Home > COMMUNITY BANK OF THE CUMBERLANDS > Income and Expense
COMMUNITY BANK OF THE CUMBERLANDS, Income and Expense
2012-12-31 (YTD Data) | Rank | |
Total interest income | $9,320,000 | 2,739 |
Total interest expense | $1,517,000 | 2,695 |
Net interest income | $7,803,000 | 2,716 |
Provision for loan and lease losses | $817,000 | 2,042 |
Total noninterest income | $772,000 | 3,715 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $491,000 | 2,529 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $281,000 | 4,122 |
Total noninterest expense | $7,045,000 | 2,645 |
Salaries and employee benefits | $2,649,000 | 3,424 |
Premises and equipment expense | $578,000 | 3,481 |
Additional noninterest expense | $3,818,000 | 1,734 |
Pre-tax net operating income | $713,000 | 4,488 |
Securities gains (losses) | $29,000 | 3,040 |
Applicable income taxes | $-2,004,000 | 7,005 |
Income before extraordinary items | $2,746,000 | 2,009 |
Extraordinary gains, net | $0 | 29 |
Net income | $2,746,000 | 2,008 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $2,746,000 | 2,010 |
Net charge-offs | $491,000 | 2,674 |
Cash dividends | $0 | 4,373 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $2,717,000 | 1,920 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $7,311,000 | 2,675 |
Total interest expense | $1,144,000 | 2,790 |
Net interest income | $6,167,000 | 2,651 |
Provision for loan and lease losses | $551,000 | 2,150 |
Total noninterest income | $579,000 | 3,752 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $364,000 | 2,573 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $215,000 | 4,144 |
Total noninterest expense | $4,218,000 | 3,205 |
Salaries and employee benefits | $1,792,000 | 3,690 |
Premises and equipment expense | $429,000 | 3,538 |
Additional noninterest expense | $1,997,000 | 2,425 |
Pre-tax net operating income | $1,977,000 | 2,379 |
Securities gains (losses) | $29,000 | 2,726 |
Applicable income taxes | $0 | 4,802 |
Income before extraordinary items | $2,006,000 | 2,097 |
Extraordinary gains, net | $0 | 20 |
Net income | $2,006,000 | 2,097 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $2,006,000 | 2,098 |
Net charge-offs | $427,000 | 2,384 |
Cash dividends | $0 | 3,773 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $1,977,000 | 2,003 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $4,758,000 | 2,770 |
Total interest expense | $762,000 | 2,873 |
Net interest income | $3,996,000 | 2,727 |
Provision for loan and lease losses | $388,000 | 2,121 |
Total noninterest income | $374,000 | 3,788 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $245,000 | 2,525 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $129,000 | 4,299 |
Total noninterest expense | $2,734,000 | 3,300 |
Salaries and employee benefits | $1,185,000 | 3,734 |
Premises and equipment expense | $279,000 | 3,605 |
Additional noninterest expense | $1,270,000 | 2,544 |
Pre-tax net operating income | $1,248,000 | 2,450 |
Securities gains (losses) | $29,000 | 2,345 |
Applicable income taxes | $0 | 4,770 |
Income before extraordinary items | $1,277,000 | 2,160 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,277,000 | 2,160 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $1,277,000 | 2,160 |
Net charge-offs | $308,000 | 2,290 |
Cash dividends | $0 | 3,576 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $1,248,000 | 2,081 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $2,342,000 | 2,839 |
Total interest expense | $384,000 | 2,948 |
Net interest income | $1,958,000 | 2,772 |
Provision for loan and lease losses | $201,000 | 1,990 |
Total noninterest income | $183,000 | 3,834 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $122,000 | 2,515 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $61,000 | 4,419 |
Total noninterest expense | $1,368,000 | 3,299 |
Salaries and employee benefits | $596,000 | 3,754 |
Premises and equipment expense | $148,000 | 3,500 |
Additional noninterest expense | $624,000 | 2,569 |
Pre-tax net operating income | $572,000 | 2,612 |
Securities gains (losses) | $0 | 2,210 |
Applicable income taxes | $0 | 4,704 |
Income before extraordinary items | $572,000 | 2,345 |
Extraordinary gains, net | $0 | 19 |
Net income | $572,000 | 2,347 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $572,000 | 2,348 |
Net charge-offs | $165,000 | 2,003 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $572,000 | 2,236 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $8,102,000 | 3,300 |
Total interest expense | $1,327,000 | 3,729 |
Net interest income | $6,775,000 | 3,158 |
Provision for loan and lease losses | $73,000 | 5,603 |
Total noninterest income | $622,000 | 3,997 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $504,000 | 2,552 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $118,000 | 5,142 |
Total noninterest expense | $5,693,000 | 3,189 |
Salaries and employee benefits | $2,455,000 | 3,610 |
Premises and equipment expense | $663,000 | 3,319 |
Additional noninterest expense | $2,575,000 | 2,530 |
Pre-tax net operating income | $1,631,000 | 2,890 |
Securities gains (losses) | $81,000 | 2,227 |
Applicable income taxes | $0 | 4,719 |
Income before extraordinary items | $1,712,000 | 2,528 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,712,000 | 2,528 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $1,712,000 | 2,529 |
Net charge-offs | $450,000 | 3,305 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $1,631,000 | 2,526 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $5,650,000 | 3,534 |
Total interest expense | $988,000 | 3,862 |
Net interest income | $4,662,000 | 3,381 |
Provision for loan and lease losses | $6,000 | 6,274 |
Total noninterest income | $589,000 | 3,573 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $384,000 | 2,532 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $205,000 | 4,063 |
Total noninterest expense | $4,212,000 | 3,229 |
Salaries and employee benefits | $1,754,000 | 3,761 |
Premises and equipment expense | $519,000 | 3,270 |
Additional noninterest expense | $1,939,000 | 2,532 |
Pre-tax net operating income | $1,033,000 | 3,249 |
Securities gains (losses) | $81,000 | 1,970 |
Applicable income taxes | $0 | 4,740 |
Income before extraordinary items | $1,114,000 | 2,849 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,114,000 | 2,852 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $1,114,000 | 2,852 |
Net charge-offs | $216,000 | 3,622 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $1,033,000 | 2,898 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $3,900,000 | 3,467 |
Total interest expense | $659,000 | 3,959 |
Net interest income | $3,241,000 | 3,291 |
Provision for loan and lease losses | $6,000 | 6,059 |
Total noninterest income | $248,000 | 4,489 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $256,000 | 2,513 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $-8,000 | 7,013 |
Total noninterest expense | $2,749,000 | 3,320 |
Salaries and employee benefits | $1,172,000 | 3,778 |
Premises and equipment expense | $344,000 | 3,294 |
Additional noninterest expense | $1,233,000 | 2,681 |
Pre-tax net operating income | $734,000 | 3,093 |
Securities gains (losses) | $81,000 | 1,283 |
Applicable income taxes | $0 | 4,697 |
Income before extraordinary items | $815,000 | 2,644 |
Extraordinary gains, net | $0 | 15 |
Net income | $815,000 | 2,644 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $815,000 | 2,644 |
Net charge-offs | $186,000 | 3,187 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $734,000 | 2,741 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $2,093,000 | 3,287 |
Total interest expense | $327,000 | 4,088 |
Net interest income | $1,766,000 | 3,050 |
Provision for loan and lease losses | $0 | 5,840 |
Total noninterest income | $183,000 | 3,773 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $131,000 | 2,442 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $52,000 | 4,604 |
Total noninterest expense | $1,410,000 | 3,265 |
Salaries and employee benefits | $585,000 | 3,800 |
Premises and equipment expense | $185,000 | 3,179 |
Additional noninterest expense | $640,000 | 2,588 |
Pre-tax net operating income | $539,000 | 2,418 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $0 | 4,545 |
Income before extraordinary items | $539,000 | 2,116 |
Extraordinary gains, net | $0 | 9 |
Net income | $539,000 | 2,115 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $539,000 | 2,116 |
Net charge-offs | $127,000 | 2,509 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $539,000 | 2,069 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $8,259,000 | 3,472 |
Total interest expense | $1,377,000 | 4,473 |
Net interest income | $6,882,000 | 3,110 |
Provision for loan and lease losses | $2,066,000 | 2,026 |
Total noninterest income | $746,000 | 3,800 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $573,000 | 2,384 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $173,000 | 4,791 |
Total noninterest expense | $5,269,000 | 3,454 |
Salaries and employee benefits | $2,190,000 | 3,971 |
Premises and equipment expense | $603,000 | 3,706 |
Additional noninterest expense | $2,476,000 | 2,706 |
Pre-tax net operating income | $293,000 | 4,922 |
Securities gains (losses) | $158,000 | 1,789 |
Applicable income taxes | $0 | 4,655 |
Income before extraordinary items | $451,000 | 4,456 |
Extraordinary gains, net | $0 | 29 |
Net income | $451,000 | 4,456 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $451,000 | 4,456 |
Net charge-offs | $734,000 | 3,109 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $293,000 | 4,823 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $5,962,000 | 3,641 |
Total interest expense | $1,105,000 | 4,462 |
Net interest income | $4,857,000 | 3,320 |
Provision for loan and lease losses | $1,964,000 | 1,676 |
Total noninterest income | $660,000 | 3,511 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $441,000 | 2,387 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $219,000 | 4,027 |
Total noninterest expense | $3,763,000 | 3,607 |
Salaries and employee benefits | $1,595,000 | 4,092 |
Premises and equipment expense | $416,000 | 3,994 |
Additional noninterest expense | $1,752,000 | 2,777 |
Pre-tax net operating income | $-210,000 | 6,303 |
Securities gains (losses) | $167,000 | 1,514 |
Applicable income taxes | $0 | 4,726 |
Income before extraordinary items | $-43,000 | 6,218 |
Extraordinary gains, net | $0 | 23 |
Net income | $-43,000 | 6,219 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $-43,000 | 6,219 |
Net charge-offs | $359,000 | 3,494 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $-210,000 | 6,361 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $4,094,000 | 3,594 |
Total interest expense | $773,000 | 4,440 |
Net interest income | $3,321,000 | 3,246 |
Provision for loan and lease losses | $749,000 | 2,294 |
Total noninterest income | $443,000 | 3,451 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $287,000 | 2,446 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $156,000 | 3,914 |
Total noninterest expense | $2,460,000 | 3,670 |
Salaries and employee benefits | $1,064,000 | 4,112 |
Premises and equipment expense | $260,000 | 4,180 |
Additional noninterest expense | $1,136,000 | 2,853 |
Pre-tax net operating income | $555,000 | 3,457 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $0 | 4,691 |
Income before extraordinary items | $555,000 | 3,214 |
Extraordinary gains, net | $0 | 19 |
Net income | $555,000 | 3,209 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $555,000 | 3,212 |
Net charge-offs | $-93,000 | 7,740 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $555,000 | 3,108 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $2,163,000 | 3,502 |
Total interest expense | $398,000 | 4,492 |
Net interest income | $1,765,000 | 3,110 |
Provision for loan and lease losses | $493,000 | 1,857 |
Total noninterest income | $223,000 | 3,434 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $147,000 | 2,383 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $76,000 | 4,003 |
Total noninterest expense | $1,230,000 | 3,697 |
Salaries and employee benefits | $532,000 | 4,173 |
Premises and equipment expense | $133,000 | 4,203 |
Additional noninterest expense | $565,000 | 2,857 |
Pre-tax net operating income | $265,000 | 3,584 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $0 | 4,611 |
Income before extraordinary items | $265,000 | 3,374 |
Extraordinary gains, net | $0 | 16 |
Net income | $265,000 | 3,372 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $265,000 | 3,374 |
Net charge-offs | $-67,000 | 7,815 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $265,000 | 3,252 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $1,184,000 | 7,614 |
Total interest expense | $143,000 | 7,859 |
Net interest income | $1,041,000 | 7,406 |
Provision for loan and lease losses | $734,000 | 3,966 |
Total noninterest income | $136,000 | 6,685 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $52,000 | 6,437 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $84,000 | 5,866 |
Total noninterest expense | $524,000 | 7,860 |
Salaries and employee benefits | $233,000 | 7,901 |
Premises and equipment expense | $62,000 | 7,708 |
Additional noninterest expense | $229,000 | 7,649 |
Pre-tax net operating income | $-81,000 | 5,557 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $0 | 4,388 |
Income before extraordinary items | $-81,000 | 5,671 |
Extraordinary gains, net | $0 | 34 |
Net income | $-81,000 | 5,670 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-81,000 | 5,670 |
Net charge-offs | $616,000 | 3,526 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $-81,000 | 5,649 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $5,087,000 | 4,318 |
Total interest expense | $2,299,000 | 3,492 |
Net interest income | $2,788,000 | 4,795 |
Provision for loan and lease losses | $1,695,000 | 2,089 |
Total noninterest income | $576,000 | 3,924 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $287,000 | 3,419 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $289,000 | 3,684 |
Total noninterest expense | $3,458,000 | 3,935 |
Salaries and employee benefits | $1,599,000 | 4,189 |
Premises and equipment expense | $417,000 | 4,134 |
Additional noninterest expense | $1,442,000 | 3,386 |
Pre-tax net operating income | $-1,789,000 | 6,968 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $0 | 4,592 |
Income before extraordinary items | $-1,789,000 | 7,104 |
Extraordinary gains, net | $0 | 27 |
Net income | $-1,789,000 | 7,102 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-1,789,000 | 7,103 |
Net charge-offs | $2,183,000 | 1,426 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-1,789,000 | 7,092 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $3,468,000 | 4,292 |
Total interest expense | $1,614,000 | 3,482 |
Net interest income | $1,854,000 | 4,805 |
Provision for loan and lease losses | $1,575,000 | 1,613 |
Total noninterest income | $367,000 | 3,997 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $188,000 | 3,425 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $179,000 | 3,830 |
Total noninterest expense | $2,272,000 | 4,001 |
Salaries and employee benefits | $1,083,000 | 4,185 |
Premises and equipment expense | $283,000 | 4,106 |
Additional noninterest expense | $906,000 | 3,539 |
Pre-tax net operating income | $-1,626,000 | 7,279 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $0 | 4,657 |
Income before extraordinary items | $-1,626,000 | 7,371 |
Extraordinary gains, net | $0 | 21 |
Net income | $-1,626,000 | 7,370 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-1,626,000 | 7,369 |
Net charge-offs | $1,867,000 | 1,167 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $-1,626,000 | 7,373 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $1,755,000 | 4,296 |
Total interest expense | $844,000 | 3,479 |
Net interest income | $911,000 | 4,844 |
Provision for loan and lease losses | $0 | 6,744 |
Total noninterest income | $206,000 | 3,745 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $87,000 | 3,531 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $119,000 | 3,373 |
Total noninterest expense | $1,142,000 | 3,922 |
Salaries and employee benefits | $539,000 | 4,218 |
Premises and equipment expense | $142,000 | 4,138 |
Additional noninterest expense | $461,000 | 3,215 |
Pre-tax net operating income | $-25,000 | 6,391 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $0 | 4,835 |
Income before extraordinary items | $-25,000 | 6,539 |
Extraordinary gains, net | $0 | 15 |
Net income | $-25,000 | 6,540 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $-25,000 | 6,540 |
Net charge-offs | $402,000 | 1,535 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $-25,000 | 6,418 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $8,304,000 | 4,035 |
Total interest expense | $3,866,000 | 3,599 |
Net interest income | $4,438,000 | 4,261 |
Provision for loan and lease losses | $2,924,000 | 1,420 |
Total noninterest income | $480,000 | 4,927 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $403,000 | 3,446 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $77,000 | 6,261 |
Total noninterest expense | $4,519,000 | 3,873 |
Salaries and employee benefits | $2,091,000 | 4,300 |
Premises and equipment expense | $588,000 | 4,002 |
Additional noninterest expense | $1,840,000 | 3,084 |
Pre-tax net operating income | $-2,525,000 | 7,496 |
Securities gains (losses) | $-92,000 | 7,232 |
Applicable income taxes | $-378,000 | 7,394 |
Income before extraordinary items | $-2,239,000 | 7,449 |
Extraordinary gains, net | $0 | 39 |
Net income | $-2,239,000 | 7,447 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,224,000 | 1,746 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $-2,159,880 | 7,514 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $6,439,000 | 3,996 |
Total interest expense | $2,974,000 | 3,649 |
Net interest income | $3,465,000 | 4,190 |
Provision for loan and lease losses | $768,000 | 2,141 |
Total noninterest income | $516,000 | 4,267 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $317,000 | 3,378 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $199,000 | 4,427 |
Total noninterest expense | $3,179,000 | 4,044 |
Salaries and employee benefits | $1,564,000 | 4,338 |
Premises and equipment expense | $411,000 | 4,225 |
Additional noninterest expense | $1,204,000 | 3,380 |
Pre-tax net operating income | $34,000 | 6,638 |
Securities gains (losses) | $8,000 | 2,453 |
Applicable income taxes | $0 | 5,372 |
Income before extraordinary items | $42,000 | 6,441 |
Extraordinary gains, net | $0 | 31 |
Net income | $42,000 | 6,439 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $725,000 | 1,584 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $34,000 | 6,636 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $4,288,000 | 4,053 |
Total interest expense | $2,045,000 | 3,686 |
Net interest income | $2,243,000 | 4,265 |
Provision for loan and lease losses | $341,000 | 2,360 |
Total noninterest income | $458,000 | 3,712 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $211,000 | 3,373 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $247,000 | 3,372 |
Total noninterest expense | $2,151,000 | 4,022 |
Salaries and employee benefits | $1,046,000 | 4,373 |
Premises and equipment expense | $287,000 | 4,090 |
Additional noninterest expense | $818,000 | 3,298 |
Pre-tax net operating income | $209,000 | 5,756 |
Securities gains (losses) | $8,000 | 2,549 |
Applicable income taxes | $50,000 | 4,059 |
Income before extraordinary items | $167,000 | 5,851 |
Extraordinary gains, net | $0 | 21 |
Net income | $167,000 | 5,850 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $292,000 | 1,837 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $160,840 | 5,838 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $2,183,000 | 4,089 |
Total interest expense | $1,058,000 | 3,770 |
Net interest income | $1,125,000 | 4,267 |
Provision for loan and lease losses | $171,000 | 1,983 |
Total noninterest income | $248,000 | 3,528 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $98,000 | 3,504 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $150,000 | 3,046 |
Total noninterest expense | $1,054,000 | 4,083 |
Salaries and employee benefits | $528,000 | 4,359 |
Premises and equipment expense | $139,000 | 4,224 |
Additional noninterest expense | $387,000 | 3,408 |
Pre-tax net operating income | $148,000 | 5,462 |
Securities gains (losses) | $8,000 | 2,056 |
Applicable income taxes | $53,000 | 3,501 |
Income before extraordinary items | $103,000 | 5,802 |
Extraordinary gains, net | $0 | 15 |
Net income | $103,000 | 5,805 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $193,000 | 1,289 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $97,720 | 5,788 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $9,011,000 | 4,033 |
Total interest expense | $3,927,000 | 4,056 |
Net interest income | $5,084,000 | 3,951 |
Provision for loan and lease losses | $863,000 | 1,593 |
Total noninterest income | $1,009,000 | 3,520 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $440,000 | 3,335 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $569,000 | 3,097 |
Total noninterest expense | $4,034,000 | 4,094 |
Salaries and employee benefits | $1,972,000 | 4,420 |
Premises and equipment expense | $568,000 | 3,989 |
Additional noninterest expense | $1,494,000 | 3,428 |
Pre-tax net operating income | $1,196,000 | 4,374 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $448,000 | 2,871 |
Income before extraordinary items | $748,000 | 4,923 |
Extraordinary gains, net | $0 | 39 |
Net income | $748,000 | 4,924 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $530,000 | 1,623 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $748,000 | 4,903 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $6,652,000 | 4,091 |
Total interest expense | $2,840,000 | 4,156 |
Net interest income | $3,812,000 | 3,957 |
Provision for loan and lease losses | $253,000 | 2,593 |
Total noninterest income | $703,000 | 3,677 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $340,000 | 3,267 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $363,000 | 3,386 |
Total noninterest expense | $2,931,000 | 4,162 |
Salaries and employee benefits | $1,452,000 | 4,483 |
Premises and equipment expense | $400,000 | 4,174 |
Additional noninterest expense | $1,079,000 | 3,488 |
Pre-tax net operating income | $1,331,000 | 3,733 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $509,000 | 2,511 |
Income before extraordinary items | $822,000 | 4,290 |
Extraordinary gains, net | $0 | 33 |
Net income | $822,000 | 4,290 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $211,000 | 1,899 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $822,000 | 4,279 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $4,236,000 | 4,243 |
Total interest expense | $1,822,000 | 4,252 |
Net interest income | $2,414,000 | 4,150 |
Provision for loan and lease losses | $92,000 | 3,411 |
Total noninterest income | $450,000 | 3,773 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $232,000 | 3,183 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $218,000 | 3,622 |
Total noninterest expense | $1,910,000 | 4,252 |
Salaries and employee benefits | $950,000 | 4,579 |
Premises and equipment expense | $258,000 | 4,285 |
Additional noninterest expense | $702,000 | 3,557 |
Pre-tax net operating income | $862,000 | 3,859 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $329,000 | 2,618 |
Income before extraordinary items | $533,000 | 4,424 |
Extraordinary gains, net | $0 | 29 |
Net income | $533,000 | 4,424 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $100,000 | 2,059 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $533,000 | 4,419 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $2,044,000 | 4,337 |
Total interest expense | $894,000 | 4,288 |
Net interest income | $1,150,000 | 4,287 |
Provision for loan and lease losses | $29,000 | 4,032 |
Total noninterest income | $202,000 | 3,992 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $103,000 | 3,387 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $99,000 | 3,787 |
Total noninterest expense | $914,000 | 4,398 |
Salaries and employee benefits | $463,000 | 4,692 |
Premises and equipment expense | $126,000 | 4,371 |
Additional noninterest expense | $325,000 | 3,724 |
Pre-tax net operating income | $409,000 | 3,937 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $155,000 | 2,711 |
Income before extraordinary items | $254,000 | 4,519 |
Extraordinary gains, net | $0 | 22 |
Net income | $254,000 | 4,521 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $60,000 | 1,580 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $254,000 | 4,505 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $7,105,000 | 4,518 |
Total interest expense | $2,957,000 | 4,348 |
Net interest income | $4,148,000 | 4,560 |
Provision for loan and lease losses | $361,000 | 2,449 |
Total noninterest income | $828,000 | 3,970 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $394,000 | 3,564 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $434,000 | 3,591 |
Total noninterest expense | $3,473,000 | 4,424 |
Salaries and employee benefits | $1,755,000 | 4,698 |
Premises and equipment expense | $524,000 | 4,141 |
Additional noninterest expense | $1,194,000 | 3,952 |
Pre-tax net operating income | $1,142,000 | 4,893 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $429,000 | 3,344 |
Income before extraordinary items | $713,000 | 5,468 |
Extraordinary gains, net | $0 | 51 |
Net income | $713,000 | 5,470 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $242,000 | 1,947 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $713,000 | 5,462 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $5,120,000 | 4,624 |
Total interest expense | $2,094,000 | 4,416 |
Net interest income | $3,026,000 | 4,669 |
Provision for loan and lease losses | $301,000 | 2,134 |
Total noninterest income | $626,000 | 3,958 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $280,000 | 3,705 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $346,000 | 3,466 |
Total noninterest expense | $2,554,000 | 4,469 |
Salaries and employee benefits | $1,313,000 | 4,680 |
Premises and equipment expense | $381,000 | 4,223 |
Additional noninterest expense | $860,000 | 4,048 |
Pre-tax net operating income | $797,000 | 5,231 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $297,000 | 3,587 |
Income before extraordinary items | $500,000 | 5,761 |
Extraordinary gains, net | $0 | 45 |
Net income | $500,000 | 5,763 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $190,000 | 1,575 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $500,000 | 5,764 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $3,225,000 | 4,745 |
Total interest expense | $1,306,000 | 4,468 |
Net interest income | $1,919,000 | 4,839 |
Provision for loan and lease losses | $149,000 | 2,695 |
Total noninterest income | $404,000 | 4,027 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $186,000 | 3,709 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $218,000 | 3,574 |
Total noninterest expense | $1,685,000 | 4,519 |
Salaries and employee benefits | $871,000 | 4,721 |
Premises and equipment expense | $245,000 | 4,324 |
Additional noninterest expense | $569,000 | 4,081 |
Pre-tax net operating income | $489,000 | 5,456 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $187,000 | 3,700 |
Income before extraordinary items | $302,000 | 5,997 |
Extraordinary gains, net | $0 | 39 |
Net income | $302,000 | 5,996 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $14,000 | 3,820 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $302,000 | 5,995 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $1,518,000 | 4,864 |
Total interest expense | $618,000 | 4,500 |
Net interest income | $900,000 | 5,031 |
Provision for loan and lease losses | $11,000 | 5,192 |
Total noninterest income | $215,000 | 3,820 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $93,000 | 3,634 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $122,000 | 3,355 |
Total noninterest expense | $838,000 | 4,545 |
Salaries and employee benefits | $436,000 | 4,747 |
Premises and equipment expense | $111,000 | 4,639 |
Additional noninterest expense | $291,000 | 3,994 |
Pre-tax net operating income | $266,000 | 5,236 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $102,000 | 3,569 |
Income before extraordinary items | $164,000 | 5,759 |
Extraordinary gains, net | $0 | 21 |
Net income | $164,000 | 5,760 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-9,000 | 7,786 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $164,000 | 5,762 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $5,043,000 | 5,123 |
Total interest expense | $1,899,000 | 4,583 |
Net interest income | $3,144,000 | 5,363 |
Provision for loan and lease losses | $225,000 | 3,375 |
Total noninterest income | $860,000 | 3,885 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $392,000 | 3,598 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $468,000 | 3,496 |
Total noninterest expense | $2,990,000 | 4,778 |
Salaries and employee benefits | $1,508,000 | 5,028 |
Premises and equipment expense | $450,000 | 4,489 |
Additional noninterest expense | $1,032,000 | 4,311 |
Pre-tax net operating income | $789,000 | 5,903 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $-202,000 | 8,677 |
Income before extraordinary items | $991,000 | 4,864 |
Extraordinary gains, net | $0 | 46 |
Net income | $991,000 | 4,865 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $156,000 | 2,667 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $991,000 | 4,830 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $3,599,000 | 5,265 |
Total interest expense | $1,315,000 | 4,678 |
Net interest income | $2,284,000 | 5,476 |
Provision for loan and lease losses | $225,000 | 2,711 |
Total noninterest income | $669,000 | 3,820 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $298,000 | 3,564 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $371,000 | 3,411 |
Total noninterest expense | $2,162,000 | 4,880 |
Salaries and employee benefits | $1,072,000 | 5,189 |
Premises and equipment expense | $333,000 | 4,509 |
Additional noninterest expense | $757,000 | 4,365 |
Pre-tax net operating income | $566,000 | 6,149 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $-287,000 | 8,782 |
Income before extraordinary items | $853,000 | 4,585 |
Extraordinary gains, net | $0 | 35 |
Net income | $853,000 | 4,585 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $143,000 | 2,078 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $853,000 | 4,545 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $2,251,000 | 5,389 |
Total interest expense | $806,000 | 4,766 |
Net interest income | $1,445,000 | 5,616 |
Provision for loan and lease losses | $94,000 | 3,452 |
Total noninterest income | $431,000 | 3,862 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $189,000 | 3,629 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $242,000 | 3,417 |
Total noninterest expense | $1,407,000 | 4,953 |
Salaries and employee benefits | $697,000 | 5,260 |
Premises and equipment expense | $218,000 | 4,529 |
Additional noninterest expense | $492,000 | 4,427 |
Pre-tax net operating income | $375,000 | 6,135 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $0 | 6,961 |
Income before extraordinary items | $375,000 | 5,607 |
Extraordinary gains, net | $0 | 30 |
Net income | $375,000 | 5,610 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $49,000 | 2,744 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $375,000 | 5,560 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $1,068,000 | 5,535 |
Total interest expense | $376,000 | 4,846 |
Net interest income | $692,000 | 5,765 |
Provision for loan and lease losses | $33,000 | 3,846 |
Total noninterest income | $233,000 | 3,628 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $84,000 | 3,817 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $149,000 | 2,992 |
Total noninterest expense | $696,000 | 5,017 |
Salaries and employee benefits | $349,000 | 5,296 |
Premises and equipment expense | $107,000 | 4,643 |
Additional noninterest expense | $240,000 | 4,489 |
Pre-tax net operating income | $196,000 | 6,004 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $0 | 6,892 |
Income before extraordinary items | $196,000 | 5,468 |
Extraordinary gains, net | $0 | 24 |
Net income | $196,000 | 5,469 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $23,000 | 2,462 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $196,000 | 5,434 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $3,828,000 | 5,689 |
Total interest expense | $1,322,000 | 4,846 |
Net interest income | $2,506,000 | 6,004 |
Provision for loan and lease losses | $27,000 | 6,524 |
Total noninterest income | $560,000 | 4,985 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $396,000 | 3,665 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $164,000 | 5,508 |
Total noninterest expense | $2,610,000 | 5,144 |
Salaries and employee benefits | $1,243,000 | 5,587 |
Premises and equipment expense | $456,000 | 4,365 |
Additional noninterest expense | $911,000 | 4,647 |
Pre-tax net operating income | $429,000 | 6,948 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $-200,000 | 8,811 |
Income before extraordinary items | $629,000 | 5,851 |
Extraordinary gains, net | $0 | 34 |
Net income | $629,000 | 5,853 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $241,000 | 2,310 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $629,000 | 5,775 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $2,749,000 | 5,829 |
Total interest expense | $978,000 | 4,845 |
Net interest income | $1,771,000 | 6,176 |
Provision for loan and lease losses | $9,000 | 6,765 |
Total noninterest income | $406,000 | 5,096 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $293,000 | 3,726 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $113,000 | 5,689 |
Total noninterest expense | $1,934,000 | 5,150 |
Salaries and employee benefits | $922,000 | 5,592 |
Premises and equipment expense | $336,000 | 4,412 |
Additional noninterest expense | $676,000 | 4,654 |
Pre-tax net operating income | $234,000 | 7,530 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $0 | 7,220 |
Income before extraordinary items | $234,000 | 7,281 |
Extraordinary gains, net | $0 | 26 |
Net income | $234,000 | 7,282 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $161,000 | 2,179 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $234,000 | 7,219 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $1,800,000 | 5,886 |
Total interest expense | $651,000 | 4,867 |
Net interest income | $1,149,000 | 6,278 |
Provision for loan and lease losses | $5,000 | 6,663 |
Total noninterest income | $287,000 | 4,927 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $200,000 | 3,646 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $87,000 | 5,445 |
Total noninterest expense | $1,262,000 | 5,260 |
Salaries and employee benefits | $602,000 | 5,682 |
Premises and equipment expense | $224,000 | 4,428 |
Additional noninterest expense | $436,000 | 4,789 |
Pre-tax net operating income | $169,000 | 7,425 |
Securities gains (losses) | $2,000 | 3,048 |
Applicable income taxes | $0 | 7,214 |
Income before extraordinary items | $171,000 | 7,152 |
Extraordinary gains, net | $0 | 21 |
Net income | $171,000 | 7,152 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $148,000 | 1,686 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $169,000 | 7,093 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $902,000 | 5,916 |
Total interest expense | $333,000 | 4,860 |
Net interest income | $569,000 | 6,314 |
Provision for loan and lease losses | $3,000 | 6,219 |
Total noninterest income | $114,000 | 5,471 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $85,000 | 3,976 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $29,000 | 6,170 |
Total noninterest expense | $621,000 | 5,332 |
Salaries and employee benefits | $295,000 | 5,784 |
Premises and equipment expense | $112,000 | 4,455 |
Additional noninterest expense | $214,000 | 4,834 |
Pre-tax net operating income | $59,000 | 7,777 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $0 | 7,103 |
Income before extraordinary items | $59,000 | 7,597 |
Extraordinary gains, net | $0 | 16 |
Net income | $59,000 | 7,599 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $110,000 | 1,224 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $59,000 | 7,525 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $3,683,000 | 5,902 |
Total interest expense | $1,449,000 | 4,973 |
Net interest income | $2,234,000 | 6,277 |
Provision for loan and lease losses | $216,000 | 3,884 |
Total noninterest income | $735,000 | 4,426 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $369,000 | 3,827 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $366,000 | 4,136 |
Total noninterest expense | $2,589,000 | 5,091 |
Salaries and employee benefits | $1,238,000 | 5,529 |
Premises and equipment expense | $452,000 | 4,356 |
Additional noninterest expense | $899,000 | 4,637 |
Pre-tax net operating income | $164,000 | 7,947 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $0 | 7,459 |
Income before extraordinary items | $164,000 | 7,939 |
Extraordinary gains, net | $0 | 54 |
Net income | $164,000 | 7,940 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $376,000 | 1,935 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $164,000 | 7,819 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $2,784,000 | 5,940 |
Total interest expense | $1,111,000 | 5,048 |
Net interest income | $1,673,000 | 6,316 |
Provision for loan and lease losses | $99,000 | 4,692 |
Total noninterest income | $484,000 | 4,833 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $267,000 | 3,918 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $217,000 | 4,626 |
Total noninterest expense | $1,947,000 | 5,076 |
Salaries and employee benefits | $949,000 | 5,425 |
Premises and equipment expense | $330,000 | 4,434 |
Additional noninterest expense | $668,000 | 4,629 |
Pre-tax net operating income | $111,000 | 8,169 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $0 | 7,524 |
Income before extraordinary items | $111,000 | 8,151 |
Extraordinary gains, net | $0 | 40 |
Net income | $111,000 | 8,154 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $241,000 | 1,967 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $111,000 | 8,014 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $1,865,000 | 5,956 |
Total interest expense | $760,000 | 5,096 |
Net interest income | $1,105,000 | 6,348 |
Provision for loan and lease losses | $54,000 | 5,044 |
Total noninterest income | $328,000 | 4,762 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $161,000 | 4,135 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $167,000 | 4,364 |
Total noninterest expense | $1,315,000 | 5,019 |
Salaries and employee benefits | $644,000 | 5,393 |
Premises and equipment expense | $220,000 | 4,439 |
Additional noninterest expense | $451,000 | 4,590 |
Pre-tax net operating income | $64,000 | 8,278 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $0 | 7,529 |
Income before extraordinary items | $64,000 | 8,295 |
Extraordinary gains, net | $0 | 30 |
Net income | $64,000 | 8,296 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $197,000 | 1,671 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $64,000 | 8,158 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $943,000 | 5,957 |
Total interest expense | $393,000 | 5,084 |
Net interest income | $550,000 | 6,354 |
Provision for loan and lease losses | $27,000 | 4,866 |
Total noninterest income | $133,000 | 5,184 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $63,000 | 4,635 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $70,000 | 4,607 |
Total noninterest expense | $662,000 | 4,998 |
Salaries and employee benefits | $332,000 | 5,279 |
Premises and equipment expense | $109,000 | 4,452 |
Additional noninterest expense | $221,000 | 4,612 |
Pre-tax net operating income | $-6,000 | 8,748 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $0 | 7,403 |
Income before extraordinary items | $-6,000 | 8,804 |
Extraordinary gains, net | $0 | 21 |
Net income | $-6,000 | 8,801 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $67,000 | 1,890 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $-6,000 | 8,703 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $3,601,000 | 6,245 |
Total interest expense | $1,604,000 | 5,515 |
Net interest income | $1,997,000 | 6,639 |
Provision for loan and lease losses | $958,000 | 1,403 |
Total noninterest income | $406,000 | 5,751 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $264,000 | 4,558 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $142,000 | 5,719 |
Total noninterest expense | $2,437,000 | 5,161 |
Salaries and employee benefits | $1,275,000 | 5,259 |
Premises and equipment expense | $386,000 | 4,773 |
Additional noninterest expense | $776,000 | 5,040 |
Pre-tax net operating income | $-992,000 | 9,119 |
Securities gains (losses) | $3,000 | 4,139 |
Applicable income taxes | $0 | 7,681 |
Income before extraordinary items | $-989,000 | 9,176 |
Extraordinary gains, net | $0 | 70 |
Net income | $-989,000 | 9,175 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $532,000 | 1,589 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $-992,000 | 9,144 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $1,789,000 | 8,433 |
Total interest expense | $905,000 | 8,201 |
Net interest income | $884,000 | 8,505 |
Provision for loan and lease losses | $734,000 | 1,605 |
Total noninterest income | $218,000 | 7,142 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $111,000 | 6,380 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $107,000 | 6,284 |
Total noninterest expense | $1,450,000 | 6,902 |
Salaries and employee benefits | $879,000 | 6,459 |
Premises and equipment expense | $126,000 | 7,904 |
Additional noninterest expense | $445,000 | 6,823 |
Pre-tax net operating income | $-1,082,000 | 9,374 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $0 | 7,903 |
Income before extraordinary items | $-1,082,000 | 9,436 |
Extraordinary gains, net | $0 | 105 |
Net income | $-1,082,000 | 9,437 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $59,000 | 4,918 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $7,809,000 | 101 |
Net operating income | $-1,082,000 | 9,403 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.