Emerald Bank

Status:Inactive as of 2014-01-20
 Merger - Without Assistance
Successor Bank:The Middlefield Banking Company
Headquarters:Emerald Bank
6215 Perimeter Drive
Dublin, OH 43017
Established:2004-06-01
FDIC Insurance:2004-06-01
FDIC Cert:#57550
Charter Class:Commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:2
Total Assets:$83,513,000
Total Deposits:$70,033,000

History

2004-06-01Institution established: Original name:Emerald Bank
2007-04-19Changed institution class to INSURED COMMERCIAL BANKS, STATE, NOT MEMBERS OF THE FRS
2007-04-19Changed organization type to COMMERCIAL BANK
2007-04-19Reorganized.
2014-01-20Merged into and subsequently operated as part of The Middlefield Banking Company (13716) in MIDDLEFIELD, OH

Historical Financial Information

2013-12-31Rank
# of Employees:125,934
Assets and Liabilities
Total Assets:$83,513,0005,158
Cash and due from depository institutions$4,083,0005,934
Interest-bearing balances$3,410,0004,551
Securities$7,846,0005,679
Federal funds sold & reverse repurchase agreements$2,644,0001,270
Net loans & leases$63,007,0004,502
Loan loss allowance$2,153,0002,747
Trading account assets$0247
Bank premises and fixed assets$466,0005,647
Other real estate owned$488,0005,934
Goodwill and other intangibles$2,617,0001,038
All other assets$2,362,0004,367
Life insurance assets$03,841
Total liabilities and capital$83,513,0005,158
Total liabilities$72,242,0005,202
Total deposits$70,033,0005,167
Interest-bearing deposits$62,171,0004,940
Deposits held in domestic offices$70,033,0005,167
% insured94.04%1,005
Federal funds purchased & repurchase agreements$1,912,0001,616
Trading liabilities$0167
Other borrowed funds$03,907
Subordinated debt$0136
All other liabilities$297,0004,792
Total equity capital$11,271,0004,561
Total bank equity capital$11,271,0004,560
Perpetual preferred stock$0206
Common stock$7,575,000589
Surplus$5,250,0003,558
Undivided profits$-1,554,0006,095
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$4,249,0001,626
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$240,0005,828
Earning assets$76,907,0005,125
Long-term assets (5+ years)$10,938,0005,769
Average Assets, year-to-date$79,344,6005,251
Average Assets, quarterly$82,176,5005,180
Volatile liabilities$3,694,0004,722
Insider loans$741,0003,981
FHLB advances$03,709
Loans and leases held for sale$01,902
Unused loan commitments$16,496,0003,011
Tier 1 (core) risk-based capital$8,605,0005,154
Tier 2 risk-based capital$877,0004,176
Total risk weighted assets$68,925,0004,488
Total unused commitments$16,496,0003,011
Derivatives$01,395
2013-09-30Rank
# of Employees:126,000
Assets and Liabilities
Total Assets:$80,840,0005,257
Cash and due from depository institutions$3,686,0006,000
Interest-bearing balances$2,841,0004,841
Securities$8,142,0005,702
Federal funds sold & reverse repurchase agreements$2,930,0001,174
Net loans & leases$60,077,0004,627
Loan loss allowance$2,121,0002,860
Trading account assets$0248
Bank premises and fixed assets$481,0005,673
Other real estate owned$488,0006,000
Goodwill and other intangibles$2,623,0001,035
All other assets$2,413,0004,355
Life insurance assets$03,818
Total liabilities and capital$80,840,0005,257
Total liabilities$69,619,0005,302
Total deposits$67,863,0005,256
Interest-bearing deposits$61,957,0004,985
Deposits held in domestic offices$67,863,0005,255
% insured96.24%546
Federal funds purchased & repurchase agreements$1,538,0001,695
Trading liabilities$0163
Other borrowed funds$03,930
Subordinated debt$0150
All other liabilities$218,0005,577
Total equity capital$11,221,0004,620
Total bank equity capital$11,221,0004,619
Perpetual preferred stock$0217
Common stock$7,575,000597
Surplus$5,250,0003,588
Undivided profits$-1,604,0006,166
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$4,018,0001,816
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$251,0005,877
Earning assets$73,990,0005,249
Long-term assets (5+ years)$10,369,0005,866
Average Assets, year-to-date$78,302,5005,331
Average Assets, quarterly$79,904,5005,282
Volatile liabilities$2,568,0005,247
Insider loans$56,0005,873
FHLB advances$03,717
Loans and leases held for sale$02,008
Unused loan commitments$12,592,0003,535
Tier 1 (core) risk-based capital$8,475,0005,234
Tier 2 risk-based capital$819,0004,380
Total risk weighted assets$64,160,0004,691
Total unused commitments$12,592,0003,535
Derivatives$01,430
2013-06-30Rank
# of Employees:145,808
Assets and Liabilities
Total Assets:$78,969,0005,335
Cash and due from depository institutions$2,681,0005,808
Interest-bearing balances$1,206,0005,719
Securities$8,316,0005,695
Federal funds sold & reverse repurchase agreements$3,500,0001,159
Net loans & leases$58,354,0004,695
Loan loss allowance$2,071,0002,932
Trading account assets$0250
Bank premises and fixed assets$495,0005,688
Other real estate owned$514,0005,808
Goodwill and other intangibles$2,628,0001,040
All other assets$2,481,0004,274
Life insurance assets$03,807
Total liabilities and capital$78,969,0005,335
Total liabilities$67,802,0005,383
Total deposits$66,545,0005,329
Interest-bearing deposits$59,398,0005,114
Deposits held in domestic offices$66,545,0005,329
% insured95.57%746
Federal funds purchased & repurchase agreements$1,038,0001,792
Trading liabilities$0154
Other borrowed funds$03,942
Subordinated debt$0152
All other liabilities$219,0005,467
Total equity capital$11,167,0004,656
Total bank equity capital$11,167,0004,655
Perpetual preferred stock$0228
Common stock$7,575,000596
Surplus$5,250,0003,603
Undivided profits$-1,658,0006,199
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$2,429,0002,596
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$211,0006,150
Earning assets$71,376,0005,346
Long-term assets (5+ years)$12,508,0005,693
Average Assets, year-to-date$77,456,6705,380
Average Assets, quarterly$77,692,0005,379
Volatile liabilities$2,812,0005,130
Insider loans$56,0005,923
FHLB advances$03,718
Loans and leases held for sale$02,138
Unused loan commitments$14,533,0003,243
Tier 1 (core) risk-based capital$8,198,0005,313
Tier 2 risk-based capital$796,0004,448
Total risk weighted assets$62,520,0004,740
Total unused commitments$14,533,0003,243
Derivatives$01,417
2013-03-31Rank
# of Employees:145,854
Assets and Liabilities
Total Assets:$76,415,0005,461
Cash and due from depository institutions$6,208,0005,854
Interest-bearing balances$4,562,0004,723
Securities$9,215,0005,638
Federal funds sold & reverse repurchase agreements$2,945,0001,674
Net loans & leases$51,985,0004,942
Loan loss allowance$2,221,0002,833
Trading account assets$0242
Bank premises and fixed assets$509,0005,692
Other real estate owned$538,0005,854
Goodwill and other intangibles$2,634,0001,035
All other assets$2,381,0004,344
Life insurance assets$03,804
Total liabilities and capital$76,415,0005,461
Total liabilities$65,036,0005,511
Total deposits$63,516,0005,477
Interest-bearing deposits$56,794,0005,270
Deposits held in domestic offices$63,516,0005,477
% insured96.01%627
Federal funds purchased & repurchase agreements$1,238,0001,608
Trading liabilities$0154
Other borrowed funds$03,908
Subordinated debt$0155
All other liabilities$282,0005,209
Total equity capital$11,379,0004,702
Total bank equity capital$11,379,0004,701
Perpetual preferred stock$0239
Common stock$7,575,000605
Surplus$5,250,0003,631
Undivided profits$-1,446,0006,267
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$2,402,0002,707
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$264,0005,850
Earning assets$68,707,0005,487
Long-term assets (5+ years)$13,075,0005,650
Average Assets, year-to-date$76,700,5005,444
Average Assets, quarterly$76,700,5005,444
Volatile liabilities$3,529,0004,779
Insider loans$21,0006,165
FHLB advances$03,677
Loans and leases held for sale$02,154
Unused loan commitments$11,873,0003,643
Tier 1 (core) risk-based capital$7,919,0005,400
Tier 2 risk-based capital$700,0004,741
Total risk weighted assets$54,565,0005,052
Total unused commitments$11,873,0003,644
Derivatives$01,405
2012-12-31Rank
# of Employees:116,256
Assets and Liabilities
Total Assets:$76,986,0005,468
Cash and due from depository institutions$5,696,0006,256
Interest-bearing balances$4,327,0004,539
Securities$9,018,0005,666
Federal funds sold & reverse repurchase agreements$3,678,0001,356
Net loans & leases$52,683,0004,977
Loan loss allowance$2,249,0002,818
Trading account assets$0243
Bank premises and fixed assets$516,0005,720
Other real estate owned$434,0006,256
Goodwill and other intangibles$2,639,0001,038
All other assets$2,322,0004,443
Life insurance assets$03,787
Total liabilities and capital$76,986,0005,468
Total liabilities$65,667,0005,523
Total deposits$63,854,0005,487
Interest-bearing deposits$58,548,0005,192
Deposits held in domestic offices$63,854,0005,486
% insured96.56%934
Federal funds purchased & repurchase agreements$1,612,0001,674
Trading liabilities$0152
Other borrowed funds$04,109
Subordinated debt$0159
All other liabilities$201,0005,709
Total equity capital$11,319,0004,741
Total bank equity capital$11,319,0004,739
Perpetual preferred stock$0246
Common stock$7,575,000608
Surplus$5,250,0003,654
Undivided profits$-1,506,0006,318
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$2,634,0002,650
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$249,0006,016
Earning assets$69,706,0005,481
Long-term assets (5+ years)$15,003,0005,448
Average Assets, year-to-date$78,621,8005,395
Average Assets, quarterly$77,941,0005,430
Volatile liabilities$3,645,0004,859
Insider loans$21,0006,230
FHLB advances$03,864
Loans and leases held for sale$02,229
Unused loan commitments$9,301,0003,961
Tier 1 (core) risk-based capital$7,737,0005,466
Tier 2 risk-based capital$702,0004,758
Total risk weighted assets$54,627,0005,107
Total unused commitments$9,301,0003,961
Derivatives$01,366
2012-09-30Rank
# of Employees:116,346
Assets and Liabilities
Total Assets:$78,896,0005,456
Cash and due from depository institutions$4,914,0006,346
Interest-bearing balances$4,522,0004,394
Securities$9,906,0005,644
Federal funds sold & reverse repurchase agreements$3,907,0001,265
Net loans & leases$53,841,0004,986
Loan loss allowance$2,158,0002,970
Trading account assets$0231
Bank premises and fixed assets$522,0005,784
Other real estate owned$799,0006,346
Goodwill and other intangibles$2,644,0001,032
All other assets$2,363,0004,490
Life insurance assets$03,771
Total liabilities and capital$78,896,0005,456
Total liabilities$67,508,0005,512
Total deposits$64,316,0005,499
Interest-bearing deposits$59,289,0005,210
Deposits held in domestic offices$64,316,0005,499
% insured97.78%593
Federal funds purchased & repurchase agreements$976,0001,837
Trading liabilities$0150
Other borrowed funds$2,006,0003,248
Subordinated debt$0163
All other liabilities$210,0006,007
Total equity capital$11,388,0004,785
Total bank equity capital$11,388,0004,783
Perpetual preferred stock$0250
Common stock$7,575,000620
Surplus$5,250,0003,683
Undivided profits$-1,437,0006,383
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$3,692,0002,310
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$265,0006,120
Earning assets$72,176,0005,426
Long-term assets (5+ years)$16,983,0005,294
Average Assets, year-to-date$79,030,7505,435
Average Assets, quarterly$78,742,5005,455
Volatile liabilities$5,006,0004,444
Insider loans$21,0006,302
FHLB advances$2,006,0003,123
Loans and leases held for sale$02,256
Unused loan commitments$11,419,0003,625
Tier 1 (core) risk-based capital$7,623,0005,564
Tier 2 risk-based capital$731,0004,749
Total risk weighted assets$56,776,0005,067
Total unused commitments$11,419,0003,625
Derivatives$01,366
2012-06-30Rank
# of Employees:116,398
Assets and Liabilities
Total Assets:$78,589,0005,483
Cash and due from depository institutions$5,979,0006,398
Interest-bearing balances$5,029,0004,234
Securities$10,515,0005,624
Federal funds sold & reverse repurchase agreements$2,782,0001,665
Net loans & leases$53,012,0005,023
Loan loss allowance$2,299,0002,861
Trading account assets$0211
Bank premises and fixed assets$537,0005,801
Other real estate owned$615,0006,398
Goodwill and other intangibles$2,650,0001,022
All other assets$2,499,0004,358
Life insurance assets$03,763
Total liabilities and capital$78,589,0005,483
Total liabilities$67,341,0005,544
Total deposits$63,844,0005,554
Interest-bearing deposits$58,623,0005,292
Deposits held in domestic offices$63,844,0005,553
% insured97.68%677
Federal funds purchased & repurchase agreements$1,271,0001,790
Trading liabilities$0130
Other borrowed funds$2,007,0003,321
Subordinated debt$0180
All other liabilities$219,0005,837
Total equity capital$11,248,0004,797
Total bank equity capital$11,248,0004,795
Perpetual preferred stock$0254
Common stock$7,575,000629
Surplus$5,250,0003,686
Undivided profits$-1,577,0006,415
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$4,560,0002,055
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$281,0005,958
Earning assets$71,338,0005,496
Long-term assets (5+ years)$18,083,0005,193
Average Assets, year-to-date$79,075,6705,463
Average Assets, quarterly$79,712,0005,456
Volatile liabilities$3,539,0005,037
Insider loans$56,0006,196
FHLB advances$2,007,0003,195
Loans and leases held for sale$02,185
Unused loan commitments$11,473,0003,566
Tier 1 (core) risk-based capital$7,444,0005,622
Tier 2 risk-based capital$715,0004,814
Total risk weighted assets$55,644,0005,134
Total unused commitments$11,473,0003,566
Derivatives$01,332
2012-03-31Rank
# of Employees:116,443
Assets and Liabilities
Total Assets:$80,835,0005,460
Cash and due from depository institutions$7,626,0006,443
Interest-bearing balances$6,485,0004,085
Securities$11,073,0005,608
Federal funds sold & reverse repurchase agreements$6,920,0001,040
Net loans & leases$48,900,0005,225
Loan loss allowance$2,199,0002,985
Trading account assets$0215
Bank premises and fixed assets$537,0005,852
Other real estate owned$551,0006,443
Goodwill and other intangibles$2,655,0001,024
All other assets$2,573,0004,326
Life insurance assets$03,760
Total liabilities and capital$80,835,0005,460
Total liabilities$69,738,0005,530
Total deposits$65,982,0005,559
Interest-bearing deposits$58,924,0005,349
Deposits held in domestic offices$65,982,0005,558
% insured96.49%1,129
Federal funds purchased & repurchase agreements$1,521,0001,663
Trading liabilities$0123
Other borrowed funds$2,007,0003,360
Subordinated debt$0185
All other liabilities$228,0005,723
Total equity capital$11,097,0004,822
Total bank equity capital$11,097,0004,820
Perpetual preferred stock$0259
Common stock$7,575,000636
Surplus$5,250,0003,704
Undivided profits$-1,728,0006,450
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$4,642,0002,125
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$256,0006,146
Earning assets$73,378,0005,469
Long-term assets (5+ years)$17,683,0005,233
Average Assets, year-to-date$79,319,0005,498
Average Assets, quarterly$79,319,0005,498
Volatile liabilities$5,538,0004,339
Insider loans$295,0005,332
FHLB advances$2,007,0003,246
Loans and leases held for sale$02,171
Unused loan commitments$13,507,0003,350
Tier 1 (core) risk-based capital$7,331,0005,674
Tier 2 risk-based capital$694,0004,913
Total risk weighted assets$54,039,0005,222
Total unused commitments$13,507,0003,350
Derivatives$01,297
2011-12-31Rank
# of Employees:116,498
Assets and Liabilities
Total Assets:$77,803,0005,557
Cash and due from depository institutions$1,354,0006,498
Interest-bearing balances$1,012,0005,766
Securities$8,377,0005,944
Federal funds sold & reverse repurchase agreements$11,680,000498
Net loans & leases$50,183,0005,217
Loan loss allowance$2,103,0003,066
Trading account assets$0205
Bank premises and fixed assets$554,0005,840
Other real estate owned$553,0006,498
Goodwill and other intangibles$2,661,0001,026
All other assets$2,441,0004,519
Life insurance assets$03,748
Total liabilities and capital$77,803,0005,557
Total liabilities$66,666,0005,627
Total deposits$62,855,0005,640
Interest-bearing deposits$57,576,0005,379
Deposits held in domestic offices$62,855,0005,639
% insured96.94%1,015
Federal funds purchased & repurchase agreements$1,607,0001,753
Trading liabilities$0115
Other borrowed funds$2,007,0003,522
Subordinated debt$0193
All other liabilities$197,0005,965
Total equity capital$11,137,0004,810
Total bank equity capital$11,137,0004,809
Perpetual preferred stock$0263
Common stock$7,575,000636
Surplus$5,250,0003,725
Undivided profits$-1,688,0006,466
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$6,104,0001,799
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$170,0006,791
Earning assets$71,252,0005,537
Long-term assets (5+ years)$14,454,0004,936
Average Assets, year-to-date$74,899,6005,612
Average Assets, quarterly$75,877,5005,606
Volatile liabilities$6,119,0004,317
Insider loans$295,0005,360
FHLB advances$2,007,0003,388
Loans and leases held for sale$01,918
Unused loan commitments$6,152,0004,742
Tier 1 (core) risk-based capital$6,799,0005,831
Tier 2 risk-based capital$692,0004,917
Total risk weighted assets$53,976,0005,266
Total unused commitments$6,152,0004,746
Derivatives$01,191
2011-09-30Rank
# of Employees:116,552
Assets and Liabilities
Total Assets:$73,952,0005,696
Cash and due from depository institutions$1,121,0006,552
Interest-bearing balances$290,0006,282
Securities$8,794,0005,898
Federal funds sold & reverse repurchase agreements$8,743,000742
Net loans & leases$48,998,0005,318
Loan loss allowance$2,919,0002,442
Trading account assets$0209
Bank premises and fixed assets$557,0005,880
Other real estate owned$547,0006,552
Goodwill and other intangibles$2,666,0001,041
All other assets$2,526,0004,520
Life insurance assets$03,747
Total liabilities and capital$73,951,0005,696
Total liabilities$63,435,0005,753
Total deposits$60,099,0005,755
Interest-bearing deposits$55,237,0005,504
Deposits held in domestic offices$60,099,0005,754
% insured97.26%939
Federal funds purchased & repurchase agreements$1,175,0001,864
Trading liabilities$0112
Other borrowed funds$2,007,0003,640
Subordinated debt$0206
All other liabilities$154,0006,543
Total equity capital$10,516,0005,000
Total bank equity capital$10,516,0004,999
Perpetual preferred stock$0266
Common stock$7,575,000644
Surplus$4,500,0003,975
Undivided profits$-1,559,0006,518
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$6,854,0001,699
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$235,0006,495
Earning assets$66,825,0005,702
Long-term assets (5+ years)$14,971,0004,828
Average Assets, year-to-date$74,173,7505,675
Average Assets, quarterly$71,813,0005,751
Volatile liabilities$5,416,0004,547
Insider loans$295,0005,434
FHLB advances$2,007,0003,487
Loans and leases held for sale$01,904
Unused loan commitments$10,924,0003,659
Tier 1 (core) risk-based capital$6,003,0006,129
Tier 2 risk-based capital$679,0005,015
Total risk weighted assets$52,066,0005,378
Total unused commitments$10,924,0003,662
Derivatives$01,195
2011-06-30Rank
# of Employees:116,612
Assets and Liabilities
Total Assets:$69,674,0005,851
Cash and due from depository institutions$1,137,0006,612
Interest-bearing balances$295,0006,220
Securities$9,779,0005,840
Federal funds sold & reverse repurchase agreements$3,431,0001,614
Net loans & leases$49,126,0005,352
Loan loss allowance$2,512,0002,769
Trading account assets$0213
Bank premises and fixed assets$575,0005,912
Other real estate owned$343,0006,612
Goodwill and other intangibles$2,671,0001,062
All other assets$2,612,0004,452
Life insurance assets$03,737
Total liabilities and capital$69,674,0005,851
Total liabilities$59,360,0005,925
Total deposits$56,194,0005,937
Interest-bearing deposits$50,552,0005,743
Deposits held in domestic offices$56,194,0005,936
% insured98.54%530
Federal funds purchased & repurchase agreements$1,024,0001,968
Trading liabilities$0112
Other borrowed funds$2,007,0003,724
Subordinated debt$0212
All other liabilities$135,0006,610
Total equity capital$10,314,0005,032
Total bank equity capital$10,314,0005,031
Perpetual preferred stock$0222
Common stock$7,575,000657
Surplus$4,250,0004,090
Undivided profits$-1,511,0006,530
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$5,691,0001,997
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$287,0006,205
Earning assets$62,631,0005,878
Long-term assets (5+ years)$15,654,0004,750
Average Assets, year-to-date$74,247,6705,714
Average Assets, quarterly$72,220,5005,786
Volatile liabilities$1,999,0006,010
Insider loans$295,0005,482
FHLB advances$2,007,0003,570
Loans and leases held for sale$01,752
Unused loan commitments$4,635,0005,258
Tier 1 (core) risk-based capital$6,532,0005,991
Tier 2 risk-based capital$632,0005,190
Total risk weighted assets$48,649,0005,560
Total unused commitments$4,635,0005,259
Derivatives$01,174
2011-03-31Rank
# of Employees:116,661
Assets and Liabilities
Total Assets:$74,767,0005,754
Cash and due from depository institutions$1,106,0006,661
Interest-bearing balances$287,0006,273
Securities$9,724,0005,844
Federal funds sold & reverse repurchase agreements$7,774,0001,040
Net loans & leases$49,661,0005,362
Loan loss allowance$2,289,0002,948
Trading account assets$0208
Bank premises and fixed assets$593,0005,922
Other real estate owned$557,0006,661
Goodwill and other intangibles$2,677,0001,070
All other assets$2,675,0004,471
Life insurance assets$03,748
Total liabilities and capital$74,768,0005,754
Total liabilities$65,036,0005,787
Total deposits$61,319,0005,804
Interest-bearing deposits$56,882,0005,553
Deposits held in domestic offices$61,319,0005,802
% insured98.09%722
Federal funds purchased & repurchase agreements$1,579,0001,775
Trading liabilities$0108
Other borrowed funds$2,007,0003,792
Subordinated debt$0214
All other liabilities$131,0006,607
Total equity capital$9,732,0005,147
Total bank equity capital$9,732,0005,146
Perpetual preferred stock$0224
Common stock$7,575,000671
Surplus$3,750,0004,342
Undivided profits$-1,593,0006,555
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$5,631,0002,039
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$270,0006,353
Earning assets$67,446,0005,760
Long-term assets (5+ years)$16,717,0004,594
Average Assets, year-to-date$76,534,5005,684
Average Assets, quarterly$76,534,5005,684
Volatile liabilities$2,549,0005,765
Insider loans$295,0005,535
FHLB advances$2,007,0003,615
Loans and leases held for sale$01,676
Unused loan commitments$5,634,0005,018
Tier 1 (core) risk-based capital$6,098,0006,160
Tier 2 risk-based capital$643,0005,185
Total risk weighted assets$49,787,0005,561
Total unused commitments$5,634,0005,021
Derivatives$01,153
2010-12-31Rank
# of Employees:116,733
Assets and Liabilities
Total Assets:$78,302,0005,688
Cash and due from depository institutions$1,590,0006,733
Interest-bearing balances$374,0006,113
Securities$8,198,0005,979
Federal funds sold & reverse repurchase agreements$12,222,000585
Net loans & leases$50,051,0005,433
Loan loss allowance$2,128,0003,094
Trading account assets$0207
Bank premises and fixed assets$609,0005,969
Other real estate owned$343,0006,733
Goodwill and other intangibles$2,682,0001,077
All other assets$2,607,0004,629
Life insurance assets$03,769
Total liabilities and capital$78,302,0005,688
Total liabilities$68,506,0005,718
Total deposits$64,625,0005,692
Interest-bearing deposits$58,880,0005,482
Deposits held in domestic offices$64,625,0005,691
% insured97.95%719
Federal funds purchased & repurchase agreements$1,722,0001,846
Trading liabilities$0108
Other borrowed funds$2,007,0003,967
Subordinated debt$0220
All other liabilities$152,0006,524
Total equity capital$9,796,0005,147
Total bank equity capital$9,796,0005,146
Perpetual preferred stock$0224
Common stock$7,575,000669
Surplus$3,750,0004,383
Undivided profits$-1,529,0006,590
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$3,931,0002,583
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$284,0006,355
Earning assets$70,845,0005,685
Long-term assets (5+ years)$15,817,0004,664
Average Assets, year-to-date$74,949,4005,741
Average Assets, quarterly$77,738,5005,693
Volatile liabilities$21,312,0004,553
Insider loans$295,0005,631
FHLB advances$2,007,0003,804
Loans and leases held for sale$01,952
Unused loan commitments$5,732,0004,941
Tier 1 (core) risk-based capital$6,689,0006,006
Tier 2 risk-based capital$667,0005,172
Total risk weighted assets$51,888,0005,563
Total unused commitments$5,732,0004,942
Derivatives$01,176
2010-09-30Rank
# of Employees:116,819
Assets and Liabilities
Total Assets:$77,175,0005,765
Cash and due from depository institutions$1,777,0006,819
Interest-bearing balances$143,0006,481
Securities$7,829,0006,041
Federal funds sold & reverse repurchase agreements$11,660,000648
Net loans & leases$49,912,0005,545
Loan loss allowance$2,134,0003,091
Trading account assets$0210
Bank premises and fixed assets$628,0006,011
Other real estate owned$209,0006,819
Goodwill and other intangibles$2,687,0001,076
All other assets$2,473,0004,860
Life insurance assets$03,793
Total liabilities and capital$77,175,0005,765
Total liabilities$67,207,0005,792
Total deposits$62,036,0005,849
Interest-bearing deposits$58,108,0005,583
Deposits held in domestic offices$62,036,0005,848
% insured97.68%639
Federal funds purchased & repurchase agreements$1,623,0001,874
Trading liabilities$0103
Other borrowed funds$3,262,0003,725
Subordinated debt$0233
All other liabilities$286,0006,063
Total equity capital$9,968,0005,253
Total bank equity capital$9,968,0005,252
Perpetual preferred stock$0229
Common stock$7,575,000673
Surplus$3,750,0004,415
Undivided profits$-1,357,0006,709
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$4,789,0002,357
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$141,0007,358
Earning assets$69,544,0005,788
Long-term assets (5+ years)$16,485,0004,538
Average Assets, year-to-date$74,111,2505,830
Average Assets, quarterly$75,307,0005,817
Volatile liabilities$21,972,0004,580
Insider loans$260,0005,820
FHLB advances$3,262,0003,590
Loans and leases held for sale$01,963
Unused loan commitments$5,556,0005,103
Tier 1 (core) risk-based capital$6,690,0006,102
Tier 2 risk-based capital$649,0005,295
Total risk weighted assets$50,406,0005,687
Total unused commitments$5,556,0005,107
Derivatives$01,218
2010-06-30Rank
# of Employees:116,887
Assets and Liabilities
Total Assets:$73,439,0005,896
Cash and due from depository institutions$1,285,0006,887
Interest-bearing balances$1,018,0005,398
Securities$8,641,0005,980
Federal funds sold & reverse repurchase agreements$6,412,0001,243
Net loans & leases$51,277,0005,530
Loan loss allowance$1,979,0003,248
Trading account assets$0210
Bank premises and fixed assets$640,0006,043
Other real estate owned$06,887
Goodwill and other intangibles$2,693,0001,083
All other assets$2,491,0004,847
Life insurance assets$03,801
Total liabilities and capital$73,439,0005,896
Total liabilities$63,772,0005,926
Total deposits$58,907,0005,976
Interest-bearing deposits$54,451,0005,768
Deposits held in domestic offices$58,907,0005,975
% insured97.86%628
Federal funds purchased & repurchase agreements$1,361,0001,967
Trading liabilities$0104
Other borrowed funds$3,263,0003,861
Subordinated debt$0241
All other liabilities$241,0006,246
Total equity capital$9,667,0005,321
Total bank equity capital$9,667,0005,320
Perpetual preferred stock$0222
Common stock$7,575,000681
Surplus$3,250,0004,663
Undivided profits$-1,158,0006,714
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$3,061,0003,020
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$221,0006,959
Earning assets$67,348,0005,881
Long-term assets (5+ years)$18,866,0004,260
Average Assets, year-to-date$73,090,0005,892
Average Assets, quarterly$73,409,0005,890
Volatile liabilities$20,704,0004,767
Insider loans$07,068
FHLB advances$3,263,0003,736
Loans and leases held for sale$01,852
Unused loan commitments$3,903,0005,736
Tier 1 (core) risk-based capital$6,811,0006,091
Tier 2 risk-based capital$643,0005,348
Total risk weighted assets$50,072,0005,745
Total unused commitments$3,903,0005,737
Derivatives$01,168
2010-03-31Rank
# of Employees:116,962
Assets and Liabilities
Total Assets:$73,379,0005,969
Cash and due from depository institutions$931,0006,962
Interest-bearing balances$658,0005,669
Securities$8,838,0006,015
Federal funds sold & reverse repurchase agreements$7,896,0001,178
Net loans & leases$49,368,0005,659
Loan loss allowance$1,859,0003,395
Trading account assets$0227
Bank premises and fixed assets$659,0006,094
Other real estate owned$394,0006,962
Goodwill and other intangibles$2,698,0001,088
All other assets$2,595,0004,852
Life insurance assets$03,823
Total liabilities and capital$73,378,0005,969
Total liabilities$63,810,0005,988
Total deposits$59,382,0006,015
Interest-bearing deposits$54,982,0005,803
Deposits held in domestic offices$59,382,0006,013
% insured98.82%375
Federal funds purchased & repurchase agreements$932,0002,118
Trading liabilities$0108
Other borrowed funds$3,262,0003,986
Subordinated debt$0248
All other liabilities$234,0006,257
Total equity capital$9,568,0005,381
Total bank equity capital$9,568,0005,380
Perpetual preferred stock$0220
Common stock$7,575,000692
Surplus$3,250,0004,731
Undivided profits$-1,257,0006,789
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$2,224,0003,618
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$245,0006,911
Earning assets$66,760,0005,963
Long-term assets (5+ years)$16,530,0004,535
Average Assets, year-to-date$72,915,5005,968
Average Assets, quarterly$72,915,5005,968
Volatile liabilities$19,944,0004,906
Insider loans$07,167
FHLB advances$3,262,0003,842
Loans and leases held for sale$01,823
Unused loan commitments$4,320,0005,733
Tier 1 (core) risk-based capital$6,824,0006,132
Tier 2 risk-based capital$631,0005,401
Total risk weighted assets$49,232,0005,842
Total unused commitments$4,320,0005,735
Derivatives$01,155
2009-12-31Rank
# of Employees:117,024
Assets and Liabilities
Total Assets:$72,452,0006,015
Cash and due from depository institutions$1,194,0007,024
Interest-bearing balances$49,0006,769
Securities$9,062,0005,964
Federal funds sold & reverse repurchase agreements$7,041,0001,210
Net loans & leases$48,757,0005,738
Loan loss allowance$1,739,0003,530
Trading account assets$0224
Bank premises and fixed assets$675,0006,129
Other real estate owned$399,0007,024
Goodwill and other intangibles$2,704,0001,088
All other assets$2,620,0004,907
Life insurance assets$03,837
Total liabilities and capital$72,452,0006,015
Total liabilities$62,921,0006,053
Total deposits$58,796,0006,047
Interest-bearing deposits$54,600,0005,805
Deposits held in domestic offices$58,796,0006,047
% insured98.84%378
Federal funds purchased & repurchase agreements$651,0002,371
Trading liabilities$0104
Other borrowed funds$3,262,0004,141
Subordinated debt$0258
All other liabilities$212,0006,472
Total equity capital$9,531,0005,374
Total bank equity capital$9,531,0005,373
Perpetual preferred stock$0219
Common stock$7,575,000692
Surplus$3,250,0004,774
Undivided profits$-1,294,0006,824
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$2,224,0003,577
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$247,0006,983
Earning assets$64,909,0006,035
Long-term assets (5+ years)$16,985,0004,483
Average Assets, year-to-date$66,200,0006,136
Average Assets, quarterly$70,082,0006,067
Volatile liabilities$18,678,0005,066
Insider loans$07,233
FHLB advances$3,262,0004,004
Loans and leases held for sale$01,814
Unused loan commitments$4,716,0005,580
Tier 1 (core) risk-based capital$6,858,0006,138
Tier 2 risk-based capital$621,0005,474
Total risk weighted assets$48,543,0005,932
Total unused commitments$4,716,0005,582
Derivatives$01,139
2009-09-30Rank
# of Employees:117,093
Assets and Liabilities
Total Assets:$67,712,0006,171
Cash and due from depository institutions$994,0007,093
Interest-bearing balances$49,0006,693
Securities$3,430,0007,105
Federal funds sold & reverse repurchase agreements$6,459,0001,421
Net loans & leases$50,107,0005,730
Loan loss allowance$1,437,0003,864
Trading account assets$0238
Bank premises and fixed assets$692,0006,153
Other real estate owned$1,177,0007,093
Goodwill and other intangibles$2,709,0001,140
All other assets$2,144,0004,945
Life insurance assets$03,862
Total liabilities and capital$67,712,0006,171
Total liabilities$59,118,0006,187
Total deposits$54,217,0006,221
Interest-bearing deposits$50,149,0006,011
Deposits held in domestic offices$54,217,0006,221
% insured98.65%514
Federal funds purchased & repurchase agreements$468,0002,542
Trading liabilities$0103
Other borrowed funds$4,266,0003,985
Subordinated debt$0269
All other liabilities$167,0007,169
Total equity capital$8,594,0005,786
Total bank equity capital$8,594,0005,785
Perpetual preferred stock$0212
Common stock$7,575,000697
Surplus$2,000,0005,495
Undivided profits$-981,0006,961
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$4,170,0002,608
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$229,0007,265
Earning assets$60,045,0006,224
Long-term assets (5+ years)$11,943,0005,127
Average Assets, year-to-date$64,637,0006,222
Average Assets, quarterly$66,264,0006,198
Volatile liabilities$16,504,0005,390
Insider loans$07,285
FHLB advances$4,266,0003,848
Loans and leases held for sale$01,823
Unused loan commitments$4,818,0005,663
Tier 1 (core) risk-based capital$5,792,0006,627
Tier 2 risk-based capital$611,0005,477
Total risk weighted assets$48,129,0005,969
Total unused commitments$4,818,0005,663
Derivatives$01,183
2009-06-30Rank
# of Employees:117,163
Assets and Liabilities
Total Assets:$64,816,0006,294
Cash and due from depository institutions$1,291,0007,163
Interest-bearing balances$35,0006,766
Securities$3,612,0007,077
Federal funds sold & reverse repurchase agreements$3,602,0002,416
Net loans & leases$49,325,0005,796
Loan loss allowance$773,0005,273
Trading account assets$0240
Bank premises and fixed assets$703,0006,205
Other real estate owned$1,831,0007,163
Goodwill and other intangibles$2,714,0001,160
All other assets$1,738,0005,401
Life insurance assets$03,901
Total liabilities and capital$64,816,0006,294
Total liabilities$55,414,0006,361
Total deposits$50,505,0006,399
Interest-bearing deposits$46,204,0006,239
Deposits held in domestic offices$50,505,0006,398
% insured87.99%1,372
Federal funds purchased & repurchase agreements$469,0002,605
Trading liabilities$0100
Other borrowed funds$4,267,0004,075
Subordinated debt$0276
All other liabilities$173,0007,189
Total equity capital$9,402,0005,532
Total bank equity capital$9,402,0005,531
Perpetual preferred stock$0213
Common stock$7,575,000697
Surplus$2,000,0005,543
Undivided profits$-173,0006,861
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$4,532,0002,395
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$225,0007,271
Earning assets$56,574,0006,400
Long-term assets (5+ years)$12,752,0004,982
Average Assets, year-to-date$63,612,0006,309
Average Assets, quarterly$63,622,0006,329
Volatile liabilities$12,652,0005,949
Insider loans$07,346
FHLB advances$4,267,0003,927
Loans and leases held for sale$01,961
Unused loan commitments$5,229,0005,666
Tier 1 (core) risk-based capital$6,650,0006,343
Tier 2 risk-based capital$596,0005,540
Total risk weighted assets$47,542,0006,053
Total unused commitments$5,229,0005,670
Derivatives$01,221
2009-03-31Rank
# of Employees:117,208
Assets and Liabilities
Total Assets:$62,428,0006,412
Cash and due from depository institutions$732,0007,208
Interest-bearing balances$53,0006,442
Securities$3,913,0007,074
Federal funds sold & reverse repurchase agreements$1,870,0003,855
Net loans & leases$49,587,0005,795
Loan loss allowance$680,0005,505
Trading account assets$0234
Bank premises and fixed assets$713,0006,235
Other real estate owned$1,141,0007,208
Goodwill and other intangibles$2,720,0001,168
All other assets$1,752,0005,404
Life insurance assets$03,932
Total liabilities and capital$62,428,0006,412
Total liabilities$52,848,0006,468
Total deposits$47,837,0006,537
Interest-bearing deposits$44,771,0006,316
Deposits held in domestic offices$47,837,0006,537
% insured91.62%672
Federal funds purchased & repurchase agreements$594,0002,551
Trading liabilities$092
Other borrowed funds$4,267,0004,140
Subordinated debt$0271
All other liabilities$150,0007,308
Total equity capital$9,580,0005,525
Total bank equity capital$9,580,0005,524
Perpetual preferred stock$0193
Common stock$7,575,000692
Surplus$2,000,0005,576
Undivided profits$5,0006,910
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$5,520,0001,971
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$349,0006,481
Earning assets$55,423,0006,466
Long-term assets (5+ years)$12,645,0005,006
Average Assets, year-to-date$63,010,0006,357
Average Assets, quarterly$63,010,0006,357
Volatile liabilities$12,003,0006,054
Insider loans$07,405
FHLB advances$4,267,0004,000
Loans and leases held for sale$01,892
Unused loan commitments$2,473,0006,841
Tier 1 (core) risk-based capital$6,851,0006,338
Tier 2 risk-based capital$577,0005,616
Total risk weighted assets$46,040,0006,120
Total unused commitments$2,473,0006,841
Derivatives$01,177
2008-12-31Rank
# of Employees:136,975
Assets and Liabilities
Total Assets:$63,592,0006,364
Cash and due from depository institutions$731,0006,975
Interest-bearing balances$55,0006,082
Securities$4,185,0007,087
Federal funds sold & reverse repurchase agreements$3,830,0002,269
Net loans & leases$48,867,0005,852
Loan loss allowance$720,0005,335
Trading account assets$0236
Bank premises and fixed assets$725,0006,267
Other real estate owned$916,0006,975
Goodwill and other intangibles$2,725,0001,189
All other assets$1,613,0005,670
Life insurance assets$03,960
Total liabilities and capital$63,592,0006,364
Total liabilities$53,946,0006,438
Total deposits$47,147,0006,559
Interest-bearing deposits$43,610,0006,320
Deposits held in domestic offices$47,147,0006,559
% insured0.00%1
Federal funds purchased & repurchase agreements$369,0003,114
Trading liabilities$088
Other borrowed funds$6,274,0003,843
Subordinated debt$0278
All other liabilities$156,0007,348
Total equity capital$9,646,0005,507
Total bank equity capital$9,646,0005,507
Perpetual preferred stock$0141
Common stock$7,575,000687
Surplus$2,000,0005,582
Undivided profits$71,0006,939
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,331,0003,026
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$275,0007,109
Earning assets$56,937,0006,413
Long-term assets (5+ years)$13,584,0004,802
Average Assets, year-to-date$56,983,6006,491
Average Assets, quarterly$60,225,0006,454
Volatile liabilities$13,967,0005,722
Insider loans$276,0006,208
FHLB advances$6,274,0003,718
Loans and leases held for sale$01,663
Unused loan commitments$3,263,0006,483
Tier 1 (core) risk-based capital$6,912,0006,341
Tier 2 risk-based capital$558,0005,678
Total risk weighted assets$44,515,0006,199
Total unused commitments$3,263,0006,485
Derivatives$01,109
2008-09-30Rank
# of Employees:97,638
Assets and Liabilities
Total Assets:$56,858,0006,595
Cash and due from depository institutions$707,0007,638
Interest-bearing balances$48,0005,735
Securities$08,112
Federal funds sold & reverse repurchase agreements$1,966,0003,766
Net loans & leases$49,151,0005,857
Loan loss allowance$654,0005,479
Trading account assets$0251
Bank premises and fixed assets$223,0007,593
Other real estate owned$917,0007,638
Goodwill and other intangibles$2,428,0001,298
All other assets$1,466,0005,943
Life insurance assets$03,984
Total liabilities and capital$56,858,0006,595
Total liabilities$47,157,0006,686
Total deposits$40,771,0006,826
Interest-bearing deposits$39,803,0006,510
Deposits held in domestic offices$40,771,0006,825
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$6,273,0003,863
Subordinated debt$0276
All other liabilities$113,0007,818
Total equity capital$9,701,0005,550
Total bank equity capital$9,701,0005,550
Perpetual preferred stock$0110
Common stock$7,575,000690
Surplus$2,000,0005,612
Undivided profits$126,0007,088
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$807,0004,465
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$225,0007,507
Earning assets$51,165,0006,642
Long-term assets (5+ years)$10,927,0005,142
Average Assets, year-to-date$55,331,5006,594
Average Assets, quarterly$55,703,0006,618
Volatile liabilities$10,710,0006,166
Insider loans$277,0006,216
FHLB advances$6,273,0003,725
Loans and leases held for sale$01,623
Unused loan commitments$6,463,0005,505
Tier 1 (core) risk-based capital$7,273,0006,318
Tier 2 risk-based capital$553,0005,644
Total risk weighted assets$44,131,0006,236
Total unused commitments$6,463,0005,508
Derivatives$01,077
2008-06-30Rank
# of Employees:97,703
Assets and Liabilities
Total Assets:$54,548,0006,710
Cash and due from depository institutions$527,0007,703
Interest-bearing balances$26,0006,047
Securities$08,159
Federal funds sold & reverse repurchase agreements$33,0005,834
Net loans & leases$48,961,0005,846
Loan loss allowance$527,0005,948
Trading account assets$0267
Bank premises and fixed assets$210,0007,689
Other real estate owned$911,0007,703
Goodwill and other intangibles$2,431,0001,306
All other assets$1,475,0005,903
Life insurance assets$04,015
Total liabilities and capital$54,548,0006,710
Total liabilities$44,841,0006,802
Total deposits$38,485,0006,973
Interest-bearing deposits$37,184,0006,662
Deposits held in domestic offices$38,485,0006,971
% insured0.00%1
Federal funds purchased & repurchase agreements$03,577
Trading liabilities$094
Other borrowed funds$6,271,0003,733
Subordinated debt$0257
All other liabilities$85,0008,068
Total equity capital$9,707,0005,571
Total bank equity capital$9,707,0005,571
Perpetual preferred stock$0107
Common stock$7,575,000683
Surplus$2,000,0005,647
Undivided profits$132,0007,205
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$538,0004,881
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$226,0007,494
Earning assets$49,020,0006,749
Long-term assets (5+ years)$9,949,0005,299
Average Assets, year-to-date$54,822,6706,644
Average Assets, quarterly$55,122,5006,665
Volatile liabilities$9,985,0006,311
Insider loans$279,0006,190
FHLB advances$6,271,0003,597
Loans and leases held for sale$01,725
Unused loan commitments$4,454,0006,220
Tier 1 (core) risk-based capital$7,276,0006,350
Tier 2 risk-based capital$522,0005,756
Total risk weighted assets$41,757,0006,363
Total unused commitments$4,454,0006,220
Derivatives$01,075
2008-03-31Rank
# of Employees:97,718
Assets and Liabilities
Total Assets:$55,697,0006,656
Cash and due from depository institutions$496,0007,718
Interest-bearing balances$50,0005,619
Securities$08,194
Federal funds sold & reverse repurchase agreements$2,450,0004,638
Net loans & leases$48,609,0005,798
Loan loss allowance$492,0006,080
Trading account assets$0252
Bank premises and fixed assets$222,0007,691
Other real estate owned$07,718
Goodwill and other intangibles$2,433,0001,317
All other assets$1,487,0005,783
Life insurance assets$04,038
Total liabilities and capital$55,697,0006,656
Total liabilities$46,029,0006,753
Total deposits$39,654,0006,921
Interest-bearing deposits$38,500,0006,623
Deposits held in domestic offices$39,654,0006,920
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$6,273,0003,463
Subordinated debt$0251
All other liabilities$102,0008,023
Total equity capital$9,668,0005,662
Total bank equity capital$9,668,0005,662
Perpetual preferred stock$0108
Common stock$7,575,000675
Surplus$2,000,0005,644
Undivided profits$93,0007,425
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$960,0003,728
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$252,0007,336
Earning assets$51,109,0006,656
Long-term assets (5+ years)$9,073,0005,377
Average Assets, year-to-date$54,960,0006,651
Average Assets, quarterly$54,960,0006,651
Volatile liabilities$7,324,0006,800
Insider loans$280,0006,189
FHLB advances$6,273,0003,343
Loans and leases held for sale$01,797
Unused loan commitments$3,277,0006,742
Tier 1 (core) risk-based capital$7,235,0006,375
Tier 2 risk-based capital$492,0005,861
Total risk weighted assets$39,740,0006,426
Total unused commitments$3,277,0006,743
Derivatives$01,109
2007-12-31Rank
# of Employees:97,745
Assets and Liabilities
Total Assets:$54,223,0006,699
Cash and due from depository institutions$832,0007,745
Interest-bearing balances$68,0005,187
Securities$08,234
Federal funds sold & reverse repurchase agreements$1,515,0004,541
Net loans & leases$47,809,0005,842
Loan loss allowance$477,0006,126
Trading account assets$0237
Bank premises and fixed assets$225,0007,721
Other real estate owned$07,745
Goodwill and other intangibles$2,411,0001,315
All other assets$1,431,0005,933
Life insurance assets$04,052
Total liabilities and capital$54,223,0006,699
Total liabilities$44,615,0006,799
Total deposits$39,236,0006,908
Interest-bearing deposits$38,619,0006,566
Deposits held in domestic offices$39,236,0006,907
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$5,250,0003,518
Subordinated debt$0248
All other liabilities$129,0007,853
Total equity capital$9,608,0005,636
Total bank equity capital$9,608,0005,636
Perpetual preferred stock$0111
Common stock$7,575,000664
Surplus$2,000,0005,645
Undivided profits$33,0007,532
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$783,0003,788
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$247,0007,509
Earning assets$49,392,0006,715
Long-term assets (5+ years)$12,183,0004,608
Average Assets, year-to-date$47,777,2006,884
Average Assets, quarterly$52,701,0006,728
Volatile liabilities$6,377,0006,973
Insider loans$281,0006,224
FHLB advances$5,250,0003,391
Loans and leases held for sale$01,738
Unused loan commitments$4,498,0006,195
Tier 1 (core) risk-based capital$7,197,0006,395
Tier 2 risk-based capital$477,0005,937
Total risk weighted assets$39,877,0006,405
Total unused commitments$4,498,0006,196
Derivatives$01,052
2007-09-30Rank
# of Employees:97,771
Assets and Liabilities
Total Assets:$51,179,0006,825
Cash and due from depository institutions$336,0007,771
Interest-bearing balances$42,0005,425
Securities$08,282
Federal funds sold & reverse repurchase agreements$1,702,0004,375
Net loans & leases$45,090,0005,963
Loan loss allowance$461,0006,225
Trading account assets$0244
Bank premises and fixed assets$242,0007,691
Other real estate owned$07,771
Goodwill and other intangibles$3,301,0001,125
All other assets$508,0007,851
Life insurance assets$04,026
Total liabilities and capital$51,179,0006,825
Total liabilities$41,572,0006,930
Total deposits$38,211,0006,964
Interest-bearing deposits$37,497,0006,632
Deposits held in domestic offices$38,211,0006,964
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$3,250,0003,986
Subordinated debt$0244
All other liabilities$111,0008,091
Total equity capital$9,607,0005,605
Total bank equity capital$9,607,0005,605
Perpetual preferred stock$0113
Common stock$7,575,000635
Surplus$2,000,0005,636
Undivided profits$32,0007,609
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$337,0004,951
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$233,0007,739
Earning assets$46,834,0006,834
Long-term assets (5+ years)$13,874,0004,251
Average Assets, year-to-date$46,165,7506,966
Average Assets, quarterly$50,930,0006,810
Volatile liabilities$4,869,0007,355
Insider loans$283,0006,196
FHLB advances$3,250,0003,821
Loans and leases held for sale$01,751
Unused loan commitments$6,981,0005,471
Tier 1 (core) risk-based capital$6,306,0006,725
Tier 2 risk-based capital$461,0006,037
Total risk weighted assets$37,227,0006,553
Total unused commitments$6,981,0005,472
Derivatives$01,033
2007-06-30Rank
# of Employees:97,826
Assets and Liabilities
Total Assets:$50,681,0006,865
Cash and due from depository institutions$562,0007,826
Interest-bearing balances$35,0005,637
Securities$08,331
Federal funds sold & reverse repurchase agreements$4,299,0002,947
Net loans & leases$41,845,0006,134
Loan loss allowance$461,0006,228
Trading account assets$0245
Bank premises and fixed assets$247,0007,710
Other real estate owned$07,826
Goodwill and other intangibles$3,301,0001,128
All other assets$427,0007,992
Life insurance assets$04,058
Total liabilities and capital$50,681,0006,865
Total liabilities$41,063,0006,970
Total deposits$37,390,0007,027
Interest-bearing deposits$36,954,0006,697
Deposits held in domestic offices$37,390,0007,025
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$3,250,0003,909
Subordinated debt$0258
All other liabilities$423,0005,990
Total equity capital$9,618,0005,546
Total bank equity capital$9,618,0005,546
Perpetual preferred stock$0111
Common stock$7,575,000627
Surplus$2,000,0005,644
Undivided profits$43,0007,645
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$116,0006,071
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$213,0007,791
Earning assets$46,179,0006,893
Long-term assets (5+ years)$12,605,0004,361
Average Assets, year-to-date$44,494,6707,084
Average Assets, quarterly$45,884,5007,054
Volatile liabilities$4,972,0007,330
Insider loans$284,0006,200
FHLB advances$3,250,0003,748
Loans and leases held for sale$01,802
Unused loan commitments$4,187,0006,404
Tier 1 (core) risk-based capital$6,317,0006,729
Tier 2 risk-based capital$442,0006,143
Total risk weighted assets$35,364,0006,674
Total unused commitments$4,187,0006,406
Derivatives$01,067
2007-03-31Rank
# of Employees:97,852
Assets and Liabilities
Total Assets:$41,088,0007,295
Cash and due from depository institutions$666,0007,852
Interest-bearing balances$06,642
Securities$08,365
Federal funds sold & reverse repurchase agreements$1,520,0005,408
Net loans & leases$38,297,0006,310
Loan loss allowance$387,0006,658
Trading account assets$0267
Bank premises and fixed assets$236,0007,750
Other real estate owned$07,852
Goodwill and other intangibles$03,322
All other assets$369,0008,108
Life insurance assets$04,074
Total liabilities and capital$41,088,0007,295
Total liabilities$36,131,0007,268
Total deposits$32,425,0007,358
Interest-bearing deposits$32,123,0006,999
Deposits held in domestic offices$32,425,0007,356
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$3,250,0003,838
Subordinated debt$0262
All other liabilities$456,0005,786
Total equity capital$4,957,0007,293
Total bank equity capital$4,957,0007,293
Perpetual preferred stock$0113
Common stock$1,0007,681
Surplus$7,361,0003,103
Undivided profits$-2,405,0008,439
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$149,0005,764
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$190,0007,917
Earning assets$39,817,0007,195
Long-term assets (5+ years)$5,896,0005,614
Average Assets, year-to-date$41,401,5007,266
Average Assets, quarterly$41,401,5007,266
Volatile liabilities$5,005,0007,282
Insider loans$294,0006,172
FHLB advances$3,250,0003,688
Loans and leases held for sale$01,800
Unused loan commitments$5,760,0005,879
Tier 1 (core) risk-based capital$4,957,0007,267
Tier 2 risk-based capital$387,0006,440
Total risk weighted assets$31,559,0006,890
Total unused commitments$5,760,0005,879
Derivatives$01,065
2006-12-31Rank
# of Employees:97,866
Assets and Liabilities
Total Assets:$41,715,0007,273
Cash and due from depository institutions$731,0007,866
Interest-bearing balances$06,658
Securities$08,416
Federal funds sold & reverse repurchase agreements$6,688,0002,372
Net loans & leases$33,733,0006,584
Loan loss allowance$341,0006,896
Trading account assets$0156
Bank premises and fixed assets$245,0007,739
Other real estate owned$07,866
Goodwill and other intangibles$03,315
All other assets$318,0008,269
Life insurance assets$04,082
Total liabilities and capital$41,715,0007,273
Total liabilities$36,501,0007,246
Total deposits$32,773,0007,328
Interest-bearing deposits$32,353,0006,966
Deposits held in domestic offices$32,773,0007,327
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$3,250,0003,979
Subordinated debt$0264
All other liabilities$478,0005,616
Total equity capital$5,214,0007,185
Total bank equity capital$5,214,0007,185
Perpetual preferred stock$0112
Common stock$1,0007,717
Surplus$7,354,0003,053
Undivided profits$-2,141,0008,440
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$149,0005,670
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$163,0008,087
Earning assets$40,421,0007,151
Long-term assets (5+ years)$5,223,0005,742
Average Assets, year-to-date$30,533,2007,745
Average Assets, quarterly$39,825,0007,333
Volatile liabilities$5,107,0007,343
Insider loans$296,0006,200
FHLB advances$3,250,0003,838
Loans and leases held for sale$01,760
Unused loan commitments$4,587,0006,177
Tier 1 (core) risk-based capital$5,214,0007,150
Tier 2 risk-based capital$341,0006,704
Total risk weighted assets$28,680,0007,086
Total unused commitments$4,587,0006,179
Derivatives$01,023
2006-09-30Rank
# of Employees:107,780
Assets and Liabilities
Total Assets:$37,935,0007,465
Cash and due from depository institutions$581,0007,780
Interest-bearing balances$06,705
Securities$08,496
Federal funds sold & reverse repurchase agreements$9,406,0001,504
Net loans & leases$27,400,0007,035
Loan loss allowance$242,0007,528
Trading account assets$0154
Bank premises and fixed assets$257,0007,749
Other real estate owned$07,780
Goodwill and other intangibles$03,332
All other assets$291,0008,383
Life insurance assets$04,052
Total liabilities and capital$37,935,0007,465
Total liabilities$32,483,0007,469
Total deposits$28,752,0007,558
Interest-bearing deposits$28,423,0007,206
Deposits held in domestic offices$28,752,0007,556
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$3,250,0004,169
Subordinated debt$0269
All other liabilities$481,0005,696
Total equity capital$5,452,0007,100
Total bank equity capital$5,452,0007,100
Perpetual preferred stock$0118
Common stock$1,0007,777
Surplus$7,347,0003,022
Undivided profits$-1,896,0008,478
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$353,0004,504
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$108,0008,389
Earning assets$36,806,0007,346
Long-term assets (5+ years)$4,412,0005,998
Average Assets, year-to-date$27,737,7507,930
Average Assets, quarterly$32,703,5007,720
Volatile liabilities$5,548,0007,278
Insider loans$329,0006,100
FHLB advances$3,250,0004,006
Loans and leases held for sale$01,773
Unused loan commitments$2,768,0006,938
Tier 1 (core) risk-based capital$5,452,0007,066
Tier 2 risk-based capital$242,0007,369
Total risk weighted assets$23,648,0007,483
Total unused commitments$2,768,0006,939
Derivatives$01,023
2006-06-30Rank
# of Employees:97,948
Assets and Liabilities
Total Assets:$27,472,0008,005
Cash and due from depository institutions$792,0007,948
Interest-bearing balances$06,732
Securities$08,539
Federal funds sold & reverse repurchase agreements$3,241,0002,910
Net loans & leases$22,880,0007,346
Loan loss allowance$218,0007,684
Trading account assets$0157
Bank premises and fixed assets$270,0007,730
Other real estate owned$07,948
Goodwill and other intangibles$03,333
All other assets$289,0008,392
Life insurance assets$04,035
Total liabilities and capital$27,472,0008,005
Total liabilities$21,889,0008,065
Total deposits$18,268,0008,175
Interest-bearing deposits$18,047,0007,960
Deposits held in domestic offices$18,268,0008,173
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$3,250,0004,209
Subordinated debt$0265
All other liabilities$371,0006,003
Total equity capital$5,583,0006,976
Total bank equity capital$5,583,0006,976
Perpetual preferred stock$0119
Common stock$1,0007,805
Surplus$7,340,0002,964
Undivided profits$-1,758,0008,460
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$410,0004,075
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$89,0008,465
Earning assets$26,121,0007,952
Long-term assets (5+ years)$1,554,0006,992
Average Assets, year-to-date$24,338,6708,132
Average Assets, quarterly$25,809,0008,077
Volatile liabilities$5,913,0007,165
Insider loans$319,0006,127
FHLB advances$3,250,0004,032
Loans and leases held for sale$01,763
Unused loan commitments$2,983,0006,925
Tier 1 (core) risk-based capital$5,583,0006,982
Tier 2 risk-based capital$218,0007,540
Total risk weighted assets$18,391,0007,872
Total unused commitments$2,983,0006,926
Derivatives$01,000
2006-03-31Rank
# of Employees:97,952
Assets and Liabilities
Total Assets:$24,146,0008,172
Cash and due from depository institutions$467,0007,952
Interest-bearing balances$06,770
Securities$08,575
Federal funds sold & reverse repurchase agreements$2,508,0003,919
Net loans & leases$20,628,0007,469
Loan loss allowance$200,0007,792
Trading account assets$0154
Bank premises and fixed assets$282,0007,685
Other real estate owned$07,952
Goodwill and other intangibles$03,321
All other assets$261,0008,435
Life insurance assets$04,002
Total liabilities and capital$24,146,0008,172
Total liabilities$18,425,0008,267
Total deposits$14,974,0008,371
Interest-bearing deposits$14,764,0008,188
Deposits held in domestic offices$14,974,0008,370
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$3,250,0004,095
Subordinated debt$0259
All other liabilities$201,0007,130
Total equity capital$5,721,0006,896
Total bank equity capital$5,721,0006,896
Perpetual preferred stock$0120
Common stock$1,0007,816
Surplus$7,333,0002,900
Undivided profits$-1,613,0008,481
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,0007,260
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$72,0008,522
Earning assets$23,136,0008,110
Long-term assets (5+ years)$5,674,0005,563
Average Assets, year-to-date$22,772,0008,221
Average Assets, quarterly$22,772,0008,221
Volatile liabilities$5,747,0007,119
Insider loans$319,0006,109
FHLB advances$3,250,0003,952
Loans and leases held for sale$01,721
Unused loan commitments$2,669,0007,064
Tier 1 (core) risk-based capital$5,721,0006,869
Tier 2 risk-based capital$200,0007,642
Total risk weighted assets$16,388,0007,985
Total unused commitments$2,669,0007,065
Derivatives$0990
2005-12-31Rank
# of Employees:97,985
Assets and Liabilities
Total Assets:$21,398,0008,349
Cash and due from depository institutions$2,074,0007,985
Interest-bearing balances$1,296,0002,374
Securities$08,634
Federal funds sold & reverse repurchase agreements$389,0005,550
Net loans & leases$18,424,0007,672
Loan loss allowance$182,0007,939
Trading account assets$0155
Bank premises and fixed assets$288,0007,677
Other real estate owned$07,985
Goodwill and other intangibles$03,315
All other assets$223,0008,565
Life insurance assets$0351
Total liabilities and capital$21,398,0008,349
Total liabilities$15,536,0008,441
Total deposits$12,025,0008,539
Interest-bearing deposits$11,821,0008,399
Deposits held in domestic offices$12,025,0008,537
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$3,250,0004,162
Subordinated debt$0258
All other liabilities$261,0006,632
Total equity capital$5,862,0006,818
Total bank equity capital$5,862,0006,818
Perpetual preferred stock$0122
Common stock$1,0007,853
Surplus$7,326,0002,865
Undivided profits$-1,465,0008,517
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,0007,360
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$61,0008,615
Earning assets$20,109,0008,306
Long-term assets (5+ years)$1,917,0006,870
Average Assets, year-to-date$15,326,2008,576
Average Assets, quarterly$19,764,0008,409
Volatile liabilities$4,959,0007,341
Insider loans$319,0006,108
FHLB advances$3,250,0004,007
Loans and leases held for sale$01,743
Unused loan commitments$2,263,0007,194
Tier 1 (core) risk-based capital$5,862,0006,810
Tier 2 risk-based capital$182,0007,810
Total risk weighted assets$14,457,0008,153
Total unused commitments$2,263,0007,196
Derivatives$0930
2005-09-30Rank
# of Employees:98,007
Assets and Liabilities
Total Assets:$18,130,0008,499
Cash and due from depository institutions$2,344,0008,007
Interest-bearing balances$1,793,0002,100
Securities$08,672
Federal funds sold & reverse repurchase agreements$353,0005,343
Net loans & leases$14,943,0007,979
Loan loss allowance$148,0008,178
Trading account assets$0146
Bank premises and fixed assets$299,0007,661
Other real estate owned$08,007
Goodwill and other intangibles$03,310
All other assets$191,0008,662
Life insurance assets$0341
Total liabilities and capital$18,130,0008,499
Total liabilities$12,094,0008,606
Total deposits$10,857,0008,605
Interest-bearing deposits$10,642,0008,492
Deposits held in domestic offices$10,857,0008,602
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$1,000,0005,156
Subordinated debt$0251
All other liabilities$237,0006,909
Total equity capital$6,036,0006,760
Total bank equity capital$6,036,0006,760
Perpetual preferred stock$0120
Common stock$1,0007,876
Surplus$7,326,0002,806
Undivided profits$-1,291,0008,515
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,0007,487
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$52,0008,676
Earning assets$17,089,0008,461
Long-term assets (5+ years)$2,244,0006,796
Average Assets, year-to-date$13,808,2508,666
Average Assets, quarterly$16,681,5008,549
Volatile liabilities$4,325,0007,561
Insider loans$321,0006,136
FHLB advances$1,000,0004,913
Loans and leases held for sale$01,843
Unused loan commitments$2,044,0007,275
Tier 1 (core) risk-based capital$6,036,0006,719
Tier 2 risk-based capital$148,0008,065
Total risk weighted assets$11,089,0008,425
Total unused commitments$2,044,0007,277
Derivatives$0909
2005-06-30Rank
# of Employees:88,153
Assets and Liabilities
Total Assets:$15,233,0008,622
Cash and due from depository institutions$3,841,0008,153
Interest-bearing balances$3,091,0001,521
Securities$08,693
Federal funds sold & reverse repurchase agreements$2,492,0003,212
Net loans & leases$8,443,0008,445
Loan loss allowance$85,0008,500
Trading account assets$0148
Bank premises and fixed assets$310,0007,613
Other real estate owned$08,153
Goodwill and other intangibles$03,307
All other assets$147,0008,719
Life insurance assets$0339
Total liabilities and capital$15,233,0008,622
Total liabilities$8,991,0008,714
Total deposits$8,774,0008,681
Interest-bearing deposits$8,620,0008,590
Deposits held in domestic offices$8,774,0008,679
% insured0.00%1
Federal funds purchased & repurchase agreements$03,721
Trading liabilities$065
Other borrowed funds$05,868
Subordinated debt$0251
All other liabilities$217,0006,881
Total equity capital$6,242,0006,623
Total bank equity capital$6,242,0006,623
Perpetual preferred stock$0118
Common stock$1,0007,881
Surplus$7,326,0002,759
Undivided profits$-1,085,0008,484
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,745
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$38,0008,720
Earning assets$14,026,0008,605
Long-term assets (5+ years)$805,0007,479
Average Assets, year-to-date$12,367,6708,715
Average Assets, quarterly$13,895,0008,674
Volatile liabilities$2,986,0007,895
Insider loans$322,0006,122
FHLB advances$05,357
Loans and leases held for sale$01,818
Unused loan commitments$1,227,0007,849
Tier 1 (core) risk-based capital$6,242,0006,562
Tier 2 risk-based capital$86,0008,462
Total risk weighted assets$6,864,0008,666
Total unused commitments$1,227,0007,850
Derivatives$0866
2005-03-31Rank
# of Employees:88,210
Assets and Liabilities
Total Assets:$12,557,0008,772
Cash and due from depository institutions$4,368,0008,210
Interest-bearing balances$4,086,0001,280
Securities$08,768
Federal funds sold & reverse repurchase agreements$2,262,0003,838
Net loans & leases$5,496,0008,688
Loan loss allowance$56,0008,689
Trading account assets$0148
Bank premises and fixed assets$324,0007,606
Other real estate owned$08,210
Goodwill and other intangibles$03,297
All other assets$107,0008,841
Life insurance assets$0333
Total liabilities and capital$12,557,0008,772
Total liabilities$6,125,0008,847
Total deposits$5,970,0008,823
Interest-bearing deposits$5,786,0008,753
Deposits held in domestic offices$5,970,0008,821
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$05,784
Subordinated debt$0265
All other liabilities$155,0007,357
Total equity capital$6,432,0006,489
Total bank equity capital$6,432,0006,489
Perpetual preferred stock$0120
Common stock$1,0007,942
Surplus$7,326,0002,712
Undivided profits$-895,0008,479
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,817
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$25,0008,816
Earning assets$11,844,0008,744
Long-term assets (5+ years)$126,0007,882
Average Assets, year-to-date$10,935,0008,811
Average Assets, quarterly$10,935,0008,811
Volatile liabilities$2,006,0008,236
Insider loans$339,0006,049
FHLB advances$05,246
Loans and leases held for sale$01,762
Unused loan commitments$202,0008,582
Tier 1 (core) risk-based capital$6,432,0006,449
Tier 2 risk-based capital$55,0008,687
Total risk weighted assets$4,803,0008,818
Total unused commitments$202,0008,584
Derivatives$0790
2004-12-31Rank
# of Employees:88,250
Assets and Liabilities
Total Assets:$9,313,0008,893
Cash and due from depository institutions$4,761,0008,250
Interest-bearing balances$4,486,0001,207
Securities$08,814
Federal funds sold & reverse repurchase agreements$1,665,0004,231
Net loans & leases$2,490,0008,868
Loan loss allowance$25,0008,841
Trading account assets$0153
Bank premises and fixed assets$326,0007,627
Other real estate owned$08,250
Goodwill and other intangibles$03,293
All other assets$71,0008,934
Life insurance assets$0334
Total liabilities and capital$9,313,0008,893
Total liabilities$2,669,0008,936
Total deposits$2,619,0008,904
Interest-bearing deposits$2,490,0008,868
Deposits held in domestic offices$2,619,0008,903
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$05,836
Subordinated debt$0272
All other liabilities$50,0008,526
Total equity capital$6,644,0006,403
Total bank equity capital$6,644,0006,403
Perpetual preferred stock$0118
Common stock$1,0007,988
Surplus$7,326,0002,667
Undivided profits$-683,0008,513
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,876
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$17,0008,880
Earning assets$8,641,0008,865
Long-term assets (5+ years)$82,0007,944
Average Assets, year-to-date$8,181,0008,913
Average Assets, quarterly$8,576,5008,905
Volatile liabilities$501,0008,797
Insider loans$45,0007,649
FHLB advances$05,260
Loans and leases held for sale$01,753
Unused loan commitments$104,0008,641
Tier 1 (core) risk-based capital$6,644,0006,305
Tier 2 risk-based capital$25,0008,842
Total risk weighted assets$2,899,0008,920
Total unused commitments$104,0008,641
Derivatives$0774
2004-09-30Rank
# of Employees:88,293
Assets and Liabilities
Total Assets:$7,840,0008,974
Cash and due from depository institutions$5,370,0008,293
Interest-bearing balances$4,986,0001,151
Securities$08,861
Federal funds sold & reverse repurchase agreements$486,0005,177
Net loans & leases$1,705,0008,922
Loan loss allowance$15,0008,900
Trading account assets$0149
Bank premises and fixed assets$200,0008,089
Other real estate owned$08,293
Goodwill and other intangibles$03,268
All other assets$79,0008,979
Life insurance assets$0330
Total liabilities and capital$7,840,0008,974
Total liabilities$1,021,0009,004
Total deposits$972,0008,969
Interest-bearing deposits$866,0008,929
Deposits held in domestic offices$972,0008,968
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$05,863
Subordinated debt$0276
All other liabilities$49,0008,689
Total equity capital$6,819,0006,337
Total bank equity capital$6,819,0006,337
Perpetual preferred stock$0124
Common stock$1,0008,031
Surplus$7,326,0002,636
Undivided profits$-508,0008,505
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,979
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$13,0008,939
Earning assets$7,177,0008,957
Long-term assets (5+ years)$244,0007,914
Average Assets, year-to-date$7,615,0008,975
Average Assets, quarterly$7,615,0008,976
Volatile liabilities$200,0008,942
Insider loans$08,077
FHLB advances$05,299
Loans and leases held for sale$158,0001,565
Unused loan commitments$76,0008,735
Tier 1 (core) risk-based capital$6,819,0006,202
Tier 2 risk-based capital$15,0008,903
Total risk weighted assets$2,249,0008,988
Total unused commitments$76,0008,737
Derivatives$0770
2004-06-30Rank
# of Employees:78,504
Assets and Liabilities
Total Assets:$7,390,0009,034
Cash and due from depository institutions$1,978,0008,504
Interest-bearing balances$1,795,0002,232
Securities$08,921
Federal funds sold & reverse repurchase agreements$5,247,0001,928
Net loans & leases$09,010
Loan loss allowance$08,976
Trading account assets$0153
Bank premises and fixed assets$105,0008,557
Other real estate owned$08,504
Goodwill and other intangibles$03,275
All other assets$60,0009,060
Life insurance assets$0323
Total liabilities and capital$7,390,0009,034
Total liabilities$390,0009,088
Total deposits$376,0009,083
Interest-bearing deposits$339,0009,038
Deposits held in domestic offices$376,0009,082
% insured0.00%1
Federal funds purchased & repurchase agreements$03,750
Trading liabilities$069
Other borrowed funds$05,862
Subordinated debt$0288
All other liabilities$14,0009,021
Total equity capital$7,000,0006,124
Total bank equity capital$7,000,0006,124
Perpetual preferred stock$0126
Common stock$1,0008,087
Surplus$7,326,0002,600
Undivided profits$-327,0008,452
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$08,017
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$1,0009,029
Earning assets$7,042,0009,014
Long-term assets (5+ years)$08,066
Average Assets, year-to-date$7,390,0009,033
Average Assets, quarterly$7,390,0009,035
Volatile liabilities$09,025
Insider loans$08,164
FHLB advances$05,298
Loans and leases held for sale$01,820
Unused loan commitments$08,844
Tier 1 (core) risk-based capital$7,000,0006,078
Tier 2 risk-based capital$08,980
Total risk weighted assets$1,593,0009,052
Total unused commitments$08,845
Derivatives$0740