Home > Zenith Bank & Trust > Net Loans and Leases
Zenith Bank & Trust, Net Loans and Leases
| 2025-03-31 | Rank | |
| Net loans and leases | $40,260,000 | 3,951 |
| Loan loss allowance | $330,000 | 4,089 |
| Total loans and leases | $40,590,000 | 3,952 |
| Unearned income | $54,000 | 635 |
| Loans and leases, gross | $40,644,000 | 3,952 |
| All real estate loans | $23,225,000 | 3,947 |
| Real estate loans in domestic offices | $23,225,000 | 3,947 |
| Construction and development loans | $1,174,000 | 3,579 |
| Commercial RE | $7,966,000 | 3,525 |
| Commercial real estate owner-occupied | $686,000 | 3,856 |
| Commercial real estate other non-farm non-residential | $7,280,000 | 3,042 |
| Multifamily residential real estate | $3,700,000 | 2,424 |
| 1-4 family residential loans | $10,385,000 | 3,727 |
| Farmland loans | $0 | 3,558 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,099 |
| Commercial and industrial loans | $9,573,000 | 3,007 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,846,000 | 1,487 |
| Credit card loans | $0 | 733 |
| Related Plans | $7,846,000 | 163 |
| Consumer Loans - Auto | $0 | 3,830 |
| Other loans to individuals | $0 | 4,140 |
| All other loans & leases | $0 | 3,665 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,174 |
| Other loans | $0 | 3,225 |
| Lease financing receivables | $0 | 754 |
| Loans to depository institutions and acceptances of other banks | $0 | 186 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 975 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,847 |
| Non 1-4 family restructured loans & leases | $0 | 522 |
| Residential 1-4 family construction | $1,174,000 | 2,961 |
| Other construction, all land development and other land | $0 | 3,756 |
| Allowance for loan and lease losses in tier 2 | $345,000 | 2,522 |
| Total loans and leases | NA | NA |
| 2024-12-31 | Rank | |
| Net loans and leases | $25,650,000 | 4,156 |
| Loan loss allowance | $191,000 | 4,248 |
| Total loans and leases | $25,841,000 | 4,158 |
| Unearned income | $27,000 | 679 |
| Loans and leases, gross | $25,868,000 | 4,158 |
| All real estate loans | $5,248,000 | 4,280 |
| Real estate loans in domestic offices | $5,248,000 | 4,288 |
| Construction and development loans | $827,000 | 3,734 |
| Commercial RE | $0 | 4,339 |
| Commercial real estate owner-occupied | $0 | 4,084 |
| Commercial real estate other non-farm non-residential | $0 | 4,112 |
| Multifamily residential real estate | $0 | 3,619 |
| 1-4 family residential loans | $4,421,000 | 4,023 |
| Farmland loans | $0 | 3,590 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,130 |
| Commercial and industrial loans | $13,117,000 | 2,707 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,501,000 | 1,573 |
| Credit card loans | $0 | 744 |
| Related Plans | $7,501,000 | 174 |
| Consumer Loans - Auto | $0 | 3,853 |
| Other loans to individuals | $0 | 4,164 |
| All other loans & leases | $2,000 | 3,630 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,209 |
| Other loans | $2,000 | 3,147 |
| Lease financing receivables | $0 | 768 |
| Loans to depository institutions and acceptances of other banks | $0 | 190 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 965 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,963 |
| Non 1-4 family restructured loans & leases | $0 | 1,539 |
| Residential 1-4 family construction | $827,000 | 3,145 |
| Other construction, all land development and other land | $0 | 3,777 |
| Allowance for loan and lease losses in tier 2 | $201,000 | 2,648 |
| Total loans and leases | NA | NA |
| 2024-09-30 | Rank | |
| Net loans and leases | $12,101,000 | 4,331 |
| Loan loss allowance | $78,000 | 4,374 |
| Total loans and leases | $12,179,000 | 4,333 |
| Unearned income | $22,000 | 682 |
| Loans and leases, gross | $12,201,000 | 4,333 |
| All real estate loans | $554,000 | 4,382 |
| Real estate loans in domestic offices | $554,000 | 4,406 |
| Construction and development loans | $554,000 | 3,852 |
| Commercial RE | $0 | 4,368 |
| Commercial real estate owner-occupied | $0 | 4,113 |
| Commercial real estate other non-farm non-residential | $0 | 4,138 |
| Multifamily residential real estate | $0 | 3,630 |
| 1-4 family residential loans | $0 | 4,350 |
| Farmland loans | $0 | 3,612 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,161 |
| Commercial and industrial loans | $8,400,000 | 3,137 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,247,000 | 2,610 |
| Credit card loans | $0 | 757 |
| Related Plans | $3,247,000 | 245 |
| Consumer Loans - Auto | $0 | 3,889 |
| Other loans to individuals | $0 | 4,204 |
| All other loans & leases | $0 | 3,703 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,233 |
| Other loans | $0 | 3,227 |
| Lease financing receivables | $0 | 771 |
| Loans to depository institutions and acceptances of other banks | $0 | 198 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 972 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,888 |
| Non 1-4 family restructured loans & leases | $0 | 514 |
| Residential 1-4 family construction | $554,000 | 3,310 |
| Other construction, all land development and other land | $0 | 3,802 |
| Allowance for loan and lease losses in tier 2 | $88,000 | 2,747 |
| Total loans and leases | NA | NA |
| 2024-06-30 | Rank | |
| Net loans and leases | $11,496,000 | 4,361 |
| Loan loss allowance | $74,000 | 4,388 |
| Total loans and leases | $11,570,000 | 4,362 |
| Unearned income | $32,000 | 697 |
| Loans and leases, gross | $11,602,000 | 4,362 |
| All real estate loans | $424,000 | 4,402 |
| Real estate loans in domestic offices | $424,000 | 4,434 |
| Construction and development loans | $424,000 | 3,898 |
| Commercial RE | $0 | 4,390 |
| Commercial real estate owner-occupied | $0 | 4,129 |
| Commercial real estate other non-farm non-residential | $0 | 4,154 |
| Multifamily residential real estate | $0 | 3,648 |
| 1-4 family residential loans | $0 | 4,368 |
| Farmland loans | $0 | 3,626 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,178 |
| Commercial and industrial loans | $8,109,000 | 3,179 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,069,000 | 2,660 |
| Credit card loans | $0 | 774 |
| Related Plans | $3,069,000 | 251 |
| Consumer Loans - Auto | $0 | 3,896 |
| Other loans to individuals | $0 | 4,227 |
| All other loans & leases | $0 | 3,703 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,246 |
| Other loans | $0 | 3,226 |
| Lease financing receivables | $0 | 770 |
| Loans to depository institutions and acceptances of other banks | $0 | 198 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 972 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,921 |
| Non 1-4 family restructured loans & leases | $0 | 1,505 |
| Residential 1-4 family construction | $424,000 | 3,400 |
| Other construction, all land development and other land | $0 | 3,818 |
| Allowance for loan and lease losses in tier 2 | $84,000 | 2,768 |
| Total loans and leases | NA | NA |
| 2024-03-31 | Rank | |
| Net loans and leases | $8,888,000 | 4,408 |
| Loan loss allowance | $57,000 | 4,426 |
| Total loans and leases | $8,945,000 | 4,411 |
| Unearned income | $0 | 832 |
| Loans and leases, gross | $8,945,000 | 4,453 |
| All real estate loans | $0 | 4,459 |
| Real estate loans in domestic offices | $0 | 4,473 |
| Construction and development loans | $0 | 4,138 |
| Commercial RE | $0 | 4,413 |
| Commercial real estate owner-occupied | $0 | 4,149 |
| Commercial real estate other non-farm non-residential | $0 | 4,163 |
| Multifamily residential real estate | $0 | 3,643 |
| 1-4 family residential loans | $0 | 4,402 |
| Farmland loans | $0 | 3,635 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,193 |
| Commercial and industrial loans | $5,776,000 | 3,455 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,169,000 | 2,655 |
| Credit card loans | $0 | 770 |
| Related Plans | $3,169,000 | 253 |
| Consumer Loans - Auto | $0 | 3,936 |
| Other loans to individuals | $0 | 4,252 |
| All other loans & leases | $0 | 3,738 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,256 |
| Other loans | $0 | 3,255 |
| Lease financing receivables | $0 | 773 |
| Loans to depository institutions and acceptances of other banks | $0 | 194 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 938 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,810 |
| Non 1-4 family restructured loans & leases | $0 | 486 |
| Residential 1-4 family construction | $0 | 3,782 |
| Other construction, all land development and other land | $0 | 3,807 |
| Allowance for loan and lease losses in tier 2 | $67,000 | 2,793 |
| Total loans and leases | NA | NA |
| 2023-12-31 | Rank | |
| Net loans and leases | $5,595,000 | 4,455 |
| Loan loss allowance | $14,000 | 4,454 |
| Total loans and leases | $5,609,000 | 4,455 |
| Unearned income | $0 | 817 |
| Loans and leases, gross | $5,609,000 | 4,493 |
| All real estate loans | $0 | 4,479 |
| Real estate loans in domestic offices | $0 | 4,491 |
| Construction and development loans | $0 | 4,153 |
| Commercial RE | $0 | 4,432 |
| Commercial real estate owner-occupied | $0 | 4,165 |
| Commercial real estate other non-farm non-residential | $0 | 4,178 |
| Multifamily residential real estate | $0 | 3,670 |
| 1-4 family residential loans | $0 | 4,422 |
| Farmland loans | $0 | 3,657 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,205 |
| Commercial and industrial loans | $2,254,000 | 3,988 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,355,000 | 2,603 |
| Credit card loans | $0 | 772 |
| Related Plans | $3,343,000 | 246 |
| Consumer Loans - Auto | $0 | 3,949 |
| Other loans to individuals | $12,000 | 4,228 |
| All other loans & leases | $0 | 3,748 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,262 |
| Other loans | $0 | 3,249 |
| Lease financing receivables | $0 | 782 |
| Loans to depository institutions and acceptances of other banks | $0 | 193 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 932 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,987 |
| Non 1-4 family restructured loans & leases | $0 | 1,547 |
| Residential 1-4 family construction | $0 | 3,808 |
| Other construction, all land development and other land | $0 | 3,826 |
| Allowance for loan and lease losses in tier 2 | $14,000 | 2,828 |
| Total loans and leases | NA | NA |