Home > Zook & Roecker State Bank > Assets and Liabilities
Zook & Roecker State Bank, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 6 | 10,399 |
Assets and Liabilities | ||
Total Assets: | $17,950,000 | 10,046 |
Cash and due from depository institutions | $1,113,000 | 10,399 |
Interest-bearing balances | $0 | 6,604 |
Securities | $7,524,000 | 8,243 |
Federal funds sold & reverse repurchase agreements | $2,300,000 | 4,623 |
Net loans & leases | $6,747,000 | 10,376 |
Loan loss allowance | $87,000 | 10,200 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $111,000 | 10,099 |
Other real estate owned | $0 | 10,399 |
Goodwill and other intangibles | $0 | 3,571 |
All other assets | $155,000 | 10,580 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $17,950,000 | 10,046 |
Total liabilities | $16,405,000 | 9,973 |
Total deposits | $16,298,000 | 9,894 |
Interest-bearing deposits | $13,530,000 | 9,889 |
Deposits held in domestic offices | $16,298,000 | 9,893 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,723 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $0 | 5,103 |
Subordinated debt | $0 | 260 |
All other liabilities | $107,000 | 10,132 |
Total equity capital | $1,545,000 | 10,405 |
Total bank equity capital | $1,545,000 | 10,405 |
Perpetual preferred stock | $0 | 223 |
Common stock | $50,000 | 9,107 |
Surplus | $150,000 | 9,847 |
Undivided profits | $1,345,000 | 8,059 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $81,000 | 7,984 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $106,000 | 9,712 |
Earning assets | $16,571,000 | 10,000 |
Long-term assets (5+ years) | $602,000 | 8,903 |
Average Assets, year-to-date | $16,595,800 | 10,099 |
Average Assets, quarterly | $17,033,000 | 10,096 |
Volatile liabilities | $600,000 | 10,464 |
Insider loans | $441,000 | 5,745 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $905,000 | 8,921 |
Tier 1 (core) risk-based capital | $1,548,000 | 10,365 |
Tier 2 risk-based capital | $87,000 | 10,065 |
Total risk weighted assets | $9,025,200 | 10,178 |
Total unused commitments | $905,000 | 8,932 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 6 | 10,883 |
Assets and Liabilities | ||
Total Assets: | $17,167,000 | 10,579 |
Cash and due from depository institutions | $1,006,000 | 10,883 |
Interest-bearing balances | $0 | 6,640 |
Securities | $7,352,000 | 8,841 |
Federal funds sold & reverse repurchase agreements | $1,850,000 | 5,109 |
Net loans & leases | $6,628,000 | 10,840 |
Loan loss allowance | $112,000 | 10,378 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $108,000 | 10,571 |
Other real estate owned | $0 | 10,883 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $223,000 | 10,731 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $17,167,000 | 10,579 |
Total liabilities | $15,757,000 | 10,509 |
Total deposits | $13,251,000 | 10,713 |
Interest-bearing deposits | $9,977,000 | 10,821 |
Deposits held in domestic offices | $13,251,000 | 10,712 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $2,286,000 | 2,146 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $220,000 | 8,971 |
Total equity capital | $1,410,000 | 10,941 |
Total bank equity capital | $1,410,000 | 10,941 |
Perpetual preferred stock | $0 | 250 |
Common stock | $50,000 | 9,556 |
Surplus | $150,000 | 10,333 |
Undivided profits | $1,210,000 | 8,480 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $87,000 | 8,353 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $128,000 | 9,744 |
Earning assets | $15,830,000 | 10,529 |
Long-term assets (5+ years) | $896,000 | 8,882 |
Average Assets, year-to-date | $14,752,800 | 10,754 |
Average Assets, quarterly | $15,522,000 | 10,708 |
Volatile liabilities | $2,886,000 | 8,676 |
Insider loans | $254,000 | 7,223 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $892,000 | 9,034 |
Tier 1 (core) risk-based capital | $1,414,000 | 10,922 |
Tier 2 risk-based capital | $108,190 | 10,173 |
Total risk weighted assets | $8,650,990 | 10,650 |
Total unused commitments | $892,000 | 9,047 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 7 | 11,136 |
Assets and Liabilities | ||
Total Assets: | $15,012,000 | 11,242 |
Cash and due from depository institutions | $1,168,000 | 11,136 |
Interest-bearing balances | $0 | 6,853 |
Securities | $6,185,000 | 9,700 |
Federal funds sold & reverse repurchase agreements | $1,100,000 | 7,080 |
Net loans & leases | $6,206,000 | 11,379 |
Loan loss allowance | $122,000 | 10,664 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $118,000 | 10,910 |
Other real estate owned | $0 | 11,136 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $235,000 | 11,141 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $15,012,000 | 11,242 |
Total liabilities | $13,727,000 | 11,185 |
Total deposits | $11,609,000 | 11,371 |
Interest-bearing deposits | $8,769,000 | 11,451 |
Deposits held in domestic offices | $11,609,000 | 11,371 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,968,000 | 2,213 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $150,000 | 10,438 |
Total equity capital | $1,285,000 | 11,458 |
Total bank equity capital | $1,285,000 | 11,458 |
Perpetual preferred stock | $0 | 288 |
Common stock | $50,000 | 10,014 |
Surplus | $150,000 | 10,773 |
Undivided profits | $1,085,000 | 9,110 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $50,000 | 9,290 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $145,000 | 9,811 |
Earning assets | $13,491,000 | 11,233 |
Long-term assets (5+ years) | $1,102,000 | 8,867 |
Average Assets, year-to-date | $13,594,800 | 11,336 |
Average Assets, quarterly | $13,832,000 | 11,348 |
Volatile liabilities | $2,768,000 | 8,790 |
Insider loans | $290,000 | 7,133 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $965,000 | 9,030 |
Tier 1 (core) risk-based capital | $1,279,000 | 11,453 |
Tier 2 risk-based capital | $96,860 | 10,767 |
Total risk weighted assets | $7,723,760 | 11,243 |
Total unused commitments | $965,000 | 9,041 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 7 | 11,707 |
Assets and Liabilities | ||
Total Assets: | $14,076,000 | 11,873 |
Cash and due from depository institutions | $687,000 | 11,707 |
Interest-bearing balances | $0 | 7,034 |
Securities | $4,967,000 | 10,874 |
Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,304 |
Net loans & leases | $6,507,000 | 11,824 |
Loan loss allowance | $150,000 | 10,706 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $86,000 | 11,771 |
Other real estate owned | $0 | 11,707 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $229,000 | 11,727 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $14,076,000 | 11,873 |
Total liabilities | $13,005,000 | 11,804 |
Total deposits | $10,992,000 | 12,005 |
Interest-bearing deposits | $8,005,000 | 12,123 |
Deposits held in domestic offices | $10,992,000 | 12,004 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,734,000 | 2,793 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $279,000 | 7,629 |
Total equity capital | $1,071,000 | 12,143 |
Total bank equity capital | $1,071,000 | 12,143 |
Perpetual preferred stock | $0 | 310 |
Common stock | $50,000 | 10,556 |
Surplus | $150,000 | 11,270 |
Undivided profits | $871,000 | 9,357 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $122,000 | 8,014 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $115,000 | 10,489 |
Earning assets | $13,074,000 | 11,796 |
Long-term assets (5+ years) | $1,945,000 | 8,328 |
Average Assets, year-to-date | $13,088,000 | 11,974 |
Average Assets, quarterly | $13,432,000 | 11,938 |
Volatile liabilities | $2,604,000 | 8,919 |
Insider loans | $239,000 | 7,751 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $0 | 11,812 |
Tier 1 (core) risk-based capital | $1,097,000 | 12,153 |
Tier 2 risk-based capital | $97,770 | 11,262 |
Total risk weighted assets | $7,769,370 | 11,736 |
Total unused commitments | $0 | 11,813 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 7 | 12,281 |
Assets and Liabilities | ||
Total Assets: | $13,661,000 | 12,519 |
Cash and due from depository institutions | $810,000 | 12,281 |
Interest-bearing balances | $0 | 7,655 |
Securities | $5,906,000 | 10,838 |
Federal funds sold & reverse repurchase agreements | $200,000 | 9,883 |
Net loans & leases | $6,407,000 | 12,340 |
Loan loss allowance | $150,000 | 11,175 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $81,000 | 12,437 |
Other real estate owned | $0 | 12,281 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $257,000 | 11,706 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $13,661,000 | 12,519 |
Total liabilities | $12,535,000 | 12,471 |
Total deposits | $10,035,000 | 12,757 |
Interest-bearing deposits | $7,215,000 | 12,859 |
Deposits held in domestic offices | $10,035,000 | 12,757 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $2,310,000 | 2,094 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $190,000 | 9,472 |
Total equity capital | $1,126,000 | 12,624 |
Total bank equity capital | $1,126,000 | 12,624 |
Perpetual preferred stock | $0 | 343 |
Common stock | $50,000 | 11,073 |
Surplus | $150,000 | 11,774 |
Undivided profits | $926,000 | 9,725 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $55,000 | 10,272 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $115,000 | 10,554 |
Earning assets | $12,513,000 | 12,461 |
Long-term assets (5+ years) | $2,880,000 | 7,905 |
Average Assets, year-to-date | $12,728,000 | 12,614 |
Average Assets, quarterly | $13,132,000 | 12,574 |
Volatile liabilities | $3,180,000 | 8,195 |
Insider loans | $226,000 | 8,014 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $0 | 12,206 |
Tier 1 (core) risk-based capital | $1,126,000 | 12,609 |
Tier 2 risk-based capital | $91,370 | 11,817 |
Total risk weighted assets | $7,251,070 | 12,381 |
Total unused commitments | $0 | 12,208 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 5 | 13,478 |
Assets and Liabilities | ||
Total Assets: | $11,647,000 | 13,320 |
Cash and due from depository institutions | $583,000 | 13,478 |
Interest-bearing balances | $0 | 8,059 |
Securities | $6,239,000 | 10,937 |
Federal funds sold & reverse repurchase agreements | $400,000 | 10,364 |
Net loans & leases | $4,070,000 | 13,460 |
Loan loss allowance | $52,000 | 13,377 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $106,000 | 12,664 |
Other real estate owned | $0 | 13,478 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $249,000 | 12,337 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $11,647,000 | 13,320 |
Total liabilities | $10,643,000 | 13,280 |
Total deposits | $10,419,000 | 13,254 |
Interest-bearing deposits | $7,767,000 | 13,367 |
Deposits held in domestic offices | $10,419,000 | 13,253 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $224,000 | 9,512 |
Total equity capital | $1,004,000 | 13,209 |
Total bank equity capital | $1,004,000 | 13,209 |
Perpetual preferred stock | $0 | 346 |
Common stock | $50,000 | 11,578 |
Surplus | $150,000 | 12,235 |
Undivided profits | $804,000 | 10,092 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 13,091 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $103,000 | 11,475 |
Earning assets | $10,709,000 | 13,240 |
Long-term assets (5+ years) | $1,379,000 | 9,699 |
Average Assets, year-to-date | $11,612,600 | 13,300 |
Average Assets, quarterly | $11,545,000 | 13,323 |
Volatile liabilities | $870,000 | 12,055 |
Insider loans | $33,000 | 7,784 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $0 | 12,570 |
Tier 1 (core) risk-based capital | $1,004,000 | 13,195 |
Tier 2 risk-based capital | $52,000 | 13,089 |
Total risk weighted assets | $4,945,400 | 13,444 |
Total unused commitments | $0 | 12,572 |
Derivatives | $0 | 651 |