Home > Comerica Bank > Net charge- offs to loans
Comerica Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0407% | 1,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 909 |
| Percentage Net Loans Charged-off:Construction & development | -0.0700% | 4,443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0377% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0738% | 1,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1980% | 1,959 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1980% | 1,830 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 2,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0253% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 3,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2638% | 1,553 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2638% | 1,479 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 4,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0382% | 4,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3871% | 1,159 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3871% | 1,125 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0147% | 3,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0309% | 3,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0333% | 1,409 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0278% | 4,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0210% | 4,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0826% | 4,479 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1162% | 4,570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0523% | 4,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0898% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3764% | 1,217 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3764% | 1,142 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0554% | 931 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0228% | 4,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0461% | 81 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0285% | 4,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0742% | 4,479 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1576% | 4,615 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1378% | 584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2461% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2461% | 1,339 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0319% | 1,088 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 3,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0694% | 56 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 4,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0563% | 4,298 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1214% | 3,421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0922% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0647% | 685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 4,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.1352% | 36 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0437% | 4,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1136% | 4,498 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2479% | 3,495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1725% | 333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7519% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7519% | 577 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0200% | 3,976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 3,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0117% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0833% | 4,417 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0610% | 3,376 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1019% | 4,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0338% | 3,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3595% | 1,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3595% | 1,018 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0159% | 3,869 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 3,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0737% | 4,447 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0810% | 3,474 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0676% | 4,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0167% | 3,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2403% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2403% | 1,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0313% | 4,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0240% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0736% | 4,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3591% | 951 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3591% | 850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0233% | 1,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0494% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0484% | 653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3741% | 460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 4,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0126% | 4,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0533% | 4,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0989% | 4,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7594% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5417% | 1,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5417% | 1,051 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4248% | 375 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0237% | 4,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0336% | 4,617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0353% | 4,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0656% | 4,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8575% | 388 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2469% | 4,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2469% | 4,599 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5111% | 313 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0359% | 4,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0509% | 4,736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0531% | 4,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0988% | 4,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0071% | 348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6472% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0242% | 4,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1024% | 4,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1062% | 350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2273% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2613% | 272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2105% | 971 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0188% | 4,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 4,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0513% | 4,710 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1126% | 3,723 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3819% | 1,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3667% | 1,106 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2251% | 788 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0251% | 4,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0175% | 4,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0679% | 4,856 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1497% | 3,797 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4062% | 837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5461% | 1,092 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1734% | 940 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0252% | 4,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0523% | 4,919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2921% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4706% | 1,069 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0876% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1028% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1038% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 4,404 |
| Percentage Net Loans Charged-off:Construction & development | -0.0086% | 4,290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0123% | 986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0626% | 4,966 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0583% | 3,770 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0661% | 4,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1951% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0012% | 4,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0012% | 4,512 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0405% | 1,139 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1087% | 1,402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 4,457 |
| Percentage Net Loans Charged-off:Construction & development | -0.0084% | 4,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0522% | 4,935 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0467% | 3,782 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0566% | 4,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2123% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0047% | 3,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0046% | 3,019 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0545% | 1,134 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1010% | 1,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 4,409 |
| Percentage Net Loans Charged-off:Construction & development | -0.0071% | 4,404 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,645 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0028% | 4,301 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0278% | 4,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0133% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0616% | 5,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2019% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0512% | 4,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0512% | 4,561 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0627% | 1,110 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2241% | 671 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0149% | 4,607 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 4,513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0033% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0605% | 5,082 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0614% | 3,906 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0598% | 5,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3943% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1081% | 4,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1081% | 4,690 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0105% | 1,090 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1891% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0584% | 5,169 |
| Percentage Net Loans Charged-off:Construction & development | -0.0287% | 4,583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0424% | 5,097 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0375% | 4,461 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1175% | 5,348 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2123% | 4,115 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0381% | 5,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3544% | 1,183 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0480% | 4,950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0480% | 4,889 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0134% | 1,195 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2084% | 1,029 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0626% | 5,207 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 4,526 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0394% | 5,136 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0468% | 4,500 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1517% | 5,432 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2692% | 4,166 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0530% | 5,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4049% | 885 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0600% | 4,936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0600% | 4,872 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0135% | 1,180 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2100% | 974 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0506% | 5,191 |
| Percentage Net Loans Charged-off:Construction & development | -0.0101% | 4,559 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0226% | 5,073 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0056% | 4,463 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1461% | 5,468 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2632% | 4,175 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0480% | 5,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3988% | 760 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0453% | 4,821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0453% | 4,755 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0120% | 1,166 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2743% | 665 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0321% | 5,143 |
| Percentage Net Loans Charged-off:Construction & development | -0.0069% | 4,661 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0447% | 5,365 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0044% | 4,505 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0330% | 5,087 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0112% | 3,890 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0511% | 5,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5137% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0369% | 4,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0369% | 4,708 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2948% | 942 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1095% | 5,539 |
| Percentage Net Loans Charged-off:Construction & development | -0.0196% | 4,618 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1647% | 5,551 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 4,535 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0875% | 5,488 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0436% | 4,079 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1245% | 5,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5859% | 948 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1073% | 5,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1073% | 5,249 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0575% | 1,296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2458% | 1,210 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2966% | 774 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1245% | 5,607 |
| Percentage Net Loans Charged-off:Construction & development | -0.0164% | 4,641 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2096% | 5,644 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0012% | 4,565 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0574% | 5,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0210% | 646 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1238% | 5,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6036% | 738 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0779% | 5,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0779% | 5,091 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0179% | 1,301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1755% | 1,187 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3804% | 602 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1754% | 5,752 |
| Percentage Net Loans Charged-off:Construction & development | -0.0892% | 5,003 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2868% | 5,755 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 4,599 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0498% | 5,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0114% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1013% | 5,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7753% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0276% | 3,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0276% | 2,870 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0118% | 1,152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2388% | 1,184 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4232% | 528 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3079% | 5,914 |
| Percentage Net Loans Charged-off:Construction & development | -0.0336% | 4,933 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5430% | 5,896 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0033% | 4,642 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0862% | 5,631 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0134% | 4,023 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1466% | 5,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9171% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0018% | 2,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0018% | 2,339 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0154% | 892 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4051% | 1,168 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1527% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1115% | 5,759 |
| Percentage Net Loans Charged-off:Construction & development | -0.1992% | 5,187 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0905% | 5,615 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0276% | 4,749 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1195% | 5,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0871% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2833% | 5,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3217% | 1,265 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8716% | 5,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8716% | 5,901 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0921% | 1,059 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3227% | 1,275 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1342% | 1,790 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0526% | 5,577 |
| Percentage Net Loans Charged-off:Construction & development | -0.2094% | 5,263 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0332% | 5,483 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0362% | 4,807 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 4,986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1447% | 547 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1148% | 5,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2345% | 1,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0561% | 3,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0561% | 3,031 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1042% | 923 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3974% | 1,257 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1089% | 1,908 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0780% | 5,758 |
| Percentage Net Loans Charged-off:Construction & development | -0.2661% | 5,365 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0482% | 5,661 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0176% | 4,815 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0370% | 5,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1116% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1532% | 5,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1983% | 1,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1163% | 2,621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1163% | 2,481 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1173% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1714% | 1,232 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 2,027 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0739% | 5,808 |
| Percentage Net Loans Charged-off:Construction & development | -0.1338% | 5,322 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0795% | 5,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0390% | 5,653 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0199% | 4,276 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0538% | 5,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1338% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0155% | 2,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0155% | 2,368 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1109% | 646 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1643% | 18 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0536% | 3,761 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0323% | 5,791 |
| Percentage Net Loans Charged-off:Construction & development | -0.4469% | 5,576 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0355% | 1,903 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0216% | 4,962 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0826% | 2,553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3401% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1091% | 6,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1150% | 2,129 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0518% | 5,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0518% | 5,433 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0371% | 5,489 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3506% | 33 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0679% | 3,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 3,352 |
| Percentage Net Loans Charged-off:Construction & development | -0.4032% | 5,616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1060% | 1,301 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 4,951 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 2,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3548% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1351% | 6,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1161% | 1,794 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0709% | 5,504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0709% | 5,433 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0261% | 5,487 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6391% | 26 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0896% | 2,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0916% | 2,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.2271% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0875% | 1,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0475% | 2,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4376% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2344% | 6,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1204% | 1,549 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1286% | 5,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1286% | 5,551 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0668% | 5,651 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6458% | 17 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0999% | 2,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1481% | 1,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.7183% | 327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0062% | 1,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1776% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3302% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0690% | 1,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1463% | 994 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0892% | 5,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0892% | 5,345 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2956% | 5,815 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0071% | 1,230 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1603% | 3,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2021% | 2,311 |
| Percentage Net Loans Charged-off:Construction & development | -0.2632% | 5,739 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2739% | 1,503 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0911% | 5,260 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3264% | 1,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4989% | 676 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1988% | 2,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1559% | 2,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1426% | 3,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1426% | 3,298 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0717% | 1,190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2562% | 57 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1763% | 2,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2811% | 1,753 |
| Percentage Net Loans Charged-off:Construction & development | -0.0439% | 5,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3390% | 1,203 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1217% | 5,322 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3741% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5149% | 623 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2685% | 1,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1150% | 2,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1897% | 2,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1897% | 2,796 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2073% | 848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3301% | 49 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1771% | 2,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2838% | 1,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0073% | 1,269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3682% | 1,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0483% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2523% | 1,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2710% | 793 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2383% | 1,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1257% | 1,912 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1776% | 5,936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1776% | 5,880 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1928% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1734% | 45 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2078% | 2,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2943% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | -0.1099% | 5,789 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4732% | 723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1062% | 247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0985% | 2,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1799% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 2,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1693% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6417% | 6,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6417% | 6,404 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2614% | 597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2436% | 31 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3872% | 2,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7280% | 1,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.4948% | 1,795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8015% | 1,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0922% | 762 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7857% | 1,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6478% | 902 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8912% | 1,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2568% | 2,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1637% | 3,615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1637% | 3,451 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0613% | 1,344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1608% | 109 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4083% | 2,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8139% | 1,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.6890% | 1,536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8902% | 904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1312% | 645 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8223% | 1,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5997% | 845 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9926% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2208% | 2,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3169% | 2,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3169% | 2,528 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1341% | 1,042 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0467% | 110 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4181% | 2,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7856% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | 1.3027% | 1,168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7530% | 983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1931% | 497 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6921% | 1,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4808% | 862 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8549% | 1,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2794% | 2,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3458% | 2,442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3458% | 2,261 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0538% | 6,041 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2531% | 1,398 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4221% | 2,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7600% | 1,194 |
| Percentage Net Loans Charged-off:Construction & development | 1.6144% | 811 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7661% | 781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4455% | 303 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3284% | 1,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4036% | 751 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2713% | 1,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2909% | 1,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4624% | 1,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4624% | 1,722 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0516% | 6,055 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7931% | 1,364 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8099% | 2,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2169% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 1.4672% | 1,919 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1593% | 1,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4215% | 540 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1552% | 1,072 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6792% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7540% | 1,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6084% | 2,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0325% | 1,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0308% | 1,404 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2545% | 1,052 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2432% | 102 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8962% | 1,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2523% | 1,158 |
| Percentage Net Loans Charged-off:Construction & development | 1.6278% | 1,645 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1940% | 907 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1617% | 501 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1528% | 1,020 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5563% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8429% | 1,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7366% | 2,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2103% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2078% | 1,065 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2161% | 1,017 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2675% | 89 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9681% | 1,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2665% | 1,126 |
| Percentage Net Loans Charged-off:Construction & development | 1.4347% | 1,517 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2828% | 808 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8501% | 346 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0513% | 1,117 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4107% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7715% | 1,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8534% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7516% | 1,858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7527% | 1,559 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3223% | 799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0446% | 92 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0235% | 1,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1363% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | 1.7278% | 1,043 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1263% | 723 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0773% | 275 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7484% | 1,193 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1819% | 502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4140% | 1,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0496% | 1,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9727% | 1,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9702% | 1,094 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2397% | 686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1868% | 53 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3804% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2439% | 796 |
| Percentage Net Loans Charged-off:Construction & development | 5.7759% | 1,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4287% | 927 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4189% | 603 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9703% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0957% | 822 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8732% | 1,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8419% | 2,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2025% | 978 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6192% | 1,527 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1112% | 1,584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0668% | 131 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4680% | 1,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3767% | 686 |
| Percentage Net Loans Charged-off:Construction & development | 6.2856% | 909 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4509% | 821 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6134% | 491 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9107% | 1,355 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0237% | 778 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8226% | 1,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8909% | 2,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1733% | 1,717 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5404% | 1,506 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2834% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3081% | 111 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5486% | 1,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3542% | 675 |
| Percentage Net Loans Charged-off:Construction & development | 6.2492% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3148% | 803 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9494% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0502% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1619% | 650 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9635% | 1,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0404% | 1,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4327% | 1,375 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2026% | 1,471 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3282% | 977 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2067% | 100 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6691% | 1,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8456% | 502 |
| Percentage Net Loans Charged-off:Construction & development | 7.1477% | 605 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8356% | 503 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1531% | 208 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9308% | 1,080 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2135% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7122% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8496% | 1,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9790% | 1,829 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4271% | 1,484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3190% | 808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0226% | 71 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8736% | 1,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4603% | 821 |
| Percentage Net Loans Charged-off:Construction & development | 7.0199% | 887 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8891% | 1,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2180% | 537 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4151% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2611% | 718 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5258% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4012% | 2,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9159% | 2,896 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7131% | 1,643 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7462% | 750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5740% | 164 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8136% | 1,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4586% | 640 |
| Percentage Net Loans Charged-off:Construction & development | 7.4561% | 683 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6867% | 1,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5875% | 358 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3805% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1535% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5412% | 719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3228% | 2,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7682% | 2,972 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8591% | 1,646 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4662% | 705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3641% | 144 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6655% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3947% | 619 |
| Percentage Net Loans Charged-off:Construction & development | 7.3681% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6949% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2445% | 293 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1504% | 860 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1985% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1170% | 870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0418% | 1,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8662% | 2,566 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8973% | 1,643 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6897% | 584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5364% | 106 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2629% | 1,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9506% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 5.8587% | 492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4800% | 696 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2508% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1656% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2717% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0932% | 668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7930% | 1,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1665% | 3,819 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9437% | 1,635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5007% | 769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0855% | 75 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9147% | 1,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5032% | 600 |
| Percentage Net Loans Charged-off:Construction & development | 4.6681% | 549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3688% | 1,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1152% | 480 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7182% | 884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9040% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6120% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4801% | 2,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7603% | 2,877 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8346% | 1,820 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3066% | 1,206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6177% | 85 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8715% | 1,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4981% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 4.7438% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3477% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3557% | 261 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6211% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8364% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5042% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4200% | 2,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5797% | 2,983 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8363% | 1,810 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1756% | 1,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5402% | 66 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8594% | 811 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4875% | 320 |
| Percentage Net Loans Charged-off:Construction & development | 5.1120% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2077% | 723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5310% | 144 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4490% | 839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5532% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3956% | 876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3991% | 1,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7304% | 2,237 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0022% | 1,801 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1686% | 1,056 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8245% | 41 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8505% | 621 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4612% | 230 |
| Percentage Net Loans Charged-off:Construction & development | 5.0747% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1450% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2555% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4993% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5883% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4574% | 603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3898% | 1,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4706% | 1,069 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8298% | 1,742 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0973% | 908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8719% | 22 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3048% | 1,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5982% | 455 |
| Percentage Net Loans Charged-off:Construction & development | 1.0487% | 415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5012% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5092% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3169% | 844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2841% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3335% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1307% | 3,066 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0320% | 7,515 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4709% | 1,970 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0279% | 1,620 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1893% | 60 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 1,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4335% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.5996% | 350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3943% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4410% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3502% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3390% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3560% | 551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0893% | 2,671 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0205% | 7,231 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5600% | 1,948 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0084% | 6,814 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1753% | 43 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1917% | 1,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4357% | 343 |
| Percentage Net Loans Charged-off:Construction & development | 0.6269% | 233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4012% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5028% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2486% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3708% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1841% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0246% | 2,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0200% | 4,628 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6883% | 1,921 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2598% | 7,280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1357% | 1,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4172% | 305 |
| Percentage Net Loans Charged-off:Construction & development | 0.2761% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4583% | 168 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1595% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2883% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4938% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1748% | 637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0357% | 7,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2088% | 3,079 |
| Percentage Net Loans Charged-off: Credit card loans | -2.3606% | 1,901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5793% | 7,340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1306% | 2,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1355% | 1,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0227% | 703 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1615% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9279% | 6,291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1100% | 1,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2107% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0469% | 1,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0408% | 3,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1937% | 471 |
| Percentage Net Loans Charged-off: Credit card loans | -2.5272% | 2,042 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3369% | 909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1112% | 2,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1462% | 782 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 7,651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1812% | 470 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9971% | 6,280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1033% | 1,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1926% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0451% | 1,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0368% | 2,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8280% | 1,624 |
| Percentage Net Loans Charged-off: Credit card loans | -2.3113% | 2,014 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2831% | 849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1552% | 1,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1419% | 752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1635% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1453% | 6,252 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1018% | 1,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1810% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0480% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1046% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0284% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | -2.8999% | 2,004 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4249% | 660 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1522% | 1,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0713% | 878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0008% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0303% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0536% | 6,199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1170% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1376% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3656% | 2,519 |
| Percentage Net Loans Charged-off: Credit card loans | -3.2951% | 1,983 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7314% | 477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2599% | 1,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1571% | 880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0278% | 569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2015% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1264% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1419% | 1,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1991% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0944% | 1,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1892% | 2,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7603% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | -5.0052% | 2,187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2619% | 510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2782% | 1,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1957% | 630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0239% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2707% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2962% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1335% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2354% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0459% | 1,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2468% | 2,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7015% | 2,378 |
| Percentage Net Loans Charged-off: Credit card loans | -4.6041% | 2,169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8662% | 566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3203% | 1,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1923% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0017% | 421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2551% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9637% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1802% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3117% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0649% | 1,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3910% | 1,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5408% | 2,704 |
| Percentage Net Loans Charged-off: Credit card loans | -5.3865% | 2,156 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3899% | 680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3696% | 945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1251% | 727 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 7,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1468% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8188% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1712% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3291% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 1,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5174% | 1,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6842% | 2,090 |
| Percentage Net Loans Charged-off: Credit card loans | -6.4550% | 2,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4346% | 493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4815% | 1,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1637% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0941% | 504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2492% | 704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0995% | 1,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1379% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0652% | 1,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6718% | 1,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0301% | 1,989 |
| Percentage Net Loans Charged-off: Credit card loans | -10.4087% | 2,607 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5370% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5288% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1985% | 790 |
| Percentage Net Loans Charged-off:Construction & development | 0.1027% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2648% | 501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1070% | 1,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1514% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0675% | 1,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7424% | 1,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7593% | 2,494 |
| Percentage Net Loans Charged-off: Credit card loans | -10.7892% | 2,607 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5502% | 682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6242% | 730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2334% | 668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0542% | 362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3273% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1477% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2558% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0523% | 1,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8798% | 1,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7844% | 2,345 |
| Percentage Net Loans Charged-off: Credit card loans | -13.2874% | 2,621 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6339% | 581 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6951% | 659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1788% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0070% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2967% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0411% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 8,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9547% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1905% | 1,550 |
| Percentage Net Loans Charged-off: Credit card loans | -13.7632% | 2,619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2508% | 348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8708% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2776% | 798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0215% | 754 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4517% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 2,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0509% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 2,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2745% | 1,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7912% | 3,028 |
| Percentage Net Loans Charged-off: Credit card loans | -15.4258% | 2,812 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5357% | 949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9096% | 584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3028% | 628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0125% | 625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5025% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0371% | 2,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0231% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0482% | 1,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3179% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7618% | 2,821 |
| Percentage Net Loans Charged-off: Credit card loans | -16.6438% | 2,812 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5683% | 819 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9630% | 554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3887% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0193% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6532% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0352% | 1,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0263% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0422% | 1,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3208% | 1,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7654% | 2,657 |
| Percentage Net Loans Charged-off: Credit card loans | -17.6542% | 2,799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8106% | 633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7933% | 649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6592% | 227 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 7,878 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0421% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 1,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0140% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0658% | 1,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8565% | 1,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8356% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | -19.7078% | 2,785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8671% | 478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0720% | 649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3231% | 697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0757% | 684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4530% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1225% | 1,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1138% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1285% | 1,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5716% | 1,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3691% | 4,983 |
| Percentage Net Loans Charged-off: Credit card loans | -22.1589% | 2,981 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7591% | 843 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4775% | 1,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4809% | 380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0791% | 617 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6401% | 367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 2,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0206% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0628% | 1,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5569% | 2,547 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0874% | 9,009 |
| Percentage Net Loans Charged-off: Credit card loans | -27.7295% | 5,578 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0704% | 1,640 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2337% | 2,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1030% | 238 |
| Percentage Net Loans Charged-off:Construction & development | -0.0187% | 1,388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1504% | 131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0293% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0313% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2577% | 634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4424% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5641% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4623% | 168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2743% | 2,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0223% | 1,384 |
| Percentage Net Loans Charged-off:Construction & development | -0.1140% | 1,400 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0280% | 1,296 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2155% | 1,389 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0110% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2441% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8565% | 205 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7668% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6874% | 107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2752% | 2,662 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0799% | 1,420 |
| Percentage Net Loans Charged-off:Construction & development | -0.0797% | 1,318 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1399% | 1,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2247% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0009% | 1,234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1137% | 743 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5410% | 158 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3586% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2045% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3983% | 2,034 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0675% | 1,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0827% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1521% | 1,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0183% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1241% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1974% | 212 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1032% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0688% | 306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3388% | 2,661 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0794% | 1,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.1142% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1712% | 1,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 1,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0104% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 1,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1006% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8783% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4805% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0033% | 438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2846% | 2,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 901 |
| Percentage Net Loans Charged-off:Construction & development | 0.1666% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 1,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0303% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0278% | 752 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6284% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3245% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0005% | 1,152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1806% | 4,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1903% | 415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0087% | 349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4570% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0028% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0120% | 737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7199% | 438 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6358% | 534 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0904% | 258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3836% | 3,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3985% | 372 |
| Percentage Net Loans Charged-off:Construction & development | 0.1857% | 392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9519% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1124% | 319 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0481% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0185% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0545% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1733% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1639% | 352 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6865% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0318% | 378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4827% | 4,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1366% | 863 |
| Percentage Net Loans Charged-off:Construction & development | 0.6262% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2269% | 728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0283% | 404 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0256% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0907% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 1,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3671% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6973% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6572% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0136% | 456 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1171% | 131 |