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F & M Bank and Trust Company
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| Name: | F & M Bank and Trust Company |
| Concentration: | Commercial Lending Specialization |
| Established: | 02/02/1948 |
| FDIC Insurance: | 06/15/1950 |
| Holden By: | F&M HOLDING CO INC |
| Charter Class: | Commercial bank, state charter and Fed nonmember, supervised by the FDIC |
| Website: | www.fmbankandtrust.com |
| Total Assets: | $75,947,000 |
| Total Deposits: | $72,066,000 |
| Total Equity Capital: | $3,375,000 |
| Total Domestic Office Deposits: | $72,066,000 |
| Net Income: | $518,000 |
| Quarterly Net Income: | $115,000 |
| Return on Assets: | 1% |
| Quarterly Return on Assets: | 1% |
| Return on Equity: | 17% |
| Quarterly Return on Equity: | 14% |
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