Centennial Bank, Fairhope Branch

Name:Centennial Bank, Fairhope Branch
Full Service Brick and Mortar Office
Review:16 client reviews
Location:218 North Greeno Rd
Fairhope, AL 36532

Baldwin County
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Phone:251-928-1648
Branch Deposit:$18,426,000
FDIC Cert:#11241
Established:2003-07-14


The Bank

Name:Centennial Bank
Concentration:Commercial Lending Specialization
Established:1903-01-01
FDIC Insurance:1934-01-01
Holden By:Home Bancshares, Inc.
Charter Class:Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
# of Branches:154, view all, view on map
Website:http://www.my100bank.com
Total Assets:$9,264,881,000
Total Deposits:$6,507,183,000
Total Equity Capital:$1,172,296,000
Total Domestic Office Deposits:$6,507,183,000
Net Income:$142,926,000
Quarterly Net Income:$38,887,000
Return on Assets:2%
Quarterly Return on Assets:2%
Return on Equity:14%
Quarterly Return on Equity:14%
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Client Review

16 client reviews of Centennial Bank scored 2.5 out of 5.

You deserve a better bank
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by BCnative, Sep. 30, 2015

As an existing client of Centennial bank I called my loan officer to inquire about a car loan. Left a message on his phone - call never returned. Two weeks later sent a request thru 100 Banks web site. I recived a response from Brian who explained his bank "prefer not to make auto loans". He would but the banks rates "are not favorable". If I wanted to finance an auto thru my LLC. I would need to provide two years of tax records and a financial statement.
If you are in Gulf Shores go see Alabama Credit Union ( they tell you the truth) or National Bank of Commerce for residental lending. After 8 years in Gulf Shores this bank is still non- operational.

* this reviewer has be with this bank for >10 years
* this reviewer had 3 - 5 banks before.
* this review was made on Centennial Bank, Gulf Shores Branch at Gulf Shores, AL
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Will never do business with them again
Overall Rating
Interest Rate and Cost
Office Environment & Staff
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by UpsetCustomer2014, Sep. 03, 2014

Choosing this bank for our mortgage was by far the worst decision I have ever made. They did not do their job in a timely manner and wasted two days of our time. We were honestly just sitting waiting on them to. Get their stuff together. They do not value customers or respect their customers time. Very unprofessional. I would never recommend this bank to anyone.

* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 1 - 2 banks before.
* this review was made on Centennial Bank, Maumelle Branch at Maumelle, AR
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Worst Bank
Overall Rating
Interest Rate and Cost
Office Environment & Staff
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by aby1321, Apr. 21, 2014

I absolutely cannot stand this bank. The staff are not fun to deal with and their policies were not made clear to me. Their mobile banking service is unclear and hard to understand. I will be closing my account asap to not have the stress of dealing with them another day.

* this reviewer has be with this bank for 6 months - 1 year
* this reviewer had 3 - 5 banks before.
* this review was made on Centennial Bank, West Sunset Branch at Springdale, AR
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All Reviews...

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