First Exchange Bank

First Exchange Bank
11 West Main Street
Mannington, WV 26582

1 client reviewFirst Exchange Bank scored 5 out of 5.

Concentration:Commercial Lending Specialization
Established:1932-06-27
FDIC Insurance:1934-01-01
FDIC Cert:#13020
Holden By:Heritage Bancshares, Inc.
Charter Class:commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:6, ranked #1807
Website:http://www.firstexchangebank.com
Total Assets:$202,166,000, ranked #3025
Total Deposits:$182,673,000, ranked #2860
Total Equity Capital:$18,956,000, ranked #3365
Total Domestic Office Deposits:$182,673,000, ranked #2859
Net Income:$872,000, ranked #2911
Quarterly Net Income:$510,000, ranked #2703
Return on Assets:1%, ranked #911
Quarterly Return on Assets:1%, ranked #1026
Return on Equity:9%, ranked #2364
Quarterly Return on Equity:11%, ranked #1688

Historical Financial Information

2014-06-30Rank
# of Employees:612,422
Assets and Liabilities
Total Assets:$202,166,0003,025
Cash and due from depository institutions$12,396,0002,422
Interest-bearing balances$10,391,0002,615
Securities$26,924,0003,877
Federal funds sold & reverse repurchase agreements$02,844
Net loans & leases$153,598,0002,526
Loan loss allowance$2,863,0002,165
Trading account assets$0246
Bank premises and fixed assets$2,775,0003,322
Other real estate owned$1,228,0002,422
Goodwill and other intangibles$02,849
All other assets$5,245,0002,847
Life insurance assets$3,981,0001,877
Total liabilities and capital$202,166,0003,025
Total liabilities$183,210,0002,984
Total deposits$182,673,0002,860
Interest-bearing deposits$149,818,0002,821
Deposits held in domestic offices$182,673,0002,859
% insured92.91%1,242
Federal funds purchased & repurchase agreements$02,152
Trading liabilities$0168
Other borrowed funds$03,882
Subordinated debt$0135
All other liabilities$537,0004,017
Total equity capital$18,956,0003,365
Total bank equity capital$18,956,0003,364
Perpetual preferred stock$0199
Common stock$1,400,0001,800
Surplus$6,214,0003,228
Undivided profits$11,342,0002,888
Noncontrolling interests in consolidated subsidiaries$0158
Memoranda
Noncurrent loans and leases$6,264,0001,063
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0990
Income earned, not collected on loans$442,0004,544
Earning assets$190,913,0002,950
Long-term assets (5+ years)$147,458,0001,494
Average Assets, year-to-date$203,572,0002,988
Average Assets, quarterly$203,145,5003,010
Volatile liabilities$4,841,0004,286
Insider loans$3,149,0001,828
FHLB advances$03,672
Loans and leases held for sale$01,950
Unused loan commitments$13,496,0003,417
Tier 1 (core) risk-based capital$18,773,0003,306
Tier 2 risk-based capital$1,697,0002,712
Total risk weighted assets$134,576,0002,943
Total unused commitments$13,496,0003,417
Derivatives$01,413
2014-03-31Rank
# of Employees:582,520
Assets and Liabilities
Total Assets:$204,125,0003,024
Cash and due from depository institutions$22,390,0002,520
Interest-bearing balances$20,004,0001,827
Securities$21,720,0004,320
Federal funds sold & reverse repurchase agreements$03,112
Net loans & leases$150,891,0002,537
Loan loss allowance$2,794,0002,249
Trading account assets$0247
Bank premises and fixed assets$2,758,0003,358
Other real estate owned$1,314,0002,520
Goodwill and other intangibles$02,875
All other assets$5,052,0002,934
Life insurance assets$3,951,0001,863
Total liabilities and capital$204,125,0003,024
Total liabilities$185,535,0002,971
Total deposits$184,962,0002,865
Interest-bearing deposits$153,543,0002,801
Deposits held in domestic offices$184,962,0002,865
% insured93.17%1,190
Federal funds purchased & repurchase agreements$01,959
Trading liabilities$0165
Other borrowed funds$03,804
Subordinated debt$0134
All other liabilities$573,0003,883
Total equity capital$18,590,0003,390
Total bank equity capital$18,590,0003,389
Perpetual preferred stock$0201
Common stock$1,400,0001,821
Surplus$6,607,0003,150
Undivided profits$10,583,0002,940
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$5,870,0001,194
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0998
Income earned, not collected on loans$442,0004,537
Earning assets$192,615,0002,961
Long-term assets (5+ years)$146,550,0001,487
Average Assets, year-to-date$204,275,0003,011
Average Assets, quarterly$204,275,0003,011
Volatile liabilities$5,064,0004,141
Insider loans$3,247,0001,802
FHLB advances$03,598
Loans and leases held for sale$01,833
Unused loan commitments$13,994,0003,384
Tier 1 (core) risk-based capital$18,656,0003,323
Tier 2 risk-based capital$1,648,0002,788
Total risk weighted assets$130,641,0003,005
Total unused commitments$13,994,0003,384
Derivatives$01,405
2013-12-31Rank
# of Employees:532,741
Assets and Liabilities
Total Assets:$204,425,0003,008
Cash and due from depository institutions$23,574,0002,741
Interest-bearing balances$20,142,0001,680
Securities$21,178,0004,370
Federal funds sold & reverse repurchase agreements$02,964
Net loans & leases$150,408,0002,561
Loan loss allowance$2,823,0002,249
Trading account assets$0247
Bank premises and fixed assets$2,784,0003,365
Other real estate owned$1,314,0002,741
Goodwill and other intangibles$02,889
All other assets$5,167,0002,951
Life insurance assets$3,921,0001,855
Total liabilities and capital$204,425,0003,008
Total liabilities$186,345,0002,953
Total deposits$185,818,0002,827
Interest-bearing deposits$154,618,0002,762
Deposits held in domestic offices$185,818,0002,827
% insured92.23%1,495
Federal funds purchased & repurchase agreements$02,281
Trading liabilities$0167
Other borrowed funds$03,907
Subordinated debt$0136
All other liabilities$527,0003,975
Total equity capital$18,080,0003,402
Total bank equity capital$18,080,0003,401
Perpetual preferred stock$0206
Common stock$1,400,0001,849
Surplus$6,607,0003,185
Undivided profits$10,073,0002,961
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$5,712,0001,255
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$464,0004,521
Earning assets$191,728,0002,951
Long-term assets (5+ years)$143,716,0001,490
Average Assets, year-to-date$203,618,6002,993
Average Assets, quarterly$203,679,5003,003
Volatile liabilities$5,282,0004,185
Insider loans$2,866,0001,984
FHLB advances$03,709
Loans and leases held for sale$01,902
Unused loan commitments$12,474,0003,513
Tier 1 (core) risk-based capital$18,294,0003,357
Tier 2 risk-based capital$1,633,0002,812
Total risk weighted assets$129,384,0003,058
Total unused commitments$12,474,0003,513
Derivatives$01,395
2013-09-30Rank
# of Employees:592,526
Assets and Liabilities
Total Assets:$202,934,0003,029
Cash and due from depository institutions$21,339,0002,526
Interest-bearing balances$18,971,0001,786
Securities$20,773,0004,424
Federal funds sold & reverse repurchase agreements$02,981
Net loans & leases$151,863,0002,531
Loan loss allowance$2,748,0002,362
Trading account assets$0248
Bank premises and fixed assets$2,769,0003,388
Other real estate owned$1,197,0002,526
Goodwill and other intangibles$02,909
All other assets$4,993,0002,984
Life insurance assets$3,889,0001,830
Total liabilities and capital$202,934,0003,029
Total liabilities$184,874,0002,981
Total deposits$184,289,0002,851
Interest-bearing deposits$152,699,0002,801
Deposits held in domestic offices$184,289,0002,850
% insured92.77%1,455
Federal funds purchased & repurchase agreements$02,308
Trading liabilities$0163
Other borrowed funds$03,930
Subordinated debt$0150
All other liabilities$585,0004,075
Total equity capital$18,060,0003,435
Total bank equity capital$18,060,0003,434
Perpetual preferred stock$0217
Common stock$1,400,0001,881
Surplus$6,607,0003,202
Undivided profits$10,053,0002,986
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$6,880,0001,192
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$478,0004,574
Earning assets$191,607,0002,956
Long-term assets (5+ years)$141,286,0001,503
Average Assets, year-to-date$203,417,0003,018
Average Assets, quarterly$203,266,5003,013
Volatile liabilities$5,249,0004,221
Insider loans$4,635,0001,330
FHLB advances$03,717
Loans and leases held for sale$02,008
Unused loan commitments$14,745,0003,222
Tier 1 (core) risk-based capital$18,155,0003,383
Tier 2 risk-based capital$1,691,0002,733
Total risk weighted assets$134,253,0002,952
Total unused commitments$14,745,0003,222
Derivatives$01,430
2013-06-30Rank
# of Employees:582,571
Assets and Liabilities
Total Assets:$203,599,0003,010
Cash and due from depository institutions$19,236,0002,571
Interest-bearing balances$15,409,0002,204
Securities$21,466,0004,373
Federal funds sold & reverse repurchase agreements$03,098
Net loans & leases$153,585,0002,499
Loan loss allowance$2,870,0002,298
Trading account assets$0250
Bank premises and fixed assets$2,801,0003,377
Other real estate owned$1,307,0002,571
Goodwill and other intangibles$02,910
All other assets$5,204,0002,873
Life insurance assets$3,856,0001,811
Total liabilities and capital$203,599,0003,010
Total liabilities$185,807,0002,957
Total deposits$185,242,0002,839
Interest-bearing deposits$152,655,0002,807
Deposits held in domestic offices$185,242,0002,838
% insured93.47%1,322
Federal funds purchased & repurchase agreements$02,211
Trading liabilities$0154
Other borrowed funds$03,942
Subordinated debt$0152
All other liabilities$565,0004,020
Total equity capital$17,792,0003,480
Total bank equity capital$17,792,0003,478
Perpetual preferred stock$0228
Common stock$1,400,0001,891
Surplus$6,992,0003,125
Undivided profits$9,400,0003,103
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$6,113,0001,358
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$510,0004,400
Earning assets$190,460,0002,971
Long-term assets (5+ years)$141,978,0001,458
Average Assets, year-to-date$203,578,0003,031
Average Assets, quarterly$203,853,0003,025
Volatile liabilities$5,236,0004,191
Insider loans$4,750,0001,316
FHLB advances$03,718
Loans and leases held for sale$02,138
Unused loan commitments$15,567,0003,110
Tier 1 (core) risk-based capital$17,949,0003,402
Tier 2 risk-based capital$1,714,0002,689
Total risk weighted assets$135,963,0002,906
Total unused commitments$15,567,0003,110
Derivatives$01,417
2013-03-31Rank
# of Employees:612,459
Assets and Liabilities
Total Assets:$204,107,0003,055
Cash and due from depository institutions$21,501,0002,459
Interest-bearing balances$18,352,0002,311
Securities$21,347,0004,393
Federal funds sold & reverse repurchase agreements$03,440
Net loans & leases$151,003,0002,528
Loan loss allowance$2,684,0002,473
Trading account assets$0242
Bank premises and fixed assets$2,824,0003,387
Other real estate owned$1,636,0002,459
Goodwill and other intangibles$02,913
All other assets$5,796,0002,671
Life insurance assets$3,822,0001,794
Total liabilities and capital$204,107,0003,055
Total liabilities$185,671,0002,999
Total deposits$185,082,0002,895
Interest-bearing deposits$152,681,0002,861
Deposits held in domestic offices$185,082,0002,894
% insured94.35%1,071
Federal funds purchased & repurchase agreements$01,982
Trading liabilities$0154
Other borrowed funds$03,908
Subordinated debt$0155
All other liabilities$589,0004,084
Total equity capital$18,436,0003,473
Total bank equity capital$18,436,0003,471
Perpetual preferred stock$0239
Common stock$1,400,0001,924
Surplus$7,464,0003,046
Undivided profits$9,572,0003,178
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$5,739,0001,566
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$591,0003,994
Earning assets$190,702,0003,025
Long-term assets (5+ years)$137,106,0001,466
Average Assets, year-to-date$203,567,5003,062
Average Assets, quarterly$203,567,5003,062
Volatile liabilities$5,615,0004,067
Insider loans$5,871,0001,066
FHLB advances$03,677
Loans and leases held for sale$02,154
Unused loan commitments$10,391,0003,891
Tier 1 (core) risk-based capital$18,191,0003,357
Tier 2 risk-based capital$1,681,0002,748
Total risk weighted assets$133,101,0002,948
Total unused commitments$10,391,0003,892
Derivatives$01,405
2012-12-31Rank
# of Employees:652,337
Assets and Liabilities
Total Assets:$203,028,0003,071
Cash and due from depository institutions$24,190,0002,337
Interest-bearing balances$21,400,0001,879
Securities$21,056,0004,389
Federal funds sold & reverse repurchase agreements$03,307
Net loans & leases$147,422,0002,607
Loan loss allowance$2,597,0002,534
Trading account assets$0243
Bank premises and fixed assets$2,851,0003,379
Other real estate owned$1,648,0002,337
Goodwill and other intangibles$02,913
All other assets$5,861,0002,671
Life insurance assets$3,788,0001,773
Total liabilities and capital$203,028,0003,071
Total liabilities$184,898,0003,009
Total deposits$184,290,0002,899
Interest-bearing deposits$152,165,0002,843
Deposits held in domestic offices$184,290,0002,898
% insured95.43%1,369
Federal funds purchased & repurchase agreements$02,186
Trading liabilities$0152
Other borrowed funds$49,0004,055
Subordinated debt$0159
All other liabilities$559,0004,236
Total equity capital$18,130,0003,515
Total bank equity capital$18,130,0003,512
Perpetual preferred stock$0246
Common stock$1,400,0001,942
Surplus$7,464,0003,062
Undivided profits$9,266,0003,248
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$5,516,0001,650
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$573,0004,137
Earning assets$189,878,0003,017
Long-term assets (5+ years)$130,719,0001,503
Average Assets, year-to-date$202,737,0003,012
Average Assets, quarterly$203,065,5003,040
Volatile liabilities$6,154,0004,043
Insider loans$6,692,000927
FHLB advances$49,0003,838
Loans and leases held for sale$02,229
Unused loan commitments$9,436,0003,928
Tier 1 (core) risk-based capital$17,749,0003,405
Tier 2 risk-based capital$1,643,0002,824
Total risk weighted assets$129,729,0003,033
Total unused commitments$9,436,0003,928
Derivatives$01,366
2012-09-30Rank
# of Employees:662,324
Assets and Liabilities
Total Assets:$203,103,0003,060
Cash and due from depository institutions$23,317,0002,324
Interest-bearing balances$19,689,0001,917
Securities$20,967,0004,451
Federal funds sold & reverse repurchase agreements$03,418
Net loans & leases$150,276,0002,574
Loan loss allowance$3,613,0001,979
Trading account assets$0231
Bank premises and fixed assets$2,915,0003,355
Other real estate owned$1,550,0002,324
Goodwill and other intangibles$02,937
All other assets$4,078,0003,424
Life insurance assets$1,763,0002,610
Total liabilities and capital$203,103,0003,060
Total liabilities$185,237,0002,997
Total deposits$184,444,0002,885
Interest-bearing deposits$152,483,0002,847
Deposits held in domestic offices$184,444,0002,884
% insured94.40%1,913
Federal funds purchased & repurchase agreements$02,188
Trading liabilities$0150
Other borrowed funds$226,0004,052
Subordinated debt$0163
All other liabilities$567,0004,454
Total equity capital$17,866,0003,603
Total bank equity capital$17,866,0003,600
Perpetual preferred stock$0250
Common stock$1,400,0001,977
Surplus$7,464,0003,085
Undivided profits$9,002,0003,346
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$6,107,0001,607
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$641,0004,096
Earning assets$190,932,0002,996
Long-term assets (5+ years)$128,170,0001,502
Average Assets, year-to-date$202,664,2503,046
Average Assets, quarterly$202,160,0003,061
Volatile liabilities$6,743,0003,936
Insider loans$5,325,0001,203
FHLB advances$226,0003,839
Loans and leases held for sale$02,256
Unused loan commitments$9,461,0003,943
Tier 1 (core) risk-based capital$17,332,0003,500
Tier 2 risk-based capital$1,652,0002,836
Total risk weighted assets$129,487,0003,059
Total unused commitments$9,461,0003,943
Derivatives$01,366
2012-06-30Rank
# of Employees:692,219
Assets and Liabilities
Total Assets:$201,217,0003,079
Cash and due from depository institutions$18,666,0002,219
Interest-bearing balances$14,816,0002,365
Securities$19,098,0004,654
Federal funds sold & reverse repurchase agreements$03,541
Net loans & leases$154,772,0002,503
Loan loss allowance$3,211,0002,223
Trading account assets$0211
Bank premises and fixed assets$2,926,0003,357
Other real estate owned$1,550,0002,219
Goodwill and other intangibles$02,925
All other assets$4,205,0003,353
Life insurance assets$1,747,0002,588
Total liabilities and capital$201,217,0003,079
Total liabilities$183,900,0003,020
Total deposits$182,723,0002,905
Interest-bearing deposits$154,231,0002,824
Deposits held in domestic offices$182,723,0002,904
% insured95.37%1,591
Federal funds purchased & repurchase agreements$02,234
Trading liabilities$0130
Other borrowed funds$589,0003,895
Subordinated debt$0180
All other liabilities$588,0004,209
Total equity capital$17,317,0003,643
Total bank equity capital$17,317,0003,641
Perpetual preferred stock$0254
Common stock$1,400,0002,012
Surplus$7,464,0003,093
Undivided profits$8,453,0003,414
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$4,484,0002,074
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$599,0004,157
Earning assets$188,686,0003,017
Long-term assets (5+ years)$130,086,0001,460
Average Assets, year-to-date$202,518,0003,055
Average Assets, quarterly$203,349,5003,059
Volatile liabilities$5,725,0004,272
Insider loans$5,393,0001,190
FHLB advances$589,0003,728
Loans and leases held for sale$02,185
Unused loan commitments$9,928,0003,849
Tier 1 (core) risk-based capital$16,937,0003,534
Tier 2 risk-based capital$1,700,0002,776
Total risk weighted assets$133,745,0002,975
Total unused commitments$9,928,0003,850
Derivatives$01,332
2012-03-31Rank
# of Employees:672,272
Assets and Liabilities
Total Assets:$205,482,0003,061
Cash and due from depository institutions$20,064,0002,272
Interest-bearing balances$16,355,0002,452
Securities$15,857,0005,031
Federal funds sold & reverse repurchase agreements$03,754
Net loans & leases$159,486,0002,437
Loan loss allowance$3,092,0002,319
Trading account assets$0215
Bank premises and fixed assets$2,930,0003,386
Other real estate owned$2,167,0002,272
Goodwill and other intangibles$02,935
All other assets$4,978,0003,012
Life insurance assets$1,731,0002,568
Total liabilities and capital$205,483,0003,061
Total liabilities$188,662,0003,001
Total deposits$187,082,0002,883
Interest-bearing deposits$156,346,0002,841
Deposits held in domestic offices$187,082,0002,882
% insured93.02%2,625
Federal funds purchased & repurchase agreements$02,131
Trading liabilities$0123
Other borrowed funds$949,0003,786
Subordinated debt$0185
All other liabilities$631,0004,048
Total equity capital$16,821,0003,694
Total bank equity capital$16,821,0003,692
Perpetual preferred stock$0259
Common stock$1,400,0002,040
Surplus$7,464,0003,112
Undivided profits$7,957,0003,483
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$4,645,0002,123
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$614,0004,067
Earning assets$191,698,0003,023
Long-term assets (5+ years)$129,110,0001,477
Average Assets, year-to-date$203,168,5003,071
Average Assets, quarterly$203,168,5003,071
Volatile liabilities$6,565,0004,059
Insider loans$5,671,0001,119
FHLB advances$949,0003,649
Loans and leases held for sale$02,171
Unused loan commitments$7,961,0004,343
Tier 1 (core) risk-based capital$16,563,0003,573
Tier 2 risk-based capital$1,714,0002,763
Total risk weighted assets$136,425,0002,931
Total unused commitments$7,961,0004,343
Derivatives$01,297
2011-12-31Rank
# of Employees:672,275
Assets and Liabilities
Total Assets:$200,855,0003,092
Cash and due from depository institutions$15,516,0002,275
Interest-bearing balances$11,541,0002,721
Securities$12,289,0005,439
Federal funds sold & reverse repurchase agreements$03,658
Net loans & leases$164,155,0002,417
Loan loss allowance$2,565,0002,660
Trading account assets$0205
Bank premises and fixed assets$3,115,0003,249
Other real estate owned$1,364,0002,275
Goodwill and other intangibles$02,970
All other assets$4,416,0003,321
Life insurance assets$1,716,0002,543
Total liabilities and capital$200,855,0003,092
Total liabilities$184,003,0003,029
Total deposits$181,708,0002,907
Interest-bearing deposits$154,771,0002,831
Deposits held in domestic offices$181,708,0002,906
% insured95.09%1,825
Federal funds purchased & repurchase agreements$02,367
Trading liabilities$0115
Other borrowed funds$1,305,0003,802
Subordinated debt$0193
All other liabilities$990,0003,251
Total equity capital$16,852,0003,679
Total bank equity capital$16,852,0003,679
Perpetual preferred stock$0263
Common stock$1,400,0002,053
Surplus$7,214,0003,190
Undivided profits$8,238,0003,392
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$5,725,0001,885
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$670,0003,991
Earning assets$187,985,0003,036
Long-term assets (5+ years)$126,665,0001,237
Average Assets, year-to-date$202,689,4003,029
Average Assets, quarterly$200,393,0003,086
Volatile liabilities$6,284,0004,266
Insider loans$5,491,0001,168
FHLB advances$1,305,0003,658
Loans and leases held for sale$190,0001,698
Unused loan commitments$7,980,0004,257
Tier 1 (core) risk-based capital$16,549,0003,560
Tier 2 risk-based capital$1,720,0002,787
Total risk weighted assets$138,578,0002,933
Total unused commitments$7,980,0004,258
Derivatives$01,191
2011-09-30Rank
# of Employees:692,222
Assets and Liabilities
Total Assets:$199,931,0003,101
Cash and due from depository institutions$10,463,0002,222
Interest-bearing balances$6,358,0003,815
Securities$12,054,0005,440
Federal funds sold & reverse repurchase agreements$03,873
Net loans & leases$168,348,0002,374
Loan loss allowance$2,523,0002,730
Trading account assets$0209
Bank premises and fixed assets$3,166,0003,240
Other real estate owned$1,543,0002,222
Goodwill and other intangibles$02,996
All other assets$4,357,0003,400
Life insurance assets$1,700,0002,530
Total liabilities and capital$199,930,0003,101
Total liabilities$182,667,0003,048
Total deposits$180,375,0002,913
Interest-bearing deposits$154,564,0002,832
Deposits held in domestic offices$180,375,0002,912
% insured95.69%1,628
Federal funds purchased & repurchase agreements$02,338
Trading liabilities$0112
Other borrowed funds$1,656,0003,819
Subordinated debt$0206
All other liabilities$636,0004,309
Total equity capital$17,263,0003,634
Total bank equity capital$17,263,0003,634
Perpetual preferred stock$0266
Common stock$1,400,0002,089
Surplus$6,614,0003,370
Undivided profits$9,249,0003,225
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$6,047,0001,862
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$602,0004,373
Earning assets$186,760,0003,037
Long-term assets (5+ years)$124,985,0001,208
Average Assets, year-to-date$203,148,0003,042
Average Assets, quarterly$202,552,0003,056
Volatile liabilities$5,553,0004,506
Insider loans$5,425,0001,197
FHLB advances$1,656,0003,670
Loans and leases held for sale$01,904
Unused loan commitments$9,327,0003,967
Tier 1 (core) risk-based capital$16,875,0003,531
Tier 2 risk-based capital$1,847,0002,626
Total risk weighted assets$146,357,0002,829
Total unused commitments$9,327,0003,970
Derivatives$01,195
2011-06-30Rank
# of Employees:702,208
Assets and Liabilities
Total Assets:$205,173,0003,042
Cash and due from depository institutions$14,286,0002,208
Interest-bearing balances$11,065,0002,719
Securities$9,805,0005,831
Federal funds sold & reverse repurchase agreements$03,997
Net loans & leases$171,274,0002,352
Loan loss allowance$2,345,0002,882
Trading account assets$0213
Bank premises and fixed assets$3,231,0003,215
Other real estate owned$1,853,0002,208
Goodwill and other intangibles$03,017
All other assets$4,724,0003,226
Life insurance assets$1,683,0002,505
Total liabilities and capital$205,173,0003,042
Total liabilities$188,203,0002,995
Total deposits$185,416,0002,852
Interest-bearing deposits$158,451,0002,806
Deposits held in domestic offices$185,416,0002,851
% insured95.02%1,985
Federal funds purchased & repurchase agreements$02,430
Trading liabilities$0112
Other borrowed funds$2,004,0003,725
Subordinated debt$0212
All other liabilities$783,0003,687
Total equity capital$16,970,0003,648
Total bank equity capital$16,970,0003,647
Perpetual preferred stock$0222
Common stock$1,400,0002,120
Surplus$6,614,0003,392
Undivided profits$8,956,0003,202
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$6,159,0001,904
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$782,0003,620
Earning assets$192,144,0002,985
Long-term assets (5+ years)$123,691,0001,216
Average Assets, year-to-date$204,220,3303,053
Average Assets, quarterly$204,729,0003,050
Volatile liabilities$6,021,0004,404
Insider loans$5,622,0001,176
FHLB advances$2,004,0003,571
Loans and leases held for sale$152,0001,558
Unused loan commitments$8,347,0004,231
Tier 1 (core) risk-based capital$16,802,0003,513
Tier 2 risk-based capital$1,863,0002,622
Total risk weighted assets$147,774,0002,821
Total unused commitments$8,347,0004,232
Derivatives$01,174
2011-03-31Rank
# of Employees:712,173
Assets and Liabilities
Total Assets:$204,285,0003,082
Cash and due from depository institutions$14,117,0002,173
Interest-bearing balances$10,636,0002,865
Securities$7,342,0006,199
Federal funds sold & reverse repurchase agreements$04,332
Net loans & leases$172,626,0002,350
Loan loss allowance$2,113,0003,103
Trading account assets$0208
Bank premises and fixed assets$3,278,0003,221
Other real estate owned$2,102,0002,173
Goodwill and other intangibles$03,025
All other assets$4,820,0003,237
Life insurance assets$1,670,0002,509
Total liabilities and capital$204,285,0003,082
Total liabilities$187,793,0003,020
Total deposits$184,488,0002,897
Interest-bearing deposits$157,263,0002,877
Deposits held in domestic offices$184,488,0002,895
% insured96.70%1,275
Federal funds purchased & repurchase agreements$02,341
Trading liabilities$0108
Other borrowed funds$2,348,0003,700
Subordinated debt$0214
All other liabilities$957,0003,246
Total equity capital$16,492,0003,668
Total bank equity capital$16,492,0003,667
Perpetual preferred stock$0224
Common stock$1,400,0002,149
Surplus$6,614,0003,412
Undivided profits$8,478,0003,216
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$4,564,0002,337
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$721,0003,857
Earning assets$190,604,0003,018
Long-term assets (5+ years)$116,085,0001,264
Average Assets, year-to-date$203,744,0003,073
Average Assets, quarterly$203,744,0003,073
Volatile liabilities$6,277,0004,397
Insider loans$4,577,0001,487
FHLB advances$2,348,0003,554
Loans and leases held for sale$01,676
Unused loan commitments$9,251,0004,061
Tier 1 (core) risk-based capital$16,508,0003,566
Tier 2 risk-based capital$1,879,0002,614
Total risk weighted assets$149,343,0002,818
Total unused commitments$9,251,0004,062
Derivatives$01,153
2010-12-31Rank
# of Employees:712,193
Assets and Liabilities
Total Assets:$203,203,0003,097
Cash and due from depository institutions$11,640,0002,193
Interest-bearing balances$8,152,0003,111
Securities$5,240,0006,484
Federal funds sold & reverse repurchase agreements$04,270
Net loans & leases$177,840,0002,336
Loan loss allowance$2,155,0003,077
Trading account assets$0207
Bank premises and fixed assets$3,306,0003,232
Other real estate owned$345,0002,193
Goodwill and other intangibles$03,026
All other assets$4,832,0003,285
Life insurance assets$1,655,0002,501
Total liabilities and capital$203,203,0003,097
Total liabilities$186,724,0003,035
Total deposits$183,062,0002,904
Interest-bearing deposits$156,208,0002,898
Deposits held in domestic offices$183,062,0002,901
% insured96.88%1,149
Federal funds purchased & repurchase agreements$02,549
Trading liabilities$0108
Other borrowed funds$2,689,0003,799
Subordinated debt$0220
All other liabilities$973,0003,245
Total equity capital$16,479,0003,675
Total bank equity capital$16,479,0003,675
Perpetual preferred stock$0224
Common stock$1,400,0002,180
Surplus$6,614,0003,427
Undivided profits$8,465,0003,172
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$6,780,0001,840
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$710,0004,002
Earning assets$191,232,0003,023
Long-term assets (5+ years)$113,635,0001,249
Average Assets, year-to-date$202,277,2003,073
Average Assets, quarterly$203,867,5003,076
Volatile liabilities$35,839,0003,306
Insider loans$3,838,0001,778
FHLB advances$2,689,0003,663
Loans and leases held for sale$01,952
Unused loan commitments$11,428,0003,597
Tier 1 (core) risk-based capital$16,483,0003,562
Tier 2 risk-based capital$1,934,0002,597
Total risk weighted assets$153,747,0002,801
Total unused commitments$11,428,0003,598
Derivatives$01,176
2010-09-30Rank
# of Employees:752,076
Assets and Liabilities
Total Assets:$204,532,0003,121
Cash and due from depository institutions$12,321,0002,076
Interest-bearing balances$8,956,0002,989
Securities$4,063,0006,732
Federal funds sold & reverse repurchase agreements$04,450
Net loans & leases$179,887,0002,354
Loan loss allowance$1,841,0003,382
Trading account assets$0210
Bank premises and fixed assets$3,298,0003,276
Other real estate owned$519,0002,076
Goodwill and other intangibles$03,048
All other assets$4,444,0003,538
Life insurance assets$1,140,0002,819
Total liabilities and capital$204,531,0003,121
Total liabilities$189,108,0003,024
Total deposits$184,221,0002,907
Interest-bearing deposits$159,211,0002,887
Deposits held in domestic offices$184,221,0002,904
% insured96.69%915
Federal funds purchased & repurchase agreements$02,564
Trading liabilities$0103
Other borrowed funds$4,093,0003,503
Subordinated debt$0233
All other liabilities$794,0004,010
Total equity capital$15,423,0003,970
Total bank equity capital$15,423,0003,969
Perpetual preferred stock$0229
Common stock$1,400,0002,219
Surplus$5,539,0003,778
Undivided profits$8,484,0003,335
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$5,877,0002,086
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$733,0004,168
Earning assets$192,906,0003,019
Long-term assets (5+ years)$113,743,0001,204
Average Assets, year-to-date$202,045,7503,113
Average Assets, quarterly$202,916,0003,126
Volatile liabilities$37,312,0003,286
Insider loans$3,506,0001,925
FHLB advances$4,093,0003,358
Loans and leases held for sale$01,963
Unused loan commitments$11,690,0003,632
Tier 1 (core) risk-based capital$15,383,0003,780
Tier 2 risk-based capital$1,841,0002,745
Total risk weighted assets$154,676,0002,835
Total unused commitments$11,690,0003,635
Derivatives$01,218
2010-06-30Rank
# of Employees:732,169
Assets and Liabilities
Total Assets:$201,300,0003,167
Cash and due from depository institutions$7,750,0002,169
Interest-bearing balances$4,312,0003,923
Securities$3,203,0006,996
Federal funds sold & reverse repurchase agreements$04,532
Net loans & leases$182,291,0002,355
Loan loss allowance$1,893,0003,344
Trading account assets$0210
Bank premises and fixed assets$3,199,0003,373
Other real estate owned$223,0002,169
Goodwill and other intangibles$03,062
All other assets$4,634,0003,474
Life insurance assets$1,128,0002,832
Total liabilities and capital$201,300,0003,167
Total liabilities$186,341,0003,088
Total deposits$180,932,0002,969
Interest-bearing deposits$156,999,0002,943
Deposits held in domestic offices$180,932,0002,966
% insured96.86%912
Federal funds purchased & repurchase agreements$02,594
Trading liabilities$0104
Other borrowed funds$4,638,0003,528
Subordinated debt$0241
All other liabilities$771,0003,958
Total equity capital$14,959,0004,033
Total bank equity capital$14,959,0004,032
Perpetual preferred stock$0222
Common stock$1,400,0002,242
Surplus$5,539,0003,788
Undivided profits$8,020,0003,402
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$5,491,0002,196
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$725,0004,151
Earning assets$189,806,0003,083
Long-term assets (5+ years)$111,988,0001,228
Average Assets, year-to-date$201,217,0003,150
Average Assets, quarterly$202,093,0003,152
Volatile liabilities$34,045,0003,583
Insider loans$3,443,0001,983
FHLB advances$4,638,0003,406
Loans and leases held for sale$01,852
Unused loan commitments$10,923,0003,807
Tier 1 (core) risk-based capital$14,894,0003,876
Tier 2 risk-based capital$1,893,0002,704
Total risk weighted assets$155,215,0002,854
Total unused commitments$10,923,0003,815
Derivatives$01,168
2010-03-31Rank
# of Employees:692,334
Assets and Liabilities
Total Assets:$202,886,0003,194
Cash and due from depository institutions$11,365,0002,334
Interest-bearing balances$8,167,0002,969
Securities$2,675,0007,161
Federal funds sold & reverse repurchase agreements$04,804
Net loans & leases$180,628,0002,427
Loan loss allowance$1,940,0003,305
Trading account assets$0227
Bank premises and fixed assets$3,170,0003,451
Other real estate owned$275,0002,334
Goodwill and other intangibles$03,074
All other assets$4,773,0003,496
Life insurance assets$1,117,0002,852
Total liabilities and capital$202,886,0003,194
Total liabilities$188,170,0003,118
Total deposits$181,980,0002,988
Interest-bearing deposits$158,554,0002,967
Deposits held in domestic offices$181,980,0002,987
% insured96.38%1,149
Federal funds purchased & repurchase agreements$02,570
Trading liabilities$0108
Other borrowed funds$5,172,0003,449
Subordinated debt$0248
All other liabilities$1,018,0003,367
Total equity capital$14,716,0004,090
Total bank equity capital$14,716,0004,089
Perpetual preferred stock$0220
Common stock$1,400,0002,283
Surplus$5,539,0003,840
Undivided profits$7,777,0003,428
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$5,469,0002,255
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$761,0004,065
Earning assets$191,470,0003,109
Long-term assets (5+ years)$111,663,0001,239
Average Assets, year-to-date$201,175,5003,206
Average Assets, quarterly$201,175,5003,206
Volatile liabilities$34,886,0003,587
Insider loans$2,826,0002,395
FHLB advances$5,172,0003,299
Loans and leases held for sale$01,823
Unused loan commitments$9,601,0004,237
Tier 1 (core) risk-based capital$14,702,0003,938
Tier 2 risk-based capital$1,932,0002,706
Total risk weighted assets$154,109,0002,935
Total unused commitments$9,601,0004,242
Derivatives$01,155
2009-12-31Rank
# of Employees:682,391
Assets and Liabilities
Total Assets:$199,465,0003,240
Cash and due from depository institutions$6,699,0002,391
Interest-bearing balances$1,187,0004,968
Securities$2,233,0007,271
Federal funds sold & reverse repurchase agreements$04,737
Net loans & leases$182,223,0002,459
Loan loss allowance$2,128,0003,085
Trading account assets$0224
Bank premises and fixed assets$3,174,0003,494
Other real estate owned$257,0002,391
Goodwill and other intangibles$03,096
All other assets$4,879,0003,515
Life insurance assets$1,106,0002,857
Total liabilities and capital$199,465,0003,240
Total liabilities$185,238,0003,165
Total deposits$178,451,0003,032
Interest-bearing deposits$156,026,0002,986
Deposits held in domestic offices$178,451,0003,031
% insured96.29%1,184
Federal funds purchased & repurchase agreements$02,785
Trading liabilities$0104
Other borrowed funds$5,704,0003,509
Subordinated debt$0258
All other liabilities$1,083,0003,268
Total equity capital$14,227,0004,177
Total bank equity capital$14,227,0004,177
Perpetual preferred stock$0219
Common stock$1,400,0002,318
Surplus$5,239,0003,951
Undivided profits$7,588,0003,456
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$6,541,0001,976
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$902,0003,677
Earning assets$185,643,0003,190
Long-term assets (5+ years)$110,458,0001,257
Average Assets, year-to-date$195,738,2003,231
Average Assets, quarterly$198,349,5003,247
Volatile liabilities$33,730,0003,683
Insider loans$2,895,0002,421
FHLB advances$5,704,0003,384
Loans and leases held for sale$01,814
Unused loan commitments$9,740,0004,187
Tier 1 (core) risk-based capital$14,218,0004,030
Tier 2 risk-based capital$1,943,0002,726
Total risk weighted assets$154,494,0002,979
Total unused commitments$9,740,0004,188
Derivatives$01,139
2009-09-30Rank
# of Employees:682,400
Assets and Liabilities
Total Assets:$197,234,0003,289
Cash and due from depository institutions$4,424,0002,400
Interest-bearing balances$136,0006,248
Securities$2,293,0007,331
Federal funds sold & reverse repurchase agreements$04,911
Net loans & leases$183,037,0002,486
Loan loss allowance$2,018,0003,143
Trading account assets$0238
Bank premises and fixed assets$3,207,0003,492
Other real estate owned$460,0002,400
Goodwill and other intangibles$03,142
All other assets$3,813,0003,723
Life insurance assets$1,094,0002,863
Total liabilities and capital$197,234,0003,289
Total liabilities$182,813,0003,204
Total deposits$175,755,0003,061
Interest-bearing deposits$153,358,0003,013
Deposits held in domestic offices$175,755,0003,060
% insured95.79%1,558
Federal funds purchased & repurchase agreements$02,868
Trading liabilities$0103
Other borrowed funds$6,231,0003,498
Subordinated debt$0269
All other liabilities$827,0004,200
Total equity capital$14,421,0004,247
Total bank equity capital$14,421,0004,247
Perpetual preferred stock$0212
Common stock$1,400,0002,350
Surplus$5,239,0003,954
Undivided profits$7,782,0003,538
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$5,207,0002,302
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$910,0003,864
Earning assets$185,466,0003,211
Long-term assets (5+ years)$107,750,0001,271
Average Assets, year-to-date$194,806,5003,255
Average Assets, quarterly$197,844,5003,259
Volatile liabilities$34,372,0003,667
Insider loans$2,840,0002,463
FHLB advances$6,231,0003,365
Loans and leases held for sale$01,823
Unused loan commitments$10,254,0004,201
Tier 1 (core) risk-based capital$14,396,0004,068
Tier 2 risk-based capital$1,875,0002,804
Total risk weighted assets$155,814,0003,004
Total unused commitments$10,254,0004,203
Derivatives$01,183
2009-06-30Rank
# of Employees:642,595
Assets and Liabilities
Total Assets:$198,455,0003,273
Cash and due from depository institutions$6,953,0002,595
Interest-bearing balances$162,0006,057
Securities$2,327,0007,365
Federal funds sold & reverse repurchase agreements$05,176
Net loans & leases$181,648,0002,530
Loan loss allowance$1,920,0003,158
Trading account assets$0240
Bank premises and fixed assets$3,257,0003,493
Other real estate owned$18,0002,595
Goodwill and other intangibles$03,161
All other assets$4,252,0003,462
Life insurance assets$1,083,0002,886
Total liabilities and capital$198,455,0003,273
Total liabilities$184,232,0003,200
Total deposits$176,564,0003,054
Interest-bearing deposits$151,578,0003,054
Deposits held in domestic offices$176,564,0003,052
% insured88.21%1,318
Federal funds purchased & repurchase agreements$02,922
Trading liabilities$0100
Other borrowed funds$6,753,0003,495
Subordinated debt$0276
All other liabilities$915,0004,002
Total equity capital$14,223,0004,261
Total bank equity capital$14,223,0004,261
Perpetual preferred stock$0213
Common stock$1,400,0002,387
Surplus$5,089,0004,031
Undivided profits$7,734,0003,506
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$2,991,0003,006
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$1,082,0003,195
Earning assets$184,137,0003,238
Long-term assets (5+ years)$103,855,0001,295
Average Assets, year-to-date$193,997,3303,291
Average Assets, quarterly$196,616,0003,281
Volatile liabilities$32,226,0003,804
Insider loans$2,906,0002,452
FHLB advances$6,753,0003,358
Loans and leases held for sale$01,961
Unused loan commitments$11,294,0004,106
Tier 1 (core) risk-based capital$14,224,0004,144
Tier 2 risk-based capital$1,920,0002,732
Total risk weighted assets$155,208,0003,031
Total unused commitments$11,294,0004,112
Derivatives$01,221
2009-03-31Rank
# of Employees:652,550
Assets and Liabilities
Total Assets:$194,777,0003,329
Cash and due from depository institutions$7,372,0002,550
Interest-bearing balances$350,0005,227
Securities$2,429,0007,410
Federal funds sold & reverse repurchase agreements$05,546
Net loans & leases$177,734,0002,597
Loan loss allowance$1,828,0003,168
Trading account assets$0234
Bank premises and fixed assets$3,246,0003,533
Other real estate owned$02,550
Goodwill and other intangibles$03,204
All other assets$3,996,0003,602
Life insurance assets$1,072,0002,912
Total liabilities and capital$194,777,0003,329
Total liabilities$180,973,0003,248
Total deposits$172,804,0003,110
Interest-bearing deposits$149,365,0003,092
Deposits held in domestic offices$172,804,0003,108
% insured89.61%1,068
Federal funds purchased & repurchase agreements$02,904
Trading liabilities$092
Other borrowed funds$7,274,0003,452
Subordinated debt$0271
All other liabilities$895,0003,955
Total equity capital$13,804,0004,394
Total bank equity capital$13,804,0004,394
Perpetual preferred stock$0193
Common stock$1,400,0002,404
Surplus$5,089,0004,039
Undivided profits$7,315,0003,673
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$902,0004,799
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$1,035,0003,365
Earning assets$180,513,0003,308
Long-term assets (5+ years)$100,224,0001,321
Average Assets, year-to-date$191,768,5003,337
Average Assets, quarterly$191,768,5003,337
Volatile liabilities$32,817,0003,773
Insider loans$2,852,0002,486
FHLB advances$7,270,0003,321
Loans and leases held for sale$01,892
Unused loan commitments$10,355,0004,412
Tier 1 (core) risk-based capital$13,791,0004,264
Tier 2 risk-based capital$1,828,0002,812
Total risk weighted assets$151,793,0003,082
Total unused commitments$10,355,0004,412
Derivatives$01,177
2008-12-31Rank
# of Employees:672,507
Assets and Liabilities
Total Assets:$188,760,0003,378
Cash and due from depository institutions$4,174,0002,507
Interest-bearing balances$116,0005,554
Securities$2,765,0007,423
Federal funds sold & reverse repurchase agreements$05,377
Net loans & leases$174,408,0002,648
Loan loss allowance$1,748,0003,214
Trading account assets$0236
Bank premises and fixed assets$3,235,0003,565
Other real estate owned$02,507
Goodwill and other intangibles$03,219
All other assets$4,178,0003,529
Life insurance assets$1,060,0002,940
Total liabilities and capital$188,760,0003,378
Total liabilities$175,198,0003,300
Total deposits$159,186,0003,267
Interest-bearing deposits$136,120,0003,258
Deposits held in domestic offices$159,186,0003,265
% insured0.00%1
Federal funds purchased & repurchase agreements$03,392
Trading liabilities$088
Other borrowed funds$15,110,0002,608
Subordinated debt$0278
All other liabilities$902,0003,976
Total equity capital$13,562,0004,434
Total bank equity capital$13,562,0004,434
Perpetual preferred stock$0141
Common stock$1,400,0002,417
Surplus$5,089,0004,027
Undivided profits$7,073,0003,725
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$888,0004,573
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$987,0003,726
Earning assets$177,289,0003,310
Long-term assets (5+ years)$92,786,0001,392
Average Assets, year-to-date$177,853,2003,435
Average Assets, quarterly$185,926,5003,389
Volatile liabilities$31,421,0003,791
Insider loans$2,592,0002,686
FHLB advances$15,097,0002,488
Loans and leases held for sale$01,663
Unused loan commitments$11,727,0004,151
Tier 1 (core) risk-based capital$13,517,0004,302
Tier 2 risk-based capital$1,748,0002,886
Total risk weighted assets$148,805,0003,144
Total unused commitments$11,727,0004,152
Derivatives$01,109
2008-09-30Rank
# of Employees:652,609
Assets and Liabilities
Total Assets:$183,093,0003,429
Cash and due from depository institutions$5,148,0002,609
Interest-bearing balances$118,0004,907
Securities$2,687,0007,465
Federal funds sold & reverse repurchase agreements$05,854
Net loans & leases$168,223,0002,713
Loan loss allowance$1,709,0003,069
Trading account assets$0251
Bank premises and fixed assets$3,215,0003,573
Other real estate owned$02,609
Goodwill and other intangibles$03,276
All other assets$3,820,0003,775
Life insurance assets$1,049,0002,951
Total liabilities and capital$183,093,0003,429
Total liabilities$169,786,0003,342
Total deposits$152,607,0003,320
Interest-bearing deposits$128,758,0003,362
Deposits held in domestic offices$152,607,0003,317
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$16,259,0002,507
Subordinated debt$0276
All other liabilities$920,0004,034
Total equity capital$13,307,0004,518
Total bank equity capital$13,307,0004,518
Perpetual preferred stock$0110
Common stock$1,400,0002,436
Surplus$5,089,0004,025
Undivided profits$6,818,0003,856
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$971,0004,170
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$938,0004,062
Earning assets$171,028,0003,390
Long-term assets (5+ years)$79,936,0001,558
Average Assets, year-to-date$175,126,5003,487
Average Assets, quarterly$180,181,5003,458
Volatile liabilities$27,520,0004,034
Insider loans$2,321,0002,878
FHLB advances$16,238,0002,400
Loans and leases held for sale$01,623
Unused loan commitments$10,647,0004,532
Tier 1 (core) risk-based capital$13,336,0004,421
Tier 2 risk-based capital$1,709,0002,855
Total risk weighted assets$141,212,0003,244
Total unused commitments$10,647,0004,533
Derivatives$01,077
2008-06-30Rank
# of Employees:662,598
Assets and Liabilities
Total Assets:$177,270,0003,524
Cash and due from depository institutions$5,847,0002,598
Interest-bearing balances$522,0003,501
Securities$2,846,0007,502
Federal funds sold & reverse repurchase agreements$05,934
Net loans & leases$161,724,0002,778
Loan loss allowance$1,693,0003,023
Trading account assets$0267
Bank premises and fixed assets$3,256,0003,538
Other real estate owned$02,598
Goodwill and other intangibles$03,301
All other assets$3,597,0003,868
Life insurance assets$1,035,0002,979
Total liabilities and capital$177,270,0003,524
Total liabilities$164,392,0003,423
Total deposits$154,888,0003,289
Interest-bearing deposits$130,878,0003,299
Deposits held in domestic offices$154,888,0003,286
% insured0.00%1
Federal funds purchased & repurchase agreements$03,577
Trading liabilities$094
Other borrowed funds$8,568,0003,341
Subordinated debt$0257
All other liabilities$936,0003,995
Total equity capital$12,878,0004,659
Total bank equity capital$12,878,0004,659
Perpetual preferred stock$0107
Common stock$1,400,0002,459
Surplus$5,089,0004,026
Undivided profits$6,389,0004,039
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$995,0003,848
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$994,0003,789
Earning assets$165,092,0003,468
Long-term assets (5+ years)$72,095,0001,682
Average Assets, year-to-date$172,471,0003,555
Average Assets, quarterly$175,663,5003,533
Volatile liabilities$29,810,0003,820
Insider loans$1,800,0003,353
FHLB advances$8,535,0003,219
Loans and leases held for sale$01,725
Unused loan commitments$11,142,0004,519
Tier 1 (core) risk-based capital$12,937,0004,553
Tier 2 risk-based capital$1,693,0002,844
Total risk weighted assets$138,601,0003,287
Total unused commitments$11,142,0004,519
Derivatives$01,075
2008-03-31Rank
# of Employees:662,599
Assets and Liabilities
Total Assets:$174,057,0003,563
Cash and due from depository institutions$8,062,0002,599
Interest-bearing balances$2,850,0001,994
Securities$4,033,0007,243
Federal funds sold & reverse repurchase agreements$06,601
Net loans & leases$155,182,0002,840
Loan loss allowance$1,653,0002,998
Trading account assets$0252
Bank premises and fixed assets$3,259,0003,504
Other real estate owned$02,599
Goodwill and other intangibles$03,304
All other assets$3,521,0003,811
Life insurance assets$1,023,0002,996
Total liabilities and capital$174,056,0003,563
Total liabilities$161,523,0003,455
Total deposits$150,962,0003,379
Interest-bearing deposits$126,074,0003,434
Deposits held in domestic offices$150,962,0003,376
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$9,389,0003,010
Subordinated debt$0251
All other liabilities$1,172,0003,679
Total equity capital$12,533,0004,828
Total bank equity capital$12,533,0004,828
Perpetual preferred stock$0108
Common stock$1,400,0002,456
Surplus$5,089,0004,009
Undivided profits$6,044,0004,289
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$222,0005,890
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$1,033,0003,632
Earning assets$162,065,0003,507
Long-term assets (5+ years)$61,081,0001,850
Average Assets, year-to-date$170,071,5003,594
Average Assets, quarterly$170,071,5003,594
Volatile liabilities$28,654,0003,862
Insider loans$1,499,0003,641
FHLB advances$9,351,0002,908
Loans and leases held for sale$01,797
Unused loan commitments$9,996,0004,804
Tier 1 (core) risk-based capital$12,532,0004,657
Tier 2 risk-based capital$1,653,0002,849
Total risk weighted assets$135,238,0003,321
Total unused commitments$9,996,0004,807
Derivatives$01,109
2007-12-31Rank
# of Employees:662,614
Assets and Liabilities
Total Assets:$166,086,0003,662
Cash and due from depository institutions$5,186,0002,614
Interest-bearing balances$151,0004,260
Securities$4,090,0007,310
Federal funds sold & reverse repurchase agreements$06,130
Net loans & leases$150,133,0002,897
Loan loss allowance$1,536,0003,137
Trading account assets$0237
Bank premises and fixed assets$3,240,0003,495
Other real estate owned$02,614
Goodwill and other intangibles$03,293
All other assets$3,437,0003,914
Life insurance assets$1,011,0003,002
Total liabilities and capital$166,086,0003,662
Total liabilities$153,886,0003,546
Total deposits$141,225,0003,516
Interest-bearing deposits$117,740,0003,559
Deposits held in domestic offices$141,225,0003,514
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$11,698,0002,521
Subordinated debt$0248
All other liabilities$963,0004,097
Total equity capital$12,200,0004,847
Total bank equity capital$12,200,0004,847
Perpetual preferred stock$0111
Common stock$1,400,0002,456
Surplus$5,089,0003,985
Undivided profits$5,711,0004,386
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$133,0006,150
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$913,0004,305
Earning assets$154,374,0003,592
Long-term assets (5+ years)$54,330,0001,886
Average Assets, year-to-date$157,059,8003,681
Average Assets, quarterly$161,790,0003,699
Volatile liabilities$28,007,0003,937
Insider loans$1,391,0003,772
FHLB advances$11,651,0002,413
Loans and leases held for sale$01,738
Unused loan commitments$11,058,0004,578
Tier 1 (core) risk-based capital$12,237,0004,715
Tier 2 risk-based capital$1,535,0002,998
Total risk weighted assets$128,439,0003,438
Total unused commitments$11,058,0004,578
Derivatives$01,052
2007-09-30Rank
# of Employees:662,609
Assets and Liabilities
Total Assets:$157,494,0003,769
Cash and due from depository institutions$4,908,0002,609
Interest-bearing balances$499,0003,024
Securities$4,466,0007,260
Federal funds sold & reverse repurchase agreements$06,196
Net loans & leases$142,743,0002,972
Loan loss allowance$1,417,0003,313
Trading account assets$0244
Bank premises and fixed assets$3,286,0003,432
Other real estate owned$02,609
Goodwill and other intangibles$03,301
All other assets$2,091,0005,155
Life insurance assets$04,026
Total liabilities and capital$157,494,0003,769
Total liabilities$144,985,0003,666
Total deposits$137,873,0003,549
Interest-bearing deposits$114,421,0003,622
Deposits held in domestic offices$137,873,0003,547
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$6,216,0003,198
Subordinated debt$0244
All other liabilities$896,0004,329
Total equity capital$12,509,0004,730
Total bank equity capital$12,509,0004,730
Perpetual preferred stock$0113
Common stock$1,400,0002,435
Surplus$5,089,0003,931
Undivided profits$6,020,0004,305
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$58,0006,647
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$824,0004,875
Earning assets$147,708,0003,706
Long-term assets (5+ years)$49,697,0001,934
Average Assets, year-to-date$154,803,2503,724
Average Assets, quarterly$156,044,5003,758
Volatile liabilities$21,952,0004,510
Insider loans$1,196,0003,989
FHLB advances$6,161,0003,070
Loans and leases held for sale$01,751
Unused loan commitments$11,485,0004,486
Tier 1 (core) risk-based capital$12,555,0004,622
Tier 2 risk-based capital$1,417,0003,183
Total risk weighted assets$122,484,0003,521
Total unused commitments$11,485,0004,486
Derivatives$01,033
2007-06-30Rank
# of Employees:632,780
Assets and Liabilities
Total Assets:$154,595,0003,799
Cash and due from depository institutions$4,909,0002,780
Interest-bearing balances$326,0003,465
Securities$4,499,0007,290
Federal funds sold & reverse repurchase agreements$06,299
Net loans & leases$139,812,0003,021
Loan loss allowance$1,345,0003,430
Trading account assets$0245
Bank premises and fixed assets$3,360,0003,365
Other real estate owned$02,780
Goodwill and other intangibles$03,329
All other assets$2,015,0005,219
Life insurance assets$04,058
Total liabilities and capital$154,595,0003,799
Total liabilities$142,521,0003,705
Total deposits$136,969,0003,581
Interest-bearing deposits$114,817,0003,605
Deposits held in domestic offices$136,969,0003,579
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$4,721,0003,524
Subordinated debt$0258
All other liabilities$831,0004,316
Total equity capital$12,074,0004,771
Total bank equity capital$12,074,0004,771
Perpetual preferred stock$0111
Common stock$1,400,0002,437
Surplus$5,089,0003,932
Undivided profits$5,585,0004,395
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$12,0007,113
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$729,0005,011
Earning assets$144,637,0003,749
Long-term assets (5+ years)$49,160,0001,926
Average Assets, year-to-date$153,906,3303,772
Average Assets, quarterly$154,784,0003,780
Volatile liabilities$20,472,0004,631
Insider loans$1,414,0003,662
FHLB advances$4,656,0003,391
Loans and leases held for sale$01,802
Unused loan commitments$10,353,0004,751
Tier 1 (core) risk-based capital$12,133,0004,714
Tier 2 risk-based capital$1,345,0003,293
Total risk weighted assets$119,324,0003,574
Total unused commitments$10,353,0004,752
Derivatives$01,067
2007-03-31Rank
# of Employees:632,757
Assets and Liabilities
Total Assets:$154,973,0003,802
Cash and due from depository institutions$9,211,0002,757
Interest-bearing balances$5,097,0001,134
Securities$4,645,0007,311
Federal funds sold & reverse repurchase agreements$06,772
Net loans & leases$135,869,0003,066
Loan loss allowance$1,285,0003,513
Trading account assets$0267
Bank premises and fixed assets$3,367,0003,326
Other real estate owned$02,757
Goodwill and other intangibles$03,322
All other assets$1,881,0005,275
Life insurance assets$04,074
Total liabilities and capital$154,972,0003,802
Total liabilities$143,283,0003,712
Total deposits$137,140,0003,590
Interest-bearing deposits$115,697,0003,562
Deposits held in domestic offices$137,140,0003,588
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$5,214,0003,253
Subordinated debt$0262
All other liabilities$929,0004,091
Total equity capital$11,689,0004,886
Total bank equity capital$11,689,0004,886
Perpetual preferred stock$0113
Common stock$1,400,0002,430
Surplus$5,089,0003,900
Undivided profits$5,200,0004,601
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$97,0006,187
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$720,0004,931
Earning assets$145,611,0003,747
Long-term assets (5+ years)$50,580,0001,854
Average Assets, year-to-date$153,562,0003,798
Average Assets, quarterly$153,562,0003,798
Volatile liabilities$20,195,0004,608
Insider loans$1,641,0003,336
FHLB advances$5,144,0003,130
Loans and leases held for sale$01,800
Unused loan commitments$8,226,0005,189
Tier 1 (core) risk-based capital$11,741,0004,792
Tier 2 risk-based capital$1,285,0003,364
Total risk weighted assets$119,088,0003,553
Total unused commitments$8,226,0005,190
Derivatives$01,065
2006-12-31Rank
# of Employees:642,727
Assets and Liabilities
Total Assets:$152,151,0003,824
Cash and due from depository institutions$4,342,0002,727
Interest-bearing balances$143,0004,360
Securities$4,667,0007,339
Federal funds sold & reverse repurchase agreements$06,403
Net loans & leases$137,826,0003,008
Loan loss allowance$1,242,0003,588
Trading account assets$0156
Bank premises and fixed assets$3,387,0003,286
Other real estate owned$118,0002,727
Goodwill and other intangibles$03,315
All other assets$1,811,0005,418
Life insurance assets$04,082
Total liabilities and capital$152,151,0003,824
Total liabilities$140,768,0003,741
Total deposits$133,792,0003,623
Interest-bearing deposits$113,963,0003,578
Deposits held in domestic offices$133,792,0003,620
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$6,193,0003,159
Subordinated debt$0264
All other liabilities$783,0004,444
Total equity capital$11,383,0004,934
Total bank equity capital$11,383,0004,934
Perpetual preferred stock$0112
Common stock$1,400,0002,426
Surplus$5,089,0003,842
Undivided profits$4,894,0004,735
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$24,0006,903
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$743,0004,926
Earning assets$142,636,0003,757
Long-term assets (5+ years)$50,873,0001,826
Average Assets, year-to-date$145,046,4003,844
Average Assets, quarterly$149,967,5003,831
Volatile liabilities$20,192,0004,674
Insider loans$1,753,0003,208
FHLB advances$6,117,0003,043
Loans and leases held for sale$01,760
Unused loan commitments$8,867,0004,996
Tier 1 (core) risk-based capital$11,453,0004,849
Tier 2 risk-based capital$1,242,0003,436
Total risk weighted assets$116,459,0003,578
Total unused commitments$8,867,0004,996
Derivatives$01,023
2006-09-30Rank
# of Employees:642,747
Assets and Liabilities
Total Assets:$147,784,0003,894
Cash and due from depository institutions$4,446,0002,747
Interest-bearing balances$123,0004,508
Securities$4,704,0007,405
Federal funds sold & reverse repurchase agreements$06,029
Net loans & leases$133,215,0003,084
Loan loss allowance$1,259,0003,580
Trading account assets$0154
Bank premises and fixed assets$3,440,0003,215
Other real estate owned$111,0002,747
Goodwill and other intangibles$03,332
All other assets$1,868,0005,386
Life insurance assets$04,052
Total liabilities and capital$147,784,0003,894
Total liabilities$136,585,0003,779
Total deposits$128,337,0003,683
Interest-bearing deposits$108,063,0003,699
Deposits held in domestic offices$128,337,0003,679
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$7,512,0003,057
Subordinated debt$0269
All other liabilities$736,0004,612
Total equity capital$11,199,0004,961
Total bank equity capital$11,199,0004,961
Perpetual preferred stock$0118
Common stock$1,400,0002,432
Surplus$5,089,0003,815
Undivided profits$4,710,0004,834
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$180,0005,508
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$688,0005,235
Earning assets$138,042,0003,822
Long-term assets (5+ years)$50,740,0001,817
Average Assets, year-to-date$143,270,2503,882
Average Assets, quarterly$146,719,5003,858
Volatile liabilities$17,909,0004,988
Insider loans$1,757,0003,193
FHLB advances$7,427,0002,954
Loans and leases held for sale$01,773
Unused loan commitments$8,655,0005,037
Tier 1 (core) risk-based capital$11,281,0004,883
Tier 2 risk-based capital$1,259,0003,406
Total risk weighted assets$112,890,0003,633
Total unused commitments$8,655,0005,038
Derivatives$01,023
2006-06-30Rank
# of Employees:652,720
Assets and Liabilities
Total Assets:$145,655,0003,895
Cash and due from depository institutions$5,594,0002,720
Interest-bearing balances$107,0004,691
Securities$4,776,0007,439
Federal funds sold & reverse repurchase agreements$05,870
Net loans & leases$130,088,0003,110
Loan loss allowance$1,220,0003,654
Trading account assets$0157
Bank premises and fixed assets$3,427,0003,181
Other real estate owned$93,0002,720
Goodwill and other intangibles$03,333
All other assets$1,677,0005,587
Life insurance assets$04,035
Total liabilities and capital$145,655,0003,895
Total liabilities$134,820,0003,788
Total deposits$127,782,0003,673
Interest-bearing deposits$107,024,0003,687
Deposits held in domestic offices$127,782,0003,670
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$6,339,0003,341
Subordinated debt$0265
All other liabilities$699,0004,402
Total equity capital$10,835,0004,951
Total bank equity capital$10,835,0004,951
Perpetual preferred stock$0119
Common stock$1,400,0002,422
Surplus$5,089,0003,765
Undivided profits$4,346,0004,868
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$121,0005,891
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$576,0005,458
Earning assets$134,971,0003,848
Long-term assets (5+ years)$51,957,0001,770
Average Assets, year-to-date$141,765,6703,916
Average Assets, quarterly$143,867,0003,905
Volatile liabilities$16,658,0005,111
Insider loans$2,035,0002,868
FHLB advances$6,244,0003,212
Loans and leases held for sale$01,763
Unused loan commitments$9,812,0004,821
Tier 1 (core) risk-based capital$10,980,0004,909
Tier 2 risk-based capital$1,221,0003,460
Total risk weighted assets$111,434,0003,646
Total unused commitments$9,812,0004,821
Derivatives$01,000
2006-03-31Rank
# of Employees:642,743
Assets and Liabilities
Total Assets:$142,079,0003,941
Cash and due from depository institutions$8,740,0002,743
Interest-bearing balances$4,272,0001,231
Securities$4,949,0007,437
Federal funds sold & reverse repurchase agreements$06,312
Net loans & leases$123,209,0003,190
Loan loss allowance$1,239,0003,590
Trading account assets$0154
Bank premises and fixed assets$3,463,0003,107
Other real estate owned$104,0002,743
Goodwill and other intangibles$03,321
All other assets$1,614,0005,587
Life insurance assets$04,002
Total liabilities and capital$142,079,0003,941
Total liabilities$131,902,0003,819
Total deposits$125,573,0003,705
Interest-bearing deposits$104,277,0003,742
Deposits held in domestic offices$125,573,0003,701
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$5,639,0003,392
Subordinated debt$0259
All other liabilities$690,0004,408
Total equity capital$10,177,0005,117
Total bank equity capital$10,177,0005,117
Perpetual preferred stock$0120
Common stock$1,400,0002,411
Surplus$4,589,0003,957
Undivided profits$4,188,0004,975
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$301,0004,617
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$541,0005,469
Earning assets$132,430,0003,879
Long-term assets (5+ years)$52,255,0001,726
Average Assets, year-to-date$139,821,0003,947
Average Assets, quarterly$139,821,0003,947
Volatile liabilities$14,766,0005,236
Insider loans$1,960,0002,884
FHLB advances$5,540,0003,281
Loans and leases held for sale$01,721
Unused loan commitments$9,477,0004,883
Tier 1 (core) risk-based capital$10,273,0005,052
Tier 2 risk-based capital$1,239,0003,384
Total risk weighted assets$109,479,0003,624
Total unused commitments$9,477,0004,885
Derivatives$0990
2005-12-31Rank
# of Employees:652,699
Assets and Liabilities
Total Assets:$137,563,0004,004
Cash and due from depository institutions$4,412,0002,699
Interest-bearing balances$126,0004,702
Securities$6,069,0007,199
Federal funds sold & reverse repurchase agreements$06,145
Net loans & leases$122,090,0003,169
Loan loss allowance$1,205,0003,621
Trading account assets$0155
Bank premises and fixed assets$3,529,0003,038
Other real estate owned$97,0002,699
Goodwill and other intangibles$03,315
All other assets$1,366,0005,985
Life insurance assets$0351
Total liabilities and capital$137,563,0004,004
Total liabilities$127,998,0003,889
Total deposits$123,348,0003,713
Interest-bearing deposits$103,477,0003,712
Deposits held in domestic offices$123,348,0003,709
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$4,054,0003,926
Subordinated debt$0258
All other liabilities$596,0004,680
Total equity capital$9,565,0005,284
Total bank equity capital$9,565,0005,284
Perpetual preferred stock$0122
Common stock$1,400,0002,408
Surplus$4,089,0004,147
Undivided profits$4,076,0005,064
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$73,0006,452
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$579,0005,282
Earning assets$128,285,0003,944
Long-term assets (5+ years)$56,392,0001,631
Average Assets, year-to-date$134,736,4003,908
Average Assets, quarterly$137,725,5003,960
Volatile liabilities$15,772,0005,017
Insider loans$931,0004,331
FHLB advances$3,948,0003,847
Loans and leases held for sale$01,743
Unused loan commitments$6,195,0005,666
Tier 1 (core) risk-based capital$9,648,0005,197
Tier 2 risk-based capital$1,205,0003,419
Total risk weighted assets$104,381,0003,728
Total unused commitments$6,195,0005,666
Derivatives$0930
2005-09-30Rank
# of Employees:632,751
Assets and Liabilities
Total Assets:$137,888,0003,937
Cash and due from depository institutions$4,544,0002,751
Interest-bearing balances$110,0004,891
Securities$6,720,0007,076
Federal funds sold & reverse repurchase agreements$05,951
Net loans & leases$121,453,0003,154
Loan loss allowance$1,196,0003,619
Trading account assets$0146
Bank premises and fixed assets$3,586,0002,967
Other real estate owned$33,0002,751
Goodwill and other intangibles$03,310
All other assets$1,552,0005,668
Life insurance assets$0341
Total liabilities and capital$137,887,0003,937
Total liabilities$128,367,0003,822
Total deposits$122,860,0003,655
Interest-bearing deposits$104,205,0003,627
Deposits held in domestic offices$122,860,0003,651
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$4,991,0003,782
Subordinated debt$0251
All other liabilities$516,0005,078
Total equity capital$9,520,0005,296
Total bank equity capital$9,520,0005,296
Perpetual preferred stock$0120
Common stock$1,400,0002,380
Surplus$3,918,0004,230
Undivided profits$4,202,0005,065
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$176,0005,617
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$530,0005,552
Earning assets$128,283,0003,883
Long-term assets (5+ years)$61,264,0001,521
Average Assets, year-to-date$134,029,7503,920
Average Assets, quarterly$136,281,5003,942
Volatile liabilities$16,903,0004,803
Insider loans$1,411,0003,456
FHLB advances$4,878,0003,646
Loans and leases held for sale$01,843
Unused loan commitments$5,008,0005,989
Tier 1 (core) risk-based capital$9,482,0005,220
Tier 2 risk-based capital$1,196,0003,415
Total risk weighted assets$102,295,0003,731
Total unused commitments$5,008,0005,990
Derivatives$0909
2005-06-30Rank
# of Employees:612,815
Assets and Liabilities
Total Assets:$134,675,0003,951
Cash and due from depository institutions$4,175,0002,815
Interest-bearing balances$193,0004,360
Securities$8,142,0006,794
Federal funds sold & reverse repurchase agreements$05,776
Net loans & leases$117,494,0003,159
Loan loss allowance$1,185,0003,575
Trading account assets$0148
Bank premises and fixed assets$3,591,0002,899
Other real estate owned$16,0002,815
Goodwill and other intangibles$03,307
All other assets$1,257,0006,008
Life insurance assets$0339
Total liabilities and capital$134,675,0003,951
Total liabilities$125,611,0003,821
Total deposits$121,534,0003,629
Interest-bearing deposits$103,372,0003,594
Deposits held in domestic offices$121,534,0003,626
% insured0.00%1
Federal funds purchased & repurchase agreements$03,721
Trading liabilities$065
Other borrowed funds$3,589,0004,086
Subordinated debt$0251
All other liabilities$488,0004,933
Total equity capital$9,064,0005,405
Total bank equity capital$9,064,0005,405
Perpetual preferred stock$0118
Common stock$1,400,0002,358
Surplus$3,578,0004,386
Undivided profits$4,086,0005,080
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$39,0006,955
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$503,0005,436
Earning assets$125,829,0003,884
Long-term assets (5+ years)$61,818,0001,515
Average Assets, year-to-date$132,743,6703,934
Average Assets, quarterly$133,642,0003,939
Volatile liabilities$16,846,0004,678
Insider loans$1,698,0003,077
FHLB advances$3,470,0003,995
Loans and leases held for sale$230,0001,499
Unused loan commitments$5,433,0005,859
Tier 1 (core) risk-based capital$9,075,0005,303
Tier 2 risk-based capital$1,185,0003,375
Total risk weighted assets$100,849,0003,683
Total unused commitments$5,433,0005,860
Derivatives$0866
2005-03-31Rank
# of Employees:612,789
Assets and Liabilities
Total Assets:$132,609,0003,989
Cash and due from depository institutions$6,464,0002,789
Interest-bearing balances$2,050,0001,963
Securities$8,272,0006,815
Federal funds sold & reverse repurchase agreements$06,340
Net loans & leases$113,159,0003,202
Loan loss allowance$1,141,0003,696
Trading account assets$0148
Bank premises and fixed assets$3,610,0002,863
Other real estate owned$16,0002,789
Goodwill and other intangibles$03,297
All other assets$1,088,0006,368
Life insurance assets$0333
Total liabilities and capital$132,609,0003,989
Total liabilities$123,720,0003,863
Total deposits$123,046,0003,606
Interest-bearing deposits$105,696,0003,556
Deposits held in domestic offices$123,046,0003,603
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$126,0005,579
Subordinated debt$0265
All other liabilities$548,0004,567
Total equity capital$8,889,0005,400
Total bank equity capital$8,889,0005,400
Perpetual preferred stock$0120
Common stock$1,400,0002,364
Surplus$3,513,0004,397
Undivided profits$3,976,0005,060
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$55,0006,813
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$474,0005,505
Earning assets$123,481,0003,924
Long-term assets (5+ years)$61,140,0001,564
Average Assets, year-to-date$131,778,0003,973
Average Assets, quarterly$131,778,0003,973
Volatile liabilities$13,927,0005,061
Insider loans$1,668,0003,129
FHLB advances$05,246
Loans and leases held for sale$01,762
Unused loan commitments$5,252,0005,949
Tier 1 (core) risk-based capital$8,916,0005,315
Tier 2 risk-based capital$1,141,0003,486
Total risk weighted assets$98,905,0003,704
Total unused commitments$5,252,0005,950
Derivatives$0790
2004-12-31Rank
# of Employees:602,845
Assets and Liabilities
Total Assets:$130,947,0004,007
Cash and due from depository institutions$7,578,0002,845
Interest-bearing balances$2,921,0001,616
Securities$8,409,0006,785
Federal funds sold & reverse repurchase agreements$06,164
Net loans & leases$110,288,0003,274
Loan loss allowance$1,129,0003,693
Trading account assets$0153
Bank premises and fixed assets$3,564,0002,877
Other real estate owned$02,845
Goodwill and other intangibles$03,293
All other assets$1,108,0006,306
Life insurance assets$0334
Total liabilities and capital$130,947,0004,007
Total liabilities$122,144,0003,878
Total deposits$121,525,0003,616
Interest-bearing deposits$104,495,0003,550
Deposits held in domestic offices$121,525,0003,613
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$134,0005,607
Subordinated debt$0272
All other liabilities$485,0004,785
Total equity capital$8,803,0005,443
Total bank equity capital$8,803,0005,443
Perpetual preferred stock$0118
Common stock$1,400,0002,349
Surplus$3,483,0004,424
Undivided profits$3,920,0005,190
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$94,0006,428
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$460,0005,614
Earning assets$121,618,0003,979
Long-term assets (5+ years)$60,512,0001,615
Average Assets, year-to-date$123,351,4004,065
Average Assets, quarterly$128,471,0004,042
Volatile liabilities$13,189,0005,140
Insider loans$1,636,0003,140
FHLB advances$05,260
Loans and leases held for sale$01,753
Unused loan commitments$6,025,0005,513
Tier 1 (core) risk-based capital$8,816,0005,310
Tier 2 risk-based capital$1,129,0003,487
Total risk weighted assets$97,695,0003,708
Total unused commitments$6,025,0005,515
Derivatives$0774
2004-09-30Rank
# of Employees:622,765
Assets and Liabilities
Total Assets:$125,995,0004,098
Cash and due from depository institutions$4,571,0002,765
Interest-bearing balances$321,0003,943
Securities$9,813,0006,543
Federal funds sold & reverse repurchase agreements$05,928
Net loans & leases$106,871,0003,306
Loan loss allowance$1,063,0003,844
Trading account assets$0149
Bank premises and fixed assets$3,525,0002,864
Other real estate owned$02,765
Goodwill and other intangibles$03,268
All other assets$1,215,0006,126
Life insurance assets$0330
Total liabilities and capital$125,995,0004,098
Total liabilities$117,520,0003,976
Total deposits$116,906,0003,683
Interest-bearing deposits$102,053,0003,592
Deposits held in domestic offices$116,906,0003,681
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$139,0005,632
Subordinated debt$0276
All other liabilities$475,0005,048
Total equity capital$8,475,0005,580
Total bank equity capital$8,475,0005,580
Perpetual preferred stock$0124
Common stock$1,400,0002,344
Surplus$3,251,0004,527
Undivided profits$3,824,0005,298
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$47,0007,145
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$443,0005,889
Earning assets$117,005,0004,060
Long-term assets (5+ years)$60,235,0001,640
Average Assets, year-to-date$121,452,5004,114
Average Assets, quarterly$123,898,5004,113
Volatile liabilities$13,762,0005,021
Insider loans$1,676,0003,039
FHLB advances$05,299
Loans and leases held for sale$01,808
Unused loan commitments$4,948,0005,884
Tier 1 (core) risk-based capital$8,468,0005,428
Tier 2 risk-based capital$1,063,0003,615
Total risk weighted assets$93,096,0003,824
Total unused commitments$4,948,0005,888
Derivatives$0770
2004-06-30Rank
# of Employees:523,254
Assets and Liabilities
Total Assets:$121,802,0004,176
Cash and due from depository institutions$4,377,0003,254
Interest-bearing balances$151,0004,805
Securities$10,714,0006,427
Federal funds sold & reverse repurchase agreements$05,884
Net loans & leases$101,909,0003,389
Loan loss allowance$1,004,0003,994
Trading account assets$0153
Bank premises and fixed assets$3,540,0002,805
Other real estate owned$03,254
Goodwill and other intangibles$03,275
All other assets$1,262,0005,988
Life insurance assets$0323
Total liabilities and capital$121,802,0004,176
Total liabilities$113,791,0004,069
Total deposits$112,201,0003,807
Interest-bearing deposits$98,275,0003,714
Deposits held in domestic offices$112,201,0003,803
% insured0.00%1
Federal funds purchased & repurchase agreements$03,750
Trading liabilities$069
Other borrowed funds$1,170,0004,911
Subordinated debt$0288
All other liabilities$420,0005,022
Total equity capital$8,011,0005,648
Total bank equity capital$8,011,0005,648
Perpetual preferred stock$0126
Common stock$1,400,0002,346
Surplus$2,972,0004,724
Undivided profits$3,639,0005,248
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$31,0007,386
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$421,0005,841
Earning assets$112,774,0004,149
Long-term assets (5+ years)$57,571,0001,726
Average Assets, year-to-date$119,938,3304,179
Average Assets, quarterly$120,846,0004,185
Volatile liabilities$14,251,0004,894
Insider loans$1,681,0003,027
FHLB advances$1,025,0004,755
Loans and leases held for sale$01,820
Unused loan commitments$3,618,0006,506
Tier 1 (core) risk-based capital$8,137,0005,514
Tier 2 risk-based capital$1,004,0003,724
Total risk weighted assets$89,566,0003,883
Total unused commitments$3,618,0006,509
Derivatives$0740
2004-03-31Rank
# of Employees:592,889
Assets and Liabilities
Total Assets:$119,890,0004,223
Cash and due from depository institutions$4,660,0002,889
Interest-bearing balances$853,0003,234
Securities$13,352,0005,869
Federal funds sold & reverse repurchase agreements$06,767
Net loans & leases$97,299,0003,432
Loan loss allowance$907,0004,256
Trading account assets$0144
Bank premises and fixed assets$3,569,0002,741
Other real estate owned$02,889
Goodwill and other intangibles$03,256
All other assets$1,010,0006,390
Life insurance assets$0322
Total liabilities and capital$119,890,0004,223
Total liabilities$111,853,0004,102
Total deposits$111,136,0003,845
Interest-bearing deposits$95,585,0003,798
Deposits held in domestic offices$111,136,0003,840
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$151,0005,506
Subordinated debt$0287
All other liabilities$566,0004,577
Total equity capital$8,037,0005,708
Total bank equity capital$8,037,0005,708
Perpetual preferred stock$0129
Common stock$1,400,0002,342
Surplus$2,897,0004,758
Undivided profits$3,740,0005,388
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$24,0007,595
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$416,0005,817
Earning assets$111,504,0004,188
Long-term assets (5+ years)$53,335,0001,809
Average Assets, year-to-date$119,006,5004,224
Average Assets, quarterly$119,006,5004,224
Volatile liabilities$12,487,0005,140
Insider loans$1,596,0003,099
FHLB advances$05,150
Loans and leases held for sale$01,884
Unused loan commitments$3,393,0006,640
Tier 1 (core) risk-based capital$8,011,0005,515
Tier 2 risk-based capital$907,0003,969
Total risk weighted assets$86,282,0003,952
Total unused commitments$3,393,0006,645
Derivatives$0699
2003-12-31Rank
# of Employees:582,961
Assets and Liabilities
Total Assets:$118,123,0004,265
Cash and due from depository institutions$4,254,0002,961
Interest-bearing balances$236,0004,406
Securities$14,521,0005,709
Federal funds sold & reverse repurchase agreements$06,359
Net loans & leases$94,768,0003,488
Loan loss allowance$843,0004,448
Trading account assets$0168
Bank premises and fixed assets$3,599,0002,708
Other real estate owned$02,961
Goodwill and other intangibles$03,237
All other assets$981,0006,562
Life insurance assets$01
Total liabilities and capital$118,123,0004,265
Total liabilities$110,188,0004,130
Total deposits$109,439,0003,870
Interest-bearing deposits$95,061,0003,797
Deposits held in domestic offices$109,439,0003,867
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$157,0005,483
Subordinated debt$0293
All other liabilities$592,0004,300
Total equity capital$7,935,0005,678
Total bank equity capital$7,935,0005,678
Perpetual preferred stock$0131
Common stock$1,400,0002,359
Surplus$2,857,0004,751
Undivided profits$3,678,0005,369
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,0007,927
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$453,0005,681
Earning assets$109,525,0004,221
Long-term assets (5+ years)$51,079,0001,884
Average Assets, year-to-date$112,916,2004,288
Average Assets, quarterly$116,662,0004,267
Volatile liabilities$12,473,0005,108
Insider loans$1,655,0002,992
FHLB advances$05,171
Loans and leases held for sale$01,789
Unused loan commitments$4,255,0006,077
Tier 1 (core) risk-based capital$7,919,0005,515
Tier 2 risk-based capital$843,0004,158
Total risk weighted assets$83,963,0004,009
Total unused commitments$4,255,0006,082
Derivatives$0665
2003-09-30Rank
# of Employees:602,872
Assets and Liabilities
Total Assets:$115,201,0004,322
Cash and due from depository institutions$4,070,0002,872
Interest-bearing balances$307,0004,244
Securities$16,818,0005,223
Federal funds sold & reverse repurchase agreements$06,602
Net loans & leases$90,059,0003,620
Loan loss allowance$780,0004,715
Trading account assets$0165
Bank premises and fixed assets$3,296,0002,894
Other real estate owned$02,872
Goodwill and other intangibles$03,226
All other assets$958,0006,679
Life insurance assets$01
Total liabilities and capital$115,201,0004,322
Total liabilities$107,347,0004,193
Total deposits$106,416,0003,947
Interest-bearing deposits$92,362,0003,871
Deposits held in domestic offices$106,416,0003,944
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$430,0005,237
Subordinated debt$0293
All other liabilities$501,0005,026
Total equity capital$7,854,0005,699
Total bank equity capital$7,854,0005,699
Perpetual preferred stock$0137
Common stock$1,400,0002,375
Surplus$2,828,0004,729
Undivided profits$3,626,0005,444
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$30,0007,747
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$430,0006,023
Earning assets$107,184,0004,260
Long-term assets (5+ years)$46,449,0002,001
Average Assets, year-to-date$111,614,5004,338
Average Assets, quarterly$114,607,5004,325
Volatile liabilities$11,234,0005,390
Insider loans$1,657,0002,978
FHLB advances$267,0005,041
Loans and leases held for sale$01,962
Unused loan commitments$4,223,0006,089
Tier 1 (core) risk-based capital$7,816,0005,563
Tier 2 risk-based capital$780,0004,412
Total risk weighted assets$80,473,0004,115
Total unused commitments$4,223,0006,094
Derivatives$0666
2003-06-30Rank
# of Employees:592,929
Assets and Liabilities
Total Assets:$114,014,0004,347
Cash and due from depository institutions$8,125,0002,929
Interest-bearing balances$3,034,0002,032
Securities$16,117,0005,284
Federal funds sold & reverse repurchase agreements$1,086,0005,692
Net loans & leases$84,412,0003,773
Loan loss allowance$718,0004,928
Trading account assets$0170
Bank premises and fixed assets$3,255,0002,865
Other real estate owned$65,0002,929
Goodwill and other intangibles$03,182
All other assets$954,0006,574
Life insurance assets$01
Total liabilities and capital$114,014,0004,347
Total liabilities$106,190,0004,210
Total deposits$105,510,0003,967
Interest-bearing deposits$91,492,0003,892
Deposits held in domestic offices$105,510,0003,965
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$168,0005,539
Subordinated debt$0266
All other liabilities$512,0005,014
Total equity capital$7,824,0005,695
Total bank equity capital$7,824,0005,695
Perpetual preferred stock$0140
Common stock$1,400,0002,375
Surplus$2,798,0004,731
Undivided profits$3,626,0005,473
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$78,0007,106
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$479,0005,538
Earning assets$104,649,0004,346
Long-term assets (5+ years)$39,197,0002,152
Average Assets, year-to-date$110,419,0004,378
Average Assets, quarterly$112,170,5004,354
Volatile liabilities$9,850,0005,760
Insider loans$1,607,0003,026
FHLB advances$05,105
Loans and leases held for sale$02,044
Unused loan commitments$4,407,0006,017
Tier 1 (core) risk-based capital$7,710,0005,523
Tier 2 risk-based capital$718,0004,607
Total risk weighted assets$79,994,0004,099
Total unused commitments$4,407,0006,028
Derivatives$0623
2003-03-31Rank
# of Employees:573,006
Assets and Liabilities
Total Assets:$110,327,0004,397
Cash and due from depository institutions$7,655,0003,006
Interest-bearing balances$3,469,0001,933
Securities$16,232,0005,301
Federal funds sold & reverse repurchase agreements$1,081,0006,162
Net loans & leases$81,133,0003,830
Loan loss allowance$777,0004,641
Trading account assets$0169
Bank premises and fixed assets$3,316,0002,787
Other real estate owned$12,0003,006
Goodwill and other intangibles$03,151
All other assets$898,0006,732
Life insurance assets$01
Total liabilities and capital$110,327,0004,397
Total liabilities$102,793,0004,268
Total deposits$102,088,0004,037
Interest-bearing deposits$89,327,0003,958
Deposits held in domestic offices$102,088,0004,034
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$174,0005,372
Subordinated debt$0265
All other liabilities$531,0004,966
Total equity capital$7,534,0005,747
Total bank equity capital$7,534,0005,747
Perpetual preferred stock$0141
Common stock$1,400,0002,388
Surplus$2,573,0004,887
Undivided profits$3,561,0005,454
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$935,0002,983
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$450,0005,756
Earning assets$101,915,0004,381
Long-term assets (5+ years)$35,817,0002,250
Average Assets, year-to-date$108,621,5004,412
Average Assets, quarterly$108,621,5004,412
Volatile liabilities$8,102,0006,230
Insider loans$1,678,0002,873
FHLB advances$05,057
Loans and leases held for sale$01,961
Unused loan commitments$4,044,0006,131
Tier 1 (core) risk-based capital$7,476,0005,575
Tier 2 risk-based capital$777,0004,342
Total risk weighted assets$77,467,0004,149
Total unused commitments$4,044,0006,144
Derivatives$0578
2002-12-31Rank
# of Employees:533,168
Assets and Liabilities
Total Assets:$106,916,0004,455
Cash and due from depository institutions$12,577,0003,168
Interest-bearing balances$8,546,000926
Securities$10,816,0006,336
Federal funds sold & reverse repurchase agreements$1,076,0005,762
Net loans & leases$78,333,0003,944
Loan loss allowance$732,0004,764
Trading account assets$0170
Bank premises and fixed assets$3,292,0002,789
Other real estate owned$46,0003,168
Goodwill and other intangibles$03,122
All other assets$776,0007,192
Life insurance assets$01
Total liabilities and capital$106,916,0004,455
Total liabilities$99,402,0004,339
Total deposits$98,674,0004,102
Interest-bearing deposits$87,440,0003,954
Deposits held in domestic offices$98,674,0004,097
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$180,0005,509
Subordinated debt$0258
All other liabilities$548,0004,965
Total equity capital$7,514,0005,717
Total bank equity capital$7,514,0005,717
Perpetual preferred stock$0142
Common stock$1,400,0002,390
Surplus$2,573,0004,842
Undivided profits$3,541,0005,460
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$891,0002,960
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$434,0006,071
Earning assets$98,771,0004,423
Long-term assets (5+ years)$29,488,0002,580
Average Assets, year-to-date$95,889,8004,659
Average Assets, quarterly$103,174,0004,532
Volatile liabilities$7,940,0006,285
Insider loans$1,791,0002,742
FHLB advances$05,074
Loans and leases held for sale$01,889
Unused loan commitments$3,450,0006,298
Tier 1 (core) risk-based capital$7,467,0005,527
Tier 2 risk-based capital$732,0004,476
Total risk weighted assets$79,512,0004,048
Total unused commitments$3,450,0006,300
Derivatives$0527
2001-12-31Rank
# of Employees:433,815
Assets and Liabilities
Total Assets:$88,088,0004,987
Cash and due from depository institutions$7,812,0003,815
Interest-bearing balances$5,272,0001,198
Securities$4,503,0008,086
Federal funds sold & reverse repurchase agreements$1,063,0005,774
Net loans & leases$71,502,0004,102
Loan loss allowance$667,0004,885
Trading account assets$0182
Bank premises and fixed assets$2,320,0003,645
Other real estate owned$03,815
Goodwill and other intangibles$03,095
All other assets$888,0006,954
Life insurance assets$01
Total liabilities and capital$88,088,0004,987
Total liabilities$81,598,0004,873
Total deposits$80,593,0004,651
Interest-bearing deposits$71,714,0004,511
Deposits held in domestic offices$80,593,0004,646
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$200,0005,284
Subordinated debt$0241
All other liabilities$805,0004,029
Total equity capital$6,490,0006,103
Total bank equity capital$6,490,0006,103
Perpetual preferred stock$0158
Common stock$1,400,0002,441
Surplus$1,773,0005,764
Undivided profits$3,317,0005,446
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,028,0002,645
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$412,0006,571
Earning assets$82,340,0004,891
Long-term assets (5+ years)$12,171,0004,364
Average Assets, year-to-date$83,236,4005,002
Average Assets, quarterly$86,894,5004,991
Volatile liabilities$5,353,0007,222
Insider loans$1,427,0003,096
FHLB advances$04,938
Loans and leases held for sale$01,749
Unused loan commitments$2,629,0006,865
Tier 1 (core) risk-based capital$6,481,0005,962
Tier 2 risk-based capital$667,0004,587
Total risk weighted assets$69,160,0004,371
Total unused commitments$2,629,0006,874
Derivatives$0450
2000-12-31Rank
# of Employees:433,829
Assets and Liabilities
Total Assets:$77,083,0005,316
Cash and due from depository institutions$3,914,0003,829
Interest-bearing balances$1,707,0001,843
Securities$9,682,0006,897
Federal funds sold & reverse repurchase agreements$34,0006,951
Net loans & leases$60,275,0004,558
Loan loss allowance$552,0005,387
Trading account assets$0175
Bank premises and fixed assets$2,469,0003,438
Other real estate owned$03,829
Goodwill and other intangibles$03,145
All other assets$709,0007,202
Life insurance assets$01
Total liabilities and capital$77,083,0005,316
Total liabilities$71,147,0005,202
Total deposits$70,181,0004,984
Interest-bearing deposits$62,422,0004,891
Deposits held in domestic offices$70,181,0004,980
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$219,0005,292
Subordinated debt$0239
All other liabilities$747,0004,468
Total equity capital$5,936,0006,406
Total bank equity capital$5,936,0006,406
Perpetual preferred stock$0178
Common stock$1,400,0002,492
Surplus$1,773,0005,809
Undivided profits$2,763,0005,853
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$08,688
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$383,0006,066
Earning assets$71,698,0005,277
Long-term assets (5+ years)$5,350,0005,886
Average Assets, year-to-date$74,486,0005,252
Average Assets, quarterly$75,995,5005,326
Volatile liabilities$3,459,0008,154
Insider loans$1,083,0003,679
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$2,606,0006,805
Tier 1 (core) risk-based capital$5,951,0006,269
Tier 2 risk-based capital$552,0005,076
Total risk weighted assets$54,433,8005,010
Total unused commitments$2,606,0006,811
Derivatives$0481
1999-12-31Rank
# of Employees:424,012
Assets and Liabilities
Total Assets:$72,695,0005,554
Cash and due from depository institutions$4,821,0004,012
Interest-bearing balances$2,398,0001,516
Securities$7,729,0007,750
Federal funds sold & reverse repurchase agreements$1,528,0004,190
Net loans & leases$55,303,0004,795
Loan loss allowance$582,0005,142
Trading account assets$0165
Bank premises and fixed assets$2,612,0003,259
Other real estate owned$160,0004,012
Goodwill and other intangibles$03,276
All other assets$542,0008,022
Life insurance assets$01
Total liabilities and capital$72,695,0005,554
Total liabilities$66,972,0005,466
Total deposits$66,152,0005,242
Interest-bearing deposits$58,541,0005,116
Deposits held in domestic offices$66,152,0005,239
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$237,0005,279
Subordinated debt$0242
All other liabilities$583,0004,839
Total equity capital$5,723,0006,436
Total bank equity capital$5,723,0006,436
Perpetual preferred stock$0193
Common stock$1,400,0002,543
Surplus$1,773,0005,871
Undivided profits$2,550,0005,940
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$57,0007,550
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$290,0006,590
Earning assets$66,958,0005,515
Long-term assets (5+ years)$7,301,0005,558
Average Assets, year-to-date$70,769,8005,503
Average Assets, quarterly$72,347,0005,513
Volatile liabilities$3,024,0008,378
Insider loans$1,413,0002,945
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$2,313,0007,191
Tier 1 (core) risk-based capital$5,817,0006,400
Tier 2 risk-based capital$582,0004,805
Total risk weighted assets$50,703,7005,166
Total unused commitments$2,313,0007,194
Derivatives$0488
1998-12-31Rank
# of Employees:443,898
Assets and Liabilities
Total Assets:$68,284,0005,809
Cash and due from depository institutions$6,751,0003,898
Interest-bearing balances$4,768,0001,271
Securities$7,189,0007,966
Federal funds sold & reverse repurchase agreements$1,453,0006,450
Net loans & leases$49,488,0004,969
Loan loss allowance$517,0005,491
Trading account assets$0197
Bank premises and fixed assets$2,834,0002,844
Other real estate owned$109,0003,898
Goodwill and other intangibles$03,445
All other assets$460,0008,398
Life insurance assets$01
Total liabilities and capital$68,284,0005,809
Total liabilities$62,280,0005,720
Total deposits$61,559,0005,536
Interest-bearing deposits$53,776,0005,445
Deposits held in domestic offices$61,559,0005,533
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$253,0004,503
Subordinated debt$0255
All other liabilities$468,0005,977
Total equity capital$6,004,0006,352
Total bank equity capital$6,004,0006,352
Perpetual preferred stock$0199
Common stock$1,400,0002,518
Surplus$1,773,0005,811
Undivided profits$2,831,0006,041
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,0008,924
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$245,0007,304
Earning assets$62,898,0005,793
Long-term assets (5+ years)$8,885,0005,012
Average Assets, year-to-date$62,312,0005,947
Average Assets, quarterly$65,814,0005,879
Volatile liabilities$2,501,0008,638
Insider loans$356,0006,090
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$1,842,0007,627
Tier 1 (core) risk-based capital$6,014,0006,176
Tier 2 risk-based capital$517,0005,092
Total risk weighted assets$45,941,1005,390
Total unused commitments$1,842,0007,637
Derivatives$0527
1997-12-31Rank
# of Employees:374,671
Assets and Liabilities
Total Assets:$57,694,0006,510
Cash and due from depository institutions$7,270,0004,671
Interest-bearing balances$5,621,000807
Securities$6,013,0008,816
Federal funds sold & reverse repurchase agreements$2,650,0004,279
Net loans & leases$38,845,0005,913
Loan loss allowance$517,0005,572
Trading account assets$0203
Bank premises and fixed assets$2,444,0003,221
Other real estate owned$32,0004,671
Goodwill and other intangibles$03,571
All other assets$440,0008,818
Life insurance assets$01
Total liabilities and capital$57,694,0006,510
Total liabilities$52,109,0006,464
Total deposits$51,351,0006,306
Interest-bearing deposits$45,603,0006,116
Deposits held in domestic offices$51,351,0006,301
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$268,0004,390
Subordinated debt$0260
All other liabilities$490,0005,980
Total equity capital$5,585,0006,704
Total bank equity capital$5,585,0006,704
Perpetual preferred stock$0223
Common stock$1,400,0002,548
Surplus$1,773,0005,836
Undivided profits$2,412,0006,649
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$64,0008,296
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$206,0008,165
Earning assets$53,129,0006,481
Long-term assets (5+ years)$4,452,0006,248
Average Assets, year-to-date$53,546,8006,617
Average Assets, quarterly$56,680,5006,529
Volatile liabilities$1,905,0009,389
Insider loans$501,0005,417
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$1,737,0007,770
Tier 1 (core) risk-based capital$5,585,0006,565
Tier 2 risk-based capital$447,4205,576
Total risk weighted assets$35,723,9206,365
Total unused commitments$1,737,0007,779
Derivatives$0533
1996-12-31Rank
# of Employees:345,259
Assets and Liabilities
Total Assets:$48,919,0007,341
Cash and due from depository institutions$2,546,0005,259
Interest-bearing balances$1,061,0002,303
Securities$8,795,0008,339
Federal funds sold & reverse repurchase agreements$1,000,0006,394
Net loans & leases$33,795,0006,506
Loan loss allowance$487,0006,038
Trading account assets$0240
Bank premises and fixed assets$2,412,0003,211
Other real estate owned$05,259
Goodwill and other intangibles$03,437
All other assets$371,0009,758
Life insurance assets$01
Total liabilities and capital$48,919,0007,341
Total liabilities$43,681,0007,332
Total deposits$43,037,0007,213
Interest-bearing deposits$38,127,0007,099
Deposits held in domestic offices$43,037,0007,207
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$282,0004,338
Subordinated debt$0298
All other liabilities$362,0007,175
Total equity capital$5,238,0007,038
Total bank equity capital$5,238,0007,038
Perpetual preferred stock$0250
Common stock$1,400,0002,711
Surplus$1,773,0005,954
Undivided profits$2,065,0007,176
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$010,601
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$173,0008,921
Earning assets$44,651,0007,342
Long-term assets (5+ years)$6,334,0005,294
Average Assets, year-to-date$45,951,6007,441
Average Assets, quarterly$48,256,5007,349
Volatile liabilities$1,102,00010,411
Insider loans$473,0005,664
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$2,202,0007,253
Tier 1 (core) risk-based capital$5,234,0006,941
Tier 2 risk-based capital$394,7406,187
Total risk weighted assets$31,486,8406,914
Total unused commitments$2,202,0007,267
Derivatives$0549
1995-12-31Rank
# of Employees:286,302
Assets and Liabilities
Total Assets:$43,553,0008,014
Cash and due from depository institutions$3,798,0006,302
Interest-bearing balances$2,646,0001,533
Securities$10,181,0008,219
Federal funds sold & reverse repurchase agreements$09,298
Net loans & leases$27,215,0007,372
Loan loss allowance$480,0006,235
Trading account assets$0261
Bank premises and fixed assets$1,950,0003,792
Other real estate owned$54,0006,302
Goodwill and other intangibles$03,181
All other assets$355,00010,242
Life insurance assets$01
Total liabilities and capital$43,553,0008,014
Total liabilities$38,585,0008,055
Total deposits$37,995,0007,949
Interest-bearing deposits$34,171,0007,717
Deposits held in domestic offices$37,995,0007,945
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$295,0003,807
Subordinated debt$0337
All other liabilities$295,0008,334
Total equity capital$4,968,0007,399
Total bank equity capital$4,968,0007,399
Perpetual preferred stock$0288
Common stock$1,400,0002,801
Surplus$1,773,0006,023
Undivided profits$1,795,0007,815
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,00010,962
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$155,0009,618
Earning assets$40,042,0007,988
Long-term assets (5+ years)$4,498,0006,079
Average Assets, year-to-date$42,672,4007,910
Average Assets, quarterly$43,142,5008,002
Volatile liabilities$1,054,00010,772
Insider loans$484,0005,758
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$860,0009,270
Tier 1 (core) risk-based capital$4,964,0007,276
Tier 2 risk-based capital$324,7307,033
Total risk weighted assets$25,823,3307,801
Total unused commitments$860,0009,279
Derivatives$0628
1994-12-31Rank
# of Employees:276,680
Assets and Liabilities
Total Assets:$42,345,0008,273
Cash and due from depository institutions$1,226,0006,680
Interest-bearing balances$94,0005,812
Securities$12,972,0007,719
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$26,571,0007,566
Loan loss allowance$457,0006,577
Trading account assets$0286
Bank premises and fixed assets$1,228,0005,343
Other real estate owned$06,680
Goodwill and other intangibles$03,133
All other assets$348,00010,755
Life insurance assets$01
Total liabilities and capital$42,345,0008,273
Total liabilities$37,706,0008,352
Total deposits$37,362,0008,168
Interest-bearing deposits$33,917,0007,860
Deposits held in domestic offices$37,362,0008,161
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$50,0005,014
Subordinated debt$0372
All other liabilities$294,0007,413
Total equity capital$4,639,0007,500
Total bank equity capital$4,639,0007,500
Perpetual preferred stock$0310
Common stock$1,400,0002,902
Surplus$1,773,0006,042
Undivided profits$1,466,0008,078
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$20,00010,573
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$136,0009,993
Earning assets$39,637,0008,144
Long-term assets (5+ years)$6,436,0005,334
Average Assets, year-to-date$42,949,2008,087
Average Assets, quarterly$43,013,0008,172
Volatile liabilities$650,00011,629
Insider loans$503,0005,670
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$315,00010,825
Tier 1 (core) risk-based capital$4,657,0007,565
Tier 2 risk-based capital$340,1706,951
Total risk weighted assets$27,096,3707,687
Total unused commitments$315,00010,829
Derivatives$0687
1993-12-31Rank
# of Employees:267,126
Assets and Liabilities
Total Assets:$43,139,0008,442
Cash and due from depository institutions$1,502,0007,126
Interest-bearing balances$542,0004,220
Securities$14,205,0007,658
Federal funds sold & reverse repurchase agreements$500,0009,053
Net loans & leases$25,149,0007,778
Loan loss allowance$429,0007,072
Trading account assets$0330
Bank premises and fixed assets$1,345,0005,074
Other real estate owned$07,126
Goodwill and other intangibles$03,091
All other assets$438,0009,915
Life insurance assets$01
Total liabilities and capital$43,139,0008,442
Total liabilities$38,839,0008,470
Total deposits$38,495,0008,329
Interest-bearing deposits$35,107,0008,033
Deposits held in domestic offices$38,495,0008,322
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$344,0006,938
Total equity capital$4,300,0008,008
Total bank equity capital$4,300,0008,008
Perpetual preferred stock$0343
Common stock$1,400,0002,979
Surplus$1,773,0006,050
Undivided profits$1,127,0009,218
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$64,00010,032
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$129,00010,113
Earning assets$40,396,0008,325
Long-term assets (5+ years)$9,337,0004,548
Average Assets, year-to-date$43,688,8008,223
Average Assets, quarterly$43,530,0008,359
Volatile liabilities$600,00012,146
Insider loans$499,0005,718
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$353,00010,995
Tier 1 (core) risk-based capital$4,300,0007,944
Tier 2 risk-based capital$355,0406,795
Total risk weighted assets$28,329,4407,545
Total unused commitments$353,00011,006
Derivatives$0714
1992-12-31Rank
# of Employees:286,885
Assets and Liabilities
Total Assets:$44,162,0008,493
Cash and due from depository institutions$2,113,0006,885
Interest-bearing balances$950,0003,972
Securities$16,807,0006,871
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$23,164,0008,251
Loan loss allowance$315,0008,584
Trading account assets$0344
Bank premises and fixed assets$1,461,0004,766
Other real estate owned$76,0006,885
Goodwill and other intangibles$03,106
All other assets$541,0009,326
Life insurance assets$01
Total liabilities and capital$44,162,0008,493
Total liabilities$40,338,0008,476
Total deposits$40,033,0008,349
Interest-bearing deposits$36,707,0008,043
Deposits held in domestic offices$40,033,0008,342
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$305,0008,152
Total equity capital$3,824,0008,492
Total bank equity capital$3,824,0008,492
Perpetual preferred stock$0346
Common stock$1,400,0003,089
Surplus$1,773,0005,969
Undivided profits$651,00010,565
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$68,00010,807
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$114,00011,101
Earning assets$40,921,0008,388
Long-term assets (5+ years)$8,246,0004,891
Average Assets, year-to-date$44,874,8008,264
Average Assets, quarterly$44,362,0008,411
Volatile liabilities$900,00011,993
Insider loans$83,0006,180
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$1,875,0007,484
Tier 1 (core) risk-based capital$3,824,0008,427
Tier 2 risk-based capital$315,0007,371
Total risk weighted assets$29,189,3007,481
Total unused commitments$1,875,0007,517
Derivatives$0651