Home > Zia New Mexico Bank > Income and Expense
Zia New Mexico Bank, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,433,000 | 9,378 |
Total interest expense | $609,000 | 9,452 |
Net interest income | $824,000 | 9,190 |
Provision for loan and lease losses | $248,000 | 3,012 |
Total noninterest income | $244,000 | 7,075 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $81,000 | 7,260 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $163,000 | 5,471 |
Total noninterest expense | $1,631,000 | 6,363 |
Salaries and employee benefits | $590,000 | 7,814 |
Premises and equipment expense | $148,000 | 7,696 |
Additional noninterest expense | $893,000 | 4,316 |
Pre-tax net operating income | $-811,000 | 10,304 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $-12,000 | 10,030 |
Income before extraordinary items | $-799,000 | 10,333 |
Extraordinary gains, net | $0 | 32 |
Net income | $-799,000 | 10,328 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $243,000 | 2,149 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $232,000 | 660 |
Net operating income | $-799,000 | 10,310 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,293,000 | 9,935 |
Total interest expense | $524,000 | 10,036 |
Net interest income | $769,000 | 9,752 |
Provision for loan and lease losses | $53,000 | 6,553 |
Total noninterest income | $566,000 | 4,597 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $101,000 | 7,173 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $465,000 | 2,974 |
Total noninterest expense | $1,105,000 | 7,987 |
Salaries and employee benefits | $477,000 | 8,768 |
Premises and equipment expense | $132,000 | 8,186 |
Additional noninterest expense | $496,000 | 6,530 |
Pre-tax net operating income | $177,000 | 9,700 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $13,000 | 9,855 |
Income before extraordinary items | $164,000 | 9,460 |
Extraordinary gains, net | $0 | 44 |
Net income | $164,000 | 9,462 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-30,000 | 10,357 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $100,000 | 764 |
Net operating income | $164,000 | 9,424 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,445,000 | 10,196 |
Total interest expense | $618,000 | 10,219 |
Net interest income | $827,000 | 10,041 |
Provision for loan and lease losses | $437,000 | 1,940 |
Total noninterest income | $406,000 | 5,897 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $95,000 | 7,601 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $311,000 | 3,987 |
Total noninterest expense | $1,330,000 | 7,576 |
Salaries and employee benefits | $506,000 | 8,840 |
Premises and equipment expense | $151,000 | 8,033 |
Additional noninterest expense | $673,000 | 5,901 |
Pre-tax net operating income | $-534,000 | 11,249 |
Securities gains (losses) | $-8,000 | 10,177 |
Applicable income taxes | $-80,000 | 11,148 |
Income before extraordinary items | $-462,000 | 11,250 |
Extraordinary gains, net | $0 | 53 |
Net income | $-462,000 | 11,249 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $373,000 | 1,764 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $-455,200 | 11,219 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,360,000 | 10,746 |
Total interest expense | $564,000 | 10,794 |
Net interest income | $796,000 | 10,547 |
Provision for loan and lease losses | $18,000 | 7,795 |
Total noninterest income | $210,000 | 8,285 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $80,000 | 8,310 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $130,000 | 6,408 |
Total noninterest expense | $984,000 | 9,023 |
Salaries and employee benefits | $387,000 | 10,042 |
Premises and equipment expense | $141,000 | 8,499 |
Additional noninterest expense | $456,000 | 7,647 |
Pre-tax net operating income | $4,000 | 11,451 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $0 | 11,151 |
Income before extraordinary items | $4,000 | 11,480 |
Extraordinary gains, net | $0 | 65 |
Net income | $4,000 | 11,476 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $32,000 | 5,914 |
Cash dividends | $25,000 | 8,267 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $4,000 | 11,447 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,103,000 | 11,521 |
Total interest expense | $370,000 | 11,740 |
Net interest income | $733,000 | 11,267 |
Provision for loan and lease losses | $38,000 | 6,695 |
Total noninterest income | $185,000 | 9,009 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $84,000 | 8,561 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $101,000 | 7,482 |
Total noninterest expense | $822,000 | 10,129 |
Salaries and employee benefits | $323,000 | 10,987 |
Premises and equipment expense | $122,000 | 9,334 |
Additional noninterest expense | $377,000 | 9,069 |
Pre-tax net operating income | $58,000 | 11,874 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $9,000 | 11,400 |
Income before extraordinary items | $49,000 | 11,811 |
Extraordinary gains, net | $0 | 249 |
Net income | $49,000 | 11,814 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $21,000 | 6,562 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $49,000 | 11,844 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,028,000 | 12,230 |
Total interest expense | $344,000 | 12,472 |
Net interest income | $684,000 | 11,934 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $140,000 | 10,406 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $89,000 | 8,728 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $51,000 | 10,038 |
Total noninterest expense | $778,000 | 10,771 |
Salaries and employee benefits | $277,000 | 11,911 |
Premises and equipment expense | $114,000 | 9,987 |
Additional noninterest expense | $387,000 | 9,405 |
Pre-tax net operating income | $46,000 | 12,201 |
Securities gains (losses) | $27,000 | 4,244 |
Applicable income taxes | $23,000 | 11,542 |
Income before extraordinary items | $50,000 | 12,255 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $50,000 | 12,279 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-30,000 | 12,362 |
Cash dividends | $20,000 | 8,663 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $31,640 | 12,227 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,088,000 | 12,863 |
Total interest expense | $443,000 | 13,010 |
Net interest income | $645,000 | 12,544 |
Provision for loan and lease losses | $5,000 | 11,499 |
Total noninterest income | $144,000 | 10,610 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $119,000 | 7,968 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $25,000 | 12,163 |
Total noninterest expense | $712,000 | 11,459 |
Salaries and employee benefits | $247,000 | 12,643 |
Premises and equipment expense | $104,000 | 10,590 |
Additional noninterest expense | $361,000 | 10,061 |
Pre-tax net operating income | $72,000 | 12,263 |
Securities gains (losses) | $1,000 | 7,986 |
Applicable income taxes | $13,000 | 12,284 |
Income before extraordinary items | $60,000 | 12,467 |
Extraordinary gains, net | $13,000 | 1,300 |
Net income | $73,000 | 12,340 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 9,883 |
Cash dividends | $27,000 | 8,313 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $59,180 | 12,193 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.