Home > Banc of California > Net charge- offs to loans
Banc of California, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2284% | 476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2489% | 103 |
| Percentage Net Loans Charged-off:Construction & development | 0.2804% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3583% | 123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4007% | 34 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0121% | 4,283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4097% | 46 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2961% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5054% | 1,185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5054% | 1,066 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2350% | 378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2788% | 64 |
| Percentage Net Loans Charged-off:Construction & development | 0.3273% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4246% | 82 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4195% | 30 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0171% | 4,342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4284% | 43 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2132% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4344% | 1,182 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4344% | 1,110 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3004% | 280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3509% | 44 |
| Percentage Net Loans Charged-off:Construction & development | 0.4558% | 27 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3701% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5941% | 20 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6052% | 20 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3436% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3674% | 1,196 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3674% | 1,163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1285% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1922% | 81 |
| Percentage Net Loans Charged-off:Construction & development | 0.0856% | 25 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7228% | 36 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1248% | 84 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1270% | 80 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0993% | 4,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3486% | 1,162 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3486% | 1,086 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 1,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0292% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0310% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0001% | 4,608 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0134% | 554 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 4,312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 3,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4356% | 1,117 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4356% | 1,046 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0278% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0358% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0001% | 4,653 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0979% | 4,578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0416% | 3,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2925% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2925% | 1,222 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 3,054 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 2,960 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 4,002 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0181% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 3,789 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 3,736 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1461% | 3,435 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 3,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0327% | 3,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2261% | 1,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2261% | 1,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0197% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,552 |
| Percentage Net Loans Charged-off:Construction & development | -0.0158% | 4,125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0153% | 3,971 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2916% | 3,505 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 3,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1638% | 340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1765% | 1,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1765% | 1,269 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0093% | 3,716 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0386% | 4,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0217% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1337% | 4,575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0015% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0412% | 4,197 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5957% | 3,592 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0466% | 1,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3687% | 1,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3687% | 996 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0140% | 3,815 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0503% | 4,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0287% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1852% | 4,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0020% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 3,543 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0684% | 3,454 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0529% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3621% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3621% | 891 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0252% | 4,083 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0690% | 4,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0437% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2469% | 4,754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0030% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 3,541 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0061% | 3,269 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 3,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0657% | 788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2790% | 1,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2790% | 995 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0575% | 937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0796% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0173% | 4,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 3,724 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 3,353 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 3,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1974% | 412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4098% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4098% | 784 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4524% | 365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0571% | 917 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 4,029 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1515% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0748% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2692% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0586% | 4,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6992% | 231 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0187% | 625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0187% | 559 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4721% | 314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0702% | 694 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,075 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1868% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0794% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3014% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0833% | 4,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7872% | 183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2142% | 1,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2142% | 1,789 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3330% | 487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0803% | 576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2099% | 278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1419% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3257% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 4,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1801% | 313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2808% | 1,717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2808% | 1,585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3962% | 367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0205% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3079% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6232% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 4,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6661% | 226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4220% | 1,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4220% | 1,282 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0904% | 1,831 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 995 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0084% | 4,101 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0886% | 4,853 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1225% | 3,731 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0648% | 4,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3703% | 1,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1565% | 2,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1565% | 2,498 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 1,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 1,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0145% | 756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0531% | 4,787 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1551% | 3,801 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 1,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4503% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2243% | 2,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2243% | 2,080 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1253% | 1,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0204% | 561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0700% | 4,884 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2105% | 3,844 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4811% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1702% | 2,198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1702% | 2,082 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 2,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 1,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 4,451 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1104% | 3,844 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0499% | 587 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0081% | 3,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2512% | 1,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2512% | 1,664 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2544% | 760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0588% | 1,094 |
| Percentage Net Loans Charged-off:Construction & development | -0.0098% | 4,302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1427% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0461% | 4,294 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0450% | 4,862 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1575% | 3,892 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 4,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7935% | 595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0498% | 3,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0498% | 3,087 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0084% | 1,129 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1866% | 898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0851% | 691 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 4,296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1921% | 307 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0650% | 4,347 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0304% | 4,756 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1576% | 3,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 1,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4879% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0567% | 2,931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0567% | 2,820 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0021% | 1,119 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2608% | 616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1183% | 467 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 4,359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2647% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1015% | 4,396 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0402% | 4,868 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2182% | 3,986 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 1,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6753% | 516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0022% | 1,093 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1167% | 1,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 779 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1649% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2386% | 4,458 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0333% | 865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0333% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3227% | 577 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0139% | 4,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0139% | 4,458 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0017% | 1,083 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4304% | 566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 1,339 |
| Percentage Net Loans Charged-off:Construction & development | -0.0097% | 4,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0984% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1184% | 951 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0801% | 4,016 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1779% | 671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0908% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2287% | 2,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2287% | 2,487 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0089% | 37 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3904% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0953% | 848 |
| Percentage Net Loans Charged-off:Construction & development | -0.0030% | 4,429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1502% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1364% | 774 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3304% | 4,182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2689% | 393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9236% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1811% | 2,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1811% | 2,445 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0121% | 32 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5749% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1397% | 602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0449% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2173% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0979% | 5,384 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8788% | 4,259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1412% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3138% | 351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0721% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0721% | 2,676 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0180% | 26 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5268% | 344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0773% | 765 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 4,629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1425% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4330% | 5,678 |
| Percentage Net Loans Charged-off: Home equity loans | -1.8579% | 4,325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3141% | 275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0507% | 2,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0507% | 2,297 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0361% | 20 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1546% | 1,720 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0394% | 5,243 |
| Percentage Net Loans Charged-off:Construction & development | -0.0871% | 4,891 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0399% | 5,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0126% | 201 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0790% | 5,459 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0778% | 4,166 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0793% | 5,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1698% | 1,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3282% | 2,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3282% | 2,156 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7008% | 575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0850% | 34 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0828% | 2,139 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0417% | 5,271 |
| Percentage Net Loans Charged-off:Construction & development | -0.0325% | 4,733 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0500% | 5,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0024% | 167 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0916% | 5,544 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0537% | 4,123 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1014% | 5,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0257% | 4,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5347% | 1,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5347% | 1,401 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7495% | 475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1143% | 29 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 2,282 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 4,795 |
| Percentage Net Loans Charged-off:Construction & development | -0.0443% | 4,872 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0174% | 5,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0024% | 142 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1320% | 979 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1268% | 4,286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1986% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0675% | 1,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0064% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0064% | 703 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2191% | 688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1727% | 17 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1121% | 1,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0261% | 5,176 |
| Percentage Net Loans Charged-off:Construction & development | -0.0901% | 5,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 614 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 4,631 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4069% | 5,913 |
| Percentage Net Loans Charged-off: Home equity loans | -2.0940% | 4,484 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 5,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1090% | 948 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9905% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9905% | 335 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4461% | 440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3663% | 12 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0725% | 2,796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0277% | 5,311 |
| Percentage Net Loans Charged-off:Construction & development | -0.1554% | 5,117 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0156% | 5,230 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0090% | 4,711 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0407% | 5,570 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0993% | 4,361 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0289% | 5,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0665% | 2,072 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2376% | 5,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2376% | 5,603 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4396% | 635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2626% | 1,274 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1189% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 5,089 |
| Percentage Net Loans Charged-off:Construction & development | -0.2002% | 5,249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 1,306 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0122% | 4,763 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0704% | 5,759 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3509% | 4,529 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 5,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1121% | 1,567 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3605% | 5,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3605% | 5,725 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6156% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2281% | 1,253 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1062% | 1,939 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 4,979 |
| Percentage Net Loans Charged-off:Construction & development | -0.1306% | 5,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0078% | 1,135 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0164% | 4,811 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0300% | 5,565 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3289% | 4,558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0337% | 2,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0313% | 4,646 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2944% | 5,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2944% | 5,647 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8606% | 378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3151% | 1,239 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2607% | 922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 2,077 |
| Percentage Net Loans Charged-off:Construction & development | -0.1315% | 5,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0179% | 699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0029% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0565% | 5,776 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5559% | 4,620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0519% | 1,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0511% | 1,025 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5375% | 5,888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5375% | 5,844 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7182% | 232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0061% | 1,181 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1201% | 2,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1697% | 1,685 |
| Percentage Net Loans Charged-off:Construction & development | -0.1745% | 5,388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1231% | 1,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6311% | 201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0449% | 2,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1942% | 721 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 3,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2632% | 1,637 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2438% | 6,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2438% | 6,232 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4085% | 5,777 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0753% | 1,304 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1920% | 1,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1067% | 2,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0417% | 896 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1370% | 1,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0683% | 302 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0191% | 5,788 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2580% | 4,732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0416% | 2,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3983% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1586% | 5,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1586% | 5,695 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0911% | 1,032 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0936% | 1,295 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1530% | 2,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2229% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | -0.0663% | 5,317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3113% | 778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0830% | 229 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 5,598 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2515% | 4,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0607% | 2,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0230% | 1,897 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6713% | 6,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6713% | 6,203 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1758% | 759 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0203% | 1,257 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0765% | 2,384 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0326% | 5,885 |
| Percentage Net Loans Charged-off:Construction & development | -0.0409% | 5,342 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0576% | 6,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1030% | 1,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1357% | 1,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3264% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0793% | 5,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0793% | 5,305 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4170% | 448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0129% | 1,231 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1082% | 3,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 4,253 |
| Percentage Net Loans Charged-off:Construction & development | -0.8444% | 5,953 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1059% | 2,058 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1168% | 5,273 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0691% | 3,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0900% | 2,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4550% | 1,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3839% | 2,419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3839% | 2,287 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0594% | 1,226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0521% | 1,380 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1439% | 3,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0753% | 3,157 |
| Percentage Net Loans Charged-off:Construction & development | -0.4762% | 5,905 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1608% | 1,628 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1038% | 5,316 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4267% | 1,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2638% | 2,609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2638% | 2,461 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0542% | 1,141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0752% | 1,357 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1129% | 3,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1094% | 2,658 |
| Percentage Net Loans Charged-off:Construction & development | -0.3959% | 5,904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2127% | 1,306 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1664% | 5,341 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0416% | 6,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0537% | 6,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1419% | 1,870 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0519% | 5,534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0519% | 5,480 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0818% | 966 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0213% | 1,317 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 3,860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0310% | 6,233 |
| Percentage Net Loans Charged-off:Construction & development | -0.8791% | 6,076 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0506% | 1,267 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1666% | 5,365 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 5,996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 6,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1233% | 1,394 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2756% | 6,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2756% | 6,043 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1710% | 683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0184% | 1,285 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3940% | 2,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4221% | 2,212 |
| Percentage Net Loans Charged-off:Construction & development | -0.3232% | 6,178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5508% | 1,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0119% | 834 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3618% | 2,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4550% | 1,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3947% | 2,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7226% | 1,820 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7227% | 1,682 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0276% | 5,927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9000% | 81 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4065% | 2,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4767% | 1,958 |
| Percentage Net Loans Charged-off:Construction & development | -0.4136% | 6,255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6039% | 1,230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0129% | 728 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6663% | 1,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8219% | 1,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2209% | 2,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2067% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2070% | 964 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0640% | 6,087 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1887% | 1,428 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5222% | 2,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6138% | 1,587 |
| Percentage Net Loans Charged-off:Construction & development | -1.3393% | 6,414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7738% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1716% | 510 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3161% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6312% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2482% | 2,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9523% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9528% | 594 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1085% | 6,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3738% | 1,400 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1617% | 3,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1759% | 2,588 |
| Percentage Net Loans Charged-off:Construction & development | -2.6852% | 6,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2274% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3055% | 323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8586% | 260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0916% | 1,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4554% | 331 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4568% | 307 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2728% | 6,278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6306% | 1,362 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0271% | 1,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9648% | 1,668 |
| Percentage Net Loans Charged-off:Construction & development | 2.0853% | 1,664 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0211% | 1,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3079% | 822 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4305% | 2,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5252% | 2,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4906% | 2,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2992% | 3,538 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2997% | 3,275 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.5930% | 137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0852% | 1,398 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1778% | 1,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1313% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.7936% | 2,019 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3472% | 820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4030% | 655 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5427% | 1,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6605% | 1,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6920% | 2,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2341% | 3,517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2344% | 3,238 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.5430% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0961% | 1,377 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2323% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1650% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.5585% | 1,875 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3999% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4953% | 521 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6202% | 1,698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7523% | 1,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8960% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5456% | 2,314 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5449% | 1,967 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.4149% | 138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1480% | 1,352 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7341% | 758 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7632% | 673 |
| Percentage Net Loans Charged-off:Construction & development | 9.2230% | 366 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3803% | 630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1761% | 391 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3439% | 1,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4157% | 1,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8713% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.0124% | 7,375 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.9978% | 7,363 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1129% | 804 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2963% | 1,334 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.4485% | 138 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.0327% | 89 |
| Percentage Net Loans Charged-off:Construction & development | 22.8197% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0704% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5921% | 461 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.7439% | 74 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 9.1566% | 40 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8701% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.9481% | 103 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.1218% | 148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.6515% | 100 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.9266% | 106 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.7409% | 73 |
| Percentage Net Loans Charged-off:Construction & development | 23.8180% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4482% | 173 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7442% | 316 |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.1366% | 55 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 11.5950% | 32 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3302% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.1018% | 125 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1473% | 1,356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.6972% | 79 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.3551% | 54 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.5799% | 36 |
| Percentage Net Loans Charged-off:Construction & development | 33.0229% | 71 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.2054% | 99 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5446% | 272 |
| Percentage Net Loans Charged-off: 1-4 family residential | 15.3983% | 18 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 22.8962% | 10 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0422% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.7257% | 79 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1430% | 1,182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.9668% | 50 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 14.7923% | 21 |
| Percentage Net Loans Charged-off: Total real estate loans | 17.1263% | 10 |
| Percentage Net Loans Charged-off:Construction & development | 53.7496% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | 11.1521% | 40 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.3050% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 28.5233% | 7 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 41.8338% | 4 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4838% | 477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4491% | 2,725 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1313% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.4296% | 27 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0915% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2351% | 932 |
| Percentage Net Loans Charged-off:Construction & development | 4.9841% | 1,239 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6816% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9503% | 576 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6125% | 474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6639% | 321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5126% | 2,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5672% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3985% | 1,357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0256% | 181 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8052% | 1,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9053% | 882 |
| Percentage Net Loans Charged-off:Construction & development | 5.2485% | 933 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2571% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2866% | 565 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1225% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5731% | 707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3579% | 2,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3182% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4241% | 1,157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0175% | 1,688 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2207% | 1,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1744% | 1,211 |
| Percentage Net Loans Charged-off:Construction & development | 5.0315% | 830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2771% | 1,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6908% | 350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5115% | 1,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7217% | 1,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3372% | 1,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9427% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5029% | 963 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0263% | 1,656 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6225% | 1,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5323% | 1,584 |
| Percentage Net Loans Charged-off:Construction & development | 1.0808% | 1,206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2971% | 830 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3869% | 172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6454% | 484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3552% | 343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9651% | 1,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8103% | 2,325 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3552% | 835 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5243% | 1,600 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9597% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8868% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 3.8885% | 650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0894% | 1,795 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 6,214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2078% | 2,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2909% | 1,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8473% | 2,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7887% | 106 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0980% | 7,017 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.9106% | 53 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0270% | 823 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0057% | 638 |
| Percentage Net Loans Charged-off:Construction & development | 4.4127% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0713% | 1,347 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 6,201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1519% | 1,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2111% | 1,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6895% | 1,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.3899% | 88 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1572% | 1,197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.9250% | 34 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1643% | 581 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3087% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 5.8838% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0072% | 1,287 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0020% | 6,169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1298% | 1,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1800% | 1,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7155% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4315% | 3,095 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1162% | 1,132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.6319% | 29 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8192% | 277 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3965% | 132 |
| Percentage Net Loans Charged-off:Construction & development | 10.5474% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0127% | 762 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 6,106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0810% | 8,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1129% | 8,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1152% | 7,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1832% | 3,425 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1044% | 899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.0910% | 1,520 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0702% | 4,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0359% | 3,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0758% | 1,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0227% | 1,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2119% | 2,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0839% | 5,243 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5790% | 50 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0667% | 3,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 2,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0971% | 754 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 1,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2428% | 8,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3585% | 8,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2357% | 2,105 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0198% | 7,228 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4478% | 7,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1924% | 41 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0079% | 5,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 2,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 1,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0467% | 1,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0495% | 2,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0330% | 4,565 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7470% | 7,393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2925% | 30 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0246% | 3,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 1,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0605% | 1,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0870% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1430% | 1,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1271% | 3,378 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.4875% | 7,431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6091% | 19 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 4,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 3,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0040% | 797 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 1,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1550% | 2,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0443% | 5,485 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0347% | 7,009 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0306% | 33 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0242% | 7,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 2,819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0080% | 572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1040% | 7,480 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2821% | 7,986 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0894% | 7,215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0154% | 7,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 2,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0126% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0599% | 7,155 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3377% | 7,959 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0969% | 7,187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 4,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0830% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9934% | 8,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0938% | 7,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0256% | 5,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 3,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0310% | 556 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0909% | 3,376 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2769% | 8,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0274% | 7,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0351% | 4,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 2,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0465% | 398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1123% | 2,718 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2229% | 8,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 5,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 2,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0744% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 6,701 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1689% | 7,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0166% | 4,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 1,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.1476% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0458% | 7,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4431% | 2,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0480% | 8,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 3,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0366% | 618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 1,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 8,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 8,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1913% | 7,933 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2220% | 8,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0676% | 8,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 3,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 1,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0358% | 8,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0449% | 8,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2567% | 7,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0504% | 5,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1136% | 8,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 2,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0121% | 898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0364% | 8,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0440% | 8,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4598% | 8,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4280% | 3,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0203% | 4,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0297% | 8,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0337% | 8,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0517% | 7,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8306% | 972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1887% | 3,515 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 8,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1478% | 8,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1701% | 8,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4246% | 2,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0114% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1900% | 1,360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2565% | 2,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0178% | 8,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1918% | 8,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2216% | 8,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6480% | 1,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3092% | 340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3373% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0257% | 8,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2785% | 8,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3234% | 8,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9350% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6453% | 319 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7088% | 750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9230% | 614 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2036% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3466% | 2,409 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0565% | 8,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1042% | 8,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 8,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 8,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6985% | 2,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2347% | 741 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9725% | 64 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3207% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5073% | 425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.8296% | 137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6815% | 3,331 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.8172% | 137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4276% | 63 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.8860% | 27 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 7,830 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6463% | 1,116 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0674% | 128 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4306% | 399 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8782% | 24 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2019% | 104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1548% | 10 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9715% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6420% | 104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1441% | 1,178 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6053% | 930 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6918% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3602% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7468% | 68 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9224% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8559% | 242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4405% | 694 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4310% | 898 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 7,322 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7880% | 2,778 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |