COMMUNITY BANK OF THE CUMBERLANDS

Status:Inactive as of 2013-03-01
 Merger - Without Assistance
Successor Bank:SouthEast Bank
Headquarters:COMMUNITY BANK OF THE CUMBERLANDS
416 East Central Avenue
Jamestown, TN 38556
Established:2001-02-23
FDIC Insurance:2001-02-23
FDIC Cert:#57111
Charter Class:Commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:3
Total Assets:$173,794,000
Total Deposits:$151,699,000

History

2001-02-23Institution established: Original name:COMMUNITY BANK OF THE CUMBERLANDS
2013-03-01Merged into and subsequently operated as part of SouthEast Bank & Trust (57348) in ATHENS, TN
2013-05-29Changed name to SouthEast Bank (57348)
2014-11-25Moved bank headquarters from ATHENS, TN to FARRAGUT, TN
2014-11-26Moved bank headquarters from FARRAGUT, TN to ATHENS, TN

Historical Financial Information

2012-12-31Rank
# of Employees:473,050
Assets and Liabilities
Total Assets:$172,158,0003,481
Cash and due from depository institutions$6,700,0003,050
Interest-bearing balances$2,985,0005,031
Securities$10,785,0005,453
Federal funds sold & reverse repurchase agreements$9,743,000620
Net loans & leases$134,389,0002,797
Loan loss allowance$2,015,0003,056
Trading account assets$0243
Bank premises and fixed assets$3,854,0002,794
Other real estate owned$490,0003,050
Goodwill and other intangibles$872,0001,614
All other assets$5,325,0002,872
Life insurance assets$2,384,0002,330
Total liabilities and capital$172,158,0003,481
Total liabilities$153,064,0003,477
Total deposits$151,699,0003,359
Interest-bearing deposits$135,967,0003,113
Deposits held in domestic offices$151,699,0003,358
% insured97.54%622
Federal funds purchased & repurchase agreements$02,186
Trading liabilities$0152
Other borrowed funds$91,0004,033
Subordinated debt$0159
All other liabilities$1,274,0002,789
Total equity capital$19,094,0003,380
Total bank equity capital$19,094,0003,377
Perpetual preferred stock$0246
Common stock$4,073,000974
Surplus$21,174,0001,446
Undivided profits$-6,153,0006,630
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$10,073,000999
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$151,000708
Income earned, not collected on loans$2,053,0001,270
Earning assets$157,902,0003,478
Long-term assets (5+ years)$5,981,0006,394
Average Assets, year-to-date$171,389,8003,434
Average Assets, quarterly$174,658,0003,417
Volatile liabilities$4,610,0004,513
Insider loans$622,0004,366
FHLB advances$03,864
Loans and leases held for sale$02,229
Unused loan commitments$8,772,0004,084
Tier 1 (core) risk-based capital$17,749,0003,405
Tier 2 risk-based capital$1,095,0003,743
Total risk weighted assets$100,091,0003,684
Total unused commitments$8,772,0004,084
Derivatives$01,366
2012-09-30Rank
# of Employees:483,011
Assets and Liabilities
Total Assets:$177,158,0003,402
Cash and due from depository institutions$5,369,0003,011
Interest-bearing balances$2,184,0005,310
Securities$12,022,0005,396
Federal funds sold & reverse repurchase agreements$3,659,0001,303
Net loans & leases$144,771,0002,656
Loan loss allowance$1,813,0003,334
Trading account assets$0231
Bank premises and fixed assets$3,862,0002,816
Other real estate owned$777,0003,011
Goodwill and other intangibles$909,0001,601
All other assets$5,789,0002,735
Life insurance assets$2,369,0002,289
Total liabilities and capital$177,158,0003,402
Total liabilities$157,669,0003,393
Total deposits$156,266,0003,283
Interest-bearing deposits$142,254,0003,017
Deposits held in domestic offices$156,266,0003,282
% insured97.16%797
Federal funds purchased & repurchase agreements$02,188
Trading liabilities$0150
Other borrowed funds$98,0004,113
Subordinated debt$0163
All other liabilities$1,305,0002,904
Total equity capital$19,489,0003,373
Total bank equity capital$19,489,0003,370
Perpetual preferred stock$0250
Common stock$4,073,000994
Surplus$21,174,0001,467
Undivided profits$-5,758,0006,702
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$12,126,000916
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$151,000756
Income earned, not collected on loans$2,598,0001,049
Earning assets$162,636,0003,397
Long-term assets (5+ years)$7,149,0006,322
Average Assets, year-to-date$171,197,7503,468
Average Assets, quarterly$175,929,5003,407
Volatile liabilities$5,204,0004,378
Insider loans$1,364,0003,236
FHLB advances$03,944
Loans and leases held for sale$02,256
Unused loan commitments$7,482,0004,373
Tier 1 (core) risk-based capital$18,047,0003,391
Tier 2 risk-based capital$1,338,0003,342
Total risk weighted assets$106,562,0003,554
Total unused commitments$7,482,0004,373
Derivatives$01,366
2012-06-30Rank
# of Employees:453,194
Assets and Liabilities
Total Assets:$174,701,0003,441
Cash and due from depository institutions$5,241,0003,194
Interest-bearing balances$2,184,0005,258
Securities$12,210,0005,433
Federal funds sold & reverse repurchase agreements$3,670,0001,386
Net loans & leases$142,422,0002,685
Loan loss allowance$1,769,0003,417
Trading account assets$0211
Bank premises and fixed assets$3,817,0002,851
Other real estate owned$678,0003,194
Goodwill and other intangibles$946,0001,567
All other assets$5,717,0002,736
Life insurance assets$2,354,0002,257
Total liabilities and capital$174,701,0003,441
Total liabilities$155,983,0003,435
Total deposits$154,387,0003,313
Interest-bearing deposits$139,772,0003,070
Deposits held in domestic offices$154,387,0003,312
% insured95.98%1,338
Federal funds purchased & repurchase agreements$02,234
Trading liabilities$0130
Other borrowed funds$105,0004,143
Subordinated debt$0180
All other liabilities$1,491,0002,523
Total equity capital$18,718,0003,439
Total bank equity capital$18,718,0003,437
Perpetual preferred stock$0254
Common stock$4,073,0001,012
Surplus$21,174,0001,466
Undivided profits$-6,529,0006,783
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$10,746,0001,058
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$266,000620
Income earned, not collected on loans$2,506,0001,042
Earning assets$160,486,0003,425
Long-term assets (5+ years)$8,361,0006,189
Average Assets, year-to-date$169,211,0003,512
Average Assets, quarterly$171,313,5003,495
Volatile liabilities$4,670,0004,604
Insider loans$1,309,0003,310
FHLB advances$03,987
Loans and leases held for sale$02,185
Unused loan commitments$9,040,0004,025
Tier 1 (core) risk-based capital$17,281,0003,483
Tier 2 risk-based capital$1,157,0003,672
Total risk weighted assets$103,141,0003,647
Total unused commitments$9,040,0004,026
Derivatives$01,332
2012-03-31Rank
# of Employees:453,194
Assets and Liabilities
Total Assets:$167,926,0003,578
Cash and due from depository institutions$5,354,0003,194
Interest-bearing balances$1,928,0005,529
Securities$13,289,0005,331
Federal funds sold & reverse repurchase agreements$11,717,000596
Net loans & leases$126,867,0002,940
Loan loss allowance$1,725,0003,503
Trading account assets$0215
Bank premises and fixed assets$3,874,0002,831
Other real estate owned$1,067,0003,194
Goodwill and other intangibles$982,0001,552
All other assets$4,776,0003,107
Life insurance assets$2,338,0002,246
Total liabilities and capital$167,926,0003,578
Total liabilities$149,894,0003,584
Total deposits$148,376,0003,456
Interest-bearing deposits$131,337,0003,270
Deposits held in domestic offices$148,376,0003,455
% insured96.62%1,080
Federal funds purchased & repurchase agreements$02,131
Trading liabilities$0123
Other borrowed funds$113,0004,170
Subordinated debt$0185
All other liabilities$1,405,0002,603
Total equity capital$18,032,0003,515
Total bank equity capital$18,032,0003,513
Perpetual preferred stock$0259
Common stock$4,073,0001,028
Surplus$21,174,0001,474
Undivided profits$-7,215,0006,866
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$8,290,0001,386
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$249,000641
Income earned, not collected on loans$1,650,0001,657
Earning assets$153,801,0003,579
Long-term assets (5+ years)$9,531,0006,088
Average Assets, year-to-date$166,466,0003,577
Average Assets, quarterly$166,466,0003,577
Volatile liabilities$13,999,0002,678
Insider loans$1,391,0003,244
FHLB advances$04,028
Loans and leases held for sale$02,171
Unused loan commitments$8,772,0004,174
Tier 1 (core) risk-based capital$16,540,0003,580
Tier 2 risk-based capital$1,158,0003,686
Total risk weighted assets$92,034,0003,936
Total unused commitments$8,772,0004,174
Derivatives$01,297
2011-12-31Rank
# of Employees:463,149
Assets and Liabilities
Total Assets:$164,821,0003,601
Cash and due from depository institutions$5,995,0003,149
Interest-bearing balances$1,920,0005,283
Securities$13,795,0005,247
Federal funds sold & reverse repurchase agreements$555,0002,886
Net loans & leases$133,790,0002,866
Loan loss allowance$1,689,0003,531
Trading account assets$0205
Bank premises and fixed assets$3,893,0002,819
Other real estate owned$1,419,0003,149
Goodwill and other intangibles$1,019,0001,529
All other assets$4,355,0003,354
Life insurance assets$2,322,0002,215
Total liabilities and capital$164,821,0003,601
Total liabilities$148,060,0003,580
Total deposits$146,014,0003,459
Interest-bearing deposits$130,258,0003,262
Deposits held in domestic offices$146,014,0003,458
% insured96.71%1,101
Federal funds purchased & repurchase agreements$02,367
Trading liabilities$0115
Other borrowed funds$120,0004,347
Subordinated debt$0193
All other liabilities$1,926,0002,113
Total equity capital$16,761,0003,688
Total bank equity capital$16,761,0003,688
Perpetual preferred stock$0263
Common stock$4,073,0001,037
Surplus$20,930,0001,484
Undivided profits$-8,242,0006,934
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$2,277,0003,165
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$261,000628
Income earned, not collected on loans$1,523,0001,908
Earning assets$150,060,0003,611
Long-term assets (5+ years)$9,338,0005,517
Average Assets, year-to-date$137,706,6004,019
Average Assets, quarterly$153,858,5003,776
Volatile liabilities$12,962,0002,977
Insider loans$1,283,0003,419
FHLB advances$04,174
Loans and leases held for sale$01,918
Unused loan commitments$7,904,0004,280
Tier 1 (core) risk-based capital$15,419,0003,763
Tier 2 risk-based capital$1,137,0003,750
Total risk weighted assets$90,380,0004,009
Total unused commitments$7,904,0004,281
Derivatives$01,191
2011-09-30Rank
# of Employees:453,208
Assets and Liabilities
Total Assets:$142,896,0003,972
Cash and due from depository institutions$6,602,0003,208
Interest-bearing balances$2,650,0004,914
Securities$14,589,0005,113
Federal funds sold & reverse repurchase agreements$03,873
Net loans & leases$111,022,0003,324
Loan loss allowance$1,856,0003,352
Trading account assets$0209
Bank premises and fixed assets$3,865,0002,847
Other real estate owned$1,998,0003,208
Goodwill and other intangibles$1,075,0001,521
All other assets$3,745,0003,706
Life insurance assets$2,306,0002,190
Total liabilities and capital$142,896,0003,972
Total liabilities$126,245,0003,999
Total deposits$123,298,0003,891
Interest-bearing deposits$109,206,0003,742
Deposits held in domestic offices$123,298,0003,889
% insured96.75%1,147
Federal funds purchased & repurchase agreements$1,322,0001,821
Trading liabilities$0112
Other borrowed funds$127,0004,507
Subordinated debt$0206
All other liabilities$1,498,0002,613
Total equity capital$16,651,0003,748
Total bank equity capital$16,651,0003,748
Perpetual preferred stock$0266
Common stock$4,073,0001,058
Surplus$20,930,0001,494
Undivided profits$-8,352,0007,018
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$1,807,0003,604
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$343,000568
Income earned, not collected on loans$934,0003,171
Earning assets$128,261,0004,014
Long-term assets (5+ years)$52,015,0002,528
Average Assets, year-to-date$130,928,0004,182
Average Assets, quarterly$138,392,0004,045
Volatile liabilities$9,545,0003,569
Insider loans$1,311,0003,430
FHLB advances$04,265
Loans and leases held for sale$01,904
Unused loan commitments$7,453,0004,386
Tier 1 (core) risk-based capital$15,031,0003,843
Tier 2 risk-based capital$1,053,0003,950
Total risk weighted assets$83,402,0004,256
Total unused commitments$7,453,0004,389
Derivatives$01,195
2011-06-30Rank
# of Employees:463,190
Assets and Liabilities
Total Assets:$133,888,0004,159
Cash and due from depository institutions$6,380,0003,190
Interest-bearing balances$3,120,0004,623
Securities$14,645,0005,175
Federal funds sold & reverse repurchase agreements$03,997
Net loans & leases$102,609,0003,570
Loan loss allowance$1,885,0003,325
Trading account assets$0213
Bank premises and fixed assets$3,897,0002,846
Other real estate owned$1,437,0003,190
Goodwill and other intangibles$1,141,0001,507
All other assets$3,779,0003,682
Life insurance assets$2,288,0002,172
Total liabilities and capital$133,888,0004,159
Total liabilities$117,727,0004,185
Total deposits$116,117,0004,072
Interest-bearing deposits$102,404,0003,958
Deposits held in domestic offices$116,117,0004,070
% insured97.08%1,063
Federal funds purchased & repurchase agreements$02,430
Trading liabilities$0112
Other borrowed funds$135,0004,605
Subordinated debt$0212
All other liabilities$1,475,0002,488
Total equity capital$16,161,0003,770
Total bank equity capital$16,161,0003,770
Perpetual preferred stock$0222
Common stock$4,073,0001,074
Surplus$20,929,0001,487
Undivided profits$-8,841,0007,093
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$1,979,0003,520
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$242,000670
Income earned, not collected on loans$955,0003,031
Earning assets$120,374,0004,197
Long-term assets (5+ years)$40,873,0003,024
Average Assets, year-to-date$126,938,6704,286
Average Assets, quarterly$129,557,5004,247
Volatile liabilities$5,250,0004,617
Insider loans$2,096,0002,669
FHLB advances$04,341
Loans and leases held for sale$01,752
Unused loan commitments$7,117,0004,542
Tier 1 (core) risk-based capital$14,767,0003,848
Tier 2 risk-based capital$1,029,0004,032
Total risk weighted assets$81,447,0004,342
Total unused commitments$7,117,0004,543
Derivatives$01,174
2011-03-31Rank
# of Employees:463,205
Assets and Liabilities
Total Assets:$135,607,0004,167
Cash and due from depository institutions$7,890,0003,205
Interest-bearing balances$4,560,0004,258
Securities$18,326,0004,744
Federal funds sold & reverse repurchase agreements$9,941,000824
Net loans & leases$79,007,0004,214
Loan loss allowance$1,939,0003,285
Trading account assets$0208
Bank premises and fixed assets$3,909,0002,857
Other real estate owned$1,656,0003,205
Goodwill and other intangibles$11,587,000465
All other assets$3,291,0004,025
Life insurance assets$2,270,0002,181
Total liabilities and capital$135,607,0004,167
Total liabilities$109,603,0004,418
Total deposits$107,991,0004,309
Interest-bearing deposits$95,719,0004,188
Deposits held in domestic offices$107,991,0004,306
% insured94.21%2,379
Federal funds purchased & repurchase agreements$02,341
Trading liabilities$0108
Other borrowed funds$142,0004,666
Subordinated debt$0214
All other liabilities$1,470,0002,469
Total equity capital$26,004,0002,475
Total bank equity capital$26,004,0002,474
Perpetual preferred stock$0224
Common stock$4,073,0001,088
Surplus$20,930,0001,496
Undivided profits$1,001,0005,792
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$1,759,0003,775
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$242,000645
Income earned, not collected on loans$437,0005,230
Earning assets$111,834,0004,429
Long-term assets (5+ years)$11,638,0005,157
Average Assets, year-to-date$133,844,0004,177
Average Assets, quarterly$133,844,0004,177
Volatile liabilities$4,840,0004,816
Insider loans$2,381,0002,502
FHLB advances$04,390
Loans and leases held for sale$01,676
Unused loan commitments$8,247,0004,307
Tier 1 (core) risk-based capital$14,325,0003,940
Tier 2 risk-based capital$1,140,0003,806
Total risk weighted assets$90,532,0004,086
Total unused commitments$8,247,0004,309
Derivatives$01,153
2010-12-31Rank
# of Employees:463,242
Assets and Liabilities
Total Assets:$132,081,0004,234
Cash and due from depository institutions$10,354,0003,242
Interest-bearing balances$5,280,0003,807
Securities$16,943,0004,777
Federal funds sold & reverse repurchase agreements$2,083,0002,457
Net loans & leases$82,340,0004,206
Loan loss allowance$2,066,0003,148
Trading account assets$0207
Bank premises and fixed assets$3,893,0002,906
Other real estate owned$1,553,0003,242
Goodwill and other intangibles$11,653,000469
All other assets$3,262,0004,128
Life insurance assets$2,252,0002,170
Total liabilities and capital$132,081,0004,234
Total liabilities$106,736,0004,509
Total deposits$105,094,0004,390
Interest-bearing deposits$90,983,0004,327
Deposits held in domestic offices$105,094,0004,387
% insured92.31%3,147
Federal funds purchased & repurchase agreements$02,549
Trading liabilities$0108
Other borrowed funds$150,0004,831
Subordinated debt$0220
All other liabilities$1,492,0002,476
Total equity capital$25,345,0002,524
Total bank equity capital$25,345,0002,524
Perpetual preferred stock$0224
Common stock$4,073,0001,096
Surplus$20,929,0001,501
Undivided profits$343,0006,126
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$1,588,0003,954
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$459,0005,233
Earning assets$106,646,0004,594
Long-term assets (5+ years)$16,382,0004,606
Average Assets, year-to-date$137,364,0004,110
Average Assets, quarterly$132,822,5004,222
Volatile liabilities$31,762,0003,608
Insider loans$2,064,0002,793
FHLB advances$04,551
Loans and leases held for sale$01,952
Unused loan commitments$9,154,0004,054
Tier 1 (core) risk-based capital$13,719,0004,069
Tier 2 risk-based capital$1,154,0003,806
Total risk weighted assets$91,937,0004,112
Total unused commitments$9,154,0004,056
Derivatives$01,176
2010-09-30Rank
# of Employees:443,394
Assets and Liabilities
Total Assets:$133,564,0004,259
Cash and due from depository institutions$10,599,0003,394
Interest-bearing balances$6,519,0003,478
Securities$10,971,0005,529
Federal funds sold & reverse repurchase agreements$3,068,0002,104
Net loans & leases$88,279,0004,126
Loan loss allowance$2,339,0002,917
Trading account assets$0210
Bank premises and fixed assets$3,929,0002,914
Other real estate owned$1,585,0003,394
Goodwill and other intangibles$11,720,000463
All other assets$3,413,0004,122
Life insurance assets$2,233,0002,173
Total liabilities and capital$133,564,0004,259
Total liabilities$109,731,0004,492
Total deposits$107,956,0004,342
Interest-bearing deposits$93,730,0004,301
Deposits held in domestic offices$107,956,0004,339
% insured94.86%1,619
Federal funds purchased & repurchase agreements$02,564
Trading liabilities$0103
Other borrowed funds$157,0004,910
Subordinated debt$0233
All other liabilities$1,618,0002,597
Total equity capital$23,833,0002,773
Total bank equity capital$23,833,0002,772
Perpetual preferred stock$0229
Common stock$4,073,0001,106
Surplus$19,679,0001,587
Undivided profits$81,0006,398
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$2,729,0003,185
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$838,000395
Income earned, not collected on loans$392,0005,889
Earning assets$108,837,0004,577
Long-term assets (5+ years)$7,045,0005,792
Average Assets, year-to-date$138,684,7504,130
Average Assets, quarterly$136,240,0004,202
Volatile liabilities$31,906,0003,699
Insider loans$1,319,0003,611
FHLB advances$04,672
Loans and leases held for sale$01,963
Unused loan commitments$12,419,0003,506
Tier 1 (core) risk-based capital$11,909,0004,568
Tier 2 risk-based capital$1,271,0003,681
Total risk weighted assets$100,633,0003,947
Total unused commitments$12,419,0003,509
Derivatives$01,218
2010-06-30Rank
# of Employees:453,365
Assets and Liabilities
Total Assets:$129,484,0004,380
Cash and due from depository institutions$10,752,0003,365
Interest-bearing balances$6,756,0003,302
Securities$21,220,0004,250
Federal funds sold & reverse repurchase agreements$3,402,0002,022
Net loans & leases$84,630,0004,262
Loan loss allowance$3,294,0002,225
Trading account assets$0210
Bank premises and fixed assets$3,974,0002,919
Other real estate owned$1,930,0003,365
Goodwill and other intangibles$03,062
All other assets$3,576,0004,037
Life insurance assets$2,214,0002,184
Total liabilities and capital$129,484,0004,380
Total liabilities$113,249,0004,431
Total deposits$111,815,0004,259
Interest-bearing deposits$98,179,0004,191
Deposits held in domestic offices$111,815,0004,257
% insured90.63%3,393
Federal funds purchased & repurchase agreements$02,594
Trading liabilities$0104
Other borrowed funds$165,0004,987
Subordinated debt$0241
All other liabilities$1,269,0002,947
Total equity capital$16,235,0003,812
Total bank equity capital$16,235,0003,812
Perpetual preferred stock$0222
Common stock$4,073,0001,124
Surplus$17,822,0001,721
Undivided profits$-5,660,0007,278
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$2,904,0003,106
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$838,000386
Income earned, not collected on loans$518,0005,090
Earning assets$116,008,0004,416
Long-term assets (5+ years)$8,697,0005,528
Average Assets, year-to-date$131,421,3304,314
Average Assets, quarterly$130,176,5004,356
Volatile liabilities$34,248,0003,567
Insider loans$1,136,0003,938
FHLB advances$04,785
Loans and leases held for sale$01,852
Unused loan commitments$6,431,0004,878
Tier 1 (core) risk-based capital$16,034,0003,674
Tier 2 risk-based capital$1,120,0003,966
Total risk weighted assets$87,411,0004,350
Total unused commitments$6,431,0004,881
Derivatives$01,168
2010-03-31Rank
# of Employees:443,463
Assets and Liabilities
Total Assets:$130,869,0004,406
Cash and due from depository institutions$9,696,0003,463
Interest-bearing balances$7,004,0003,201
Securities$16,702,0004,829
Federal funds sold & reverse repurchase agreements$7,204,0001,294
Net loans & leases$88,308,0004,212
Loan loss allowance$3,644,0002,084
Trading account assets$0227
Bank premises and fixed assets$3,945,0002,986
Other real estate owned$1,413,0003,463
Goodwill and other intangibles$03,074
All other assets$3,601,0004,112
Life insurance assets$2,197,0002,198
Total liabilities and capital$130,869,0004,406
Total liabilities$114,444,0004,468
Total deposits$113,228,0004,288
Interest-bearing deposits$99,962,0004,215
Deposits held in domestic offices$113,228,0004,286
% insured91.91%2,977
Federal funds purchased & repurchase agreements$02,570
Trading liabilities$0108
Other borrowed funds$172,0005,083
Subordinated debt$0248
All other liabilities$1,044,0003,315
Total equity capital$16,425,0003,784
Total bank equity capital$16,425,0003,784
Perpetual preferred stock$0220
Common stock$4,073,0001,149
Surplus$17,822,0001,757
Undivided profits$-5,470,0007,342
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$1,851,0003,934
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$551,0005,004
Earning assets$119,218,0004,408
Long-term assets (5+ years)$8,695,0005,577
Average Assets, year-to-date$132,390,0004,355
Average Assets, quarterly$132,390,0004,355
Volatile liabilities$36,614,0003,467
Insider loans$1,538,0003,476
FHLB advances$04,906
Loans and leases held for sale$01,823
Unused loan commitments$4,764,0005,585
Tier 1 (core) risk-based capital$16,355,0003,640
Tier 2 risk-based capital$1,162,0003,939
Total risk weighted assets$90,515,0004,338
Total unused commitments$4,764,0005,589
Derivatives$01,155
2009-12-31Rank
# of Employees:423,615
Assets and Liabilities
Total Assets:$133,911,0004,336
Cash and due from depository institutions$8,658,0003,615
Interest-bearing balances$6,762,0002,871
Securities$12,756,0005,327
Federal funds sold & reverse repurchase agreements$8,369,0001,036
Net loans & leases$95,734,0004,070
Loan loss allowance$3,474,0002,149
Trading account assets$0224
Bank premises and fixed assets$3,891,0003,055
Other real estate owned$690,0003,615
Goodwill and other intangibles$03,096
All other assets$3,813,0004,054
Life insurance assets$2,182,0002,204
Total liabilities and capital$133,911,0004,336
Total liabilities$117,046,0004,409
Total deposits$115,921,0004,203
Interest-bearing deposits$101,027,0004,139
Deposits held in domestic offices$115,921,0004,202
% insured92.95%2,577
Federal funds purchased & repurchase agreements$02,785
Trading liabilities$0104
Other borrowed funds$180,0005,186
Subordinated debt$0258
All other liabilities$945,0003,550
Total equity capital$16,865,0003,675
Total bank equity capital$16,865,0003,674
Perpetual preferred stock$0219
Common stock$4,073,0001,164
Surplus$17,822,0001,759
Undivided profits$-5,030,0007,367
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$2,705,0003,276
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$573,0005,027
Earning assets$123,621,0004,298
Long-term assets (5+ years)$6,780,0005,917
Average Assets, year-to-date$126,426,0004,415
Average Assets, quarterly$127,891,5004,445
Volatile liabilities$38,853,0003,342
Insider loans$1,664,0003,372
FHLB advances$05,026
Loans and leases held for sale$01,814
Unused loan commitments$7,160,0004,826
Tier 1 (core) risk-based capital$16,798,0003,552
Tier 2 risk-based capital$1,227,0003,821
Total risk weighted assets$95,796,0004,226
Total unused commitments$7,160,0004,827
Derivatives$01,139
2009-09-30Rank
# of Employees:443,522
Assets and Liabilities
Total Assets:$121,872,0004,607
Cash and due from depository institutions$2,969,0003,522
Interest-bearing balances$07,292
Securities$7,368,0006,309
Federal funds sold & reverse repurchase agreements$2,827,0002,528
Net loans & leases$100,369,0003,969
Loan loss allowance$2,460,0002,685
Trading account assets$0238
Bank premises and fixed assets$3,947,0003,031
Other real estate owned$393,0003,522
Goodwill and other intangibles$03,142
All other assets$3,999,0003,587
Life insurance assets$2,165,0002,205
Total liabilities and capital$121,872,0004,607
Total liabilities$116,830,0004,388
Total deposits$115,630,0004,196
Interest-bearing deposits$99,240,0004,194
Deposits held in domestic offices$115,630,0004,194
% insured91.82%3,191
Federal funds purchased & repurchase agreements$02,868
Trading liabilities$0103
Other borrowed funds$187,0005,293
Subordinated debt$0269
All other liabilities$1,013,0003,750
Total equity capital$5,042,0006,988
Total bank equity capital$5,042,0006,987
Perpetual preferred stock$0212
Common stock$4,073,0001,189
Surplus$4,073,0004,383
Undivided profits$-3,104,0007,350
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$3,478,0002,896
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$476,0005,746
Earning assets$110,564,0004,637
Long-term assets (5+ years)$7,981,0005,741
Average Assets, year-to-date$124,554,7504,483
Average Assets, quarterly$122,592,5004,580
Volatile liabilities$39,309,0003,320
Insider loans$2,455,0002,702
FHLB advances$05,137
Loans and leases held for sale$01,823
Unused loan commitments$6,764,0005,046
Tier 1 (core) risk-based capital$4,955,0006,920
Tier 2 risk-based capital$1,210,0003,840
Total risk weighted assets$95,513,0004,264
Total unused commitments$6,764,0005,048
Derivatives$01,183
2009-06-30Rank
# of Employees:453,507
Assets and Liabilities
Total Assets:$123,313,0004,582
Cash and due from depository institutions$4,214,0003,507
Interest-bearing balances$07,302
Securities$7,531,0006,278
Federal funds sold & reverse repurchase agreements$3,351,0002,535
Net loans & leases$99,896,0003,998
Loan loss allowance$2,656,0002,457
Trading account assets$0240
Bank premises and fixed assets$4,001,0003,052
Other real estate owned$246,0003,507
Goodwill and other intangibles$03,161
All other assets$4,074,0003,547
Life insurance assets$2,148,0002,227
Total liabilities and capital$123,313,0004,582
Total liabilities$118,162,0004,377
Total deposits$116,967,0004,166
Interest-bearing deposits$99,091,0004,195
Deposits held in domestic offices$116,967,0004,163
% insured81.26%3,346
Federal funds purchased & repurchase agreements$02,922
Trading liabilities$0100
Other borrowed funds$194,0005,397
Subordinated debt$0276
All other liabilities$1,001,0003,797
Total equity capital$5,151,0006,968
Total bank equity capital$5,151,0006,967
Perpetual preferred stock$0213
Common stock$4,073,0001,204
Surplus$4,073,0004,423
Undivided profits$-2,995,0007,459
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$2,752,0003,152
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$483,0005,627
Earning assets$110,778,0004,648
Long-term assets (5+ years)$8,220,0005,705
Average Assets, year-to-date$125,449,0004,493
Average Assets, quarterly$126,096,5004,503
Volatile liabilities$40,395,0003,258
Insider loans$2,186,0002,956
FHLB advances$05,202
Loans and leases held for sale$01,961
Unused loan commitments$7,072,0005,074
Tier 1 (core) risk-based capital$5,118,0006,909
Tier 2 risk-based capital$1,211,0003,798
Total risk weighted assets$95,462,0004,283
Total unused commitments$7,072,0005,080
Derivatives$01,221
2009-03-31Rank
# of Employees:443,586
Assets and Liabilities
Total Assets:$128,880,0004,468
Cash and due from depository institutions$9,286,0003,586
Interest-bearing balances$07,240
Securities$7,794,0006,301
Federal funds sold & reverse repurchase agreements$05,546
Net loans & leases$103,272,0003,918
Loan loss allowance$2,546,0002,469
Trading account assets$0234
Bank premises and fixed assets$4,022,0003,054
Other real estate owned$129,0003,586
Goodwill and other intangibles$03,204
All other assets$4,377,0003,389
Life insurance assets$2,141,0002,237
Total liabilities and capital$128,880,0004,468
Total liabilities$122,082,0004,299
Total deposits$120,845,0004,060
Interest-bearing deposits$107,892,0003,953
Deposits held in domestic offices$120,845,0004,058
% insured80.90%3,523
Federal funds purchased & repurchase agreements$02,904
Trading liabilities$092
Other borrowed funds$199,0005,451
Subordinated debt$0271
All other liabilities$1,038,0003,651
Total equity capital$6,798,0006,483
Total bank equity capital$6,798,0006,482
Perpetual preferred stock$0193
Common stock$4,073,0001,209
Surplus$4,073,0004,443
Undivided profits$-1,348,0007,259
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$3,972,0002,445
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$560,0005,222
Earning assets$111,066,0004,649
Long-term assets (5+ years)$7,863,0005,758
Average Assets, year-to-date$126,517,0004,481
Average Assets, quarterly$126,517,0004,481
Volatile liabilities$42,400,0003,131
Insider loans$1,573,0003,530
FHLB advances$05,264
Loans and leases held for sale$01,892
Unused loan commitments$6,252,0005,420
Tier 1 (core) risk-based capital$6,719,0006,383
Tier 2 risk-based capital$1,260,0003,680
Total risk weighted assets$99,417,0004,173
Total unused commitments$6,252,0005,421
Derivatives$01,177
2008-12-31Rank
# of Employees:443,617
Assets and Liabilities
Total Assets:$124,154,0004,537
Cash and due from depository institutions$3,726,0003,617
Interest-bearing balances$07,069
Securities$7,974,0006,307
Federal funds sold & reverse repurchase agreements$1,278,0003,732
Net loans & leases$102,678,0003,960
Loan loss allowance$2,948,0002,138
Trading account assets$0236
Bank premises and fixed assets$4,038,0003,061
Other real estate owned$45,0003,617
Goodwill and other intangibles$03,219
All other assets$4,415,0003,403
Life insurance assets$2,117,0002,256
Total liabilities and capital$124,154,0004,537
Total liabilities$117,403,0004,377
Total deposits$116,205,0004,103
Interest-bearing deposits$103,902,0003,980
Deposits held in domestic offices$116,205,0004,101
% insured0.00%1
Federal funds purchased & repurchase agreements$03,392
Trading liabilities$088
Other borrowed funds$204,0005,668
Subordinated debt$0278
All other liabilities$994,0003,745
Total equity capital$6,751,0006,530
Total bank equity capital$6,751,0006,530
Perpetual preferred stock$0141
Common stock$4,073,0001,204
Surplus$4,073,0004,429
Undivided profits$-1,395,0007,365
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,724,0002,759
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$586,0005,281
Earning assets$111,930,0004,587
Long-term assets (5+ years)$8,138,0005,691
Average Assets, year-to-date$124,170,8004,415
Average Assets, quarterly$125,929,0004,459
Volatile liabilities$42,442,0003,083
Insider loans$1,366,0003,850
FHLB advances$05,445
Loans and leases held for sale$01,663
Unused loan commitments$7,508,0005,068
Tier 1 (core) risk-based capital$6,745,0006,413
Tier 2 risk-based capital$1,257,0003,677
Total risk weighted assets$98,763,0004,215
Total unused commitments$7,508,0005,071
Derivatives$01,109
2008-09-30Rank
# of Employees:443,648
Assets and Liabilities
Total Assets:$127,704,0004,429
Cash and due from depository institutions$2,626,0003,648
Interest-bearing balances$06,794
Securities$8,075,0006,246
Federal funds sold & reverse repurchase agreements$1,361,0004,240
Net loans & leases$107,235,0003,838
Loan loss allowance$1,291,0003,767
Trading account assets$0251
Bank premises and fixed assets$4,195,0002,959
Other real estate owned$160,0003,648
Goodwill and other intangibles$03,276
All other assets$4,052,0003,635
Life insurance assets$2,093,0002,273
Total liabilities and capital$127,704,0004,429
Total liabilities$118,684,0004,296
Total deposits$114,721,0004,106
Interest-bearing deposits$102,158,0003,998
Deposits held in domestic offices$114,721,0004,103
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$3,000,0004,645
Subordinated debt$0276
All other liabilities$963,0003,933
Total equity capital$9,020,0005,764
Total bank equity capital$9,020,0005,764
Perpetual preferred stock$0110
Common stock$4,073,0001,204
Surplus$4,073,0004,429
Undivided profits$874,0006,638
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,160,0003,885
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$681,0005,034
Earning assets$116,671,0004,436
Long-term assets (5+ years)$11,896,0004,991
Average Assets, year-to-date$124,175,0004,437
Average Assets, quarterly$126,945,0004,418
Volatile liabilities$40,374,0003,105
Insider loans$1,202,0004,077
FHLB advances$3,000,0004,504
Loans and leases held for sale$01,623
Unused loan commitments$8,794,0004,942
Tier 1 (core) risk-based capital$9,025,0005,688
Tier 2 risk-based capital$1,269,0003,570
Total risk weighted assets$100,706,0004,139
Total unused commitments$8,794,0004,944
Derivatives$01,077
2008-06-30Rank
# of Employees:463,572
Assets and Liabilities
Total Assets:$126,186,0004,463
Cash and due from depository institutions$4,554,0003,572
Interest-bearing balances$06,776
Securities$8,079,0006,311
Federal funds sold & reverse repurchase agreements$1,373,0004,344
Net loans & leases$104,025,0003,905
Loan loss allowance$1,297,0003,692
Trading account assets$0267
Bank premises and fixed assets$4,091,0003,003
Other real estate owned$33,0003,572
Goodwill and other intangibles$03,301
All other assets$4,031,0003,572
Life insurance assets$2,063,0002,299
Total liabilities and capital$126,186,0004,463
Total liabilities$117,124,0004,334
Total deposits$116,025,0004,076
Interest-bearing deposits$102,818,0003,976
Deposits held in domestic offices$116,025,0004,073
% insured0.00%1
Federal funds purchased & repurchase agreements$03,577
Trading liabilities$094
Other borrowed funds$05,770
Subordinated debt$0257
All other liabilities$1,099,0003,602
Total equity capital$9,062,0005,796
Total bank equity capital$9,062,0005,796
Perpetual preferred stock$0107
Common stock$4,073,0001,200
Surplus$4,073,0004,439
Undivided profits$916,0006,702
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$701,0004,462
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$659,0005,058
Earning assets$113,477,0004,518
Long-term assets (5+ years)$8,230,0005,627
Average Assets, year-to-date$122,998,6704,477
Average Assets, quarterly$123,747,0004,505
Volatile liabilities$40,499,0003,119
Insider loans$1,104,0004,252
FHLB advances$05,355
Loans and leases held for sale$01,725
Unused loan commitments$9,665,0004,814
Tier 1 (core) risk-based capital$9,150,0005,688
Tier 2 risk-based capital$1,297,0003,486
Total risk weighted assets$104,386,0004,039
Total unused commitments$9,665,0004,814
Derivatives$01,075
2008-03-31Rank
# of Employees:463,579
Assets and Liabilities
Total Assets:$121,308,0004,566
Cash and due from depository institutions$3,230,0003,579
Interest-bearing balances$06,734
Securities$9,675,0006,004
Federal funds sold & reverse repurchase agreements$2,954,0004,308
Net loans & leases$97,417,0004,030
Loan loss allowance$1,226,0003,751
Trading account assets$0252
Bank premises and fixed assets$4,132,0002,968
Other real estate owned$20,0003,579
Goodwill and other intangibles$03,304
All other assets$3,880,0003,580
Life insurance assets$2,040,0002,304
Total liabilities and capital$121,308,0004,566
Total liabilities$112,206,0004,434
Total deposits$111,159,0004,201
Interest-bearing deposits$99,250,0004,081
Deposits held in domestic offices$111,159,0004,198
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$05,604
Subordinated debt$0251
All other liabilities$1,047,0003,936
Total equity capital$9,102,0005,841
Total bank equity capital$9,102,0005,841
Perpetual preferred stock$0108
Common stock$4,073,0001,196
Surplus$4,073,0004,424
Undivided profits$956,0006,850
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$483,0004,863
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$697,0004,883
Earning assets$110,046,0004,618
Long-term assets (5+ years)$9,690,0005,264
Average Assets, year-to-date$121,405,0004,522
Average Assets, quarterly$121,405,0004,522
Volatile liabilities$39,930,0003,116
Insider loans$890,0004,553
FHLB advances$05,198
Loans and leases held for sale$01,797
Unused loan commitments$10,682,0004,662
Tier 1 (core) risk-based capital$9,085,0005,696
Tier 2 risk-based capital$1,226,0003,568
Total risk weighted assets$100,501,0004,106
Total unused commitments$10,682,0004,664
Derivatives$01,109
2007-12-31Rank
# of Employees:473,521
Assets and Liabilities
Total Assets:$121,502,0004,525
Cash and due from depository institutions$4,136,0003,521
Interest-bearing balances$06,620
Securities$7,582,0006,527
Federal funds sold & reverse repurchase agreements$3,260,0003,321
Net loans & leases$98,199,0003,979
Loan loss allowance$1,248,0003,669
Trading account assets$0237
Bank premises and fixed assets$4,179,0002,922
Other real estate owned$326,0003,521
Goodwill and other intangibles$03,293
All other assets$3,820,0003,658
Life insurance assets$2,016,0002,307
Total liabilities and capital$121,502,0004,525
Total liabilities$112,513,0004,401
Total deposits$111,517,0004,166
Interest-bearing deposits$98,207,0004,074
Deposits held in domestic offices$111,517,0004,165
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$05,553
Subordinated debt$0248
All other liabilities$996,0004,014
Total equity capital$8,989,0005,818
Total bank equity capital$8,989,0005,818
Perpetual preferred stock$0111
Common stock$4,073,0001,187
Surplus$4,073,0004,403
Undivided profits$843,0006,977
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$702,0003,988
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$720,0005,011
Earning assets$109,041,0004,584
Long-term assets (5+ years)$5,267,0005,932
Average Assets, year-to-date$113,983,2004,586
Average Assets, quarterly$120,199,5004,519
Volatile liabilities$40,077,0003,083
Insider loans$1,041,0004,293
FHLB advances$05,108
Loans and leases held for sale$01,738
Unused loan commitments$3,842,0006,436
Tier 1 (core) risk-based capital$8,983,0005,704
Tier 2 risk-based capital$1,248,0003,503
Total risk weighted assets$101,985,0004,025
Total unused commitments$3,842,0006,437
Derivatives$01,052
2007-09-30Rank
# of Employees:473,507
Assets and Liabilities
Total Assets:$118,897,0004,534
Cash and due from depository institutions$3,546,0003,507
Interest-bearing balances$06,576
Securities$7,105,0006,670
Federal funds sold & reverse repurchase agreements$1,964,0004,181
Net loans & leases$100,588,0003,890
Loan loss allowance$957,0004,307
Trading account assets$0244
Bank premises and fixed assets$4,220,0002,856
Other real estate owned$191,0003,507
Goodwill and other intangibles$03,301
All other assets$1,283,0006,282
Life insurance assets$04,026
Total liabilities and capital$118,897,0004,534
Total liabilities$109,874,0004,406
Total deposits$108,969,0004,191
Interest-bearing deposits$96,495,0004,090
Deposits held in domestic offices$108,969,0004,188
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$05,543
Subordinated debt$0244
All other liabilities$905,0004,307
Total equity capital$9,023,0005,796
Total bank equity capital$9,023,0005,796
Perpetual preferred stock$0113
Common stock$4,073,0001,169
Surplus$4,073,0004,373
Undivided profits$877,0007,026
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$652,0003,869
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$133,000679
Income earned, not collected on loans$690,0005,393
Earning assets$109,657,0004,540
Long-term assets (5+ years)$6,996,0005,451
Average Assets, year-to-date$112,103,5004,629
Average Assets, quarterly$115,874,5004,583
Volatile liabilities$39,719,0003,082
Insider loans$955,0004,393
FHLB advances$05,081
Loans and leases held for sale$01,751
Unused loan commitments$9,427,0004,903
Tier 1 (core) risk-based capital$9,058,0005,687
Tier 2 risk-based capital$957,0004,123
Total risk weighted assets$101,956,0004,001
Total unused commitments$9,427,0004,903
Derivatives$01,033
2007-06-30Rank
# of Employees:443,734
Assets and Liabilities
Total Assets:$112,852,0004,677
Cash and due from depository institutions$4,890,0003,734
Interest-bearing balances$06,604
Securities$7,119,0006,707
Federal funds sold & reverse repurchase agreements$783,0005,312
Net loans & leases$94,449,0004,043
Loan loss allowance$907,0004,469
Trading account assets$0245
Bank premises and fixed assets$4,278,0002,804
Other real estate owned$102,0003,734
Goodwill and other intangibles$03,329
All other assets$1,231,0006,306
Life insurance assets$04,058
Total liabilities and capital$112,852,0004,677
Total liabilities$104,170,0004,578
Total deposits$103,352,0004,351
Interest-bearing deposits$89,956,0004,272
Deposits held in domestic offices$103,352,0004,349
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$05,494
Subordinated debt$0258
All other liabilities$818,0004,359
Total equity capital$8,682,0005,855
Total bank equity capital$8,682,0005,855
Perpetual preferred stock$0111
Common stock$4,073,0001,156
Surplus$4,073,0004,374
Undivided profits$536,0007,263
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$766,0003,385
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$129,000665
Income earned, not collected on loans$601,0005,622
Earning assets$102,351,0004,707
Long-term assets (5+ years)$2,790,0006,546
Average Assets, year-to-date$109,839,0004,735
Average Assets, quarterly$111,665,0004,693
Volatile liabilities$35,747,0003,294
Insider loans$1,185,0004,001
FHLB advances$05,027
Loans and leases held for sale$01,802
Unused loan commitments$9,827,0004,866
Tier 1 (core) risk-based capital$8,768,0005,767
Tier 2 risk-based capital$907,0004,271
Total risk weighted assets$95,665,0004,168
Total unused commitments$9,827,0004,867
Derivatives$01,067
2007-03-31Rank
# of Employees:443,716
Assets and Liabilities
Total Assets:$110,478,0004,766
Cash and due from depository institutions$3,910,0003,716
Interest-bearing balances$06,642
Securities$7,310,0006,707
Federal funds sold & reverse repurchase agreements$4,042,0003,791
Net loans & leases$89,340,0004,145
Loan loss allowance$884,0004,539
Trading account assets$0267
Bank premises and fixed assets$4,313,0002,766
Other real estate owned$104,0003,716
Goodwill and other intangibles$03,322
All other assets$1,459,0005,860
Life insurance assets$04,074
Total liabilities and capital$110,478,0004,766
Total liabilities$102,038,0004,647
Total deposits$100,879,0004,439
Interest-bearing deposits$88,195,0004,340
Deposits held in domestic offices$100,879,0004,437
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$05,479
Subordinated debt$0262
All other liabilities$1,159,0003,576
Total equity capital$8,440,0005,943
Total bank equity capital$8,440,0005,943
Perpetual preferred stock$0113
Common stock$4,073,0001,140
Surplus$4,073,0004,347
Undivided profits$294,0007,535
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$654,0003,506
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$583,0005,583
Earning assets$100,692,0004,796
Long-term assets (5+ years)$2,984,0006,463
Average Assets, year-to-date$108,332,5004,793
Average Assets, quarterly$108,332,5004,793
Volatile liabilities$34,843,0003,284
Insider loans$1,134,0004,062
FHLB advances$05,010
Loans and leases held for sale$01,800
Unused loan commitments$9,417,0004,928
Tier 1 (core) risk-based capital$8,489,0005,846
Tier 2 risk-based capital$884,0004,345
Total risk weighted assets$91,500,0004,235
Total unused commitments$9,417,0004,930
Derivatives$01,065
2006-12-31Rank
# of Employees:433,782
Assets and Liabilities
Total Assets:$106,187,0004,848
Cash and due from depository institutions$3,197,0003,782
Interest-bearing balances$06,658
Securities$7,411,0006,714
Federal funds sold & reverse repurchase agreements$2,928,0003,847
Net loans & leases$86,798,0004,198
Loan loss allowance$915,0004,418
Trading account assets$0156
Bank premises and fixed assets$4,309,0002,740
Other real estate owned$83,0003,782
Goodwill and other intangibles$03,315
All other assets$1,461,0005,919
Life insurance assets$04,082
Total liabilities and capital$106,187,0004,848
Total liabilities$98,014,0004,734
Total deposits$96,928,0004,511
Interest-bearing deposits$85,485,0004,377
Deposits held in domestic offices$96,928,0004,509
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$05,610
Subordinated debt$0264
All other liabilities$1,086,0003,666
Total equity capital$8,173,0006,000
Total bank equity capital$8,173,0006,000
Perpetual preferred stock$0112
Common stock$4,073,0001,126
Surplus$4,073,0004,311
Undivided profits$27,0007,816
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$572,0003,612
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$638,0005,439
Earning assets$97,137,0004,868
Long-term assets (5+ years)$2,825,0006,500
Average Assets, year-to-date$98,462,8004,951
Average Assets, quarterly$104,912,5004,852
Volatile liabilities$34,482,0003,421
Insider loans$633,0005,090
FHLB advances$05,139
Loans and leases held for sale$01,760
Unused loan commitments$8,340,0005,116
Tier 1 (core) risk-based capital$8,235,0005,917
Tier 2 risk-based capital$915,0004,222
Total risk weighted assets$88,833,0004,289
Total unused commitments$8,340,0005,116
Derivatives$01,023
2006-09-30Rank
# of Employees:443,734
Assets and Liabilities
Total Assets:$103,638,0004,911
Cash and due from depository institutions$4,142,0003,734
Interest-bearing balances$06,705
Securities$7,507,0006,766
Federal funds sold & reverse repurchase agreements$1,435,0004,308
Net loans & leases$84,465,0004,263
Loan loss allowance$907,0004,452
Trading account assets$0154
Bank premises and fixed assets$4,363,0002,670
Other real estate owned$189,0003,734
Goodwill and other intangibles$03,332
All other assets$1,537,0005,838
Life insurance assets$04,052
Total liabilities and capital$103,638,0004,911
Total liabilities$95,706,0004,775
Total deposits$94,567,0004,530
Interest-bearing deposits$83,002,0004,413
Deposits held in domestic offices$94,567,0004,527
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$05,812
Subordinated debt$0269
All other liabilities$1,139,0003,526
Total equity capital$7,932,0006,077
Total bank equity capital$7,932,0006,077
Perpetual preferred stock$0118
Common stock$4,073,0001,113
Surplus$4,073,0004,291
Undivided profits$-214,0008,038
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$492,0003,921
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$582,0005,759
Earning assets$93,407,0004,964
Long-term assets (5+ years)$2,749,0006,527
Average Assets, year-to-date$96,531,7505,023
Average Assets, quarterly$101,241,0004,941
Volatile liabilities$33,344,0003,498
Insider loans$626,0005,121
FHLB advances$05,308
Loans and leases held for sale$01,773
Unused loan commitments$9,834,0004,793
Tier 1 (core) risk-based capital$8,022,0005,999
Tier 2 risk-based capital$907,0004,254
Total risk weighted assets$86,441,0004,361
Total unused commitments$9,834,0004,794
Derivatives$01,023
2006-06-30Rank
# of Employees:443,750
Assets and Liabilities
Total Assets:$98,844,0005,021
Cash and due from depository institutions$3,553,0003,750
Interest-bearing balances$06,732
Securities$6,712,0006,972
Federal funds sold & reverse repurchase agreements$997,0004,551
Net loans & leases$81,464,0004,331
Loan loss allowance$931,0004,344
Trading account assets$0157
Bank premises and fixed assets$4,418,0002,612
Other real estate owned$145,0003,750
Goodwill and other intangibles$03,333
All other assets$1,555,0005,753
Life insurance assets$04,035
Total liabilities and capital$98,844,0005,021
Total liabilities$91,153,0004,916
Total deposits$90,078,0004,662
Interest-bearing deposits$78,629,0004,552
Deposits held in domestic offices$90,078,0004,658
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$05,848
Subordinated debt$0265
All other liabilities$1,075,0003,375
Total equity capital$7,691,0006,058
Total bank equity capital$7,691,0006,058
Perpetual preferred stock$0119
Common stock$4,073,0001,097
Surplus$4,073,0004,258
Undivided profits$-455,0008,111
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$635,0003,268
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$544,0005,630
Earning assets$89,173,0005,082
Long-term assets (5+ years)$2,932,0006,462
Average Assets, year-to-date$94,163,0005,123
Average Assets, quarterly$96,869,5005,053
Volatile liabilities$30,144,0003,667
Insider loans$524,0005,394
FHLB advances$05,334
Loans and leases held for sale$01,763
Unused loan commitments$6,284,0005,730
Tier 1 (core) risk-based capital$7,824,0006,015
Tier 2 risk-based capital$931,0004,152
Total risk weighted assets$82,639,0004,436
Total unused commitments$6,284,0005,731
Derivatives$01,000
2006-03-31Rank
# of Employees:433,796
Assets and Liabilities
Total Assets:$94,895,0005,139
Cash and due from depository institutions$4,521,0003,796
Interest-bearing balances$06,770
Securities$7,036,0006,958
Federal funds sold & reverse repurchase agreements$2,676,0003,815
Net loans & leases$74,533,0004,507
Loan loss allowance$816,0004,719
Trading account assets$0154
Bank premises and fixed assets$4,683,0002,418
Other real estate owned$03,796
Goodwill and other intangibles$03,321
All other assets$1,446,0005,839
Life insurance assets$04,002
Total liabilities and capital$94,895,0005,139
Total liabilities$87,328,0005,043
Total deposits$86,554,0004,788
Interest-bearing deposits$75,381,0004,678
Deposits held in domestic offices$86,554,0004,784
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$05,773
Subordinated debt$0259
All other liabilities$774,0004,137
Total equity capital$7,567,0006,090
Total bank equity capital$7,567,0006,090
Perpetual preferred stock$0120
Common stock$4,073,0001,086
Surplus$4,073,0004,190
Undivided profits$-579,0008,202
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$536,0003,558
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$457,0005,964
Earning assets$84,245,0005,251
Long-term assets (5+ years)$2,380,0006,650
Average Assets, year-to-date$91,822,5005,220
Average Assets, quarterly$91,822,5005,220
Volatile liabilities$27,408,0003,741
Insider loans$544,0005,294
FHLB advances$05,285
Loans and leases held for sale$01,721
Unused loan commitments$7,425,0005,393
Tier 1 (core) risk-based capital$7,686,0006,012
Tier 2 risk-based capital$816,0004,479
Total risk weighted assets$77,072,0004,576
Total unused commitments$7,425,0005,394
Derivatives$0990
2005-12-31Rank
# of Employees:433,788
Assets and Liabilities
Total Assets:$88,750,0005,353
Cash and due from depository institutions$3,317,0003,788
Interest-bearing balances$06,803
Securities$7,247,0006,946
Federal funds sold & reverse repurchase agreements$1,597,0004,312
Net loans & leases$70,651,0004,635
Loan loss allowance$796,0004,764
Trading account assets$0155
Bank premises and fixed assets$4,299,0002,583
Other real estate owned$347,0003,788
Goodwill and other intangibles$03,315
All other assets$1,292,0006,105
Life insurance assets$0351
Total liabilities and capital$88,750,0005,353
Total liabilities$81,408,0005,248
Total deposits$80,829,0004,994
Interest-bearing deposits$69,502,0004,901
Deposits held in domestic offices$80,829,0004,991
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$05,856
Subordinated debt$0258
All other liabilities$579,0004,753
Total equity capital$7,342,0006,168
Total bank equity capital$7,342,0006,168
Perpetual preferred stock$0122
Common stock$4,073,0001,074
Surplus$4,073,0004,152
Undivided profits$-804,0008,340
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$324,0004,545
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$431,0006,201
Earning assets$79,495,0005,414
Long-term assets (5+ years)$2,469,0006,646
Average Assets, year-to-date$79,342,0005,549
Average Assets, quarterly$87,864,5005,345
Volatile liabilities$24,025,0003,996
Insider loans$591,0005,130
FHLB advances$05,326
Loans and leases held for sale$01,743
Unused loan commitments$7,032,0005,423
Tier 1 (core) risk-based capital$7,522,0006,069
Tier 2 risk-based capital$796,0004,526
Total risk weighted assets$72,050,0004,750
Total unused commitments$7,032,0005,424
Derivatives$0930
2005-09-30Rank
# of Employees:364,349
Assets and Liabilities
Total Assets:$86,979,0005,376
Cash and due from depository institutions$2,993,0004,349
Interest-bearing balances$06,835
Securities$7,494,0006,892
Federal funds sold & reverse repurchase agreements$3,413,0002,901
Net loans & leases$68,071,0004,720
Loan loss allowance$809,0004,702
Trading account assets$0146
Bank premises and fixed assets$3,877,0002,770
Other real estate owned$29,0004,349
Goodwill and other intangibles$03,310
All other assets$1,102,0006,475
Life insurance assets$0341
Total liabilities and capital$86,979,0005,376
Total liabilities$79,715,0005,276
Total deposits$79,284,0005,012
Interest-bearing deposits$69,674,0004,838
Deposits held in domestic offices$79,284,0005,008
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$05,928
Subordinated debt$0251
All other liabilities$431,0005,541
Total equity capital$7,264,0006,216
Total bank equity capital$7,264,0006,216
Perpetual preferred stock$0120
Common stock$4,073,0001,039
Surplus$4,073,0004,105
Undivided profits$-882,0008,409
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$602,0003,395
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$361,0006,715
Earning assets$78,978,0005,402
Long-term assets (5+ years)$2,291,0006,781
Average Assets, year-to-date$76,990,0005,637
Average Assets, quarterly$82,482,5005,502
Volatile liabilities$20,133,0004,399
Insider loans$777,0004,661
FHLB advances$05,403
Loans and leases held for sale$01,843
Unused loan commitments$7,108,0005,343
Tier 1 (core) risk-based capital$7,383,0006,103
Tier 2 risk-based capital$809,0004,433
Total risk weighted assets$69,040,0004,842
Total unused commitments$7,108,0005,345
Derivatives$0909
2005-06-30Rank
# of Employees:364,339
Assets and Liabilities
Total Assets:$77,986,0005,648
Cash and due from depository institutions$2,389,0004,339
Interest-bearing balances$06,834
Securities$7,108,0007,038
Federal funds sold & reverse repurchase agreements$821,0004,557
Net loans & leases$63,115,0004,882
Loan loss allowance$772,0004,781
Trading account assets$0148
Bank premises and fixed assets$3,788,0002,785
Other real estate owned$39,0004,339
Goodwill and other intangibles$03,307
All other assets$726,0007,186
Life insurance assets$0339
Total liabilities and capital$77,986,0005,648
Total liabilities$71,191,0005,561
Total deposits$70,858,0005,299
Interest-bearing deposits$60,396,0005,281
Deposits held in domestic offices$70,858,0005,297
% insured0.00%1
Federal funds purchased & repurchase agreements$03,721
Trading liabilities$065
Other borrowed funds$05,868
Subordinated debt$0251
All other liabilities$333,0005,914
Total equity capital$6,795,0006,368
Total bank equity capital$6,795,0006,368
Perpetual preferred stock$0118
Common stock$4,073,0001,021
Surplus$4,073,0004,065
Undivided profits$-1,351,0008,559
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$636,0003,186
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$327,0006,716
Earning assets$71,044,0005,675
Long-term assets (5+ years)$2,655,0006,677
Average Assets, year-to-date$73,660,3305,772
Average Assets, quarterly$76,306,0005,693
Volatile liabilities$18,056,0004,511
Insider loans$630,0004,990
FHLB advances$05,357
Loans and leases held for sale$01,818
Unused loan commitments$6,721,0005,474
Tier 1 (core) risk-based capital$6,905,0006,238
Tier 2 risk-based capital$772,0004,522
Total risk weighted assets$64,034,0004,988
Total unused commitments$6,721,0005,474
Derivatives$0866
2005-03-31Rank
# of Employees:324,717
Assets and Liabilities
Total Assets:$74,626,0005,797
Cash and due from depository institutions$2,371,0004,717
Interest-bearing balances$06,853
Securities$7,476,0006,998
Federal funds sold & reverse repurchase agreements$2,089,0003,984
Net loans & leases$58,117,0005,091
Loan loss allowance$737,0004,953
Trading account assets$0148
Bank premises and fixed assets$3,819,0002,731
Other real estate owned$39,0004,717
Goodwill and other intangibles$03,297
All other assets$715,0007,257
Life insurance assets$0333
Total liabilities and capital$74,626,0005,797
Total liabilities$68,044,0005,712
Total deposits$67,737,0005,486
Interest-bearing deposits$56,991,0005,509
Deposits held in domestic offices$67,737,0005,482
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$05,784
Subordinated debt$0265
All other liabilities$307,0005,993
Total equity capital$6,582,0006,407
Total bank equity capital$6,582,0006,407
Perpetual preferred stock$0120
Common stock$4,073,0001,006
Surplus$4,073,0004,052
Undivided profits$-1,564,0008,630
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$434,0003,992
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$304,0006,858
Earning assets$67,682,0005,825
Long-term assets (5+ years)$3,668,0006,410
Average Assets, year-to-date$71,497,5005,906
Average Assets, quarterly$71,497,5005,906
Volatile liabilities$17,569,0004,479
Insider loans$357,0005,975
FHLB advances$05,246
Loans and leases held for sale$01,762
Unused loan commitments$5,605,0005,829
Tier 1 (core) risk-based capital$6,726,0006,293
Tier 2 risk-based capital$737,0004,670
Total risk weighted assets$59,377,0005,205
Total unused commitments$5,605,0005,830
Derivatives$0790
2004-12-31Rank
# of Employees:324,713
Assets and Liabilities
Total Assets:$68,369,0006,072
Cash and due from depository institutions$2,563,0004,713
Interest-bearing balances$06,872
Securities$6,665,0007,211
Federal funds sold & reverse repurchase agreements$732,0005,170
Net loans & leases$53,823,0005,273
Loan loss allowance$727,0004,958
Trading account assets$0153
Bank premises and fixed assets$3,100,0003,208
Other real estate owned$787,0004,713
Goodwill and other intangibles$03,293
All other assets$699,0007,272
Life insurance assets$0334
Total liabilities and capital$68,369,0006,072
Total liabilities$61,885,0006,021
Total deposits$61,531,0005,805
Interest-bearing deposits$52,120,0005,756
Deposits held in domestic offices$61,531,0005,803
% insured0.00%1
Federal funds purchased & repurchase agreements$76,0003,427
Trading liabilities$066
Other borrowed funds$05,836
Subordinated debt$0272
All other liabilities$278,0006,153
Total equity capital$6,484,0006,486
Total bank equity capital$6,484,0006,486
Perpetual preferred stock$0118
Common stock$4,073,000983
Surplus$4,073,0004,016
Undivided profits$-1,662,0008,727
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$554,0003,593
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$313,0006,779
Earning assets$61,220,0006,152
Long-term assets (5+ years)$3,794,0006,427
Average Assets, year-to-date$64,309,0006,145
Average Assets, quarterly$66,766,5006,115
Volatile liabilities$16,862,0004,555
Insider loans$541,0005,312
FHLB advances$05,260
Loans and leases held for sale$01,753
Unused loan commitments$6,181,0005,463
Tier 1 (core) risk-based capital$6,530,0006,356
Tier 2 risk-based capital$689,0004,845
Total risk weighted assets$55,095,0005,414
Total unused commitments$6,181,0005,465
Derivatives$0774
2004-09-30Rank
# of Employees:324,735
Assets and Liabilities
Total Assets:$65,164,0006,197
Cash and due from depository institutions$1,437,0004,735
Interest-bearing balances$06,935
Securities$6,780,0007,238
Federal funds sold & reverse repurchase agreements$3,158,0002,877
Net loans & leases$49,948,0005,468
Loan loss allowance$789,0004,730
Trading account assets$0149
Bank premises and fixed assets$3,138,0003,130
Other real estate owned$242,0004,735
Goodwill and other intangibles$03,268
All other assets$461,0008,051
Life insurance assets$0330
Total liabilities and capital$65,164,0006,197
Total liabilities$59,055,0006,122
Total deposits$58,752,0005,893
Interest-bearing deposits$49,185,0005,924
Deposits held in domestic offices$58,752,0005,890
% insured0.00%1
Federal funds purchased & repurchase agreements$28,0003,653
Trading liabilities$068
Other borrowed funds$05,863
Subordinated debt$0276
All other liabilities$275,0006,423
Total equity capital$6,109,0006,707
Total bank equity capital$6,109,0006,707
Perpetual preferred stock$0124
Common stock$4,073,000967
Surplus$4,073,0003,975
Undivided profits$-2,037,0008,823
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$718,0003,244
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$295,0007,084
Earning assets$59,886,0006,179
Long-term assets (5+ years)$3,348,0006,684
Average Assets, year-to-date$63,294,0006,210
Average Assets, quarterly$63,469,5006,246
Volatile liabilities$16,188,0004,609
Insider loans$567,0005,207
FHLB advances$05,299
Loans and leases held for sale$01,808
Unused loan commitments$4,881,0005,902
Tier 1 (core) risk-based capital$6,135,0006,562
Tier 2 risk-based capital$635,0005,055
Total risk weighted assets$50,655,0005,649
Total unused commitments$4,881,0005,907
Derivatives$0770
2004-06-30Rank
# of Employees:305,013
Assets and Liabilities
Total Assets:$61,775,0006,379
Cash and due from depository institutions$2,286,0005,013
Interest-bearing balances$06,951
Securities$7,900,0007,043
Federal funds sold & reverse repurchase agreements$2,111,0003,408
Net loans & leases$45,772,0005,696
Loan loss allowance$798,0004,682
Trading account assets$0153
Bank premises and fixed assets$3,198,0003,045
Other real estate owned$50,0005,013
Goodwill and other intangibles$03,275
All other assets$458,0008,067
Life insurance assets$0323
Total liabilities and capital$61,775,0006,379
Total liabilities$55,930,0006,318
Total deposits$55,575,0006,102
Interest-bearing deposits$47,285,0006,078
Deposits held in domestic offices$55,575,0006,100
% insured0.00%1
Federal funds purchased & repurchase agreements$63,0003,693
Trading liabilities$069
Other borrowed funds$05,862
Subordinated debt$0288
All other liabilities$292,0005,929
Total equity capital$5,845,0006,728
Total bank equity capital$5,845,0006,728
Perpetual preferred stock$0126
Common stock$4,073,000951
Surplus$4,073,0003,944
Undivided profits$-2,301,0008,880
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$869,0002,894
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$299,0006,909
Earning assets$55,783,0006,428
Long-term assets (5+ years)$4,083,0006,509
Average Assets, year-to-date$62,670,6706,278
Average Assets, quarterly$62,603,0006,299
Volatile liabilities$14,965,0004,753
Insider loans$629,0005,009
FHLB advances$05,298
Loans and leases held for sale$01,820
Unused loan commitments$4,236,0006,209
Tier 1 (core) risk-based capital$6,072,0006,537
Tier 2 risk-based capital$585,0005,277
Total risk weighted assets$46,608,0005,865
Total unused commitments$4,236,0006,213
Derivatives$0740
2004-03-31Rank
# of Employees:295,130
Assets and Liabilities
Total Assets:$63,431,0006,295
Cash and due from depository institutions$2,623,0005,130
Interest-bearing balances$06,987
Securities$9,185,0006,739
Federal funds sold & reverse repurchase agreements$2,786,0003,997
Net loans & leases$45,045,0005,698
Loan loss allowance$834,0004,521
Trading account assets$0144
Bank premises and fixed assets$3,255,0002,958
Other real estate owned$50,0005,130
Goodwill and other intangibles$03,256
All other assets$487,0007,909
Life insurance assets$0322
Total liabilities and capital$63,431,0006,295
Total liabilities$57,392,0006,234
Total deposits$57,059,0006,036
Interest-bearing deposits$47,416,0006,100
Deposits held in domestic offices$57,059,0006,033
% insured0.00%1
Federal funds purchased & repurchase agreements$40,0003,146
Trading liabilities$070
Other borrowed funds$05,747
Subordinated debt$0287
All other liabilities$293,0006,248
Total equity capital$6,039,0006,712
Total bank equity capital$6,039,0006,712
Perpetual preferred stock$0129
Common stock$4,073,000944
Surplus$4,073,0003,913
Undivided profits$-2,107,0008,941
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$582,0003,782
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$301,0006,819
Earning assets$57,016,0006,363
Long-term assets (5+ years)$3,707,0006,612
Average Assets, year-to-date$63,118,5006,291
Average Assets, quarterly$63,118,5006,291
Volatile liabilities$15,107,0004,630
Insider loans$321,0006,142
FHLB advances$05,150
Loans and leases held for sale$01,884
Unused loan commitments$4,140,0006,274
Tier 1 (core) risk-based capital$5,960,0006,567
Tier 2 risk-based capital$596,0005,203
Total risk weighted assets$47,443,0005,777
Total unused commitments$4,140,0006,281
Derivatives$0699
2003-12-31Rank
# of Employees:295,136
Assets and Liabilities
Total Assets:$62,806,0006,333
Cash and due from depository institutions$2,504,0005,136
Interest-bearing balances$06,994
Securities$8,137,0007,023
Federal funds sold & reverse repurchase agreements$2,860,0003,389
Net loans & leases$45,441,0005,667
Loan loss allowance$941,0004,134
Trading account assets$0168
Bank premises and fixed assets$3,306,0002,921
Other real estate owned$50,0005,136
Goodwill and other intangibles$03,237
All other assets$508,0007,933
Life insurance assets$01
Total liabilities and capital$62,806,0006,333
Total liabilities$56,939,0006,256
Total deposits$56,570,0006,073
Interest-bearing deposits$48,280,0006,036
Deposits held in domestic offices$56,570,0006,071
% insured0.00%1
Federal funds purchased & repurchase agreements$56,0003,391
Trading liabilities$072
Other borrowed funds$05,772
Subordinated debt$0293
All other liabilities$313,0005,981
Total equity capital$5,867,0006,742
Total bank equity capital$5,867,0006,742
Perpetual preferred stock$0131
Common stock$4,073,000946
Surplus$4,073,0003,883
Undivided profits$-2,279,0009,009
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$420,0004,465
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$335,0006,656
Earning assets$56,438,0006,373
Long-term assets (5+ years)$5,741,0006,005
Average Assets, year-to-date$61,938,6006,248
Average Assets, quarterly$61,283,0006,362
Volatile liabilities$15,017,0004,620
Insider loans$625,0005,013
FHLB advances$05,171
Loans and leases held for sale$01,789
Unused loan commitments$3,685,0006,365
Tier 1 (core) risk-based capital$5,901,0006,577
Tier 2 risk-based capital$599,0005,186
Total risk weighted assets$47,550,0005,771
Total unused commitments$3,685,0006,368
Derivatives$0665
2003-09-30Rank
# of Employees:295,153
Assets and Liabilities
Total Assets:$59,760,0006,482
Cash and due from depository institutions$2,080,0005,153
Interest-bearing balances$07,032
Securities$8,636,0006,856
Federal funds sold & reverse repurchase agreements$762,0005,630
Net loans & leases$44,108,0005,762
Loan loss allowance$959,0004,094
Trading account assets$0165
Bank premises and fixed assets$3,577,0002,690
Other real estate owned$155,0005,153
Goodwill and other intangibles$03,226
All other assets$442,0008,243
Life insurance assets$01
Total liabilities and capital$59,760,0006,482
Total liabilities$53,972,0006,435
Total deposits$53,640,0006,228
Interest-bearing deposits$47,257,0006,109
Deposits held in domestic offices$53,640,0006,227
% insured0.00%1
Federal funds purchased & repurchase agreements$40,0003,319
Trading liabilities$072
Other borrowed funds$05,773
Subordinated debt$0293
All other liabilities$292,0006,500
Total equity capital$5,788,0006,802
Total bank equity capital$5,788,0006,802
Perpetual preferred stock$0137
Common stock$4,073,000933
Surplus$4,073,0003,826
Undivided profits$-2,358,0009,089
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$356,0005,003
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$292,0007,190
Earning assets$53,506,0006,535
Long-term assets (5+ years)$3,818,0006,612
Average Assets, year-to-date$61,721,7506,287
Average Assets, quarterly$60,450,5006,418
Volatile liabilities$15,212,0004,580
Insider loans$623,0005,032
FHLB advances$05,135
Loans and leases held for sale$01,962
Unused loan commitments$3,532,0006,426
Tier 1 (core) risk-based capital$5,849,0006,617
Tier 2 risk-based capital$576,0005,308
Total risk weighted assets$45,690,0005,893
Total unused commitments$3,532,0006,433
Derivatives$0666
2003-06-30Rank
# of Employees:314,937
Assets and Liabilities
Total Assets:$61,141,0006,401
Cash and due from depository institutions$2,114,0004,937
Interest-bearing balances$07,050
Securities$10,280,0006,427
Federal funds sold & reverse repurchase agreements$1,534,0005,226
Net loans & leases$43,083,0005,815
Loan loss allowance$958,0004,043
Trading account assets$0170
Bank premises and fixed assets$3,640,0002,616
Other real estate owned$19,0004,937
Goodwill and other intangibles$03,182
All other assets$471,0008,121
Life insurance assets$01
Total liabilities and capital$61,141,0006,401
Total liabilities$55,212,0006,341
Total deposits$54,809,0006,150
Interest-bearing deposits$48,029,0006,076
Deposits held in domestic offices$54,809,0006,149
% insured0.00%1
Federal funds purchased & repurchase agreements$99,0003,166
Trading liabilities$074
Other borrowed funds$05,772
Subordinated debt$0266
All other liabilities$304,0006,463
Total equity capital$5,929,0006,726
Total bank equity capital$5,929,0006,726
Perpetual preferred stock$0140
Common stock$4,073,000925
Surplus$4,073,0003,786
Undivided profits$-2,217,0009,117
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$380,0004,935
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$302,0007,019
Earning assets$54,897,0006,455
Long-term assets (5+ years)$3,289,0006,765
Average Assets, year-to-date$62,375,6706,266
Average Assets, quarterly$61,600,0006,334
Volatile liabilities$15,291,0004,532
Insider loans$611,0005,035
FHLB advances$05,105
Loans and leases held for sale$02,044
Unused loan commitments$2,861,0006,816
Tier 1 (core) risk-based capital$5,802,0006,584
Tier 2 risk-based capital$569,0005,310
Total risk weighted assets$45,148,0005,899
Total unused commitments$2,861,0006,828
Derivatives$0623
2003-03-31Rank
# of Employees:344,607
Assets and Liabilities
Total Assets:$62,059,0006,308
Cash and due from depository institutions$2,426,0004,607
Interest-bearing balances$07,012
Securities$9,121,0006,700
Federal funds sold & reverse repurchase agreements$1,740,0005,513
Net loans & leases$44,380,0005,657
Loan loss allowance$1,061,0003,681
Trading account assets$0169
Bank premises and fixed assets$3,702,0002,543
Other real estate owned$221,0004,607
Goodwill and other intangibles$03,151
All other assets$469,0008,147
Life insurance assets$01
Total liabilities and capital$62,059,0006,308
Total liabilities$56,240,0006,243
Total deposits$55,856,0006,062
Interest-bearing deposits$48,876,0006,002
Deposits held in domestic offices$55,856,0006,061
% insured0.00%1
Federal funds purchased & repurchase agreements$86,0002,989
Trading liabilities$079
Other borrowed funds$05,712
Subordinated debt$0265
All other liabilities$298,0006,559
Total equity capital$5,819,0006,707
Total bank equity capital$5,819,0006,707
Perpetual preferred stock$0141
Common stock$4,073,000917
Surplus$4,073,0003,735
Undivided profits$-2,327,0009,171
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$343,0005,081
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$298,0007,090
Earning assets$55,241,0006,397
Long-term assets (5+ years)$3,001,0006,817
Average Assets, year-to-date$62,993,0006,225
Average Assets, quarterly$62,993,0006,225
Volatile liabilities$16,290,0004,321
Insider loans$649,0004,889
FHLB advances$05,057
Loans and leases held for sale$01,961
Unused loan commitments$2,829,0006,818
Tier 1 (core) risk-based capital$5,731,0006,568
Tier 2 risk-based capital$580,0005,201
Total risk weighted assets$45,919,0005,771
Total unused commitments$2,829,0006,834
Derivatives$0578
2002-12-31Rank
# of Employees:344,589
Assets and Liabilities
Total Assets:$63,927,0006,172
Cash and due from depository institutions$2,032,0004,589
Interest-bearing balances$07,009
Securities$10,590,0006,387
Federal funds sold & reverse repurchase agreements$1,926,0004,915
Net loans & leases$44,930,0005,622
Loan loss allowance$1,101,0003,516
Trading account assets$0170
Bank premises and fixed assets$3,763,0002,482
Other real estate owned$190,0004,589
Goodwill and other intangibles$03,122
All other assets$496,0008,158
Life insurance assets$01
Total liabilities and capital$63,927,0006,172
Total liabilities$58,082,0006,116
Total deposits$57,774,0005,919
Interest-bearing deposits$49,759,0005,890
Deposits held in domestic offices$57,774,0005,916
% insured0.00%1
Federal funds purchased & repurchase agreements$69,0003,161
Trading liabilities$075
Other borrowed funds$05,759
Subordinated debt$0258
All other liabilities$239,0007,162
Total equity capital$5,845,0006,662
Total bank equity capital$5,845,0006,662
Perpetual preferred stock$0142
Common stock$4,073,000910
Surplus$4,073,0003,693
Undivided profits$-2,301,0009,211
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$141,0006,404
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$344,0006,854
Earning assets$57,446,0006,225
Long-term assets (5+ years)$1,600,0007,447
Average Assets, year-to-date$55,708,8006,490
Average Assets, quarterly$61,929,5006,249
Volatile liabilities$17,297,0004,126
Insider loans$616,0005,005
FHLB advances$05,074
Loans and leases held for sale$01,889
Unused loan commitments$2,903,0006,641
Tier 1 (core) risk-based capital$5,737,0006,522
Tier 2 risk-based capital$592,0005,113
Total risk weighted assets$46,828,0005,703
Total unused commitments$2,903,0006,643
Derivatives$0527
2001-12-31Rank
# of Employees:285,260
Assets and Liabilities
Total Assets:$48,866,0007,002
Cash and due from depository institutions$2,273,0005,260
Interest-bearing balances$07,015
Securities$11,902,0006,047
Federal funds sold & reverse repurchase agreements$2,622,0004,222
Net loans & leases$28,483,0006,984
Loan loss allowance$675,0004,857
Trading account assets$0182
Bank premises and fixed assets$3,109,0002,874
Other real estate owned$05,260
Goodwill and other intangibles$03,095
All other assets$477,0008,357
Life insurance assets$01
Total liabilities and capital$48,866,0007,002
Total liabilities$42,133,0007,106
Total deposits$41,680,0006,927
Interest-bearing deposits$37,501,0006,749
Deposits held in domestic offices$41,680,0006,925
% insured0.00%1
Federal funds purchased & repurchase agreements$216,0003,234
Trading liabilities$069
Other borrowed funds$05,675
Subordinated debt$0241
All other liabilities$237,0007,527
Total equity capital$6,733,0005,952
Total bank equity capital$6,733,0005,952
Perpetual preferred stock$0158
Common stock$4,073,000909
Surplus$4,073,0003,602
Undivided profits$-1,413,0009,336
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$32,0007,843
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$352,0007,079
Earning assets$43,007,0007,102
Long-term assets (5+ years)$7,218,0005,487
Average Assets, year-to-date$34,020,7507,884
Average Assets, quarterly$46,197,0007,123
Volatile liabilities$14,430,0004,603
Insider loans$61,0008,010
FHLB advances$04,938
Loans and leases held for sale$01,749
Unused loan commitments$2,887,0006,681
Tier 1 (core) risk-based capital$6,727,0005,811
Tier 2 risk-based capital$405,0006,193
Total risk weighted assets$32,159,0006,841
Total unused commitments$2,887,0006,691
Derivatives$0450