Home > Zenith Bank & Trust > Income and Expense

Zenith Bank & Trust, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$1,335,0003,688
Total interest expense$499,0003,443
Net interest income$836,0003,770
Provision for loan and lease losses$144,0001,247
Total noninterest income$64,0003,741
Gross Fiduciary activities income$12,000805
Service charges on deposit accounts$4,0004,066
Trading account gains and feesNANA
Additional Noninterest Income$48,0003,526
Total noninterest expense$955,0003,407
Salaries and employee benefits$611,0003,222
Premises and equipment expense$53,0003,831
Additional noninterest expense$48,0003,526
Pre-tax net operating income$-199,0004,342
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$-199,0004,326
Extraordinary gains, net$047
Net income$-199,0004,324
Minority interest net income$065
Net income of bank and minority interests.$-199,0004,326
Net charge-offs$02,299
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$-2,0004,422
Net operating income$-199,0004,342
2024-12-31 (YTD Data)Rank
Total interest income$3,530,0004,008
Total interest expense$1,158,0003,869
Net interest income$2,372,0004,016
Provision for loan and lease losses$187,0002,111
Total noninterest income$150,0004,052
Gross Fiduciary activities income$115,000752
Service charges on deposit accounts$6,0004,231
Trading account gains and feesNANA
Additional Noninterest Income$29,0004,233
Total noninterest expense$2,565,0003,819
Salaries and employee benefits$1,530,0003,746
Premises and equipment expense$219,0003,815
Additional noninterest expense$29,0004,233
Pre-tax net operating income$-230,0004,282
Securities gains (losses)$0940
Applicable income taxes$03,278
Income before extraordinary items$-230,0004,269
Extraordinary gains, net$053
Net income$-230,0004,268
Minority interest net income$090
Net income of bank and minority interests.$-230,0004,269
Net charge-offs$03,072
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$0564
Net operating income$-230,0004,287
2024-09-30 (YTD Data)Rank
Total interest income$2,524,0004,049
Total interest expense$807,0003,923
Net interest income$1,717,0004,065
Provision for loan and lease losses$74,0002,385
Total noninterest income$32,0004,367
Gross Fiduciary activities income$23,000840
Service charges on deposit accounts$4,0004,270
Trading account gains and feesNANA
Additional Noninterest Income$5,0004,369
Total noninterest expense$1,738,0003,902
Salaries and employee benefits$1,062,0003,808
Premises and equipment expense$159,0003,848
Additional noninterest expense$5,0004,394
Pre-tax net operating income$-63,0004,280
Securities gains (losses)$0930
Applicable income taxes$03,278
Income before extraordinary items$-63,0004,267
Extraordinary gains, net$051
Net income$-63,0004,267
Minority interest net income$082
Net income of bank and minority interests.$-63,0004,268
Net charge-offs$02,823
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$-63,0004,280
2024-06-30 (YTD Data)Rank
Total interest income$1,636,0004,070
Total interest expense$535,0003,923
Net interest income$1,101,0004,098
Provision for loan and lease losses$70,0002,068
Total noninterest income$14,0004,418
Gross Fiduciary activities income$9,000868
Service charges on deposit accounts$2,0004,294
Trading account gains and feesNANA
Additional Noninterest Income$3,0004,380
Total noninterest expense$1,082,0003,968
Salaries and employee benefits$663,0003,864
Premises and equipment expense$106,0003,857
Additional noninterest expense$3,0004,416
Pre-tax net operating income$-37,0004,306
Securities gains (losses)$0628
Applicable income taxes$03,283
Income before extraordinary items$-37,0004,287
Extraordinary gains, net$052
Net income$-37,0004,287
Minority interest net income$084
Net income of bank and minority interests.$-37,0004,289
Net charge-offs$02,587
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$-37,0004,299
2024-03-31 (YTD Data)Rank
Total interest income$794,0004,102
Total interest expense$269,0003,922
Net interest income$525,0004,147
Provision for loan and lease losses$53,0001,627
Total noninterest income$2,0004,481
Gross Fiduciary activities income$0895
Service charges on deposit accounts$1,0004,311
Trading account gains and feesNANA
Additional Noninterest Income$1,0004,418
Total noninterest expense$487,0004,055
Salaries and employee benefits$290,0003,983
Premises and equipment expense$58,0003,785
Additional noninterest expense$1,0004,453
Pre-tax net operating income$-13,0004,293
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$-13,0004,286
Extraordinary gains, net$051
Net income$-13,0004,283
Minority interest net income$072
Net income of bank and minority interests.$-13,0004,286
Net charge-offs$02,217
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$-13,0004,293
2023-12-31 (YTD Data)Rank
Total interest income$363,0004,530
Total interest expense$23,0004,471
Net interest income$340,0004,560
Provision for loan and lease losses$14,0003,131
Total noninterest income$1,0004,562
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,0004,378
Trading account gains and feesNANA
Additional Noninterest Income$04,510
Total noninterest expense$547,0004,515
Salaries and employee benefits$295,0004,498
Premises and equipment expense$62,0004,425
Additional noninterest expense$04,510
Pre-tax net operating income$-220,0004,441
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$-220,0004,408
Extraordinary gains, net$054
Net income$-220,0004,407
Minority interest net income$088
Net income of bank and minority interests.$-220,0004,408
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$22,100,00023
Net operating income$-220,0004,424

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.