Home > Citizens Bank > Net charge- offs to loans
Citizens Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3979% | 262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2272% | 115 |
| Percentage Net Loans Charged-off:Construction & development | 0.2392% | 83 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9463% | 49 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 4,473 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0228% | 4,181 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0037% | 4,221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0315% | 4,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2264% | 878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0609% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0989% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8030% | 724 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0663% | 62 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3785% | 227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2056% | 90 |
| Percentage Net Loans Charged-off:Construction & development | 0.2875% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8418% | 47 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0123% | 4,557 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0267% | 4,235 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0143% | 4,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0323% | 4,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2434% | 649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9628% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7957% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7284% | 739 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0884% | 60 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3665% | 225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1666% | 91 |
| Percentage Net Loans Charged-off:Construction & development | 0.2966% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6409% | 46 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0091% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0211% | 4,186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0275% | 4,406 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 4,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2991% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9113% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6593% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6905% | 762 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0001% | 4,643 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3384% | 238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.1877% | 20 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0179% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 4,216 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0230% | 4,493 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 4,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4683% | 282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9129% | 612 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4341% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7192% | 693 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1825% | 452 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0414% | 4,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 3,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0007% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0675% | 4,441 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0652% | 4,510 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0685% | 4,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1304% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6252% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0964% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4715% | 984 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0001% | 4,687 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1669% | 395 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0469% | 4,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0028% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0016% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0774% | 4,491 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0809% | 4,561 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0758% | 4,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1218% | 614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5615% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0594% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4136% | 977 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0001% | 4,724 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1530% | 420 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0636% | 4,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 3,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0995% | 4,431 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0939% | 3,393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1020% | 4,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1113% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5275% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8152% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3969% | 968 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0002% | 988 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1800% | 335 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0705% | 4,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1024% | 4,482 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1205% | 3,440 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0940% | 4,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1153% | 398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5729% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0703% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4354% | 856 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0002% | 970 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2535% | 359 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1096% | 4,610 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 3,935 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1127% | 4,554 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0117% | 3,926 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1256% | 4,522 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1191% | 3,456 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1287% | 4,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3755% | 478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5938% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1737% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4548% | 833 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0023% | 1,038 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2931% | 275 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0912% | 4,615 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 3,979 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0488% | 4,488 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0152% | 3,967 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1199% | 4,578 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0950% | 3,494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1314% | 4,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4702% | 343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6034% | 652 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2646% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4593% | 725 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0030% | 1,033 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3711% | 229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1121% | 4,698 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 4,042 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1742% | 4,708 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0237% | 3,986 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1088% | 4,596 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0727% | 3,501 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1255% | 4,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6533% | 238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6629% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4625% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5090% | 657 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0043% | 1,010 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4939% | 167 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1416% | 4,756 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 4,159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3484% | 4,801 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0466% | 3,991 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0923% | 4,607 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0463% | 3,505 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1135% | 4,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0132% | 140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7411% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5765% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5823% | 648 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0083% | 974 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5405% | 285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1567% | 409 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,071 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7668% | 156 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0283% | 4,018 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0370% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0304% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0704% | 4,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5282% | 658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8824% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8358% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6957% | 829 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4806% | 18 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5232% | 286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 850 |
| Percentage Net Loans Charged-off:Construction & development | -0.0045% | 4,130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2757% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0362% | 4,041 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0277% | 4,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0429% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0632% | 4,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5485% | 558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9587% | 633 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0335% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7608% | 718 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.9397% | 13 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4447% | 357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0393% | 817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2269% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 3,982 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0234% | 4,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0363% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0543% | 4,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4736% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1179% | 611 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1433% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9182% | 671 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0011% | 1,015 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4339% | 339 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0222% | 4,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 4,031 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0347% | 4,529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0239% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0660% | 4,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4594% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2199% | 646 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0862% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0227% | 682 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0012% | 1,000 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3598% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0800% | 842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4434% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0098% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0370% | 4,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0662% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0958% | 4,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1511% | 1,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1254% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0039% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9204% | 800 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0068% | 1,079 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3459% | 488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0791% | 717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4979% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 4,114 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0563% | 4,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0442% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1145% | 4,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1330% | 1,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0889% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0041% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8810% | 802 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0088% | 1,065 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3300% | 517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3429% | 216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0787% | 4,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0189% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1363% | 5,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1770% | 1,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0786% | 690 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0386% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8674% | 770 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0125% | 1,041 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2998% | 500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0610% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6761% | 93 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1472% | 5,099 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0634% | 3,790 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1975% | 5,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0332% | 1,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0902% | 703 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7708% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8997% | 754 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0010% | 1,036 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2991% | 648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 2,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0085% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0627% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0029% | 4,222 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0132% | 4,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0959% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0738% | 4,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1117% | 1,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0913% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6178% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8898% | 836 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0164% | 1,132 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2906% | 571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 1,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0025% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0536% | 567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0032% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 4,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0904% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0748% | 5,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1101% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0695% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6495% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8651% | 785 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0264% | 1,129 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2866% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0038% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 4,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1268% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0763% | 5,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1105% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0638% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7134% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8540% | 754 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0387% | 1,103 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2745% | 565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 1,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0018% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1702% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0714% | 5,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0838% | 721 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5835% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8863% | 778 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0831% | 1,099 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2894% | 908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0509% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1465% | 593 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0899% | 4,490 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 1,894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1940% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0852% | 5,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1428% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9476% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4714% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7456% | 1,115 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0704% | 1,205 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2819% | 768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0713% | 1,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0011% | 419 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1769% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0256% | 4,473 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0443% | 1,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2162% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0733% | 5,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1482% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8780% | 940 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5257% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6668% | 1,143 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1392% | 1,196 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2929% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0519% | 1,159 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0339% | 644 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0360% | 4,526 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0648% | 1,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2318% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0524% | 5,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2268% | 987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8643% | 940 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6407% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6419% | 1,124 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2899% | 630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1136% | 594 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,622 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1888% | 226 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0573% | 4,583 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1028% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2574% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 4,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1302% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8519% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7020% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6223% | 1,098 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2914% | 952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1411% | 970 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 4,492 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0642% | 5,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2769% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1900% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4366% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 4,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0578% | 2,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8677% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2984% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6609% | 1,346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3496% | 771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2655% | 878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1414% | 828 |
| Percentage Net Loans Charged-off:Construction & development | -0.0074% | 4,565 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0873% | 5,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8335% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1838% | 762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4426% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0299% | 5,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0293% | 1,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7954% | 1,055 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3162% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5795% | 1,314 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3249% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2736% | 874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1867% | 660 |
| Percentage Net Loans Charged-off:Construction & development | -0.0108% | 4,679 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 5,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8932% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2420% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4697% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0498% | 1,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0417% | 1,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7849% | 1,031 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3922% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5581% | 1,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2029% | 703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2998% | 716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1920% | 549 |
| Percentage Net Loans Charged-off:Construction & development | -0.0209% | 4,871 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0247% | 5,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0957% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2715% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5053% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0997% | 959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8140% | 973 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3438% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5902% | 1,119 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2141% | 564 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2745% | 1,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1571% | 1,155 |
| Percentage Net Loans Charged-off:Construction & development | -1.6846% | 5,562 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0799% | 5,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0318% | 244 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3115% | 685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3811% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2472% | 886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0388% | 2,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8293% | 1,008 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3515% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5879% | 1,320 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2406% | 795 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2691% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1566% | 1,070 |
| Percentage Net Loans Charged-off:Construction & development | -2.2986% | 5,650 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0657% | 5,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0229% | 207 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3296% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3869% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2760% | 733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0470% | 1,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7971% | 955 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4031% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5452% | 1,273 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2361% | 731 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2648% | 988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1507% | 1,084 |
| Percentage Net Loans Charged-off:Construction & development | -3.3463% | 5,707 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1109% | 5,829 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0662% | 4,870 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3699% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3876% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3531% | 595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0217% | 1,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8303% | 875 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7309% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5448% | 1,177 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2205% | 654 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2317% | 1,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0763% | 1,314 |
| Percentage Net Loans Charged-off:Construction & development | -6.9629% | 5,761 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2451% | 6,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3353% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4306% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3911% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4683% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0203% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8169% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9291% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5083% | 1,179 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2268% | 539 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3915% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4000% | 766 |
| Percentage Net Loans Charged-off:Construction & development | -0.1395% | 5,345 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0809% | 5,961 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0595% | 5,012 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5530% | 588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5033% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6014% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0038% | 4,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9306% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6452% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6240% | 1,411 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2736% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3970% | 1,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4359% | 672 |
| Percentage Net Loans Charged-off:Construction & development | -0.1702% | 5,439 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1280% | 6,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1495% | 264 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6075% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5102% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7026% | 429 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0339% | 4,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9157% | 967 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6921% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5952% | 1,327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2700% | 730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3827% | 1,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4291% | 729 |
| Percentage Net Loans Charged-off:Construction & development | -0.0948% | 5,392 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2127% | 6,262 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6916% | 5,201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6400% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5549% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7236% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0960% | 5,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9504% | 928 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7736% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6145% | 1,199 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2537% | 663 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4360% | 836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4490% | 646 |
| Percentage Net Loans Charged-off:Construction & development | -0.1266% | 5,556 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4438% | 6,440 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7549% | 5,223 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7311% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6306% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8303% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0423% | 1,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9873% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6917% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6544% | 1,122 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2709% | 536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6112% | 1,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7457% | 721 |
| Percentage Net Loans Charged-off:Construction & development | -0.6895% | 5,910 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2565% | 1,534 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4065% | 5,341 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9530% | 504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5255% | 650 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3581% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0323% | 2,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1441% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8512% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8004% | 1,324 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2622% | 852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6234% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7730% | 654 |
| Percentage Net Loans Charged-off:Construction & development | -0.7922% | 5,992 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0740% | 1,934 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7326% | 5,404 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0492% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5589% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5101% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0182% | 2,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1571% | 887 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7910% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8233% | 1,159 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2301% | 815 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6061% | 1,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7653% | 745 |
| Percentage Net Loans Charged-off:Construction & development | -0.9009% | 6,042 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1718% | 1,397 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.6652% | 5,416 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0450% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6168% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4436% | 343 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0538% | 5,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1758% | 864 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8026% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8425% | 1,091 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1930% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5957% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7495% | 711 |
| Percentage Net Loans Charged-off:Construction & development | -0.5653% | 6,014 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2151% | 963 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.1544% | 5,455 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1331% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6420% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5845% | 327 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1632% | 5,863 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3056% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7571% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9930% | 915 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1571% | 705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0746% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3979% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 1.0177% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7567% | 1,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4369% | 285 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5482% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9303% | 700 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0835% | 346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1448% | 2,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4380% | 931 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7702% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1333% | 1,119 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4826% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1212% | 899 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5128% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 1.5197% | 1,159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7755% | 1,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0926% | 224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6587% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9761% | 620 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2432% | 313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0795% | 2,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3891% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7539% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0806% | 1,069 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4761% | 712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0626% | 1,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3712% | 676 |
| Percentage Net Loans Charged-off:Construction & development | 1.4476% | 1,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7095% | 1,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2047% | 164 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4518% | 584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7898% | 663 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0116% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1798% | 2,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3596% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9201% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0253% | 1,094 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4508% | 659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9745% | 1,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2090% | 770 |
| Percentage Net Loans Charged-off:Construction & development | -0.0231% | 6,009 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4608% | 1,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4639% | 298 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4774% | 554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8108% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0340% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1604% | 1,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2860% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7736% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9609% | 1,059 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6544% | 448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4217% | 1,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7726% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 0.6495% | 2,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4298% | 859 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0895% | 264 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8172% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0352% | 821 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4177% | 446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4576% | 2,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7223% | 948 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0418% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1649% | 1,243 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3785% | 905 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3516% | 1,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7031% | 787 |
| Percentage Net Loans Charged-off:Construction & development | 0.8516% | 1,986 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0143% | 1,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1978% | 310 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8656% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1326% | 674 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4185% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2931% | 2,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7157% | 898 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4206% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0952% | 1,172 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3428% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3234% | 1,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7100% | 803 |
| Percentage Net Loans Charged-off:Construction & development | 0.8142% | 1,748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9390% | 1,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5544% | 375 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9617% | 546 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1832% | 645 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5352% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1273% | 2,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7415% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8116% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0395% | 1,163 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2452% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4276% | 958 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9314% | 594 |
| Percentage Net Loans Charged-off:Construction & development | 1.4472% | 1,104 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3496% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4756% | 336 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1665% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2934% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7931% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1010% | 6,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8382% | 808 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4808% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9808% | 1,086 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2737% | 656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1081% | 936 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4801% | 697 |
| Percentage Net Loans Charged-off:Construction & development | 5.5265% | 1,130 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4699% | 470 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5199% | 257 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2058% | 568 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3876% | 683 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6958% | 458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0434% | 2,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2465% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9847% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7923% | 895 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1807% | 835 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6003% | 592 |
| Percentage Net Loans Charged-off:Construction & development | 6.3328% | 904 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6842% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5065% | 231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2613% | 491 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4265% | 617 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7452% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9753% | 2,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2451% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5862% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7869% | 829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4806% | 700 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8031% | 520 |
| Percentage Net Loans Charged-off:Construction & development | 6.5809% | 796 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0326% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.7854% | 162 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3801% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4943% | 535 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8776% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3044% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7542% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9860% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9953% | 652 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4511% | 673 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7621% | 520 |
| Percentage Net Loans Charged-off:Construction & development | 4.9020% | 790 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0678% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.1500% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6580% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6950% | 427 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1823% | 337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2854% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7939% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0792% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7671% | 605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3910% | 956 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2664% | 916 |
| Percentage Net Loans Charged-off:Construction & development | 4.2782% | 1,396 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9953% | 574 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6022% | 259 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1487% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3349% | 696 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5108% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0437% | 1,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2173% | 732 |
| Percentage Net Loans Charged-off: Credit card loans | 11.3002% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5870% | 793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1381% | 904 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0226% | 826 |
| Percentage Net Loans Charged-off:Construction & development | 3.1000% | 1,397 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4491% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6105% | 222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0547% | 515 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3042% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3755% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9480% | 1,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7586% | 858 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6214% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5752% | 678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0851% | 886 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9220% | 801 |
| Percentage Net Loans Charged-off:Construction & development | 2.2840% | 1,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8130% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6587% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8801% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1929% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1598% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9727% | 1,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6623% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9414% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0058% | 542 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8476% | 785 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7484% | 654 |
| Percentage Net Loans Charged-off:Construction & development | 1.0339% | 1,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8153% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7524% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6844% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9781% | 442 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9569% | 405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5755% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5512% | 866 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8277% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0352% | 602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1240% | 1,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9888% | 935 |
| Percentage Net Loans Charged-off:Construction & development | 1.3044% | 1,391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7908% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7269% | 221 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0010% | 607 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0612% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9831% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7550% | 2,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7835% | 1,182 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4497% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2755% | 689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9788% | 869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8423% | 758 |
| Percentage Net Loans Charged-off:Construction & development | 0.9071% | 1,142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6538% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8114% | 198 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8797% | 533 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0588% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8289% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4765% | 2,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6820% | 1,050 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8948% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4693% | 536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8888% | 769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7886% | 629 |
| Percentage Net Loans Charged-off:Construction & development | 0.8665% | 814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6318% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6802% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8205% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1715% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7249% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4914% | 1,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4838% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6685% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9820% | 581 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8853% | 600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7195% | 486 |
| Percentage Net Loans Charged-off:Construction & development | 1.7934% | 320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4958% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7018% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7368% | 431 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3240% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5825% | 489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8292% | 917 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4451% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2850% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7874% | 534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4724% | 1,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2776% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | 1.3053% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2187% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0929% | 232 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2687% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5142% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2038% | 1,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5339% | 1,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9175% | 1,770 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7923% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0629% | 615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4132% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2316% | 781 |
| Percentage Net Loans Charged-off:Construction & development | 1.5190% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1727% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0480% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2155% | 859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4484% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1536% | 1,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4420% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8390% | 1,667 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5308% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0484% | 525 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3144% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1623% | 874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0084% | 833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1902% | 819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2856% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1715% | 810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4442% | 1,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5466% | 2,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.8924% | 138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3551% | 863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2056% | 554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0226% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2397% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2905% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2297% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3690% | 1,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6177% | 1,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.7358% | 116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2831% | 1,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1490% | 974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0334% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0406% | 174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1715% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2579% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1530% | 1,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3328% | 2,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4842% | 2,956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.6717% | 114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2758% | 1,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1463% | 781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0472% | 747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0526% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1668% | 811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2237% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1544% | 847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3528% | 1,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4496% | 2,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.5492% | 90 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2541% | 1,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 1,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0728% | 555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 1,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 1,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3043% | 1,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8641% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.8433% | 73 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2906% | 944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0858% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 1,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 1,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4019% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0549% | 1,230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.2482% | 60 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2216% | 2,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 3,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 7,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 2,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0058% | 666 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 2,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1766% | 2,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7139% | 2,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 24.5383% | 52 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1807% | 2,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 2,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 7,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 2,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0077% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 2,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1424% | 2,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5794% | 2,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 23.0977% | 44 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1005% | 2,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 2,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 2,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0115% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0771% | 2,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2903% | 3,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 24.1317% | 41 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |