479,0001,425
2022-06-30 (YTD Data)Rank
Total interest income$5,244,0002,373
Total interest expense$208,0003,154
Net interest income$5,036,0002,292
Provision for loan and lease losses$02,599
Total noninterest income$2,067,0001,354
Gross Fiduciary activities income$773,000409
Service charges on deposit accounts$177,0002,090
Trading account gains and feesNANA
Additional Noninterest Income$1,117,0001,562
Total noninterest expense$3,627,0002,441
Salaries and employee benefits$2,526,0002,159
Premises and equipment expense$303,0002,706
Additional noninterest expense$798,0002,994
Pre-tax net operating income$3,476,0001,561
Securities gains (losses)$0687
Applicable income taxes$806,0001,163
Income before extraordinary items$2,670,0001,649
Extraordinary gains, net$04
Net income$2,670,0001,648
Minority interest net income$060
Net income of bank and minority interests.$2,670,0001,649
Net charge-offs$1,0002,041
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,670,0001,685
2022-03-31 (YTD Data)Rank
Total interest income$2,296,0002,517
Total interest expense$92,0003,283
Net interest income$2,204,0002,452
Provision for loan and lease losses$02,285
Total noninterest income$912,0001,461
Gross Fiduciary activities income$433,000399
Service charges on deposit accounts$88,0002,090
Trading account gains and feesNANA
Additional Noninterest Income$391,0001,928
Total noninterest expense$1,828,0002,426
Salaries and employee benefits$1,316,0002,108
Premises and equipment expense$130,0002,970
Additional noninterest expense$382,0003,063
Pre-tax net operating income$1,288,0001,831
Securities gains (losses)$0623
Applicable income taxes$308,0001,287
Income before extraordinary items$980,0001,944
Extraordinary gains, net$04
Net income$980,0001,943
Minority interest net income$050
Net income of bank and minority interests.$980,0001,944
Net charge-offs$1,0001,671
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$980,0001,961
2021-12-31 (YTD Data)Rank
Total interest income$11,632,0002,246
Total interest expense$452,0003,300
Net interest income$11,180,0002,149
Provision for loan and lease losses$-2,159,0004,603
Total noninterest income$4,412,0001,424
Gross Fiduciary activities income$1,897,000382
Service charges on deposit accounts$342,0002,039
Trading account gains and feesNANA
Additional Noninterest Income$2,173,0001,831
Total noninterest expense$7,048,0002,478
Salaries and employee benefits$4,223,0002,410
Premises and equipment expense$931,0002,123
Additional noninterest expense$1,894,0002,693
Pre-tax net operating income$10,703,0001,221
Securities gains (losses)$-3,0004,291
Applicable income taxes$2,366,000990
Income before extraordinary items$8,334,0001,305
Extraordinary gains, net$010
Net income$8,334,0001,304
Minority interest net income$074
Net income of bank and minority interests.$8,334,0001,305
Net charge-offs$-165,0004,498
Cash dividends$43,500,000194
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,336,3701,289
2021-09-30 (YTD Data)Rank
Total interest income$9,143,0002,221
Total interest expense$360,0003,320
Net interest income$8,783,0002,091
Provision for loan and lease losses$02,963
Total noninterest income$3,124,0001,519
Gross Fiduciary activities income$1,345,000386
Service charges on deposit accounts$252,0002,064
Trading account gains and feesNANA
Additional Noninterest Income$1,527,0001,934
Total noninterest expense$4,741,0002,662
Salaries and employee benefits$2,716,0002,661
Premises and equipment expense$695,0002,149
Additional noninterest expense$1,330,0002,806
Pre-tax net operating income$7,166,0001,361
Securities gains (losses)$-3,0004,477
Applicable income taxes$1,605,0001,099
Income before extraordinary items$5,558,0001,501
Extraordinary gains, net$08
Net income$5,558,0001,501
Minority interest net income$069
Net income of bank and minority interests.$5,558,0001,501
Net charge-offs$-165,0004,607
Cash dividends$3,500,000761
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,560,3701,470
2021-06-30 (YTD Data)Rank
Total interest income$6,559,0002,087
Total interest expense$255,0003,313
Net interest income$6,304,0001,978
Provision for loan and lease losses$02,862
Total noninterest income$1,971,0001,537
Gross Fiduciary activities income$892,000386
Service charges on deposit accounts$162,0002,058
Trading account gains and feesNANA
Additional Noninterest Income$917,0001,997
Total noninterest expense$2,449,0003,054
Salaries and employee benefits$1,313,0003,147
Premises and equipment expense$331,0002,607
Additional noninterest expense$805,0002,961
Pre-tax net operating income$5,826,0001,171
Securities gains (losses)$-3,0004,550
Applicable income taxes$1,290,000982
Income before extraordinary items$4,533,0001,281
Extraordinary gains, net$06
Net income$4,533,0001,281
Minority interest net income$067
Net income of bank and minority interests.$4,533,0001,281
Net charge-offs$-165,0004,716
Cash dividends$3,500,000553
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,535,3701,250
2021-03-31 (YTD Data)Rank
Total interest income$3,526,0001,966
Total interest expense$136,0003,308
Net interest income$3,390,0001,849
Provision for loan and lease losses$02,741
Total noninterest income$940,0001,573
Gross Fiduciary activities income$419,000395
Service charges on deposit accounts$80,0002,064
Trading account gains and feesNANA
Additional Noninterest Income$441,0002,044
Total noninterest expense$1,719,0002,500
Salaries and employee benefits$1,123,0002,318
Premises and equipment expense$161,0002,666
Additional noninterest expense$435,0002,786
Pre-tax net operating income$2,611,0001,270
Securities gains (losses)$-3,0004,585
Applicable income taxes$581,0001,035
Income before extraordinary items$2,027,0001,374
Extraordinary gains, net$03
Net income$2,027,0001,373
Minority interest net income$055
Net income of bank and minority interests.$2,027,0001,374
Net charge-offs$-147,0004,828
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,029,3701,340
2020-12-31 (YTD Data)Rank
Total interest income$14,215,0001,964
Total interest expense$1,053,0002,852
Net interest income$13,162,0001,830
Provision for loan and lease losses$04,319
Total noninterest income$4,080,0001,442
Gross Fiduciary activities income$1,660,000384
Service charges on deposit accounts$364,0002,009
Trading account gains and feesNANA
Additional Noninterest Income$2,056,0001,762
Total noninterest expense$9,331,0002,040
Salaries and employee benefits$4,960,0002,169
Premises and equipment expense$629,0002,691
Additional noninterest expense$3,742,0001,617
Pre-tax net operating income$7,911,0001,264
Securities gains (losses)$318,000799
Applicable income taxes$2,270,000862
Income before extraordinary items$5,959,0001,432
Extraordinary gains, net$04
Net income$5,959,0001,432
Minority interest net income$072
Net income of bank and minority interests.$5,959,0001,433
Net charge-offs$16,0002,873
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,707,7801,436
2020-09-30 (YTD Data)Rank
Total interest income$11,246,0001,899
Total interest expense$846,0002,845
Net interest income$10,400,0001,754
Provision for loan and lease losses$04,239
Total noninterest income$2,831,0001,480
Gross Fiduciary activities income$1,122,000390
Service charges on deposit accounts$270,0002,023
Trading account gains and feesNANA
Additional Noninterest Income$1,439,0001,783
Total noninterest expense$7,334,0001,968
Salaries and employee benefits$3,673,0002,161
Premises and equipment expense$399,0002,959
Additional noninterest expense$3,262,0001,416
Pre-tax net operating income$5,897,0001,229
Securities gains (losses)$318,000676
Applicable income taxes$1,820,000793
Income before extraordinary items$4,395,0001,401
Extraordinary gains, net$04
Net income$4,395,0001,402
Minority interest net income$065
Net income of bank and minority interests.$4,395,0001,402
Net charge-offs$9,0002,770
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,143,7801,433
2020-06-30 (YTD Data)Rank
Total interest income$8,093,0001,810
Total interest expense$648,0002,756
Net interest income$7,445,0001,649
Provision for loan and lease losses$04,134
Total noninterest income$1,808,0001,447
Gross Fiduciary activities income$711,000397
Service charges on deposit accounts$179,0002,048
Trading account gains and feesNANA
Additional Noninterest Income$918,0001,756
Total noninterest expense$5,687,0001,748
Salaries and employee benefits$2,478,0002,149
Premises and equipment expense$325,0002,640
Additional noninterest expense$2,884,0001,104
Pre-tax net operating income$3,566,0001,270
Securities gains (losses)$02,249
Applicable income taxes$1,235,000710
Income before extraordinary items$2,331,0001,622
Extraordinary gains, net$04
Net income$2,331,0001,623
Minority interest net income$065
Net income of bank and minority interests.$2,331,0001,623
Net charge-offs$9,0002,487
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,331,0001,578
2020-03-31 (YTD Data)Rank
Total interest income$4,052,0001,790
Total interest expense$410,0002,591
Net interest income$3,642,0001,651
Provision for loan and lease losses$03,711
Total noninterest income$899,0001,377
Gross Fiduciary activities income$369,000399
Service charges on deposit accounts$100,0002,134
Trading account gains and feesNANA
Additional Noninterest Income$430,0001,655
Total noninterest expense$1,987,0002,278
Salaries and employee benefits$1,227,0002,174
Premises and equipment expense$180,0002,494
Additional noninterest expense$580,0002,298
Pre-tax net operating income$2,554,000860
Securities gains (losses)$01,705
Applicable income taxes$585,000660
Income before extraordinary items$1,969,000944
Extraordinary gains, net$04
Net income$1,969,000944
Minority interest net income$056
Net income of bank and minority interests.$1,969,000944
Net charge-offs$10,0001,869
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,969,000933
2019-12-31 (YTD Data)Rank
Total interest income$19,023,0001,582
Total interest expense$2,242,0002,186
Net interest income$16,781,0001,441
Provision for loan and lease losses$03,973
Total noninterest income$4,052,0001,304
Gross Fiduciary activities income$1,310,000415
Service charges on deposit accounts$460,0002,033
Trading account gains and feesNANA
Additional Noninterest Income$2,282,0001,425
Total noninterest expense$8,133,0002,226
Salaries and employee benefits$5,226,0002,044
Premises and equipment expense$693,0002,562
Additional noninterest expense$2,214,0002,391
Pre-tax net operating income$12,700,000864
Securities gains (losses)$116,000857
Applicable income taxes$2,852,000713
Income before extraordinary items$9,964,000939
Extraordinary gains, net$011
Net income$9,964,000940
Minority interest net income$076
Net income of bank and minority interests.$9,964,000940
Net charge-offs$64,0002,488
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,872,360926
2019-09-30 (YTD Data)Rank
Total interest income$14,634,0001,564
Total interest expense$1,763,0002,134
Net interest income$12,871,0001,434
Provision for loan and lease losses$03,836
Total noninterest income$2,947,0001,314
Gross Fiduciary activities income$940,000424
Service charges on deposit accounts$349,0002,019
Trading account gains and feesNANA
Additional Noninterest Income$1,658,0001,439
Total noninterest expense$5,984,0002,264
Salaries and employee benefits$3,823,0002,088
Premises and equipment expense$507,0002,615
Additional noninterest expense$1,654,0002,407
Pre-tax net operating income$9,834,000853
Securities gains (losses)$116,000728
Applicable income taxes$2,219,000728
Income before extraordinary items$7,731,000931
Extraordinary gains, net$011
Net income$7,731,000932
Minority interest net income$072
Net income of bank and minority interests.$7,731,000932
Net charge-offs$-8,0004,369
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,639,360919
2019-06-30 (YTD Data)Rank
Total interest income$9,893,0001,548
Total interest expense$1,173,0002,122
Net interest income$8,720,0001,414
Provision for loan and lease losses$03,685
Total noninterest income$1,857,0001,343
Gross Fiduciary activities income$650,000417
Service charges on deposit accounts$228,0002,022
Trading account gains and feesNANA
Additional Noninterest Income$979,0001,515
Total noninterest expense$4,004,0002,259
Salaries and employee benefits$2,532,0002,098
Premises and equipment expense$330,0002,656
Additional noninterest expense$1,142,0002,368
Pre-tax net operating income$6,573,000827
Securities gains (losses)$5,0001,370
Applicable income taxes$1,205,000803
Income before extraordinary items$5,373,000874
Extraordinary gains, net$011
Net income$5,373,000874
Minority interest net income$069
Net income of bank and minority interests.$5,373,000874
Net charge-offs$-16,0004,614
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,368,900858
2019-03-31 (YTD Data)Rank
Total interest income$5,030,0001,518
Total interest expense$575,0002,114
Net interest income$4,455,0001,379
Provision for loan and lease losses$03,406
Total noninterest income$926,0001,306
Gross Fiduciary activities income$322,000418
Service charges on deposit accounts$113,0002,027
Trading account gains and feesNANA
Additional Noninterest Income$491,0001,463
Total noninterest expense$1,924,0002,335
Salaries and employee benefits$1,174,0002,239
Premises and equipment expense$154,0002,805
Additional noninterest expense$596,0002,287
Pre-tax net operating income$3,457,000777
Securities gains (losses)$01,087
Applicable income taxes$768,000661
Income before extraordinary items$2,689,000858
Extraordinary gains, net$05
Net income$2,689,000857
Minority interest net income$052
Net income of bank and minority interests.$2,689,000857
Net charge-offs$-8,0004,574
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,689,000841
2018-12-31 (YTD Data)Rank
Total interest income$18,419,0001,558
Total interest expense$1,797,0002,078
Net interest income$16,622,0001,454
Provision for loan and lease losses$04,082
Total noninterest income$4,310,0001,205
Gross Fiduciary activities income$1,312,000422
Service charges on deposit accounts$519,0001,930
Trading account gains and feesNANA
Additional Noninterest Income$2,479,0001,301
Total noninterest expense$8,857,0002,086
Salaries and employee benefits$5,129,0002,048
Premises and equipment expense$800,0002,358
Additional noninterest expense$2,928,0001,966
Pre-tax net operating income$12,075,000900
Securities gains (losses)$01,125
Applicable income taxes$886,0001,487
Income before extraordinary items$11,189,000833
Extraordinary gains, net$06
Net income$11,189,000831
Minority interest net income$072
Net income of bank and minority interests.$11,189,000832
Net charge-offs$197,0001,655
Cash dividends$50,079,000151
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,189,000832
2018-09-30 (YTD Data)Rank
Total interest income$13,655,0001,555
Total interest expense$1,266,0002,082
Net interest income$12,389,0001,453
Provision for loan and lease losses$03,948
Total noninterest income$3,062,0001,256
Gross Fiduciary activities income$950,000422
Service charges on deposit accounts$389,0001,941
Trading account gains and feesNANA
Additional Noninterest Income$1,723,0001,387
Total noninterest expense$6,713,0002,068
Salaries and employee benefits$3,762,0002,083
Premises and equipment expense$660,0002,243
Additional noninterest expense$2,291,0001,891
Pre-tax net operating income$8,738,000935
Securities gains (losses)$01,118
Applicable income taxes$153,0002,730
Income before extraordinary items$8,585,000818
Extraordinary gains, net$05
Net income$8,585,000817
Minority interest net income$066
Net income of bank and minority interests.$8,585,000817
Net charge-offs$204,0001,239
Cash dividends$50,079,000118
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,585,000814
2018-06-30 (YTD Data)Rank
Total interest income$8,897,0001,571
Total interest expense$817,0002,052
Net interest income$8,080,0001,484
Provision for loan and lease losses$03,782
Total noninterest income$2,065,0001,249
Gross Fiduciary activities income$640,000422
Service charges on deposit accounts$256,0001,949
Trading account gains and feesNANA
Additional Noninterest Income$1,169,0001,379
Total noninterest expense$4,323,0002,128
Salaries and employee benefits$2,537,0002,083
Premises and equipment expense$453,0002,224
Additional noninterest expense$1,333,0002,131
Pre-tax net operating income$5,822,000921
Securities gains (losses)$0961
Applicable income taxes$102,0002,716
Income before extraordinary items$5,720,000805
Extraordinary gains, net$06
Net income$5,720,000803
Minority interest net income$065
Net income of bank and minority interests.$5,720,000804
Net charge-offs$109,0001,270
Cash dividends$2,959,000581
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,720,000798
2018-03-31 (YTD Data)Rank
Total interest income$4,316,0001,600
Total interest expense$396,0002,038
Net interest income$3,920,0001,524
Provision for loan and lease losses$03,508
Total noninterest income$1,081,0001,204
Gross Fiduciary activities income$349,000414
Service charges on deposit accounts$130,0001,934
Trading account gains and feesNANA
Additional Noninterest Income$602,0001,331
Total noninterest expense$2,133,0002,171
Salaries and employee benefits$1,265,0002,112
Premises and equipment expense$223,0002,277
Additional noninterest expense$645,0002,163
Pre-tax net operating income$2,868,000898
Securities gains (losses)$0735
Applicable income taxes$52,0002,666
Income before extraordinary items$2,816,000791
Extraordinary gains, net$07
Net income$2,816,000791
Minority interest net income$052
Net income of bank and minority interests.$2,816,000791
Net charge-offs$-8,0004,650
Cash dividends$1,497,000545
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,816,000782
2017-12-31 (YTD Data)Rank
Total interest income$16,482,0001,616
Total interest expense$1,175,0002,275
Net interest income$15,307,0001,527
Provision for loan and lease losses$04,227
Total noninterest income$4,122,0001,256
Gross Fiduciary activities income$1,210,000425
Service charges on deposit accounts$544,0001,913
Trading account gains and feesNANA
Additional Noninterest Income$2,368,0001,374
Total noninterest expense$9,000,0002,080
Salaries and employee benefits$5,264,0002,009
Premises and equipment expense$900,0002,255
Additional noninterest expense$2,836,0002,025
Pre-tax net operating income$10,429,000957
Securities gains (losses)$02,243
Applicable income taxes$168,0003,058
Income before extraordinary items$10,261,000735
Extraordinary gains, net$09
Net income$10,261,000735
Minority interest net income$076
Net income of bank and minority interests.$10,261,000735
Net charge-offs$-31,0005,037
Cash dividends$5,050,000670
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,261,000727
2017-09-30 (YTD Data)Rank
Total interest income$12,188,0001,638
Total interest expense$805,0002,402
Net interest income$11,383,0001,538
Provision for loan and lease losses$04,088
Total noninterest income$2,935,0001,324
Gross Fiduciary activities income$848,000436
Service charges on deposit accounts$406,0001,929
Trading account gains and feesNANA
Additional Noninterest Income$1,681,0001,439
Total noninterest expense$6,560,0002,127
Salaries and employee benefits$3,859,0002,056
Premises and equipment expense$646,0002,333
Additional noninterest expense$2,055,0002,068
Pre-tax net operating income$7,758,000986
Securities gains (losses)$02,274
Applicable income taxes$126,0003,040
Income before extraordinary items$7,632,000793
Extraordinary gains, net$09
Net income$7,632,000793
Minority interest net income$071
Net income of bank and minority interests.$7,632,000793
Net charge-offs$-23,0004,968
Cash dividends$3,869,000623
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,632,000779
2017-06-30 (YTD Data)Rank
Total interest income$7,887,0001,664
Total interest expense$506,0002,462
Net interest income$7,381,0001,566
Provision for loan and lease losses$03,871
Total noninterest income$1,989,0001,309
Gross Fiduciary activities income$585,000434
Service charges on deposit accounts$261,0001,973
Trading account gains and feesNANA
Additional Noninterest Income$1,143,0001,419
Total noninterest expense$4,380,0002,135
Salaries and employee benefits$2,524,0002,092
Premises and equipment expense$430,0002,343
Additional noninterest expense$1,426,0002,005
Pre-tax net operating income$4,990,000998
Securities gains (losses)$01,906
Applicable income taxes$75,0003,102
Income before extraordinary items$4,915,000807
Extraordinary gains, net$011
Net income$4,915,000806
Minority interest net income$071
Net income of bank and minority interests.$4,915,000807
Net charge-offs$-15,0004,915
Cash dividends$2,547,000618
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,915,000796
2017-03-31 (YTD Data)Rank
Total interest income$3,905,0001,670
Total interest expense$248,0002,474
Net interest income$3,657,0001,568
Provision for loan and lease losses$03,537
Total noninterest income$1,018,0001,293
Gross Fiduciary activities income$318,000424
Service charges on deposit accounts$131,0001,966
Trading account gains and feesNANA
Additional Noninterest Income$569,0001,413
Total noninterest expense$2,172,0002,171
Salaries and employee benefits$1,226,0002,165
Premises and equipment expense$209,0002,446
Additional noninterest expense$737,0001,965
Pre-tax net operating income$2,503,000960
Securities gains (losses)$01,153
Applicable income taxes$25,0003,262
Income before extraordinary items$2,478,000778
Extraordinary gains, net$08
Net income$2,478,000778
Minority interest net income$055
Net income of bank and minority interests.$2,478,000778
Net charge-offs$-7,0004,847
Cash dividends$1,207,000619
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,478,000771
2016-12-31 (YTD Data)Rank
Total interest income$15,693,0001,605
Total interest expense$856,0002,692
Net interest income$14,837,0001,505
Provision for loan and lease losses$04,332
Total noninterest income$4,032,0001,332
Gross Fiduciary activities income$1,315,000419
Service charges on deposit accounts$603,0001,795
Trading account gains and fees$0170
Additional Noninterest Income$2,114,0001,549
Total noninterest expense$8,554,0002,173
Salaries and employee benefits$5,090,0002,068
Premises and equipment expense$849,0002,395
Additional noninterest expense$2,615,0002,221
Pre-tax net operating income$10,315,000906
Securities gains (losses)$03,212
Applicable income taxes$228,0002,843
Income before extraordinary items$10,087,000762
Extraordinary gains, net$05
Net income$10,087,000761
Minority interest net income$082
Net income of bank and minority interests.$10,087,000761
Net charge-offs$-156,0005,619
Cash dividends$4,855,000687
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,087,000746
2016-09-30 (YTD Data)Rank
Total interest income$11,770,0001,614
Total interest expense$609,0002,791
Net interest income$11,161,0001,500
Provision for loan and lease losses$04,186
Total noninterest income$2,874,0001,380
Gross Fiduciary activities income$1,007,000413
Service charges on deposit accounts$455,0001,792
Trading account gains and fees$0169
Additional Noninterest Income$1,412,0001,647
Total noninterest expense$6,361,0002,188
Salaries and employee benefits$3,718,0002,089
Premises and equipment expense$618,0002,450
Additional noninterest expense$2,025,0002,160
Pre-tax net operating income$7,674,000922
Securities gains (losses)$03,160
Applicable income taxes$171,0002,913
Income before extraordinary items$7,503,000761
Extraordinary gains, net$05
Net income$7,503,000762
Minority interest net income$071
Net income of bank and minority interests.$7,503,000761
Net charge-offs$-148,0005,673
Cash dividends$3,675,000653
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,503,000740
2016-06-30 (YTD Data)Rank
Total interest income$7,873,0001,615
Total interest expense$389,0002,878
Net interest income$7,484,0001,501
Provision for loan and lease losses$04,017
Total noninterest income$1,893,0001,373
Gross Fiduciary activities income$743,000389
Service charges on deposit accounts$299,0001,803
Trading account gains and fees$0157
Additional Noninterest Income$851,0001,728
Total noninterest expense$4,286,0002,177
Salaries and employee benefits$2,453,0002,118
Premises and equipment expense$394,0002,536
Additional noninterest expense$1,439,0002,047
Pre-tax net operating income$5,091,000919
Securities gains (losses)$02,835
Applicable income taxes$114,0002,907
Income before extraordinary items$4,977,000767
Extraordinary gains, net$016
Net income$4,977,000766
Minority interest net income$071
Net income of bank and minority interests.$4,977,000766
Net charge-offs$-140,0005,778
Cash dividends$2,495,000653
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,977,000742
2016-03-31 (YTD Data)Rank
Total interest income$3,872,0001,636
Total interest expense$192,0002,918
Net interest income$3,680,0001,519
Provision for loan and lease losses$03,656
Total noninterest income$944,0001,353
Gross Fiduciary activities income$414,000367
Service charges on deposit accounts$155,0001,754
Trading account gains and fees$0142
Additional Noninterest Income$375,0001,828
Total noninterest expense$2,149,0002,193
Salaries and employee benefits$1,198,0002,177
Premises and equipment expense$197,0002,567
Additional noninterest expense$754,0001,940
Pre-tax net operating income$2,475,000915
Securities gains (losses)$02,077
Applicable income taxes$57,0002,884
Income before extraordinary items$2,418,000758
Extraordinary gains, net$012
Net income$2,418,000759
Minority interest net income$062
Net income of bank and minority interests.$2,418,000758
Net charge-offs$-133,0005,928
Cash dividends$1,065,000697
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,418,000735
2015-12-31 (YTD Data)Rank
Total interest income$16,488,0001,495
Total interest expense$846,0002,717
Net interest income$15,642,0001,419
Provision for loan and lease losses$04,380
Total noninterest income$3,829,0001,340
Gross Fiduciary activities income$984,000464
Service charges on deposit accounts$713,0001,625
Trading account gains and fees$0159
Additional Noninterest Income$2,132,0001,450
Total noninterest expense$11,591,0001,646
Salaries and employee benefits$5,478,0001,904
Premises and equipment expense$875,0002,400
Additional noninterest expense$5,238,0001,225
Pre-tax net operating income$7,880,0001,082
Securities gains (losses)$-3,0005,742
Applicable income taxes$221,0002,879
Income before extraordinary items$7,656,000933
Extraordinary gains, net$023
Net income$7,656,000933
Minority interest net income$081
Net income of bank and minority interests.$7,656,000933
Net charge-offs$-23,0005,367
Cash dividends$5,407,000620
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,658,910912
2015-09-30 (YTD Data)Rank
Total interest income$12,466,0001,497
Total interest expense$651,0002,703
Net interest income$11,815,0001,421
Provision for loan and lease losses$04,232
Total noninterest income$2,699,0001,419
Gross Fiduciary activities income$682,000480
Service charges on deposit accounts$519,0001,672
Trading account gains and fees$0153
Additional Noninterest Income$1,498,0001,539
Total noninterest expense$6,762,0002,083
Salaries and employee benefits$4,048,0001,931
Premises and equipment expense$603,0002,577
Additional noninterest expense$2,111,0002,103
Pre-tax net operating income$7,752,000875
Securities gains (losses)$-3,0005,887
Applicable income taxes$164,0002,961
Income before extraordinary items$7,585,000731
Extraordinary gains, net$021
Net income$7,585,000729
Minority interest net income$078
Net income of bank and minority interests.$7,585,000731
Net charge-offs$-23,0005,382
Cash dividends$4,198,000551
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,587,940712
2015-06-30 (YTD Data)Rank
Total interest income$8,218,0001,515
Total interest expense$426,0002,751
Net interest income$7,792,0001,445
Provision for loan and lease losses$04,069
Total noninterest income$1,746,0001,449
Gross Fiduciary activities income$481,000472
Service charges on deposit accounts$347,0001,647
Trading account gains and fees$0157
Additional Noninterest Income$918,0001,646
Total noninterest expense$4,472,0002,113
Salaries and employee benefits$2,707,0001,936
Premises and equipment expense$370,0002,760
Additional noninterest expense$1,395,0002,126
Pre-tax net operating income$5,066,000879
Securities gains (losses)$02,636
Applicable income taxes$107,0002,978
Income before extraordinary items$4,959,000744
Extraordinary gains, net$022
Net income$4,959,000743
Minority interest net income$075
Net income of bank and minority interests.$4,959,000744
Net charge-offs$-16,0005,405
Cash dividends$2,312,000624
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,959,000721
2015-03-31 (YTD Data)Rank
Total interest income$4,121,0001,511
Total interest expense$215,0002,743
Net interest income$3,906,0001,437
Provision for loan and lease losses$03,703
Total noninterest income$884,0001,401
Gross Fiduciary activities income$271,000455
Service charges on deposit accounts$171,0001,656
Trading account gains and fees$0152
Additional Noninterest Income$442,0001,648
Total noninterest expense$2,166,0002,176
Salaries and employee benefits$1,318,0001,991
Premises and equipment expense$174,0002,909
Additional noninterest expense$674,0002,167
Pre-tax net operating income$2,624,000825
Securities gains (losses)$02,027
Applicable income taxes$53,0002,942
Income before extraordinary items$2,571,000697
Extraordinary gains, net$013
Net income$2,571,000695
Minority interest net income$064
Net income of bank and minority interests.$2,571,000697
Net charge-offs$-11,0005,460
Cash dividends$1,192,000576
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,571,000677
2014-12-31 (YTD Data)Rank
Total interest income$18,073,0001,400
Total interest expense$1,055,0002,499
Net interest income$17,018,0001,315
Provision for loan and lease losses$04,603
Total noninterest income$4,049,0001,275
Gross Fiduciary activities income$930,000475
Service charges on deposit accounts$797,0001,593
Trading account gains and fees$0180
Additional Noninterest Income$2,322,0001,310
Total noninterest expense$9,661,0001,962
Salaries and employee benefits$6,229,0001,672
Premises and equipment expense$1,073,0002,124
Additional noninterest expense$2,359,0002,521
Pre-tax net operating income$11,406,000734
Securities gains (losses)$03,259
Applicable income taxes$203,0002,945
Income before extraordinary items$11,203,000606
Extraordinary gains, net$017
Net income$11,203,000604
Minority interest net income$084
Net income of bank and minority interests.$11,203,000606
Net charge-offs$56,0003,671
Cash dividends$7,815,000415
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,203,000597
2014-09-30 (YTD Data)Rank
Total interest income$13,546,0001,409
Total interest expense$814,0002,488
Net interest income$12,732,0001,317
Provision for loan and lease losses$04,401
Total noninterest income$2,895,0001,324
Gross Fiduciary activities income$645,000495
Service charges on deposit accounts$609,0001,566
Trading account gains and fees$0174
Additional Noninterest Income$1,641,0001,373
Total noninterest expense$7,045,0002,018
Salaries and employee benefits$4,587,0001,693
Premises and equipment expense$588,0002,732
Additional noninterest expense$1,870,0002,405
Pre-tax net operating income$8,582,000743
Securities gains (losses)$02,980
Applicable income taxes$152,0003,019
Income before extraordinary items$8,430,000605
Extraordinary gains, net$015
Net income$8,430,000602
Minority interest net income$081
Net income of bank and minority interests.$8,430,000604
Net charge-offs$35,0003,512
Cash dividends$5,852,000387
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,430,000595
2014-06-30 (YTD Data)Rank
Total interest income$9,040,0001,405
Total interest expense$567,0002,419
Net interest income$8,473,0001,311
Provision for loan and lease losses$04,196
Total noninterest income$1,891,0001,331
Gross Fiduciary activities income$448,000484
Service charges on deposit accounts$406,0001,538
Trading account gains and fees$0172
Additional Noninterest Income$1,037,0001,414
Total noninterest expense$4,752,0001,997
Salaries and employee benefits$3,086,0001,669
Premises and equipment expense$480,0002,356
Additional noninterest expense$1,186,0002,519
Pre-tax net operating income$5,612,000732
Securities gains (losses)$02,580
Applicable income taxes$100,0003,006
Income before extraordinary items$5,512,000598
Extraordinary gains, net$020
Net income$5,512,000598
Minority interest net income$080
Net income of bank and minority interests.$5,512,000598
Net charge-offs$35,0003,061
Cash dividends$4,452,000353
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,512,000592
2014-03-31 (YTD Data)Rank
Total interest income$4,453,0001,420
Total interest expense$304,0002,323
Net interest income$4,149,0001,330
Provision for loan and lease losses$03,817
Total noninterest income$977,0001,270
Gross Fiduciary activities income$266,000461
Service charges on deposit accounts$205,0001,516
Trading account gains and fees$0147
Additional Noninterest Income$506,0001,407
Total noninterest expense$2,345,0002,023
Salaries and employee benefits$1,544,0001,683
Premises and equipment expense$232,0002,463
Additional noninterest expense$569,0002,610
Pre-tax net operating income$2,781,000724
Securities gains (losses)$01,715
Applicable income taxes$49,0002,967
Income before extraordinary items$2,732,000582
Extraordinary gains, net$016
Net income$2,732,000583
Minority interest net income$066
Net income of bank and minority interests.$2,732,000583
Net charge-offs$25,0002,339
Cash dividends$3,251,000222
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,732,000576
2013-12-31 (YTD Data)Rank
Total interest income$16,303,0001,536
Total interest expense$1,365,0002,343
Net interest income$14,938,0001,460
Provision for loan and lease losses$05,091
Total noninterest income$4,212,0001,278
Gross Fiduciary activities income$850,000484
Service charges on deposit accounts$812,0001,627
Trading account gains and fees$0184
Additional Noninterest Income$2,550,0001,279
Total noninterest expense$10,954,0001,752
Salaries and employee benefits$6,173,0001,658
Premises and equipment expense$906,0002,451
Additional noninterest expense$3,875,0001,658
Pre-tax net operating income$8,196,000936
Securities gains (losses)$03,182
Applicable income taxes$186,0002,998
Income before extraordinary items$8,010,000786
Extraordinary gains, net$029
Net income$8,010,000786
Minority interest net income$090
Net income of bank and minority interests.$8,010,000787
Net charge-offs$-2,0005,912
Cash dividends$24,659,000171
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,010,000771
2013-09-30 (YTD Data)Rank
Total interest income$11,976,0001,575
Total interest expense$1,046,0002,357
Net interest income$10,930,0001,493
Provision for loan and lease losses$04,941
Total noninterest income$2,916,0001,375
Gross Fiduciary activities income$573,000514
Service charges on deposit accounts$597,0001,646
Trading account gains and fees$0180
Additional Noninterest Income$1,746,0001,399
Total noninterest expense$6,491,0002,176
Salaries and employee benefits$4,407,0001,757
Premises and equipment expense$649,0002,575
Additional noninterest expense$1,435,0003,073
Pre-tax net operating income$7,355,000799
Securities gains (losses)$03,040
Applicable income taxes$139,0003,075
Income before extraordinary items$7,216,000675
Extraordinary gains, net$025
Net income$7,216,000676
Minority interest net income$084
Net income of bank and minority interests.$7,216,000677
Net charge-offs$-2,0005,787
Cash dividends$1,929,000903
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,216,000646
2013-06-30 (YTD Data)Rank
Total interest income$7,884,0001,588
Total interest expense$724,0002,327
Net interest income$7,160,0001,504
Provision for loan and lease losses$04,788
Total noninterest income$1,798,0001,453
Gross Fiduciary activities income$409,000502
Service charges on deposit accounts$390,0001,653
Trading account gains and fees$0157
Additional Noninterest Income$999,0001,579
Total noninterest expense$4,300,0002,187
Salaries and employee benefits$2,914,0001,763
Premises and equipment expense$425,0002,619
Additional noninterest expense$961,0003,052
Pre-tax net operating income$4,658,000822
Securities gains (losses)$02,791
Applicable income taxes$93,0003,053
Income before extraordinary items$4,565,000699
Extraordinary gains, net$022
Net income$4,565,000701
Minority interest net income$082
Net income of bank and minority interests.$4,565,000701
Net charge-offs$-3,0005,794
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,565,000676
2013-03-31 (YTD Data)Rank
Total interest income$3,979,0001,585
Total interest expense$384,0002,285
Net interest income$3,595,0001,507
Provision for loan and lease losses$04,409
Total noninterest income$908,0001,444
Gross Fiduciary activities income$218,000493
Service charges on deposit accounts$187,0001,700
Trading account gains and fees$0148
Additional Noninterest Income$503,0001,573
Total noninterest expense$2,100,0002,265
Salaries and employee benefits$1,431,0001,824
Premises and equipment expense$220,0002,566
Additional noninterest expense$449,0003,221
Pre-tax net operating income$2,403,000785
Securities gains (losses)$01,966
Applicable income taxes$47,0003,024
Income before extraordinary items$2,356,000677
Extraordinary gains, net$010
Net income$2,356,000677
Minority interest net income$076
Net income of bank and minority interests.$2,356,000678
Net charge-offs$-1,0005,189
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,356,000647
2012-12-31 (YTD Data)Rank
Total interest income$18,751,0001,419
Total interest expense$1,819,0002,319
Net interest income$16,932,0001,291
Provision for loan and lease losses$05,905
Total noninterest income$3,731,0001,395
Gross Fiduciary activities income$900,000473
Service charges on deposit accounts$827,0001,656
Trading account gains and fees$0166
Additional Noninterest Income$2,004,0001,522
Total noninterest expense$9,232,0002,067
Salaries and employee benefits$5,927,0001,700
Premises and equipment expense$939,0002,384
Additional noninterest expense$2,366,0002,693
Pre-tax net operating income$11,431,000644
Securities gains (losses)$36,0002,920
Applicable income taxes$185,0003,067
Income before extraordinary items$11,282,000569
Extraordinary gains, net$029
Net income$11,282,000567
Minority interest net income$093
Net income of bank and minority interests.$11,282,000569
Net charge-offs$05,985
Cash dividends$2,790,000935
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$11,246,720552
2012-09-30 (YTD Data)Rank
Total interest income$14,209,0001,432
Total interest expense$1,400,0002,352
Net interest income$12,809,0001,294
Provision for loan and lease losses$05,790
Total noninterest income$2,639,0001,446
Gross Fiduciary activities income$608,000496
Service charges on deposit accounts$622,0001,664
Trading account gains and fees$0157
Additional Noninterest Income$1,409,0001,585
Total noninterest expense$6,923,0002,081
Salaries and employee benefits$4,359,0001,726
Premises and equipment expense$697,0002,449
Additional noninterest expense$1,867,0002,581
Pre-tax net operating income$8,525,000657
Securities gains (losses)$36,0002,615
Applicable income taxes$139,0003,138
Income before extraordinary items$8,422,000585
Extraordinary gains, net$020
Net income$8,422,000584
Minority interest net income$086
Net income of bank and minority interests.$8,422,000585
Net charge-offs$-2,0006,317
Cash dividends$1,520,000978
Sale, conversion, retirement of capital stock, net$0952
Net operating income$8,386,720563
2012-06-30 (YTD Data)Rank
Total interest income$9,486,0001,443
Total interest expense$958,0002,374
Net interest income$8,528,0001,305
Provision for loan and lease losses$05,619
Total noninterest income$1,758,0001,434
Gross Fiduciary activities income$426,000488
Service charges on deposit accounts$411,0001,664
Trading account gains and fees$0153
Additional Noninterest Income$921,0001,597
Total noninterest expense$4,809,0001,990
Salaries and employee benefits$2,915,0001,722
Premises and equipment expense$450,0002,527
Additional noninterest expense$1,444,0002,247
Pre-tax net operating income$5,477,000675
Securities gains (losses)$36,0002,248
Applicable income taxes$93,0003,108
Income before extraordinary items$5,420,000592
Extraordinary gains, net$019
Net income$5,420,000592
Minority interest net income$084
Net income of bank and minority interests.$5,420,000592
Net charge-offs$-3,0006,365
Cash dividends$945,0001,035
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,384,720574
2012-03-31 (YTD Data)Rank
Total interest income$4,945,0001,391
Total interest expense$504,0002,358
Net interest income$4,441,0001,250
Provision for loan and lease losses$05,254
Total noninterest income$897,0001,417
Gross Fiduciary activities income$247,000454
Service charges on deposit accounts$201,0001,683
Trading account gains and fees$0148
Additional Noninterest Income$449,0001,627
Total noninterest expense$2,622,0001,827
Salaries and employee benefits$1,424,0001,760
Premises and equipment expense$227,0002,519
Additional noninterest expense$971,0001,716
Pre-tax net operating income$2,716,000684
Securities gains (losses)$02,210
Applicable income taxes$46,0003,136
Income before extraordinary items$2,670,000590
Extraordinary gains, net$019
Net income$2,670,000589
Minority interest net income$078
Net income of bank and minority interests.$2,670,000591
Net charge-offs$-3,0006,199
Cash dividends$875,000534
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,670,000579
2011-12-31 (YTD Data)Rank
Total interest income$20,141,0001,417
Total interest expense$3,050,0001,934
Net interest income$17,091,0001,300
Provision for loan and lease losses$06,496
Total noninterest income$3,504,0001,339
Gross Fiduciary activities income$742,000472
Service charges on deposit accounts$864,0001,673
Trading account gains and fees$0146
Additional Noninterest Income$1,898,0001,416
Total noninterest expense$9,414,0002,028
Salaries and employee benefits$6,287,0001,561
Premises and equipment expense$1,019,0002,378
Additional noninterest expense$2,108,0002,990
Pre-tax net operating income$11,181,000555
Securities gains (losses)$03,838
Applicable income taxes$186,0002,972
Income before extraordinary items$10,995,000494
Extraordinary gains, net$029
Net income$10,995,000494
Minority interest net income$096
Net income of bank and minority interests.$10,995,000495
Net charge-offs$265,0003,945
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,995,000480
2011-09-30 (YTD Data)Rank
Total interest income$15,010,0001,441
Total interest expense$2,304,0002,001
Net interest income$12,706,0001,320
Provision for loan and lease losses$06,393
Total noninterest income$2,595,0001,358
Gross Fiduciary activities income$522,000487
Service charges on deposit accounts$656,0001,667
Trading account gains and fees$0145
Additional Noninterest Income$1,417,0001,398
Total noninterest expense$6,973,0002,067
Salaries and employee benefits$4,703,0001,574
Premises and equipment expense$735,0002,469
Additional noninterest expense$1,535,0003,089
Pre-tax net operating income$8,328,000582
Securities gains (losses)$03,555
Applicable income taxes$139,0002,963
Income before extraordinary items$8,189,000505
Extraordinary gains, net$021
Net income$8,189,000504
Minority interest net income$087
Net income of bank and minority interests.$8,189,000505
Net charge-offs$264,0003,386
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,189,000489
2011-06-30 (YTD Data)Rank
Total interest income$9,814,0001,486
Total interest expense$1,553,0002,050
Net interest income$8,261,0001,345
Provision for loan and lease losses$06,217
Total noninterest income$1,687,0001,373
Gross Fiduciary activities income$374,000474
Service charges on deposit accounts$426,0001,680
Trading account gains and fees$0153
Additional Noninterest Income$887,0001,462
Total noninterest expense$4,736,0002,042
Salaries and employee benefits$3,146,0001,579
Premises and equipment expense$492,0002,486
Additional noninterest expense$1,098,0002,944
Pre-tax net operating income$5,212,000607
Securities gains (losses)$02,914
Applicable income taxes$93,0002,913
Income before extraordinary items$5,119,000525
Extraordinary gains, net$015
Net income$5,119,000524
Minority interest net income$089
Net income of bank and minority interests.$5,119,000525
Net charge-offs$265,0002,826
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,119,000512
2011-03-31 (YTD Data)Rank
Total interest income$4,884,0001,508
Total interest expense$781,0002,109
Net interest income$4,103,0001,357
Provision for loan and lease losses$05,840
Total noninterest income$794,0001,429
Gross Fiduciary activities income$205,000446
Service charges on deposit accounts$208,0001,694
Trading account gains and fees$0158
Additional Noninterest Income$381,0001,622
Total noninterest expense$2,404,0002,013
Salaries and employee benefits$1,598,0001,573
Premises and equipment expense$245,0002,534
Additional noninterest expense$561,0002,887
Pre-tax net operating income$2,493,000644
Securities gains (losses)$01,772
Applicable income taxes$46,0002,886
Income before extraordinary items$2,447,000544
Extraordinary gains, net$09
Net income$2,447,000543
Minority interest net income$086
Net income of bank and minority interests.$2,447,000544
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,447,000530
2010-12-31 (YTD Data)Rank
Total interest income$20,780,0001,476
Total interest expense$3,752,0002,110
Net interest income$17,028,0001,320
Provision for loan and lease losses$07,042
Total noninterest income$3,450,0001,404
Gross Fiduciary activities income$717,000470
Service charges on deposit accounts$936,0001,588
Trading account gains and fees$0175
Additional Noninterest Income$1,797,0001,514
Total noninterest expense$9,625,0002,020
Salaries and employee benefits$6,299,0001,558
Premises and equipment expense$1,051,0002,379
Additional noninterest expense$2,275,0002,906
Pre-tax net operating income$10,853,000504
Securities gains (losses)$32,0002,903
Applicable income taxes$170,0002,830
Income before extraordinary items$10,715,000428
Extraordinary gains, net$029
Net income$10,715,000427
Minority interest net income$0111
Net income of bank and minority interests.$10,715,000429
Net charge-offs$14,0006,477
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$10,683,640411
2010-09-30 (YTD Data)Rank
Total interest income$16,621,0001,406
Total interest expense$2,907,0002,138
Net interest income$13,714,0001,245
Provision for loan and lease losses$06,977
Total noninterest income$2,384,0001,479
Gross Fiduciary activities income$514,000474
Service charges on deposit accounts$705,0001,639
Trading account gains and fees$0165
Additional Noninterest Income$1,165,0001,626
Total noninterest expense$7,954,0001,842
Salaries and employee benefits$4,576,0001,602
Premises and equipment expense$750,0002,519
Additional noninterest expense$2,628,0001,968
Pre-tax net operating income$8,144,000526
Securities gains (losses)$33,0002,674
Applicable income taxes$128,0002,922
Income before extraordinary items$8,049,000427
Extraordinary gains, net$023
Net income$8,049,000427
Minority interest net income$0110
Net income of bank and minority interests.$8,049,000428
Net charge-offs$-112,0007,697
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$8,016,660413
2010-06-30 (YTD Data)Rank
Total interest income$11,305,0001,396
Total interest expense$1,979,0002,182
Net interest income$9,326,0001,217
Provision for loan and lease losses$06,857
Total noninterest income$1,531,0001,489
Gross Fiduciary activities income$368,000469
Service charges on deposit accounts$468,0001,642
Trading account gains and fees$0152
Additional Noninterest Income$695,0001,687
Total noninterest expense$5,658,0001,749
Salaries and employee benefits$2,997,0001,646
Premises and equipment expense$519,0002,456
Additional noninterest expense$2,142,0001,642
Pre-tax net operating income$5,199,000532
Securities gains (losses)$33,0002,128
Applicable income taxes$85,0002,917
Income before extraordinary items$5,147,000423
Extraordinary gains, net$019
Net income$5,147,000424
Minority interest net income$0105
Net income of bank and minority interests.$5,147,000424
Net charge-offs$-176,0007,785
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,114,660421
2010-03-31 (YTD Data)Rank
Total interest income$5,170,0001,572
Total interest expense$1,014,0002,237
Net interest income$4,156,0001,377
Provision for loan and lease losses$06,552
Total noninterest income$775,0001,481
Gross Fiduciary activities income$210,000448
Service charges on deposit accounts$234,0001,636
Trading account gains and fees$0175
Additional Noninterest Income$331,0001,726
Total noninterest expense$2,385,0002,059
Salaries and employee benefits$1,471,0001,702
Premises and equipment expense$247,0002,621
Additional noninterest expense$667,0002,471
Pre-tax net operating income$2,546,000535
Securities gains (losses)$2,0002,064
Applicable income taxes$42,0002,918
Income before extraordinary items$2,506,000433
Extraordinary gains, net$016
Net income$2,506,000434
Minority interest net income$091
Net income of bank and minority interests.$2,506,000435
Net charge-offs$-171,0007,884
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,504,040423
2009-12-31 (YTD Data)Rank
Total interest income$21,851,0001,569
Total interest expense$5,235,0002,166
Net interest income$16,616,0001,338
Provision for loan and lease losses$500,0004,539
Total noninterest income$3,495,0001,450
Gross Fiduciary activities income$637,000494
Service charges on deposit accounts$925,0001,804
Trading account gains and fees$0211
Additional Noninterest Income$1,933,0001,408
Total noninterest expense$13,257,0001,561
Salaries and employee benefits$6,296,0001,571
Premises and equipment expense$953,0002,688
Additional noninterest expense$6,008,0001,260
Pre-tax net operating income$6,354,000679
Securities gains (losses)$727,000664
Applicable income taxes$158,0002,569
Income before extraordinary items$6,923,000487
Extraordinary gains, net$034
Net income$6,923,000486
Minority interest net income$0115
Net income of bank and minority interests.$6,923,000489
Net charge-offs$129,0005,470
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,210,540552
2009-09-30 (YTD Data)Rank
Total interest income$16,309,0001,600
Total interest expense$4,081,0002,184
Net interest income$12,228,0001,357
Provision for loan and lease losses$350,0004,373
Total noninterest income$2,430,0001,547
Gross Fiduciary activities income$465,000490
Service charges on deposit accounts$693,0001,805
Trading account gains and fees$0212
Additional Noninterest Income$1,272,0001,551
Total noninterest expense$10,642,0001,441
Salaries and employee benefits$4,623,0001,622
Premises and equipment expense$709,0002,744
Additional noninterest expense$5,310,0001,063
Pre-tax net operating income$3,666,000914
Securities gains (losses)$727,000520
Applicable income taxes$115,0002,776
Income before extraordinary items$4,278,000631
Extraordinary gains, net$027
Net income$4,278,000632
Minority interest net income$0118
Net income of bank and minority interests.$4,278,000633
Net charge-offs$42,0005,803
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,572,810745
2009-06-30 (YTD Data)Rank
Total interest income$10,687,0001,659
Total interest expense$2,757,0002,241
Net interest income$7,930,0001,399
Provision for loan and lease losses$200,0004,313
Total noninterest income$1,417,0001,717
Gross Fiduciary activities income$331,000481
Service charges on deposit accounts$447,0001,841
Trading account gains and fees$0193
Additional Noninterest Income$639,0001,907
Total noninterest expense$5,956,0001,727
Salaries and employee benefits$2,986,0001,716
Premises and equipment expense$458,0002,853
Additional noninterest expense$2,512,0001,477
Pre-tax net operating income$3,191,000724
Securities gains (losses)$728,000377
Applicable income taxes$72,0002,886
Income before extraordinary items$3,847,000454
Extraordinary gains, net$021
Net income$3,847,000452
Minority interest net income$0112
Net income of bank and minority interests.$3,847,000454
Net charge-offs$39,0005,127
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,133,560558
2009-03-31 (YTD Data)Rank
Total interest income$5,158,0001,739
Total interest expense$1,394,0002,295
Net interest income$3,764,0001,479
Provision for loan and lease losses$50,0004,881
Total noninterest income$625,0001,835
Gross Fiduciary activities income$180,000469
Service charges on deposit accounts$210,0001,884
Trading account gains and fees$0171
Additional Noninterest Income$235,0002,284
Total noninterest expense$2,582,0001,918
Salaries and employee benefits$1,350,0001,905
Premises and equipment expense$244,0002,728
Additional noninterest expense$988,0001,634
Pre-tax net operating income$1,757,000717
Securities gains (losses)$-1,0007,699
Applicable income taxes$36,0003,153
Income before extraordinary items$1,720,000578
Extraordinary gains, net$015
Net income$1,720,000578
Minority interest net income$0102
Net income of bank and minority interests.$1,720,000581
Net charge-offs$39,0003,779
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,720,980540
2008-12-31 (YTD Data)Rank
Total interest income$23,433,0001,652
Total interest expense$7,835,0002,005
Net interest income$15,598,0001,435
Provision for loan and lease losses$125,0005,768
Total noninterest income$3,906,0001,291
Gross Fiduciary activities income$639,000510
Service charges on deposit accounts$889,0001,942
Trading account gains and fees$0154
Additional Noninterest Income$2,378,0001,152
Total noninterest expense$8,156,0002,342
Salaries and employee benefits$5,355,0001,888
Premises and equipment expense$1,112,0002,394
Additional noninterest expense$1,689,0003,313
Pre-tax net operating income$11,223,000477
Securities gains (losses)$1,0003,084
Applicable income taxes$145,0003,096
Income before extraordinary items$11,079,000355
Extraordinary gains, net$039
Net income$11,079,000355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0005,544
Cash dividends$6,722,000432
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$11,078,010371
2008-09-30 (YTD Data)Rank
Total interest income$17,872,0001,657
Total interest expense$6,360,0001,937
Net interest income$11,512,0001,473
Provision for loan and lease losses$125,0004,866
Total noninterest income$2,795,0001,379
Gross Fiduciary activities income$469,000526
Service charges on deposit accounts$670,0001,933
Trading account gains and fees$0148
Additional Noninterest Income$1,656,0001,264
Total noninterest expense$5,755,0002,452
Salaries and employee benefits$3,831,0002,007
Premises and equipment expense$784,0002,539
Additional noninterest expense$1,140,0003,516
Pre-tax net operating income$8,427,000592
Securities gains (losses)$1,0002,971
Applicable income taxes$109,0003,529
Income before extraordinary items$8,319,000437
Extraordinary gains, net$031
Net income$8,319,000436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,934
Cash dividends$6,722,000345
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,318,010460
2008-06-30 (YTD Data)Rank
Total interest income$11,995,0001,674
Total interest expense$4,448,0001,936
Net interest income$7,547,0001,484
Provision for loan and lease losses$125,0003,905
Total noninterest income$1,806,0001,431
Gross Fiduciary activities income$329,000524
Service charges on deposit accounts$444,0001,930
Trading account gains and fees$0149
Additional Noninterest Income$1,033,0001,363
Total noninterest expense$3,851,0002,460
Salaries and employee benefits$2,530,0002,049
Premises and equipment expense$540,0002,469
Additional noninterest expense$781,0003,421
Pre-tax net operating income$5,377,000656
Securities gains (losses)$03,233
Applicable income taxes$72,0003,768
Income before extraordinary items$5,305,000523
Extraordinary gains, net$021
Net income$5,305,000522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0008,180
Cash dividends$5,272,000316
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,305,000510
2008-03-31 (YTD Data)Rank
Total interest income$6,157,0001,688
Total interest expense$2,439,0001,904
Net interest income$3,718,0001,492
Provision for loan and lease losses$06,080
Total noninterest income$1,555,000947
Gross Fiduciary activities income$179,000508
Service charges on deposit accounts$220,0001,914
Trading account gains and fees$0158
Additional Noninterest Income$1,156,000768
Total noninterest expense$1,868,0002,523
Salaries and employee benefits$1,206,0002,178
Premises and equipment expense$263,0002,559
Additional noninterest expense$399,0003,319
Pre-tax net operating income$3,405,000577
Securities gains (losses)$02,688
Applicable income taxes$36,0003,885
Income before extraordinary items$3,369,000445
Extraordinary gains, net$015
Net income$3,369,000446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,262
Cash dividends$3,280,000272
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,369,000432
2007-12-31 (YTD Data)Rank
Total interest income$26,121,0001,652
Total interest expense$11,189,0001,782
Net interest income$14,932,0001,527
Provision for loan and lease losses$60,0005,449
Total noninterest income$3,928,0001,319
Gross Fiduciary activities income$627,000536
Service charges on deposit accounts$994,0001,770
Trading account gains and fees$0178
Additional Noninterest Income$2,307,0001,239
Total noninterest expense$8,144,0002,248
Salaries and employee benefits$5,246,0001,916
Premises and equipment expense$1,146,0002,272
Additional noninterest expense$1,752,0003,008
Pre-tax net operating income$10,656,000803
Securities gains (losses)$02,146
Applicable income taxes$133,0004,244
Income before extraordinary items$10,523,000618
Extraordinary gains, net$039
Net income$10,523,000616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,974
Cash dividends$10,523,000399
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$10,523,000607
2007-09-30 (YTD Data)Rank
Total interest income$19,588,0001,652
Total interest expense$8,278,0001,807
Net interest income$11,310,0001,514
Provision for loan and lease losses$60,0004,834
Total noninterest income$2,499,0001,519
Gross Fiduciary activities income$462,000544
Service charges on deposit accounts$763,0001,719
Trading account gains and fees$0184
Additional Noninterest Income$1,274,0001,532
Total noninterest expense$5,900,0002,301
Salaries and employee benefits$3,734,0002,004
Premises and equipment expense$981,0001,973
Additional noninterest expense$1,185,0003,224
Pre-tax net operating income$7,849,000885
Securities gains (losses)$01,655
Applicable income taxes$109,0004,359
Income before extraordinary items$7,740,000676
Extraordinary gains, net$033
Net income$7,740,000674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0003,216
Cash dividends$7,736,000396
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,740,000663
2007-06-30 (YTD Data)Rank
Total interest income$12,881,0001,688
Total interest expense$5,341,0001,863
Net interest income$7,540,0001,531
Provision for loan and lease losses$60,0003,990
Total noninterest income$1,178,0001,991
Gross Fiduciary activities income$322,000540
Service charges on deposit accounts$506,0001,736
Trading account gains and fees$0168
Additional Noninterest Income$350,0002,769
Total noninterest expense$3,901,0002,341
Salaries and employee benefits$2,485,0002,060
Premises and equipment expense$620,0002,089
Additional noninterest expense$796,0003,207
Pre-tax net operating income$4,757,0001,006
Securities gains (losses)$01,444
Applicable income taxes$72,0004,453
Income before extraordinary items$4,685,000770
Extraordinary gains, net$029
Net income$4,685,000769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0002,332
Cash dividends$4,684,000449
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,685,000763
2007-03-31 (YTD Data)Rank
Total interest income$6,374,0001,698
Total interest expense$2,576,0001,898
Net interest income$3,798,0001,513
Provision for loan and lease losses$60,0002,747
Total noninterest income$772,0001,618
Gross Fiduciary activities income$171,000527
Service charges on deposit accounts$243,0001,752
Trading account gains and fees$0195
Additional Noninterest Income$358,0001,729
Total noninterest expense$2,002,0002,288
Salaries and employee benefits$1,262,0002,039
Premises and equipment expense$309,0002,114
Additional noninterest expense$431,0002,971
Pre-tax net operating income$2,508,000945
Securities gains (losses)$01,187
Applicable income taxes$36,0004,461
Income before extraordinary items$2,472,000734
Extraordinary gains, net$022
Net income$2,472,000733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0001,850
Cash dividends$2,467,000393
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,472,000723
2006-12-31 (YTD Data)Rank
Total interest income$24,211,0001,663
Total interest expense$9,020,0001,846
Net interest income$15,191,0001,504
Provision for loan and lease losses$240,0003,157
Total noninterest income$3,454,0001,443
Gross Fiduciary activities income$469,000598
Service charges on deposit accounts$1,123,0001,578
Trading account gains and fees$0130
Additional Noninterest Income$1,862,0001,437
Total noninterest expense$8,070,0002,191
Salaries and employee benefits$4,874,0002,000
Premises and equipment expense$1,308,0001,928
Additional noninterest expense$1,888,0002,703
Pre-tax net operating income$10,335,000950
Securities gains (losses)$-159,0008,331
Applicable income taxes$145,0004,638
Income before extraordinary items$10,031,000742
Extraordinary gains, net$051
Net income$10,031,000741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,893
Cash dividends$10,000,000378
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$10,188,410718
2006-09-30 (YTD Data)Rank
Total interest income$17,767,0001,686
Total interest expense$6,355,0001,893
Net interest income$11,412,0001,519
Provision for loan and lease losses$180,0003,038
Total noninterest income$2,724,0001,405
Gross Fiduciary activities income$340,000600
Service charges on deposit accounts$853,0001,567
Trading account gains and fees$0126
Additional Noninterest Income$1,531,0001,349
Total noninterest expense$5,980,0002,206
Salaries and employee benefits$3,570,0002,050
Premises and equipment expense$1,042,0001,817
Additional noninterest expense$1,368,0002,769
Pre-tax net operating income$7,976,000968
Securities gains (losses)$-159,0008,506
Applicable income taxes$108,0004,852
Income before extraordinary items$7,709,000760
Extraordinary gains, net$045
Net income$7,709,000759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0002,361
Cash dividends$7,623,000369
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,866,410735
2006-06-30 (YTD Data)Rank
Total interest income$11,491,0001,701
Total interest expense$3,912,0001,945
Net interest income$7,579,0001,519
Provision for loan and lease losses$120,0002,983
Total noninterest income$1,540,0001,598
Gross Fiduciary activities income$235,000603
Service charges on deposit accounts$553,0001,595
Trading account gains and fees$0126
Additional Noninterest Income$752,0001,673
Total noninterest expense$3,978,0002,216
Salaries and employee benefits$2,377,0002,059
Premises and equipment expense$703,0001,797
Additional noninterest expense$898,0002,818
Pre-tax net operating income$5,021,0001,016
Securities gains (losses)$-159,0008,611
Applicable income taxes$72,0004,887
Income before extraordinary items$4,790,000814
Extraordinary gains, net$039
Net income$4,790,000814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0001,751
Cash dividends$4,762,000397
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,947,410777
2006-03-31 (YTD Data)Rank
Total interest income$5,629,0001,688
Total interest expense$1,856,0001,949
Net interest income$3,773,0001,519
Provision for loan and lease losses$60,0002,788
Total noninterest income$773,0001,558
Gross Fiduciary activities income$131,000591
Service charges on deposit accounts$261,0001,630
Trading account gains and fees$0115
Additional Noninterest Income$381,0001,624
Total noninterest expense$2,012,0002,201
Salaries and employee benefits$1,181,0002,083
Premises and equipment expense$375,0001,715
Additional noninterest expense$456,0002,775
Pre-tax net operating income$2,474,0001,010
Securities gains (losses)$-159,0008,698
Applicable income taxes$36,0004,838
Income before extraordinary items$2,279,000838
Extraordinary gains, net$021
Net income$2,279,000837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,292
Cash dividends$2,240,000389
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,434,820767
2005-12-31 (YTD Data)Rank
Total interest income$22,545,0001,474
Total interest expense$7,491,0001,514
Net interest income$15,054,0001,457
Provision for loan and lease losses$945,0001,104
Total noninterest income$3,314,0001,477
Gross Fiduciary activities income$435,000618
Service charges on deposit accounts$1,143,0001,527
Trading account gains and fees$0138
Additional Noninterest Income$1,736,0001,499
Total noninterest expense$8,107,0002,064
Salaries and employee benefits$4,843,0001,914
Premises and equipment expense$1,377,0001,763
Additional noninterest expense$1,887,0002,632
Pre-tax net operating income$9,316,0001,042
Securities gains (losses)$-4,0007,217
Applicable income taxes$152,0004,983
Income before extraordinary items$9,160,000788
Extraordinary gains, net$046
Net income$9,160,000790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$618,000977
Cash dividends$9,119,000408
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,163,920775
2005-09-30 (YTD Data)Rank
Total interest income$16,775,0001,454
Total interest expense$5,584,0001,440
Net interest income$11,191,0001,445
Provision for loan and lease losses$840,000899
Total noninterest income$2,260,0001,596
Gross Fiduciary activities income$320,000619
Service charges on deposit accounts$844,0001,533
Trading account gains and fees$0126
Additional Noninterest Income$1,096,0001,700
Total noninterest expense$5,900,0002,097
Salaries and employee benefits$3,509,0001,946
Premises and equipment expense$1,023,0001,767
Additional noninterest expense$1,368,0002,693
Pre-tax net operating income$6,711,0001,076
Securities gains (losses)$02,317
Applicable income taxes$114,0005,107
Income before extraordinary items$6,597,000811
Extraordinary gains, net$035
Net income$6,597,000812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$598,000723
Cash dividends$6,596,000386
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,597,000797
2005-06-30 (YTD Data)Rank
Total interest income$11,017,0001,430
Total interest expense$3,643,0001,386
Net interest income$7,374,0001,441
Provision for loan and lease losses$735,000688
Total noninterest income$1,339,0001,765
Gross Fiduciary activities income$204,000630
Service charges on deposit accounts$540,0001,553
Trading account gains and fees$0116
Additional Noninterest Income$595,0001,939
Total noninterest expense$3,859,0002,119
Salaries and employee benefits$2,328,0001,943
Premises and equipment expense$656,0001,821
Additional noninterest expense$875,0002,789
Pre-tax net operating income$4,119,0001,132
Securities gains (losses)$02,146
Applicable income taxes$76,0005,134
Income before extraordinary items$4,043,000864
Extraordinary gains, net$030
Net income$4,043,000864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$584,000532
Cash dividends$3,976,000406
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,043,000841
2005-03-31 (YTD Data)Rank
Total interest income$5,436,0001,416
Total interest expense$1,745,0001,376
Net interest income$3,691,0001,427
Provision for loan and lease losses$630,000388
Total noninterest income$666,0001,722
Gross Fiduciary activities income$111,000624
Service charges on deposit accounts$264,0001,537
Trading account gains and fees$0115
Additional Noninterest Income$291,0001,922
Total noninterest expense$1,922,0002,154
Salaries and employee benefits$1,149,0001,985
Premises and equipment expense$327,0001,835
Additional noninterest expense$446,0002,707
Pre-tax net operating income$1,805,0001,271
Securities gains (losses)$-7,0008,456
Applicable income taxes$38,0005,097
Income before extraordinary items$1,760,000984
Extraordinary gains, net$024
Net income$1,760,000985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$572,000316
Cash dividends$1,756,000413
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,766,860961
2004-12-31 (YTD Data)Rank
Total interest income$21,685,0001,309
Total interest expense$6,709,0001,224
Net interest income$14,976,0001,352
Provision for loan and lease losses$790,0001,302
Total noninterest income$2,808,0001,701
Gross Fiduciary activities income$354,000652
Service charges on deposit accounts$1,479,0001,206
Trading account gains and fees$0138
Additional Noninterest Income$975,0002,182
Total noninterest expense$8,422,0001,913
Salaries and employee benefits$5,193,0001,700
Premises and equipment expense$1,262,0001,818
Additional noninterest expense$1,967,0002,459
Pre-tax net operating income$8,572,0001,022
Securities gains (losses)$03,819
Applicable income taxes$152,0005,083
Income before extraordinary items$8,420,000788
Extraordinary gains, net$034
Net income$8,420,000788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$787,000918
Cash dividends$12,627,000295
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,420,000761
2004-09-30 (YTD Data)Rank
Total interest income$16,094,0001,301
Total interest expense$4,865,0001,237
Net interest income$11,229,0001,338
Provision for loan and lease losses$180,0003,152
Total noninterest income$1,910,0001,856
Gross Fiduciary activities income$265,000650
Service charges on deposit accounts$1,148,0001,165
Trading account gains and fees$0134
Additional Noninterest Income$497,0002,819
Total noninterest expense$5,832,0002,049
Salaries and employee benefits$3,504,0001,858
Premises and equipment expense$786,0002,184
Additional noninterest expense$1,542,0002,336
Pre-tax net operating income$7,127,000930
Securities gains (losses)$03,710
Applicable income taxes$114,0005,197
Income before extraordinary items$7,013,000724
Extraordinary gains, net$026
Net income$7,013,000725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0002,495
Cash dividends$8,771,000305
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,013,000691
2004-06-30 (YTD Data)Rank
Total interest income$10,589,0001,308
Total interest expense$3,189,0001,239
Net interest income$7,400,0001,342
Provision for loan and lease losses$120,0003,090
Total noninterest income$1,274,0001,823
Gross Fiduciary activities income$181,000656
Service charges on deposit accounts$725,0001,217
Trading account gains and fees$0130
Additional Noninterest Income$368,0002,650
Total noninterest expense$3,904,0002,038
Salaries and employee benefits$2,430,0001,804
Premises and equipment expense$592,0001,935
Additional noninterest expense$882,0002,675
Pre-tax net operating income$4,650,000937
Securities gains (losses)$03,413
Applicable income taxes$76,0005,175
Income before extraordinary items$4,574,000729
Extraordinary gains, net$021
Net income$4,574,000729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,302
Cash dividends$6,532,000266
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,574,000692
2004-03-31 (YTD Data)Rank
Total interest income$5,240,0001,326
Total interest expense$1,578,0001,261
Net interest income$3,662,0001,355
Provision for loan and lease losses$61,0002,910
Total noninterest income$663,0001,740
Gross Fiduciary activities income$109,000625
Service charges on deposit accounts$362,0001,172
Trading account gains and fees$0121
Additional Noninterest Income$192,0002,539
Total noninterest expense$1,891,0002,119
Salaries and employee benefits$1,096,0002,008
Premises and equipment expense$274,0002,120
Additional noninterest expense$521,0002,273
Pre-tax net operating income$2,373,000909
Securities gains (losses)$02,934
Applicable income taxes$38,0005,155
Income before extraordinary items$2,335,000714
Extraordinary gains, net$016
Net income$2,335,000714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,677
Cash dividends$4,197,000202
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,335,000662
2003-12-31 (YTD Data)Rank
Total interest income$23,346,0001,223
Total interest expense$7,528,0001,185
Net interest income$15,818,0001,224
Provision for loan and lease losses$230,0003,756
Total noninterest income$2,538,0001,924
Gross Fiduciary activities income$313,000690
Service charges on deposit accounts$1,371,0001,266
Trading account gains and fees$0160
Additional Noninterest Income$854,0002,627
Total noninterest expense$9,035,0001,759
Salaries and employee benefits$5,518,0001,562
Premises and equipment expense$1,506,0001,510
Additional noninterest expense$2,011,0002,390
Pre-tax net operating income$9,091,000932
Securities gains (losses)$04,500
Applicable income taxes$164,0005,176
Income before extraordinary items$8,927,000725
Extraordinary gains, net$054
Net income$8,927,000727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0003,233
Cash dividends$4,728,000687
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,927,000677
2003-09-30 (YTD Data)Rank
Total interest income$17,726,0001,237
Total interest expense$5,847,0001,192
Net interest income$11,879,0001,228
Provision for loan and lease losses$180,0003,498
Total noninterest income$1,867,0002,009
Gross Fiduciary activities income$219,000718
Service charges on deposit accounts$973,0001,336
Trading account gains and fees$0153
Additional Noninterest Income$675,0002,628
Total noninterest expense$6,661,0001,792
Salaries and employee benefits$4,084,0001,586
Premises and equipment expense$1,009,0001,692
Additional noninterest expense$1,568,0002,289
Pre-tax net operating income$6,905,000956
Securities gains (losses)$17,0003,051
Applicable income taxes$107,0005,498
Income before extraordinary items$6,815,000753
Extraordinary gains, net$040
Net income$6,815,000754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,594
Cash dividends$3,478,000651
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,798,340703
2003-06-30 (YTD Data)Rank
Total interest income$11,864,0001,241
Total interest expense$4,107,0001,170
Net interest income$7,757,0001,261
Provision for loan and lease losses$120,0003,448
Total noninterest income$971,0002,408
Gross Fiduciary activities income$146,000715
Service charges on deposit accounts$559,0001,525
Trading account gains and fees$0150
Additional Noninterest Income$266,0003,519
Total noninterest expense$4,296,0001,841
Salaries and employee benefits$2,654,0001,615
Premises and equipment expense$669,0001,699
Additional noninterest expense$973,0002,424
Pre-tax net operating income$4,312,0001,006
Securities gains (losses)$-30,0009,133
Applicable income taxes$71,0005,543
Income before extraordinary items$4,211,000806
Extraordinary gains, net$030
Net income$4,211,000807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,544
Cash dividends$3,478,000463
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,240,400738
2003-03-31 (YTD Data)Rank
Total interest income$3,385,0002,173
Total interest expense$1,105,0002,211
Net interest income$2,280,0002,144
Provision for loan and lease losses$45,0003,818
Total noninterest income$334,0003,005
Gross Fiduciary activities income$78,000712
Service charges on deposit accounts$226,0001,811
Trading account gains and fees$0134
Additional Noninterest Income$30,0006,231
Total noninterest expense$1,096,0003,398
Salaries and employee benefits$616,0003,282
Premises and equipment expense$155,0003,397
Additional noninterest expense$325,0003,403
Pre-tax net operating income$1,473,0001,450
Securities gains (losses)$02,891
Applicable income taxes$20,0006,071
Income before extraordinary items$1,453,0001,144
Extraordinary gains, net$021
Net income$1,453,0001,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,563
Cash dividends$1,423,000508
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,453,0001,055
2002-12-31 (YTD Data)Rank
Total interest income$14,442,0002,123
Total interest expense$5,143,0002,181
Net interest income$9,299,0002,083
Provision for loan and lease losses$180,0004,547
Total noninterest income$1,268,0002,961
Gross Fiduciary activities income$277,000735
Service charges on deposit accounts$783,0002,037
Trading account gains and fees$0153
Additional Noninterest Income$208,0004,932
Total noninterest expense$4,782,0003,039
Salaries and employee benefits$2,995,0002,639
Premises and equipment expense$639,0003,227
Additional noninterest expense$1,148,0003,746
Pre-tax net operating income$5,605,0001,483
Securities gains (losses)$2,0004,234
Applicable income taxes$82,0006,144
Income before extraordinary items$5,525,0001,139
Extraordinary gains, net$070
Net income$5,525,0001,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,762
Cash dividends$5,370,000586
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,523,0201,091
2001-12-31 (YTD Data)Rank
Total interest income$14,891,0002,302
Total interest expense$7,178,0002,233
Net interest income$7,713,0002,321
Provision for loan and lease losses$08,228
Total noninterest income$1,208,0002,921
Gross Fiduciary activities income$271,000754
Service charges on deposit accounts$721,0002,086
Trading account gains and fees$0177
Additional Noninterest Income$216,0004,772
Total noninterest expense$4,253,0003,241
Salaries and employee benefits$2,653,0002,806
Premises and equipment expense$578,0003,476
Additional noninterest expense$1,022,0003,995
Pre-tax net operating income$4,668,0001,538
Securities gains (losses)$04,612
Applicable income taxes$76,0006,325
Income before extraordinary items$4,592,0001,179
Extraordinary gains, net$0105
Net income$4,592,0001,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,336
Cash dividends$4,575,000659
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,592,0001,136
2000-12-31 (YTD Data)Rank
Total interest income$14,886,0002,352
Total interest expense$7,581,0002,244
Net interest income$7,305,0002,427
Provision for loan and lease losses$-700,0009,883
Total noninterest income$1,053,0003,025
Gross Fiduciary activities income$203,000802
Service charges on deposit accounts$622,0002,212
Trading account gains and fees$0180
Additional Noninterest Income$228,0004,493
Total noninterest expense$4,441,0003,033
Salaries and employee benefits$2,577,0002,753
Premises and equipment expense$573,0003,395
Additional noninterest expense$1,291,0003,196
Pre-tax net operating income$4,617,0001,597
Securities gains (losses)$01,956
Applicable income taxes$75,0006,855
Income before extraordinary items$4,542,0001,164
Extraordinary gains, net$038
Net income$4,542,0001,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0009,312
Cash dividends$7,095,000479
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,542,0001,163
1999-12-31 (YTD Data)Rank
Total interest income$4,180,0006,213
Total interest expense$2,226,0005,602
Net interest income$1,954,0006,723
Provision for loan and lease losses$127,0004,627
Total noninterest income$428,0005,414
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$173,0005,490
Trading account gains and feesNANA
Additional Noninterest Income$255,0004,389
Total noninterest expense$1,450,0006,904
Salaries and employee benefits$776,0006,862
Premises and equipment expense$101,0008,608
Additional noninterest expense$573,0006,005
Pre-tax net operating income$805,0005,907
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$805,0005,074
Extraordinary gains, net$035
Net income$805,0005,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0009,592
Cash dividends$560,0003,283
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$805,0005,034
1998-12-31 (YTD Data)Rank
Total interest income$4,010,0006,472
Total interest expense$2,148,0005,924
Net interest income$1,862,0006,919
Provision for loan and lease losses$120,0004,610
Total noninterest income$286,0006,602
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$192,0005,258
Trading account gains and feesNANA
Additional Noninterest Income$94,0006,772
Total noninterest expense$1,274,0007,340
Salaries and employee benefits$736,0006,996
Premises and equipment expense$140,0007,876
Additional noninterest expense$398,0007,234
Pre-tax net operating income$754,0006,275
Securities gains (losses)$04,449
Applicable income taxes$22,0008,844
Income before extraordinary items$732,0005,473
Extraordinary gains, net$032
Net income$732,0005,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,038
Cash dividends$564,0003,261
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$732,0005,364
1997-12-31 (YTD Data)Rank
Total interest income$3,650,0007,010
Total interest expense$1,910,0006,446
Net interest income$1,740,0007,454
Provision for loan and lease losses$30,0007,369
Total noninterest income$271,0006,989
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$171,0005,813
Trading account gains and feesNANA
Additional Noninterest Income$100,0006,788
Total noninterest expense$1,287,0007,384
Salaries and employee benefits$682,0007,428
Premises and equipment expense$180,0007,193
Additional noninterest expense$425,0007,153
Pre-tax net operating income$694,0006,997
Securities gains (losses)$03,944
Applicable income taxes$161,0007,446
Income before extraordinary items$533,0006,782
Extraordinary gains, net$044
Net income$533,0006,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,656
Cash dividends$1,921,0001,359
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$533,0006,724
1996-12-31 (YTD Data)Rank
Total interest income$3,453,0007,452
Total interest expense$1,766,0006,914
Net interest income$1,687,0007,819
Provision for loan and lease losses$117,0004,776
Total noninterest income$195,0008,302
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$134,0006,768
Trading account gains and feesNANA
Additional Noninterest Income$61,0008,436
Total noninterest expense$1,191,0008,011
Salaries and employee benefits$668,0007,732
Premises and equipment expense$99,0009,324
Additional noninterest expense$424,0007,681
Pre-tax net operating income$574,0007,549
Securities gains (losses)$-31,00010,869
Applicable income taxes$174,0007,529
Income before extraordinary items$369,0007,867
Extraordinary gains, net$053
Net income$369,0007,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0003,188
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$390,0807,648
1995-12-31 (YTD Data)Rank
Total interest income$3,426,0007,651
Total interest expense$1,760,0006,992
Net interest income$1,666,0008,104
Provision for loan and lease losses$545,0001,467
Total noninterest income$217,0008,168
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$38,0009,589
Trading account gains and feesNANA
Additional Noninterest Income$179,0005,456
Total noninterest expense$969,0009,086
Salaries and employee benefits$544,0008,757
Premises and equipment expense$88,0009,975
Additional noninterest expense$337,0008,829
Pre-tax net operating income$369,0009,269
Securities gains (losses)$03,831
Applicable income taxes$97,0009,235
Income before extraordinary items$272,0009,209
Extraordinary gains, net$065
Net income$272,0009,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$377,0001,669
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$272,0009,176
1994-12-31 (YTD Data)Rank
Total interest income$2,924,0008,183
Total interest expense$1,344,0007,414
Net interest income$1,580,0008,643
Provision for loan and lease losses$625,0001,295
Total noninterest income$178,0009,143
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$115,0007,712
Trading account gains and feesNANA
Additional Noninterest Income$63,0008,968
Total noninterest expense$933,0009,619
Salaries and employee benefits$500,0009,393
Premises and equipment expense$88,00010,406
Additional noninterest expense$345,0009,412
Pre-tax net operating income$200,00010,894
Securities gains (losses)$03,600
Applicable income taxes$53,00010,390
Income before extraordinary items$147,00010,856
Extraordinary gains, net$0249
Net income$147,00010,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$593,0001,226
Cash dividends$356,0004,036
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$147,00010,907
1993-12-31 (YTD Data)Rank
Total interest income$2,793,0008,672
Total interest expense$1,211,0008,204
Net interest income$1,582,0008,856
Provision for loan and lease losses$90,0006,008
Total noninterest income$144,00010,332
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$36,00010,537
Trading account gains and feesNANA
Additional Noninterest Income$108,0007,642
Total noninterest expense$867,00010,358
Salaries and employee benefits$460,00010,036
Premises and equipment expense$99,00010,473
Additional noninterest expense$308,00010,343
Pre-tax net operating income$769,0006,975
Securities gains (losses)$5,0006,132
Applicable income taxes$248,0006,836
Income before extraordinary items$526,0007,340
Extraordinary gains, net$03,149
Net income$526,0007,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$270,0004,670
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$522,6007,116
1992-12-31 (YTD Data)Rank
Total interest income$2,917,0009,131
Total interest expense$1,423,0008,763
Net interest income$1,494,0009,295
Provision for loan and lease losses$62,0008,472
Total noninterest income$166,00010,133
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$37,00010,808
Trading account gains and feesNANA
Additional Noninterest Income$129,0007,194
Total noninterest expense$777,00011,115
Salaries and employee benefits$426,00010,562
Premises and equipment expense$92,00011,034
Additional noninterest expense$259,00011,418
Pre-tax net operating income$821,0006,474
Securities gains (losses)$-9,00013,256
Applicable income taxes$241,0006,810
Income before extraordinary items$571,0006,765
Extraordinary gains, net$01,422
Net income$571,0006,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00012,178
Cash dividends$270,0004,292
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$577,3006,376

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.