Home > Citizens Bank > Income and Expense
Citizens Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $22,305,000 | 1,748 |
| Total interest expense | $2,735,000 | 2,737 |
| Net interest income | $19,570,000 | 1,459 |
| Provision for loan and lease losses | $465,000 | 1,340 |
| Total noninterest income | $1,192,000 | 2,535 |
| Gross Fiduciary activities income | $61,000 | 753 |
| Service charges on deposit accounts | $363,000 | 1,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $768,000 | 2,554 |
| Total noninterest expense | $14,709,000 | 1,554 |
| Salaries and employee benefits | $7,760,000 | 1,642 |
| Premises and equipment expense | $2,742,000 | 946 |
| Additional noninterest expense | $768,000 | 2,554 |
| Pre-tax net operating income | $5,588,000 | 1,804 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,175,000 | 1,330 |
| Income before extraordinary items | $4,413,000 | 1,877 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,413,000 | 1,900 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,413,000 | 1,880 |
| Net charge-offs | $1,562,000 | 424 |
| Cash dividends | $113,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,413,000 | 1,905 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $16,582,000 | 1,729 |
| Total interest expense | $1,908,000 | 2,700 |
| Net interest income | $14,674,000 | 1,477 |
| Provision for loan and lease losses | $315,000 | 1,300 |
| Total noninterest income | $905,000 | 2,520 |
| Gross Fiduciary activities income | $40,000 | 755 |
| Service charges on deposit accounts | $283,000 | 1,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $582,000 | 2,537 |
| Total noninterest expense | $10,882,000 | 1,559 |
| Salaries and employee benefits | $5,880,000 | 1,631 |
| Premises and equipment expense | $2,155,000 | 916 |
| Additional noninterest expense | $582,000 | 2,536 |
| Pre-tax net operating income | $4,382,000 | 1,795 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $927,000 | 1,333 |
| Income before extraordinary items | $3,455,000 | 1,885 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,455,000 | 1,902 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,455,000 | 1,885 |
| Net charge-offs | $1,556,000 | 336 |
| Cash dividends | $50,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,455,000 | 1,914 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $11,039,000 | 1,706 |
| Total interest expense | $1,167,000 | 2,656 |
| Net interest income | $9,872,000 | 1,483 |
| Provision for loan and lease losses | $165,000 | 1,469 |
| Total noninterest income | $543,000 | 2,609 |
| Gross Fiduciary activities income | $27,000 | 747 |
| Service charges on deposit accounts | $184,000 | 1,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 2,652 |
| Total noninterest expense | $7,269,000 | 1,536 |
| Salaries and employee benefits | $3,917,000 | 1,626 |
| Premises and equipment expense | $1,409,000 | 914 |
| Additional noninterest expense | $332,000 | 2,647 |
| Pre-tax net operating income | $2,981,000 | 1,765 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $631,000 | 1,325 |
| Income before extraordinary items | $2,350,000 | 1,856 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,350,000 | 1,878 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,350,000 | 1,856 |
| Net charge-offs | $1,554,000 | 254 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,350,000 | 1,866 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,294,000 | 1,734 |
| Total interest expense | $499,000 | 2,642 |
| Net interest income | $4,795,000 | 1,531 |
| Provision for loan and lease losses | $75,000 | 1,413 |
| Total noninterest income | $227,000 | 2,804 |
| Gross Fiduciary activities income | $13,000 | 777 |
| Service charges on deposit accounts | $89,000 | 2,036 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 2,930 |
| Total noninterest expense | $3,653,000 | 1,554 |
| Salaries and employee benefits | $1,953,000 | 1,662 |
| Premises and equipment expense | $710,000 | 932 |
| Additional noninterest expense | $125,000 | 2,930 |
| Pre-tax net operating income | $1,294,000 | 1,973 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $275,000 | 1,461 |
| Income before extraordinary items | $1,019,000 | 2,068 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,019,000 | 2,067 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,019,000 | 2,068 |
| Net charge-offs | $-6,000 | 3,898 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,019,000 | 2,095 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $16,940,000 | 1,779 |
| Total interest expense | $828,000 | 2,651 |
| Net interest income | $16,112,000 | 1,685 |
| Provision for loan and lease losses | $600,000 | 1,102 |
| Total noninterest income | $1,699,000 | 2,211 |
| Gross Fiduciary activities income | $61,000 | 784 |
| Service charges on deposit accounts | $450,000 | 1,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,188,000 | 2,158 |
| Total noninterest expense | $13,911,000 | 1,589 |
| Salaries and employee benefits | $8,053,000 | 1,557 |
| Premises and equipment expense | $2,451,000 | 1,020 |
| Additional noninterest expense | $1,188,000 | 2,158 |
| Pre-tax net operating income | $3,300,000 | 2,536 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $693,000 | 1,815 |
| Income before extraordinary items | $2,607,000 | 2,623 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,607,000 | 2,620 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,607,000 | 2,622 |
| Net charge-offs | $-88,000 | 4,244 |
| Cash dividends | $38,000 | 3,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,607,000 | 2,658 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,835,000 | 1,824 |
| Total interest expense | $461,000 | 2,766 |
| Net interest income | $11,374,000 | 1,749 |
| Provision for loan and lease losses | $495,000 | 972 |
| Total noninterest income | $1,368,000 | 2,162 |
| Gross Fiduciary activities income | $40,000 | 787 |
| Service charges on deposit accounts | $344,000 | 1,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $984,000 | 2,075 |
| Total noninterest expense | $10,383,000 | 1,585 |
| Salaries and employee benefits | $6,060,000 | 1,556 |
| Premises and equipment expense | $1,778,000 | 1,045 |
| Additional noninterest expense | $984,000 | 2,075 |
| Pre-tax net operating income | $1,864,000 | 2,861 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $395,000 | 1,991 |
| Income before extraordinary items | $1,469,000 | 2,941 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,469,000 | 2,939 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,469,000 | 2,940 |
| Net charge-offs | $-36,000 | 3,972 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,469,000 | 2,975 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,332,000 | 1,874 |
| Total interest expense | $306,000 | 2,629 |
| Net interest income | $7,026,000 | 1,812 |
| Provision for loan and lease losses | $375,000 | 821 |
| Total noninterest income | $942,000 | 2,129 |
| Gross Fiduciary activities income | $27,000 | 754 |
| Service charges on deposit accounts | $231,000 | 1,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $684,000 | 2,075 |
| Total noninterest expense | $6,802,000 | 1,589 |
| Salaries and employee benefits | $4,031,000 | 1,560 |
| Premises and equipment expense | $1,125,000 | 1,079 |
| Additional noninterest expense | $1,646,000 | 1,858 |
| Pre-tax net operating income | $791,000 | 3,260 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $168,000 | 2,268 |
| Income before extraordinary items | $623,000 | 3,349 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $623,000 | 3,348 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $623,000 | 3,349 |
| Net charge-offs | $-41,000 | 4,121 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $623,000 | 3,383 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 1,879 |
| Total interest expense | $153,000 | 2,604 |
| Net interest income | $3,374,000 | 1,827 |
| Provision for loan and lease losses | $225,000 | 608 |
| Total noninterest income | $520,000 | 2,028 |
| Gross Fiduciary activities income | $13,000 | 756 |
| Service charges on deposit accounts | $121,000 | 1,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $386,000 | 1,941 |
| Total noninterest expense | $3,301,000 | 1,614 |
| Salaries and employee benefits | $1,924,000 | 1,618 |
| Premises and equipment expense | $551,000 | 1,100 |
| Additional noninterest expense | $826,000 | 1,827 |
| Pre-tax net operating income | $368,000 | 3,216 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $78,000 | 2,233 |
| Income before extraordinary items | $290,000 | 3,308 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $290,000 | 3,306 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $290,000 | 3,308 |
| Net charge-offs | $-39,000 | 4,338 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $290,000 | 3,332 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $15,953,000 | 1,780 |
| Total interest expense | $789,000 | 2,539 |
| Net interest income | $15,164,000 | 1,711 |
| Provision for loan and lease losses | $1,100,000 | 540 |
| Total noninterest income | $1,108,000 | 2,856 |
| Gross Fiduciary activities income | $57,000 | 757 |
| Service charges on deposit accounts | $455,000 | 1,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $596,000 | 3,119 |
| Total noninterest expense | $13,023,000 | 1,632 |
| Salaries and employee benefits | $7,825,000 | 1,587 |
| Premises and equipment expense | $2,052,000 | 1,181 |
| Additional noninterest expense | $3,146,000 | 1,905 |
| Pre-tax net operating income | $2,149,000 | 3,058 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $446,000 | 2,174 |
| Income before extraordinary items | $1,703,000 | 3,219 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,703,000 | 3,218 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,703,000 | 3,219 |
| Net charge-offs | $1,412,000 | 345 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,703,000 | 3,194 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,338,000 | 1,765 |
| Total interest expense | $621,000 | 2,558 |
| Net interest income | $11,717,000 | 1,701 |
| Provision for loan and lease losses | $875,000 | 518 |
| Total noninterest income | $747,000 | 3,005 |
| Gross Fiduciary activities income | $42,000 | 750 |
| Service charges on deposit accounts | $326,000 | 1,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 3,307 |
| Total noninterest expense | $9,730,000 | 1,633 |
| Salaries and employee benefits | $5,907,000 | 1,588 |
| Premises and equipment expense | $1,510,000 | 1,219 |
| Additional noninterest expense | $2,313,000 | 1,941 |
| Pre-tax net operating income | $1,859,000 | 3,013 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $384,000 | 2,153 |
| Income before extraordinary items | $1,475,000 | 3,155 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,475,000 | 3,154 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,475,000 | 3,155 |
| Net charge-offs | $1,384,000 | 280 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,475,000 | 3,134 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,643,000 | 1,696 |
| Total interest expense | $449,000 | 2,523 |
| Net interest income | $8,194,000 | 1,618 |
| Provision for loan and lease losses | $600,000 | 497 |
| Total noninterest income | $321,000 | 3,461 |
| Gross Fiduciary activities income | $28,000 | 751 |
| Service charges on deposit accounts | $199,000 | 1,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 4,082 |
| Total noninterest expense | $6,364,000 | 1,649 |
| Salaries and employee benefits | $3,872,000 | 1,600 |
| Premises and equipment expense | $987,000 | 1,230 |
| Additional noninterest expense | $1,505,000 | 1,959 |
| Pre-tax net operating income | $1,551,000 | 2,731 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $322,000 | 1,973 |
| Income before extraordinary items | $1,229,000 | 2,903 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,229,000 | 2,902 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,229,000 | 2,903 |
| Net charge-offs | $1,383,000 | 227 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,229,000 | 2,879 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,691,000 | 1,584 |
| Total interest expense | $238,000 | 2,508 |
| Net interest income | $4,453,000 | 1,505 |
| Provision for loan and lease losses | $300,000 | 548 |
| Total noninterest income | $49,000 | 4,362 |
| Gross Fiduciary activities income | $11,000 | 782 |
| Service charges on deposit accounts | $94,000 | 1,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-56,000 | 4,958 |
| Total noninterest expense | $3,150,000 | 1,658 |
| Salaries and employee benefits | $1,923,000 | 1,602 |
| Premises and equipment expense | $488,000 | 1,250 |
| Additional noninterest expense | $739,000 | 1,954 |
| Pre-tax net operating income | $1,052,000 | 2,305 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $219,000 | 1,751 |
| Income before extraordinary items | $833,000 | 2,456 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $833,000 | 2,454 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $833,000 | 2,456 |
| Net charge-offs | $1,386,000 | 162 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $833,000 | 2,422 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $18,371,000 | 1,602 |
| Total interest expense | $1,734,000 | 2,158 |
| Net interest income | $16,637,000 | 1,507 |
| Provision for loan and lease losses | $2,220,000 | 974 |
| Total noninterest income | $1,031,000 | 2,832 |
| Gross Fiduciary activities income | $62,000 | 760 |
| Service charges on deposit accounts | $440,000 | 1,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $529,000 | 3,094 |
| Total noninterest expense | $12,439,000 | 1,657 |
| Salaries and employee benefits | $7,550,000 | 1,591 |
| Premises and equipment expense | $1,887,000 | 1,241 |
| Additional noninterest expense | $3,002,000 | 1,910 |
| Pre-tax net operating income | $3,009,000 | 2,419 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $633,000 | 1,777 |
| Income before extraordinary items | $2,376,000 | 2,610 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,376,000 | 2,609 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,376,000 | 2,610 |
| Net charge-offs | $-2,000 | 3,992 |
| Cash dividends | $76,000 | 3,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,376,000 | 2,566 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,087,000 | 1,578 |
| Total interest expense | $1,432,000 | 2,101 |
| Net interest income | $12,655,000 | 1,485 |
| Provision for loan and lease losses | $1,920,000 | 910 |
| Total noninterest income | $688,000 | 2,943 |
| Gross Fiduciary activities income | $48,000 | 747 |
| Service charges on deposit accounts | $328,000 | 1,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,309 |
| Total noninterest expense | $9,299,000 | 1,640 |
| Salaries and employee benefits | $5,644,000 | 1,578 |
| Premises and equipment expense | $1,438,000 | 1,221 |
| Additional noninterest expense | $2,217,000 | 1,919 |
| Pre-tax net operating income | $2,124,000 | 2,496 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $450,000 | 1,806 |
| Income before extraordinary items | $1,674,000 | 2,680 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,674,000 | 2,679 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,674,000 | 2,680 |
| Net charge-offs | $10,000 | 2,745 |
| Cash dividends | $76,000 | 3,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,674,000 | 2,635 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,070,000 | 1,509 |
| Total interest expense | $1,059,000 | 2,074 |
| Net interest income | $9,011,000 | 1,401 |
| Provision for loan and lease losses | $1,520,000 | 851 |
| Total noninterest income | $241,000 | 3,638 |
| Gross Fiduciary activities income | $32,000 | 750 |
| Service charges on deposit accounts | $227,000 | 1,742 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-18,000 | 5,026 |
| Total noninterest expense | $6,276,000 | 1,616 |
| Salaries and employee benefits | $3,821,000 | 1,546 |
| Premises and equipment expense | $969,000 | 1,216 |
| Additional noninterest expense | $1,486,000 | 1,896 |
| Pre-tax net operating income | $1,456,000 | 2,425 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $310,000 | 1,721 |
| Income before extraordinary items | $1,146,000 | 2,622 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,146,000 | 2,621 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,146,000 | 2,622 |
| Net charge-offs | $2,000 | 2,854 |
| Cash dividends | $76,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,146,000 | 2,579 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,591,000 | 1,621 |
| Total interest expense | $563,000 | 2,133 |
| Net interest income | $4,028,000 | 1,494 |
| Provision for loan and lease losses | $240,000 | 1,334 |
| Total noninterest income | $161,000 | 3,287 |
| Gross Fiduciary activities income | $16,000 | 761 |
| Service charges on deposit accounts | $139,000 | 1,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 4,817 |
| Total noninterest expense | $3,148,000 | 1,625 |
| Salaries and employee benefits | $1,892,000 | 1,576 |
| Premises and equipment expense | $499,000 | 1,193 |
| Additional noninterest expense | $757,000 | 1,904 |
| Pre-tax net operating income | $801,000 | 2,161 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $175,000 | 1,501 |
| Income before extraordinary items | $626,000 | 2,337 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $626,000 | 2,336 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $626,000 | 2,337 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $76,000 | 2,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $626,000 | 2,303 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $19,148,000 | 1,572 |
| Total interest expense | $2,226,000 | 2,191 |
| Net interest income | $16,922,000 | 1,429 |
| Provision for loan and lease losses | $780,000 | 1,098 |
| Total noninterest income | $680,000 | 3,297 |
| Gross Fiduciary activities income | $65,000 | 771 |
| Service charges on deposit accounts | $536,000 | 1,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 4,531 |
| Total noninterest expense | $12,031,000 | 1,641 |
| Salaries and employee benefits | $7,499,000 | 1,545 |
| Premises and equipment expense | $1,875,000 | 1,227 |
| Additional noninterest expense | $2,657,000 | 2,119 |
| Pre-tax net operating income | $4,791,000 | 1,818 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,001,000 | 1,432 |
| Income before extraordinary items | $3,790,000 | 1,962 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,790,000 | 1,963 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,790,000 | 1,964 |
| Net charge-offs | $274,000 | 1,425 |
| Cash dividends | $278,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,790,000 | 1,929 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $14,291,000 | 1,597 |
| Total interest expense | $1,653,000 | 2,214 |
| Net interest income | $12,638,000 | 1,448 |
| Provision for loan and lease losses | $540,000 | 1,091 |
| Total noninterest income | $786,000 | 2,779 |
| Gross Fiduciary activities income | $45,000 | 774 |
| Service charges on deposit accounts | $397,000 | 1,844 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $344,000 | 3,131 |
| Total noninterest expense | $9,169,000 | 1,631 |
| Salaries and employee benefits | $5,632,000 | 1,543 |
| Premises and equipment expense | $1,447,000 | 1,215 |
| Additional noninterest expense | $2,090,000 | 2,051 |
| Pre-tax net operating income | $3,715,000 | 1,812 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $774,000 | 1,449 |
| Income before extraordinary items | $2,941,000 | 1,964 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,941,000 | 1,964 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,941,000 | 1,965 |
| Net charge-offs | $276,000 | 1,086 |
| Cash dividends | $202,000 | 3,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,941,000 | 1,934 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,315,000 | 1,632 |
| Total interest expense | $1,095,000 | 2,205 |
| Net interest income | $8,220,000 | 1,480 |
| Provision for loan and lease losses | $330,000 | 1,143 |
| Total noninterest income | $501,000 | 2,806 |
| Gross Fiduciary activities income | $30,000 | 775 |
| Service charges on deposit accounts | $261,000 | 1,844 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 3,220 |
| Total noninterest expense | $6,134,000 | 1,624 |
| Salaries and employee benefits | $3,753,000 | 1,542 |
| Premises and equipment expense | $966,000 | 1,222 |
| Additional noninterest expense | $1,415,000 | 2,044 |
| Pre-tax net operating income | $2,257,000 | 1,933 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $470,000 | 1,497 |
| Income before extraordinary items | $1,787,000 | 2,083 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,787,000 | 2,081 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,787,000 | 2,083 |
| Net charge-offs | $58,000 | 1,732 |
| Cash dividends | $126,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,787,000 | 2,058 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 1,692 |
| Total interest expense | $545,000 | 2,191 |
| Net interest income | $3,892,000 | 1,576 |
| Provision for loan and lease losses | $150,000 | 1,133 |
| Total noninterest income | $252,000 | 2,740 |
| Gross Fiduciary activities income | $15,000 | 781 |
| Service charges on deposit accounts | $130,000 | 1,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 3,137 |
| Total noninterest expense | $3,092,000 | 1,615 |
| Salaries and employee benefits | $1,893,000 | 1,538 |
| Premises and equipment expense | $463,000 | 1,286 |
| Additional noninterest expense | $736,000 | 1,952 |
| Pre-tax net operating income | $902,000 | 2,190 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $188,000 | 1,641 |
| Income before extraordinary items | $714,000 | 2,339 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $714,000 | 2,338 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $714,000 | 2,338 |
| Net charge-offs | $58,000 | 1,135 |
| Cash dividends | $63,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $714,000 | 2,326 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $16,909,000 | 1,678 |
| Total interest expense | $1,650,000 | 2,206 |
| Net interest income | $15,259,000 | 1,571 |
| Provision for loan and lease losses | $510,000 | 1,430 |
| Total noninterest income | $1,493,000 | 2,344 |
| Gross Fiduciary activities income | $66,000 | 799 |
| Service charges on deposit accounts | $622,000 | 1,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $805,000 | 2,491 |
| Total noninterest expense | $12,270,000 | 1,581 |
| Salaries and employee benefits | $7,218,000 | 1,561 |
| Premises and equipment expense | $1,821,000 | 1,276 |
| Additional noninterest expense | $3,231,000 | 1,793 |
| Pre-tax net operating income | $3,972,000 | 2,118 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $827,000 | 1,558 |
| Income before extraordinary items | $3,145,000 | 2,252 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,145,000 | 2,250 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,145,000 | 2,251 |
| Net charge-offs | $284,000 | 1,371 |
| Cash dividends | $215,000 | 3,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,145,000 | 2,251 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,474,000 | 1,826 |
| Total interest expense | $1,002,000 | 2,437 |
| Net interest income | $10,472,000 | 1,713 |
| Provision for loan and lease losses | $270,000 | 1,667 |
| Total noninterest income | $1,052,000 | 2,432 |
| Gross Fiduciary activities income | $54,000 | 790 |
| Service charges on deposit accounts | $412,000 | 1,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $586,000 | 2,545 |
| Total noninterest expense | $8,083,000 | 1,781 |
| Salaries and employee benefits | $4,985,000 | 1,681 |
| Premises and equipment expense | $1,239,000 | 1,382 |
| Additional noninterest expense | $1,859,000 | 2,232 |
| Pre-tax net operating income | $3,171,000 | 2,047 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $663,000 | 1,541 |
| Income before extraordinary items | $2,508,000 | 2,167 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,508,000 | 2,165 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,508,000 | 2,166 |
| Net charge-offs | $260,000 | 1,078 |
| Cash dividends | $152,000 | 3,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,508,000 | 2,168 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,448,000 | 1,846 |
| Total interest expense | $572,000 | 2,595 |
| Net interest income | $6,876,000 | 1,737 |
| Provision for loan and lease losses | $150,000 | 1,766 |
| Total noninterest income | $621,000 | 2,599 |
| Gross Fiduciary activities income | $34,000 | 795 |
| Service charges on deposit accounts | $279,000 | 1,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 2,866 |
| Total noninterest expense | $5,236,000 | 1,836 |
| Salaries and employee benefits | $3,223,000 | 1,728 |
| Premises and equipment expense | $824,000 | 1,401 |
| Additional noninterest expense | $1,189,000 | 2,307 |
| Pre-tax net operating income | $2,111,000 | 2,019 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $441,000 | 1,520 |
| Income before extraordinary items | $1,670,000 | 2,147 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,670,000 | 2,144 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,670,000 | 2,146 |
| Net charge-offs | $147,000 | 1,091 |
| Cash dividends | $101,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,670,000 | 2,138 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,626,000 | 1,872 |
| Total interest expense | $271,000 | 2,615 |
| Net interest income | $3,355,000 | 1,770 |
| Provision for loan and lease losses | $75,000 | 1,680 |
| Total noninterest income | $321,000 | 2,529 |
| Gross Fiduciary activities income | $19,000 | 795 |
| Service charges on deposit accounts | $149,000 | 1,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 2,819 |
| Total noninterest expense | $2,526,000 | 1,916 |
| Salaries and employee benefits | $1,523,000 | 1,821 |
| Premises and equipment expense | $407,000 | 1,432 |
| Additional noninterest expense | $596,000 | 2,287 |
| Pre-tax net operating income | $1,075,000 | 1,942 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $225,000 | 1,465 |
| Income before extraordinary items | $850,000 | 2,077 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $850,000 | 2,076 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $850,000 | 2,077 |
| Net charge-offs | $155,000 | 664 |
| Cash dividends | $51,000 | 2,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $850,000 | 2,065 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $13,312,000 | 1,950 |
| Total interest expense | $782,000 | 2,958 |
| Net interest income | $12,530,000 | 1,846 |
| Provision for loan and lease losses | $900,000 | 974 |
| Total noninterest income | $1,534,000 | 2,369 |
| Gross Fiduciary activities income | $69,000 | 818 |
| Service charges on deposit accounts | $637,000 | 1,676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $828,000 | 2,531 |
| Total noninterest expense | $10,521,000 | 1,831 |
| Salaries and employee benefits | $6,436,000 | 1,710 |
| Premises and equipment expense | $1,795,000 | 1,296 |
| Additional noninterest expense | $2,290,000 | 2,402 |
| Pre-tax net operating income | $2,643,000 | 2,672 |
| Securities gains (losses) | $-40,000 | 5,276 |
| Applicable income taxes | $1,016,000 | 1,858 |
| Income before extraordinary items | $1,587,000 | 3,040 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,587,000 | 3,038 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,587,000 | 3,040 |
| Net charge-offs | $2,114,000 | 386 |
| Cash dividends | $102,000 | 3,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,612,600 | 2,995 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,897,000 | 1,963 |
| Total interest expense | $533,000 | 3,110 |
| Net interest income | $9,364,000 | 1,858 |
| Provision for loan and lease losses | $675,000 | 944 |
| Total noninterest income | $1,123,000 | 2,417 |
| Gross Fiduciary activities income | $46,000 | 827 |
| Service charges on deposit accounts | $488,000 | 1,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $589,000 | 2,603 |
| Total noninterest expense | $7,913,000 | 1,827 |
| Salaries and employee benefits | $4,794,000 | 1,723 |
| Premises and equipment expense | $1,375,000 | 1,280 |
| Additional noninterest expense | $1,744,000 | 2,384 |
| Pre-tax net operating income | $1,899,000 | 2,787 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $629,000 | 1,875 |
| Income before extraordinary items | $1,270,000 | 3,117 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,270,000 | 3,116 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,270,000 | 3,117 |
| Net charge-offs | $1,365,000 | 398 |
| Cash dividends | $51,000 | 3,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,270,000 | 3,093 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,582,000 | 1,950 |
| Total interest expense | $332,000 | 3,186 |
| Net interest income | $6,250,000 | 1,834 |
| Provision for loan and lease losses | $450,000 | 912 |
| Total noninterest income | $805,000 | 2,346 |
| Gross Fiduciary activities income | $34,000 | 824 |
| Service charges on deposit accounts | $336,000 | 1,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 2,494 |
| Total noninterest expense | $5,241,000 | 1,835 |
| Salaries and employee benefits | $3,150,000 | 1,749 |
| Premises and equipment expense | $935,000 | 1,262 |
| Additional noninterest expense | $1,156,000 | 2,399 |
| Pre-tax net operating income | $1,364,000 | 2,641 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $452,000 | 1,795 |
| Income before extraordinary items | $912,000 | 2,960 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $912,000 | 2,960 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $912,000 | 2,960 |
| Net charge-offs | $1,358,000 | 287 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $912,000 | 2,943 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,309,000 | 1,939 |
| Total interest expense | $167,000 | 3,175 |
| Net interest income | $3,142,000 | 1,824 |
| Provision for loan and lease losses | $225,000 | 857 |
| Total noninterest income | $349,000 | 2,514 |
| Gross Fiduciary activities income | $18,000 | 825 |
| Service charges on deposit accounts | $172,000 | 1,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 2,863 |
| Total noninterest expense | $2,536,000 | 1,904 |
| Salaries and employee benefits | $1,512,000 | 1,838 |
| Premises and equipment expense | $423,000 | 1,388 |
| Additional noninterest expense | $601,000 | 2,317 |
| Pre-tax net operating income | $730,000 | 2,458 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $243,000 | 1,683 |
| Income before extraordinary items | $487,000 | 2,795 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $487,000 | 2,795 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $487,000 | 2,795 |
| Net charge-offs | $1,358,000 | 188 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $487,000 | 2,778 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,270,000 | 1,900 |
| Total interest expense | $522,000 | 3,575 |
| Net interest income | $12,748,000 | 1,760 |
| Provision for loan and lease losses | $1,175,000 | 799 |
| Total noninterest income | $1,975,000 | 2,133 |
| Gross Fiduciary activities income | $66,000 | 844 |
| Service charges on deposit accounts | $796,000 | 1,446 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,113,000 | 2,268 |
| Total noninterest expense | $10,340,000 | 1,848 |
| Salaries and employee benefits | $6,290,000 | 1,710 |
| Premises and equipment expense | $1,608,000 | 1,419 |
| Additional noninterest expense | $2,442,000 | 2,355 |
| Pre-tax net operating income | $3,208,000 | 2,286 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,067,000 | 1,573 |
| Income before extraordinary items | $2,141,000 | 2,676 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,141,000 | 2,674 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,141,000 | 2,675 |
| Net charge-offs | $103,000 | 2,588 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,141,000 | 2,623 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,852,000 | 1,920 |
| Total interest expense | $383,000 | 3,635 |
| Net interest income | $9,469,000 | 1,782 |
| Provision for loan and lease losses | $950,000 | 711 |
| Total noninterest income | $1,655,000 | 1,999 |
| Gross Fiduciary activities income | $49,000 | 844 |
| Service charges on deposit accounts | $592,000 | 1,453 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,014,000 | 2,027 |
| Total noninterest expense | $7,790,000 | 1,836 |
| Salaries and employee benefits | $4,695,000 | 1,721 |
| Premises and equipment expense | $1,266,000 | 1,363 |
| Additional noninterest expense | $1,829,000 | 2,362 |
| Pre-tax net operating income | $2,384,000 | 2,333 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $793,000 | 1,628 |
| Income before extraordinary items | $1,591,000 | 2,722 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,591,000 | 2,722 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,591,000 | 2,722 |
| Net charge-offs | $81,000 | 2,236 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,591,000 | 2,671 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,489,000 | 1,947 |
| Total interest expense | $251,000 | 3,677 |
| Net interest income | $6,238,000 | 1,804 |
| Provision for loan and lease losses | $725,000 | 634 |
| Total noninterest income | $1,309,000 | 1,786 |
| Gross Fiduciary activities income | $34,000 | 851 |
| Service charges on deposit accounts | $396,000 | 1,440 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $879,000 | 1,700 |
| Total noninterest expense | $5,143,000 | 1,866 |
| Salaries and employee benefits | $3,109,000 | 1,727 |
| Premises and equipment expense | $836,000 | 1,376 |
| Additional noninterest expense | $1,198,000 | 2,403 |
| Pre-tax net operating income | $1,679,000 | 2,208 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $559,000 | 1,559 |
| Income before extraordinary items | $1,120,000 | 2,608 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,120,000 | 2,607 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,120,000 | 2,607 |
| Net charge-offs | $15,000 | 2,919 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,120,000 | 2,536 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,255,000 | 1,944 |
| Total interest expense | $129,000 | 3,655 |
| Net interest income | $3,126,000 | 1,796 |
| Provision for loan and lease losses | $225,000 | 871 |
| Total noninterest income | $551,000 | 1,938 |
| Gross Fiduciary activities income | $18,000 | 848 |
| Service charges on deposit accounts | $198,000 | 1,433 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $335,000 | 1,963 |
| Total noninterest expense | $2,557,000 | 1,870 |
| Salaries and employee benefits | $1,552,000 | 1,736 |
| Premises and equipment expense | $403,000 | 1,427 |
| Additional noninterest expense | $602,000 | 2,378 |
| Pre-tax net operating income | $895,000 | 2,089 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $298,000 | 1,490 |
| Income before extraordinary items | $597,000 | 2,456 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $597,000 | 2,456 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $597,000 | 2,456 |
| Net charge-offs | $6,000 | 2,526 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $597,000 | 2,403 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,829,000 | 1,790 |
| Total interest expense | $520,000 | 3,650 |
| Net interest income | $13,309,000 | 1,648 |
| Provision for loan and lease losses | $300,000 | 1,890 |
| Total noninterest income | $1,368,000 | 2,602 |
| Gross Fiduciary activities income | $72,000 | 859 |
| Service charges on deposit accounts | $806,000 | 1,468 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $490,000 | 3,314 |
| Total noninterest expense | $10,510,000 | 1,800 |
| Salaries and employee benefits | $6,347,000 | 1,667 |
| Premises and equipment expense | $1,616,000 | 1,429 |
| Additional noninterest expense | $2,547,000 | 2,305 |
| Pre-tax net operating income | $3,867,000 | 1,921 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,292,000 | 1,354 |
| Income before extraordinary items | $2,575,000 | 2,288 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,575,000 | 2,288 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,575,000 | 2,289 |
| Net charge-offs | $880,000 | 764 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,575,000 | 2,250 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,547,000 | 1,777 |
| Total interest expense | $394,000 | 3,686 |
| Net interest income | $10,153,000 | 1,633 |
| Provision for loan and lease losses | $225,000 | 1,803 |
| Total noninterest income | $1,006,000 | 2,656 |
| Gross Fiduciary activities income | $57,000 | 855 |
| Service charges on deposit accounts | $597,000 | 1,501 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $352,000 | 3,383 |
| Total noninterest expense | $7,923,000 | 1,803 |
| Salaries and employee benefits | $4,725,000 | 1,679 |
| Premises and equipment expense | $1,220,000 | 1,423 |
| Additional noninterest expense | $1,978,000 | 2,222 |
| Pre-tax net operating income | $3,011,000 | 1,894 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,006,000 | 1,365 |
| Income before extraordinary items | $2,005,000 | 2,258 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,005,000 | 2,259 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,005,000 | 2,259 |
| Net charge-offs | $889,000 | 556 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,005,000 | 2,220 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,633,000 | 1,873 |
| Total interest expense | $264,000 | 3,702 |
| Net interest income | $6,369,000 | 1,732 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $732,000 | 2,548 |
| Gross Fiduciary activities income | $39,000 | 868 |
| Service charges on deposit accounts | $392,000 | 1,496 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $301,000 | 3,059 |
| Total noninterest expense | $5,187,000 | 1,838 |
| Salaries and employee benefits | $3,121,000 | 1,704 |
| Premises and equipment expense | $778,000 | 1,502 |
| Additional noninterest expense | $1,288,000 | 2,286 |
| Pre-tax net operating income | $1,764,000 | 2,081 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $588,000 | 1,484 |
| Income before extraordinary items | $1,176,000 | 2,472 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,176,000 | 2,474 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,176,000 | 2,474 |
| Net charge-offs | $-99,000 | 5,924 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,176,000 | 2,415 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,325,000 | 1,874 |
| Total interest expense | $133,000 | 3,719 |
| Net interest income | $3,192,000 | 1,721 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $341,000 | 2,616 |
| Gross Fiduciary activities income | $18,000 | 878 |
| Service charges on deposit accounts | $182,000 | 1,564 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $141,000 | 3,122 |
| Total noninterest expense | $2,533,000 | 1,877 |
| Salaries and employee benefits | $1,519,000 | 1,753 |
| Premises and equipment expense | $381,000 | 1,558 |
| Additional noninterest expense | $633,000 | 2,299 |
| Pre-tax net operating income | $925,000 | 1,987 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $310,000 | 1,410 |
| Income before extraordinary items | $615,000 | 2,352 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $615,000 | 2,353 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $615,000 | 2,353 |
| Net charge-offs | $-32,000 | 5,834 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $615,000 | 2,286 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,535,000 | 1,970 |
| Total interest expense | $534,000 | 3,869 |
| Net interest income | $12,001,000 | 1,829 |
| Provision for loan and lease losses | $300,000 | 1,975 |
| Total noninterest income | $2,477,000 | 1,811 |
| Gross Fiduciary activities income | $83,000 | 877 |
| Service charges on deposit accounts | $859,000 | 1,485 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,535,000 | 1,751 |
| Total noninterest expense | $10,375,000 | 1,828 |
| Salaries and employee benefits | $6,190,000 | 1,679 |
| Premises and equipment expense | $1,490,000 | 1,580 |
| Additional noninterest expense | $2,695,000 | 2,241 |
| Pre-tax net operating income | $3,803,000 | 1,912 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,273,000 | 1,314 |
| Income before extraordinary items | $2,530,000 | 2,285 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,530,000 | 2,285 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,530,000 | 2,285 |
| Net charge-offs | $-218,000 | 6,265 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,530,000 | 2,239 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,277,000 | 2,005 |
| Total interest expense | $398,000 | 3,957 |
| Net interest income | $8,879,000 | 1,857 |
| Provision for loan and lease losses | $225,000 | 1,923 |
| Total noninterest income | $2,065,000 | 1,676 |
| Gross Fiduciary activities income | $68,000 | 866 |
| Service charges on deposit accounts | $643,000 | 1,496 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,354,000 | 1,570 |
| Total noninterest expense | $7,748,000 | 1,831 |
| Salaries and employee benefits | $4,611,000 | 1,688 |
| Premises and equipment expense | $1,124,000 | 1,584 |
| Additional noninterest expense | $2,013,000 | 2,232 |
| Pre-tax net operating income | $2,971,000 | 1,872 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $998,000 | 1,314 |
| Income before extraordinary items | $1,973,000 | 2,244 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,973,000 | 2,244 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,973,000 | 2,243 |
| Net charge-offs | $-222,000 | 6,361 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,973,000 | 2,189 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,187,000 | 1,994 |
| Total interest expense | $268,000 | 3,984 |
| Net interest income | $5,919,000 | 1,848 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $1,257,000 | 1,771 |
| Gross Fiduciary activities income | $45,000 | 871 |
| Service charges on deposit accounts | $422,000 | 1,496 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $790,000 | 1,712 |
| Total noninterest expense | $5,142,000 | 1,837 |
| Salaries and employee benefits | $3,049,000 | 1,687 |
| Premises and equipment expense | $752,000 | 1,577 |
| Additional noninterest expense | $1,341,000 | 2,217 |
| Pre-tax net operating income | $1,884,000 | 1,911 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $633,000 | 1,333 |
| Income before extraordinary items | $1,251,000 | 2,267 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,251,000 | 2,270 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,251,000 | 2,270 |
| Net charge-offs | $-44,000 | 6,118 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,251,000 | 2,223 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 1,939 |
| Total interest expense | $137,000 | 3,990 |
| Net interest income | $3,062,000 | 1,778 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $554,000 | 1,899 |
| Gross Fiduciary activities income | $21,000 | 890 |
| Service charges on deposit accounts | $210,000 | 1,489 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $323,000 | 1,907 |
| Total noninterest expense | $2,491,000 | 1,904 |
| Salaries and employee benefits | $1,469,000 | 1,765 |
| Premises and equipment expense | $386,000 | 1,566 |
| Additional noninterest expense | $636,000 | 2,349 |
| Pre-tax net operating income | $1,050,000 | 1,704 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $353,000 | 1,187 |
| Income before extraordinary items | $697,000 | 2,012 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $697,000 | 2,015 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $697,000 | 2,015 |
| Net charge-offs | $25,000 | 2,339 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $697,000 | 1,972 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,292,000 | 2,161 |
| Total interest expense | $628,000 | 3,991 |
| Net interest income | $10,664,000 | 1,984 |
| Provision for loan and lease losses | $312,000 | 2,394 |
| Total noninterest income | $1,761,000 | 2,332 |
| Gross Fiduciary activities income | $87,000 | 881 |
| Service charges on deposit accounts | $888,000 | 1,505 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $786,000 | 2,697 |
| Total noninterest expense | $10,039,000 | 1,895 |
| Salaries and employee benefits | $5,984,000 | 1,716 |
| Premises and equipment expense | $1,439,000 | 1,638 |
| Additional noninterest expense | $2,616,000 | 2,360 |
| Pre-tax net operating income | $2,074,000 | 2,786 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $703,000 | 1,808 |
| Income before extraordinary items | $1,371,000 | 3,327 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,371,000 | 3,329 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,371,000 | 3,330 |
| Net charge-offs | $95,000 | 3,789 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,371,000 | 3,268 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,353,000 | 2,207 |
| Total interest expense | $486,000 | 4,012 |
| Net interest income | $7,867,000 | 2,013 |
| Provision for loan and lease losses | $237,000 | 2,351 |
| Total noninterest income | $1,339,000 | 2,364 |
| Gross Fiduciary activities income | $65,000 | 881 |
| Service charges on deposit accounts | $646,000 | 1,552 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $628,000 | 2,667 |
| Total noninterest expense | $7,575,000 | 1,880 |
| Salaries and employee benefits | $4,482,000 | 1,717 |
| Premises and equipment expense | $1,101,000 | 1,614 |
| Additional noninterest expense | $1,992,000 | 2,316 |
| Pre-tax net operating income | $1,394,000 | 3,051 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $473,000 | 1,965 |
| Income before extraordinary items | $921,000 | 3,578 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $921,000 | 3,580 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $921,000 | 3,582 |
| Net charge-offs | $-80,000 | 6,549 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $921,000 | 3,495 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,472,000 | 2,238 |
| Total interest expense | $339,000 | 3,966 |
| Net interest income | $5,133,000 | 2,044 |
| Provision for loan and lease losses | $156,000 | 2,396 |
| Total noninterest income | $948,000 | 2,295 |
| Gross Fiduciary activities income | $43,000 | 893 |
| Service charges on deposit accounts | $412,000 | 1,592 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $493,000 | 2,491 |
| Total noninterest expense | $4,990,000 | 1,909 |
| Salaries and employee benefits | $2,981,000 | 1,736 |
| Premises and equipment expense | $737,000 | 1,617 |
| Additional noninterest expense | $1,272,000 | 2,402 |
| Pre-tax net operating income | $935,000 | 3,017 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $317,000 | 1,957 |
| Income before extraordinary items | $618,000 | 3,560 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $618,000 | 3,562 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $618,000 | 3,563 |
| Net charge-offs | $-79,000 | 6,640 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $618,000 | 3,456 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,708,000 | 2,285 |
| Total interest expense | $184,000 | 3,870 |
| Net interest income | $2,524,000 | 2,085 |
| Provision for loan and lease losses | $77,000 | 2,346 |
| Total noninterest income | $452,000 | 2,377 |
| Gross Fiduciary activities income | $22,000 | 898 |
| Service charges on deposit accounts | $201,000 | 1,613 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $229,000 | 2,578 |
| Total noninterest expense | $2,547,000 | 1,886 |
| Salaries and employee benefits | $1,498,000 | 1,743 |
| Premises and equipment expense | $368,000 | 1,636 |
| Additional noninterest expense | $681,000 | 2,285 |
| Pre-tax net operating income | $352,000 | 3,505 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $119,000 | 2,227 |
| Income before extraordinary items | $233,000 | 4,008 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $233,000 | 4,011 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $233,000 | 4,011 |
| Net charge-offs | $-91,000 | 6,823 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $233,000 | 3,922 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,437,000 | 2,271 |
| Total interest expense | $853,000 | 3,973 |
| Net interest income | $10,584,000 | 2,047 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $2,651,000 | 1,792 |
| Gross Fiduciary activities income | $86,000 | 905 |
| Service charges on deposit accounts | $845,000 | 1,621 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,720,000 | 1,694 |
| Total noninterest expense | $9,925,000 | 1,928 |
| Salaries and employee benefits | $5,701,000 | 1,776 |
| Premises and equipment expense | $1,720,000 | 1,379 |
| Additional noninterest expense | $2,504,000 | 2,562 |
| Pre-tax net operating income | $3,310,000 | 1,921 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,108,000 | 1,365 |
| Income before extraordinary items | $2,202,000 | 2,416 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,202,000 | 2,416 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,202,000 | 2,417 |
| Net charge-offs | $-736,000 | 7,061 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,202,000 | 2,290 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,577,000 | 2,322 |
| Total interest expense | $672,000 | 3,989 |
| Net interest income | $7,905,000 | 2,081 |
| Provision for loan and lease losses | $-77,000 | 7,010 |
| Total noninterest income | $2,176,000 | 1,682 |
| Gross Fiduciary activities income | $62,000 | 902 |
| Service charges on deposit accounts | $605,000 | 1,705 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,509,000 | 1,520 |
| Total noninterest expense | $7,467,000 | 1,922 |
| Salaries and employee benefits | $4,280,000 | 1,759 |
| Premises and equipment expense | $1,298,000 | 1,385 |
| Additional noninterest expense | $1,889,000 | 2,553 |
| Pre-tax net operating income | $2,691,000 | 1,838 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $902,000 | 1,334 |
| Income before extraordinary items | $1,789,000 | 2,307 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,789,000 | 2,307 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,789,000 | 2,307 |
| Net charge-offs | $-757,000 | 7,159 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,789,000 | 2,182 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,696,000 | 2,339 |
| Total interest expense | $481,000 | 3,922 |
| Net interest income | $5,215,000 | 2,100 |
| Provision for loan and lease losses | $-150,000 | 7,127 |
| Total noninterest income | $1,804,000 | 1,410 |
| Gross Fiduciary activities income | $41,000 | 915 |
| Service charges on deposit accounts | $400,000 | 1,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,363,000 | 1,218 |
| Total noninterest expense | $4,962,000 | 1,941 |
| Salaries and employee benefits | $2,846,000 | 1,758 |
| Premises and equipment expense | $870,000 | 1,368 |
| Additional noninterest expense | $1,246,000 | 2,590 |
| Pre-tax net operating income | $2,207,000 | 1,566 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $742,000 | 1,128 |
| Income before extraordinary items | $1,465,000 | 1,934 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,465,000 | 1,932 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,465,000 | 1,934 |
| Net charge-offs | $-756,000 | 7,231 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,465,000 | 1,835 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 2,420 |
| Total interest expense | $255,000 | 3,889 |
| Net interest income | $2,522,000 | 2,178 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $1,501,000 | 978 |
| Gross Fiduciary activities income | $21,000 | 913 |
| Service charges on deposit accounts | $197,000 | 1,718 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,283,000 | 761 |
| Total noninterest expense | $2,456,000 | 1,955 |
| Salaries and employee benefits | $1,419,000 | 1,766 |
| Premises and equipment expense | $436,000 | 1,367 |
| Additional noninterest expense | $601,000 | 2,661 |
| Pre-tax net operating income | $1,492,000 | 1,173 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $503,000 | 876 |
| Income before extraordinary items | $989,000 | 1,479 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $989,000 | 1,480 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $989,000 | 1,480 |
| Net charge-offs | $-65,000 | 7,115 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $989,000 | 1,391 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,877,000 | 2,339 |
| Total interest expense | $1,295,000 | 3,799 |
| Net interest income | $10,582,000 | 2,060 |
| Provision for loan and lease losses | $300,000 | 4,096 |
| Total noninterest income | $1,993,000 | 2,012 |
| Gross Fiduciary activities income | $89,000 | 856 |
| Service charges on deposit accounts | $928,000 | 1,569 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $976,000 | 2,169 |
| Total noninterest expense | $10,952,000 | 1,766 |
| Salaries and employee benefits | $5,944,000 | 1,646 |
| Premises and equipment expense | $1,906,000 | 1,306 |
| Additional noninterest expense | $3,102,000 | 2,146 |
| Pre-tax net operating income | $1,323,000 | 3,239 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $438,000 | 2,159 |
| Income before extraordinary items | $885,000 | 3,784 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $885,000 | 3,787 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $885,000 | 3,787 |
| Net charge-offs | $2,735,000 | 1,278 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $885,000 | 3,660 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,871,000 | 2,376 |
| Total interest expense | $1,016,000 | 3,797 |
| Net interest income | $7,855,000 | 2,097 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $1,361,000 | 2,154 |
| Gross Fiduciary activities income | $62,000 | 856 |
| Service charges on deposit accounts | $706,000 | 1,550 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $593,000 | 2,442 |
| Total noninterest expense | $8,228,000 | 1,763 |
| Salaries and employee benefits | $4,501,000 | 1,637 |
| Premises and equipment expense | $1,447,000 | 1,307 |
| Additional noninterest expense | $2,280,000 | 2,191 |
| Pre-tax net operating income | $763,000 | 3,807 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $249,000 | 2,456 |
| Income before extraordinary items | $514,000 | 4,264 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $514,000 | 4,266 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $514,000 | 4,266 |
| Net charge-offs | $2,743,000 | 998 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $514,000 | 4,132 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,891,000 | 2,414 |
| Total interest expense | $716,000 | 3,755 |
| Net interest income | $5,175,000 | 2,112 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $783,000 | 2,351 |
| Gross Fiduciary activities income | $41,000 | 870 |
| Service charges on deposit accounts | $459,000 | 1,568 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $283,000 | 2,969 |
| Total noninterest expense | $5,460,000 | 1,785 |
| Salaries and employee benefits | $3,005,000 | 1,643 |
| Premises and equipment expense | $960,000 | 1,327 |
| Additional noninterest expense | $1,495,000 | 2,241 |
| Pre-tax net operating income | $348,000 | 4,413 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $109,000 | 2,801 |
| Income before extraordinary items | $239,000 | 4,770 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $239,000 | 4,767 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $239,000 | 4,769 |
| Net charge-offs | $2,693,000 | 754 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $239,000 | 4,679 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,935,000 | 2,434 |
| Total interest expense | $380,000 | 3,719 |
| Net interest income | $2,555,000 | 2,127 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $393,000 | 2,372 |
| Gross Fiduciary activities income | $21,000 | 871 |
| Service charges on deposit accounts | $239,000 | 1,498 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $133,000 | 3,102 |
| Total noninterest expense | $2,744,000 | 1,797 |
| Salaries and employee benefits | $1,498,000 | 1,659 |
| Premises and equipment expense | $487,000 | 1,330 |
| Additional noninterest expense | $759,000 | 2,204 |
| Pre-tax net operating income | $129,000 | 4,831 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $39,000 | 3,012 |
| Income before extraordinary items | $90,000 | 5,151 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $90,000 | 5,149 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $90,000 | 5,151 |
| Net charge-offs | $722,000 | 1,061 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $90,000 | 5,087 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,417,000 | 2,248 |
| Total interest expense | $1,877,000 | 3,729 |
| Net interest income | $11,540,000 | 1,897 |
| Provision for loan and lease losses | $605,000 | 3,827 |
| Total noninterest income | $1,635,000 | 2,385 |
| Gross Fiduciary activities income | $83,000 | 895 |
| Service charges on deposit accounts | $980,000 | 1,528 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $572,000 | 2,989 |
| Total noninterest expense | $11,172,000 | 1,765 |
| Salaries and employee benefits | $6,094,000 | 1,595 |
| Premises and equipment expense | $1,987,000 | 1,299 |
| Additional noninterest expense | $3,091,000 | 2,238 |
| Pre-tax net operating income | $1,398,000 | 2,831 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $455,000 | 1,983 |
| Income before extraordinary items | $943,000 | 3,327 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $943,000 | 3,324 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $943,000 | 3,327 |
| Net charge-offs | $1,911,000 | 1,913 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $943,000 | 3,200 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,121,000 | 2,288 |
| Total interest expense | $1,440,000 | 3,803 |
| Net interest income | $8,681,000 | 1,923 |
| Provision for loan and lease losses | $485,000 | 3,589 |
| Total noninterest income | $1,254,000 | 2,363 |
| Gross Fiduciary activities income | $60,000 | 896 |
| Service charges on deposit accounts | $710,000 | 1,626 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $484,000 | 2,806 |
| Total noninterest expense | $8,470,000 | 1,747 |
| Salaries and employee benefits | $4,663,000 | 1,580 |
| Premises and equipment expense | $1,516,000 | 1,304 |
| Additional noninterest expense | $2,291,000 | 2,231 |
| Pre-tax net operating income | $980,000 | 3,131 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $318,000 | 2,091 |
| Income before extraordinary items | $662,000 | 3,601 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $662,000 | 3,599 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $662,000 | 3,601 |
| Net charge-offs | $1,852,000 | 1,575 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $662,000 | 3,469 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,818,000 | 2,297 |
| Total interest expense | $973,000 | 3,875 |
| Net interest income | $5,845,000 | 1,908 |
| Provision for loan and lease losses | $240,000 | 3,941 |
| Total noninterest income | $714,000 | 2,551 |
| Gross Fiduciary activities income | $41,000 | 898 |
| Service charges on deposit accounts | $448,000 | 1,708 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $225,000 | 3,304 |
| Total noninterest expense | $5,658,000 | 1,749 |
| Salaries and employee benefits | $3,125,000 | 1,587 |
| Premises and equipment expense | $1,005,000 | 1,322 |
| Additional noninterest expense | $1,528,000 | 2,224 |
| Pre-tax net operating income | $661,000 | 3,140 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $215,000 | 2,057 |
| Income before extraordinary items | $446,000 | 3,608 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $446,000 | 3,605 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $446,000 | 3,607 |
| Net charge-offs | $1,429,000 | 1,409 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $446,000 | 3,487 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,412,000 | 2,351 |
| Total interest expense | $493,000 | 3,974 |
| Net interest income | $2,919,000 | 1,946 |
| Provision for loan and lease losses | $120,000 | 3,696 |
| Total noninterest income | $358,000 | 2,556 |
| Gross Fiduciary activities income | $20,000 | 911 |
| Service charges on deposit accounts | $216,000 | 1,759 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $122,000 | 3,175 |
| Total noninterest expense | $2,874,000 | 1,738 |
| Salaries and employee benefits | $1,551,000 | 1,617 |
| Premises and equipment expense | $508,000 | 1,339 |
| Additional noninterest expense | $815,000 | 2,085 |
| Pre-tax net operating income | $283,000 | 3,459 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $91,000 | 2,211 |
| Income before extraordinary items | $192,000 | 3,964 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $192,000 | 3,963 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $192,000 | 3,963 |
| Net charge-offs | $64,000 | 3,518 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $192,000 | 3,858 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,661,000 | 2,151 |
| Total interest expense | $2,379,000 | 4,027 |
| Net interest income | $13,282,000 | 1,691 |
| Provision for loan and lease losses | $5,120,000 | 1,415 |
| Total noninterest income | $2,190,000 | 1,995 |
| Gross Fiduciary activities income | $83,000 | 891 |
| Service charges on deposit accounts | $1,010,000 | 1,671 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,097,000 | 2,040 |
| Total noninterest expense | $11,637,000 | 1,758 |
| Salaries and employee benefits | $6,202,000 | 1,607 |
| Premises and equipment expense | $2,158,000 | 1,265 |
| Additional noninterest expense | $3,277,000 | 2,177 |
| Pre-tax net operating income | $-1,285,000 | 6,365 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-532,000 | 7,060 |
| Income before extraordinary items | $-753,000 | 6,234 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-753,000 | 6,232 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-753,000 | 6,232 |
| Net charge-offs | $1,297,000 | 2,548 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-753,000 | 6,243 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,983,000 | 2,158 |
| Total interest expense | $1,823,000 | 4,093 |
| Net interest income | $10,160,000 | 1,659 |
| Provision for loan and lease losses | $3,000,000 | 1,475 |
| Total noninterest income | $1,803,000 | 1,919 |
| Gross Fiduciary activities income | $71,000 | 868 |
| Service charges on deposit accounts | $738,000 | 1,717 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $994,000 | 1,836 |
| Total noninterest expense | $8,834,000 | 1,709 |
| Salaries and employee benefits | $4,788,000 | 1,572 |
| Premises and equipment expense | $1,708,000 | 1,210 |
| Additional noninterest expense | $2,338,000 | 2,233 |
| Pre-tax net operating income | $129,000 | 5,190 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-47,000 | 6,812 |
| Income before extraordinary items | $176,000 | 4,947 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $176,000 | 4,946 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $176,000 | 4,947 |
| Net charge-offs | $590,000 | 2,825 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $176,000 | 4,899 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,214,000 | 2,140 |
| Total interest expense | $1,236,000 | 4,164 |
| Net interest income | $6,978,000 | 1,611 |
| Provision for loan and lease losses | $2,925,000 | 1,103 |
| Total noninterest income | $1,182,000 | 1,934 |
| Gross Fiduciary activities income | $47,000 | 875 |
| Service charges on deposit accounts | $483,000 | 1,725 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $652,000 | 1,879 |
| Total noninterest expense | $5,986,000 | 1,718 |
| Salaries and employee benefits | $3,199,000 | 1,605 |
| Premises and equipment expense | $1,176,000 | 1,201 |
| Additional noninterest expense | $1,611,000 | 2,189 |
| Pre-tax net operating income | $-751,000 | 6,862 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-341,000 | 7,458 |
| Income before extraordinary items | $-410,000 | 6,663 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-410,000 | 6,664 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-410,000 | 6,664 |
| Net charge-offs | $607,000 | 2,122 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-410,000 | 6,646 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,275,000 | 2,083 |
| Total interest expense | $627,000 | 4,245 |
| Net interest income | $3,648,000 | 1,526 |
| Provision for loan and lease losses | $350,000 | 2,122 |
| Total noninterest income | $373,000 | 2,632 |
| Gross Fiduciary activities income | $23,000 | 892 |
| Service charges on deposit accounts | $231,000 | 1,751 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $119,000 | 3,373 |
| Total noninterest expense | $2,986,000 | 1,673 |
| Salaries and employee benefits | $1,638,000 | 1,587 |
| Premises and equipment expense | $572,000 | 1,248 |
| Additional noninterest expense | $776,000 | 2,042 |
| Pre-tax net operating income | $685,000 | 1,844 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $153,000 | 1,725 |
| Income before extraordinary items | $532,000 | 2,009 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $532,000 | 2,010 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $532,000 | 2,010 |
| Net charge-offs | $608,000 | 1,244 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $532,000 | 1,893 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,539,000 | 2,275 |
| Total interest expense | $3,345,000 | 3,957 |
| Net interest income | $13,194,000 | 1,684 |
| Provision for loan and lease losses | $540,000 | 3,686 |
| Total noninterest income | $1,862,000 | 2,255 |
| Gross Fiduciary activities income | $103,000 | 883 |
| Service charges on deposit accounts | $1,023,000 | 1,724 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $736,000 | 2,573 |
| Total noninterest expense | $10,877,000 | 1,791 |
| Salaries and employee benefits | $6,068,000 | 1,682 |
| Premises and equipment expense | $1,979,000 | 1,394 |
| Additional noninterest expense | $2,830,000 | 2,114 |
| Pre-tax net operating income | $3,639,000 | 1,497 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,105,000 | 1,107 |
| Income before extraordinary items | $2,534,000 | 1,596 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,534,000 | 1,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 3,898 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,534,000 | 1,702 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,369,000 | 2,328 |
| Total interest expense | $2,666,000 | 3,913 |
| Net interest income | $9,703,000 | 1,729 |
| Provision for loan and lease losses | $180,000 | 4,348 |
| Total noninterest income | $1,228,000 | 2,534 |
| Gross Fiduciary activities income | $68,000 | 897 |
| Service charges on deposit accounts | $760,000 | 1,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $400,000 | 3,193 |
| Total noninterest expense | $8,036,000 | 1,799 |
| Salaries and employee benefits | $4,494,000 | 1,725 |
| Premises and equipment expense | $1,465,000 | 1,425 |
| Additional noninterest expense | $2,077,000 | 2,085 |
| Pre-tax net operating income | $2,715,000 | 1,798 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $940,000 | 1,212 |
| Income before extraordinary items | $1,775,000 | 1,982 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,775,000 | 1,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,934 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,775,000 | 2,084 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,250,000 | 2,361 |
| Total interest expense | $1,828,000 | 3,966 |
| Net interest income | $6,422,000 | 1,739 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $818,000 | 2,578 |
| Gross Fiduciary activities income | $43,000 | 922 |
| Service charges on deposit accounts | $498,000 | 1,760 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $277,000 | 3,166 |
| Total noninterest expense | $5,250,000 | 1,834 |
| Salaries and employee benefits | $2,915,000 | 1,787 |
| Premises and equipment expense | $926,000 | 1,502 |
| Additional noninterest expense | $1,409,000 | 2,035 |
| Pre-tax net operating income | $1,870,000 | 1,784 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $643,000 | 1,316 |
| Income before extraordinary items | $1,227,000 | 2,148 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,227,000 | 2,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,377 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,227,000 | 2,106 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 2,336 |
| Total interest expense | $968,000 | 3,987 |
| Net interest income | $3,341,000 | 1,663 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $428,000 | 2,487 |
| Gross Fiduciary activities income | $21,000 | 943 |
| Service charges on deposit accounts | $251,000 | 1,724 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $156,000 | 2,971 |
| Total noninterest expense | $2,688,000 | 1,782 |
| Salaries and employee benefits | $1,489,000 | 1,768 |
| Premises and equipment expense | $473,000 | 1,473 |
| Additional noninterest expense | $726,000 | 1,940 |
| Pre-tax net operating income | $1,021,000 | 1,752 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $359,000 | 1,287 |
| Income before extraordinary items | $662,000 | 2,123 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $662,000 | 2,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $662,000 | 2,061 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,135,000 | 2,269 |
| Total interest expense | $5,046,000 | 3,444 |
| Net interest income | $13,089,000 | 1,731 |
| Provision for loan and lease losses | $433,000 | 2,564 |
| Total noninterest income | $1,868,000 | 2,320 |
| Gross Fiduciary activities income | $87,000 | 936 |
| Service charges on deposit accounts | $1,118,000 | 1,598 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $663,000 | 2,840 |
| Total noninterest expense | $10,066,000 | 1,839 |
| Salaries and employee benefits | $5,792,000 | 1,740 |
| Premises and equipment expense | $1,676,000 | 1,592 |
| Additional noninterest expense | $2,598,000 | 2,110 |
| Pre-tax net operating income | $4,458,000 | 1,812 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,554,000 | 1,387 |
| Income before extraordinary items | $2,904,000 | 2,100 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,904,000 | 2,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,456 |
| Cash dividends | $1,950,000 | 1,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,904,000 | 2,088 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,510,000 | 2,297 |
| Total interest expense | $3,834,000 | 3,412 |
| Net interest income | $9,676,000 | 1,756 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $1,239,000 | 2,538 |
| Gross Fiduciary activities income | $61,000 | 942 |
| Service charges on deposit accounts | $850,000 | 1,550 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $328,000 | 3,575 |
| Total noninterest expense | $7,432,000 | 1,842 |
| Salaries and employee benefits | $4,317,000 | 1,746 |
| Premises and equipment expense | $1,242,000 | 1,601 |
| Additional noninterest expense | $1,873,000 | 2,128 |
| Pre-tax net operating income | $3,303,000 | 1,940 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,149,000 | 1,494 |
| Income before extraordinary items | $2,154,000 | 2,234 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,154,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,750 |
| Cash dividends | $1,950,000 | 1,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,154,000 | 2,222 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,802,000 | 2,366 |
| Total interest expense | $2,495,000 | 3,462 |
| Net interest income | $6,307,000 | 1,825 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $815,000 | 2,568 |
| Gross Fiduciary activities income | $40,000 | 961 |
| Service charges on deposit accounts | $556,000 | 1,580 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $219,000 | 3,611 |
| Total noninterest expense | $4,917,000 | 1,881 |
| Salaries and employee benefits | $2,877,000 | 1,781 |
| Premises and equipment expense | $804,000 | 1,652 |
| Additional noninterest expense | $1,236,000 | 2,161 |
| Pre-tax net operating income | $2,085,000 | 2,082 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $722,000 | 1,624 |
| Income before extraordinary items | $1,363,000 | 2,381 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,363,000 | 2,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,125 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,363,000 | 2,363 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,373,000 | 2,379 |
| Total interest expense | $1,236,000 | 3,462 |
| Net interest income | $3,137,000 | 1,831 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $383,000 | 2,640 |
| Gross Fiduciary activities income | $20,000 | 971 |
| Service charges on deposit accounts | $272,000 | 1,575 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $91,000 | 3,941 |
| Total noninterest expense | $2,463,000 | 1,874 |
| Salaries and employee benefits | $1,438,000 | 1,796 |
| Premises and equipment expense | $404,000 | 1,654 |
| Additional noninterest expense | $621,000 | 2,116 |
| Pre-tax net operating income | $997,000 | 2,171 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $340,000 | 1,710 |
| Income before extraordinary items | $657,000 | 2,453 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $657,000 | 2,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,389 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $657,000 | 2,430 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,815,000 | 2,325 |
| Total interest expense | $4,192,000 | 3,482 |
| Net interest income | $12,623,000 | 1,822 |
| Provision for loan and lease losses | $246,000 | 3,129 |
| Total noninterest income | $1,761,000 | 2,428 |
| Gross Fiduciary activities income | $87,000 | 956 |
| Service charges on deposit accounts | $1,144,000 | 1,549 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $530,000 | 3,236 |
| Total noninterest expense | $10,272,000 | 1,739 |
| Salaries and employee benefits | $5,690,000 | 1,714 |
| Premises and equipment expense | $1,950,000 | 1,325 |
| Additional noninterest expense | $2,632,000 | 2,016 |
| Pre-tax net operating income | $3,866,000 | 2,314 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,350,000 | 1,814 |
| Income before extraordinary items | $2,516,000 | 2,604 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,516,000 | 2,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,845 |
| Cash dividends | $600,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,516,000 | 2,594 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,334,000 | 2,358 |
| Total interest expense | $3,047,000 | 3,470 |
| Net interest income | $9,287,000 | 1,881 |
| Provision for loan and lease losses | $186,000 | 2,997 |
| Total noninterest income | $1,366,000 | 2,384 |
| Gross Fiduciary activities income | $62,000 | 962 |
| Service charges on deposit accounts | $859,000 | 1,553 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $445,000 | 3,042 |
| Total noninterest expense | $7,717,000 | 1,732 |
| Salaries and employee benefits | $4,282,000 | 1,718 |
| Premises and equipment expense | $1,485,000 | 1,315 |
| Additional noninterest expense | $1,950,000 | 2,007 |
| Pre-tax net operating income | $2,750,000 | 2,472 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $963,000 | 1,932 |
| Income before extraordinary items | $1,787,000 | 2,805 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,787,000 | 2,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $600,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,787,000 | 2,793 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,067,000 | 2,354 |
| Total interest expense | $1,939,000 | 3,468 |
| Net interest income | $6,128,000 | 1,903 |
| Provision for loan and lease losses | $126,000 | 2,915 |
| Total noninterest income | $916,000 | 2,370 |
| Gross Fiduciary activities income | $39,000 | 983 |
| Service charges on deposit accounts | $567,000 | 1,558 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $310,000 | 2,953 |
| Total noninterest expense | $5,107,000 | 1,741 |
| Salaries and employee benefits | $2,836,000 | 1,726 |
| Premises and equipment expense | $1,007,000 | 1,296 |
| Additional noninterest expense | $1,264,000 | 2,077 |
| Pre-tax net operating income | $1,811,000 | 2,505 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $636,000 | 1,976 |
| Income before extraordinary items | $1,175,000 | 2,842 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,175,000 | 2,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,175,000 | 2,830 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,849,000 | 2,402 |
| Total interest expense | $923,000 | 3,466 |
| Net interest income | $2,926,000 | 1,981 |
| Provision for loan and lease losses | $63,000 | 2,743 |
| Total noninterest income | $466,000 | 2,292 |
| Gross Fiduciary activities income | $21,000 | 981 |
| Service charges on deposit accounts | $281,000 | 1,521 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $164,000 | 2,810 |
| Total noninterest expense | $2,453,000 | 1,805 |
| Salaries and employee benefits | $1,358,000 | 1,817 |
| Premises and equipment expense | $488,000 | 1,332 |
| Additional noninterest expense | $607,000 | 2,133 |
| Pre-tax net operating income | $876,000 | 2,519 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $312,000 | 1,970 |
| Income before extraordinary items | $564,000 | 2,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $564,000 | 2,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $564,000 | 2,861 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,247,000 | 2,663 |
| Total interest expense | $2,534,000 | 3,788 |
| Net interest income | $9,713,000 | 2,282 |
| Provision for loan and lease losses | $246,000 | 3,198 |
| Total noninterest income | $1,710,000 | 2,470 |
| Gross Fiduciary activities income | $88,000 | 965 |
| Service charges on deposit accounts | $1,153,000 | 1,519 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $469,000 | 3,491 |
| Total noninterest expense | $9,257,000 | 1,831 |
| Salaries and employee benefits | $4,970,000 | 1,876 |
| Premises and equipment expense | $1,847,000 | 1,334 |
| Additional noninterest expense | $2,440,000 | 2,055 |
| Pre-tax net operating income | $1,920,000 | 3,789 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $647,000 | 2,949 |
| Income before extraordinary items | $1,273,000 | 4,202 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,273,000 | 4,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,815 |
| Cash dividends | $4,200,000 | 777 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,273,000 | 4,176 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,715,000 | 2,735 |
| Total interest expense | $1,730,000 | 3,910 |
| Net interest income | $6,985,000 | 2,348 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $1,293,000 | 2,445 |
| Gross Fiduciary activities income | $61,000 | 970 |
| Service charges on deposit accounts | $887,000 | 1,465 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $345,000 | 3,551 |
| Total noninterest expense | $6,857,000 | 1,834 |
| Salaries and employee benefits | $3,692,000 | 1,867 |
| Premises and equipment expense | $1,320,000 | 1,385 |
| Additional noninterest expense | $1,845,000 | 2,019 |
| Pre-tax net operating income | $1,241,000 | 4,226 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $417,000 | 3,258 |
| Income before extraordinary items | $824,000 | 4,673 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $824,000 | 4,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,052 |
| Cash dividends | $3,300,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $824,000 | 4,635 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,535,000 | 2,782 |
| Total interest expense | $1,053,000 | 3,988 |
| Net interest income | $4,482,000 | 2,407 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $882,000 | 2,387 |
| Gross Fiduciary activities income | $39,000 | 974 |
| Service charges on deposit accounts | $578,000 | 1,462 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $265,000 | 3,287 |
| Total noninterest expense | $4,512,000 | 1,838 |
| Salaries and employee benefits | $2,453,000 | 1,855 |
| Premises and equipment expense | $878,000 | 1,380 |
| Additional noninterest expense | $1,181,000 | 2,083 |
| Pre-tax net operating income | $732,000 | 4,503 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $245,000 | 3,449 |
| Income before extraordinary items | $487,000 | 4,948 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $487,000 | 4,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,591 |
| Cash dividends | $1,900,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $487,000 | 4,899 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,656,000 | 2,847 |
| Total interest expense | $487,000 | 4,089 |
| Net interest income | $2,169,000 | 2,460 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $443,000 | 2,332 |
| Gross Fiduciary activities income | $20,000 | 983 |
| Service charges on deposit accounts | $275,000 | 1,485 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $148,000 | 3,002 |
| Total noninterest expense | $2,234,000 | 1,864 |
| Salaries and employee benefits | $1,227,000 | 1,872 |
| Premises and equipment expense | $424,000 | 1,433 |
| Additional noninterest expense | $583,000 | 2,102 |
| Pre-tax net operating income | $318,000 | 4,838 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $103,000 | 3,716 |
| Income before extraordinary items | $215,000 | 5,231 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $215,000 | 5,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $215,000 | 5,199 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,139,000 | 2,795 |
| Total interest expense | $1,652,000 | 4,233 |
| Net interest income | $8,487,000 | 2,406 |
| Provision for loan and lease losses | $200,000 | 3,677 |
| Total noninterest income | $1,906,000 | 2,272 |
| Gross Fiduciary activities income | $120,000 | 900 |
| Service charges on deposit accounts | $1,288,000 | 1,374 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $498,000 | 3,312 |
| Total noninterest expense | $8,310,000 | 1,928 |
| Salaries and employee benefits | $4,138,000 | 2,103 |
| Premises and equipment expense | $1,741,000 | 1,329 |
| Additional noninterest expense | $2,431,000 | 2,016 |
| Pre-tax net operating income | $1,883,000 | 3,655 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $648,000 | 2,898 |
| Income before extraordinary items | $1,235,000 | 4,135 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,235,000 | 4,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,623 |
| Cash dividends | $925,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,235,000 | 4,064 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,258,000 | 2,887 |
| Total interest expense | $1,012,000 | 4,754 |
| Net interest income | $6,246,000 | 2,422 |
| Provision for loan and lease losses | $155,000 | 3,470 |
| Total noninterest income | $1,454,000 | 2,252 |
| Gross Fiduciary activities income | $60,000 | 979 |
| Service charges on deposit accounts | $964,000 | 1,389 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $430,000 | 3,067 |
| Total noninterest expense | $6,062,000 | 1,983 |
| Salaries and employee benefits | $3,027,000 | 2,153 |
| Premises and equipment expense | $1,296,000 | 1,327 |
| Additional noninterest expense | $1,739,000 | 2,078 |
| Pre-tax net operating income | $1,483,000 | 3,602 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $515,000 | 2,844 |
| Income before extraordinary items | $968,000 | 4,087 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $968,000 | 4,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,743 |
| Cash dividends | $775,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $968,000 | 4,024 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,804,000 | 2,893 |
| Total interest expense | $656,000 | 4,848 |
| Net interest income | $4,148,000 | 2,406 |
| Provision for loan and lease losses | $110,000 | 3,324 |
| Total noninterest income | $941,000 | 2,295 |
| Gross Fiduciary activities income | $41,000 | 987 |
| Service charges on deposit accounts | $634,000 | 1,397 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $266,000 | 3,198 |
| Total noninterest expense | $3,989,000 | 1,999 |
| Salaries and employee benefits | $1,980,000 | 2,193 |
| Premises and equipment expense | $852,000 | 1,352 |
| Additional noninterest expense | $1,157,000 | 2,093 |
| Pre-tax net operating income | $990,000 | 3,561 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $344,000 | 2,835 |
| Income before extraordinary items | $646,000 | 4,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $646,000 | 4,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $775,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $646,000 | 3,953 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 2,865 |
| Total interest expense | $332,000 | 4,864 |
| Net interest income | $2,102,000 | 2,374 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $467,000 | 2,263 |
| Gross Fiduciary activities income | $20,000 | 996 |
| Service charges on deposit accounts | $305,000 | 1,400 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $142,000 | 3,033 |
| Total noninterest expense | $2,010,000 | 1,992 |
| Salaries and employee benefits | $986,000 | 2,226 |
| Premises and equipment expense | $431,000 | 1,351 |
| Additional noninterest expense | $593,000 | 1,996 |
| Pre-tax net operating income | $499,000 | 3,530 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $174,000 | 2,816 |
| Income before extraordinary items | $325,000 | 4,054 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $325,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $325,000 | 3,911 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,521,000 | 2,687 |
| Total interest expense | $2,020,000 | 4,000 |
| Net interest income | $8,501,000 | 2,284 |
| Provision for loan and lease losses | $520,000 | 2,094 |
| Total noninterest income | $1,879,000 | 2,422 |
| Gross Fiduciary activities income | $83,000 | 996 |
| Service charges on deposit accounts | $1,409,000 | 1,233 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $387,000 | 4,040 |
| Total noninterest expense | $8,154,000 | 1,953 |
| Salaries and employee benefits | $3,986,000 | 2,129 |
| Premises and equipment expense | $1,738,000 | 1,315 |
| Additional noninterest expense | $2,430,000 | 1,977 |
| Pre-tax net operating income | $1,706,000 | 3,778 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $603,000 | 3,054 |
| Income before extraordinary items | $1,103,000 | 4,371 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,103,000 | 4,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,968 |
| Cash dividends | $550,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,103,000 | 4,191 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,025,000 | 2,684 |
| Total interest expense | $1,657,000 | 3,831 |
| Net interest income | $6,368,000 | 2,291 |
| Provision for loan and lease losses | $425,000 | 1,937 |
| Total noninterest income | $1,355,000 | 2,540 |
| Gross Fiduciary activities income | $39,000 | 1,062 |
| Service charges on deposit accounts | $1,069,000 | 1,228 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $247,000 | 4,401 |
| Total noninterest expense | $6,134,000 | 1,941 |
| Salaries and employee benefits | $2,936,000 | 2,177 |
| Premises and equipment expense | $1,295,000 | 1,330 |
| Additional noninterest expense | $1,903,000 | 1,884 |
| Pre-tax net operating income | $1,164,000 | 4,156 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $413,000 | 3,357 |
| Income before extraordinary items | $751,000 | 4,766 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $751,000 | 4,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 1,745 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $751,000 | 4,582 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,513,000 | 2,646 |
| Total interest expense | $1,228,000 | 3,597 |
| Net interest income | $4,285,000 | 2,274 |
| Provision for loan and lease losses | $325,000 | 1,685 |
| Total noninterest income | $918,000 | 2,498 |
| Gross Fiduciary activities income | $27,000 | 1,070 |
| Service charges on deposit accounts | $711,000 | 1,214 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $180,000 | 4,224 |
| Total noninterest expense | $4,087,000 | 1,928 |
| Salaries and employee benefits | $1,942,000 | 2,182 |
| Premises and equipment expense | $848,000 | 1,355 |
| Additional noninterest expense | $1,297,000 | 1,858 |
| Pre-tax net operating income | $791,000 | 4,096 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $278,000 | 3,369 |
| Income before extraordinary items | $513,000 | 4,730 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $513,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 1,919 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $513,000 | 4,527 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,806,000 | 2,621 |
| Total interest expense | $698,000 | 3,325 |
| Net interest income | $2,108,000 | 2,314 |
| Provision for loan and lease losses | $200,000 | 1,357 |
| Total noninterest income | $437,000 | 2,521 |
| Gross Fiduciary activities income | $15,000 | 1,064 |
| Service charges on deposit accounts | $354,000 | 1,173 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 4,672 |
| Total noninterest expense | $1,971,000 | 1,988 |
| Salaries and employee benefits | $975,000 | 2,167 |
| Premises and equipment expense | $412,000 | 1,409 |
| Additional noninterest expense | $584,000 | 2,017 |
| Pre-tax net operating income | $374,000 | 4,208 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $128,000 | 3,508 |
| Income before extraordinary items | $246,000 | 4,760 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $246,000 | 4,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,402 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $246,000 | 4,561 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,749,000 | 2,231 |
| Total interest expense | $3,913,000 | 2,805 |
| Net interest income | $9,836,000 | 1,970 |
| Provision for loan and lease losses | $1,450,000 | 973 |
| Total noninterest income | $2,010,000 | 2,121 |
| Gross Fiduciary activities income | $82,000 | 1,031 |
| Service charges on deposit accounts | $1,622,000 | 994 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $306,000 | 4,217 |
| Total noninterest expense | $8,605,000 | 1,762 |
| Salaries and employee benefits | $4,199,000 | 1,922 |
| Premises and equipment expense | $1,708,000 | 1,281 |
| Additional noninterest expense | $2,698,000 | 1,740 |
| Pre-tax net operating income | $1,791,000 | 3,666 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $622,000 | 3,058 |
| Income before extraordinary items | $1,169,000 | 4,152 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,169,000 | 4,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,202,000 | 817 |
| Cash dividends | $1,205,000 | 1,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,169,000 | 4,052 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,206,000 | 1,989 |
| Total interest expense | $7,087,000 | 2,265 |
| Net interest income | $10,119,000 | 1,766 |
| Provision for loan and lease losses | $465,000 | 2,340 |
| Total noninterest income | $1,605,000 | 2,375 |
| Gross Fiduciary activities income | $80,000 | 1,045 |
| Service charges on deposit accounts | $1,241,000 | 1,205 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $284,000 | 4,234 |
| Total noninterest expense | $7,919,000 | 1,826 |
| Salaries and employee benefits | $4,059,000 | 1,841 |
| Premises and equipment expense | $1,501,000 | 1,431 |
| Additional noninterest expense | $2,359,000 | 1,910 |
| Pre-tax net operating income | $3,340,000 | 2,059 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,134,000 | 1,904 |
| Income before extraordinary items | $2,206,000 | 2,331 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,206,000 | 2,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,820 |
| Cash dividends | $975,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,206,000 | 2,258 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,064,000 | 1,945 |
| Total interest expense | $7,672,000 | 2,220 |
| Net interest income | $10,392,000 | 1,691 |
| Provision for loan and lease losses | $399,000 | 2,288 |
| Total noninterest income | $1,861,000 | 1,984 |
| Gross Fiduciary activities income | $91,000 | 959 |
| Service charges on deposit accounts | $1,200,000 | 1,136 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $570,000 | 2,712 |
| Total noninterest expense | $7,517,000 | 1,852 |
| Salaries and employee benefits | $3,854,000 | 1,872 |
| Premises and equipment expense | $1,414,000 | 1,473 |
| Additional noninterest expense | $2,249,000 | 1,935 |
| Pre-tax net operating income | $4,337,000 | 1,692 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,518,000 | 1,496 |
| Income before extraordinary items | $2,819,000 | 1,846 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,819,000 | 1,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,049 |
| Cash dividends | $815,000 | 2,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,819,000 | 1,847 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,932,000 | 2,036 |
| Total interest expense | $6,763,000 | 2,189 |
| Net interest income | $9,169,000 | 1,920 |
| Provision for loan and lease losses | $391,000 | 2,151 |
| Total noninterest income | $1,776,000 | 2,017 |
| Gross Fiduciary activities income | $86,000 | 1,017 |
| Service charges on deposit accounts | $1,203,000 | 1,111 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $487,000 | 3,000 |
| Total noninterest expense | $7,053,000 | 1,948 |
| Salaries and employee benefits | $3,606,000 | 1,949 |
| Premises and equipment expense | $1,372,000 | 1,498 |
| Additional noninterest expense | $2,075,000 | 2,097 |
| Pre-tax net operating income | $3,501,000 | 2,090 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,147,000 | 1,994 |
| Income before extraordinary items | $2,354,000 | 2,225 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,354,000 | 2,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 1,569 |
| Cash dividends | $196,000 | 5,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,354,000 | 2,196 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,414,000 | 2,114 |
| Total interest expense | $6,552,000 | 2,307 |
| Net interest income | $8,862,000 | 1,937 |
| Provision for loan and lease losses | $200,000 | 3,499 |
| Total noninterest income | $1,678,000 | 2,083 |
| Gross Fiduciary activities income | $88,000 | 1,031 |
| Service charges on deposit accounts | $1,177,000 | 1,066 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $413,000 | 3,360 |
| Total noninterest expense | $7,115,000 | 1,828 |
| Salaries and employee benefits | $3,401,000 | 1,962 |
| Premises and equipment expense | $1,207,000 | 1,631 |
| Additional noninterest expense | $2,507,000 | 1,702 |
| Pre-tax net operating income | $3,225,000 | 2,218 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,050,000 | 2,220 |
| Income before extraordinary items | $2,175,000 | 2,370 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,175,000 | 2,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,384 |
| Cash dividends | $1,905,000 | 1,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,175,000 | 2,295 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,703,000 | 2,219 |
| Total interest expense | $6,149,000 | 2,444 |
| Net interest income | $8,554,000 | 2,035 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,711,000 | 1,994 |
| Gross Fiduciary activities income | $95,000 | 1,060 |
| Service charges on deposit accounts | $1,165,000 | 1,082 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $451,000 | 3,036 |
| Total noninterest expense | $6,449,000 | 2,001 |
| Salaries and employee benefits | $3,205,000 | 2,054 |
| Premises and equipment expense | $1,156,000 | 1,693 |
| Additional noninterest expense | $2,088,000 | 2,013 |
| Pre-tax net operating income | $3,816,000 | 1,967 |
| Securities gains (losses) | $69,000 | 1,157 |
| Applicable income taxes | $1,300,000 | 1,930 |
| Income before extraordinary items | $2,585,000 | 2,045 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,585,000 | 2,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,266 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,538,770 | 2,028 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,726,000 | 2,280 |
| Total interest expense | $6,405,000 | 2,412 |
| Net interest income | $8,321,000 | 2,159 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,849,000 | 1,966 |
| Gross Fiduciary activities income | $91,000 | 1,131 |
| Service charges on deposit accounts | $1,418,000 | 934 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $340,000 | 3,773 |
| Total noninterest expense | $5,695,000 | 2,415 |
| Salaries and employee benefits | $2,814,000 | 2,359 |
| Premises and equipment expense | $898,000 | 2,220 |
| Additional noninterest expense | $1,983,000 | 2,477 |
| Pre-tax net operating income | $4,475,000 | 1,619 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,510,000 | 1,593 |
| Income before extraordinary items | $2,965,000 | 1,677 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,965,000 | 1,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,426 |
| Cash dividends | $2,400,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,965,000 | 1,647 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,340,000 | 2,349 |
| Total interest expense | $6,071,000 | 2,523 |
| Net interest income | $8,269,000 | 2,178 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $2,325,000 | 1,625 |
| Gross Fiduciary activities income | $82,000 | 1,203 |
| Service charges on deposit accounts | $1,340,000 | 1,001 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $903,000 | 1,940 |
| Total noninterest expense | $5,890,000 | 2,313 |
| Salaries and employee benefits | $2,807,000 | 2,362 |
| Premises and equipment expense | $948,000 | 2,116 |
| Additional noninterest expense | $2,135,000 | 2,281 |
| Pre-tax net operating income | $4,704,000 | 1,578 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,576,000 | 1,580 |
| Income before extraordinary items | $3,128,000 | 1,629 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,128,000 | 1,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,120 |
| Cash dividends | $1,625,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,128,000 | 1,603 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,617,000 | 2,401 |
| Total interest expense | $5,055,000 | 2,433 |
| Net interest income | $7,562,000 | 2,391 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $2,093,000 | 1,790 |
| Gross Fiduciary activities income | $104,000 | 1,172 |
| Service charges on deposit accounts | $1,238,000 | 1,073 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $751,000 | 2,222 |
| Total noninterest expense | $5,963,000 | 2,361 |
| Salaries and employee benefits | $2,739,000 | 2,446 |
| Premises and equipment expense | $887,000 | 2,273 |
| Additional noninterest expense | $2,337,000 | 2,267 |
| Pre-tax net operating income | $3,692,000 | 1,928 |
| Securities gains (losses) | $363,000 | 343 |
| Applicable income taxes | $1,214,000 | 1,857 |
| Income before extraordinary items | $2,841,000 | 1,732 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,841,000 | 1,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 11,755 |
| Cash dividends | $350,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,586,900 | 1,884 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,854,000 | 2,241 |
| Total interest expense | $5,401,000 | 2,393 |
| Net interest income | $8,453,000 | 2,135 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $2,098,000 | 1,912 |
| Gross Fiduciary activities income | $108,000 | 1,193 |
| Service charges on deposit accounts | $1,118,000 | 1,204 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $872,000 | 2,248 |
| Total noninterest expense | $6,148,000 | 2,337 |
| Salaries and employee benefits | $2,742,000 | 2,424 |
| Premises and equipment expense | $831,000 | 2,458 |
| Additional noninterest expense | $2,575,000 | 2,168 |
| Pre-tax net operating income | $4,403,000 | 1,583 |
| Securities gains (losses) | $-222,000 | 13,222 |
| Applicable income taxes | $1,346,000 | 1,732 |
| Income before extraordinary items | $2,835,000 | 1,766 |
| Extraordinary gains, net | $63,000 | 1,988 |
| Net income | $2,898,000 | 1,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 11,843 |
| Cash dividends | $325,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,985,960 | 1,596 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,582,000 | 3,036 |
| Total interest expense | $4,612,000 | 3,560 |
| Net interest income | $6,970,000 | 2,604 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $1,254,000 | 2,768 |
| Gross Fiduciary activities income | $124,000 | 1,206 |
| Service charges on deposit accounts | $710,000 | 1,900 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $420,000 | 3,587 |
| Total noninterest expense | $4,598,000 | 3,102 |
| Salaries and employee benefits | $2,003,000 | 3,201 |
| Premises and equipment expense | $583,000 | 3,458 |
| Additional noninterest expense | $2,012,000 | 2,790 |
| Pre-tax net operating income | $3,626,000 | 1,702 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $1,100,000 | 1,934 |
| Income before extraordinary items | $2,532,000 | 1,796 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,532,000 | 1,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,527,800 | 1,661 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.