Home > Zia New Mexico Bank > Income and Expense

Zia New Mexico Bank, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$1,433,0009,378
Total interest expense$609,0009,452
Net interest income$824,0009,190
Provision for loan and lease losses$248,0003,012
Total noninterest income$244,0007,075
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$81,0007,260
Trading account gains and feesNANA
Additional Noninterest Income$163,0005,471
Total noninterest expense$1,631,0006,363
Salaries and employee benefits$590,0007,814
Premises and equipment expense$148,0007,696
Additional noninterest expense$893,0004,316
Pre-tax net operating income$-811,00010,304
Securities gains (losses)$04,449
Applicable income taxes$-12,00010,030
Income before extraordinary items$-799,00010,333
Extraordinary gains, net$032
Net income$-799,00010,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0002,149
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$232,000660
Net operating income$-799,00010,310
1997-12-31 (YTD Data)Rank
Total interest income$1,293,0009,935
Total interest expense$524,00010,036
Net interest income$769,0009,752
Provision for loan and lease losses$53,0006,553
Total noninterest income$566,0004,597
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$101,0007,173
Trading account gains and feesNANA
Additional Noninterest Income$465,0002,974
Total noninterest expense$1,105,0007,987
Salaries and employee benefits$477,0008,768
Premises and equipment expense$132,0008,186
Additional noninterest expense$496,0006,530
Pre-tax net operating income$177,0009,700
Securities gains (losses)$03,944
Applicable income taxes$13,0009,855
Income before extraordinary items$164,0009,460
Extraordinary gains, net$044
Net income$164,0009,462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,00010,357
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$100,000764
Net operating income$164,0009,424
1996-12-31 (YTD Data)Rank
Total interest income$1,445,00010,196
Total interest expense$618,00010,219
Net interest income$827,00010,041
Provision for loan and lease losses$437,0001,940
Total noninterest income$406,0005,897
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$95,0007,601
Trading account gains and feesNANA
Additional Noninterest Income$311,0003,987
Total noninterest expense$1,330,0007,576
Salaries and employee benefits$506,0008,840
Premises and equipment expense$151,0008,033
Additional noninterest expense$673,0005,901
Pre-tax net operating income$-534,00011,249
Securities gains (losses)$-8,00010,177
Applicable income taxes$-80,00011,148
Income before extraordinary items$-462,00011,250
Extraordinary gains, net$053
Net income$-462,00011,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,0001,764
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-455,20011,219
1995-12-31 (YTD Data)Rank
Total interest income$1,360,00010,746
Total interest expense$564,00010,794
Net interest income$796,00010,547
Provision for loan and lease losses$18,0007,795
Total noninterest income$210,0008,285
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$80,0008,310
Trading account gains and feesNANA
Additional Noninterest Income$130,0006,408
Total noninterest expense$984,0009,023
Salaries and employee benefits$387,00010,042
Premises and equipment expense$141,0008,499
Additional noninterest expense$456,0007,647
Pre-tax net operating income$4,00011,451
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$4,00011,480
Extraordinary gains, net$065
Net income$4,00011,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,914
Cash dividends$25,0008,267
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,00011,447
1994-12-31 (YTD Data)Rank
Total interest income$1,103,00011,521
Total interest expense$370,00011,740
Net interest income$733,00011,267
Provision for loan and lease losses$38,0006,695
Total noninterest income$185,0009,009
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$84,0008,561
Trading account gains and feesNANA
Additional Noninterest Income$101,0007,482
Total noninterest expense$822,00010,129
Salaries and employee benefits$323,00010,987
Premises and equipment expense$122,0009,334
Additional noninterest expense$377,0009,069
Pre-tax net operating income$58,00011,874
Securities gains (losses)$03,600
Applicable income taxes$9,00011,400
Income before extraordinary items$49,00011,811
Extraordinary gains, net$0249
Net income$49,00011,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,562
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$49,00011,844
1993-12-31 (YTD Data)Rank
Total interest income$1,028,00012,230
Total interest expense$344,00012,472
Net interest income$684,00011,934
Provision for loan and lease losses$010,371
Total noninterest income$140,00010,406
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$89,0008,728
Trading account gains and feesNANA
Additional Noninterest Income$51,00010,038
Total noninterest expense$778,00010,771
Salaries and employee benefits$277,00011,911
Premises and equipment expense$114,0009,987
Additional noninterest expense$387,0009,405
Pre-tax net operating income$46,00012,201
Securities gains (losses)$27,0004,244
Applicable income taxes$23,00011,542
Income before extraordinary items$50,00012,255
Extraordinary gains, net$03,149
Net income$50,00012,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,00012,362
Cash dividends$20,0008,663
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$31,64012,227
1992-12-31 (YTD Data)Rank
Total interest income$1,088,00012,863
Total interest expense$443,00013,010
Net interest income$645,00012,544
Provision for loan and lease losses$5,00011,499
Total noninterest income$144,00010,610
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$119,0007,968
Trading account gains and feesNANA
Additional Noninterest Income$25,00012,163
Total noninterest expense$712,00011,459
Salaries and employee benefits$247,00012,643
Premises and equipment expense$104,00010,590
Additional noninterest expense$361,00010,061
Pre-tax net operating income$72,00012,263
Securities gains (losses)$1,0007,986
Applicable income taxes$13,00012,284
Income before extraordinary items$60,00012,467
Extraordinary gains, net$13,0001,300
Net income$73,00012,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0009,883
Cash dividends$27,0008,313
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$59,18012,193

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.